American Financial Resources LLC Mortgage Lending & HMDA Data, 2013
In 2013, American Financial Resources LLC of Parsippany, NJ reported 31,003 mortgage applications totaling $5.2 billion, up 27% from 2012. The average application was for $166,555, and applicants reported an average income of $61,041. 42% of its applications resulted in an originated loan and 12% were denied. Its largest markets were Chicago-Joliet-Naperville, IL (764), Atlanta-Sandy Springs-Marietta, GA (658) and Riverside-San Bernardino-Ontario, CA (582) (applications in parentheses).
| Mortgage Company & Address | American Financial Resources LLC 9 Sylvan Way Parsippany, NJ 07054 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2006 2005 2004 |
| Total Number of Mortgage Applications | 31,003 |
| Total Mortgage Loan Application Amount | $5,163,706,000 |
| Average Mortgage Loan Application Amount | $166,555 |
| Highest Mortgage Loan Application Amount | $1,338,000 |
| Average Applicant Income | $61,041 |
| Highest Applicant Income | $1,738,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records American Financial Resources LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chicago-Joliet-Naperville, IL | 764 | $ 140,297,000 | $ 183,634 | $ 74,000 |
| Atlanta-Sandy Springs-Marietta, GA | 658 | $ 113,313,000 | $ 172,208 | $ 70,000 |
| Riverside-San Bernardino-Ontario, CA | 582 | $ 118,851,000 | $ 204,211 | $ 68,000 |
| Newark-Union, NJ-PA | 565 | $ 149,333,000 | $ 264,306 | $ 86,991 |
| New York-White Plains-Wayne, NY-NJ | 531 | $ 170,106,000 | $ 320,350 | $ 90,595 |
| Seattle-Bellevue-Everett, WA | 514 | $ 118,908,000 | $ 231,338 | $ 60,000 |
| Phoenix-Mesa-Glendale, AZ | 490 | $ 83,588,000 | $ 170,587 | $ 65,000 |
| Tampa-St. Petersburg-Clearwater, FL | 484 | $ 71,250,000 | $ 147,210 | $ 57,000 |
| Los Angeles-Long Beach-Glendale, CA | 476 | $ 141,176,000 | $ 296,588 | $ 94,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 459 | $ 92,664,000 | $ 201,882 | $ 55,450 |
| Houston-Sugar Land-Baytown, TX | 428 | $ 59,255,000 | $ 138,446 | $ 70,000 |
| Edison-New Brunswick, NJ | 407 | $ 106,924,000 | $ 262,712 | $ 95,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 349 | $ 83,130,000 | $ 238,194 | $ 89,000 |
| Las Vegas-Paradise, NV | 347 | $ 68,821,000 | $ 198,331 | $ 74,000 |
| Warren-Troy-Farmington Hills, MI | 345 | $ 52,016,000 | $ 150,771 | $ 78,000 |
| Orlando-Kissimmee-Sanford, FL | 333 | $ 54,359,000 | $ 163,240 | $ 63,000 |
| Dallas-Plano-Irving, TX | 327 | $ 48,767,000 | $ 149,134 | $ 60,000 |
| Philadelphia, PA | 321 | $ 63,170,000 | $ 196,791 | $ 71,000 |
| Baltimore-Towson, MD | 313 | $ 70,801,000 | $ 226,201 | $ 70,000 |
| Jacksonville, FL | 308 | $ 46,262,000 | $ 150,201 | $ 57,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 305 | $ 81,798,000 | $ 268,190 | $ 85,114 |
| Tacoma, WA | 303 | $ 57,472,000 | $ 189,676 | $ 41,000 |
| Cincinnati-Middletown, OH-KY-IN | 235 | $ 29,736,000 | $ 126,536 | $ 47,025 |
| San Antonio-New Braunfels, TX | 231 | $ 30,428,000 | $ 131,722 | $ 59,000 |
| Columbus, OH | 229 | $ 32,341,000 | $ 141,227 | $ 53,000 |
| San Diego-Carlsbad-San Marcos, CA | 225 | $ 58,949,000 | $ 261,995 | $ 93,000 |
| St. Louis, MO-IL | 224 | $ 26,780,000 | $ 119,553 | $ 47,607 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 203 | $ 27,817,000 | $ 137,029 | $ 47,000 |
| Camden, NJ | 202 | $ 37,782,000 | $ 187,039 | $ 66,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 201 | $ 27,721,000 | $ 137,915 | $ 62,726 |
| Raleigh-Cary, NC | 184 | $ 29,474,000 | $ 160,184 | $ 68,000 |
| Tucson, AZ | 177 | $ 23,878,000 | $ 134,903 | $ 45,000 |
| Fort Worth-Arlington, TX | 168 | $ 21,916,000 | $ 130,452 | $ 61,000 |
