Axos Bank Mortgage Lending & HMDA Data, 2023
In 2023, Axos Bank of San Diego, CA reported 2,779 mortgage applications totaling $4.1 billion, down 46% from 2022. The average application was for $1,461,903, and applicants reported an average income of $443,483. 28% of its applications resulted in an originated loan and 23% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (259), San Diego-Carlsbad, CA (148) and New York-Jersey City-White Plains, NY-NJ (121) (applications in parentheses).
| Mortgage Company & Address | Axos Bank 4350 La Jolla Village Dr Suite 140 San Diego, CA 92122 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 2,779 |
| Total Mortgage Loan Application Amount | $4,062,630,000 |
| Average Mortgage Loan Application Amount | $1,461,903 |
| Highest Mortgage Loan Application Amount | $97,005,000 |
| Average Applicant Income | $443,483 |
| Highest Applicant Income | $9,841,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Axos Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 370 | $ 192,440,000 | $ 520,108 | $ 292,021 |
| Los Angeles-Long Beach-Glendale, CA | 259 | $ 1,073,955,000 | $ 4,146,544 | $ 916,000 |
| San Diego-Carlsbad, CA | 148 | $ 272,510,000 | $ 1,841,283 | $ 776,000 |
| New York-Jersey City-White Plains, NY-NJ | 121 | $ 501,930,000 | $ 4,148,181 | $ 796,396 |
| Anaheim-Santa Ana-Irvine, CA | 80 | $ 193,120,000 | $ 2,414,000 | $ 1,100,000 |
| Atlanta-Sandy Springs-Roswell, GA | 70 | $ 29,450,000 | $ 420,714 | $ 280,000 |
| Nassau County-Suffolk County, NY | 63 | $ 358,645,000 | $ 5,692,777 | $ 364,000 |
| Houston-The Woodlands-Sugar Land, TX | 57 | $ 17,075,000 | $ 299,561 | $ 278,000 |
| Phoenix-Mesa-Scottsdale, AZ | 55 | $ 71,235,000 | $ 1,295,181 | $ 537,000 |
| San Francisco-Redwood City-South San Francisco, CA | 55 | $ 141,735,000 | $ 2,577,000 | $ 984,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 47 | $ 78,905,000 | $ 1,678,829 | $ 559,000 |
| Dallas-Plano-Irving, TX | 46 | $ 33,960,000 | $ 738,260 | $ 314,000 |
| Riverside-San Bernardino-Ontario, CA | 46 | $ 27,900,000 | $ 606,521 | $ 309,000 |
| Seattle-Bellevue-Everett, WA | 39 | $ 45,575,000 | $ 1,168,589 | $ 564,000 |
| Miami-Miami Beach-Kendall, FL | 38 | $ 106,570,000 | $ 2,804,473 | $ 1,174,000 |
| Las Vegas-Henderson-Paradise, NV | 36 | $ 43,540,000 | $ 1,209,444 | $ 665,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 36 | $ 34,140,000 | $ 948,333 | $ 268,500 |
| Tampa-St. Petersburg-Clearwater, FL | 32 | $ 17,800,000 | $ 556,250 | $ 287,000 |
| Oakland-Hayward-Berkeley, CA | 31 | $ 26,305,000 | $ 848,548 | $ 325,000 |
| Cleveland-Elyria, OH | 29 | $ 3,485,000 | $ 120,172 | $ 195,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 27 | $ 73,895,000 | $ 2,736,851 | $ 923,000 |
| Austin-Round Rock, TX | 26 | $ 27,080,000 | $ 1,041,538 | $ 548,000 |
