American General Fin.Serv.(De) Mortgage Lending & HMDA Data, 2007

In 2007, American General Fin.Serv.(De) of Evansville, IN reported 15,787 mortgage applications totaling $481.1 million, down 28% from 2006. The average application was for $30,471, and applicants reported an average income of $40,096. 26% of its applications resulted in an originated loan and 49% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (904), Riverside-San Bernardino-Ontario, CA (774) and Atlanta-Sandy Springs-Marietta, GA (601) (applications in parentheses).

Mortgage Company & Address American General Fin.Serv.(De)
601 N.W. Second Street, P.O. Box 59
Evansville, IN 47701
Tel #: available with data download
Federal Regulator * available with data download
Years 2009  2008  2007  2006  2005  2004  
Total Number of Mortgage Applications 15,787
Total Mortgage Loan Application Amount $481,051,000
Average Mortgage Loan Application Amount $30,471
Highest Mortgage Loan Application Amount $850,000
Average Applicant Income $40,096
Highest Applicant Income $720,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records American General Fin.Serv.(De) filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for American General Fin.Serv.(De) by Metropolitan Area in 2007

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles-Long Beach-Glendale, CA 904 $ 27,543,000 $ 30,467 $ 34,000
Riverside-San Bernardino-Ontario, CA 774 $ 21,185,000 $ 27,370 $ 33,000
Atlanta-Sandy Springs-Marietta, GA 601 $ 16,290,000 $ 27,104 $ 44,000
Nashville-Davidson--Murfreesboro--Franklin, TN 486 $ 8,661,000 $ 17,820 $ 43,000
St. Louis, MO-IL 485 $ 8,606,000 $ 17,744 $ 37,010
Denver-Aurora, CO 344 $ 11,463,000 $ 33,322 $ 49,000
Kansas City, MO-KS 340 $ 6,090,000 $ 17,911 $ 40,764
Sacramento--Arden-Arcade--Roseville, CA 309 $ 8,696,000 $ 28,142 $ 49,000
Memphis, TN-MS-AR 258 $ 3,536,000 $ 13,705 $ 37,279
Bakersfield, CA 251 $ 4,678,000 $ 18,637 $ 47,000
Washington-Arlington-Alexandria, DC-VA-MD-WV 244 $ 5,803,000 $ 23,782 $ 47,770
Las Vegas-Paradise, NV 208 $ 10,675,000 $ 51,322 $ 48,000
San Diego-Carlsbad-San Marcos, CA 198 $ 7,139,000 $ 36,055 $ 48,000
Portland-Vancouver-Beaverton, OR-WA 193 $ 11,302,000 $ 58,559 $ 48,751
Camden, NJ 183 $ 2,816,000 $ 15,387 $ 44,000
Edison, NJ 178 $ 4,478,000 $ 25,157 $ 49,000
Richmond, VA 163 $ 3,453,000 $ 21,184 $ 38,000
Tulsa, OK 161 $ 2,687,000 $ 16,689 $ 33,000
Albuquerque, NM 159 $ 5,339,000 $ 33,578 $ 39,000
Oklahoma City, OK 147 $ 2,250,000 $ 15,306 $ 40,000
Detroit-Livonia-Dearborn, MI 146 $ 1,886,000 $ 12,917 $ 42,000
Santa Ana-Anaheim-Irvine, CA 143 $ 5,046,000 $ 35,286 $ 33,000
Baltimore-Towson, MD 138 $ 2,998,000 $ 21,724 $ 45,000
Merced, CA 135 $ 2,978,000 $ 22,059 $ 45,000
Visalia-Porterville, CA 129 $ 4,430,000 $ 34,341 $ 38,000
Omaha-Council Bluffs, NE-IA 127 $ 1,437,000 $ 11,314 $ 39,212
Knoxville, TN 126 $ 2,766,000 $ 21,952 $ 37,000
Stockton, CA 121 $ 3,174,000 $ 26,231 $ 44,000
Oakland-Fremont-Hayward, CA 120 $ 3,545,000 $ 29,541 $ 57,000
Modesto, CA 119 $ 3,879,000 $ 32,596 $ 43,000
