Charles Schwab Bank Mortgage Lending & HMDA Data, 2010
In 2010, Charles Schwab Bank of San Francisco, CA reported 24,305 mortgage applications totaling $9.3 billion, down 13% from 2009. The average application was for $381,841, and applicants reported an average income of $186,022. 47% of its applications resulted in an originated loan and 23% were denied. Its largest markets were San Francisco-San Mateo-Redwood City, CA (1,492), Oakland-Fremont-Hayward, CA (1,302) and Los Angeles-Long Beach-Glendale, CA (1,148) (applications in parentheses).
| Mortgage Company & Address | Charles Schwab Bank 211 Main Street San Francisco, CA 94105 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 24,305 |
| Total Mortgage Loan Application Amount | $9,280,662,000 |
| Average Mortgage Loan Application Amount | $381,841 |
| Highest Mortgage Loan Application Amount | $24,869,000 |
| Average Applicant Income | $186,022 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Charles Schwab Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles, California | 1,148 | $ 658,930,000 | $ 573,980 | $ 237,000 |
| Santa Clara, California | 1,054 | $ 547,121,000 | $ 519,090 | $ 187,000 |
| Orange, California | 823 | $ 432,014,000 | $ 524,925 | $ 226,000 |
| San Diego, California | 750 | $ 352,076,000 | $ 469,434 | $ 183,000 |
| Alameda, California | 682 | $ 300,140,000 | $ 440,087 | $ 178,000 |
| Contra Costa, California | 620 | $ 283,821,000 | $ 457,775 | $ 186,000 |
| Maricopa, Arizona | 618 | $ 190,684,000 | $ 308,550 | $ 156,000 |
| San Francisco, California | 612 | $ 355,734,000 | $ 581,264 | $ 264,000 |
| King, Washington | 517 | $ 200,011,000 | $ 386,868 | $ 190,000 |
| Cook, Illinois | 514 | $ 191,484,000 | $ 372,536 | $ 187,000 |
| San Mateo, California | 511 | $ 310,366,000 | $ 607,369 | $ 228,000 |
| Marin, California | 369 | $ 230,632,000 | $ 625,018 | $ 243,000 |
| Riverside, California | 274 | $ 79,734,000 | $ 291,000 | $ 157,000 |
| New York, New York | 267 | $ 166,173,000 | $ 622,370 | $ 380,000 |
| Harris, Texas | 252 | $ 90,969,000 | $ 360,988 | $ 263,000 |
| Sonoma, California | 215 | $ 80,225,000 | $ 373,139 | $ 159,000 |
| Fairfield, Connecticut | 210 | $ 118,926,000 | $ 566,314 | $ 256,000 |
| Middlesex, Massachusetts | 200 | $ 78,304,000 | $ 391,520 | $ 170,000 |
| Clark, Nevada | 194 | $ 58,666,000 | $ 302,402 | $ 182,000 |
| Travis, Texas | 187 | $ 65,841,000 | $ 352,090 | $ 160,000 |
| Montgomery, Maryland | 173 | $ 78,182,000 | $ 451,919 | $ 197,000 |
| Fairfax, Virginia | 168 | $ 75,554,000 | $ 449,726 | $ 239,000 |
