American Bank Mortgage Lending & HMDA Data, 2010
In 2010, American Bank of Greenbelt, MD reported 6,296 mortgage applications totaling $1.2 billion, up 8% from 2009. The average application was for $189,576, and applicants reported an average income of $49,374. 72% of its applications resulted in an originated loan and 11% were denied. Its largest markets were Atlanta-Sandy Springs-Marietta, GA (294), Washington-Arlington-Alexandria, DC-VA-MD-WV (268) and Denver-Aurora-Broomfield, CO (191) (applications in parentheses).
| Mortgage Company & Address | American Bank 9001 Edmonston Road, Suite 100 Greenbelt, MD 20770 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,296 |
| Total Mortgage Loan Application Amount | $1,193,571,000 |
| Average Mortgage Loan Application Amount | $189,576 |
| Highest Mortgage Loan Application Amount | $938,000 |
| Average Applicant Income | $49,374 |
| Highest Applicant Income | $2,028,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records American Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Atlanta-Sandy Springs-Marietta, GA | 294 | $ 53,170,000 | $ 180,850 | $ 41,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 268 | $ 77,113,000 | $ 287,735 | $ 77,694 |
| Denver-Aurora-Broomfield, CO | 191 | $ 41,544,000 | $ 217,507 | $ 51,000 |
| Milwaukee-Waukesha-West Allis, WI | 169 | $ 30,542,000 | $ 180,721 | $ 47,000 |
| Columbus, OH | 147 | $ 26,800,000 | $ 182,312 | $ 49,000 |
| Baltimore-Towson, MD | 146 | $ 34,404,000 | $ 235,643 | $ 67,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 118 | $ 23,259,000 | $ 197,110 | $ 44,627 |
| Bethesda-Rockville-Frederick, MD | 93 | $ 27,622,000 | $ 297,010 | $ 105,000 |
| Chicago-Joliet-Naperville, IL | 90 | $ 17,066,000 | $ 189,622 | $ 43,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 88 | $ 15,810,000 | $ 179,659 | $ 34,750 |
| Portland-Vancouver-Hillsboro, OR-WA | 88 | $ 19,362,000 | $ 220,022 | $ 53,045 |
| Indianapolis-Carmel, IN | 83 | $ 13,078,000 | $ 157,566 | $ 36,000 |
| Raleigh-Cary, NC | 74 | $ 14,823,000 | $ 200,310 | $ 66,000 |
| Philadelphia, PA | 73 | $ 13,970,000 | $ 191,369 | $ 57,000 |
| Phoenix-Mesa-Glendale, AZ | 66 | $ 12,981,000 | $ 196,681 | $ 57,000 |
| Colorado Springs, CO | 65 | $ 13,694,000 | $ 210,676 | $ 37,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 59 | $ 13,162,000 | $ 223,084 | $ 33,254 |
| Des Moines-West Des Moines, IA | 50 | $ 7,762,000 | $ 155,240 | $ 50,000 |
| Nassau-Suffolk, NY | 49 | $ 14,198,000 | $ 289,755 | $ 103,000 |
| New York-White Plains-Wayne, NY-NJ | 48 | $ 12,228,000 | $ 254,750 | $ 63,041 |
| St. Louis, MO-IL | 48 | $ 9,848,000 | $ 205,166 | $ 95,708 |
| Louisville-Jefferson County, KY-IN | 47 | $ 7,450,000 | $ 158,510 | $ 55,127 |
| Warren-Troy-Farmington Hills, MI | 46 | $ 6,666,000 | $ 144,913 | $ 37,000 |
| Cleveland-Elyria-Mentor, OH | 45 | $ 7,057,000 | $ 156,822 | $ 40,000 |
| Cincinnati-Middletown, OH-KY-IN | 44 | $ 7,868,000 | $ 178,818 | $ 40,409 |
| Edison-New Brunswick, NJ | 43 | $ 10,617,000 | $ 246,906 | $ 104,000 |
| Madison, WI | 43 | $ 7,791,000 | $ 181,186 | $ 40,000 |
| Kansas City, MO-KS | 42 | $ 6,728,000 | $ 160,190 | $ 33,523 |
| Pittsburgh, PA | 41 | $ 5,282,000 | $ 128,829 | $ 48,000 |
| Seattle-Bellevue-Everett, WA | 38 | $ 10,312,000 | $ 271,368 | $ 45,000 |
| Birmingham-Hoover, AL | 37 | $ 5,378,000 | $ 145,351 | $ 48,000 |