Jackson, MS 117 $ 3,207,000 $ 27,410 $ 36,000
Providence-New Bedford-Fall River, RI-MA 111 $ 1,680,000 $ 15,135 $ 43,972
Virginia Beach-Norfolk-Newport News, VA-NC 111 $ 2,425,000 $ 21,846 $ 43,000
Wichita, KS 109 $ 1,686,000 $ 15,467 $ 35,000
Savannah, GA 108 $ 2,832,000 $ 26,222 $ 38,000
Salt Lake City, UT 106 $ 5,360,000 $ 50,566 $ 49,000
Wilmington, DE-MD-NJ 102 $ 2,182,000 $ 21,392 $ 41,774
Greeley, CO 92 $ 2,405,000 $ 26,141 $ 47,000
Roanoke, VA 91 $ 1,564,000 $ 17,186 $ 29,000
Oxnard-Thousand Oaks-Ventura, CA 89 $ 2,099,000 $ 23,584 $ 45,000
Bend, OR 86 $ 3,984,000 $ 46,325 $ 48,000
Hattiesburg, MS 86 $ 1,740,000 $ 20,232 $ 35,000
Medford, OR 86 $ 7,743,000 $ 90,034 $ 48,000
Dover, DE 83 $ 1,667,000 $ 20,084 $ 37,000
Gulfport-Biloxi, MS 77 $ 3,451,000 $ 44,818 $ 38,000
Vallejo-Fairfield, CA 76 $ 2,516,000 $ 33,105 $ 59,000
Chattanooga, TN-GA 72 $ 3,060,000 $ 42,500 $ 42,055
Charlottesville, VA 71 $ 2,509,000 $ 35,338 $ 39,000
Vineland-Millville-Bridgeton, NJ 71 $ 1,034,000 $ 14,563 $ 36,000
Grand Rapids-Wyoming, MI 70 $ 1,587,000 $ 22,671 $ 39,000
Fresno, CA 69 $ 2,243,000 $ 32,507 $ 42,000
Newark-Union, NJ-PA 69 $ 2,557,000 $ 37,057 $ 36,000
St. George, UT 68 $ 4,318,000 $ 63,500 $ 41,000
Hartford-West Hartford-East Hartford, CT 65 $ 670,000 $ 10,307 $ 38,000
Warren-Troy-Farmington Hills, MI 65 $ 2,618,000 $ 40,276 $ 46,000
San Francisco-San Mateo-Redwood City, CA 61 $ 2,677,000 $ 43,885 $ 49,000
Clarksville, TN-KY 59 $ 544,000 $ 9,220 $ 46,000
Colorado Springs, CO 58 $ 1,543,000 $ 26,603 $ 50,000
New York-White Plains-Wayne, NY-NJ 57 $ 1,151,000 $ 20,192 $ 49,000
Hagerstown-Martinsburg, MD-WV 56 $ 1,775,000 $ 31,696 $ 52,125
San Jose-Sunnyvale-Santa Clara, CA 56 $ 1,320,000 $ 23,571 $ 48,000
Trenton-Ewing, NJ 56 $ 931,000 $ 16,625 $ 43,000
Chico, CA 53 $ 2,074,000 $ 39,132 $ 44,000
Eugene-Springfield, OR 52 $ 4,614,000 $ 88,730 $ 44,000
Salem, OR 52 $ 3,450,000 $ 66,346 $ 49,000
Redding, CA 51 $ 1,518,000 $ 29,764 $ 47,000
Augusta-Richmond County, GA-SC 50 $ 1,877,000 $ 37,540 $ 39,000
Ogden-Clearfield, UT 47 $ 1,974,000 $ 42,000 $ 47,000
Santa Fe, NM 47 $ 1,479,000 $ 31,468 $ 40,000
Albany, GA 46 $ 1,048,000 $ 22,782 $ 37,000
Kalamazoo-Portage, MI 46 $ 1,442,000 $ 31,347 $ 38,000
Athens-Clarke County, GA 45 $ 881,000 $ 19,577 $ 34,000
Madera, CA 45 $ 1,801,000 $ 40,022 $ 41,000
Reno-Sparks, NV 45 $ 1,848,000 $ 41,066 $ 47,000
Springfield, MO 45 $ 1,279,000 $ 28,422 $ 37,000
New Haven-Milford, CT 41 $ 1,261,000 $ 30,756 $ 40,000
Salisbury, MD 39 $ 700,000 $ 17,948 $ 31,000
Yuba City, CA 39 $ 1,482,000 $ 38,000 $ 42,000
Portland-South Portland-Biddeford, ME 37 $ 1,081,000 $ 29,216 $ 45,000
Atlantic City, NJ 35 $ 530,000 $ 15,142 $ 47,000
Lynchburg, VA 35 $ 832,000 $ 23,771 $ 29,000
Provo-Orem, UT 34 $ 1,181,000 $ 34,735 $ 51,000
Fort Collins-Loveland, CO 33 $ 1,957,000 $ 59,303 $ 49,000
Rapid City, SD 33 $ 3,247,000 $ 98,393 $ 42,000
Bethesda-Gaithersburg-Frederick, MD 32 $ 1,994,000 $ 62,312 $ 49,000
Pueblo, CO 32 $ 742,000 $ 23,187 $ 37,000
Boise City-Nampa, ID 29 $ 786,000 $ 27,103 $ 39,000
