Burke & Herbert Bk & Tr Co Mortgage Lending & HMDA Data, 2006
In 2006, Burke & Herbert Bk & Tr Co of Alexandria, VA reported 382 mortgage applications totaling $95.3 million, down 18% from 2005. The average application was for $249,549, and applicants reported an average income of $148,693. 85% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (354), Bethesda-Gaithersburg-Frederick, MD (5) and Charlottesville, VA (3) (applications in parentheses).
| Mortgage Company & Address | Burke & Herbert Bk & Tr Co 100 S. Fairfax St Alexandria, VA 22315 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 382 |
| Total Mortgage Loan Application Amount | $95,328,000 |
| Average Mortgage Loan Application Amount | $249,549 |
| Highest Mortgage Loan Application Amount | $2,157,000 |
| Average Applicant Income | $148,693 |
| Highest Applicant Income | $1,449,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Burke & Herbert Bk & Tr Co filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fairfax, Virginia | 164 | $ 42,013,000 | $ 256,176 | $ 115,000 |
| Alexandria, Virginia | 94 | $ 27,738,000 | $ 295,085 | $ 172,000 |
| Prince William, Virginia | 21 | $ 4,279,000 | $ 203,761 | $ 153,000 |
| Arlington, Virginia | 18 | $ 4,090,000 | $ 227,222 | $ 133,000 |
| Stafford, Virginia | 13 | $ 1,811,000 | $ 139,307 | $ 117,000 |
| Loudoun, Virginia | 9 | $ 2,481,000 | $ 275,666 | $ 74,000 |
| Prince George's, Maryland | 7 | $ 950,000 | $ 135,714 | $ 50,000 |
| District of Columbia, District Of Columbia | 6 | $ 1,760,000 | $ 293,333 | $ 170,000 |
| Montgomery, Maryland | 5 | $ 893,000 | $ 178,600 | $ 162,000 |
| Falls Church, Virginia | 5 | $ 1,265,000 | $ 253,000 | $ 183,000 |
| Fredericksburg, Virginia | 4 | $ 346,000 | $ 86,500 | $ 869,000 |
| Spotsylvania, Virginia | 4 | $ 263,000 | $ 65,750 | $ 297,000 |
| Greene, Virginia | 3 | $ 852,000 | $ 284,000 | $ 419,000 |
| Westmoreland, Virginia | 3 | $ 236,000 | $ 78,666 | $ 118,000 |
| Anne Arundel, Maryland | 2 | $ 629,000 | $ 314,500 | $ 214,000 |
| Calvert, Maryland | 2 | $ 820,000 | $ 410,000 | $ 233,000 |
| Culpeper, Virginia | 2 | $ 550,000 | $ 275,000 | $ 164,000 |
| Fairfax City, Virginia | 2 | $ 314,000 | $ 157,000 | $ 38,000 |
| Fauquier, Virginia | 2 | $ 380,000 | $ 190,000 | $ 326,000 |
| King George, Virginia | 2 | $ 97,000 | $ 48,500 | $ 206,000 |
| Manassas Park, Virginia | 2 | $ 528,000 | $ 264,000 | $ 83,000 |
| Shenandoah, Virginia | 2 | $ 193,000 | $ 96,500 | $ 404,000 |
| Palm Beach, Florida | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Worcester, Maryland | 1 | $ 400,000 | $ 400,000 | $ 287,000 |
| Atlantic, New Jersey | 1 | $ 450,000 | $ 450,000 | $ 0 |
| Frederick, Virginia | 1 | $ 149,000 | $ 149,000 | $ 48,000 |
| Lancaster, Virginia | 1 | $ 150,000 | $ 150,000 | $ 455,000 |
| Madison, Virginia | 1 | $ 71,000 | $ 71,000 | $ 405,000 |
| Manassas, Virginia | 1 | $ 150,000 | $ 150,000 | $ 33,000 |
| Norfolk, Virginia | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Orange, Virginia | 1 | $ 1,000,000 | $ 1,000,000 | $ 0 |
| Powhatan, Virginia | 1 | $ 250,000 | $ 250,000 | $ 107,000 |
Mortgage Loan Application Detail Totals for Burke & Herbert Bk & Tr Co in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 167 | $48,899,000 | $292,000 | $2,157,000 | $159,000 | $1,300,000 |
| Home Purchase | 111 | $36,122,000 | $325,000 | $1,000,000 | $176,000 | $1,449,000 |
| Home Improvement | 104 | $10,307,000 | $99,000 | $1,000,000 | $103,000 | $500,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 226 | $51,986,000 | $230,000 | $1,800,000 | $174,000 | $1,449,000 |
| Not applicable | 43 | $15,760,000 | $366,000 | $1,800,000 | $0 | $0 |
| Not Provided | 31 | $8,476,000 | $273,000 | $1,400,000 | $185,000 | $1,258,000 |
| Hispanic | 30 | $8,534,000 | $284,000 | $2,157,000 | $144,000 | $1,300,000 |
| Asian | 26 | $7,744,000 | $297,000 | $865,000 | $178,000 | $645,000 |
| Black or African American | 25 | $2,790,000 | $111,000 | $565,000 | $112,000 | $322,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $38,000 | $38,000 | $38,000 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 382 | $95,328,000 | $249,000 | $2,157,000 | $149,000 | $1,449,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 325 | $77,887,000 | $239,000 | $2,157,000 | $151,000 | $1,449,000 |
| Application Denied By Financial Institution | 29 | $8,483,000 | $292,000 | $1,800,000 | $106,000 | $384,000 |
| Application Approved But Not Accepted | 20 | $6,261,000 | $313,000 | $780,000 | $145,000 | $380,000 |
| Application Withdrawn By Applicant | 5 | $1,845,000 | $369,000 | $820,000 | $113,000 | $300,000 |
| Loan Purchased By The Institution | 3 | $852,000 | $284,000 | $302,000 | $419,000 | $419,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 16 | $5,208,000 | $325,000 | $1,800,000 | $98,000 | $192,000 |
| Credit History | 10 | $2,683,000 | $268,000 | $566,000 | $123,000 | $384,000 |
| Collateral | 2 | $342,000 | $171,000 | $270,000 | $83,000 | $100,000 |
| Employment History | 1 | $250,000 | $250,000 | $250,000 | $93,000 | $93,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Burke & Herbert Bk & Tr Co's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Burke & Herbert Bk & Tr Co's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.
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