| Omaha-Council Bluffs, NE-IA | 37 | $ 6,635,000 | $ 179,324 | $ 20,540 |
| Wilmington, NC | 36 | $ 7,039,000 | $ 195,527 | $ 55,000 |
| Gary, IN | 35 | $ 5,543,000 | $ 158,371 | $ 27,000 |
| Los Angeles-Long Beach-Glendale, CA | 34 | $ 9,111,000 | $ 267,970 | $ 39,000 |
| Newark-Union, NJ-PA | 34 | $ 9,661,000 | $ 284,147 | $ 62,382 |
| Houston-Sugar Land-Baytown, TX | 31 | $ 4,866,000 | $ 156,967 | $ 36,000 |
| Savannah, GA | 31 | $ 5,398,000 | $ 174,129 | $ 42,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 30 | $ 5,672,000 | $ 189,066 | $ 41,000 |
| Richmond, VA | 30 | $ 5,480,000 | $ 182,666 | $ 65,000 |
| Salt Lake City, UT | 30 | $ 5,536,000 | $ 184,533 | $ 28,000 |
| Green Bay, WI | 29 | $ 4,554,000 | $ 157,034 | $ 43,000 |
| Lake County-Kenosha County, IL-WI | 28 | $ 4,322,000 | $ 154,357 | $ 39,928 |
| Fayetteville, NC | 27 | $ 4,656,000 | $ 172,444 | $ 41,000 |
| Asheville, NC | 26 | $ 4,721,000 | $ 181,576 | $ 34,000 |
| Camden, NJ | 26 | $ 4,908,000 | $ 188,769 | $ 70,000 |
| Salem, OR | 25 | $ 4,622,000 | $ 184,880 | $ 46,000 |
| Tacoma, WA | 25 | $ 6,080,000 | $ 243,200 | $ 22,000 |
| Dallas-Plano-Irving, TX | 24 | $ 4,693,000 | $ 195,541 | $ 45,000 |
| Greeley, CO | 24 | $ 5,081,000 | $ 211,708 | $ 45,000 |
| Dayton, OH | 23 | $ 3,457,000 | $ 150,304 | $ 34,000 |
| Durham-Chapel Hill, NC | 23 | $ 4,018,000 | $ 174,695 | $ 30,000 |
| Greensboro-High Point, NC | 23 | $ 3,654,000 | $ 158,869 | $ 38,000 |
| Las Vegas-Paradise, NV | 23 | $ 4,644,000 | $ 201,913 | $ 12,000 |
| San Antonio-New Braunfels, TX | 23 | $ 3,589,000 | $ 156,043 | $ 3,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 22 | $ 4,346,000 | $ 197,545 | $ 63,909 |
| Memphis, TN-MS-AR | 22 | $ 3,073,000 | $ 139,681 | $ 30,727 |
| Columbia, SC | 21 | $ 3,646,000 | $ 173,619 | $ 42,000 |
| Jacksonville, NC | 21 | $ 3,635,000 | $ 173,095 | $ 35,000 |
| New Haven-Milford, CT | 21 | $ 4,308,000 | $ 205,142 | $ 45,000 |
| New Orleans-Metairie-Kenner, LA | 21 | $ 3,676,000 | $ 175,047 | $ 22,000 |
| Ogden-Clearfield, UT | 21 | $ 3,524,000 | $ 167,809 | $ 65,000 |
| Tampa-St. Petersburg-Clearwater, FL | 21 | $ 2,764,000 | $ 131,619 | $ 68,000 |
| Charleston-North Charleston-Summerville, SC | 20 | $ 3,408,000 | $ 170,400 | $ 29,000 |
| Davenport-Moline-Rock Island, IA-IL | 19 | $ 3,151,000 | $ 165,842 | $ 58,736 |
| Hartford-West Hartford-East Hartford, CT | 19 | $ 4,752,000 | $ 250,105 | $ 54,000 |
| Riverside-San Bernardino-Ontario, CA | 19 | $ 4,071,000 | $ 214,263 | $ 161,000 |
| Winston-Salem, NC | 19 | $ 2,895,000 | $ 152,368 | $ 48,000 |
| Boulder, CO | 18 | $ 4,504,000 | $ 250,222 | $ 46,000 |
| Duluth, MN-WI | 18 | $ 3,454,000 | $ 191,888 | $ 52,666 |
| Fort Collins-Loveland, CO | 18 | $ 2,904,000 | $ 161,333 | $ 33,000 |
| Akron, OH | 17 | $ 3,370,000 | $ 198,235 | $ 56,000 |
| Boston-Quincy, MA | 17 | $ 4,654,000 | $ 273,764 | $ 56,000 |
| Janesville, WI | 17 | $ 2,329,000 | $ 137,000 | $ 53,000 |
| Albuquerque, NM | 16 | $ 3,863,000 | $ 241,437 | $ 40,000 |
| Boise City-Nampa, ID | 16 | $ 3,284,000 | $ 205,250 | $ 14,000 |
| Columbus, GA-AL | 16 | $ 2,656,000 | $ 166,000 | $ 41,500 |
| Detroit-Livonia-Dearborn, MI | 16 | $ 2,562,000 | $ 160,125 | $ 35,000 |
| Greenville-Mauldin-Easley, SC | 16 | $ 2,479,000 | $ 154,937 | $ 53,000 |
| Jacksonville, FL | 16 | $ 2,582,000 | $ 161,375 | $ 49,000 |
