Kenai Peninsula, AK Mortgage Lenders & HMDA Data, 2008

In 2008, lenders reported 3,448 mortgage applications in Kenai Peninsula, AK totaling $647.3 million, down 17% from 2007. The average application was for $187,000, and applicants reported an average income of $81,000. 48% of applications resulted in an originated loan and 16% were denied. The most active lender was Alaska USA Mortgage Co., LLC, with 678 applications, followed by Wells Fargo Bank, NA and Residential Mortgage, LLC.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,448
Total Mortgage Loan Application Amount $647,252,000
Average Mortgage Loan Application Amount $187,000
Highest Mortgage Loan Application Amount $18,572,000
Average Applicant Income $81,000
Highest Applicant Income $2,100,000

Mortgage Company List for Lending in Kenai Peninsula, AK for 2008

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Alaska USA Mortgage Co., LLC
PO BOX 196850
ANCHORAGE, AK 99519
* $ 1,485,079,000 678 $ 123,585,000
Wells Fargo Bank, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 467,861,000,000 597 $ 103,234,000
Residential Mortgage, LLC
100 CALAIS DRIVE
ANCHORAGE, AK 99515
* $ 10,000,000 550 $ 114,525,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 343 $ 69,661,000
First National Bank Alaska
101 W 36TH AVE, STE 305
ANCHORAGE, AK 99501
* $ 2,309,832,000 307 $ 52,817,000
Wells Fargo Fin'l Alaska, Inc
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 36,752,895,000 175 $ 26,802,000
Countrywide Bank FSB
30930 RUSSELL RANCH ROAD MS CA6-916-02-0
WESTLAKE VILLAGE, CA 91362
* $ 121,054,736,000 129 $ 24,453,000
Gmac Mortgage LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 52 $ 9,678,000
Citicorp Trust Bank, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 18,878,056,000 52 $ 7,022,000
Keybank National Association
100 PUBLIC SQUARE STE 600 OH-01-10-06006
CLEVELAND, OH 44113
* $ 95,861,810,000 49 $ 10,174,000
Credit Union 1
1941 ABBOTT RD
ANCHORAGE, AK 99507
* $ 540,992,000 42 $ 4,304,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 36 $ 6,905,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,318,888,000,000 32 $ 5,338,000
Flagstar Bank
5151 CORPORATE DR
TROY, MI 48098
* $ 15,757,171,000 30 $ 5,652,000
Global Federal Credit Union
PO BOX 196850
ANCHORAGE, AK 99503
* $ 3,570,433,000 28 $ 885,000
Ally Bank F/K/A/ Gmac Bank
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 28,404,352,000 21 $ 4,578,000
Citimortgage, Inc
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 19 $ 4,378,000
State Farm Bank
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 15,898,003,000 19 $ 1,777,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 30,219,506,000 18 $ 2,746,000
Bank of America, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,312,794,218,000 15 $ 2,157,000
Eloan
9600 WEST BRYN MAWR
ROSEMONT, IL 60018
* $ 48,624,000,000 14 $ 2,184,000
US Bank, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 232,759,503,000 11 $ 2,898,000
Assurity Financial Services
6025 SOUTH QUEBEC STREET, #260
ENGLEWOOD, CO 80111
* $ 10,000,000 10 $ 1,952,000
Franklin American Mortgage Co
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 10 $ 1,967,000
Taylor, Bean & Whitaker
315 NE 14TH STREET
OCALA, FL 34470
* $ 10,000,000 7 $ 1,077,000
Freedom Mortgage Corp.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 7 $ 1,316,000
Merrill Lynch Credit Corp.
