Capital One Home Loans, LLC Mortgage Lending & HMDA Data, 2009
In 2009, Capital One Home Loans, LLC of Overland Park, KS reported 4,106 mortgage applications totaling $753.1 million. The average application was for $183,419, and applicants reported an average income of $83,027. 20% of its applications resulted in an originated loan and 48% were denied. Its largest markets were New Orleans-Metairie-Kenner, LA (374), New York-White Plains-Wayne, NY-NJ (231) and Nassau-Suffolk, NY (221) (applications in parentheses).
| Mortgage Company & Address | Capital One Home Loans, LLC 12800 Foster Street Overland Park, KS 66213 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 |
| Total Number of Mortgage Applications | 4,106 |
| Total Mortgage Loan Application Amount | $753,121,000 |
| Average Mortgage Loan Application Amount | $183,419 |
| Highest Mortgage Loan Application Amount | $1,200,000 |
| Average Applicant Income | $83,027 |
| Highest Applicant Income | $2,860,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Capital One Home Loans, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New Orleans-Metairie-Kenner, LA | 374 | $ 62,761,000 | $ 167,810 | $ 95,000 |
| New York-White Plains-Wayne, NY-NJ | 231 | $ 66,780,000 | $ 289,090 | $ 94,688 |
| Nassau-Suffolk, NY | 221 | $ 62,946,000 | $ 284,823 | $ 113,000 |
| Baton Rouge, LA | 190 | $ 31,078,000 | $ 163,568 | $ 80,000 |
| Houma-Bayou Cane-Thibodaux, LA | 130 | $ 18,974,000 | $ 145,953 | $ 80,000 |
| Houston-Sugar Land-Baytown, TX | 128 | $ 20,653,000 | $ 161,351 | $ 111,000 |
| Chicago-Naperville-Joliet, IL | 86 | $ 17,951,000 | $ 208,732 | $ 74,000 |
| Dallas-Plano-Irving, TX | 81 | $ 14,806,000 | $ 182,790 | $ 91,000 |
| Shreveport-Bossier City, LA | 74 | $ 10,510,000 | $ 142,027 | $ 91,000 |
| Atlanta-Sandy Springs-Marietta, GA | 67 | $ 11,777,000 | $ 175,776 | $ 77,000 |
| Edison-New Brunswick, NJ | 60 | $ 15,640,000 | $ 260,666 | $ 96,000 |
| Philadelphia, PA | 46 | $ 8,997,000 | $ 195,586 | $ 82,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 46 | $ 11,954,000 | $ 259,869 | $ 97,869 |
| Lafayette, LA | 41 | $ 7,106,000 | $ 173,317 | $ 89,000 |
| Newark-Union, NJ-PA | 39 | $ 9,747,000 | $ 249,923 | $ 99,282 |
| Lake Charles, LA | 38 | $ 5,484,000 | $ 144,315 | $ 82,000 |
| Richmond, VA | 38 | $ 8,916,000 | $ 234,631 | $ 89,000 |
| Los Angeles-Long Beach-Glendale, CA | 37 | $ 11,663,000 | $ 315,216 | $ 100,000 |
| Kansas City, MO-KS | 34 | $ 5,993,000 | $ 176,264 | $ 83,264 |
| Beaumont-Port Arthur, TX | 24 | $ 3,327,000 | $ 138,625 | $ 91,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 24 | $ 5,295,000 | $ 220,625 | $ 84,250 |
| St. Louis, MO-IL | 24 | $ 3,431,000 | $ 142,958 | $ 71,416 |
| Austin-Round Rock, TX | 23 | $ 3,885,000 | $ 168,913 | $ 122,000 |
| Las Vegas-Paradise, NV | 23 | $ 4,652,000 | $ 202,260 | $ 66,000 |
| Phoenix-Mesa-Scottsdale, AZ | 23 | $ 3,708,000 | $ 161,217 | $ 69,000 |
| Denver-Aurora-Broomfield, CO | 22 | $ 4,705,000 | $ 213,863 | $ 80,000 |
| Charlotte-Gastonia-Concord, NC-SC | 21 | $ 4,052,000 | $ 192,952 | $ 79,952 |
