Capital One, National Association Mortgage Lending & HMDA Data, 2016

In 2016, Capital One, National Association of Plano, TX reported 37,226 mortgage applications totaling $15.4 billion, up 1% from 2015. The average application was for $412,756, and applicants reported an average income of $117,998. 38% of its applications resulted in an originated loan and 36% were denied. Its largest markets were New York-Jersey City-White Plains, NY-NJ (3,177), Washington-Arlington-Alexandria, DC-VA-MD-WV (2,722) and Houston-The Woodlands-Sugar Land, TX (2,474) (applications in parentheses).

Mortgage Company & Address Capital One, National Association
7933 Preston Road
Plano, TX 75024
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  
Total Number of Mortgage Applications 37,226
Total Mortgage Loan Application Amount $15,365,273,000
Average Mortgage Loan Application Amount $412,756
Highest Mortgage Loan Application Amount $99,999,000
Average Applicant Income $117,998
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Capital One, National Association filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Capital One, National Association by County in 2016

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Harris, Texas 1,662 $ 231,338,000 $ 139,192 $ 92,000
Montgomery, Maryland 1,177 $ 794,297,000 $ 674,848 $ 131,000
Suffolk, New York 926 $ 321,647,000 $ 347,350 $ 129,000
Dallas, Texas 768 $ 223,538,000 $ 291,065 $ 106,000
Queens, New York 666 $ 315,712,000 $ 474,042 $ 104,000
Fairfax, Virginia 663 $ 269,543,000 $ 406,550 $ 156,000
Prince George's, Maryland 652 $ 699,374,000 $ 1,072,659 $ 85,000
Los Angeles, California 636 $ 396,610,000 $ 623,600 $ 188,000
Nassau, New York 616 $ 198,279,000 $ 321,881 $ 138,000
Jefferson, Louisiana 561 $ 107,316,000 $ 191,294 $ 76,000
Kings, New York 501 $ 338,823,000 $ 676,293 $ 117,000
Orleans, Louisiana 497 $ 74,430,000 $ 149,758 $ 100,000
East Baton Rouge, Louisiana 480 $ 70,560,000 $ 147,000 $ 82,000
Tarrant, Texas 461 $ 67,326,000 $ 146,043 $ 94,000
Fort Bend, Texas 429 $ 90,659,000 $ 211,326 $ 101,000
Collin, Texas 414 $ 94,645,000 $ 228,611 $ 139,000
St. Tammany, Louisiana 397 $ 48,067,000 $ 121,075 $ 84,000
Cameron, Texas 369 $ 26,105,000 $ 70,745 $ 50,000
Cook, Illinois 359 $ 128,599,000 $ 358,214 $ 164,000
District of Columbia, District Of Columbia 355 $ 174,982,000 $ 492,907 $ 171,000
Loudoun, Virginia 330 $ 114,892,000 $ 348,157 $ 141,000
Maricopa, Arizona 319 $ 134,695,000 $ 422,241 $ 159,000
Denton, Texas 317 $ 70,374,000 $ 222,000 $ 123,000
Hidalgo, Texas 298 $ 20,450,000 $ 68,624 $ 55,000
New York, New York 297 $ 522,503,000 $ 1,759,269 $ 238,000
Westchester, New York 290 $ 128,608,000 $ 443,475 $ 146,000
Bexar, Texas 281 $ 51,592,000 $ 183,601 $ 77,000
Prince William, Virginia 271 $ 62,646,000 $ 231,166 $ 100,000
Travis, Texas 259 $ 320,504,000 $ 1,237,467 $ 145,000
Bergen, New Jersey 258 $ 105,455,000 $ 408,740 $ 177,000
Calcasieu, Louisiana 244 $ 23,691,000 $ 97,094 $ 74,000
Orange, California 235 $ 397,281,000 $ 1,690,557 $ 205,000
King, Washington 229 $ 157,936,000 $ 689,676 $ 200,000
Clark, Nevada 214 $ 75,896,000 $ 354,654 $ 195,000
Middlesex, New Jersey 213 $ 146,181,000 $ 686,295 $ 102,000
San Diego, California 211 $ 149,409,000 $ 708,099 $ 168,000
Henrico, Virginia 209 $ 66,181,000 $ 316,655 $ 114,000
Hudson, New Jersey 205 $ 54,936,000 $ 267,980 $ 99,000
Santa Clara, California 199 $ 131,426,000 $ 660,432 $ 227,000
Caddo, Louisiana 198 $ 17,131,000 $ 86,520 $ 64,000
Anne Arundel, Maryland 196 $ 61,934,000 $ 315,989 $ 128,000
Alameda, California 188 $ 164,062,000 $ 872,670 $ 194,000
Howard, Maryland 180 $ 95,105,000 $ 528,361 $ 155,000
Baltimore, Maryland 177 $ 131,714,000 $ 744,146 $ 111,000
Montgomery, Texas 176 $ 26,119,000 $ 148,403 $ 105,000
New Castle, Delaware 171 $ 129,848,000 $ 759,345 $ 104,000
Lafourche, Louisiana 164 $ 15,858,000 $ 96,695 $ 89,000