| Lexington-Fayette, KY | 16 | $ 2,394,000 | $ 149,625 | $ 52,000 |
| Providence-New Bedford-Fall River, RI-MA | 16 | $ 3,653,000 | $ 228,312 | $ 72,000 |
| Racine, WI | 16 | $ 2,954,000 | $ 184,625 | $ 34,000 |
| Appleton, WI | 15 | $ 2,199,000 | $ 146,600 | $ 40,000 |
| Augusta-Richmond County, GA-SC | 15 | $ 2,586,000 | $ 172,400 | $ 41,200 |
| Austin-Round Rock-San Marcos, TX | 15 | $ 2,981,000 | $ 198,733 | $ 5,000 |
| Buffalo-Niagara Falls, NY | 15 | $ 1,595,000 | $ 106,333 | $ 41,000 |
| Evansville, IN-KY | 15 | $ 2,157,000 | $ 143,800 | $ 32,600 |
| Fort Worth-Arlington, TX | 15 | $ 2,804,000 | $ 186,933 | $ 19,000 |
| Provo-Orem, UT | 15 | $ 2,699,000 | $ 179,933 | $ 42,000 |
| Sheboygan, WI | 15 | $ 2,453,000 | $ 163,533 | $ 58,000 |
| Worcester, MA | 15 | $ 3,426,000 | $ 228,400 | $ 28,000 |
| Harrisburg-Carlisle, PA | 14 | $ 2,174,000 | $ 155,285 | $ 97,000 |
| Oklahoma City, OK | 14 | $ 2,315,000 | $ 165,357 | $ 3,000 |
| Wilmington, DE-MD-NJ | 14 | $ 2,255,000 | $ 161,071 | $ 35,285 |
| Baton Rouge, LA | 13 | $ 2,264,000 | $ 174,153 | $ 37,000 |
| Cedar Rapids, IA | 13 | $ 1,792,000 | $ 137,846 | $ 50,000 |
| Hagerstown-Martinsburg, MD-WV | 13 | $ 2,063,000 | $ 158,692 | $ 30,461 |
| Huntsville, AL | 13 | $ 2,106,000 | $ 162,000 | $ 53,000 |
| Knoxville, TN | 13 | $ 2,197,000 | $ 169,000 | $ 31,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 13 | $ 3,054,000 | $ 234,923 | $ 41,000 |
| San Diego-Carlsbad-San Marcos, CA | 13 | $ 3,600,000 | $ 276,923 | $ 69,000 |
| Lancaster, PA | 12 | $ 2,501,000 | $ 208,416 | $ 39,000 |
| Miami-Miami Beach-Kendall, FL | 12 | $ 2,349,000 | $ 195,750 | $ 64,000 |
| Montgomery, AL | 12 | $ 1,937,000 | $ 161,416 | $ 35,000 |
| Oshkosh-Neenah, WI | 12 | $ 1,885,000 | $ 157,083 | $ 35,000 |
| Grand Junction, CO | 11 | $ 2,109,000 | $ 191,727 | $ 20,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 11 | $ 1,760,000 | $ 160,000 | $ 100,000 |
| Ocala, FL | 11 | $ 1,233,000 | $ 112,090 | $ 41,000 |
| Olympia, WA | 11 | $ 2,535,000 | $ 230,454 | $ 27,000 |
| Pueblo, CO | 11 | $ 1,987,000 | $ 180,636 | $ 49,000 |
| York-Hanover, PA | 11 | $ 1,725,000 | $ 156,818 | $ 18,000 |
| Fort Wayne, IN | 10 | $ 1,316,000 | $ 131,600 | $ 31,000 |
| Greenville, NC | 10 | $ 1,492,000 | $ 149,200 | $ 47,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 10 | $ 1,966,000 | $ 196,600 | $ 47,000 |
| Santa Ana-Anaheim-Irvine, CA | 10 | $ 2,120,000 | $ 212,000 | $ 226,000 |
| Tulsa, OK | 10 | $ 1,509,000 | $ 150,900 | $ 7,000 |
| Wausau, WI | 10 | $ 1,386,000 | $ 138,600 | $ 42,000 |
| Burlington, NC | 9 | $ 1,373,000 | $ 152,555 | $ 74,000 |
| Cambridge-Newton-Framingham, MA | 9 | $ 2,805,000 | $ 311,666 | $ 72,000 |
| Canton-Massillon, OH | 9 | $ 1,434,000 | $ 159,333 | $ 63,000 |
| Coeur D'Alene, ID | 9 | $ 1,798,000 | $ 199,777 | $ 38,000 |
| Dover, DE | 9 | $ 1,884,000 | $ 209,333 | $ 8,000 |
| Hickory-Lenoir-Morganton, NC | 9 | $ 1,564,000 | $ 173,777 | $ 37,000 |
| Mobile, AL | 9 | $ 1,361,000 | $ 151,222 | $ 33,000 |
| Norwich-New London, CT | 9 | $ 2,156,000 | $ 239,555 | $ 21,000 |
| Peabody, MA | 9 | $ 2,015,000 | $ 223,888 | $ 62,000 |
| Portland-South Portland-Biddeford, ME | 9 | $ 1,700,000 | $ 188,888 | $ 64,000 |
| Sioux Falls, SD | 9 | $ 1,716,000 | $ 190,666 | $ 87,000 |
| Springfield, MA | 9 | $ 1,507,000 | $ 167,444 | $ 45,000 |
