American Mortgage Express Mortgage Lending & HMDA Data, 2005

In 2005, American Mortgage Express of San Diego, CA reported 19,491 mortgage applications totaling $3.8 billion, up 71% from 2004. The average application was for $196,703, and applicants reported an average income of $94,774. 44% of its applications resulted in an originated loan and 20% were denied. Its largest markets were San Diego-Carlsbad-San Marcos, CA (2,051), Phoenix-Mesa-Scottsdale, AZ (1,878) and Riverside-San Bernardino-Ontario, CA (1,277) (applications in parentheses).

Mortgage Company & Address American Mortgage Express
10251 Vista Sorrento Parkway
San Diego, CA 92121
Tel #: available with data download
Federal Regulator * available with data download
Years 2005  2004  2003  
Total Number of Mortgage Applications 19,491
Total Mortgage Loan Application Amount $3,833,943,000
Average Mortgage Loan Application Amount $196,703
Highest Mortgage Loan Application Amount $2,835,000
Average Applicant Income $94,774
Highest Applicant Income $3,328,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records American Mortgage Express filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for American Mortgage Express by County in 2005

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
San Diego, California 2,051 $ 708,317,000 $ 345,352 $ 113,000
Maricopa, Arizona 1,763 $ 285,191,000 $ 161,764 $ 86,000
Clark, Nevada 1,082 $ 211,703,000 $ 195,658 $ 102,000
Los Angeles, California 839 $ 223,946,000 $ 266,920 $ 116,000
Riverside, California 782 $ 184,718,000 $ 236,212 $ 104,000
Fresno, California 537 $ 83,527,000 $ 155,543 $ 74,000
San Bernardino, California 495 $ 102,594,000 $ 207,260 $ 92,000
King, Washington 421 $ 86,546,000 $ 205,572 $ 103,000
Multnomah, Oregon 405 $ 60,969,000 $ 150,540 $ 87,000
Sacramento, California 385 $ 87,310,000 $ 226,779 $ 124,000
Clark, Washington 383 $ 59,804,000 $ 156,146 $ 72,000
Pierce, Washington 341 $ 54,887,000 $ 160,958 $ 90,000
Merced, California 331 $ 59,912,000 $ 181,003 $ 142,000
Stanislaus, California 324 $ 71,979,000 $ 222,157 $ 107,000
Hillsborough, Florida 319 $ 37,145,000 $ 116,442 $ 62,000
San Joaquin, California 293 $ 71,930,000 $ 245,494 $ 120,000
Washington, Oregon 290 $ 44,952,000 $ 155,006 $ 84,000
Kern, California 271 $ 40,692,000 $ 150,154 $ 75,000
Orange, California 244 $ 83,829,000 $ 343,561 $ 124,000
Marion, Oregon 244 $ 26,723,000 $ 109,520 $ 62,000
Clackamas, Oregon 240 $ 42,167,000 $ 175,695 $ 104,000
Pima, Arizona 220 $ 32,248,000 $ 146,581 $ 67,000
Ada, Idaho 175 $ 20,513,000 $ 117,217 $ 64,000
Santa Clara, California 174 $ 57,158,000 $ 328,494 $ 119,000
Canyon, Idaho 159 $ 13,349,000 $ 83,955 $ 58,000
Alameda, California 153 $ 51,096,000 $ 333,960 $ 129,000
Tulare, California 143 $ 20,006,000 $ 139,902 $ 94,000
Deschutes, Oregon 137 $ 20,175,000 $ 147,262 $ 75,000
Salt Lake, Utah 136 $ 16,332,000 $ 120,088 $ 85,000
Contra Costa, California 134 $ 42,448,000 $ 316,776 $ 115,000
Snohomish, Washington 134 $ 24,676,000 $ 184,149 $ 84,000
Jackson, Oregon 132 $ 19,612,000 $ 148,575 $ 86,000
Bernalillo, New Mexico 124 $ 14,188,000 $ 114,419 $ 76,000
Pueblo, Colorado 123 $ 9,190,000 $ 74,715 $ 58,000