| Denver-Aurora-Broomfield, CO | 157 | $ 32,663,000 | $ 208,044 | $ 85,000 |
| Pittsburgh, PA | 156 | $ 19,560,000 | $ 125,384 | $ 54,000 |
| Cleveland-Elyria-Mentor, OH | 154 | $ 22,969,000 | $ 149,149 | $ 60,000 |
| Austin-Round Rock-San Marcos, TX | 149 | $ 22,647,000 | $ 151,993 | $ 86,000 |
| Oakland-Fremont-Hayward, CA | 149 | $ 45,482,000 | $ 305,248 | $ 113,000 |
| Detroit-Livonia-Dearborn, MI | 148 | $ 20,102,000 | $ 135,824 | $ 69,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 145 | $ 28,548,000 | $ 196,882 | $ 72,000 |
| Providence-New Bedford-Fall River, RI-MA | 144 | $ 31,597,000 | $ 219,423 | $ 71,618 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 141 | $ 26,385,000 | $ 187,127 | $ 68,425 |
| Columbia, SC | 137 | $ 16,689,000 | $ 121,817 | $ 51,000 |
| Louisville/Jefferson County, KY-IN | 132 | $ 15,750,000 | $ 119,318 | $ 40,409 |
| Miami-Miami Beach-Kendall, FL | 132 | $ 29,039,000 | $ 219,992 | $ 83,000 |
| Milwaukee-Waukesha-West Allis, WI | 132 | $ 20,760,000 | $ 157,272 | $ 65,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 131 | $ 29,023,000 | $ 221,549 | $ 93,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 126 | $ 24,425,000 | $ 193,849 | $ 75,634 |
| Eugene-Springfield, OR | 126 | $ 21,430,000 | $ 170,079 | $ 44,000 |
| Nassau-Suffolk, NY | 122 | $ 34,192,000 | $ 280,262 | $ 91,000 |
| Kansas City, MO-KS | 119 | $ 16,647,000 | $ 139,890 | $ 47,680 |
| Lakeland-Winter Haven, FL | 119 | $ 13,770,000 | $ 115,714 | $ 52,000 |
| Boston-Quincy, MA | 118 | $ 31,800,000 | $ 269,491 | $ 87,000 |
| Salem, OR | 117 | $ 19,753,000 | $ 168,829 | $ 46,000 |
| Spokane, WA | 115 | $ 18,310,000 | $ 159,217 | $ 42,000 |
| Albany-Schenectady-Troy, NY | 114 | $ 16,144,000 | $ 141,614 | $ 58,000 |
| Indianapolis-Carmel, IN | 113 | $ 14,848,000 | $ 131,398 | $ 57,000 |
| Gary, IN | 112 | $ 14,976,000 | $ 133,714 | $ 55,000 |
| Bakersfield-Delano, CA | 110 | $ 17,087,000 | $ 155,336 | $ 75,000 |
| Grand Rapids-Wyoming, MI | 110 | $ 11,536,000 | $ 104,872 | $ 47,000 |
| Prescott, AZ | 109 | $ 14,331,000 | $ 131,477 | $ 45,000 |
| Hartford-West Hartford-East Hartford, CT | 108 | $ 20,610,000 | $ 190,833 | $ 54,000 |
| Memphis, TN-MS-AR | 106 | $ 14,324,000 | $ 135,132 | $ 50,509 |
| Charleston-North Charleston-Summerville, SC | 105 | $ 13,720,000 | $ 130,666 | $ 52,000 |
| Asheville, NC | 102 | $ 11,758,000 | $ 115,274 | $ 46,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 98 | $ 18,528,000 | $ 189,061 | $ 58,785 |
| North Port-Bradenton-Sarasota, FL | 97 | $ 16,373,000 | $ 168,793 | $ 73,000 |
| Cambridge-Newton-Framingham, MA | 96 | $ 26,036,000 | $ 271,208 | $ 90,000 |
| Shreveport-Bossier City, LA | 96 | $ 10,317,000 | $ 107,468 | $ 51,000 |
| Bremerton-Silverdale, WA | 91 | $ 17,586,000 | $ 193,252 | $ 45,000 |
| Santa Ana-Anaheim-Irvine, CA | 91 | $ 30,050,000 | $ 330,219 | $ 113,000 |
| Wilmington, NC | 88 | $ 10,036,000 | $ 114,045 | $ 51,000 |
| Richmond, VA | 87 | $ 16,104,000 | $ 185,103 | $ 45,000 |
| Cape Coral-Fort Myers, FL | 82 | $ 13,929,000 | $ 169,865 | $ 70,000 |
| Knoxville, TN | 81 | $ 9,942,000 | $ 122,740 | $ 46,000 |
| Olympia, WA | 81 | $ 14,401,000 | $ 177,790 | $ 38,000 |
| Wilmington, DE-MD-NJ | 81 | $ 15,080,000 | $ 186,172 | $ 72,851 |
| Boise City-Nampa, ID | 79 | $ 12,708,000 | $ 160,860 | $ 65,000 |
| Fresno, CA | 79 | $ 15,349,000 | $ 194,291 | $ 80,000 |
| Peabody, MA | 77 | $ 19,681,000 | $ 255,597 | $ 86,000 |
| Akron, OH | 76 | $ 9,900,000 | $ 130,263 | $ 53,000 |
| Birmingham-Hoover, AL | 76 | $ 9,182,000 | $ 120,815 | $ 40,000 |
| Lynchburg, VA | 76 | $ 8,136,000 | $ 107,052 | $ 33,000 |
| Albuquerque, NM | 75 | $ 10,436,000 | $ 139,146 | $ 57,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 75 | $ 9,018,000 | $ 120,240 | $ 58,000 |
