American Bank Mortgage Lending & HMDA Data, 2010

In 2010, American Bank of Greenbelt, MD reported 6,296 mortgage applications totaling $1.2 billion, up 8% from 2009. The average application was for $189,576, and applicants reported an average income of $49,374. 72% of its applications resulted in an originated loan and 11% were denied. Its largest markets were Atlanta-Sandy Springs-Marietta, GA (294), Washington-Arlington-Alexandria, DC-VA-MD-WV (268) and Denver-Aurora-Broomfield, CO (191) (applications in parentheses).

Mortgage Company & Address American Bank
9001 Edmonston Road, Suite 100
Greenbelt, MD 20770
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 6,296
Total Mortgage Loan Application Amount $1,193,571,000
Average Mortgage Loan Application Amount $189,576
Highest Mortgage Loan Application Amount $938,000
Average Applicant Income $49,374
Highest Applicant Income $2,028,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records American Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for American Bank by County in 2010

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Milwaukee, Wisconsin 96 $ 15,607,000 $ 162,572 $ 39,000
Franklin, Ohio 87 $ 14,513,000 $ 166,816 $ 47,000
Montgomery, Maryland 82 $ 24,708,000 $ 301,317 $ 106,000
Prince George's, Maryland 65 $ 14,511,000 $ 223,246 $ 42,000
El Paso, Colorado 64 $ 13,394,000 $ 209,281 $ 35,000
Wake, North Carolina 62 $ 12,892,000 $ 207,935 $ 73,000
Maricopa, Arizona 57 $ 11,623,000 $ 203,912 $ 60,000
Fairfax, Virginia 53 $ 17,489,000 $ 329,981 $ 117,000
Mecklenburg, North Carolina 49 $ 8,531,000 $ 174,102 $ 35,000
Waukesha, Wisconsin 49 $ 10,247,000 $ 209,122 $ 60,000
Cook, Illinois 48 $ 8,184,000 $ 170,500 $ 39,000
Jefferson, Colorado 47 $ 11,045,000 $ 235,000 $ 90,000
Arapahoe, Colorado 45 $ 8,770,000 $ 194,888 $ 34,000
Gwinnett, Georgia 43 $ 8,499,000 $ 197,651 $ 55,000
Anne Arundel, Maryland 43 $ 12,156,000 $ 282,697 $ 84,000
Baltimore, Maryland 43 $ 9,151,000 $ 212,813 $ 59,000
Cobb, Georgia 42 $ 7,225,000 $ 172,023 $ 44,000
District of Columbia, District Of Columbia 38 $ 12,522,000 $ 329,526 $ 79,000
Fulton, Georgia 38 $ 7,837,000 $ 206,236 $ 34,000
Dane, Wisconsin 38 $ 7,001,000 $ 184,236 $ 42,000
Marion, Indiana 37 $ 5,504,000 $ 148,756 $ 32,000
Polk, Iowa 35 $ 5,545,000 $ 158,428 $ 44,000
Prince William, Virginia 35 $ 9,939,000 $ 283,971 $ 69,000
Los Angeles, California 34 $ 9,111,000 $ 267,970 $ 39,000
Adams, Colorado 34 $ 5,991,000 $ 176,205 $ 16,000
DeKalb, Georgia 34 $ 5,785,000 $ 170,147 $ 46,000
Hennepin, Minnesota 30 $ 6,312,000 $ 210,400 $ 52,000
Denver, Colorado 29 $ 6,368,000 $ 219,586 $ 53,000
Cuyahoga, Ohio 28 $ 4,330,000 $ 154,642 $ 50,000
Salt Lake, Utah 28 $ 5,221,000 $ 186,464 $ 29,000
Macomb, Michigan 27 $ 3,693,000 $ 136,777 $ 39,000
King, Washington 27 $ 7,831,000 $ 290,037 $ 45,000
Jefferson, Kentucky 26 $ 4,356,000 $ 167,538 $ 61,000
Nassau, New York 26 $ 7,925,000 $ 304,807 $ 89,000
Pierce, Washington 25 $ 6,080,000 $ 243,200 $ 22,000
Weld, Colorado 24 $ 5,081,000 $ 211,708 $ 45,000
Lake, Indiana 24 $ 3,796,000 $ 158,166 $ 26,000
Clackamas, Oregon 24 $ 5,267,000 $ 219,458 $ 75,000
Washington, Oregon 24 $ 5,250,000 $ 218,750 $ 51,000
Philadelphia, Pennsylvania 24 $ 3,561,000 $ 148,375 $ 30,000
Baltimore City, Maryland 23 $ 3,660,000 $ 159,130 $ 49,000
Clark, Nevada 23 $ 4,644,000 $ 201,913 $ 12,000
Suffolk, New York 23 $ 6,273,000 $ 272,739 $ 118,000
Douglas, Colorado 22 $ 5,895,000 $ 267,954 $ 58,000
Multnomah, Oregon 22 $ 5,324,000 $ 242,000 $ 55,000
Brown, Wisconsin 22 $ 3,459,000 $ 157,227 $ 43,000
Kenosha, Wisconsin 22 $ 3,251,000 $ 147,772 $ 35,000
Jefferson, Alabama 21 $ 3,137,000 $ 149,380 $ 47,000