| Waterloo-Cedar Falls, IA | 9 | $ 1,418,000 | $ 157,555 | $ 94,000 |
| Youngstown-Warren-Boardman, OH-PA | 9 | $ 1,427,000 | $ 158,555 | $ 29,333 |
| Bremerton-Silverdale, WA | 8 | $ 1,895,000 | $ 236,875 | $ 17,000 |
| Bridgeport-Stamford-Norwalk, CT | 8 | $ 2,239,000 | $ 279,875 | $ 84,000 |
| Cape Coral-Fort Myers, FL | 8 | $ 1,179,000 | $ 147,375 | $ 93,000 |
| Cheyenne, WY | 8 | $ 1,648,000 | $ 206,000 | $ 11,000 |
| Clarksville, TN-KY | 8 | $ 1,139,000 | $ 142,375 | $ 29,625 |
| Fargo, ND-MN | 8 | $ 1,096,000 | $ 137,000 | $ 61,500 |
| Fayetteville-Springdale-Rogers, AR-MO | 8 | $ 1,241,000 | $ 155,125 | $ 50,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 8 | $ 1,211,000 | $ 151,375 | $ 13,000 |
| La Crosse, WI-MN | 8 | $ 1,520,000 | $ 190,000 | $ 35,000 |
| Lafayette, IN | 8 | $ 1,533,000 | $ 191,625 | $ 31,000 |
| Rockingham County-Strafford County, NH | 8 | $ 1,931,000 | $ 241,375 | $ 59,000 |
| Tucson, AZ | 8 | $ 2,003,000 | $ 250,375 | $ 76,000 |
| Utica-Rome, NY | 8 | $ 801,000 | $ 100,125 | $ 76,000 |
| Albany, GA | 7 | $ 991,000 | $ 141,571 | $ 65,000 |
| Chattanooga, TN-GA | 7 | $ 1,096,000 | $ 156,571 | $ 56,428 |
| Eau Claire, WI | 7 | $ 1,192,000 | $ 170,285 | $ 43,000 |
| Iowa City, IA | 7 | $ 1,167,000 | $ 166,714 | $ 81,000 |
| Kennewick-Pasco-Richland, WA | 7 | $ 1,445,000 | $ 206,428 | $ 29,000 |
| Killeen-Temple-Fort Hood, TX | 7 | $ 1,108,000 | $ 158,285 | $ 0 |
| Lincoln, NE | 7 | $ 1,164,000 | $ 166,285 | $ 0 |
| Michigan City-La Porte, IN | 7 | $ 1,094,000 | $ 156,285 | $ 38,000 |
| Oakland-Fremont-Hayward, CA | 7 | $ 1,557,000 | $ 222,428 | $ 68,000 |
| Ocean City, NJ | 7 | $ 1,445,000 | $ 206,428 | $ 92,000 |
| Orlando-Kissimmee-Sanford, FL | 7 | $ 1,208,000 | $ 172,571 | $ 71,000 |
| Reno-Sparks, NV | 7 | $ 1,483,000 | $ 211,857 | $ 0 |
| Rochester, MN | 7 | $ 1,026,000 | $ 146,571 | $ 44,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 7 | $ 2,187,000 | $ 312,428 | $ 108,000 |
| Tuscaloosa, AL | 7 | $ 1,015,000 | $ 145,000 | $ 40,000 |
| Wichita, KS | 7 | $ 1,074,000 | $ 153,428 | $ 16,000 |
| Anchorage, AK | 6 | $ 1,443,000 | $ 240,500 | $ 15,000 |
| Anderson, IN | 6 | $ 672,000 | $ 112,000 | $ 18,000 |
| Athens-Clarke County, GA | 6 | $ 1,015,000 | $ 169,166 | $ 45,000 |
| Billings, MT | 6 | $ 1,218,000 | $ 203,000 | $ 15,000 |
| Casper, WY | 6 | $ 1,023,000 | $ 170,500 | $ 30,000 |
| Charleston, WV | 6 | $ 735,000 | $ 122,500 | $ 83,000 |
| College Station-Bryan, TX | 6 | $ 706,000 | $ 117,666 | $ 15,000 |
| Elizabethtown, KY | 6 | $ 1,053,000 | $ 175,500 | $ 51,000 |
| Fond Du Lac, WI | 6 | $ 887,000 | $ 147,833 | $ 18,000 |
| Lafayette, LA | 6 | $ 992,000 | $ 165,333 | $ 48,000 |
| Medford, OR | 6 | $ 1,149,000 | $ 191,500 | $ 8,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 6 | $ 2,478,000 | $ 413,000 | $ 30,000 |
| Rochester, NY | 6 | $ 808,000 | $ 134,666 | $ 70,000 |
| Rockford, IL | 6 | $ 857,000 | $ 142,833 | $ 36,000 |
| Sioux City, IA-NE-SD | 6 | $ 764,000 | $ 127,333 | $ 80,500 |
| Winchester, VA-WV | 6 | $ 1,188,000 | $ 198,000 | $ 51,833 |
| Ann Arbor, MI | 5 | $ 826,000 | $ 165,200 | $ 29,000 |
| Atlantic City-Hammonton, NJ | 5 | $ 730,000 | $ 146,000 | $ 38,000 |
| Cumberland, MD-WV | 5 | $ 665,000 | $ 133,000 | $ 52,800 |
| Dalton, GA | 5 | $ 810,000 | $ 162,000 | $ 66,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 5 | $ 761,000 | $ 152,200 | $ 26,000 |
