Cooke County, TX Mortgage Lenders & HMDA Data, 2025

In 2025, lenders reported 1,751 mortgage applications in Cooke County, TX totaling $514.6 million, up 7% from 2024. The average application was for $293,000, and applicants reported an average income of $159,000. 48% of applications resulted in an originated loan and 16% were denied. The most active lender was 21st Mortgage, with 125 applications, followed by American National Bank & Trust and First State Bank.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Texas.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,751
Total Mortgage Loan Application Amount $514,575,000
Average Mortgage Loan Application Amount $293,000
Highest Mortgage Loan Application Amount $2,945,000
Average Applicant Income $159,000
Highest Applicant Income $6,245,000

Mortgage Company List for Lending in Cooke County, TX for 2025

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 125 $ 17,495,000
American National Bank & Trust
2732 MIDWESTERN PKWY
WICHITA FALLS, TX 78130
* $ n/a 117 $ 40,645,000
First State Bank
801 E CALIFORNIA STREET
GAINESVILLE, TX 76240
* $ n/a 85 $ 24,345,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 82 $ 28,080,000
First United Bank and Trust Co
PO BOX 130
DURANT, OK 74702
* $ n/a 72 $ 24,260,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 62 $ 24,190,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 52 $ 17,280,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 49 $ 17,365,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 49 $ 12,405,000
DHI Mortgage Company, Ltd.
10700 PECAN PARK BLVD, SUITE 450
AUSTIN, TX 78750
* $ n/a 41 $ 11,915,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 40 $ 8,360,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ n/a 38 $ 5,290,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 25 $ 6,505,000
Highlands Residential Mortgage, Ltd.
950 W BETHANY DR STE 800
ALLEN, TX 75013
* $ n/a 23 $ 8,815,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 23 $ 6,895,000
Sfmc, LP
5408 W PLANO PKWY
PLANO, TX 75093
* $ n/a 22 $ 7,480,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 22 $ 6,880,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ n/a 22 $ 3,380,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 21 $ 5,915,000
Datcu
5940 SOUTH INTERSTATE 35 EAST
CORINTH, TX 76210
* $ n/a 19 $ 3,105,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 19 $ 6,655,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 17 $ 6,295,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 16 $ 3,900,000
4u Federal Credit Union
1312 LAWRENCE STREET
GAINESVILLE, TX 76240
* $ n/a 15 $ 1,595,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 14 $ 6,650,000
Prosperity Bank
1301 N MECHANIC ST
EL CAMPO, TX 77437
* $ n/a 14 $ 8,510,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ n/a 12 $ 1,960,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 11 $ 2,845,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ n/a 11 $ 3,445,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 11 $ 3,305,000
Citibank, NA

NEW YORK, NY 10012
* $ n/a 11 $ 5,275,000
Southstate Bank, National Association
1101 1ST STREET SOUTH
WINTER HAVEN, FL 33880
* $ n/a 11 $ 4,625,000
Frost Bank
100 WEST HOUSTON ST
SAN ANTONIO, TX 78205
* $ n/a 11 $ 3,105,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 10 $ 2,790,000
Ark-La-Tex Financial Services LLC
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ n/a 10 $ 3,280,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 10 $ 4,140,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ n/a 10 $ 1,280,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 10 $ 2,530,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 9 $ 1,715,000
Securitynational Mortgage Company
5300 SOUTH 360 WEST
SALT LAKE CITY, UT 84123
* $ n/a 9 $ 2,195,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 9 $ 1,755,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ n/a 9 $ 1,585,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ n/a 8 $ 740,000
Randolph-Brooks Federal Credit Union
PO BOX 2097
UNIVERSAL CITY, TX 78148
* $ n/a 8 $ 1,820,000
First Bank
300 E THRID
BURKBURNETT, TX 76359
* $ n/a 8 $ 3,550,000
Canopy Mortgage, LLC
360 TECHNOLOGY COURT STE. 200
LINDON, UT 84003
* $ n/a 7 $ 2,855,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ n/a 7 $ 1,925,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 7 $ 605,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 7 $ 2,975,000
Deephaven Mortgage LLC
3530 TORINGDON WAY #200
CHARLOTTE, NC 28277
* $ n/a 7 $ 1,945,000
Credit Union of Texas
8131 LBJ FREEWAY, SUITE 500
ALLEN, TX 75013
* $ n/a 7 $ 1,115,000
Nexbank
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ n/a 7 $ 2,565,000
Lendingone LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ n/a 7 $ 3,685,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 6 $ 1,290,000
The Loan Store, Inc

