Ark-La-Tex Financial Services Mortgage Lending & HMDA Data, 2010

In 2010, Ark-La-Tex Financial Services of Plano, TX reported 8,161 mortgage applications totaling $1.5 billion, up 32% from 2009. The average application was for $184,615, and applicants reported an average income of $74,942. 44% of its applications resulted in an originated loan and 20% were denied. Its largest markets were Lexington-Fayette, KY (899), Spartanburg, SC (848) and Colorado Springs, CO (520) (applications in parentheses).

Mortgage Company & Address Ark-La-Tex Financial Services
5160 Tennyson Pkwy, Suite 2000w
Plano, TX 75024
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  
Total Number of Mortgage Applications 8,161
Total Mortgage Loan Application Amount $1,506,647,000
Average Mortgage Loan Application Amount $184,615
Highest Mortgage Loan Application Amount $2,000,000
Average Applicant Income $74,942
Highest Applicant Income $1,800,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ark-La-Tex Financial Services filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Ark-La-Tex Financial Services by County in 2010

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Spartanburg, South Carolina 848 $ 102,784,000 $ 121,207 $ 42,000
Fayette, Kentucky 640 $ 102,697,000 $ 160,464 $ 67,000
Greenville, South Carolina 428 $ 61,014,000 $ 142,556 $ 53,000
Charleston, South Carolina 328 $ 63,848,000 $ 194,658 $ 76,000
El Paso, Colorado 276 $ 49,517,000 $ 179,409 $ 59,000
San Diego, California 258 $ 94,829,000 $ 367,554 $ 103,000
Tarrant, Texas 247 $ 46,032,000 $ 186,364 $ 94,000
Teller, Colorado 244 $ 45,068,000 $ 184,704 $ 66,000
Sevier, Tennessee 226 $ 31,193,000 $ 138,022 $ 55,000
Collin, Texas 193 $ 42,777,000 $ 221,642 $ 124,000
Denton, Texas 155 $ 35,583,000 $ 229,567 $ 118,000
Guilford, North Carolina 149 $ 25,107,000 $ 168,503 $ 69,000
Dallas, Texas 130 $ 25,488,000 $ 196,061 $ 102,000
Hidalgo, Texas 109 $ 14,071,000 $ 129,091 $ 65,000
Pierce, Washington 107 $ 23,794,000 $ 222,373 $ 75,000
Cherokee, South Carolina 105 $ 11,897,000 $ 113,304 $ 49,000
Los Angeles, California 91 $ 33,605,000 $ 369,285 $ 141,000
Jessamine, Kentucky 89 $ 12,152,000 $ 136,539 $ 70,000
Berkeley, South Carolina 82 $ 13,542,000 $ 165,146 $ 58,000
Clark, Kentucky 78 $ 10,654,000 $ 136,589 $ 48,000
Maricopa, Arizona 73 $ 12,266,000 $ 168,027 $ 92,000
Jefferson, Kentucky 67 $ 12,196,000 $ 182,029 $ 80,000
Hartford, Connecticut 63 $ 12,423,000 $ 197,190 $ 66,000
Sonoma, California 62 $ 20,638,000 $ 332,870 $ 117,000
Anderson, South Carolina 59 $ 9,864,000 $ 167,186 $ 62,000
Harris, Texas 59 $ 10,740,000 $ 182,033 $ 110,000
Hardin, Kentucky 53 $ 7,258,000 $ 136,943 $ 56,000
Madison, Kentucky 52 $ 7,150,000 $ 137,500 $ 54,000
Williamson, Texas 52 $ 8,516,000 $ 163,769 $ 87,000
Dorchester, South Carolina 50 $ 7,183,000 $ 143,660 $ 65,000
Pickens, South Carolina 49 $ 6,485,000 $ 132,346 $ 61,000
Scott, Kentucky 47 $ 8,213,000 $ 174,744 $ 63,000
Nevada, California 43 $ 14,376,000 $ 334,325 $ 215,000
Solano, California 42 $ 11,043,000 $ 262,928 $ 89,000
Travis, Texas 41 $ 6,533,000 $ 159,341 $ 87,000
Napa, California 40 $ 11,992,000 $ 299,800 $ 114,000
Placer, California 39 $ 12,968,000 $ 332,512 $ 186,000
Broward, Florida 39 $ 7,531,000 $ 193,102 $ 73,000
Lee, Florida 37 $ 4,084,000 $ 110,378 $ 68,000
King, Washington 37 $ 9,691,000 $ 261,918 $ 105,000
Hillsborough, New Hampshire 36 $ 8,238,000 $ 228,833 $ 159,000
Rockingham, New Hampshire 36 $ 9,190,000 $ 255,277 $ 117,000
Cleveland, North Carolina 34 $ 3,245,000 $ 95,441 $ 32,000
Orange, California 32 $ 14,833,000 $ 463,531 $ 140,000
Tulare, California 32 $ 5,299,000 $ 165,593 $ 91,000