| Denver-Aurora-Lakewood, CO | 25 | $ 17,235,000 | $ 689,400 | $ 358,000 |
| New York-Newark, NY | 24 | $ 14,500,000 | $ 604,166 | $ 298,333 |
| Chicago-Naperville, IL | 22 | $ 5,430,000 | $ 246,818 | $ 152,000 |
| Charlotte-Concord-Gastonia, NC-SC | 21 | $ 8,825,000 | $ 420,238 | $ 165,000 |
| Columbus, OH | 21 | $ 6,135,000 | $ 292,142 | $ 168,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 21 | $ 53,425,000 | $ 2,544,047 | $ 1,842,000 |
| Santa Maria-Santa Barbara, CA | 18 | $ 76,840,000 | $ 4,268,888 | $ 1,001,000 |
| St. Louis, MO-IL | 17 | $ 4,815,000 | $ 283,235 | $ 193,705 |
| Jacksonville, FL | 16 | $ 6,610,000 | $ 413,125 | $ 294,000 |
| Kansas City, MO-KS | 16 | $ 3,400,000 | $ 212,500 | $ 171,750 |
| Memphis, TN-MS-AR | 15 | $ 1,895,000 | $ 126,333 | $ 136,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 15 | $ 8,795,000 | $ 586,333 | $ 287,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 15 | $ 24,535,000 | $ 1,635,666 | $ 578,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 15 | $ 8,655,000 | $ 577,000 | $ 302,000 |
| San Antonio-New Braunfels, TX | 15 | $ 5,095,000 | $ 339,666 | $ 181,000 |
| Pittsburgh, PA | 14 | $ 1,760,000 | $ 125,714 | $ 101,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 14 | $ 10,730,000 | $ 766,428 | $ 137,071 |
| Indianapolis-Carmel-Anderson, IN | 13 | $ 4,265,000 | $ 328,076 | $ 127,000 |
| Philadelphia, PA | 13 | $ 2,655,000 | $ 204,230 | $ 120,000 |
| Ann Arbor, MI | 12 | $ 9,250,000 | $ 770,833 | $ 230,000 |
| Orlando-Kissimmee-Sanford, FL | 12 | $ 12,400,000 | $ 1,033,333 | $ 164,000 |
| Salinas, CA | 11 | $ 19,305,000 | $ 1,755,000 | $ 401,000 |
| Cambridge-Newton-Framingham, MA | 10 | $ 8,670,000 | $ 867,000 | $ 318,000 |
| Naples-Immokalee-Marco Island, FL | 10 | $ 41,520,000 | $ 4,152,000 | $ 634,000 |
| Palm Bay-Melbourne-Titusville, FL | 10 | $ 3,920,000 | $ 392,000 | $ 159,000 |
| Raleigh, NC | 10 | $ 3,570,000 | $ 357,000 | $ 211,000 |
| Reno, NV | 10 | $ 24,220,000 | $ 2,422,000 | $ 792,000 |
| Salem, OR | 10 | $ 2,250,000 | $ 225,000 | $ 81,000 |
| Spokane-Spokane Valley, WA | 10 | $ 7,380,000 | $ 738,000 | $ 196,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 10 | $ 2,890,000 | $ 289,000 | $ 190,600 |
| Crestview-Fort Walton Beach-Destin, FL | 9 | $ 14,285,000 | $ 1,587,222 | $ 872,000 |
| Greenville-Anderson-Mauldin, SC | 9 | $ 1,565,000 | $ 173,888 | $ 199,000 |
| Kahului-Wailuku-Lahaina, HI | 9 | $ 25,305,000 | $ 2,811,666 | $ 896,000 |
| Newark, NJ-PA | 9 | $ 4,945,000 | $ 549,444 | $ 265,000 |
| North Port-Sarasota-Bradenton, FL | 9 | $ 3,875,000 | $ 430,555 | $ 260,000 |
| Providence-Warwick, RI-MA | 9 | $ 3,715,000 | $ 412,777 | $ 261,222 |
| Richmond, VA | 9 | $ 3,075,000 | $ 341,666 | $ 180,000 |
| Baltimore-Columbia-Towson, MD | 8 | $ 1,920,000 | $ 240,000 | $ 136,000 |
