Champaign County, IL Mortgage Lenders & HMDA Data, 2023

In 2023, lenders reported 4,384 mortgage applications in Champaign County, IL totaling $1.0 billion, down 25% from 2022. The average application was for $233,000, and applicants reported an average income of $117,000. 65% of applications resulted in an originated loan and 11% were denied. The most active lender was Busey Bank, with 489 applications, followed by Flat Branch Mortgage, Inc. and The Fisher National Bank.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 4,384
Total Mortgage Loan Application Amount $1,024,980,000
Average Mortgage Loan Application Amount $233,000
Highest Mortgage Loan Application Amount $62,285,000
Average Applicant Income $117,000
Highest Applicant Income $2,027,000

Mortgage Company List for Lending in Champaign County, IL for 2023

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Busey Bank
100 W UNIVERSITY AVE
CHAMPAIGN, IL 61820
* $ 12,304,953,000 489 $ 161,585,000
Flat Branch Mortgage, Inc.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ -1,000 465 $ 88,175,000
The Fisher National Bank
1710 S NEIL ST SUITE 3
FISHER, IL 61843
* $ 227,261,000 165 $ 26,715,000
Iroquois Federal Savings & Loan Association
201 E CHERRY ST
WATSEKA, IL 60970
* $ 823,727,000 122 $ 48,190,000
Hickory Point Bank & Trust
225 N WATER STREET
DECATUR, IL 62525
* $ 733,423,000 117 $ 42,375,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 115 $ 19,375,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 585,135,605,000 114 $ 18,390,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 552,307,127,000 109 $ 12,745,000
First Federal Savings Bank of Champaign-Urbana
1311 S. NEIL ST.
CHAMPAIGN, IL 61820
* $ 218,746,000 107 $ 18,595,000
Midland States Bank
1201 NETWORK CENTRE DRIVE
EFFINGHAM, IL 62401
* $ 7,845,713,000 105 $ 13,945,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 99 $ 3,905,000
University of Illinois Community Credit Union
2201 S FIRST ST
CHAMPAIGN, IL 61820
* $ 590,568,000 93 $ 19,385,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 93 $ 18,165,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 91 $ 18,035,000
Inb, National Association
322 E. CAPITOL
SPRINGFIELD, IL 62701
* $ 1,820,094,000 88 $ 24,220,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 129,461,046,000 80 $ 6,420,000
First Mid Bank and Trust, NA
1515 CHARLESTON AVE, PO BOX 499
MATTOON, IL 61938
* $ 6,704,869,000 64 $ 13,080,000
Longview Bank
PO BOX 47 102 SOUTH EAST AVENUE
OGDEN, IL 61859
* $ 283,286,000 61 $ 12,745,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,201,942,000,000 59 $ 11,185,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 59 $ 11,965,000
Marine Bank
3050 WABASH AVENUE
SPRINGFIELD, IL 62704
* $ 687,271,000 54 $ 8,320,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 53 $ 11,055,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ -1,000 53 $ 9,405,000
Heartland Bank & Trust Company
401 N HERSHEY RD
BLOOMINGTON, IL 61704
* $ 4,281,261,000 51 $ 5,635,000
The Gifford State Bank
PO BOX 400
GIFFORD, IL 61847
* $ 194,721,000 48 $ 5,190,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 47 $ 8,415,000
Morton Community Bank
721 W. JACKSON
MORTON, IL 61550
* $ 4,865,566,000 45 $ 49,885,000
Bankchampaign, N.A.
2101 S NEIL ST
CHAMPAIGN, IL 61820
* $ 215,141,000 43 $ 5,175,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 39 $ 6,085,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 30 $ 5,840,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 156,645,099,000 28 $ 5,030,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ -1,000 28 $ 5,030,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 27 $ 5,685,000
Bank of Springfield
2600 STEVENSON DRIVE
SPRINGFIELD, IL 62711
* $ 1,441,880,000 26 $ 5,320,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 25 $ 3,555,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 24 $ 3,800,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 23 $ 3,955,000
First State Bank
706 WASHINGTON STREET
MENDOTA, IL 61342
* $ 1,540,979,000 23 $ 7,925,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 182,325,674,000 22 $ 5,400,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 2,418,508,000,000 22 $ 3,350,000
First Financial Bank NA
1401 S. THIRD ST.
TERRE HAUTE, IN 47802
* $ 4,973,142,000 22 $ 14,640,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 22 $ 4,380,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ 3,141,703,000 22 $ 960,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 22 $ 3,750,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ -1,000 21 $ 895,000
Flagstar Bank NA

