Americas Moneyline Mortgage Lending & HMDA Data, 2004

In 2004, Americas Moneyline of Glen Allen, VA reported 58,928 mortgage applications totaling $7.2 billion, up 148% from 2003. The average application was for $121,592, and applicants reported an average income of $56,165. 13% of its applications resulted in an originated loan and 46% were denied. Its largest markets were Chicago-Naperville-Joliet, IL (1,351), Dallas-Plano-Irving, TX (1,045) and Detroit-Livonia-Dearborn, MI (1,021) (applications in parentheses).

Mortgage Company & Address Americas Moneyline
4880 Cox Road
Glen Allen, VA 23060
Tel #: available with data download
Federal Regulator * available with data download
Years 2004  2003  
Total Number of Mortgage Applications 58,928
Total Mortgage Loan Application Amount $7,165,178,000
Average Mortgage Loan Application Amount $121,592
Highest Mortgage Loan Application Amount $7,477,000
Average Applicant Income $56,165
Highest Applicant Income $9,792,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Americas Moneyline filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Americas Moneyline by County in 2004

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 1,136 $ 139,017,000 $ 122,374 $ 47,000
Clark, Nevada 1,072 $ 171,728,000 $ 160,194 $ 65,000
Wayne, Michigan 1,021 $ 88,361,000 $ 86,543 $ 43,000
Cook, Illinois 915 $ 117,607,000 $ 128,532 $ 82,000
Dallas, Texas 649 $ 66,557,000 $ 102,553 $ 56,000
Harris, Texas 605 $ 69,275,000 $ 114,504 $ 79,000
Suffolk, New York 595 $ 115,994,000 $ 194,947 $ 78,000
Broward, Florida 559 $ 84,213,000 $ 150,649 $ 62,000
Los Angeles, California 522 $ 123,338,000 $ 236,279 $ 86,000
Tarrant, Texas 516 $ 52,151,000 $ 101,067 $ 56,000
Miami-Dade, Florida 513 $ 70,696,000 $ 137,808 $ 81,000
New Haven, Connecticut 464 $ 64,823,000 $ 139,704 $ 63,000
Erie, New York 395 $ 27,306,000 $ 69,129 $ 42,000
Prince George's, Maryland 353 $ 62,272,000 $ 176,407 $ 68,000
Douglas, Nebraska 347 $ 30,270,000 $ 87,233 $ 43,000
Hartford, Connecticut 346 $ 49,008,000 $ 141,641 $ 82,000
Allegheny, Pennsylvania 341 $ 24,501,000 $ 71,850 $ 45,000
Hillsborough, Florida 338 $ 37,739,000 $ 111,653 $ 46,000
Palm Beach, Florida 336 $ 44,799,000 $ 133,330 $ 60,000
Pima, Arizona 334 $ 35,789,000 $ 107,152 $ 43,000
Fairfield, Connecticut 332 $ 72,515,000 $ 218,418 $ 85,000
San Bernardino, California 330 $ 54,723,000 $ 165,827 $ 74,000
DeKalb, Georgia 322 $ 39,838,000 $ 123,720 $ 53,000
Riverside, California 270 $ 53,938,000 $ 199,770 $ 75,000
Nassau, New York 268 $ 64,347,000 $ 240,100 $ 103,000
Marion, Indiana 259 $ 22,054,000 $ 85,150 $ 47,000
Philadelphia, Pennsylvania 252 $ 22,292,000 $ 88,460 $ 41,000
Kings, New York 249 $ 58,025,000 $ 233,032 $ 71,000
Pinellas, Florida 240 $ 26,107,000 $ 108,779 $ 41,000
Duval, Florida 233 $ 22,301,000 $ 95,712 $ 45,000
Monroe, New York 229 $ 18,754,000 $ 81,895 $ 50,000
Orange, Florida 227 $ 26,646,000 $ 117,383 $ 53,000
Fulton, Georgia 211 $ 31,273,000 $ 148,213 $ 78,000
Lake, Indiana 211 $ 17,064,000 $ 80,872 $ 46,000
Baltimore, Maryland 210 $ 29,277,000 $ 139,414 $ 54,000
Orleans, Louisiana 208 $ 18,680,000 $ 89,807 $ 39,000
Jefferson, Louisiana 203 $ 20,049,000 $ 98,763 $ 48,000
Queens, New York 200 $ 49,289,000 $ 246,445 $ 65,000
Washoe, Nevada 199 $ 34,280,000 $ 172,261 $ 67,000
Polk, Florida 195 $ 16,224,000 $ 83,200 $ 44,000
Gwinnett, Georgia 192 $ 27,983,000 $ 145,744 $ 62,000
Franklin, Ohio 191 $ 20,500,000 $ 107,329 $ 44,000
Bexar, Texas 187 $ 17,009,000 $ 90,957 $ 63,000
Multnomah, Oregon 185 $ 24,323,000 $ 131,475 $ 53,000
East Baton Rouge, Louisiana 184 $ 16,564,000 $ 90,021 $ 44,000
Volusia, Florida 179 $ 19,481,000 $ 108,832 $ 56,000