Bronx, New York 162 $ 114,909,000 $ 709,314 $ 85,000
Philadelphia, Pennsylvania 162 $ 102,548,000 $ 633,012 $ 107,000
Rapides, Louisiana 161 $ 17,819,000 $ 110,677 $ 77,000
Union, New Jersey 159 $ 42,464,000 $ 267,069 $ 133,000
Broward, Florida 158 $ 62,920,000 $ 398,227 $ 159,000
Fairfield, Connecticut 157 $ 102,580,000 $ 653,375 $ 248,000
Frederick, Maryland 156 $ 37,856,000 $ 242,666 $ 100,000
Miami-Dade, Florida 154 $ 162,728,000 $ 1,056,675 $ 150,000
Monmouth, New Jersey 151 $ 144,169,000 $ 954,761 $ 208,000
Essex, New Jersey 147 $ 69,806,000 $ 474,870 $ 145,000
Chesterfield, Virginia 147 $ 33,646,000 $ 228,884 $ 92,000
Ascension, Louisiana 146 $ 20,309,000 $ 139,102 $ 90,000
Livingston, Louisiana 145 $ 16,182,000 $ 111,600 $ 87,000
Richmond, New York 145 $ 35,185,000 $ 242,655 $ 113,000
Riverside, California 143 $ 62,266,000 $ 435,426 $ 117,000
Fulton, Georgia 142 $ 124,310,000 $ 875,422 $ 149,000
Terrebonne, Louisiana 142 $ 21,065,000 $ 148,345 $ 93,000
Baltimore City, Maryland 140 $ 99,107,000 $ 707,907 $ 76,000
Jefferson, Texas 135 $ 12,440,000 $ 92,148 $ 81,000
Lafayette, Louisiana 130 $ 15,746,000 $ 121,123 $ 78,000
Contra Costa, California 127 $ 83,428,000 $ 656,913 $ 183,000
Middlesex, Massachusetts 125 $ 80,142,000 $ 641,136 $ 204,000
Arlington, Virginia 119 $ 64,130,000 $ 538,907 $ 185,000
Hennepin, Minnesota 115 $ 33,352,000 $ 290,017 $ 166,000
Morris, New Jersey 114 $ 41,306,000 $ 362,333 $ 165,000
Wake, North Carolina 112 $ 77,855,000 $ 695,133 $ 116,000
Franklin, Ohio 112 $ 19,788,000 $ 176,678 $ 82,000
Palm Beach, Florida 111 $ 89,169,000 $ 803,324 $ 160,000
San Bernardino, California 105 $ 38,369,000 $ 365,419 $ 120,000
Somerset, New Jersey 104 $ 182,456,000 $ 1,754,384 $ 123,000
Ocean, New Jersey 93 $ 20,633,000 $ 221,860 $ 140,000
Denver, Colorado 92 $ 96,262,000 $ 1,046,326 $ 143,000
Mecklenburg, North Carolina 88 $ 23,699,000 $ 269,306 $ 136,000
Williamson, Texas 88 $ 14,065,000 $ 159,829 $ 105,000
Oakland, Michigan 87 $ 22,542,000 $ 259,103 $ 160,000
New Haven, Connecticut 86 $ 48,893,000 $ 568,523 $ 107,000
Galveston, Texas 86 $ 19,052,000 $ 221,534 $ 104,000
Sacramento, California 85 $ 88,026,000 $ 1,035,600 $ 136,000
Tangipahoa, Louisiana 85 $ 9,337,000 $ 109,847 $ 63,000
DeKalb, Georgia 82 $ 54,927,000 $ 669,841 $ 126,000
Erie, New York 82 $ 8,968,000 $ 109,365 $ 82,000
Richmond City, Virginia 80 $ 34,489,000 $ 431,112 $ 101,000
Gwinnett, Georgia 79 $ 38,531,000 $ 487,734 $ 95,000
Norfolk, Massachusetts 79 $ 107,958,000 $ 1,366,556 $ 169,000
Cobb, Georgia 78 $ 62,685,000 $ 803,653 $ 98,000
Mercer, New Jersey 78 $ 22,796,000 $ 292,256 $ 154,000
Anderson, Texas 77 $ 4,969,000 $ 64,532 $ 67,000
Passaic, New Jersey 76 $ 81,256,000 $ 1,069,157 $ 96,000
Alexandria, Virginia 76 $ 130,820,000 $ 1,721,315 $ 158,000
Hartford, Connecticut 74 $ 71,773,000 $ 969,905 $ 107,000
Hillsborough, Florida 74 $ 53,857,000 $ 727,797 $ 128,000
Orange, Florida 74 $ 88,050,000 $ 1,189,864 $ 118,000
Ouachita, Louisiana 74 $ 7,671,000 $ 103,662 $ 71,000
St. Charles, Louisiana 74 $ 8,787,000 $ 118,743 $ 81,000
Rockland, New York 73 $ 15,479,000 $ 212,041 $ 123,000
San Mateo, California 72 $ 49,817,000 $ 691,902 $ 228,000
Montgomery, Pennsylvania 72 $ 139,749,000 $ 1,940,958 $ 168,000
Lee, Florida 70 $ 14,796,000 $ 211,371 $ 96,000
Ventura, California 69 $ 124,682,000 $ 1,806,985 $ 166,000
St. Bernard, Louisiana 69 $ 5,376,000 $ 77,913 $ 61,000
Essex, Massachusetts 69 $ 21,347,000 $ 309,376 $ 122,000
Delaware, Pennsylvania 69 $ 63,352,000 $ 918,144 $ 151,000
Smith, Texas 69 $ 83,368,000 $ 1,208,231 $ 102,000
Sussex, Delaware 67 $ 20,370,000 $ 304,029 $ 195,000
Bowie, Texas 67 $ 4,979,000 $ 74,313 $ 95,000
Pinellas, Florida 66 $ 57,919,000 $ 877,560 $ 100,000
Camden, New Jersey 65 $ 7,907,000 $ 121,646 $ 101,000
Washington, Louisiana 64 $ 5,229,000 $ 81,703 $ 61,000
Avoyelles, Louisiana 63 $ 4,905,000 $ 77,857 $ 67,000
Burlington, New Jersey 63 $ 11,165,000 $ 177,222 $ 127,000
