Lafayette County, MS Mortgage Lenders & HMDA Data, 2023

In 2023, lenders reported 2,017 mortgage applications in Lafayette County, MS totaling $567.4 million, down 19% from 2022. The average application was for $281,000, and applicants reported an average income of $211,000. 60% of applications resulted in an originated loan and 13% were denied. The most active lender was Bankplus, with 225 applications, followed by Regions Bank and Cadence Bank.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Mississippi.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,017
Total Mortgage Loan Application Amount $567,355,000
Average Mortgage Loan Application Amount $281,000
Highest Mortgage Loan Application Amount $21,285,000
Average Applicant Income $211,000
Highest Applicant Income $5,644,000

Mortgage Company List for Lending in Lafayette County, MS for 2023

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Bankplus
1068 HIGHLAND COLONY PARKWAY
RIDGELAND, MS 39157
* $ 7,028,113,000 225 $ 73,865,000
Regions Bank
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 154,203,000,000 190 $ 48,080,000
Cadence Bank
P O BOX 789
TUPELO, MS 38804
* $ 48,668,073,000 166 $ 34,850,000
Renasant Bank

JOHNS CREEK, GA 30097
* $ 16,995,485,000 159 $ 51,135,000
21st Mortgage
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 106 $ 11,000,000
Trustmark Bank
PO BOX 291
JACKSON, MS 39201
* $ 18,013,146,000 79 $ 16,355,000
Bankfirst Financial Services
PO BOX 31
MACON, MS 39341
* $ 2,402,492,000 46 $ 14,190,000
Story Bank dba Story Financial Partners
1300 MEADOWBROOK ROAD
JACKSON, MS 39211
* $ 869,275,000 35 $ 33,595,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 28 $ 11,360,000
Discover Bank
12 READS WAY
GREENWOOD, DE 19950
* $ 129,461,046,000 25 $ 2,635,000
Guaranty Bank & Trust Company
210 N. HAYDEN STREET
BELZONI, MS 39038
* $ 1,881,339,000 24 $ 9,930,000
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 24 $ 7,940,000
Flagstar Bank NA

TROY, MI 49098
* $ 90,036,656,000 24 $ 6,120,000
Amerihome Mortgage Company, LLC
1 BAXTER WAY SUITE 300
THOUSAND OAKS, CA 91362
* $ -1,000 23 $ 7,145,000
Origin Bank

HOUSTON, TX 77024
* $ 9,631,077,000 23 $ 5,685,000
Vanderbilt Mortgage and Finance, Inc
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 22 $ 2,190,000
Amerisave Mortgage Company
1200 ALTMORE AVENUE BUILDING 2 SUITE 300
SANDY SPRINGS, GA 30342
* $ -1,000 22 $ 5,140,000
Triad Financial Services, Inc.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 20 $ 1,940,000
Bank of Holly Springs
970 HIGHWAY 7 SOUTH
HOLLY SPRINGS, MS 38635
* $ 474,842,000 20 $ 2,560,000
Bank of England
PO BOX 70
ENGLAND, AR 72046
* $ 441,843,000 20 $ 5,750,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ 156,645,099,000 20 $ 4,130,000
Wells Fargo Bank NA

MINNEAPOLIS, MN 55415
* $ 1,717,531,000,000 19 $ 7,245,000
Crosscountry Mortgage, LLC
2160 SUPERIOR AVENUE
CLEVELAND, OH 44114
* $ -1,000 18 $ 4,250,000
Community Bank of Mississippi
323 EAST THIRD STREET
FLOWOOD, MS 39232
* $ 4,608,467,000 18 $ 4,860,000
US Bank, N.A.
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 585,135,605,000 17 $ 4,055,000
Paragon Bank
5400 POPLAR AVE 220
MEMPHIS, TN 38119
* $ 653,830,000 17 $ 4,035,000
Cis Financial Services, Inc.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ -1,000 16 $ 1,600,000
Csl Financial, LLC
500 OFFICE PARK DRIVE SUITE 310
BIRMINGHAM, AL 35223
* $ -1,000 15 $ 1,255,000
Citizens Bank, NA
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 226,401,591,000 15 $ 4,165,000
Firstbank
1221 BROADWAY SUITE 1300
NASHVILLE, TN 37203
* $ 12,826,414,000 15 $ 1,395,000
Truist Bank
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 546,228,000,000 14 $ 4,400,000
Nationstar Mortgage
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 13 $ 4,315,000
New American Funding, Llc.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 12 $ 1,540,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 2,418,508,000,000 11 $ 3,585,000
Newrez LLC