4804 DEER LAKE DRIVE EAST BLDG 3 FL 5
JACKSONVILLE, FL 32246
* $ 4,500,000,000 7 $ 1,770,000
M&T Bank
1 M&T PLAZA -15TH FLOOR
BUFFALO, NY 14203
* $ 64,072,546,000 6 $ 1,056,000
Denali Federal Credit Union
471 WS. 36TH AVENUE SUITE 110
ANCHORAGE, AK 99503
* $ 358,120,000 6 $ 1,123,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 6 $ 1,331,000
Home Loan Center
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 6 $ 1,130,000
Homecomings Financial LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 6 $ 1,563,000
Capital One Home Loans, LLC
12800 FOSTER STREET
OVERLAND PARK, KS 66213
* $ 88,701,411,000 4 $ 685,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ 8,994,122,000 4 $ 1,314,000
Americanmtgnetwork dba Vertice
TONYA YOUNG 100 N MAIN ST MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 473,000,000,000 4 $ 675,000
Wachovia Mortgage FSB
TONYA YOUNG 100 N MAIN ST MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 56,294,475,000 4 $ 585,000
Countrywide Home Loans
30930 RUSSELL RANCH ROAD MS WLRR-148
WESTLAKE VILLAGE, CA 91362
* $ 199,946,230,000 4 $ 777,000
Charles Schwab Bank
211 MAIN STREET
SAN FRANCISCO, CA 94105
* $ 14,762,983,000 3 $ 478,000
Wells Fargo Bank, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 653,269,000,000 3 $ 360,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 3 $ 888,000
Citi Residential Lending Inc.
153 EAST 53RD ST, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,121,487,000 3 $ 419,000
Residential Funding Corp. LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 3 $ 103,000
First Residential Mortgage
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 3 $ 578,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 2 $ 507,000
Premium Capital Funding LLC
125 JERICHO TPKE
JERICHO, NY 11753
* $ 10,000,000 2 $ 257,000
Amtec Funding Group, Llc.
3330 HARBOR BOULEVARD
COSTA MESA, CA 92626
* $ 10,000,000 2 $ 335,000
Vandyk Mortgage Corporation
2449 CAMELOT CT SE
GRAND RAPIDS, MI 49546
* $ 10,000,000 2 $ 310,000
Allied Home Mortgage Corp.
6110 PINEMONT DR., STE. 220
HOUSTON, TX 77092
* $ 10,000,000 2 $ 286,000
Saxon Mortgage
4840 COX ROAD
GLEN ALLEN, VA 23060
* $ 10,000,000 2 $ 208,000
Guaranty Bank
8333 DOUGLAS AVENUE
DALLAS, TX 75225
* $ 16,674,004,000 2 $ 471,000
Nfcu
820 FOLLIN LANE
VIENNA, VA 22180
* $ 33,011,920,000 2 $ 398,000
Matanuska Valley Federal Credit Union
1020 SOUTH BAILEY STREET
PALMER, AK 99645
* $ 245,453,000 2 $ 417,000
Advancial Federal Credit Union
1845 WOODALL RODGERS FWY, SUITE 1300
DALLAS, TX 75231
* $ 584,687,000 2 $ 501,000
Ing Bank, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 79,977,597,000 2 $ 430,000
Ameriprise Bank, FSB
707 2ND AVENUE SOUTH
MINNEAPOLIS, MN 55474
* $ 1,560,922,000 2 $ 218,000
Northrim Bank
3111 C STREET
ANCHORAGE, AK 99503
* $ 1,010,830,000 2 $ 120,000
Community First Bank
3725 OLD COURT ROAD
BALTIMORE, MD 21208
* $ 66,540,000 2 $ 395,000
Midfirst Bank
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 12,970,989,000 1 $ 46,000
Ge Money Bank
4246 SOUTH RIVERBOAT RDCSUITE 200
SALT LAKE CITY, UT 84123
* $ 14,839,190,000 1 $ 21,000
Idaho Independent Bank
1260 W RIVERSTONE DR
COEUR D ALENE, ID 83814
* $ 625,922,000 1 $ 150,000
National Bank of Kansas City
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 962,672,000 1 $ 317,000
Chevron Federal Credit Union
2300 CLAYTON ROAD SUITE 700
CONCORD, CA 94520
* $ 1,055,075,000 1 $ 131,000
Wings Financial Credit Union
14985 GLAZIER AVENUE
APPLE VALLEY, MN 55124
* $ 1,837,312,000 1 $ 336,000
Mountain America Federal Credit Union
7181 SOUTH CAMPUS VIEW DRIVE
SANDY, UT 84091
* $ 2,301,878,000 1 $ 154,000
Beneficial Financial I, Inc.
