American Financial Resources, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
American Financial Resources, Inc. 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | American Financial Resources, Inc. 9 Sylvan Way Parsippany-Troy Hills, NJ 07054 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2006 2005 2004 |
| Total Number of Mortgage Applications | 19,093 |
| Total Mortgage Loan Application Amount | $3,768,805,000 |
| Average Mortgage Loan Application Amount | $201,000 |
| Highest Mortgage Loan Application Amount | $1,455,000 |
| Average Applicant Income | $69,000 |
| Highest Applicant Income | $2,392,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with American Financial Resources, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing American Financial Resources, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down American Financial Resources, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how American Financial Resources, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by American Financial Resources, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at American Financial Resources, Inc.'s mortgage activity for 2020.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NA (OUTSIDE OF MSA/MD) | 4,293 | $ 643,495,000 | $ 155,090 | $ 59,863 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 588 | $ 129,760,000 | $ 220,000 | $ 65,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 374 | $ 70,290,000 | $ 187,000 | $ 63,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 319 | $ 74,625,000 | $ 233,000 | $ 72,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 298 | $ 78,890,000 | $ 264,000 | $ 78,000 |
| NEWARK, NJ-PA | 284 | $ 85,180,000 | $ 231,000 | $ 97,500 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 262 | $ 74,290,000 | $ 283,000 | $ 71,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 243 | $ 80,875,000 | $ 323,000 | $ 86,500 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 224 | $ 45,530,000 | $ 203,000 | $ 86,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 223 | $ 45,235,000 | $ 202,000 | $ 64,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 219 | $ 78,045,000 | $ 383,000 | $ 129,000 |
| JACKSONVILLE, FL | 217 | $ 37,515,000 | $ 172,000 | $ 56,000 |
| LAKELAND-WINTER HAVEN, FL | 203 | $ 32,985,000 | $ 162,000 | $ 55,000 |
| CAMDEN, NJ | 196 | $ 41,040,000 | $ 209,000 | $ 77,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 187 | $ 33,925,000 | $ 177,000 | $ 70,500 |
| MEMPHIS, TN-MS-AR | 183 | $ 36,705,000 | $ 176,333 | $ 53,000 |
| LAFAYETTE, LA | 179 | $ 24,865,000 | $ 138,000 | $ 52,000 |
| NEW YORK-NEWARK, NY | 179 | $ 54,435,000 | $ 292,000 | $ 117,500 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 179 | $ 50,165,000 | $ 276,000 | $ 76,000 |
| BATON ROUGE, LA | 156 | $ 25,770,000 | $ 165,000 | $ 63,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 149 | $ 27,535,000 | $ 184,000 | $ 70,000 |
| CHICAGO-NAPERVILLE, IL | 146 | $ 34,320,000 | $ 235,000 | $ 79,000 |
| DALLAS-PLANO-IRVING, TX | 146 | $ 33,980,000 | $ 232,000 | $ 86,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 145 | $ 24,755,000 | $ 170,000 | $ 59,000 |
| NEW ORLEANS-METAIRIE, LA | 139 | $ 24,885,000 | $ 179,000 | $ 56,000 |
| KNOXVILLE, TN | 131 | $ 20,515,000 | $ 156,000 | $ 55,000 |
| FORT WORTH-ARLINGTON, TX | 130 | $ 23,390,000 | $ 179,000 | $ 65,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 129 | $ 27,795,000 | $ 203,000 | $ 55,000 |
| KANSAS CITY, MO-KS | 119 | $ 24,125,000 | $ 209,500 | $ 72,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 119 | $ 16,685,000 | $ 140,000 | $ 60,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 117 | $ 23,395,000 | $ 199,000 | $ 55,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 113 | $ 21,275,000 | $ 188,000 | $ 56,000 |
| CINCINNATI, OH-KY-IN | 112 | $ 17,570,000 | $ 165,666 | $ 58,333 |
