Gainesville, GA Metro Area Mortgage Lenders & HMDA Data, 2013

In 2013, lenders reported 9,377 mortgage applications in Gainesville, GA metro area totaling $1.6 billion, down 4% from 2012. The average application was for $172,859, and applicants reported an average income of $78,000. 50% of applications resulted in an originated loan and 16% were denied. The most active lender was Wells Fargo Bank NA, with 1,285 applications, followed by JPMorgan Chase Bank, NA and Suntrust Mortgage, Inc..

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  
Total Number of Mortgage Applications 9,377
Total Mortgage Loan Application Amount $1,620,903,000
Average Mortgage Loan Application Amount $172,859
Highest Mortgage Loan Application Amount $27,145,000
Average Applicant Income $78,000
Highest Applicant Income $7,322,000

Mortgage Company List for Lending in Gainesville, GA for 2013

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,266,125,000,000 1,285 $ 208,841,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,896,773,000,000 553 $ 78,799,000
Suntrust Mortgage, Inc.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 169,076,807,000 471 $ 87,806,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 178,034,172,000 445 $ 75,398,000
Homestar Financial Corporation
332 WASHINGTON STREET, NW
PEACHTREE CORNERS, GA 30501
* $ 45,240,000 412 $ 56,234,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,474,077,383,000 378 $ 56,057,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,313,401,000,000 352 $ 48,514,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 120,420,787,000 333 $ 39,498,000
Suntrust Bank
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 169,076,807,000 302 $ 21,249,000
United Community Bank
PO BOX 398
BLAIRSVILLE, GA 30512
* $ 6,794,846,000 268 $ 41,347,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 251 $ 35,785,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 205 $ 32,345,000
Fidelity Bank
3 CORPORATE BLVD NE
ATLANTA, GA 30329
* $ 2,474,447,000 145 $ 29,853,000
Brand Mortgage Group, LLC
1255 LAKES PARKWAY, BLDG 300, ST 200
LAWRENCEVILLE, GA 30043
* $ 1,195,416,000 127 $ 18,178,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 97 $ 17,679,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 345,088,616,000 93 $ 19,167,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 295,026,390,000 80 $ 15,028,000
Banksouth
6340 LAKE OCONEE PARKWAY
GREENSBORO, GA 30642
* $ 351,778,000 75 $ 14,920,000
South State Bank
520 GERVAIS STREET
COLUMBIA, SC 29201
* $ 5,130,184,000 75 $ 9,133,000
Guaranty Mortgage Services, LLC

FORT WASHINGTON, PA 19034
* $ 1,270,503,000 72 $ 13,906,000
Crescent Mortgage Company

MORGANTOWN, WV 26505
* $ 826,484,000 68 $ 13,626,000
Franklin American Mortgage Company
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 67 $ 13,598,000
Flagstar Bank NA

TROY, MI 49098
* $ 14,069,057,000 65 $ 13,282,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 63 $ 11,174,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 63 $ 9,880,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ 3,642,000 60 $ 10,554,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 58,597,476,000 60 $ 11,012,000
Pulte Mortgage LLC

DENVER, CO 80237
* $ 31,000,000 58 $ 11,365,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 119,444,656,000 57 $ 11,180,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 55 $ 12,032,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 54 $ 2,087,000
Discover Home Loans, Inc.
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 73,491,315,000 53 $ 8,830,000
Heritagebank of the South
3333 PEACHTREE RD NE SUITE M-10
ATLANTA, GA 30326
* $ 1,094,422,000 48 $ 9,503,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 45 $ 5,930,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 44 $ 7,987,000
Stonegate Mortgage Corporation
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 44 $ 9,036,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 18,212,833,000 44 $ 5,569,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 43 $ 7,502,000
Southeast Mortgage of Georgia, Inc.
3575 KOGER BLVD. SUITE 400
DULUTH, GA 30096
* $ 10,000,000 42 $ 8,505,000
Primary Capital
1000 PARKWOOD CIRCLE, SUITE 600
ATLANTA, GA 30339
* $ 10,000,000 42 $ 7,698,000
Credit Union Financial Services, LLC
2476 LAWRENCEVILLE HIGHWAY SUITE 101
DECATUR, GA 30033
* $ 81,511,000 41 $ 5,577,000
Hamilton State Bank
1907 HWY 211
HOSCHTON, GA 30548
* $ 1,369,137,000 40 $ 8,488,000
Cbc National Bank
1891 SOUTH 14TH STREET
FERNANDINA BEACH, FL 32034
* $ 475,008,000 39 $ 7,243,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 39 $ 7,301,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 39 $ 6,288,000
Delta Community Credit Union
3270 RIVERWOOD PKWY
ATLANTA, GA 30339
* $ 4,365,864,000 39 $ 6,663,000
Silverton Mortgage Specialists, Inc.
1201 PEACHTREE STREET NE STE 2050
ATLANTA, GA 30361
* $ 10,000,000 38 $ 7,021,000
Acopia, LLC
306 NORTHCREEK BOULEVARD SUITE 100
GOODLETTSVILLE, TN 37072
* $ 100,000,000 38 $ 6,280,000
Wr Starkey Mortgage LLP
6101 WEST PLANO PARKWAY
PLANO, TX 75093
* $ 10,000,000 38 $ 8,284,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 35 $ 6,872,000
On Q Financial, LLC
4800 SCOTTSDALE RD SUITE 5500
SCOTTSDALE, AZ 85260
* $ 10,000,000 33 $ 5,947,000
Milend, Inc
375 NORTHRIDGE RD, SUITE 600
ALPHARETTA, GA 30009
* $ 10,000,000 32 $ 8,297,000
Cole Taylor Bank
9550 W HIGGINS RAOD
ROSEMONT, IL 60018
* $ 5,784,213,000 32 $ 7,262,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 52,436,123,000 30 $ 5,185,000
Peach State Bank & Trust
325 WASHINGTON STREET
GAINESVILLE, GA 30501
* $ 138,392,000 30 $ 5,598,000
Renasant Bank

