Jasper County, MS Mortgage Lenders & HMDA Data, 2014

In 2014, lenders reported 455 mortgage applications in Jasper County, MS totaling $33.1 million, down 8% from 2013. The average application was for $72,000, and applicants reported an average income of $83,000. 49% of applications resulted in an originated loan and 31% were denied. The most active lender was 21st Mortgage, with 88 applications, followed by Community Bank, Ellisville, Mississippi and Magnolia State Bank.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Mississippi.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 455
Total Mortgage Loan Application Amount $33,148,000
Average Mortgage Loan Application Amount $72,000
Highest Mortgage Loan Application Amount $876,000
Average Applicant Income $83,000
Highest Applicant Income $9,999,000

Mortgage Company List for Lending in Jasper County, MS for 2014

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 88 $ 4,874,000
Community Bank, Ellisville, Mississippi
P. O. BOX 265
LAUREL, MS 39441
* $ 661,510,000 44 $ 2,668,000
Magnolia State Bank
P O BOX 41
LAUREL, MS 39440
* $ 296,901,000 35 $ 2,809,000
Omnibank
236 E CAPITOL ST
JACKSON, MS 39201
* $ 47,480,000 31 $ 2,111,000
Trustmark Bank
PO BOX 291
JACKSON, MS 39201
* $ 11,681,215,000 25 $ 1,619,000
Cadence Bank
P O BOX 789
TUPELO, MS 38804
* $ 13,032,498,000 25 $ 1,942,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 22 $ 1,340,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 116,608,550,000 16 $ 1,031,000
Community Bank of Mississippi
323 EAST THIRD STREET
FLOWOOD, MS 39232
* $ 691,820,000 12 $ 1,391,000
Bankplus
1068 HIGHLAND COLONY PARKWAY
RIDGELAND, MS 39157
* $ 2,385,232,000 10 $ 537,000
Clayton Bank and Trust
520 WEST SUMMIT HILL DRIVE SUITE 801
KNOXVILLE, TN 37902
* $ 678,563,000 10 $ 575,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 360,478,278,000 10 $ 659,000
Colonial Savings
P O BOX 2988
FORT WORTH, TX 76102
* $ 943,388,000 9 $ 667,000
Citizens National Bank of Meridian
512 22ND AVENUE
MERIDIAN, MS 39302
* $ 1,082,473,000 9 $ 438,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 7 $ 699,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 7 $ 811,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,373,600,000,000 7 $ 578,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,945,467,000,000 6 $ 622,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 2,763,439,000 6 $ 432,000
First State Bank
P O BOX 506
WAYNESBORO, MS 39367
* $ 517,223,000 4 $ 328,000
Everbank N.A.
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 17,638,918,000 4 $ 144,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 138,031,000 4 $ 416,000
The First, A National Banking Association
P.O. BOX 15549
HATTIESBURG, MS 39404
* $ 939,735,000 3 $ 231,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 3 $ 276,000
State Farm Bank, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 15,766,346,000 3 $ 209,000
Hancock Whitney Bank
2510 14TH STREET
GULFPORT, MS 39501
* $ 6,615,096,000 3 $ 12,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 55,502,976,000 2 $ 25,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 62,866,954,000 2 $ 208,000
Admirals Bank
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 577,338,000 2 $ 7,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ 100,000,000 2 $ 318,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ 10,000,000 2 $ 298,000
American Advisors Group
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ 100,247,000 2 $ 93,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ 945,758,000 1 $ 151,000
Citimortgage, Inc.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 1 $ 178,000
Discover Home Loans, Inc
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 79,339,664,000 1 $ 86,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 1 $ 184,000
Origin Bank

HOUSTON, TX 77024
* $ 3,199,260,000 1 $ 132,000
Cadence Bank, N.A.
2100 3RD AVE N
BIRMINGHAM, AL 35203
* $ 6,437,850,000 1 $ 156,000
The Citizens Bank
521 MAIN ST
PHILADELPHIA, MS 39350
* $ 872,795,000 1 $ 50,000
Citizens Bank
814 MAIN STREET
COLUMBIA, MS 39429
* $ 366,409,000 1 $ 20,000
The Bank of Forest
211 WEST THIRD STREET
FOREST, MS 39074
* $ 142,464,000 1 $ 24,000
Story Bank dba Story Financial Partners
1300 MEADOWBROOK ROAD
JACKSON, MS 39211
* $ 277,194,000 1 $ 66,000
Inland Bank & Trust
1900 W STATE ST
GENEVA, IL 60134
* $ 1,016,109,000 1 $ 52,000
Grand Bank for Savings, FSB
204 WESTOVER DRIVE
HATTIESBURG, MS 39404
* $ 107,890,000 1 $ 52,000
Great Plains National Bank
5909 NW EXPRESSWAY
ELK CITY, OK 73644
* $ 539,275,000 1 $ 94,000
Renasant Bank