FORT WASHINGTON, PA 19034
* $ -1,000 10 $ 3,070,000
JPMorgan Chase Bank, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,201,942,000,000 9 $ 3,525,000
United Community Bank
PO BOX 398
GREENVILLE, SC 29601
* $ 23,954,627,000 9 $ 695,000
Morgan Stanley Private Bank NA
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 209,664,000,000 9 $ 4,085,000
Movement Mortgage, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 9 $ 2,155,000
Fairway Independent Mort Corp
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 8 $ 1,700,000
United Wholesale Mortgage
40600 ANN ARBOR RD E STE 201
PLYMOUTH, MI 48170
* $ -1,000 8 $ 1,970,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 8 $ 2,040,000
Pentagon Federal Credit Union

OMAHA, NE 68164
* $ 35,526,360,000 7 $ 1,725,000
Figure Lending LLC

SAN FRANCISCO, CA 94108
* $ -1,000 7 $ 295,000
First Horizon Bank
165 MADISON AVE 5TH FLOOR
MEMPHIS, TN 38103
* $ 78,672,073,000 7 $ 1,525,000
Homeowners Financial Group, LLC
16427 N. SCOTTSDALE ROAD, SUITE 145
SCOTTSDALE, AZ 85251
* $ -1,000 7 $ 1,975,000
Everett Financial, Inc.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 6 $ 2,320,000
Mutual of Omaha Mortgage

LOMBARD, IL 60148
* $ -1,000 6 $ 1,270,000
Community Mortgage Corporation
142 TIMBER CREEK DRIVE
CORDOVA, TN 38018
* $ -1,000 6 $ 1,370,000
First Security Bank
P.O. BOX 690
BATESVILLE, MS 38606
* $ 852,086,000 6 $ 2,130,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 110,900,000,000 6 $ 1,820,000
Freedom Mortgage Corporation
951 YAMATO ROAD SUITE 175
BOCA RATON, FL 33431
* $ -1,000 6 $ 1,630,000
Pinnacle Bank
150 3RD AVE SOUTH
NASHVILLE, TN 37203
* $ 41,842,515,000 6 $ 1,820,000
Raymond James Bank
710 CARILLON PARKWAY
SAINT PETERSBURG, FL 33716
* $ 42,076,662,000 5 $ 3,225,000
Magnolia Bank
PO BOX 188
HODGENVILLE, KY 42748
* $ 450,910,000 5 $ 1,445,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ -1,000 5 $ 1,285,000
Stockton Mortgage Corporation
88 C MICHAEL DAVENPORT BLVD.
FRANKFORT, KY 40601
* $ -1,000 4 $ 840,000
Standard Mortgage Corporation
701 POYDRAS STREET STE 300 PLAZA
NEW ORLEANS, LA 70139
* $ -1,000 4 $ 720,000
Primelending
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 4 $ 1,030,000
Cardinal Financial Company, Li
3530 TORINGDON WAY STE 200
CHARLOTTE, NC 28277
* $ -1,000 4 $ 1,120,000
Priorityone Bank
220 MAIN AVENUE NORTH
MAGEE, MS 39111
* $ 987,478,000 4 $ 2,440,000
Hancock Whitney Bank
2510 14TH STREET
GULFPORT, MS 39501
* $ 35,158,162,000 4 $ 990,000
PHH Mortgage Corporation

