Beneficial Company LLC Mortgage Lending & HMDA Data, 2009
In 2009, Beneficial Company LLC of Mettawa, IL reported 45,724 mortgage applications totaling $6.0 billion, down 89% from 2008. The average application was for $130,564, and applicants reported an average income of $70,098. 4% of its applications resulted in an originated loan and 79% were denied. Its largest markets were Houston-Sugar Land-Baytown, TX (1,176), Atlanta-Sandy Springs-Marietta, GA (938) and Philadelphia, PA (920) (applications in parentheses).
| Mortgage Company & Address | Beneficial Company LLC 26525 North Riverwoods Blvd. Mettawa, IL 60045 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 45,724 |
| Total Mortgage Loan Application Amount | $5,969,929,000 |
| Average Mortgage Loan Application Amount | $130,564 |
| Highest Mortgage Loan Application Amount | $1,000,000 |
| Average Applicant Income | $70,098 |
| Highest Applicant Income | $1,129,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Beneficial Company LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Houston-Sugar Land-Baytown, TX | 1,176 | $ 93,783,000 | $ 79,747 | $ 77,000 |
| Atlanta-Sandy Springs-Marietta, GA | 938 | $ 133,456,000 | $ 142,277 | $ 76,000 |
| Philadelphia, PA | 920 | $ 145,974,000 | $ 158,667 | $ 75,000 |
| Dallas-Plano-Irving, TX | 809 | $ 81,013,000 | $ 100,139 | $ 79,000 |
| Pittsburgh, PA | 739 | $ 86,598,000 | $ 117,182 | $ 69,000 |
| Chicago-Naperville-Joliet, IL | 695 | $ 128,499,000 | $ 184,890 | $ 79,000 |
| St. Louis, MO-IL | 663 | $ 76,293,000 | $ 115,072 | $ 68,268 |
| Indianapolis-Carmel, IN | 490 | $ 62,666,000 | $ 127,889 | $ 73,000 |
| Cincinnati-Middletown, OH-KY-IN | 478 | $ 62,627,000 | $ 131,018 | $ 73,930 |
| Portland-Vancouver-Beaverton, OR-WA | 441 | $ 89,482,000 | $ 202,907 | $ 76,562 |
| El Paso, TX | 424 | $ 34,489,000 | $ 81,341 | $ 59,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 418 | $ 83,986,000 | $ 200,923 | $ 83,514 |
| San Antonio, TX | 418 | $ 30,627,000 | $ 73,270 | $ 65,000 |
| Los Angeles-Long Beach-Glendale, CA | 402 | $ 104,902,000 | $ 260,950 | $ 83,000 |
| Fort Worth-Arlington, TX | 395 | $ 32,536,000 | $ 82,369 | $ 71,000 |
| Seattle-Bellevue-Everett, WA | 388 | $ 104,523,000 | $ 269,389 | $ 99,000 |
| Edison-New Brunswick, NJ | 367 | $ 79,106,000 | $ 215,547 | $ 97,000 |
| Salt Lake City, UT | 364 | $ 71,266,000 | $ 195,785 | $ 79,000 |
| Kansas City, MO-KS | 356 | $ 43,035,000 | $ 120,884 | $ 70,494 |
| Austin-Round Rock, TX | 349 | $ 28,774,000 | $ 82,446 | $ 70,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 337 | $ 52,256,000 | $ 155,062 | $ 64,011 |
| Oklahoma City, OK | 332 | $ 34,186,000 | $ 102,969 | $ 74,000 |
| Columbus, OH | 319 | $ 39,260,000 | $ 123,072 | $ 68,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 316 | $ 77,221,000 | $ 244,370 | $ 92,189 |
| Richmond, VA | 312 | $ 48,884,000 | $ 156,679 | $ 71,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 299 | $ 48,895,000 | $ 163,528 | $ 70,826 |
| Omaha-Council Bluffs, NE-IA | 286 | $ 34,965,000 | $ 122,255 | $ 69,559 |
| Charlotte-Gastonia-Concord, NC-SC | 282 | $ 34,505,000 | $ 122,358 | $ 70,546 |
| Phoenix-Mesa-Scottsdale, AZ | 275 | $ 49,794,000 | $ 181,069 | $ 75,000 |
| Tulsa, OK | 269 | $ 28,367,000 | $ 105,453 | $ 77,000 |
| Baltimore-Towson, MD | 247 | $ 46,743,000 | $ 189,242 | $ 82,000 |
| Manchester-Nashua, NH | 245 | $ 49,305,000 | $ 201,244 | $ 85,000 |