TROY, MI 49098
* $ 90,036,656,000 21 $ 3,375,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,717,531,000,000 20 $ 3,790,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 19 $ 4,195,000
Old National Bank
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ 46,490,438,000 19 $ 45,545,000
Point Mortgage Corp
864 AMENA COURT
CHULA VISTA, CA 91910
* $ -1,000 18 $ 3,730,000
First State Bank and Trust
201 W MAIN ST
MONTICELLO, IL 61856
* $ 350,396,000 17 $ 2,975,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 154,203,000,000 17 $ 3,795,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 17 $ 1,315,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 15 $ 2,515,000
Prairie State Bank & Trust
3751 W. WABASH AVE
SPRINGFIELD, IL 62704
* $ 843,382,000 14 $ 3,690,000
Prospect Bank
PO BOX 400
PARIS, IL 61944
* $ 719,036,000 14 $ 2,330,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 3,601,623,000 14 $ 490,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 13 $ 1,105,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 110,900,000,000 13 $ 2,865,000
American Heritage Lending, LLC
19800 MACARTHUR BLVD SUITE 950
IRVINE, CA 92612
* $ -1,000 13 $ 1,845,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 13 $ 2,625,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 226,401,591,000 13 $ 2,015,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 12 $ 1,100,000
Credit Union 1
200 EAST CHAMPAIGN AVENUE
RANTOUL, IL 61866
* $ 1,579,286,000 12 $ 1,010,000
Citizens Equity First Credit U
5401 W DIRKSEN PKWY
PEORIA, IL 61607
* $ 7,677,655,000 12 $ 1,840,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ 9,123,708,000 11 $ 2,235,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 11 $ 1,715,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 3,765,608,000 11 $ 1,525,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 11 $ 1,865,000
Frontier Financial, Inc. dba Frontier Mortgage
16647 CHESTERFIELD GROVE ROAD, SUITE 100
CHESTERFIELD, MO 63005
* $ -1,000 10 $ 1,810,000
First State Bank of Forrest
133 E. KRACK ST.
FORREST, IL 61741
* $ 273,557,000 10 $ 1,420,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 35,526,360,000 10 $ 2,090,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 16,117,865,000 10 $ 1,210,000
Cibm Bank
19601 WEST BLUEMOUND ROAD
BROOKFIELD, WI 53045
* $ 745,082,000 9 $ 8,015,000
Petefish, Skiles, & Company Bank
102 W. BEARDSTOWN ST.
VIRGINIA, IL 62691
* $ 277,179,000 9 $ 1,235,000
Guidance Residential, LLC
11107 SUNSET HILLS ROAD, STES 100 & 200
RESTON, VA 20190
* $ -1,000 9 $ 1,635,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ -1,000 9 $ 1,745,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 7 $ 755,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 206,289,179,000 7 $ 2,105,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 7 $ 1,255,000
American Airlines Federal Cred
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ 8,876,888,000 7 $ 1,495,000
Commerce Bank
922 WALNUT, TB 12-1
KANSAS CITY, MO 64106
* $ 31,679,817,000 6 $ 430,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 6 $ 950,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ -1,000 6 $ 800,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 5 $ 1,055,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ 176,980,258,000 5 $ 1,125,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 34,681,050,000 5 $ 545,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ -1,000 5 $ 1,925,000
Purdue Federal CU
1551 WIN HENTSCHEL BLVD., PO BOX 2433
WEST LAFAYETTE, IN 47906
* $ 1,813,728,000 5 $ 1,085,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 1,052,701,000 5 $ 855,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ -1,000 5 $ 785,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 4 $ 870,000
Fidelity Bank
100 E ENGLISH
WICHITA, KS 67202
* $ 3,078,918,000 4 $ 1,150,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,766,752,000,000 4 $ 1,110,000
Cathay Bank
9650 FLAIR DRIVE
LOS ANGELES, CA 90012
* $ 21,936,467,000 4 $ 550,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ -1,000 4 $ 370,000
First Farmers Bank & Trust
123 N. JEFFERSON STREET
CONVERSE, IN 46919
* $ 2,738,488,000 4 $ 380,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ -1,000 4 $ 800,000
Ice Lender Holdings LLC
31 W 34TH ST. #1012
NEW YORK, NY 10018
* $ -1,000 4 $ 5,720,000
Uw Credit Union
3500 UNIVERSITY AVE
MADISON, WI 53717
* $ 5,145,209,000 4 $ 1,100,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ -1,000 4 $ 990,000
Longview Community Bank
804 SOUTH SANGAMON AVENUE
GIBSON CITY, IL 60936
* $ 135,977,000 4 $ 410,000
Community Banc Mortgage Corp
301 N MAIN
CHATHAM, IL 62629
* $ -1,000 4 $ 570,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 3 $ 675,000
Success Lending, LLC

