Axos Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023

Axos Bank 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Axos Bank
4350 La Jolla Village Dr Suite 140
San Diego, CA 92122
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 2,779
Total Mortgage Loan Application Amount $4,062,630,000
Average Mortgage Loan Application Amount $1,439,000
Highest Mortgage Loan Application Amount $97,005,000
Average Applicant Income $449,600
Highest Applicant Income $9,841,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Axos Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Axos Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2023 breaks down Axos Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Axos Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Axos Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Axos Bank's mortgage activity for 2023.

Mortgage Loan Application Totals for Axos Bank by County in 2023

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles County California 259 $ 1,073,955,000 $ 4,146,000 $ 916,000
San Diego County California 148 $ 272,510,000 $ 1,841,000 $ 776,000
Orange County California 80 $ 193,120,000 $ 2,414,000 $ 1,100,000
Maricopa County Arizona 53 $ 70,645,000 $ 1,332,000 $ 545,000
New York County New York 48 $ 354,255,000 $ 7,537,000 $ 1,611,000
Suffolk County New York 46 $ 337,230,000 $ 7,331,000 $ 361,000
Santa Clara County California 43 $ 75,905,000 $ 1,765,000 $ 558,000
Miami-Dade County Florida 38 $ 106,570,000 $ 2,804,000 $ 1,174,000
Harris County Texas 37 $ 11,915,000 $ 322,000 $ 336,000
San Mateo County California 36 $ 99,250,000 $ 2,756,000 $ 1,126,000
Clark County Nevada 36 $ 43,540,000 $ 1,209,000 $ 665,000
King County Washington 32 $ 41,850,000 $ 1,307,000 $ 636,000
Riverside County California 29 $ 18,945,000 $ 653,000 $ 293,000
Cuyahoga County Ohio 28 $ 3,310,000 $ 118,000 $ 199,000
Broward County Florida 27 $ 73,895,000 $ 2,736,000 $ 923,000
Palm Beach County Florida 21 $ 53,425,000 $ 2,544,000 $ 1,842,000
Fulton County Georgia 20 $ 15,070,000 $ 753,000 $ 570,000
Dallas County Texas 20 $ 25,330,000 $ 1,266,000 $ 523,000
San Francisco County California 19 $ 42,485,000 $ 2,236,000 $ 664,000
Kings County New York 19 $ 22,945,000 $ 1,207,000 $ 567,000
Contra Costa County California 18 $ 15,030,000 $ 835,000 $ 361,000
Santa Barbara County California 18 $ 76,840,000 $ 4,268,000 $ 1,001,000
San Bernardino County California 17 $ 8,955,000 $ 526,000 $ 336,000
Nassau County New York 17 $ 21,415,000 $ 1,259,000 $ 371,000
Travis County Texas 17 $ 23,145,000 $ 1,361,000 $ 759,000
Cook County Illinois 16 $ 4,000,000 $ 250,000 $ 162,000
Ventura County California 15 $ 24,535,000 $ 1,635,000 $ 578,000
Shelby County Tennessee 15 $ 1,895,000 $ 126,000 $ 136,000
Queens County New York 14 $ 47,830,000 $ 3,416,000 $ 174,000
Alameda County California 13 $ 11,275,000 $ 867,000 $ 249,000
Pinellas County Florida 13 $ 10,035,000 $ 771,000 $ 449,000
Washtenaw County Michigan 12 $ 9,250,000 $ 770,000 $ 230,000
Franklin County Ohio 12 $ 3,160,000 $ 263,000 $ 167,000
Bexar County Texas 12 $ 3,940,000 $ 328,000 $ 194,000
Monterey County California 11 $ 19,305,000 $ 1,755,000 $ 401,000
Duval County Florida 11 $ 4,535,000 $ 412,000 $ 257,000
Jackson County Missouri 11 $ 2,335,000 $ 212,000 $ 202,000
Westchester County New York 11 $ 36,395,000 $ 3,308,000 $ 186,000
Denton County Texas 11 $ 3,315,000 $ 301,000 $ 180,000
Brevard County Florida 10 $ 3,920,000 $ 392,000 $ 159,000
Collier County Florida 10 $ 41,520,000 $ 4,152,000 $ 634,000
Hillsborough County Florida 10 $ 5,550,000 $ 555,000 $ 245,000
Washoe County Nevada 10 $ 24,220,000 $ 2,422,000 $ 792,000
Monmouth County New Jersey 10 $ 7,180,000 $ 718,000 $ 335,000
Bronx County New York 10 $ 32,590,000 $ 3,259,000 $ 247,000
Marion County Oregon 10 $ 2,250,000 $ 225,000 $ 81,000
Philadelphia County Pennsylvania 10 $ 2,380,000 $ 238,000 $ 123,000
Cobb County Georgia 9 $ 1,845,000 $ 205,000 $ 221,000
Maui County Hawaii 9 $ 25,305,000 $ 2,811,000 $ 896,000
Montgomery County Texas 9 $ 2,275,000 $ 252,000 $ 156,000
Pasco County Florida 8 $ 1,870,000 $ 233,000 $ 142,000
