Andrews Federal Credit Union Mortgage Lending & HMDA Data, 2018
In 2018, Andrews Federal Credit Union of Suitland, MD reported 2,586 mortgage applications totaling $493.1 million, down 8% from 2017. The average application was for $190,684, and applicants reported an average income of $123,019. 12% of its applications resulted in an originated loan and 0% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (230), Atlanta-Sandy Springs-Roswell, GA (123) and Columbus, OH (119) (applications in parentheses).
| Mortgage Company & Address | Andrews Federal Credit Union 5711 Allentown Road Suitland, MD 20746 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,586 |
| Total Mortgage Loan Application Amount | $493,110,000 |
| Average Mortgage Loan Application Amount | $190,684 |
| Highest Mortgage Loan Application Amount | $1,205,000 |
| Average Applicant Income | $123,019 |
| Highest Applicant Income | $450,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Andrews Federal Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 230 | $ 53,540,000 | $ 232,782 | $ 113,239 |
| Outside any metro area | 150 | $ 22,520,000 | $ 150,133 | $ 117,440 |
| Atlanta-Sandy Springs-Roswell, GA | 123 | $ 26,525,000 | $ 215,650 | $ 108,000 |
| Columbus, OH | 119 | $ 18,555,000 | $ 155,924 | $ 123,000 |
| Charlotte-Concord-Gastonia, NC-SC | 81 | $ 15,415,000 | $ 190,308 | $ 158,000 |
| Baltimore-Columbia-Towson, MD | 79 | $ 16,365,000 | $ 207,151 | $ 114,000 |
| Cleveland-Elyria, OH | 74 | $ 10,460,000 | $ 141,351 | $ 94,000 |
| Tampa-St. Petersburg-Clearwater, FL | 64 | $ 10,780,000 | $ 168,437 | $ 84,000 |
| Akron, OH | 61 | $ 7,755,000 | $ 127,131 | $ 95,000 |
| Raleigh, NC | 59 | $ 11,575,000 | $ 196,186 | $ 140,000 |
| Canton-Massillon, OH | 55 | $ 6,905,000 | $ 125,545 | $ 0 |
| Orlando-Kissimmee-Sanford, FL | 51 | $ 9,555,000 | $ 187,352 | $ 66,000 |
| Chicago-Naperville-Arlington Heights, IL | 50 | $ 10,000,000 | $ 200,000 | $ 148,000 |
| Denver-Aurora-Lakewood, CO | 50 | $ 14,710,000 | $ 294,200 | $ 104,000 |
| Camden, NJ | 44 | $ 7,150,000 | $ 162,500 | $ 119,000 |
| Cincinnati, OH-KY-IN | 40 | $ 6,490,000 | $ 162,250 | $ 177,000 |
| New York-Jersey City-White Plains, NY-NJ | 40 | $ 9,880,000 | $ 247,000 | $ 112,000 |
| Silver Spring-Frederick-Rockville, MD | 40 | $ 10,100,000 | $ 252,500 | $ 151,000 |
| Newark, NJ-PA | 33 | $ 8,245,000 | $ 249,848 | $ 92,000 |
| Riverside-San Bernardino-Ontario, CA | 27 | $ 7,325,000 | $ 271,296 | $ 173,000 |
| Montgomery County-Bucks County-Chester County, PA | 26 | $ 6,170,000 | $ 237,307 | $ 116,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 26 | $ 6,300,000 | $ 242,307 | $ 150,000 |
| Durham-Chapel Hill, NC | 25 | $ 4,295,000 | $ 171,800 | $ 77,000 |
| Greenville-Anderson-Mauldin, SC | 25 | $ 4,355,000 | $ 174,200 | $ 132,000 |
| Jacksonville, FL | 25 | $ 4,895,000 | $ 195,800 | $ 0 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 25 | $ 5,345,000 | $ 213,800 | $ 0 |
| Richmond, VA | 23 | $ 4,815,000 | $ 209,347 | $ 78,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 22 | $ 5,640,000 | $ 256,363 | $ 139,000 |