| BIRMINGHAM-HOOVER, AL | 110 | $ 16,620,000 | $ 151,000 | $ 59,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 109 | $ 39,695,000 | $ 364,000 | $ 107,000 |
| OCALA, FL | 109 | $ 14,305,000 | $ 131,000 | $ 51,000 |
| DENVER-AURORA-LAKEWOOD, CO | 108 | $ 39,050,000 | $ 361,000 | $ 95,000 |
| TUCSON, AZ | 107 | $ 17,605,000 | $ 164,000 | $ 60,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 102 | $ 33,340,000 | $ 326,000 | $ 87,000 |
| GRAND RAPIDS-WYOMING, MI | 99 | $ 15,965,000 | $ 161,000 | $ 52,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 96 | $ 19,470,000 | $ 202,000 | $ 58,000 |
| SAN DIEGO-CARLSBAD, CA | 94 | $ 35,570,000 | $ 378,000 | $ 113,000 |
| LYNCHBURG, VA | 90 | $ 14,270,000 | $ 158,000 | $ 49,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 88 | $ 22,060,000 | $ 255,500 | $ 80,500 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 88 | $ 26,880,000 | $ 305,000 | $ 102,000 |
| TACOMA-LAKEWOOD, WA | 88 | $ 22,970,000 | $ 261,000 | $ 81,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 86 | $ 14,220,000 | $ 165,000 | $ 62,000 |
| AUSTIN-ROUND ROCK, TX | 84 | $ 18,200,000 | $ 216,000 | $ 85,000 |
| ASHEVILLE, NC | 81 | $ 12,605,000 | $ 155,000 | $ 50,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 79 | $ 21,015,000 | $ 266,000 | $ 74,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 79 | $ 15,105,000 | $ 191,000 | $ 72,000 |
| SALISBURY, MD-DE | 78 | $ 14,670,000 | $ 181,000 | $ 69,500 |
| COLUMBIA, SC | 77 | $ 11,485,000 | $ 149,000 | $ 50,000 |
| COLUMBUS, OH | 76 | $ 13,020,000 | $ 171,000 | $ 54,000 |
| GARY, IN | 76 | $ 13,970,000 | $ 183,000 | $ 59,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 76 | $ 11,000,000 | $ 143,000 | $ 48,500 |
| RICHMOND, VA | 74 | $ 16,510,000 | $ 223,000 | $ 73,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 72 | $ 12,180,000 | $ 166,000 | $ 84,500 |
| CAPE CORAL-FORT MYERS, FL | 71 | $ 14,645,000 | $ 206,000 | $ 67,000 |
| GAINESVILLE, FL | 71 | $ 10,585,000 | $ 149,000 | $ 63,000 |
| COLORADO SPRINGS, CO | 69 | $ 19,565,000 | $ 283,000 | $ 72,000 |
| SPOKANE-SPOKANE VALLEY, WA | 69 | $ 14,535,000 | $ 210,000 | $ 67,000 |
| ST. LOUIS, MO-IL | 67 | $ 12,235,000 | $ 177,000 | $ 50,000 |
| CLEVELAND-ELYRIA, OH | 65 | $ 10,715,000 | $ 164,000 | $ 65,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 65 | $ 14,805,000 | $ 227,000 | $ 75,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 63 | $ 8,695,000 | $ 138,000 | $ 54,000 |
| OKLAHOMA CITY, OK | 63 | $ 10,665,000 | $ 169,000 | $ 67,000 |
| PHILADELPHIA, PA | 63 | $ 13,335,000 | $ 211,000 | $ 56,000 |
| SHREVEPORT-BOSSIER CITY, LA | 63 | $ 8,395,000 | $ 133,000 | $ 48,000 |
| EUGENE, OR | 62 | $ 14,160,000 | $ 228,000 | $ 62,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 61 | $ 11,585,000 | $ 189,000 | $ 59,000 |
| PORTLAND-SOUTH PORTLAND, ME | 61 | $ 11,475,000 | $ 188,000 | $ 62,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 58 | $ 15,470,000 | $ 266,000 | $ 112,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 56 | $ 8,650,000 | $ 154,000 | $ 56,000 |
| PORT ST. LUCIE, FL | 55 | $ 12,385,000 | $ 225,000 | $ 72,000 |
| SALT LAKE CITY, UT | 55 | $ 16,615,000 | $ 302,000 | $ 82,000 |
| RALEIGH, NC | 53 | $ 11,155,000 | $ 210,000 | $ 76,000 |
| ROANOKE, VA | 52 | $ 8,980,000 | $ 172,000 | $ 60,000 |
| SALEM, OR | 52 | $ 13,380,000 | $ 257,000 | $ 68,000 |
| BAKERSFIELD, CA | 51 | $ 12,035,000 | $ 235,000 | $ 91,000 |
| HOMOSASSA SPRINGS, FL | 51 | $ 8,025,000 | $ 157,000 | $ 51,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 50 | $ 5,780,000 | $ 115,000 | $ 46,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 49 | $ 10,465,000 | $ 213,000 | $ 71,500 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 48 | $ 20,230,000 | $ 421,000 | $ 121,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 47 | $ 10,375,000 | $ 220,000 | $ 79,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 46 | $ 14,220,000 | $ 309,000 | $ 121,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 46 | $ 7,760,000 | $ 168,000 | $ 61,000 |
