Delaware County NY
Mortgage Loan Application
Totals and Details
for 2014

Find mortgage statistics and lending data for the Delaware County NY metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2021.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Delaware County NY, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 896
Total Mortgage Loan Application Amount $99,105,000
Average Mortgage Loan Application Amount $110,000
Highest Mortgage Loan Application Amount $1,263,000
Average Applicant Income $82,000
Highest Applicant Income $927,000

Mortgage Company List for Lending in Delaware County NY for 2014

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
NBT BANK, NATIONAL ASSOCIATION
52 S BROAD ST
NORWICH, NY 13815
* $ 7,581,736,000 160 $ 12,858,000
COMMUNITY BANK, NATIONAL ASSOCIATION
45-49 COURT STREET
CANTON, NY 13617
* $ 7,068,834,000 96 $ 4,656,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
WINSTON-SALEM, NC 27150
* $ 1,373,600,000,000 79 $ 10,119,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,945,467,000,000 31 $ 4,115,000
ULSTER SAVINGS BANK
180 SCHWENK DRIVE
KINGSTON, NY 12401
* $ 720,631,000 26 $ 4,365,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 23 $ 2,674,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,433,716,000,000 20 $ 3,772,000
MANUFACTURERS AND TRADERS TRUST COMPANY
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14210
* $ 84,362,333,000 16 $ 1,722,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 15 $ 2,312,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 14 $ 844,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,346,747,000,000 13 $ 1,401,000
HOMESTEAD FUNDING CORP.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ 10,000,000 13 $ 1,863,000
1ST PRIORITY MORTGAGE, INC.
6000 SHERIDAN DRIVE
WILLIAMSVILLE, NY 14221
* $ 10,000,000 13 $ 1,189,000
PEOPLES SECURITY BANK AND TRUST COMPANY
150 N WASHINGTON AVENUE
SCRANTON, PA 18503
* $ 1,689,512,000 13 $ 1,146,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
FOOTHILL RANCH, CA 92610
* $ 138,031,000 11 $ 1,207,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 94,716,980,000 10 $ 814,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
FULTON, MD 20759
* $ 4,088,336,000 10 $ 1,625,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 9 $ 974,000
RELIANCE FIRST CAPITAL, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 9 $ 1,256,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 2,763,439,000 9 $ 514,000
KEYBANK NATIONAL ASSOCIATION
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 90,439,767,000 9 $ 944,000
DISCOVER HOME LOANS, INC
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 79,339,664,000 8 $ 1,225,000
TD BANK, NATIONAL ASSOCIATION
2035 LIMESTONE ROAD
WILMINGTON, DE 19808
* $ 217,626,166,000 7 $ 857,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 62,866,954,000 6 $ 704,000
CITIMORTGAGE, INC.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 6 $ 803,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ 31,000,000 6 $ 693,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 8,361,206,000 6 $ 762,000
WAYNE BANK
717 MAIN STREET
HONESDALE, PA 18431
* $ 710,064,000 5 $ 288,000
HUDSON VALLEY CREDIT UNION
PO BOX 1071
POUGHKEEPSIE, NY 12602
* $ 3,842,485,000 5 $ 751,000
PROFICIO BANK
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 168,648,000 5 $ 683,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 5 $ 734,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 55,502,976,000 5 $ 760,000
FLAGSTAR BANK, FSB
5151 CORPORATE DRIVE
TROY, MI 48098
* $ 12,648,357,000 5 $ 675,000
CAPITAL ONE, NATIONAL ASSOCIATION
7933 PRESTON ROAD
PLANO, TX 75024
* $ 238,482,903,000 4 $ 361,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 360,478,278,000 4 $ 307,000
FIRST NIAGARA BANK
726 EXCHANGE STREET SUITE 618
BUFFALO, NY 14210
* $ 37,576,781,000 4 $ 363,000
USNY BANK
389 HAMILTON STREET
GENEVA, NY 14456
* $ 179,849,000 4 $ 704,000
MB FINANCIAL BANK NA
6111 N. RIVER ROAD
ROSEMONT, IL 60018
* $ 9,624,027,000 4 $ 413,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
PLYMOUTH MEETING, PA 19462
* $ 10,000,000 3 $ 269,000
CCFCU FUNDING, LLC
4 WINNERS CIRCLE
ALBANY, NY 12205
* $ 797,777,000 3 $ 217,000
VANGUARD FUNDING LLC
300 GARDEN CITY PLAZA, SUITE 170
GARDEN CITY, NY 11530
* $ 2,793,000 3 $ 461,000
OWNERSCHOICE FUNDING, INCORPORATED
1021 WATERVLIET-SHAKER ROAD
ALBANY, NY 12205
* $ 10,000,000 3 $ 314,000
RHINEBECK BANK
2 JEFFERSON PLAZA
POUGHKEEPSIE, NY 12601
* $ 612,609,000 3 $ 389,000
SANTANDER BANK, N.A.
