Knox County, OH Mortgage Lenders & HMDA Data, 2008

In 2008, lenders reported 2,703 mortgage applications in Knox County, OH totaling $336.8 million, down 35% from 2007. The average application was for $124,000, and applicants reported an average income of $68,000. 53% of applications resulted in an originated loan and 22% were denied. The most active lender was The Park National Bank, with 515 applications, followed by Countrywide Bank FSB and JPMorgan Chase Bank, NA.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Ohio.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,703
Total Mortgage Loan Application Amount $336,778,000
Average Mortgage Loan Application Amount $124,000
Highest Mortgage Loan Application Amount $1,413,000
Average Applicant Income $68,000
Highest Applicant Income $1,926,000

Mortgage Company List for Lending in Knox County, OH for 2008

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
The Park National Bank
50 N THIRD STREET
NEWARK, OH 43055
* $ 2,140,160,000 515 $ 56,643,000
Countrywide Bank FSB
30930 RUSSELL RANCH ROAD MS CA6-916-02-0
WESTLAKE VILLAGE, CA 91362
* $ 121,054,736,000 359 $ 46,586,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,318,888,000,000 180 $ 25,533,000
Beneficial Company LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 4,017,643,000 140 $ 18,079,000
Wells Fargo Bank, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 467,861,000,000 120 $ 15,444,000
First Place Bank
185 EAST MARKET
WARREN, OH 44481
* $ 33,000 79 $ 10,304,000
The Huntington National Bank
7575 HUNTINGTON PARK DR
COLUMBUS, OH 43235
* $ 54,098,791,000 70 $ 9,354,000
US Bank, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 232,759,503,000 57 $ 5,836,000
National City Bank
1900 E NINTH ST LOC 01-3144
CLEVELAND, OH 44114
* $ 138,755,343,000 56 $ 6,187,000
Gmac Mortgage LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 54 $ 7,192,000
Citimortgage, Inc
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 47 $ 6,182,000
Ces CU
1215 YAUGER ROAD
MOUNT VERNON, OH 43050
* $ 108,216,000 42 $ 3,068,000
Fifth Third Mortgage Company
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 61,450,273,000 41 $ 6,677,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 37 $ 5,548,000
Farm Credit Mid-America, Aca
1601 UPS DRIVE
LOUISVILLE, KY 40299
* $ 10,000,000 35 $ 5,794,000
Taylor, Bean & Whitaker
315 NE 14TH STREET
OCALA, FL 34470
* $ 10,000,000 34 $ 4,747,000
Equity Resources Inc
PO BOX 5177
NEWARK, OH 43055
* $ 10,000,000 30 $ 3,560,000
Firstmerit Mortgage Corp
III CASCADE PLAZA, CAS46
AKRON, OH 44308
* $ 6,000,000,000 30 $ 4,455,000
Capital One NA
11130 INDUSTRIALPLEX BLVD
BATON ROUGE, LA 70809
* $ 97,517,902,000 30 $ 266,000
Firstmerit Bank NA
III CASCADE PLAZA - CAS46
AKRON, OH 44308
* $ 10,388,448,000 30 $ 2,279,000
Citifinancial, Inc
300 ST PAUL PLACE
BALTIMORE, MD 21020
* $ 1,494,037,000,000 27 $ 1,324,000
Ohio Heritage Bank
200 MAIN STREET
COSHOCTON, OH 43812
* $ 226,314,000 25 $ 3,988,000
Flagstar Bank
5151 CORPORATE DR
TROY, MI 48098
* $ 15,757,171,000 25 $ 2,785,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 22 $ 2,397,000
Third Federal Savings and Loan
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 10,442,308,000 19 $ 3,457,000
Ge Money Bank
4246 SOUTH RIVERBOAT RDCSUITE 200
SALT LAKE CITY, UT 84123
* $ 14,839,190,000 19 $ 183,000
Wells Fargo Funding, Inc
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 19 $ 2,410,000
Countrywide Home Loans
30930 RUSSELL RANCH ROAD MS WLRR-148
WESTLAKE VILLAGE, CA 91362
* $ 199,946,230,000 18 $ 1,726,000
Wells Fargo Fin'l Ohio 1, Inc
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 36,752,895,000 17 $ 2,129,000
Union Savings Bank
8534 E. KEMPER ROAD
CINCINNATI, OH 45249
* $ 1,723,477,000 17 $ 2,309,000
Amtrust Bank
1801 E. 9TH ST #200
CLEVELAND, OH 44114
* $ 16,938,391,000 16 $ 2,117,000
Citicorp Trust Bank, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 18,878,056,000 14 $ 1,569,000
Suntrust Mortgage, Inc
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 175,107,526,000 13 $ 2,029,000
Eloan
9600 WEST BRYN MAWR
ROSEMONT, IL 60018
* $ 48,624,000,000 13 $ 1,604,000
US Bank North Dakota
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 5,028,246,000 13 $ 1,720,000
Shore Mortgage
770 S. ADAMS ROAD #300
BIRMINGHAM, MI 48009
* $ 10,000,000 12 $ 1,688,000
First Mrchs Bk
200 E. JACKSON ST
MUNCIE, IN 47305
* $ 194,246,000 11 $ 1,795,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ 31,000,000 11 $ 1,572,000
Bank of America, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,312,794,218,000 10 $ 1,219,000
Ally Bank F/K/A/ Gmac Bank
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 28,404,352,000 9 $ 1,372,000
