Knox County, IN Mortgage Lenders & HMDA Data, 2023

In 2023, lenders reported 1,038 mortgage applications in Knox County, IN totaling $117.9 million, down 11% from 2022. The average application was for $113,000, and applicants reported an average income of $76,000. 54% of applications resulted in an originated loan and 20% were denied. The most active lender was German American Bank, with 154 applications, followed by Liberty Federal Credit Union and Regions Bank.

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Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,038
Total Mortgage Loan Application Amount $117,860,000
Average Mortgage Loan Application Amount $113,000
Highest Mortgage Loan Application Amount $1,055,000
Average Applicant Income $76,000
Highest Applicant Income $625,000

Mortgage Company List for Lending in Knox County, IN for 2023

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
German American Bank
711 MAIN STREET, P.O. BOX 360
JASPER, IN 47546
* $ 6,150,272,000 154 $ 15,380,000
Liberty Federal Credit Union
9520 ORMSBY STATION RD SUITE 20
LOUISVILLE, KY 40223
* $ 3,450,913,000 146 $ 12,680,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 154,203,000,000 117 $ 7,695,000
Old National Bank
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ 46,490,438,000 48 $ 4,540,000
First Financial Bank NA
1401 S. THIRD ST.
TERRE HAUTE, IN 47802
* $ 4,973,142,000 41 $ 2,065,000
Ruoff Mortgage Company
1700 MAGNAVOX WAY SUITE 220
FORT WAYNE, IN 46804
* $ -1,000 26 $ 2,980,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 23 $ 3,035,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 21 $ 3,115,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 206,289,179,000 20 $ 1,430,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 19 $ 2,435,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 129,461,046,000 18 $ 1,230,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 18 $ 3,500,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 17 $ 3,005,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 17 $ 1,775,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 14 $ 2,340,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 13 $ 1,575,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 13 $ 2,145,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 585,135,605,000 12 $ 1,280,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 12 $ 1,260,000
Mortgage Masters of Indiana Inc
501 N CROSS POINTE BLVD
EVANSVILLE, IN 47715
* $ -1,000 12 $ 1,860,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 10 $ 1,470,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 8 $ 1,520,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 8 $ 1,170,000
First Federal Savings Bank
PO BOX 1111
EVANSVILLE, IN 47706
* $ 573,940,000 7 $ 1,795,000
Equity Prime Mortgage LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ -1,000 7 $ 1,325,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 7 $ 805,000
Owen County State Bank
201 W MORGAN ST
SPENCER, IN 47460
* $ 326,078,000 7 $ 885,000
Crane Credit Union
1 WEST GATE DRIVE
ODON, IN 47562
* $ 1,000,782,000 6 $ 720,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 6 $ 1,250,000
Royal United Mortgage LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46256
* $ -1,000 6 $ 660,000
The First National Bank of Carmi
201 E MAIN STREET, P.O. BOX 70
CARMI, IL 62821
* $ 616,678,000 5 $ 665,000
Flagstar Bank NA