| Cleveland-Elyria-Mentor, OH | 21 | $ 2,397,000 | $ 114,142 | $ 59,000 |
| Cincinnati-Middletown, OH-KY-IN | 20 | $ 3,114,000 | $ 155,700 | $ 67,700 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 20 | $ 3,849,000 | $ 192,450 | $ 114,000 |
| Hartford-West Hartford-East Hartford, CT | 19 | $ 4,160,000 | $ 218,947 | $ 113,000 |
| San Antonio, TX | 19 | $ 3,528,000 | $ 185,684 | $ 99,000 |
| Miami-Miami Beach-Kendall, FL | 18 | $ 3,393,000 | $ 188,500 | $ 67,000 |
| Oklahoma City, OK | 18 | $ 2,178,000 | $ 121,000 | $ 78,000 |
| Portland-Vancouver-Beaverton, OR-WA | 17 | $ 3,861,000 | $ 227,117 | $ 81,000 |
| Warren-Troy-Farmington Hills, MI | 17 | $ 2,099,000 | $ 123,470 | $ 70,000 |
| Albany-Schenectady-Troy, NY | 16 | $ 2,708,000 | $ 169,250 | $ 68,000 |
| Baltimore-Towson, MD | 16 | $ 3,484,000 | $ 217,750 | $ 74,000 |
| Camden, NJ | 16 | $ 2,945,000 | $ 184,062 | $ 88,000 |
| Memphis, TN-MS-AR | 16 | $ 2,103,000 | $ 131,437 | $ 148,250 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 16 | $ 3,030,000 | $ 189,375 | $ 63,000 |
| Seattle-Bellevue-Everett, WA | 16 | $ 5,089,000 | $ 318,062 | $ 93,000 |
| Tampa-St. Petersburg-Clearwater, FL | 16 | $ 2,994,000 | $ 187,125 | $ 93,000 |
| Buffalo-Niagara Falls, NY | 15 | $ 1,953,000 | $ 130,200 | $ 59,000 |
| Lake County-Kenosha County, IL-WI | 15 | $ 3,419,000 | $ 227,933 | $ 87,800 |
| Orlando-Kissimmee, FL | 15 | $ 2,343,000 | $ 156,200 | $ 63,000 |
| Pittsburgh, PA | 15 | $ 2,315,000 | $ 154,333 | $ 62,000 |
| Raleigh-Cary, NC | 15 | $ 2,327,000 | $ 155,133 | $ 68,000 |
| Scranton--Wilkes-Barre, PA | 15 | $ 1,844,000 | $ 122,933 | $ 117,000 |
| Alexandria, LA | 14 | $ 1,845,000 | $ 131,785 | $ 80,000 |
| Bethesda-Frederick-Rockville, MD | 14 | $ 4,637,000 | $ 331,214 | $ 125,000 |
| Columbus, OH | 14 | $ 2,351,000 | $ 167,928 | $ 67,000 |
| Fort Worth-Arlington, TX | 14 | $ 2,106,000 | $ 150,428 | $ 86,000 |
| Tyler, TX | 14 | $ 1,661,000 | $ 118,642 | $ 79,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 14 | $ 2,954,000 | $ 211,000 | $ 62,000 |
| Bridgeport-Stamford-Norwalk, CT | 13 | $ 5,358,000 | $ 412,153 | $ 163,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 12 | $ 2,333,000 | $ 194,416 | $ 67,000 |
| Milwaukee-Waukesha-West Allis, WI | 12 | $ 2,030,000 | $ 169,166 | $ 63,000 |
| Monroe, LA | 12 | $ 1,804,000 | $ 150,333 | $ 72,000 |
| Riverside-San Bernardino-Ontario, CA | 12 | $ 2,125,000 | $ 177,083 | $ 83,000 |
| Brownsville-Harlingen, TX | 11 | $ 885,000 | $ 80,454 | $ 27,000 |
| Harrisburg-Carlisle, PA | 11 | $ 1,655,000 | $ 150,454 | $ 80,000 |
| McAllen-Edinburg-Mission, TX | 11 | $ 975,000 | $ 88,636 | $ 68,000 |
| Akron, OH | 10 | $ 1,037,000 | $ 103,700 | $ 70,000 |
| Dayton, OH | 10 | $ 1,239,000 | $ 123,900 | $ 81,000 |
| Gary, IN | 10 | $ 1,693,000 | $ 169,300 | $ 82,000 |
| Indianapolis-Carmel, IN | 10 | $ 1,487,000 | $ 148,700 | $ 61,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 10 | $ 2,591,000 | $ 259,100 | $ 80,000 |
| Tulsa, OK | 10 | $ 1,033,000 | $ 103,300 | $ 52,000 |
| Wichita, KS | 10 | $ 1,286,000 | $ 128,600 | $ 89,000 |