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 11,000,000 1 $ 259,000
Wells Fargo Fin'l California
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 36,752,895,000 1 $ 120,000
Wells Fargo Fin'l Washington 1
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 36,752,895,000 1 $ 25,000
Pierce Commercial Bank
1722 SOUTH UNION AVE
TACOMA, WA 98405
* $ 246,708,000 1 $ 142,000
Ebank Mortgage LLC
2410 PACES FERRY ROAD, SUITE 190
ATLANTA, GA 30339
* $ 161,077,000 1 $ 198,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ 31,000,000 1 $ 144,000
Republic State Mortgage Co.
2715 BISSONNET, SUITE 102
HOUSTON, TX 77005
* $ 10,000,000 1 $ 156,000
HSBC Mortgage Corp
2929 WALDEN AVE
DEPEW, NY 14043
* $ 92,958,000 1 $ 278,000
Plaza Home Mortgage, Inc
5090 SHOREHAM PLACE, SUITE #206
SAN DIEGO, CA 92122
* $ 10,000,000 1 $ 150,000
Bank of the West
1977 SATURN STREET MS SC-MPK-03-N
MONTEREY PARK, CA 91755
* $ 61,829,845,000 1 $ 190,000
Nw Preferred Federal Credit Union
8950 SW BURNHAM ST
TIGARD, OR 97223
* $ 97,017,000 1 $ 144,000
Pentagon Federal Credit Union
14300 SULLYFIELD CIRCLE
CHANTILLY, VA 20151
* $ 11,238,962,000 1 $ 50,000
National City Bank
1900 E NINTH ST LOC 01-3144
CLEVELAND, OH 44114
* $ 138,755,343,000 1 $ 340,000
Citibank, N.A.
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,251,715,000,000 1 $ 20,000
Gateway Bank, FSB
2336 MERCED STREET
SAN LEANDRO, CA 94577
* $ 403,955,000 1 $ 306,000
Wintrust Mortgage Corporation
660 MIDWEST RD SUITE 100
OAK BROOK TERRACE, IL 60181
* $ 300,000,000 1 $ 153,000
American Mortgage Specialists
16100 N GREENWAY HAYDEN LOOP STE 108
SCOTTSDALE, AZ 85260
* $ 38,791,000 1 $ 200,000
Ranlife, Inc.
9272 S. 700 E.
SANDY, UT 84070
* $ 303,000 1 $ 139,000
The Legacy Group
11225 SE 6TH STREET SUITE 110
BELLEVUE, WA 98004
* $ 12,000,000 1 $ 275,000
Pinnacle Mortgage Group, Inc.