TUCSON, AZ 85718
* $ n/a 6 $ 1,170,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 6 $ 1,100,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 6 $ 590,000
United Built Homes, LLC
8500 LINE AVE
SHREVEPORT, LA 71106
* $ n/a 6 $ 2,270,000
Lendage, LLC dba Achieve Loans
1875 S GRANT ST
SAN MATEO, CA 94402
* $ n/a 6 $ 400,000
Cadence Bank
P O BOX 789
TUPELO, MS 38804
* $ n/a 6 $ 3,090,000
Tammac Holdings Corporation
480 SWEDESFORD ROAD SUITE 200
WAYNE, PA 19087
* $ n/a 5 $ 895,000
Legend Bank, N.A.
101 TARRANT ST
BOWIE, TX 76230
* $ n/a 5 $ 1,145,000
The Mortgage Link, Inc.
3 RESEARCH PL #100
ROCKVILLE, MD 20850
* $ n/a 5 $ 1,305,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ n/a 5 $ 1,075,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ n/a 5 $ 1,445,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 5 $ 1,275,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ n/a 5 $ 1,495,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ n/a 5 $ 1,645,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ n/a 5 $ 1,495,000
Texas Regional Bank
6770 WEST INTERSTATE 2
HARLINGEN, TX 78552
* $ n/a 5 $ 2,235,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ n/a 4 $ 1,380,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ n/a 4 $ 1,090,000
Simmons Bank
501 MAIN
PINE BLUFF, AR 71601
* $ n/a 4 $ 970,000
Calcon Mutual Mortgage LLC
3131 CAMINO DEL RIO N SUITE 1680
SAN DIEGO, CA 92108
* $ n/a 4 $ 1,420,000
Pointbank
200 S HIGHWAY 377
PILOT POINT, TX 76258
* $ n/a 4 $ 3,080,000
Citadel Servicing Corporation
15707 ROCKFIELD BLVD STE 320
IRVINE, CA 92618
* $ n/a 4 $ 2,050,000
Ciera Bank
623 ELM ST
GRAHAM, TX 76450
* $ n/a 4 $ 1,000,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ n/a 4 $ 610,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ n/a 4 $ 1,440,000
Mortgage Financial Services
10922 COURSEY BLVD. BLDG. B
BATON ROUGE, LA 70816
* $ n/a 4 $ 1,550,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ n/a 4 $ 1,600,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ n/a 4 $ 1,790,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ n/a 4 $ 1,460,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ n/a 4 $ 1,510,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 4 $ 680,000
Plains Commerce Bank
220 MAIN ST
HOVEN, SD 57450
* $ n/a 4 $ 1,790,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 3 $ 425,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ n/a 3 $ 935,000
Gold Star Mortgage Financial Group, Corporation
2350 GREEN ROAD SUITE 100B
ANN ARBOR, MI 48105
* $ n/a 3 $ 1,155,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ n/a 3 $ 505,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ n/a 3 $ 785,000
NFM, Inc
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ n/a 3 $ 1,535,000
Eecu
1617 W. 7TH STREET
FORT WORTH, TX 76102
* $ n/a 3 $ 325,000
Cornerstone Capital Bank, SSB
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ n/a 3 $ 1,355,000
Texasbank
400 FISK AVE
BROWNWOOD, TX 76801
* $ n/a 3 $ 545,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 3 $ 205,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ n/a 3 $ 1,895,000
First Financial Bank
400 PINE STREET
ABILENE, TX 79601
* $ n/a 3 $ 685,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ n/a 3 $ 1,805,000
Hometown Equity Mortgage, LLC
25531 COMMERCENTRE DRIVE SUITE 250
LAKE FOREST, CA 92630
* $ n/a 3 $ 825,000
Gateway First Bank
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ n/a 3 $ 525,000
Change Lending
175 N. RIVERVIEW DRIVE SUITE C
ANAHEIM, CA 92808
* $ n/a 3 $ 1,095,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ n/a 3 $ 905,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ n/a 2 $ 570,000
Texans Credit Union
777 E. CAMPBELL ROAD #300
RICHARDSON, TX 75081
* $ n/a 2 $ 120,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ n/a 2 $ 610,000
Community National Bank & Trust of Texas
PO BOX 624
CORSICANA, TX 75151
* $ n/a 2 $ 960,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ n/a 2 $ 320,000
Southern Bank
531 VINE ST
POPLAR BLUFF, MO 63901
* $ n/a 2 $ 370,000
Primis Bank