| Lake County-Kenosha County, IL-WI | 74 | $ 14,823,000 | $ 200,310 | $ 103,594 |
| New Haven-Milford, CT | 73 | $ 15,540,000 | $ 212,876 | $ 63,000 |
| Bend, OR | 71 | $ 10,968,000 | $ 154,478 | $ 58,000 |
| Greensboro-High Point, NC | 71 | $ 8,100,000 | $ 114,084 | $ 52,000 |
| Huntsville, AL | 70 | $ 10,155,000 | $ 145,071 | $ 58,000 |
| Winston-Salem, NC | 69 | $ 6,656,000 | $ 96,463 | $ 46,000 |
| Syracuse, NY | 68 | $ 7,208,000 | $ 106,000 | $ 57,000 |
| Worcester, MA | 68 | $ 14,454,000 | $ 212,558 | $ 77,000 |
| Longview, WA | 66 | $ 10,341,000 | $ 156,681 | $ 46,000 |
| New Orleans-Metairie-Kenner, LA | 65 | $ 8,740,000 | $ 134,461 | $ 42,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 64 | $ 8,901,000 | $ 139,078 | $ 63,000 |
| Durham-Chapel Hill, NC | 64 | $ 10,111,000 | $ 157,984 | $ 66,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 64 | $ 18,033,000 | $ 281,765 | $ 92,000 |
| Bethesda-Rockville-Frederick, MD | 62 | $ 17,322,000 | $ 279,387 | $ 84,000 |
| Rockingham County-Strafford County, NH | 62 | $ 12,286,000 | $ 198,161 | $ 81,000 |
| Hickory-Lenoir-Morganton, NC | 61 | $ 6,247,000 | $ 102,409 | $ 41,000 |
| Wenatchee-East Wenatchee, WA | 61 | $ 9,874,000 | $ 161,868 | $ 54,000 |
| Yuma, AZ | 61 | $ 9,102,000 | $ 149,213 | $ 45,000 |
| Colorado Springs, CO | 60 | $ 11,897,000 | $ 198,283 | $ 55,000 |
| Dayton, OH | 60 | $ 7,759,000 | $ 129,316 | $ 48,000 |
| Palm Bay-Melbourne-Titusville, FL | 59 | $ 7,851,000 | $ 133,067 | $ 74,000 |
| Stockton, CA | 59 | $ 13,064,000 | $ 221,423 | $ 77,000 |
| Bridgeport-Stamford-Norwalk, CT | 58 | $ 14,665,000 | $ 252,844 | $ 90,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 58 | $ 14,385,000 | $ 248,017 | $ 89,000 |
| Harrisburg-Carlisle, PA | 57 | $ 7,546,000 | $ 132,385 | $ 56,000 |
| Bellingham, WA | 56 | $ 10,389,000 | $ 185,517 | $ 46,000 |
| Grand Junction, CO | 56 | $ 9,389,000 | $ 167,660 | $ 46,000 |
| Oklahoma City, OK | 56 | $ 6,442,000 | $ 115,035 | $ 49,000 |
| Scranton--Wilkes-Barre, PA | 56 | $ 6,474,000 | $ 115,607 | $ 50,000 |
| Springfield, MA | 56 | $ 9,251,000 | $ 165,196 | $ 54,000 |
| York-Hanover, PA | 56 | $ 7,873,000 | $ 140,589 | $ 47,000 |
| Greenville-Mauldin-Easley, SC | 55 | $ 5,643,000 | $ 102,600 | $ 48,000 |
| Ocala, FL | 55 | $ 6,706,000 | $ 121,927 | $ 57,000 |
| Rochester, NY | 55 | $ 5,800,000 | $ 105,454 | $ 49,000 |
| Baton Rouge, LA | 54 | $ 6,874,000 | $ 127,296 | $ 96,000 |
| Kalamazoo-Portage, MI | 54 | $ 7,608,000 | $ 140,888 | $ 57,000 |
| Chico, CA | 53 | $ 8,715,000 | $ 164,433 | $ 50,000 |
| Mount Vernon-Anacortes, WA | 53 | $ 9,812,000 | $ 185,132 | $ 43,000 |
| Farmington, NM | 52 | $ 7,876,000 | $ 151,461 | $ 65,000 |
| Augusta-Richmond County, GA-SC | 51 | $ 6,088,000 | $ 119,372 | $ 54,882 |
| Chattanooga, TN-GA | 51 | $ 5,876,000 | $ 115,215 | $ 49,098 |
| Manchester-Nashua, NH | 51 | $ 11,221,000 | $ 220,019 | $ 80,000 |
| McAllen-Edinburg-Mission, TX | 51 | $ 6,114,000 | $ 119,882 | $ 55,000 |
| Pensacola-Ferry Pass-Brent, FL | 51 | $ 5,954,000 | $ 116,745 | $ 50,000 |
| Salt Lake City, UT | 51 | $ 10,196,000 | $ 199,921 | $ 43,000 |
| Utica-Rome, NY | 51 | $ 5,143,000 | $ 100,843 | $ 52,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 50 | $ 17,644,000 | $ 352,880 | $ 129,000 |
| Jackson, MS | 48 | $ 6,591,000 | $ 137,312 | $ 41,000 |
| Trenton-Ewing, NJ | 48 | $ 8,952,000 | $ 186,500 | $ 81,000 |
| Vallejo-Fairfield, CA | 48 | $ 13,430,000 | $ 279,791 | $ 91,000 |
| Springfield, MO | 47 | $ 5,210,000 | $ 110,851 | $ 33,000 |
| Tallahassee, FL | 47 | $ 6,476,000 | $ 137,787 | $ 79,000 |
| Canton-Massillon, OH | 45 | $ 5,200,000 | $ 115,555 | $ 53,000 |
