Chapel Mortgage Mortgage Lending & HMDA Data, 2005

In 2005, Chapel Mortgage of Rancocas, NJ reported 23,774 mortgage applications totaling $3.8 billion, up 19% from 2004. The average application was for $160,225, and applicants reported an average income of $100,185. 43% of its applications resulted in an originated loan and 25% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (2,669), Riverside-San Bernardino-Ontario, CA (2,165) and San Diego-Carlsbad-San Marcos, CA (2,145) (applications in parentheses).

Mortgage Company & Address Chapel Mortgage
593 Rancocas Road Po Box 550
Rancocas, NJ 08073
Tel #: available with data download
Federal Regulator * available with data download
Years 2005  2004  2003  
Total Number of Mortgage Applications 23,774
Total Mortgage Loan Application Amount $3,809,207,000
Average Mortgage Loan Application Amount $160,225
Highest Mortgage Loan Application Amount $1,101,000
Average Applicant Income $100,185
Highest Applicant Income $6,816,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Chapel Mortgage filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Chapel Mortgage by County in 2005

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 2,669 $ 478,648,000 $ 179,336 $ 116,000
San Diego, California 2,145 $ 349,674,000 $ 163,018 $ 113,000
Riverside, California 1,314 $ 196,788,000 $ 149,762 $ 145,000
Orange, California 1,007 $ 190,598,000 $ 189,273 $ 146,000
Maricopa, Arizona 994 $ 128,841,000 $ 129,618 $ 94,000
San Bernardino, California 851 $ 133,969,000 $ 157,425 $ 101,000
Clark, Nevada 606 $ 92,704,000 $ 152,976 $ 89,000
Sonoma, California 555 $ 119,694,000 $ 215,664 $ 113,000
Broward, Florida 553 $ 87,636,000 $ 158,473 $ 84,000
Contra Costa, California 543 $ 107,047,000 $ 197,139 $ 116,000
Sacramento, California 508 $ 85,071,000 $ 167,462 $ 91,000
Alameda, California 469 $ 94,429,000 $ 201,341 $ 116,000
Santa Clara, California 427 $ 92,404,000 $ 216,402 $ 132,000
Miami-Dade, Florida 405 $ 63,586,000 $ 157,002 $ 85,000
Solano, California 342 $ 72,809,000 $ 212,891 $ 117,000
San Joaquin, California 339 $ 63,070,000 $ 186,047 $ 90,000
King, Washington 338 $ 52,080,000 $ 154,082 $ 86,000
Palm Beach, Florida 297 $ 44,434,000 $ 149,609 $ 73,000
Orange, Florida 296 $ 38,323,000 $ 129,469 $ 60,000
Jackson, Oregon 254 $ 32,731,000 $ 128,862 $ 84,000
Hillsborough, Florida 208 $ 25,005,000 $ 120,216 $ 58,000
Stanislaus, California 192 $ 30,145,000 $ 157,005 $ 101,000
Shasta, California 185 $ 24,289,000 $ 131,291 $ 77,000
Pierce, Washington 180 $ 25,444,000 $ 141,355 $ 97,000
Wayne, Michigan 166 $ 18,485,000 $ 111,355 $ 67,000
Ventura, California 164 $ 25,849,000 $ 157,615 $ 138,000
Lee, Florida 159 $ 22,574,000 $ 141,974 $ 220,000
Monterey, California 158 $ 39,567,000 $ 250,424 $ 264,000
Pinellas, Florida 150 $ 17,855,000 $ 119,033 $ 66,000
Bucks, Pennsylvania 145 $ 27,638,000 $ 190,606 $ 81,000
Kern, California 139 $ 16,865,000 $ 121,330 $ 87,000
Philadelphia, Pennsylvania 137 $ 18,213,000 $ 132,941 $ 59,000
Burlington, New Jersey 131 $ 24,177,000 $ 184,557 $ 72,000
Snohomish, Washington 124 $ 15,243,000 $ 122,927 $ 86,000
San Mateo, California 122 $ 23,148,000 $ 189,737 $ 149,000
Montgomery, Pennsylvania 112 $ 20,800,000 $ 185,714 $ 96,000
Camden, New Jersey 107 $ 14,471,000 $ 135,242 $ 71,000
Fresno, California 95 $ 14,496,000 $ 152,589 $ 81,000
Napa, California 95 $ 21,461,000 $ 225,905 $ 109,000
St. Lucie, Florida 93 $ 12,994,000 $ 139,720 $ 68,000
Deschutes, Oregon 92 $ 13,966,000 $ 151,804 $ 98,000
Placer, California 89 $ 18,120,000 $ 203,595 $ 144,000
Santa Barbara, California 87 $ 14,258,000 $ 163,885 $ 103,000
