Axos Bank Mortgage Lending & HMDA Data, 2021

In 2021, Axos Bank of San Diego, CA reported 9,124 mortgage applications totaling $6.3 billion, down 2% from 2020. The average application was for $685,962, and applicants reported an average income of $237,741. 44% of its applications resulted in an originated loan and 11% were denied. Its largest markets were San Diego-Carlsbad, CA (724), Los Angeles-Long Beach-Glendale, CA (661) and Anaheim-Santa Ana-Irvine, CA (352) (applications in parentheses).

Mortgage Company & Address Axos Bank
4350 La Jolla Village Dr Suite 140
San Diego, CA 92122
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 9,124
Total Mortgage Loan Application Amount $6,258,720,000
Average Mortgage Loan Application Amount $685,962
Highest Mortgage Loan Application Amount $55,205,000
Average Applicant Income $237,741
Highest Applicant Income $9,600,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Axos Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Axos Bank by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
San Diego, California 724 $ 473,020,000 $ 653,342 $ 249,000
Los Angeles, California 661 $ 1,376,565,000 $ 2,082,549 $ 502,000
Orange, California 352 $ 583,690,000 $ 1,658,210 $ 538,000
Clark, Nevada 352 $ 133,010,000 $ 377,869 $ 159,000
Maricopa, Arizona 216 $ 90,710,000 $ 419,953 $ 155,000
Riverside, California 154 $ 73,260,000 $ 475,714 $ 214,000
Santa Clara, California 145 $ 200,495,000 $ 1,382,724 $ 418,000
Franklin, Ohio 116 $ 29,370,000 $ 253,189 $ 147,000
San Bernardino, California 104 $ 39,150,000 $ 376,442 $ 159,000
King, Washington 103 $ 67,505,000 $ 655,388 $ 209,000
Alameda, California 96 $ 74,770,000 $ 778,854 $ 199,000
Contra Costa, California 91 $ 58,155,000 $ 639,065 $ 242,000
Miami-Dade, Florida 88 $ 149,230,000 $ 1,695,795 $ 591,000
Travis, Texas 73 $ 38,585,000 $ 528,561 $ 290,000
Cook, Illinois 71 $ 29,265,000 $ 412,183 $ 175,000
Suffolk, New York 65 $ 132,495,000 $ 2,038,384 $ 724,000
San Mateo, California 64 $ 81,270,000 $ 1,269,843 $ 362,000
New York, New York 64 $ 189,050,000 $ 2,953,906 $ 713,000
Harris, Texas 63 $ 23,255,000 $ 369,126 $ 171,000
Broward, Florida 59 $ 39,895,000 $ 676,186 $ 395,000
Palm Beach, Florida 58 $ 75,310,000 $ 1,298,448 $ 548,000
Wake, North Carolina 57 $ 20,285,000 $ 355,877 $ 151,000
Kings, New York 56 $ 84,500,000 $ 1,508,928 $ 425,000
Delaware, Ohio 55 $ 17,875,000 $ 325,000 $ 164,000
Sacramento, California 54 $ 17,840,000 $ 330,370 $ 117,000
San Francisco, California 50 $ 87,420,000 $ 1,748,400 $ 431,000
Ventura, California 48 $ 41,000,000 $ 854,166 $ 222,000
Washoe, Nevada 48 $ 33,790,000 $ 703,958 $ 159,000
Honolulu, Hawaii 47 $ 26,665,000 $ 567,340 $ 137,000
Nassau, New York 46 $ 36,830,000 $ 800,652 $ 322,000
Middlesex, Massachusetts 44 $ 23,960,000 $ 544,545 $ 225,000
Fulton, Georgia 41 $ 14,845,000 $ 362,073 $ 175,000
Salt Lake, Utah 40 $ 15,140,000 $ 378,500 $ 150,000
Collin, Texas 39 $ 13,415,000 $ 343,974 $ 157,000
Mecklenburg, North Carolina 38 $ 13,770,000 $ 362,368 $ 248,000
District of Columbia, District Of Columbia 36 $ 18,060,000 $ 501,666 $ 215,000
Santa Barbara, California 34 $ 96,200,000 $ 2,829,411 $ 435,000
Hillsborough, Florida 34 $ 11,550,000 $ 339,705 $ 128,000
Fairfax, Virginia 33 $ 18,665,000 $ 565,606 $ 249,000
Bexar, Texas 32 $ 11,330,000 $ 354,062 $ 158,000
Denton, Texas 32 $ 13,120,000 $ 410,000 $ 164,000
Dallas, Texas 31 $ 23,875,000 $ 770,161 $ 186,000
Placer, California 30 $ 18,500,000 $ 616,666 $ 225,000
Montgomery, Maryland 30 $ 14,160,000 $ 472,000 $ 255,000
Snohomish, Washington 30 $ 12,750,000 $ 425,000 $ 133,000
Chesterfield, Virginia 29 $ 9,605,000 $ 331,206 $ 167,000
Clark, Washington 29 $ 10,275,000 $ 354,310 $ 202,000
Pierce, Washington 29 $ 9,025,000 $ 311,206 $ 147,000
Monterey, California 28 $ 21,010,000 $ 750,357 $ 232,000