Las Cruces, NM 29 $ 1,244,000 $ 42,896 $ 34,000
Macon, GA 29 $ 567,000 $ 19,551 $ 37,000
Kingsport-Bristol-Bristol, TN-VA 27 $ 695,000 $ 25,740 $ 40,000
Santa Rosa-Petaluma, CA 25 $ 1,664,000 $ 66,560 $ 57,000
Brunswick, GA 24 $ 1,060,000 $ 44,166 $ 29,000
Santa Cruz-Watsonville, CA 23 $ 522,000 $ 22,695 $ 51,000
Lansing-East Lansing, MI 22 $ 888,000 $ 40,363 $ 39,000
Morristown, TN 22 $ 426,000 $ 19,363 $ 36,000
Pocatello, ID 22 $ 505,000 $ 22,954 $ 37,000
Bay City, MI 21 $ 246,000 $ 11,714 $ 34,000
Hinesville-Fort Stewart, GA 21 $ 458,000 $ 21,809 $ 30,000
Farmington, NM 20 $ 1,695,000 $ 84,750 $ 54,000
Gainesville, GA 20 $ 483,000 $ 24,150 $ 43,000
Hanford-Corcoran, CA 20 $ 707,000 $ 35,350 $ 34,000
Jackson, TN 20 $ 564,000 $ 28,200 $ 36,000
St. Joseph, MO-KS 20 $ 402,000 $ 20,100 $ 32,200
Boulder, CO 18 $ 698,000 $ 38,777 $ 30,000
Columbus, GA-AL 17 $ 159,000 $ 9,352 $ 49,411
Norwich-New London, CT 17 $ 220,000 $ 12,941 $ 47,000
Harrisonburg, VA 14 $ 328,000 $ 23,428 $ 34,000
Lincoln, NE 13 $ 773,000 $ 59,461 $ 43,000
Topeka, KS 13 $ 868,000 $ 66,769 $ 44,000
Lewiston-Auburn, ME 12 $ 314,000 $ 26,166 $ 29,000
Blacksburg-Christiansburg-Radford, VA 11 $ 270,000 $ 24,545 $ 37,000
Joplin, MO 11 $ 237,000 $ 21,545 $ 26,000
Missoula, MT 11 $ 290,000 $ 26,363 $ 36,000
Muskegon-Norton Shores, MI 11 $ 149,000 $ 13,545 $ 26,000
Salinas, CA 11 $ 793,000 $ 72,090 $ 48,000
Idaho Falls, ID 10 $ 367,000 $ 36,700 $ 36,000
Monroe, MI 10 $ 60,000 $ 6,000 $ 49,000
Ocean City, NJ 10 $ 195,000 $ 19,500 $ 35,000
Ann Arbor, MI 9 $ 62,000 $ 6,888 $ 53,000
Billings, MT 9 $ 443,000 $ 49,222 $ 43,000
Grand Junction, CO 9 $ 1,241,000 $ 137,888 $ 50,000
Battle Creek, MI 8 $ 260,000 $ 32,500 $ 52,000
Cleveland, TN 8 $ 114,000 $ 14,250 $ 31,000
Cumberland, MD-WV 8 $ 399,000 $ 49,875 $ 52,500
Dalton, GA 8 $ 327,000 $ 40,875 $ 36,000
Holland-Grand Haven, MI 8 $ 284,000 $ 35,500 $ 33,000
Valdosta, GA 8 $ 298,000 $ 37,250 $ 38,000
Coeur D'Alene, ID 7 $ 632,000 $ 90,285 $ 46,000
Danville, VA 7 $ 189,000 $ 27,000 $ 34,000
Napa, CA 7 $ 553,000 $ 79,000 $ 32,000
Lawton, OK 6 $ 84,000 $ 14,000 $ 35,000
Pascagoula, MS 6 $ 182,000 $ 30,333 $ 32,000
Saginaw-Saginaw Township North, MI 6 $ 133,000 $ 22,166 $ 25,000
Santa Barbara-Santa Maria-Goleta, CA 6 $ 51,000 $ 8,500 $ 29,000
Winchester, VA-WV 6 $ 575,000 $ 95,833 $ 42,000
Flint, MI 5 $ 158,000 $ 31,600 $ 26,000
Johnson City, TN 5 $ 150,000 $ 30,000 $ 28,000
Rome, GA 5 $ 184,000 $ 36,800 $ 43,000
Bangor, ME 4 $ 263,000 $ 65,750 $ 34,000
Bridgeport-Stamford-Norwalk, CT 4 $ 59,000 $ 14,750 $ 63,000
Carson City, NV 4 $ 221,000 $ 55,250 $ 41,000
Des Moines-West Des Moines, IA 4 $ 11,000 $ 2,750 $ 33,000
South Bend-Mishawaka, IN-MI 4 $ 253,000 $ 63,250 $ 43,000
Allentown-Bethlehem-Easton, PA-NJ 3 $ 15,000 $ 5,000 $ 35,000
Corvallis, OR 3 $ 353,000 $ 117,666 $ 32,000
El Centro, CA 3 $ 185,000 $ 61,666 $ 54,000
Iowa City, IA 3 $ 4,000 $ 1,333 $ 32,000
Lake Havasu City-Kingman, AZ 3 $ 14,000 $ 4,666 $ 37,000
Lawrence, KS 3 $ 8,000 $ 2,666 $ 32,000
Lewiston, ID-WA 3 $ 216,000 $ 72,000 $ 49,000