Onondaga, New York 176 $ 12,944,000 $ 73,545 $ 47,000
Genesee, Michigan 175 $ 13,374,000 $ 76,422 $ 40,000
Oakland, Michigan 175 $ 23,600,000 $ 134,857 $ 52,000
Will, Illinois 171 $ 21,909,000 $ 128,122 $ 92,000
Milwaukee, Wisconsin 165 $ 14,518,000 $ 87,987 $ 51,000
Hamilton, Ohio 162 $ 16,714,000 $ 103,172 $ 43,000
Cobb, Georgia 161 $ 21,611,000 $ 134,229 $ 64,000
Chesterfield, Virginia 161 $ 19,796,000 $ 122,956 $ 50,000
San Diego, California 158 $ 48,127,000 $ 304,601 $ 98,000
Brevard, Florida 156 $ 17,281,000 $ 110,775 $ 50,000
Henrico, Virginia 155 $ 18,609,000 $ 120,058 $ 57,000
Lee, Florida 154 $ 20,055,000 $ 130,227 $ 61,000
Honolulu, Hawaii 154 $ 46,058,000 $ 299,077 $ 72,000
Pasco, Florida 153 $ 14,911,000 $ 97,457 $ 40,000
Orange, New York 153 $ 23,375,000 $ 152,777 $ 70,000
Orange, California 152 $ 54,538,000 $ 358,802 $ 102,000
Shelby, Tennessee 151 $ 13,132,000 $ 86,966 $ 50,000
Sacramento, California 148 $ 29,298,000 $ 197,959 $ 58,000
Clayton, Georgia 137 $ 15,449,000 $ 112,766 $ 47,000
Denton, Texas 132 $ 19,865,000 $ 150,492 $ 73,000
Fairfax, Virginia 132 $ 34,529,000 $ 261,583 $ 88,000
Marion, Oregon 131 $ 15,699,000 $ 119,839 $ 45,000
Baltimore City, Maryland 128 $ 11,613,000 $ 90,726 $ 66,000
Bernalillo, New Mexico 128 $ 13,815,000 $ 107,929 $ 47,000
St. Lucie, Florida 126 $ 13,675,000 $ 108,531 $ 50,000
Delaware, Pennsylvania 123 $ 13,518,000 $ 109,902 $ 61,000
Mohave, Arizona 122 $ 11,838,000 $ 97,032 $ 41,000
Collin, Texas 119 $ 18,980,000 $ 159,495 $ 86,000
Travis, Texas 119 $ 18,300,000 $ 153,781 $ 79,000
Kern, California 116 $ 12,798,000 $ 110,327 $ 72,000
Cuyahoga, Ohio 116 $ 12,314,000 $ 106,155 $ 63,000
Montgomery, Maryland 115 $ 26,514,000 $ 230,556 $ 91,000
St. Louis, Missouri 115 $ 13,666,000 $ 118,834 $ 56,000
Yavapai, Arizona 114 $ 13,865,000 $ 121,622 $ 89,000
Fresno, California 114 $ 15,303,000 $ 134,236 $ 58,000
Westchester, New York 114 $ 29,900,000 $ 262,280 $ 90,000
Contra Costa, California 113 $ 29,729,000 $ 263,088 $ 86,000
New London, Connecticut 112 $ 17,077,000 $ 152,473 $ 65,000
Lancaster, Nebraska 112 $ 11,470,000 $ 102,410 $ 49,000
Richmond, New York 112 $ 21,582,000 $ 192,696 $ 82,000
El Paso, Texas 112 $ 9,014,000 $ 80,482 $ 83,000
Salt Lake, Utah 112 $ 15,251,000 $ 136,169 $ 48,000
York, Pennsylvania 111 $ 10,141,000 $ 91,360 $ 52,000
Winnebago, Illinois 109 $ 8,802,000 $ 80,752 $ 56,000
Jackson, Missouri 109 $ 9,988,000 $ 91,633 $ 46,000
Bronx, New York 109 $ 24,902,000 $ 228,458 $ 62,000
Montgomery, Pennsylvania 109 $ 16,081,000 $ 147,532 $ 54,000
Prince William, Virginia 109 $ 25,244,000 $ 231,596 $ 81,000
Richmond City, Virginia 109 $ 10,328,000 $ 94,752 $ 40,000
Pinal, Arizona 108 $ 12,205,000 $ 113,009 $ 51,000
Fort Bend, Texas 108 $ 15,776,000 $ 146,074 $ 70,000
Lake, Illinois 107 $ 18,572,000 $ 173,570 $ 91,000
El Paso, Colorado 103 $ 15,004,000 $ 145,669 $ 36,000
King, Washington 103 $ 20,283,000 $ 196,922 $ 75,000
New Castle, Delaware 101 $ 12,996,000 $ 128,673 $ 62,000
Macomb, Michigan 101 $ 12,360,000 $ 122,376 $ 52,000
Wake, North Carolina 99 $ 11,638,000 $ 117,555 $ 52,000
Niagara, New York 98 $ 6,467,000 $ 65,989 $ 44,000
Adams, Colorado 97 $ 15,256,000 $ 157,278 $ 53,000
Marion, Florida 97 $ 7,655,000 $ 78,917 $ 32,000
Anne Arundel, Maryland 97 $ 15,930,000 $ 164,226 $ 60,000
DuPage, Illinois 96 $ 17,108,000 $ 178,208 $ 91,000
Middlesex, Massachusetts 96 $ 21,561,000 $ 224,593 $ 78,000
Bucks, Pennsylvania 95 $ 13,671,000 $ 143,905 $ 68,000
Pierce, Washington 95 $ 13,877,000 $ 146,073 $ 66,000
Monroe, Pennsylvania 94 $ 12,909,000 $ 137,329 $ 58,000
Sarasota, Florida 93 $ 11,864,000 $ 127,569 $ 85,000
Albany, New York 92 $ 8,711,000 $ 94,684 $ 42,000