| Wichita, KS | 240 | $ 19,644,000 | $ 81,850 | $ 65,000 |
| Portland-South Portland-Biddeford, ME | 236 | $ 40,430,000 | $ 171,313 | $ 72,000 |
| Huntington-Ashland, WV-KY-OH | 228 | $ 21,986,000 | $ 96,429 | $ 67,368 |
| Erie, PA | 225 | $ 22,982,000 | $ 102,142 | $ 65,000 |
| New York-White Plains-Wayne, NY-NJ | 225 | $ 39,824,000 | $ 176,995 | $ 88,697 |
| Savannah, GA | 224 | $ 32,286,000 | $ 144,133 | $ 76,000 |
| Raleigh-Cary, NC | 218 | $ 34,773,000 | $ 159,509 | $ 83,000 |
| Augusta-Richmond County, GA-SC | 214 | $ 21,420,000 | $ 100,093 | $ 63,415 |
| Newark-Union, NJ-PA | 209 | $ 41,593,000 | $ 199,009 | $ 101,325 |
| Camden, NJ | 208 | $ 27,670,000 | $ 133,028 | $ 80,000 |
| Rockingham County-Strafford County, NH | 199 | $ 39,353,000 | $ 197,753 | $ 82,000 |
| New Orleans-Metairie-Kenner, LA | 193 | $ 30,848,000 | $ 159,834 | $ 87,000 |
| Boise City-Nampa, ID | 192 | $ 31,604,000 | $ 164,604 | $ 74,000 |
| Harrisburg-Carlisle, PA | 191 | $ 27,729,000 | $ 145,178 | $ 72,000 |
| Milwaukee-Waukesha-West Allis, WI | 189 | $ 32,241,000 | $ 170,587 | $ 73,000 |
| Corpus Christi, TX | 188 | $ 13,448,000 | $ 71,531 | $ 69,000 |
| Memphis, TN-MS-AR | 183 | $ 24,290,000 | $ 132,732 | $ 71,360 |
| Orlando-Kissimmee, FL | 179 | $ 28,435,000 | $ 158,854 | $ 68,000 |
| Killeen-Temple-Fort Hood, TX | 178 | $ 12,243,000 | $ 68,780 | $ 67,000 |
| Buffalo-Niagara Falls, NY | 175 | $ 14,526,000 | $ 83,005 | $ 67,000 |
| York-Hanover, PA | 173 | $ 26,700,000 | $ 154,335 | $ 73,000 |
| Gary, IN | 170 | $ 21,312,000 | $ 125,364 | $ 81,000 |
| Bethesda-Frederick-Rockville, MD | 169 | $ 43,036,000 | $ 254,650 | $ 95,000 |
| Greensboro-High Point, NC | 169 | $ 18,886,000 | $ 111,751 | $ 71,000 |
| Roanoke, VA | 169 | $ 23,902,000 | $ 141,431 | $ 59,000 |
| Ogden-Clearfield, UT | 167 | $ 30,983,000 | $ 185,526 | $ 79,000 |
| Toledo, OH | 167 | $ 19,909,000 | $ 119,215 | $ 67,000 |
| Lancaster, PA | 163 | $ 26,141,000 | $ 160,374 | $ 77,000 |
| Detroit-Livonia-Dearborn, MI | 161 | $ 15,865,000 | $ 98,540 | $ 57,000 |
| Lynchburg, VA | 160 | $ 19,557,000 | $ 122,231 | $ 56,000 |
| Salem, OR | 151 | $ 26,152,000 | $ 173,192 | $ 72,000 |
| Youngstown-Warren-Boardman, OH-PA | 150 | $ 16,039,000 | $ 106,926 | $ 66,360 |
| Miami-Miami Beach-Kendall, FL | 148 | $ 22,993,000 | $ 155,358 | $ 66,000 |
| Asheville, NC | 147 | $ 20,063,000 | $ 136,482 | $ 65,000 |
| Charleston, WV | 145 | $ 15,221,000 | $ 104,972 | $ 69,000 |
| Canton-Massillon, OH | 142 | $ 15,738,000 | $ 110,830 | $ 60,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 142 | $ 21,186,000 | $ 149,197 | $ 64,000 |
| Oakland-Fremont-Hayward, CA | 142 | $ 41,292,000 | $ 290,788 | $ 91,000 |
| McAllen-Edinburg-Mission, TX | 140 | $ 9,664,000 | $ 69,028 | $ 69,000 |
| Syracuse, NY | 139 | $ 12,099,000 | $ 87,043 | $ 68,000 |
| Columbus, GA-AL | 138 | $ 13,718,000 | $ 99,405 | $ 58,043 |
| Reading, PA | 137 | $ 21,734,000 | $ 158,642 | $ 75,000 |
| Durham-Chapel Hill, NC | 133 | $ 16,558,000 | $ 124,496 | $ 68,000 |
| Riverside-San Bernardino-Ontario, CA | 133 | $ 27,972,000 | $ 210,315 | $ 86,000 |
| Des Moines-West Des Moines, IA | 132 | $ 15,967,000 | $ 120,962 | $ 74,000 |
| Warren-Troy-Farmington Hills, MI | 131 | $ 18,053,000 | $ 137,809 | $ 76,000 |
| Colorado Springs, CO | 129 | $ 20,053,000 | $ 155,449 | $ 77,000 |
| Green Bay, WI | 129 | $ 17,023,000 | $ 131,961 | $ 64,000 |