New Haven, Connecticut 30 $ 5,796,000 $ 193,200 $ 66,000
Bexar, Texas 30 $ 4,651,000 $ 155,033 $ 83,000
Chittenden, Vermont 30 $ 5,898,000 $ 196,600 $ 61,000
Laurens, South Carolina 29 $ 2,892,000 $ 99,724 $ 33,000
Northumberland, Pennsylvania 27 $ 3,881,000 $ 143,740 $ 44,000
Franklin, Vermont 27 $ 4,872,000 $ 180,444 $ 59,000
Bourbon, Kentucky 26 $ 3,185,000 $ 122,500 $ 44,000
Middlesex, Massachusetts 25 $ 5,726,000 $ 229,040 $ 137,000
Nassau, New York 25 $ 9,467,000 $ 378,680 $ 157,000
Suffolk, New York 25 $ 7,230,000 $ 289,200 $ 98,000
Charlotte, Florida 24 $ 3,414,000 $ 142,250 $ 72,000
Gaston, North Carolina 24 $ 2,805,000 $ 116,875 $ 46,000
Johnson, Kentucky 22 $ 3,664,000 $ 166,545 $ 73,000
Contra Costa, California 20 $ 7,174,000 $ 358,700 $ 142,000
Garrard, Kentucky 20 $ 2,452,000 $ 122,600 $ 34,000
Cameron, Texas 20 $ 2,440,000 $ 122,000 $ 68,000
Parker, Texas 20 $ 4,036,000 $ 201,800 $ 106,000
Sarasota, Florida 19 $ 2,089,000 $ 109,947 $ 55,000
Woodford, Kentucky 19 $ 2,860,000 $ 150,526 $ 117,000
Essex, Massachusetts 19 $ 5,802,000 $ 305,368 $ 125,000
Worcester, Massachusetts 19 $ 3,732,000 $ 196,421 $ 65,000
St. Louis, Missouri 19 $ 2,603,000 $ 137,000 $ 65,000
Union, South Carolina 19 $ 1,991,000 $ 104,789 $ 38,000
Fresno, California 18 $ 3,918,000 $ 217,666 $ 109,000
Litchfield, Connecticut 18 $ 3,268,000 $ 181,555 $ 56,000
Franklin, Kentucky 18 $ 2,312,000 $ 128,444 $ 42,000
Nelson, Kentucky 18 $ 2,309,000 $ 128,277 $ 41,000
Knox, Tennessee 18 $ 2,453,000 $ 136,277 $ 55,000
Thurston, Washington 18 $ 3,921,000 $ 217,833 $ 67,000
Riverside, California 17 $ 4,302,000 $ 253,058 $ 77,000
Palm Beach, Florida 17 $ 3,564,000 $ 209,647 $ 77,000
Sumter, South Carolina 17 $ 2,613,000 $ 153,705 $ 65,000
Addison, Vermont 17 $ 2,851,000 $ 167,705 $ 59,000
Fairfield, Connecticut 15 $ 3,311,000 $ 220,733 $ 80,000
Madison, Illinois 15 $ 1,554,000 $ 103,600 $ 57,000
Breckinridge, Kentucky 15 $ 2,440,000 $ 162,666 $ 74,000
Baltimore, Maryland 15 $ 3,531,000 $ 235,400 $ 94,000
Montgomery, Texas 15 $ 3,337,000 $ 222,466 $ 101,000
Marin, California 14 $ 7,544,000 $ 538,857 $ 144,000
Sacramento, California 14 $ 3,424,000 $ 244,571 $ 122,000
Summit, Colorado 14 $ 5,171,000 $ 369,357 $ 127,000
Forsyth, North Carolina 14 $ 2,197,000 $ 156,928 $ 63,000
Johnson, Texas 14 $ 1,965,000 $ 140,357 $ 82,000
San Francisco, California 13 $ 6,581,000 $ 506,230 $ 202,000
Denver, Colorado 13 $ 2,215,000 $ 170,384 $ 84,000
East Baton Rouge, Louisiana 13 $ 2,179,000 $ 167,615 $ 64,000
Mecklenburg, North Carolina 13 $ 2,726,000 $ 209,692 $ 63,000
Abbeville, South Carolina 13 $ 1,259,000 $ 96,846 $ 23,000
Tolland, Connecticut 12 $ 2,770,000 $ 230,833 $ 86,000
Orange, Florida 12 $ 2,122,000 $ 176,833 $ 92,000
Anderson, Kentucky 12 $ 1,472,000 $ 122,666 $ 51,000
Cuyahoga, Ohio 12 $ 1,676,000 $ 139,666 $ 52,000
Hood, Texas 12 $ 2,104,000 $ 175,333 $ 161,000
Bristol, Massachusetts 11 $ 2,939,000 $ 267,181 $ 107,000
York, South Carolina 11 $ 1,998,000 $ 181,636 $ 65,000
Santa Clara, California 10 $ 4,354,000 $ 435,400 $ 228,000
Douglas, Colorado 10 $ 2,525,000 $ 252,500 $ 108,000
Miami-Dade, Florida 10 $ 1,611,000 $ 161,100 $ 70,000
Floyd, Kentucky 10 $ 1,247,000 $ 124,700 $ 39,000
Hampden, Massachusetts 10 $ 1,214,000 $ 121,400 $ 51,000
St. Charles, Missouri 10 $ 1,710,000 $ 171,000 $ 78,000
Merrimack, New Hampshire 10 $ 1,573,000 $ 157,300 $ 80,000
Wake, North Carolina 10 $ 2,637,000 $ 263,700 $ 87,000
Guadalupe, Texas 10 $ 1,586,000 $ 158,600 $ 69,000
New London, Connecticut 9 $ 2,017,000 $ 224,111 $ 80,000
Clark, Indiana 9 $ 1,611,000 $ 179,000 $ 69,000
Porter, Indiana 9 $ 1,449,000 $ 161,000 $ 66,000
Bullitt, Kentucky 9 $ 1,389,000 $ 154,333 $ 37,000