Essex, New Jersey 28 $ 10,890,000 $ 388,928 $ 150,000
Queens, New York 28 $ 19,710,000 $ 703,928 $ 297,000
Tarrant, Texas 28 $ 8,320,000 $ 297,142 $ 141,000
DeKalb, Georgia 27 $ 11,055,000 $ 409,444 $ 465,000
Suffolk, Massachusetts 27 $ 17,915,000 $ 663,518 $ 191,000
Washington, Oregon 27 $ 9,925,000 $ 367,592 $ 132,000
Williamson, Texas 27 $ 7,895,000 $ 292,407 $ 163,000
San Joaquin, California 26 $ 9,190,000 $ 353,461 $ 122,000
Cobb, Georgia 26 $ 7,630,000 $ 293,461 $ 137,000
Philadelphia, Pennsylvania 26 $ 7,940,000 $ 305,384 $ 151,000
Utah, Utah 26 $ 7,950,000 $ 305,769 $ 152,000
Lee, Florida 25 $ 6,825,000 $ 273,000 $ 190,000
Ada, Idaho 25 $ 8,765,000 $ 350,600 $ 127,000
Anchorage, Alaska 24 $ 8,850,000 $ 368,750 $ 160,000
Fresno, California 24 $ 7,890,000 $ 328,750 $ 172,000
Marin, California 24 $ 26,620,000 $ 1,109,166 $ 252,000
Solano, California 24 $ 8,290,000 $ 345,416 $ 97,000
Sonoma, California 24 $ 26,710,000 $ 1,112,916 $ 309,000
Hennepin, Minnesota 24 $ 7,440,000 $ 310,000 $ 134,000
Multnomah, Oregon 24 $ 9,680,000 $ 403,333 $ 160,000
Denver, Colorado 23 $ 10,115,000 $ 439,782 $ 157,000
Pinellas, Florida 23 $ 7,925,000 $ 344,565 $ 120,000
Summit, Utah 23 $ 30,345,000 $ 1,319,347 $ 715,000
Arapahoe, Colorado 22 $ 11,800,000 $ 536,363 $ 239,000
Fairfield, Connecticut 22 $ 16,170,000 $ 735,000 $ 293,000
Gwinnett, Georgia 22 $ 5,920,000 $ 269,090 $ 207,000
Westchester, New York 22 $ 8,860,000 $ 402,727 $ 208,000
Cuyahoga, Ohio 22 $ 5,570,000 $ 253,181 $ 155,000
Davidson, Tennessee 22 $ 10,030,000 $ 455,909 $ 157,000
Yavapai, Arizona 21 $ 8,245,000 $ 392,619 $ 188,000
New Haven, Connecticut 21 $ 6,725,000 $ 320,238 $ 109,000
Maui, Hawaii 21 $ 40,985,000 $ 1,951,666 $ 415,000
Bergen, New Jersey 21 $ 8,335,000 $ 396,904 $ 214,000
Fort Bend, Texas 21 $ 8,985,000 $ 427,857 $ 225,000
Loudoun, Virginia 21 $ 9,935,000 $ 473,095 $ 269,000
Douglas, Colorado 20 $ 7,910,000 $ 395,500 $ 184,000
Duval, Florida 20 $ 3,600,000 $ 180,000 $ 137,000
Orange, Florida 20 $ 7,190,000 $ 359,500 $ 182,000
Norfolk, Massachusetts 20 $ 7,790,000 $ 389,500 $ 198,000
Shelby, Tennessee 20 $ 7,780,000 $ 389,000 $ 692,000
Adams, Colorado 19 $ 5,775,000 $ 303,947 $ 165,000
Jefferson, Colorado 19 $ 8,285,000 $ 436,052 $ 125,000
Hudson, New Jersey 19 $ 9,335,000 $ 491,315 $ 181,000
Spokane, Washington 19 $ 5,505,000 $ 289,736 $ 99,000
Hartford, Connecticut 18 $ 5,230,000 $ 290,555 $ 184,000
Forsyth, Georgia 18 $ 6,670,000 $ 370,555 $ 142,000
Hawaii, Hawaii 18 $ 8,720,000 $ 484,444 $ 113,000
DuPage, Illinois 18 $ 5,410,000 $ 300,555 $ 136,000
Clackamas, Oregon 18 $ 6,570,000 $ 365,000 $ 142,000
Kern, California 17 $ 5,145,000 $ 302,647 $ 168,000
Merced, California 17 $ 4,805,000 $ 282,647 $ 104,000
Sarasota, Florida 17 $ 4,915,000 $ 289,117 $ 127,000
Cherokee, Georgia 17 $ 4,965,000 $ 292,058 $ 182,000
Columbia, Georgia 17 $ 4,405,000 $ 259,117 $ 183,000
Prince George's, Maryland 17 $ 5,605,000 $ 329,705 $ 149,000
Union, New Jersey 17 $ 6,045,000 $ 355,588 $ 163,000
Williamson, Tennessee 17 $ 8,785,000 $ 516,764 $ 161,000
Milwaukee, Wisconsin 17 $ 3,785,000 $ 222,647 $ 179,000
Santa Cruz, California 16 $ 11,800,000 $ 737,500 $ 185,000
Weld, Colorado 16 $ 7,000,000 $ 437,500 $ 128,000
Collier, Florida 16 $ 15,540,000 $ 971,250 $ 254,000
Will, Illinois 16 $ 3,860,000 $ 241,250 $ 150,000
Polk, Iowa 16 $ 3,980,000 $ 248,750 $ 123,000
Middlesex, New Jersey 16 $ 4,950,000 $ 309,375 $ 128,000
Morris, New Jersey 16 $ 15,120,000 $ 945,000 $ 267,000
Orange, New York 16 $ 7,440,000 $ 465,000 $ 119,000
Deschutes, Oregon 16 $ 6,130,000 $ 383,125 $ 137,000
Pima, Arizona 15 $ 3,475,000 $ 231,666 $ 155,000
Bernalillo, New Mexico 15 $ 4,735,000 $ 315,666 $ 144,000
Licking, Ohio 15 $ 3,615,000 $ 241,000 $ 116,000
Allegheny, Pennsylvania 15 $ 3,115,000 $ 207,666 $ 186,000