Pinal, Arizona 115 $ 16,414,000 $ 142,730 $ 84,000
Washington, Utah 106 $ 14,657,000 $ 138,273 $ 74,000
Pinellas, Florida 101 $ 15,628,000 $ 154,732 $ 64,000
Cowlitz, Washington 101 $ 10,093,000 $ 99,930 $ 56,000
Spokane, Washington 101 $ 10,160,000 $ 100,594 $ 74,000
Solano, California 100 $ 28,851,000 $ 288,510 $ 121,000
Lane, Oregon 98 $ 12,273,000 $ 125,234 $ 59,000
Madera, California 91 $ 14,898,000 $ 163,714 $ 75,000
Maui, Hawaii 89 $ 31,663,000 $ 355,764 $ 290,000
Mohave, Arizona 84 $ 13,191,000 $ 157,035 $ 91,000
Pasco, Florida 81 $ 11,862,000 $ 146,444 $ 93,000
Kitsap, Washington 77 $ 13,419,000 $ 174,272 $ 66,000
Honolulu, Hawaii 74 $ 21,405,000 $ 289,256 $ 135,000
Washoe, Nevada 73 $ 16,878,000 $ 231,205 $ 120,000
San Juan, New Mexico 71 $ 9,206,000 $ 129,661 $ 63,000
Monterey, California 69 $ 21,348,000 $ 309,391 $ 134,000
Mesa, Colorado 69 $ 7,381,000 $ 106,971 $ 52,000
Utah, Utah 64 $ 7,194,000 $ 112,406 $ 74,000
Orange, Florida 63 $ 9,112,000 $ 144,634 $ 62,000
Duval, Florida 62 $ 7,353,000 $ 118,596 $ 95,000
Kootenai, Idaho 58 $ 9,101,000 $ 156,913 $ 185,000
Weber, Utah 58 $ 5,485,000 $ 94,568 $ 51,000
Polk, Oregon 57 $ 6,562,000 $ 115,122 $ 76,000
Ventura, California 56 $ 18,703,000 $ 333,982 $ 133,000
Minnehaha, South Dakota 56 $ 6,188,000 $ 110,500 $ 40,000
Yakima, Washington 56 $ 4,974,000 $ 88,821 $ 57,000
Yavapai, Arizona 54 $ 8,059,000 $ 149,240 $ 119,000
Denver, Colorado 53 $ 7,683,000 $ 144,962 $ 100,000
Linn, Oregon 52 $ 4,414,000 $ 84,884 $ 59,000
Thurston, Washington 52 $ 8,217,000 $ 158,019 $ 61,000
Josephine, Oregon 50 $ 9,188,000 $ 183,760 $ 96,000
Davis, Utah 50 $ 6,526,000 $ 130,520 $ 71,000
Adams, Colorado 48 $ 6,359,000 $ 132,479 $ 86,000
Cache, Utah 48 $ 4,603,000 $ 95,895 $ 58,000
Arapahoe, Colorado 47 $ 6,885,000 $ 146,489 $ 107,000
Polk, Florida 47 $ 5,191,000 $ 110,446 $ 58,000
Volusia, Florida 47 $ 4,942,000 $ 105,148 $ 77,000
Douglas, Oregon 47 $ 5,284,000 $ 112,425 $ 50,000
Placer, California 46 $ 13,734,000 $ 298,565 $ 140,000
Sonoma, California 44 $ 13,039,000 $ 296,340 $ 111,000
Columbia, Oregon 44 $ 5,148,000 $ 117,000 $ 61,000
Yamhill, Oregon 43 $ 5,678,000 $ 132,046 $ 69,000
Butte, California 40 $ 5,906,000 $ 147,650 $ 77,000
El Dorado, California 38 $ 10,771,000 $ 283,447 $ 116,000
Imperial, California 38 $ 6,795,000 $ 178,815 $ 73,000
Weld, Colorado 37 $ 6,375,000 $ 172,297 $ 108,000
Grays Harbor, Washington 37 $ 3,986,000 $ 107,729 $ 86,000
Kings, California 36 $ 4,293,000 $ 119,250 $ 67,000
Nez Perce, Idaho 36 $ 3,219,000 $ 89,416 $ 52,000
Sandoval, New Mexico 36 $ 4,218,000 $ 117,166 $ 84,000
Yuma, Arizona 34 $ 4,696,000 $ 138,117 $ 105,000
Shasta, California 34 $ 4,475,000 $ 131,617 $ 96,000
Bonneville, Idaho 33 $ 3,324,000 $ 100,727 $ 74,000
Hawaii, Hawaii 31 $ 7,867,000 $ 253,774 $ 128,000
Sanpete, Utah 30 $ 2,625,000 $ 87,500 $ 43,000
Jefferson, Colorado 29 $ 4,771,000 $ 164,517 $ 79,000
Lee, Florida 29 $ 4,754,000 $ 163,931 $ 71,000
Twin Falls, Idaho 28 $ 1,962,000 $ 70,071 $ 44,000
Marion, Florida 26 $ 3,631,000 $ 139,653 $ 80,000
Santa Barbara, California 25 $ 8,189,000 $ 327,560 $ 139,000
Dona Ana, New Mexico 24 $ 2,768,000 $ 115,333 $ 75,000