824 NORTH MARKET STREET, SUITE 100
WILMINGTON, DE 19801
* $ 74,264,382,000 3 $ 561,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 17,638,918,000 3 $ 299,000
COLE TAYLOR BANK
9550 W HIGGINS RAOD
ROSEMONT, IL 60018
* $ 5,662,890,000 3 $ 1,032,000
VISIONS
3301 COUNTRY CLUB ROAD
ENDWELL, NY 13760
* $ 3,226,615,000 3 $ 270,000
SIGNATURE FEDERAL CREDIT UNION
12 HERBERT ST.
ALEXANDRIA, VA 22313
* $ 275,524,000 2 $ 114,000
HOMEBRIDGE FINANCIAL SERVICES, INC.
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 2 $ 130,000
UNITED NATIONS FEDERAL CREDIT UNION
24-01 44TH ROAD 7TH FLOOR
LONG ISLAND CITY, NY 11101
* $ 3,970,070,000 2 $ 191,000
TEACHERS
102 MOTOR PARKWAY
HAUPPAUGE, NY 11788
* $ 4,850,867,000 2 $ 466,000
UNITED NORTHERN MORTGAGE BANKERS LIMITED
3601 HEMPSTEAD TPK. SUITE 300
LEVITTOWN, NY 11756
* $ 10,000,000 2 $ 278,000
THE HUNTINGTON NATIONAL BANK
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 59,304,805,000 2 $ 103,000
BANCO POPULAR NORTH AMERICA
85 BROAD STREET
NEW YORK, NY 10004
* $ 8,755,205,000 2 $ 96,000
MCS MORTGAGE BANKERS, INC.
20 OAK STREET
PATCHOGUE, NY 11772
* $ 4,785,307,000 2 $ 218,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
COPPELL, TX 75019
* $ 1,543,699,000 2 $ 426,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 2 $ 391,000
NETWORK CAPITAL FUNDING CORPORATION
5 PARK PLAZA #800
IRVINE, CA 92614
* $ 52,388,000 2 $ 525,000
AMERICAN INTERNET MORTGAGE, INC.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 2 $ 370,000
FRANKLIN AMERICAN MORTGAGE COMPANY
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 2 $ 427,000
GREAT PLAINS NATIONAL BANK
5909 NW EXPRESSWAY
OKLAHOMA CITY, OK 73132
* $ 539,275,000 2 $ 398,000
NATIONAL BANK OF KANSAS CITY
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 566,962,000 2 $ 197,000
CONTINENTAL HOME LOANS INC.