San Joaquin, California 91 $ 18,823,000 $ 206,846 $ 74,000
Berks, Pennsylvania 90 $ 8,860,000 $ 98,444 $ 52,000
Lehigh, Pennsylvania 90 $ 10,141,000 $ 112,677 $ 64,000
Virginia Beach, Virginia 90 $ 11,181,000 $ 124,233 $ 54,000
Dutchess, New York 89 $ 16,644,000 $ 187,011 $ 77,000
Lane, Oregon 89 $ 11,172,000 $ 125,528 $ 71,000
Davidson, Tennessee 89 $ 9,323,000 $ 104,752 $ 40,000
Montgomery, Texas 89 $ 10,700,000 $ 120,224 $ 69,000
Seminole, Florida 87 $ 11,827,000 $ 135,942 $ 52,000
Oneida, New York 87 $ 6,161,000 $ 70,816 $ 42,000
Arapahoe, Colorado 86 $ 15,666,000 $ 182,162 $ 53,000
St. Tammany, Louisiana 86 $ 9,160,000 $ 106,511 $ 56,000
Westmoreland, Pennsylvania 86 $ 6,682,000 $ 77,697 $ 52,000
Manatee, Florida 85 $ 10,292,000 $ 121,082 $ 52,000
Northampton, Pennsylvania 84 $ 9,315,000 $ 110,892 $ 62,000
Litchfield, Connecticut 83 $ 13,620,000 $ 164,096 $ 76,000
Tulare, California 82 $ 8,323,000 $ 101,500 $ 46,000
Rockland, New York 81 $ 20,588,000 $ 254,172 $ 88,000
Mecklenburg, North Carolina 81 $ 10,630,000 $ 131,234 $ 75,000
Schenectady, New York 79 $ 6,594,000 $ 83,468 $ 46,000
Johnson, Kansas 78 $ 10,697,000 $ 137,141 $ 63,000
Luzerne, Pennsylvania 78 $ 6,622,000 $ 84,897 $ 45,000
Lake, Florida 76 $ 8,217,000 $ 108,118 $ 44,000
Allen, Indiana 76 $ 5,562,000 $ 73,184 $ 41,000
Rensselaer, New York 76 $ 7,267,000 $ 95,618 $ 50,000
Chautauqua, New York 75 $ 4,714,000 $ 62,853 $ 45,000
Ulster, New York 75 $ 8,707,000 $ 116,093 $ 52,000
Washington, Oregon 75 $ 13,524,000 $ 180,320 $ 81,000
Cochise, Arizona 74 $ 7,075,000 $ 95,608 $ 45,000
Terrebonne, Louisiana 74 $ 5,759,000 $ 77,824 $ 37,000
Spokane, Washington 74 $ 6,368,000 $ 86,054 $ 33,000
Yuma, Arizona 72 $ 6,904,000 $ 95,888 $ 76,000
Escambia, Florida 71 $ 6,189,000 $ 87,169 $ 39,000
Harford, Maryland 71 $ 9,853,000 $ 138,774 $ 59,000
Hidalgo, Texas 71 $ 5,850,000 $ 82,394 $ 69,000
Denver, Colorado 70 $ 11,423,000 $ 163,185 $ 49,000
Wyandotte, Kansas 70 $ 5,456,000 $ 77,942 $ 41,000
Hennepin, Minnesota 70 $ 10,164,000 $ 145,200 $ 106,000
Caddo, Louisiana 69 $ 5,812,000 $ 84,231 $ 43,000
Douglas, Oregon 69 $ 7,536,000 $ 109,217 $ 46,000
Dauphin, Pennsylvania 69 $ 6,125,000 $ 88,768 $ 47,000
Lancaster, Pennsylvania 69 $ 7,369,000 $ 106,797 $ 65,000
Stanislaus, California 68 $ 10,021,000 $ 147,367 $ 92,000
Windham, Connecticut 68 $ 9,318,000 $ 137,029 $ 76,000
Hernando, Florida 67 $ 6,134,000 $ 91,552 $ 36,000
Clackamas, Oregon 67 $ 12,802,000 $ 191,074 $ 52,000
Smith, Texas 66 $ 5,102,000 $ 77,303 $ 53,000
Jefferson, Colorado 65 $ 11,521,000 $ 177,246 $ 46,000
Charlotte, Florida 65 $ 7,405,000 $ 113,923 $ 52,000
Summit, Ohio 65 $ 5,868,000 $ 90,276 $ 50,000
Hamilton, Tennessee 65 $ 5,402,000 $ 83,107 $ 38,000
McLennan, Texas 65 $ 4,245,000 $ 65,307 $ 42,000
Chesapeake, Virginia 65 $ 8,064,000 $ 124,061 $ 64,000
Richmond, Georgia 64 $ 5,103,000 $ 79,734 $ 38,000
McHenry, Illinois 64 $ 9,399,000 $ 146,859 $ 73,000
Saratoga, New York 64 $ 7,046,000 $ 110,093 $ 58,000
Bibb, Georgia 63 $ 5,239,000 $ 83,158 $ 36,000
St. Joseph, Indiana 63 $ 4,992,000 $ 79,238 $ 34,000
Cumberland, North Carolina 63 $ 4,972,000 $ 78,920 $ 40,000
Guilford, North Carolina 63 $ 7,227,000 $ 114,714 $ 51,000
Schuylkill, Pennsylvania 63 $ 4,029,000 $ 63,952 $ 40,000
Oklahoma, Oklahoma 62 $ 5,429,000 $ 87,564 $ 48,000
Jefferson, Kentucky 61 $ 6,413,000 $ 105,131 $ 58,000
Beaver, Pennsylvania 61 $ 4,772,000 $ 78,229 $ 42,000
Chester, Pennsylvania 61 $ 8,896,000 $ 145,836 $ 58,000
Kent, Michigan 60 $ 6,836,000 $ 113,933 $ 45,000
Sarpy, Nebraska 60 $ 6,475,000 $ 107,916 $ 57,000
Clark, Washington 60 $ 9,930,000 $ 165,500 $ 67,000
Osceola, Florida 59 $ 7,163,000 $ 121,406 $ 40,000