Harford, Maryland 9 $ 1,725,000 $ 191,666 $ 61,000
Pike, Missouri 9 $ 912,000 $ 101,333 $ 45,000
Bernalillo, New Mexico 9 $ 1,561,000 $ 173,444 $ 59,000
Summit, Ohio 9 $ 1,630,000 $ 181,111 $ 57,000
Blount, Tennessee 9 $ 1,303,000 $ 144,777 $ 75,000
Bell, Texas 9 $ 1,485,000 $ 165,000 $ 64,000
Hays, Texas 9 $ 1,575,000 $ 175,000 $ 105,000
Jefferson, Colorado 8 $ 1,645,000 $ 205,625 $ 71,000
Park, Colorado 8 $ 1,504,000 $ 188,000 $ 67,000
Meade, Kentucky 8 $ 1,155,000 $ 144,375 $ 43,000
Montgomery, Kentucky 8 $ 951,000 $ 118,875 $ 53,000
Oldham, Kentucky 8 $ 2,247,000 $ 280,875 $ 116,000
Baltimore City, Maryland 8 $ 844,000 $ 105,500 $ 37,000
Norfolk, Massachusetts 8 $ 2,561,000 $ 320,125 $ 107,000
St. Louis City, Missouri 8 $ 744,000 $ 93,000 $ 89,000
Essex, New Jersey 8 $ 2,143,000 $ 267,875 $ 111,000
Trumbull, Ohio 8 $ 1,325,000 $ 165,625 $ 51,000
Clarendon, South Carolina 8 $ 1,186,000 $ 148,250 $ 63,000
Shelby, Tennessee 8 $ 1,792,000 $ 224,000 $ 114,000
Williamson, Tennessee 8 $ 2,164,000 $ 270,500 $ 109,000
Brazoria, Texas 8 $ 1,350,000 $ 168,750 $ 102,000
Fort Bend, Texas 8 $ 1,538,000 $ 192,250 $ 107,000
Kaufman, Texas 8 $ 1,322,000 $ 165,250 $ 74,000
Rockwall, Texas 8 $ 1,670,000 $ 208,750 $ 105,000
Rutland, Vermont 8 $ 1,371,000 $ 171,375 $ 82,000
Adams, Colorado 7 $ 1,498,000 $ 214,000 $ 87,000
Pueblo, Colorado 7 $ 967,000 $ 138,142 $ 70,000
Middlesex, Connecticut 7 $ 1,935,000 $ 276,428 $ 62,000
Hillsborough, Florida 7 $ 2,044,000 $ 292,000 $ 88,000
Bulloch, Georgia 7 $ 881,000 $ 125,857 $ 47,000
Larue, Kentucky 7 $ 794,000 $ 113,428 $ 39,000
Bergen, New Jersey 7 $ 2,930,000 $ 418,571 $ 115,000
Randolph, North Carolina 7 $ 868,000 $ 124,000 $ 44,000
Rockingham, North Carolina 7 $ 991,000 $ 141,571 $ 58,000
Clackamas, Oregon 7 $ 1,359,000 $ 194,142 $ 69,000
Richland, South Carolina 7 $ 1,421,000 $ 203,000 $ 71,000
Ellis, Texas 7 $ 1,352,000 $ 193,142 $ 103,000
Wise, Texas 7 $ 1,143,000 $ 163,285 $ 93,000
Fremont, Colorado 6 $ 984,000 $ 164,000 $ 46,000
Brevard, Florida 6 $ 917,000 $ 152,833 $ 58,000
Grayson, Kentucky 6 $ 769,000 $ 128,166 $ 62,000
Powell, Kentucky 6 $ 808,000 $ 134,666 $ 62,000
Carroll, New Hampshire 6 $ 1,205,000 $ 200,833 $ 91,000
Middlesex, New Jersey 6 $ 1,656,000 $ 276,000 $ 77,000
Morris, New Jersey 6 $ 3,379,000 $ 563,166 $ 165,000
Ocean, New Jersey 6 $ 1,569,000 $ 261,500 $ 72,000
Blanco, Texas 6 $ 732,000 $ 122,000 $ 74,000
Galveston, Texas 6 $ 1,143,000 $ 190,500 $ 92,000
Snohomish, Washington 6 $ 2,291,000 $ 381,833 $ 121,000
Wyoming, West Virginia 6 $ 638,000 $ 106,333 $ 35,000
Manatee, Florida 5 $ 777,000 $ 155,400 $ 80,000
Cook, Illinois 5 $ 764,000 $ 152,800 $ 56,000
Barren, Kentucky 5 $ 523,000 $ 104,600 $ 47,000
Greenup, Kentucky 5 $ 576,000 $ 115,200 $ 101,000
Hart, Kentucky 5 $ 305,000 $ 61,000 $ 25,000
Laurel, Kentucky 5 $ 752,000 $ 150,400 $ 70,000
Shelby, Kentucky 5 $ 944,000 $ 188,800 $ 150,000
Carroll, Maryland 5 $ 1,651,000 $ 330,200 $ 123,000
Washoe, Nevada 5 $ 1,178,000 $ 235,600 $ 75,000
Strafford, New Hampshire 5 $ 828,000 $ 165,600 $ 91,000
Hudson, New Jersey 5 $ 1,062,000 $ 212,400 $ 94,000
Monmouth, New Jersey 5 $ 1,116,000 $ 223,200 $ 64,000
Passaic, New Jersey 5 $ 1,231,000 $ 246,200 $ 95,000
Union, New Jersey 5 $ 1,715,000 $ 343,000 $ 91,000
Davidson, North Carolina 5 $ 687,000 $ 137,400 $ 51,000
Franklin, Ohio 5 $ 838,000 $ 167,600 $ 48,000
Portage, Ohio 5 $ 955,000 $ 191,000 $ 56,000
Beaufort, South Carolina 5 $ 924,000 $ 184,800 $ 95,000
Jefferson, Tennessee 5 $ 648,000 $ 129,600 $ 47,000
Alameda, California 4 $ 1,694,000 $ 423,500 $ 128,000
San Bernardino, California 4 $ 723,000 $ 180,750 $ 65,000
San Luis Obispo, California 4 $ 1,509,000 $ 377,250 $ 81,000