| HOUMA-THIBODAUX, LA | 46 | $ 5,960,000 | $ 129,000 | $ 57,000 |
| WILMINGTON, DE-MD-NJ | 46 | $ 10,730,000 | $ 222,333 | $ 78,666 |
| BEND-REDMOND, OR | 45 | $ 12,895,000 | $ 286,000 | $ 76,000 |
| MORRISTOWN, TN | 45 | $ 6,385,000 | $ 141,000 | $ 48,000 |
| ALBANY-SCHENECTADY-TROY, NY | 44 | $ 6,770,000 | $ 153,000 | $ 65,000 |
| FAYETTEVILLE, NC | 44 | $ 7,300,000 | $ 165,000 | $ 65,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 44 | $ 12,340,000 | $ 280,000 | $ 92,000 |
| ALBUQUERQUE, NM | 43 | $ 7,705,000 | $ 179,000 | $ 59,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 43 | $ 9,535,000 | $ 221,000 | $ 76,000 |
| GREENSBORO-HIGH POINT, NC | 42 | $ 6,890,000 | $ 164,000 | $ 56,000 |
| MONROE, LA | 41 | $ 5,485,000 | $ 133,000 | $ 38,000 |
| ALBANY, OR | 40 | $ 9,650,000 | $ 241,000 | $ 68,000 |
| DOVER, DE | 40 | $ 8,060,000 | $ 201,000 | $ 53,000 |
| OGDEN-CLEARFIELD, UT | 40 | $ 10,580,000 | $ 264,000 | $ 81,000 |
| PROVIDENCE-WARWICK, RI-MA | 40 | $ 11,280,000 | $ 286,000 | $ 66,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 39 | $ 6,615,000 | $ 169,000 | $ 85,000 |
| DURHAM-CHAPEL HILL, NC | 39 | $ 5,995,000 | $ 153,000 | $ 52,000 |
| GREELEY, CO | 39 | $ 11,425,000 | $ 292,000 | $ 59,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 39 | $ 6,855,000 | $ 186,000 | $ 57,000 |
| HAMMOND, LA | 39 | $ 6,415,000 | $ 164,000 | $ 70,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 38 | $ 15,970,000 | $ 420,000 | $ 137,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 37 | $ 6,425,000 | $ 173,000 | $ 51,000 |
| PITTSBURGH, PA | 37 | $ 5,045,000 | $ 136,000 | $ 57,000 |
| ROCHESTER, NY | 37 | $ 5,105,000 | $ 137,000 | $ 60,000 |
| TULSA, OK | 37 | $ 4,755,000 | $ 128,000 | $ 73,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 37 | $ 4,975,000 | $ 122,500 | $ 55,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 36 | $ 4,680,000 | $ 130,000 | $ 55,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 35 | $ 5,415,000 | $ 176,500 | $ 70,000 |
| BREMERTON-SILVERDALE, WA | 35 | $ 8,565,000 | $ 244,000 | $ 63,000 |
| MEDFORD, OR | 35 | $ 8,345,000 | $ 238,000 | $ 57,000 |
| RENO, NV | 35 | $ 9,465,000 | $ 270,000 | $ 73,000 |
| LAKE CHARLES, LA | 34 | $ 4,080,000 | $ 120,000 | $ 55,000 |
| BLOOMINGTON, IN | 33 | $ 5,705,000 | $ 172,000 | $ 63,000 |
| FLAGSTAFF, AZ | 33 | $ 6,615,000 | $ 200,000 | $ 74,000 |
| PUNTA GORDA, FL | 33 | $ 6,285,000 | $ 190,000 | $ 69,000 |
| MUSKEGON, MI | 32 | $ 4,400,000 | $ 137,000 | $ 51,000 |
| OLYMPIA-TUMWATER, WA | 32 | $ 7,630,000 | $ 238,000 | $ 61,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 32 | $ 11,460,000 | $ 358,000 | $ 113,000 |
| BEAUMONT-PORT ARTHUR, TX | 31 | $ 5,335,000 | $ 172,000 | $ 92,000 |
| HICKORY-LENOIR-MORGANTON, NC | 31 | $ 3,515,000 | $ 113,000 | $ 48,000 |
| PANAMA CITY, FL | 31 | $ 5,045,000 | $ 162,000 | $ 50,000 |
| PROVO-OREM, UT | 31 | $ 9,985,000 | $ 322,000 | $ 110,000 |
| ST. CLOUD, MN | 31 | $ 5,605,000 | $ 180,000 | $ 57,000 |
| BOISE CITY, ID | 30 | $ 6,340,000 | $ 211,000 | $ 72,000 |
| CHICO, CA | 30 | $ 6,080,000 | $ 202,000 | $ 62,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 30 | $ 8,630,000 | $ 287,000 | $ 84,000 |
| NEW HAVEN-MILFORD, CT | 30 | $ 6,850,000 | $ 228,000 | $ 72,000 |
| TALLAHASSEE, FL | 30 | $ 4,380,000 | $ 146,000 | $ 68,000 |
| WORCESTER, MA-CT | 30 | $ 7,920,000 | $ 243,500 | $ 83,000 |
| BOSTON, MA | 29 | $ 11,885,000 | $ 409,000 | $ 125,000 |
| JACKSON, MS | 29 | $ 4,405,000 | $ 151,000 | $ 46,000 |
| UTICA-ROME, NY | 29 | $ 3,305,000 | $ 113,000 | $ 55,000 |
| WINSTON-SALEM, NC | 29 | $ 3,545,000 | $ 122,000 | $ 55,000 |
| YUMA, AZ | 29 | $ 3,585,000 | $ 123,000 | $ 48,000 |
| CHATTANOOGA, TN-GA | 28 | $ 4,170,000 | $ 148,000 | $ 47,500 |