| Flint, MI | 5 | $ 737,000 | $ 147,400 | $ 37,000 |
| Gainesville, GA | 5 | $ 785,000 | $ 157,000 | $ 75,000 |
| Houma-Bayou Cane-Thibodaux, LA | 5 | $ 928,000 | $ 185,600 | $ 19,000 |
| Kalamazoo-Portage, MI | 5 | $ 950,000 | $ 190,000 | $ 43,000 |
| Lake Havasu City-Kingman, AZ | 5 | $ 829,000 | $ 165,800 | $ 43,000 |
| Las Cruces, NM | 5 | $ 941,000 | $ 188,200 | $ 19,000 |
| Lebanon, PA | 5 | $ 732,000 | $ 146,400 | $ 63,000 |
| Little Rock-North Little Rock-Conway, AR | 5 | $ 753,000 | $ 150,600 | $ 35,000 |
| Lynchburg, VA | 5 | $ 936,000 | $ 187,200 | $ 57,000 |
| Manhattan, KS | 5 | $ 1,104,000 | $ 220,800 | $ 61,000 |
| Reading, PA | 5 | $ 759,000 | $ 151,800 | $ 36,000 |
| San Francisco-San Mateo-Redwood City, CA | 5 | $ 1,355,000 | $ 271,000 | $ 20,000 |
| South Bend-Mishawaka, IN-MI | 5 | $ 830,000 | $ 166,000 | $ 20,000 |
| Springfield, MO | 5 | $ 637,000 | $ 127,400 | $ 36,000 |
| Syracuse, NY | 5 | $ 583,000 | $ 116,600 | $ 49,000 |
| Toledo, OH | 5 | $ 888,000 | $ 177,600 | $ 65,000 |
| Auburn-Opelika, AL | 4 | $ 912,000 | $ 228,000 | $ 28,000 |
| Bakersfield-Delano, CA | 4 | $ 357,000 | $ 89,250 | $ 51,000 |
| Burlington-South Burlington, VT | 4 | $ 615,000 | $ 153,750 | $ 51,000 |
| Charlottesville, VA | 4 | $ 905,000 | $ 226,250 | $ 89,000 |
| Columbia, MO | 4 | $ 697,000 | $ 174,250 | $ 51,000 |
| Dothan, AL | 4 | $ 463,000 | $ 115,750 | $ 32,000 |
| Dubuque, IA | 4 | $ 506,000 | $ 126,500 | $ 41,000 |
| Eugene-Springfield, OR | 4 | $ 744,000 | $ 186,000 | $ 23,000 |
| Glens Falls, NY | 4 | $ 680,000 | $ 170,000 | $ 49,000 |
| Hinesville-Fort Stewart, GA | 4 | $ 594,000 | $ 148,500 | $ 29,000 |
| Huntington-Ashland, WV-KY-OH | 4 | $ 302,000 | $ 75,500 | $ 26,250 |
| Idaho Falls, ID | 4 | $ 788,000 | $ 197,000 | $ 35,000 |
| Longview, WA | 4 | $ 707,000 | $ 176,750 | $ 41,000 |
| Manchester-Nashua, NH | 4 | $ 776,000 | $ 194,000 | $ 47,000 |
| Monroe, MI | 4 | $ 607,000 | $ 151,750 | $ 0 |
| North Port-Bradenton-Sarasota, FL | 4 | $ 557,000 | $ 139,250 | $ 42,000 |
| Palm Bay-Melbourne-Titusville, FL | 4 | $ 602,000 | $ 150,500 | $ 32,000 |
| Pascagoula, MS | 4 | $ 395,000 | $ 98,750 | $ 60,000 |
| Punta Gorda, FL | 4 | $ 362,000 | $ 90,500 | $ 55,000 |
| Rapid City, SD | 4 | $ 905,000 | $ 226,250 | $ 27,000 |
| Roanoke, VA | 4 | $ 567,000 | $ 141,750 | $ 44,000 |
| Rocky Mount, NC | 4 | $ 602,000 | $ 150,500 | $ 40,000 |
| St. Cloud, MN | 4 | $ 549,000 | $ 137,250 | $ 25,000 |
| Trenton-Ewing, NJ | 4 | $ 906,000 | $ 226,500 | $ 94,000 |
| Valdosta, GA | 4 | $ 619,000 | $ 154,750 | $ 32,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 4 | $ 804,000 | $ 201,000 | $ 47,000 |
| Anderson, SC | 3 | $ 460,000 | $ 153,333 | $ 37,000 |
| Bangor, ME | 3 | $ 491,000 | $ 163,666 | $ 34,000 |
| Barnstable Town, MA | 3 | $ 674,000 | $ 224,666 | $ 88,000 |
| Bellingham, WA | 3 | $ 716,000 | $ 238,666 | $ 25,000 |
| Binghamton, NY | 3 | $ 268,000 | $ 89,333 | $ 29,000 |
| Bismarck, ND | 3 | $ 513,000 | $ 171,000 | $ 0 |
| Elkhart-Goshen, IN | 3 | $ 370,000 | $ 123,333 | $ 29,000 |
| Fort Smith, AR-OK | 3 | $ 261,000 | $ 87,000 | $ 22,000 |
| Gadsden, AL | 3 | $ 471,000 | $ 157,000 | $ 93,000 |
| Grand Rapids-Wyoming, MI | 3 | $ 353,000 | $ 117,666 | $ 33,000 |
| Great Falls, MT | 3 | $ 427,000 | $ 142,333 | $ 0 |
| Gulfport-Biloxi, MS | 3 | $ 652,000 | $ 217,333 | $ 89,000 |