| Cincinnati, OH-KY-IN | 8 | $ 1,820,000 | $ 227,500 | $ 195,625 |
| Fort Worth-Arlington, TX | 8 | $ 3,360,000 | $ 420,000 | $ 270,000 |
| Hartford-West Hartford-East Hartford, CT | 8 | $ 17,730,000 | $ 2,216,250 | $ 458,000 |
| Boston, MA | 7 | $ 3,935,000 | $ 562,142 | $ 313,000 |
| Elgin, IL | 7 | $ 2,325,000 | $ 332,142 | $ 173,000 |
| Fresno, CA | 7 | $ 1,165,000 | $ 166,428 | $ 116,000 |
| Oklahoma City, OK | 7 | $ 995,000 | $ 142,142 | $ 209,000 |
| Santa Cruz-Watsonville, CA | 7 | $ 5,705,000 | $ 815,000 | $ 207,000 |
| Albuquerque, NM | 6 | $ 1,640,000 | $ 273,333 | $ 204,000 |
| Bridgeport-Stamford-Norwalk, CT | 6 | $ 2,780,000 | $ 463,333 | $ 241,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 6 | $ 1,510,000 | $ 251,666 | $ 155,000 |
| Charleston-North Charleston, SC | 6 | $ 4,580,000 | $ 763,333 | $ 381,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 6 | $ 2,070,000 | $ 345,000 | $ 187,000 |
| New Orleans-Metairie, LA | 6 | $ 1,150,000 | $ 191,666 | $ 138,000 |
| Portland-South Portland, ME | 6 | $ 4,530,000 | $ 755,000 | $ 776,000 |
| Rochester, NY | 6 | $ 530,000 | $ 88,333 | $ 108,000 |
| Tacoma-Lakewood, WA | 6 | $ 3,150,000 | $ 525,000 | $ 210,000 |
| Warren-Troy-Farmington Hills, MI | 6 | $ 1,070,000 | $ 178,333 | $ 117,000 |
| Akron, OH | 5 | $ 505,000 | $ 101,000 | $ 185,000 |
| Asheville, NC | 5 | $ 2,365,000 | $ 473,000 | $ 136,000 |
| Birmingham-Hoover, AL | 5 | $ 765,000 | $ 153,000 | $ 140,000 |
| Camden, NJ | 5 | $ 1,385,000 | $ 277,000 | $ 129,000 |
| Columbia, SC | 5 | $ 1,065,000 | $ 213,000 | $ 132,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 5 | $ 1,495,000 | $ 299,000 | $ 131,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 5 | $ 5,275,000 | $ 1,055,000 | $ 349,000 |
| Knoxville, TN | 5 | $ 1,335,000 | $ 267,000 | $ 198,000 |
| Milwaukee-Waukesha-West Allis, WI | 5 | $ 1,725,000 | $ 345,000 | $ 128,000 |
| Modesto, CA | 5 | $ 1,735,000 | $ 347,000 | $ 179,000 |
| Montgomery County-Bucks County-Chester County, PA | 5 | $ 2,835,000 | $ 567,000 | $ 219,000 |
| Ogden-Clearfield, UT | 5 | $ 6,545,000 | $ 1,309,000 | $ 231,000 |
| Prescott Valley-Prescott, AZ | 5 | $ 1,385,000 | $ 277,000 | $ 88,000 |
| Salt Lake City, UT | 5 | $ 4,725,000 | $ 945,000 | $ 105,000 |
| Santa Rosa, CA | 5 | $ 3,555,000 | $ 711,000 | $ 239,000 |
| Syracuse, NY | 5 | $ 825,000 | $ 165,000 | $ 162,000 |
| Vallejo-Fairfield, CA | 5 | $ 1,835,000 | $ 367,000 | $ 105,000 |
| Washington-Baltimore-Arlington, DC | 5 | $ 2,865,000 | $ 573,000 | $ 216,000 |
| Wilmington, NC | 5 | $ 3,845,000 | $ 769,000 | $ 228,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 4 | $ 1,690,000 | $ 422,500 | $ 469,000 |
| Atlantic City-Hammonton, NJ | 4 | $ 2,020,000 | $ 505,000 | $ 288,000 |