JOHNS CREEK, GA 30097
* $ 4,169,063,000 30 $ 6,024,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 29 $ 5,194,000
Gfs Capital
6499 HAVENWOOD CIRCLE
HUNTINGTON BEACH, CA 92648
* $ 10,000,000 28 $ 4,410,000
Newrez Ventures LLC
4000 W. BROWN DEER ROAD
SPRINGFIELD, IL 53209
* $ 1,270,503,000 27 $ 4,671,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ 10,000,000 26 $ 7,405,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ 10,000,000 25 $ 4,281,000
Home Point Mortgage Acceptance Corporation
121 RESEARCH BLVD
MADISON, AL 35758
* $ 580,000,000 25 $ 5,152,000
Acu
P.O. BOX 923028
PEACHTREE CORNERS, GA 30092
* $ 1,275,875,000 24 $ 2,790,000
Georgia's Own Credit Union
100 PEACHTREE ST NW
100 PEACHTREE ST. NW 2800, GA 30303
* $ 1,728,838,000 24 $ 3,046,000
Peoples Bank & Trust
1809 RED CRUCE COURT
BUFORD, GA 30518
* $ 298,263,000 24 $ 2,280,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 21 $ 4,649,000
Community & Southern Bank
3333 RIVERWOOD PARKWAY SUITE #350
ATLANTA, GA 30339
* $ 2,585,937,000 21 $ 3,221,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 21 $ 4,169,000
Residential Finance Corporatio
1 EASTON OVAL #400
COLUMBUS, OH 43219
* $ 17,533,484,000 21 $ 3,354,000
Homeward Residential, Inc.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 20 $ 3,039,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ 242,587,000 20 $ 3,525,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 18 $ 2,929,000
The National Bank of Georgia
2234 WEST BROAD STREET
ATHENS, GA 30606
* $ 315,866,000 18 $ 6,903,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,864,946,000 17 $ 1,553,000
Homeowners Mortgage of America
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 16 $ 2,509,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ 10,000,000 16 $ 3,242,000
American Bank
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 429,180,000 15 $ 2,740,000
Ameris Bank
300 SOUTH MAIN STREET
ATLANTA, GA 30305
* $ 3,016,309,000 15 $ 2,863,000
Independence Bank of Georgia
6322 GRAND HICKORY DR
BRASELTON, GA 30517
* $ 136,161,000 15 $ 2,022,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 15 $ 1,870,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ 11,000,000 15 $ 2,035,000
Ally Bank
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 94,795,926,000 15 $ 2,297,000
Synovus Mortgage Corporation
2204 LAKESHORE DRIVE SUITE 325
BIRMINGHAM, AL 35209
* $ 27,908,468,000 14 $ 3,144,000
Guaranty Trust Company
316 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ 225,000,000 13 $ 2,331,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ 10,000,000 13 $ 3,740,000
The Brand Banking Company
106 CROGAN ST
LAWRENCEVILLE, GA 30046
* $ 1,431,925,000 13 $ 3,207,000
Capital One, National Association
7933 PRESTON ROAD
PLANO, TX 75024
* $ 250,961,257,000 13 $ 3,493,000
Mortgage Investors Corp
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 12 $ 1,802,000
Angel Oak Home Loans LLC
3600 PEACHTREE ROAD NW, SUITE 500
ATLANTA, GA 30305
* $ 0 12 $ 2,377,000
Cashcall, Inc.
1 CITY BLVD WEST SUITE 1000
ORANGE, CA 92868
* $ 10,000,000 11 $ 2,453,000
Christensen Financial, Inc.
860 N SR 434
ALTAMONTE SPRINGS, FL 32714
* $ 10,000,000 11 $ 2,326,000
Lsi Mortgage Plus
6470 E JOHNS CROSSING STE 400
DULUTH, GA 30097
* $ 1,704,000 11 $ 1,984,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 15,532,278,000 11 $ 1,892,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 6,680,971,000 11 $ 1,739,000