| Evansville, IN-KY | 45 | $ 4,447,000 | $ 98,822 | $ 43,133 |
| Medford, OR | 45 | $ 7,794,000 | $ 173,200 | $ 45,000 |
| Port St. Lucie, FL | 45 | $ 7,165,000 | $ 159,222 | $ 57,000 |
| Reno-Sparks, NV | 45 | $ 8,745,000 | $ 194,333 | $ 47,000 |
| Atlantic City-Hammonton, NJ | 44 | $ 7,898,000 | $ 179,500 | $ 72,000 |
| Saginaw-Saginaw Township North, MI | 44 | $ 4,744,000 | $ 107,818 | $ 38,000 |
| Youngstown-Warren-Boardman, OH-PA | 44 | $ 3,855,000 | $ 87,613 | $ 39,909 |
| Charleston, WV | 43 | $ 5,050,000 | $ 117,441 | $ 73,000 |
| Kennewick-Pasco-Richland, WA | 43 | $ 6,322,000 | $ 147,023 | $ 54,000 |
| Modesto, CA | 43 | $ 8,805,000 | $ 204,767 | $ 76,000 |
| Portland-South Portland-Biddeford, ME | 43 | $ 7,271,000 | $ 169,093 | $ 38,000 |
| Dover, DE | 42 | $ 7,040,000 | $ 167,619 | $ 43,000 |
| Greeley, CO | 42 | $ 7,629,000 | $ 181,642 | $ 49,000 |
| Buffalo-Niagara Falls, NY | 41 | $ 5,610,000 | $ 136,829 | $ 58,000 |
| Flint, MI | 40 | $ 4,821,000 | $ 120,525 | $ 52,000 |
| Lake Havasu City-Kingman, AZ | 40 | $ 4,823,000 | $ 120,575 | $ 48,000 |
| Roanoke, VA | 40 | $ 5,036,000 | $ 125,900 | $ 33,000 |
| Beaumont-Port Arthur, TX | 39 | $ 4,680,000 | $ 120,000 | $ 56,000 |
| Glens Falls, NY | 39 | $ 4,871,000 | $ 124,897 | $ 53,000 |
| Lancaster, PA | 39 | $ 6,909,000 | $ 177,153 | $ 42,000 |
| Panama City-Lynn Haven-Panama City Beach, FL | 39 | $ 5,376,000 | $ 137,846 | $ 62,000 |
| Visalia-Porterville, CA | 39 | $ 6,434,000 | $ 164,974 | $ 61,000 |
| Santa Rosa-Petaluma, CA | 38 | $ 10,448,000 | $ 274,947 | $ 81,000 |
| El Paso, TX | 37 | $ 5,088,000 | $ 137,513 | $ 63,000 |
| Flagstaff, AZ | 37 | $ 6,004,000 | $ 162,270 | $ 32,000 |
| Hagerstown-Martinsburg, MD-WV | 37 | $ 7,682,000 | $ 207,621 | $ 82,000 |
| Michigan City-La Porte, IN | 37 | $ 4,202,000 | $ 113,567 | $ 49,000 |
| Redding, CA | 37 | $ 6,290,000 | $ 170,000 | $ 52,000 |
| San Luis Obispo-Paso Robles, CA | 37 | $ 9,938,000 | $ 268,594 | $ 127,000 |
| Gainesville, FL | 34 | $ 4,296,000 | $ 126,352 | $ 43,000 |
| Greenville, NC | 34 | $ 2,685,000 | $ 78,970 | $ 38,000 |
| Fayetteville, NC | 33 | $ 3,473,000 | $ 105,242 | $ 48,000 |
| Honolulu, HI | 33 | $ 7,797,000 | $ 236,272 | $ 46,000 |
| Provo-Orem, UT | 33 | $ 6,442,000 | $ 195,212 | $ 50,000 |
| Savannah, GA | 33 | $ 4,787,000 | $ 145,060 | $ 54,000 |
| Amarillo, TX | 32 | $ 3,716,000 | $ 116,125 | $ 54,000 |
| Corpus Christi, TX | 32 | $ 3,767,000 | $ 117,718 | $ 57,000 |
| Johnson City, TN | 32 | $ 3,356,000 | $ 104,875 | $ 41,000 |
| Kingsport-Bristol-Bristol, TN-VA | 32 | $ 3,038,000 | $ 94,937 | $ 30,500 |
| Ogden-Clearfield, UT | 32 | $ 5,126,000 | $ 160,187 | $ 47,000 |
| Reading, PA | 32 | $ 4,390,000 | $ 137,187 | $ 58,000 |
| Little Rock-North Little Rock-Conway, AR | 31 | $ 3,211,000 | $ 103,580 | $ 55,000 |
| Tulsa, OK | 31 | $ 3,909,000 | $ 126,096 | $ 49,000 |
| Yakima, WA | 31 | $ 4,088,000 | $ 131,870 | $ 35,000 |
| Anderson, SC | 30 | $ 2,816,000 | $ 93,866 | $ 50,000 |
| Burlington, NC | 30 | $ 4,101,000 | $ 136,700 | $ 44,000 |
| Bay City, MI | 29 | $ 2,480,000 | $ 85,517 | $ 28,000 |
| Ann Arbor, MI | 28 | $ 5,570,000 | $ 198,928 | $ 111,000 |
| Wichita, KS | 28 | $ 3,002,000 | $ 107,214 | $ 42,000 |
| Cleveland, TN | 27 | $ 2,932,000 | $ 108,592 | $ 54,000 |
| Fort Wayne, IN | 27 | $ 3,138,000 | $ 116,222 | $ 33,000 |
| Monroe, MI | 27 | $ 3,898,000 | $ 144,370 | $ 71,000 |
| San Francisco-San Mateo-Redwood City, CA | 27 | $ 11,378,000 | $ 421,407 | $ 150,000 |
| Springfield, OH | 27 | $ 2,722,000 | $ 100,814 | $ 33,000 |
| Yuba City, CA | 27 | $ 4,920,000 | $ 182,222 | $ 49,000 |
| Coeur D'Alene, ID | 26 | $ 4,514,000 | $ 173,615 | $ 44,000 |
| Lansing-East Lansing, MI | 26 | $ 3,700,000 | $ 142,307 | $ 82,000 |