JOHNS CREEK, GA 30097
* $ 5,733,100,000 1 $ 165,000
Fidelity Bank
100 E ENGLISH
WICHITA, KS 67202
* $ 1,560,571,000 1 $ 97,000
Fbt Mortgage, L.L.C.
6911 WASHINGTON AVE SUITE B
OCEAN SPRINGS, MS 39564
* $ 678,000,000 1 $ 170,000
First Midwest Bank
300 N. HUNT CLUB ROAD
GURNEE, IL 60031
* $ 8,122,963,000 1 $ 13,000
Citizens State Bank
13840 W. NEWBERRY RD
NEWBERRY, FL 32669
* $ 191,437,000 1 $ 45,000
Pacific Union Financial, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 1 $ 122,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 1 $ 118,000
South State Bank
520 GERVAIS STREET
COLUMBIA, SC 29201
* $ 7,933,259,000 1 $ 75,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,596,388,000 1 $ 178,000
Peoples Bank
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 439,528,000 1 $ 224,000
Chevron Federal Credit Union
2300 CLAYTON ROAD SUITE 700
CONCORD, CA 94520
* $ 2,352,853,000 1 $ 160,000
Sunbelt Federal Credit Union
1506 CONGRESS ST
HATTIESBURG, MS 39402
* $ 191,853,000 1 $ 30,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 179,126,294,000 1 $ 113,000

The tables below break down 2014 mortgage applications in Jasper County, MS by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Jasper County, MS in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 232 $16,609,000 $71,000 $280,000 $96,000 $9,999,000
Refinancing 175 $15,262,000 $87,000 $876,000 $73,000 $1,560,000
Home Improvement 48 $1,277,000 $26,000 $224,000 $53,000 $190,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 254 $19,564,000 $77,000 $308,000 $70,000 $300,000
Black or African American 158 $8,065,000 $51,000 $178,000 $53,000 $1,560,000
Not Provided 20 $2,239,000 $111,000 $229,000 $70,000 $166,000
Not applicable 19 $3,079,000 $162,000 $876,000 $0 $0
Hispanic 3 $136,000 $45,000 $67,000 $31,000 $68,000
American Indian or Alaskan Native 1 $65,000 $65,000 $65,000 $9,999,000 $9,999,000
Asian 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 402 $26,925,000 $66,000 $876,000 $63,000 $1,560,000
FHA-insured (Federal Housing Administration) 29 $3,335,000 $115,000 $229,000 $392,000 $9,999,000
VA-guaranteed (Veterans Administration) 13 $1,558,000 $119,000 $184,000 $48,000 $122,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 11 $1,330,000 $120,000 $170,000 $27,000 $67,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 223 $16,300,000 $73,000 $876,000 $67,000 $300,000
Application Denied By Financial Institution 141 $9,292,000 $65,000 $254,000 $131,000 $9,999,000
Application Approved But Not Accepted 51 $3,483,000 $68,000 $278,000 $58,000 $161,000
Loan Purchased By The Institution 19 $2,408,000 $126,000 $224,000 $10,000 $94,000
Application Withdrawn By Applicant 16 $1,328,000 $83,000 $224,000 $46,000 $138,000
File Closed For Incompleteness 5 $337,000 $67,000 $118,000 $109,000 $210,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 24 $1,616,000 $67,000 $163,000 $530,000 $9,999,000
Collateral 7 $848,000 $121,000 $254,000 $84,000 $130,000
Credit Application Incomplete 7 $700,000 $100,000 $229,000 $83,000 $158,000
Debt-To-Income Ratio 5 $259,000 $51,000 $90,000 $34,000 $58,000
Other 4 $397,000 $99,000 $151,000 $49,000 $78,000
Unverifiable Information 2 $116,000 $58,000 $80,000 $24,000 $48,000
Employment History 1 $3,000 $3,000 $3,000 $19,000 $19,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the Mississippi Lender List