| FORT WAYNE, IN | 28 | $ 4,590,000 | $ 163,000 | $ 49,000 |
| HUNTSVILLE, AL | 28 | $ 4,080,000 | $ 145,000 | $ 53,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 28 | $ 10,330,000 | $ 368,000 | $ 99,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 28 | $ 9,150,000 | $ 326,000 | $ 83,000 |
| AKRON, OH | 26 | $ 3,930,000 | $ 151,000 | $ 50,000 |
| LEWISTON-AUBURN, ME | 26 | $ 4,240,000 | $ 163,000 | $ 61,000 |
| ROCKY MOUNT, NC | 26 | $ 4,100,000 | $ 157,000 | $ 55,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 26 | $ 4,040,000 | $ 155,000 | $ 51,000 |
| WILMINGTON, NC | 26 | $ 4,280,000 | $ 164,000 | $ 57,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 25 | $ 3,155,000 | $ 126,333 | $ 56,666 |
| WEIRTON-STEUBENVILLE, WV-OH | 25 | $ 3,095,000 | $ 126,500 | $ 53,000 |
| CASPER, WY | 24 | $ 5,490,000 | $ 228,000 | $ 59,000 |
| CHARLOTTESVILLE, VA | 24 | $ 5,260,000 | $ 219,000 | $ 78,000 |
| LEXINGTON-FAYETTE, KY | 24 | $ 4,580,000 | $ 190,000 | $ 84,000 |
| MONTGOMERY, AL | 24 | $ 4,810,000 | $ 200,000 | $ 74,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 23 | $ 3,345,000 | $ 145,000 | $ 58,000 |
| FORT COLLINS, CO | 23 | $ 7,495,000 | $ 325,000 | $ 100,000 |
| REDDING, CA | 23 | $ 4,615,000 | $ 200,000 | $ 62,000 |
| BANGOR, ME | 22 | $ 2,930,000 | $ 133,000 | $ 41,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 22 | $ 3,680,000 | $ 167,000 | $ 67,000 |
| LONGVIEW, WA | 22 | $ 4,790,000 | $ 217,000 | $ 80,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 22 | $ 4,830,000 | $ 219,000 | $ 71,000 |
| FRESNO, CA | 21 | $ 4,955,000 | $ 235,000 | $ 84,000 |
| KENNEWICK-RICHLAND, WA | 21 | $ 4,505,000 | $ 214,000 | $ 63,000 |
| KILLEEN-TEMPLE, TX | 21 | $ 4,165,000 | $ 198,000 | $ 72,000 |
| LANSING-EAST LANSING, MI | 21 | $ 3,625,000 | $ 172,000 | $ 64,000 |
| SPRINGFIELD, MA | 21 | $ 4,255,000 | $ 202,000 | $ 56,000 |
| DES MOINES-WEST DES MOINES, IA | 20 | $ 3,360,000 | $ 168,000 | $ 68,000 |
| EAST STROUDSBURG, PA | 20 | $ 3,780,000 | $ 189,000 | $ 52,000 |
| SIERRA VISTA-DOUGLAS, AZ | 20 | $ 2,570,000 | $ 128,000 | $ 50,000 |
| SPARTANBURG, SC | 20 | $ 2,510,000 | $ 125,000 | $ 54,000 |
| THE VILLAGES, FL | 20 | $ 3,040,000 | $ 152,000 | $ 48,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 19 | $ 2,895,000 | $ 152,000 | $ 51,000 |
| LONGVIEW, TX | 19 | $ 2,825,000 | $ 148,000 | $ 71,000 |
| MOBILE, AL | 19 | $ 2,855,000 | $ 150,000 | $ 69,000 |
| CANTON-MASSILLON, OH | 18 | $ 2,930,000 | $ 162,000 | $ 54,000 |
| CLARKSVILLE, TN-KY | 18 | $ 3,050,000 | $ 161,000 | $ 76,500 |
| DECATUR, AL | 18 | $ 2,500,000 | $ 138,000 | $ 54,000 |
| ELGIN, IL | 18 | $ 4,410,000 | $ 245,000 | $ 80,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 18 | $ 2,760,000 | $ 134,500 | $ 45,500 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 18 | $ 4,740,000 | $ 263,000 | $ 87,000 |
| SEBRING, FL | 18 | $ 2,950,000 | $ 163,000 | $ 48,000 |
| SYRACUSE, NY | 18 | $ 2,310,000 | $ 128,000 | $ 64,000 |
| CHARLESTON, WV | 17 | $ 1,795,000 | $ 105,000 | $ 50,000 |
| GRAND JUNCTION, CO | 17 | $ 4,095,000 | $ 240,000 | $ 51,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 17 | $ 2,095,000 | $ 123,000 | $ 50,000 |
| HARRISBURG-CARLISLE, PA | 17 | $ 2,905,000 | $ 170,000 | $ 64,000 |
| MCALLEN-EDINBURG-MISSION, TX | 17 | $ 2,855,000 | $ 167,000 | $ 49,000 |
| MICHIGAN CITY-LA PORTE, IN | 17 | $ 2,105,000 | $ 123,000 | $ 64,000 |
| PUEBLO, CO | 17 | $ 3,395,000 | $ 199,000 | $ 55,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 17 | $ 2,155,000 | $ 126,000 | $ 43,500 |
| STOCKTON-LODI, CA | 17 | $ 5,025,000 | $ 295,000 | $ 88,000 |
| JACKSON, TN | 16 | $ 2,110,000 | $ 131,000 | $ 60,000 |
| WENATCHEE, WA | 16 | $ 3,860,000 | $ 241,000 | $ 54,000 |
| BELLINGHAM, WA | 15 | $ 3,345,000 | $ 223,000 | $ 74,000 |
| DULUTH, MN-WI | 15 | $ 2,455,000 | $ 146,500 | $ 59,500 |