| Denver, Colorado | 167 | $ 51,202,000 | $ 306,598 | $ 141,000 |
| Douglas, Colorado | 167 | $ 54,201,000 | $ 324,556 | $ 154,000 |
| Fulton, Georgia | 165 | $ 65,787,000 | $ 398,709 | $ 193,000 |
| Palm Beach, Florida | 160 | $ 51,441,000 | $ 321,506 | $ 199,000 |
| Dallas, Texas | 157 | $ 75,904,000 | $ 483,464 | $ 260,000 |
| Hennepin, Minnesota | 153 | $ 51,097,000 | $ 333,967 | $ 193,000 |
| Placer, California | 151 | $ 47,330,000 | $ 313,443 | $ 164,000 |
| Boulder, Colorado | 148 | $ 52,539,000 | $ 354,993 | $ 151,000 |
| DuPage, Illinois | 144 | $ 48,733,000 | $ 338,423 | $ 182,000 |
| Multnomah, Oregon | 139 | $ 45,735,000 | $ 329,028 | $ 160,000 |
| Arapahoe, Colorado | 133 | $ 43,424,000 | $ 326,496 | $ 146,000 |
| Washoe, Nevada | 133 | $ 38,601,000 | $ 290,233 | $ 141,000 |
| Sacramento, California | 132 | $ 34,715,000 | $ 262,992 | $ 143,000 |
| Jefferson, Colorado | 125 | $ 39,039,000 | $ 312,312 | $ 148,000 |
| Pima, Arizona | 122 | $ 34,051,000 | $ 279,106 | $ 163,000 |
| Ventura, California | 118 | $ 50,088,000 | $ 424,474 | $ 160,000 |
| Broward, Florida | 111 | $ 35,600,000 | $ 320,720 | $ 176,000 |
| San Bernardino, California | 107 | $ 27,928,000 | $ 261,009 | $ 144,000 |
| District of Columbia, District Of Columbia | 107 | $ 43,539,000 | $ 406,906 | $ 182,000 |
| Suffolk, New York | 106 | $ 47,223,000 | $ 445,500 | $ 239,000 |
| Westchester, New York | 106 | $ 47,783,000 | $ 450,783 | $ 246,000 |
| Tarrant, Texas | 101 | $ 29,392,000 | $ 291,009 | $ 283,000 |
| Lake, Illinois | 94 | $ 36,748,000 | $ 390,936 | $ 239,000 |
| Oakland, Michigan | 93 | $ 25,197,000 | $ 270,935 | $ 217,000 |
| Nassau, New York | 92 | $ 34,329,000 | $ 373,141 | $ 252,000 |
| Bergen, New Jersey | 91 | $ 37,201,000 | $ 408,802 | $ 216,000 |
| Wake, North Carolina | 91 | $ 24,621,000 | $ 270,560 | $ 135,000 |
| Santa Cruz, California | 90 | $ 41,911,000 | $ 465,677 | $ 193,000 |
| Monterey, California | 89 | $ 50,020,000 | $ 562,022 | $ 224,000 |
| Orange, Florida | 89 | $ 27,093,000 | $ 304,415 | $ 181,000 |
| St. Louis, Missouri | 84 | $ 22,905,000 | $ 272,678 | $ 155,000 |
| Santa Barbara, California | 83 | $ 45,452,000 | $ 547,614 | $ 277,000 |
| Bernalillo, New Mexico | 79 | $ 16,323,000 | $ 206,620 | $ 113,000 |
| Honolulu, Hawaii | 78 | $ 25,625,000 | $ 328,525 | $ 137,000 |
| Hamilton, Indiana | 78 | $ 19,160,000 | $ 245,641 | $ 154,000 |
| Norfolk, Massachusetts | 78 | $ 32,726,000 | $ 419,564 | $ 183,000 |
| Monmouth, New Jersey | 78 | $ 26,238,000 | $ 336,384 | $ 180,000 |
| Lee, Florida | 75 | $ 22,681,000 | $ 302,413 | $ 156,000 |