Clayton County Georgia 8 $ 640,000 $ 80,000 $ 178,000
DeKalb County Georgia 8 $ 2,780,000 $ 347,000 $ 126,000
Gwinnett County Georgia 8 $ 3,690,000 $ 461,000 $ 177,000
Prince George's County Maryland 8 $ 3,190,000 $ 398,000 $ 202,000
Fairfax County Virginia 8 $ 12,870,000 $ 1,608,000 $ 445,000
Fresno County California 7 $ 1,165,000 $ 166,000 $ 116,000
Placer County California 7 $ 3,965,000 $ 566,000 $ 294,000
Santa Cruz County California 7 $ 5,705,000 $ 815,000 $ 207,000
District of Columbia County District Of Columbia 7 $ 13,435,000 $ 1,919,000 $ 310,000
Monroe County Florida 7 $ 23,115,000 $ 3,302,000 $ 1,384,000
Hawaii County Hawaii 7 $ 14,855,000 $ 2,122,000 $ 711,000
Bergen County New Jersey 7 $ 3,285,000 $ 469,000 $ 132,000
Rockland County New York 7 $ 2,855,000 $ 407,000 $ 418,000
Wake County North Carolina 7 $ 2,375,000 $ 339,000 $ 204,000
Oklahoma County Oklahoma 7 $ 995,000 $ 142,000 $ 209,000
Williamson County Texas 7 $ 2,855,000 $ 407,000 $ 231,000
Snohomish County Washington 7 $ 3,725,000 $ 532,000 $ 276,000
Spokane County Washington 7 $ 6,235,000 $ 890,000 $ 248,000
Sacramento County California 6 $ 2,670,000 $ 445,000 $ 179,000
Jefferson County Colorado 6 $ 7,000,000 $ 1,166,000 $ 934,000
Fairfield County Connecticut 6 $ 2,780,000 $ 463,000 $ 241,000
Walton County Florida 6 $ 13,480,000 $ 2,246,000 $ 1,346,000
Marion County Indiana 6 $ 1,330,000 $ 221,000 $ 111,000
Essex County Massachusetts 6 $ 5,270,000 $ 878,000 $ 275,000
Erie County New York 6 $ 1,510,000 $ 251,000 $ 155,000
Mecklenburg County North Carolina 6 $ 2,120,000 $ 353,000 $ 196,000
Allegheny County Pennsylvania 6 $ 1,010,000 $ 168,000 $ 117,000
Charleston County South Carolina 6 $ 4,580,000 $ 763,000 $ 381,000
Greenville County South Carolina 6 $ 1,120,000 $ 186,000 $ 219,000
Collin County Texas 6 $ 2,570,000 $ 428,000 $ 176,000
Tarrant County Texas 6 $ 2,590,000 $ 431,000 $ 297,000
Pierce County Washington 6 $ 3,150,000 $ 525,000 $ 210,000
Yavapai County Arizona 5 $ 1,385,000 $ 277,000 $ 88,000
Benton County Arkansas 5 $ 1,495,000 $ 299,000 $ 131,000
Solano County California 5 $ 1,835,000 $ 367,000 $ 105,000
Sonoma County California 5 $ 3,555,000 $ 711,000 $ 239,000
Stanislaus County California 5 $ 1,735,000 $ 347,000 $ 179,000
Douglas County Colorado 5 $ 2,335,000 $ 467,000 $ 147,000
Hartford County Connecticut 5 $ 15,095,000 $ 3,019,000 $ 129,000
Orange County Florida 5 $ 9,585,000 $ 1,917,000 $ 138,000
Sarasota County Florida 5 $ 1,755,000 $ 351,000 $ 191,000
Henry County Georgia 5 $ 945,000 $ 189,000 $ 125,000
Kane County Illinois 5 $ 1,575,000 $ 315,000 $ 178,000
Will County Illinois 5 $ 1,055,000 $ 211,000 $ 114,000
Baltimore City County Maryland 5 $ 705,000 $ 141,000 $ 156,000
Onondaga County New York 5 $ 825,000 $ 165,000 $ 162,000
Orange County New York 5 $ 1,685,000 $ 337,000 $ 146,000
Summit County Ohio 5 $ 505,000 $ 101,000 $ 185,000
Providence County Rhode Island 5 $ 2,275,000 $ 455,000 $ 297,000
Beaufort County South Carolina 5 $ 5,275,000 $ 1,055,000 $ 349,000
Davidson County Tennessee 5 $ 2,495,000 $ 499,000 $ 537,000
Chesterfield County Virginia 5 $ 1,725,000 $ 345,000 $ 197,000
Teton County Wyoming 5 $ 3,545,000 $ 709,000 $ 246,000
Baldwin County Alabama 4 $ 1,060,000 $ 265,000 $ 106,000
Pima County Arizona 4 $ 1,260,000 $ 315,000 $ 147,000
Marin County California 4 $ 6,990,000 $ 1,747,000 $ 585,000
Merced County California 4 $ 970,000 $ 242,000 $ 83,000
Nevada County California 4 $ 1,150,000 $ 287,000 $ 131,000
San Benito County California 4 $ 3,000,000 $ 750,000 $ 565,000
San Luis Obispo County California 4 $ 2,850,000 $ 712,000 $ 397,000
Adams County Colorado 4 $ 1,970,000 $ 492,000 $ 92,000
Bay County Florida 4 $ 1,180,000 $ 295,000 $ 130,000
Charlotte County Florida 4 $ 1,170,000 $ 292,000 $ 195,000
Manatee County Florida 4 $ 2,120,000 $ 530,000 $ 346,000
Polk County Florida 4 $ 930,000 $ 232,000 $ 154,000
Bibb County Georgia 4 $ 940,000 $ 235,000 $ 1,067,000
Forsyth County Georgia 4 $ 2,620,000 $ 655,000 $ 191,000
Muscogee County Georgia 4 $ 680,000 $ 170,000 $ 94,000
Blaine County Idaho 4 $ 3,770,000 $ 942,000 $ 110,000