| Worcester, MA | 10 | $ 2,852,000 | $ 285,200 | $ 113,000 |
| Augusta-Richmond County, GA-SC | 9 | $ 1,204,000 | $ 133,777 | $ 58,555 |
| Birmingham-Hoover, AL | 9 | $ 1,272,000 | $ 141,333 | $ 59,000 |
| Boston-Quincy, MA | 9 | $ 1,727,000 | $ 191,888 | $ 54,000 |
| Longview, TX | 9 | $ 1,046,000 | $ 116,222 | $ 64,000 |
| New Haven-Milford, CT | 9 | $ 1,735,000 | $ 192,777 | $ 96,000 |
| Omaha-Council Bluffs, NE-IA | 9 | $ 1,219,000 | $ 135,444 | $ 87,333 |
| Providence-New Bedford-Fall River, RI-MA | 9 | $ 2,059,000 | $ 228,777 | $ 56,333 |
| Rochester, NY | 9 | $ 1,100,000 | $ 122,222 | $ 51,000 |
| San Diego-Carlsbad-San Marcos, CA | 9 | $ 3,051,000 | $ 339,000 | $ 110,000 |
| Santa Ana-Anaheim-Irvine, CA | 9 | $ 2,736,000 | $ 304,000 | $ 134,000 |
| Tucson, AZ | 9 | $ 1,424,000 | $ 158,222 | $ 77,000 |
| Wilmington, DE-MD-NJ | 9 | $ 1,229,000 | $ 136,555 | $ 61,333 |
| Albuquerque, NM | 8 | $ 1,368,000 | $ 171,000 | $ 67,000 |
| Chattanooga, TN-GA | 8 | $ 1,211,000 | $ 151,375 | $ 75,500 |
| Detroit-Livonia-Dearborn, MI | 8 | $ 741,000 | $ 92,625 | $ 56,000 |
| Grand Rapids-Wyoming, MI | 8 | $ 837,000 | $ 104,625 | $ 39,000 |
| Knoxville, TN | 8 | $ 1,217,000 | $ 152,125 | $ 86,000 |
| Port St. Lucie, FL | 8 | $ 1,145,000 | $ 143,125 | $ 58,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 8 | $ 1,768,000 | $ 221,000 | $ 73,000 |
| Syracuse, NY | 8 | $ 1,079,000 | $ 134,875 | $ 63,000 |
| Trenton-Ewing, NJ | 8 | $ 1,509,000 | $ 188,625 | $ 71,000 |
| Colorado Springs, CO | 7 | $ 1,770,000 | $ 252,857 | $ 61,000 |
| Jacksonville, FL | 7 | $ 1,192,000 | $ 170,285 | $ 74,000 |
| Cambridge-Newton-Framingham, MA | 6 | $ 1,648,000 | $ 274,666 | $ 161,000 |
| Durham-Chapel Hill, NC | 6 | $ 964,000 | $ 160,666 | $ 70,000 |
| Fort Walton Beach-Crestview-Destin, FL | 6 | $ 1,174,000 | $ 195,666 | $ 79,000 |
| Little Rock-North Little Rock-Conway, AR | 6 | $ 735,000 | $ 122,500 | $ 64,000 |
| Louisville-Jefferson County, KY-IN | 6 | $ 1,128,000 | $ 188,000 | $ 59,000 |
| Manchester-Nashua, NH | 6 | $ 1,304,000 | $ 217,333 | $ 54,000 |
| Reading, PA | 6 | $ 669,000 | $ 111,500 | $ 49,000 |
| Texarkana, Tx-Texarkana, AR | 6 | $ 779,000 | $ 129,833 | $ 47,000 |
| Toledo, OH | 6 | $ 705,000 | $ 117,500 | $ 52,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 6 | $ 1,220,000 | $ 203,333 | $ 43,000 |
| York-Hanover, PA | 6 | $ 1,345,000 | $ 224,166 | $ 88,000 |
| Atlantic City-Hammonton, NJ | 5 | $ 1,504,000 | $ 300,800 | $ 116,000 |
| Bakersfield, CA | 5 | $ 714,000 | $ 142,800 | $ 65,000 |
| Boise City-Nampa, ID | 5 | $ 999,000 | $ 199,800 | $ 70,000 |
| Bradenton-Sarasota-Venice, FL | 5 | $ 805,000 | $ 161,000 | $ 77,000 |
| Cedar Rapids, IA | 5 | $ 491,000 | $ 98,200 | $ 51,000 |
| Charleston, WV | 5 | $ 596,000 | $ 119,200 | $ 55,000 |
| Corpus Christi, TX | 5 | $ 813,000 | $ 162,600 | $ 95,000 |
| Gainesville, GA | 5 | $ 714,000 | $ 142,800 | $ 43,000 |
| Green Bay, WI | 5 | $ 947,000 | $ 189,400 | $ 71,000 |
| Gulfport-Biloxi, MS | 5 | $ 668,000 | $ 133,600 | $ 69,000 |
| Jackson, MS | 5 | $ 1,148,000 | $ 229,600 | $ 97,000 |