| Blacksburg-Christiansburg-Radford, VA | 4 | $ 590,000 | $ 147,500 | $ 73,000 |
| Coeur D'Alene, ID | 4 | $ 2,700,000 | $ 675,000 | $ 213,000 |
| Columbus, GA-AL | 4 | $ 680,000 | $ 170,000 | $ 94,000 |
| Daphne-Fairhope-Foley, AL | 4 | $ 1,060,000 | $ 265,000 | $ 106,000 |
| El Paso, TX | 4 | $ 1,650,000 | $ 412,500 | $ 388,000 |
| Eugene, OR | 4 | $ 1,120,000 | $ 280,000 | $ 249,000 |
| Gainesville, FL | 4 | $ 850,000 | $ 212,500 | $ 251,000 |
| Grand Rapids-Wyoming, MI | 4 | $ 790,000 | $ 197,500 | $ 103,000 |
| Greensboro-High Point, NC | 4 | $ 3,370,000 | $ 842,500 | $ 379,000 |
| Jackson, MS | 4 | $ 560,000 | $ 140,000 | $ 214,000 |
| Lakeland-Winter Haven, FL | 4 | $ 930,000 | $ 232,500 | $ 154,000 |
| Macon-Bibb County, GA | 4 | $ 940,000 | $ 235,000 | $ 1,067,000 |
| Merced, CA | 4 | $ 970,000 | $ 242,500 | $ 83,000 |
| Olympia-Tumwater, WA | 4 | $ 1,820,000 | $ 455,000 | $ 149,000 |
| Omaha-Council Bluffs, NE-IA | 4 | $ 2,170,000 | $ 542,500 | $ 68,000 |
| Panama City, FL | 4 | $ 1,180,000 | $ 295,000 | $ 130,000 |
| Port St. Lucie, FL | 4 | $ 900,000 | $ 225,000 | $ 2,452,000 |
| Punta Gorda, FL | 4 | $ 1,170,000 | $ 292,500 | $ 195,000 |
| Rockford, IL | 4 | $ 810,000 | $ 202,500 | $ 149,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 4 | $ 2,850,000 | $ 712,500 | $ 397,000 |
| San Rafael, CA | 4 | $ 6,990,000 | $ 1,747,500 | $ 585,000 |
| Savannah, GA | 4 | $ 2,220,000 | $ 555,000 | $ 230,000 |
| Tucson, AZ | 4 | $ 1,260,000 | $ 315,000 | $ 147,000 |
| Tulsa, OK | 4 | $ 810,000 | $ 202,500 | $ 132,000 |
| Albany-Schenectady-Troy, NY | 3 | $ 1,305,000 | $ 435,000 | $ 100,000 |
| Barnstable Town, MA | 3 | $ 1,205,000 | $ 401,666 | $ 121,000 |
| Bend-Redmond, OR | 3 | $ 5,615,000 | $ 1,871,666 | $ 378,000 |
| Cape Coral-Fort Myers, FL | 3 | $ 1,205,000 | $ 401,666 | $ 203,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 3 | $ 905,000 | $ 301,666 | $ 78,000 |
| Des Moines-West Des Moines, IA | 3 | $ 955,000 | $ 318,333 | $ 132,000 |
| Gary, IN | 3 | $ 505,000 | $ 168,333 | $ 54,000 |
| Gulfport-Biloxi-Pascagoula, MS | 3 | $ 535,000 | $ 178,333 | $ 98,000 |
| Joplin, MO | 3 | $ 625,000 | $ 208,333 | $ 203,000 |
| Lake Havasu City-Kingman, AZ | 3 | $ 595,000 | $ 198,333 | $ 31,000 |
| Little Rock-North Little Rock-Conway, AR | 3 | $ 395,000 | $ 131,666 | $ 119,000 |
| Louisville/Jefferson County, KY-IN | 3 | $ 935,000 | $ 311,666 | $ 167,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 3 | $ 685,000 | $ 228,333 | $ 112,666 |
| Racine, WI | 3 | $ 805,000 | $ 268,333 | $ 83,000 |
| Salisbury, MD-DE | 3 | $ 755,000 | $ 251,666 | $ 110,333 |
| Spartanburg, SC | 3 | $ 495,000 | $ 165,000 | $ 46,000 |
| St. George, UT | 3 | $ 2,795,000 | $ 931,666 | $ 1,277,000 |
| Stockton-Lodi, CA | 3 | $ 785,000 | $ 261,666 | $ 101,000 |
| Tallahassee, FL | 3 | $ 805,000 | $ 268,333 | $ 91,000 |