| Indianapolis-Carmel-Anderson, IN | 22 | $ 3,570,000 | $ 162,272 | $ 149,000 |
| Charleston-North Charleston, SC | 19 | $ 3,885,000 | $ 204,473 | $ 161,000 |
| Miami-Miami Beach-Kendall, FL | 19 | $ 4,975,000 | $ 261,842 | $ 241,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 19 | $ 2,505,000 | $ 131,842 | $ 65,000 |
| Pittsburgh, PA | 19 | $ 3,225,000 | $ 169,736 | $ 450,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 19 | $ 3,995,000 | $ 210,263 | $ 128,000 |
| Port St. Lucie, FL | 18 | $ 3,360,000 | $ 186,666 | $ 78,000 |
| Los Angeles-Long Beach-Glendale, CA | 17 | $ 5,725,000 | $ 336,764 | $ 249,000 |
| Louisville/Jefferson County, KY-IN | 17 | $ 2,565,000 | $ 150,882 | $ 0 |
| Milwaukee-Waukesha-West Allis, WI | 16 | $ 3,120,000 | $ 195,000 | $ 0 |
| Hickory-Lenoir-Morganton, NC | 15 | $ 1,875,000 | $ 125,000 | $ 0 |
| Allentown-Bethlehem-Easton, PA-NJ | 14 | $ 2,300,000 | $ 164,285 | $ 0 |
| Birmingham-Hoover, AL | 14 | $ 2,980,000 | $ 212,857 | $ 0 |
| Sacramento--Roseville--Arden-Arcade, CA | 14 | $ 3,900,000 | $ 278,571 | $ 221,000 |
| Columbia, SC | 13 | $ 1,685,000 | $ 129,615 | $ 96,000 |
| Elgin, IL | 13 | $ 2,395,000 | $ 184,230 | $ 129,000 |
| Palm Bay-Melbourne-Titusville, FL | 13 | $ 1,685,000 | $ 129,615 | $ 0 |
| Warren-Troy-Farmington Hills, MI | 13 | $ 2,155,000 | $ 165,769 | $ 67,000 |
| Asheville, NC | 12 | $ 2,660,000 | $ 221,666 | $ 0 |
| North Port-Sarasota-Bradenton, FL | 12 | $ 2,450,000 | $ 204,166 | $ 318,000 |
| San Diego-Carlsbad, CA | 12 | $ 4,490,000 | $ 374,166 | $ 134,000 |
| Wilmington, NC | 12 | $ 1,570,000 | $ 130,833 | $ 0 |
| Augusta-Richmond County, GA-SC | 11 | $ 1,415,000 | $ 128,636 | $ 62,727 |
| Dayton, OH | 11 | $ 1,315,000 | $ 119,545 | $ 0 |
| Deltona-Daytona Beach-Ormond Beach, FL | 11 | $ 1,475,000 | $ 134,090 | $ 0 |
| Mobile, AL | 11 | $ 1,065,000 | $ 96,818 | $ 111,000 |
| New Orleans-Metairie, LA | 11 | $ 1,825,000 | $ 165,909 | $ 0 |
| Cape Coral-Fort Myers, FL | 10 | $ 1,810,000 | $ 181,000 | $ 155,000 |
| East Stroudsburg, PA | 10 | $ 1,130,000 | $ 113,000 | $ 52,000 |
| Colorado Springs, CO | 9 | $ 2,105,000 | $ 233,888 | $ 0 |
| Philadelphia, PA | 9 | $ 1,495,000 | $ 166,111 | $ 230,000 |
| Spartanburg, SC | 9 | $ 1,185,000 | $ 131,666 | $ 82,000 |
| Wilmington, DE-MD-NJ | 9 | $ 1,335,000 | $ 148,333 | $ 69,000 |
| Athens-Clarke County, GA | 8 | $ 1,280,000 | $ 160,000 | $ 0 |
| Lexington-Fayette, KY | 8 | $ 1,320,000 | $ 165,000 | $ 0 |
| Memphis, TN-MS-AR | 8 | $ 1,830,000 | $ 228,750 | $ 132,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 8 | $ 1,040,000 | $ 130,000 | $ 114,000 |
| Daphne-Fairhope-Foley, AL | 7 | $ 925,000 | $ 132,142 | $ 0 |
| Gary, IN | 7 | $ 1,405,000 | $ 200,714 | $ 0 |
| Greeley, CO | 7 | $ 1,755,000 | $ 250,714 | $ 0 |
| Knoxville, TN | 7 | $ 995,000 | $ 142,142 | $ 0 |
| Modesto, CA | 7 | $ 1,375,000 | $ 196,428 | $ 78,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 7 | $ 2,735,000 | $ 390,714 | $ 245,000 |
