Americanmtgnetwork dba Vertice Mortgage Lending & HMDA Data, 2009

In 2009, Americanmtgnetwork dba Vertice of Winston-Salem, NC reported 7,467 mortgage applications totaling $1.8 billion, down 86% from 2008. The average application was for $246,596, and applicants reported an average income of $91,298. 50% of its applications resulted in an originated loan and 18% were denied. Its largest markets were Denver-Aurora-Broomfield, CO (518), Seattle-Bellevue-Everett, WA (406) and Los Angeles-Long Beach-Glendale, CA (345) (applications in parentheses).

Mortgage Company & Address Americanmtgnetwork dba Vertice
Tonya Young 100 N Main St Mac D4001-063
Winston-Salem, NC 27101
Federal Regulator * available with data download
Years 2009  2008  2007  2006  
Total Number of Mortgage Applications 7,467
Total Mortgage Loan Application Amount $1,841,336,000
Average Mortgage Loan Application Amount $246,596
Highest Mortgage Loan Application Amount $975,000
Average Applicant Income $91,298
Highest Applicant Income $2,247,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Americanmtgnetwork dba Vertice filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Americanmtgnetwork dba Vertice by County in 2009

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 345 $ 114,724,000 $ 332,533 $ 112,000
San Diego, California 296 $ 87,143,000 $ 294,402 $ 105,000
King, Washington 279 $ 82,238,000 $ 294,759 $ 92,000
El Paso, Colorado 160 $ 37,475,000 $ 234,218 $ 58,000
Sacramento, California 155 $ 34,098,000 $ 219,987 $ 80,000
Mecklenburg, North Carolina 137 $ 28,564,000 $ 208,496 $ 102,000
Orange, California 132 $ 48,620,000 $ 368,333 $ 142,000
Snohomish, Washington 127 $ 34,320,000 $ 270,236 $ 79,000
Riverside, California 121 $ 26,230,000 $ 216,776 $ 109,000
Douglas, Colorado 118 $ 32,284,000 $ 273,593 $ 97,000
Jefferson, Colorado 111 $ 27,597,000 $ 248,621 $ 93,000
Denver, Colorado 108 $ 27,219,000 $ 252,027 $ 96,000
Cook, Illinois 95 $ 22,079,000 $ 232,410 $ 87,000
Arapahoe, Colorado 94 $ 22,252,000 $ 236,723 $ 88,000
Pierce, Washington 89 $ 23,041,000 $ 258,887 $ 83,000
San Bernardino, California 78 $ 15,965,000 $ 204,679 $ 78,000
Maricopa, Arizona 72 $ 13,609,000 $ 189,013 $ 71,000
Fairfield, Connecticut 62 $ 18,113,000 $ 292,145 $ 135,000
Ocean, New Jersey 62 $ 16,022,000 $ 258,419 $ 72,000
Larimer, Colorado 59 $ 14,745,000 $ 249,915 $ 91,000
Ventura, California 58 $ 18,466,000 $ 318,379 $ 115,000
Monmouth, New Jersey 58 $ 18,076,000 $ 311,655 $ 94,000
Hennepin, Minnesota 53 $ 11,971,000 $ 225,867 $ 92,000
Adams, Colorado 52 $ 11,221,000 $ 215,788 $ 69,000
New Haven, Connecticut 51 $ 10,810,000 $ 211,960 $ 78,000
Fulton, Georgia 51 $ 13,720,000 $ 269,019 $ 125,000
Middlesex, New Jersey 47 $ 12,928,000 $ 275,063 $ 108,000
Boulder, Colorado 44 $ 12,810,000 $ 291,136 $ 112,000
Gwinnett, Georgia 44 $ 9,637,000 $ 219,022 $ 80,000
Suffolk, New York 44 $ 13,703,000 $ 311,431 $ 139,000
Kings, New York 43 $ 17,834,000 $ 414,744 $ 116,000
Providence, Rhode Island 43 $ 9,314,000 $ 216,604 $ 78,000
San Joaquin, California 41 $ 6,014,000 $ 146,682 $ 77,000
Spokane, Washington 41 $ 7,513,000 $ 183,243 $ 56,000
Placer, California 40 $ 11,977,000 $ 299,425 $ 116,000
Queens, New York 40 $ 13,144,000 $ 328,600 $ 108,000
Clark, Washington 39 $ 9,073,000 $ 232,641 $ 67,000
Essex, New Jersey 38 $ 11,093,000 $ 291,921 $ 73,000
Yakima, Washington 37 $ 5,717,000 $ 154,513 $ 70,000
Union, North Carolina 36 $ 7,999,000 $ 222,194 $ 81,000
Bergen, New Jersey 35 $ 11,083,000 $ 316,657 $ 109,000
New York, New York 35 $ 15,447,000 $ 441,342 $ 253,000
Hartford, Connecticut 34 $ 7,633,000 $ 224,500 $ 82,000
Pima, Arizona 33 $ 6,375,000 $ 193,181 $ 58,000
Cumberland, Maine 33 $ 7,555,000 $ 228,939 $ 105,000