Ventura, California 4 $ 2,096,000 $ 524,000 $ 144,000
Boulder, Colorado 4 $ 1,026,000 $ 256,500 $ 90,000
Clay, Florida 4 $ 798,000 $ 199,500 $ 66,000
Duval, Florida 4 $ 930,000 $ 232,500 $ 112,000
Jackson, Florida 4 $ 498,000 $ 124,500 $ 51,000
Pasco, Florida 4 $ 749,000 $ 187,250 $ 60,000
St. Lucie, Florida 4 $ 748,000 $ 187,000 $ 66,000
Jersey, Illinois 4 $ 330,000 $ 82,500 $ 38,000
St. Clair, Illinois 4 $ 722,000 $ 180,500 $ 53,000
Boone, Kentucky 4 $ 901,000 $ 225,250 $ 121,000
Boyle, Kentucky 4 $ 1,567,000 $ 391,750 $ 152,000
Lawrence, Kentucky 4 $ 519,000 $ 129,750 $ 68,000
Marion, Kentucky 4 $ 651,000 $ 162,750 $ 83,000
Mercer, Kentucky 4 $ 471,000 $ 117,750 $ 59,000
Valencia, New Mexico 4 $ 945,000 $ 236,250 $ 59,000
Queens, New York 4 $ 1,228,000 $ 307,000 $ 90,000
Lake, Ohio 4 $ 831,000 $ 207,750 $ 45,000
Mahoning, Ohio 4 $ 540,000 $ 135,000 $ 56,000
Washington, Oregon 4 $ 802,000 $ 200,500 $ 71,000
Bastrop, Texas 4 $ 558,000 $ 139,500 $ 69,000
Comal, Texas 4 $ 611,000 $ 152,750 $ 75,000
El Paso, Texas 4 $ 522,000 $ 130,500 $ 63,000
Grayson, Texas 4 $ 582,000 $ 145,500 $ 41,000
Gregg, Texas 4 $ 604,000 $ 151,000 $ 61,000
Washington, Vermont 4 $ 400,000 $ 100,000 $ 68,000
Lewis, Washington 4 $ 492,000 $ 123,000 $ 30,000
Jefferson, Alabama 3 $ 642,000 $ 214,000 $ 65,000
Limestone, Alabama 3 $ 700,000 $ 233,333 $ 41,000
Madison, Alabama 3 $ 802,000 $ 267,333 $ 53,000
El Dorado, California 3 $ 766,000 $ 255,333 $ 126,000
Madera, California 3 $ 377,000 $ 125,666 $ 59,000
Elbert, Colorado 3 $ 762,000 $ 254,000 $ 98,000
Larimer, Colorado 3 $ 493,000 $ 164,333 $ 38,000
Mesa, Colorado 3 $ 806,000 $ 268,666 $ 117,000
Gadsden, Florida 3 $ 487,000 $ 162,333 $ 50,000
Leon, Florida 3 $ 653,000 $ 217,666 $ 46,000
Pinellas, Florida 3 $ 485,000 $ 161,666 $ 56,000
Harrison, Kentucky 3 $ 261,000 $ 87,000 $ 17,000
Knox, Kentucky 3 $ 480,000 $ 160,000 $ 36,000
Lee, Kentucky 3 $ 166,000 $ 55,333 $ 35,000
Martin, Kentucky 3 $ 281,000 $ 93,666 $ 284,000
Perry, Kentucky 3 $ 361,000 $ 120,333 $ 55,000
Rowan, Kentucky 3 $ 402,000 $ 134,000 $ 87,000
Montgomery, Maryland 3 $ 827,000 $ 275,666 $ 114,000
Plymouth, Massachusetts 3 $ 788,000 $ 262,666 $ 114,000
Macomb, Michigan 3 $ 214,000 $ 71,333 $ 39,000
Harrison, Mississippi 3 $ 407,000 $ 135,666 $ 81,000
Clark, Nevada 3 $ 454,000 $ 151,333 $ 49,000
Mercer, New Jersey 3 $ 882,000 $ 294,000 $ 94,000
Somerset, New Jersey 3 $ 1,077,000 $ 359,000 $ 81,000
Richmond, New York 3 $ 969,000 $ 323,000 $ 96,000
Schenectady, New York 3 $ 581,000 $ 193,666 $ 34,000
Lucas, Ohio 3 $ 335,000 $ 111,666 $ 42,000
Multnomah, Oregon 3 $ 659,000 $ 219,666 $ 99,000
Delaware, Pennsylvania 3 $ 635,000 $ 211,666 $ 140,000
Greenwood, South Carolina 3 $ 600,000 $ 200,000 $ 115,000
Lexington, South Carolina 3 $ 686,000 $ 228,666 $ 98,000
Oconee, South Carolina 3 $ 507,000 $ 169,000 $ 80,000
McMinn, Tennessee 3 $ 404,000 $ 134,666 $ 64,000
Coryell, Texas 3 $ 433,000 $ 144,333 $ 66,000
Smith, Texas 3 $ 422,000 $ 140,666 $ 54,000
Lamoille, Vermont 3 $ 569,000 $ 189,666 $ 72,000
Windsor, Vermont 3 $ 682,000 $ 227,333 $ 99,000
Benton, Washington 3 $ 461,000 $ 153,666 $ 77,000
Kittitas, Washington 3 $ 849,000 $ 283,000 $ 132,000
Spokane, Washington 3 $ 557,000 $ 185,666 $ 45,000
Blount, Alabama 2 $ 520,000 $ 260,000 $ 28,000
Dale, Alabama 2 $ 290,000 $ 145,000 $ 69,000
Lee, Alabama 2 $ 252,000 $ 126,000 $ 40,000
Mobile, Alabama 2 $ 350,000 $ 175,000 $ 45,000
Pickens, Alabama 2 $ 268,000 $ 134,000 $ 61,000
Russell, Alabama 2 $ 473,000 $ 236,500 $ 88,000
Pinal, Arizona 2 $ 161,000 $ 80,500 $ 40,000
Calaveras, California 2 $ 205,000 $ 102,500 $ 91,000
San Mateo, California 2 $ 304,000 $ 152,000 $ 156,000