| Punta Gorda, FL | 7 | $ 1,145,000 | $ 163,571 | $ 0 |
| Roanoke, VA | 7 | $ 1,165,000 | $ 166,428 | $ 0 |
| Salisbury, MD-DE | 7 | $ 825,000 | $ 117,857 | $ 190,000 |
| Toledo, OH | 7 | $ 1,105,000 | $ 157,857 | $ 193,000 |
| Trenton, NJ | 7 | $ 1,505,000 | $ 215,000 | $ 179,000 |
| Fayetteville, NC | 6 | $ 560,000 | $ 93,333 | $ 115,000 |
| Fresno, CA | 6 | $ 1,590,000 | $ 265,000 | $ 0 |
| Gainesville, GA | 6 | $ 1,110,000 | $ 185,000 | $ 93,000 |
| Huntsville, AL | 6 | $ 660,000 | $ 110,000 | $ 47,000 |
| Lake County-Kenosha County, IL-WI | 6 | $ 1,190,000 | $ 198,333 | $ 0 |
| Lakeland-Winter Haven, FL | 6 | $ 1,030,000 | $ 171,666 | $ 0 |
| Lancaster, PA | 6 | $ 1,060,000 | $ 176,666 | $ 152,000 |
| Lynchburg, VA | 6 | $ 930,000 | $ 155,000 | $ 0 |
| Montgomery, AL | 6 | $ 890,000 | $ 148,333 | $ 56,000 |
| Oakland-Hayward-Berkeley, CA | 6 | $ 2,280,000 | $ 380,000 | $ 0 |
| Ocala, FL | 6 | $ 700,000 | $ 116,666 | $ 38,000 |
| St. Louis, MO-IL | 6 | $ 1,350,000 | $ 225,000 | $ 154,000 |
| Youngstown-Warren-Boardman, OH-PA | 6 | $ 570,000 | $ 95,000 | $ 70,000 |
| Columbus, GA-AL | 5 | $ 765,000 | $ 153,000 | $ 0 |
| Greensboro-High Point, NC | 5 | $ 995,000 | $ 199,000 | $ 0 |
| Hagerstown-Martinsburg, MD-WV | 5 | $ 845,000 | $ 169,000 | $ 0 |
| Harrisburg-Carlisle, PA | 5 | $ 695,000 | $ 139,000 | $ 0 |
| Reading, PA | 5 | $ 585,000 | $ 117,000 | $ 70,000 |
| Sebastian-Vero Beach, FL | 5 | $ 705,000 | $ 141,000 | $ 149,000 |
| Shreveport-Bossier City, LA | 5 | $ 845,000 | $ 169,000 | $ 105,000 |
| Anaheim-Santa Ana-Irvine, CA | 4 | $ 1,050,000 | $ 262,500 | $ 81,000 |
| Atlantic City-Hammonton, NJ | 4 | $ 470,000 | $ 117,500 | $ 0 |
| Baton Rouge, LA | 4 | $ 700,000 | $ 175,000 | $ 79,000 |
| Chattanooga, TN-GA | 4 | $ 640,000 | $ 160,000 | $ 0 |
| Detroit-Dearborn-Livonia, MI | 4 | $ 520,000 | $ 130,000 | $ 0 |
| Florence, SC | 4 | $ 840,000 | $ 210,000 | $ 0 |
| Homosassa Springs, FL | 4 | $ 510,000 | $ 127,500 | $ 0 |
| Houma-Thibodaux, LA | 4 | $ 910,000 | $ 227,500 | $ 0 |
| Naples-Immokalee-Marco Island, FL | 4 | $ 1,580,000 | $ 395,000 | $ 95,000 |
| Salem, OR | 4 | $ 630,000 | $ 157,500 | $ 117,000 |
| Stockton-Lodi, CA | 4 | $ 950,000 | $ 237,500 | $ 0 |
| Anniston-Oxford-Jacksonville, AL | 3 | $ 315,000 | $ 105,000 | $ 0 |
| Bakersfield, CA | 3 | $ 375,000 | $ 125,000 | $ 0 |
| Bloomsburg-Berwick, PA | 3 | $ 415,000 | $ 138,333 | $ 0 |
| California-Lexington Park, MD | 3 | $ 975,000 | $ 325,000 | $ 190,000 |
| Charlottesville, VA | 3 | $ 655,000 | $ 218,333 | $ 0 |
| Cleveland, TN | 3 | $ 475,000 | $ 158,333 | $ 0 |
| Davenport-Moline-Rock Island, IA-IL | 3 | $ 425,000 | $ 141,666 | $ 0 |
| Evansville, IN-KY | 3 | $ 365,000 | $ 121,666 | $ 0 |
| Fort Wayne, IN | 3 | $ 505,000 | $ 168,333 | $ 129,000 |
| Gainesville, FL | 3 | $ 325,000 | $ 108,333 | $ 0 |
| Grand Junction, CO | 3 | $ 435,000 | $ 145,000 | $ 0 |
| Grand Rapids-Wyoming, MI | 3 | $ 745,000 | $ 248,333 | $ 0 |
| Hilton Head Island-Bluffton-Beaufort, SC | 3 | $ 505,000 | $ 168,333 | $ 0 |