Kootenai County Idaho 4 $ 2,700,000 $ 675,000 $ 213,000
Winnebago County Illinois 4 $ 810,000 $ 202,000 $ 149,000
Hamilton County Indiana 4 $ 2,030,000 $ 507,000 $ 168,000
Montgomery County Maryland 4 $ 2,510,000 $ 627,000 $ 218,000
Middlesex County Massachusetts 4 $ 3,400,000 $ 850,000 $ 384,000
Suffolk County Massachusetts 4 $ 2,310,000 $ 577,000 $ 323,000
Oakland County Michigan 4 $ 480,000 $ 120,000 $ 114,000
Dakota County Minnesota 4 $ 780,000 $ 195,000 $ 119,000
St. Charles County Missouri 4 $ 1,150,000 $ 287,000 $ 130,000
St. Louis County Missouri 4 $ 800,000 $ 200,000 $ 145,000
Douglas County Nebraska 4 $ 2,170,000 $ 542,000 $ 68,000
Atlantic County New Jersey 4 $ 2,020,000 $ 505,000 $ 288,000
Essex County New Jersey 4 $ 3,140,000 $ 785,000 $ 383,000
Union County New Jersey 4 $ 1,750,000 $ 437,000 $ 110,000
Bernalillo County New Mexico 4 $ 1,240,000 $ 310,000 $ 53,000
Monroe County New York 4 $ 340,000 $ 85,000 $ 140,000
Guilford County North Carolina 4 $ 3,370,000 $ 842,000 $ 379,000
Iredell County North Carolina 4 $ 2,360,000 $ 590,000 $ 247,000
Hamilton County Ohio 4 $ 1,270,000 $ 317,000 $ 89,000
Clackamas County Oregon 4 $ 6,590,000 $ 1,647,000 $ 136,000
Lane County Oregon 4 $ 1,120,000 $ 280,000 $ 249,000
Multnomah County Oregon 4 $ 1,910,000 $ 477,000 $ 191,000
Lehigh County Pennsylvania 4 $ 1,690,000 $ 422,000 $ 469,000
Montgomery County Pennsylvania 4 $ 1,140,000 $ 285,000 $ 153,000
Washington County Pennsylvania 4 $ 420,000 $ 105,000 $ 67,000
Williamson County Tennessee 4 $ 4,180,000 $ 1,045,000 $ 215,000
El Paso County Texas 4 $ 1,650,000 $ 412,000 $ 388,000
Fort Bend County Texas 4 $ 1,810,000 $ 452,000 $ 236,000
Salt Lake County Utah 4 $ 4,490,000 $ 1,122,000 $ 114,000
Montgomery County Virginia 4 $ 590,000 $ 147,000 $ 73,000
Prince William County Virginia 4 $ 1,160,000 $ 290,000 $ 84,000
Richmond City County Virginia 4 $ 1,350,000 $ 337,000 $ 160,000
Thurston County Washington 4 $ 1,820,000 $ 455,000 $ 149,000
Jefferson County Alabama 3 $ 265,000 $ 88,000 $ 85,000
Mohave County Arizona 3 $ 595,000 $ 198,000 $ 31,000
Mississippi County Arkansas 3 $ 215,000 $ 71,000 $ 123,000
Pulaski County Arkansas 3 $ 395,000 $ 131,000 $ 119,000
San Joaquin County California 3 $ 785,000 $ 261,000 $ 101,000
Arapahoe County Colorado 3 $ 1,985,000 $ 661,000 $ 251,000
Denver County Colorado 3 $ 765,000 $ 255,000 $ 204,000
Middlesex County Connecticut 3 $ 2,635,000 $ 878,000 $ 897,000
Lake County Florida 3 $ 1,385,000 $ 461,000 $ 174,000
Lee County Florida 3 $ 1,205,000 $ 401,000 $ 203,000
Okaloosa County Florida 3 $ 805,000 $ 268,000 $ 82,000
Seminole County Florida 3 $ 1,255,000 $ 418,000 $ 160,000
Chatham County Georgia 3 $ 1,245,000 $ 415,000 $ 165,000
Fannin County Georgia 3 $ 1,245,000 $ 415,000 $ 6,488,000
Honolulu County Hawaii 3 $ 3,255,000 $ 1,085,000 $ 331,000
St. Clair County Illinois 3 $ 165,000 $ 55,000 $ 110,000
Dallas County Iowa 3 $ 955,000 $ 318,000 $ 132,000
Cumberland County Maine 3 $ 2,965,000 $ 988,000 $ 316,000
York County Maine 3 $ 1,565,000 $ 521,000 $ 1,237,000
Barnstable County Massachusetts 3 $ 1,205,000 $ 401,000 $ 121,000
Hinds County Mississippi 3 $ 345,000 $ 115,000 $ 247,000
Jasper County Missouri 3 $ 625,000 $ 208,000 $ 203,000
St. Louis City County Missouri 3 $ 1,375,000 $ 458,000 $ 385,000
Burlington County New Jersey 3 $ 1,005,000 $ 335,000 $ 186,000
Hudson County New Jersey 3 $ 1,265,000 $ 421,000 $ 165,000
Mercer County New Jersey 3 $ 925,000 $ 308,000 $ 242,000
Middlesex County New Jersey 3 $ 2,625,000 $ 875,000 $ 239,000
Ocean County New Jersey 3 $ 1,495,000 $ 498,000 $ 557,000
Otero County New Mexico 3 $ 615,000 $ 205,000 $ 89,000
Dutchess County New York 3 $ 1,515,000 $ 505,000 $ 175,000
Sullivan County New York 3 $ 625,000 $ 208,000 $ 106,000
Buncombe County North Carolina 3 $ 1,525,000 $ 508,000 $ 105,000
Pender County North Carolina 3 $ 3,355,000 $ 1,118,000 $ 317,000
Union County North Carolina 3 $ 1,675,000 $ 558,000 $ 185,000
Delaware County Ohio 3 $ 1,385,000 $ 461,000 $ 108,000
Deschutes County Oregon 3 $ 5,615,000 $ 1,871,000 $ 378,000