Lewis, Washington 24 $ 2,342,000 $ 97,583 $ 62,000
San Mateo, California 23 $ 9,798,000 $ 426,000 $ 128,000
Broward, Florida 23 $ 4,580,000 $ 199,130 $ 95,000
Skagit, Washington 23 $ 3,221,000 $ 140,043 $ 68,000
Navajo, Arizona 22 $ 2,358,000 $ 107,181 $ 72,000
Clatsop, Oregon 22 $ 2,557,000 $ 116,227 $ 56,000
Mason, Washington 22 $ 2,574,000 $ 117,000 $ 72,000
Cochise, Arizona 21 $ 2,424,000 $ 115,428 $ 62,000
Sutter, California 21 $ 5,705,000 $ 271,666 $ 171,000
El Paso, Colorado 21 $ 4,201,000 $ 200,047 $ 75,000
Payette, Idaho 21 $ 1,606,000 $ 76,476 $ 40,000
Crook, Oregon 21 $ 2,363,000 $ 112,523 $ 68,000
Humboldt, California 20 $ 3,601,000 $ 180,050 $ 77,000
Hernando, Florida 20 $ 2,724,000 $ 136,200 $ 57,000
Indian River, Florida 20 $ 2,847,000 $ 142,350 $ 61,000
Bannock, Idaho 20 $ 1,593,000 $ 79,650 $ 69,000
Bonner, Idaho 20 $ 3,173,000 $ 158,650 $ 73,000
Chaves, New Mexico 20 $ 1,673,000 $ 83,650 $ 55,000
Grant, Washington 20 $ 1,492,000 $ 74,600 $ 127,000
Calaveras, California 19 $ 5,195,000 $ 273,421 $ 183,000
Tuolumne, California 19 $ 3,718,000 $ 195,684 $ 93,000
Boulder, Colorado 19 $ 3,800,000 $ 200,000 $ 75,000
Wayne, Michigan 19 $ 1,308,000 $ 68,842 $ 75,000
Lincoln, Oregon 19 $ 2,520,000 $ 132,631 $ 80,000
Eagle, Colorado 18 $ 4,877,000 $ 270,944 $ 134,000
Larimer, Colorado 18 $ 2,667,000 $ 148,166 $ 86,000
Osceola, Florida 18 $ 2,496,000 $ 138,666 $ 49,000
Box Elder, Utah 18 $ 1,519,000 $ 84,388 $ 43,000
Juab, Utah 18 $ 1,501,000 $ 83,388 $ 88,000
Lake, California 17 $ 3,551,000 $ 208,882 $ 82,000
Siskiyou, California 17 $ 2,418,000 $ 142,235 $ 86,000
Gooding, Idaho 17 $ 939,000 $ 55,235 $ 41,000
Malheur, Oregon 17 $ 1,169,000 $ 68,764 $ 49,000
Iron, Utah 17 $ 2,529,000 $ 148,764 $ 83,000
Coconino, Arizona 16 $ 3,235,000 $ 202,187 $ 92,000
Seminole, Florida 16 $ 2,924,000 $ 182,750 $ 59,000
Nye, Nevada 16 $ 2,348,000 $ 146,750 $ 93,000
Benton, Washington 16 $ 1,433,000 $ 89,562 $ 53,000
Whatcom, Washington 16 $ 2,443,000 $ 152,687 $ 44,000
Yolo, California 15 $ 3,797,000 $ 253,133 $ 98,000
Alamosa, Colorado 15 $ 1,091,000 $ 72,733 $ 34,000
Douglas, Colorado 15 $ 3,215,000 $ 214,333 $ 105,000
Ravalli, Montana 15 $ 2,438,000 $ 162,533 $ 101,000
Lyon, Nevada 15 $ 1,926,000 $ 128,400 $ 68,000
Sevier, Utah 15 $ 1,032,000 $ 68,800 $ 50,000
Franklin, Washington 15 $ 938,000 $ 62,533 $ 48,000
Pacific, Washington 15 $ 1,579,000 $ 105,266 $ 65,000
Glenn, California 14 $ 1,951,000 $ 139,357 $ 61,000
Lassen, California 14 $ 2,099,000 $ 149,928 $ 74,000
San Luis Obispo, California 14 $ 4,573,000 $ 326,642 $ 141,000
Garfield, Colorado 14 $ 2,352,000 $ 168,000 $ 106,000
Blaine, Idaho 14 $ 3,100,000 $ 221,428 $ 96,000
Colfax, New Mexico 14 $ 983,000 $ 70,214 $ 69,000
Coos, Oregon 14 $ 1,315,000 $ 93,928 $ 45,000
Lincoln, South Dakota 14 $ 2,654,000 $ 189,571 $ 71,000
San Benito, California 13 $ 4,442,000 $ 341,692 $ 119,000
Tehama, California 13 $ 2,002,000 $ 154,000 $ 57,000
Miami-Dade, Florida 13 $ 3,125,000 $ 240,384 $ 176,000
St. Lucie, Florida 13 $ 1,699,000 $ 130,692 $ 81,000
Kent, Michigan 13 $ 1,513,000 $ 116,384 $ 52,000
Santa Fe, New Mexico 13 $ 3,064,000 $ 235,692 $ 158,000
Pennington, South Dakota 13 $ 1,444,000 $ 111,076 $ 48,000