Kane, Illinois 59 $ 8,342,000 $ 141,389 $ 134,000
Norfolk, Virginia 59 $ 5,527,000 $ 93,677 $ 49,000
Santa Clara, California 58 $ 19,142,000 $ 330,034 $ 116,000
Ventura, California 58 $ 17,070,000 $ 294,310 $ 91,000
Collier, Florida 58 $ 9,647,000 $ 166,327 $ 75,000
Highlands, Florida 58 $ 4,515,000 $ 77,844 $ 40,000
Worcester, Massachusetts 58 $ 10,319,000 $ 177,913 $ 59,000
Jackson, Michigan 58 $ 5,179,000 $ 89,293 $ 39,000
Montgomery, Ohio 58 $ 4,539,000 $ 78,258 $ 47,000
Jackson, Oregon 58 $ 7,529,000 $ 129,810 $ 65,000
Brazoria, Texas 58 $ 5,720,000 $ 98,620 $ 69,000
Fayette, Pennsylvania 57 $ 3,607,000 $ 63,280 $ 37,000
Lackawanna, Pennsylvania 57 $ 4,428,000 $ 77,684 $ 40,000
Ellis, Texas 57 $ 5,903,000 $ 103,561 $ 54,000
Alameda, California 56 $ 16,759,000 $ 299,267 $ 94,000
Sussex, Delaware 56 $ 5,893,000 $ 105,232 $ 53,000
Henry, Georgia 56 $ 7,367,000 $ 131,553 $ 59,000
Essex, Massachusetts 56 $ 12,852,000 $ 229,500 $ 76,000
St. Louis City, Missouri 56 $ 4,303,000 $ 76,839 $ 35,000
Broome, New York 56 $ 3,753,000 $ 67,017 $ 43,000
Wayne, New York 56 $ 4,535,000 $ 80,982 $ 63,000
Calcasieu, Louisiana 55 $ 4,323,000 $ 78,600 $ 39,000
Sullivan, New York 55 $ 5,325,000 $ 96,818 $ 51,000
Tulsa, Oklahoma 55 $ 5,087,000 $ 92,490 $ 45,000
Leon, Florida 54 $ 6,274,000 $ 116,185 $ 71,000
Plymouth, Massachusetts 54 $ 9,922,000 $ 183,740 $ 74,000
Berrien, Michigan 54 $ 4,043,000 $ 74,870 $ 31,000
Steuben, New York 54 $ 3,646,000 $ 67,518 $ 36,000
Nueces, Texas 54 $ 3,669,000 $ 67,944 $ 68,000
Williamson, Texas 54 $ 7,230,000 $ 133,888 $ 67,000
Solano, California 53 $ 13,527,000 $ 255,226 $ 85,000
Middlesex, Connecticut 53 $ 8,300,000 $ 156,603 $ 76,000
Paulding, Georgia 53 $ 7,314,000 $ 138,000 $ 56,000
Hawaii, Hawaii 53 $ 10,330,000 $ 194,905 $ 70,000
Charles, Maryland 53 $ 10,731,000 $ 202,471 $ 78,000
Scotts Bluff, Nebraska 53 $ 3,158,000 $ 59,584 $ 35,000
Johnson, Texas 53 $ 4,159,000 $ 78,471 $ 65,000
Pulaski, Arkansas 52 $ 4,287,000 $ 82,442 $ 43,000
Pueblo, Colorado 52 $ 4,948,000 $ 95,153 $ 36,000
Sedgwick, Kansas 52 $ 5,255,000 $ 101,057 $ 70,000
Tangipahoa, Louisiana 52 $ 4,011,000 $ 77,134 $ 43,000
Suffolk, Massachusetts 52 $ 12,116,000 $ 233,000 $ 74,000
Saginaw, Michigan 52 $ 5,291,000 $ 101,750 $ 36,000
Mercer, Pennsylvania 52 $ 3,450,000 $ 66,346 $ 42,000
Newton, Georgia 51 $ 5,887,000 $ 115,431 $ 46,000
Hampden, Massachusetts 51 $ 5,471,000 $ 107,274 $ 50,000
Cattaraugus, New York 51 $ 3,041,000 $ 59,627 $ 44,000
Oswego, New York 51 $ 3,460,000 $ 67,843 $ 52,000
Snohomish, Washington 51 $ 8,302,000 $ 162,784 $ 84,000
Fulton, New York 50 $ 3,556,000 $ 71,120 $ 41,000
Genesee, New York 50 $ 3,773,000 $ 75,460 $ 41,000
Klamath, Oregon 50 $ 4,629,000 $ 92,580 $ 43,000
LaSalle, Illinois 49 $ 4,917,000 $ 100,346 $ 54,000
Ontario, New York 49 $ 4,781,000 $ 97,571 $ 51,000
Lawrence, Pennsylvania 49 $ 4,112,000 $ 83,918 $ 50,000
Galveston, Texas 49 $ 5,379,000 $ 109,775 $ 82,000
Livingston, Louisiana 48 $ 4,488,000 $ 93,500 $ 46,000
Washington, New York 48 $ 3,762,000 $ 78,375 $ 44,000
Washington, Pennsylvania 48 $ 3,739,000 $ 77,895 $ 43,000
Larimer, Colorado 47 $ 8,950,000 $ 190,425 $ 50,000
Indian River, Florida 47 $ 4,877,000 $ 103,765 $ 51,000
Chatham, Georgia 47 $ 5,161,000 $ 109,808 $ 63,000
Douglas, Georgia 47 $ 7,363,000 $ 156,659 $ 89,000
St. Clair, Illinois 47 $ 3,858,000 $ 82,085 $ 84,000
Shawnee, Kansas 47 $ 3,353,000 $ 71,340 $ 44,000
Lyon, Nevada 47 $ 5,609,000 $ 119,340 $ 44,000
Lucas, Ohio 47 $ 5,169,000 $ 109,978 $ 47,000
Cameron, Texas 47 $ 3,636,000 $ 77,361 $ 56,000
Ocean, New Jersey 46 $ 7,186,000 $ 156,217 $ 65,000
Durham, North Carolina 46 $ 5,413,000 $ 117,673 $ 53,000