| Baton Rouge, LA | 124 | $ 15,339,000 | $ 123,701 | $ 70,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 124 | $ 23,531,000 | $ 189,766 | $ 82,000 |
| Scranton--Wilkes-Barre, PA | 123 | $ 13,157,000 | $ 106,967 | $ 64,000 |
| Santa Ana-Anaheim-Irvine, CA | 121 | $ 37,257,000 | $ 307,909 | $ 95,000 |
| Williamsport, PA | 119 | $ 13,875,000 | $ 116,596 | $ 65,000 |
| Albany-Schenectady-Troy, NY | 116 | $ 13,119,000 | $ 113,094 | $ 72,000 |
| Tampa-St. Petersburg-Clearwater, FL | 116 | $ 17,631,000 | $ 151,991 | $ 68,000 |
| Birmingham-Hoover, AL | 114 | $ 9,224,000 | $ 80,912 | $ 57,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 114 | $ 20,551,000 | $ 180,271 | $ 85,000 |
| New Haven-Milford, CT | 112 | $ 17,074,000 | $ 152,446 | $ 84,000 |
| Rochester, NY | 112 | $ 10,507,000 | $ 93,812 | $ 69,000 |
| Lubbock, TX | 108 | $ 4,969,000 | $ 46,009 | $ 53,000 |
| Altoona, PA | 107 | $ 10,812,000 | $ 101,046 | $ 57,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 104 | $ 13,726,000 | $ 131,980 | $ 68,000 |
| Rockford, IL | 104 | $ 13,204,000 | $ 126,961 | $ 63,000 |
| Dayton, OH | 100 | $ 11,339,000 | $ 113,390 | $ 72,000 |
| Brownsville-Harlingen, TX | 99 | $ 4,204,000 | $ 42,464 | $ 64,000 |
| Eugene-Springfield, OR | 99 | $ 16,280,000 | $ 164,444 | $ 65,000 |
| Greenville-Mauldin-Easley, SC | 99 | $ 13,629,000 | $ 137,666 | $ 71,000 |
| Kingsport-Bristol-Bristol, TN-VA | 99 | $ 10,053,000 | $ 101,545 | $ 61,525 |
| Spartanburg, SC | 97 | $ 8,530,000 | $ 87,938 | $ 59,000 |
| Evansville, IN-KY | 94 | $ 9,243,000 | $ 98,329 | $ 62,265 |
| Fayetteville, NC | 94 | $ 7,604,000 | $ 80,893 | $ 64,000 |
| State College, PA | 94 | $ 13,561,000 | $ 144,265 | $ 69,000 |
| Hartford-West Hartford-East Hartford, CT | 93 | $ 16,070,000 | $ 172,795 | $ 87,000 |
| Springfield, MO | 93 | $ 10,742,000 | $ 115,505 | $ 62,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 92 | $ 8,301,000 | $ 90,228 | $ 59,152 |
| Mobile, AL | 91 | $ 6,866,000 | $ 75,450 | $ 64,000 |
| Winston-Salem, NC | 91 | $ 10,006,000 | $ 109,956 | $ 63,000 |
| Glens Falls, NY | 90 | $ 5,525,000 | $ 61,388 | $ 66,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 90 | $ 13,558,000 | $ 150,644 | $ 64,000 |
| Hagerstown-Martinsburg, MD-WV | 89 | $ 12,174,000 | $ 136,786 | $ 58,651 |
| Las Vegas-Paradise, NV | 86 | $ 13,589,000 | $ 158,011 | $ 66,000 |
| Topeka, KS | 86 | $ 7,292,000 | $ 84,790 | $ 61,000 |
| Wilmington, DE-MD-NJ | 85 | $ 14,899,000 | $ 175,282 | $ 88,600 |
| Cleveland-Elyria-Mentor, OH | 84 | $ 10,376,000 | $ 123,523 | $ 70,000 |
| Flint, MI | 84 | $ 9,036,000 | $ 107,571 | $ 58,000 |
| Waco, TX | 84 | $ 5,728,000 | $ 68,190 | $ 65,000 |
| Charlottesville, VA | 83 | $ 15,771,000 | $ 190,012 | $ 71,000 |
| Chattanooga, TN-GA | 83 | $ 10,960,000 | $ 132,048 | $ 90,530 |
| Hickory-Lenoir-Morganton, NC | 82 | $ 8,060,000 | $ 98,292 | $ 60,000 |
| Jacksonville, FL | 81 | $ 10,581,000 | $ 130,629 | $ 62,000 |
| Provo-Orem, UT | 81 | $ 16,065,000 | $ 198,333 | $ 73,000 |
| Wilmington, NC | 81 | $ 9,197,000 | $ 113,543 | $ 66,000 |
| Honolulu, HI | 80 | $ 19,510,000 | $ 243,875 | $ 83,000 |
| Hanford-Corcoran, CA | 79 | $ 10,486,000 | $ 132,734 | $ 54,000 |
| Salisbury, MD | 79 | $ 9,237,000 | $ 116,924 | $ 55,000 |
| Bremerton-Silverdale, WA | 77 | $ 13,299,000 | $ 172,714 | $ 79,000 |
| Springfield, MA | 76 | $ 9,836,000 | $ 129,421 | $ 67,000 |
| Tacoma, WA | 76 | $ 14,547,000 | $ 191,407 | $ 85,000 |