New Haven, Connecticut 21 $ 4,308,000 $ 205,142 $ 45,000
Henry, Georgia 21 $ 3,415,000 $ 162,619 $ 34,000
Cumberland, North Carolina 21 $ 3,661,000 $ 174,333 $ 53,000
Onslow, North Carolina 21 $ 3,635,000 $ 173,095 $ 35,000
Licking, Ohio 20 $ 3,798,000 $ 189,900 $ 38,000
Marion, Oregon 20 $ 3,737,000 $ 186,850 $ 45,000
Hamilton, Indiana 19 $ 3,309,000 $ 174,157 $ 56,000
Buncombe, North Carolina 19 $ 3,772,000 $ 198,526 $ 32,000
Loudoun, Virginia 19 $ 6,853,000 $ 360,684 $ 94,000
Boulder, Colorado 18 $ 4,504,000 $ 250,222 $ 46,000
Larimer, Colorado 18 $ 2,904,000 $ 161,333 $ 33,000
Scott, Iowa 18 $ 2,971,000 $ 165,055 $ 62,000
Howard, Maryland 18 $ 4,742,000 $ 263,444 $ 75,000
Durham, North Carolina 18 $ 2,701,000 $ 150,055 $ 22,000
Delaware, Ohio 18 $ 3,998,000 $ 222,111 $ 45,000
Bucks, Pennsylvania 18 $ 3,659,000 $ 203,277 $ 36,000
Guilford, North Carolina 17 $ 2,638,000 $ 155,176 $ 42,000
New Hanover, North Carolina 17 $ 3,242,000 $ 190,705 $ 51,000
Bexar, Texas 17 $ 2,584,000 $ 152,000 $ 0
Jefferson, Wisconsin 17 $ 3,441,000 $ 202,411 $ 45,000
Rock, Wisconsin 17 $ 2,329,000 $ 137,000 $ 53,000
Washington, Wisconsin 17 $ 3,317,000 $ 195,117 $ 45,000
Chatham, Georgia 16 $ 2,722,000 $ 170,125 $ 38,000
Will, Illinois 16 $ 3,496,000 $ 218,500 $ 51,000
Wayne, Michigan 16 $ 2,562,000 $ 160,125 $ 35,000
St. Louis, Missouri 16 $ 4,067,000 $ 254,187 $ 174,000
Racine, Wisconsin 16 $ 2,954,000 $ 184,625 $ 34,000
Cherokee, Georgia 15 $ 2,995,000 $ 199,666 $ 53,000
Johnson, Kansas 15 $ 2,747,000 $ 183,133 $ 42,000
Worcester, Massachusetts 15 $ 3,426,000 $ 228,400 $ 28,000
Anoka, Minnesota 15 $ 2,641,000 $ 176,066 $ 21,000
Monmouth, New Jersey 15 $ 3,987,000 $ 265,800 $ 143,000
Forsyth, North Carolina 15 $ 2,300,000 $ 153,333 $ 58,000
Montgomery, Ohio 15 $ 2,151,000 $ 143,400 $ 24,000
Harris, Texas 15 $ 1,750,000 $ 116,666 $ 5,000
Utah, Utah 15 $ 2,699,000 $ 179,933 $ 42,000
Sheboygan, Wisconsin 15 $ 2,453,000 $ 163,533 $ 58,000
Riverside, California 14 $ 2,873,000 $ 205,214 $ 58,000
DuPage, Illinois 14 $ 3,132,000 $ 223,714 $ 44,000
Union, North Carolina 14 $ 2,884,000 $ 206,000 $ 39,000
Summit, Ohio 14 $ 2,735,000 $ 195,357 $ 44,000
Davis, Utah 14 $ 2,334,000 $ 166,714 $ 29,000
Walworth, Wisconsin 14 $ 2,046,000 $ 146,142 $ 54,000
Madison, Alabama 13 $ 2,106,000 $ 162,000 $ 53,000
San Diego, California 13 $ 3,600,000 $ 276,923 $ 69,000
Douglas, Georgia 13 $ 1,863,000 $ 143,307 $ 27,000
Oakland, Michigan 13 $ 1,878,000 $ 144,461 $ 44,000
Dakota, Minnesota 13 $ 2,642,000 $ 203,230 $ 46,000
Brunswick, North Carolina 13 $ 2,340,000 $ 180,000 $ 46,000
Allegheny, Pennsylvania 13 $ 1,512,000 $ 116,307 $ 64,000
Shelby, Tennessee 13 $ 2,033,000 $ 156,384 $ 15,000
Tarrant, Texas 13 $ 2,429,000 $ 186,846 $ 14,000
Outagamie, Wisconsin 13 $ 1,872,000 $ 144,000 $ 37,000
Hartford, Connecticut 12 $ 3,035,000 $ 252,916 $ 49,000
Miami-Dade, Florida 12 $ 2,349,000 $ 195,750 $ 64,000
Charles, Maryland 12 $ 2,983,000 $ 248,583 $ 35,000
Jackson, Missouri 12 $ 1,870,000 $ 155,833 $ 29,000
Douglas, Nebraska 12 $ 1,743,000 $ 145,250 $ 7,000
Sarpy, Nebraska 12 $ 2,535,000 $ 211,250 $ 0
Ocean, New Jersey 12 $ 2,436,000 $ 203,000 $ 63,000
Erie, New York 12 $ 1,115,000 $ 92,916 $ 37,000
Hamilton, Ohio 12 $ 2,138,000 $ 178,166 $ 55,000
Lancaster, Pennsylvania 12 $ 2,501,000 $ 208,416 $ 39,000
Montgomery, Pennsylvania 12 $ 2,690,000 $ 224,166 $ 36,000
Westmoreland, Pennsylvania 12 $ 1,692,000 $ 141,000 $ 38,000
Davidson, Tennessee 12 $ 2,025,000 $ 168,750 $ 20,000
Virginia Beach, Virginia 12 $ 2,539,000 $ 211,583 $ 27,000
Clark, Washington 12 $ 2,211,000 $ 184,250 $ 28,000
Winnebago, Wisconsin 12 $ 1,885,000 $ 157,083 $ 35,000