WEST PALM BEACH, FL 33409
* $ -1,000 4 $ 1,310,000
loanDepot.com LLC
6561 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ -1,000 4 $ 900,000
American Partners Federal Credit Union
618 N SCALES ST
REIDSVILLE, NC 27320
* $ 81,750,000 4 $ 1,210,000
The Citizens Bank
521 MAIN ST
PHILADELPHIA, MS 39350
* $ 1,323,586,000 4 $ 1,870,000
Champions Funding, LLC
365 E GERMANN RD #140
GILBERT, AZ 85297
* $ -1,000 4 $ 1,100,000
Planters Bank and Trust Company
P. O. BOX 31
INDIANOLA, MS 38751
* $ 1,896,312,000 3 $ 475,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ -1,000 3 $ 725,000
Prosperity Home Mortgage, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ -1,000 3 $ 785,000
Simmons Bank
501 MAIN
PINE BLUFF, AR 71601
* $ 27,409,758,000 3 $ 1,315,000
Mortgage Investors Group
501 JAMES ROBERTSON PARKWAY
NASHVILLE, TN 37219
* $ -1,000 3 $ 745,000
Citibank, NA

NEW YORK, NY 10012
* $ 1,766,752,000,000 3 $ 3,925,000
Keesler Federal Credit Union
2602 PASS ROAD
BILOXI, MS 39531
* $ 4,186,102,000 3 $ 495,000
Stifel Bank & Trust
501 NORTH BROADWAY
ST. LOUIS, MO 63102
* $ 21,228,609,000 3 $ 565,000
Focus Bank
PO BOX 99
CHARLESTON, MO 63834
* $ 792,654,000 3 $ 1,405,000
The Central Trust Bank
238 MADISON ST.
JEFFERSON CITY, MO 65101
* $ 19,309,880,000 3 $ 555,000
Citizens National Bank of Meridian
512 22ND AVENUE
MERIDIAN, MS 39302
* $ 1,678,732,000 3 $ 995,000
American Financial Resources LLC
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 3 $ 585,000
Patriot Bank
8376 HIGHWAY 51 N
MILLINGTON, TN 38053
* $ 474,952,000 3 $ 455,000
Lendsure Mortgage Corp.
16959 BERNARDO CENTER DR, #102
SAN DIEGO, CA 92128
* $ -1,000 3 $ 755,000
Reliance First Capital, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ -1,000 3 $ 785,000
Commerce Bank
922 WALNUT, TB 12-1
KANSAS CITY, MO 64106
* $ 31,679,817,000 3 $ 1,325,000
Riverhills Bank
1400 HIGHWAY 61 NORTH
VICKSBURG, MS 39183
* $ 392,055,000 3 $ 605,000
The First Bank
P.O. BOX 15549
HATTIESBURG, MS 39404
* $ 6,463,617,000 3 $ 745,000
Village Capital & Investment
2460 PASEO VERDE PKWY SUITE 100
HENDERSON, NV 89074
* $ -1,000 3 $ 785,000
Credit Union Mortgage Associat
10800 MAIN STREET
FAIRFAX, VA 22030
* $ -1,000 3 $ 715,000
Independent Bank
5050 POPLAR AVENUE STE 2100
MEMPHIS, TN 38157
* $ 1,312,940,000 3 $ 2,565,000
Evolve Bank & Trust
6000 POPLAR AVENUE SUITE 300
MEMPHIS, TN 38119
* $ 1,747,013,000 3 $ 1,495,000
Southern Bancorp Bank
601 MAIN STREET
ARKADELPHIA, AR 71923
* $ 2,258,187,000 3 $ 2,435,000
Lakeview Loan Servicing, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 3 $ 915,000
Financial Federal Bank
1715 AARON BRENNER DRIVE
MEMPHIS, TN 38120
* $ 891,834,000 3 $ 945,000
Union Home Mortgage Corp.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ -1,000 3 $ 1,385,000
UBS Bank USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 120,987,397,000 3 $ 1,985,000
Nations Lending Corporation
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 3 $ 295,000
Gmfs, LLC
7389 FLORIDA BLVD, STE 200-A
BATON ROUGE, LA 70806
* $ -1,000 3 $ 775,000
First South Financial Federal Credit Union
6471 STAGE RD, STE 101
BARTLETT, TN 38134
* $ 796,489,000 3 $ 1,115,000
Beeline Loans, Inc.
188 VALLEY ST SUITE 225
PROVIDENCE, RI 02909
* $ -1,000 2 $ 310,000
Great Southern Bank
P O BOX 1271
MERIDIAN, MS 39301
* $ 357,316,000 2 $ 830,000
Armed Forces Bank, N.A.
320 KANSAS AVENUE
FORT LEAVENWORTH, KS 66027
* $ 1,208,483,000 2 $ 440,000
Centier Bank
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 6,722,761,000 2 $ 230,000
The Bank of Fayette County
1265 HWY 57 EAST
COLLIERVILLE, TN 38017
* $ 847,944,000 2 $ 770,000
Success Mortgage Partners, Inc
1200 S. SHELDON RD.
PLYMOUTH, MI 48170
* $ -1,000 2 $ 370,000
Flat Branch Mortgage, Inc.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ -1,000 2 $ 510,000
First National Bank of Eastern Arkansas
101 N WASHINGTON STREET
FORREST CITY, AR 72335
* $ 559,838,000 2 $ 600,000
Encore Bank
1801 RAHLING RD
LITTLE ROCK, AR 72223
* $ 3,552,312,000 2 $ 270,000
First Community Mortgage, Inc.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ -1,000 2 $ 430,000
Commercial Bank & Trust Company
P.O. BOX 1000
PARIS, TN 38242
* $ 1,062,292,000 2 $ 490,000
Citizens Bank
814 MAIN STREET
COLUMBIA, MS 39429
* $ 449,244,000 2 $ 490,000
American Heritage Lending, LLC
19800 MACARTHUR BLVD SUITE 950
IRVINE, CA 92612
* $ -1,000 2 $ 440,000
Planet Home Lending, LLC
321 RESEARCH PARKWAY SUITE 303
MERIDEN, CT 06450
* $ -1,000 2 $ 470,000
Spring Eq, LLC
1 WEST ELM STREET SUITE 450
CONSHOHOCKEN, PA 19428
* $ -1,000 2 $ 190,000
Unity Bank of Mississippi
650 HWY 7 SOUTH
HOLLY SPRINGS, MS 38635
* $ 286,316,000 2 $ 260,000
Carrington Mortgage Services LLC
500 NORTH STATE COLLEGE BOULEVARD SUITES 1030, 1300 AND 1400
ORANGE, CA 92868
* $ -1,000 2 $ 210,000
Guild Mortgage Company
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 2 $ 220,000
First Federal Bank
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 3,765,448,000 2 $ 470,000
Liberty Federal Credit Union
9520 ORMSBY STATION RD SUITE 20
LOUISVILLE, KY 40223
* $ 3,450,913,000 2 $ 360,000
Barrington Bank & Trust Company, N.A.
201 SOUTH HOUGH STREET
BARRINGTON, IL 60010
* $ 3,765,608,000 2 $ 370,000
PNC Bank N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 552,307,127,000 2 $ 490,000
Countryplace Mortgage, Ltd.