Gloucester, New Jersey 33 $ 7,767,000 $ 235,363 $ 70,000
Greenville, South Carolina 33 $ 6,219,000 $ 188,454 $ 83,000
Fairfax, Virginia 32 $ 9,029,000 $ 282,156 $ 138,000
Thurston, Washington 32 $ 7,705,000 $ 240,781 $ 74,000
Nassau, New York 31 $ 10,037,000 $ 323,774 $ 126,000
Fresno, California 30 $ 4,283,000 $ 142,766 $ 81,000
Union, New Jersey 30 $ 9,008,000 $ 300,266 $ 74,000
Duval, Florida 29 $ 5,311,000 $ 183,137 $ 77,000
Morris, New Jersey 29 $ 8,383,000 $ 289,068 $ 95,000
Contra Costa, California 28 $ 8,372,000 $ 299,000 $ 179,000
Cobb, Georgia 28 $ 6,127,000 $ 218,821 $ 84,000
Middlesex, Massachusetts 28 $ 8,547,000 $ 305,250 $ 133,000
Hillsborough, Florida 27 $ 4,519,000 $ 167,370 $ 89,000
Camden, New Jersey 27 $ 5,500,000 $ 203,703 $ 93,000
Wake, North Carolina 27 $ 7,422,000 $ 274,888 $ 96,000
DeKalb, Georgia 26 $ 5,828,000 $ 224,153 $ 77,000
Alameda, California 25 $ 8,910,000 $ 356,400 $ 113,000
Forsyth, Georgia 25 $ 7,310,000 $ 292,400 $ 108,000
Prince George's, Maryland 25 $ 6,852,000 $ 274,080 $ 64,000
Norfolk, Massachusetts 25 $ 6,503,000 $ 260,120 $ 89,000
Burlington, New Jersey 25 $ 5,781,000 $ 231,240 $ 70,000
Buncombe, North Carolina 25 $ 4,599,000 $ 183,960 $ 63,000
Brevard, Florida 24 $ 4,894,000 $ 203,916 $ 114,000
Baltimore, Maryland 24 $ 5,899,000 $ 245,791 $ 43,000
Spartanburg, South Carolina 24 $ 3,828,000 $ 159,500 $ 59,000
El Dorado, California 23 $ 7,245,000 $ 315,000 $ 114,000
Passaic, New Jersey 23 $ 6,440,000 $ 280,000 $ 84,000
Prince William, Virginia 23 $ 5,412,000 $ 235,304 $ 69,000
Kitsap, Washington 23 $ 6,783,000 $ 294,913 $ 144,000
Palm Beach, Florida 22 $ 5,879,000 $ 267,227 $ 145,000
Pinellas, Florida 22 $ 4,189,000 $ 190,409 $ 77,000
Anne Arundel, Maryland 22 $ 5,467,000 $ 248,500 $ 54,000
Westchester, New York 22 $ 6,983,000 $ 317,409 $ 131,000
Philadelphia, Pennsylvania 22 $ 3,603,000 $ 163,772 $ 64,000
Washington, Rhode Island 22 $ 5,703,000 $ 259,227 $ 114,000
Whatcom, Washington 22 $ 6,219,000 $ 282,681 $ 79,000
Nevada, California 21 $ 5,693,000 $ 271,095 $ 147,000
Stanislaus, California 21 $ 3,347,000 $ 159,380 $ 83,000
Baltimore City, Maryland 21 $ 3,819,000 $ 181,857 $ 58,000
Henderson, North Carolina 21 $ 3,910,000 $ 186,190 $ 84,000
Bucks, Pennsylvania 21 $ 4,882,000 $ 232,476 $ 76,000
Lexington, South Carolina 21 $ 4,315,000 $ 205,476 $ 63,000
Virginia Beach, Virginia 21 $ 4,486,000 $ 213,619 $ 62,000
Santa Clara, California 20 $ 8,380,000 $ 419,000 $ 147,000
New Castle, Delaware 20 $ 3,756,000 $ 187,800 $ 60,000
Lake, Indiana 20 $ 3,884,000 $ 194,200 $ 78,000
Richland, South Carolina 20 $ 4,241,000 $ 212,050 $ 68,000
York, South Carolina 20 $ 4,731,000 $ 236,550 $ 71,000
Kern, California 19 $ 3,075,000 $ 161,842 $ 78,000
Santa Barbara, California 19 $ 7,536,000 $ 396,631 $ 136,000
Broomfield, Colorado 19 $ 5,258,000 $ 276,736 $ 113,000
York, Pennsylvania 19 $ 3,300,000 $ 173,684 $ 63,000
Solano, California 18 $ 4,685,000 $ 260,277 $ 74,000
Weld, Colorado 18 $ 3,691,000 $ 205,055 $ 88,000
Jefferson, Kentucky 18 $ 3,505,000 $ 194,722 $ 148,000
Atlantic, New Jersey 18 $ 4,136,000 $ 229,777 $ 85,000
Multnomah, Oregon 18 $ 3,906,000 $ 217,000 $ 65,000
Davidson, Tennessee 18 $ 2,962,000 $ 164,555 $ 73,000
La Plata, Colorado 17 $ 4,117,000 $ 242,176 $ 65,000
Orange, Florida 17 $ 3,097,000 $ 182,176 $ 69,000
Montgomery, Maryland 17 $ 5,032,000 $ 296,000 $ 97,000
Dakota, Minnesota 17 $ 4,454,000 $ 262,000 $ 113,000
Jackson, Missouri 17 $ 2,668,000 $ 156,941 $ 75,000
Charleston, South Carolina 17 $ 3,848,000 $ 226,352 $ 76,000
DuPage, Illinois 16 $ 3,646,000 $ 227,875 $ 88,000
Essex, Massachusetts 16 $ 4,614,000 $ 288,375 $ 77,000
Mercer, New Jersey 16 $ 3,306,000 $ 206,625 $ 98,000
Somerset, New Jersey 16 $ 4,281,000 $ 267,562 $ 124,000