Brevard, Florida 12 $ 1,253,000 $ 104,416 $ 28,000
Escambia, Florida 12 $ 1,639,000 $ 136,583 $ 51,000
Palm Beach, Florida 12 $ 2,341,000 $ 195,083 $ 59,000
Wasco, Oregon 12 $ 1,156,000 $ 96,333 $ 192,000
Island, Washington 12 $ 2,142,000 $ 178,500 $ 94,000
San Francisco, California 11 $ 5,213,000 $ 473,909 $ 193,000
Yuba, California 11 $ 2,111,000 $ 191,909 $ 168,000
Fremont, Colorado 11 $ 901,000 $ 81,909 $ 62,000
Kauai, Hawaii 11 $ 4,038,000 $ 367,090 $ 123,000
Fremont, Idaho 11 $ 814,000 $ 74,000 $ 52,000
Gem, Idaho 11 $ 805,000 $ 73,181 $ 50,000
Valley, Idaho 11 $ 1,748,000 $ 158,909 $ 104,000
Lea, New Mexico 11 $ 825,000 $ 75,000 $ 56,000
Klamath, Oregon 11 $ 1,225,000 $ 111,363 $ 62,000
Umatilla, Oregon 11 $ 750,000 $ 68,181 $ 44,000
Mariposa, California 10 $ 1,571,000 $ 157,100 $ 111,000
Nevada, California 10 $ 2,490,000 $ 249,000 $ 93,000
Clay, Florida 10 $ 1,606,000 $ 160,600 $ 152,000
Sarasota, Florida 10 $ 2,494,000 $ 249,400 $ 70,000
Redwood, Minnesota 10 $ 981,000 $ 98,100 $ 53,000
Elko, Nevada 10 $ 707,000 $ 70,700 $ 56,000
Union, Oregon 10 $ 731,000 $ 73,100 $ 58,000
Asotin, Washington 10 $ 793,000 $ 79,300 $ 43,000
Santa Cruz, Arizona 9 $ 1,209,000 $ 134,333 $ 64,000
Santa Cruz, California 9 $ 3,284,000 $ 364,888 $ 126,000
Lake, Florida 9 $ 1,899,000 $ 211,000 $ 57,000
Boise, Idaho 9 $ 961,000 $ 106,777 $ 107,000
Owyhee, Idaho 9 $ 583,000 $ 64,777 $ 59,000
Lincoln, New Mexico 9 $ 1,877,000 $ 208,555 $ 122,000
San Miguel, New Mexico 9 $ 1,306,000 $ 145,111 $ 42,000
Benton, Oregon 9 $ 869,000 $ 96,555 $ 49,000
Jefferson, Oregon 9 $ 1,183,000 $ 131,444 $ 64,000
Rutherford, Tennessee 9 $ 533,000 $ 59,222 $ 124,000
Tooele, Utah 9 $ 788,000 $ 87,555 $ 49,000
Wasatch, Utah 9 $ 1,117,000 $ 124,111 $ 77,000
Alachua, Florida 8 $ 764,000 $ 95,500 $ 64,000
Flagler, Florida 8 $ 996,000 $ 124,500 $ 128,000
Madison, Idaho 8 $ 776,000 $ 97,000 $ 61,000
Valencia, New Mexico 8 $ 693,000 $ 86,625 $ 71,000
Lawrence, South Dakota 8 $ 606,000 $ 75,750 $ 27,000
Meade, South Dakota 8 $ 1,554,000 $ 194,250 $ 150,000
Douglas, Washington 8 $ 766,000 $ 95,750 $ 68,000
Mono, California 7 $ 1,842,000 $ 263,142 $ 137,000
Otero, Colorado 7 $ 632,000 $ 90,285 $ 48,000
Rio Grande, Colorado 7 $ 704,000 $ 100,571 $ 136,000
Manatee, Florida 7 $ 1,911,000 $ 273,000 $ 98,000
Santa Rosa, Florida 7 $ 719,000 $ 102,714 $ 146,000
Adams, Idaho 7 $ 571,000 $ 81,571 $ 109,000
Franklin, Idaho 7 $ 565,000 $ 80,714 $ 50,000
Jerome, Idaho 7 $ 544,000 $ 77,714 $ 57,000
Washington, Idaho 7 $ 501,000 $ 71,571 $ 95,000
Gallatin, Montana 7 $ 2,102,000 $ 300,285 $ 159,000
Lewis and Clark, Montana 7 $ 579,000 $ 82,714 $ 51,000
Cibola, New Mexico 7 $ 592,000 $ 84,571 $ 48,000
Walla Walla, Washington 7 $ 1,082,000 $ 154,571 $ 79,000
Mendocino, California 6 $ 2,092,000 $ 348,666 $ 152,000
Conejos, Colorado 6 $ 424,000 $ 70,666 $ 45,000
Grand, Colorado 6 $ 557,000 $ 92,833 $ 60,000
Huerfano, Colorado 6 $ 506,000 $ 84,333 $ 58,000
Pitkin, Colorado 6 $ 1,853,000 $ 308,833 $ 179,000
Citrus, Florida 6 $ 674,000 $ 112,333 $ 23,000
Collier, Florida 6 $ 1,683,000 $ 280,500 $ 178,000
Lincoln, Idaho 6 $ 604,000 $ 100,666 $ 62,000
Eddy, New Mexico 6 $ 459,000 $ 76,500 $ 84,000