PLANO, TX 75024
* $ -1,000 2 $ 270,000
United Southern Bank
PO BOX 951
HOPKINSVILLE, KY 42241
* $ 296,662,000 2 $ 1,250,000
Neighborhood Loans, Inc
1333 BUTTERFIELD RD SUITE 600
DOWNERS GROVE, IL 60515
* $ -1,000 2 $ 760,000
Angel Oak Mortgage Solutions LLC
980 HAMMOND DRIVE, SUITE 850
ATLANTA, GA 30328
* $ -1,000 2 $ 930,000
Wilson Bank and Trust
623 WEST MAIN STREET
LEBANON, TN 37087
* $ 4,267,402,000 1 $ 165,000
Fifth Third Bank, National Association
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 206,289,179,000 1 $ 65,000
Colony Bank
302 SOUTH MAIN ST.
FITZGERALD, GA 31750
* $ 2,927,951,000 1 $ 435,000
First Financial Bank
214 N WASHINGTON STREET
EL DORADO, AR 71730
* $ 1,436,326,000 1 $ 235,000
First Bank
300 E THRID
BURKBURNETT, TX 76359
* $ 631,768,000 1 $ 455,000
Bank of Springfield
2600 STEVENSON DRIVE
SPRINGFIELD, IL 62711
* $ 1,441,880,000 1 $ 255,000
Gulf Coast Bank and Trust
200 SAINT CHARLES AVENUE
NEW ORLEANS, LA 70130
* $ 3,069,873,000 1 $ 215,000
Das Acquisition Company, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ -1,000 1 $ 205,000
Baxter Credit Union
340 N MILWAUKEE AVE
340 N MILWAUKEE AVE, IL 60061
* $ 5,751,484,000 1 $ 35,000
Farmers Bank & Trust
1017 HARRISON
GREAT BEND, KS 67530
* $ 977,048,000 1 $ 405,000
Capstar Bank
1201 DEMONBREUN ST #700
NASHVILLE, TN 37203
* $ 3,114,995,000 1 $ 685,000
North American Savings Bank
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 2,517,837,000 1 $ 245,000
Milo Credit, LLC
545 NW 26TH ST SUITE 200
MIAMI, FL 33127
* $ -1,000 1 $ 305,000
Stillman Banccorp NA
101 E. MAIN STREET P.O. BOX 150
STILLMAN VALLEY, IL 61084
* $ 592,719,000 1 $ 175,000
Purdue Federal CU
1551 WIN HENTSCHEL BLVD., PO BOX 2433
WEST LAFAYETTE, IN 47906
* $ 1,813,728,000 1 $ 385,000
Southwest Stage Funding LLC
2290 E YEAGER DR SUITE 250
CHANDLER, AZ 85286
* $ -1,000 1 $ 245,000
Unico Bank
625 VETERANS DR
MINERAL POINT, MO 63660
* $ 457,426,000 1 $ 75,000
Republic Bank & Trust
601 W MARKET ST
LOUISVILLE, KY 40202
* $ 5,825,549,000 1 $ 225,000
Ixonia Bank
W1046 MARIETTA AVE
IXONIA, WI 53036
* $ 607,423,000 1 $ 375,000
Tennessee Valley Federal C U
535 CHESTNUT STREET
CHATTANOOGA, TN 37402
* $ 2,487,336,000 1 $ 395,000
Plaza Home Mortgage, Inc
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 1 $ 195,000
Bpl Mortgage, LLC