Arapahoe, Colorado 83 $ 10,776,000 $ 129,831 $ 78,000
Collier, Florida 77 $ 14,152,000 $ 183,792 $ 89,000
Pasco, Florida 77 $ 8,732,000 $ 113,402 $ 62,000
Osceola, Florida 76 $ 8,808,000 $ 115,894 $ 55,000
Gloucester, New Jersey 75 $ 12,200,000 $ 162,666 $ 75,000
Pinal, Arizona 72 $ 8,505,000 $ 118,125 $ 65,000
Merced, California 72 $ 12,421,000 $ 172,513 $ 92,000
Oakland, Michigan 72 $ 11,293,000 $ 156,847 $ 101,000
Adams, Colorado 69 $ 9,312,000 $ 134,956 $ 69,000
Denver, Colorado 69 $ 7,839,000 $ 113,608 $ 65,000
El Paso, Colorado 69 $ 7,336,000 $ 106,318 $ 79,000
Butte, California 68 $ 9,275,000 $ 136,397 $ 71,000
Duval, Florida 67 $ 6,955,000 $ 103,805 $ 66,000
Sarasota, Florida 64 $ 9,367,000 $ 146,359 $ 77,000
Volusia, Florida 64 $ 7,975,000 $ 124,609 $ 70,000
Larimer, Colorado 62 $ 9,335,000 $ 150,564 $ 70,000
Weld, Colorado 62 $ 7,855,000 $ 126,693 $ 69,000
Cook, Illinois 61 $ 9,484,000 $ 155,475 $ 74,000
Tulare, California 59 $ 7,738,000 $ 131,152 $ 83,000
Delaware, Pennsylvania 58 $ 8,303,000 $ 143,155 $ 62,000
Prince George's, Maryland 56 $ 9,590,000 $ 171,250 $ 109,000
Hennepin, Minnesota 54 $ 8,811,000 $ 163,166 $ 86,000
Multnomah, Oregon 54 $ 5,948,000 $ 110,148 $ 59,000
Polk, Florida 53 $ 5,996,000 $ 113,132 $ 49,000
Washoe, Nevada 53 $ 6,754,000 $ 127,433 $ 79,000
Josephine, Oregon 52 $ 6,410,000 $ 123,269 $ 79,000
Chester, Pennsylvania 52 $ 9,539,000 $ 183,442 $ 89,000
Marin, California 50 $ 11,730,000 $ 234,600 $ 154,000
Mendocino, California 50 $ 8,543,000 $ 170,860 $ 88,000
Yolo, California 50 $ 8,835,000 $ 176,700 $ 102,000
Macomb, Michigan 50 $ 7,059,000 $ 141,180 $ 68,000
Sutter, California 49 $ 6,569,000 $ 134,061 $ 100,000
Lake, California 48 $ 7,583,000 $ 157,979 $ 89,000
San Francisco, California 47 $ 8,590,000 $ 182,765 $ 148,000
El Dorado, California 46 $ 8,337,000 $ 181,239 $ 101,000
New Castle, Delaware 44 $ 7,203,000 $ 163,704 $ 64,000
Marion, Oregon 44 $ 4,029,000 $ 91,568 $ 65,000
Lehigh, Pennsylvania 44 $ 5,838,000 $ 132,681 $ 51,000
Salt Lake, Utah 44 $ 5,047,000 $ 114,704 $ 75,000
Santa Cruz, California 43 $ 11,952,000 $ 277,953 $ 170,000
Tehama, California 43 $ 5,110,000 $ 118,837 $ 61,000
Lake, Florida 43 $ 5,828,000 $ 135,534 $ 67,000
Pima, Arizona 42 $ 4,145,000 $ 98,690 $ 65,000
Thurston, Washington 42 $ 4,627,000 $ 110,166 $ 77,000
Jefferson, Colorado 41 $ 5,820,000 $ 141,951 $ 73,000
Cape May, New Jersey 40 $ 8,206,000 $ 205,150 $ 75,000
Clark, Washington 40 $ 5,770,000 $ 144,250 $ 101,000
Seminole, Florida 39 $ 6,092,000 $ 156,205 $ 63,000
San Luis Obispo, California 38 $ 6,175,000 $ 162,500 $ 118,000
Brevard, Florida 38 $ 5,196,000 $ 136,736 $ 65,000
Fulton, Georgia 38 $ 5,951,000 $ 156,605 $ 117,000
Imperial, California 37 $ 4,719,000 $ 127,540 $ 84,000
Douglas, Colorado 36 $ 5,140,000 $ 142,777 $ 107,000
Manatee, Florida 34 $ 5,696,000 $ 167,529 $ 83,000
Lane, Oregon 33 $ 3,373,000 $ 102,212 $ 71,000
Monroe, Pennsylvania 33 $ 4,623,000 $ 140,090 $ 88,000
San Benito, California 31 $ 6,728,000 $ 217,032 $ 128,000
Yuba, California 31 $ 3,862,000 $ 124,580 $ 70,000
Allegheny, Pennsylvania 30 $ 2,596,000 $ 86,533 $ 70,000
Clackamas, Oregon 29 $ 3,809,000 $ 131,344 $ 91,000
Kings, California 28 $ 3,875,000 $ 138,392 $ 87,000
Hernando, Florida 28 $ 2,919,000 $ 104,250 $ 54,000
Ocean, New Jersey 28 $ 5,289,000 $ 188,892 $ 79,000
Northampton, Pennsylvania 28 $ 4,095,000 $ 146,250 $ 79,000
Boulder, Colorado 27 $ 4,464,000 $ 165,333 $ 106,000
Charlotte, Florida 27 $ 2,985,000 $ 110,555 $ 49,000
Baltimore, Maryland 26 $ 5,414,000 $ 208,230 $ 97,000
Madera, California 25 $ 3,702,000 $ 148,080 $ 142,000
Marion, Florida 25 $ 2,392,000 $ 95,680 $ 58,000