Forsyth, North Carolina 46 $ 5,009,000 $ 108,891 $ 55,000
Cambria, Pennsylvania 46 $ 2,803,000 $ 60,934 $ 31,000
Alachua, Florida 45 $ 4,361,000 $ 96,911 $ 50,000
Vermilion, Illinois 45 $ 3,107,000 $ 69,044 $ 76,000
Frederick, Maryland 45 $ 7,939,000 $ 176,422 $ 64,000
Chemung, New York 45 $ 2,842,000 $ 63,155 $ 38,000
Anchorage, Alaska 44 $ 7,085,000 $ 161,022 $ 80,000
Weld, Colorado 44 $ 6,783,000 $ 154,159 $ 56,000
Madison, Indiana 44 $ 3,384,000 $ 76,909 $ 42,000
Pottawattamie, Iowa 44 $ 3,579,000 $ 81,340 $ 44,000
Providence, Rhode Island 44 $ 7,868,000 $ 178,818 $ 54,000
Kankakee, Illinois 43 $ 3,667,000 $ 85,279 $ 57,000
Polk, Iowa 43 $ 3,911,000 $ 90,953 $ 35,000
Hanover, Virginia 43 $ 6,650,000 $ 154,651 $ 55,000
Mesa, Colorado 42 $ 4,148,000 $ 98,761 $ 39,000
Okaloosa, Florida 42 $ 4,246,000 $ 101,095 $ 43,000
Lincoln, Nebraska 42 $ 2,948,000 $ 70,190 $ 43,000
Camden, New Jersey 42 $ 4,404,000 $ 104,857 $ 72,000
Cayuga, New York 42 $ 3,348,000 $ 79,714 $ 52,000
Knox, Tennessee 42 $ 4,252,000 $ 101,238 $ 58,000
Montgomery, Tennessee 42 $ 3,481,000 $ 82,880 $ 37,000
Newport News, Virginia 42 $ 3,820,000 $ 90,952 $ 44,000
Cherokee, Georgia 41 $ 6,811,000 $ 166,121 $ 84,000
Howard, Indiana 41 $ 3,374,000 $ 82,292 $ 49,000
Howard, Maryland 41 $ 7,859,000 $ 191,682 $ 76,000
Carson City, Nevada 41 $ 6,196,000 $ 151,121 $ 58,000
Elko, Nevada 41 $ 4,412,000 $ 107,609 $ 57,000
St. Lawrence, New York 41 $ 2,664,000 $ 64,975 $ 47,000
Butler, Ohio 41 $ 4,672,000 $ 113,951 $ 51,000
Erie, Pennsylvania 41 $ 2,941,000 $ 71,731 $ 41,000
Hampton, Virginia 41 $ 3,777,000 $ 92,121 $ 44,000
Tolland, Connecticut 40 $ 5,457,000 $ 136,425 $ 48,000
Coweta, Georgia 40 $ 5,042,000 $ 126,050 $ 46,000
Washington, Maryland 40 $ 5,120,000 $ 128,000 $ 53,000
Allegany, New York 40 $ 2,403,000 $ 60,075 $ 34,000
Yamhill, Oregon 40 $ 5,464,000 $ 136,600 $ 68,000
Lycoming, Pennsylvania 40 $ 3,221,000 $ 80,525 $ 42,000
Sumner, Tennessee 40 $ 5,104,000 $ 127,600 $ 53,000
Loudoun, Virginia 40 $ 10,255,000 $ 256,375 $ 93,000
Maui, Hawaii 39 $ 11,921,000 $ 305,666 $ 80,000
Madison, Illinois 39 $ 3,375,000 $ 86,538 $ 60,000
St. Charles, Louisiana 39 $ 3,989,000 $ 102,282 $ 45,000
Clinton, New York 39 $ 3,194,000 $ 81,897 $ 52,000
Franklin, New York 39 $ 3,205,000 $ 82,179 $ 45,000
Franklin, Pennsylvania 39 $ 4,360,000 $ 111,794 $ 62,000
Kaufman, Texas 39 $ 3,802,000 $ 97,487 $ 62,000
Citrus, Florida 38 $ 7,856,000 $ 206,736 $ 424,000
Muscogee, Georgia 38 $ 3,160,000 $ 83,157 $ 42,000
Delaware, Indiana 38 $ 2,464,000 $ 64,842 $ 41,000
Ascension, Louisiana 38 $ 3,672,000 $ 96,631 $ 51,000
Allegany, Maryland 38 $ 2,640,000 $ 69,473 $ 38,000
Bristol, Massachusetts 38 $ 7,148,000 $ 188,105 $ 60,000
Hall, Nebraska 38 $ 2,978,000 $ 78,368 $ 47,000
Hillsborough, New Hampshire 38 $ 6,040,000 $ 158,947 $ 62,000
Jefferson, New York 38 $ 2,239,000 $ 58,921 $ 45,000
Johnston, North Carolina 38 $ 4,424,000 $ 116,421 $ 54,000
Crawford, Pennsylvania 38 $ 2,837,000 $ 74,657 $ 44,000
Cumberland, Pennsylvania 38 $ 3,902,000 $ 102,684 $ 77,000
Spotsylvania, Virginia 38 $ 5,351,000 $ 140,815 $ 55,000
Racine, Wisconsin 38 $ 4,788,000 $ 126,000 $ 67,000
Bay, Florida 37 $ 3,900,000 $ 105,405 $ 41,000
Hinds, Mississippi 37 $ 2,710,000 $ 73,243 $ 56,000
Roanoke City, Virginia 37 $ 2,668,000 $ 72,108 $ 33,000
Stafford, Virginia 37 $ 7,206,000 $ 194,756 $ 67,000
Berkeley, West Virginia 37 $ 4,005,000 $ 108,243 $ 49,000
Santa Cruz, Arizona 36 $ 3,879,000 $ 107,750 $ 50,000
Forsyth, Georgia 36 $ 6,116,000 $ 169,888 $ 61,000
Gordon, Georgia 36 $ 3,474,000 $ 96,500 $ 37,000
Hall, Georgia 36 $ 3,590,000 $ 99,722 $ 37,000
St. John the Baptist, Louisiana 36 $ 3,107,000 $ 86,305 $ 40,000