GLEN ALLEN, VA 23060
* $ n/a 2 $ 630,000
Redwood Residential Acquisition Corporation
1 BELVEDERE PLACE
MILL VALLEY, CA 94951
* $ n/a 2 $ 1,690,000
Network Funding, L.P.
9700 RICHMOND, SUITE 320
HOUSTON, TX 77042
* $ n/a 2 $ 490,000
Texas Republic Bank, N.A.
2595 PRESTON RD, SUITE 100
FRISCO, TX 75034
* $ n/a 2 $ 880,000
Traditional Mortgage Acceptance Corporation
777 108TH AVE NE #1670
BELLEVUE, WA 98004
* $ n/a 2 $ 250,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ n/a 2 $ 260,000
Veritex Community Bank
2101 ABRAMS RD
DALLAS, TX 75225
* $ n/a 2 $ 730,000
Pfn Lending Group, Inc.
5016 N PARKWAY CALABASAS
CALABASAS, CA 91302
* $ n/a 2 $ 310,000
First Option Mortgage, LLC
1100 CIRCLE 75 PARKWAY SOUTH EAST SUITE 300
ATLANTA, GA 30339
* $ n/a 2 $ 350,000
Intouch Credit Union
P O BOX 250169
PLANO, TX 75025
* $ n/a 2 $ 680,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ n/a 2 $ 1,100,000
Raymond James Bank
710 CARILLON PARKWAY
SAINT PETERSBURG, FL 33716
* $ n/a 2 $ 2,540,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ n/a 2 $ 530,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ n/a 2 $ 410,000
Sage Home Loans Corporation
1423 RED VENTURES DRIVE SUITE 201
FORT MILL, SC 29707
* $ n/a 2 $ 860,000
Texana Bank
124 E RUSH ST
LINDEN, TX 75563
* $ n/a 2 $ 620,000
Flagstar Bank NA

TROY, MI 49098
* $ n/a 2 $ 500,000
Goodleap, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ n/a 2 $ 340,000
B1bank
500 LAUREL STREET, SUITE 100
BATON ROUGE, LA 70801
* $ n/a 2 $ 1,330,000
Zions Bancorporation, N.A.