| Lakeland-Winter Haven, FL | 5 | $ 765,000 | $ 153,000 | $ 45,000 |
| Oakland-Fremont-Hayward, CA | 5 | $ 1,508,000 | $ 301,600 | $ 95,000 |
| Reno-Sparks, NV | 5 | $ 814,000 | $ 162,800 | $ 77,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 5 | $ 1,795,000 | $ 359,000 | $ 136,000 |
| Springfield, MA | 5 | $ 813,000 | $ 162,600 | $ 66,000 |
| Tacoma, WA | 5 | $ 1,253,000 | $ 250,600 | $ 96,000 |
| Utica-Rome, NY | 5 | $ 687,000 | $ 137,400 | $ 70,000 |
| Wilmington, NC | 5 | $ 863,000 | $ 172,600 | $ 63,000 |
| Youngstown-Warren-Boardman, OH-PA | 5 | $ 481,000 | $ 96,200 | $ 44,000 |
| Cape Coral-Fort Myers, FL | 4 | $ 1,058,000 | $ 264,500 | $ 96,000 |
| Champaign-Urbana, IL | 4 | $ 364,000 | $ 91,000 | $ 48,000 |
| Charleston-North Charleston-Summerville, SC | 4 | $ 674,000 | $ 168,500 | $ 78,000 |
| Charlottesville, VA | 4 | $ 901,000 | $ 225,250 | $ 60,000 |
| Davenport-Moline-Rock Island, IA-IL | 4 | $ 375,000 | $ 93,750 | $ 55,000 |
| Des Moines-West Des Moines, IA | 4 | $ 760,000 | $ 190,000 | $ 69,000 |
| Eugene-Springfield, OR | 4 | $ 1,092,000 | $ 273,000 | $ 148,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 4 | $ 368,000 | $ 92,000 | $ 50,000 |
| Fort Collins-Loveland, CO | 4 | $ 813,000 | $ 203,250 | $ 91,000 |
| Fort Smith, AR-OK | 4 | $ 360,000 | $ 90,000 | $ 74,250 |
| Greensboro-High Point, NC | 4 | $ 778,000 | $ 194,500 | $ 53,000 |
| Jacksonville, NC | 4 | $ 708,000 | $ 177,000 | $ 85,000 |
| Manhattan, KS | 4 | $ 594,000 | $ 148,500 | $ 50,000 |
| Monroe, MI | 4 | $ 590,000 | $ 147,500 | $ 70,000 |
| Montgomery, AL | 4 | $ 584,000 | $ 146,000 | $ 55,000 |
| Ocala, FL | 4 | $ 503,000 | $ 125,750 | $ 31,000 |
| Roanoke, VA | 4 | $ 752,000 | $ 188,000 | $ 66,000 |
| Rockford, IL | 4 | $ 529,000 | $ 132,250 | $ 52,000 |
| Rockingham County-Strafford County, NH | 4 | $ 797,000 | $ 199,250 | $ 82,000 |
| San Francisco-San Mateo-Redwood City, CA | 4 | $ 1,413,000 | $ 353,250 | $ 132,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 4 | $ 1,369,000 | $ 342,250 | $ 48,000 |
| South Bend-Mishawaka, IN-MI | 4 | $ 504,000 | $ 126,000 | $ 38,000 |
| Spokane, WA | 4 | $ 762,000 | $ 190,500 | $ 47,000 |
| Topeka, KS | 4 | $ 647,000 | $ 161,750 | $ 52,000 |
| Winston-Salem, NC | 4 | $ 330,000 | $ 82,500 | $ 26,000 |
| Ann Arbor, MI | 3 | $ 591,000 | $ 197,000 | $ 67,000 |
| Asheville, NC | 3 | $ 697,000 | $ 232,333 | $ 70,000 |
| Bloomington, IN | 3 | $ 512,000 | $ 170,666 | $ 87,000 |
| Cheyenne, WY | 3 | $ 460,000 | $ 153,333 | $ 84,000 |
| El Centro, CA | 3 | $ 498,000 | $ 166,000 | $ 61,000 |
| Fayetteville, NC | 3 | $ 344,000 | $ 114,666 | $ 79,000 |
| Fort Wayne, IN | 3 | $ 339,000 | $ 113,000 | $ 88,000 |
| Fresno, CA | 3 | $ 331,000 | $ 110,333 | $ 46,000 |
| Glens Falls, NY | 3 | $ 494,000 | $ 164,666 | $ 46,000 |
| Greeley, CO | 3 | $ 514,000 | $ 171,333 | $ 72,000 |
| Hagerstown-Martinsburg, MD-WV | 3 | $ 573,000 | $ 191,000 | $ 96,000 |
| Johnson City, TN | 3 | $ 405,000 | $ 135,000 | $ 112,000 |
| Jonesboro, AR | 3 | $ 392,000 | $ 130,666 | $ 36,000 |