Brazoria, Texas 63 $ 7,710,000 $ 122,380 $ 86,000
Carroll, Maryland 62 $ 17,565,000 $ 283,306 $ 141,000
DuPage, Illinois 61 $ 22,505,000 $ 368,934 $ 152,000
Washington, Oregon 61 $ 37,047,000 $ 607,327 $ 92,000
Chester, Pennsylvania 61 $ 21,918,000 $ 359,311 $ 151,000
San Francisco, California 58 $ 34,477,000 $ 594,431 $ 191,000
Bucks, Pennsylvania 58 $ 49,174,000 $ 847,827 $ 109,000
Placer, California 57 $ 71,998,000 $ 1,263,122 $ 247,000
Worcester, Massachusetts 57 $ 14,125,000 $ 247,807 $ 121,000
Washoe, Nevada 55 $ 16,569,000 $ 301,254 $ 129,000
Charles, Maryland 54 $ 10,049,000 $ 186,092 $ 100,000
Nueces, Texas 54 $ 6,934,000 $ 128,407 $ 61,000
St. John the Baptist, Louisiana 53 $ 4,542,000 $ 85,698 $ 59,000
Suffolk, Massachusetts 52 $ 18,054,000 $ 347,192 $ 132,000
Multnomah, Oregon 52 $ 18,094,000 $ 347,961 $ 152,000
Bossier, Louisiana 51 $ 6,318,000 $ 123,882 $ 89,000
Morehouse, Louisiana 51 $ 2,712,000 $ 53,176 $ 49,000
Lake, Illinois 49 $ 19,069,000 $ 389,163 $ 209,000
St. Louis, Missouri 49 $ 11,537,000 $ 235,448 $ 121,000
Allegheny, Pennsylvania 49 $ 6,674,000 $ 136,204 $ 192,000
Jefferson, Colorado 48 $ 49,064,000 $ 1,022,166 $ 121,000
Plymouth, Massachusetts 48 $ 13,030,000 $ 271,458 $ 106,000
Wayne, Michigan 48 $ 8,873,000 $ 184,854 $ 112,000
Salt Lake, Utah 48 $ 40,299,000 $ 839,562 $ 103,000
Hanover, Virginia 48 $ 12,741,000 $ 265,437 $ 128,000
Snohomish, Washington 48 $ 15,401,000 $ 320,854 $ 133,000
Orange, New York 47 $ 9,149,000 $ 194,659 $ 116,000
Macomb, Michigan 46 $ 6,742,000 $ 146,565 $ 73,000
Gloucester, New Jersey 46 $ 6,771,000 $ 147,195 $ 93,000
Monroe, New York 46 $ 32,834,000 $ 713,782 $ 74,000
Orange, Texas 46 $ 3,515,000 $ 76,413 $ 74,000
Sonoma, California 45 $ 24,820,000 $ 551,555 $ 130,000
Vermilion, Louisiana 45 $ 4,149,000 $ 92,200 $ 63,000
Dutchess, New York 45 $ 136,788,000 $ 3,039,733 $ 150,000
Pima, Arizona 44 $ 10,164,000 $ 231,000 $ 99,000
Arapahoe, Colorado 44 $ 57,023,000 $ 1,295,977 $ 100,000
Cuyahoga, Ohio 43 $ 5,770,000 $ 134,186 $ 99,000
Douglas, Colorado 42 $ 17,024,000 $ 405,333 $ 152,000
Marion, Indiana 41 $ 9,332,000 $ 227,609 $ 85,000
Washington, Maryland 41 $ 7,683,000 $ 187,390 $ 100,000
Angelina, Texas 41 $ 2,651,000 $ 64,658 $ 64,000
Harrison, Texas 41 $ 2,767,000 $ 67,487 $ 60,000
Bernalillo, New Mexico 40 $ 8,827,000 $ 220,675 $ 140,000
Oklahoma, Oklahoma 40 $ 12,681,000 $ 317,025 $ 141,000
Brevard, Florida 38 $ 7,136,000 $ 187,789 $ 108,000
Colorado, Texas 38 $ 3,583,000 $ 94,289 $ 69,000
Lamar, Texas 38 $ 2,873,000 $ 75,605 $ 63,000
Cass, Texas 37 $ 2,330,000 $ 62,972 $ 74,000
Virginia Beach, Virginia 37 $ 9,034,000 $ 244,162 $ 133,000
New London, Connecticut 36 $ 4,700,000 $ 130,555 $ 100,000
Will, Illinois 36 $ 7,523,000 $ 208,972 $ 128,000
Monroe, Pennsylvania 36 $ 4,978,000 $ 138,277 $ 108,000
Horry, South Carolina 36 $ 4,668,000 $ 129,666 $ 100,000
El Paso, Texas 36 $ 2,654,000 $ 73,722 $ 72,000
Jefferson Davis, Louisiana 35 $ 3,010,000 $ 86,000 $ 74,000
Cape May, New Jersey 35 $ 10,191,000 $ 291,171 $ 173,000
Davidson, Tennessee 35 $ 54,322,000 $ 1,552,057 $ 129,000
Fauquier, Virginia 35 $ 9,641,000 $ 275,457 $ 100,000
Collier, Florida 34 $ 11,243,000 $ 330,676 $ 166,000
Volusia, Florida 34 $ 32,612,000 $ 959,176 $ 93,000
Johnson, Kansas 34 $ 8,871,000 $ 260,911 $ 123,000
Harford, Maryland 34 $ 10,219,000 $ 300,558 $ 126,000
Onondaga, New York 34 $ 10,305,000 $ 303,088 $ 59,000
Clackamas, Oregon 34 $ 26,702,000 $ 785,352 $ 165,000
Boulder, Colorado 33 $ 23,448,000 $ 710,545 $ 187,000
Tulsa, Oklahoma 33 $ 4,225,000 $ 128,030 $ 87,000
Charleston, South Carolina 33 $ 24,532,000 $ 743,393 $ 147,000
Shelby, Tennessee 33 $ 4,610,000 $ 139,696 $ 88,000
Jefferson, Alabama 32 $ 61,424,000 $ 1,919,500 $ 92,000
Pasco, Florida 32 $ 4,829,000 $ 150,906 $ 80,000
Grant, Louisiana 32 $ 2,910,000 $ 90,937 $ 72,000
El Paso, Colorado 31 $ 11,255,000 $ 363,064 $ 196,000