Liberty Savings Bank, FSB
2251 ROMBACH AVE.
WILMINGTON, OH 45177
* $ 1,700,637,000 9 $ 1,095,000
First Residential Mortgage
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 8 $ 1,299,000
Telhio Credit Union, Inc.
96 N. 4TH STREET
COLUMBUS, OH 43215
* $ 398,866,000 8 $ 570,000
Hfc Company LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 15,000,000 8 $ 974,000
Fifth Third Bank
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 61,450,273,000 8 $ 647,000
Priority Mortgage Corp.
150 E WILSON BRIDGE RD STE 350
WORTHINGTON, OH 43085
* $ 10,000,000 8 $ 904,000
Franklin American Mortgage Co
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 8 $ 1,353,000
Americanmtgnetwork dba Vertice
TONYA YOUNG 100 N MAIN ST MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 473,000,000,000 7 $ 726,000
Mechanics Bank
2 SOUTH MAIN STREET
MANSFIELD, OH 44902
* $ 304,527,000 7 $ 1,055,000
Branch Banking and Trust Co
223 W NASH STREET
WILSON, NC 27893
* $ 127,698,351,000 6 $ 1,079,000
Farmers Citizens Bank
105 WASHNGTON SQUARE
BUCYRUS, OH 44820
* $ 211,602,000 6 $ 429,000
M&T Bank
1 M&T PLAZA -15TH FLOOR
BUFFALO, NY 14203
* $ 64,072,546,000 6 $ 1,364,000
Citibank, N.A.
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,251,715,000,000 6 $ 266,000
Kemba Financial Credit Union
555 OFFICENTER PL
GAHANNA, OH 43230
* $ 455,558,000 6 $ 814,000
PHH Home Loans, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 6 $ 1,100,000
Wachovia Mortgage FSB
TONYA YOUNG 100 N MAIN ST MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 56,294,475,000 6 $ 995,000
Provident Funding Associates
1235 NORTH DUTTON AVE STE E
SANTA ROSA, CA 95401
* $ 10,000,000 6 $ 1,012,000
American Equity Mortgage, Inc.
11933 WESTLINE INDUSTRIAL DRIVE
SAINT LOUIS, MO 63146
* $ 10,000,000 5 $ 956,000
Freedom Mortgage Corp.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 5 $ 685,000
Home Loan Investment Bank
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 266,672,000 5 $ 475,000
The Equitable Mortgage Corporation
655 METRO PLACE SOUTH SUITE 500
DUBLIN, OH 43017
* $ 10,000,000 5 $ 781,000
Directions Credit Union
5121 WHITEFORD ROAD
TOLEDO, OH 43604
* $ 368,392,000 5 $ 422,000
Heartland Bank
430 N HAMILTON ROAD
WHITEHALL, OH 43213
* $ 485,966,000 5 $ 509,000
Wintrust Mortgage Corporation
660 MIDWEST RD SUITE 100
OAK BROOK TERRACE, IL 60181
* $ 300,000,000 5 $ 475,000
Geauga Savings Bank
10800 KINSMAN RD
NEWBURY, OH 44065
* $ 530,457,000 5 $ 560,000
First Federal Bank of Ohio
140 N COLUMBUS ST
GALION, OH 44833
* $ 257,223,000 5 $ 679,000
M&I Bank FSB
W57N14280 DOERR WAY
CEDARBURG, WI 53012
* $ 1,402,062,000 4 $ 719,000
Beneficial Financial I, Inc.