TROY, MI 49098
* $ 90,036,656,000 5 $ 1,075,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,201,942,000,000 5 $ 535,000
Northpointe Bank
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 4,401,730,000 5 $ 385,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 5 $ 935,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 441,843,000 5 $ 1,455,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 156,645,099,000 5 $ 1,885,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ -1,000 5 $ 1,345,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 4 $ 240,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 4 $ 660,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 4 $ 480,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 4 $ 850,000
American Financing Corporation
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 3 $ 455,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 2,418,508,000,000 3 $ 95,000
First Financial Bank
255 EAST FIFTH STREET SUITE 900
CINCINNATI, OH 45202
* $ 16,915,645,000 3 $ 115,000
Northwest Bank
100 LIBERTY STREET
WARREN, PA 16365
* $ 14,213,677,000 3 $ 435,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 3 $ 265,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 552,307,127,000 3 $ 435,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 3 $ 465,000
Mortgage Solutions of Colorado
7450 CAMPUS DRIVE SUITE 200
COLORADO SPRINGS, CO 80920
* $ -1,000 3 $ 295,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 3 $ 445,000
Empeople Credit Union
3950 38TH AVENUE
MOLINE, IL 61265
* $ 1,991,835,000 3 $ 305,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 12,826,414,000 3 $ 95,000
Top Flite Financial, Inc.
123 E GRAND RIVER AVE
WILLIAMSTON, MI 48895
* $ -1,000 2 $ 240,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 226,401,591,000 2 $ 60,000
Gvc Mortgage, Inc.
ONE PLAZA DRIVE, SUITE 3
SUITE 200, IN 46064
* $ -1,000 2 $ 210,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 2 $ 370,000
South Central Bank Inc
501 S L ROGERS WELLS BLVD
GLASGOW, KY 42141
* $ 1,734,843,000 2 $ 240,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,717,531,000,000 2 $ 270,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 2 $ 690,000
1st Signature Lending, LLC
9800 CROSSPOINT BLVD.
INDIANAPOLIS, IN 46256
* $ -1,000 2 $ 460,000
Community First Bank of Ind
201 W SYCAMORE ST
KOKOMO, IN 46901
* $ 640,011,000 2 $ 140,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 2 $ 230,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 780,976,000 2 $ 290,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 546,228,000,000 2 $ 560,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 2 $ 190,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 182,325,674,000 2 $ 120,000
First Merchants Bank
200 E. JACKSON ST.
MUNCIE, IN 47305
* $ 17,923,519,000 2 $ 120,000
The Peoples State Bank of Newton
100 W WASHINGTON ST
NEWTON, IL 62448
* $ 615,407,000 2 $ 230,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 110,900,000,000 2 $ 410,000
Mjw Financial LLC dba Mjw Mortgage
8465 KEYSTONE CROSSING #145
INDIANAPOLIS, IN 46240
* $ -1,000 2 $ 450,000
Forum Credit Union
P.O. BOX 50738
INDIANAPOLIS, IN 46250
* $ 1,998,152,000 1 $ 105,000
The Loan Store, Inc

TUCSON, AZ 85718
* $ -1,000 1 $ 85,000
Midfirst Bank
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 34,681,050,000 1 $ 85,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 35,526,360,000 1 $ 25,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ -1,000 1 $ 75,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 1 $ 135,000
Peoples National Bank, N.A.
520 S 42ND ST
MOUNT VERNON, IL 62864
* $ 1,697,634,000 1 $ 165,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,766,752,000,000 1 $ 755,000
Atlantic Union Bank
1051 EAST CARY STREET, SUITE 1200
GLEN ALLEN, VA 23060
* $ 20,342,081,000 1 $ 225,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 3,765,608,000 1 $ 155,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 1 $ 295,000
Truhome Solutions, LLC
9601 LEGLER ROAD
LENEXA, KS 66219
* $ -1,000 1 $ 265,000
Civista Bank
100 EAST WATER ST
SANDUSKY, OH 44870
* $ 3,533,305,000 1 $ 135,000
Beacon Credit Union
586 S WABASH ST
WABASH, IN 46992
* $ 1,501,056,000 1 $ 45,000
Boonville Federal Savings Bank
123 N. THIRD STREET
BOONVILLE, IN 47601
* $ 62,640,000 1 $ 95,000
Filo Mortgage, LLC
555 E NORTH LN #6125
WEST CONSHOHOCKEN, PA 19428
* $ -1,000 1 $ 145,000
Member First Mortgage, LLC
616 44TH STREET SE
GRAND RAPIDS, MI 49548
* $ -1,000 1 $ 35,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 1 $ 245,000
American Heritage Lending, LLC
19800 MACARTHUR BLVD SUITE 950
IRVINE, CA 92612
* $ -1,000 1 $ 95,000
Elements Financial Federal Cre
225 S EAST ST, SUITE 300
INDIANAPOLIS, IN 46202
* $ 2,289,589,000 1 $ 5,000
Farmers & Mechanics
225 EAST MAIN STREET
BLOOMFIELD, IN 47424
* $ 121,151,000 1 $ 25,000
American Neighborhood Mortgage Acceptance Company
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ -1,000 1 $ 275,000
Regional FCU
7144 KENNEDY AVE
HAMMOND, IN 46323
* $ 180,708,000 1 $ 35,000
Banterra Bank
111 AIRWAY DRIVE
MARION, IL 62959
* $ 2,844,673,000 1 $ 65,000
First Mid Bank and Trust, NA
1515 CHARLESTON AVE, PO BOX 499
MATTOON, IL 61938
* $ 6,704,869,000 1 $ 125,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 2,517,837,000 1 $ 505,000
Allied Mortgage Group, Inc
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ -1,000 1 $ 205,000
Churchill Mortgage Corporation
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 1 $ 135,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ 5,751,484,000 1 $ 25,000
Farmers Bank & Trust
1017 HARRISON
GREAT BEND, KS 67530
* $ 977,048,000 1 $ 45,000
Field & Main Bank
140 N. MAIN ST.
HENDERSON, KY 42420
* $ 592,663,000 1 $ 275,000
Heritage Federal Credit Union
PO BOX 189
NEWBURGH, IN 47629
* $ 929,608,000 1 $ 125,000
Heartland Bank & Trust Company
401 N HERSHEY RD
BLOOMINGTON, IL 61704
* $ 4,281,261,000 1 $ 165,000
Fourleaf Federal Credit Union
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ 11,943,023,000 1 $ 65,000
Endeavor Capital, LLC
14897 CLAYTON ROAD
CHESTERFIELD, MO 63017
* $ -1,000 1 $ 185,000
Arvest Bank