Santa Cruz, California 2 $ 1,046,000 $ 523,000 $ 163,000
Arapahoe, Colorado 2 $ 572,000 $ 286,000 $ 148,000
Garfield, Colorado 2 $ 795,000 $ 397,500 $ 69,000
Las Animas, Colorado 2 $ 166,000 $ 83,000 $ 46,000
Windham, Connecticut 2 $ 330,000 $ 165,000 $ 64,000
DeSoto, Florida 2 $ 207,000 $ 103,500 $ 111,000
Hernando, Florida 2 $ 276,000 $ 138,000 $ 39,000
Marion, Florida 2 $ 330,000 $ 165,000 $ 34,000
Osceola, Florida 2 $ 245,000 $ 122,500 $ 53,000
Hawaii, Hawaii 2 $ 357,000 $ 178,500 $ 160,000
Kane, Illinois 2 $ 496,000 $ 248,000 $ 98,000
Macoupin, Illinois 2 $ 136,000 $ 68,000 $ 52,000
Monroe, Illinois 2 $ 187,000 $ 93,500 $ 24,000
Will, Illinois 2 $ 344,000 $ 172,000 $ 72,000
Allen, Indiana 2 $ 414,000 $ 207,000 $ 118,000
Adair, Kentucky 2 $ 184,000 $ 92,000 $ 36,000
Boyd, Kentucky 2 $ 207,000 $ 103,500 $ 37,000
Carter, Kentucky 2 $ 155,000 $ 77,500 $ 22,000
Daviess, Kentucky 2 $ 430,000 $ 215,000 $ 88,000
Kenton, Kentucky 2 $ 204,000 $ 102,000 $ 45,000
Lincoln, Kentucky 2 $ 205,000 $ 102,500 $ 36,000
Magoffin, Kentucky 2 $ 352,000 $ 176,000 $ 60,000
Taylor, Kentucky 2 $ 285,000 $ 142,500 $ 31,000
Warren, Kentucky 2 $ 379,000 $ 189,500 $ 90,000
Whitley, Kentucky 2 $ 621,000 $ 310,500 $ 53,000
Anne Arundel, Maryland 2 $ 661,000 $ 330,500 $ 82,000
Prince George's, Maryland 2 $ 1,119,000 $ 559,500 $ 47,000
Washington, Maryland 2 $ 268,000 $ 134,000 $ 39,000
Franklin, Massachusetts 2 $ 320,000 $ 160,000 $ 64,000
Suffolk, Massachusetts 2 $ 783,000 $ 391,500 $ 98,000
Genesee, Michigan 2 $ 329,000 $ 164,500 $ 71,000
Livingston, Michigan 2 $ 309,000 $ 154,500 $ 54,000
Taney, Missouri 2 $ 327,000 $ 163,500 $ 72,000
Webster, Missouri 2 $ 287,000 $ 143,500 $ 65,000
Grafton, New Hampshire 2 $ 575,000 $ 287,500 $ 171,000
Warren, New Jersey 2 $ 355,000 $ 177,500 $ 119,000
Chaves, New Mexico 2 $ 432,000 $ 216,000 $ 51,000
Kings, New York 2 $ 632,000 $ 316,000 $ 53,000
Alamance, North Carolina 2 $ 440,000 $ 220,000 $ 92,000
Cumberland, North Carolina 2 $ 254,000 $ 127,000 $ 15,000
Franklin, North Carolina 2 $ 279,000 $ 139,500 $ 23,000
Polk, North Carolina 2 $ 89,000 $ 44,500 $ 35,000
Surry, North Carolina 2 $ 289,000 $ 144,500 $ 44,000
Clinton, Ohio 2 $ 383,000 $ 191,500 $ 64,000
Geauga, Ohio 2 $ 462,000 $ 231,000 $ 64,000
Greene, Ohio 2 $ 309,000 $ 154,500 $ 81,000
Beaver, Pennsylvania 2 $ 204,000 $ 102,000 $ 89,000
Columbia, Pennsylvania 2 $ 225,000 $ 112,500 $ 29,000
Philadelphia, Pennsylvania 2 $ 151,000 $ 75,500 $ 34,000
Calhoun, South Carolina 2 $ 400,000 $ 200,000 $ 57,000
Colleton, South Carolina 2 $ 224,000 $ 112,000 $ 72,000
Florence, South Carolina 2 $ 311,000 $ 155,500 $ 60,000
Orangeburg, South Carolina 2 $ 263,000 $ 131,500 $ 61,000
Fayette, Tennessee 2 $ 440,000 $ 220,000 $ 90,000
Montgomery, Tennessee 2 $ 366,000 $ 183,000 $ 33,000
Stewart, Tennessee 2 $ 200,000 $ 100,000 $ 12,000
Brazos, Texas 2 $ 192,000 $ 96,000 $ 174,000
Gaines, Texas 2 $ 276,000 $ 138,000 $ 94,000
Henderson, Texas 2 $ 234,000 $ 117,000 $ 120,000
McLennan, Texas 2 $ 597,000 $ 298,500 $ 146,000
Milam, Texas 2 $ 126,000 $ 63,000 $ 32,000
Nueces, Texas 2 $ 339,000 $ 169,500 $ 69,000
Palo Pinto, Texas 2 $ 412,000 $ 206,000 $ 66,000
Randall, Texas 2 $ 251,000 $ 125,500 $ 46,000
Taylor, Texas 2 $ 366,000 $ 183,000 $ 23,000
Caledonia, Vermont 2 $ 445,000 $ 222,500 $ 75,000
Grand Isle, Vermont 2 $ 379,000 $ 189,500 $ 61,000
Orange, Vermont 2 $ 389,000 $ 194,500 $ 73,000
Orleans, Vermont 2 $ 293,000 $ 146,500 $ 47,000
Chelan, Washington 2 $ 505,000 $ 252,500 $ 57,000
Franklin, Washington 2 $ 262,000 $ 131,000 $ 41,000
Grays Harbor, Washington 2 $ 154,000 $ 77,000 $ 38,000
Island, Washington 2 $ 788,000 $ 394,000 $ 55,000
Kitsap, Washington 2 $ 301,000 $ 150,500 $ 44,000