175 PINELAWN ROAD, SUITE 303
MELVILLE, NY 11747
* $ 14,386,000 2 $ 253,000
BETHPAGE FEDERAL CREDIT UNION
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ 5,444,999,000 2 $ 533,000
ADMIRALS BANK
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 577,338,000 2 $ 50,000
THE BANK OF GREENE COUNTY
341 MAIN STREET
CATSKILL, NY 12414
* $ 652,801,000 2 $ 344,000
SEFCU SERVICES, LLC
700 PATROON CREEK BLVD SUITE 301
ALBANY, NY 12206
* $ 10,000,000 2 $ 327,000
ISLAND
120 MOTOR PARKWAY
HAUPPAUGE, NY 11788
* $ 948,038,000 2 $ 160,000
THE HONESDALE NATIONAL BANK
38 NORTH FRANKIN STREET
WILKES BARRE, PA 18701
* $ 582,235,000 2 $ 92,000
SUNMARK FEDERAL CREDIT UNION
1187 TROY SCHENECTADY ROAD
LATHAM, NY 12110
* $ 401,329,000 2 $ 112,000
ONE REVERSE MORTGAGE, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 2 $ 219,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ 10,000,000 2 $ 241,000
PHH HOME LOANS, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 2 $ 342,000
PENNYMAC LOAN SERVICES LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 1 $ 271,000
ROUNDPOINT MORTGAGE COMPANY
5032 PARKWAY PLAZA BLVD, STE 200
CHARLOTTE, NC 28278
* $ 10,000,000 1 $ 111,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
CHARLOTTE, NC 28273
* $ 10,000,000 1 $ 204,000
ADVISORS MORTGAGE GROUP, L.L.C.
1411 HIGHWAY 35
OCEAN, NJ 07712
* $ 18,193,000 1 $ 125,000
DE CAPITAL MORTGAGE, LLC
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,779,163,000 1 $ 152,000
FIFTH THIRD MORTGAGE COMPANY
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 127,428,329,000 1 $ 258,000
SUNTRUST MORTGAGE, INC.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 171,261,678,000 1 $ 221,000
1ST ALLIANCE LENDING, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ 3,285,000 1 $ 106,000
SEMPER HOME LOANS, INC.
225 DUPONT DRIVE
PROVIDENCE, RI 02907
* $ 3,295,000 1 $ 60,000
UNITED SHORE FINANCIAL SERVICES, LLC
1414 EAST MAPLE ROAD
TROY, MI 48083
* $ 10,000,000 1 $ 190,000
HOMEWARD RESIDENTIAL, INC.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 1 $ 102,000
SUFFOLK COUNTY NATIONAL BANK
4 WEST SECOND STREET
RIVERHEAD, NY 11901
* $ 1,699,146,000 1 $ 90,000
UNITED STATES SENATE FEDERAL CREDIT UNION
2750 EISENHOWER AVENUE
ALEXANDRIA, MD 22314
* $ 574,021,000 1 $ 27,000
CORNING
ONE CREDIT UNION PLAZA
CORNING, NY 14830
* $ 1,031,459,000 1 $ 25,000
PARAGON HOME LOANS INC.
5010 CAMPUSWOOD DR, STE. 205
EAST SYRACUSE, OH 13057
* $ 10,000,000 1 $ 76,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 1 $ 105,000
RUSHMORE LOAN MANAGEMENT SERVI
15480 LAGUNA CANYON ROAD, SUITE 100
IRVINE, CA 92618
* $ 117,300,000 1 $ 143,000
GREENWAY MORTGAGE FUNDING CORP.
107 TINDALL ROAD
MIDDLETOWN, NJ 07748
* $ 7,907,000 1 $ 100,000
BERKSHIRE BANK
PO 1308
PITTSFIELD, MA 01202
* $ 5,645,664,000 1 $ 62,000
ACTORS FEDERAL CREDIT UNION
165 WEST 46TH STREET
NEW YORK, NY 10036
* $ 186,102,000 1 $ 50,000
MID-HUDSON VALLEY
1099 MORTON BLVD
KINGSTON, NY 12401
* $ 769,221,000 1 $ 180,000
MORTGAGE MASTER
102 ELM STREET
WALPOLE, MA 02081
* $ 11,250,346,000 1 $ 144,000
WILLIAM RAVEIS MORTGAGE, LLC
7 TRAP FALLS ROAD
SHELTON, CT 06484
* $ 10,000,000 1 $ 258,000
TOTAL MORTGAGE SERVICES, LLC
185 PLAINS ROAD
MILFORD, CT 06461
* $ 10,000,000 1 $ 79,000
ASSOCIATED MORTGAGE BANKERS, INC.