| Kennewick-Pasco-Richland, WA | 75 | $ 10,721,000 | $ 142,946 | $ 68,000 |
| Weirton-Steubenville, WV-OH | 75 | $ 6,682,000 | $ 89,093 | $ 57,253 |
| Idaho Falls, ID | 74 | $ 9,490,000 | $ 128,243 | $ 68,000 |
| Appleton, WI | 72 | $ 9,551,000 | $ 132,652 | $ 66,000 |
| Lebanon, PA | 71 | $ 9,074,000 | $ 127,802 | $ 58,000 |
| Clarksville, TN-KY | 70 | $ 7,343,000 | $ 104,900 | $ 62,342 |
| Danville, VA | 70 | $ 6,281,000 | $ 89,728 | $ 49,000 |
| Gainesville, GA | 70 | $ 9,570,000 | $ 136,714 | $ 64,000 |
| Las Cruces, NM | 70 | $ 8,866,000 | $ 126,657 | $ 65,000 |
| Morgantown, WV | 69 | $ 7,528,000 | $ 109,101 | $ 66,000 |
| Johnstown, PA | 68 | $ 6,214,000 | $ 91,382 | $ 67,000 |
| Wheeling, WV-OH | 68 | $ 6,024,000 | $ 88,588 | $ 67,000 |
| Medford, OR | 67 | $ 14,797,000 | $ 220,850 | $ 73,000 |
| Spokane, WA | 67 | $ 10,877,000 | $ 162,343 | $ 65,000 |
| Visalia-Porterville, CA | 65 | $ 12,101,000 | $ 186,169 | $ 75,000 |
| Fort Wayne, IN | 62 | $ 6,414,000 | $ 103,451 | $ 61,000 |
| Jacksonville, NC | 62 | $ 6,237,000 | $ 100,596 | $ 61,000 |
| Pueblo, CO | 62 | $ 6,889,000 | $ 111,112 | $ 56,000 |
| Joplin, MO | 61 | $ 3,337,000 | $ 54,704 | $ 56,000 |
| Bloomington-Normal, IL | 60 | $ 6,376,000 | $ 106,266 | $ 65,000 |
| Grand Junction, CO | 60 | $ 9,445,000 | $ 157,416 | $ 81,000 |
| Wenatchee-East Wenatchee, WA | 60 | $ 11,396,000 | $ 189,933 | $ 76,000 |
| Billings, MT | 59 | $ 8,832,000 | $ 149,694 | $ 66,000 |
| Champaign-Urbana, IL | 59 | $ 8,381,000 | $ 142,050 | $ 74,000 |
| Macon, GA | 59 | $ 3,475,000 | $ 58,898 | $ 61,000 |
| Bend, OR | 58 | $ 13,882,000 | $ 239,344 | $ 83,000 |
| Reno-Sparks, NV | 58 | $ 11,513,000 | $ 198,500 | $ 73,000 |
| Shreveport-Bossier City, LA | 58 | $ 6,833,000 | $ 117,810 | $ 79,000 |
| Binghamton, NY | 57 | $ 4,302,000 | $ 75,473 | $ 57,000 |
| Lafayette, LA | 57 | $ 7,765,000 | $ 136,228 | $ 87,000 |
| Laredo, TX | 57 | $ 1,971,000 | $ 34,578 | $ 49,000 |
| Blacksburg-Christiansburg-Radford, VA | 56 | $ 7,528,000 | $ 134,428 | $ 59,000 |
| Florence, SC | 56 | $ 5,025,000 | $ 89,732 | $ 58,000 |
| Tallahassee, FL | 56 | $ 7,825,000 | $ 139,732 | $ 69,000 |
| Decatur, IL | 55 | $ 4,705,000 | $ 85,545 | $ 52,000 |
| Tucson, AZ | 55 | $ 6,651,000 | $ 120,927 | $ 54,000 |
| Johnson City, TN | 54 | $ 5,915,000 | $ 109,537 | $ 63,000 |
| Redding, CA | 54 | $ 10,031,000 | $ 185,759 | $ 67,000 |
| Albuquerque, NM | 53 | $ 5,589,000 | $ 105,452 | $ 69,000 |
| Lexington-Fayette, KY | 53 | $ 7,866,000 | $ 148,415 | $ 87,000 |
| Athens-Clarke County, GA | 52 | $ 6,342,000 | $ 121,961 | $ 55,000 |
| Duluth, MN-WI | 52 | $ 5,022,000 | $ 96,576 | $ 57,884 |
| El Centro, CA | 52 | $ 5,549,000 | $ 106,711 | $ 45,000 |
| Terre Haute, IN | 52 | $ 4,941,000 | $ 95,019 | $ 67,000 |
| Fond Du Lac, WI | 51 | $ 5,947,000 | $ 116,607 | $ 62,000 |
| Pensacola-Ferry Pass-Brent, FL | 51 | $ 5,662,000 | $ 111,019 | $ 57,000 |
| Lewiston-Auburn, ME | 50 | $ 6,643,000 | $ 132,860 | $ 69,000 |
| Farmington, NM | 49 | $ 4,063,000 | $ 82,918 | $ 78,000 |
| Jefferson City, MO | 49 | $ 4,098,000 | $ 83,632 | $ 64,000 |
| Lafayette, IN | 49 | $ 5,729,000 | $ 116,918 | $ 71,000 |
| Longview, TX | 49 | $ 2,125,000 | $ 43,367 | $ 62,000 |
| Oshkosh-Neenah, WI | 49 | $ 6,306,000 | $ 128,693 | $ 63,000 |
| Trenton-Ewing, NJ | 49 | $ 7,856,000 | $ 160,326 | $ 84,000 |
| Lake County-Kenosha County, IL-WI | 48 | $ 9,039,000 | $ 188,312 | $ 99,000 |