| DeKalb, Georgia | 75 | $ 20,205,000 | $ 269,400 | $ 138,000 |
| Morris, New Jersey | 75 | $ 28,314,000 | $ 377,520 | $ 187,000 |
| Collin, Texas | 75 | $ 24,443,000 | $ 325,906 | $ 206,000 |
| Miami-Dade, Florida | 74 | $ 28,638,000 | $ 387,000 | $ 238,000 |
| Cobb, Georgia | 74 | $ 19,664,000 | $ 265,729 | $ 147,000 |
| Mecklenburg, North Carolina | 73 | $ 18,773,000 | $ 257,164 | $ 180,000 |
| Snohomish, Washington | 73 | $ 19,020,000 | $ 260,547 | $ 122,000 |
| Nevada, California | 71 | $ 25,323,000 | $ 356,661 | $ 183,000 |
| Kings, New York | 68 | $ 33,813,000 | $ 497,250 | $ 186,000 |
| Ada, Idaho | 66 | $ 14,107,000 | $ 213,742 | $ 156,000 |
| Suffolk, Massachusetts | 65 | $ 29,829,000 | $ 458,907 | $ 255,000 |
| Collier, Florida | 64 | $ 50,327,000 | $ 786,359 | $ 216,000 |
| Pinellas, Florida | 64 | $ 16,499,000 | $ 257,796 | $ 172,000 |
| Montgomery, Pennsylvania | 63 | $ 20,657,000 | $ 327,888 | $ 165,000 |
| San Luis Obispo, California | 62 | $ 24,349,000 | $ 392,725 | $ 197,000 |
| Philadelphia, Pennsylvania | 62 | $ 22,106,000 | $ 356,548 | $ 186,000 |
| Sarasota, Florida | 61 | $ 19,018,000 | $ 311,770 | $ 134,000 |
| Marion, Indiana | 61 | $ 12,961,000 | $ 212,475 | $ 132,000 |
| Johnson, Kansas | 61 | $ 14,108,000 | $ 231,278 | $ 154,000 |
| Washington, Oregon | 59 | $ 16,675,000 | $ 282,627 | $ 119,000 |
| Cuyahoga, Ohio | 58 | $ 13,836,000 | $ 238,551 | $ 182,000 |
| San Joaquin, California | 57 | $ 13,576,000 | $ 238,175 | $ 127,000 |
| St. Johns, Florida | 57 | $ 21,772,000 | $ 381,964 | $ 197,000 |
| Deschutes, Oregon | 57 | $ 19,406,000 | $ 340,456 | $ 151,000 |
| Arlington, Virginia | 57 | $ 23,768,000 | $ 416,982 | $ 319,000 |
| Hartford, Connecticut | 56 | $ 14,404,000 | $ 257,214 | $ 147,000 |
| El Dorado, California | 55 | $ 16,506,000 | $ 300,109 | $ 165,000 |
| Hillsborough, Florida | 55 | $ 17,228,000 | $ 313,236 | $ 163,000 |
| Pierce, Washington | 55 | $ 14,940,000 | $ 271,636 | $ 166,000 |
| El Paso, Colorado | 54 | $ 15,561,000 | $ 288,166 | $ 140,000 |
| Anne Arundel, Maryland | 54 | $ 21,206,000 | $ 392,703 | $ 216,000 |
| Chester, Pennsylvania | 54 | $ 17,829,000 | $ 330,166 | $ 158,000 |
| Duval, Florida | 53 | $ 16,783,000 | $ 316,660 | $ 174,000 |
| Queens, New York | 52 | $ 14,915,000 | $ 286,826 | $ 130,000 |
| Napa, California | 51 | $ 32,646,000 | $ 640,117 | $ 235,000 |
| Solano, California | 51 | $ 12,561,000 | $ 246,294 | $ 112,000 |
| Essex, Massachusetts | 51 | $ 19,471,000 | $ 381,784 | $ 209,000 |
| Loudoun, Virginia | 51 | $ 21,776,000 | $ 426,980 | $ 187,000 |