| Trenton, NJ | 3 | $ 925,000 | $ 308,333 | $ 242,000 |
| Urban Honolulu, HI | 3 | $ 3,255,000 | $ 1,085,000 | $ 331,000 |
| Wilmington, DE-MD-NJ | 3 | $ 845,000 | $ 281,666 | $ 152,666 |
| Abilene, TX | 2 | $ 280,000 | $ 140,000 | $ 194,000 |
| Appleton, WI | 2 | $ 810,000 | $ 405,000 | $ 187,000 |
| Augusta-Richmond County, GA-SC | 2 | $ 390,000 | $ 195,000 | $ 92,000 |
| Bakersfield, CA | 2 | $ 380,000 | $ 190,000 | $ 111,000 |
| Beaumont-Port Arthur, TX | 2 | $ 210,000 | $ 105,000 | $ 131,000 |
| Billings, MT | 2 | $ 540,000 | $ 270,000 | $ 169,000 |
| Boise City, ID | 2 | $ 350,000 | $ 175,000 | $ 128,000 |
| Burlington, NC | 2 | $ 600,000 | $ 300,000 | $ 64,000 |
| Casper, WY | 2 | $ 370,000 | $ 185,000 | $ 112,000 |
| Chattanooga, TN-GA | 2 | $ 670,000 | $ 335,000 | $ 167,000 |
| Colorado Springs, CO | 2 | $ 360,000 | $ 180,000 | $ 164,000 |
| Decatur, AL | 2 | $ 470,000 | $ 235,000 | $ 405,000 |
| Detroit-Dearborn-Livonia, MI | 2 | $ 520,000 | $ 260,000 | $ 83,000 |
| Fayetteville, NC | 2 | $ 390,000 | $ 195,000 | $ 33,000 |
| Greeley, CO | 2 | $ 450,000 | $ 225,000 | $ 66,000 |
| Greenville, NC | 2 | $ 350,000 | $ 175,000 | $ 112,000 |
| Hagerstown-Martinsburg, MD-WV | 2 | $ 290,000 | $ 145,000 | $ 60,500 |
| Homosassa Springs, FL | 2 | $ 750,000 | $ 375,000 | $ 201,000 |
| Hot Springs, AR | 2 | $ 470,000 | $ 235,000 | $ 132,000 |
| Kingsport-Bristol-Bristol, TN-VA | 2 | $ 420,000 | $ 210,000 | $ 79,000 |
| Lake County-Kenosha County, IL-WI | 2 | $ 750,000 | $ 375,000 | $ 50,000 |
| Lexington-Fayette, KY | 2 | $ 130,000 | $ 65,000 | $ 185,000 |
| Madison, WI | 2 | $ 600,000 | $ 300,000 | $ 127,000 |
| Manchester-Nashua, NH | 2 | $ 780,000 | $ 390,000 | $ 82,000 |
| Mankato-North Mankato, MN | 2 | $ 500,000 | $ 250,000 | $ 73,000 |
| McAllen-Edinburg-Mission, TX | 2 | $ 370,000 | $ 185,000 | $ 110,000 |
| Medford, OR | 2 | $ 2,050,000 | $ 1,025,000 | $ 182,000 |
| Michigan City-La Porte, IN | 2 | $ 810,000 | $ 405,000 | $ 145,000 |
| Mobile, AL | 2 | $ 360,000 | $ 180,000 | $ 180,000 |
| Montgomery, AL | 2 | $ 250,000 | $ 125,000 | $ 122,000 |
| Napa, CA | 2 | $ 5,160,000 | $ 2,580,000 | $ 2,076,000 |
| Ocala, FL | 2 | $ 1,640,000 | $ 820,000 | $ 861,000 |
| Peoria, IL | 2 | $ 120,000 | $ 60,000 | $ 41,000 |
| Provo-Orem, UT | 2 | $ 1,330,000 | $ 665,000 | $ 150,000 |
| Pueblo, CO | 2 | $ 860,000 | $ 430,000 | $ 156,000 |
| Reading, PA | 2 | $ 480,000 | $ 240,000 | $ 108,000 |
| South Bend-Mishawaka, IN-MI | 2 | $ 400,000 | $ 200,000 | $ 98,000 |
| Springfield, MA | 2 | $ 420,000 | $ 210,000 | $ 179,000 |
| Springfield, MO | 2 | $ 390,000 | $ 195,000 | $ 127,000 |
| State College, PA | 2 | $ 960,000 | $ 480,000 | $ 833,000 |
| Toledo, OH | 2 | $ 260,000 | $ 130,000 | $ 179,000 |
| Topeka, KS | 2 | $ 130,000 | $ 65,000 | $ 48,000 |