OAKBROOK TERRACE, IL 60181
* $ -1,000 1 $ 455,000
Decatur County Bank
56 N. PLEASANT ST.
DECATURVILLE, TN 38329
* $ 253,565,000 1 $ 205,000
Ally Bank

CHARLOTTE, NC 28202
* $ 181,890,000,000 1 $ 405,000
Assurance Financial Group, L.L.C.
9029 JEFFERSON HIGHWAY SUITE 100
BATON ROUGE, LA 70809
* $ -1,000 1 $ 215,000
Merchants & Planters Bank
PO BOX 699
RAYMOND, MS 39154
* $ 204,571,000 1 $ 425,000
Lower, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ -1,000 1 $ 285,000
Presidential Bank, FSB
4600 EAST WEST HIGHWAY, SUITE 400
BETHESDA, MD 20814
* $ 800,304,000 1 $ 175,000
Smartbank
2430 TEASTER LANE
PIGEON FORGE, TN 37863
* $ 4,631,368,000 1 $ 345,000
Canopy Mortgage, LLC
360 TECHNOLOGY COURT STE. 200
LINDON, UT 84003
* $ -1,000 1 $ 315,000
Southwest Funding LP
13150 COIT ROAD STE 100
DALLAS, TX 75240
* $ -1,000 1 $ 225,000
Century Next Bank
505 N. VIENNA ST.
RUSTON, LA 71270
* $ 642,730,000 1 $ 305,000
Consumer Real Estate Finance Co dba Society Mortgage
330 SW 2ND ST #111
FORT LAUDERDALE, FL 33312
* $ -1,000 1 $ 175,000
Thrive Mortgage, LLC
4819 WILLIAMS DRIVE
CARROLLTON, TX 78633
* $ -1,000 1 $ 255,000
Caliber Home Loans, Inc.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 1 $ 275,000
Teachers Federal Credit Union
102 MOTOR PARKWAY
HAUPPAUGE, NY 11788
* $ 9,280,218,000 1 $ 45,000
Eagle Bank and Trust Company
650 SOUTH SHACKLEFORD SUITE 150 P O BOX 22120
LITTLE ROCK, AR 72211
* $ 473,884,000 1 $ 175,000
Progressive Bank
1411 NORTH 19TH STREET, P O BOX 4053
MONROE, LA 71201
* $ 768,894,000 1 $ 285,000
Bank3
766 S WHITE STATION RD STE 5
MEMPHIS, TN 38119
* $ 444,357,000 1 $ 575,000
Walker & Dunlop, LLC
7501 WISCONSIN AVE, STE 1200E
BETHESDA, MD 20814
* $ -1,000 1 $ 14,625,000
Orion Federal Credit Union
7845 HIGHWAY 64
MEMPHIS, TN 38103
* $ 1,269,883,000 1 $ 385,000
A&D Mortgage LLC
899 W. CYPRESS CREEK ROAD
FT. LAUDERDALE, FL 33309
* $ -1,000 1 $ 245,000
Southwest Airlines FCU
2340 SHORECREST
DALLAS, TX 75235
* $ 764,903,000 1 $ 585,000
Cbre Multifamily Capital, Inc.