Mountain Valley Community Bank
136 N MAIN ST
CLEVELAND, GA 30528
* $ 144,713,000 10 $ 1,762,000
Proficio Bank
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 209,365,000 10 $ 2,235,000
Georgia United Credit Union
6705 SUGARLOAF PARKWAY
DULUTH, GA 30097
* $ 925,004,000 10 $ 1,111,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ 10,000,000 10 $ 2,418,000
Wolfe Financial Inc
191 H NC HIGHWAY 42 NORTH
ASHEBORO, NC 27203
* $ 10,000,000 10 $ 1,384,000
James B. Nutter & Co.
4153 BROADWAY
KANSAS CITY, MO 64111
* $ 31,000,000 9 $ 897,000
Gwinnett Community Bank
2775 BUFORD HIGHWAY
DULUTH, GA 30096
* $ 460,503,000 9 $ 1,143,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 270,671,000 9 $ 1,994,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 9 $ 1,730,000
Prospect Mortgage, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 9 $ 1,437,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ 10,000,000 9 $ 2,117,000
First Option Mortgage, LLC
1100 CIRCLE 75 PARKWAY SOUTH EAST SUITE 300
ATLANTA, GA 30339
* $ 941,000 9 $ 1,707,000
Terrace Mortgage Company
900 ASHWOOD PKWY. STE. 130
ATLANTA, GA 30338
* $ 40,450,000 9 $ 1,712,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 9 $ 1,573,000
Guaranty Bank
501 W NORTHSHORE DR. SUITE 400
GLENDALE, WI 53217
* $ 1,134,936,000 9 $ 1,190,000
Stearns Lending, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 8 $ 815,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 82,086,021,000 8 $ 1,267,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ 100,247,000 8 $ 1,623,000
Roundpoint Mortgage Company
5032 PARKWAY PLAZA BLVD, STE 200
CHARLOTTE, NC 28278
* $ 10,000,000 8 $ 1,614,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 8 $ 1,183,000
Access National Bank
1800 ROBERT FULTON DR
RESTON, VA 20191
* $ 862,757,000 8 $ 1,611,000
Nycb Mortgage Company, LLC
1801 EAST 9TH STREET
CLEVELAND, OH 44114
* $ 75,001,000 8 $ 1,535,000
Cit Bank, National Association
75 N. FAIR OAKS AVE.
PASADENA, CA 91103
* $ 25,893,829,000 7 $ 1,257,000
Alliance National Bank
P O BOX 607
DALTON, GA 30722
* $ 160,520,000 7 $ 532,000
Chattahoochee Bank of Georgia
P O BOX 2397
GAINESVILLE, GA 30503
* $ 94,572,000 7 $ 2,117,000
Envoy Mortgage, Ltd
10496 KATY FWY STE 250
HOUSTON, TX 77024
* $ 10,000,000 7 $ 1,252,000
360 Mortgage Group, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ 10,000,000 7 $ 1,171,000
The Citizens Bank of Georgia
651 VETERANS MEMORIAL BLVD
CUMMING, GA 30040
* $ 218,481,000 7 $ 700,000
Network Funding, L.P.
9700 RICHMOND, SUITE 320
HOUSTON, TX 77042
* $ 43,942,000 7 $ 1,273,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,232,230,000 7 $ 1,887,000
Ks Statebank
1010 WESTLOOP PL
MANHATTAN, KS 66502
* $ 962,277,000 6 $ 1,764,000
Land Home Financial Services,
1355 WILLOW WAY, SUITE 250
CONCORD, CA 94520
* $ 10,000,000 6 $ 965,000
Synovus Bank
PO BOX 120
COLUMBUS, GA 31902
* $ 26,425,077,000 6 $ 845,000
Fifth Third Bank
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 119,444,656,000 6 $ 732,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ 10,000,000 6 $ 1,087,000
Home Point Financial Corporation
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ 40,000,000 6 $ 901,000
First Citizens Bank & Trust Co
1230 MAIN STREET
COLUMBIA, SC 29201
* $ 8,188,497,000 6 $ 1,653,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 6 $ 1,386,000
BNC National Bank