Lake, Florida 31 $ 6,059,000 $ 195,451 $ 84,000
Sarasota, Florida 31 $ 17,626,000 $ 568,580 $ 135,000
De Soto, Louisiana 31 $ 2,768,000 $ 89,290 $ 71,000
San Joaquin, California 30 $ 8,363,000 $ 278,766 $ 104,000
Duval, Florida 30 $ 41,183,000 $ 1,372,766 $ 93,000
Seminole, Florida 30 $ 25,536,000 $ 851,200 $ 98,000
Hamilton, Indiana 30 $ 6,041,000 $ 201,366 $ 122,000
Dakota, Minnesota 30 $ 6,038,000 $ 201,266 $ 93,000
Jackson, Missouri 30 $ 4,683,000 $ 156,100 $ 105,000
Gregg, Texas 30 $ 2,588,000 $ 86,266 $ 76,000
Utah, Utah 30 $ 7,739,000 $ 257,966 $ 125,000
Kern, California 29 $ 8,661,000 $ 298,655 $ 80,000
Solano, California 29 $ 9,121,000 $ 314,517 $ 129,000
Middlesex, Connecticut 29 $ 9,981,000 $ 344,172 $ 184,000
Lake, Indiana 29 $ 3,560,000 $ 122,758 $ 78,000
Atlantic, New Jersey 29 $ 4,760,000 $ 164,137 $ 126,000
Niagara, New York 29 $ 1,827,000 $ 63,000 $ 77,000
Clark, Washington 29 $ 6,644,000 $ 229,103 $ 90,000
Milwaukee, Wisconsin 29 $ 4,588,000 $ 158,206 $ 94,000
Fresno, California 28 $ 6,716,000 $ 239,857 $ 104,000
Marin, California 28 $ 35,912,000 $ 1,282,571 $ 164,000
Allen, Louisiana 28 $ 2,190,000 $ 78,214 $ 55,000
Douglas, Nebraska 28 $ 4,636,000 $ 165,571 $ 125,000
Buncombe, North Carolina 28 $ 7,584,000 $ 270,857 $ 143,000
Litchfield, Connecticut 27 $ 4,979,000 $ 184,407 $ 127,000
St. Mary, Louisiana 27 $ 2,211,000 $ 81,888 $ 57,000
Calvert, Maryland 27 $ 5,470,000 $ 202,592 $ 105,000
Kent, Michigan 27 $ 65,917,000 $ 2,441,370 $ 120,000
Hillsborough, New Hampshire 27 $ 6,161,000 $ 228,185 $ 108,000
Hampton, Virginia 27 $ 2,220,000 $ 82,222 $ 90,000
McHenry, Illinois 26 $ 4,807,000 $ 184,884 $ 92,000
Polk, Iowa 26 $ 4,778,000 $ 183,769 $ 101,000
Iberia, Louisiana 26 $ 2,602,000 $ 100,076 $ 72,000
Austin, Texas 26 $ 2,824,000 $ 108,615 $ 70,000
Stafford, Virginia 26 $ 5,670,000 $ 218,076 $ 105,000
Honolulu, Hawaii 25 $ 13,098,000 $ 523,920 $ 188,000
Assumption, Louisiana 25 $ 2,565,000 $ 102,600 $ 123,000
Santa Fe, New Mexico 25 $ 10,715,000 $ 428,600 $ 164,000
Pierce, Washington 25 $ 6,761,000 $ 270,440 $ 114,000
Benton, Arkansas 24 $ 5,154,000 $ 214,750 $ 121,000
Manatee, Florida 24 $ 6,685,000 $ 278,541 $ 176,000
St. Johns, Florida 24 $ 5,624,000 $ 234,333 $ 237,000
Jefferson, Kentucky 24 $ 30,061,000 $ 1,252,541 $ 88,000
Hampden, Massachusetts 24 $ 3,781,000 $ 157,541 $ 82,000
Hunterdon, New Jersey 24 $ 6,310,000 $ 262,916 $ 138,000
Cherokee, Texas 24 $ 1,601,000 $ 66,708 $ 53,000
Parker, Texas 24 $ 2,379,000 $ 99,125 $ 80,000
Webb, Texas 24 $ 1,512,000 $ 63,000 $ 95,000
Forsyth, Georgia 23 $ 6,825,000 $ 296,739 $ 128,000
Kane, Illinois 23 $ 29,851,000 $ 1,297,869 $ 161,000
Greenville, South Carolina 23 $ 11,705,000 $ 508,913 $ 105,000
Lubbock, Texas 23 $ 1,990,000 $ 86,521 $ 70,000
Wood, Texas 23 $ 1,618,000 $ 70,347 $ 66,000
Spotsylvania, Virginia 23 $ 10,522,000 $ 457,478 $ 81,000
Santa Barbara, California 22 $ 56,906,000 $ 2,586,636 $ 172,000
Stanislaus, California 22 $ 9,377,000 $ 426,227 $ 96,000
Polk, Florida 22 $ 3,157,000 $ 143,500 $ 76,000
Deschutes, Oregon 22 $ 7,121,000 $ 323,681 $ 156,000
Newport News, Virginia 22 $ 2,820,000 $ 128,181 $ 63,000
Larimer, Colorado 21 $ 17,129,000 $ 815,666 $ 118,000
Osceola, Florida 21 $ 3,937,000 $ 187,476 $ 87,000
Rockingham, New Hampshire 21 $ 5,624,000 $ 267,809 $ 114,000
Sussex, New Jersey 21 $ 3,809,000 $ 181,380 $ 121,000
Putnam, New York 21 $ 4,640,000 $ 220,952 $ 113,000
Williamson, Tennessee 21 $ 10,993,000 $ 523,476 $ 256,000
Hays, Texas 21 $ 6,024,000 $ 286,857 $ 117,000
Kaufman, Texas 21 $ 2,532,000 $ 120,571 $ 92,000
McLennan, Texas 21 $ 1,845,000 $ 87,857 $ 77,000
Wharton, Texas 21 $ 1,687,000 $ 80,333 $ 85,000
Manassas, Virginia 21 $ 4,723,000 $ 224,904 $ 76,000
Yavapai, Arizona 20 $ 3,463,000 $ 173,150 $ 64,000
El Dorado, California 20 $ 11,331,000 $ 566,550 $ 231,000
Monterey, California 20 $ 7,375,000 $ 368,750 $ 163,000