Clackamas, Oregon 16 $ 4,339,000 $ 271,187 $ 70,000
Montgomery, Pennsylvania 16 $ 4,031,000 $ 251,937 $ 109,000
Butte, California 15 $ 3,829,000 $ 255,266 $ 96,000
Eagle, Colorado 15 $ 5,348,000 $ 356,533 $ 153,000
Summit, Colorado 15 $ 4,213,000 $ 280,866 $ 162,000
Cabarrus, North Carolina 15 $ 2,915,000 $ 194,333 $ 92,000
Kent, Rhode Island 15 $ 3,720,000 $ 248,000 $ 98,000
District of Columbia, District Of Columbia 14 $ 3,806,000 $ 271,857 $ 78,000
Will, Illinois 14 $ 2,597,000 $ 185,500 $ 59,000
Plymouth, Massachusetts 14 $ 3,470,000 $ 247,857 $ 92,000
St. Louis, Minnesota 14 $ 2,365,000 $ 168,928 $ 55,000
Stearns, Minnesota 14 $ 2,971,000 $ 212,214 $ 75,000
Bronx, New York 14 $ 4,346,000 $ 310,428 $ 81,000
Richmond, New York 14 $ 5,144,000 $ 367,428 $ 94,000
Grand Forks, North Dakota 14 $ 2,753,000 $ 196,642 $ 79,000
Lane, Oregon 14 $ 3,492,000 $ 249,428 $ 79,000
Island, Washington 14 $ 4,021,000 $ 287,214 $ 74,000
York, Maine 13 $ 2,708,000 $ 208,307 $ 94,000
Hudson, New Jersey 13 $ 3,872,000 $ 297,846 $ 86,000
Sussex, New Jersey 13 $ 3,725,000 $ 286,538 $ 78,000
Chesapeake, Virginia 13 $ 2,974,000 $ 228,769 $ 60,000
San Luis Obispo, California 12 $ 4,328,000 $ 360,666 $ 262,000
Worcester, Massachusetts 12 $ 3,383,000 $ 281,916 $ 119,000
Gaston, North Carolina 12 $ 1,950,000 $ 162,500 $ 64,000
Iredell, North Carolina 12 $ 2,959,000 $ 246,583 $ 73,000
Cumberland, Pennsylvania 12 $ 2,086,000 $ 173,833 $ 61,000
Newport News, Virginia 12 $ 2,062,000 $ 171,833 $ 63,000
Clallam, Washington 12 $ 2,487,000 $ 207,250 $ 70,000
Brown, Wisconsin 12 $ 1,870,000 $ 155,833 $ 67,000
Humboldt, California 11 $ 2,905,000 $ 264,090 $ 76,000
Elbert, Colorado 11 $ 3,099,000 $ 281,727 $ 109,000
Pueblo, Colorado 11 $ 1,825,000 $ 165,909 $ 48,000
Middlesex, Connecticut 11 $ 2,900,000 $ 263,636 $ 83,000
Kent, Delaware 11 $ 1,872,000 $ 170,181 $ 64,000
Sussex, Delaware 11 $ 2,089,000 $ 189,909 $ 75,000
Ramsey, Minnesota 11 $ 2,088,000 $ 189,818 $ 71,000
Delaware, Pennsylvania 11 $ 2,527,000 $ 229,727 $ 102,000
Salt Lake, Utah 11 $ 2,608,000 $ 237,090 $ 71,000
Chesterfield, Virginia 11 $ 2,307,000 $ 209,727 $ 78,000
Grand, Colorado 10 $ 3,027,000 $ 302,700 $ 137,000
Mesa, Colorado 10 $ 2,266,000 $ 226,600 $ 65,000
Routt, Colorado 10 $ 3,280,000 $ 328,000 $ 90,000
St. Johns, Florida 10 $ 2,113,000 $ 211,300 $ 77,000
Kane, Illinois 10 $ 2,217,000 $ 221,700 $ 55,000
Madison, Kentucky 10 $ 1,907,000 $ 190,700 $ 86,000
Calvert, Maryland 10 $ 3,645,000 $ 364,500 $ 98,000
Barnstable, Massachusetts 10 $ 2,896,000 $ 289,600 $ 102,000
Anoka, Minnesota 10 $ 2,138,000 $ 213,800 $ 74,000
Durham, North Carolina 10 $ 2,112,000 $ 211,200 $ 94,000
Chester, Pennsylvania 10 $ 2,576,000 $ 257,600 $ 107,000
Sumner, Tennessee 10 $ 2,043,000 $ 204,300 $ 72,000
Loudoun, Virginia 10 $ 2,832,000 $ 283,200 $ 93,000
Richmond City, Virginia 10 $ 1,824,000 $ 182,400 $ 97,000
Bibb, Alabama 9 $ 1,516,000 $ 168,444 $ 103,000
San Francisco, California 9 $ 4,122,000 $ 458,000 $ 174,000
Sutter, California 9 $ 1,667,000 $ 185,222 $ 58,000
Litchfield, Connecticut 9 $ 2,136,000 $ 237,333 $ 90,000
Clay, Florida 9 $ 2,069,000 $ 229,888 $ 111,000
Cherokee, Georgia 9 $ 1,699,000 $ 188,777 $ 97,000
Douglas, Georgia 9 $ 1,885,000 $ 209,444 $ 46,000
Paulding, Georgia 9 $ 1,846,000 $ 205,111 $ 58,000
Suffolk, Massachusetts 9 $ 3,023,000 $ 335,888 $ 93,000
Washington, Minnesota 9 $ 1,831,000 $ 203,444 $ 75,000
Clay, Missouri 9 $ 1,331,000 $ 147,888 $ 56,000
Taney, Missouri 9 $ 1,415,000 $ 157,222 $ 61,000
Forsyth, North Carolina 9 $ 1,331,000 $ 147,888 $ 56,000
Marion, Oregon 9 $ 2,262,000 $ 251,333 $ 79,000
Pennington, South Dakota 9 $ 1,707,000 $ 189,666 $ 83,000
Frederick, Virginia 9 $ 2,066,000 $ 229,555 $ 52,000
Henrico, Virginia 9 $ 1,767,000 $ 196,333 $ 53,000