| Jackson, MI | 3 | $ 365,000 | $ 121,666 | $ 41,000 |
| Joplin, MO | 3 | $ 409,000 | $ 136,333 | $ 36,000 |
| Kokomo, IN | 3 | $ 394,000 | $ 131,333 | $ 37,000 |
| Lakeland-Winter Haven, FL | 3 | $ 234,000 | $ 78,000 | $ 23,000 |
| Lansing-East Lansing, MI | 3 | $ 437,000 | $ 145,666 | $ 54,000 |
| Macon, GA | 3 | $ 500,000 | $ 166,666 | $ 58,000 |
| Mansfield, OH | 3 | $ 520,000 | $ 173,333 | $ 20,000 |
| McAllen-Edinburg-Mission, TX | 3 | $ 313,000 | $ 104,333 | $ 0 |
| Monroe, LA | 3 | $ 456,000 | $ 152,000 | $ 15,000 |
| Owensboro, KY | 3 | $ 457,000 | $ 152,333 | $ 56,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 3 | $ 364,000 | $ 121,333 | $ 35,666 |
| Pensacola-Ferry Pass-Brent, FL | 3 | $ 434,000 | $ 144,666 | $ 17,000 |
| Peoria, IL | 3 | $ 433,000 | $ 144,333 | $ 79,000 |
| Pine Bluff, AR | 3 | $ 359,000 | $ 119,666 | $ 66,000 |
| Port St. Lucie, FL | 3 | $ 450,000 | $ 150,000 | $ 15,000 |
| Rome, GA | 3 | $ 570,000 | $ 190,000 | $ 46,000 |
| Salisbury, MD | 3 | $ 486,000 | $ 162,000 | $ 21,000 |
| Santa Cruz-Watsonville, CA | 3 | $ 1,290,000 | $ 430,000 | $ 61,000 |
| Santa Fe, NM | 3 | $ 449,000 | $ 149,666 | $ 7,000 |
| Shreveport-Bossier City, LA | 3 | $ 583,000 | $ 194,333 | $ 32,000 |
| Stockton, CA | 3 | $ 620,000 | $ 206,666 | $ 0 |
| Sumter, SC | 3 | $ 432,000 | $ 144,000 | $ 37,000 |
| Tallahassee, FL | 3 | $ 294,000 | $ 98,000 | $ 41,000 |
| Topeka, KS | 3 | $ 355,000 | $ 118,333 | $ 0 |
| Albany-Schenectady-Troy, NY | 2 | $ 278,000 | $ 139,000 | $ 43,000 |
| Anniston-Oxford, AL | 2 | $ 289,000 | $ 144,500 | $ 37,000 |
| Beaumont-Port Arthur, TX | 2 | $ 227,000 | $ 113,500 | $ 0 |
| Bloomington, IN | 2 | $ 250,000 | $ 125,000 | $ 17,000 |
| Bloomington-Normal, IL | 2 | $ 307,000 | $ 153,500 | $ 0 |
| Bowling Green, KY | 2 | $ 314,000 | $ 157,000 | $ 41,000 |
| Brownsville-Harlingen, TX | 2 | $ 140,000 | $ 70,000 | $ 0 |
| Brunswick, GA | 2 | $ 178,000 | $ 89,000 | $ 114,000 |
| Cleveland, TN | 2 | $ 234,000 | $ 117,000 | $ 48,000 |
| Corpus Christi, TX | 2 | $ 311,000 | $ 155,500 | $ 0 |
| Crestview-Fort Walton Beach-Destin, FL | 2 | $ 424,000 | $ 212,000 | $ 34,000 |
| Danville, IL | 2 | $ 298,000 | $ 149,000 | $ 36,000 |
| Danville, VA | 2 | $ 148,000 | $ 74,000 | $ 52,000 |
| Decatur, AL | 2 | $ 274,000 | $ 137,000 | $ 55,000 |
| El Centro, CA | 2 | $ 200,000 | $ 100,000 | $ 12,000 |
| Erie, PA | 2 | $ 181,000 | $ 90,500 | $ 86,000 |
| Florence, SC | 2 | $ 219,000 | $ 109,500 | $ 51,000 |
| Goldsboro, NC | 2 | $ 416,000 | $ 208,000 | $ 0 |
| Grand Forks, ND-MN | 2 | $ 232,000 | $ 116,000 | $ 77,000 |
| Hattiesburg, MS | 2 | $ 438,000 | $ 219,000 | $ 42,000 |
| Hot Springs, AR | 2 | $ 287,000 | $ 143,500 | $ 26,000 |
| Jackson, MS | 2 | $ 456,000 | $ 228,000 | $ 29,000 |
| Kankakee-Bradley, IL | 2 | $ 350,000 | $ 175,000 | $ 24,000 |
| Kingsport-Bristol-Bristol, TN-VA | 2 | $ 246,000 | $ 123,000 | $ 25,000 |
| Kingston, NY | 2 | $ 333,000 | $ 166,500 | $ 39,000 |
| Lake Charles, LA | 2 | $ 403,000 | $ 201,500 | $ 35,000 |
| Lawrence, KS | 2 | $ 384,000 | $ 192,000 | $ 23,000 |
| Lima, OH | 2 | $ 416,000 | $ 208,000 | $ 119,000 |
| Logan, UT-ID | 2 | $ 338,000 | $ 169,000 | $ 34,000 |
| Mankato-North Mankato, MN | 2 | $ 319,000 | $ 159,500 | $ 24,000 |
| Midland, TX | 2 | $ 395,000 | $ 197,500 | $ 66,000 |
| Missoula, MT | 2 | $ 609,000 | $ 304,500 | $ 0 |