DENVER, CO 80237
* $ n/a 2 $ 170,000
Angel Oak Mortgage Solutions LLC
980 HAMMOND DRIVE, SUITE 850
ATLANTA, GA 30328
* $ n/a 2 $ 1,030,000
Plainscapital Bank
6565 HILLCREST AVE
DALLAS, TX 75205
* $ n/a 2 $ 1,280,000
Loan Simple, Inc.
9635 MAROON CIRCLE SUITE 100
ENGLEWOOD, CO 80112
* $ n/a 2 $ 450,000
Southwest Funding LP
13150 COIT ROAD STE 100
DALLAS, TX 75240
* $ n/a 2 $ 370,000
American Airlines Federal Cred
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ n/a 2 $ 530,000
Alameda Mortgage Corporation
1850 MT. DIABLO BLVD. SUITE 100
WALNUT CREEK, CA 94596
* $ n/a 1 $ 305,000
First Horizon Bank
165 MADISON AVE 5TH FLOOR
MEMPHIS, TN 38103
* $ n/a 1 $ 255,000
Ameris Bank
300 SOUTH MAIN STREET
ATLANTA, GA 30305
* $ n/a 1 $ 205,000
American National Bank of Texa
102 W MOORE AVENUE
TERRELL, TX 75160
* $ n/a 1 $ 275,000
Interlinc Mortgage Services, LLC
10613 W. SAM HOUSTON PKWY N. SUITE 200
HOUSTON, TX 77086
* $ n/a 1 $ 115,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ n/a 1 $ 315,000
Alliance Credit Union
8401 QUAKER AVE
LUBBOCK, TX 79424
* $ n/a 1 $ 285,000
A&D Mortgage LLC
899 W. CYPRESS CREEK ROAD
FT. LAUDERDALE, FL 33309
* $ n/a 1 $ 295,000
Panorama Mortgage Group, LLC
350 RAMPART BOULEVARD SUITE 310
LAS VEGAS, NV 89113
* $ n/a 1 $ 235,000
American Portfolio Mortgage Corporation
800 EAST NORTHWEST HIGHWAY
PALATINE, IL 60067
* $ n/a 1 $ 425,000
Easy Street Capital LLC
1201 E CESAR CHAVEZ ST SUITE 1
AUSTIN, TX 78702
* $ n/a 1 $ 185,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ n/a 1 $ 405,000
Guaranteed Rate Affinity, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ n/a 1 $ 85,000
Champions Funding, LLC
365 E GERMANN RD #140
GILBERT, AZ 85297
* $ n/a 1 $ 315,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ n/a 1 $ 625,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ n/a 1 $ 275,000
UMB Bank NA
1010 GRAND BLVD
KANSAS CITY, MO 64106
* $ n/a 1 $ 525,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ n/a 1 $ 365,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ n/a 1 $ 515,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ n/a 1 $ 155,000
Neighborhood Loans, Inc
1333 BUTTERFIELD RD SUITE 600
DOWNERS GROVE, IL 60515
* $ n/a 1 $ 245,000
Luminate Bank
2523 SOUTH WAYZATA BOULEVARD SUITE 100
MINNEAPOLIS, MN 55405
* $ n/a 1 $ 765,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ n/a 1 $ 305,000
Bpl Mortgage, LLC

OAKBROOK TERRACE, IL 60181
* $ n/a 1 $ 185,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ n/a 1 $ 265,000
Cv3 Financial Services, LLC
2101 E EL SEGUNDO BLVD SUITE #203
EL SEGUNDO, CA 90245
* $ n/a 1 $ 245,000
First State Bank Nebraska
2701 GRAINGER PARKWAY
LINCOLN, NE 68516
* $ n/a 1 $ 305,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ n/a 1 $ 375,000
All Credit Considered Mortgage, Inc.
1801 RESEARCH BLVD #410
ROCKVILLE, MD 20850
* $ n/a 1 $ 325,000
Alcova Mortgage, LLC
308 MARKET ST, SE
ROANOKE, VA 24011
* $ n/a 1 $ 285,000
Flat Branch Mortgage, Inc.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ n/a 1 $ 525,000
Guaranty Bank & Trust
100 W ARKANSAS ST
MT PLEASANT, TX 75455
* $ n/a 1 $ 155,000
Fnb & Trust of Ardmore
405 WEST MAIN
ARDMORE, OK 73401
* $ n/a 1 $ 275,000
First Colony Mortgage Corporat
500 EAST PARK AVENUE SUITE 900
OREM, UT 84097
* $ n/a 1 $ 815,000
Greenbox Loans
3250 WILSHIRE BLVD., SUITE 1900
LOS ANGELES, CA 90010
* $ n/a 1 $ 405,000
Jacksboro National Bank
910 MAIN STREET
JACKSBORO, TX 76458
* $ n/a 1 $ 385,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 1 $ 225,000
Efinity Financial LLC
1901 CENTRAL DRIVE SUITE 612
BEDFORD, TX 76021
* $ n/a 1 $ 305,000
Agriculture Federal Credit Union
1400 INDEPENDENCE AVE SW
WASHINGTON, DC 20250
* $ n/a 1 $ 105,000
Bison State Bank
223 MAIN ST
BISON, KS 67520
* $ n/a 1 $ 265,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ n/a 1 $ 405,000
Intelliloan, Inc.
4 PARK PLAZA SUITE 800
IRVINE, CA 92614
* $ n/a 1 $ 255,000
Belem Servicing, LLC dba Patriot Home Mortgage
230 N 1680 E
ST GEORGE, UT 84770
* $ n/a 1 $ 735,000
Beeline Loans, Inc.
188 VALLEY ST SUITE 225
PROVIDENCE, RI 02909
* $ n/a 1 $ 165,000
Nbh Bank
7800 EAST ORCHARD ROAD, SUITE 300
GREENWOOD VILLAGE, CO 80011
* $ n/a 1 $ 235,000
Encompass Lending Group, L.P.
23108 SEVEN MEADOWS PKWY SUITE 100
KATY, TX 77494
* $ n/a 1 $ 355,000
Aafmaa Mortgage Services LLC
2000 REGENCY PARKWAY SUITE 140
CARY, NC 27518
* $ n/a 1 $ 705,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ n/a 1 $ 195,000
Jmj Financial Group Inc.
26800 ALISO VIEJO PARKWAY STE 200
ALISO VIEJO, CA 92656
* $ n/a 1 $ 605,000
Integrity Mortgage Corporation of Texas
5 HORIZON CT
HEATH, TX 75032
* $ n/a 1 $ 255,000
Homexpress Mortgage Corp.
1936 E DEERE AVE SUITE 200
SANTA ANA, CA 92705
* $ n/a 1 $ 525,000
Obsidian Financial Services
2351 WEST EAU GALLIE BLVD. SUITE 2
MELBOURNE, FL 32935
* $ n/a 1 $ 225,000
Platinum Eagle Mortgage, LLC