| Huntington-Ashland, WV-KY-OH | 3 | $ 235,000 | $ 78,333 | $ 0 |
| Lima, OH | 3 | $ 315,000 | $ 105,000 | $ 0 |
| Little Rock-North Little Rock-Conway, AR | 3 | $ 305,000 | $ 101,666 | $ 116,000 |
| Pensacola-Ferry Pass-Brent, FL | 3 | $ 435,000 | $ 145,000 | $ 0 |
| Phoenix-Mesa-Scottsdale, AZ | 3 | $ 305,000 | $ 101,666 | $ 120,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 3 | $ 715,000 | $ 238,333 | $ 66,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 3 | $ 1,335,000 | $ 445,000 | $ 0 |
| Savannah, GA | 3 | $ 525,000 | $ 175,000 | $ 0 |
| South Bend-Mishawaka, IN-MI | 3 | $ 495,000 | $ 165,000 | $ 0 |
| State College, PA | 3 | $ 365,000 | $ 121,666 | $ 102,000 |
| Tallahassee, FL | 3 | $ 485,000 | $ 161,666 | $ 0 |
| Tuscaloosa, AL | 3 | $ 445,000 | $ 148,333 | $ 0 |
| Vallejo-Fairfield, CA | 3 | $ 885,000 | $ 295,000 | $ 0 |
| Vineland-Bridgeton, NJ | 3 | $ 435,000 | $ 145,000 | $ 0 |
| Winston-Salem, NC | 3 | $ 445,000 | $ 148,333 | $ 0 |
| York-Hanover, PA | 3 | $ 485,000 | $ 161,666 | $ 0 |
| Battle Creek, MI | 2 | $ 260,000 | $ 130,000 | $ 0 |
| Bloomington, IL | 2 | $ 310,000 | $ 155,000 | $ 0 |
| Boise City, ID | 2 | $ 620,000 | $ 310,000 | $ 79,000 |
| Boulder, CO | 2 | $ 540,000 | $ 270,000 | $ 56,000 |
| Carbondale-Marion, IL | 2 | $ 210,000 | $ 105,000 | $ 0 |
| Crestview-Fort Walton Beach-Destin, FL | 2 | $ 410,000 | $ 205,000 | $ 94,000 |
| Dallas-Plano-Irving, TX | 2 | $ 220,000 | $ 110,000 | $ 0 |
| Elkhart-Goshen, IN | 2 | $ 560,000 | $ 280,000 | $ 0 |
| Florence-Muscle Shoals, AL | 2 | $ 320,000 | $ 160,000 | $ 0 |
| Fort Collins, CO | 2 | $ 390,000 | $ 195,000 | $ 144,000 |
| Fort Worth-Arlington, TX | 2 | $ 580,000 | $ 290,000 | $ 201,000 |
| Green Bay, WI | 2 | $ 260,000 | $ 130,000 | $ 0 |
| Greenville, NC | 2 | $ 180,000 | $ 90,000 | $ 39,000 |
| Kalamazoo-Portage, MI | 2 | $ 360,000 | $ 180,000 | $ 0 |
| Kansas City, MO-KS | 2 | $ 620,000 | $ 310,000 | $ 85,000 |
| Lafayette, LA | 2 | $ 320,000 | $ 160,000 | $ 0 |
| Lake Charles, LA | 2 | $ 350,000 | $ 175,000 | $ 0 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 2 | $ 390,000 | $ 195,000 | $ 0 |
| Morristown, TN | 2 | $ 210,000 | $ 105,000 | $ 0 |
| Muncie, IN | 2 | $ 270,000 | $ 135,000 | $ 0 |
| Panama City, FL | 2 | $ 330,000 | $ 165,000 | $ 0 |
| Seattle-Bellevue-Everett, WA | 2 | $ 700,000 | $ 350,000 | $ 143,000 |
| Sebring, FL | 2 | $ 200,000 | $ 100,000 | $ 0 |
| Staunton-Waynesboro, VA | 2 | $ 310,000 | $ 155,000 | $ 62,000 |
| Visalia-Porterville, CA | 2 | $ 440,000 | $ 220,000 | $ 0 |
| Warner Robins, GA | 2 | $ 460,000 | $ 230,000 | $ 0 |
| Albany, GA | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Albany, OR | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Alexandria, LA | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Anchorage, AK | 1 | $ 85,000 | $ 85,000 | $ 243,000 |
| Ann Arbor, MI | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Bay City, MI | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Bowling Green, KY | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Burlington, NC | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Cambridge-Newton-Framingham, MA | 1 | $ 415,000 | $ 415,000 | $ 118,000 |