| Mount Vernon-Anacortes, WA | 2 | $ 432,000 | $ 216,000 | $ 0 |
| Muncie, IN | 2 | $ 201,000 | $ 100,500 | $ 50,000 |
| Naples-Marco Island, FL | 2 | $ 650,000 | $ 325,000 | $ 67,000 |
| Pocatello, ID | 2 | $ 477,000 | $ 238,500 | $ 0 |
| Santa Rosa-Petaluma, CA | 2 | $ 448,000 | $ 224,000 | $ 33,000 |
| Scranton--Wilkes-Barre, PA | 2 | $ 292,000 | $ 146,000 | $ 60,000 |
| Sebastian-Vero Beach, FL | 2 | $ 361,000 | $ 180,500 | $ 84,000 |
| Spartanburg, SC | 2 | $ 320,000 | $ 160,000 | $ 23,000 |
| Springfield, OH | 2 | $ 374,000 | $ 187,000 | $ 105,000 |
| St. George, UT | 2 | $ 259,000 | $ 129,500 | $ 58,000 |
| St. Joseph, MO-KS | 2 | $ 404,000 | $ 202,000 | $ 0 |
| Vineland-Millville-Bridgeton, NJ | 2 | $ 383,000 | $ 191,500 | $ 112,000 |
| Waco, TX | 2 | $ 239,000 | $ 119,500 | $ 0 |
| Wheeling, WV-OH | 2 | $ 544,000 | $ 272,000 | $ 82,000 |
| Yakima, WA | 2 | $ 267,000 | $ 133,500 | $ 0 |
| Yuma, AZ | 2 | $ 405,000 | $ 202,500 | $ 22,000 |
| Abilene, TX | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Alexandria, LA | 1 | $ 201,000 | $ 201,000 | $ 0 |
| Altoona, PA | 1 | $ 76,000 | $ 76,000 | $ 45,000 |
| Amarillo, TX | 1 | $ 157,000 | $ 157,000 | $ 0 |
| Ames, IA | 1 | $ 161,000 | $ 161,000 | $ 57,000 |
| Bay City, MI | 1 | $ 115,000 | $ 115,000 | $ 106,000 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 287,000 | $ 287,000 | $ 61,000 |
| Cape Girardeau-Jackson, MO-IL | 1 | $ 95,000 | $ 95,000 | $ 45,000 |
| Carson City, NV | 1 | $ 171,000 | $ 171,000 | $ 71,000 |
| Champaign-Urbana, IL | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Chico, CA | 1 | $ 171,000 | $ 171,000 | $ 0 |
| Corvallis, OR | 1 | $ 271,000 | $ 271,000 | $ 0 |
| El Paso, TX | 1 | $ 166,000 | $ 166,000 | $ 0 |
| Fairbanks, AK | 1 | $ 201,000 | $ 201,000 | $ 0 |
| Flagstaff, AZ | 1 | $ 373,000 | $ 373,000 | $ 53,000 |
| Florence-Muscle Shoals, AL | 1 | $ 166,000 | $ 166,000 | $ 65,000 |
| Fresno, CA | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Gainesville, FL | 1 | $ 81,000 | $ 81,000 | $ 42,000 |
| Hanford-Corcoran, CA | 1 | $ 328,000 | $ 328,000 | $ 0 |
| Honolulu, HI | 1 | $ 360,000 | $ 360,000 | $ 0 |
| Johnson City, TN | 1 | $ 21,000 | $ 21,000 | $ 0 |
| Johnstown, PA | 1 | $ 26,000 | $ 26,000 | $ 0 |
| Laredo, TX | 1 | $ 111,000 | $ 111,000 | $ 0 |
| Lewiston, ID-WA | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Lewiston-Auburn, ME | 1 | $ 106,000 | $ 106,000 | $ 129,000 |
| Lubbock, TX | 1 | $ 22,000 | $ 22,000 | $ 0 |
| Merced, CA | 1 | $ 111,000 | $ 111,000 | $ 0 |
| Modesto, CA | 1 | $ 152,000 | $ 152,000 | $ 0 |
| Morgantown, WV | 1 | $ 128,000 | $ 128,000 | $ 82,000 |
| Morristown, TN | 1 | $ 118,000 | $ 118,000 | $ 54,000 |
| Palm Coast, FL | 1 | $ 95,000 | $ 95,000 | $ 31,000 |
| Pittsfield, MA | 1 | $ 152,000 | $ 152,000 | $ 0 |
| Prescott, AZ | 1 | $ 176,000 | $ 176,000 | $ 0 |
| Redding, CA | 1 | $ 226,000 | $ 226,000 | $ 0 |
| Saginaw-Saginaw Township North, MI | 1 | $ 177,000 | $ 177,000 | $ 0 |
| Salinas, CA | 1 | $ 14,000 | $ 14,000 | $ 0 |
| San Luis Obispo-Paso Robles, CA | 1 | $ 234,000 | $ 234,000 | $ 40,000 |
| Sandusky, OH | 1 | $ 122,000 | $ 122,000 | $ 65,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 1 | $ 595,000 | $ 595,000 | $ 382,000 |
| Spokane, WA | 1 | $ 131,000 | $ 131,000 | $ 53,000 |
| Springfield, IL | 1 | $ 95,000 | $ 95,000 | $ 79,000 |