FORT WASHINGTON, PA 19034
* $ n/a 1 $ 685,000
Ocmbc, Inc.
19000 MACARTHUR BLVD, SUITE 200
IRVINE, CA 92612
* $ n/a 1 $ 205,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ n/a 1 $ 335,000
Synergy One Lending, Inc.
3131 CAMINO DEL RIO N. SUITE 150
SAN DIEGO, CA 92101
* $ n/a 1 $ 435,000
Dart Bank
368 S. PARK ST.
MASON, MI 48854
* $ n/a 1 $ 805,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ n/a 1 $ 485,000
Nmsi, Inc.
3700 WILSHIRE BLVD. STE. 330
LOS ANGELES, CA 90010
* $ n/a 1 $ 205,000
Resicentral LLC
700 LARKSPUR LANDING CIRCLE SUITE 199-18
LARKSPUR, CA 94939
* $ n/a 1 $ 285,000
First National Bank Texas
507 N. GRAY ST.
KILLEEN, TX 76541
* $ n/a 1 $ 55,000
Sunflower Bank, N.A.
3025 CORTLAND CIRCLE - PO BOX 800
DALLAS, TX 75225
* $ n/a 1 $ 515,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ n/a 1 $ 565,000
Gmfs, LLC
7389 FLORIDA BLVD, STE 200-A
BATON ROUGE, LA 70806
* $ n/a 1 $ 135,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ n/a 1 $ 505,000
Centennial Bank
PO BOX 966
ARKANSAS, AR 72033
* $ n/a 1 $ 255,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ n/a 1 $ 275,000
Logan Finance Corporation
1393 VETERANS MEMORIAL HIGHWAY HAUPPAUGE
HAUPPAUGE, NY 11788
* $ n/a 1 $ 315,000
Citizens State Bank
PO BOX 518
SOMERVILLE, TX 77879
* $ n/a 1 $ 205,000
Radius Financial Group Inc
600 LONGWATER DRIVE SUITE 107
NORWELL, MA 02061
* $ n/a 1 $ 765,000
Pike Creek Mortgage Services, Inc.
2100 DRUMMOND PLAZA
NEWARK, DE 19711
* $ n/a 1 $ 155,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ n/a 1 $ 75,000
Longbridge Financial, LLC
1 INTERNATIONAL BOULEVARD, SUITE 900
MAHWAH, NJ 07495
* $ n/a 1 $ 165,000
Texas Tech Federal Credit Union
4005 98TH STREET
LUBBOCK, TX 79409
* $ n/a 1 $ 375,000
Member First Mortgage, LLC
616 44TH STREET SE
GRAND RAPIDS, MI 49548
* $ n/a 1 $ 425,000
Firefighters First Federal Credit Union
815 COLORADO BLVD
PASADENA, CA 91105
* $ n/a 1 $ 155,000
Mission Loans, LLC