Charleston, South Carolina 15 $ 7,805,000 $ 520,333 $ 207,000
Henrico, Virginia 15 $ 4,675,000 $ 311,666 $ 120,000
Larimer, Colorado 14 $ 5,050,000 $ 360,714 $ 126,000
St. Johns, Florida 14 $ 4,520,000 $ 322,857 $ 122,000
Anne Arundel, Maryland 14 $ 5,920,000 $ 422,857 $ 163,000
Oakland, Michigan 14 $ 4,610,000 $ 329,285 $ 240,000
Ocean, New Jersey 14 $ 6,990,000 $ 499,285 $ 240,000
Warren, Ohio 14 $ 4,970,000 $ 355,000 $ 132,000
Hidalgo, Texas 14 $ 2,910,000 $ 207,857 $ 123,000
Jefferson, Alabama 13 $ 1,865,000 $ 143,461 $ 179,000
Polk, Florida 13 $ 3,735,000 $ 287,307 $ 119,000
Johnson, Kansas 13 $ 4,665,000 $ 358,846 $ 138,000
Essex, Massachusetts 13 $ 5,565,000 $ 428,076 $ 191,000
St. Louis, Missouri 13 $ 2,895,000 $ 222,692 $ 108,000
Bronx, New York 13 $ 7,055,000 $ 542,692 $ 135,000
Richmond, New York 13 $ 5,885,000 $ 452,692 $ 99,000
Union, Ohio 13 $ 4,105,000 $ 315,769 $ 158,000
San Luis Obispo, California 12 $ 10,670,000 $ 889,166 $ 290,000
Seminole, Florida 12 $ 4,220,000 $ 351,666 $ 152,000
Kauai, Hawaii 12 $ 7,300,000 $ 608,333 $ 207,000
Lake, Illinois 12 $ 3,770,000 $ 314,166 $ 284,000
Marion, Indiana 12 $ 2,160,000 $ 180,000 $ 160,000
Cumberland, Maine 12 $ 4,560,000 $ 380,000 $ 192,000
Monmouth, New Jersey 12 $ 4,290,000 $ 357,500 $ 159,000
Tulsa, Oklahoma 12 $ 3,810,000 $ 317,500 $ 150,000
Coconino, Arizona 11 $ 4,455,000 $ 405,000 $ 141,000
Butte, California 11 $ 3,535,000 $ 321,363 $ 221,000
Pasco, Florida 11 $ 4,105,000 $ 373,181 $ 171,000
Howard, Maryland 11 $ 4,545,000 $ 413,181 $ 173,000
Barnstable, Massachusetts 11 $ 8,245,000 $ 749,545 $ 372,000
Hampden, Massachusetts 11 $ 3,215,000 $ 292,272 $ 160,000
Worcester, Massachusetts 11 $ 3,775,000 $ 343,181 $ 126,000
Hillsborough, New Hampshire 11 $ 2,145,000 $ 195,000 $ 94,000
Guilford, North Carolina 11 $ 2,355,000 $ 214,090 $ 108,000
Oklahoma, Oklahoma 11 $ 1,835,000 $ 166,818 $ 285,000
Lane, Oregon 11 $ 3,095,000 $ 281,363 $ 117,000
Beaufort, South Carolina 11 $ 4,745,000 $ 431,363 $ 179,000
Montgomery, Texas 11 $ 3,875,000 $ 352,272 $ 132,000
Prince William, Virginia 11 $ 5,515,000 $ 501,363 $ 125,000
Kitsap, Washington 11 $ 4,235,000 $ 385,000 $ 118,000
Matanuska-Susitna, Alaska 10 $ 4,670,000 $ 467,000 $ 205,000
Sussex, Delaware 10 $ 4,280,000 $ 428,000 $ 136,000
Osceola, Florida 10 $ 2,050,000 $ 205,000 $ 146,000
Volusia, Florida 10 $ 2,860,000 $ 286,000 $ 119,000
Baltimore City, Maryland 10 $ 3,420,000 $ 342,000 $ 112,000
Washington, Minnesota 10 $ 4,010,000 $ 401,000 $ 174,000
Rankin, Mississippi 10 $ 1,260,000 $ 126,000 $ 189,000
Jackson, Missouri 10 $ 2,160,000 $ 216,000 $ 142,000
Gallatin, Montana 10 $ 7,420,000 $ 742,000 $ 320,000
Yellowstone, Montana 10 $ 2,360,000 $ 236,000 $ 101,000
Camden, New Jersey 10 $ 1,660,000 $ 166,000 $ 131,000
Bucks, Pennsylvania 10 $ 3,790,000 $ 379,000 $ 171,000
Horry, South Carolina 10 $ 2,980,000 $ 298,000 $ 74,000
Hamilton, Tennessee 10 $ 1,810,000 $ 181,000 $ 129,000
Washington, Utah 10 $ 4,260,000 $ 426,000 $ 142,000
El Dorado, California 9 $ 4,245,000 $ 471,666 $ 232,000
Stanislaus, California 9 $ 3,725,000 $ 413,888 $ 193,000
Boulder, Colorado 9 $ 4,215,000 $ 468,333 $ 152,000
Bay, Florida 9 $ 2,065,000 $ 229,444 $ 160,000
Lake, Florida 9 $ 4,945,000 $ 549,444 $ 309,000
Kane, Illinois 9 $ 2,325,000 $ 258,333 $ 136,000
McHenry, Illinois 9 $ 2,635,000 $ 292,777 $ 262,000
Hamilton, Indiana 9 $ 3,275,000 $ 363,888 $ 208,000
Kent, Michigan 9 $ 2,045,000 $ 227,222 $ 132,000
Mercer, New Jersey 9 $ 3,915,000 $ 435,000 $ 194,000
Summit, Ohio 9 $ 1,765,000 $ 196,111 $ 121,000
Jackson, Oregon 9 $ 3,725,000 $ 413,888 $ 148,000
Montgomery, Pennsylvania 9 $ 3,015,000 $ 335,000 $ 179,000
Providence, Rhode Island 9 $ 2,645,000 $ 293,888 $ 149,000
Greenville, South Carolina 9 $ 2,165,000 $ 240,555 $ 94,000
Davis, Utah 9 $ 2,345,000 $ 260,555 $ 87,000