| Muskegon-Norton Shores, MI | 26 | $ 2,195,000 | $ 84,423 | $ 46,000 |
| Norwich-New London, CT | 26 | $ 4,505,000 | $ 173,269 | $ 41,000 |
| Santa Fe, NM | 26 | $ 4,402,000 | $ 169,307 | $ 34,000 |
| Holland-Grand Haven, MI | 25 | $ 2,682,000 | $ 107,280 | $ 32,000 |
| Naples-Marco Island, FL | 25 | $ 5,396,000 | $ 215,840 | $ 88,000 |
| Toledo, OH | 25 | $ 3,630,000 | $ 145,200 | $ 56,000 |
| Anderson, IN | 24 | $ 2,208,000 | $ 92,000 | $ 38,000 |
| Clarksville, TN-KY | 24 | $ 2,496,000 | $ 104,000 | $ 42,750 |
| Killeen-Temple-Fort Hood, TX | 24 | $ 2,792,000 | $ 116,333 | $ 49,000 |
| Montgomery, AL | 24 | $ 2,874,000 | $ 119,750 | $ 27,000 |
| Rocky Mount, NC | 23 | $ 1,906,000 | $ 82,869 | $ 37,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 23 | $ 7,671,000 | $ 333,521 | $ 95,000 |
| Tyler, TX | 23 | $ 2,520,000 | $ 109,565 | $ 47,000 |
| Vineland-Millville-Bridgeton, NJ | 23 | $ 3,028,000 | $ 131,652 | $ 32,000 |
| Columbus, GA-AL | 22 | $ 2,417,000 | $ 109,863 | $ 32,727 |
| Danville, VA | 22 | $ 1,952,000 | $ 88,727 | $ 36,000 |
| Des Moines-West Des Moines, IA | 22 | $ 2,994,000 | $ 136,090 | $ 48,000 |
| Omaha-Council Bluffs, NE-IA | 22 | $ 3,651,000 | $ 165,954 | $ 72,636 |
| Charlottesville, VA | 21 | $ 3,066,000 | $ 146,000 | $ 59,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 21 | $ 1,971,000 | $ 93,857 | $ 53,666 |
| Green Bay, WI | 21 | $ 2,748,000 | $ 130,857 | $ 49,000 |
| Morristown, TN | 21 | $ 2,159,000 | $ 102,809 | $ 45,000 |
| Jacksonville, NC | 20 | $ 2,172,000 | $ 108,600 | $ 42,000 |
| Madison, WI | 20 | $ 3,328,000 | $ 166,400 | $ 64,000 |
| South Bend-Mishawaka, IN-MI | 20 | $ 1,910,000 | $ 95,500 | $ 44,200 |
| Barnstable Town, MA | 19 | $ 4,585,000 | $ 241,315 | $ 83,000 |
| Crestview-Fort Walton Beach-Destin, FL | 19 | $ 3,084,000 | $ 162,315 | $ 51,000 |
| Fort Collins-Loveland, CO | 19 | $ 3,171,000 | $ 166,894 | $ 60,000 |
| Jackson, TN | 19 | $ 1,889,000 | $ 99,421 | $ 33,000 |
| Lake Charles, LA | 19 | $ 2,070,000 | $ 108,947 | $ 38,000 |
| Macon, GA | 19 | $ 1,954,000 | $ 102,842 | $ 35,000 |
| Merced, CA | 19 | $ 3,328,000 | $ 175,157 | $ 66,000 |
| Salinas, CA | 19 | $ 5,716,000 | $ 300,842 | $ 85,000 |
| Appleton, WI | 18 | $ 2,519,000 | $ 139,944 | $ 51,000 |
| Bloomington, IN | 18 | $ 1,933,000 | $ 107,388 | $ 67,000 |
| Brunswick, GA | 18 | $ 2,721,000 | $ 151,166 | $ 114,000 |
| Corvallis, OR | 18 | $ 3,169,000 | $ 176,055 | $ 75,000 |
| Erie, PA | 18 | $ 2,063,000 | $ 114,611 | $ 58,000 |
| Longview, TX | 18 | $ 2,235,000 | $ 124,166 | $ 37,000 |
| Niles-Benton Harbor, MI | 18 | $ 2,793,000 | $ 155,166 | $ 52,000 |
| Dalton, GA | 17 | $ 1,412,000 | $ 83,058 | $ 38,000 |
| Decatur, AL | 17 | $ 2,101,000 | $ 123,588 | $ 47,000 |
| Duluth, MN-WI | 17 | $ 2,304,000 | $ 135,529 | $ 58,235 |
| Ocean City, NJ | 17 | $ 3,550,000 | $ 208,823 | $ 69,000 |
| Spartanburg, SC | 17 | $ 1,694,000 | $ 99,647 | $ 33,000 |
| Bowling Green, KY | 16 | $ 1,497,000 | $ 93,562 | $ 49,000 |
| Florence, SC | 16 | $ 1,406,000 | $ 87,875 | $ 50,000 |
| Idaho Falls, ID | 16 | $ 1,831,000 | $ 114,437 | $ 37,000 |
| Lafayette, LA | 16 | $ 1,758,000 | $ 109,875 | $ 51,000 |
| Laredo, TX | 16 | $ 1,954,000 | $ 122,125 | $ 54,000 |
| Las Cruces, NM | 16 | $ 2,232,000 | $ 139,500 | $ 54,000 |
| Lexington-Fayette, KY | 16 | $ 2,318,000 | $ 144,875 | $ 45,000 |
| Battle Creek, MI | 15 | $ 1,872,000 | $ 124,800 | $ 44,000 |
| Columbia, MO | 15 | $ 2,130,000 | $ 142,000 | $ 53,000 |
| Gainesville, GA | 15 | $ 1,870,000 | $ 124,666 | $ 30,000 |
| Houma-Bayou Cane-Thibodaux, LA | 15 | $ 1,665,000 | $ 111,000 | $ 56,000 |
| Jackson, MI | 15 | $ 1,642,000 | $ 109,466 | $ 45,000 |