Skagit, Washington 9 $ 2,177,000 $ 241,888 $ 72,000
Sonoma, California 8 $ 2,135,000 $ 266,875 $ 84,000
Broward, Florida 8 $ 1,416,000 $ 177,000 $ 78,000
Lake, Florida 8 $ 1,443,000 $ 180,375 $ 51,000
Miami-Dade, Florida 8 $ 2,192,000 $ 274,000 $ 67,000
Pasco, Florida 8 $ 1,580,000 $ 197,500 $ 58,000
Seminole, Florida 8 $ 1,457,000 $ 182,125 $ 77,000
Bartow, Georgia 8 $ 1,183,000 $ 147,875 $ 72,000
Houston, Georgia 8 $ 1,704,000 $ 213,000 $ 82,000
Scott, Minnesota 8 $ 1,964,000 $ 245,500 $ 94,000
Washington, Oregon 8 $ 2,055,000 $ 256,875 $ 70,000
Dauphin, Pennsylvania 8 $ 1,526,000 $ 190,750 $ 61,000
Rutherford, Tennessee 8 $ 1,204,000 $ 150,500 $ 48,000
Mohave, Arizona 7 $ 1,215,000 $ 173,571 $ 107,000
San Mateo, California 7 $ 3,414,000 $ 487,714 $ 191,000
Delta, Colorado 7 $ 1,312,000 $ 187,428 $ 65,000
Garfield, Colorado 7 $ 2,211,000 $ 315,857 $ 98,000
Lee, Florida 7 $ 1,638,000 $ 234,000 $ 151,000
Manatee, Florida 7 $ 1,111,000 $ 158,714 $ 95,000
Polk, Florida 7 $ 975,000 $ 139,285 $ 68,000
Sarasota, Florida 7 $ 1,522,000 $ 217,428 $ 78,000
Lumpkin, Georgia 7 $ 1,309,000 $ 187,000 $ 42,000
Lake, Illinois 7 $ 1,614,000 $ 230,571 $ 79,000
Daviess, Kentucky 7 $ 910,000 $ 130,000 $ 56,000
Charles, Maryland 7 $ 1,795,000 $ 256,428 $ 71,000
Howard, Maryland 7 $ 1,891,000 $ 270,142 $ 106,000
Bristol, Massachusetts 7 $ 1,399,000 $ 199,857 $ 139,000
Douglas, Minnesota 7 $ 1,469,000 $ 209,857 $ 104,000
Cape May, New Jersey 7 $ 2,175,000 $ 310,714 $ 126,000
Rowan, North Carolina 7 $ 1,054,000 $ 150,571 $ 75,000
Lancaster, Pennsylvania 7 $ 1,767,000 $ 252,428 $ 122,000
Anderson, South Carolina 7 $ 1,666,000 $ 238,000 $ 67,000
Wilson, Tennessee 7 $ 1,848,000 $ 264,000 $ 105,000
Davis, Utah 7 $ 1,596,000 $ 228,000 $ 69,000
Benton, Washington 7 $ 1,224,000 $ 174,857 $ 104,000
Chelan, Washington 7 $ 2,115,000 $ 302,142 $ 94,000
Mobile, Alabama 6 $ 790,000 $ 131,666 $ 57,000
Teller, Colorado 6 $ 1,323,000 $ 220,500 $ 96,000
New London, Connecticut 6 $ 1,208,000 $ 201,333 $ 52,000
Tolland, Connecticut 6 $ 1,797,000 $ 299,500 $ 138,000
Monroe, Florida 6 $ 1,760,000 $ 293,333 $ 150,000
Santa Rosa, Florida 6 $ 1,235,000 $ 205,833 $ 34,000
Volusia, Florida 6 $ 876,000 $ 146,000 $ 66,000
Henry, Georgia 6 $ 1,413,000 $ 235,500 $ 93,000
Elmore, Idaho 6 $ 1,289,000 $ 214,833 $ 22,000
Porter, Indiana 6 $ 1,285,000 $ 214,166 $ 60,000
Oldham, Kentucky 6 $ 1,960,000 $ 326,666 $ 119,000
Harford, Maryland 6 $ 1,367,000 $ 227,833 $ 95,000
St. Louis, Missouri 6 $ 1,087,000 $ 181,166 $ 73,000
Hillsborough, New Hampshire 6 $ 1,270,000 $ 211,666 $ 66,000
Allegheny, Pennsylvania 6 $ 638,000 $ 106,333 $ 78,000
Lebanon, Pennsylvania 6 $ 952,000 $ 158,666 $ 73,000
Luzerne, Pennsylvania 6 $ 1,042,000 $ 173,666 $ 79,000
Hamilton, Tennessee 6 $ 1,175,000 $ 195,833 $ 68,000
Norfolk, Virginia 6 $ 1,061,000 $ 176,833 $ 143,000
Mason, Washington 6 $ 1,168,000 $ 194,666 $ 129,000
Milwaukee, Wisconsin 6 $ 1,146,000 $ 191,000 $ 47,000
Madera, California 5 $ 725,000 $ 145,000 $ 68,000
Santa Cruz, California 5 $ 1,831,000 $ 366,200 $ 135,000
Jackson, Florida 5 $ 879,000 $ 175,800 $ 85,000
Okaloosa, Florida 5 $ 1,222,000 $ 244,400 $ 42,000
Coweta, Georgia 5 $ 946,000 $ 189,200 $ 62,000
Walker, Georgia 5 $ 517,000 $ 103,400 $ 55,000
Ada, Idaho 5 $ 1,025,000 $ 205,000 $ 109,000
Kootenai, Idaho 5 $ 889,000 $ 177,800 $ 72,000
McHenry, Illinois 5 $ 873,000 $ 174,600 $ 49,000
Polk, Iowa 5 $ 821,000 $ 164,200 $ 84,000
Hampden, Massachusetts 5 $ 693,000 $ 138,600 $ 55,000
Ulster, New York 5 $ 1,117,000 $ 223,400 $ 61,000
Catawba, North Carolina 5 $ 938,000 $ 187,600 $ 56,000
Guilford, North Carolina 5 $ 993,000 $ 198,600 $ 88,000
New Hanover, North Carolina 5 $ 976,000 $ 195,200 $ 73,000