| FLINT, MI | 15 | $ 1,945,000 | $ 129,000 | $ 35,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 15 | $ 2,885,000 | $ 189,000 | $ 81,500 |
| SANTA FE, NM | 15 | $ 3,595,000 | $ 239,000 | $ 59,000 |
| SHERMAN-DENISON, TX | 15 | $ 3,275,000 | $ 218,000 | $ 75,000 |
| WICHITA, KS | 15 | $ 2,705,000 | $ 180,000 | $ 50,000 |
| YORK-HANOVER, PA | 15 | $ 2,845,000 | $ 189,000 | $ 62,000 |
| FLORENCE, SC | 14 | $ 1,670,000 | $ 119,000 | $ 42,000 |
| LAS CRUCES, NM | 14 | $ 2,280,000 | $ 162,000 | $ 51,000 |
| MOUNT VERNON-ANACORTES, WA | 14 | $ 3,330,000 | $ 237,000 | $ 45,000 |
| NORWICH-NEW LONDON, CT | 14 | $ 2,940,000 | $ 210,000 | $ 69,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 14 | $ 6,030,000 | $ 430,000 | $ 97,000 |
| WACO, TX | 14 | $ 1,660,000 | $ 118,000 | $ 63,000 |
| WINCHESTER, VA-WV | 14 | $ 2,140,000 | $ 150,000 | $ 38,500 |
| ATLANTIC CITY-HAMMONTON, NJ | 13 | $ 2,495,000 | $ 191,000 | $ 75,000 |
| CLEVELAND, TN | 13 | $ 1,795,000 | $ 138,000 | $ 85,000 |
| FARMINGTON, NM | 13 | $ 2,395,000 | $ 184,000 | $ 82,000 |
| LANCASTER, PA | 13 | $ 2,835,000 | $ 218,000 | $ 88,000 |
| MANCHESTER-NASHUA, NH | 13 | $ 3,005,000 | $ 231,000 | $ 74,000 |
| OWENSBORO, KY | 13 | $ 1,485,000 | $ 114,000 | $ 46,000 |
| PARKERSBURG-VIENNA, WV | 13 | $ 1,435,000 | $ 110,000 | $ 33,000 |
| RACINE, WI | 13 | $ 3,445,000 | $ 265,000 | $ 75,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 13 | $ 4,875,000 | $ 375,000 | $ 90,000 |
| STATE COLLEGE, PA | 13 | $ 2,075,000 | $ 159,000 | $ 43,000 |
| TOLEDO, OH | 13 | $ 2,225,000 | $ 171,000 | $ 70,000 |
| TRENTON, NJ | 13 | $ 3,225,000 | $ 248,000 | $ 108,000 |
| YAKIMA, WA | 13 | $ 2,005,000 | $ 154,000 | $ 55,000 |
| YUBA CITY, CA | 13 | $ 3,285,000 | $ 252,000 | $ 63,000 |
| AMARILLO, TX | 12 | $ 1,430,000 | $ 119,000 | $ 79,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 12 | $ 3,050,000 | $ 254,000 | $ 81,000 |
| GAINESVILLE, GA | 12 | $ 2,130,000 | $ 177,000 | $ 46,000 |
| HOT SPRINGS, AR | 12 | $ 1,830,000 | $ 152,000 | $ 94,000 |
| SAGINAW, MI | 12 | $ 1,080,000 | $ 90,000 | $ 46,000 |
| TYLER, TX | 12 | $ 2,480,000 | $ 206,000 | $ 69,000 |
| VINELAND-BRIDGETON, NJ | 12 | $ 1,610,000 | $ 134,000 | $ 67,000 |
| WARNER ROBINS, GA | 12 | $ 2,370,000 | $ 197,000 | $ 65,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 11 | $ 1,655,000 | $ 150,000 | $ 44,000 |
| BROWNSVILLE-HARLINGEN, TX | 11 | $ 1,925,000 | $ 175,000 | $ 46,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 11 | $ 2,795,000 | $ 254,000 | $ 60,000 |
| EL PASO, TX | 11 | $ 2,225,000 | $ 202,000 | $ 93,000 |
| EVANSVILLE, IN-KY | 11 | $ 1,915,000 | $ 156,500 | $ 63,000 |
| GLENS FALLS, NY | 11 | $ 1,575,000 | $ 143,000 | $ 53,000 |
| JACKSONVILLE, NC | 11 | $ 1,515,000 | $ 137,000 | $ 97,000 |
| KINGSTON, NY | 11 | $ 1,685,000 | $ 153,000 | $ 61,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 11 | $ 1,215,000 | $ 110,000 | $ 48,000 |
| MIDLAND, MI | 11 | $ 1,455,000 | $ 132,000 | $ 54,000 |
| MIDLAND, TX | 11 | $ 1,985,000 | $ 180,000 | $ 70,000 |
| MISSOULA, MT | 11 | $ 2,685,000 | $ 244,000 | $ 72,000 |
| MODESTO, CA | 11 | $ 3,345,000 | $ 304,000 | $ 97,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 11 | $ 3,195,000 | $ 290,000 | $ 84,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 11 | $ 5,795,000 | $ 526,000 | $ 144,000 |
| SAVANNAH, GA | 11 | $ 2,225,000 | $ 202,000 | $ 75,000 |
| SUMTER, SC | 11 | $ 1,195,000 | $ 108,000 | $ 37,000 |
| TUSCALOOSA, AL | 11 | $ 1,465,000 | $ 133,000 | $ 53,000 |
| BRUNSWICK, GA | 10 | $ 1,750,000 | $ 175,000 | $ 57,000 |
| BURLINGTON, NC | 10 | $ 1,640,000 | $ 164,000 | $ 44,000 |
| DOTHAN, AL | 10 | $ 1,000,000 | $ 100,000 | $ 103,000 |
| GRANTS PASS, OR | 10 | $ 2,110,000 | $ 211,000 | $ 61,000 |
| JEFFERSON CITY, MO | 10 | $ 1,300,000 | $ 130,000 | $ 53,000 |
| JOHNSON CITY, TN | 10 | $ 1,100,000 | $ 110,000 | $ 38,000 |