Baker, Oregon 6 $ 390,000 $ 65,000 $ 44,000
Hood River, Oregon 6 $ 905,000 $ 150,833 $ 102,000
Morrow, Oregon 6 $ 292,000 $ 48,666 $ 37,000
Duchesne, Utah 6 $ 418,000 $ 69,666 $ 50,000
Summit, Utah 6 $ 1,058,000 $ 176,333 $ 247,000
Jefferson, Washington 6 $ 717,000 $ 119,500 $ 99,000
Amador, California 5 $ 837,000 $ 167,400 $ 67,000
Colusa, California 5 $ 702,000 $ 140,400 $ 79,000
Marin, California 5 $ 2,489,000 $ 497,800 $ 186,000
Napa, California 5 $ 1,360,000 $ 272,000 $ 117,000
Charlotte, Florida 5 $ 727,000 $ 145,400 $ 24,000
Leon, Florida 5 $ 932,000 $ 186,400 $ 88,000
Boundary, Idaho 5 $ 464,000 $ 92,800 $ 59,000
Camas, Idaho 5 $ 515,000 $ 103,000 $ 80,000
Elmore, Idaho 5 $ 305,000 $ 61,000 $ 68,000
Jefferson, Idaho 5 $ 406,000 $ 81,200 $ 89,000
Tillamook, Oregon 5 $ 877,000 $ 175,400 $ 165,000
Kittitas, Washington 5 $ 759,000 $ 151,800 $ 55,000
Okanogan, Washington 5 $ 360,000 $ 72,000 $ 83,000
Whitman, Washington 5 $ 641,000 $ 128,200 $ 60,000
Gila, Arizona 4 $ 414,000 $ 103,500 $ 21,000
La Plata, Colorado 4 $ 797,000 $ 199,250 $ 64,000
Las Animas, Colorado 4 $ 217,000 $ 54,250 $ 35,000
Montrose, Colorado 4 $ 378,000 $ 94,500 $ 19,000
Latah, Idaho 4 $ 530,000 $ 132,500 $ 82,000
Oneida, Idaho 4 $ 115,000 $ 28,750 $ 34,000
Genesee, Michigan 4 $ 205,000 $ 51,250 $ 83,000
Rock, Minnesota 4 $ 488,000 $ 122,000 $ 64,000
Stearns, Minnesota 4 $ 807,000 $ 201,750 $ 75,000
Douglas, Nevada 4 $ 1,308,000 $ 327,000 $ 401,000
Hughes, South Dakota 4 $ 857,000 $ 214,250 $ 52,000
Chelan, Washington 4 $ 761,000 $ 190,250 $ 81,000
Ferry, Washington 4 $ 192,000 $ 48,000 $ 43,000
Stevens, Washington 4 $ 252,000 $ 63,000 $ 39,000
Apache, Arizona 3 $ 372,000 $ 124,000 $ 64,000
Del Norte, California 3 $ 304,000 $ 101,333 $ 89,000
Park, Colorado 3 $ 216,000 $ 72,000 $ 58,000
Bingham, Idaho 3 $ 231,000 $ 77,000 $ 37,000
Butte, Idaho 3 $ 165,000 $ 55,000 $ 57,000
Idaho, Idaho 3 $ 325,000 $ 108,333 $ 118,000
Shoshone, Idaho 3 $ 188,000 $ 62,666 $ 60,000
Clark, Indiana 3 $ 517,000 $ 172,333 $ 37,000
Ottawa, Michigan 3 $ 646,000 $ 215,333 $ 58,000
Hennepin, Minnesota 3 $ 553,000 $ 184,333 $ 37,000
Flathead, Montana 3 $ 190,000 $ 63,333 $ 91,000
Hill, Montana 3 $ 133,000 $ 44,333 $ 134,000
Carson City, Nevada 3 $ 491,000 $ 163,666 $ 32,000
Rio Arriba, New Mexico 3 $ 805,000 $ 268,333 $ 108,000
Torrance, New Mexico 3 $ 208,000 $ 69,333 $ 56,000
Curry, Oregon 3 $ 776,000 $ 258,666 $ 225,000
Aiken, South Carolina 3 $ 136,000 $ 45,333 $ 82,000
Moody, South Dakota 3 $ 239,000 $ 79,666 $ 23,000
Union, South Dakota 3 $ 257,000 $ 85,666 $ 45,000
Bexar, Texas 3 $ 196,000 $ 65,333 $ 76,000
Travis, Texas 3 $ 361,000 $ 120,333 $ 179,000
Kane, Utah 3 $ 706,000 $ 235,333 $ 330,000
Millard, Utah 3 $ 226,000 $ 75,333 $ 38,000
Adams, Washington 3 $ 231,000 $ 77,000 $ 46,000
Klickitat, Washington 3 $ 723,000 $ 241,000 $ 118,000
Skamania, Washington 3 $ 301,000 $ 100,333 $ 63,000
Wahkiakum, Washington 3 $ 380,000 $ 126,666 $ 79,000
Graham, Arizona 2 $ 206,000 $ 103,000 $ 56,000
Costilla, Colorado 2 $ 135,000 $ 67,500 $ 38,000
Crowley, Colorado 2 $ 60,000 $ 30,000 $ 19,000
Delta, Colorado 2 $ 207,000 $ 103,500 $ 138,000
Montezuma, Colorado 2 $ 303,000 $ 151,500 $ 42,000