Stanly, North Carolina 5 $ 1,208,000 $ 241,600 $ 66,000
Douglas, Oregon 5 $ 1,116,000 $ 223,200 $ 54,000
Linn, Oregon 5 $ 1,196,000 $ 239,200 $ 64,000
Blair, Pennsylvania 5 $ 509,000 $ 101,800 $ 33,000
Florence, South Carolina 5 $ 776,000 $ 155,200 $ 56,000
Williamson, Tennessee 5 $ 1,818,000 $ 363,600 $ 138,000
Hampton, Virginia 5 $ 980,000 $ 196,000 $ 43,000
Franklin, Washington 5 $ 973,000 $ 194,600 $ 90,000
Skamania, Washington 5 $ 1,239,000 $ 247,800 $ 44,000
Madison, Alabama 4 $ 1,026,000 $ 256,500 $ 79,000
Cochise, Arizona 4 $ 825,000 $ 206,250 $ 39,000
Pinal, Arizona 4 $ 361,000 $ 90,250 $ 74,000
Kings, California 4 $ 688,000 $ 172,000 $ 79,000
Monterey, California 4 $ 766,000 $ 191,500 $ 105,000
Yolo, California 4 $ 927,000 $ 231,750 $ 69,000
Park, Colorado 4 $ 899,000 $ 224,750 $ 135,000
Windham, Connecticut 4 $ 797,000 $ 199,250 $ 111,000
Flagler, Florida 4 $ 614,000 $ 153,500 $ 39,000
St. Lucie, Florida 4 $ 543,000 $ 135,750 $ 54,000
Catoosa, Georgia 4 $ 1,061,000 $ 265,250 $ 117,000
Chatham, Georgia 4 $ 548,000 $ 137,000 $ 54,000
Fayette, Georgia 4 $ 1,082,000 $ 270,500 $ 122,000
Newton, Georgia 4 $ 1,162,000 $ 290,500 $ 82,000
Johnson, Kansas 4 $ 567,000 $ 141,750 $ 42,000
Fayette, Kentucky 4 $ 582,000 $ 145,500 $ 74,000
Ohio, Kentucky 4 $ 369,000 $ 92,250 $ 31,000
Carroll, Maryland 4 $ 1,226,000 $ 306,500 $ 69,000
Benton, Minnesota 4 $ 589,000 $ 147,250 $ 59,000
Mille Lacs, Minnesota 4 $ 667,000 $ 166,750 $ 73,000
Sherburne, Minnesota 4 $ 690,000 $ 172,500 $ 48,000
Sanders, Montana 4 $ 464,000 $ 116,000 $ 46,000
Clark, Nevada 4 $ 928,000 $ 232,000 $ 168,000
Cumberland, New Jersey 4 $ 884,000 $ 221,000 $ 76,000
Hunterdon, New Jersey 4 $ 1,108,000 $ 277,000 $ 141,000
Warren, New Jersey 4 $ 514,000 $ 128,500 $ 73,000
Santa Fe, New Mexico 4 $ 1,086,000 $ 271,500 $ 79,000
Erie, New York 4 $ 598,000 $ 149,500 $ 80,000
Putnam, New York 4 $ 1,408,000 $ 352,000 $ 135,000
Haywood, North Carolina 4 $ 761,000 $ 190,250 $ 54,000
Lincoln, North Carolina 4 $ 784,000 $ 196,000 $ 87,000
Deschutes, Oregon 4 $ 655,000 $ 163,750 $ 64,000
Jackson, Oregon 4 $ 966,000 $ 241,500 $ 110,000
Umatilla, Oregon 4 $ 617,000 $ 154,250 $ 68,000
Yamhill, Oregon 4 $ 873,000 $ 218,250 $ 9,000
Adams, Pennsylvania 4 $ 777,000 $ 194,250 $ 80,000
Berks, Pennsylvania 4 $ 660,000 $ 165,000 $ 57,000
Northampton, Pennsylvania 4 $ 682,000 $ 170,500 $ 65,000
Northumberland, Pennsylvania 4 $ 581,000 $ 145,250 $ 86,000
Westmoreland, Pennsylvania 4 $ 539,000 $ 134,750 $ 65,000
Berkeley, South Carolina 4 $ 595,000 $ 148,750 $ 53,000
Lancaster, South Carolina 4 $ 914,000 $ 228,500 $ 147,000
Pickens, South Carolina 4 $ 839,000 $ 209,750 $ 68,000
Minnehaha, South Dakota 4 $ 638,000 $ 159,500 $ 55,000
Box Elder, Utah 4 $ 858,000 $ 214,500 $ 52,000
Utah, Utah 4 $ 672,000 $ 168,000 $ 31,000
Weber, Utah 4 $ 609,000 $ 152,250 $ 45,000
Hanover, Virginia 4 $ 1,021,000 $ 255,250 $ 110,000
York, Virginia 4 $ 1,019,000 $ 254,750 $ 43,000
Walla Walla, Washington 4 $ 774,000 $ 193,500 $ 69,000
Berkeley, West Virginia 4 $ 925,000 $ 231,250 $ 53,000
Oconto, Wisconsin 4 $ 717,000 $ 179,250 $ 56,000
Outagamie, Wisconsin 4 $ 851,000 $ 212,750 $ 126,000
Houston, Alabama 3 $ 424,000 $ 141,333 $ 24,000
Jefferson, Alabama 3 $ 449,000 $ 149,666 $ 64,000
Fairbanks North Star, Alaska 3 $ 522,000 $ 174,000 $ 69,000
Matanuska-Susitna, Alaska 3 $ 679,000 $ 226,333 $ 71,000
Amador, California 3 $ 719,000 $ 239,666 $ 60,000
Glenn, California 3 $ 659,000 $ 219,666 $ 83,000
Merced, California 3 $ 249,000 $ 83,000 $ 64,000
Plumas, California 3 $ 608,000 $ 202,666 $ 117,000
Yuba, California 3 $ 372,000 $ 124,000 $ 35,000
Fremont, Colorado 3 $ 498,000 $ 166,000 $ 80,000
Bay, Florida 3 $ 413,000 $ 137,666 $ 57,000
Charlotte, Florida 3 $ 532,000 $ 177,333 $ 81,000