Washington, Oregon 25 $ 3,204,000 $ 128,160 $ 70,000
Berks, Pennsylvania 25 $ 2,183,000 $ 87,320 $ 45,000
Harris, Texas 25 $ 2,841,000 $ 113,640 $ 64,000
Fairfield, Connecticut 24 $ 4,861,000 $ 202,541 $ 93,000
Montgomery, Maryland 22 $ 4,304,000 $ 195,636 $ 123,000
Suffolk, Massachusetts 22 $ 4,865,000 $ 221,136 $ 78,000
St. Louis, Missouri 22 $ 2,962,000 $ 134,636 $ 95,000
York, Pennsylvania 22 $ 3,023,000 $ 137,409 $ 48,000
Hartford, Connecticut 21 $ 3,038,000 $ 144,666 $ 67,000
Ingham, Michigan 21 $ 1,697,000 $ 80,809 $ 56,000
Yuma, Arizona 20 $ 2,815,000 $ 140,750 $ 98,000
Kent, Michigan 20 $ 1,598,000 $ 79,900 $ 50,000
Mercer, New Jersey 20 $ 3,732,000 $ 186,600 $ 76,000
Colusa, California 19 $ 2,675,000 $ 140,789 $ 64,000
Glenn, California 19 $ 2,200,000 $ 115,789 $ 65,000
Nevada, California 19 $ 2,819,000 $ 148,368 $ 84,000
Gwinnett, Georgia 19 $ 2,192,000 $ 115,368 $ 60,000
Atlantic, New Jersey 19 $ 4,171,000 $ 219,526 $ 93,000
Bergen, New Jersey 18 $ 6,274,000 $ 348,555 $ 160,000
Bernalillo, New Mexico 18 $ 1,708,000 $ 94,888 $ 53,000
Yavapai, Arizona 17 $ 2,029,000 $ 119,352 $ 79,000
Middlesex, Massachusetts 17 $ 3,919,000 $ 230,529 $ 98,000
Milwaukee, Wisconsin 17 $ 1,362,000 $ 80,117 $ 56,000
Monmouth, New Jersey 16 $ 4,091,000 $ 255,687 $ 110,000
Klamath, Oregon 16 $ 1,245,000 $ 77,812 $ 72,000
Weber, Utah 16 $ 1,396,000 $ 87,250 $ 55,000
Pueblo, Colorado 15 $ 1,417,000 $ 94,466 $ 38,000
Monroe, Florida 15 $ 3,409,000 $ 227,266 $ 170,000
Baltimore City, Maryland 15 $ 1,657,000 $ 110,466 $ 57,000
Hampden, Massachusetts 15 $ 1,272,000 $ 84,800 $ 44,000
Genesee, Michigan 15 $ 1,232,000 $ 82,133 $ 59,000
Muskegon, Michigan 15 $ 1,573,000 $ 104,866 $ 48,000
Union, New Jersey 15 $ 3,360,000 $ 224,000 $ 81,000
Mohave, Arizona 14 $ 2,014,000 $ 143,857 $ 104,000
Mesa, Colorado 14 $ 1,813,000 $ 129,500 $ 59,000
Norfolk, Massachusetts 14 $ 3,349,000 $ 239,214 $ 92,000
Washtenaw, Michigan 14 $ 2,427,000 $ 173,357 $ 76,000
Dallas, Texas 14 $ 2,271,000 $ 162,214 $ 80,000
New Haven, Connecticut 13 $ 1,304,000 $ 100,307 $ 135,000
DeKalb, Georgia 13 $ 1,287,000 $ 99,000 $ 63,000
Worcester, Massachusetts 13 $ 2,690,000 $ 206,923 $ 114,000
Washington, Minnesota 13 $ 2,473,000 $ 190,230 $ 76,000
St. Louis City, Missouri 13 $ 1,031,000 $ 79,307 $ 48,000
Polk, Oregon 13 $ 1,460,000 $ 112,307 $ 66,000
Highlands, Florida 12 $ 1,081,000 $ 90,083 $ 55,000
Barnstable, Massachusetts 12 $ 3,195,000 $ 266,250 $ 111,000
Bristol, Massachusetts 12 $ 2,494,000 $ 207,833 $ 68,000
Passaic, New Jersey 12 $ 3,088,000 $ 257,333 $ 90,000
Schuylkill, Pennsylvania 12 $ 880,000 $ 73,333 $ 54,000
Franklin, Washington 12 $ 817,000 $ 68,083 $ 55,000
Skagit, Washington 12 $ 1,131,000 $ 94,250 $ 63,000
Outagamie, Wisconsin 12 $ 1,153,000 $ 96,083 $ 51,000
Citrus, Florida 11 $ 703,000 $ 63,909 $ 42,000
Martin, Florida 11 $ 1,668,000 $ 151,636 $ 116,000
Plymouth, Massachusetts 11 $ 2,633,000 $ 239,363 $ 64,000
Livingston, Michigan 11 $ 1,612,000 $ 146,545 $ 69,000
Middlesex, New Jersey 11 $ 2,629,000 $ 239,000 $ 101,000
Morris, New Jersey 11 $ 3,048,000 $ 277,090 $ 80,000
Crook, Oregon 11 $ 1,016,000 $ 92,363 $ 73,000
Westmoreland, Pennsylvania 11 $ 1,226,000 $ 111,454 $ 69,000
Mason, Washington 11 $ 718,000 $ 65,272 $ 42,000
Humboldt, California 10 $ 1,497,000 $ 149,700 $ 98,000
Tuolumne, California 10 $ 1,564,000 $ 156,400 $ 109,000
Ada, Idaho 10 $ 774,000 $ 77,400 $ 100,000
Anoka, Minnesota 10 $ 2,112,000 $ 211,200 $ 93,000
Salem, New Jersey 10 $ 1,294,000 $ 129,400 $ 70,000
Cuyahoga, Ohio 10 $ 858,000 $ 85,800 $ 36,000
Douglas, Oregon 10 $ 1,203,000 $ 120,300 $ 90,000
Yamhill, Oregon 10 $ 693,000 $ 69,300 $ 47,000