Whatcom, Washington 9 $ 2,655,000 $ 295,000 $ 120,000
Amador, California 8 $ 2,640,000 $ 330,000 $ 188,000
Nevada, California 8 $ 4,330,000 $ 541,250 $ 197,000
New Castle, Delaware 8 $ 2,480,000 $ 310,000 $ 156,000
Brevard, Florida 8 $ 1,660,000 $ 207,500 $ 149,000
Canyon, Idaho 8 $ 2,470,000 $ 308,750 $ 100,000
Lake, Indiana 8 $ 1,390,000 $ 173,750 $ 90,000
Macomb, Michigan 8 $ 1,750,000 $ 218,750 $ 76,000
Dakota, Minnesota 8 $ 2,200,000 $ 275,000 $ 105,000
Missoula, Montana 8 $ 2,010,000 $ 251,250 $ 175,000
Atlantic, New Jersey 8 $ 2,510,000 $ 313,750 $ 187,000
Santa Fe, New Mexico 8 $ 2,950,000 $ 368,750 $ 273,000
Erie, New York 8 $ 1,630,000 $ 203,750 $ 119,000
Durham, North Carolina 8 $ 2,310,000 $ 288,750 $ 223,000
Hamilton, Ohio 8 $ 2,250,000 $ 281,250 $ 143,000
Marion, Oregon 8 $ 2,820,000 $ 352,500 $ 85,000
Anderson, South Carolina 8 $ 1,320,000 $ 165,000 $ 69,000
Bell, Texas 8 $ 1,020,000 $ 127,500 $ 265,000
Hays, Texas 8 $ 2,620,000 $ 327,500 $ 127,000
Tooele, Utah 8 $ 2,440,000 $ 305,000 $ 118,000
Juneau, Alaska 7 $ 2,295,000 $ 327,857 $ 134,000
Charlotte, Florida 7 $ 2,415,000 $ 345,000 $ 115,000
Santa Rosa, Florida 7 $ 2,285,000 $ 326,428 $ 218,000
St. Lucie, Florida 7 $ 1,585,000 $ 226,428 $ 83,000
Kootenai, Idaho 7 $ 2,225,000 $ 317,857 $ 101,000
St. Tammany, Louisiana 7 $ 1,855,000 $ 265,000 $ 221,000
Kennebec, Maine 7 $ 1,745,000 $ 249,285 $ 167,000
York, Maine 7 $ 1,975,000 $ 282,142 $ 171,000
Baltimore, Maryland 7 $ 1,645,000 $ 235,000 $ 93,000
Plymouth, Massachusetts 7 $ 3,505,000 $ 500,714 $ 161,000
Anoka, Minnesota 7 $ 2,475,000 $ 353,571 $ 157,000
Ramsey, Minnesota 7 $ 1,955,000 $ 279,285 $ 118,000
Flathead, Montana 7 $ 5,055,000 $ 722,142 $ 211,000
Douglas, Nevada 7 $ 4,375,000 $ 625,000 $ 832,000
Rockingham, New Hampshire 7 $ 2,265,000 $ 323,571 $ 120,000
Somerset, New Jersey 7 $ 3,825,000 $ 546,428 $ 267,000
Monroe, New York 7 $ 945,000 $ 135,000 $ 148,000
Buncombe, North Carolina 7 $ 2,025,000 $ 289,285 $ 157,000
Fairfield, Ohio 7 $ 995,000 $ 142,142 $ 88,000
Medina, Ohio 7 $ 2,245,000 $ 320,714 $ 128,000
Berkeley, South Carolina 7 $ 1,625,000 $ 232,142 $ 100,000
Lexington, South Carolina 7 $ 1,085,000 $ 155,000 $ 104,000
Rutherford, Tennessee 7 $ 1,635,000 $ 233,571 $ 96,000
Galveston, Texas 7 $ 1,695,000 $ 242,142 $ 133,000
Nueces, Texas 7 $ 1,525,000 $ 217,857 $ 112,000
Chesapeake, Virginia 7 $ 1,905,000 $ 272,142 $ 141,000
Stafford, Virginia 7 $ 2,965,000 $ 423,571 $ 186,000
Dane, Wisconsin 7 $ 2,045,000 $ 292,142 $ 87,000
Mohave, Arizona 6 $ 1,360,000 $ 226,666 $ 66,000
Tulare, California 6 $ 1,010,000 $ 168,333 $ 73,000
Manatee, Florida 6 $ 3,230,000 $ 538,333 $ 180,000
Okaloosa, Florida 6 $ 1,720,000 $ 286,666 $ 100,000
Delaware, Indiana 6 $ 1,000,000 $ 166,666 $ 74,000
Orleans, Louisiana 6 $ 2,050,000 $ 341,666 $ 110,000
Bristol, Massachusetts 6 $ 2,020,000 $ 336,666 $ 292,000
Passaic, New Jersey 6 $ 1,930,000 $ 321,666 $ 114,000
Onondaga, New York 6 $ 1,120,000 $ 186,666 $ 125,000
Cabarrus, North Carolina 6 $ 1,950,000 $ 325,000 $ 129,000
Forsyth, North Carolina 6 $ 1,260,000 $ 210,000 $ 127,000
Union, North Carolina 6 $ 2,840,000 $ 473,333 $ 293,000
Lorain, Ohio 6 $ 1,580,000 $ 263,333 $ 127,000
Stark, Ohio 6 $ 1,010,000 $ 168,333 $ 156,000
Delaware, Pennsylvania 6 $ 2,270,000 $ 378,333 $ 159,000
Brazoria, Texas 6 $ 1,770,000 $ 295,000 $ 103,000
Comal, Texas 6 $ 2,290,000 $ 381,666 $ 195,000
Cache, Utah 6 $ 1,760,000 $ 293,333 $ 91,000
Weber, Utah 6 $ 1,740,000 $ 290,000 $ 123,000
Benton, Washington 6 $ 2,040,000 $ 340,000 $ 149,000
Skagit, Washington 6 $ 2,530,000 $ 421,666 $ 208,000
Thurston, Washington 6 $ 2,370,000 $ 395,000 $ 217,000
Shelby, Alabama 5 $ 1,695,000 $ 339,000 $ 147,000
Yolo, California 5 $ 1,805,000 $ 361,000 $ 115,000
Broomfield, Colorado 5 $ 1,385,000 $ 277,000 $ 330,000