| Yavapai, Arizona | 49 | $ 13,535,000 | $ 276,224 | $ 112,000 |
| Plymouth, Massachusetts | 48 | $ 19,145,000 | $ 398,854 | $ 195,000 |
| Bexar, Texas | 48 | $ 12,011,000 | $ 250,229 | $ 329,000 |
| Santa Fe, New Mexico | 47 | $ 17,627,000 | $ 375,042 | $ 193,000 |
| Montgomery, Texas | 47 | $ 12,665,000 | $ 269,468 | $ 167,000 |
| Washtenaw, Michigan | 46 | $ 11,771,000 | $ 255,891 | $ 132,000 |
| Larimer, Colorado | 45 | $ 11,777,000 | $ 261,711 | $ 147,000 |
| Allegheny, Pennsylvania | 45 | $ 8,480,000 | $ 188,444 | $ 107,000 |
| Fresno, California | 44 | $ 11,586,000 | $ 263,318 | $ 152,000 |
| Essex, New Jersey | 44 | $ 18,748,000 | $ 426,090 | $ 227,000 |
| Somerset, New Jersey | 44 | $ 16,459,000 | $ 374,068 | $ 207,000 |
| Bucks, Pennsylvania | 44 | $ 15,226,000 | $ 346,045 | $ 193,000 |
| Denton, Texas | 44 | $ 11,221,000 | $ 255,022 | $ 142,000 |
| Will, Illinois | 43 | $ 8,893,000 | $ 206,813 | $ 124,000 |
| Rockingham, New Hampshire | 43 | $ 12,999,000 | $ 302,302 | $ 162,000 |
| Franklin, Ohio | 43 | $ 10,164,000 | $ 236,372 | $ 150,000 |
| Beaufort, South Carolina | 43 | $ 16,520,000 | $ 384,186 | $ 218,000 |
| Summit, Colorado | 42 | $ 18,593,000 | $ 442,690 | $ 204,000 |
| Mercer, New Jersey | 42 | $ 14,705,000 | $ 350,119 | $ 223,000 |
| Yolo, California | 41 | $ 12,541,000 | $ 305,878 | $ 174,000 |
| Ramsey, Minnesota | 41 | $ 9,038,000 | $ 220,439 | $ 97,000 |
| Ocean, New Jersey | 41 | $ 16,309,000 | $ 397,780 | $ 214,000 |
| Tulsa, Oklahoma | 41 | $ 10,426,000 | $ 254,292 | $ 144,000 |
| Clackamas, Oregon | 41 | $ 16,179,000 | $ 394,609 | $ 245,000 |
| Fort Bend, Texas | 41 | $ 9,990,000 | $ 243,658 | $ 161,000 |
| Middlesex, New Jersey | 40 | $ 11,884,000 | $ 297,100 | $ 132,000 |
| Gwinnett, Georgia | 38 | $ 9,777,000 | $ 257,289 | $ 159,000 |
| Jackson, Oregon | 37 | $ 10,491,000 | $ 283,540 | $ 99,000 |
| Lane, Oregon | 37 | $ 8,183,000 | $ 221,162 | $ 113,000 |
| Charleston, South Carolina | 37 | $ 17,740,000 | $ 479,459 | $ 371,000 |
| Spokane, Washington | 37 | $ 7,857,000 | $ 212,351 | $ 93,000 |
| Dane, Wisconsin | 37 | $ 8,725,000 | $ 235,810 | $ 130,000 |
| Waukesha, Wisconsin | 37 | $ 9,852,000 | $ 266,270 | $ 155,000 |
| Barnstable, Massachusetts | 36 | $ 13,920,000 | $ 386,666 | $ 230,000 |
| Burlington, New Jersey | 36 | $ 9,053,000 | $ 251,472 | $ 163,000 |
| Williamson, Texas | 36 | $ 7,677,000 | $ 213,250 | $ 137,000 |
| Kern, California | 35 | $ 7,396,000 | $ 211,314 | $ 170,000 |
| Anchorage, Alaska | 34 | $ 9,066,000 | $ 266,647 | $ 162,000 |