Mesa, Colorado 11 $ 2,109,000 $ 191,727 $ 20,000
Pueblo, Colorado 11 $ 1,987,000 $ 180,636 $ 49,000
Marion, Florida 11 $ 1,233,000 $ 112,090 $ 41,000
Clayton, Georgia 11 $ 1,662,000 $ 151,090 $ 21,000
Muscogee, Georgia 11 $ 1,800,000 $ 163,636 $ 41,000
Paulding, Georgia 11 $ 1,914,000 $ 174,000 $ 25,000
Ada, Idaho 11 $ 2,525,000 $ 229,545 $ 19,000
Linn, Iowa 11 $ 1,446,000 $ 131,454 $ 55,000
Frederick, Maryland 11 $ 2,914,000 $ 264,909 $ 97,000
Scott, Minnesota 11 $ 2,247,000 $ 204,272 $ 72,000
St. Louis, Minnesota 11 $ 2,080,000 $ 189,090 $ 60,000
Essex, New Jersey 11 $ 3,024,000 $ 274,909 $ 64,000
Hudson, New Jersey 11 $ 2,317,000 $ 210,636 $ 25,000
Middlesex, New Jersey 11 $ 3,166,000 $ 287,818 $ 103,000
Cabarrus, North Carolina 11 $ 2,259,000 $ 205,363 $ 41,000
Johnston, North Carolina 11 $ 1,727,000 $ 157,000 $ 30,000
Butler, Ohio 11 $ 1,984,000 $ 180,363 $ 39,000
Chester, Pennsylvania 11 $ 3,049,000 $ 277,181 $ 166,000
York, Pennsylvania 11 $ 1,725,000 $ 156,818 $ 18,000
Greenville, South Carolina 11 $ 1,540,000 $ 140,000 $ 66,000
Horry, South Carolina 11 $ 1,760,000 $ 160,000 $ 100,000
Richland, South Carolina 11 $ 1,774,000 $ 161,272 $ 21,000
Collin, Texas 11 $ 2,378,000 $ 216,181 $ 54,000
Snohomish, Washington 11 $ 2,481,000 $ 225,545 $ 48,000
Thurston, Washington 11 $ 2,535,000 $ 230,454 $ 27,000
Baldwin, Alabama 10 $ 1,581,000 $ 158,100 $ 39,000
Orange, California 10 $ 2,120,000 $ 212,000 $ 226,000
Duval, Florida 10 $ 1,196,000 $ 119,600 $ 55,000
Hillsborough, Florida 10 $ 1,363,000 $ 136,300 $ 86,000
Effingham, Georgia 10 $ 1,827,000 $ 182,700 $ 47,000
Washington, Minnesota 10 $ 1,916,000 $ 191,600 $ 33,000
Wright, Minnesota 10 $ 2,194,000 $ 219,400 $ 44,000
Camden, New Jersey 10 $ 1,620,000 $ 162,000 $ 74,000
Bernalillo, New Mexico 10 $ 2,444,000 $ 244,400 $ 60,000
Pitt, North Carolina 10 $ 1,492,000 $ 149,200 $ 47,000
Oklahoma, Oklahoma 10 $ 1,599,000 $ 159,900 $ 0
Franklin, Pennsylvania 10 $ 1,478,000 $ 147,800 $ 30,000
Beaufort, South Carolina 10 $ 2,098,000 $ 209,800 $ 33,000
Charleston, South Carolina 10 $ 1,941,000 $ 194,100 $ 41,000
Chesterfield, Virginia 10 $ 2,383,000 $ 238,300 $ 70,000
Henrico, Virginia 10 $ 1,380,000 $ 138,000 $ 37,000
Manitowoc, Wisconsin 10 $ 1,419,000 $ 141,900 $ 42,000
Marathon, Wisconsin 10 $ 1,386,000 $ 138,600 $ 42,000
Mobile, Alabama 9 $ 1,361,000 $ 151,222 $ 33,000
Shelby, Alabama 9 $ 1,211,000 $ 134,555 $ 43,000
Pinal, Arizona 9 $ 1,358,000 $ 150,888 $ 38,000
New London, Connecticut 9 $ 2,156,000 $ 239,555 $ 21,000
Kent, Delaware 9 $ 1,884,000 $ 209,333 $ 8,000
Sussex, Delaware 9 $ 2,054,000 $ 228,222 $ 280,000
Forsyth, Georgia 9 $ 2,197,000 $ 244,111 $ 97,000
Kootenai, Idaho 9 $ 1,798,000 $ 199,777 $ 38,000
Hendricks, Indiana 9 $ 1,566,000 $ 174,000 $ 26,000
Porter, Indiana 9 $ 1,352,000 $ 150,222 $ 23,000
Pottawattamie, Iowa 9 $ 1,600,000 $ 177,777 $ 61,000
Warren, Iowa 9 $ 1,363,000 $ 151,444 $ 74,000
Jefferson, Louisiana 9 $ 1,572,000 $ 174,666 $ 19,000
Carroll, Maryland 9 $ 1,979,000 $ 219,888 $ 80,000
Essex, Massachusetts 9 $ 2,015,000 $ 223,888 $ 62,000
Middlesex, Massachusetts 9 $ 2,805,000 $ 311,666 $ 72,000
Burlington, New Jersey 9 $ 2,105,000 $ 233,888 $ 71,000
Kings, New York 9 $ 3,187,000 $ 354,111 $ 67,000
Alamance, North Carolina 9 $ 1,373,000 $ 152,555 $ 74,000
Craven, North Carolina 9 $ 1,731,000 $ 192,333 $ 11,000
Gaston, North Carolina 9 $ 1,378,000 $ 153,111 $ 29,000
Moore, North Carolina 9 $ 1,779,000 $ 197,666 $ 50,000
Lehigh, Pennsylvania 9 $ 1,376,000 $ 152,888 $ 13,000
Knox, Tennessee 9 $ 1,419,000 $ 157,666 $ 12,000
Spotsylvania, Virginia 9 $ 2,306,000 $ 256,222 $ 36,000
Dodge, Wisconsin 9 $ 1,399,000 $ 155,444 $ 43,000