| Chambersburg-Waynesboro, PA | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Champaign-Urbana, IL | 1 | $ 265,000 | $ 265,000 | $ 106,000 |
| Clarksville, TN-KY | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Cumberland, MD-WV | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Dalton, GA | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Decatur, AL | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Dover, DE | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Eau Claire, WI | 1 | $ 115,000 | $ 115,000 | $ 0 |
| El Centro, CA | 1 | $ 235,000 | $ 235,000 | $ 79,000 |
| Erie, PA | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Eugene, OR | 1 | $ 195,000 | $ 195,000 | $ 118,000 |
| Hammond, LA | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Hinesville, GA | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Houston-The Woodlands-Sugar Land, TX | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Idaho Falls, ID | 1 | $ 205,000 | $ 205,000 | $ 99,000 |
| Jackson, MI | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Jacksonville, NC | 1 | $ 185,000 | $ 185,000 | $ 126,000 |
| Johnson City, TN | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Johnstown, PA | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Kankakee, IL | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Killeen-Temple, TX | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Kingsport-Bristol-Bristol, TN-VA | 1 | $ 55,000 | $ 55,000 | $ 106,000 |
| Lansing-East Lansing, MI | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Las Vegas-Henderson-Paradise, NV | 1 | $ 265,000 | $ 265,000 | $ 79,000 |
| Lebanon, PA | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Macon-Bibb County, GA | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Madison, WI | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Manhattan, KS | 1 | $ 35,000 | $ 35,000 | $ 128,000 |
| Mansfield, OH | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Michigan City-La Porte, IN | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Midland, MI | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Monroe, LA | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Monroe, MI | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Oklahoma City, OK | 1 | $ 105,000 | $ 105,000 | $ 94,000 |
| Peoria, IL | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Providence-Warwick, RI-MA | 1 | $ 105,000 | $ 105,000 | $ 100,000 |
| Provo-Orem, UT | 1 | $ 865,000 | $ 865,000 | $ 310,000 |
| Pueblo, CO | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Redding, CA | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Rockford, IL | 1 | $ 105,000 | $ 105,000 | $ 0 |
| San Antonio-New Braunfels, TX | 1 | $ 125,000 | $ 125,000 | $ 0 |
| San Rafael, CA | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Santa Rosa, CA | 1 | $ 435,000 | $ 435,000 | $ 0 |