| Vineland-Millville-Bridgeton, NJ | 48 | $ 4,905,000 | $ 102,187 | $ 68,000 |
| Columbia, SC | 47 | $ 3,492,000 | $ 74,297 | $ 56,000 |
| Tyler, TX | 47 | $ 2,332,000 | $ 49,617 | $ 60,000 |
| Bloomington, IN | 46 | $ 4,511,000 | $ 98,065 | $ 60,000 |
| Louisville-Jefferson County, KY-IN | 46 | $ 4,643,000 | $ 100,934 | $ 71,456 |
| Great Falls, MT | 45 | $ 6,202,000 | $ 137,822 | $ 67,000 |
| Longview, WA | 45 | $ 8,208,000 | $ 182,400 | $ 71,000 |
| Coeur D'Alene, ID | 44 | $ 7,710,000 | $ 175,227 | $ 58,000 |
| Knoxville, TN | 44 | $ 6,830,000 | $ 155,227 | $ 63,000 |
| Peabody, MA | 44 | $ 8,632,000 | $ 196,181 | $ 75,000 |
| Jackson, MS | 43 | $ 5,540,000 | $ 128,837 | $ 60,000 |
| Lake Charles, LA | 43 | $ 4,743,000 | $ 110,302 | $ 82,000 |
| Beaumont-Port Arthur, TX | 42 | $ 4,155,000 | $ 98,928 | $ 80,000 |
| Cambridge-Newton-Framingham, MA | 42 | $ 9,548,000 | $ 227,333 | $ 79,000 |
| Dover, DE | 42 | $ 7,794,000 | $ 185,571 | $ 72,000 |
| South Bend-Mishawaka, IN-MI | 42 | $ 4,249,000 | $ 101,166 | $ 55,190 |
| Chico, CA | 40 | $ 6,068,000 | $ 151,700 | $ 65,000 |
| Elkhart-Goshen, IN | 39 | $ 4,965,000 | $ 127,307 | $ 68,000 |
| Lima, OH | 38 | $ 3,363,000 | $ 88,500 | $ 58,000 |
| Winchester, VA-WV | 38 | $ 5,646,000 | $ 148,578 | $ 56,868 |
| Denver-Aurora-Broomfield, CO | 37 | $ 5,433,000 | $ 146,837 | $ 70,000 |
| Hinesville-Fort Stewart, GA | 37 | $ 2,902,000 | $ 78,432 | $ 60,000 |
| Missoula, MT | 36 | $ 7,095,000 | $ 197,083 | $ 73,000 |
| Lawrence, KS | 35 | $ 5,010,000 | $ 143,142 | $ 81,000 |
| Monroe, LA | 35 | $ 3,536,000 | $ 101,028 | $ 66,000 |
| Prescott, AZ | 35 | $ 5,524,000 | $ 157,828 | $ 64,000 |
| Abilene, TX | 34 | $ 1,226,000 | $ 36,058 | $ 51,000 |
| Bowling Green, KY | 34 | $ 3,816,000 | $ 112,235 | $ 68,000 |
| Cheyenne, WY | 34 | $ 4,279,000 | $ 125,852 | $ 63,000 |
| Cleveland, TN | 34 | $ 4,180,000 | $ 122,941 | $ 59,000 |
| Fresno, CA | 33 | $ 5,092,000 | $ 154,303 | $ 81,000 |
| Rocky Mount, NC | 33 | $ 2,410,000 | $ 73,030 | $ 54,000 |
| St. Cloud, MN | 33 | $ 5,876,000 | $ 178,060 | $ 69,000 |
| Amarillo, TX | 32 | $ 1,702,000 | $ 53,187 | $ 62,000 |
| College Station-Bryan, TX | 32 | $ 2,270,000 | $ 70,937 | $ 71,000 |
| Grand Rapids-Wyoming, MI | 32 | $ 4,439,000 | $ 138,718 | $ 62,000 |
| Casper, WY | 31 | $ 4,080,000 | $ 131,612 | $ 62,000 |
| Charleston-North Charleston-Summerville, SC | 31 | $ 2,835,000 | $ 91,451 | $ 64,000 |
| Jackson, TN | 31 | $ 2,283,000 | $ 73,645 | $ 46,000 |
| Lansing-East Lansing, MI | 31 | $ 3,768,000 | $ 121,548 | $ 62,000 |
| Lawton, OK | 31 | $ 2,804,000 | $ 90,451 | $ 66,000 |
| Racine, WI | 31 | $ 4,367,000 | $ 140,870 | $ 76,000 |
| Warner Robins, GA | 31 | $ 2,381,000 | $ 76,806 | $ 66,000 |
| Brunswick, GA | 30 | $ 2,923,000 | $ 97,433 | $ 54,000 |
| Harrisonburg, VA | 30 | $ 4,288,000 | $ 142,933 | $ 62,000 |
| Merced, CA | 30 | $ 4,671,000 | $ 155,700 | $ 79,000 |
| Norwich-New London, CT | 30 | $ 5,098,000 | $ 169,933 | $ 71,000 |
| Providence-New Bedford-Fall River, RI-MA | 30 | $ 6,041,000 | $ 201,366 | $ 87,233 |
| Rochester, MN | 30 | $ 4,186,000 | $ 139,533 | $ 77,000 |
| Sioux Falls, SD | 30 | $ 3,311,000 | $ 110,366 | $ 64,000 |
| Utica-Rome, NY | 30 | $ 1,711,000 | $ 57,033 | $ 63,000 |
| Janesville, WI | 29 | $ 2,699,000 | $ 93,068 | $ 69,000 |
| Modesto, CA | 29 | $ 5,938,000 | $ 204,758 | $ 76,000 |
| Rome, GA | 29 | $ 1,657,000 | $ 57,137 | $ 54,000 |
