Green Lake County, WI Mortgage Lenders & HMDA Data, 2025

In 2025, lenders reported 842 mortgage applications in Green Lake County, WI totaling $208.5 million, up 15% from 2024. The average application was for $247,000, and applicants reported an average income of $150,000. 60% of applications resulted in an originated loan and 14% were denied. The most active lender was Summit Credit Union, with 53 applications, followed by Fortifi Bank and US Bank, N.A..

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Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Wisconsin.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 842
Total Mortgage Loan Application Amount $208,520,000
Average Mortgage Loan Application Amount $247,000
Highest Mortgage Loan Application Amount $3,505,000
Average Applicant Income $150,000
Highest Applicant Income $2,365,000

Mortgage Company List for Lending in Green Lake County, WI for 2025

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Summit Credit Union
PO BOX 8046
COTTAGE GROVE, WI 53527
* $ n/a 53 $ 11,005,000
Fortifi Bank
140 W. HURON ST/PO BOX 310
BERLIN, WI 54923
* $ n/a 48 $ 15,650,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ n/a 43 $ 7,385,000
National Exchange Bank and Trust
130 SOUTH MAIN STREET
FOND DU LAC, WI 54936
* $ n/a 30 $ 4,360,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 28 $ 7,010,000
Horicon Bank
326 E LAKE ST, PO BOX 144
HORICON, WI 53032
* $ n/a 28 $ 6,990,000
Community First Credit Union
1575 DRESANG WAY
NEENAH, WI 54956
* $ n/a 24 $ 2,830,000
BMO Harris Bank NA
111 W. MONROE
CHICAGO, IL 60606
* $ n/a 24 $ 5,320,000
Marine Credit Union
811 MONITOR STREET
LA CROSSE, WI 54601
* $ n/a 19 $ 2,985,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ n/a 19 $ 4,865,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 18 $ 4,350,000
Uw Credit Union
3500 UNIVERSITY AVE
MADISON, WI 53717
* $ n/a 17 $ 2,105,000
Verve, A Credit Union
2900 UNIVERSAL ST
OSHKOSH, WI 54904
* $ n/a 17 $ 2,065,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ n/a 15 $ 5,975,000
Compeer Financial
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ n/a 15 $ 3,805,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ n/a 15 $ 3,315,000
Landmark Credit Union
5445 S. WESTRIDGE DR.
BROOKFIELD, WI 53005
* $ n/a 14 $ 2,140,000
Bank First N.A.
402 N 8TH ST
MANITOWOC, WI 54220
* $ n/a 11 $ 2,665,000
Associated Bank NA
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ n/a 11 $ 1,205,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ n/a 11 $ 2,665,000
Primary Residential Mortgage, Inc.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ n/a 10 $ 1,900,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ n/a 10 $ 1,700,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ n/a 9 $ 1,185,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ n/a 9 $ 2,915,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ n/a 9 $ 2,135,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ n/a 9 $ 1,355,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ n/a 8 $ 1,260,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ n/a 8 $ 1,800,000
Covantage Credit Union
723 6TH AVE, PO BOX 107
ANTIGO, WI 54409
* $ n/a 8 $ 1,200,000
Johnson Bank
555 MAIN STREET SUITE 490
RACINE, WI 53403
* $ n/a 8 $ 5,870,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ n/a 8 $ 1,560,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 7 $ 9,235,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 6 $ 2,210,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 6 $ 1,120,000
Thompson Kane & Company, Inc
8020 EXCELSIOR DRIVE SUITE 401
MADISON, WI 53717
* $ n/a 6 $ 3,040,000
Waterstone Mortgage Corporation
17950 W CORPORATE DR STE 100
BROOKFIELD, WI 53045
* $ n/a 6 $ 1,140,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ n/a 6 $ 480,000
Farmers & Merchants Union Bank
159 W JAMES ST PO BOX 226
COLUMBUS, WI 53925
* $ n/a 5 $ 1,175,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ n/a 5 $ 245,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ n/a 5 $ 965,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ n/a 5 $ 1,155,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ n/a 5 $ 815,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ n/a 4 $ 1,350,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ n/a 4 $ 420,000
Zippy Loans, LLC
2807 ALLEN ST
DALLAS, TX 75204
* $ n/a 4 $ 160,000
Old National Bank
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ n/a 4 $ 1,080,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ n/a 4 $ 1,160,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ n/a 4 $ 1,020,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ n/a 4 $ 510,000
First Colony Mortgage Corporat
500 EAST PARK AVENUE SUITE 900
OREM, UT 84097
* $ n/a 4 $ 900,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 4 $ 650,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ n/a 3 $ 515,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 3 $ 655,000
Bankers' Bank
7700 MINERAL POINT ROAD
MADISON, WI 53717
* $ n/a 3 $ 985,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ n/a 3 $ 795,000
Nicolet National Bank
111 N WASHINGTON ST
GREEN BAY, WI 54301
* $ n/a 3 $ 825,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ n/a 3 $ 955,000
Premier Community Bank
230 MAVIS ROAD
MARION, WI 54950
* $ n/a 3 $ 4,175,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ n/a 3 $ 785,000
Consumer Real Estate Finance Co dba Society Mortgage
330 SW 2ND ST #111
FORT LAUDERDALE, FL 33312
* $ n/a 3 $ 595,000
Gold Star Mortgage Financial Group, Corporation
2350 GREEN ROAD SUITE 100B
ANN ARBOR, MI 48105
* $ n/a 3 $ 625,000
Sofi Bank, National Association