El Paso, Colorado 5 $ 2,025,000 $ 405,000 $ 175,000
Middlesex, Connecticut 5 $ 1,145,000 $ 229,000 $ 120,000
Alachua, Florida 5 $ 945,000 $ 189,000 $ 101,000
Leon, Florida 5 $ 895,000 $ 179,000 $ 109,000
Clayton, Georgia 5 $ 615,000 $ 123,000 $ 95,000
Hall, Georgia 5 $ 2,175,000 $ 435,000 $ 184,000
Paulding, Georgia 5 $ 825,000 $ 165,000 $ 133,000
Hendricks, Indiana 5 $ 1,355,000 $ 271,000 $ 128,000
Jefferson, Kentucky 5 $ 1,265,000 $ 253,000 $ 111,000
Charles, Maryland 5 $ 1,275,000 $ 255,000 $ 115,000
Harford, Maryland 5 $ 1,555,000 $ 311,000 $ 155,000
Washtenaw, Michigan 5 $ 1,405,000 $ 281,000 $ 135,000
Wayne, Michigan 5 $ 925,000 $ 185,000 $ 84,000
Clay, Missouri 5 $ 1,845,000 $ 369,000 $ 217,000
Greene, Missouri 5 $ 1,535,000 $ 307,000 $ 97,000
Jefferson, Missouri 5 $ 1,135,000 $ 227,000 $ 130,000
St. Charles, Missouri 5 $ 1,675,000 $ 335,000 $ 203,000
St. Louis City, Missouri 5 $ 1,165,000 $ 233,000 $ 156,000
Sarpy, Nebraska 5 $ 1,155,000 $ 231,000 $ 67,000
Burlington, New Jersey 5 $ 1,205,000 $ 241,000 $ 105,000
Cape May, New Jersey 5 $ 2,395,000 $ 479,000 $ 310,000
Gloucester, New Jersey 5 $ 1,485,000 $ 297,000 $ 176,000
Rockland, New York 5 $ 2,105,000 $ 421,000 $ 211,000
Onslow, North Carolina 5 $ 1,345,000 $ 269,000 $ 475,000
Orange, North Carolina 5 $ 1,915,000 $ 383,000 $ 197,000
Lucas, Ohio 5 $ 595,000 $ 119,000 $ 58,000
Chester, Pennsylvania 5 $ 1,805,000 $ 361,000 $ 231,000
Lancaster, Pennsylvania 5 $ 885,000 $ 177,000 $ 74,000
Lehigh, Pennsylvania 5 $ 1,255,000 $ 251,000 $ 139,000
York, Pennsylvania 5 $ 1,095,000 $ 219,000 $ 92,000
Aiken, South Carolina 5 $ 1,105,000 $ 221,000 $ 86,000
York, South Carolina 5 $ 1,695,000 $ 339,000 $ 140,000
Brown, South Dakota 5 $ 915,000 $ 183,000 $ 62,000
Knox, Tennessee 5 $ 1,215,000 $ 243,000 $ 158,000
El Paso, Texas 5 $ 865,000 $ 173,000 $ 74,000
Albemarle, Virginia 5 $ 1,345,000 $ 269,000 $ 413,000
Arlington, Virginia 5 $ 2,725,000 $ 545,000 $ 216,000
Richmond City, Virginia 5 $ 1,455,000 $ 291,000 $ 179,000
Island, Washington 5 $ 1,715,000 $ 343,000 $ 119,000
Berkeley, West Virginia 5 $ 1,045,000 $ 209,000 $ 88,000
Jefferson, West Virginia 5 $ 1,505,000 $ 301,000 $ 89,000
Laramie, Wyoming 5 $ 1,675,000 $ 335,000 $ 141,000
Madison, Alabama 4 $ 500,000 $ 125,000 $ 149,000
Pinal, Arizona 4 $ 1,160,000 $ 290,000 $ 90,000
Yuma, Arizona 4 $ 360,000 $ 90,000 $ 50,000
Garland, Arkansas 4 $ 600,000 $ 150,000 $ 242,000
Pulaski, Arkansas 4 $ 890,000 $ 222,500 $ 75,000
Shasta, California 4 $ 1,340,000 $ 335,000 $ 150,000
Mesa, Colorado 4 $ 960,000 $ 240,000 $ 122,000
Pitkin, Colorado 4 $ 10,480,000 $ 2,620,000 $ 283,000
Pueblo, Colorado 4 $ 1,010,000 $ 252,500 $ 65,000
Summit, Colorado 4 $ 4,560,000 $ 1,140,000 $ 466,000
Litchfield, Connecticut 4 $ 1,800,000 $ 450,000 $ 238,000
Marion, Florida 4 $ 2,610,000 $ 652,500 $ 181,000
Martin, Florida 4 $ 1,070,000 $ 267,500 $ 77,000
Clarke, Georgia 4 $ 770,000 $ 192,500 $ 113,000
Fayette, Georgia 4 $ 1,430,000 $ 357,500 $ 125,000
Richmond, Georgia 4 $ 730,000 $ 182,500 $ 63,000
Bannock, Idaho 4 $ 1,030,000 $ 257,500 $ 122,000
Twin Falls, Idaho 4 $ 1,500,000 $ 375,000 $ 66,000
Allen, Indiana 4 $ 640,000 $ 160,000 $ 139,000
Clark, Indiana 4 $ 780,000 $ 195,000 $ 73,000
Monroe, Indiana 4 $ 1,080,000 $ 270,000 $ 159,000
Dallas, Iowa 4 $ 1,210,000 $ 302,500 $ 173,000
Washington, Maryland 4 $ 640,000 $ 160,000 $ 81,000
Hampshire, Massachusetts 4 $ 1,120,000 $ 280,000 $ 258,000
Berrien, Michigan 4 $ 700,000 $ 175,000 $ 79,000
Ottawa, Michigan 4 $ 770,000 $ 192,500 $ 51,000
Olmsted, Minnesota 4 $ 970,000 $ 242,500 $ 92,000
Douglas, Nebraska 4 $ 1,390,000 $ 347,500 $ 240,000
Lyon, Nevada 4 $ 1,110,000 $ 277,500 $ 168,000
Sandoval, New Mexico 4 $ 1,060,000 $ 265,000 $ 84,000
Albany, New York 4 $ 890,000 $ 222,500 $ 92,000
Henderson, North Carolina 4 $ 1,450,000 $ 362,500 $ 76,000