Lackawanna, Pennsylvania 10 $ 788,000 $ 78,800 $ 26,000
Island, Washington 10 $ 1,331,000 $ 133,100 $ 89,000
Spokane, Washington 10 $ 896,000 $ 89,600 $ 38,000
Yakima, Washington 10 $ 518,000 $ 51,800 $ 93,000
Park, Colorado 9 $ 1,448,000 $ 160,888 $ 98,000
Douglas, Georgia 9 $ 1,305,000 $ 145,000 $ 65,000
McHenry, Illinois 9 $ 3,095,000 $ 343,888 $ 186,000
Androscoggin, Maine 9 $ 1,173,000 $ 130,333 $ 82,000
Harford, Maryland 9 $ 1,812,000 $ 201,333 $ 96,000
Essex, Massachusetts 9 $ 1,570,000 $ 174,444 $ 121,000
St. Clair, Michigan 9 $ 892,000 $ 99,111 $ 68,000
Dakota, Minnesota 9 $ 2,212,000 $ 245,777 $ 72,000
Franklin, Ohio 9 $ 821,000 $ 91,222 $ 39,000
Jefferson, Oregon 9 $ 735,000 $ 81,666 $ 42,000
Davis, Utah 9 $ 806,000 $ 89,555 $ 89,000
Broomfield, Colorado 8 $ 1,551,000 $ 193,875 $ 72,000
Will, Illinois 8 $ 1,096,000 $ 137,000 $ 104,000
Buchanan, Missouri 8 $ 487,000 $ 60,875 $ 34,000
Cumberland, New Jersey 8 $ 1,388,000 $ 173,500 $ 46,000
Montgomery, Ohio 8 $ 762,000 $ 95,250 $ 106,000
Lancaster, Pennsylvania 8 $ 903,000 $ 112,875 $ 67,000
Luzerne, Pennsylvania 8 $ 758,000 $ 94,750 $ 45,000
Lycoming, Pennsylvania 8 $ 671,000 $ 83,875 $ 60,000
Providence, Rhode Island 8 $ 965,000 $ 120,625 $ 46,000
Fort Bend, Texas 8 $ 1,174,000 $ 146,750 $ 74,000
Raleigh, West Virginia 8 $ 532,000 $ 66,500 $ 34,000
Navajo, Arizona 7 $ 846,000 $ 120,857 $ 39,000
Calaveras, California 7 $ 1,533,000 $ 219,000 $ 137,000
Dorchester, Maryland 7 $ 1,018,000 $ 145,428 $ 66,000
Calhoun, Michigan 7 $ 550,000 $ 78,571 $ 43,000
Saginaw, Michigan 7 $ 789,000 $ 112,714 $ 70,000
Santa Fe, New Mexico 7 $ 863,000 $ 123,285 $ 56,000
Williams, Ohio 7 $ 603,000 $ 86,142 $ 28,000
Erie, Pennsylvania 7 $ 522,000 $ 74,571 $ 40,000
Tarrant, Texas 7 $ 865,000 $ 123,571 $ 63,000
Travis, Texas 7 $ 656,000 $ 93,714 $ 49,000
Washington, Utah 7 $ 1,174,000 $ 167,714 $ 111,000
Sweetwater, Wyoming 7 $ 729,000 $ 104,142 $ 71,000
Mono, California 6 $ 1,653,000 $ 275,500 $ 78,000
Siskiyou, California 6 $ 561,000 $ 93,500 $ 80,000
Eagle, Colorado 6 $ 528,000 $ 88,000 $ 205,000
Garfield, Colorado 6 $ 1,077,000 $ 179,500 $ 107,000
Teller, Colorado 6 $ 609,000 $ 101,500 $ 66,000
Flagler, Florida 6 $ 842,000 $ 140,333 $ 51,000
Leon, Florida 6 $ 527,000 $ 87,833 $ 55,000
Okeechobee, Florida 6 $ 833,000 $ 138,833 $ 77,000
Cobb, Georgia 6 $ 767,000 $ 127,833 $ 172,000
Henry, Georgia 6 $ 770,000 $ 128,333 $ 69,000
Paulding, Georgia 6 $ 592,000 $ 98,666 $ 52,000
DuPage, Illinois 6 $ 1,588,000 $ 264,666 $ 87,000
Peoria, Illinois 6 $ 600,000 $ 100,000 $ 51,000
York, Maine 6 $ 861,000 $ 143,500 $ 61,000
Charles, Maryland 6 $ 693,000 $ 115,500 $ 57,000
Howard, Maryland 6 $ 999,000 $ 166,500 $ 103,000
Linn, Oregon 6 $ 545,000 $ 90,833 $ 40,000
Umatilla, Oregon 6 $ 379,000 $ 63,166 $ 62,000
Carbon, Pennsylvania 6 $ 455,000 $ 75,833 $ 54,000
Charleston, South Carolina 6 $ 1,043,000 $ 173,833 $ 49,000
Galveston, Texas 6 $ 538,000 $ 89,666 $ 72,000
Montgomery, Texas 6 $ 1,094,000 $ 182,333 $ 76,000
Whatcom, Washington 6 $ 843,000 $ 140,500 $ 71,000
Calumet, Wisconsin 6 $ 313,000 $ 52,166 $ 45,000
Cochise, Arizona 5 $ 704,000 $ 140,800 $ 73,000
Coconino, Arizona 5 $ 550,000 $ 110,000 $ 59,000
Mariposa, California 5 $ 321,000 $ 64,200 $ 79,000
Plumas, California 5 $ 784,000 $ 156,800 $ 86,000
New London, Connecticut 5 $ 1,131,000 $ 226,200 $ 71,000
St. Johns, Florida 5 $ 727,000 $ 145,400 $ 82,000
Walton, Florida 5 $ 862,000 $ 172,400 $ 187,000
Blaine, Idaho 5 $ 1,029,000 $ 205,800 $ 55,000
Eaton, Michigan 5 $ 364,000 $ 72,800 $ 41,000
Jackson, Missouri 5 $ 774,000 $ 154,800 $ 77,000
Lyon, Nevada 5 $ 636,000 $ 127,200 $ 192,000