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 11,000,000 4 $ 857,000
Dnb First, National Association
4 BRANDYWINE AVE
DOWNINGTOWN, PA 19335
* $ 545,529,000 4 $ 163,000
Assurity Financial Services
6025 SOUTH QUEBEC STREET, #260
ENGLEWOOD, CO 80111
* $ 10,000,000 4 $ 574,000
Swain Mortgage Company
157 S. MAIN ST., P O BOX 336 ,
MANSFIELD, OH 44901
* $ 10,000,000 4 $ 453,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 30,219,506,000 4 $ 548,000
First Federal of Lakewood
14806 DETROIT AVENUE
LAKEWOOD, OH 44107
* $ 1,163,674,000 4 $ 692,000
Everbank
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 5,518,089,000 4 $ 448,000
Waterfield Bank
6903 ROCKLEDGE DRIVE, SUITE 525
BETHESDA, MD 20817
* $ 160,020,000 4 $ 493,000
Merrill Lynch Credit Corp.
4804 DEER LAKE DRIVE EAST BLDG 3 FL 5
JACKSONVILLE, FL 32246
* $ 4,500,000,000 4 $ 1,086,000
Nationwide Advantage Mortgage
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 4 $ 679,000
Allied Mortgage Group, Inc
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ 10,000,000 4 $ 429,000
Security Atlantic Wholesale
499 THORNALL ST, SUITE 220
EDISON, NJ 08837
* $ 10,000,000 3 $ 448,000
Nfcu
820 FOLLIN LANE
VIENNA, VA 22180
* $ 33,011,920,000 3 $ 328,000
Hopewell Federal CU
501 HOPEWELL DR. PO BOX 2157
HEATH, OH 43056
* $ 60,941,000 3 $ 427,000
Mortgage Investors Corp
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 3 $ 360,000
American Mortgage Service Company
11503 SPRINGFIELD PIKE
CINCINNATI, OH 45246
* $ 10,000,000 3 $ 318,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ 4,088,336,000 3 $ 389,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ 11,000,000 3 $ 451,000
Reunion Mortgage, Inc
860 HILLVIEW COURT #300
MILPITAS, CA 95035
* $ 10,000,000 3 $ 323,000
Market Mortgage Co., Ltd.
330 E. WILSON BRIDGE ROAD, SUITE 100
WORTHINGTON, OH 43085
* $ 10,000,000 3 $ 351,000
Together Credit Union
MICHAEL DOUGHERTY
423 LYNCH STREET, MO 63118
* $ 910,455,000 3 $ 190,000
South Central Bank, National Association
525 W ROOSEVELT RD
CHICAGO, IL 60607
* $ 209,465,000 3 $ 45,000
First Tennessee Bank NA
165 MADISON 5TH FLOOR
MEMPHIS, TN 38103
* $ 36,725,591,000 3 $ 393,000
Access National Mortgage Corp
1800 ROBERT FULTON DR, SUITE 350
RESTON, VA 20191
* $ 10,000,000 3 $ 553,000
Insight Bank
150 W WILSON BRIDGE RD
WORTHINGTON, OH 43081
* $ 41,384,000 3 $ 430,000
The Guernsey Bank
547 HIGH ST
WORTHINGTON, OH 43085
* $ 77,570,000 2 $ 159,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 150,508,000 2 $ 255,000
Delaware Cty B & Tc
110 RIVERBEND AVENUE
POWELL, OH 43065
* $ 677,661,000 2 $ 435,000
Sterling National Mortgage Co.
98 CUTTERMILL RD
GREAT NECK, NY 11021
* $ 964,388,000 2 $ 276,000
Community Life Mortgage, LLC
600 STONEHENGE PARKWAY, SUITE 100
DUBLIN, OH 43017
* $ 1,013,985,000,000 2 $ 326,000
Metlife Bank, N.A.