Calhoun, Michigan 36 $ 2,959,000 $ 82,194 $ 41,000
Ingham, Michigan 36 $ 3,411,000 $ 94,750 $ 45,000
Greene, New York 36 $ 3,869,000 $ 107,472 $ 57,000
Linn, Oregon 36 $ 4,045,000 $ 112,361 $ 94,000
Rutherford, Tennessee 36 $ 5,055,000 $ 140,416 $ 89,000
Grayson, Texas 36 $ 3,048,000 $ 84,666 $ 49,000
Utah, Utah 36 $ 6,258,000 $ 173,833 $ 114,000
Merced, California 35 $ 5,470,000 $ 156,285 $ 49,000
Washtenaw, Michigan 35 $ 5,768,000 $ 164,800 $ 70,000
Essex, New Jersey 35 $ 5,871,000 $ 167,742 $ 61,000
Putnam, New York 35 $ 7,586,000 $ 216,742 $ 74,000
Warren, New York 35 $ 3,203,000 $ 91,514 $ 54,000
Bell, Texas 35 $ 2,945,000 $ 84,142 $ 55,000
Parker, Texas 35 $ 4,401,000 $ 125,742 $ 73,000
Weber, Utah 35 $ 4,172,000 $ 119,200 $ 51,000
Kanawha, West Virginia 35 $ 2,999,000 $ 85,685 $ 56,000
Douglas, Colorado 34 $ 7,312,000 $ 215,058 $ 77,000
Clay, Florida 34 $ 3,464,000 $ 101,882 $ 96,000
Grant, Indiana 34 $ 2,109,000 $ 62,029 $ 30,000
Lafourche, Louisiana 34 $ 2,674,000 $ 78,647 $ 49,000
St. Bernard, Louisiana 34 $ 2,918,000 $ 85,823 $ 34,000
York, Maine 34 $ 3,544,000 $ 104,235 $ 47,000
Norfolk, Massachusetts 34 $ 6,155,000 $ 181,029 $ 66,000
Muskegon, Michigan 34 $ 2,560,000 $ 75,294 $ 38,000
Sandoval, New Mexico 34 $ 4,260,000 $ 125,294 $ 58,000
Madison, New York 34 $ 2,372,000 $ 69,764 $ 47,000
Orleans, New York 34 $ 2,392,000 $ 70,352 $ 43,000
Nash, North Carolina 34 $ 3,225,000 $ 94,852 $ 47,000
Rockingham, North Carolina 34 $ 2,827,000 $ 83,147 $ 36,000
Stark, Ohio 34 $ 3,009,000 $ 88,500 $ 37,000
Warren, Ohio 34 $ 4,089,000 $ 120,264 $ 48,000
Deschutes, Oregon 34 $ 4,285,000 $ 126,029 $ 59,000
Lubbock, Texas 34 $ 4,927,000 $ 144,911 $ 64,000
Portsmouth, Virginia 34 $ 3,406,000 $ 100,176 $ 53,000
Navajo, Arizona 33 $ 2,547,000 $ 77,181 $ 46,000
Martin, Florida 33 $ 4,892,000 $ 148,242 $ 56,000
Peoria, Illinois 33 $ 2,081,000 $ 63,060 $ 32,000
Penobscot, Maine 33 $ 2,578,000 $ 78,121 $ 37,000
St. Mary's, Maryland 33 $ 6,585,000 $ 199,545 $ 114,000
Nye, Nevada 33 $ 3,854,000 $ 116,787 $ 51,000
Middlesex, New Jersey 33 $ 5,959,000 $ 180,575 $ 75,000
Union, New Jersey 33 $ 6,593,000 $ 199,787 $ 58,000
Mahoning, Ohio 33 $ 3,000,000 $ 90,909 $ 33,000
Somerset, Pennsylvania 33 $ 1,988,000 $ 60,242 $ 35,000
Kent, Delaware 32 $ 3,585,000 $ 112,031 $ 53,000
Henry, Indiana 32 $ 2,306,000 $ 72,062 $ 24,000
Iberia, Louisiana 32 $ 2,166,000 $ 67,687 $ 31,000
Cecil, Maryland 32 $ 4,732,000 $ 147,875 $ 126,000
Douglas, Nevada 32 $ 4,861,000 $ 151,906 $ 54,000
Burlington, New Jersey 32 $ 4,483,000 $ 140,093 $ 71,000
Herkimer, New York 32 $ 1,910,000 $ 59,687 $ 45,000
Blair, Pennsylvania 32 $ 1,868,000 $ 58,375 $ 49,000
Butler, Pennsylvania 32 $ 3,033,000 $ 94,781 $ 71,000
Thurston, Washington 32 $ 3,564,000 $ 111,375 $ 47,000
Gila, Arizona 31 $ 2,540,000 $ 81,935 $ 50,000
Santa Rosa, Florida 31 $ 2,515,000 $ 81,129 $ 46,000
Walton, Georgia 31 $ 3,642,000 $ 117,483 $ 43,000
Monroe, Michigan 31 $ 3,527,000 $ 113,774 $ 58,000
Ramsey, Minnesota 31 $ 4,155,000 $ 134,032 $ 54,000
Harrison, Mississippi 31 $ 2,957,000 $ 95,387 $ 35,000
Adams, Nebraska 31 $ 2,472,000 $ 79,741 $ 55,000
Platte, Nebraska 31 $ 2,299,000 $ 74,161 $ 39,000
Columbia, New York 31 $ 3,827,000 $ 123,451 $ 46,000
Livingston, New York 31 $ 2,341,000 $ 75,516 $ 55,000
Montgomery, New York 31 $ 2,313,000 $ 74,612 $ 44,000
Matanuska-Susitna, Alaska 30 $ 3,506,000 $ 116,866 $ 79,000
Hamilton, Indiana 30 $ 3,905,000 $ 130,166 $ 58,000
Lenawee, Michigan 30 $ 10,265,000 $ 342,166 $ 42,000
Gage, Nebraska 30 $ 1,809,000 $ 60,300 $ 34,000
Essex, New York 30 $ 3,568,000 $ 118,933 $ 56,000
Danville, Virginia 30 $ 2,354,000 $ 78,466 $ 38,000