Hudson, New Jersey 5 $ 709,000 $ 141,800 $ 135,000
Sussex, New Jersey 5 $ 950,000 $ 190,000 $ 71,000
San Miguel, New Mexico 5 $ 531,000 $ 106,200 $ 70,000
Sandoval, New Mexico 5 $ 418,000 $ 83,600 $ 33,000
Cumberland, North Carolina 5 $ 607,000 $ 121,400 $ 44,000
Mecklenburg, North Carolina 5 $ 418,000 $ 83,600 $ 53,000
Lawrence, Ohio 5 $ 540,000 $ 108,000 $ 183,000
Lorain, Ohio 5 $ 486,000 $ 97,200 $ 46,000
Harney, Oregon 5 $ 581,000 $ 116,200 $ 73,000
Beaver, Pennsylvania 5 $ 482,000 $ 96,400 $ 51,000
Blair, Pennsylvania 5 $ 302,000 $ 60,400 $ 38,000
Wayne, Pennsylvania 5 $ 633,000 $ 126,600 $ 57,000
Williamson, Texas 5 $ 565,000 $ 113,000 $ 62,000
Utah, Utah 5 $ 502,000 $ 100,400 $ 120,000
Kitsap, Washington 5 $ 879,000 $ 175,800 $ 79,000
Fayette, West Virginia 5 $ 291,000 $ 58,200 $ 37,000
Sheboygan, Wisconsin 5 $ 676,000 $ 135,200 $ 78,000
Winnebago, Wisconsin 5 $ 382,000 $ 76,400 $ 41,000
La Paz, Arizona 4 $ 555,000 $ 138,750 $ 69,000
Amador, California 4 $ 733,000 $ 183,250 $ 115,000
Trinity, California 4 $ 600,000 $ 150,000 $ 65,000
Otero, Colorado 4 $ 293,000 $ 73,250 $ 42,000
Sussex, Delaware 4 $ 468,000 $ 117,000 $ 97,000
Calhoun, Florida 4 $ 153,000 $ 38,250 $ 64,000
Clay, Florida 4 $ 311,000 $ 77,750 $ 48,000
Escambia, Florida 4 $ 424,000 $ 106,000 $ 67,000
Santa Rosa, Florida 4 $ 359,000 $ 89,750 $ 47,000
Rockdale, Georgia 4 $ 371,000 $ 92,750 $ 52,000
Canyon, Idaho 4 $ 278,000 $ 69,500 $ 59,000
Kootenai, Idaho 4 $ 474,000 $ 118,500 $ 125,000
Warren, Iowa 4 $ 286,000 $ 71,500 $ 58,000
Penobscot, Maine 4 $ 613,000 $ 153,250 $ 55,000
Anne Arundel, Maryland 4 $ 508,000 $ 127,000 $ 104,000
Cecil, Maryland 4 $ 788,000 $ 197,000 $ 51,000
Washington, Maryland 4 $ 482,000 $ 120,500 $ 71,000
Berrien, Michigan 4 $ 311,000 $ 77,750 $ 35,000
Hillsdale, Michigan 4 $ 326,000 $ 81,500 $ 62,000
Monroe, Michigan 4 $ 420,000 $ 105,000 $ 28,000
Newaygo, Michigan 4 $ 277,000 $ 69,250 $ 53,000
Ottawa, Michigan 4 $ 426,000 $ 106,500 $ 33,000
Sanilac, Michigan 4 $ 432,000 $ 108,000 $ 62,000
Ramsey, Minnesota 4 $ 681,000 $ 170,250 $ 91,000
Taney, Missouri 4 $ 579,000 $ 144,750 $ 195,000
Essex, New Jersey 4 $ 1,017,000 $ 254,250 $ 89,000
Hunterdon, New Jersey 4 $ 1,022,000 $ 255,500 $ 89,000
Benton, Oregon 4 $ 750,000 $ 187,500 $ 65,000
Butler, Pennsylvania 4 $ 343,000 $ 85,750 $ 62,000
Cumberland, Pennsylvania 4 $ 574,000 $ 143,500 $ 61,000
Fayette, Pennsylvania 4 $ 227,000 $ 56,750 $ 42,000
Susquehanna, Pennsylvania 4 $ 615,000 $ 153,750 $ 168,000
Washington, Pennsylvania 4 $ 265,000 $ 66,250 $ 70,000
Washington, Rhode Island 4 $ 419,000 $ 104,750 $ 126,000
Bexar, Texas 4 $ 470,000 $ 117,500 $ 49,000
El Paso, Texas 4 $ 308,000 $ 77,000 $ 56,000
Cowlitz, Washington 4 $ 374,000 $ 93,500 $ 77,000
Hancock, West Virginia 4 $ 339,000 $ 84,750 $ 39,000
Waukesha, Wisconsin 4 $ 733,000 $ 183,250 $ 68,000
Waushara, Wisconsin 4 $ 730,000 $ 182,500 $ 162,000
Graham, Arizona 3 $ 169,000 $ 56,333 $ 41,000
Lassen, California 3 $ 212,000 $ 70,666 $ 69,000
Sierra, California 3 $ 341,000 $ 113,666 $ 81,000
Fremont, Colorado 3 $ 629,000 $ 209,666 $ 55,000
Summit, Colorado 3 $ 1,008,000 $ 336,000 $ 399,000
Kent, Delaware 3 $ 688,000 $ 229,333 $ 69,000
District of Columbia, District Of Columbia 3 $ 910,000 $ 303,333 $ 100,000
Columbia, Florida 3 $ 174,000 $ 58,000 $ 101,000
Indian River, Florida 3 $ 537,000 $ 179,000 $ 50,000
Nassau, Florida 3 $ 206,000 $ 68,666 $ 57,000
Clayton, Georgia 3 $ 249,000 $ 83,000 $ 56,000
Richmond, Georgia 3 $ 227,000 $ 75,666 $ 46,000
Spalding, Georgia 3 $ 327,000 $ 109,000 $ 48,000
Lincoln, Idaho 3 $ 381,000 $ 127,000 $ 95,000
Woodbury, Iowa 3 $ 208,000 $ 69,333 $ 85,000
