Deer Lodge County, MT Mortgage Lenders & HMDA Data, 2016

In 2016, lenders reported 341 mortgage applications in Deer Lodge County, MT totaling $45.5 million, up 7% from 2015. The average application was for $133,000, and applicants reported an average income of $70,000. 51% of applications resulted in an originated loan and 20% were denied. The most active lender was Wells Fargo Bank NA, with 66 applications, followed by Glacier Bank and loanDepot.com LLC.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 341
Total Mortgage Loan Application Amount $45,494,000
Average Mortgage Loan Application Amount $133,000
Highest Mortgage Loan Application Amount $500,000
Average Applicant Income $70,000
Highest Applicant Income $602,000

Mortgage Company List for Lending in Deer Lodge County, MT for 2016

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,610,580,000,000 66 $ 8,349,000
Glacier Bank
202 MAIN
KALISPELL, MT 59901
* $ 9,067,390,000 52 $ 7,583,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 20 $ 2,528,000
Opportunity Bank of Montana
1400 PROSPECT AVE
HELENA, MT 59601
* $ 625,070,000 16 $ 1,889,000
Freedom Mortgage Corporation
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ 10,000,000 14 $ 1,949,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 417,458,234,000 13 $ 1,797,000
First Montana Bank
201 N HIGGINS AVE
MISSOULA, MT 59802
* $ 291,923,000 13 $ 699,000
First Interstate Bank
PO BOX 30918
BILLINGS, MT 59116
* $ 8,699,182,000 10 $ 1,800,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,914,658,000,000 7 $ 1,015,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,639,305,000,000 7 $ 555,000
Dubuque Bank and Trust Company
1398 CENTRAL AVENUE
DUBUQUE, IA 52001
* $ 1,617,322,000 6 $ 765,000
Tib the Independent Bankersban
11701 LUNA ROAD
FARMERS BRANCH, TX 75234
* $ 2,565,602,000 6 $ 705,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 186,710,993,000 5 $ 552,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 71,130,930,000 5 $ 735,000
Stockman Bank of Montana
700 MAIN STREET
MILES CITY, MT 59301
* $ 3,203,045,000 4 $ 450,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 205,125,538,000 4 $ 501,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 4 $ 493,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 3 $ 502,000
Flagstar Bank NA

TROY, MI 49098
* $ 13,649,486,000 3 $ 437,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 3 $ 887,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 3 $ 516,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ 945,758,000 2 $ 254,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 284,507,000 2 $ 550,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ 31,000,000 2 $ 384,000
Premier Home Mortgage, Inc.
3024 TOWER RD
RAPID CITY, SD 57701
* $ 20,569,000 2 $ 263,000
Mann Financial Inc.
1220 WHITEFISH STAGE ROAD
KALISPELL, MT 59901
* $ 10,000,000 2 $ 256,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 2 $ 204,000
Ditech Financial LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ 6,260,444,000 2 $ 256,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 73,279,079,000 2 $ 837,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ 100,000,000 2 $ 568,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 2 $ 303,000
Low VA Rates, LLC
384 SOUTH 400 WEST, #100
LINDON, UT 84042
* $ 89,030,433,000 1 $ 223,000
Peoples Bank
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 451,930,000 1 $ 87,000
Forbright Bank
6701 DEMOCRACY BLVD, SUITE 400
CHEVY CHASE, MD 20815
* $ 504,343,000 1 $ 398,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ 100,000,000 1 $ 136,000
Rocky Mountain Bank
2615 KING AVE WEST
BILLINGS, MT 59102
* $ 491,522,000 1 $ 177,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,299,801,000,000 1 $ 200,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,801,773,000 1 $ 65,000
Bankwest, Inc.
420 S. PIERRE STREET, PO BOX 998
PIERRE, SD 57501
* $ 915,092,000 1 $ 61,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,580,860,000 1 $ 178,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 1 $ 108,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,709,556,000 1 $ 55,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 1 $ 200,000
Flanagan State Bank
301 W FALCON HWY
FLANAGAN, IL 61740
* $ 175,672,000 1 $ 107,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 3,128,427,000 1 $ 104,000
Banc of California, National Association
18500 VON KARMAN AVENUE SUITE 1100
IRVINE, CA 92612
* $ 8,231,396,000 1 $ 113,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 1 $ 45,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ 11,000,000 1 $ 134,000
Bbmc Mortgage, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 1 $ 173,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 1 $ 250,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ 100,247,000 1 $ 39,000
1st Alliance Lending, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ 3,285,000 1 $ 48,000
Horizon Credit Union
13224 E MANSFIELD AVE
SPOKANE VALLEY, WA 99216
* $ 819,694,000 1 $ 58,000
Farmers State Bank
103 MAIN STREET VICTOR
VICTOR, MT 59875
* $ 346,222,000 1 $ 78,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 1 $ 175,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 1 $ 362,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ 10,000,000 1 $ 127,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 1 $ 223,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 1 $ 55,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 1 $ 200,000

The tables below break down 2016 mortgage applications in Deer Lodge County, MT by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Deer Lodge County, MT in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 170 $21,371,000 $125,000 $365,000 $75,000 $602,000
Refinancing 150 $22,466,000 $149,000 $500,000 $64,000 $318,000
Home Improvement 21 $1,657,000 $78,000 $284,000 $75,000 $243,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 274 $36,763,000 $134,000 $500,000 $77,000 $602,000
Not applicable 33 $4,526,000 $137,000 $356,000 $20,000 $363,000
Not Provided 27 $3,420,000 $126,000 $390,000 $62,000 $228,000
American Indian or Alaskan Native 3 $296,000 $98,000 $134,000 $44,000 $63,000
Asian 2 $169,000 $84,000 $104,000 $62,000 $101,000
Hispanic 2 $320,000 $160,000 $170,000 $55,000 $61,000
Native Hawaiin or Other Pacific Islander 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 184 $24,665,000 $134,000 $500,000 $95,000 $602,000
FHA-insured (Federal Housing Administration) 69 $7,906,000 $114,000 $244,000 $41,000 $120,000
VA-guaranteed (Veterans Administration) 52 $8,826,000 $169,000 $414,000 $43,000 $165,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 36 $4,097,000 $113,000 $216,000 $36,000 $74,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 174 $23,049,000 $132,000 $500,000 $81,000 $602,000
Application Denied By Financial Institution 68 $8,289,000 $121,000 $399,000 $62,000 $229,000
Loan Purchased By The Institution 48 $6,633,000 $138,000 $414,000 $30,000 $363,000
Application Approved But Not Accepted 22 $3,036,000 $138,000 $365,000 $79,000 $550,000
Application Withdrawn By Applicant 21 $3,056,000 $145,000 $398,000 $82,000 $315,000
File Closed For Incompleteness 8 $1,431,000 $178,000 $362,000 $79,000 $148,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 13 $1,649,000 $126,000 $334,000 $57,000 $115,000
Credit History 9 $464,000 $51,000 $140,000 $49,000 $87,000
Debt-To-Income Ratio 8 $1,270,000 $158,000 $350,000 $64,000 $130,000
Credit Application Incomplete 3 $209,000 $69,000 $122,000 $97,000 $120,000
Insufficient Cash (Downpayment, Closing Cost) 2 $162,000 $81,000 $118,000 $44,000 $63,000
Other 2 $132,000 $66,000 $93,000 $24,000 $24,000
Unverifiable Information 1 $75,000 $75,000 $75,000 $49,000 $49,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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