SCHAUMBURG, IL 60173
* $ -1,000 3 $ 605,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 3 $ 505,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ -1,000 3 $ 495,000
Associated Bank NA
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ 39,358,786,000 3 $ 1,455,000
First Financial Bank
255 EAST FIFTH STREET SUITE 900
CINCINNATI, OH 45202
* $ 16,915,645,000 3 $ 1,035,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 3 $ 1,205,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ 18,739,008,000 3 $ 365,000
Neighborhood Loans, Inc
1333 BUTTERFIELD RD SUITE 600
DOWNERS GROVE, IL 60515
* $ -1,000 3 $ 455,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ -1,000 3 $ 605,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 4,554,611,000 3 $ 605,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 546,228,000,000 3 $ 665,000
First Savings Bank
501 E. LEWIS & CLARK PARKWAY
JEFFERSONVILLE, IN 47130
* $ 2,192,809,000 3 $ 395,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ -1,000 3 $ 705,000
Keller Mortgage, LLC

AUSTIN, TX 78746
* $ -1,000 3 $ 465,000
Lima One Capital, LLC
201 E. MCBEE AVE, SUITE 300
GREENVILLE, SC 29601
* $ -1,000 3 $ 415,000
Ally Bank

CHARLOTTE, NC 28202
* $ 181,890,000,000 2 $ 680,000
Merchants and Manufacturers Ba
601 E CASS STREET
JOLIET, IL 60432
* $ 416,733,000 2 $ 540,000
Greenstate Credit Union
2355 LANDON RD
NORTH LIBERTY, IA 52317
* $ 11,283,366,000 2 $ 580,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 2 $ 190,000
Texana Bank
124 E RUSH ST
LINDEN, TX 75563
* $ 270,427,000 2 $ 460,000
Flanagan State Bank
301 W FALCON HWY
FLANAGAN, IL 61740
* $ 274,304,000 2 $ 480,000
Deephaven Mortgage LLC
3530 TORINGDON WAY #200
CHARLOTTE, NC 28277
* $ -1,000 2 $ 480,000
Consumer Real Estate Finance Co dba Society Mortgage
330 SW 2ND ST #111
FORT LAUDERDALE, FL 33312
* $ -1,000 2 $ 270,000
Simmons Bank
501 MAIN
PINE BLUFF, AR 71601
* $ 27,409,758,000 2 $ 720,000
Key Mortgage Services, Inc.
475 N. MARTINGALE RD. SUITE 100
SCHAUMBURG, IL 60173
* $ -1,000 2 $ 180,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ -1,000 2 $ 200,000
A&N Mortgage Services, Inc.
901 S 2ND ST STE #201
SPRINGFIELD, IL 62704
* $ -1,000 2 $ 610,000
Premier Bank
601 CLINTON STREET
YOUNGSTOWN, OH 44503
* $ 8,408,012,000 2 $ 340,000
Greenbox Loans
3250 WILSHIRE BLVD., SUITE 1900
LOS ANGELES, CA 90010
* $ -1,000 2 $ 360,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ 14,304,653,000 2 $ 570,000
Service Federal Credit Union
3003 LAFAYETTE ROAD
PORTSMOUTH, NH 03801
* $ 5,172,623,000 2 $ 440,000
Fortress Bank
9000 N. KNOXVILLE AVENUE
PEORIA, IL 61615
* $ 619,628,000 2 $ 190,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ -1,000 2 $ 140,000
Dieterich Bank
300 SUR WOODS DRIVE
EFFINGHAM, IL 62401
* $ 1,273,483,000 2 $ 250,000
Filo Mortgage, LLC
555 E NORTH LN #6125
WEST CONSHOHOCKEN, PA 19428
* $ -1,000 2 $ 560,000
Academy Mortgage Corporation
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ -1,000 2 $ 160,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ -1,000 2 $ 350,000
Consumers Credit Union
1075 TRI STATE PARKWAY STE 850
GURNEE, IL 60031
* $ 3,048,445,000 2 $ 500,000
Princeton Federal Credit Union
774 ALEXANDER RD
PRINCETON, NJ 08540
* $ 157,253,000 2 $ 160,000
American Neighborhood Mortgage Acceptance Company
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ -1,000 2 $ 870,000
Catlin Bank
202 S SANDUSKY ST
CATLIN, IL 61817
* $ 84,885,000 2 $ 510,000
Digital Federal Credit Union
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ 11,281,243,000 2 $ 350,000
Servbank, N.A.
3201 ORCHARD RD
OSWEGO, IL 60543
* $ 389,402,000 2 $ 180,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 780,976,000 2 $ 680,000
Heartland Credi T Union
2213 W WHITE OAKS DR
SPRINGFEILD, IL 62704
* $ 436,889,000 2 $ 250,000
Thrivent Federal Credit Union