TULSA, OK 74103
* $ 26,441,420,000 1 $ 25,000
Kind Lending, LLC
1920 MAIN STREET SUITE 1100 & 1200
IRVINE, CA 92614
* $ -1,000 1 $ 105,000

The tables below break down 2023 mortgage applications in Knox County, IN by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Knox County, IN in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 515 $75,065,000 $145,000 $1,055,000 $73,000 $625,000
Cash-out Refinancing 171 $18,885,000 $110,000 $605,000 $75,000 $312,000
Home Improvement 147 $7,985,000 $54,000 $255,000 $81,000 $325,000
Other Purpose 109 $6,405,000 $58,000 $305,000 $77,000 $408,000
Refinancing 95 $9,435,000 $99,000 $495,000 $84,000 $325,000
Not Applicable 1 $85,000 $85,000 $85,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 802 $82,770,000 $103,000 $765,000 $76,000 $439,000
Not applicable 115 $18,765,000 $163,000 $1,055,000 $157,000 $241,000
Not Provided 82 $10,750,000 $131,000 $455,000 $78,000 $248,000
Black or African American 14 $2,240,000 $160,000 $285,000 $104,000 $625,000
Hispanic 14 $1,500,000 $107,000 $205,000 $58,000 $105,000
Asian 6 $690,000 $115,000 $285,000 $58,000 $116,000
American Indian or Alaskan Native 4 $640,000 $160,000 $305,000 $72,000 $100,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 747 $71,395,000 $95,000 $1,055,000 $79,000 $625,000
FHA-insured (Federal Housing Administration) 178 $26,620,000 $149,000 $375,000 $68,000 $312,000
VA-guaranteed (Veterans Administration) 60 $13,170,000 $219,000 $515,000 $82,000 $187,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 53 $6,675,000 $125,000 $245,000 $55,000 $122,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 562 $60,080,000 $106,000 $765,000 $78,000 $439,000
Application Denied By Financial Institution 209 $20,265,000 $96,000 $605,000 $69,000 $408,000
Application Withdrawn By Applicant 94 $14,070,000 $149,000 $1,055,000 $76,000 $625,000
Loan Purchased By The Institution 91 $14,465,000 $158,000 $755,000 $93,000 $241,000
File Closed For Incompleteness 52 $5,330,000 $102,000 $275,000 $87,000 $396,000
Application Approved But Not Accepted 29 $3,405,000 $117,000 $275,000 $77,000 $157,000
Preapproval Denied by Financial Institution 1 $245,000 $245,000 $245,000 $53,000 $53,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 821 $96,195,000 $117,000 $1,055,000 $78,000 $625,000
Credit History 99 $7,335,000 $74,000 $305,000 $64,000 $325,000
Debt-To-Income Ratio 50 $5,710,000 $114,000 $495,000 $65,000 $152,000
Collateral 36 $3,290,000 $91,000 $255,000 $82,000 $281,000
Other 13 $2,915,000 $224,000 $605,000 $76,000 $300,000
Credit Application Incomplete 7 $915,000 $130,000 $295,000 $73,000 $150,000
Unverifiable Information 5 $425,000 $85,000 $125,000 $111,000 $408,000
Employment History 4 $390,000 $97,000 $145,000 $21,000 $67,000
Insufficient Cash (Downpayment, Closing Cost) 3 $685,000 $228,000 $505,000 $87,000 $150,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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