| Lafayette, IN | 15 | $ 1,647,000 | $ 109,800 | $ 43,000 |
| Lewiston-Auburn, ME | 15 | $ 1,692,000 | $ 112,800 | $ 42,000 |
| Rockford, IL | 15 | $ 2,272,000 | $ 151,466 | $ 70,000 |
| Sumter, SC | 15 | $ 1,319,000 | $ 87,933 | $ 26,000 |
| Blacksburg-Christiansburg-Radford, VA | 14 | $ 2,065,000 | $ 147,500 | $ 47,000 |
| Punta Gorda, FL | 14 | $ 1,852,000 | $ 132,285 | $ 60,000 |
| Waco, TX | 14 | $ 1,285,000 | $ 91,785 | $ 47,000 |
| Athens-Clarke County, GA | 13 | $ 1,633,000 | $ 125,615 | $ 33,000 |
| Brownsville-Harlingen, TX | 13 | $ 2,059,000 | $ 158,384 | $ 94,000 |
| College Station-Bryan, TX | 13 | $ 1,608,000 | $ 123,692 | $ 117,000 |
| Elkhart-Goshen, IN | 13 | $ 1,417,000 | $ 109,000 | $ 30,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 13 | $ 1,384,000 | $ 106,461 | $ 39,846 |
| Sheboygan, WI | 13 | $ 1,643,000 | $ 126,384 | $ 54,000 |
| Sherman-Denison, TX | 13 | $ 1,172,000 | $ 90,153 | $ 58,000 |
| Tuscaloosa, AL | 13 | $ 1,814,000 | $ 139,538 | $ 34,000 |
| Albany, GA | 12 | $ 1,127,000 | $ 93,916 | $ 27,000 |
| Alexandria, LA | 12 | $ 997,000 | $ 83,083 | $ 34,000 |
| Billings, MT | 12 | $ 1,749,000 | $ 145,750 | $ 81,000 |
| Huntington-Ashland, WV-KY-OH | 12 | $ 1,058,000 | $ 88,166 | $ 40,333 |
| Kokomo, IN | 12 | $ 795,000 | $ 66,250 | $ 37,000 |
| Logan, UT-ID | 12 | $ 1,607,000 | $ 133,916 | $ 51,333 |
| Boulder, CO | 11 | $ 3,239,000 | $ 294,454 | $ 137,000 |
| Dothan, AL | 11 | $ 1,157,000 | $ 105,181 | $ 23,000 |
| Madera-Chowchilla, CA | 11 | $ 2,342,000 | $ 212,909 | $ 73,000 |
| Mobile, AL | 11 | $ 1,531,000 | $ 139,181 | $ 42,000 |
| Owensboro, KY | 11 | $ 1,470,000 | $ 133,636 | $ 52,000 |
| Pascagoula, MS | 11 | $ 950,000 | $ 86,363 | $ 40,000 |
| Santa Cruz-Watsonville, CA | 11 | $ 3,701,000 | $ 336,454 | $ 224,000 |
| State College, PA | 11 | $ 1,366,000 | $ 124,181 | $ 42,000 |
| Wheeling, WV-OH | 11 | $ 1,065,000 | $ 96,818 | $ 57,454 |
| Altoona, PA | 10 | $ 1,085,000 | $ 108,500 | $ 19,000 |
| Cumberland, MD-WV | 10 | $ 980,000 | $ 98,000 | $ 43,200 |
| Hanford-Corcoran, CA | 10 | $ 1,920,000 | $ 192,000 | $ 102,000 |
| Kingston, NY | 10 | $ 1,830,000 | $ 183,000 | $ 55,000 |
| Lebanon, PA | 10 | $ 1,242,000 | $ 124,200 | $ 47,000 |
| Lubbock, TX | 10 | $ 1,630,000 | $ 163,000 | $ 76,000 |
| Monroe, LA | 10 | $ 1,372,000 | $ 137,200 | $ 54,000 |
| Oshkosh-Neenah, WI | 10 | $ 1,451,000 | $ 145,100 | $ 60,000 |
| Palm Coast, FL | 10 | $ 1,642,000 | $ 164,200 | $ 64,000 |
| Racine, WI | 10 | $ 2,215,000 | $ 221,500 | $ 91,000 |
| Topeka, KS | 10 | $ 1,006,000 | $ 100,600 | $ 36,000 |
| Valdosta, GA | 10 | $ 944,000 | $ 94,400 | $ 34,000 |
| Warner Robins, GA | 10 | $ 1,387,000 | $ 138,700 | $ 75,000 |
| Wichita Falls, TX | 10 | $ 1,324,000 | $ 132,400 | $ 45,000 |
| Goldsboro, NC | 9 | $ 1,213,000 | $ 134,777 | $ 50,000 |
| Great Falls, MT | 9 | $ 1,536,000 | $ 170,666 | $ 56,000 |
| Jefferson City, MO | 9 | $ 991,000 | $ 110,111 | $ 15,000 |
| Joplin, MO | 9 | $ 792,000 | $ 88,000 | $ 26,000 |
| Winchester, VA-WV | 9 | $ 2,020,000 | $ 224,444 | $ 42,000 |
| Bismarck, ND | 8 | $ 1,376,000 | $ 172,000 | $ 53,000 |
| El Centro, CA | 8 | $ 1,382,000 | $ 172,750 | $ 96,000 |
| Elizabethtown, KY | 8 | $ 1,253,000 | $ 156,625 | $ 27,000 |
| Johnstown, PA | 8 | $ 678,000 | $ 84,750 | $ 42,000 |
| Lima, OH | 8 | $ 774,000 | $ 96,750 | $ 23,000 |
| Odessa, TX | 8 | $ 734,000 | $ 91,750 | $ 62,000 |
| Pine Bluff, AR | 8 | $ 536,000 | $ 67,000 | $ 30,000 |
| Rapid City, SD | 8 | $ 1,164,000 | $ 145,500 | $ 60,000 |
| Rochester, MN | 8 | $ 1,151,000 | $ 143,875 | $ 81,000 |
| St. George, UT | 8 | $ 1,323,000 | $ 165,375 | $ 12,000 |
| Carson City, NV | 7 | $ 904,000 | $ 129,142 | $ 53,000 |