Morgan, Colorado 2 $ 99,000 $ 49,500 $ 54,000
Bay, Florida 2 $ 347,000 $ 173,500 $ 51,000
DeSoto, Florida 2 $ 671,000 $ 335,500 $ 29,000
Gadsden, Florida 2 $ 143,000 $ 71,500 $ 12,000
Okaloosa, Florida 2 $ 508,000 $ 254,000 $ 282,000
Bear Lake, Idaho 2 $ 135,000 $ 67,500 $ 87,000
Minidoka, Idaho 2 $ 81,000 $ 40,500 $ 38,000
Teton, Idaho 2 $ 343,000 $ 171,500 $ 68,000
Huntington, Indiana 2 $ 86,000 $ 43,000 $ 216,000
Lake, Indiana 2 $ 211,000 $ 105,500 $ 100,000
Sioux, Iowa 2 $ 195,000 $ 97,500 $ 60,000
Barnstable, Massachusetts 2 $ 359,000 $ 179,500 $ 132,000
Emmet, Michigan 2 $ 174,000 $ 87,000 $ 60,000
Livingston, Michigan 2 $ 725,000 $ 362,500 $ 209,000
Macomb, Michigan 2 $ 357,000 $ 178,500 $ 69,000
Big Stone, Minnesota 2 $ 108,000 $ 54,000 $ 41,000
Dakota, Minnesota 2 $ 365,000 $ 182,500 $ 60,000
Mower, Minnesota 2 $ 277,000 $ 138,500 $ 13,000
Murray, Minnesota 2 $ 148,000 $ 74,000 $ 48,000
St. Louis, Missouri 2 $ 125,000 $ 62,500 $ 0
Carbon, Montana 2 $ 189,000 $ 94,500 $ 41,000
Deer Lodge, Montana 2 $ 443,000 $ 221,500 $ 161,000
Lake, Montana 2 $ 882,000 $ 441,000 $ 96,000
Douglas, Nebraska 2 $ 118,000 $ 59,000 $ 56,000
Churchill, Nevada 2 $ 255,000 $ 127,500 $ 50,000
Storey, Nevada 2 $ 258,000 $ 129,000 $ 60,000
Grant, New Mexico 2 $ 165,000 $ 82,500 $ 83,000
Luna, New Mexico 2 $ 230,000 $ 115,000 $ 49,000
Taos, New Mexico 2 $ 340,000 $ 170,000 $ 107,000
Union, New Mexico 2 $ 128,000 $ 64,000 $ 26,000
Harney, Oregon 2 $ 52,000 $ 26,000 $ 12,000
Georgetown, South Carolina 2 $ 206,000 $ 103,000 $ 54,000
Bon Homme, South Dakota 2 $ 105,000 $ 52,500 $ 24,000
Stanley, South Dakota 2 $ 453,000 $ 226,500 $ 207,000
Davidson, Tennessee 2 $ 162,000 $ 81,000 $ 69,000
Denton, Texas 2 $ 399,000 $ 199,500 $ 0
El Paso, Texas 2 $ 296,000 $ 148,000 $ 97,000
Guadalupe, Texas 2 $ 240,000 $ 120,000 $ 65,000
Harris, Texas 2 $ 137,000 $ 68,500 $ 33,000
Kaufman, Texas 2 $ 175,000 $ 87,500 $ 68,000
Midland, Texas 2 $ 75,000 $ 37,500 $ 0
Rockwall, Texas 2 $ 1,140,000 $ 570,000 $ 360,000
Tarrant, Texas 2 $ 247,000 $ 123,500 $ 276,000
Williamson, Texas 2 $ 297,000 $ 148,500 $ 130,000
Garfield, Utah 2 $ 160,000 $ 80,000 $ 59,000
Columbia, Washington 2 $ 310,000 $ 155,000 $ 93,000
Garfield, Washington 2 $ 105,000 $ 52,500 $ 27,000
Pend Oreille, Washington 2 $ 227,000 $ 113,500 $ 88,000
La Paz, Arizona 1 $ 75,000 $ 75,000 $ 25,000
Clark, Arkansas 1 $ 376,000 $ 376,000 $ 117,000
Inyo, California 1 $ 298,000 $ 298,000 $ 57,000
Trinity, California 1 $ 580,000 $ 580,000 $ 300,000
Broomfield, Colorado 1 $ 225,000 $ 225,000 $ 0
Custer, Colorado 1 $ 115,000 $ 115,000 $ 28,000
Elbert, Colorado 1 $ 254,000 $ 254,000 $ 0
Gunnison, Colorado 1 $ 482,000 $ 482,000 $ 341,000
Lake, Colorado 1 $ 126,000 $ 126,000 $ 150,000
Mineral, Colorado 1 $ 189,000 $ 189,000 $ 600,000
Moffat, Colorado 1 $ 125,000 $ 125,000 $ 102,000
Rio Blanco, Colorado 1 $ 95,000 $ 95,000 $ 48,000
Routt, Colorado 1 $ 450,000 $ 450,000 $ 156,000
Bradford, Florida 1 $ 69,000 $ 69,000 $ 43,000
Columbia, Florida 1 $ 40,000 $ 40,000 $ 55,000
Gilchrist, Florida 1 $ 94,000 $ 94,000 $ 34,000
Holmes, Florida 1 $ 74,000 $ 74,000 $ 33,000
Jefferson, Florida 1 $ 261,000 $ 261,000 $ 0