Pima, Arizona 8 $ 2,003,000 $ 250,375 $ 76,000
Broomfield, Colorado 8 $ 2,385,000 $ 298,125 $ 57,000
Fairfield, Connecticut 8 $ 2,239,000 $ 279,875 $ 84,000
New Castle, Delaware 8 $ 1,368,000 $ 171,000 $ 33,000
Broward, Florida 8 $ 1,211,000 $ 151,375 $ 13,000
Lee, Florida 8 $ 1,179,000 $ 147,375 $ 93,000
Columbia, Georgia 8 $ 1,370,000 $ 171,250 $ 42,000
Rockdale, Georgia 8 $ 1,837,000 $ 229,625 $ 68,000
St. Clair, Illinois 8 $ 1,464,000 $ 183,000 $ 29,000
Bullitt, Kentucky 8 $ 1,151,000 $ 143,875 $ 29,000
Otter Tail, Minnesota 8 $ 1,200,000 $ 150,000 $ 40,000
Ramsey, Minnesota 8 $ 1,402,000 $ 175,250 $ 40,000
Iredell, North Carolina 8 $ 1,528,000 $ 191,000 $ 65,000
Fairfield, Ohio 8 $ 1,467,000 $ 183,375 $ 64,000
Stark, Ohio 8 $ 1,102,000 $ 137,750 $ 44,000
Delaware, Pennsylvania 8 $ 1,011,000 $ 126,375 $ 68,000
Washington, Pennsylvania 8 $ 1,016,000 $ 127,000 $ 49,000
Travis, Texas 8 $ 1,366,000 $ 170,750 $ 11,000
Arlington, Virginia 8 $ 3,069,000 $ 383,625 $ 161,000
Norfolk, Virginia 8 $ 1,888,000 $ 236,000 $ 39,000
Stafford, Virginia 8 $ 2,712,000 $ 339,000 $ 111,000
Kitsap, Washington 8 $ 1,895,000 $ 236,875 $ 17,000
La Crosse, Wisconsin 8 $ 1,520,000 $ 190,000 $ 35,000
Lincoln, Wisconsin 8 $ 1,162,000 $ 145,250 $ 73,000
St. Croix, Wisconsin 8 $ 1,347,000 $ 168,375 $ 35,000
Laramie, Wyoming 8 $ 1,648,000 $ 206,000 $ 11,000
Sacramento, California 7 $ 1,429,000 $ 204,142 $ 46,000
Santa Clara, California 7 $ 2,187,000 $ 312,428 $ 108,000
Fayette, Georgia 7 $ 1,374,000 $ 196,285 $ 40,000
Walton, Georgia 7 $ 1,091,000 $ 155,857 $ 33,000
Allen, Indiana 7 $ 943,000 $ 134,714 $ 36,000
Hancock, Indiana 7 $ 1,079,000 $ 154,142 $ 10,000
LaPorte, Indiana 7 $ 1,094,000 $ 156,285 $ 38,000
Tippecanoe, Indiana 7 $ 1,402,000 $ 200,285 $ 36,000
Black Hawk, Iowa 7 $ 1,129,000 $ 161,285 $ 95,000
Wapello, Iowa 7 $ 1,071,000 $ 153,000 $ 30,000
Fayette, Kentucky 7 $ 1,158,000 $ 165,428 $ 51,000
Orleans, Louisiana 7 $ 1,039,000 $ 148,428 $ 12,000
Harford, Maryland 7 $ 1,771,000 $ 253,000 $ 33,000
Hampden, Massachusetts 7 $ 1,225,000 $ 175,000 $ 39,000
Plymouth, Massachusetts 7 $ 1,162,000 $ 166,000 $ 34,000
Lancaster, Nebraska 7 $ 1,164,000 $ 166,285 $ 0
Washoe, Nevada 7 $ 1,483,000 $ 211,857 $ 0
Rockingham, New Hampshire 7 $ 1,717,000 $ 245,285 $ 68,000
Cape May, New Jersey 7 $ 1,445,000 $ 206,428 $ 92,000
Gloucester, New Jersey 7 $ 1,183,000 $ 169,000 $ 61,000
Union, New Jersey 7 $ 1,751,000 $ 250,142 $ 58,000
Catawba, North Carolina 7 $ 1,169,000 $ 167,000 $ 28,000
Lorain, Ohio 7 $ 1,043,000 $ 149,000 $ 30,000
Dauphin, Pennsylvania 7 $ 1,108,000 $ 158,285 $ 55,000
Northampton, Pennsylvania 7 $ 1,761,000 $ 251,571 $ 146,000
Providence, Rhode Island 7 $ 1,409,000 $ 201,285 $ 58,000
Williamson, Tennessee 7 $ 1,623,000 $ 231,857 $ 37,000
Bell, Texas 7 $ 1,108,000 $ 158,285 $ 0
Dallas, Texas 7 $ 996,000 $ 142,285 $ 42,000
Montgomery, Texas 7 $ 1,162,000 $ 166,000 $ 17,000
Weber, Utah 7 $ 1,190,000 $ 170,000 $ 137,000
Ozaukee, Wisconsin 7 $ 1,371,000 $ 195,857 $ 51,000
Elmore, Alabama 6 $ 982,000 $ 163,666 $ 42,000
Tuscaloosa, Alabama 6 $ 928,000 $ 154,666 $ 39,000
Ventura, California 6 $ 2,478,000 $ 413,000 $ 30,000
Pinellas, Florida 6 $ 809,000 $ 134,833 $ 44,000
Bartow, Georgia 6 $ 796,000 $ 132,666 $ 39,000
Carroll, Georgia 6 $ 705,000 $ 117,500 $ 30,000
Newton, Georgia 6 $ 910,000 $ 151,666 $ 20,000
Lake, Illinois 6 $ 1,071,000 $ 178,500 $ 58,000
Madison, Illinois 6 $ 795,000 $ 132,500 $ 28,000
Floyd, Indiana 6 $ 851,000 $ 141,833 $ 56,000
Madison, Indiana 6 $ 672,000 $ 112,000 $ 18,000
Posey, Indiana 6 $ 880,000 $ 146,666 $ 49,000
Sedgwick, Kansas 6 $ 947,000 $ 157,833 $ 7,000
Hardin, Kentucky 6 $ 1,053,000 $ 175,500 $ 51,000