New Hanover, North Carolina 4 $ 2,800,000 $ 700,000 $ 341,000
Pender, North Carolina 4 $ 1,810,000 $ 452,500 $ 144,000
Wayne, North Carolina 4 $ 670,000 $ 167,500 $ 74,000
Butler, Ohio 4 $ 990,000 $ 247,500 $ 82,000
Montgomery, Ohio 4 $ 580,000 $ 145,000 $ 135,000
Canadian, Oklahoma 4 $ 810,000 $ 202,500 $ 423,000
Luzerne, Pennsylvania 4 $ 630,000 $ 157,500 $ 135,000
Newport, Rhode Island 4 $ 1,150,000 $ 287,500 $ 108,000
Lancaster, South Carolina 4 $ 1,680,000 $ 420,000 $ 138,000
Cameron, Texas 4 $ 630,000 $ 157,500 $ 96,000
Grayson, Texas 4 $ 830,000 $ 207,500 $ 145,000
Johnson, Texas 4 $ 1,690,000 $ 422,500 $ 197,000
Kleberg, Texas 4 $ 230,000 $ 57,500 $ 58,000
Windsor, Vermont 4 $ 920,000 $ 230,000 $ 266,000
Harrisonburg, Virginia 4 $ 870,000 $ 217,500 $ 206,000
Yakima, Washington 4 $ 1,370,000 $ 342,500 $ 127,000
Bethel, Alaska 3 $ 785,000 $ 261,666 $ 104,000
Navajo, Arizona 3 $ 535,000 $ 178,333 $ 86,000
Benton, Arkansas 3 $ 945,000 $ 315,000 $ 117,000
Sebastian, Arkansas 3 $ 1,315,000 $ 438,333 $ 177,000
Humboldt, California 3 $ 665,000 $ 221,666 $ 70,000
Kings, California 3 $ 735,000 $ 245,000 $ 120,000
Lake, California 3 $ 785,000 $ 261,666 $ 123,000
Madera, California 3 $ 1,155,000 $ 385,000 $ 138,000
Garfield, Colorado 3 $ 1,075,000 $ 358,333 $ 116,000
Ouray, Colorado 3 $ 1,165,000 $ 388,333 $ 136,000
Tolland, Connecticut 3 $ 665,000 $ 221,666 $ 106,000
Clay, Florida 3 $ 475,000 $ 158,333 $ 205,000
Flagler, Florida 3 $ 1,345,000 $ 448,333 $ 180,000
Indian River, Florida 3 $ 1,795,000 $ 598,333 $ 586,000
Nassau, Florida 3 $ 1,065,000 $ 355,000 $ 331,000
Chatham, Georgia 3 $ 805,000 $ 268,333 $ 557,000
Coweta, Georgia 3 $ 825,000 $ 275,000 $ 160,000
Henry, Georgia 3 $ 575,000 $ 191,666 $ 138,000
Oconee, Georgia 3 $ 525,000 $ 175,000 $ 102,000
Rock Island, Illinois 3 $ 415,000 $ 138,333 $ 149,000
St. Joseph, Indiana 3 $ 175,000 $ 58,333 $ 72,000
Warrick, Indiana 3 $ 495,000 $ 165,000 $ 98,000
Scott, Iowa 3 $ 545,000 $ 181,666 $ 88,000
Sedgwick, Kansas 3 $ 685,000 $ 228,333 $ 118,000
Barren, Kentucky 3 $ 525,000 $ 175,000 $ 96,000
Boone, Kentucky 3 $ 845,000 $ 281,666 $ 113,000
East Baton Rouge, Louisiana 3 $ 595,000 $ 198,333 $ 156,000
Berkshire, Massachusetts 3 $ 805,000 $ 268,333 $ 194,000
Calhoun, Michigan 3 $ 635,000 $ 211,666 $ 69,000
Monroe, Michigan 3 $ 485,000 $ 161,666 $ 117,000
St. Louis, Minnesota 3 $ 585,000 $ 195,000 $ 66,000
Hinds, Mississippi 3 $ 285,000 $ 95,000 $ 134,000
Madison, Mississippi 3 $ 735,000 $ 245,000 $ 202,000
Platte, Missouri 3 $ 1,285,000 $ 428,333 $ 166,000
Cascade, Montana 3 $ 1,085,000 $ 361,666 $ 133,000
Lewis and Clark, Montana 3 $ 1,095,000 $ 365,000 $ 83,000
Ravalli, Montana 3 $ 1,645,000 $ 548,333 $ 143,000
Warren, New Jersey 3 $ 945,000 $ 315,000 $ 114,000
Lea, New Mexico 3 $ 525,000 $ 175,000 $ 72,000
Ulster, New York 3 $ 1,325,000 $ 441,666 $ 147,000
Brunswick, North Carolina 3 $ 605,000 $ 201,666 $ 110,000
Carteret, North Carolina 3 $ 1,115,000 $ 371,666 $ 117,000
Catawba, North Carolina 3 $ 735,000 $ 245,000 $ 81,000
Chatham, North Carolina 3 $ 1,365,000 $ 455,000 $ 169,000
Cumberland, North Carolina 3 $ 245,000 $ 81,666 $ 131,000
Iredell, North Carolina 3 $ 1,055,000 $ 351,666 $ 90,000
Rowan, North Carolina 3 $ 725,000 $ 241,666 $ 68,000
Trumbull, Ohio 3 $ 435,000 $ 145,000 $ 81,000
Cleveland, Oklahoma 3 $ 585,000 $ 195,000 $ 139,000
Josephine, Oregon 3 $ 725,000 $ 241,666 $ 253,000
Berks, Pennsylvania 3 $ 565,000 $ 188,333 $ 107,000
Cumberland, Pennsylvania 3 $ 1,065,000 $ 355,000 $ 138,000
Monroe, Pennsylvania 3 $ 595,000 $ 198,333 $ 68,000
Northampton, Pennsylvania 3 $ 855,000 $ 285,000 $ 142,000
Westmoreland, Pennsylvania 3 $ 655,000 $ 218,333 $ 82,000
Washington, Rhode Island 3 $ 965,000 $ 321,666 $ 183,000
Dorchester, South Carolina 3 $ 645,000 $ 215,000 $ 111,000