| KALAMAZOO-PORTAGE, MI | 10 | $ 1,510,000 | $ 151,000 | $ 38,000 |
| ODESSA, TX | 10 | $ 1,990,000 | $ 199,000 | $ 81,000 |
| SANTA ROSA, CA | 10 | $ 3,890,000 | $ 389,000 | $ 68,000 |
| ST. JOSEPH, MO-KS | 10 | $ 1,100,000 | $ 110,000 | $ 46,000 |
| VICTORIA, TX | 10 | $ 1,450,000 | $ 145,000 | $ 63,000 |
| VISALIA-PORTERVILLE, CA | 10 | $ 2,230,000 | $ 223,000 | $ 78,000 |
| ALEXANDRIA, LA | 9 | $ 1,035,000 | $ 115,000 | $ 45,000 |
| COEUR D'ALENE, ID | 9 | $ 2,385,000 | $ 265,000 | $ 70,000 |
| FARGO, ND-MN | 9 | $ 1,935,000 | $ 202,500 | $ 96,000 |
| BOWLING GREEN, KY | 8 | $ 1,030,000 | $ 128,000 | $ 63,000 |
| COLUMBIA, MO | 8 | $ 1,170,000 | $ 146,000 | $ 26,000 |
| MERCED, CA | 8 | $ 2,320,000 | $ 290,000 | $ 107,000 |
| OCEAN CITY, NJ | 8 | $ 2,000,000 | $ 250,000 | $ 149,000 |
| READING, PA | 8 | $ 1,790,000 | $ 223,000 | $ 74,000 |
| SALINAS, CA | 8 | $ 2,330,000 | $ 291,000 | $ 75,000 |
| SEBASTIAN-VERO BEACH, FL | 8 | $ 1,540,000 | $ 192,000 | $ 56,000 |
| ST. GEORGE, UT | 8 | $ 1,400,000 | $ 175,000 | $ 50,000 |
| URBAN HONOLULU, HI | 8 | $ 2,390,000 | $ 298,000 | $ 93,000 |
| WICHITA FALLS, TX | 8 | $ 670,000 | $ 83,000 | $ 38,000 |
| ABILENE, TX | 7 | $ 1,145,000 | $ 163,000 | $ 60,000 |
| BILLINGS, MT | 7 | $ 1,225,000 | $ 175,000 | $ 71,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 7 | $ 1,205,000 | $ 172,000 | $ 77,000 |
| COLUMBUS, GA-AL | 7 | $ 1,695,000 | $ 217,500 | $ 60,500 |
| ELKHART-GOSHEN, IN | 7 | $ 785,000 | $ 112,000 | $ 42,000 |
| ERIE, PA | 7 | $ 855,000 | $ 122,000 | $ 66,000 |
| GADSDEN, AL | 7 | $ 1,025,000 | $ 146,000 | $ 25,000 |
| JACKSON, MI | 7 | $ 925,000 | $ 132,000 | $ 72,000 |
| LAWTON, OK | 7 | $ 1,035,000 | $ 147,000 | $ 75,000 |
| NEW BERN, NC | 7 | $ 975,000 | $ 139,000 | $ 57,000 |
| PINE BLUFF, AR | 7 | $ 605,000 | $ 86,000 | $ 51,000 |
| TERRE HAUTE, IN | 7 | $ 1,485,000 | $ 212,000 | $ 89,000 |
| BATTLE CREEK, MI | 6 | $ 900,000 | $ 150,000 | $ 54,000 |
| BINGHAMTON, NY | 6 | $ 860,000 | $ 143,000 | $ 89,000 |
| BOULDER, CO | 6 | $ 1,560,000 | $ 260,000 | $ 76,000 |
| CEDAR RAPIDS, IA | 6 | $ 920,000 | $ 153,000 | $ 72,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 6 | $ 1,130,000 | $ 188,000 | $ 50,000 |
| CUMBERLAND, MD-WV | 6 | $ 760,000 | $ 126,500 | $ 78,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 6 | $ 2,420,000 | $ 403,000 | $ 122,000 |
| MADISON, WI | 6 | $ 1,650,000 | $ 275,000 | $ 81,000 |
| MONROE, MI | 6 | $ 1,010,000 | $ 168,000 | $ 62,000 |
| ROME, GA | 6 | $ 790,000 | $ 131,000 | $ 36,000 |
| SANTA CRUZ-WATSONVILLE, CA | 6 | $ 2,010,000 | $ 335,000 | $ 205,000 |
| SHEBOYGAN, WI | 6 | $ 890,000 | $ 148,000 | $ 60,000 |
| SPRINGFIELD, OH | 6 | $ 730,000 | $ 121,000 | $ 61,000 |
| STAUNTON-WAYNESBORO, VA | 6 | $ 1,050,000 | $ 175,000 | $ 45,000 |
| TEXARKANA, TX-AR | 6 | $ 670,000 | $ 111,500 | $ 49,500 |
| VALDOSTA, GA | 6 | $ 740,000 | $ 123,000 | $ 73,000 |
| ALBANY, GA | 5 | $ 845,000 | $ 169,000 | $ 60,000 |
| ANN ARBOR, MI | 5 | $ 1,605,000 | $ 321,000 | $ 93,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 5 | $ 425,000 | $ 85,000 | $ 8,000 |
| APPLETON, WI | 5 | $ 865,000 | $ 173,000 | $ 46,000 |
| BAY CITY, MI | 5 | $ 585,000 | $ 117,000 | $ 79,000 |
| CORPUS CHRISTI, TX | 5 | $ 1,395,000 | $ 279,000 | $ 98,000 |
| CORVALLIS, OR | 5 | $ 1,725,000 | $ 345,000 | $ 80,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 5 | $ 735,000 | $ 158,000 | $ 73,500 |
| GOLDSBORO, NC | 5 | $ 715,000 | $ 143,000 | $ 50,000 |
| GREEN BAY, WI | 5 | $ 995,000 | $ 199,000 | $ 79,000 |
| HARRISONBURG, VA | 5 | $ 945,000 | $ 189,000 | $ 47,000 |
| HATTIESBURG, MS | 5 | $ 495,000 | $ 99,000 | $ 51,000 |
| MACON-BIBB COUNTY, GA | 5 | $ 385,000 | $ 77,000 | $ 41,000 |
| MUNCIE, IN | 5 | $ 695,000 | $ 139,000 | $ 65,000 |
| TOPEKA, KS | 5 | $ 765,000 | $ 153,000 | $ 52,000 |
| WALLA WALLA, WA | 5 | $ 1,155,000 | $ 231,000 | $ 89,000 |