Lafayette, Louisiana 6 $ 992,000 $ 165,333 $ 48,000
Washington, Maryland 6 $ 952,000 $ 158,666 $ 38,000
Bristol, Massachusetts 6 $ 1,155,000 $ 192,500 $ 62,000
DeSoto, Mississippi 6 $ 742,000 $ 123,666 $ 64,000
Yellowstone, Montana 6 $ 1,218,000 $ 203,000 $ 15,000
Bergen, New Jersey 6 $ 1,498,000 $ 249,666 $ 96,000
Morris, New Jersey 6 $ 2,496,000 $ 416,000 $ 90,000
Dutchess, New York 6 $ 1,397,000 $ 232,833 $ 48,000
Oneida, New York 6 $ 633,000 $ 105,500 $ 83,000
Carteret, North Carolina 6 $ 1,310,000 $ 218,333 $ 55,000
Cleveland, North Carolina 6 $ 815,000 $ 135,833 $ 33,000
Currituck, North Carolina 6 $ 1,389,000 $ 231,500 $ 9,000
Hoke, North Carolina 6 $ 995,000 $ 165,833 $ 0
Pender, North Carolina 6 $ 1,457,000 $ 242,833 $ 88,000
Cass, North Dakota 6 $ 861,000 $ 143,500 $ 61,000
Greene, Ohio 6 $ 897,000 $ 149,500 $ 45,000
Union, Ohio 6 $ 1,456,000 $ 242,666 $ 95,000
Jackson, Oregon 6 $ 1,149,000 $ 191,500 $ 8,000
Adams, Pennsylvania 6 $ 922,000 $ 153,666 $ 21,000
Cumberland, Pennsylvania 6 $ 934,000 $ 155,666 $ 155,000
Dorchester, South Carolina 6 $ 732,000 $ 122,000 $ 28,000
Lexington, South Carolina 6 $ 1,312,000 $ 218,666 $ 69,000
Minnehaha, South Dakota 6 $ 1,125,000 $ 187,500 $ 96,000
Chesapeake, Virginia 6 $ 1,483,000 $ 247,166 $ 26,000
Hampton, Virginia 6 $ 1,152,000 $ 192,000 $ 33,000
Fond du Lac, Wisconsin 6 $ 887,000 $ 147,833 $ 18,000
Green, Wisconsin 6 $ 1,152,000 $ 192,000 $ 74,000
Campbell, Wyoming 6 $ 1,296,000 $ 216,000 $ 65,000
Natrona, Wyoming 6 $ 1,023,000 $ 170,500 $ 30,000
Anchorage, Alaska 5 $ 1,281,000 $ 256,200 $ 0
Mohave, Arizona 5 $ 829,000 $ 165,800 $ 43,000
Benton, Arkansas 5 $ 757,000 $ 151,400 $ 60,000
Alameda, California 5 $ 780,000 $ 156,000 $ 45,000
Placer, California 5 $ 1,045,000 $ 209,000 $ 24,000
San Bernardino, California 5 $ 1,198,000 $ 239,600 $ 448,000
Volusia, Florida 5 $ 761,000 $ 152,200 $ 26,000
Bryan, Georgia 5 $ 849,000 $ 169,800 $ 45,000
Camden, Georgia 5 $ 823,000 $ 164,600 $ 51,000
Coweta, Georgia 5 $ 1,016,000 $ 203,200 $ 0
Hall, Georgia 5 $ 785,000 $ 157,000 $ 75,000
Canyon, Idaho 5 $ 759,000 $ 151,800 $ 4,000
McHenry, Illinois 5 $ 910,000 $ 182,000 $ 67,000
Winnebago, Illinois 5 $ 716,000 $ 143,200 $ 26,000
St. Joseph, Indiana 5 $ 830,000 $ 166,000 $ 20,000
Boone, Iowa 5 $ 787,000 $ 157,400 $ 34,000
Wyandotte, Kansas 5 $ 527,000 $ 105,400 $ 32,000
Boone, Kentucky 5 $ 1,002,000 $ 200,400 $ 44,000
Jessamine, Kentucky 5 $ 635,000 $ 127,000 $ 51,000
East Baton Rouge, Louisiana 5 $ 945,000 $ 189,000 $ 42,000
York, Maine 5 $ 1,057,000 $ 211,400 $ 70,000
Norfolk, Massachusetts 5 $ 1,566,000 $ 313,200 $ 60,000
Suffolk, Massachusetts 5 $ 1,926,000 $ 385,200 $ 82,000
Genesee, Michigan 5 $ 737,000 $ 147,400 $ 37,000
Washtenaw, Michigan 5 $ 826,000 $ 165,200 $ 29,000
Itasca, Minnesota 5 $ 795,000 $ 159,000 $ 46,000
Sherburne, Minnesota 5 $ 917,000 $ 183,400 $ 51,000
St. Charles, Missouri 5 $ 1,175,000 $ 235,000 $ 27,000
Lewis and Clark, Montana 5 $ 937,000 $ 187,400 $ 0
Atlantic, New Jersey 5 $ 730,000 $ 146,000 $ 38,000
Passaic, New Jersey 5 $ 649,000 $ 129,800 $ 75,000
Somerset, New Jersey 5 $ 1,028,000 $ 205,600 $ 88,000
Dona Ana, New Mexico 5 $ 941,000 $ 188,200 $ 19,000
Sandoval, New Mexico 5 $ 1,248,000 $ 249,600 $ 0
Henderson, North Carolina 5 $ 538,000 $ 107,600 $ 43,000
Clermont, Ohio 5 $ 797,000 $ 159,400 $ 23,000
Wayne, Ohio 5 $ 1,012,000 $ 202,400 $ 61,000
Tulsa, Oklahoma 5 $ 664,000 $ 132,800 $ 0
Polk, Oregon 5 $ 885,000 $ 177,000 $ 47,000
Yamhill, Oregon 5 $ 1,193,000 $ 238,600 $ 9,000
Berks, Pennsylvania 5 $ 759,000 $ 151,800 $ 36,000
Lebanon, Pennsylvania 5 $ 732,000 $ 146,400 $ 63,000
Aiken, South Carolina 5 $ 983,000 $ 196,600 $ 38,000