Franklin, Maine 3 $ 203,000 $ 67,666 $ 38,000
Frederick, Maryland 3 $ 448,000 $ 149,333 $ 65,000
St. Mary's, Maryland 3 $ 612,000 $ 204,000 $ 58,000
Wicomico, Maryland 3 $ 207,000 $ 69,000 $ 73,000
Worcester, Maryland 3 $ 499,000 $ 166,333 $ 76,000
Bay, Michigan 3 $ 195,000 $ 65,000 $ 62,000
Dickinson, Michigan 3 $ 597,000 $ 199,000 $ 90,000
Ionia, Michigan 3 $ 442,000 $ 147,333 $ 56,000
St. Louis, Minnesota 3 $ 395,000 $ 131,666 $ 50,000
Wright, Minnesota 3 $ 477,000 $ 159,000 $ 67,000
Somerset, New Jersey 3 $ 595,000 $ 198,333 $ 124,000
Warren, New Jersey 3 $ 763,000 $ 254,333 $ 103,000
Defiance, Ohio 3 $ 190,000 $ 63,333 $ 24,000
Lucas, Ohio 3 $ 547,000 $ 182,333 $ 63,000
Oklahoma, Oklahoma 3 $ 190,000 $ 63,333 $ 43,000
Clatsop, Oregon 3 $ 454,000 $ 151,333 $ 41,000
Coos, Oregon 3 $ 252,000 $ 84,000 $ 34,000
Bradford, Pennsylvania 3 $ 205,000 $ 68,333 $ 27,000
Franklin, Pennsylvania 3 $ 370,000 $ 123,333 $ 26,000
Lawrence, Pennsylvania 3 $ 331,000 $ 110,333 $ 40,000
Lebanon, Pennsylvania 3 $ 290,000 $ 96,666 $ 67,000
Pike, Pennsylvania 3 $ 608,000 $ 202,666 $ 44,000
Greenville, South Carolina 3 $ 561,000 $ 187,000 $ 51,000
Richland, South Carolina 3 $ 176,000 $ 58,666 $ 37,000
Hidalgo, Texas 3 $ 347,000 $ 115,666 $ 48,000
Iron, Utah 3 $ 521,000 $ 173,666 $ 90,000
Tooele, Utah 3 $ 295,000 $ 98,333 $ 58,000
Benton, Washington 3 $ 396,000 $ 132,000 $ 95,000
Kittitas, Washington 3 $ 210,000 $ 70,000 $ 56,000
Lewis, Washington 3 $ 196,000 $ 65,333 $ 51,000
San Juan, Washington 3 $ 911,000 $ 303,666 $ 110,000
Berkeley, West Virginia 3 $ 497,000 $ 165,666 $ 44,000
Brooke, West Virginia 3 $ 301,000 $ 100,333 $ 39,000
Kanawha, West Virginia 3 $ 258,000 $ 86,000 $ 32,000
Ohio, West Virginia 3 $ 134,000 $ 44,666 $ 26,000
Brown, Wisconsin 3 $ 376,000 $ 125,333 $ 35,000
Columbia, Wisconsin 3 $ 308,000 $ 102,666 $ 44,000
Kenosha, Wisconsin 3 $ 479,000 $ 159,666 $ 126,000
Manitowoc, Wisconsin 3 $ 225,000 $ 75,000 $ 56,000
Polk, Wisconsin 3 $ 279,000 $ 93,000 $ 58,000
Rock, Wisconsin 3 $ 216,000 $ 72,000 $ 49,000
Gila, Arizona 2 $ 145,000 $ 72,500 $ 63,000
Del Norte, California 2 $ 152,000 $ 76,000 $ 70,000
Lake, Colorado 2 $ 205,000 $ 102,500 $ 53,000
Logan, Colorado 2 $ 104,000 $ 52,000 $ 31,000
Litchfield, Connecticut 2 $ 459,000 $ 229,500 $ 110,000
Tolland, Connecticut 2 $ 568,000 $ 284,000 $ 72,000
Windham, Connecticut 2 $ 312,000 $ 156,000 $ 41,000
DeSoto, Florida 2 $ 110,000 $ 55,000 $ 38,000
Okaloosa, Florida 2 $ 304,000 $ 152,000 $ 120,000
Putnam, Florida 2 $ 155,000 $ 77,500 $ 44,000
Butts, Georgia 2 $ 116,000 $ 58,000 $ 44,000
Cherokee, Georgia 2 $ 111,000 $ 55,500 $ 116,000
Habersham, Georgia 2 $ 150,000 $ 75,000 $ 60,000
Oglethorpe, Georgia 2 $ 141,000 $ 70,500 $ 26,000
Tift, Georgia 2 $ 89,000 $ 44,500 $ 77,000
Bingham, Idaho 2 $ 203,000 $ 101,500 $ 41,000
Gooding, Idaho 2 $ 181,000 $ 90,500 $ 45,000
Payette, Idaho 2 $ 355,000 $ 177,500 $ 60,000
Twin Falls, Idaho 2 $ 78,000 $ 39,000 $ 28,000
Champaign, Illinois 2 $ 94,000 $ 47,000 $ 88,000
Henry, Illinois 2 $ 122,000 $ 61,000 $ 103,000
Kane, Illinois 2 $ 263,000 $ 131,500 $ 136,000
Kendall, Illinois 2 $ 207,000 $ 103,500 $ 54,000
Tazewell, Illinois 2 $ 238,000 $ 119,000 $ 90,000
Marion, Indiana 2 $ 90,000 $ 45,000 $ 26,000
Scott, Iowa 2 $ 174,000 $ 87,000 $ 36,000
Jefferson, Kentucky 2 $ 269,000 $ 134,500 $ 35,000
Cumberland, Maine 2 $ 342,000 $ 171,000 $ 89,000
Oxford, Maine 2 $ 284,000 $ 142,000 $ 44,000
Piscataquis, Maine 2 $ 276,000 $ 138,000 $ 224,000
Sagadahoc, Maine 2 $ 128,000 $ 64,000 $ 57,000
Somerset, Maine 2 $ 95,000 $ 47,500 $ 42,000
Calvert, Maryland 2 $ 666,000 $ 333,000 $ 80,000
Berkshire, Massachusetts 2 $ 496,000 $ 248,000 $ 84,000