FRISCO, TX 75034
* $ n/a 3 $ 325,000
Lake Ridge Bank
1205 MAIN STREET
MONONA, WI 53713
* $ n/a 2 $ 210,000
One Community Bank
733 N MAIN ST
OREGON, WI 53575
* $ n/a 2 $ 1,610,000
Citibank, NA

NEW YORK, NY 10012
* $ n/a 2 $ 140,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ n/a 2 $ 460,000
Alliant Credit Union
11545 W TOUHY
CHICAGO, IL 60666
* $ n/a 2 $ 380,000
Luminate Bank
2523 SOUTH WAYZATA BOULEVARD SUITE 100
MINNEAPOLIS, MN 55405
* $ n/a 2 $ 340,000
The Park Bank
1815 GREENWAY CROSS
MADISON, WI 53713
* $ n/a 2 $ 360,000
Charles Schwab Bank, SSB

LONE TREE, CO 80124
* $ n/a 2 $ 2,460,000
Click N' Close, Inc.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ n/a 2 $ 210,000
Winnebago Community Credit Union
567 E SNELL RD
OSHKOSH, WI 54901
* $ n/a 2 $ 390,000
Sun West Mortgage Company, Inc
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ n/a 2 $ 280,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ n/a 2 $ 390,000
Kiavi Funding, Inc.
315 MONTGOMERY STREET 16TH FLOOR
SAN FRANCISCO, CA 94104
* $ n/a 2 $ 240,000
Educated Mortgage Services LLC
5315 WALL ST STE 270
MADISON, WI 53718
* $ n/a 2 $ 630,000
A+ Mortgage Services, Inc.
W188S7820 RACINE AVE SUITE 100
MUSKEGO, WI 53150
* $ n/a 2 $ 680,000
West Pointe Bank
1750 WITZEL AVE
OSHKOSH, WI 54902
* $ n/a 2 $ 350,000
Educators Credit Union
1326 WILLOW RD
MOUNT PLEASANT, WI 53177
* $ n/a 2 $ 1,250,000
Home State Bank National Association
40 GRANT STREET
CRYSTAL LAKE, IL 60014
* $ n/a 2 $ 460,000
Deephaven Mortgage LLC
3530 TORINGDON WAY #200
CHARLOTTE, NC 28277
* $ n/a 2 $ 330,000
North Shore Bank
15700 WEST BLUEMOUND ROAD
BROOKFIELD, WI 53005
* $ n/a 2 $ 240,000
Blc Community Bank
206 E MAIN ST
LITTLE CHUTE, WI 54140
* $ n/a 2 $ 1,540,000
Point Mortgage Corp
864 AMENA COURT
CHULA VISTA, CA 91910
* $ n/a 2 $ 350,000
Fox Valley Savings Bank
51 EAST FIRST STREET
FOND DU LAC, WI 54935
* $ n/a 2 $ 680,000
Bristol Morgan Bank
103 S. MAIN ST., PO BOX 128
OAKFIELD, WI 53065
* $ n/a 2 $ 810,000
Capital Credit Union
PO BOX 2526
GREEN BAY, WI 54306
* $ n/a 2 $ 70,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ n/a 2 $ 170,000
Peoples Mortgage Company
2055 E CENTENNIAL CIRCLE
TEMPE, AZ 85284
* $ n/a 2 $ 830,000
Baraboo State Bank
101 THIRD AVENUE, PO BOX 50
BARABOO, WI 53913
* $ n/a 1 $ 805,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ n/a 1 $ 45,000
Fox Communities Credit Union
3401 E CALUMET STREET
APPLETON, WI 54913
* $ n/a 1 $ 55,000
Incrediblebank
327 N 17TH AVE
WAUSAU, WI 54401
* $ n/a 1 $ 805,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ n/a 1 $ 95,000
Tri City National Bank
6400 S 27TH ST
OAK CREEK, WI 53154
* $ n/a 1 $ 125,000
Armed Forces Bank, N.A.
320 KANSAS AVENUE
FORT LEAVENWORTH, KS 66027
* $ n/a 1 $ 415,000
Heartland Credit Union
5325 HIGH CROSSING BLVD
MADISON, WI 53718
* $ n/a 1 $ 65,000
A&N Mortgage Services, Inc.
901 S 2ND ST STE #201
SPRINGFIELD, IL 62704
* $ n/a 1 $ 175,000
Bay Equity LLC