SHAKOPEE, MN 55379
* $ 875,403,000 2 $ 100,000
Draper and Kramer Mortgage Corp.
1431 OPUS PLACE SUITE 200
WILMINGTON, DE 60515
* $ -1,000 2 $ 630,000
Grundy Bank
201 LIBERTY STREET
MORRIS, IL 60450
* $ 363,421,000 2 $ 290,000
Network Funding, L.P.
9700 RICHMOND, SUITE 320
HOUSTON, TX 77042
* $ -1,000 1 $ 555,000
Gershman Investment Corp.
16253 SWINGLEY RIDGE ROAD, SUITE 400
CHESTERFIELD, MO 63017
* $ -1,000 1 $ 125,000
Municipal Trust and Savings Bank
PO BOX 146
BOURBONNAIS, IL 60914
* $ 343,382,000 1 $ 335,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ -1,000 1 $ 265,000
Justice Federal Credit Union
5175 PARKSTONE DRIVE, STE. 200
CHANTILLY, VA 20151
* $ 985,740,000 1 $ 105,000
Bayshore Mortgage Funding
1920 GREENSPRING DRIVE, SUITE 140
TIMONIUM, MD 21093
* $ -1,000 1 $ 205,000
First Federal Savings Bank
633 LASALLE ST
OTTAWA, IL 61350
* $ 363,836,000 1 $ 165,000
United Community Bank
104 N MACOUPIN
CHATHAM, IL 62629
* $ 3,460,034,000 1 $ 55,000
Loan Funder LLC
645 MADISON AVENUE, 19TH FLOOR
NEW YORK, NY 10022
* $ -1,000 1 $ 955,000
Deseret First Credit Union
3999 PARKWAY BOULEVARD
WEST VALLEY CITY, UT 84120
* $ 990,239,000 1 $ 325,000
Amwest Funding Corp
6 POINTE DRIVE, SUITE 300
BREA, CA 92821
* $ -1,000 1 $ 115,000
Illinois State Credit Union
1309 S CENTER
NORMAL, IL 61761
* $ 200,084,000 1 $ 315,000
Nqm Funding, LLC
E, 4800 N FEDERAL HWY #200
BOCA RATON, FL 33431
* $ -1,000 1 $ 305,000
Inova Federal Credit Union
358 S ELKHART AVENUE
ELKHART, IN 46516
* $ 666,524,000 1 $ 35,000
Wsfs Bank
500 DELAWARE AVENUE
WILMINGTON, DE 19801
* $ 19,808,858,000 1 $ 45,000
State Bank of Bement
180 E. BODMAN ST
BEMENT, IL 61813
* $ 168,230,000 1 $ 105,000
Total Quality Financial Inc