| Sierra Vista-Douglas, AZ | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Springfield, IL | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Sumter, SC | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Terre Haute, IN | 1 | $ 105,000 | $ 105,000 | $ 0 |
| The Villages, FL | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Valdosta, GA | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Weirton-Steubenville, WV-OH | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Winchester, VA-WV | 1 | $ 85,000 | $ 85,000 | $ 174,000 |
Mortgage Loan Application Detail Totals for Andrews Federal Credit Union in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,571 | $328,415,000 | $209,000 | $675,000 | $129,000 | $383,000 |
| Home Purchase | 603 | $100,225,000 | $166,000 | $885,000 | $111,000 | $450,000 |
| Cash-out Refinancing | 408 | $63,720,000 | $156,000 | $1,205,000 | $118,000 | $433,000 |
| Home Improvement | 4 | $750,000 | $187,000 | $305,000 | $98,000 | $167,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,165 | $413,095,000 | $190,000 | $995,000 | $0 | $0 |
| White | 166 | $32,750,000 | $197,000 | $1,205,000 | $125,000 | $433,000 |
| Black or African American | 121 | $21,405,000 | $176,000 | $585,000 | $99,000 | $355,000 |
| Not Provided | 71 | $12,995,000 | $183,000 | $575,000 | $130,000 | $450,000 |
| Hispanic | 37 | $7,365,000 | $199,000 | $435,000 | $110,000 | $384,000 |
| Asian | 26 | $5,500,000 | $211,000 | $515,000 | $130,000 | $419,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,581 | $491,245,000 | $190,000 | $1,205,000 | $117,000 | $450,000 |
| VA-guaranteed (Veterans Administration) | 4 | $1,640,000 | $410,000 | $585,000 | $140,000 | $178,000 |
| FHA-insured (Federal Housing Administration) | 1 | $225,000 | $225,000 | $225,000 | $46,000 | $46,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 2,165 | $413,095,000 | $190,000 | $995,000 | $0 | $0 |
| Loan Originated | 307 | $63,195,000 | $205,000 | $1,205,000 | $120,000 | $450,000 |
| Application Withdrawn By Applicant | 79 | $12,795,000 | $161,000 | $585,000 | $115,000 | $343,000 |
| File Closed For Incompleteness | 21 | $2,395,000 | $114,000 | $245,000 | $104,000 | $207,000 |
| Application Approved But Not Accepted | 7 | $825,000 | $117,000 | $265,000 | $94,000 | $189,000 |
| Application Denied By Financial Institution | 7 | $805,000 | $115,000 | $265,000 | $71,000 | $109,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,579 | $492,305,000 | $190,000 | $1,205,000 | $118,000 | $450,000 |
| Collateral | 3 | $255,000 | $85,000 | $145,000 | $81,000 | $109,000 |
| Debt-To-Income Ratio | 2 | $140,000 | $70,000 | $115,000 | $64,000 | $66,000 |
| Other | 1 | $145,000 | $145,000 | $145,000 | $36,000 | $36,000 |
| Credit History | 1 | $265,000 | $265,000 | $265,000 | $96,000 | $96,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Andrews Federal Credit Union's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Andrews Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.
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