Tulare, California 20 $ 3,525,000 $ 176,250 $ 115,000
Adams, Colorado 20 $ 4,119,000 $ 205,950 $ 77,000
Leon, Florida 20 $ 3,706,000 $ 185,300 $ 89,000
Northampton, Pennsylvania 20 $ 4,483,000 $ 224,150 $ 151,000
Spokane, Washington 20 $ 4,194,000 $ 209,700 $ 109,000
Cherokee, Georgia 19 $ 3,650,000 $ 192,105 $ 79,000
Allen, Indiana 19 $ 2,861,000 $ 150,578 $ 109,000
Acadia, Louisiana 19 $ 2,011,000 $ 105,842 $ 69,000
Washtenaw, Michigan 19 $ 3,568,000 $ 187,789 $ 108,000
Saratoga, New York 19 $ 2,079,000 $ 109,421 $ 89,000
Schenectady, New York 19 $ 1,713,000 $ 90,157 $ 218,000
Durham, North Carolina 19 $ 3,409,000 $ 179,421 $ 103,000
Guilford, North Carolina 19 $ 17,742,000 $ 933,789 $ 84,000
Lucas, Ohio 19 $ 2,755,000 $ 145,000 $ 113,000
Berks, Pennsylvania 19 $ 2,579,000 $ 135,736 $ 88,000
Providence, Rhode Island 19 $ 4,716,000 $ 248,210 $ 122,000
Knox, Tennessee 19 $ 3,393,000 $ 178,578 $ 92,000
Victoria, Texas 19 $ 1,221,000 $ 64,263 $ 68,000
Tolland, Connecticut 18 $ 26,852,000 $ 1,491,777 $ 90,000
St. Lucie, Florida 18 $ 2,635,000 $ 146,388 $ 67,000
Ada, Idaho 18 $ 4,289,000 $ 238,277 $ 110,000
Madison, Louisiana 18 $ 973,000 $ 54,055 $ 62,000
St. Charles, Missouri 18 $ 3,878,000 $ 215,444 $ 124,000
Oneida, New York 18 $ 1,499,000 $ 83,277 $ 62,000
Sullivan, New York 18 $ 1,891,000 $ 105,055 $ 73,000
Union, North Carolina 18 $ 4,774,000 $ 265,222 $ 148,000
Hamilton, Ohio 18 $ 2,993,000 $ 166,277 $ 119,000
Lancaster, Pennsylvania 18 $ 2,944,000 $ 163,555 $ 73,000
Beaufort, South Carolina 18 $ 10,261,000 $ 570,055 $ 318,000
Kanawha, West Virginia 18 $ 2,375,000 $ 131,944 $ 82,000
Pinal, Arizona 17 $ 3,183,000 $ 187,235 $ 78,000
Kent, Delaware 17 $ 2,828,000 $ 166,352 $ 84,000
Hernando, Florida 17 $ 2,630,000 $ 154,705 $ 71,000
Clayton, Georgia 17 $ 32,143,000 $ 1,890,764 $ 55,000
Iberville, Louisiana 17 $ 1,853,000 $ 109,000 $ 67,000
St. Mary's, Maryland 17 $ 3,264,000 $ 192,000 $ 100,000
Barnstable, Massachusetts 17 $ 5,905,000 $ 347,352 $ 188,000
Bristol, Massachusetts 17 $ 4,889,000 $ 287,588 $ 145,000
Anoka, Minnesota 17 $ 3,328,000 $ 195,764 $ 97,000
Bell, Texas 17 $ 1,065,000 $ 62,647 $ 57,000
Brazos, Texas 17 $ 1,878,000 $ 110,470 $ 115,000
Camp, Texas 17 $ 1,406,000 $ 82,705 $ 88,000
Comal, Texas 17 $ 3,028,000 $ 178,117 $ 167,000
Washington, Texas 17 $ 1,624,000 $ 95,529 $ 59,000
Mobile, Alabama 16 $ 8,138,000 $ 508,625 $ 73,000
Santa Cruz, California 16 $ 7,702,000 $ 481,375 $ 133,000
Yolo, California 16 $ 4,389,000 $ 274,312 $ 172,000
Henry, Georgia 16 $ 20,885,000 $ 1,305,312 $ 61,000
Fayette, Kentucky 16 $ 20,383,000 $ 1,273,937 $ 120,000
Cumberland, Maine 16 $ 3,478,000 $ 217,375 $ 110,000
Albany, New York 16 $ 20,270,000 $ 1,266,875 $ 101,000
Broome, New York 16 $ 1,071,000 $ 66,937 $ 70,000
Ellis, Texas 16 $ 2,256,000 $ 141,000 $ 88,000
Grayson, Texas 16 $ 1,499,000 $ 93,687 $ 70,000
Midland, Texas 16 $ 1,672,000 $ 104,500 $ 89,000
Rockwall, Texas 16 $ 2,021,000 $ 126,312 $ 106,000
Chesapeake, Virginia 16 $ 2,683,000 $ 167,687 $ 89,000
Dane, Wisconsin 16 $ 5,413,000 $ 338,312 $ 136,000
Pulaski, Arkansas 15 $ 2,212,000 $ 147,466 $ 92,000
Alachua, Florida 15 $ 2,088,000 $ 139,200 $ 104,000
Charlotte, Florida 15 $ 3,226,000 $ 215,066 $ 115,000
Chatham, Georgia 15 $ 2,744,000 $ 182,933 $ 90,000
Sedgwick, Kansas 15 $ 1,867,000 $ 124,466 $ 76,000
Rensselaer, New York 15 $ 1,133,000 $ 75,533 $ 132,000
Cleveland, Oklahoma 15 $ 2,334,000 $ 155,600 $ 146,000
York, South Carolina 15 $ 4,993,000 $ 332,866 $ 128,000
Guadalupe, Texas 15 $ 1,805,000 $ 120,333 $ 80,000
Albemarle, Virginia 15 $ 5,248,000 $ 349,866 $ 124,000
Jefferson, West Virginia 15 $ 3,603,000 $ 240,200 $ 110,000
Waukesha, Wisconsin 15 $ 6,168,000 $ 411,200 $ 173,000
Madison, Alabama 14 $ 28,021,000 $ 2,001,500 $ 105,000
Shelby, Alabama 14 $ 19,733,000 $ 1,409,500 $ 121,000
Mohave, Arizona 14 $ 2,247,000 $ 160,500 $ 129,000
Washington, Arkansas 14 $ 2,355,000 $ 168,214 $ 170,000