| Kingsport-Bristol-Bristol, TN-VA | 3 | $ 459,000 | $ 153,000 | $ 59,666 |
| Lake Havasu City-Kingman, AZ | 3 | $ 414,000 | $ 138,000 | $ 40,000 |
| Lewiston-Auburn, ME | 3 | $ 303,000 | $ 101,000 | $ 90,000 |
| Macon, GA | 3 | $ 564,000 | $ 188,000 | $ 81,000 |
| Missoula, MT | 3 | $ 321,000 | $ 107,000 | $ 31,000 |
| Mobile, AL | 3 | $ 273,000 | $ 91,000 | $ 52,000 |
| Naples-Marco Island, FL | 3 | $ 678,000 | $ 226,000 | $ 77,000 |
| Ocean City, NJ | 3 | $ 744,000 | $ 248,000 | $ 163,000 |
| Palm Bay-Melbourne-Titusville, FL | 3 | $ 365,000 | $ 121,666 | $ 80,000 |
| Palm Coast, FL | 3 | $ 563,000 | $ 187,666 | $ 101,000 |
| Peabody, MA | 3 | $ 930,000 | $ 310,000 | $ 79,000 |
| Prescott, AZ | 3 | $ 570,000 | $ 190,000 | $ 95,000 |
| Provo-Orem, UT | 3 | $ 601,000 | $ 200,333 | $ 77,000 |
| Redding, CA | 3 | $ 528,000 | $ 176,000 | $ 51,000 |
| Salt Lake City, UT | 3 | $ 954,000 | $ 318,000 | $ 86,000 |
| Sioux Falls, SD | 3 | $ 494,000 | $ 164,666 | $ 73,000 |
| Springfield, MO | 3 | $ 327,000 | $ 109,000 | $ 59,000 |
| St. George, UT | 3 | $ 717,000 | $ 239,000 | $ 58,000 |
| Stockton, CA | 3 | $ 334,000 | $ 111,333 | $ 55,000 |
| Vallejo-Fairfield, CA | 3 | $ 889,000 | $ 296,333 | $ 127,000 |
| Vineland-Millville-Bridgeton, NJ | 3 | $ 567,000 | $ 189,000 | $ 81,000 |
| Abilene, TX | 2 | $ 331,000 | $ 165,500 | $ 145,000 |
| Anderson, IN | 2 | $ 148,000 | $ 74,000 | $ 31,000 |
| Anderson, SC | 2 | $ 242,000 | $ 121,000 | $ 54,000 |
| Anniston-Oxford, AL | 2 | $ 164,000 | $ 82,000 | $ 56,000 |
| Athens-Clarke County, GA | 2 | $ 338,000 | $ 169,000 | $ 78,000 |
| Barnstable Town, MA | 2 | $ 229,000 | $ 114,500 | $ 13,000 |
| Bellingham, WA | 2 | $ 557,000 | $ 278,500 | $ 71,000 |
| Billings, MT | 2 | $ 396,000 | $ 198,000 | $ 53,000 |
| Bloomington-Normal, IL | 2 | $ 363,000 | $ 181,500 | $ 108,000 |
| Boulder, CO | 2 | $ 414,000 | $ 207,000 | $ 96,000 |
| Burlington-South Burlington, VT | 2 | $ 388,000 | $ 194,000 | $ 94,000 |
| Canton-Massillon, OH | 2 | $ 164,000 | $ 82,000 | $ 33,000 |
| Columbus, GA-AL | 2 | $ 237,000 | $ 118,500 | $ 54,000 |
| Corvallis, OR | 2 | $ 717,000 | $ 358,500 | $ 86,000 |
| Dalton, GA | 2 | $ 442,000 | $ 221,000 | $ 54,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 2 | $ 323,000 | $ 161,500 | $ 78,000 |
| Dover, DE | 2 | $ 371,000 | $ 185,500 | $ 27,000 |
| Duluth, MN-WI | 2 | $ 282,000 | $ 141,000 | $ 47,000 |
| El Paso, TX | 2 | $ 206,000 | $ 103,000 | $ 66,000 |
| Elmira, NY | 2 | $ 335,000 | $ 167,500 | $ 174,000 |
| Erie, PA | 2 | $ 136,000 | $ 68,000 | $ 195,000 |
| Evansville, IN-KY | 2 | $ 119,000 | $ 59,500 | $ 33,000 |
| Gainesville, FL | 2 | $ 529,000 | $ 264,500 | $ 88,000 |
| Grand Forks, ND-MN | 2 | $ 387,000 | $ 193,500 | $ 96,500 |
| Grand Junction, CO | 2 | $ 503,000 | $ 251,500 | $ 150,000 |
| Greenville-Mauldin-Easley, SC | 2 | $ 304,000 | $ 152,000 | $ 86,000 |
| Harrisonburg, VA | 2 | $ 494,000 | $ 247,000 | $ 82,000 |
| Hickory-Lenoir-Morganton, NC | 2 | $ 175,000 | $ 87,500 | $ 44,000 |
| Idaho Falls, ID | 2 | $ 341,000 | $ 170,500 | $ 59,000 |