CARMEL, IN 46032
* $ -1,000 1 $ 345,000
Bank of Pontiac
300 W WASHINGTON ST
PONTIAC, IL 61764
* $ 987,787,000 1 $ 155,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 200,262,969,000 1 $ 275,000
Buena Vista National Bank
1309 SWANWICK STREET
CHESTER, IL 62233
* $ 266,369,000 1 $ 295,000
Quorum Federal Credit Union
2500 WESTCHESTER AVENUE
PURCHASE, NY 10577
* $ 1,154,561,000 1 $ 55,000
Farmers State Bank of Alto Pass
555 S. COMMERCIAL
HARRISBURG, IL 62946
* $ 309,826,000 1 $ 195,000
Decatur Earthmover Credit Union
260 WEST MARION AVENUE
FORSYTH, IL 62535
* $ 306,768,000 1 $ 155,000
State Bank of Graymont
204 MAIN STREET
GRAYMONT, IL 61743
* $ 304,885,000 1 $ 85,000
Ross Mortgage Corporation
2075 W. BIG BEAVER, SUITE 700
TROY, MI 48084
* $ -1,000 1 $ 185,000
Numark Credit Union
1654 TERRY DR; P O BOX 2729
JOLIET, IL 60434
* $ 632,992,000 1 $ 55,000
Summit Funding.Inc
2135 BUTANO DRIVE SUITE 150
SACRAMENTO, CA 95825
* $ -1,000 1 $ 345,000
Four Points Federal Credit Union
510 N 127TH ST
OMAHA, NE 68137
* $ 166,783,000 1 $ 15,000
Credit Union Mortgage Associat
10800 MAIN STREET
FAIRFAX, VA 22030
* $ -1,000 1 $ 205,000
Servion
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ -1,000 1 $ 155,000
Accunet Mortgage LLC
13000 W SILVER SPRING DR.
WAUKESHA, WI 53188
* $ -1,000 1 $ 215,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 379,838,000 1 $ 25,000
Platinum Home Mortgage Corporation
2200 HICKS RD, STE 101
SPRINGFIELD, IL 60008
* $ -1,000 1 $ 355,000
City 1st Mortgage Services, Lc
750 S. MAIN SUITE 104
BOUNTIFUL, UT 84010
* $ -1,000 1 $ 95,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ -1,000 1 $ 165,000
Beeline Loans, Inc.
188 VALLEY ST SUITE 225
PROVIDENCE, RI 02909
* $ -1,000 1 $ 135,000
Member First Mortgage, LLC
616 44TH STREET SE
GRAND RAPIDS, MI 49548
* $ -1,000 1 $ 175,000
Stancorp Mortgage Investors
10265 NE TANASBOURNE DR
HILLSBORO, OR 97124
* $ -1,000 1 $ 13,605,000
American Federal Mortgage Corporation
360 ROUTE 24
CHESTER, NJ 07930
* $ -1,000 1 $ 205,000
First Community Credit Union
17151 CHESTERFIELD AIRPORT RD
CHESTERFIELD, MO 63005
* $ 3,868,571,000 1 $ 205,000
Calcon Mutual Mortgage LLC
3131 CAMINO DEL RIO N SUITE 1680
SAN DIEGO, CA 92108
* $ -1,000 1 $ 255,000
National Bank of St Anne
158 WEST STATION ST
ST ANNE, IL 60964
* $ 127,023,000 1 $ 325,000
Sage Home Loans Corporation
1423 RED VENTURES DRIVE SUITE 201
FORT MILL, SC 29707
* $ -1,000 1 $ 335,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 6,722,761,000 1 $ 45,000
International Bank of Chicago
5069 NORTH BROADWAY
CHICAGO, IL 60640
* $ 963,828,000 1 $ 255,000
Horizon Bank
515 FRANKLIN ST
MICHIGAN CITY, IN 46360
* $ 7,794,340,000 1 $ 55,000
First National Bank of Pandora
102 E. MAIN ST
PANDORA, OH 45877
* $ 241,932,000 1 $ 105,000
Cadence Bank
P O BOX 789
TUPELO, MS 38804
* $ 48,668,073,000 1 $ 145,000
Smartfi Home Loans

SAN DIEGO, CA 92122
* $ -1,000 1 $ 65,000
American Bank of Freedom
127 WEST HUDSON
WELLSVILLE, MO 63384
* $ 734,517,000 1 $ 9,745,000
Scott State Bank
101 WEST MAIN STREET
BETHANY, IL 61914
* $ 212,972,000 1 $ 45,000
Plainscapital Bank
6565 HILLCREST AVE
DALLAS, TX 75205
* $ 13,520,414,000 1 $ 645,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 209,664,000,000 1 $ 815,000
Loanunited.Com, LLC
3235 SATELLITE BLVD SUITE 314
DULUTH, GA 30096
* $ -1,000 1 $ 825,000
Bankers Trust Company
453 7TH ST.
DES MOINES, IA 50309
* $ 6,104,235,000 1 $ 15,000
Star USA Federal Credit Union
ONE CANTLEY DRIVE
CHARLESTON, WV 25314
* $ 170,957,000 1 $ 55,000
American Portfolio Mortgage Corporation
800 EAST NORTHWEST HIGHWAY
PALATINE, IL 60067
* $ -1,000 1 $ 175,000
Carrollton Bank