Butte, California 14 $ 8,240,000 $ 588,571 $ 118,000
Walton, Florida 14 $ 6,782,000 $ 484,428 $ 358,000
St. Landry, Louisiana 14 $ 2,087,000 $ 149,071 $ 49,000
Worcester, Maryland 14 $ 2,623,000 $ 187,357 $ 137,000
Butler, Ohio 14 $ 1,900,000 $ 135,714 $ 64,000
Montgomery, Ohio 14 $ 1,395,000 $ 99,642 $ 75,000
Summit, Ohio 14 $ 2,045,000 $ 146,071 $ 76,000
Marion, Oregon 14 $ 2,980,000 $ 212,857 $ 107,000
Cumberland, Pennsylvania 14 $ 3,345,000 $ 238,928 $ 104,000
Henderson, Texas 14 $ 983,000 $ 70,214 $ 66,000
Van Zandt, Texas 14 $ 918,000 $ 65,571 $ 53,000
Fairfax City, Virginia 14 $ 5,815,000 $ 415,357 $ 150,000
San Luis Obispo, California 13 $ 4,723,000 $ 363,307 $ 110,000
Beauregard, Louisiana 13 $ 1,571,000 $ 120,846 $ 73,000
St. James, Louisiana 13 $ 1,540,000 $ 118,461 $ 64,000
St. Martin, Louisiana 13 $ 1,353,000 $ 104,076 $ 65,000
York, Maine 13 $ 2,971,000 $ 228,538 $ 127,000
Cecil, Maryland 13 $ 1,970,000 $ 151,538 $ 78,000
Ramsey, Minnesota 13 $ 2,151,000 $ 165,461 $ 99,000
Stearns, Minnesota 13 $ 1,703,000 $ 131,000 $ 77,000
Washington, Minnesota 13 $ 3,255,000 $ 250,384 $ 128,000
Belknap, New Hampshire 13 $ 1,842,000 $ 141,692 $ 135,000
Salem, New Jersey 13 $ 1,648,000 $ 126,769 $ 76,000
Orange, North Carolina 13 $ 52,125,000 $ 4,009,615 $ 150,000
Lackawanna, Pennsylvania 13 $ 1,571,000 $ 120,846 $ 92,000
Richland, South Carolina 13 $ 54,727,000 $ 4,209,769 $ 67,000
Spartanburg, South Carolina 13 $ 1,677,000 $ 129,000 $ 90,000
Kitsap, Washington 13 $ 3,115,000 $ 239,615 $ 114,000
Anchorage, Alaska 12 $ 2,433,000 $ 202,750 $ 105,000
Miller, Arkansas 12 $ 1,035,000 $ 86,250 $ 37,000
Garfield, Colorado 12 $ 6,429,000 $ 535,750 $ 130,000
Weld, Colorado 12 $ 13,719,000 $ 1,143,250 $ 128,000
Escambia, Florida 12 $ 1,507,000 $ 125,583 $ 65,000
Marion, Florida 12 $ 1,233,000 $ 102,750 $ 58,000
Douglas, Georgia 12 $ 1,467,000 $ 122,250 $ 94,000
St. Joseph, Indiana 12 $ 18,864,000 $ 1,572,000 $ 57,000
Pointe Coupee, Louisiana 12 $ 1,590,000 $ 132,500 $ 63,000
West Baton Rouge, Louisiana 12 $ 1,436,000 $ 119,666 $ 58,000
Queen Anne's, Maryland 12 $ 4,647,000 $ 387,250 $ 145,000
Berrien, Michigan 12 $ 4,991,000 $ 415,916 $ 151,000
St. Louis City, Missouri 12 $ 1,892,000 $ 157,666 $ 86,000
Cabarrus, North Carolina 12 $ 1,747,000 $ 145,583 $ 82,000
Lake, Ohio 12 $ 1,106,000 $ 92,166 $ 66,000
York, Pennsylvania 12 $ 1,844,000 $ 153,666 $ 85,000
Hamilton, Tennessee 12 $ 20,340,000 $ 1,695,000 $ 78,000
Nacogdoches, Texas 12 $ 1,030,000 $ 85,833 $ 78,000
Rusk, Texas 12 $ 1,244,000 $ 103,666 $ 93,000
Warren, Virginia 12 $ 2,211,000 $ 184,250 $ 82,000
Flagler, Florida 11 $ 30,512,000 $ 2,773,818 $ 64,000
Sumter, Florida 11 $ 2,329,000 $ 211,727 $ 100,000
Hall, Georgia 11 $ 10,801,000 $ 981,909 $ 167,000
Hawaii, Hawaii 11 $ 2,588,000 $ 235,272 $ 83,000
West Carroll, Louisiana 11 $ 740,000 $ 67,272 $ 52,000
Ingham, Michigan 11 $ 31,457,000 $ 2,859,727 $ 63,000
Ottawa, Michigan 11 $ 2,362,000 $ 214,727 $ 89,000
Wright, Minnesota 11 $ 1,803,000 $ 163,909 $ 97,000
Gallatin, Montana 11 $ 3,220,000 $ 292,727 $ 159,000
Yellowstone, Montana 11 $ 1,893,000 $ 172,090 $ 85,000
Sarpy, Nebraska 11 $ 1,350,000 $ 122,727 $ 95,000
Carroll, New Hampshire 11 $ 2,162,000 $ 196,545 $ 143,000
Herkimer, New York 11 $ 711,000 $ 64,636 $ 47,000
Ontario, New York 11 $ 1,486,000 $ 135,090 $ 97,000
Ulster, New York 11 $ 1,898,000 $ 172,545 $ 116,000
Fairfield, Ohio 11 $ 2,464,000 $ 224,000 $ 96,000
Stark, Ohio 11 $ 1,314,000 $ 119,454 $ 94,000
Anderson, South Carolina 11 $ 1,849,000 $ 168,090 $ 166,000
Ector, Texas 11 $ 526,000 $ 47,818 $ 83,000
Liberty, Texas 11 $ 757,000 $ 68,818 $ 63,000
Matagorda, Texas 11 $ 703,000 $ 63,909 $ 85,000
Polk, Texas 11 $ 611,000 $ 55,545 $ 63,000
Upshur, Texas 11 $ 845,000 $ 76,818 $ 71,000
Walker, Texas 11 $ 889,000 $ 80,818 $ 65,000
Waller, Texas 11 $ 1,360,000 $ 123,636 $ 92,000
Wichita, Texas 11 $ 638,000 $ 58,000 $ 69,000