BISMARCK, ND 58501
* $ 768,613,000 5 $ 1,588,000
R M K Financial Corp.
1819 S. EXCISE AVENUE
ONTARIO, CA 91761
* $ 16,639,000 5 $ 646,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ 10,000,000 5 $ 1,167,000
Mortgage Assurance Inc
333 NORTH POINT CENTER E SUITE 230
ALPHARETTA, GA 30022
* $ 3,711,533,000 5 $ 1,397,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ 945,758,000 5 $ 1,128,000
Top Flite Financial, Inc.
123 E GRAND RIVER AVE
WILLIAMSTON, MI 48895
* $ 40,394,000 5 $ 900,000
Impac Mortgage Corp.
19500 JAMBOREE RD
GLENDALE, CA 92612
* $ 32,120,000 5 $ 725,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ 274,539,000 5 $ 1,297,000
Southpoint Financial Services, Inc.
5955 SHILOH ROAD EAST, SUITE 200
ALPHARETTA, GA 30005
* $ 40,000,000 5 $ 940,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 5 $ 1,012,000
J.G. Wentworth Home Lending, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ 10,000,000 5 $ 1,071,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 237,816,000 5 $ 1,585,000
Military Family Home Loans, Ll
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 1,102,281,049,000 5 $ 685,000
Colorado Federal Savings Bank8
400 EAST PRENTICE AVE, SUITE 840
GREENWOOD VILLAGE, CO 80111
* $ 1,835,386,000 4 $ 1,282,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ 100,000,000 4 $ 579,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 4 $ 228,000
Reverse Mortgage Solutions Inc
14405 WALTERS RD SUITE 200
HOUSTON, TX 77014
* $ 10,978,000 4 $ 77,055,000
Atlanta Postal Credit Union
1605 BOGGS ROAD
ATLANTA, GA 30354
* $ 2,030,878,000 4 $ 641,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ 1,000,000,000 4 $ 876,000
Paramount Residential Mortgage
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ 4,993,000 4 $ 1,096,000
First Century Bank, National Association
807 DORSEY ST
GAINESVILLE, GA 30501
* $ 78,379,000 4 $ 348,000
Metro City Bank
5114 BUFORD HIGHWAY
DORAVILLE, GA 30340
* $ 464,388,000 4 $ 1,091,000
Farmers Bank & Trust
1017 HARRISON
GREAT BEND, KS 67530
* $ 669,944,000 4 $ 677,000
Cityworth Mortgage LLC
11781 LEE JACKSON HIGHWAY
FAIRFAX, VA 22033
* $ 1,400,000,000 4 $ 631,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ 35,475,880,000 3 $ 513,000
Southcrest Bank
108 S CHURCH STREET
THOMASTON, GA 30286
* $ 299,771,000 3 $ 282,000
Foothills Community Bank
70 CARLISLE ROAD
DAWSONVILLE, GA 30534
* $ 92,287,000 3 $ 132,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ 603,000 3 $ 446,000
Ameritrust Mortgage Inc.
11016 RUSHMORE DRIVE, SUITE 200
CHARLOTTE, NC 28277
* $ 10,000,000 3 $ 438,000
Firstkey Mortgage, LLC
900 THIRD AVENUE, SUITE 500
NEW YORK, NY 10022
* $ 4,365,000 3 $ 414,000
Caliber Funding LLC
6031 CONNECTION DRIVE, SUITE 200
IRVING, TX 75039
* $ 37,112,000 3 $ 624,000
Aurora Financial Group Inc
301 HARPER DRIVE SUITE 110
MOORESTOWN, NJ 08057
* $ 10,000,000 3 $ 801,000
Stifel Bank & Trust
501 N BROADWAY
ST LOUIS, MO 63141
* $ 3,670,975,000 3 $ 1,073,000
Mygeorgia Credit Union
PO BOX 908237
GAINESVILLE, GA 30501
* $ 48,757,000 3 $ 97,000
Total Mortgage Services, LLC
185 PLAINS ROAD
MILFORD, CT 06461
* $ 10,000,000 3 $ 1,082,000
Coca-Cola Federal Credit Union
ONE COCA-COLA PLAZA NW
ATLANTA, GA 30313
* $ 157,462,000 3 $ 672,000
Digital Federal Credit Union
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ 4,736,022,000 3 $ 582,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,247,622,000 3 $ 643,000
Bank of the Ozarks
PO BOX 8811
LITTLE ROCK, AR 72231
* $ 3,893,429,000 3 $ 457,000
SWBC Mortgage Corporation
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ 502,411,000 3 $ 396,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 3 $ 487,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 3 $ 497,000
Intercap Lending Inc.
26970 ALISO VIEJO PARKWAY, SUITE 100
ALISO VIEJO, CA 92656
* $ 10,000,000 3 $ 182,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 3 $ 757,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ 10,000,000 3 $ 494,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 1,105,077,000 3 $ 622,000
Axos Bank
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ 2,872,587,000 3 $ 475,000
Banc of California, NA
18500 VON KARMAN AVENUE SUITE 1100
IRVINE, CA 92612
* $ 1,369,414,000 3 $ 458,000
Powerco Federal Credit Union
241 RALPH MCGILL BLVD. NE
ATLANTA, GA 30308
* $ 174,943,000 2 $ 110,000
Gateway Bank F.S.B.
360 8TH STREET
OAKLAND, CA 94607
* $ 237,689,000 2 $ 188,000
Southern Highlands Mortgage, L
215 BLUE RIDGE ST. SUITE A
BLAIRSVILLE, GA 30512
* $ 10,000,000 2 $ 563,000
Barrons Mortgage Group Ltd
3325 SOUTH TRYON STREET
CHARLOTTE, NC 28217
* $ 6,353,000 2 $ 581,000
NFM, Inc
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ 8,226,000 2 $ 309,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ 10,000,000 2 $ 255,000
United Security Financial Corp
930 EAST 6600 SOUTH
MURRAY, UT 84121
* $ 10,000,000 2 $ 341,000
American Home Mortgage