| Jackson, MI | 2 | $ 352,000 | $ 176,000 | $ 319,000 |
| Janesville, WI | 2 | $ 279,000 | $ 139,500 | $ 74,000 |
| Kalamazoo-Portage, MI | 2 | $ 222,000 | $ 111,000 | $ 46,000 |
| Kennewick-Pasco-Richland, WA | 2 | $ 368,000 | $ 184,000 | $ 68,000 |
| Kingston, NY | 2 | $ 456,000 | $ 228,000 | $ 114,000 |
| Kokomo, IN | 2 | $ 330,000 | $ 165,000 | $ 52,000 |
| Lansing-East Lansing, MI | 2 | $ 165,000 | $ 82,500 | $ 28,000 |
| Las Cruces, NM | 2 | $ 286,000 | $ 143,000 | $ 40,000 |
| Lebanon, PA | 2 | $ 556,000 | $ 278,000 | $ 68,000 |
| Longview, WA | 2 | $ 242,000 | $ 121,000 | $ 44,000 |
| Lynchburg, VA | 2 | $ 385,000 | $ 192,500 | $ 65,000 |
| Madison, WI | 2 | $ 373,000 | $ 186,500 | $ 93,000 |
| Mansfield, OH | 2 | $ 259,000 | $ 129,500 | $ 57,000 |
| Medford, OR | 2 | $ 277,000 | $ 138,500 | $ 50,000 |
| Mount Vernon-Anacortes, WA | 2 | $ 649,000 | $ 324,500 | $ 79,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 2 | $ 362,000 | $ 181,000 | $ 63,000 |
| Ogden-Clearfield, UT | 2 | $ 301,000 | $ 150,500 | $ 58,000 |
| Panama City-Lynn Haven-Panama City Beach, FL | 2 | $ 254,000 | $ 127,000 | $ 83,000 |
| Pascagoula, MS | 2 | $ 187,000 | $ 93,500 | $ 57,000 |
| Peoria, IL | 2 | $ 274,000 | $ 137,000 | $ 69,000 |
| Pine Bluff, AR | 2 | $ 184,000 | $ 92,000 | $ 55,000 |
| Portland-South Portland-Biddeford, ME | 2 | $ 438,000 | $ 219,000 | $ 56,000 |
| Punta Gorda, FL | 2 | $ 275,000 | $ 137,500 | $ 32,000 |
| Racine, WI | 2 | $ 342,000 | $ 171,000 | $ 35,000 |
| Saginaw-Saginaw Township North, MI | 2 | $ 171,000 | $ 85,500 | $ 60,000 |
| Sandusky, OH | 2 | $ 283,000 | $ 141,500 | $ 81,000 |
| Santa Fe, NM | 2 | $ 653,000 | $ 326,500 | $ 59,000 |
| Savannah, GA | 2 | $ 212,000 | $ 106,000 | $ 33,000 |
| Sebastian-Vero Beach, FL | 2 | $ 267,000 | $ 133,500 | $ 69,000 |
| Sioux City, IA-NE-SD | 2 | $ 182,000 | $ 91,000 | $ 43,000 |
| Sumter, SC | 2 | $ 194,000 | $ 97,000 | $ 40,000 |
| Terre Haute, IN | 2 | $ 132,000 | $ 66,000 | $ 49,000 |
| Tuscaloosa, AL | 2 | $ 207,000 | $ 103,500 | $ 49,000 |
| Victoria, TX | 2 | $ 192,000 | $ 96,000 | $ 54,000 |
| Wheeling, WV-OH | 2 | $ 184,000 | $ 92,000 | $ 54,000 |
| Yakima, WA | 2 | $ 401,000 | $ 200,500 | $ 79,000 |
| Albany, GA | 1 | $ 137,000 | $ 137,000 | $ 42,000 |
| Altoona, PA | 1 | $ 84,000 | $ 84,000 | $ 26,000 |
| Ames, IA | 1 | $ 108,000 | $ 108,000 | $ 38,000 |
| Anchorage, AK | 1 | $ 290,000 | $ 290,000 | $ 67,000 |
| Appleton, WI | 1 | $ 132,000 | $ 132,000 | $ 100,000 |
| Auburn-Opelika, AL | 1 | $ 131,000 | $ 131,000 | $ 29,000 |
| Bangor, ME | 1 | $ 160,000 | $ 160,000 | $ 30,000 |
| Battle Creek, MI | 1 | $ 87,000 | $ 87,000 | $ 45,000 |
| Bismarck, ND | 1 | $ 78,000 | $ 78,000 | $ 14,000 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 72,000 | $ 72,000 | $ 40,000 |
| Bremerton-Silverdale, WA | 1 | $ 370,000 | $ 370,000 | $ 116,000 |
| Cape Girardeau-Jackson, MO-IL | 1 | $ 65,000 | $ 65,000 | $ 29,000 |
| Casper, WY | 1 | $ 145,000 | $ 145,000 | $ 40,000 |
| Chico, CA | 1 | $ 221,000 | $ 221,000 | $ 88,000 |
| Clarksville, TN-KY | 1 | $ 127,000 | $ 127,000 | $ 74,000 |