Orangeburg, South Carolina 3 $ 205,000 $ 68,333 $ 133,000
Richland, South Carolina 3 $ 445,000 $ 148,333 $ 86,000
Spartanburg, South Carolina 3 $ 715,000 $ 238,333 $ 98,000
Wilson, Tennessee 3 $ 1,075,000 $ 358,333 $ 132,000
Brazos, Texas 3 $ 745,000 $ 248,333 $ 173,000
Ector, Texas 3 $ 865,000 $ 288,333 $ 115,000
Guadalupe, Texas 3 $ 885,000 $ 295,000 $ 110,000
Liberty, Texas 3 $ 715,000 $ 238,333 $ 184,000
Wood, Texas 3 $ 465,000 $ 155,000 $ 42,000
Chittenden, Vermont 3 $ 935,000 $ 311,666 $ 102,000
Fauquier, Virginia 3 $ 975,000 $ 325,000 $ 129,000
Hanover, Virginia 3 $ 1,435,000 $ 478,333 $ 377,000
Roanoke, Virginia 3 $ 725,000 $ 241,666 $ 306,000
Virginia Beach, Virginia 3 $ 845,000 $ 281,666 $ 101,000
Cowlitz, Washington 3 $ 1,625,000 $ 541,666 $ 325,000
Cabell, West Virginia 3 $ 955,000 $ 318,333 $ 168,000
Big Horn, Wyoming 3 $ 655,000 $ 218,333 $ 68,000
Campbell, Wyoming 3 $ 725,000 $ 241,666 $ 133,000
Blount, Alabama 2 $ 470,000 $ 235,000 $ 83,000
Henry, Alabama 2 $ 110,000 $ 55,000 $ 174,000
Lee, Alabama 2 $ 730,000 $ 365,000 $ 245,000
Mobile, Alabama 2 $ 220,000 $ 110,000 $ 68,000
Morgan, Alabama 2 $ 640,000 $ 320,000 $ 153,000
St. Clair, Alabama 2 $ 460,000 $ 230,000 $ 82,000
Talladega, Alabama 2 $ 160,000 $ 80,000 $ 283,000
Tallapoosa, Alabama 2 $ 900,000 $ 450,000 $ 178,000
Crawford, Arkansas 2 $ 1,670,000 $ 835,000 $ 255,000
Washington, Arkansas 2 $ 1,730,000 $ 865,000 $ 885,000
Imperial, California 2 $ 490,000 $ 245,000 $ 58,000
Mendocino, California 2 $ 850,000 $ 425,000 $ 88,000
Mono, California 2 $ 880,000 $ 440,000 $ 599,000
Napa, California 2 $ 1,030,000 $ 515,000 $ 223,000
San Benito, California 2 $ 930,000 $ 465,000 $ 178,000
Sutter, California 2 $ 550,000 $ 275,000 $ 380,000
Tuolumne, California 2 $ 590,000 $ 295,000 $ 148,000
Routt, Colorado 2 $ 870,000 $ 435,000 $ 102,000
New London, Connecticut 2 $ 910,000 $ 455,000 $ 190,000
Citrus, Florida 2 $ 430,000 $ 215,000 $ 66,000
Escambia, Florida 2 $ 220,000 $ 110,000 $ 148,000
Franklin, Florida 2 $ 830,000 $ 415,000 $ 253,000
Glades, Florida 2 $ 230,000 $ 115,000 $ 52,000
Highlands, Florida 2 $ 220,000 $ 110,000 $ 59,000
Monroe, Florida 2 $ 4,760,000 $ 2,380,000 $ 51,000
Okeechobee, Florida 2 $ 290,000 $ 145,000 $ 95,000
Walton, Florida 2 $ 2,160,000 $ 1,080,000 $ 306,000
Barrow, Georgia 2 $ 600,000 $ 300,000 $ 120,000
Bibb, Georgia 2 $ 320,000 $ 160,000 $ 74,000
Carroll, Georgia 2 $ 290,000 $ 145,000 $ 509,000
Dawson, Georgia 2 $ 1,090,000 $ 545,000 $ 234,000
Glynn, Georgia 2 $ 190,000 $ 95,000 $ 30,000
Jackson, Georgia 2 $ 690,000 $ 345,000 $ 112,000
Lee, Georgia 2 $ 540,000 $ 270,000 $ 143,000
Muscogee, Georgia 2 $ 410,000 $ 205,000 $ 129,000
Polk, Georgia 2 $ 280,000 $ 140,000 $ 67,000
Putnam, Georgia 2 $ 560,000 $ 280,000 $ 110,000
Rockdale, Georgia 2 $ 400,000 $ 200,000 $ 77,000
Troup, Georgia 2 $ 300,000 $ 150,000 $ 32,000
Blaine, Idaho 2 $ 1,610,000 $ 805,000 $ 646,000
Boise, Idaho 2 $ 430,000 $ 215,000 $ 105,000
Peoria, Illinois 2 $ 790,000 $ 395,000 $ 327,000
Johnson, Indiana 2 $ 200,000 $ 100,000 $ 92,000
LaPorte, Indiana 2 $ 530,000 $ 265,000 $ 81,000
Madison, Indiana 2 $ 280,000 $ 140,000 $ 143,000
Perry, Indiana 2 $ 350,000 $ 175,000 $ 75,000
Warren, Iowa 2 $ 520,000 $ 260,000 $ 83,000
Douglas, Kansas 2 $ 1,050,000 $ 525,000 $ 296,000
Shawnee, Kansas 2 $ 470,000 $ 235,000 $ 86,000
Fayette, Kentucky 2 $ 450,000 $ 225,000 $ 215,000
Frederick, Maryland 2 $ 240,000 $ 120,000 $ 110,000
Wicomico, Maryland 2 $ 300,000 $ 150,000 $ 102,000
Worcester, Maryland 2 $ 430,000 $ 215,000 $ 271,000
Dukes, Massachusetts 2 $ 700,000 $ 350,000 $ 269,000
Nantucket, Massachusetts 2 $ 900,000 $ 450,000 $ 170,000
Genesee, Michigan 2 $ 270,000 $ 135,000 $ 47,000
Lapeer, Michigan 2 $ 540,000 $ 270,000 $ 119,000
Livingston, Michigan 2 $ 620,000 $ 310,000 $ 94,000