Delaware County Pennsylvania 3 $ 275,000 $ 91,000 $ 111,000
Lexington County South Carolina 3 $ 605,000 $ 201,000 $ 90,000
Spartanburg County South Carolina 3 $ 495,000 $ 165,000 $ 46,000
Knox County Tennessee 3 $ 765,000 $ 255,000 $ 208,000
Maury County Tennessee 3 $ 1,135,000 $ 378,000 $ 162,000
Brazoria County Texas 3 $ 435,000 $ 145,000 $ 114,000
Ellis County Texas 3 $ 965,000 $ 321,000 $ 219,000
Galveston County Texas 3 $ 545,000 $ 181,000 $ 160,000
Kaufman County Texas 3 $ 605,000 $ 201,000 $ 63,000
Davis County Utah 3 $ 1,385,000 $ 461,000 $ 228,000
Washington County Utah 3 $ 2,795,000 $ 931,000 $ 1,277,000
Windham County Vermont 3 $ 635,000 $ 211,000 $ 200,000
Isle of Wight County Virginia 3 $ 985,000 $ 328,000 $ 224,000
Clark County Washington 3 $ 1,265,000 $ 421,000 $ 97,000
Island County Washington 3 $ 1,535,000 $ 511,000 $ 238,000
Stevens County Washington 3 $ 1,145,000 $ 381,000 $ 109,000
Jefferson County West Virginia 3 $ 335,000 $ 111,000 $ 58,000
Racine County Wisconsin 3 $ 805,000 $ 268,000 $ 83,000
Mobile County Alabama 2 $ 360,000 $ 180,000 $ 180,000
Montgomery County Alabama 2 $ 250,000 $ 125,000 $ 122,000
Morgan County Alabama 2 $ 470,000 $ 235,000 $ 405,000
Shelby County Alabama 2 $ 500,000 $ 250,000 $ 224,000
Juneau County Alaska 2 $ 870,000 $ 435,000 $ 285,000
Gila County Arizona 2 $ 810,000 $ 405,000 $ 158,000
Pinal County Arizona 2 $ 590,000 $ 295,000 $ 339,000
Garland County Arkansas 2 $ 470,000 $ 235,000 $ 132,000
Kern County California 2 $ 380,000 $ 190,000 $ 111,000
Napa County California 2 $ 5,160,000 $ 2,580,000 $ 2,076,000
Tulare County California 2 $ 480,000 $ 240,000 $ 72,000
Broomfield County Colorado 2 $ 570,000 $ 285,000 $ 143,000
El Paso County Colorado 2 $ 360,000 $ 180,000 $ 164,000
Elbert County Colorado 2 $ 2,610,000 $ 1,305,000 $ 345,000
Garfield County Colorado 2 $ 710,000 $ 355,000 $ 171,000
Grand County Colorado 2 $ 1,510,000 $ 755,000 $ 301,000
La Plata County Colorado 2 $ 1,010,000 $ 505,000 $ 121,000
Las Animas County Colorado 2 $ 670,000 $ 335,000 $ 85,000
Pueblo County Colorado 2 $ 860,000 $ 430,000 $ 156,000
Summit County Colorado 2 $ 6,580,000 $ 3,290,000 $ 3,305,000
Weld County Colorado 2 $ 450,000 $ 225,000 $ 66,000
New Castle County Delaware 2 $ 740,000 $ 370,000 $ 206,000
Sussex County Delaware 2 $ 600,000 $ 300,000 $ 86,000
Alachua County Florida 2 $ 320,000 $ 160,000 $ 263,000
Citrus County Florida 2 $ 750,000 $ 375,000 $ 201,000
Clay County Florida 2 $ 510,000 $ 255,000 $ 111,000
Flagler County Florida 2 $ 710,000 $ 355,000 $ 96,000
Leon County Florida 2 $ 460,000 $ 230,000 $ 80,000
Marion County Florida 2 $ 1,640,000 $ 820,000 $ 861,000
Martin County Florida 2 $ 540,000 $ 270,000 $ 37,000
St. Johns County Florida 2 $ 1,230,000 $ 615,000 $ 787,000
St. Lucie County Florida 2 $ 360,000 $ 180,000 $ 3,660,000
Barrow County Georgia 2 $ 160,000 $ 80,000 $ 75,000
Carroll County Georgia 2 $ 390,000 $ 195,000 $ 151,000
Houston County Georgia 2 $ 260,000 $ 130,000 $ 34,000
Kauai County Hawaii 2 $ 6,220,000 $ 3,110,000 $ 250,000
Ada County Idaho 2 $ 350,000 $ 175,000 $ 128,000
Fremont County Idaho 2 $ 250,000 $ 125,000 $ 44,000
Lake County Illinois 2 $ 750,000 $ 375,000 $ 50,000
Hendricks County Indiana 2 $ 820,000 $ 410,000 $ 125,000
Lake County Indiana 2 $ 350,000 $ 175,000 $ 40,000
LaPorte County Indiana 2 $ 810,000 $ 405,000 $ 145,000
St. Joseph County Indiana 2 $ 400,000 $ 200,000 $ 98,000
Johnson County Kansas 2 $ 270,000 $ 135,000 $ 104,000
Leavenworth County Kansas 2 $ 480,000 $ 240,000 $ 77,000
Sedgwick County Kansas 2 $ 290,000 $ 145,000 $ 145,000
Shawnee County Kansas 2 $ 130,000 $ 65,000 $ 48,000
Boone County Kentucky 2 $ 200,000 $ 100,000 $ 251,000
Jefferson County Kentucky 2 $ 330,000 $ 165,000 $ 126,000
St. Bernard County Louisiana 2 $ 200,000 $ 100,000 $ 204,000
St. Tammany County Louisiana 2 $ 280,000 $ 140,000 $ 42,000
Anne Arundel County Maryland 2 $ 730,000 $ 365,000 $ 104,000
Bristol County Massachusetts 2 $ 530,000 $ 265,000 $ 101,000
Hampden County Massachusetts 2 $ 420,000 $ 210,000 $ 179,000
Norfolk County Massachusetts 2 $ 1,130,000 $ 565,000 $ 286,000