3605 SOUTH TELLER ST
LAKEWOOD, CO 80235
* $ 10,000,000 1 $ 220,000
Northwest Mortgage Group, Inc
10260 SW GREENBURG ROAD SUITE 900
PORTLAND, OR 97223
* $ 10,000,000 1 $ 196,000
Foundation Capital Group Inc
12275 EL CAMINO REAL STE 130
SAN DIEGO, CA 92130
* $ 2,919,750,000 1 $ 164,000
Ideal Mortgage Bankers, Ltd
520 BROADHOLLOW ROAD
MELVILLE, NY 11747
* $ 10,000,000 1 $ 162,000
Academy Mortgage Corporation
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ 10,000,000 1 $ 187,000
Gold Star Mortgage Financial Group, Corporation
2350 GREEN ROAD SUITE 100B
ANN ARBOR, MI 48105
* $ 10,000,000 1 $ 254,000
Access National Mortgage Corp
1800 ROBERT FULTON DR, SUITE 350
RESTON, VA 20191
* $ 10,000,000 1 $ 239,000
Wachovia Mortgage Corp
301 S COLLEGE ST
CHARLOTTE, NC 28202
* $ 2,687,938,000 1 $ 192,000
Coast 2 Coast Funding Group, Inc
1 ORCHARD ROAD, SUITE 235
LAKER FOREST, CA 92630
* $ 750,000 1 $ 284,000
Nations Direct Mortgage, LLC
2475 VILLAGE VIEW DRIVE SUITE 100
HENDERSON, NV 89074
* $ 11,000,000 1 $ 260,000
Cwcapital LLC
63 KENDRICK STREET
NEEDHAM, MA 02494
* $ 31,000,000 1 $ 18,572,000
River Funding Corporation
1580 HERITAGE BLVD SUITE 200
WEST SALEM, WI 54669
* $ 10,000,000 1 $ 142,000
Mortgage Research Center, LLC
2101 CHAPEL PLAZA COURT SUITE 107
COLUMBIA, MO 65203
* $ 880,000,000 1 $ 159,000
Primary Residential Mortgage
4750 W WILEY POST WAY SUITE 200
SALT LAKE CITY, UT 84116
* $ 10,000,000 1 $ 193,000

The tables below break down 2008 mortgage applications in Kenai Peninsula, AK by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Kenai Peninsula, AK in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,994 $390,030,000 $195,000 $18,572,000 $79,000 $2,100,000
Home Purchase 1,163 $227,467,000 $195,000 $1,000,000 $87,000 $1,424,000
Home Improvement 291 $29,755,000 $102,000 $430,000 $72,000 $600,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,870 $531,246,000 $185,000 $1,000,000 $82,000 $2,100,000
Not Provided 278 $49,707,000 $178,000 $626,000 $96,000 $1,424,000
American Indian or Alaskan Native 138 $21,269,000 $154,000 $400,000 $72,000 $300,000
Not applicable 63 $30,596,000 $485,000 $18,572,000 $6,000 $109,000
Hispanic 51 $7,131,000 $139,000 $249,000 $66,000 $182,000
Asian 26 $4,549,000 $174,000 $626,000 $85,000 $672,000
Native Hawaiian or Other Pacific Islander 16 $1,803,000 $112,000 $247,000 $49,000 $253,000
Black or African American 6 $951,000 $158,000 $400,000 $67,000 $162,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,590 $473,693,000 $182,000 $1,000,000 $85,000 $2,100,000
FHA-insured (Federal Housing Administration) 679 $138,037,000 $203,000 $18,572,000 $71,000 $346,000
VA-guaranteed (Veterans Administration) 145 $29,808,000 $205,000 $626,000 $60,000 $205,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 34 $5,714,000 $168,000 $240,000 $54,000 $179,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,661 $305,618,000 $183,000 $1,000,000 $87,000 $2,100,000
Application Denied By Financial Institution 540 $87,577,000 $162,000 $900,000 $75,000 $1,248,000
Loan Purchased By The Institution 533 $124,424,000 $233,000 $18,572,000 $69,000 $600,000
Application Withdrawn By Applicant 352 $62,708,000 $178,000 $580,000 $72,000 $1,194,000
File Closed For Incompleteness 208 $38,780,000 $186,000 $578,000 $86,000 $998,000
Application Approved But Not Accepted 154 $28,145,000 $182,000 $723,000 $94,000 $998,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit Application Incomplete 108 $19,975,000 $184,000 $626,000 $82,000 $557,000
Collateral 101 $17,656,000 $174,000 $900,000 $102,000 $1,248,000
Credit History 78 $7,625,000 $97,000 $385,000 $69,000 $286,000
Debt-To-Income Ratio 76 $12,340,000 $162,000 $503,000 $46,000 $346,000
Other 25 $4,449,000 $177,000 $361,000 $85,000 $180,000
Unverifiable Information 5 $767,000 $153,000 $275,000 $65,000 $108,000
Insufficient Cash (Downpayment, Closing Cost) 5 $1,097,000 $219,000 $417,000 $60,000 $144,000
Employment History 1 $132,000 $132,000 $132,000 $24,000 $24,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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