| Florence-Muscle Shoals, AL | 7 | $ 1,045,000 | $ 149,285 | $ 38,000 |
| Hinesville-Fort Stewart, GA | 7 | $ 495,000 | $ 70,714 | $ 37,000 |
| Lewiston, ID-WA | 7 | $ 885,000 | $ 126,428 | $ 31,714 |
| Napa, CA | 7 | $ 1,647,000 | $ 235,285 | $ 58,000 |
| Steubenville-Weirton, OH-WV | 7 | $ 482,000 | $ 68,857 | $ 37,000 |
| Terre Haute, IN | 7 | $ 752,000 | $ 107,428 | $ 58,000 |
| Bangor, ME | 6 | $ 562,000 | $ 93,666 | $ 42,000 |
| Binghamton, NY | 6 | $ 596,000 | $ 99,333 | $ 50,000 |
| Champaign-Urbana, IL | 6 | $ 759,000 | $ 126,500 | $ 90,000 |
| Ithaca, NY | 6 | $ 874,000 | $ 145,666 | $ 71,000 |
| Kankakee-Bradley, IL | 6 | $ 951,000 | $ 158,500 | $ 58,000 |
| Midland, TX | 6 | $ 851,000 | $ 141,833 | $ 52,000 |
| Missoula, MT | 6 | $ 936,000 | $ 156,000 | $ 30,000 |
| Pocatello, ID | 6 | $ 830,000 | $ 138,333 | $ 48,000 |
| Pueblo, CO | 6 | $ 584,000 | $ 97,333 | $ 41,000 |
| Rome, GA | 6 | $ 457,000 | $ 76,166 | $ 46,000 |
| Salisbury, MD | 6 | $ 838,000 | $ 139,666 | $ 36,000 |
| Sandusky, OH | 6 | $ 582,000 | $ 97,000 | $ 20,000 |
| Sebastian-Vero Beach, FL | 6 | $ 965,000 | $ 160,833 | $ 33,000 |
| St. Cloud, MN | 6 | $ 1,041,000 | $ 173,500 | $ 44,000 |
| Texarkana, Tx-Texarkana, AR | 6 | $ 489,000 | $ 81,500 | $ 36,000 |
| Wausau, WI | 6 | $ 713,000 | $ 118,833 | $ 51,000 |
| Abilene, TX | 5 | $ 598,000 | $ 119,600 | $ 53,000 |
| Cape Girardeau-Jackson, MO-IL | 5 | $ 595,000 | $ 119,000 | $ 42,000 |
| Cedar Rapids, IA | 5 | $ 625,000 | $ 125,000 | $ 49,000 |
| Davenport-Moline-Rock Island, IA-IL | 5 | $ 454,000 | $ 90,800 | $ 66,800 |
| Elmira, NY | 5 | $ 534,000 | $ 106,800 | $ 49,000 |
| Fargo, ND-MN | 5 | $ 499,000 | $ 99,800 | $ 61,000 |
| Gulfport-Biloxi, MS | 5 | $ 379,000 | $ 75,800 | $ 38,000 |
| Hot Springs, AR | 5 | $ 660,000 | $ 132,000 | $ 56,000 |
| Lawrence, KS | 5 | $ 664,000 | $ 132,800 | $ 60,000 |
| Mansfield, OH | 5 | $ 656,000 | $ 131,200 | $ 34,000 |
| Muncie, IN | 5 | $ 484,000 | $ 96,800 | $ 52,000 |
| San Angelo, TX | 5 | $ 289,000 | $ 57,800 | $ 41,000 |
| Victoria, TX | 5 | $ 851,000 | $ 170,200 | $ 38,000 |
| Anchorage, AK | 4 | $ 737,000 | $ 184,250 | $ 42,000 |
| Anniston-Oxford, AL | 4 | $ 322,000 | $ 80,500 | $ 57,000 |
| Columbus, IN | 4 | $ 334,000 | $ 83,500 | $ 29,000 |
| Fort Smith, AR-OK | 4 | $ 365,000 | $ 91,250 | $ 60,750 |
| Gadsden, AL | 4 | $ 331,000 | $ 82,750 | $ 28,000 |
| Hattiesburg, MS | 4 | $ 612,000 | $ 153,000 | $ 64,000 |
| Janesville, WI | 4 | $ 814,000 | $ 203,500 | $ 151,000 |
| Morgantown, WV | 4 | $ 447,000 | $ 111,750 | $ 49,000 |
| Pittsfield, MA | 4 | $ 445,000 | $ 111,250 | $ 89,000 |
| Williamsport, PA | 4 | $ 464,000 | $ 116,000 | $ 38,000 |
| Auburn-Opelika, AL | 3 | $ 268,000 | $ 89,333 | $ 11,000 |
| Danville, IL | 3 | $ 375,000 | $ 125,000 | $ 71,000 |
| Decatur, IL | 3 | $ 300,000 | $ 100,000 | $ 41,000 |
| Eau Claire, WI | 3 | $ 414,000 | $ 138,000 | $ 22,000 |
| Fairbanks, AK | 3 | $ 678,000 | $ 226,000 | $ 87,000 |
| Fond Du Lac, WI | 3 | $ 310,000 | $ 103,333 | $ 56,000 |
| Harrisonburg, VA | 3 | $ 601,000 | $ 200,333 | $ 58,000 |
| Lawton, OK | 3 | $ 225,000 | $ 75,000 | $ 52,000 |
| Lincoln, NE | 3 | $ 338,000 | $ 112,666 | $ 99,000 |
| Peoria, IL | 3 | $ 312,000 | $ 104,000 | $ 36,000 |
| St. Joseph, MO-KS | 3 | $ 290,000 | $ 96,666 | $ 25,000 |
| Burlington-South Burlington, VT | 2 | $ 360,000 | $ 180,000 | $ 31,000 |
| La Crosse, WI-MN | 2 | $ 607,000 | $ 303,500 | $ 110,000 |
| Manhattan, KS | 2 | $ 221,000 | $ 110,500 | $ 16,000 |
| Mankato-North Mankato, MN | 2 | $ 237,000 | $ 118,500 | $ 15,000 |
| Springfield, IL | 2 | $ 296,000 | $ 148,000 | $ 43,000 |
| Waterloo-Cedar Falls, IA | 2 | $ 290,000 | $ 145,000 | $ 51,000 |
| Bloomington-Normal, IL | 1 | $ 74,000 | $ 74,000 | $ 71,000 |