Charlevoix County Michigan 2 $ 6,510,000 $ 3,255,000 $ 1,545,000
Kent County Michigan 2 $ 420,000 $ 210,000 $ 160,000
Macomb County Michigan 2 $ 590,000 $ 295,000 $ 124,000
Ottawa County Michigan 2 $ 370,000 $ 185,000 $ 46,000
Wayne County Michigan 2 $ 520,000 $ 260,000 $ 83,000
Nicollet County Minnesota 2 $ 500,000 $ 250,000 $ 73,000
Flathead County Montana 2 $ 730,000 $ 365,000 $ 150,000
Yellowstone County Montana 2 $ 540,000 $ 270,000 $ 169,000
Scotts Bluff County Nebraska 2 $ 250,000 $ 125,000 $ 48,000
Lyon County Nevada 2 $ 570,000 $ 285,000 $ 65,000
Hillsborough County New Hampshire 2 $ 780,000 $ 390,000 $ 82,000
Passaic County New Jersey 2 $ 510,000 $ 255,000 $ 176,000
Sandoval County New Mexico 2 $ 400,000 $ 200,000 $ 280,000
Albany County New York 2 $ 920,000 $ 460,000 $ 71,000
Greene County New York 2 $ 490,000 $ 245,000 $ 230,000
Alamance County North Carolina 2 $ 600,000 $ 300,000 $ 64,000
Brunswick County North Carolina 2 $ 290,000 $ 145,000 $ 115,000
Cabarrus County North Carolina 2 $ 1,000,000 $ 500,000 $ 134,000
Cleveland County North Carolina 2 $ 320,000 $ 160,000 $ 152,000
Cumberland County North Carolina 2 $ 390,000 $ 195,000 $ 33,000
Currituck County North Carolina 2 $ 840,000 $ 420,000 $ 313,000
Johnston County North Carolina 2 $ 830,000 $ 415,000 $ 239,000
Moore County North Carolina 2 $ 480,000 $ 240,000 $ 99,000
New Hanover County North Carolina 2 $ 490,000 $ 245,000 $ 95,000
Pitt County North Carolina 2 $ 350,000 $ 175,000 $ 112,000
Rowan County North Carolina 2 $ 1,100,000 $ 550,000 $ 13,000
Watauga County North Carolina 2 $ 1,040,000 $ 520,000 $ 1,026,000
Fairfield County Ohio 2 $ 310,000 $ 155,000 $ 104,000
Licking County Ohio 2 $ 410,000 $ 205,000 $ 137,000
Lucas County Ohio 2 $ 260,000 $ 130,000 $ 179,000
Rogers County Oklahoma 2 $ 500,000 $ 250,000 $ 54,000
Jackson County Oregon 2 $ 2,050,000 $ 1,025,000 $ 182,000
Washington County Oregon 2 $ 590,000 $ 295,000 $ 24,000
Berks County Pennsylvania 2 $ 480,000 $ 240,000 $ 108,000
Centre County Pennsylvania 2 $ 960,000 $ 480,000 $ 833,000
Wayne County Pennsylvania 2 $ 350,000 $ 175,000 $ 174,000
Kent County Rhode Island 2 $ 910,000 $ 455,000 $ 334,000
Pickens County South Carolina 2 $ 350,000 $ 175,000 $ 70,000
York County South Carolina 2 $ 370,000 $ 185,000 $ 180,000
Blount County Tennessee 2 $ 570,000 $ 285,000 $ 183,000
Hamilton County Tennessee 2 $ 670,000 $ 335,000 $ 167,000
Putnam County Tennessee 2 $ 330,000 $ 165,000 $ 141,000
Hays County Texas 2 $ 1,080,000 $ 540,000 $ 176,000
Hidalgo County Texas 2 $ 370,000 $ 185,000 $ 110,000
Hunt County Texas 2 $ 520,000 $ 260,000 $ 71,000
Jefferson County Texas 2 $ 210,000 $ 105,000 $ 131,000
Sabine County Texas 2 $ 450,000 $ 225,000 $ 213,000
Taylor County Texas 2 $ 280,000 $ 140,000 $ 194,000
Trinity County Texas 2 $ 130,000 $ 65,000 $ 78,000
Summit County Utah 2 $ 5,510,000 $ 2,755,000 $ 619,000
Utah County Utah 2 $ 1,330,000 $ 665,000 $ 150,000
Weber County Utah 2 $ 5,160,000 $ 2,580,000 $ 235,000
Bennington County Vermont 2 $ 370,000 $ 185,000 $ 153,000
Orange County Vermont 2 $ 360,000 $ 180,000 $ 94,000
Loudoun County Virginia 2 $ 1,610,000 $ 805,000 $ 327,000
Norfolk County Virginia 2 $ 350,000 $ 175,000 $ 110,000
Spotsylvania County Virginia 2 $ 400,000 $ 200,000 $ 130,000
Yakima County Washington 2 $ 460,000 $ 230,000 $ 63,000
Calumet County Wisconsin 2 $ 810,000 $ 405,000 $ 187,000
Dane County Wisconsin 2 $ 600,000 $ 300,000 $ 127,000
Washington County Wisconsin 2 $ 900,000 $ 450,000 $ 142,000
Waukesha County Wisconsin 2 $ 570,000 $ 285,000 $ 112,000
Natrona County Wyoming 2 $ 370,000 $ 185,000 $ 112,000
Cullman County Alabama 1 $ 65,000 $ 65,000 $ 150,000
Dale County Alabama 1 $ 85,000 $ 85,000 $ 101,000
Lee County Alabama 1 $ 185,000 $ 185,000 $ 168,000
Pike County Alabama 1 $ 145,000 $ 145,000 $ 70,000
Winston County Alabama 1 $ 375,000 $ 375,000 $ 246,000
Fairbanks North Star County Alaska 1 $ 165,000 $ 165,000 $ 52,000
Coconino County Arizona 1 $ 725,000 $ 725,000 $ 940,000
Hot Spring County Arkansas 1 $ 55,000 $ 55,000 $ 75,000
Ouachita County Arkansas 1 $ 105,000 $ 105,000 $ 48,000