ATLANTA, GA 30328
* $ 10,000,000 2 $ 495,000
Cis Financial Services, Inc.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ 14,200,000 2 $ 230,000
Geo-Corp, Inc.
901 CORPORATE CENTER DRIVE, STE 401
MONTEREY PARK, CA 91754
* $ 10,000,000 2 $ 178,000
Open Mortgage, LLC

RICHARDSON, TX 75080
* $ 10,000,000 2 $ 228,000
Loan Simple, Inc.
9635 MAROON CIRCLE SUITE 100
ENGLEWOOD, CO 80112
* $ 20,474,937,000 2 $ 218,000
Cdc Federal Credit Union
2301 PARKLAKE DRIVE NE
ATLANTA, GA 30345
* $ 252,521,000 2 $ 380,000
Cornerstone Home Lending, Inc.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ 57,509,481,000 2 $ 485,000
America's Choice Home Loans LP
8584 KATY FREEWAY, STE 200
HOUSTON, TX 77024
* $ 8,352,000 2 $ 205,000
Forest Commercial Bank
1127 HENDERSONVILLE ROAD
ASHEVILLE, NC 28803
* $ 137,863,000 2 $ 713,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ 1,778,826,000 2 $ 391,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 16,553,533,000 2 $ 1,183,000
Georgia Banking Company
6190 POWERS FERRY ROAD, SUITE 150
ATLANTA, GA 30309
* $ 361,165,000 2 $ 600,000
Direct Mortgage Corp
13894 S BANGERTER PARKWAY SUITE 200
DRAPER, UT 84020
* $ 10,000,000 2 $ 283,000
The Southern Credit Union
430 EAST LANIER AVENUE
FAYETTEVILLE, GA 30214
* $ 311,431,000 2 $ 306,000
Lge Community Credit Union
PO BOX 1287
MARIETTA, GA 30061
* $ 888,782,000 2 $ 612,000
First Mariner Bank
3301 BOSTON STREET
BALTIMORE, MD 21224
* $ 1,376,094,000 2 $ 562,000
Entegra Bank
14 ONE CENTER COURT
FRANKLIN, NC 28734
* $ 770,101,000 2 $ 241,000
Community Bank of the South
3016 ATLANTA ROAD
SMYRNA, GA 30080
* $ 361,444,000 2 $ 821,000
Ditech Mortgage Corp
1100 VIRGINIA DRIVE, SUITE 100
FT. WASHINGTON, PA 19034
* $ 5,720,000 2 $ 446,000
Acrisure Mortgage, LLC
189 S ORANGE AVE STE 970
ORLANDO, FL 32801
* $ 12,000,000 2 $ 397,000
Finance of America Reverse LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 2 $ 384,000
Weichert Financial Services
225 LITTLETON ROAD
MORRIS PLAINS, NJ 07950
* $ 31,000,000 2 $ 445,000
Sirva Mortgage, Inc.
6200 OAK TREE BLVD STE 300
SEVEN HILLS, OH 44131
* $ 101,315,000 2 $ 466,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 1,460,729,000 2 $ 671,000
National Bank of Kansas City
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 627,435,000 2 $ 518,000
Community Business Bank
407 E MAPLE STREET UNIT 104
CUMMING, GA 30040
* $ 141,494,000 2 $ 1,015,000
Certusbank, N.A.
2 WEST WASHINGTON STREET 5TH FLOOR
GREENVILLE, SC 29601
* $ 1,822,137,000 2 $ 320,000
Vandyk Mortgage Corporation
2449 CAMELOT CT SE
GRAND RAPIDS, MI 49546
* $ 10,000,000 2 $ 331,000
Network Capital Funding Corporation
7700 IRVINE CENTER DRIVE #300
IRVINE, CA 92618
* $ 52,388,000 2 $ 390,000
Homeservices Lending, LLC
2700 WESTOWN PARKWAY, SUITE 345
WEST DES MOINES, IA 50266
* $ 25,000,000 2 $ 415,000
Lendmark Financial Services
223 W NASH ST
WILSON, NC 27893
* $ 43,592,768,000 2 $ 50,000
Apci Federal Credit Union
PO BOX 20147
LEHIGH VALLEY, PA 18002
* $ 492,821,000 2 $ 380,000
Scottrade Bank
12800 CORPORATE HILL DRIVE
ST. LOUIS, MO 63131
* $ 16,771,604,000 2 $ 1,756,000
Premia Mortgage, LLC
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,779,509,000 1 $ 345,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 104,823,994,000 1 $ 146,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ 85,810,000,000 1 $ 468,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 47,738,052,000 1 $ 553,000
Iberiabank Mortgage Company
285 WEST ESPLANADE AVE, SECOND FLOOR
KENNER, LA 70065
* $ 13,058,734,000 1 $ 179,000
The National Bank and Trust Co
48 N SOUTH STREET
WILMINGTON, OH 45177
* $ 650,852,000 1 $ 115,000
Cadence Bank, N.A.
2100 3RD AVE N
BIRMINGHAM, AL 35203
* $ 5,707,401,000 1 $ 50,000
Sunflower Bank, N.A.
3025 CORTLAND CIRCLE - PO BOX 800
DALLAS, TX 75225
* $ 1,754,705,000 1 $ 173,000
Queensborough National Bank and Trust
3617 WALTON WAY EXT.
LOUISVILLE, GA 30434
* $ 852,010,000 1 $ 262,000
First National Bank of Layton
1601 N. HILLFIELD ROAD
LAYTON, UT 84041
* $ 268,686,000 1 $ 296,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ 137,781,000 1 $ 141,000
Coosa Valley Credit Union
2010 REDMOND CIRCLE
ROME, GA 30165
* $ 158,473,000 1 $ 152,000
Edward Jones Mortgage, LLC
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,783,443,000 1 $ 370,000
Leaderone Financial Corp.
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ 100,000,000 1 $ 132,000
Member First Mortgage, LLC
616 44TH STREET SE
GRAND RAPIDS, MI 49548
* $ 11,800,000 1 $ 236,000
The Citizens Bank
301 S DAVIS ST
NASHVILLE, GA 31639
* $ 286,417,000 1 $ 109,000
Guaranty Bank & Trust
100 W ARKANSAS ST
MT PLEASANT, TX 75455
* $ 1,160,667,000 1 $ 370,000
Wolverine Bank FSB
5710 EASTMAN AVE
MIDLAND, MI 48640
* $ 284,479,000 1 $ 125,000
Thrivent Federal Credit Union