| Visalia-Porterville, CA | 2 | $ 480,000 | $ 240,000 | $ 72,000 |
| Warner Robins, GA | 2 | $ 260,000 | $ 130,000 | $ 34,000 |
| Wichita, KS | 2 | $ 290,000 | $ 145,000 | $ 145,000 |
| Yakima, WA | 2 | $ 460,000 | $ 230,000 | $ 63,000 |
| Albany, GA | 1 | $ 65,000 | $ 65,000 | $ 235,000 |
| Amarillo, TX | 1 | $ 425,000 | $ 425,000 | $ 166,000 |
| Auburn-Opelika, AL | 1 | $ 185,000 | $ 185,000 | $ 168,000 |
| Bangor, ME | 1 | $ 165,000 | $ 165,000 | $ 740,000 |
| Baton Rouge, LA | 1 | $ 115,000 | $ 115,000 | $ 151,000 |
| Bellingham, WA | 1 | $ 1,295,000 | $ 1,295,000 | $ 368,000 |
| Bismarck, ND | 1 | $ 355,000 | $ 355,000 | $ 120,000 |
| Boulder, CO | 1 | $ 155,000 | $ 155,000 | $ 57,000 |
| Carbondale-Marion, IL | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Cedar Rapids, IA | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Charleston, WV | 1 | $ 75,000 | $ 75,000 | $ 44,000 |
| Chico, CA | 1 | $ 215,000 | $ 215,000 | $ 85,000 |
| Clarksville, TN-KY | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Cleveland, TN | 1 | $ 355,000 | $ 355,000 | $ 73,000 |
| Corpus Christi, TX | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Corvallis, OR | 1 | $ 255,000 | $ 255,000 | $ 295,000 |
| Davenport-Moline-Rock Island, IA-IL | 1 | $ 145,000 | $ 145,000 | $ 52,000 |
| Dayton-Springfield-Kettering, OH | 1 | $ 145,000 | $ 145,000 | $ 220,000 |
| Elkhart-Goshen, IN | 1 | $ 215,000 | $ 215,000 | $ 24,000 |
| Enid, OK | 1 | $ 105,000 | $ 105,000 | $ 141,000 |
| Fairbanks, AK | 1 | $ 165,000 | $ 165,000 | $ 52,000 |
| Fargo, ND-MN | 1 | $ 105,000 | $ 105,000 | $ 123,000 |
| Flagstaff, AZ | 1 | $ 725,000 | $ 725,000 | $ 940,000 |
| Flint, MI | 1 | $ 165,000 | $ 165,000 | $ 86,000 |
| Florence, SC | 1 | $ 105,000 | $ 105,000 | $ 81,000 |
| Fort Collins, CO | 1 | $ 1,105,000 | $ 1,105,000 | $ 1,003,000 |
| Fort Smith, AR-OK | 1 | $ 255,000 | $ 255,000 | $ 75,000 |
| Fort Wayne, IN | 1 | $ 165,000 | $ 165,000 | $ 38,000 |
| Gettysburg, PA | 1 | $ 255,000 | $ 255,000 | $ 150,000 |
| Grand Junction, CO | 1 | $ 335,000 | $ 335,000 | $ 69,000 |
| Great Falls, MT | 1 | $ 135,000 | $ 135,000 | $ 31,000 |
| Hammond, LA | 1 | $ 75,000 | $ 75,000 | $ 13,000 |
| Hanford-Corcoran, CA | 1 | $ 155,000 | $ 155,000 | $ 97,000 |
| Harrisburg-Carlisle, PA | 1 | $ 45,000 | $ 45,000 | $ 148,000 |
| Hickory-Lenoir-Morganton, NC | 1 | $ 275,000 | $ 275,000 | $ 62,000 |
| Houma-Thibodaux, LA | 1 | $ 235,000 | $ 235,000 | $ 202,000 |
| Iowa City, IA | 1 | $ 285,000 | $ 285,000 | $ 70,000 |
| Johnstown, PA | 1 | $ 125,000 | $ 125,000 | $ 41,000 |
| Kalamazoo-Portage, MI | 1 | $ 85,000 | $ 85,000 | $ 113,000 |
| Kennewick-Richland, WA | 1 | $ 415,000 | $ 415,000 | $ 130,000 |
| Killeen-Temple, TX | 1 | $ 225,000 | $ 225,000 | $ 75,000 |
| Kingston, NY | 1 | $ 505,000 | $ 505,000 | $ 30,000 |