Martin, Florida 1 $ 190,000 $ 190,000 $ 105,000
Monroe, Florida 1 $ 385,000 $ 385,000 $ 180,000
Nassau, Florida 1 $ 215,000 $ 215,000 $ 76,000
Putnam, Florida 1 $ 75,000 $ 75,000 $ 0
St. Johns, Florida 1 $ 160,000 $ 160,000 $ 42,000
Sumter, Florida 1 $ 107,000 $ 107,000 $ 30,000
Suwannee, Florida 1 $ 55,000 $ 55,000 $ 0
Caribou, Idaho 1 $ 100,000 $ 100,000 $ 21,000
Cassia, Idaho 1 $ 54,000 $ 54,000 $ 32,000
Clearwater, Idaho 1 $ 46,000 $ 46,000 $ 71,000
Power, Idaho 1 $ 50,000 $ 50,000 $ 56,000
Cook, Illinois 1 $ 126,000 $ 126,000 $ 314,000
Piatt, Illinois 1 $ 186,000 $ 186,000 $ 0
Warrick, Indiana 1 $ 580,000 $ 580,000 $ 360,000
Orleans, Louisiana 1 $ 225,000 $ 225,000 $ 92,000
Baltimore, Maryland 1 $ 107,000 $ 107,000 $ 0
Berrien, Michigan 1 $ 155,000 $ 155,000 $ 53,000
Eaton, Michigan 1 $ 259,000 $ 259,000 $ 94,000
Gratiot, Michigan 1 $ 71,000 $ 71,000 $ 26,000
Houghton, Michigan 1 $ 75,000 $ 75,000 $ 13,000
Montcalm, Michigan 1 $ 119,000 $ 119,000 $ 30,000
St. Clair, Michigan 1 $ 119,000 $ 119,000 $ 65,000
Wexford, Michigan 1 $ 102,000 $ 102,000 $ 42,000
Anoka, Minnesota 1 $ 220,000 $ 220,000 $ 41,000
Benton, Minnesota 1 $ 132,000 $ 132,000 $ 60,000
Chippewa, Minnesota 1 $ 186,000 $ 186,000 $ 52,000
Jackson, Minnesota 1 $ 70,000 $ 70,000 $ 46,000
Kanabec, Minnesota 1 $ 250,000 $ 250,000 $ 72,000
Lake, Minnesota 1 $ 84,000 $ 84,000 $ 33,000
Nobles, Minnesota 1 $ 88,000 $ 88,000 $ 0
Olmsted, Minnesota 1 $ 266,000 $ 266,000 $ 92,000
Pipestone, Minnesota 1 $ 62,000 $ 62,000 $ 34,000
Pope, Minnesota 1 $ 207,000 $ 207,000 $ 100,000
Sherburne, Minnesota 1 $ 298,000 $ 298,000 $ 131,000
Waseca, Minnesota 1 $ 85,000 $ 85,000 $ 50,000
Yellow Medicine, Minnesota 1 $ 119,000 $ 119,000 $ 42,000
Lee, Mississippi 1 $ 130,000 $ 130,000 $ 144,000
Barry, Missouri 1 $ 347,000 $ 347,000 $ 203,000
Lawrence, Missouri 1 $ 80,000 $ 80,000 $ 25,000
Blaine, Montana 1 $ 48,000 $ 48,000 $ 57,000
Lincoln, Montana 1 $ 53,000 $ 53,000 $ 14,000
Missoula, Montana 1 $ 103,000 $ 103,000 $ 73,000
Silver Bow, Montana 1 $ 32,000 $ 32,000 $ 0
Toole, Montana 1 $ 47,000 $ 47,000 $ 14,000
Yellowstone, Montana 1 $ 139,000 $ 139,000 $ 113,000
Lincoln, Nevada 1 $ 47,000 $ 47,000 $ 144,000
Camden, New Jersey 1 $ 175,000 $ 175,000 $ 62,000
Middlesex, New Jersey 1 $ 256,000 $ 256,000 $ 60,000
Curry, New Mexico 1 $ 57,000 $ 57,000 $ 84,000
Mora, New Mexico 1 $ 255,000 $ 255,000 $ 50,000
Roosevelt, New Mexico 1 $ 67,000 $ 67,000 $ 33,000
Fairfield, Ohio 1 $ 120,000 $ 120,000 $ 161,000
Warren, Ohio 1 $ 286,000 $ 286,000 $ 92,000
Cleveland, Oklahoma 1 $ 93,000 $ 93,000 $ 0
Tulsa, Oklahoma 1 $ 51,000 $ 51,000 $ 21,000
Gilliam, Oregon 1 $ 91,000 $ 91,000 $ 33,000
Lake, Oregon 1 $ 39,000 $ 39,000 $ 45,000
Sherman, Oregon 1 $ 96,000 $ 96,000 $ 78,000
Wheeler, Oregon 1 $ 68,000 $ 68,000 $ 54,000
Chester, Pennsylvania 1 $ 500,000 $ 500,000 $ 276,000
Montgomery, Pennsylvania 1 $ 795,000 $ 795,000 $ 226,000
York, Pennsylvania 1 $ 74,000 $ 74,000 $ 44,000
Greenville, South Carolina 1 $ 416,000 $ 416,000 $ 105,000
Butte, South Dakota 1 $ 146,000 $ 146,000 $ 49,000
Custer, South Dakota 1 $ 66,000 $ 66,000 $ 34,000
Day, South Dakota 1 $ 201,000 $ 201,000 $ 117,000