SHAKOPEE, MN 55379
* $ 478,049,000 1 $ 104,000
South Central Bank, National Association
525 W ROOSEVELT RD
CHICAGO, IL 60607
* $ 235,725,000 1 $ 4,000
American Commerce Bank, National Association
400 US HWY 27 BYPASS
BREMEN, GA 30110
* $ 71,899,000 1 $ 30,000
Triumph Community Bank NA
2040 1ST STREET A
MOLINE, IL 61265
* $ 938,810,000 1 $ 343,000
Verity Bank
94 WEST ATHENS ST
WINDER, GA 30680
* $ 172,433,000 1 $ 276,000
Keyworth Bank
11655 MEDLOCK BRIDGE ROAD
JOHNS CREEK, GA 30097
* $ 348,164,000 1 $ 192,000
Liberty First Bank
1901 WEST SPRING STREET
MONROE, GA 30655
* $ 105,631,000 1 $ 200,000
The Piedmont Bank
5100 PEACHTREE PARKWAY
PEACHTREE CORNERS, GA 30092
* $ 322,690,000 1 $ 1,057,000
Georgia Heritage Bank
18 GOERGIA HERITAGE PLACE PO BOX 1430
DALLAS, GA 30132
* $ 62,802,000 1 $ 325,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ 11,000,000 1 $ 146,000
Ocmbc, Inc.
19000 MACARTHUR BLVD, SUITE 200
IRVINE, CA 92612
* $ 40,000,000 1 $ 238,000
Liberty Home Equity Solutions, Inc.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ 60,629,000 1 $ 194,000
Lend Smart Mortgage, LLC
3450 LEXINGTON AVE N
OAKDALE, MN 55126
* $ 2,304,353,000 1 $ 200,000
Crossline Capital, Inc.
25520 COMMERCENTRE DRIVE, 2ND FLOOR
LAKE FOREST, CA 92630
* $ 40,422,000 1 $ 334,000
Home Finance of America
521 PLYMOUTH ROAD, SUITE 112
PLYMOUTH MEETING, PA 19462
* $ 17,371,000 1 $ 100,000
Midtown Bank & Trust Company
712 WEST PEACHTREE ST
ATLANTA, GA 30308
* $ 193,423,000 1 $ 327,000
State Bank and Trust Company
4219 FORSYTH ROAD
MACON, GA 31210
* $ 2,662,708,000 1 $ 135,000
Arc Home LLC