| Cheyenne, WY | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Iowa City, IA | 1 | $ 150,000 | $ 150,000 | $ 53,000 |
| Jonesboro, AR | 1 | $ 51,000 | $ 51,000 | $ 32,000 |
| Mayagnez, PR | 1 | $ 41,000 | $ 41,000 | $ 14,000 |
| Sioux Falls, SD | 1 | $ 137,000 | $ 137,000 | $ 10,000 |
Mortgage Loan Application Detail Totals for American Financial Resources LLC in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 20,363 | $3,656,678,000 | $179,000 | $1,338,000 | $61,000 | $1,738,000 |
| Home Purchase | 10,001 | $1,431,577,000 | $143,000 | $1,152,000 | $61,000 | $1,585,000 |
| Home Improvement | 639 | $75,451,000 | $118,000 | $570,000 | $63,000 | $1,172,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 23,202 | $3,760,201,000 | $162,000 | $1,152,000 | $61,000 | $1,738,000 |
| Black or African American | 2,599 | $420,030,000 | $161,000 | $766,000 | $51,000 | $780,000 |
| Hispanic | 2,475 | $417,319,000 | $168,000 | $747,000 | $57,000 | $1,200,000 |
| Not Provided | 1,438 | $270,218,000 | $187,000 | $743,000 | $62,000 | $1,585,000 |
| Asian | 995 | $244,049,000 | $245,000 | $1,338,000 | $105,000 | $900,000 |
| American Indian or Alaskan Native | 173 | $27,704,000 | $160,000 | $685,000 | $68,000 | $393,000 |
| Native Hawaiian or Other Pacific Islander | 121 | $24,185,000 | $199,000 | $673,000 | $65,000 | $278,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 16,648 | $2,446,176,000 | $146,000 | $766,000 | $40,000 | $1,200,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 12,467 | $2,409,220,000 | $193,000 | $1,338,000 | $92,000 | $1,585,000 |
| VA-guaranteed (Veterans Administration) | 1,119 | $203,103,000 | $181,000 | $718,000 | $45,000 | $1,738,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 769 | $105,207,000 | $136,000 | $387,000 | $45,000 | $115,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 13,101 | $2,316,347,000 | $176,000 | $747,000 | $64,000 | $1,566,000 |
| Application Withdrawn By Applicant | 9,554 | $1,543,072,000 | $161,000 | $1,338,000 | $62,000 | $1,738,000 |
| Application Denied By Financial Institution | 3,820 | $563,228,000 | $147,000 | $810,000 | $53,000 | $1,132,000 |
| Loan Purchased By The Institution | 2,029 | $344,865,000 | $169,000 | $678,000 | $59,000 | $1,585,000 |
| Application Approved But Not Accepted | 1,899 | $315,806,000 | $166,000 | $625,000 | $58,000 | $1,220,000 |
| File Closed For Incompleteness | 304 | $51,379,000 | $169,000 | $591,000 | $59,000 | $259,000 |
| Preapproval Denied by Financial Institution | 296 | $29,009,000 | $98,000 | $409,000 | $36,000 | $175,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1,848 | $235,697,000 | $127,000 | $750,000 | $49,000 | $1,132,000 |
| Other | 865 | $140,971,000 | $162,000 | $718,000 | $55,000 | $631,000 |
| Debt-To-Income Ratio | 686 | $111,520,000 | $162,000 | $766,000 | $46,000 | $479,000 |
| Collateral | 426 | $63,461,000 | $148,000 | $810,000 | $70,000 | $403,000 |
| Employment History | 102 | $13,259,000 | $129,000 | $338,000 | $39,000 | $155,000 |
| Unverifiable Information | 69 | $11,614,000 | $168,000 | $743,000 | $61,000 | $368,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 37 | $5,399,000 | $145,000 | $485,000 | $44,000 | $180,000 |
| Credit Application Incomplete | 21 | $3,484,000 | $165,000 | $433,000 | $43,000 | $444,000 |
| Mortgage Insurance Denied | 7 | $968,000 | $138,000 | $277,000 | $35,000 | $72,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into American Financial Resources LLC's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess American Financial Resources LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.
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