Floyd, Georgia 29 $ 3,293,000 $ 113,551 $ 45,000
Rockdale, Georgia 29 $ 3,772,000 $ 130,068 $ 51,000
Troup, Georgia 29 $ 2,563,000 $ 88,379 $ 38,000
Rapides, Louisiana 29 $ 1,947,000 $ 67,137 $ 34,000
Wicomico, Maryland 29 $ 2,881,000 $ 99,344 $ 46,000
Barnstable, Massachusetts 29 $ 7,302,000 $ 251,793 $ 149,000
DeSoto, Mississippi 29 $ 3,024,000 $ 104,275 $ 48,000
Dawson, Nebraska 29 $ 1,971,000 $ 67,965 $ 41,000
Wayne, North Carolina 29 $ 2,796,000 $ 96,413 $ 46,000
Licking, Ohio 29 $ 3,417,000 $ 117,827 $ 53,000
Trumbull, Ohio 29 $ 2,305,000 $ 79,482 $ 40,000
Polk, Oregon 29 $ 4,345,000 $ 149,827 $ 41,000
Clearfield, Pennsylvania 29 $ 1,920,000 $ 66,206 $ 40,000
Northumberland, Pennsylvania 29 $ 2,026,000 $ 69,862 $ 34,000
Petersburg, Virginia 29 $ 2,427,000 $ 83,689 $ 39,000
Bartow, Georgia 28 $ 2,885,000 $ 103,035 $ 57,000
Sangamon, Illinois 28 $ 2,392,000 $ 85,428 $ 80,000
Vigo, Indiana 28 $ 1,860,000 $ 66,428 $ 59,000
Ouachita, Louisiana 28 $ 2,207,000 $ 78,821 $ 43,000
Kalamazoo, Michigan 28 $ 2,298,000 $ 82,071 $ 42,000
St. Clair, Michigan 28 $ 3,058,000 $ 109,214 $ 43,000
Dodge, Nebraska 28 $ 2,052,000 $ 73,285 $ 42,000
Gloucester, New Jersey 28 $ 3,137,000 $ 112,035 $ 44,000
Cabarrus, North Carolina 28 $ 3,687,000 $ 131,678 $ 47,000
Yakima, Washington 28 $ 2,717,000 $ 97,035 $ 36,000
Graham, Arizona 27 $ 1,825,000 $ 67,592 $ 46,000
Fayette, Georgia 27 $ 5,019,000 $ 185,888 $ 87,000
Whitfield, Georgia 27 $ 2,595,000 $ 96,111 $ 40,000
Champaign, Illinois 27 $ 2,071,000 $ 76,703 $ 109,000
Calvert, Maryland 27 $ 4,563,000 $ 169,000 $ 74,000
Clay, Missouri 27 $ 2,926,000 $ 108,370 $ 49,000
Alamance, North Carolina 27 $ 2,593,000 $ 96,037 $ 36,000
Josephine, Oregon 27 $ 3,488,000 $ 129,185 $ 44,000
Jefferson, Texas 27 $ 1,807,000 $ 66,925 $ 50,000
Washington, Vermont 27 $ 2,806,000 $ 103,925 $ 51,000
Raleigh, West Virginia 27 $ 2,561,000 $ 94,851 $ 43,000
Boulder, Colorado 26 $ 5,560,000 $ 213,846 $ 52,000
Putnam, Florida 26 $ 2,071,000 $ 79,653 $ 56,000
Carroll, Georgia 26 $ 2,484,000 $ 95,538 $ 40,000
Tazewell, Illinois 26 $ 1,849,000 $ 71,115 $ 82,000
Whiteside, Illinois 26 $ 1,933,000 $ 74,346 $ 54,000
LaPorte, Indiana 26 $ 1,997,000 $ 76,807 $ 34,000
Cumberland, Maine 26 $ 3,584,000 $ 137,846 $ 45,000
Shiawassee, Michigan 26 $ 2,568,000 $ 98,769 $ 48,000
Monmouth, New Jersey 26 $ 4,187,000 $ 161,038 $ 82,000
Chenango, New York 26 $ 1,719,000 $ 66,115 $ 54,000
Harnett, North Carolina 26 $ 2,664,000 $ 102,461 $ 45,000
Lenoir, North Carolina 26 $ 2,249,000 $ 86,500 $ 38,000
Coos, Oregon 26 $ 2,809,000 $ 108,038 $ 45,000
Hunt, Texas 26 $ 2,242,000 $ 86,230 $ 44,000
Webb, Texas 26 $ 2,032,000 $ 78,153 $ 48,000
Chittenden, Vermont 26 $ 3,859,000 $ 148,423 $ 45,000
Cowlitz, Washington 26 $ 2,876,000 $ 110,615 $ 56,000
Wood, West Virginia 26 $ 2,224,000 $ 85,538 $ 33,000
Humboldt, California 25 $ 3,089,000 $ 123,560 $ 49,000
Shasta, California 25 $ 3,122,000 $ 124,880 $ 44,000
Columbia, Florida 25 $ 2,056,000 $ 82,240 $ 46,000
Barrow, Georgia 25 $ 2,540,000 $ 101,600 $ 46,000
Clarke, Georgia 25 $ 2,546,000 $ 101,840 $ 35,000
Jackson, Georgia 25 $ 3,047,000 $ 121,880 $ 41,000
Elkhart, Indiana 25 $ 2,617,000 $ 104,680 $ 59,000
Porter, Indiana 25 $ 2,502,000 $ 100,080 $ 54,000
Dakota, Minnesota 25 $ 3,850,000 $ 154,000 $ 63,000
Greene, Missouri 25 $ 2,155,000 $ 86,200 $ 38,000
Atlantic, New Jersey 25 $ 3,595,000 $ 143,800 $ 59,000
Halifax, North Carolina 25 $ 1,813,000 $ 72,520 $ 34,000
Wasco, Oregon 25 $ 2,426,000 $ 97,040 $ 45,000
Davis, Utah 25 $ 3,523,000 $ 140,920 $ 50,000
Suffolk, Virginia 25 $ 2,685,000 $ 107,400 $ 45,000
Kitsap, Washington 25 $ 3,465,000 $ 138,600 $ 99,000
Coconino, Arizona 24 $ 3,263,000 $ 135,958 $ 52,000