SAINT LOUIS, MO 63132
* $ 3,135,836,000 1 $ 255,000
The Loan Store, Inc

TUCSON, AZ 85718
* $ -1,000 1 $ 225,000
Raymond James Bank
710 CARILLON PARKWAY
SAINT PETERSBURG, FL 33716
* $ 42,076,662,000 1 $ 535,000
Lending 3, Inc
17220 NEWHOPE ST. SUITE 213
FOUNTAIN VALLEY, CA 92708
* $ -1,000 1 $ 265,000
Firstbank
10403 WEST COLFAX AVENUE
LAKEWOOD, CO 80215
* $ 27,775,362,000 1 $ 15,000
M/I Financial. LLC
3 EASTON OVAL, SUITE 340
COLUMBUS, OH 43219
* $ -1,000 1 $ 645,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ -1,000 1 $ 85,000
Star One Credit Union
PO BOX 3643
SUNNYVALE, CA 94088
* $ 10,762,461,000 1 $ 165,000
Arvest Bank

TULSA, OK 74103
* $ 26,441,420,000 1 $ 35,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ 5,751,484,000 1 $ 345,000
Originpoint, LLC
1800 W LARCHMONT AVE SUITE 305
CHICAGO, IL 60613
* $ -1,000 1 $ 805,000
Credence Funding Corporation
1200 TECHNOLOGY DR SUITE A
ABERDEEN, MD 21001
* $ -1,000 1 $ 265,000
Redwood Residential Acquisition Corporation
1 BELVEDERE PLACE
MILL VALLEY, CA 94951
* $ -1,000 1 $ 935,000
Ladera Lending, Inc.
555 CORPORATE DRIVE SUITE 215
LADERA RANCH, CA 92694
* $ -1,000 1 $ 155,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 1 $ 315,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 441,843,000 1 $ 205,000
Angel Oak Mortgage Solutions LLC
980 HAMMOND DRIVE, SUITE 850
ATLANTA, GA 30328
* $ -1,000 1 $ 265,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ 1,054,618,000 1 $ 145,000
Paramount Bank
90 VILLAGE SQUARE SHOPPING CENTER
HAZELWOOD, MO 63042
* $ 94,527,000 1 $ 155,000
Compass Mortgage, Inc.
27755 DIEHL ROAD, STE 100
WARRENVILLE, IL 60555
* $ -1,000 1 $ 335,000
Rbc Bank (Georgia), N.A.

RALEIGH, NC 27607
* $ 6,097,782,000 1 $ 115,000
First American Bank
80 STRATFORD DRIVE
ELK GROVE VILLAGE, IL 60007
* $ 6,105,252,000 1 $ 65,000
Old Second National Bank
37 SOUTH RIVER STREET
AURORA, IL 60506
* $ 5,883,754,000 1 $ 365,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ -1,000 1 $ 635,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 1 $ 265,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 2,517,837,000 1 $ 285,000
Cornerstone Capital Bank, SSB
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ 1,991,593,000 1 $ 335,000
Northwest Bank of Rockford
3106 N ROCKTON AVE
ROCKFORD, IL 61103
* $ 361,181,000 1 $ 145,000
Warren Boynton State Bank
702 W ILLINOIS ST, PO BOX 19
NEW BERLIN, IL 62670
* $ 225,672,000 1 $ 545,000
Axia Financial LLC
1120 112TH AVE NE STE 600
BELLEVUE, WA 98004
* $ -1,000 1 $ 85,000
Endeavor Capital, LLC
14897 CLAYTON ROAD
CHESTERFIELD, MO 63017
* $ -1,000 1 $ 135,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ 1,991,835,000 1 $ 95,000
Nations Direct Mortgage, LLC
2475 VILLAGE VIEW DRIVE SUITE 100
HENDERSON, NV 89074
* $ -1,000 1 $ 145,000
Lument Real Estate Capital
10 W BROAD STREET, 8TH FLOOR
COLUMBUS, OH 43215
* $ -1,000 1 $ 3,855,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 1 $ 435,000
Uif Corporation
29777 TELEGRAPH RD. SUITE 3590
SOUTHFIELD, MI 48034
* $ -1,000 1 $ 205,000
Resicentral LLC
700 LARKSPUR LANDING CIRCLE SUITE 199-18
LARKSPUR, CA 94939
* $ -1,000 1 $ 325,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 1 $ 395,000
Cbre Multifamily Capital, Inc.