Carver, Minnesota 2 $ 470,000 $ 235,000 $ 217,000
Scott, Minnesota 2 $ 650,000 $ 325,000 $ 101,000
Steele, Minnesota 2 $ 190,000 $ 95,000 $ 51,000
Wright, Minnesota 2 $ 510,000 $ 255,000 $ 186,000
DeSoto, Mississippi 2 $ 600,000 $ 300,000 $ 136,000
Harrison, Mississippi 2 $ 370,000 $ 185,000 $ 102,000
Cape Girardeau, Missouri 2 $ 400,000 $ 200,000 $ 71,000
Cass, Missouri 2 $ 310,000 $ 155,000 $ 53,000
Jefferson, Montana 2 $ 470,000 $ 235,000 $ 98,000
Lincoln, Montana 2 $ 2,410,000 $ 1,205,000 $ 286,000
Park, Montana 2 $ 520,000 $ 260,000 $ 74,000
Holt, Nebraska 2 $ 480,000 $ 240,000 $ 262,000
Lancaster, Nebraska 2 $ 380,000 $ 190,000 $ 94,000
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Mortgage Loan Application Detail Totals for Axos Bank in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 3,640 $1,880,710,000 $516,000 $26,305,000 $199,000 $7,978,000
Cash-out Refinancing 2,807 $1,850,295,000 $659,000 $29,505,000 $197,000 $8,876,000
Home Purchase 2,276 $2,266,670,000 $995,000 $55,205,000 $343,000 $8,812,000
Other Purpose 302 $228,720,000 $757,000 $9,505,000 $311,000 $9,600,000
Home Improvement 99 $32,325,000 $326,000 $2,005,000 $174,000 $1,070,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,081 $2,531,335,000 $620,000 $17,455,000 $227,000 $7,803,000
Not Provided 2,317 $1,480,045,000 $638,000 $29,505,000 $250,000 $9,600,000
Asian 933 $657,565,000 $704,000 $27,505,000 $252,000 $8,336,000
Hispanic 633 $351,385,000 $555,000 $20,655,000 $211,000 $7,955,000
Black or African American 337 $243,095,000 $721,000 $55,205,000 $160,000 $8,876,000
Not applicable 260 $556,260,000 $2,139,000 $26,305,000 $113,000 $113,000
American Indian or Alaskan Native 55 $27,245,000 $495,000 $6,505,000 $137,000 $750,000
Native Hawaiian or Other Pacific Islander 17 $9,345,000 $549,000 $1,375,000 $152,000 $677,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 8,960 $6,216,040,000 $693,000 $55,205,000 $240,000 $9,600,000
FHA-insured (Federal Housing Administration) 141 $35,975,000 $255,000 $745,000 $76,000 $276,000
VA-guaranteed (Veterans Administration) 23 $6,705,000 $291,000 $535,000 $77,000 $132,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,970 $2,846,230,000 $716,000 $29,505,000 $250,000 $8,876,000
File Closed For Incompleteness 2,331 $1,395,065,000 $598,000 $55,205,000 $243,000 $8,812,000
Application Withdrawn By Applicant 1,355 $893,805,000 $659,000 $27,505,000 $230,000 $8,336,000
Application Denied By Financial Institution 1,010 $878,970,000 $870,000 $55,205,000 $196,000 $9,600,000
Preapproval Approved but not Accepted 241 $104,085,000 $431,000 $1,685,000 $143,000 $715,000
Application Approved But Not Accepted 124 $111,430,000 $898,000 $16,675,000 $327,000 $7,200,000
Loan Purchased By The Institution 89 $27,005,000 $303,000 $635,000 $0 $0
Preapproval Denied by Financial Institution 4 $2,130,000 $532,000 $1,275,000 $88,000 $174,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 8,110 $5,377,620,000 $663,000 $55,205,000 $242,000 $8,876,000
Debt-To-Income Ratio 453 $284,175,000 $627,000 $12,005,000 $91,000 $1,907,000
Credit History 277 $118,955,000 $429,000 $13,045,000 $154,000 $2,268,000
Collateral 158 $309,390,000 $1,958,000 $55,205,000 $464,000 $4,096,000
Other 78 $96,520,000 $1,237,000 $15,005,000 $446,000 $9,600,000
Insufficient Cash (Downpayment, Closing Cost) 22 $14,010,000 $636,000 $2,305,000 $227,000 $720,000
Unverifiable Information 13 $53,075,000 $4,082,000 $12,705,000 $34,000 $284,000
Employment History 12 $4,420,000 $368,000 $1,105,000 $98,000 $260,000
Credit Application Incomplete 1 $555,000 $555,000 $555,000 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Axos Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Axos Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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