Davis, Utah 11 $ 3,282,000 $ 298,363 $ 168,000
Bedford, Virginia 11 $ 2,086,000 $ 189,636 $ 114,000
James City, Virginia 11 $ 2,447,000 $ 222,454 $ 103,000
Manassas Park, Virginia 11 $ 1,787,000 $ 162,454 $ 75,000
Kenosha, Wisconsin 11 $ 1,839,000 $ 167,181 $ 124,000
Broomfield, Colorado 10 $ 3,994,000 $ 399,400 $ 142,000
Fayette, Georgia 10 $ 1,867,000 $ 186,700 $ 95,000
Paulding, Georgia 10 $ 1,376,000 $ 137,600 $ 69,000
Kendall, Illinois 10 $ 1,788,000 $ 178,800 $ 118,000
Vernon, Louisiana 10 $ 920,000 $ 92,000 $ 67,000
Scott, Minnesota 10 $ 2,681,000 $ 268,100 $ 115,000
Harrison, Mississippi 10 $ 13,031,000 $ 1,303,100 $ 445,000
Merrimack, New Hampshire 10 $ 1,616,000 $ 161,600 $ 104,000
Dona Ana, New Mexico 10 $ 1,664,000 $ 166,400 $ 90,000
Gaston, North Carolina 10 $ 2,092,000 $ 209,200 $ 93,000
Iredell, North Carolina 10 $ 3,719,000 $ 371,900 $ 145,000
New Hanover, North Carolina 10 $ 2,180,000 $ 218,000 $ 107,000
Lane, Oregon 10 $ 3,885,000 $ 388,500 $ 198,000
Dauphin, Pennsylvania 10 $ 1,945,000 $ 194,500 $ 100,000
Luzerne, Pennsylvania 10 $ 961,000 $ 96,100 $ 82,000
Westmoreland, Pennsylvania 10 $ 1,692,000 $ 169,200 $ 104,000
Washington, Rhode Island 10 $ 4,729,000 $ 472,900 $ 259,000
Lexington, South Carolina 10 $ 3,153,000 $ 315,300 $ 113,000
Chambers, Texas 10 $ 1,115,000 $ 111,500 $ 110,000
Hunt, Texas 10 $ 839,000 $ 83,900 $ 65,000
San Jacinto, Texas 10 $ 866,000 $ 86,600 $ 46,000
Starr, Texas 10 $ 662,000 $ 66,200 $ 66,000
Weber, Utah 10 $ 2,318,000 $ 231,800 $ 401,000
Lynchburg, Virginia 10 $ 942,000 $ 94,200 $ 131,000
Powhatan, Virginia 10 $ 2,734,000 $ 273,400 $ 138,000
York, Virginia 10 $ 1,448,000 $ 144,800 $ 101,000
Lee, Alabama 9 $ 22,415,000 $ 2,490,555 $ 79,000
Windham, Connecticut 9 $ 1,503,000 $ 167,000 $ 116,000
Indian River, Florida 9 $ 1,880,000 $ 208,888 $ 130,000
Monroe, Florida 9 $ 3,589,000 $ 398,777 $ 167,000
Santa Rosa, Florida 9 $ 1,721,000 $ 191,222 $ 90,000
Houston, Georgia 9 $ 646,000 $ 71,777 $ 59,000
Canyon, Idaho 9 $ 1,073,000 $ 119,222 $ 78,000
Delaware, Indiana 9 $ 785,000 $ 87,222 $ 74,000
Kenton, Kentucky 9 $ 2,063,000 $ 229,222 $ 106,000
Claiborne, Louisiana 9 $ 358,000 $ 39,777 $ 60,000
East Feliciana, Louisiana 9 $ 527,000 $ 58,555 $ 66,000
Webster, Louisiana 9 $ 659,000 $ 73,222 $ 63,000
Genesee, Michigan 9 $ 1,760,000 $ 195,555 $ 108,000
Carver, Minnesota 9 $ 2,547,000 $ 283,000 $ 114,000
Hinds, Mississippi 9 $ 12,290,000 $ 1,365,555 $ 45,000
Madison, Mississippi 9 $ 2,282,000 $ 253,555 $ 140,000
Flathead, Montana 9 $ 4,046,000 $ 449,555 $ 172,000
Lancaster, Nebraska 9 $ 1,270,000 $ 141,111 $ 67,000
Cumberland, New Jersey 9 $ 1,344,000 $ 149,333 $ 102,000
Warren, New Jersey 9 $ 1,704,000 $ 189,333 $ 142,000
Sandoval, New Mexico 9 $ 1,844,000 $ 204,888 $ 81,000
Fulton, New York 9 $ 743,000 $ 82,555 $ 76,000
Warren, Ohio 9 $ 1,953,000 $ 217,000 $ 128,000
Rutherford, Tennessee 9 $ 1,424,000 $ 158,222 $ 81,000
Johnson, Texas 9 $ 1,133,000 $ 125,888 $ 81,000
Wise, Texas 9 $ 868,000 $ 96,444 $ 71,000
Yakima, Washington 9 $ 1,242,000 $ 138,000 $ 79,000
Brown, Wisconsin 9 $ 1,719,000 $ 191,000 $ 91,000
Montgomery, Alabama 8 $ 923,000 $ 115,375 $ 70,000
Mesa, Colorado 8 $ 2,215,000 $ 276,875 $ 97,000
Bay, Florida 8 $ 1,064,000 $ 133,000 $ 89,000
Bibb, Georgia 8 $ 696,000 $ 87,000 $ 67,000
Newton, Georgia 8 $ 918,000 $ 114,750 $ 84,000
Walton, Georgia 8 $ 944,000 $ 118,000 $ 64,000
Maui, Hawaii 8 $ 3,511,000 $ 438,875 $ 152,000
Kootenai, Idaho 8 $ 3,720,000 $ 465,000 $ 507,000
Hendricks, Indiana 8 $ 1,613,000 $ 201,625 $ 104,000
Montgomery, Indiana 8 $ 855,000 $ 106,875 $ 35,000
Porter, Indiana 8 $ 1,781,000 $ 222,625 $ 105,000
Bullitt, Kentucky 8 $ 802,000 $ 100,250 $ 56,000
Sabine, Louisiana 8 $ 627,000 $ 78,375 $ 91,000
Caroline, Maryland 8 $ 1,042,000 $ 130,250 $ 68,000
Livingston, Michigan 8 $ 1,409,000 $ 176,125 $ 107,000
St. Louis, Minnesota 8 $ 1,536,000 $ 192,000 $ 148,000