334 MADISON AVENUE
CONVENT STATION, NJ 07961
* $ 7,406,877,000 2 $ 185,000
Chase Manhattan Bank USA, NA
200 WHITE CLAY CENTER DR
NEWARK, DE 19711
* $ 77,748,330,000 2 $ 176,000
Truecore Federal Credit Union
215 DEO DRIVE
NEWARK, OH 43055
* $ 96,868,000 2 $ 275,000
Mycumortgage
3560 PENTAGON BLVD. SUITE 301
BEAVERCREEK, OH 45431
* $ 1,159,238,000 2 $ 294,000
CU Factory Built Lending, LP
6061 IH-10 WEST
SAN ANTONIO, TX 78201
* $ 1,761,607,000 2 $ 90,000
Tammac Holdings Corporation
480 SWEDESFORD ROAD SUITE 200
WAYNE, PA 19087
* $ 60,000,000 2 $ 89,000
Charles Schwab Bank
211 MAIN STREET
SAN FRANCISCO, CA 94105
* $ 14,762,983,000 2 $ 440,000
Fidelity Federal S & L
60 N SANDUSKY ST, PO BOX 279
DELAWARE, OH 43015
* $ 92,723,000 2 $ 546,000
Midfirst Bank
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 12,970,989,000 2 $ 72,000
Community First Bank
3725 OLD COURT ROAD
BALTIMORE, MD 21208
* $ 66,540,000 2 $ 363,000
Homeplus Finance Corporation
2143 S. SEPULVEDA BLVD
LOS ANGELES, CA 90025
* $ 40,000,000 2 $ 24,000
Sierra Pacific Mortgage Co. Inc
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ 10,000,000 2 $ 434,000
First Guaranty Mortgage Corporation
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 2 $ 376,000
Allied Home Mtg Capital Corp
6110 PINEMONT DR., STE. 215
HOUSTON, TX 77092
* $ 10,000,000 2 $ 320,000
Residential Bancorp
5686 DRESSLER RD NW
NORTH CANTON, OH 44720
* $ 10,000,000 2 $ 172,000
Allied Home Mortgage Corp.
6110 PINEMONT DR., STE. 220
HOUSTON, TX 77092
* $ 10,000,000 2 $ 166,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ 10,000,000 1 $ 145,000
Earth Mortgage
2245 KELLER WAY
CARROLLTON, TX 75006
* $ 10,000,000 1 $ 265,000
Accredited Home Lenders, Inc
15253 AVENUE OF SCIENCE BLDG 1
SAN DIEGO, CA 92128
* $ 10,000,000 1 $ 152,000
Nationwide Mortgage Concepts,
40380 DESERT CREEK LANE
RANCHO MIRAGE, CA 92270
* $ 10,000,000 1 $ 145,000
Ideal Mortgage Bankers, Ltd
520 BROADHOLLOW ROAD
MELVILLE, NY 11747
* $ 10,000,000 1 $ 80,000
Real Estate Mortgage Corp
20325 CENTER RIDGE RD., #220
ROCKY RIVER, OH 44116
* $ 10,000,000 1 $ 92,000
Ifreedom Direct Corporation
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 1 $ 132,000
Saxon Mortgage
4840 COX ROAD
GLEN ALLEN, VA 23060
* $ 10,000,000 1 $ 180,000
Admirals Bank Former Domestic
815 RESERVOIR AVE
CRANSTON, RI 02910
* $ 258,853,000 1 $ 11,000
Dollar Bank, FSB
#3 GATEWAY CENTER
PITTSBURGH, PA 15222
* $ 5,385,936,000 1 $ 186,000
United Midwest Savings Bank
101 S MAIN ST
DEGRAFF, OH 43318
* $ 260,888,000 1 $ 62,000
Nationwide Bank
ONE NATIONWIDE PLAZA, 2-14-05
COLUMBUS, OH 43215
* $ 1,126,185,000 1 $ 20,000
American Sterling Bank
535 S STERLING
SUGAR CREEK, MO 64054
* $ 272,321,000 1 $ 164,000
Westfield Bank F S B
TWO PARK CIRCLE
WESTFIELD CENTER, OH 44251
* $ 310,953,000 1 $ 404,000
Hudson City Savings Bank
WEST 80 CENTURY ROAD
PARAMUS, NJ 07652
* $ 44,142,119,000 1 $ 416,000
Honda Federal Credit Union

MARYSVILLE, OH 43040
* $ 462,537,000 1 $ 113,000
Everence Federal Credit Union
2160 LINCOLN HWY E, STE 20
LANCASTER, PA 17602
* $ 81,979,000 1 $ 30,000
Liberty Mortgage Corporation
223 W NASH STREET
WILSON, NC 27893
* $ 2,406,088,000 1 $ 140,000
Everhome Mortgage Company
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 3,027,261,000 1 $ 1,000
Pentagon Federal Credit Union
14300 SULLYFIELD CIRCLE
CHANTILLY, VA 20151
* $ 11,238,962,000 1 $ 100,000
Cme Federal Credit Union
150 E MOUND STREET SUITE 100
COLUMBUS, OH 43215
* $ 158,508,000 1 $ 105,000
Nations Direct Mortgage, LLC
2475 VILLAGE VIEW DRIVE SUITE 100
HENDERSON, NV 89074
* $ 11,000,000 1 $ 195,000
Residential Funding Corp. LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 1 $ 176,000
Mld Mortgage Inc.