| Albany, GA | 28 | $ 1,403,000 | $ 50,107 | $ 52,000 |
| Columbus, IN | 28 | $ 2,733,000 | $ 97,607 | $ 70,000 |
| Owensboro, KY | 28 | $ 2,444,000 | $ 87,285 | $ 78,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 27 | $ 6,213,000 | $ 230,111 | $ 97,000 |
| Wausau, WI | 27 | $ 3,823,000 | $ 141,592 | $ 70,000 |
| Manhattan, KS | 26 | $ 3,042,000 | $ 117,000 | $ 71,000 |
| Morristown, TN | 26 | $ 2,761,000 | $ 106,192 | $ 57,000 |
| Sheboygan, WI | 26 | $ 4,592,000 | $ 176,615 | $ 77,000 |
| Akron, OH | 25 | $ 3,460,000 | $ 138,400 | $ 67,000 |
| Eau Claire, WI | 25 | $ 3,625,000 | $ 145,000 | $ 63,000 |
| Flagstaff, AZ | 25 | $ 4,922,000 | $ 196,880 | $ 66,000 |
| Houma-Bayou Cane-Thibodaux, LA | 25 | $ 3,262,000 | $ 130,480 | $ 96,000 |
| Midland, TX | 25 | $ 1,220,000 | $ 48,800 | $ 74,000 |
| Auburn-Opelika, AL | 24 | $ 1,217,000 | $ 50,708 | $ 59,000 |
| Sandusky, OH | 24 | $ 3,009,000 | $ 125,375 | $ 91,000 |
| Mansfield, OH | 23 | $ 2,573,000 | $ 111,869 | $ 68,000 |
| Michigan City-La Porte, IN | 23 | $ 2,635,000 | $ 114,565 | $ 82,000 |
| Pittsfield, MA | 23 | $ 3,641,000 | $ 158,304 | $ 71,000 |
| Columbia, MO | 22 | $ 2,513,000 | $ 114,227 | $ 67,000 |
| Cumberland, MD-WV | 22 | $ 2,619,000 | $ 119,045 | $ 62,363 |
| Muskegon-Norton Shores, MI | 22 | $ 3,012,000 | $ 136,909 | $ 91,000 |
| San Luis Obispo-Paso Robles, CA | 22 | $ 5,163,000 | $ 234,681 | $ 85,000 |
| Springfield, OH | 22 | $ 2,400,000 | $ 109,090 | $ 51,000 |
| Yuba City, CA | 22 | $ 4,612,000 | $ 209,636 | $ 91,000 |
| Danville, IL | 21 | $ 1,677,000 | $ 79,857 | $ 64,000 |
| Nassau-Suffolk, NY | 21 | $ 3,271,000 | $ 155,761 | $ 90,000 |
| Sherman-Denison, TX | 21 | $ 2,483,000 | $ 118,238 | $ 84,000 |
| Corvallis, OR | 20 | $ 4,258,000 | $ 212,900 | $ 69,000 |
| Rapid City, SD | 20 | $ 2,710,000 | $ 135,500 | $ 75,000 |
| Elmira, NY | 19 | $ 865,000 | $ 45,526 | $ 56,000 |
| Fort Walton Beach-Crestview-Destin, FL | 19 | $ 3,779,000 | $ 198,894 | $ 94,000 |
| Texarkana, Tx-Texarkana, AR | 19 | $ 769,000 | $ 40,473 | $ 51,000 |
| Cape Girardeau-Jackson, MO-IL | 18 | $ 1,716,000 | $ 95,333 | $ 58,000 |
| Muncie, IN | 18 | $ 1,805,000 | $ 100,277 | $ 52,000 |
| Dalton, GA | 17 | $ 1,569,000 | $ 92,294 | $ 61,000 |
| Alexandria, LA | 16 | $ 2,027,000 | $ 126,687 | $ 93,000 |
| Boston-Quincy, MA | 16 | $ 3,906,000 | $ 244,125 | $ 87,000 |
| Burlington-South Burlington, VT | 16 | $ 2,907,000 | $ 181,687 | $ 71,000 |
| Gadsden, AL | 16 | $ 1,045,000 | $ 65,312 | $ 51,000 |
| Odessa, TX | 16 | $ 1,087,000 | $ 67,937 | $ 67,000 |
| Palm Coast, FL | 16 | $ 2,868,000 | $ 179,250 | $ 72,000 |
| Victoria, TX | 16 | $ 1,418,000 | $ 88,625 | $ 66,000 |
| Atlantic City-Hammonton, NJ | 15 | $ 1,867,000 | $ 124,466 | $ 67,000 |
| Palm Bay-Melbourne-Titusville, FL | 15 | $ 2,035,000 | $ 135,666 | $ 76,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 15 | $ 3,799,000 | $ 253,266 | $ 55,000 |
| Anniston-Oxford, AL | 14 | $ 786,000 | $ 56,142 | $ 49,000 |
| Fort Smith, AR-OK | 14 | $ 1,111,000 | $ 79,357 | $ 52,000 |
| Kokomo, IN | 14 | $ 1,540,000 | $ 110,000 | $ 71,000 |
| Santa Fe, NM | 14 | $ 2,332,000 | $ 166,571 | $ 88,000 |
| Vallejo-Fairfield, CA | 14 | $ 3,673,000 | $ 262,357 | $ 88,000 |
| Lewiston, ID-WA | 13 | $ 2,353,000 | $ 181,000 | $ 65,769 |
| St. Joseph, MO-KS | 13 | $ 853,000 | $ 65,615 | $ 41,461 |
| Sumter, SC | 13 | $ 1,109,000 | $ 85,307 | $ 72,000 |