DeSoto, Mississippi 8 $ 1,399,000 $ 174,875 $ 162,000
Clay, Missouri 8 $ 8,238,000 $ 1,029,750 $ 75,000
Strafford, New Hampshire 8 $ 1,312,000 $ 164,000 $ 118,000
St. Lawrence, New York 8 $ 462,000 $ 57,750 $ 69,000
Johnston, North Carolina 8 $ 980,000 $ 122,500 $ 69,000
Tuscarawas, Ohio 8 $ 1,048,000 $ 131,000 $ 42,000
Wayne, Pennsylvania 8 $ 1,065,000 $ 133,125 $ 81,000
Burnet, Texas 8 $ 530,000 $ 66,250 $ 52,000
Calhoun, Texas 8 $ 573,000 $ 71,625 $ 104,000
Hardin, Texas 8 $ 928,000 $ 116,000 $ 127,000
Tom Green, Texas 8 $ 595,000 $ 74,375 $ 53,000
Summit, Utah 8 $ 5,397,000 $ 674,625 $ 402,000
Caroline, Virginia 8 $ 1,760,000 $ 220,000 $ 102,000
Falls Church, Virginia 8 $ 5,527,000 $ 690,875 $ 257,000
Frederick, Virginia 8 $ 1,898,000 $ 237,250 $ 102,000
Page:

Mortgage Loan Application Detail Totals for Capital One, National Association in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 18,335 $5,749,435,000 $313,000 $99,999,000 $127,000 $9,999,000
Home Purchase 10,397 $6,836,591,000 $657,000 $99,999,000 $125,000 $9,999,000
Home Improvement 8,494 $2,779,247,000 $327,000 $99,999,000 $90,000 $1,358,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 18,212 $4,580,586,000 $251,000 $4,240,000 $132,000 $5,872,000
Not Provided 4,958 $1,522,347,000 $307,000 $9,250,000 $154,000 $9,999,000
Hispanic 4,810 $731,829,000 $152,000 $2,216,000 $78,000 $1,993,000
Black or African American 4,083 $593,619,000 $145,000 $1,738,000 $79,000 $3,000,000
Asian 2,873 $946,651,000 $329,000 $2,500,000 $143,000 $1,779,000
Not applicable 1,916 $6,925,172,000 $3,614,000 $99,999,000 $44,000 $783,000
American Indian or Alaskan Native 269 $39,551,000 $147,000 $930,000 $111,000 $5,000,000
Native Hawaiin or Other Pacific Islander 105 $25,518,000 $243,000 $1,440,000 $109,000 $449,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 35,459 $14,851,036,000 $418,000 $99,999,000 $121,000 $9,999,000
FHA-insured (Federal Housing Administration) 1,582 $477,617,000 $301,000 $34,558,000 $66,000 $449,000
VA-guaranteed (Veterans Administration) 161 $33,690,000 $209,000 $575,000 $56,000 $226,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 24 $2,930,000 $122,000 $276,000 $37,000 $76,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 13,990 $9,504,393,000 $679,000 $99,999,000 $130,000 $9,999,000
Application Denied By Financial Institution 13,431 $2,874,446,000 $214,000 $62,000,000 $102,000 $9,999,000
File Closed For Incompleteness 4,867 $1,168,027,000 $239,000 $2,500,000 $134,000 $3,948,000
Application Withdrawn By Applicant 3,319 $1,301,728,000 $392,000 $99,999,000 $134,000 $3,592,000
Loan Purchased By The Institution 1,341 $274,673,000 $204,000 $12,000,000 $63,000 $783,000
Application Approved But Not Accepted 153 $222,272,000 $1,452,000 $48,860,000 $120,000 $3,093,000
Preapproval Denied by Financial Institution 125 $19,734,000 $157,000 $450,000 $41,000 $115,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 4,207 $906,927,000 $215,000 $2,995,000 $68,000 $817,000
Credit History 4,024 $673,310,000 $167,000 $16,000,000 $100,000 $5,000,000
Collateral 2,477 $605,934,000 $244,000 $6,000,000 $134,000 $9,999,000
Other 2,179 $529,676,000 $243,000 $62,000,000 $124,000 $2,005,000
Credit Application Incomplete 259 $79,251,000 $305,000 $10,500,000 $163,000 $9,999,000
Unverifiable Information 198 $48,827,000 $246,000 $1,805,000 $132,000 $1,150,000
Insufficient Cash (Downpayment, Closing Cost) 133 $30,939,000 $232,000 $1,422,000 $95,000 $450,000
Employment History 77 $18,950,000 $246,000 $1,680,000 $107,000 $640,000
Mortgage Insurance Denied 2 $366,000 $183,000 $247,000 $84,000 $135,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Capital One, National Association's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Capital One, National Association's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet with aggregated HMDA statistics today.

Download the Texas Lender List