30B VREELAND ROAD
FLORHAM PARK, NJ 07932
* $ 10,000,000 1 $ 122,000
Mortgage It Inc
60 WALL ST
NEW YORK, NY 10005
* $ 10,000,000 1 $ 152,000
Select Mortgage Group Ltd
3040 PRESIDENTIAL DR
FAIRBORN, OH 45324
* $ 370,000 1 $ 131,000
American Interbanc Mortgage, Llc.
4 PARK PLAZA #650
IRVINE, CA 92614
* $ 6,512,000 1 $ 140,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 1 $ 285,000
Bergin Financial, Inc.
29200 NORTHWESTER HIGHWAY, SUITE 350
SOUTHFIELD, MI 48034
* $ 10,000,000 1 $ 121,000
Mortgage Network, Inc.
99 CONIFER HILL DR
DANVERS, MA 01923
* $ 3,700,000 1 $ 218,000
Advantage Credit Union, Inc.
PO BOX 2674
MANSFIELD, OH 44906
* $ 39,777,000 1 $ 13,000
1st Advantage Mortgage
701 E 22ND ST, STE 125
LOMBARD, IL 60148
* $ 10,000,000 1 $ 130,000
The American Eagle Mortgage Co
6145 PARK SQUARE DRIVE SUITE 3
LORAIN, OH 44053
* $ 10,000,000 1 $ 159,000
Megastar Financial
1080 CHEROKEE ST
DENVER, CO 80204
* $ 10,000,000 1 $ 102,000
1st National Community Bank
16924 ST CLAIR AVE, P. O. BOX 796
EAST LIVERPOOL, OH 43920
* $ 102,827,000 1 $ 375,000
Webster Bank, N.A.
145 BANK ST
WATERBURY, CT 06702
* $ 17,064,364,000 1 $ 180,000
Rbs Citizens, N.A.
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 128,863,082,000 1 $ 33,000
Red Mortgage Capital Inc
1900 E NINTH ST
CLEVELAND, OH 44114
* $ 11,912,000,000 1 $ 995,000
HSBC Mortgage Corp
2929 WALDEN AVE
DEPEW, NY 14043
* $ 92,958,000 1 $ 133,000
Edward Jones Mortgage, LLC
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,000,000 1 $ 104,000
Wachovia Mortgage Corp
301 S COLLEGE ST
CHARLOTTE, NC 28202
* $ 2,687,938,000 1 $ 165,000
The Richwood Banking Company
28 N. FRANKLIN ST.
RICHWOOD, OH 43344
* $ 200,970,000 1 $ 182,000
Regions Bank
1900 5TH AVENUE N - ALBH10903B
BIRMINGHAM, AL 35203
* $ 137,049,763,000 1 $ 216,000
Civista Bank
100 EAST WATER ST
SANDUSKY, OH 44870
* $ 1,115,903,000 1 $ 230,000
The Ohio State Bank
111 S. MAIN STREET
MARION, OH 43302
* $ 144,078,000 1 $ 171,000
University Bank
2015 WASHTENAW AVE
ANN ARBOR, MI 48104
* $ 88,242,000 1 $ 173,000
Columbus First Bank
6877 N HIGH STREET
WORTHINGTON, OH 43085
* $ 37,541,000 1 $ 154,000
Npb Mortgage LLC
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 145,000,000 1 $ 92,000
Home Savings of America
35 E BROADWAY
LITTLE FALLS, MN 56345
* $ 275,851,000 1 $ 119,000
Guardian Savings Bank, FSB
5901 COLERAIN AV
CINCINNATI, OH 45239
* $ 646,856,000 1 $ 245,000
Park View Federal Savings Bank
30000 AURORA ROAD
SOLON, OH 44139
* $ 874,787,000 1 $ 90,000
Wesbanco Bank, Inc.