DETROIT, MI 48226
* $ n/a 1 $ 335,000
American Heritage Lending, LLC
19800 MACARTHUR BLVD SUITE 950
IRVINE, CA 92612
* $ n/a 1 $ 295,000
American Internet Mortgage, Inc.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ n/a 1 $ 295,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ n/a 1 $ 115,000
Consumers Credit Union
1075 TRI STATE PARKWAY STE 850
GURNEE, IL 60031
* $ n/a 1 $ 305,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ n/a 1 $ 155,000
Summit Mortgage Corporation
13355 10TH AVE N, SUITE 100
PLYMOUTH, MN 55442
* $ n/a 1 $ 155,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ n/a 1 $ 265,000
Bank Five Nine
155 W. WISCONSIN AVENUE
OCONOMOWOC, WI 53066
* $ n/a 1 $ 205,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ n/a 1 $ 265,000
Cibm Bank
19601 WEST BLUEMOUND ROAD
BROOKFIELD, WI 53045
* $ n/a 1 $ 85,000
First National Bank of America
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ n/a 1 $ 405,000
Northwest Bank
705 GRAND AVE.
SPENCER, IA 51301
* $ n/a 1 $ 825,000
The Port Washington State Bank
206 N FRANKLIN ST
PORT WASHINGTON, WI 53074
* $ n/a 1 $ 585,000
Wolfe Financial Inc
191 H NC HIGHWAY 42 NORTH
ASHEBORO, NC 27203
* $ n/a 1 $ 195,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ n/a 1 $ 245,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ n/a 1 $ 195,000
Libertyville Bank & Trust Company, N.A.
507 NORTH MILWAUKEE AVENUE
LIBERTYVILLE, IL 60048
* $ n/a 1 $ 1,505,000
American Pacific Mortgage Corporation
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ n/a 1 $ 125,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ n/a 1 $ 1,505,000
The Equitable Bank SSB
2290 NORTH MAYFAIR ROAD
WAUWATOSA, WI 53226
* $ n/a 1 $ 565,000
Towne Mortgage Company
888 WEST BIG BEAVER ROAD SUITE 310
TROY, MI 48084
* $ n/a 1 $ 85,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ n/a 1 $ 75,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ n/a 1 $ 565,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ n/a 1 $ 605,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ n/a 1 $ 165,000
Go Mortgage, LLC

COLUMBUS, OH 43219
* $ n/a 1 $ 355,000
NBKC Bank
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ n/a 1 $ 585,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ n/a 1 $ 155,000
Farmers Savings Bank
305 DOTY ST
MINERAL POINT, WI 53565
* $ n/a 1 $ 375,000
First State Mortgage Services
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ n/a 1 $ 55,000
Wisconsin Mortgage Corporation
PO BOX 942
BROOKFIELD, WI 53008
* $ n/a 1 $ 305,000
Credit Union Mortgage Associat
10800 MAIN STREET
FAIRFAX, VA 22030
* $ n/a 1 $ 285,000
Fond Du Lac Credit Union
91 N PIONEER RD
FOND DU LAC, WI 54935
* $ n/a 1 $ 45,000
Unison Credit Union
PO BOX 260
KAUKAUNA, WI 54130
* $ n/a 1 $ 95,000
Homebridge Financial Services, Inc
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ n/a 1 $ 25,000
Homexpress Mortgage Corp.
1936 E DEERE AVE SUITE 200
SANTA ANA, CA 92705
* $ n/a 1 $ 1,025,000
Data Mortgage, Inc