Hampshire, Massachusetts 2 $ 156,000 $ 78,000 $ 32,000
Clare, Michigan 2 $ 146,000 $ 73,000 $ 48,000
Crawford, Michigan 2 $ 81,000 $ 40,500 $ 83,000
Isabella, Michigan 2 $ 160,000 $ 80,000 $ 41,000
Jackson, Michigan 2 $ 84,000 $ 42,000 $ 33,000
Shiawassee, Michigan 2 $ 239,000 $ 119,500 $ 69,000
Blue Earth, Minnesota 2 $ 184,000 $ 92,000 $ 61,000
Douglas, Minnesota 2 $ 111,000 $ 55,500 $ 33,000
Mille Lacs, Minnesota 2 $ 213,000 $ 106,500 $ 41,000
Scott, Minnesota 2 $ 151,000 $ 75,500 $ 173,000
Sherburne, Minnesota 2 $ 553,000 $ 276,500 $ 92,000
Clay, Missouri 2 $ 210,000 $ 105,000 $ 76,000
Jefferson, Missouri 2 $ 208,000 $ 104,000 $ 45,000
St. Charles, Missouri 2 $ 367,000 $ 183,500 $ 121,000
Flathead, Montana 2 $ 250,000 $ 125,000 $ 156,000
Missoula, Montana 2 $ 219,000 $ 109,500 $ 50,000
Silver Bow, Montana 2 $ 116,000 $ 58,000 $ 37,000
Yellowstone, Montana 2 $ 541,000 $ 270,500 $ 91,000
Carson City, Nevada 2 $ 285,000 $ 142,500 $ 62,000
Churchill, Nevada 2 $ 145,000 $ 72,500 $ 33,000
Elko, Nevada 2 $ 120,000 $ 60,000 $ 38,000
Humboldt, Nevada 2 $ 225,000 $ 112,500 $ 74,000
Nye, Nevada 2 $ 235,000 $ 117,500 $ 43,000
Pershing, Nevada 2 $ 87,000 $ 43,500 $ 50,000
White Pine, Nevada 2 $ 115,000 $ 57,500 $ 37,000
Dona Ana, New Mexico 2 $ 256,000 $ 128,000 $ 51,000
Rio Arriba, New Mexico 2 $ 180,000 $ 90,000 $ 53,000
Forsyth, North Carolina 2 $ 207,000 $ 103,500 $ 35,000
Jones, North Carolina 2 $ 151,000 $ 75,500 $ 29,000
Wake, North Carolina 2 $ 333,000 $ 166,500 $ 180,000
Wayne, North Carolina 2 $ 211,000 $ 105,500 $ 41,000
Wilson, North Carolina 2 $ 225,000 $ 112,500 $ 180,000
Columbiana, Ohio 2 $ 412,000 $ 206,000 $ 76,000
Hamilton, Ohio 2 $ 151,000 $ 75,500 $ 50,000
Richland, Ohio 2 $ 137,000 $ 68,500 $ 18,000
Stark, Ohio 2 $ 175,000 $ 87,500 $ 43,000
Summit, Ohio 2 $ 304,000 $ 152,000 $ 79,000
Cherokee, Oklahoma 2 $ 278,000 $ 139,000 $ 78,000
Logan, Oklahoma 2 $ 675,000 $ 337,500 $ 300,000
Tulsa, Oklahoma 2 $ 262,000 $ 131,000 $ 42,000
Baker, Oregon 2 $ 104,000 $ 52,000 $ 42,000
Columbia, Oregon 2 $ 101,000 $ 50,500 $ 60,000
Curry, Oregon 2 $ 383,000 $ 191,500 $ 94,000
Morrow, Oregon 2 $ 86,000 $ 43,000 $ 36,000
Tillamook, Oregon 2 $ 214,000 $ 107,000 $ 74,000
Union, Oregon 2 $ 63,000 $ 31,500 $ 26,000
Elk, Pennsylvania 2 $ 72,000 $ 36,000 $ 42,000
Indiana, Pennsylvania 2 $ 73,000 $ 36,500 $ 38,000
Mifflin, Pennsylvania 2 $ 198,000 $ 99,000 $ 56,000
Northumberland, Pennsylvania 2 $ 197,000 $ 98,500 $ 45,000
Perry, Pennsylvania 2 $ 115,000 $ 57,500 $ 34,000
Potter, Pennsylvania 2 $ 166,000 $ 83,000 $ 6,000
Kent, Rhode Island 2 $ 225,000 $ 112,500 $ 91,000
Anderson, South Carolina 2 $ 108,000 $ 54,000 $ 42,000
Spartanburg, South Carolina 2 $ 162,000 $ 81,000 $ 30,000
Davidson, Tennessee 2 $ 95,000 $ 47,500 $ 29,000
Shelby, Tennessee 2 $ 272,000 $ 136,000 $ 89,000
Bastrop, Texas 2 $ 394,000 $ 197,000 $ 62,000
Brazoria, Texas 2 $ 331,000 $ 165,500 $ 48,000
Caldwell, Texas 2 $ 230,000 $ 115,000 $ 55,000
Chelan, Washington 2 $ 70,000 $ 35,000 $ 73,000
Douglas, Washington 2 $ 220,000 $ 110,000 $ 103,000
Grays Harbor, Washington 2 $ 260,000 $ 130,000 $ 207,000
Jefferson, Washington 2 $ 550,000 $ 275,000 $ 63,000
Walla Walla, Washington 2 $ 208,000 $ 104,000 $ 29,000
Cabell, West Virginia 2 $ 236,000 $ 118,000 $ 45,000
Harrison, West Virginia 2 $ 128,000 $ 64,000 $ 80,000
Putnam, West Virginia 2 $ 115,000 $ 57,500 $ 42,000
Wayne, West Virginia 2 $ 64,000 $ 32,000 $ 26,000
Dane, Wisconsin 2 $ 115,000 $ 57,500 $ 114,000
Douglas, Wisconsin 2 $ 125,000 $ 62,500 $ 53,000
Florence, Wisconsin 2 $ 229,000 $ 114,500 $ 98,000
Lincoln, Wisconsin 2 $ 181,000 $ 90,500 $ 65,000