Jefferson, West Virginia 2 $ 645,000 $ 322,500 $ 125,000
Butler, Alabama 1 $ 185,000 $ 185,000 $ 120,000
Cleburne, Alabama 1 $ 304,000 $ 304,000 $ 48,000
Cullman, Alabama 1 $ 180,000 $ 180,000 $ 51,000
Shelby, Alabama 1 $ 178,000 $ 178,000 $ 54,000
Walker, Alabama 1 $ 117,000 $ 117,000 $ 92,000
Washington, Alabama 1 $ 185,000 $ 185,000 $ 80,000
Yavapai, Arizona 1 $ 244,000 $ 244,000 $ 0
Polk, Arkansas 1 $ 124,000 $ 124,000 $ 38,000
Imperial, California 1 $ 46,000 $ 46,000 $ 49,000
Kings, California 1 $ 154,000 $ 154,000 $ 59,000
Lake, California 1 $ 113,000 $ 113,000 $ 30,000
Mendocino, California 1 $ 360,000 $ 360,000 $ 105,000
Merced, California 1 $ 175,000 $ 175,000 $ 53,000
Mono, California 1 $ 100,000 $ 100,000 $ 41,000
Monterey, California 1 $ 416,000 $ 416,000 $ 109,000
Alamosa, Colorado 1 $ 98,000 $ 98,000 $ 39,000
Chaffee, Colorado 1 $ 240,000 $ 240,000 $ 71,000
Custer, Colorado 1 $ 335,000 $ 335,000 $ 322,000
Grand, Colorado 1 $ 246,000 $ 246,000 $ 97,000
Alachua, Florida 1 $ 105,000 $ 105,000 $ 108,000
Bay, Florida 1 $ 235,000 $ 235,000 $ 61,000
Citrus, Florida 1 $ 417,000 $ 417,000 $ 238,000
Collier, Florida 1 $ 193,000 $ 193,000 $ 81,000
Columbia, Florida 1 $ 125,000 $ 125,000 $ 107,000
Flagler, Florida 1 $ 205,000 $ 205,000 $ 49,000
Hamilton, Florida 1 $ 150,000 $ 150,000 $ 47,000
Holmes, Florida 1 $ 117,000 $ 117,000 $ 12,000
Lake, Florida 1 $ 65,000 $ 65,000 $ 54,000
Monroe, Florida 1 $ 419,000 $ 419,000 $ 12,000
Nassau, Florida 1 $ 217,000 $ 217,000 $ 93,000
St. Johns, Florida 1 $ 125,000 $ 125,000 $ 36,000
Suwannee, Florida 1 $ 60,000 $ 60,000 $ 18,000
Volusia, Florida 1 $ 150,000 $ 150,000 $ 40,000
DuPage, Illinois 1 $ 214,000 $ 214,000 $ 102,000
Greene, Illinois 1 $ 77,000 $ 77,000 $ 29,000
Lake, Illinois 1 $ 371,000 $ 371,000 $ 112,000
Boone, Indiana 1 $ 300,000 $ 300,000 $ 114,000
Henry, Indiana 1 $ 91,000 $ 91,000 $ 86,000
Lake, Indiana 1 $ 186,000 $ 186,000 $ 59,000
Marion, Indiana 1 $ 44,000 $ 44,000 $ 122,000
Newton, Indiana 1 $ 67,000 $ 67,000 $ 33,000
Warrick, Indiana 1 $ 162,000 $ 162,000 $ 43,000
Geary, Kansas 1 $ 183,000 $ 183,000 $ 75,000
Shawnee, Kansas 1 $ 133,000 $ 133,000 $ 109,000
Allen, Kentucky 1 $ 126,000 $ 126,000 $ 52,000
Calloway, Kentucky 1 $ 102,000 $ 102,000 $ 70,000
Casey, Kentucky 1 $ 100,000 $ 100,000 $ 12,000
Fleming, Kentucky 1 $ 100,000 $ 100,000 $ 12,000
Grant, Kentucky 1 $ 44,000 $ 44,000 $ 35,000
Knott, Kentucky 1 $ 68,000 $ 68,000 $ 40,000
Leslie, Kentucky 1 $ 100,000 $ 100,000 $ 12,000
Logan, Kentucky 1 $ 78,000 $ 78,000 $ 32,000
Ohio, Kentucky 1 $ 112,000 $ 112,000 $ 35,000
Owen, Kentucky 1 $ 65,000 $ 65,000 $ 37,000
Pulaski, Kentucky 1 $ 198,000 $ 198,000 $ 144,000
Spencer, Kentucky 1 $ 169,000 $ 169,000 $ 63,000
Washington, Kentucky 1 $ 67,000 $ 67,000 $ 54,000
Acadia, Louisiana 1 $ 138,000 $ 138,000 $ 111,000
Ascension, Louisiana 1 $ 163,000 $ 163,000 $ 57,000
East Feliciana, Louisiana 1 $ 99,000 $ 99,000 $ 40,000
Jefferson, Louisiana 1 $ 200,000 $ 200,000 $ 99,000
Lafayette, Louisiana 1 $ 142,000 $ 142,000 $ 108,000
Lafourche, Louisiana 1 $ 188,000 $ 188,000 $ 36,000
Livingston, Louisiana 1 $ 190,000 $ 190,000 $ 100,000
St. Charles, Louisiana 1 $ 401,000 $ 401,000 $ 116,000
West Baton Rouge, Louisiana 1 $ 121,000 $ 121,000 $ 42,000
Howard, Maryland 1 $ 560,000 $ 560,000 $ 303,000
Barnstable, Massachusetts 1 $ 259,000 $ 259,000 $ 98,000
Hampshire, Massachusetts 1 $ 195,000 $ 195,000 $ 95,000
Cass, Michigan 1 $ 100,000 $ 100,000 $ 39,000
Dickinson, Michigan 1 $ 70,000 $ 70,000 $ 30,000
Hillsdale, Michigan 1 $ 145,000 $ 145,000 $ 105,000
Kent, Michigan 1 $ 199,000 $ 199,000 $ 118,000
Oakland, Michigan 1 $ 102,000 $ 102,000 $ 56,000