| Cleveland, TN | 1 | $ 142,000 | $ 142,000 | $ 43,000 |
| College Station-Bryan, TX | 1 | $ 172,000 | $ 172,000 | $ 120,000 |
| Columbia, MO | 1 | $ 76,000 | $ 76,000 | $ 42,000 |
| Columbia, SC | 1 | $ 126,000 | $ 126,000 | $ 62,000 |
| Danville, IL | 1 | $ 103,000 | $ 103,000 | $ 54,000 |
| Dothan, AL | 1 | $ 120,000 | $ 120,000 | $ 36,000 |
| Eau Claire, WI | 1 | $ 150,000 | $ 150,000 | $ 63,000 |
| Farmington, NM | 1 | $ 417,000 | $ 417,000 | $ 200,000 |
| Flint, MI | 1 | $ 68,000 | $ 68,000 | $ 36,000 |
| Florence-Muscle Shoals, AL | 1 | $ 169,000 | $ 169,000 | $ 101,000 |
| Fond Du Lac, WI | 1 | $ 256,000 | $ 256,000 | $ 113,000 |
| Goldsboro, NC | 1 | $ 133,000 | $ 133,000 | $ 45,000 |
| Great Falls, MT | 1 | $ 228,000 | $ 228,000 | $ 42,000 |
| Greenville, NC | 1 | $ 145,000 | $ 145,000 | $ 30,000 |
| Hanford-Corcoran, CA | 1 | $ 110,000 | $ 110,000 | $ 48,000 |
| Hot Springs, AR | 1 | $ 138,000 | $ 138,000 | $ 35,000 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 94,000 | $ 94,000 | $ 75,000 |
| Huntsville, AL | 1 | $ 123,000 | $ 123,000 | $ 184,000 |
| Ithaca, NY | 1 | $ 273,000 | $ 273,000 | $ 111,000 |
| Joplin, MO | 1 | $ 161,000 | $ 161,000 | $ 88,000 |
| Kankakee-Bradley, IL | 1 | $ 132,000 | $ 132,000 | $ 89,000 |
| Killeen-Temple-Fort Hood, TX | 1 | $ 104,000 | $ 104,000 | $ 84,000 |
| Lancaster, PA | 1 | $ 222,000 | $ 222,000 | $ 82,000 |
| Lexington-Fayette, KY | 1 | $ 144,000 | $ 144,000 | $ 117,000 |
| Lincoln, NE | 1 | $ 124,000 | $ 124,000 | $ 48,000 |
| Logan, UT-ID | 1 | $ 164,000 | $ 164,000 | $ 34,000 |
| Madera-Chowchilla, CA | 1 | $ 205,000 | $ 205,000 | $ 290,000 |
| Michigan City-La Porte, IN | 1 | $ 102,000 | $ 102,000 | $ 59,000 |
| Modesto, CA | 1 | $ 193,000 | $ 193,000 | $ 50,000 |
| Morgantown, WV | 1 | $ 196,000 | $ 196,000 | $ 94,000 |
| Muskegon-Norton Shores, MI | 1 | $ 145,000 | $ 145,000 | $ 60,000 |
| Niles-Benton Harbor, MI | 1 | $ 128,000 | $ 128,000 | $ 100,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 1 | $ 380,000 | $ 380,000 | $ 80,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 1 | $ 85,000 | $ 85,000 | $ 63,000 |
| Pensacola-Ferry Pass-Brent, FL | 1 | $ 134,000 | $ 134,000 | $ 29,000 |
| Pittsfield, MA | 1 | $ 81,000 | $ 81,000 | $ 42,000 |
| Pocatello, ID | 1 | $ 100,000 | $ 100,000 | $ 30,000 |
| Rapid City, SD | 1 | $ 116,000 | $ 116,000 | $ 187,000 |
| Rocky Mount, NC | 1 | $ 81,000 | $ 81,000 | $ 50,000 |
| Rome, GA | 1 | $ 93,000 | $ 93,000 | $ 46,000 |
| Salem, OR | 1 | $ 278,000 | $ 278,000 | $ 102,000 |
| Salinas, CA | 1 | $ 361,000 | $ 361,000 | $ 63,000 |
| Salisbury, MD | 1 | $ 100,000 | $ 100,000 | $ 24,000 |
| San Angelo, TX | 1 | $ 88,000 | $ 88,000 | $ 38,000 |
| Santa Rosa-Petaluma, CA | 1 | $ 240,000 | $ 240,000 | $ 66,000 |
| Sheboygan, WI | 1 | $ 120,000 | $ 120,000 | $ 39,000 |
| Spartanburg, SC | 1 | $ 71,000 | $ 71,000 | $ 32,000 |
| Springfield, IL | 1 | $ 108,000 | $ 108,000 | $ 21,000 |
| Springfield, OH | 1 | $ 75,000 | $ 75,000 | $ 73,000 |
| Tallahassee, FL | 1 | $ 125,000 | $ 125,000 | $ 27,000 |