HOUSTON, TX 77079
* $ -1,000 1 $ 4,285,000
Edmonton State Bank
204 ROGERS ROAD
GLASGOW, KY 42141
* $ 740,741,000 1 $ 365,000
Hometown Equity Mortgage, LLC
25531 COMMERCENTRE DRIVE SUITE 250
LAKE FOREST, CA 92630
* $ -1,000 1 $ 205,000
Embrace Home Loans, Inc.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 1 $ 305,000
Zillow Home Loans, LLC
2600 MICHELSON DRIVE
IRVINE, CA 92612
* $ -1,000 1 $ 285,000
C&F Mortgage Corporation
1400 ALVERSER DRIVE
MIDLOTHIAN, VA 23113
* $ -1,000 1 $ 405,000
Flanagan State Bank
301 W FALCON HWY
FLANAGAN, IL 61740
* $ 274,304,000 1 $ 325,000
First Federal Bank of Kansas City

LENEXA, KS 66211
* $ 934,570,000 1 $ 105,000
Brighton Bank
7663 HIGHWAY 51 S
BRIGHTON, TN 38011
* $ 52,952,000 1 $ 245,000
Banksouth Mortgage Company LLC
6340 LAKE OCONEE PARKWAY SUITE 202
GREENSBORO, GA 30642
* $ -1,000 1 $ 345,000
Goldman Sachs Bank USA
200 WEST STREET
NEW YORK, NY 10282
* $ 485,553,000,000 1 $ 475,000
State Bank of De Kalb
102 S RUNNELS
DE KALB, TX 75559
* $ 425,906,000 1 $ 385,000
Wyndham Capital Mortgage, Inc.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 1 $ 335,000
Saint Louis Bank
9811 S 40 DR
SAINT LOUIS, MO 63124
* $ 824,225,000 1 $ 445,000
Bank of Bartlett
6281 STAGE RD
BARTLETT, TN 38133
* $ 525,943,000 1 $ 185,000
The Farmers & Merchants Bank
708 S MAIN ST
STUTTGART, AR 72160
* $ 1,713,639,000 1 $ 265,000
UMB Bank NA
1010 GRAND BLVD
KANSAS CITY, MO 64106
* $ 38,279,055,000 1 $ 555,000
The Bank & Trust, S.S.B.
1200 VETERANS BLVD
DEL RIO, TX 78840
* $ 543,664,000 1 $ 205,000
Tjc Mortgage Inc
1 PERIMETER PARK S, STE 230 S
BIRMINGHAM, AL 35243
* $ -1,000 1 $ 345,000
Carrollton Bank