Butte County California 1 $ 215,000 $ 215,000 $ 85,000
Calaveras County California 1 $ 185,000 $ 185,000 $ 210,000
El Dorado County California 1 $ 415,000 $ 415,000 $ 200,000
Kings County California 1 $ 155,000 $ 155,000 $ 97,000
Madera County California 1 $ 995,000 $ 995,000 $ 2,716,000
Tehama County California 1 $ 195,000 $ 195,000 $ 176,000
Yolo County California 1 $ 1,605,000 $ 1,605,000 $ 1,200,000
Boulder County Colorado 1 $ 155,000 $ 155,000 $ 57,000
Eagle County Colorado 1 $ 4,675,000 $ 4,675,000 $ 6,285,000
Gunnison County Colorado 1 $ 1,105,000 $ 1,105,000 $ 0
Larimer County Colorado 1 $ 1,105,000 $ 1,105,000 $ 1,003,000
Mesa County Colorado 1 $ 335,000 $ 335,000 $ 69,000
Pitkin County Colorado 1 $ 6,505,000 $ 6,505,000 $ 4,800,000
New Haven County Connecticut 1 $ 305,000 $ 305,000 $ 111,000
New London County Connecticut 1 $ 225,000 $ 225,000 $ 90,000
Escambia County Florida 1 $ 125,000 $ 125,000 $ 207,000
Gilchrist County Florida 1 $ 165,000 $ 165,000 $ 38,000
Gulf County Florida 1 $ 315,000 $ 315,000 $ 81,000
Hardee County Florida 1 $ 345,000 $ 345,000 $ 77,000
Hernando County Florida 1 $ 345,000 $ 345,000 $ 256,000
Indian River County Florida 1 $ 125,000 $ 125,000 $ 500,000
Jefferson County Florida 1 $ 345,000 $ 345,000 $ 113,000
Levy County Florida 1 $ 365,000 $ 365,000 $ 439,000
Nassau County Florida 1 $ 335,000 $ 335,000 $ 78,000
Osceola County Florida 1 $ 175,000 $ 175,000 $ 269,000
Union County Florida 1 $ 55,000 $ 55,000 $ 77,000
Volusia County Florida 1 $ 195,000 $ 195,000 $ 43,000
Bartow County Georgia 1 $ 585,000 $ 585,000 $ 30,000
Bryan County Georgia 1 $ 975,000 $ 975,000 $ 426,000
Cherokee County Georgia 1 $ 215,000 $ 215,000 $ 187,000
Dougherty County Georgia 1 $ 65,000 $ 65,000 $ 235,000
Floyd County Georgia 1 $ 115,000 $ 115,000 $ 99,000
Franklin County Georgia 1 $ 165,000 $ 165,000 $ 58,000
Gilmer County Georgia 1 $ 685,000 $ 685,000 $ 135,000
Paulding County Georgia 1 $ 325,000 $ 325,000 $ 130,000
Richmond County Georgia 1 $ 205,000 $ 205,000 $ 80,000
Toombs County Georgia 1 $ 235,000 $ 235,000 $ 215,000
Walton County Georgia 1 $ 185,000 $ 185,000 $ 115,000
Bannock County Idaho 1 $ 255,000 $ 255,000 $ 0
Twin Falls County Idaho 1 $ 225,000 $ 225,000 $ 97,000
DeKalb County Illinois 1 $ 365,000 $ 365,000 $ 160,000
Johnson County Illinois 1 $ 205,000 $ 205,000 $ 0
Kendall County Illinois 1 $ 385,000 $ 385,000 $ 163,000
Knox County Illinois 1 $ 135,000 $ 135,000 $ 317,000
Madison County Illinois 1 $ 585,000 $ 585,000 $ 250,000
McHenry County Illinois 1 $ 375,000 $ 375,000 $ 149,000
Monroe County Illinois 1 $ 305,000 $ 305,000 $ 328,000
Rock Island County Illinois 1 $ 145,000 $ 145,000 $ 52,000
Tazewell County Illinois 1 $ 55,000 $ 55,000 $ 27,000
Woodford County Illinois 1 $ 65,000 $ 65,000 $ 55,000
Allen County Indiana 1 $ 165,000 $ 165,000 $ 38,000
Elkhart County Indiana 1 $ 215,000 $ 215,000 $ 24,000
Gibson County Indiana 1 $ 75,000 $ 75,000 $ 52,000
Hancock County Indiana 1 $ 85,000 $ 85,000 $ 65,000
Marshall County Indiana 1 $ 95,000 $ 95,000 $ 105,000
Porter County Indiana 1 $ 155,000 $ 155,000 $ 82,000
Appanoose County Iowa 1 $ 315,000 $ 315,000 $ 188,000
Delaware County Iowa 1 $ 105,000 $ 105,000 $ 20,000
Johnson County Iowa 1 $ 285,000 $ 285,000 $ 70,000
Linn County Iowa 1 $ 165,000 $ 165,000 $ 0
Union County Iowa 1 $ 65,000 $ 65,000 $ 72,000
Barton County Kansas 1 $ 235,000 $ 235,000 $ 84,000
Cowley County Kansas 1 $ 165,000 $ 165,000 $ 75,000
Douglas County Kansas 1 $ 205,000 $ 205,000 $ 171,000
Sherman County Kansas 1 $ 115,000 $ 115,000 $ 38,000
Clark County Kentucky 1 $ 75,000 $ 75,000 $ 316,000
Fayette County Kentucky 1 $ 55,000 $ 55,000 $ 55,000
Grant County Kentucky 1 $ 185,000 $ 185,000 $ 622,000
Oldham County Kentucky 1 $ 605,000 $ 605,000 $ 250,000
De Soto County Louisiana 1 $ 115,000 $ 115,000 $ 39,000
Jefferson County Louisiana 1 $ 555,000 $ 555,000 $ 200,000
Jefferson Davis County Louisiana 1 $ 95,000 $ 95,000 $ 38,000
Lafourche County Louisiana 1 $ 235,000 $ 235,000 $ 202,000
Orleans County Louisiana 1 $ 115,000 $ 115,000 $ 0
Tangipahoa County Louisiana 1 $ 75,000 $ 75,000 $ 13,000