MOORESTOWN, NJ 08057
* $ 10,000,000 1 $ 215,000
Pinnacle Bank
884 ELBERT STREET
ELBERTON, GA 30635
* $ 578,956,000 1 $ 1,820,000
The American Eagle Mortgage Co
6145 PARK SQUARE DRIVE SUITE 3
LORAIN, OH 44053
* $ 10,000,000 1 $ 130,000
Carolina Bank
PO BOX 10209
GREENSBORO, NC 27404
* $ 691,779,000 1 $ 550,000
First Internet Bank of Indiana
11201 USA PARKWAY
FISHERS, IN 46038
* $ 636,087,000 1 $ 100,000
Credit Union of Georgia
3048 EAGLE DRIVE
WOODSTOCK, GA 30188
* $ 206,065,000 1 $ 166,000
Mycumortgage
3560 PENTAGON BLVD. SUITE 301
BEAVERCREEK, OH 45431
* $ 1,159,238,000 1 $ 144,000
Truhome Solutions, L.L.C.
9601 LEGLER RD
LENEXA, KS 66219
* $ 1,900,000,000 1 $ 258,000
Clearpoint Funding, Inc.
4 TECHNOLOGY DRIVE, SUITE 200
WESTBOROUGH, MA 01581
* $ 10,000,000 1 $ 304,000
One Reverse Mortgage, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 1 $ 375,000
Crescom Bank
288 MEETING ST
CHARLESTON, SC 29401
* $ 887,890,000 1 $ 417,000
Celtic Bank
268 S. STATE ST., SUITE 300
SALT LAKE CITY, UT 84111
* $ 248,452,000 1 $ 130,000
Georgia Community Bank
250 EAST LEE ST
DAWSON, GA 39842
* $ 144,035,000 1 $ 150,000
Community Bank of Pickens County
15 SAMMY MCGHEE BLVD
JASPER, GA 30143
* $ 306,606,000 1 $ 528,000
American Airlines Federal Cred
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ 5,678,270,000 1 $ 304,000
Founders Federal Credit Union
737 PLANTATION ROAD
LANCASTER, SC 29720
* $ 1,637,124,000 1 $ 135,000
Sun National Bank
226 LANDIS AVE.
VINELAND, NJ 08360
* $ 3,219,391,000 1 $ 168,000
Golden Pacific Bank NA
980 9TH STREET SUITE 100
SACRAMENTO, CA 95814
* $ 138,372,000 1 $ 146,000
Ibm Southeast Emp Credit Union
1000 NW 17TH AVE
DELRAY BEACH, FL 33445
* $ 841,255,000 1 $ 220,000
Delaware State Police Federal
P.O. BOX 800
GEORGETOWN, DE 19947
* $ 119,795,000 1 $ 451,000
Desco Federal Credit Union
401 CHILLICOTHE STREET
PORTSMOUTH, OH 45662
* $ 270,752,000 1 $ 144,000
Raymond James Bank
710 CARILLON PARKWAY
SAINT PETERSBURG, FL 33716
* $ 10,104,145,000 1 $ 480,000
First Ciitizens Bank and Trust
4300 SIX FORKS ROAD FCC 21
RALEIGH, NC 27603
* $ 20,908,181,000 1 $ 124,000
Patriot Bank
8376 HIGHWAY 51 N
MILLINGTON, TN 38053
* $ 266,871,000 1 $ 198,000
Talbot State Bank
710 NORTH GLYNN STREET
FAYETTEVILLE, GA 30214
* $ 71,169,000 1 $ 95,000
Eastman Credit Union
P.O. BOX 1989
KINGSPORT, TN 37662
* $ 2,680,729,000 1 $ 252,000
First Bank of Georgia
2743 PERIMETER PKWY BLD 100, SUITE 100
AUGUSTA, GA 30909
* $ 505,919,000 1 $ 130,000
West Town Bank & Trust
7820 W 26TH STREET
NORTH RIVERSIDE, IL 60546
* $ 140,392,000 1 $ 200,000
Essex Bank
9954 MAYLAND DRIVE SUITE 2100
RICHMOND, VA 23233
* $ 1,151,821,000 1 $ 1,820,000
Financial Resources Federal Cr
3040 US HIGHWAY 22 BLDG 2
BRANCHBURG, NJ 08876
* $ 403,016,000 1 $ 92,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 55,954,625,000 1 $ 176,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ 10,000,000 1 $ 270,000
The Northern Trust Co
50 S. LA SALLE
CHICAGO, IL 60603
* $ 97,138,782,000 1 $ 486,000
Michigan Mutual, Inc
911 MILITARY STREET
PORT HURON, MI 48060
* $ 35,000,000,000 1 $ 263,000
Walker & Dunlop, LLC
7501 WISCONSIN AVE, STE 1200E
BETHESDA, MD 20814
* $ 552,596,000 1 $ 6,500,000
Gmfs, LLC
7389 FLORIDA BLVD, STE 200-A
BATON ROUGE, LA 70806
* $ 10,000,000 1 $ 176,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ 10,000,000 1 $ 200,000
Residential Acceptance Corporation
5027 W LAUREL ST
TAMPA, FL 33607
* $ 10,000,000 1 $ 111,000
Shoreham Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 196,979,000 1 $ 178,000
Liberty Savings Bank, FSB
3435 AIRBORNE RD, STE B
WILMINGTON, OH 45177
* $ 552,370,000 1 $ 91,000
Premier Bank
601 CLINTON STREET
YOUNGSTOWN, OH 44503
* $ 2,031,038,000 1 $ 225,000
Bank of Atlanta
1349 W. PEACHTREE STREET
ATLANTA, GA 30309
* $ 184,883,000 1 $ 261,000
First National Acceptance Company
241 EAST SAGINAW/P.O. BOX 980
EAST LANSING, MI 48826
* $ 10,498,000 1 $ 58,000
Gnb Mortgage Company Inc
112 E 8TH STREET, PO BOX 149
HORTON, KS 66439
* $ 278,812,000 1 $ 148,000
Midwest Community Bank
510 PARK CREST DR
FREEPORT, IL 61032
* $ 208,092,000 1 $ 140,000
Nationwide Bank
ONE NATIONWIDE PLAZA
COLUMBUS, OH 43215
* $ 5,164,405,000 1 $ 10,000
Cornerstone Bank
2060 MT. PARAN RD NW, STE 100
ATLANTA, GA 30327
* $ 327,752,000 1 $ 181,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 646,232,000 1 $ 25,000
State Departmenet Federal Credit Union
1630 KING STREET
ALEXANDRIA, VA 22314
* $ 1,495,066,000 1 $ 288,000
Comtrust Federal Credit Union
1020 RIVERFRONT PARKWAY
CHATTANOOGA, TN 37402
* $ 353,218,000 1 $ 130,000
Southern Energy Credit Union
750 17TH STREET NORTH
BIRMINGHAM, AL 35203
* $ 2,305,461,000 1 $ 239,000
Peoples Bank
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 467,666,000 1 $ 169,000
Justice Federal Credit Union
5175 PARKSTONE DRIVE, STE. 200
CHANTILLY, VA 20151
* $ 595,867,000 1 $ 6,000
The Coastal Bank
P O BOX 9585
SAVANNAH, GA 31412
* $ 435,565,000 1 $ 290,000
Beach Community Mortgage Services, Inc.
11 NE RACETRACK RD SUITE A
FORT WALTON BEACH, FL 32547
* $ 334,537,000 1 $ 177,000
First Choice Loan Services Inc.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ 669,000,000 1 $ 580,000