| Valdosta, GA | 13 | $ 790,000 | $ 60,769 | $ 66,000 |
| Anderson, SC | 12 | $ 1,478,000 | $ 123,166 | $ 59,000 |
| Burlington, NC | 12 | $ 1,311,000 | $ 109,250 | $ 68,000 |
| Logan, UT-ID | 12 | $ 1,912,000 | $ 159,333 | $ 74,000 |
| Mankato-North Mankato, MN | 12 | $ 2,060,000 | $ 171,666 | $ 71,000 |
| Monroe, MI | 12 | $ 2,288,000 | $ 190,666 | $ 87,000 |
| Panama City-Lynn Haven-Panama City Beach, FL | 12 | $ 1,472,000 | $ 122,666 | $ 50,000 |
| San Angelo, TX | 12 | $ 846,000 | $ 70,500 | $ 83,000 |
| Stockton, CA | 12 | $ 1,944,000 | $ 162,000 | $ 65,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 12 | $ 2,603,000 | $ 216,916 | $ 128,000 |
| Bakersfield, CA | 11 | $ 1,871,000 | $ 170,090 | $ 70,000 |
| Lake Havasu City-Kingman, AZ | 11 | $ 1,608,000 | $ 146,181 | $ 69,000 |
| Ames, IA | 10 | $ 1,459,000 | $ 145,900 | $ 87,000 |
| Carson City, NV | 10 | $ 2,395,000 | $ 239,500 | $ 61,000 |
| Kankakee-Bradley, IL | 10 | $ 1,056,000 | $ 105,600 | $ 43,000 |
| St. George, UT | 10 | $ 2,178,000 | $ 217,800 | $ 87,000 |
| Wichita Falls, TX | 10 | $ 587,000 | $ 58,700 | $ 62,000 |
| Bellingham, WA | 9 | $ 2,524,000 | $ 280,444 | $ 89,000 |
| Bridgeport-Stamford-Norwalk, CT | 9 | $ 2,173,000 | $ 241,444 | $ 115,000 |
| Holland-Grand Haven, MI | 9 | $ 1,006,000 | $ 111,777 | $ 72,000 |
| Ithaca, NY | 9 | $ 689,000 | $ 76,555 | $ 44,000 |
| Mount Vernon-Anacortes, WA | 9 | $ 2,156,000 | $ 239,555 | $ 104,000 |
| Ocean City, NJ | 9 | $ 1,363,000 | $ 151,444 | $ 52,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 9 | $ 1,235,000 | $ 137,222 | $ 69,000 |
| Port St. Lucie, FL | 9 | $ 1,651,000 | $ 183,444 | $ 68,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 9 | $ 3,737,000 | $ 415,222 | $ 183,000 |
| Sioux City, IA-NE-SD | 9 | $ 1,003,000 | $ 111,444 | $ 74,222 |
| Anderson, IN | 8 | $ 968,000 | $ 121,000 | $ 53,000 |
| Bangor, ME | 8 | $ 858,000 | $ 107,250 | $ 61,000 |
| Kingston, NY | 8 | $ 886,000 | $ 110,750 | $ 63,000 |
| Lincoln, NE | 8 | $ 1,103,000 | $ 137,875 | $ 60,000 |
| Madison, WI | 8 | $ 1,490,000 | $ 186,250 | $ 68,000 |
| Olympia, WA | 8 | $ 1,331,000 | $ 166,375 | $ 90,000 |
| Peoria, IL | 8 | $ 598,000 | $ 74,750 | $ 77,000 |
| Sebastian-Vero Beach, FL | 8 | $ 1,408,000 | $ 176,000 | $ 77,000 |
| Yuma, AZ | 8 | $ 1,007,000 | $ 125,875 | $ 66,000 |
| Niles-Benton Harbor, MI | 7 | $ 902,000 | $ 128,857 | $ 84,000 |
| Saginaw-Saginaw Township North, MI | 7 | $ 943,000 | $ 134,714 | $ 64,000 |
| Yakima, WA | 7 | $ 1,008,000 | $ 144,000 | $ 90,000 |
| Boulder, CO | 6 | $ 532,000 | $ 88,666 | $ 61,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 6 | $ 547,000 | $ 91,166 | $ 69,000 |
| Waterloo-Cedar Falls, IA | 6 | $ 515,000 | $ 85,833 | $ 78,000 |
| Battle Creek, MI | 5 | $ 370,000 | $ 74,000 | $ 45,000 |
| Greeley, CO | 5 | $ 761,000 | $ 152,200 | $ 107,000 |
| Greenville, NC | 5 | $ 754,000 | $ 150,800 | $ 65,000 |
| Gulfport-Biloxi, MS | 5 | $ 512,000 | $ 102,400 | $ 55,000 |
| La Crosse, WI-MN | 5 | $ 784,000 | $ 156,800 | $ 69,000 |
| Lakeland-Winter Haven, FL | 5 | $ 496,000 | $ 99,200 | $ 61,000 |
| Pascagoula, MS | 5 | $ 517,000 | $ 103,400 | $ 85,000 |
| San Diego-Carlsbad-San Marcos, CA | 5 | $ 842,000 | $ 168,400 | $ 107,000 |
| Worcester, MA | 5 | $ 911,000 | $ 182,200 | $ 85,000 |
| Ann Arbor, MI | 4 | $ 700,000 | $ 175,000 | $ 63,000 |
| Bay City, MI | 4 | $ 346,000 | $ 86,500 | $ 49,000 |