| Valdosta, GA | 1 | $ 86,000 | $ 86,000 | $ 52,000 |
| Visalia-Porterville, CA | 1 | $ 67,000 | $ 67,000 | $ 43,000 |
| Waco, TX | 1 | $ 122,000 | $ 122,000 | $ 56,000 |
| Warner Robins, GA | 1 | $ 76,000 | $ 76,000 | $ 78,000 |
| Waterloo-Cedar Falls, IA | 1 | $ 77,000 | $ 77,000 | $ 48,000 |
| Williamsport, PA | 1 | $ 63,000 | $ 63,000 | $ 23,000 |
| Winchester, VA-WV | 1 | $ 210,000 | $ 210,000 | $ 61,000 |
Mortgage Loan Application Detail Totals for Capital One Home Loans, LLC in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,031 | $585,583,000 | $193,000 | $1,030,000 | $87,000 | $2,860,000 |
| Home Purchase | 948 | $147,597,000 | $155,000 | $1,200,000 | $71,000 | $2,667,000 |
| Home Improvement | 127 | $19,941,000 | $157,000 | $547,000 | $78,000 | $480,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 2,609 | $486,843,000 | $186,000 | $1,200,000 | $83,000 | $2,860,000 |
| White | 1,185 | $211,210,000 | $178,000 | $590,000 | $87,000 | $552,000 |
| Black or African American | 151 | $25,702,000 | $170,000 | $628,000 | $67,000 | $368,000 |
| Hispanic | 79 | $14,922,000 | $188,000 | $488,000 | $69,000 | $240,000 |
| Asian | 43 | $8,338,000 | $193,000 | $510,000 | $92,000 | $288,000 |
| American Indian or Alaskan Native | 30 | $4,397,000 | $146,000 | $360,000 | $66,000 | $154,000 |
| Native Hawaiian or Other Pacific Islander | 9 | $1,709,000 | $189,000 | $417,000 | $57,000 | $101,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,558 | $661,319,000 | $185,000 | $1,200,000 | $85,000 | $2,860,000 |
| FHA-insured (Federal Housing Administration) | 548 | $91,802,000 | $167,000 | $547,000 | $73,000 | $274,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 1,968 | $362,702,000 | $184,000 | $1,200,000 | $77,000 | $2,860,000 |
| Application Withdrawn By Applicant | 1,237 | $233,321,000 | $188,000 | $1,030,000 | $92,000 | $720,000 |
| Loan Originated | 812 | $141,797,000 | $174,000 | $547,000 | $85,000 | $552,000 |
| Application Approved But Not Accepted | 89 | $15,301,000 | $171,000 | $458,000 | $89,000 | $480,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 908 | $178,235,000 | $196,000 | $1,200,000 | $66,000 | $2,667,000 |
| Credit Application Incomplete | 371 | $67,678,000 | $182,000 | $626,000 | $98,000 | $720,000 |
| Collateral | 300 | $57,265,000 | $190,000 | $506,000 | $87,000 | $559,000 |
| Credit History | 276 | $40,209,000 | $145,000 | $684,000 | $81,000 | $2,860,000 |
| Debt-To-Income Ratio | 74 | $12,979,000 | $175,000 | $480,000 | $48,000 | $123,000 |
| Unverifiable Information | 21 | $4,014,000 | $191,000 | $388,000 | $85,000 | $270,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 11 | $1,485,000 | $135,000 | $271,000 | $58,000 | $90,000 |
| Employment History | 7 | $837,000 | $119,000 | $249,000 | $35,000 | $65,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Capital One Home Loans, LLC's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Capital One Home Loans, LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet
with aggregated HMDA statistics today.
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