Chisago, Minnesota 1 $ 187,000 $ 187,000 $ 80,000
DeSoto, Mississippi 1 $ 206,000 $ 206,000 $ 70,000
Jackson, Mississippi 1 $ 125,000 $ 125,000 $ 39,000
Cass, Missouri 1 $ 134,000 $ 134,000 $ 40,000
Iron, Missouri 1 $ 62,000 $ 62,000 $ 48,000
Jefferson, Missouri 1 $ 102,000 $ 102,000 $ 71,000
Lincoln, Missouri 1 $ 164,000 $ 164,000 $ 64,000
Ray, Missouri 1 $ 160,000 $ 160,000 $ 69,000
St. Francois, Missouri 1 $ 64,000 $ 64,000 $ 18,000
Elko, Nevada 1 $ 180,000 $ 180,000 $ 55,000
Belknap, New Hampshire 1 $ 264,000 $ 264,000 $ 23,000
Coos, New Hampshire 1 $ 252,000 $ 252,000 $ 60,000
Sullivan, New Hampshire 1 $ 209,000 $ 209,000 $ 70,000
Atlantic, New Jersey 1 $ 150,000 $ 150,000 $ 58,000
Burlington, New Jersey 1 $ 135,000 $ 135,000 $ 33,000
Camden, New Jersey 1 $ 120,000 $ 120,000 $ 46,000
Hunterdon, New Jersey 1 $ 220,000 $ 220,000 $ 73,000
Sussex, New Jersey 1 $ 142,000 $ 142,000 $ 47,000
Chautauqua, New York 1 $ 75,000 $ 75,000 $ 68,000
Erie, New York 1 $ 81,000 $ 81,000 $ 24,000
Essex, New York 1 $ 174,000 $ 174,000 $ 129,000
Monroe, New York 1 $ 163,000 $ 163,000 $ 61,000
Westchester, New York 1 $ 245,000 $ 245,000 $ 332,000
Alleghany, North Carolina 1 $ 100,000 $ 100,000 $ 12,000
Buncombe, North Carolina 1 $ 115,000 $ 115,000 $ 27,000
Cabarrus, North Carolina 1 $ 187,000 $ 187,000 $ 98,000
Catawba, North Carolina 1 $ 100,000 $ 100,000 $ 12,000
Davie, North Carolina 1 $ 176,000 $ 176,000 $ 38,000
Durham, North Carolina 1 $ 155,000 $ 155,000 $ 49,000
Harnett, North Carolina 1 $ 222,000 $ 222,000 $ 47,000
Haywood, North Carolina 1 $ 132,000 $ 132,000 $ 281,000
Henderson, North Carolina 1 $ 142,000 $ 142,000 $ 52,000
Johnston, North Carolina 1 $ 123,000 $ 123,000 $ 29,000
Moore, North Carolina 1 $ 128,000 $ 128,000 $ 30,000
Nash, North Carolina 1 $ 100,000 $ 100,000 $ 72,000
Onslow, North Carolina 1 $ 113,000 $ 113,000 $ 99,000
Rutherford, North Carolina 1 $ 148,000 $ 148,000 $ 44,000
Sampson, North Carolina 1 $ 122,000 $ 122,000 $ 40,000
Stokes, North Carolina 1 $ 23,000 $ 23,000 $ 25,000
Union, North Carolina 1 $ 140,000 $ 140,000 $ 56,000
Butler, Ohio 1 $ 165,000 $ 165,000 $ 62,000
Columbiana, Ohio 1 $ 90,000 $ 90,000 $ 30,000
Gallia, Ohio 1 $ 66,000 $ 66,000 $ 36,000
Hamilton, Ohio 1 $ 204,000 $ 204,000 $ 46,000
Huron, Ohio 1 $ 100,000 $ 100,000 $ 54,000
Knox, Ohio 1 $ 164,000 $ 164,000 $ 89,000
Lorain, Ohio 1 $ 200,000 $ 200,000 $ 29,000
Madison, Ohio 1 $ 100,000 $ 100,000 $ 18,000
Medina, Ohio 1 $ 204,000 $ 204,000 $ 93,000
Monroe, Ohio 1 $ 200,000 $ 200,000 $ 100,000
Putnam, Ohio 1 $ 155,000 $ 155,000 $ 38,000
Bryan, Oklahoma 1 $ 166,000 $ 166,000 $ 55,000
Cleveland, Oklahoma 1 $ 167,000 $ 167,000 $ 82,000
Oklahoma, Oklahoma 1 $ 338,000 $ 338,000 $ 91,000
Tulsa, Oklahoma 1 $ 104,000 $ 104,000 $ 101,000
Wagoner, Oklahoma 1 $ 198,000 $ 198,000 $ 59,000
Adams, Pennsylvania 1 $ 133,000 $ 133,000 $ 46,000
Allegheny, Pennsylvania 1 $ 219,000 $ 219,000 $ 85,000
Berks, Pennsylvania 1 $ 132,000 $ 132,000 $ 79,000
Bucks, Pennsylvania 1 $ 120,000 $ 120,000 $ 137,000
Butler, Pennsylvania 1 $ 236,000 $ 236,000 $ 106,000
Dauphin, Pennsylvania 1 $ 123,000 $ 123,000 $ 54,000
Elk, Pennsylvania 1 $ 163,000 $ 163,000 $ 76,000
Indiana, Pennsylvania 1 $ 62,000 $ 62,000 $ 50,000
Lawrence, Pennsylvania 1 $ 110,000 $ 110,000 $ 132,000
Luzerne, Pennsylvania 1 $ 198,000 $ 198,000 $ 52,000
Mercer, Pennsylvania 1 $ 129,000 $ 129,000 $ 0
Montgomery, Pennsylvania 1 $ 130,000 $ 130,000 $ 65,000
Schuylkill, Pennsylvania 1 $ 112,000 $ 112,000 $ 94,000
Westmoreland, Pennsylvania 1 $ 211,000 $ 211,000 $ 85,000
Providence, Rhode Island 1 $ 133,000 $ 133,000 $ 45,000
Aiken, South Carolina 1 $ 72,000 $ 72,000 $ 18,000
Georgetown, South Carolina 1 $ 250,000 $ 250,000 $ 95,000