2395 OCEAN AVENUE SUITE 5
RONKONKOMA, NY 11779
* $ 35,004,000 1 $ 203,000
UNITED MORTGAGE CORP.
25 MELVILLE PARK ROAD
MELVILLE, NY 11747
* $ 10,000,000 1 $ 100,000
WALDEN SAVINGS BANK
15 SCOTT'S CORNERS DRIVE, PO BOX 690
MONTGOMERY, NY 12549
* $ 437,738,000 1 $ 121,000
PEOPLES BANK
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 439,528,000 1 $ 164,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,596,388,000 1 $ 68,000
THE FEDERAL SAVINGS BANK
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60607
* $ 141,772,000 1 $ 178,000
TRUSTCO BANK
6 METRO PARK ROAD
ALBANY, NY 12205
* $ 4,522,056,000 1 $ 65,000
TAMMAC HOLDINGS CORPORATION
100 COMMERCE BLVD
WILKES BARRE, PA 18702
* $ 60,000,000 1 $ 44,000
STERLING NATIONAL BANK
400 RELLA BLVD.
MONTEBELLO, NY 10901
* $ 6,628,000,000 1 $ 225,000
BANC OF CALIFORNIA, NATIONAL ASSOCIATION
18500 VON KARMAN AVENUE SUITE 1100
IRVINE, CA 92612
* $ 3,618,297,000 1 $ 112,000
CENTIER BANK
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 2,351,095,000 1 $ 54,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 245,863,000 1 $ 111,000
EASTERN BANK
195 MARKET ST
LYNN, MA 01901
* $ 8,661,730,000 1 $ 221,000
FIRST INTERNET BANK OF INDIANA
11201 USA PARKWAY
FISHERS, IN 46037
* $ 800,870,000 1 $ 160,000
COMMONFUND MORTGAGE CORP.
717 ERIE BOULEVARD WEST
SYRACUSE, NY 13204
* $ 10,000,000 1 $ 375,000
GFI MORTGAGE BANKERS, INC.
140 BROADWAY, 41ST FLR
NEW YORK, NY 10005
* $ 10,000,000 1 $ 195,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 1 $ 106,000
RESIDENTIAL HOME FUNDING CORP.
707 WESTCHESTER AVENUE, SUITE 305
WHITE PLAINS, NY 10604
* $ 10,000,000 1 $ 216,000
PRIORITY FUNDING LLC
292 MAIN STREET, STE G1
NORTHBORO, MA 01532
* $ 1,486,000 1 $ 25,000
FINANCE OF AMERICA REVERSE LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 1 $ 107,000
SAWYER SAVINGS BANK
PO BOX 420
SAUGERTIES, NY 12477
* $ 191,554,000 1 $ 90,000
SULLIVAN FINANCIAL SERVICES
250 OAK RIDGE ROAD
OAK RIDGE, NJ 07438
* $ 82,000,000 1 $ 100,000
CHEMUNG CANAL TRUST COMPANY
ONE CHEMUNG CANAL PLAZA
ELMIRA, NY 14901
* $ 1,477,891,000 1 $ 10,000
TIOGA STATE BANK
PO BOX 386
SPENCER, NY 14883
* $ 395,225,000 1 $ 5,000
TRUIST BANK
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 179,126,294,000 1 $ 60,000
MORGAN STANLEY PRIVATE BANK, NATIONAL ASSOCIATION
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 22,971,000,000 1 $ 81,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 309,999,678,000 1 $ 206,000
SUNTRUST BANK
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 171,261,678,000 1 $ 5,000
PENTAGON FEDERAL CREDIT UNION
7940 JONES BRANCH DRIVE
TYSONS, VA 22102
* $ 16,840,840,000 1 $ 300,000
GATEWAY FUNDING DMS, LP
300 WELSH ROAD, BUILDING 5
HORSHAM, PA 19044
* $ 10,000,000 1 $ 164,000
HSBC BANK USA, NATIONAL ASSOCIATION
1800 TYSONS BLVD., SUITE 50
MCLEAN, VA 22102
* $ 179,771,772,000 1 $ 91,000
ALLIED MORTGAGE GROUP, INC.