Escambia, Florida 3 $ 897,000 $ 299,000 $ 62,000
Hernando, Florida 3 $ 358,000 $ 119,333 $ 42,000
Leon, Florida 3 $ 501,000 $ 167,000 $ 92,000
Rockdale, Georgia 3 $ 438,000 $ 146,000 $ 102,000
Bonner, Idaho 3 $ 659,000 $ 219,666 $ 87,000
DeKalb, Illinois 3 $ 557,000 $ 185,666 $ 93,000
Kendall, Illinois 3 $ 620,000 $ 206,666 $ 29,000
Madison, Illinois 3 $ 509,000 $ 169,666 $ 106,000
Dallas, Iowa 3 $ 664,000 $ 221,333 $ 91,000
Kenton, Kentucky 3 $ 415,000 $ 138,333 $ 59,000
St. Mary's, Maryland 3 $ 766,000 $ 255,333 $ 136,000
Washington, Maryland 3 $ 654,000 $ 218,000 $ 41,000
Carver, Minnesota 3 $ 961,000 $ 320,333 $ 107,000
Chisago, Minnesota 3 $ 508,000 $ 169,333 $ 59,000
Morrison, Minnesota 3 $ 378,000 $ 126,000 $ 40,000
Polk, Minnesota 3 $ 440,000 $ 146,666 $ 46,000
Wright, Minnesota 3 $ 605,000 $ 201,666 $ 144,000
Cass, Missouri 3 $ 627,000 $ 209,000 $ 124,000
Yellowstone, Montana 3 $ 572,000 $ 190,666 $ 78,000
Belknap, New Hampshire 3 $ 507,000 $ 169,000 $ 98,000
Carroll, New Hampshire 3 $ 608,000 $ 202,666 $ 126,000
Rockingham, New Hampshire 3 $ 752,000 $ 250,666 $ 117,000
Orange, New York 3 $ 859,000 $ 286,333 $ 19,000
Alexander, North Carolina 3 $ 582,000 $ 194,000 $ 82,000
Chatham, North Carolina 3 $ 735,000 $ 245,000 $ 89,000
Harnett, North Carolina 3 $ 491,000 $ 163,666 $ 67,000
Johnston, North Carolina 3 $ 647,000 $ 215,666 $ 82,000
Orange, North Carolina 3 $ 557,000 $ 185,666 $ 51,000
Traill, North Dakota 3 $ 520,000 $ 173,333 $ 98,000
Polk, Oregon 3 $ 489,000 $ 163,000 $ 30,000
Snyder, Pennsylvania 3 $ 474,000 $ 158,000 $ 75,000
Kershaw, South Carolina 3 $ 363,000 $ 121,000 $ 48,000
Bradley, Tennessee 3 $ 600,000 $ 200,000 $ 56,000
Franklin, Tennessee 3 $ 421,000 $ 140,333 $ 49,000
Shelby, Tennessee 3 $ 389,000 $ 129,666 $ 55,000
Washington, Utah 3 $ 613,000 $ 204,333 $ 65,000
Arlington, Virginia 3 $ 909,000 $ 303,000 $ 140,000
Floyd, Virginia 3 $ 503,000 $ 167,666 $ 73,000
Gloucester, Virginia 3 $ 735,000 $ 245,000 $ 40,000
Manassas, Virginia 3 $ 497,000 $ 165,666 $ 61,000
Manassas Park, Virginia 3 $ 396,000 $ 132,000 $ 30,000
Stafford, Virginia 3 $ 763,000 $ 254,333 $ 77,000
San Juan, Washington 3 $ 1,061,000 $ 353,666 $ 178,000
Stevens, Washington 3 $ 617,000 $ 205,666 $ 36,000
Door, Wisconsin 3 $ 675,000 $ 225,000 $ 107,000
Shawano, Wisconsin 3 $ 646,000 $ 215,333 $ 70,000
Montgomery, Alabama 2 $ 206,000 $ 103,000 $ 67,000
Morgan, Alabama 2 $ 391,000 $ 195,500 $ 34,000
Navajo, Arizona 2 $ 371,000 $ 185,500 $ 47,000
Santa Cruz, Arizona 2 $ 288,000 $ 144,000 $ 77,000
Calaveras, California 2 $ 440,000 $ 220,000 $ 105,000
Colusa, California 2 $ 224,000 $ 112,000 $ 98,000
Napa, California 2 $ 614,000 $ 307,000 $ 82,000
Tehama, California 2 $ 374,000 $ 187,000 $ 62,000
Tulare, California 2 $ 307,000 $ 153,500 $ 46,000
Pitkin, Colorado 2 $ 768,000 $ 384,000 $ 124,000
Citrus, Florida 2 $ 221,000 $ 110,500 $ 49,000
Highlands, Florida 2 $ 274,000 $ 137,000 $ 122,000
Okeechobee, Florida 2 $ 451,000 $ 225,500 $ 116,000
Osceola, Florida 2 $ 138,000 $ 69,000 $ 25,000
Clarke, Georgia 2 $ 207,000 $ 103,500 $ 42,000
Columbia, Georgia 2 $ 279,000 $ 139,500 $ 31,000
Dawson, Georgia 2 $ 381,000 $ 190,500 $ 112,000
Fannin, Georgia 2 $ 360,000 $ 180,000 $ 68,000
Hall, Georgia 2 $ 547,000 $ 273,500 $ 158,000
Jasper, Georgia 2 $ 367,000 $ 183,500 $ 101,000
Liberty, Georgia 2 $ 286,000 $ 143,000 $ 34,000
Lowndes, Georgia 2 $ 370,000 $ 185,000 $ 26,000
Putnam, Georgia 2 $ 550,000 $ 275,000 $ 107,000
Walton, Georgia 2 $ 415,000 $ 207,500 $ 20,000
Canyon, Idaho 2 $ 308,000 $ 154,000 $ 72,000
Twin Falls, Idaho 2 $ 365,000 $ 182,500 $ 92,000
LaGrange, Indiana 2 $ 507,000 $ 253,500 $ 51,000
Noble, Indiana 2 $ 318,000 $ 159,000 $ 0
Linn, Iowa 2 $ 368,000 $ 184,000 $ 62,000