| WATERTOWN-FORT DRUM, NY | 5 | $ 775,000 | $ 155,000 | $ 56,000 |
| WILLIAMSPORT, PA | 5 | $ 1,005,000 | $ 201,000 | $ 59,000 |
| AUBURN-OPELIKA, AL | 4 | $ 500,000 | $ 125,000 | $ 39,000 |
| BARNSTABLE TOWN, MA | 4 | $ 1,330,000 | $ 332,000 | $ 60,000 |
| CARBONDALE-MARION, IL | 4 | $ 410,000 | $ 102,000 | $ 26,000 |
| EAU CLAIRE, WI | 4 | $ 670,000 | $ 167,000 | $ 76,000 |
| FORT SMITH, AR-OK | 4 | $ 580,000 | $ 145,000 | $ 66,000 |
| GETTYSBURG, PA | 4 | $ 690,000 | $ 172,000 | $ 90,000 |
| GREENVILLE, NC | 4 | $ 630,000 | $ 157,000 | $ 46,000 |
| JANESVILLE-BELOIT, WI | 4 | $ 560,000 | $ 140,000 | $ 31,000 |
| JOHNSTOWN, PA | 4 | $ 580,000 | $ 145,000 | $ 71,000 |
| KANKAKEE, IL | 4 | $ 580,000 | $ 145,000 | $ 85,000 |
| LA CROSSE-ONALASKA, WI-MN | 4 | $ 1,090,000 | $ 272,000 | $ 79,000 |
| LOGAN, UT-ID | 4 | $ 650,000 | $ 162,000 | $ 63,000 |
| MADERA, CA | 4 | $ 920,000 | $ 230,000 | $ 78,000 |
| MORGANTOWN, WV | 4 | $ 520,000 | $ 130,000 | $ 9,000 |
| NAPA, CA | 4 | $ 1,150,000 | $ 287,000 | $ 76,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 4 | $ 770,000 | $ 150,000 | $ 52,500 |
| ROCKFORD, IL | 4 | $ 430,000 | $ 107,000 | $ 64,000 |
| SIOUX FALLS, SD | 4 | $ 860,000 | $ 215,000 | $ 83,000 |
| TWIN FALLS, ID | 4 | $ 740,000 | $ 185,000 | $ 32,000 |
| VALLEJO-FAIRFIELD, CA | 4 | $ 1,320,000 | $ 330,000 | $ 49,000 |
| WAUSAU, WI | 4 | $ 600,000 | $ 150,000 | $ 92,000 |
| BECKLEY, WV | 3 | $ 235,000 | $ 78,000 | $ 20,000 |
| COLLEGE STATION-BRYAN, TX | 3 | $ 395,000 | $ 131,000 | $ 57,000 |
| DALTON, GA | 3 | $ 355,000 | $ 118,000 | $ 38,000 |
| ELMIRA, NY | 3 | $ 435,000 | $ 145,000 | $ 51,000 |
| HANFORD-CORCORAN, CA | 3 | $ 765,000 | $ 255,000 | $ 93,000 |
| HINESVILLE, GA | 3 | $ 615,000 | $ 205,000 | $ 9,000 |
| ITHACA, NY | 3 | $ 445,000 | $ 148,000 | $ 44,000 |
| JOPLIN, MO | 3 | $ 575,000 | $ 191,000 | $ 119,000 |
| LAWRENCE, KS | 3 | $ 655,000 | $ 218,000 | $ 113,000 |
| LUBBOCK, TX | 3 | $ 535,000 | $ 178,000 | $ 105,000 |
| NILES-BENTON HARBOR, MI | 3 | $ 335,000 | $ 111,000 | $ 36,000 |
| PITTSFIELD, MA | 3 | $ 465,000 | $ 155,000 | $ 52,000 |
| RAPID CITY, SD | 3 | $ 755,000 | $ 251,000 | $ 80,000 |
| ROCHESTER, MN | 3 | $ 715,000 | $ 238,000 | $ 78,000 |
| SAN ANGELO, TX | 3 | $ 435,000 | $ 145,000 | $ 43,000 |
| ALTOONA, PA | 2 | $ 220,000 | $ 110,000 | $ 68,000 |
| ATHENS-CLARKE COUNTY, GA | 2 | $ 180,000 | $ 90,000 | $ 28,000 |
| BISMARCK, ND | 2 | $ 270,000 | $ 135,000 | $ 51,000 |
| BLOOMINGTON, IL | 2 | $ 250,000 | $ 125,000 | $ 23,000 |
| BLOOMSBURG-BERWICK, PA | 2 | $ 230,000 | $ 115,000 | $ 58,000 |
| CAPE GIRARDEAU, MO-IL | 2 | $ 270,000 | $ 135,000 | $ 73,000 |
| CARSON CITY, NV | 2 | $ 420,000 | $ 210,000 | $ 105,000 |
| CHEYENNE, WY | 2 | $ 500,000 | $ 250,000 | $ 104,000 |
| COLUMBUS, IN | 2 | $ 230,000 | $ 115,000 | $ 34,000 |
| FLORENCE-MUSCLE SHOALS, AL | 2 | $ 200,000 | $ 100,000 | $ 40,000 |
| LAREDO, TX | 2 | $ 340,000 | $ 170,000 | $ 67,000 |
| LEBANON, PA | 2 | $ 300,000 | $ 150,000 | $ 20,000 |
| LIMA, OH | 2 | $ 210,000 | $ 105,000 | $ 125,000 |
| OSHKOSH-NEENAH, WI | 2 | $ 250,000 | $ 125,000 | $ 72,000 |
| POCATELLO, ID | 2 | $ 200,000 | $ 100,000 | $ 30,000 |
| SPRINGFIELD, IL | 2 | $ 300,000 | $ 150,000 | $ 76,000 |
| SPRINGFIELD, MO | 2 | $ 440,000 | $ 220,000 | $ 98,000 |
| WATERLOO-CEDAR FALLS, IA | 2 | $ 320,000 | $ 160,000 | $ 90,000 |
| WHEELING, WV-OH | 2 | $ 510,000 | $ 255,000 | $ 112,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 1 | $ 225,000 | $ 225,000 | $ 59,000 |
| CHAMPAIGN-URBANA, IL | 1 | $ 145,000 | $ 145,000 | $ 81,000 |
| DANVILLE, IL | 1 | $ 65,000 | $ 65,000 | $ 20,000 |
| DUBUQUE, IA | 1 | $ 175,000 | $ 175,000 | $ 64,000 |
| EL CENTRO, CA | 1 | $ 205,000 | $ 205,000 | $ 106,000 |
| ENID, OK | 1 | $ 145,000 | $ 145,000 | $ 247,000 |
| GRAND FORKS, ND-MN | 1 | $ 115,000 | $ 115,000 | $ 36,000 |
| GRAND ISLAND, NE | 1 | $ 135,000 | $ 135,000 | $ 42,000 |