IRVINE, CA 92612
* $ n/a 1 $ 75,000
Ardri LLC
27001 AGOURA ROAD #100
CALABASAS, CA 91301
* $ n/a 1 $ 275,000
United Mortgage Corp.
25 MELVILLE PARK ROAD
MELVILLE, NY 11747
* $ n/a 1 $ 465,000
Ennkar, Inc.
1036 W. TAFT AVENUE SUITE 200
ORANGE, CA 92868
* $ n/a 1 $ 135,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ n/a 1 $ 155,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ n/a 1 $ 695,000
Lendsure Mortgage Corp.
16959 BERNARDO CENTER DR, #102
SAN DIEGO, CA 92128
* $ n/a 1 $ 315,000
Great Plains National Bank
5909 NW EXPRESSWAY
ELK CITY, OK 73644
* $ n/a 1 $ 75,000
Bank Ozk
PO BOX 8811
LITTLE ROCK, AR 72231
* $ n/a 1 $ 85,000

The tables below break down 2025 mortgage applications in Cooke County, TX by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Cooke County, TX in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,104 $340,170,000 $308,000 $2,505,000 $161,000 $6,245,000
Refinancing 256 $87,150,000 $340,000 $2,945,000 $153,000 $1,141,000
Cash-out Refinancing 235 $64,105,000 $272,000 $1,805,000 $163,000 $3,804,000
Other Purpose 97 $14,725,000 $151,000 $1,005,000 $144,000 $873,000
Home Improvement 58 $8,400,000 $144,000 $705,000 $144,000 $690,000
Not Applicable 1 $25,000 $25,000 $25,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,053 $306,515,000 $291,000 $2,505,000 $161,000 $3,804,000
Not applicable 278 $98,260,000 $353,000 $2,945,000 $203,000 $588,000
Hispanic 202 $45,790,000 $226,000 $915,000 $171,000 $6,245,000
Not Provided 170 $51,750,000 $304,000 $1,585,000 $134,000 $1,141,000
Black or African American 19 $4,645,000 $244,000 $545,000 $99,000 $319,000
American Indian or Alaskan Native 17 $4,195,000 $246,000 $955,000 $115,000 $488,000
Asian 12 $3,420,000 $285,000 $1,055,000 $164,000 $482,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,288 $365,160,000 $283,000 $2,945,000 $173,000 $6,245,000
FHA-insured (Federal Housing Administration) 285 $86,405,000 $303,000 $535,000 $96,000 $319,000
VA-guaranteed (Veterans Administration) 159 $58,515,000 $368,000 $795,000 $129,000 $286,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 19 $4,495,000 $236,000 $345,000 $77,000 $110,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 837 $271,105,000 $323,000 $2,945,000 $184,000 $6,245,000
Application Denied By Financial Institution 279 $57,465,000 $205,000 $1,805,000 $114,000 $3,804,000
Loan Purchased By The Institution 251 $83,685,000 $333,000 $1,605,000 $188,000 $588,000
Application Withdrawn By Applicant 246 $72,020,000 $292,000 $1,585,000 $139,000 $1,134,000
File Closed For Incompleteness 75 $13,935,000 $185,000 $745,000 $96,000 $420,000
Application Approved But Not Accepted 60 $15,090,000 $251,000 $1,505,000 $164,000 $2,482,000
Preapproval Approved but not Accepted 2 $820,000 $410,000 $635,000 $97,000 $137,000
Preapproval Denied by Financial Institution 1 $455,000 $455,000 $455,000 $196,000 $196,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,458 $449,700,000 $308,000 $2,945,000 $168,000 $6,245,000
Debt-To-Income Ratio 89 $24,115,000 $270,000 $1,805,000 $88,000 $606,000
Credit History 87 $13,205,000 $151,000 $525,000 $86,000 $325,000
Collateral 39 $11,085,000 $284,000 $1,205,000 $264,000 $3,804,000
Credit Application Incomplete 33 $7,855,000 $238,000 $645,000 $130,000 $300,000
Other 27 $4,755,000 $176,000 $545,000 $142,000 $873,000
Unverifiable Information 8 $1,170,000 $146,000 $285,000 $115,000 $208,000
Insufficient Cash (Downpayment, Closing Cost) 6 $1,870,000 $311,000 $505,000 $137,000 $210,000
Employment History 4 $820,000 $205,000 $235,000 $52,000 $100,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the Texas Lender List