Douglas, Kansas 2 $ 300,000 $ 150,000 $ 52,000
Sedgwick, Kansas 2 $ 264,000 $ 132,000 $ 64,000
Anderson, Kentucky 2 $ 221,000 $ 110,500 $ 20,000
Boone, Kentucky 2 $ 541,000 $ 270,500 $ 143,000
Grant, Kentucky 2 $ 342,000 $ 171,000 $ 91,000
Henderson, Kentucky 2 $ 98,000 $ 49,000 $ 28,000
Jessamine, Kentucky 2 $ 481,000 $ 240,500 $ 94,000
Warren, Kentucky 2 $ 272,000 $ 136,000 $ 20,000
Androscoggin, Maine 2 $ 421,000 $ 210,500 $ 114,000
Oxford, Maine 2 $ 375,000 $ 187,500 $ 56,000
Caroline, Maryland 2 $ 353,000 $ 176,500 $ 40,000
Frederick, Maryland 2 $ 312,000 $ 156,000 $ 42,000
Queen Anne's, Maryland 2 $ 586,000 $ 293,000 $ 0
Becker, Minnesota 2 $ 524,000 $ 262,000 $ 117,000
Carlton, Minnesota 2 $ 312,000 $ 156,000 $ 120,000
Cass, Minnesota 2 $ 323,000 $ 161,500 $ 47,000
Isanti, Minnesota 2 $ 321,000 $ 160,500 $ 55,000
Todd, Minnesota 2 $ 325,000 $ 162,500 $ 50,000
Platte, Missouri 2 $ 429,000 $ 214,500 $ 70,000
St. Charles, Missouri 2 $ 381,000 $ 190,500 $ 109,000
Flathead, Montana 2 $ 382,000 $ 191,000 $ 38,000
Lincoln, Montana 2 $ 366,000 $ 183,000 $ 39,000
Ravalli, Montana 2 $ 677,000 $ 338,500 $ 80,000
Merrimack, New Hampshire 2 $ 436,000 $ 218,000 $ 68,000
Oneida, New York 2 $ 303,000 $ 151,500 $ 80,000
Onondaga, New York 2 $ 343,000 $ 171,500 $ 73,000
Saratoga, New York 2 $ 392,000 $ 196,000 $ 58,000
Sullivan, New York 2 $ 411,000 $ 205,500 $ 79,000
Alamance, North Carolina 2 $ 577,000 $ 288,500 $ 50,000
Caldwell, North Carolina 2 $ 276,000 $ 138,000 $ 32,000
Carteret, North Carolina 2 $ 496,000 $ 248,000 $ 119,000
Craven, North Carolina 2 $ 320,000 $ 160,000 $ 42,000
Cumberland, North Carolina 2 $ 215,000 $ 107,500 $ 50,000
Currituck, North Carolina 2 $ 381,000 $ 190,500 $ 37,000
Davie, North Carolina 2 $ 375,000 $ 187,500 $ 64,000
Jackson, North Carolina 2 $ 605,000 $ 302,500 $ 68,000
McDowell, North Carolina 2 $ 247,000 $ 123,500 $ 50,000
Moore, North Carolina 2 $ 390,000 $ 195,000 $ 77,000
Onslow, North Carolina 2 $ 202,000 $ 101,000 $ 31,000
Cass, North Dakota 2 $ 670,000 $ 335,000 $ 134,000
Benton, Oregon 2 $ 620,000 $ 310,000 $ 96,000
Columbia, Oregon 2 $ 509,000 $ 254,500 $ 81,000
Hood River, Oregon 2 $ 479,000 $ 239,500 $ 76,000
Josephine, Oregon 2 $ 525,000 $ 262,500 $ 61,000
Lincoln, Oregon 2 $ 695,000 $ 347,500 $ 219,000
Wasco, Oregon 2 $ 373,000 $ 186,500 $ 71,000
Huntingdon, Pennsylvania 2 $ 283,000 $ 141,500 $ 41,000
Lackawanna, Pennsylvania 2 $ 340,000 $ 170,000 $ 85,000
Bristol, Rhode Island 2 $ 576,000 $ 288,000 $ 126,000
Newport, Rhode Island 2 $ 385,000 $ 192,500 $ 75,000
Dorchester, South Carolina 2 $ 261,000 $ 130,500 $ 40,000
Horry, South Carolina 2 $ 425,000 $ 212,500 $ 81,000
Lincoln, South Dakota 2 $ 611,000 $ 305,500 $ 104,000
Bedford, Tennessee 2 $ 348,000 $ 174,000 $ 42,000
Dickson, Tennessee 2 $ 165,000 $ 82,500 $ 40,000
Knox, Tennessee 2 $ 331,000 $ 165,500 $ 53,000
Sullivan, Tennessee 2 $ 213,000 $ 106,500 $ 57,000
Alexandria, Virginia 2 $ 223,000 $ 111,500 $ 26,000
Bedford, Virginia 2 $ 491,000 $ 245,500 $ 83,000
Campbell, Virginia 2 $ 228,000 $ 114,000 $ 65,000
Carroll, Virginia 2 $ 434,000 $ 217,000 $ 65,000
Culpeper, Virginia 2 $ 500,000 $ 250,000 $ 20,000
Cumberland, Virginia 2 $ 281,000 $ 140,500 $ 37,000
Fauquier, Virginia 2 $ 472,000 $ 236,000 $ 51,000
Louisa, Virginia 2 $ 775,000 $ 387,500 $ 185,000
Orange, Virginia 2 $ 623,000 $ 311,500 $ 98,000
Portsmouth, Virginia 2 $ 230,000 $ 115,000 $ 243,000
Roanoke City, Virginia 2 $ 307,000 $ 153,500 $ 55,000
Shenandoah, Virginia 2 $ 268,000 $ 134,000 $ 40,000
Suffolk, Virginia 2 $ 753,000 $ 376,500 $ 68,000
Cowlitz, Washington 2 $ 405,000 $ 202,500 $ 46,000
Grant, Washington 2 $ 395,000 $ 197,500 $ 69,000
Grays Harbor, Washington 2 $ 449,000 $ 224,500 $ 221,000
Klickitat, Washington 2 $ 438,000 $ 219,000 $ 30,000