| IDAHO FALLS, ID | 1 | $ 115,000 | $ 115,000 | $ 44,000 |
| IOWA CITY, IA | 1 | $ 195,000 | $ 195,000 | $ 76,000 |
| KOKOMO, IN | 1 | $ 145,000 | $ 145,000 | $ 40,000 |
| LEWISTON, ID-WA | 1 | $ 225,000 | $ 225,000 | $ 70,000 |
| LINCOLN, NE | 1 | $ 145,000 | $ 145,000 | $ 33,000 |
| MANHATTAN, KS | 1 | $ 125,000 | $ 125,000 | $ 57,000 |
| SAN RAFAEL, CA | 1 | $ 485,000 | $ 485,000 | $ 125,000 |
| SANTA MARIA-SANTA BARBARA, CA | 1 | $ 375,000 | $ 375,000 | $ 177,000 |
Mortgage Loan Application Detail Totals for American Financial Resources, Inc. in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 11,169 | $2,097,595,000 | $187,000 | $1,415,000 | $67,000 | $2,392,000 |
| Refinancing | 4,865 | $1,066,135,000 | $219,000 | $1,165,000 | $60,000 | $780,000 |
| Cash-out Refinancing | 3,059 | $605,075,000 | $197,000 | $1,455,000 | $80,000 | $647,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 13,517 | $2,556,195,000 | $189,000 | $1,415,000 | $68,000 | $2,392,000 |
| Black or African American | 2,029 | $436,085,000 | $214,000 | $765,000 | $61,000 | $500,000 |
| Not Provided | 1,940 | $405,980,000 | $209,000 | $885,000 | $64,000 | $668,000 |
| Hispanic | 1,063 | $226,755,000 | $213,000 | $1,455,000 | $66,000 | $537,000 |
| Asian | 135 | $38,075,000 | $282,000 | $885,000 | $95,000 | $463,000 |
| American Indian or Alaskan Native | 115 | $21,655,000 | $188,000 | $485,000 | $65,000 | $299,000 |
| Native Hawaiian or Other Pacific Islander | 21 | $4,755,000 | $226,000 | $455,000 | $80,000 | $162,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 10,915 | $1,961,435,000 | $179,000 | $855,000 | $56,000 | $537,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,477 | $1,027,765,000 | $229,000 | $1,455,000 | $104,000 | $2,392,000 |
| VA-guaranteed (Veterans Administration) | 2,601 | $611,705,000 | $235,000 | $1,265,000 | $64,000 | $492,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1,100 | $167,900,000 | $152,000 | $565,000 | $49,000 | $136,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 9,778 | $1,970,490,000 | $201,000 | $895,000 | $68,000 | $2,392,000 |
| Application Withdrawn By Applicant | 5,568 | $1,064,430,000 | $191,000 | $1,455,000 | $69,000 | $780,000 |
| Loan Purchased By The Institution | 1,644 | $332,950,000 | $202,000 | $1,085,000 | $71,000 | $623,000 |
| Application Denied By Financial Institution | 1,425 | $284,835,000 | $199,000 | $1,415,000 | $67,000 | $643,000 |
| Preapproval Denied by Financial Institution | 398 | $60,170,000 | $151,000 | $785,000 | $49,000 | $303,000 |
| Application Approved But Not Accepted | 169 | $34,255,000 | $202,000 | $685,000 | $62,000 | $347,000 |
| File Closed For Incompleteness | 108 | $21,170,000 | $196,000 | $575,000 | $62,000 | $275,000 |
| Preapproval Approved but not Accepted | 3 | $505,000 | $168,000 | $175,000 | $51,000 | $61,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 17,270 | $3,423,800,000 | $198,000 | $1,455,000 | $68,000 | $2,392,000 |
| Credit History | 802 | $122,650,000 | $152,000 | $1,415,000 | $51,000 | $537,000 |
| Other | 388 | $98,900,000 | $254,000 | $1,265,000 | $86,000 | $643,000 |
| Debt-To-Income Ratio | 282 | $61,630,000 | $218,000 | $855,000 | $55,000 | $325,000 |
| Collateral | 213 | $37,795,000 | $177,000 | $625,000 | $74,000 | $345,000 |
| Employment History | 58 | $9,880,000 | $170,000 | $555,000 | $58,000 | $169,000 |
| Unverifiable Information | 34 | $6,170,000 | $181,000 | $695,000 | $72,000 | $449,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 28 | $4,380,000 | $156,000 | $365,000 | $51,000 | $183,000 |
| Credit Application Incomplete | 18 | $3,600,000 | $200,000 | $415,000 | $93,000 | $390,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into American Financial Resources, Inc.'s 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess American Financial Resources, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.