| Laredo, TX | 1 | $ 695,000 | $ 695,000 | $ 219,000 |
| Las Cruces, NM | 1 | $ 115,000 | $ 115,000 | $ 94,000 |
| Lawrence, KS | 1 | $ 205,000 | $ 205,000 | $ 171,000 |
| Lima, OH | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Logan, UT-ID | 1 | $ 445,000 | $ 445,000 | $ 216,000 |
| Longview, WA | 1 | $ 165,000 | $ 165,000 | $ 85,000 |
| Lubbock, TX | 1 | $ 105,000 | $ 105,000 | $ 330,000 |
| Lynchburg, VA | 1 | $ 455,000 | $ 455,000 | $ 130,000 |
| Madera, CA | 1 | $ 995,000 | $ 995,000 | $ 2,716,000 |
| Mount Vernon-Anacortes, WA | 1 | $ 1,775,000 | $ 1,775,000 | $ 379,000 |
| Muskegon, MI | 1 | $ 105,000 | $ 105,000 | $ 61,000 |
| New Bern, NC | 1 | $ 145,000 | $ 145,000 | $ 54,000 |
| New Haven-Milford, CT | 1 | $ 305,000 | $ 305,000 | $ 111,000 |
| Norwich-New London, CT | 1 | $ 225,000 | $ 225,000 | $ 90,000 |
| Ocean City, NJ | 1 | $ 6,605,000 | $ 6,605,000 | $ 15,000 |
| Pensacola-Ferry Pass-Brent, FL | 1 | $ 125,000 | $ 125,000 | $ 207,000 |
| Pocatello, ID | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Roanoke, VA | 1 | $ 315,000 | $ 315,000 | $ 104,000 |
| Rome, GA | 1 | $ 115,000 | $ 115,000 | $ 99,000 |
| San Angelo, TX | 1 | $ 205,000 | $ 205,000 | $ 88,000 |
| Sebastian-Vero Beach, FL | 1 | $ 125,000 | $ 125,000 | $ 500,000 |
| Shreveport-Bossier City, LA | 1 | $ 115,000 | $ 115,000 | $ 39,000 |
| Sioux Falls, SD | 1 | $ 305,000 | $ 305,000 | $ 135,000 |
| Staunton-Waynesboro, VA | 1 | $ 185,000 | $ 185,000 | $ 46,000 |
| Sumter, SC | 1 | $ 65,000 | $ 65,000 | $ 374,000 |
| Twin Falls, ID | 1 | $ 225,000 | $ 225,000 | $ 97,000 |
| Tyler, TX | 1 | $ 135,000 | $ 135,000 | $ 167,000 |
| Utica-Rome, NY | 1 | $ 305,000 | $ 305,000 | $ 187,000 |
| Vineland-Bridgeton, NJ | 1 | $ 165,000 | $ 165,000 | $ 145,000 |
| Waco, TX | 1 | $ 115,000 | $ 115,000 | $ 145,000 |
| Wenatchee, WA | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Winston-Salem, NC | 1 | $ 95,000 | $ 95,000 | $ 131,000 |
| Worcester, MA-CT | 1 | $ 195,000 | $ 195,000 | $ 92,000 |
| York-Hanover, PA | 1 | $ 255,000 | $ 255,000 | $ 30,000 |
Mortgage Loan Application Detail Totals for Axos Bank in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,302 | $1,682,110,000 | $1,291,000 | $97,005,000 | $480,000 | $9,733,000 |
| Cash-out Refinancing | 926 | $1,547,265,000 | $1,672,000 | $75,835,000 | $376,000 | $7,010,000 |
| Refinancing | 321 | $605,485,000 | $1,886,000 | $22,465,000 | $484,000 | $9,720,000 |
| Other Purpose | 163 | $119,705,000 | $734,000 | $10,005,000 | $449,000 | $9,841,000 |
| Home Improvement | 67 | $108,065,000 | $1,612,000 | $54,005,000 | $459,000 | $2,716,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,148 | $1,676,590,000 | $1,460,000 | $40,005,000 | $498,000 | $9,841,000 |
| Not Provided | 854 | $1,013,430,000 | $1,186,000 | $31,005,000 | $421,000 | $9,720,000 |