Pend Oreille, Washington 2 $ 262,000 $ 131,000 $ 12,000
Hampshire, West Virginia 2 $ 371,000 $ 185,500 $ 55,000
Rock, Wisconsin 2 $ 400,000 $ 200,000 $ 77,000
Waukesha, Wisconsin 2 $ 383,000 $ 191,500 $ 84,000
Winnebago, Wisconsin 2 $ 187,000 $ 93,500 $ 12,000
Baldwin, Alabama 1 $ 74,000 $ 74,000 $ 51,000
Calhoun, Alabama 1 $ 170,000 $ 170,000 $ 88,000
Choctaw, Alabama 1 $ 170,000 $ 170,000 $ 56,000
Crenshaw, Alabama 1 $ 176,000 $ 176,000 $ 96,000
Geneva, Alabama 1 $ 98,000 $ 98,000 $ 36,000
Marshall, Alabama 1 $ 40,000 $ 40,000 $ 45,000
Talladega, Alabama 1 $ 111,000 $ 111,000 $ 57,000
Tallapoosa, Alabama 1 $ 415,000 $ 415,000 $ 300,000
Washington, Alabama 1 $ 117,000 $ 117,000 $ 46,000
Anchorage, Alaska 1 $ 607,000 $ 607,000 $ 250,000
Bristol Bay, Alaska 1 $ 144,000 $ 144,000 $ 55,000
Southeast Fairbanks, Alaska 1 $ 279,000 $ 279,000 $ 97,000
Valdez-Cordova, Alaska 1 $ 127,000 $ 127,000 $ 182,000
Apache, Arizona 1 $ 188,000 $ 188,000 $ 81,000
Yavapai, Arizona 1 $ 186,000 $ 186,000 $ 74,000
Benton, Arkansas 1 $ 106,000 $ 106,000 $ 51,000
Washington, Arkansas 1 $ 50,000 $ 50,000 $ 17,000
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Mortgage Loan Application Detail Totals for Americanmtgnetwork dba Vertice in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 5,541 $1,412,471,000 $254,000 $940,000 $91,000 $2,247,000
Home Purchase 1,850 $411,672,000 $222,000 $975,000 $92,000 $2,224,000
Home Improvement 76 $17,193,000 $226,000 $417,000 $96,000 $882,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,430 $1,347,205,000 $248,000 $968,000 $94,000 $2,247,000
Hispanic 600 $131,683,000 $219,000 $975,000 $69,000 $662,000
Not Provided 574 $151,508,000 $263,000 $900,000 $99,000 $882,000
Black or African American 431 $93,684,000 $217,000 $688,000 $71,000 $1,471,000
Asian 374 $104,150,000 $278,000 $730,000 $97,000 $482,000
Native Hawaiian or Other Pacific Islander 36 $8,441,000 $234,000 $429,000 $70,000 $213,000
American Indian or Alaskan Native 22 $4,665,000 $212,000 $417,000 $68,000 $167,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 5,180 $1,339,561,000 $258,000 $975,000 $106,000 $2,247,000
FHA-insured (Federal Housing Administration) 1,911 $412,335,000 $215,000 $605,000 $60,000 $1,471,000
VA-guaranteed (Veterans Administration) 376 $89,440,000 $237,000 $418,000 $40,000 $184,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,758 $905,561,000 $240,000 $865,000 $89,000 $1,471,000
Application Approved But Not Accepted 2,054 $544,883,000 $265,000 $968,000 $100,000 $2,247,000
Application Denied By Financial Institution 1,373 $326,649,000 $237,000 $975,000 $83,000 $2,033,000
File Closed For Incompleteness 191 $41,756,000 $218,000 $585,000 $84,000 $1,060,000
Application Withdrawn By Applicant 91 $22,487,000 $247,000 $620,000 $88,000 $312,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 453 $111,712,000 $246,000 $688,000 $97,000 $2,033,000
Collateral 301 $69,800,000 $231,000 $619,000 $88,000 $486,000
Debt-To-Income Ratio 300 $75,193,000 $250,000 $730,000 $69,000 $254,000
Credit History 138 $27,250,000 $197,000 $560,000 $54,000 $197,000
Unverifiable Information 96 $22,949,000 $239,000 $900,000 $89,000 $1,080,000
Mortgage Insurance Denied 47 $11,530,000 $245,000 $510,000 $80,000 $168,000
Employment History 20 $5,143,000 $257,000 $975,000 $107,000 $662,000
Insufficient Cash (Downpayment, Closing Cost) 18 $3,072,000 $170,000 $355,000 $67,000 $155,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Americanmtgnetwork dba Vertice's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Americanmtgnetwork dba Vertice's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet with aggregated HMDA statistics today.

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