York, South Carolina 5 $ 758,000 $ 151,600 $ 14,000
Montgomery, Tennessee 5 $ 737,000 $ 147,400 $ 0
Denton, Texas 5 $ 1,097,000 $ 219,400 $ 38,000
Fort Bend, Texas 5 $ 1,305,000 $ 261,000 $ 184,000
Alexandria, Virginia 5 $ 795,000 $ 159,000 $ 93,000
Frederick, Virginia 5 $ 1,078,000 $ 215,600 $ 46,000
Portsmouth, Virginia 5 $ 969,000 $ 193,800 $ 20,000
Island, Washington 5 $ 1,272,000 $ 254,400 $ 42,000
Kanawha, West Virginia 5 $ 568,000 $ 113,600 $ 82,000
Burnett, Wisconsin 5 $ 771,000 $ 154,200 $ 37,000
Columbia, Wisconsin 5 $ 790,000 $ 158,000 $ 26,000
Door, Wisconsin 5 $ 768,000 $ 153,600 $ 59,000
Oconto, Wisconsin 5 $ 804,000 $ 160,800 $ 49,000
Vilas, Wisconsin 5 $ 693,000 $ 138,600 $ 26,000
Waupaca, Wisconsin 5 $ 683,000 $ 136,600 $ 59,000
Coffee, Alabama 4 $ 1,094,000 $ 273,500 $ 0
Cullman, Alabama 4 $ 539,000 $ 134,750 $ 27,000
Lee, Alabama 4 $ 912,000 $ 228,000 $ 28,000
Montgomery, Alabama 4 $ 573,000 $ 143,250 $ 4,000
Russell, Alabama 4 $ 547,000 $ 136,750 $ 55,000
Walker, Alabama 4 $ 484,000 $ 121,000 $ 54,000
Cochise, Arizona 4 $ 1,011,000 $ 252,750 $ 101,000
Kern, California 4 $ 357,000 $ 89,250 $ 51,000
San Francisco, California 4 $ 1,340,000 $ 335,000 $ 25,000
Morgan, Colorado 4 $ 758,000 $ 189,500 $ 37,000
Park, Colorado 4 $ 790,000 $ 197,500 $ 36,000
Litchfield, Connecticut 4 $ 930,000 $ 232,500 $ 40,000
Tolland, Connecticut 4 $ 927,000 $ 231,750 $ 60,000
Brevard, Florida 4 $ 602,000 $ 150,500 $ 32,000
Charlotte, Florida 4 $ 362,000 $ 90,500 $ 55,000
Orange, Florida 4 $ 630,000 $ 157,500 $ 37,000
Palm Beach, Florida 4 $ 804,000 $ 201,000 $ 47,000
Pasco, Florida 4 $ 505,000 $ 126,250 $ 29,000
Dougherty, Georgia 4 $ 436,000 $ 109,000 $ 30,000
Liberty, Georgia 4 $ 594,000 $ 148,500 $ 29,000
Lowndes, Georgia 4 $ 619,000 $ 154,750 $ 32,000
Bonneville, Idaho 4 $ 788,000 $ 197,000 $ 35,000
Johnson, Indiana 4 $ 535,000 $ 133,750 $ 37,000
Dallas, Iowa 4 $ 614,000 $ 153,500 $ 39,000
Dubuque, Iowa 4 $ 506,000 $ 126,500 $ 41,000
Johnson, Iowa 4 $ 519,000 $ 129,750 $ 49,000
Woodbury, Iowa 4 $ 469,000 $ 117,250 $ 69,000
Anderson, Kentucky 4 $ 873,000 $ 218,250 $ 87,000
Franklin, Kentucky 4 $ 580,000 $ 145,000 $ 42,000
Marion, Kentucky 4 $ 596,000 $ 149,000 $ 54,000
Lafourche, Louisiana 4 $ 720,000 $ 180,000 $ 24,000
Cecil, Maryland 4 $ 632,000 $ 158,000 $ 22,000
Worcester, Maryland 4 $ 650,000 $ 162,500 $ 92,000
Kalamazoo, Michigan 4 $ 796,000 $ 199,000 $ 54,000
Monroe, Michigan 4 $ 607,000 $ 151,750 $ 0
Carlton, Minnesota 4 $ 817,000 $ 204,250 $ 26,000
Olmsted, Minnesota 4 $ 551,000 $ 137,750 $ 49,000
Rice, Minnesota 4 $ 867,000 $ 216,750 $ 75,000
Stearns, Minnesota 4 $ 549,000 $ 137,250 $ 25,000
Jackson, Mississippi 4 $ 395,000 $ 98,750 $ 60,000
Boone, Missouri 4 $ 697,000 $ 174,250 $ 51,000
Christian, Missouri 4 $ 526,000 $ 131,500 $ 45,000
Clay, Missouri 4 $ 545,000 $ 136,250 $ 13,000
Lincoln, Missouri 4 $ 712,000 $ 178,000 $ 88,000
St. Louis City, Missouri 4 $ 1,093,000 $ 273,250 $ 142,000
Hillsborough, New Hampshire 4 $ 776,000 $ 194,000 $ 47,000
Mercer, New Jersey 4 $ 906,000 $ 226,500 $ 94,000
Sussex, New Jersey 4 $ 741,000 $ 185,250 $ 14,000
Monroe, New York 4 $ 579,000 $ 144,750 $ 63,000
Orange, New York 4 $ 569,000 $ 142,250 $ 45,000
Queens, New York 4 $ 968,000 $ 242,000 $ 36,000
Dare, North Carolina 4 $ 652,000 $ 163,000 $ 66,000
Davidson, North Carolina 4 $ 646,000 $ 161,500 $ 23,000
Nash, North Carolina 4 $ 602,000 $ 150,500 $ 40,000
Rockingham, North Carolina 4 $ 690,000 $ 172,500 $ 39,000
Knox, Ohio 4 $ 858,000 $ 214,500 $ 50,000
Lake, Ohio 4 $ 673,000 $ 168,250 $ 0
Lucas, Ohio 4 $ 695,000 $ 173,750 $ 82,000
Medina, Ohio 4 $ 601,000 $ 150,250 $ 51,000