HOUSTON, TX 77079
* $ -1,000 1 $ 6,805,000
The Central Trust Bank
238 MADISON ST.
JEFFERSON CITY, MO 65101
* $ 19,309,880,000 1 $ 155,000
Farmers Bank and Trust Company
201 SOUTH MAIN STREET
MARION, KY 42064
* $ 605,740,000 1 $ 65,000
Ruoff Mortgage Company
1700 MAGNAVOX WAY SUITE 220
FORT WAYNE, IN 46804
* $ -1,000 1 $ 315,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ -1,000 1 $ 105,000

The tables below break down 2023 mortgage applications in Champaign County, IL by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Champaign County, IL in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,013 $669,635,000 $222,000 $20,075,000 $119,000 $2,027,000
Cash-out Refinancing 395 $74,545,000 $188,000 $7,735,000 $88,000 $422,000
Other Purpose 366 $26,150,000 $71,000 $405,000 $118,000 $700,000
Refinancing 358 $220,280,000 $615,000 $62,285,000 $126,000 $730,000
Home Improvement 241 $33,315,000 $138,000 $6,415,000 $130,000 $794,000
Not Applicable 11 $1,055,000 $95,000 $185,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,362 $385,800,000 $163,000 $1,005,000 $115,000 $1,200,000
Not applicable 623 $401,555,000 $644,000 $62,285,000 $131,000 $241,000
Not Provided 487 $88,685,000 $182,000 $1,635,000 $135,000 $2,027,000
Black or African American 404 $55,840,000 $138,000 $715,000 $88,000 $730,000
Hispanic 232 $32,720,000 $141,000 $525,000 $103,000 $799,000
Asian 214 $50,300,000 $235,000 $965,000 $156,000 $721,000
American Indian or Alaskan Native 20 $3,410,000 $170,000 $645,000 $85,000 $250,000
Native Hawaiian or Other Pacific Islander 2 $100,000 $50,000 $55,000 $35,000 $36,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,533 $868,475,000 $245,000 $62,285,000 $126,000 $2,027,000
FHA-insured (Federal Housing Administration) 588 $98,630,000 $167,000 $485,000 $74,000 $544,000
VA-guaranteed (Veterans Administration) 225 $52,345,000 $232,000 $825,000 $94,000 $698,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 38 $5,530,000 $145,000 $335,000 $75,000 $132,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,847 $771,065,000 $270,000 $62,285,000 $125,000 $2,027,000
Application Denied By Financial Institution 487 $55,785,000 $114,000 $955,000 $86,000 $730,000
Application Withdrawn By Applicant 429 $88,455,000 $206,000 $10,805,000 $121,000 $1,328,000
Loan Purchased By The Institution 386 $74,270,000 $192,000 $935,000 $78,000 $250,000
File Closed For Incompleteness 145 $23,545,000 $162,000 $1,635,000 $102,000 $1,200,000
Application Approved But Not Accepted 87 $11,375,000 $130,000 $715,000 $110,000 $794,000
Preapproval Denied by Financial Institution 2 $320,000 $160,000 $265,000 $85,000 $134,000
Preapproval Approved but not Accepted 1 $165,000 $165,000 $165,000 $76,000 $76,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 3,535 $889,145,000 $251,000 $62,285,000 $119,000 $2,027,000
Debt-To-Income Ratio 500 $98,740,000 $197,000 $7,735,000 $119,000 $706,000
Credit History 156 $13,100,000 $83,000 $505,000 $76,000 $642,000
Collateral 62 $6,520,000 $105,000 $345,000 $104,000 $440,000
Credit Application Incomplete 59 $6,615,000 $112,000 $415,000 $91,000 $195,000
Other 37 $5,155,000 $139,000 $435,000 $155,000 $488,000
Unverifiable Information 16 $1,900,000 $118,000 $265,000 $136,000 $730,000
Insufficient Cash (Downpayment, Closing Cost) 14 $3,150,000 $225,000 $785,000 $81,000 $235,000
Employment History 5 $655,000 $131,000 $295,000 $50,000 $130,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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