Horry, South Carolina 1 $ 335,000 $ 335,000 $ 81,000
Jasper, South Carolina 1 $ 110,000 $ 110,000 $ 82,000
Kershaw, South Carolina 1 $ 205,000 $ 205,000 $ 95,000
Lancaster, South Carolina 1 $ 72,000 $ 72,000 $ 78,000
Williamsburg, South Carolina 1 $ 111,000 $ 111,000 $ 54,000
Anderson, Tennessee 1 $ 230,000 $ 230,000 $ 48,000
Davidson, Tennessee 1 $ 163,000 $ 163,000 $ 59,000
Dickson, Tennessee 1 $ 143,000 $ 143,000 $ 0
Hamilton, Tennessee 1 $ 115,000 $ 115,000 $ 12,000
Hancock, Tennessee 1 $ 106,000 $ 106,000 $ 58,000
Loudon, Tennessee 1 $ 107,000 $ 107,000 $ 26,000
Marion, Tennessee 1 $ 100,000 $ 100,000 $ 50,000
Maury, Tennessee 1 $ 150,000 $ 150,000 $ 94,000
Pickett, Tennessee 1 $ 132,000 $ 132,000 $ 12,000
Rutherford, Tennessee 1 $ 130,000 $ 130,000 $ 75,000
Sullivan, Tennessee 1 $ 150,000 $ 150,000 $ 100,000
Wilson, Tennessee 1 $ 171,000 $ 171,000 $ 95,000
Angelina, Texas 1 $ 113,000 $ 113,000 $ 84,000
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Mortgage Loan Application Detail Totals for Ark-La-Tex Financial Services in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 5,227 $871,488,000 $166,000 $1,500,000 $67,000 $1,500,000
Refinancing 2,925 $633,464,000 $216,000 $2,000,000 $89,000 $1,800,000
Home Improvement 9 $1,695,000 $188,000 $417,000 $119,000 $648,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 6,813 $1,264,242,000 $185,000 $2,000,000 $76,000 $1,800,000
Black or African American 457 $66,576,000 $145,000 $749,000 $50,000 $299,000
Hispanic 387 $65,451,000 $169,000 $698,000 $66,000 $324,000
Not Provided 291 $64,964,000 $223,000 $1,500,000 $88,000 $480,000
Asian 173 $36,172,000 $209,000 $673,000 $90,000 $648,000
Native Hawaiian or Other Pacific Islander 27 $6,757,000 $250,000 $727,000 $72,000 $178,000
American Indian or Alaskan Native 13 $2,485,000 $191,000 $729,000 $71,000 $240,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,602 $869,804,000 $189,000 $2,000,000 $86,000 $1,800,000
FHA-insured (Federal Housing Administration) 2,515 $442,821,000 $176,000 $746,000 $63,000 $1,200,000
VA-guaranteed (Veterans Administration) 672 $148,039,000 $220,000 $965,000 $68,000 $589,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 372 $45,983,000 $123,000 $363,000 $39,000 $87,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,603 $719,884,000 $199,000 $965,000 $85,000 $1,200,000
Application Withdrawn By Applicant 2,463 $435,845,000 $176,000 $2,000,000 $71,000 $1,800,000
Application Denied By Financial Institution 1,592 $243,273,000 $152,000 $1,500,000 $55,000 $1,320,000
Application Approved But Not Accepted 416 $87,920,000 $211,000 $746,000 $84,000 $661,000
File Closed For Incompleteness 87 $19,725,000 $226,000 $1,350,000 $114,000 $1,012,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 462 $57,325,000 $124,000 $735,000 $39,000 $660,000
Credit Application Incomplete 170 $30,202,000 $177,000 $950,000 $70,000 $851,000
Collateral 112 $25,102,000 $224,000 $1,500,000 $100,000 $716,000
Other 105 $18,866,000 $179,000 $565,000 $82,000 $367,000
Debt-To-Income Ratio 78 $17,909,000 $229,000 $980,000 $75,000 $350,000
Employment History 50 $7,937,000 $158,000 $417,000 $47,000 $152,000
Insufficient Cash (Downpayment, Closing Cost) 31 $4,852,000 $156,000 $841,000 $67,000 $360,000
Unverifiable Information 25 $4,530,000 $181,000 $532,000 $64,000 $192,000
Mortgage Insurance Denied 1 $199,000 $199,000 $199,000 $96,000 $96,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Ark-La-Tex Financial Services's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Ark-La-Tex Financial Services's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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