West Baton Rouge County Louisiana 1 $ 115,000 $ 115,000 $ 151,000
Knox County Maine 1 $ 425,000 $ 425,000 $ 0
Oxford County Maine 1 $ 105,000 $ 105,000 $ 176,000
Penobscot County Maine 1 $ 165,000 $ 165,000 $ 740,000
Baltimore County Maryland 1 $ 485,000 $ 485,000 $ 100,000
Cecil County Maryland 1 $ 105,000 $ 105,000 $ 46,000
Frederick County Maryland 1 $ 355,000 $ 355,000 $ 209,000
Washington County Maryland 1 $ 185,000 $ 185,000 $ 46,000
Wicomico County Maryland 1 $ 155,000 $ 155,000 $ 159,000
Nantucket County Massachusetts 1 $ 1,505,000 $ 1,505,000 $ 0
Plymouth County Massachusetts 1 $ 495,000 $ 495,000 $ 325,000
Worcester County Massachusetts 1 $ 195,000 $ 195,000 $ 92,000
Allegan County Michigan 1 $ 285,000 $ 285,000 $ 148,000
Branch County Michigan 1 $ 115,000 $ 115,000 $ 48,000
Cheboygan County Michigan 1 $ 405,000 $ 405,000 $ 93,000
Genesee County Michigan 1 $ 165,000 $ 165,000 $ 86,000
Kalamazoo County Michigan 1 $ 85,000 $ 85,000 $ 113,000
Muskegon County Michigan 1 $ 105,000 $ 105,000 $ 61,000
Anoka County Minnesota 1 $ 565,000 $ 565,000 $ 289,000
Clay County Minnesota 1 $ 105,000 $ 105,000 $ 123,000
Hennepin County Minnesota 1 $ 725,000 $ 725,000 $ 360,000
Lyon County Minnesota 1 $ 85,000 $ 85,000 $ 49,000
Steele County Minnesota 1 $ 185,000 $ 185,000 $ 108,000
Adams County Mississippi 1 $ 105,000 $ 105,000 $ 66,000
Hancock County Mississippi 1 $ 185,000 $ 185,000 $ 127,000
Harrison County Mississippi 1 $ 95,000 $ 95,000 $ 106,000
Jackson County Mississippi 1 $ 255,000 $ 255,000 $ 61,000
Lafayette County Mississippi 1 $ 315,000 $ 315,000 $ 180,000
Madison County Mississippi 1 $ 215,000 $ 215,000 $ 117,000
Marion County Mississippi 1 $ 125,000 $ 125,000 $ 75,000
Christian County Missouri 1 $ 135,000 $ 135,000 $ 82,000
Clay County Missouri 1 $ 315,000 $ 315,000 $ 170,000
Greene County Missouri 1 $ 255,000 $ 255,000 $ 172,000
Jefferson County Missouri 1 $ 435,000 $ 435,000 $ 132,000
Lawrence County Missouri 1 $ 115,000 $ 115,000 $ 50,000
Cascade County Montana 1 $ 135,000 $ 135,000 $ 31,000
Chouteau County Montana 1 $ 145,000 $ 145,000 $ 34,000
Sanders County Montana 1 $ 285,000 $ 285,000 $ 82,000
Douglas County Nevada 1 $ 5,005,000 $ 5,005,000 $ 1,626,000
Nye County Nevada 1 $ 115,000 $ 115,000 $ 125,000
Camden County New Jersey 1 $ 225,000 $ 225,000 $ 142,000
Cape May County New Jersey 1 $ 6,605,000 $ 6,605,000 $ 15,000
Cumberland County New Jersey 1 $ 165,000 $ 165,000 $ 145,000
Gloucester County New Jersey 1 $ 155,000 $ 155,000 $ 2,000
Morris County New Jersey 1 $ 55,000 $ 55,000 $ 106,000
Dona Ana County New Mexico 1 $ 115,000 $ 115,000 $ 94,000
Eddy County New Mexico 1 $ 195,000 $ 195,000 $ 200,000
Lea County New Mexico 1 $ 135,000 $ 135,000 $ 150,000
Taos County New Mexico 1 $ 385,000 $ 385,000 $ 744,000
Cayuga County New York 1 $ 175,000 $ 175,000 $ 79,000
Columbia County New York 1 $ 445,000 $ 445,000 $ 96,000
Cortland County New York 1 $ 325,000 $ 325,000 $ 160,000
Oneida County New York 1 $ 305,000 $ 305,000 $ 187,000
Ontario County New York 1 $ 45,000 $ 45,000 $ 65,000
Schenectady County New York 1 $ 385,000 $ 385,000 $ 130,000
Steuben County New York 1 $ 55,000 $ 55,000 $ 40,000
Ulster County New York 1 $ 505,000 $ 505,000 $ 30,000
Wayne County New York 1 $ 145,000 $ 145,000 $ 27,000
Avery County North Carolina 1 $ 275,000 $ 275,000 $ 88,000
Carteret County North Carolina 1 $ 295,000 $ 295,000 $ 225,000
Catawba County North Carolina 1 $ 275,000 $ 275,000 $ 62,000
Clay County North Carolina 1 $ 685,000 $ 685,000 $ 127,000
Craven County North Carolina 1 $ 145,000 $ 145,000 $ 54,000
Forsyth County North Carolina 1 $ 95,000 $ 95,000 $ 131,000
Franklin County North Carolina 1 $ 365,000 $ 365,000 $ 196,000
Gaston County North Carolina 1 $ 125,000 $ 125,000 $ 56,000
Haywood County North Carolina 1 $ 405,000 $ 405,000 $ 100,000
Henderson County North Carolina 1 $ 435,000 $ 435,000 $ 264,000
Lenoir County North Carolina 1 $ 215,000 $ 215,000 $ 2,000
Macon County North Carolina 1 $ 75,000 $ 75,000 $ 78,000
Perquimans County North Carolina 1 $ 55,000 $ 55,000 $ 37,000
Morton County North Dakota 1 $ 355,000 $ 355,000 $ 120,000