Marathon, Wisconsin 2 $ 112,000 $ 56,000 $ 42,000
Marquette, Wisconsin 2 $ 140,000 $ 70,000 $ 60,000
Oneida, Wisconsin 2 $ 333,000 $ 166,500 $ 117,000
Sauk, Wisconsin 2 $ 187,000 $ 93,500 $ 39,000
St. Croix, Wisconsin 2 $ 420,000 $ 210,000 $ 204,000
Carbon, Wyoming 2 $ 340,000 $ 170,000 $ 84,000
Laramie, Wyoming 2 $ 248,000 $ 124,000 $ 42,000
Matanuska-Susitna, Alaska 1 $ 65,000 $ 65,000 $ 96,000
Apache, Arizona 1 $ 412,000 $ 412,000 $ 240,000
Greenlee, Arizona 1 $ 71,000 $ 71,000 $ 66,000
Santa Cruz, Arizona 1 $ 114,000 $ 114,000 $ 42,000
Modoc, California 1 $ 128,000 $ 128,000 $ 43,000
Costilla, Colorado 1 $ 126,000 $ 126,000 $ 34,000
Delta, Colorado 1 $ 40,000 $ 40,000 $ 60,000
Elbert, Colorado 1 $ 213,000 $ 213,000 $ 57,000
Gilpin, Colorado 1 $ 413,000 $ 413,000 $ 108,000
Grand, Colorado 1 $ 80,000 $ 80,000 $ 144,000
Gunnison, Colorado 1 $ 225,000 $ 225,000 $ 69,000
Huerfano, Colorado 1 $ 60,000 $ 60,000 $ 38,000
Las Animas, Colorado 1 $ 175,000 $ 175,000 $ 70,000
Moffat, Colorado 1 $ 158,000 $ 158,000 $ 102,000
Montezuma, Colorado 1 $ 122,000 $ 122,000 $ 52,000
Ouray, Colorado 1 $ 40,000 $ 40,000 $ 150,000
Pitkin, Colorado 1 $ 150,000 $ 150,000 $ 390,000
Prowers, Colorado 1 $ 72,000 $ 72,000 $ 20,000
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Mortgage Loan Application Detail Totals for Chapel Mortgage in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 12,877 $2,096,121,000 $122,358 $1,101,000 $75,256 $5,400,000
Refinancing 10,897 $1,713,086,000 $144,400 $1,085,000 $76,200 $6,816,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 11,103 $1,694,097,000 $132,648 $1,101,000 $78,459 $6,816,000
Hispanic 6,551 $1,088,049,000 $126,071 $840,000 $68,071 $5,400,000
Not Provided 2,296 $378,145,000 $137,470 $1,000,000 $75,735 $1,530,000
Black or African American 2,018 $327,373,000 $156,032 $840,000 $74,032 $2,052,000
Asian 1,473 $265,813,000 $150,000 $960,000 $88,611 $1,175,000
Native Hawaiian or Other Pacific Islander 261 $44,891,000 $147,083 $750,000 $87,083 $270,000
American Indian or Alaskan Native 72 $10,839,000 $116,222 $500,000 $94,000 $398,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 23,754 $3,805,863,000 $137,268 $1,101,000 $77,512 $6,816,000
FHA-insured (Federal Housing Administration) 20 $3,344,000 $150,333 $266,000 $54,666 $107,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 10,314 $1,627,446,000 $125,588 $780,000 $71,411 $1,232,000
Application Approved But Not Accepted 6,553 $1,066,351,000 $133,558 $849,000 $74,647 $2,052,000
Application Denied By Financial Institution 6,001 $972,252,000 $138,292 $1,101,000 $81,804 $5,400,000
Application Withdrawn By Applicant 476 $62,814,000 $119,208 $780,000 $81,291 $504,000
File Closed For Incompleteness 430 $80,344,000 $178,833 $780,000 $78,750 $6,816,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 1,527 $260,105,000 $137,485 $1,000,000 $70,428 $5,068,000
Other 1,295 $259,247,000 $147,806 $1,101,000 $86,129 $780,000
Collateral 512 $97,094,000 $152,656 $764,000 $87,781 $5,400,000
Debt-To-Income Ratio 504 $89,490,000 $138,961 $1,085,000 $52,076 $431,000
Unverifiable Information 301 $54,710,000 $133,000 $960,000 $79,187 $816,000
Insufficient Cash (Downpayment, Closing Cost) 59 $14,709,000 $187,000 $840,000 $86,266 $220,000
Employment History 40 $5,600,000 $135,181 $400,000 $66,000 $164,000
Credit Application Incomplete 6 $858,000 $157,750 $276,000 $117,750 $187,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Chapel Mortgage's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Chapel Mortgage's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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