Pickaway, Ohio 4 $ 693,000 $ 173,250 $ 46,000
Trumbull, Ohio 4 $ 623,000 $ 155,750 $ 45,000
Warren, Ohio 4 $ 856,000 $ 214,000 $ 37,000
Coos, Oregon 4 $ 719,000 $ 179,750 $ 21,000
Lane, Oregon 4 $ 744,000 $ 186,000 $ 23,000
Carbon, Pennsylvania 4 $ 667,000 $ 166,750 $ 48,000
Clearfield, Pennsylvania 4 $ 460,000 $ 115,000 $ 48,000
Wayne, Pennsylvania 4 $ 593,000 $ 148,250 $ 58,000
Berkeley, South Carolina 4 $ 735,000 $ 183,750 $ 0
Georgetown, South Carolina 4 $ 1,304,000 $ 326,000 $ 20,000
Laurens, South Carolina 4 $ 776,000 $ 194,000 $ 30,000
Hamilton, Tennessee 4 $ 608,000 $ 152,000 $ 66,000
Rutherford, Tennessee 4 $ 484,000 $ 121,000 $ 13,000
Brazos, Texas 4 $ 536,000 $ 134,000 $ 15,000
Hays, Texas 4 $ 731,000 $ 182,750 $ 0
Newport News, Virginia 4 $ 492,000 $ 123,000 $ 17,000
Orange, Virginia 4 $ 909,000 $ 227,250 $ 77,000
Suffolk, Virginia 4 $ 870,000 $ 217,500 $ 62,000
York, Virginia 4 $ 1,412,000 $ 353,000 $ 78,000
Cowlitz, Washington 4 $ 707,000 $ 176,750 $ 41,000
Franklin, Washington 4 $ 816,000 $ 204,000 $ 0
Grays Harbor, Washington 4 $ 525,000 $ 131,250 $ 29,000
Berkeley, West Virginia 4 $ 650,000 $ 162,500 $ 13,000
Eau Claire, Wisconsin 4 $ 630,000 $ 157,500 $ 65,000
Marinette, Wisconsin 4 $ 505,000 $ 126,250 $ 54,000
Vernon, Wisconsin 4 $ 550,000 $ 137,500 $ 10,000
Wood, Wisconsin 4 $ 496,000 $ 124,000 $ 12,000
Clay, Alabama 3 $ 338,000 $ 112,666 $ 119,000
Etowah, Alabama 3 $ 471,000 $ 157,000 $ 93,000
Houston, Alabama 3 $ 400,000 $ 133,333 $ 26,000
St. Clair, Alabama 3 $ 546,000 $ 182,000 $ 65,000
Jefferson, Arkansas 3 $ 359,000 $ 119,666 $ 66,000
Pope, Arkansas 3 $ 362,000 $ 120,666 $ 40,000
Pulaski, Arkansas 3 $ 608,000 $ 202,666 $ 21,000
San Joaquin, California 3 $ 620,000 $ 206,666 $ 0
Santa Cruz, California 3 $ 1,290,000 $ 430,000 $ 61,000
Archuleta, Colorado 3 $ 459,000 $ 153,000 $ 42,000
Delta, Colorado 3 $ 499,000 $ 166,333 $ 64,000
Fremont, Colorado 3 $ 569,000 $ 189,666 $ 88,000
La Plata, Colorado 3 $ 589,000 $ 196,333 $ 28,000
Montezuma, Colorado 3 $ 614,000 $ 204,666 $ 21,000
Montrose, Colorado 3 $ 460,000 $ 153,333 $ 24,000
Middlesex, Connecticut 3 $ 790,000 $ 263,333 $ 68,000
Windham, Connecticut 3 $ 534,000 $ 178,000 $ 10,000
Highlands, Florida 3 $ 396,000 $ 132,000 $ 22,000
Leon, Florida 3 $ 294,000 $ 98,000 $ 41,000
Polk, Florida 3 $ 234,000 $ 78,000 $ 23,000
Sarasota, Florida 3 $ 307,000 $ 102,333 $ 56,000
St. Johns, Florida 3 $ 694,000 $ 231,333 $ 53,000
Barrow, Georgia 3 $ 436,000 $ 145,333 $ 0
Berrien, Georgia 3 $ 405,000 $ 135,000 $ 51,000
Floyd, Georgia 3 $ 570,000 $ 190,000 $ 46,000
Polk, Georgia 3 $ 458,000 $ 152,666 $ 34,000
Putnam, Georgia 3 $ 716,000 $ 238,666 $ 47,000
Spalding, Georgia 3 $ 365,000 $ 121,666 $ 10,000
Whitfield, Georgia 3 $ 544,000 $ 181,333 $ 80,000
Jackson, Illinois 3 $ 352,000 $ 117,333 $ 243,000
Kane, Illinois 3 $ 624,000 $ 208,000 $ 35,000
Dearborn, Indiana 3 $ 431,000 $ 143,666 $ 29,000
Elkhart, Indiana 3 $ 370,000 $ 123,333 $ 29,000
Howard, Indiana 3 $ 394,000 $ 131,333 $ 37,000
Jefferson, Indiana 3 $ 482,000 $ 160,666 $ 13,000
Marshall, Indiana 3 $ 334,000 $ 111,333 $ 25,000
Vanderburgh, Indiana 3 $ 471,000 $ 157,000 $ 17,000
Clinton, Iowa 3 $ 434,000 $ 144,666 $ 51,000
Jasper, Iowa 3 $ 448,000 $ 149,333 $ 121,000
Jefferson, Iowa 3 $ 486,000 $ 162,000 $ 96,000
Marion, Iowa 3 $ 500,000 $ 166,666 $ 46,000
Marshall, Iowa 3 $ 462,000 $ 154,000 $ 33,000
Mills, Iowa 3 $ 699,000 $ 233,000 $ 38,000
Plymouth, Iowa 3 $ 501,000 $ 167,000 $ 67,000
Shelby, Iowa 3 $ 399,000 $ 133,000 $ 83,000
Washington, Iowa 3 $ 648,000 $ 216,000 $ 124,000
Pottawatomie, Kansas 3 $ 723,000 $ 241,000 $ 102,000
Grayson, Kentucky 3 $ 269,000 $ 89,666 $ 40,000