Lake, South Dakota 1 $ 145,000 $ 145,000 $ 49,000
Marshall, South Dakota 1 $ 50,000 $ 50,000 $ 0
Mellette, South Dakota 1 $ 100,000 $ 100,000 $ 65,000
Turner, South Dakota 1 $ 72,000 $ 72,000 $ 24,000
Shelby, Tennessee 1 $ 328,000 $ 328,000 $ 200,000
Bell, Texas 1 $ 100,000 $ 100,000 $ 0
Ellis, Texas 1 $ 182,000 $ 182,000 $ 0
Kendall, Texas 1 $ 178,000 $ 178,000 $ 0
Emery, Utah 1 $ 72,000 $ 72,000 $ 51,000
Morgan, Utah 1 $ 156,000 $ 156,000 $ 61,000
Uintah, Utah 1 $ 30,000 $ 30,000 $ 29,000
Orange, Virginia 1 $ 144,000 $ 144,000 $ 36,000
Clallam, Washington 1 $ 112,000 $ 112,000 $ 40,000
San Juan, Washington 1 $ 697,000 $ 697,000 $ 168,000
Crook, Wyoming 1 $ 176,000 $ 176,000 $ 57,000

Mortgage Loan Application Detail Totals for American Mortgage Express in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 11,085 $1,910,066,000 $149,827 $1,950,000 $92,689 $3,328,000
Refinancing 8,406 $1,923,877,000 $174,518 $2,835,000 $77,296 $2,178,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 8,314 $1,499,864,000 $167,333 $2,300,000 $104,625 $2,094,000
Hispanic 5,299 $954,286,000 $133,692 $1,275,000 $70,307 $1,800,000
Not Provided 3,429 $830,872,000 $162,000 $2,835,000 $79,178 $2,178,000
Black or African American 1,200 $245,671,000 $155,470 $1,950,000 $84,352 $1,434,000
Asian 897 $229,684,000 $213,000 $1,500,000 $129,538 $1,181,000
Native Hawaiian or Other Pacific Islander 248 $57,854,000 $156,636 $1,680,000 $104,909 $3,328,000
American Indian or Alaskan Native 104 $15,712,000 $135,100 $450,000 $62,200 $369,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 19,448 $3,828,145,000 $167,156 $2,835,000 $92,718 $3,328,000
FHA-insured (Federal Housing Administration) 29 $3,504,000 $152,000 $255,000 $30,666 $85,000
VA-guaranteed (Veterans Administration) 14 $2,294,000 $193,333 $334,000 $57,333 $112,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 8,615 $1,755,179,000 $169,192 $2,835,000 $103,153 $2,178,000
Application Approved But Not Accepted 4,839 $918,535,000 $148,294 $1,817,000 $83,176 $1,966,000
Application Denied By Financial Institution 3,909 $743,950,000 $157,650 $2,200,000 $95,300 $3,328,000
Application Withdrawn By Applicant 1,642 $317,955,000 $137,227 $1,625,000 $61,727 $1,800,000
File Closed For Incompleteness 486 $98,324,000 $133,066 $1,700,000 $91,200 $1,790,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 892 $147,717,000 $167,285 $1,200,000 $71,214 $735,000
Debt-To-Income Ratio 487 $91,577,000 $162,923 $1,000,000 $73,615 $720,000
Other 370 $66,971,000 $139,615 $1,200,000 $91,461 $1,116,000
Collateral 325 $54,833,000 $148,142 $900,000 $156,285 $3,328,000
Employment History 114 $17,399,000 $141,000 $620,000 $81,083 $347,000
Unverifiable Information 26 $4,633,000 $152,666 $725,000 $88,444 $240,000
Insufficient Cash (Downpayment, Closing Cost) 10 $1,855,000 $176,428 $524,000 $67,571 $105,000
Credit Application Incomplete 3 $587,000 $195,000 $270,000 $73,000 $80,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into American Mortgage Express's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess American Mortgage Express's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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