| Steubenville-Weirton, OH-WV | 1 | $ 164,000 | $ 164,000 | $ 98,000 |
| Terre Haute, IN | 1 | $ 141,000 | $ 141,000 | $ 34,000 |
| Texarkana, Tx-Texarkana, AR | 1 | $ 196,000 | $ 196,000 | $ 0 |
| Tyler, TX | 1 | $ 141,000 | $ 141,000 | $ 0 |
| Visalia-Porterville, CA | 1 | $ 237,000 | $ 237,000 | $ 80,000 |
| Warner Robins, GA | 1 | $ 179,000 | $ 179,000 | $ 49,000 |
| Williamsport, PA | 1 | $ 60,000 | $ 60,000 | $ 68,000 |
| Yuba City, CA | 1 | $ 176,000 | $ 176,000 | $ 52,000 |
Mortgage Loan Application Detail Totals for American Bank in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 5,523 | $1,052,011,000 | $190,000 | $938,000 | $47,000 | $2,028,000 |
| Home Purchase | 511 | $98,389,000 | $192,000 | $905,000 | $66,000 | $757,000 |
| Home Improvement | 262 | $43,171,000 | $164,000 | $537,000 | $67,000 | $383,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,725 | $902,011,000 | $190,000 | $938,000 | $51,000 | $2,028,000 |
| Not Provided | 600 | $97,532,000 | $162,000 | $743,000 | $56,000 | $835,000 |
| Black or African American | 578 | $114,020,000 | $197,000 | $576,000 | $30,000 | $330,000 |
| Hispanic | 234 | $43,389,000 | $185,000 | $419,000 | $39,000 | $343,000 |
| Asian | 123 | $28,835,000 | $234,000 | $905,000 | $63,000 | $429,000 |
| American Indian or Alaskan Native | 19 | $2,928,000 | $154,000 | $235,000 | $39,000 | $100,000 |
| Native Hawaiian or Other Pacific Islander | 17 | $4,856,000 | $285,000 | $680,000 | $43,000 | $168,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 3,394 | $648,932,000 | $191,000 | $936,000 | $36,000 | $484,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,201 | $395,221,000 | $179,000 | $938,000 | $83,000 | $2,028,000 |
| VA-guaranteed (Veterans Administration) | 701 | $149,418,000 | $213,000 | $905,000 | $12,000 | $1,946,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,518 | $874,581,000 | $193,000 | $905,000 | $47,000 | $2,028,000 |
| Application Denied By Financial Institution | 688 | $119,730,000 | $174,000 | $900,000 | $68,000 | $1,946,000 |
| Application Withdrawn By Applicant | 544 | $111,413,000 | $204,000 | $938,000 | $67,000 | $1,250,000 |
| Loan Purchased By The Institution | 256 | $29,011,000 | $113,000 | $724,000 | $0 | $50,000 |
| File Closed For Incompleteness | 146 | $28,134,000 | $192,000 | $546,000 | $53,000 | $215,000 |
| Application Approved But Not Accepted | 144 | $30,702,000 | $213,000 | $672,000 | $61,000 | $616,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 311 | $54,949,000 | $176,000 | $700,000 | $79,000 | $900,000 |
| Debt-To-Income Ratio | 148 | $25,661,000 | $173,000 | $650,000 | $53,000 | $574,000 |
| Credit History | 116 | $18,322,000 | $157,000 | $467,000 | $49,000 | $330,000 |
| Other | 51 | $10,241,000 | $200,000 | $900,000 | $104,000 | $1,946,000 |
| Unverifiable Information | 29 | $4,892,000 | $168,000 | $417,000 | $49,000 | $145,000 |
| Employment History | 18 | $3,297,000 | $183,000 | $589,000 | $53,000 | $210,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $1,331,000 | $147,000 | $236,000 | $57,000 | $110,000 |
| Credit Application Incomplete | 6 | $1,037,000 | $172,000 | $228,000 | $42,000 | $77,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into American Bank's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess American Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About