| Asian | 246 | $286,110,000 | $1,163,000 | $11,445,000 | $548,000 | $6,054,000 |
| Hispanic | 196 | $179,970,000 | $918,000 | $9,865,000 | $369,000 | $5,111,000 |
| Black or African American | 131 | $79,565,000 | $607,000 | $14,685,000 | $253,000 | $6,253,000 |
| Not applicable | 91 | $762,260,000 | $8,469,000 | $97,005,000 | $0 | $0 |
| American Indian or Alaskan Native | 18 | $12,540,000 | $696,000 | $2,325,000 | $239,000 | $600,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $865,000 | $288,000 | $355,000 | $116,000 | $154,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,664 | $4,027,755,000 | $1,512,000 | $97,005,000 | $462,000 | $9,841,000 |
| FHA-insured (Federal Housing Administration) | 98 | $28,160,000 | $287,000 | $745,000 | $98,000 | $290,000 |
| VA-guaranteed (Veterans Administration) | 17 | $6,715,000 | $395,000 | $745,000 | $100,000 | $204,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 778 | $1,009,190,000 | $1,297,000 | $46,275,000 | $494,000 | $9,841,000 |
| Application Denied By Financial Institution | 637 | $1,115,185,000 | $1,750,000 | $31,005,000 | $401,000 | $9,733,000 |
| File Closed For Incompleteness | 599 | $501,855,000 | $837,000 | $24,005,000 | $357,000 | $9,733,000 |
| Application Withdrawn By Applicant | 527 | $760,865,000 | $1,443,000 | $40,005,000 | $634,000 | $9,720,000 |
| Preapproval Approved but not Accepted | 143 | $46,005,000 | $321,000 | $905,000 | $148,000 | $544,000 |
| Preapproval Denied by Financial Institution | 40 | $14,390,000 | $359,000 | $825,000 | $92,000 | $232,000 |
| Loan Purchased By The Institution | 29 | $567,510,000 | $20,268,000 | $97,005,000 | $0 | $0 |
| Application Approved But Not Accepted | 26 | $47,630,000 | $1,831,000 | $6,005,000 | $870,000 | $3,347,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,102 | $2,933,055,000 | $1,396,000 | $97,005,000 | $465,000 | $9,841,000 |
| Debt-To-Income Ratio | 237 | $256,295,000 | $1,081,000 | $25,005,000 | $232,000 | $6,285,000 |
| Credit History | 151 | $157,635,000 | $1,043,000 | $21,305,000 | $253,000 | $4,501,000 |
| Collateral | 115 | $265,195,000 | $2,306,000 | $25,005,000 | $1,008,000 | $9,733,000 |
| Other | 88 | $224,170,000 | $2,547,000 | $31,005,000 | $485,000 | $6,147,000 |
| Unverifiable Information | 57 | $189,105,000 | $3,317,000 | $10,505,000 | $283,000 | $3,488,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 21 | $27,685,000 | $1,318,000 | $9,005,000 | $428,000 | $2,472,000 |
| Employment History | 8 | $9,490,000 | $1,186,000 | $3,705,000 | $426,000 | $1,925,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Axos Bank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Axos Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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