1 BANK PLAZA
WHEELING, WV 26003
* $ 4,031,156,000 1 $ 267,000
Sutton Bank
1 SOUTH MAIN ST
ATTICA, OH 44807
* $ 325,416,000 1 $ 103,000
Popular Housing Services
9600 WEST BRYN MAWR
ROSEMONT, IL 60018
* $ 11,000,000 1 $ 111,000
Equifirst Corporation
13000 S TRYON ST, STE F, PMB 317
CHARLOTTE, NC 28278
* $ 343,735,670,000 1 $ 171,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 3,154,401,000 1 $ 81,000
Wells Fargo Fin'l Alaska, Inc
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 36,752,895,000 1 $ 146,000

The tables below break down 2008 mortgage applications in Knox County, OH by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Knox County, OH in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,492 $211,269,000 $141,000 $1,413,000 $69,000 $1,926,000
Home Purchase 935 $111,594,000 $119,000 $678,000 $66,000 $1,651,000
Home Improvement 276 $13,915,000 $50,000 $300,000 $66,000 $1,056,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,331 $286,707,000 $122,000 $1,309,000 $71,000 $1,926,000
Not Provided 182 $22,112,000 $121,000 $390,000 $62,000 $700,000
Not applicable 147 $21,705,000 $147,000 $1,413,000 $10,000 $219,000
Black or African American 16 $3,014,000 $188,000 $417,000 $112,000 $458,000
Hispanic 13 $1,317,000 $101,000 $271,000 $64,000 $182,000
Asian 6 $740,000 $123,000 $250,000 $143,000 $182,000
American Indian or Alaskan Native 5 $714,000 $142,000 $242,000 $65,000 $107,000
Native Hawaiian or Other Pacific Islander 3 $469,000 $156,000 $279,000 $48,000 $51,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,013 $250,907,000 $124,000 $1,413,000 $75,000 $1,926,000
FHA-insured (Federal Housing Administration) 579 $73,172,000 $126,000 $315,000 $48,000 $240,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 70 $6,846,000 $97,000 $299,000 $28,000 $69,000
VA-guaranteed (Veterans Administration) 41 $5,853,000 $142,000 $286,000 $41,000 $120,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,435 $181,098,000 $126,000 $1,413,000 $78,000 $1,926,000
Application Denied By Financial Institution 605 $70,835,000 $117,000 $510,000 $58,000 $385,000
Loan Purchased By The Institution 274 $34,671,000 $126,000 $664,000 $35,000 $383,000
Application Withdrawn By Applicant 226 $30,116,000 $133,000 $430,000 $63,000 $312,000
Application Approved But Not Accepted 122 $14,125,000 $115,000 $470,000 $72,000 $1,056,000
File Closed For Incompleteness 40 $5,815,000 $145,000 $477,000 $68,000 $338,000
Preapproval Denied by Financial Institution 1 $118,000 $118,000 $118,000 $37,000 $37,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 119 $16,287,000 $136,000 $417,000 $73,000 $385,000
Credit History 94 $6,803,000 $72,000 $203,000 $53,000 $135,000
Debt-To-Income Ratio 92 $10,335,000 $112,000 $510,000 $48,000 $124,000
Credit Application Incomplete 31 $3,502,000 $112,000 $218,000 $53,000 $118,000
Other 19 $2,154,000 $113,000 $216,000 $48,000 $121,000
Unverifiable Information 7 $807,000 $115,000 $295,000 $46,000 $102,000
Insufficient Cash (Downpayment, Closing Cost) 2 $212,000 $106,000 $162,000 $35,000 $36,000
Mortgage Insurance Denied 2 $303,000 $151,000 $233,000 $60,000 $96,000
Employment History 1 $30,000 $30,000 $30,000 $11,000 $11,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the Ohio Lender List