SAINT LOUIS, MO 63132
* $ 3,135,836,000 1 $ 25,000
Bokf NA
ONE WEST 3RD, 5TH FL
TULSA, OK 74172
* $ 47,596,192,000 1 $ 245,000
Huntington National Bank
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 182,325,674,000 1 $ 285,000
First National Bank
PO BOX 700
PARAGOULD, AR 72451
* $ 2,396,440,000 1 $ 275,000
Concordia Bank & Trust Co.
904 CARTER ST
VIDALIA, LA 71373
* $ 686,658,000 1 $ 165,000
Texana Bank
124 E RUSH ST
LINDEN, TX 75563
* $ 270,427,000 1 $ 345,000
Wsfs Bank
500 DELAWARE AVENUE
WILMINGTON, DE 19801
* $ 19,808,858,000 1 $ 35,000
Magnolia State Bank
P O BOX 41
LAUREL, MS 39440
* $ 420,883,000 1 $ 715,000
Peoples Bank
PO BOX 7
MENDENHALL, MS 39114
* $ 467,010,000 1 $ 505,000
NFM, Inc
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ -1,000 1 $ 185,000
New Day Financial, Llc.
360 SOUTH ROSEMARY AVENUE SUITE 1900
WEST PALM BEACH, FL 33401
* $ -1,000 1 $ 285,000
Bank Midwest
1525 18TH STREET SUITE 100
SPIRIT LAKE, IA 51360
* $ 1,333,552,000 1 $ 265,000
First Southern Bank
PO BOX 268
COLUMBIA, MS 39429
* $ 240,011,000 1 $ 335,000
Eastman Credit Union
P.O. BOX 1989
KINGSPORT, TN 37662
* $ 7,481,805,000 1 $ 265,000
Credit Human Federal Credit Un
6061 IH 10 WEST
SAN ANTONIO, TX 78215
* $ 3,601,623,000 1 $ 95,000
First National Bank of Pana
306 S. LOCUST ST.
PANA, IL 62557
* $ 280,692,000 1 $ 165,000
Summit Funding.Inc
2135 BUTANO DRIVE SUITE 150
SACRAMENTO, CA 95825
* $ -1,000 1 $ 285,000
Amcap Mortgage, Ltd.
9999 BELLAIRE BLVD., SUITE 700
AUSTIN, TX 77036
* $ -1,000 1 $ 195,000
Fivepoint Credit Union
1300 HWY 69 N
NEDERLAND, TX 77627
* $ 874,862,000 1 $ 685,000
Worthington Bank
200 W MAIN STREET
ARLINGTON, TX 76010
* $ 508,889,000 1 $ 225,000
Coastal Community Bank
PO BOX 12220
EVERETT, WA 98203
* $ 3,141,703,000 1 $ 35,000
SWBC Mortgage Corporation
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ -1,000 1 $ 35,000
Guidance Residential, LLC
11107 SUNSET HILLS ROAD, STES 100 & 200
RESTON, VA 20190
* $ -1,000 1 $ 295,000
Local Mortgage Inc.
5350 POPLAR AVE SUITE 850
COLLIERVILLE, TN 38119
* $ -1,000 1 $ 245,000
The Federal Savings Bank
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60639
* $ 780,976,000 1 $ 205,000
City National Bank
555 S FLOWER ST
LOS ANGELES, CA 90071
* $ 96,504,709,000 1 $ 325,000
M&T Bank
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14203
* $ 200,262,969,000 1 $ 265,000
American Financial Network, Inc.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 1 $ 185,000
Ice Lender Holdings LLC
31 W 34TH ST. #1012
NEW YORK, NY 10018
* $ -1,000 1 $ 285,000
Ony Glo, Inc.
6 HUTTON CENTRE DRIVE #1030
SANTA ANA, CA 92707
* $ -1,000 1 $ 225,000
Loan Funder LLC
645 MADISON AVENUE, 19TH FLOOR
NEW YORK, NY 10022
* $ -1,000 1 $ 795,000
Academy Bank, N.A.
8551 NORTH BOARDWALK AVE
KANSAS CITY, MO 64106
* $ 2,441,289,000 1 $ 245,000
Signature Bank of Arkansas
3878 N CROSSOVER ROAD STE 20
FAYETTEVILLE, AR 72703
* $ 982,396,000 1 $ 255,000
The Bank of Herrin
101 S. PARK AVE, P.O. BOX B
HERRIN, IL 62948
* $ 301,798,000 1 $ 325,000
Vandyk Mortgage Corporation
2449 CAMELOT CT SE
GRAND RAPIDS, MI 49546
* $ -1,000 1 $ 245,000
Great Southern Bank
218 S GLENSTONE AVE
SPRINGFIELD, MO 65802
* $ 5,684,000,000 1 $ 155,000
Guaranty Bank & Trust
100 W ARKANSAS ST
MT PLEASANT, TX 75455
* $ 3,350,152,000 1 $ 295,000
Bell Bank
3100 13TH AVE S
FARGO, ND 58103
* $ 12,493,973,000 1 $ 355,000
American State Bank
525 N MAIN AVE, PO BOX 140
SIOUX CENTER, IA 51250
* $ 1,254,978,000 1 $ 355,000
Axos Bank
4350 LA JOLLA VILLAGE DR SUITE 140
SAN DIEGO, CA 92122
* $ 17,893,084,000 1 $ 315,000
American Airlines Federal Cred
4151 AMON CARTER BLVD
FORT WORTH, TX 76155
* $ 8,876,888,000 1 $ 255,000
Red River Bank
1412 CENTRE COURT DRIVE
ALEXANDRIA, LA 71301
* $ 3,082,034,000 1 $ 115,000
Redstone Federal Credit Union
220 WYNN DRIVE
HUNTSVILLE, AL 35893
* $ 7,599,949,000 1 $ 315,000
Connexus Credit Union
2600 PINE RIDGE
WAUSAU, WI 54401
* $ 5,264,106,000 1 $ 5,000

