Burke & Herbert Bk & Tr Co Mortgage Lending & HMDA Data, 2013
In 2013, Burke & Herbert Bk & Tr Co of Alexandria, VA reported 772 mortgage applications totaling $301.0 million, down 4% from 2012. The average application was for $389,927, and applicants reported an average income of $165,783. 73% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (725), Bethesda-Rockville-Frederick, MD (12) and Virginia Beach-Norfolk-Newport News, VA-NC (5) (applications in parentheses).
| Mortgage Company & Address | Burke & Herbert Bk & Tr Co 100 S. Fairfax St Alexandria, VA 22315 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 772 |
| Total Mortgage Loan Application Amount | $301,024,000 |
| Average Mortgage Loan Application Amount | $389,927 |
| Highest Mortgage Loan Application Amount | $18,000,000 |
| Average Applicant Income | $165,783 |
| Highest Applicant Income | $3,900,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Burke & Herbert Bk & Tr Co filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 725 | $ 265,450,000 | $ 366,137 | $ 167,899 |
| Bethesda-Rockville-Frederick, MD | 12 | $ 5,513,000 | $ 459,416 | $ 159,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 5 | $ 1,519,000 | $ 303,800 | $ 141,000 |
| Baltimore-Towson, MD | 3 | $ 19,805,000 | $ 6,601,666 | $ 51,000 |
| Richmond, VA | 3 | $ 595,000 | $ 198,333 | $ 87,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 2 | $ 369,000 | $ 184,500 | $ 203,000 |
| Albany-Schenectady-Troy, NY | 1 | $ 147,000 | $ 147,000 | $ 81,000 |
| Danville, VA | 1 | $ 309,000 | $ 309,000 | $ 160,000 |
| Phoenix-Mesa-Glendale, AZ | 1 | $ 5,000 | $ 5,000 | $ 0 |
Mortgage Loan Application Detail Totals for Burke & Herbert Bk & Tr Co in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 443 | $177,703,000 | $401,000 | $18,000,000 | $165,000 | $3,900,000 |
| Home Purchase | 230 | $96,948,000 | $421,000 | $3,600,000 | $187,000 | $2,347,000 |
| Home Improvement | 99 | $26,373,000 | $266,000 | $1,080,000 | $120,000 | $1,850,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 443 | $152,570,000 | $344,000 | $3,100,000 | $204,000 | $3,900,000 |
| Not applicable | 118 | $80,723,000 | $684,000 | $18,000,000 | $0 | $0 |
| Not Provided | 101 | $33,452,000 | $331,000 | $1,245,000 | $192,000 | $1,881,000 |
| Asian | 41 | $15,113,000 | $368,000 | $1,200,000 | $202,000 | $1,143,000 |
| Black or African American | 33 | $8,959,000 | $271,000 | $908,000 | $190,000 | $944,000 |
| Hispanic | 31 | $8,887,000 | $286,000 | $1,748,000 | $108,000 | $789,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $816,000 | $272,000 | $378,000 | $102,000 | $142,000 |
| American Indian or Alaskan Native | 2 | $504,000 | $252,000 | $289,000 | $75,000 | $104,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 772 | $301,024,000 | $389,000 | $18,000,000 | $166,000 | $3,900,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 565 | $220,060,000 | $389,000 | $18,000,000 | $169,000 | $3,900,000 |
| Application Withdrawn By Applicant | 118 | $46,196,000 | $391,000 | $1,575,000 | $182,000 | $1,850,000 |
| Application Denied By Financial Institution | 71 | $26,585,000 | $374,000 | $3,600,000 | $117,000 | $594,000 |
| Application Approved But Not Accepted | 18 | $8,183,000 | $454,000 | $1,548,000 | $142,000 | $944,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 32 | $9,449,000 | $295,000 | $1,200,000 | $99,000 | $594,000 |
| Debt-To-Income Ratio | 23 | $11,634,000 | $505,000 | $3,600,000 | $136,000 | $395,000 |
| Collateral | 9 | $3,968,000 | $440,000 | $898,000 | $141,000 | $317,000 |
| Other | 4 | $1,084,000 | $271,000 | $417,000 | $83,000 | $168,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $400,000 | $200,000 | $300,000 | $184,000 | $312,000 |
| Unverifiable Information | 1 | $50,000 | $50,000 | $50,000 | $45,000 | $45,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Burke & Herbert Bk & Tr Co's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Burke & Herbert Bk & Tr Co's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.
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