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ 10,000,000 1 $ 129,000
PROSPECT MORTGAGE, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 1 $ 171,000
ESL FEDERAL CREDIT UNION
225 CHESTNUT STREET
ROCHESTER, NY 14604
* $ 4,749,631,000 1 $ 81,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Delaware County NY in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 412 $51,312,000 $124,000 $1,263,000 $95,000 $725,000
Refinancing 329 $41,169,000 $125,000 $417,000 $75,000 $927,000
Home Improvement 155 $6,624,000 $42,000 $610,000 $64,000 $761,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 712 $77,241,000 $108,000 $1,263,000 $83,000 $761,000
Not Provided 89 $11,170,000 $125,000 $417,000 $106,000 $927,000
Not applicable 53 $5,586,000 $105,000 $271,000 $17,000 $220,000
Hispanic 22 $2,390,000 $108,000 $300,000 $130,000 $386,000
Asian 8 $1,410,000 $176,000 $610,000 $92,000 $204,000
Black or African American 7 $691,000 $98,000 $160,000 $43,000 $123,000
American Indian or Alaskan Native 3 $403,000 $134,000 $200,000 $70,000 $95,000
Native Hawaiian or Other Pacific Islander 2 $214,000 $107,000 $107,000 $13,000 $26,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 690 $73,326,000 $106,000 $1,263,000 $92,000 $927,000
FHA-insured (Federal Housing Administration) 122 $14,546,000 $119,000 $375,000 $49,000 $377,000
VA-guaranteed (Veterans Administration) 45 $7,440,000 $165,000 $388,000 $60,000 $158,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 39 $3,793,000 $97,000 $166,000 $39,000 $82,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 397 $44,019,000 $110,000 $1,263,000 $100,000 $761,000
Application Denied By Financial Institution 276 $29,874,000 $108,000 $610,000 $73,000 $927,000
Loan Purchased By The Institution 80 $8,818,000 $110,000 $271,000 $35,000 $283,000
Application Withdrawn By Applicant 63 $7,309,000 $116,000 $388,000 $89,000 $515,000
Application Approved But Not Accepted 46 $5,120,000 $111,000 $309,000 $76,000 $446,000
File Closed For Incompleteness 34 $3,965,000 $116,000 $230,000 $67,000 $193,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 54 $4,252,000 $78,000 $610,000 $68,000 $377,000
Debt-To-Income Ratio 53 $5,219,000 $98,000 $374,000 $46,000 $128,000
Collateral 45 $5,703,000 $126,000 $417,000 $103,000 $927,000
Other 29 $2,680,000 $92,000 $206,000 $64,000 $227,000
Credit Application Incomplete 18 $3,005,000 $166,000 $332,000 $108,000 $354,000
Unverifiable Information 8 $626,000 $78,000 $153,000 $70,000 $135,000
Employment History 3 $214,000 $71,000 $101,000 $33,000 $51,000
Insufficient Cash (Downpayment, Closing Cost) 3 $193,000 $64,000 $77,000 $50,000 $82,000
Mortgage Insurance Denied 1 $89,000 $89,000 $89,000 $25,000 $25,000

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in New York, and search similar information back through 2003.

Download the New York Lender List