Logan, UT-ID 3 $ 131,000 $ 43,666 $ 50,000
Sioux City, IA-NE-SD 3 $ 9,000 $ 3,000 $ 35,000
Tallahassee, FL 3 $ 52,000 $ 17,333 $ 44,000
Cedar Rapids, IA 2 $ 7,000 $ 3,500 $ 32,000
Dallas-Plano-Irving, TX 2 $ 5,000 $ 2,500 $ 11,000
Great Falls, MT 2 $ 13,000 $ 6,500 $ 30,000
Kennewick-Richland-Pasco, WA 2 $ 182,000 $ 91,000 $ 60,000
Philadelphia, PA 2 $ 27,000 $ 13,500 $ 11,000
Phoenix-Mesa-Scottsdale, AZ 2 $ 96,000 $ 48,000 $ 30,000
San Luis Obispo-Paso Robles, CA 2 $ 598,000 $ 299,000 $ 60,000
Seattle-Bellevue-Everett, WA 2 $ 332,000 $ 166,000 $ 56,000
Tacoma, WA 2 $ 29,000 $ 14,500 $ 33,000
Wenatchee, WA 2 $ 269,000 $ 134,500 $ 32,000
Akron, OH 1 $ 50,000 $ 50,000 $ 0
Ames, IA 1 $ 2,000 $ 2,000 $ 54,000
Auburn-Opelika, AL 1 $ 1,000 $ 1,000 $ 16,000
Birmingham-Hoover, AL 1 $ 3,000 $ 3,000 $ 83,000
Cleveland-Elyria-Mentor, OH 1 $ 1,000 $ 1,000 $ 0
Davenport-Moline-Rock Island, IA-IL 1 $ 61,000 $ 61,000 $ 0
Fort Worth-Arlington, TX 1 $ 10,000 $ 10,000 $ 44,000
Houston-Sugar Land-Baytown, TX 1 $ 20,000 $ 20,000 $ 73,000
Jackson, MI 1 $ 52,000 $ 52,000 $ 69,000
Jacksonville, FL 1 $ 85,000 $ 85,000 $ 29,000
Jefferson City, MO 1 $ 4,000 $ 4,000 $ 42,000
Lakeland, FL 1 $ 115,000 $ 115,000 $ 55,000
New Orleans-Metairie-Kenner, LA 1 $ 23,000 $ 23,000 $ 93,000
Niles-Benton Harbor, MI 1 $ 5,000 $ 5,000 $ 31,000
Sioux Falls, SD 1 $ 2,000 $ 2,000 $ 26,000
Warner Robins, GA 1 $ 4,000 $ 4,000 $ 29,000

Mortgage Loan Application Detail Totals for American General Fin.Serv.(De) in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 12,712 $173,045,000 $13,000 $650,000 $40,000 $720,000
Home Purchase 1,540 $135,030,000 $87,000 $750,000 $38,000 $205,000
Refinancing 1,535 $172,976,000 $112,000 $850,000 $43,000 $332,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not Provided 8,245 $227,746,000 $27,000 $850,000 $43,000 $720,000
White 4,280 $162,642,000 $38,000 $763,000 $42,000 $332,000
Black or African American 1,425 $27,770,000 $19,000 $500,000 $37,000 $239,000
Hispanic 855 $26,721,000 $31,000 $600,000 $43,000 $108,000
Not applicable 825 $31,494,000 $38,000 $438,000 $0 $0
American Indian or Alaskan Native 72 $2,117,000 $29,000 $340,000 $39,000 $98,000
Asian 68 $1,544,000 $22,000 $401,000 $52,000 $185,000
Native Hawaiian or Other Pacific Islander 17 $1,017,000 $59,000 $400,000 $57,000 $98,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 15,787 $481,051,000 $30,000 $850,000 $40,000 $720,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 7,676 $202,187,000 $26,000 $850,000 $38,000 $332,000
Loan Originated 4,054 $102,701,000 $25,000 $413,000 $47,000 $720,000
Application Withdrawn By Applicant 3,191 $142,856,000 $44,000 $750,000 $47,000 $600,000
Loan Purchased By The Institution 866 $33,307,000 $38,000 $438,000 $2,000 $111,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into American General Fin.Serv.(De)'s 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess American General Fin.Serv.(De)'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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