The tables below break down 2023 mortgage applications in Lafayette County, MS by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Lafayette County, MS in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,393 $452,945,000 $325,000 $21,285,000 $232,000 $5,644,000
Refinancing 193 $51,705,000 $267,000 $2,005,000 $208,000 $1,925,000
Other Purpose 179 $22,145,000 $123,000 $1,205,000 $190,000 $1,857,000
Cash-out Refinancing 146 $30,140,000 $206,000 $685,000 $104,000 $857,000
Home Improvement 106 $10,420,000 $98,000 $645,000 $142,000 $653,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,306 $335,660,000 $257,000 $2,005,000 $228,000 $5,644,000
Not applicable 238 $123,710,000 $519,000 $21,285,000 $288,000 $1,023,000
Black or African American 205 $29,845,000 $145,000 $1,185,000 $87,000 $807,000
Not Provided 185 $56,735,000 $306,000 $1,775,000 $247,000 $3,434,000
Asian 33 $9,785,000 $296,000 $825,000 $141,000 $317,000
Hispanic 26 $4,980,000 $191,000 $525,000 $118,000 $541,000
American Indian or Alaskan Native 12 $3,480,000 $290,000 $625,000 $129,000 $244,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,774 $500,550,000 $282,000 $21,285,000 $226,000 $5,644,000
FHA-insured (Federal Housing Administration) 164 $40,380,000 $246,000 $485,000 $91,000 $375,000
VA-guaranteed (Veterans Administration) 63 $22,715,000 $360,000 $1,475,000 $124,000 $800,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 16 $3,710,000 $231,000 $315,000 $79,000 $107,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,216 $375,520,000 $308,000 $21,285,000 $249,000 $5,644,000
Application Denied By Financial Institution 268 $43,520,000 $162,000 $1,505,000 $100,000 $600,000
Application Withdrawn By Applicant 237 $69,395,000 $292,000 $4,285,000 $185,000 $3,434,000
Loan Purchased By The Institution 114 $36,960,000 $324,000 $1,475,000 $205,000 $1,023,000
File Closed For Incompleteness 97 $15,435,000 $159,000 $805,000 $98,000 $500,000
Application Approved But Not Accepted 85 $26,525,000 $312,000 $1,205,000 $270,000 $1,253,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,671 $502,045,000 $300,000 $21,285,000 $231,000 $5,644,000
Debt-To-Income Ratio 149 $35,275,000 $236,000 $1,505,000 $126,000 $954,000
Credit History 106 $11,590,000 $109,000 $465,000 $81,000 $578,000
Credit Application Incomplete 31 $7,095,000 $228,000 $545,000 $126,000 $485,000
Collateral 30 $5,030,000 $167,000 $635,000 $149,000 $600,000
Other 16 $3,270,000 $204,000 $505,000 $171,000 $531,000
Unverifiable Information 8 $2,070,000 $258,000 $1,205,000 $148,000 $358,000
Insufficient Cash (Downpayment, Closing Cost) 6 $980,000 $163,000 $335,000 $73,000 $177,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the Mississippi Lender List