Henderson, Kentucky 3 $ 295,000 $ 98,333 $ 27,000
Marshall, Kentucky 3 $ 381,000 $ 127,000 $ 39,000
Meade, Kentucky 3 $ 381,000 $ 127,000 $ 42,000
Scott, Kentucky 3 $ 440,000 $ 146,666 $ 46,000
Iberville, Louisiana 3 $ 529,000 $ 176,333 $ 63,000
Livingston, Louisiana 3 $ 538,000 $ 179,333 $ 0
Webster, Louisiana 3 $ 576,000 $ 192,000 $ 106,000
Cumberland, Maine 3 $ 456,000 $ 152,000 $ 76,000
Penobscot, Maine 3 $ 491,000 $ 163,666 $ 34,000
Allegany, Maryland 3 $ 333,000 $ 111,000 $ 58,000
Calvert, Maryland 3 $ 908,000 $ 302,666 $ 67,000
Queen Anne's, Maryland 3 $ 945,000 $ 315,000 $ 77,000
Wicomico, Maryland 3 $ 486,000 $ 162,000 $ 21,000
Barnstable, Massachusetts 3 $ 674,000 $ 224,666 $ 88,000
Jackson, Michigan 3 $ 365,000 $ 121,666 $ 41,000
Livingston, Michigan 3 $ 689,000 $ 229,666 $ 28,000
St. Clair, Michigan 3 $ 406,000 $ 135,333 $ 0
Beltrami, Minnesota 3 $ 581,000 $ 193,666 $ 39,000
Kanabec, Minnesota 3 $ 396,000 $ 132,000 $ 36,000
Le Sueur, Minnesota 3 $ 444,000 $ 148,000 $ 25,000
Meeker, Minnesota 3 $ 488,000 $ 162,666 $ 36,000
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Mortgage Loan Application Detail Totals for American Bank in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 5,523 $1,052,011,000 $190,000 $938,000 $47,000 $2,028,000
Home Purchase 511 $98,389,000 $192,000 $905,000 $66,000 $757,000
Home Improvement 262 $43,171,000 $164,000 $537,000 $67,000 $383,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,725 $902,011,000 $190,000 $938,000 $51,000 $2,028,000
Not Provided 600 $97,532,000 $162,000 $743,000 $56,000 $835,000
Black or African American 578 $114,020,000 $197,000 $576,000 $30,000 $330,000
Hispanic 234 $43,389,000 $185,000 $419,000 $39,000 $343,000
Asian 123 $28,835,000 $234,000 $905,000 $63,000 $429,000
American Indian or Alaskan Native 19 $2,928,000 $154,000 $235,000 $39,000 $100,000
Native Hawaiian or Other Pacific Islander 17 $4,856,000 $285,000 $680,000 $43,000 $168,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 3,394 $648,932,000 $191,000 $936,000 $36,000 $484,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,201 $395,221,000 $179,000 $938,000 $83,000 $2,028,000
VA-guaranteed (Veterans Administration) 701 $149,418,000 $213,000 $905,000 $12,000 $1,946,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,518 $874,581,000 $193,000 $905,000 $47,000 $2,028,000
Application Denied By Financial Institution 688 $119,730,000 $174,000 $900,000 $68,000 $1,946,000
Application Withdrawn By Applicant 544 $111,413,000 $204,000 $938,000 $67,000 $1,250,000
Loan Purchased By The Institution 256 $29,011,000 $113,000 $724,000 $0 $50,000
File Closed For Incompleteness 146 $28,134,000 $192,000 $546,000 $53,000 $215,000
Application Approved But Not Accepted 144 $30,702,000 $213,000 $672,000 $61,000 $616,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 311 $54,949,000 $176,000 $700,000 $79,000 $900,000
Debt-To-Income Ratio 148 $25,661,000 $173,000 $650,000 $53,000 $574,000
Credit History 116 $18,322,000 $157,000 $467,000 $49,000 $330,000
Other 51 $10,241,000 $200,000 $900,000 $104,000 $1,946,000
Unverifiable Information 29 $4,892,000 $168,000 $417,000 $49,000 $145,000
Employment History 18 $3,297,000 $183,000 $589,000 $53,000 $210,000
Insufficient Cash (Downpayment, Closing Cost) 9 $1,331,000 $147,000 $236,000 $57,000 $110,000
Credit Application Incomplete 6 $1,037,000 $172,000 $228,000 $42,000 $77,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into American Bank's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess American Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet with aggregated HMDA statistics today.

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