OCALA, FL 34475
* $ n/a 1 $ 165,000
Kohler Credit Union
905 S TAYLOR DR
SHEBOYGAN, WI 53083
* $ n/a 1 $ 265,000
Fundloans Capital
12481 HIGH BLUFF DR STE 150
SAN DIEGO, CA 92130
* $ n/a 1 $ 1,025,000
Simplicity Credit Union
222 E UPHAM ST
MARSHFIELD, WI 54449
* $ n/a 1 $ 75,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ n/a 1 $ 15,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ n/a 1 $ 235,000
A&D Mortgage LLC
899 W. CYPRESS CREEK ROAD
FT. LAUDERDALE, FL 33309
* $ n/a 1 $ 295,000
Originpoint, LLC
1800 W LARCHMONT AVE SUITE 305
CHICAGO, IL 60613
* $ n/a 1 $ 405,000
Ruoff Mortgage Company
1700 MAGNAVOX WAY SUITE 220
FORT WAYNE, IN 46804
* $ n/a 1 $ 245,000
Griffin Funding Inc.
2445 5TH AVE SUITE 401
SAN DIEGO, CA 92101
* $ n/a 1 $ 1,105,000
Old Second National Bank
37 SOUTH RIVER STREET
AURORA, IL 60506
* $ n/a 1 $ 555,000
Tomo Mortgage LLC
909 THIRD AVENUE 9TH FL
NEW YORK, NY 10018
* $ n/a 1 $ 355,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ n/a 1 $ 195,000

The tables below break down 2025 mortgage applications in Green Lake County, WI by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Green Lake County, WI in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 361 $112,685,000 $312,000 $3,505,000 $162,000 $2,045,000
Cash-out Refinancing 184 $37,580,000 $204,000 $1,145,000 $135,000 $2,026,000
Refinancing 128 $36,220,000 $282,000 $2,235,000 $149,000 $1,874,000
Other Purpose 89 $11,535,000 $129,000 $2,795,000 $143,000 $2,365,000
Home Improvement 79 $10,455,000 $132,000 $1,005,000 $146,000 $1,403,000
Not Applicable 1 $45,000 $45,000 $45,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 651 $163,155,000 $250,000 $3,505,000 $152,000 $2,365,000
Not Provided 88 $18,790,000 $213,000 $1,405,000 $131,000 $2,026,000
Not applicable 81 $21,385,000 $264,000 $2,235,000 $106,000 $188,000
Hispanic 17 $4,065,000 $239,000 $1,195,000 $216,000 $1,918,000
Black or African American 4 $860,000 $215,000 $335,000 $165,000 $299,000
Asian 1 $265,000 $265,000 $265,000 $102,000 $102,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 668 $167,890,000 $251,000 $3,505,000 $164,000 $2,365,000
FHA-insured (Federal Housing Administration) 100 $22,010,000 $220,000 $435,000 $80,000 $251,000
VA-guaranteed (Veterans Administration) 66 $17,240,000 $261,000 $585,000 $95,000 $204,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 8 $1,380,000 $172,000 $255,000 $76,000 $105,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 508 $132,410,000 $260,000 $3,505,000 $163,000 $2,365,000
Application Denied By Financial Institution 119 $22,105,000 $185,000 $1,405,000 $93,000 $990,000
Application Withdrawn By Applicant 88 $27,100,000 $307,000 $2,005,000 $186,000 $2,045,000
Loan Purchased By The Institution 64 $14,630,000 $228,000 $845,000 $123,000 $313,000
File Closed For Incompleteness 41 $5,995,000 $146,000 $625,000 $83,000 $251,000
Application Approved But Not Accepted 21 $5,725,000 $272,000 $1,545,000 $158,000 $684,000
Preapproval Approved but not Accepted 1 $555,000 $555,000 $555,000 $150,000 $150,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 656 $159,920,000 $243,000 $2,795,000 $156,000 $2,365,000
Debt-To-Income Ratio 108 $34,710,000 $321,000 $3,505,000 $146,000 $1,300,000
Credit History 27 $4,685,000 $173,000 $1,025,000 $94,000 $213,000
Collateral 24 $3,710,000 $154,000 $435,000 $129,000 $990,000
Credit Application Incomplete 17 $3,245,000 $190,000 $655,000 $96,000 $230,000
Other 7 $945,000 $135,000 $405,000 $90,000 $221,000
Unverifiable Information 1 $935,000 $935,000 $935,000 $806,000 $806,000
Employment History 1 $215,000 $215,000 $215,000 $75,000 $75,000
Insufficient Cash (Downpayment, Closing Cost) 1 $155,000 $155,000 $155,000 $77,000 $77,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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