Monterey, California 24 $ 6,339,000 $ 264,125 $ 95,000
Placer, California 24 $ 6,729,000 $ 280,375 $ 104,000
Fremont, Colorado 24 $ 3,007,000 $ 125,291 $ 60,000
St. Johns, Florida 24 $ 3,392,000 $ 141,333 $ 60,000
Johnson, Indiana 24 $ 3,420,000 $ 142,500 $ 49,000
Vanderburgh, Indiana 24 $ 1,992,000 $ 83,000 $ 38,000
Wayne, Indiana 24 $ 1,653,000 $ 68,875 $ 35,000
Washington, Louisiana 24 $ 1,479,000 $ 61,625 $ 34,000
Livingston, Michigan 24 $ 4,150,000 $ 172,916 $ 57,000
Davidson, North Carolina 24 $ 2,115,000 $ 88,125 $ 41,000
Onslow, North Carolina 24 $ 2,968,000 $ 123,666 $ 72,000
Sampson, North Carolina 24 $ 2,097,000 $ 87,375 $ 40,000
Umatilla, Oregon 24 $ 1,863,000 $ 77,625 $ 43,000
Carbon, Pennsylvania 24 $ 1,823,000 $ 75,958 $ 35,000
Indiana, Pennsylvania 24 $ 1,784,000 $ 74,333 $ 107,000
Jefferson, Pennsylvania 24 $ 1,322,000 $ 55,083 $ 39,000
Waukesha, Wisconsin 24 $ 5,013,000 $ 208,875 $ 190,000
Sonoma, California 23 $ 7,492,000 $ 325,739 $ 81,000
Flagler, Florida 23 $ 3,013,000 $ 131,000 $ 56,000
McLean, Illinois 23 $ 2,031,000 $ 88,304 $ 47,000
Rock Island, Illinois 23 $ 1,653,000 $ 71,869 $ 43,000
Garrett, Maryland 23 $ 1,968,000 $ 85,565 $ 33,000
St. Joseph, Michigan 23 $ 1,914,000 $ 83,217 $ 42,000
Anoka, Minnesota 23 $ 3,851,000 $ 167,434 $ 55,000
Madison, Nebraska 23 $ 1,944,000 $ 84,521 $ 45,000
Rockingham, New Hampshire 23 $ 4,330,000 $ 188,260 $ 84,000
Gaston, North Carolina 23 $ 2,408,000 $ 104,695 $ 63,000
Lorain, Ohio 23 $ 2,301,000 $ 100,043 $ 64,000
Centre, Pennsylvania 23 $ 2,032,000 $ 88,347 $ 40,000
Lebanon, Pennsylvania 23 $ 2,266,000 $ 98,521 $ 77,000
Pike, Pennsylvania 23 $ 2,368,000 $ 102,956 $ 54,000
Venango, Pennsylvania 23 $ 1,272,000 $ 55,304 $ 31,000
Charleston, South Carolina 23 $ 2,725,000 $ 118,478 $ 57,000
Bradley, Tennessee 23 $ 2,457,000 $ 106,826 $ 54,000
Wichita, Texas 23 $ 1,361,000 $ 59,173 $ 48,000
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Mortgage Loan Application Detail Totals for Americas Moneyline in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 49,824 $5,983,929,000 $118,019 $3,000,000 $55,326 $9,792,000
Home Purchase 4,767 $569,585,000 $114,352 $4,800,000 $55,431 $4,338,000
Home Improvement 4,337 $611,664,000 $119,081 $7,477,000 $54,306 $1,800,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not Provided 28,732 $3,732,309,000 $120,326 $3,350,000 $56,134 $9,792,000
White 21,267 $2,441,018,000 $118,020 $7,477,000 $57,840 $6,600,000
Black or African American 5,746 $572,420,000 $109,844 $1,126,000 $46,822 $4,872,000
Hispanic 2,550 $319,552,000 $121,400 $840,000 $51,200 $528,000
Asian 287 $46,920,000 $141,461 $840,000 $59,153 $415,000
Native Hawaiian or Other Pacific Islander 183 $36,024,000 $149,428 $685,000 $64,214 $300,000
American Indian or Alaskan Native 163 $16,935,000 $96,382 $500,000 $53,029 $660,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 58,928 $7,165,178,000 $118,903 $7,477,000 $55,269 $9,792,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 27,045 $3,130,368,000 $115,461 $7,477,000 $51,673 $9,792,000
Application Withdrawn By Applicant 22,359 $2,795,336,000 $120,730 $4,800,000 $58,711 $6,000,000
Loan Originated 7,434 $966,104,000 $124,220 $960,000 $56,700 $1,255,000
Preapproval Denied by Financial Institution 1,215 $142,930,000 $117,000 $740,000 $50,000 $2,693,000
Application Approved But Not Accepted 875 $130,440,000 $134,367 $830,000 $61,979 $1,200,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Americas Moneyline's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Americas Moneyline's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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