| Davenport-Moline-Rock Island, IA-IL | 4 | $ 261,000 | $ 65,250 | $ 73,000 |
| Goldsboro, NC | 4 | $ 335,000 | $ 83,750 | $ 71,000 |
| Jackson, MI | 4 | $ 369,000 | $ 92,250 | $ 41,000 |
| Kalamazoo-Portage, MI | 4 | $ 400,000 | $ 100,000 | $ 69,000 |
| Salinas, CA | 4 | $ 805,000 | $ 201,250 | $ 83,000 |
| Dothan, AL | 3 | $ 229,000 | $ 76,333 | $ 44,000 |
| Montgomery, AL | 3 | $ 182,000 | $ 60,666 | $ 75,000 |
| Ocala, FL | 3 | $ 487,000 | $ 162,333 | $ 60,000 |
| Springfield, IL | 3 | $ 256,000 | $ 85,333 | $ 43,000 |
| Tuscaloosa, AL | 3 | $ 386,000 | $ 128,666 | $ 72,000 |
| Bradenton-Sarasota-Venice, FL | 2 | $ 386,000 | $ 193,000 | $ 45,000 |
| Hattiesburg, MS | 2 | $ 178,000 | $ 89,000 | $ 88,000 |
| Huntsville, AL | 2 | $ 64,000 | $ 32,000 | $ 31,000 |
| Madera-Chowchilla, CA | 2 | $ 30,000 | $ 15,000 | $ 78,000 |
| Pocatello, ID | 2 | $ 243,000 | $ 121,500 | $ 41,000 |
| San Francisco-San Mateo-Redwood City, CA | 2 | $ 668,000 | $ 334,000 | $ 266,000 |
| Santa Rosa-Petaluma, CA | 2 | $ 840,000 | $ 420,000 | $ 83,000 |
| Barnstable Town, MA | 1 | $ 285,000 | $ 285,000 | $ 45,000 |
| Cedar Rapids, IA | 1 | $ 80,000 | $ 80,000 | $ 67,000 |
| Elizabethtown, KY | 1 | $ 90,000 | $ 90,000 | $ 40,000 |
| Fargo, ND-MN | 1 | $ 106,000 | $ 106,000 | $ 60,000 |
| Fort Collins-Loveland, CO | 1 | $ 305,000 | $ 305,000 | $ 127,000 |
| Grand Forks, ND-MN | 1 | $ 52,000 | $ 52,000 | $ 42,000 |
| Napa, CA | 1 | $ 52,000 | $ 52,000 | $ 121,000 |
Mortgage Loan Application Detail Totals for Beneficial Company LLC in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 34,857 | $5,119,921,000 | $146,000 | $950,000 | $72,000 | $1,129,000 |
| Home Improvement | 10,867 | $850,008,000 | $78,000 | $1,000,000 | $64,000 | $1,009,000 |
| Home Purchase | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 32,167 | $4,337,075,000 | $134,000 | $1,000,000 | $72,000 | $1,129,000 |
| Black or African American | 6,707 | $763,186,000 | $113,000 | $800,000 | $62,000 | $750,000 |
| Hispanic | 4,297 | $480,553,000 | $111,000 | $740,000 | $64,000 | $908,000 |
| Not Provided | 872 | $124,816,000 | $143,000 | $729,000 | $72,000 | $540,000 |
| Asian | 787 | $149,246,000 | $189,000 | $950,000 | $88,000 | $600,000 |
| American Indian or Alaskan Native | 703 | $81,416,000 | $115,000 | $850,000 | $68,000 | $435,000 |
| Native Hawaiian or Other Pacific Islander | 186 | $33,310,000 | $179,000 | $725,000 | $76,000 | $301,000 |
| Not applicable | 5 | $327,000 | $65,000 | $115,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 45,724 | $5,969,929,000 | $130,000 | $1,000,000 | $70,000 | $1,129,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 36,206 | $4,795,256,000 | $132,000 | $1,000,000 | $69,000 | $1,129,000 |
| Application Withdrawn By Applicant | 6,911 | $997,326,000 | $144,000 | $930,000 | $78,000 | $1,026,000 |
| Loan Originated | 1,963 | $126,592,000 | $64,000 | $759,000 | $65,000 | $458,000 |
| File Closed For Incompleteness | 356 | $44,198,000 | $124,000 | $605,000 | $75,000 | $645,000 |
| Application Approved But Not Accepted | 283 | $6,230,000 | $22,000 | $237,000 | $63,000 | $250,000 |
| Loan Purchased By The Institution | 5 | $327,000 | $65,000 | $115,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Beneficial Company LLC's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Beneficial Company LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.
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