The tables below break down 2013 mortgage applications in Gainesville, GA metro area by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Gainesville, GA in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 5,467 $998,657,000 $182,000 $27,145,000 $85,000 $7,322,000
Home Purchase 3,487 $605,028,000 $173,000 $16,016,000 $69,000 $1,418,000
Home Improvement 423 $17,218,000 $40,000 $900,000 $69,000 $1,578,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 6,169 $1,055,107,000 $171,000 $1,696,000 $90,000 $3,300,000
Not applicable 954 $250,138,000 $262,000 $27,145,000 $33,000 $526,000
Hispanic 878 $89,895,000 $102,000 $851,000 $51,000 $7,322,000
Not Provided 872 $147,324,000 $168,000 $1,575,000 $84,000 $2,577,000
Black or African American 299 $42,559,000 $142,000 $530,000 $58,000 $810,000
Asian 149 $28,141,000 $188,000 $1,440,000 $84,000 $1,223,000
American Indian or Alaskan Native 37 $5,310,000 $143,000 $417,000 $80,000 $515,000
Native Hawaiian or Other Pacific Islander 19 $2,429,000 $127,000 $340,000 $53,000 $92,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 6,646 $1,161,179,000 $174,000 $6,500,000 $95,000 $7,322,000
FHA-insured (Federal Housing Administration) 2,103 $350,096,000 $166,000 $27,145,000 $35,000 $342,000
VA-guaranteed (Veterans Administration) 435 $88,615,000 $203,000 $563,000 $59,000 $262,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 193 $21,013,000 $108,000 $230,000 $34,000 $77,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,651 $789,005,000 $169,000 $6,500,000 $86,000 $2,577,000
Loan Purchased By The Institution 1,675 $347,365,000 $207,000 $27,145,000 $50,000 $873,000
Application Denied By Financial Institution 1,493 $219,006,000 $146,000 $1,696,000 $76,000 $2,234,000
Application Withdrawn By Applicant 786 $143,412,000 $182,000 $1,256,000 $95,000 $7,322,000
File Closed For Incompleteness 415 $70,766,000 $170,000 $1,335,000 $80,000 $1,515,000
Application Approved But Not Accepted 357 $51,349,000 $143,000 $2,250,000 $80,000 $631,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 326 $28,529,000 $87,000 $568,000 $54,000 $702,000
Collateral 234 $51,334,000 $219,000 $1,696,000 $121,000 $1,200,000
Debt-To-Income Ratio 222 $33,748,000 $152,000 $800,000 $48,000 $240,000
Credit Application Incomplete 127 $19,195,000 $151,000 $1,030,000 $89,000 $954,000
Other 118 $18,422,000 $156,000 $1,280,000 $104,000 $900,000
Unverifiable Information 61 $9,652,000 $158,000 $410,000 $104,000 $2,234,000
Insufficient Cash (Downpayment, Closing Cost) 45 $7,113,000 $158,000 $666,000 $95,000 $840,000
Employment History 13 $1,476,000 $113,000 $253,000 $40,000 $101,000
Mortgage Insurance Denied 4 $647,000 $161,000 $288,000 $170,000 $384,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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