Allen County Ohio 1 $ 305,000 $ 305,000 $ 0
Athens County Ohio 1 $ 205,000 $ 205,000 $ 36,000
Butler County Ohio 1 $ 165,000 $ 165,000 $ 83,000
Clinton County Ohio 1 $ 285,000 $ 285,000 $ 76,000
Erie County Ohio 1 $ 155,000 $ 155,000 $ 92,000
Hocking County Ohio 1 $ 275,000 $ 275,000 $ 383,000
Lake County Ohio 1 $ 175,000 $ 175,000 $ 88,000
Montgomery County Ohio 1 $ 145,000 $ 145,000 $ 220,000
Union County Ohio 1 $ 595,000 $ 595,000 $ 325,000
Van Wert County Ohio 1 $ 195,000 $ 195,000 $ 194,000
Wayne County Ohio 1 $ 145,000 $ 145,000 $ 22,000
Bryan County Oklahoma 1 $ 105,000 $ 105,000 $ 239,000
Garfield County Oklahoma 1 $ 105,000 $ 105,000 $ 141,000
Le Flore County Oklahoma 1 $ 145,000 $ 145,000 $ 131,000
McCurtain County Oklahoma 1 $ 415,000 $ 415,000 $ 172,000
Osage County Oklahoma 1 $ 135,000 $ 135,000 $ 122,000
Pittsburg County Oklahoma 1 $ 85,000 $ 85,000 $ 75,000
Sequoyah County Oklahoma 1 $ 255,000 $ 255,000 $ 75,000
Tulsa County Oklahoma 1 $ 175,000 $ 175,000 $ 300,000
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Mortgage Loan Application Detail Totals for Axos Bank in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,302 $1,682,110,000 $1,291,000 $97,005,000 $480,000 $9,733,000
Cash-out Refinancing 926 $1,547,265,000 $1,672,000 $75,835,000 $376,000 $7,010,000
Refinancing 321 $605,485,000 $1,886,000 $22,465,000 $484,000 $9,720,000
Other Purpose 163 $119,705,000 $734,000 $10,005,000 $449,000 $9,841,000
Home Improvement 67 $108,065,000 $1,612,000 $54,005,000 $459,000 $2,716,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,148 $1,676,590,000 $1,460,000 $40,005,000 $498,000 $9,841,000
Not Provided 854 $1,013,430,000 $1,186,000 $31,005,000 $421,000 $9,720,000
Asian 246 $286,110,000 $1,163,000 $11,445,000 $548,000 $6,054,000
Hispanic 196 $179,970,000 $918,000 $9,865,000 $369,000 $5,111,000
Black or African American 131 $79,565,000 $607,000 $14,685,000 $253,000 $6,253,000
Not applicable 91 $762,260,000 $8,469,000 $97,005,000 $0 $0
American Indian or Alaskan Native 18 $12,540,000 $696,000 $2,325,000 $239,000 $600,000
Native Hawaiian or Other Pacific Islander 3 $865,000 $288,000 $355,000 $116,000 $154,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,664 $4,027,755,000 $1,512,000 $97,005,000 $462,000 $9,841,000
FHA-insured (Federal Housing Administration) 98 $28,160,000 $287,000 $745,000 $98,000 $290,000
VA-guaranteed (Veterans Administration) 17 $6,715,000 $395,000 $745,000 $100,000 $204,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 778 $1,009,190,000 $1,297,000 $46,275,000 $494,000 $9,841,000
Application Denied By Financial Institution 637 $1,115,185,000 $1,750,000 $31,005,000 $401,000 $9,733,000
File Closed For Incompleteness 599 $501,855,000 $837,000 $24,005,000 $357,000 $9,733,000
Application Withdrawn By Applicant 527 $760,865,000 $1,443,000 $40,005,000 $634,000 $9,720,000
Preapproval Approved but not Accepted 143 $46,005,000 $321,000 $905,000 $148,000 $544,000
Preapproval Denied by Financial Institution 40 $14,390,000 $359,000 $825,000 $92,000 $232,000
Loan Purchased By The Institution 29 $567,510,000 $20,268,000 $97,005,000 $0 $0
Application Approved But Not Accepted 26 $47,630,000 $1,831,000 $6,005,000 $870,000 $3,347,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,102 $2,933,055,000 $1,396,000 $97,005,000 $465,000 $9,841,000
Debt-To-Income Ratio 237 $256,295,000 $1,081,000 $25,005,000 $232,000 $6,285,000
Credit History 151 $157,635,000 $1,043,000 $21,305,000 $253,000 $4,501,000
Collateral 115 $265,195,000 $2,306,000 $25,005,000 $1,008,000 $9,733,000
Other 88 $224,170,000 $2,547,000 $31,005,000 $485,000 $6,147,000
Unverifiable Information 57 $189,105,000 $3,317,000 $10,505,000 $283,000 $3,488,000
Insufficient Cash (Downpayment, Closing Cost) 21 $27,685,000 $1,318,000 $9,005,000 $428,000 $2,472,000
Employment History 8 $9,490,000 $1,186,000 $3,705,000 $426,000 $1,925,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Axos Bank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Axos Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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