| Manatee, Florida | 34 | $ 8,594,000 | $ 252,764 | $ 125,000 |
| Seminole, Florida | 34 | $ 6,334,000 | $ 186,294 | $ 107,000 |
| Baltimore, Maryland | 34 | $ 10,269,000 | $ 302,029 | $ 156,000 |
| Delaware, Pennsylvania | 34 | $ 14,709,000 | $ 432,617 | $ 195,000 |
| Salt Lake, Utah | 34 | $ 9,483,000 | $ 278,911 | $ 125,000 |
| Kitsap, Washington | 34 | $ 14,368,000 | $ 422,588 | $ 174,000 |
| New Haven, Connecticut | 33 | $ 9,992,000 | $ 302,787 | $ 149,000 |
| Hawaii, Hawaii | 33 | $ 15,899,000 | $ 481,787 | $ 169,000 |
| Kane, Illinois | 33 | $ 9,038,000 | $ 273,878 | $ 144,000 |
| Buncombe, North Carolina | 33 | $ 10,674,000 | $ 323,454 | $ 146,000 |
| Oklahoma, Oklahoma | 33 | $ 5,966,000 | $ 180,787 | $ 124,000 |
| Clark, Washington | 33 | $ 7,941,000 | $ 240,636 | $ 135,000 |
| Dakota, Minnesota | 32 | $ 7,443,000 | $ 232,593 | $ 113,000 |
| Davidson, Tennessee | 32 | $ 8,778,000 | $ 274,312 | $ 124,000 |
| Stanislaus, California | 31 | $ 6,540,000 | $ 210,967 | $ 142,000 |
| Jefferson, Kentucky | 30 | $ 6,546,000 | $ 218,200 | $ 178,000 |
| Hudson, New Jersey | 30 | $ 10,314,000 | $ 343,800 | $ 222,000 |
| Milwaukee, Wisconsin | 30 | $ 6,884,000 | $ 229,466 | $ 127,000 |
| Jefferson, Alabama | 29 | $ 11,013,000 | $ 379,758 | $ 245,000 |
| Pulaski, Arkansas | 29 | $ 6,534,000 | $ 225,310 | $ 123,000 |
| Forsyth, Georgia | 29 | $ 8,423,000 | $ 290,448 | $ 139,000 |
| Orleans, Louisiana | 29 | $ 10,924,000 | $ 376,689 | $ 274,000 |
| Hamilton, Ohio | 29 | $ 11,492,000 | $ 396,275 | $ 162,000 |
| Shelby, Tennessee | 29 | $ 5,349,000 | $ 184,448 | $ 125,000 |
| Williamson, Tennessee | 29 | $ 9,907,000 | $ 341,620 | $ 123,000 |
| Howard, Maryland | 28 | $ 10,076,000 | $ 359,857 | $ 299,000 |
| Union, New Jersey | 28 | $ 11,452,000 | $ 409,000 | $ 179,000 |
| Summit, Ohio | 28 | $ 5,553,000 | $ 198,321 | $ 106,000 |
| Alexandria, Virginia | 28 | $ 10,453,000 | $ 373,321 | $ 272,000 |
| Adams, Colorado | 27 | $ 5,554,000 | $ 205,703 | $ 102,000 |
| Sussex, Delaware | 27 | $ 9,642,000 | $ 357,111 | $ 191,000 |
| Sumter, Florida | 27 | $ 5,929,000 | $ 219,592 | $ 83,000 |
| Orange, North Carolina | 27 | $ 9,922,000 | $ 367,481 | $ 195,000 |
| Pinal, Arizona | 26 | $ 5,503,000 | $ 211,653 | $ 94,000 |
| Eagle, Colorado | 26 | $ 17,179,000 | $ 660,730 | $ 283,000 |
| Brunswick, North Carolina | 26 | $ 8,215,000 | $ 315,961 | $ 190,000 |
| Volusia, Florida | 25 | $ 5,058,000 | $ 202,320 | $ 137,000 |
| Blaine, Idaho | 25 | $ 14,085,000 | $ 563,400 | $ 316,000 |
| Wayne, Michigan | 25 | $ 5,301,000 | $ 212,040 | $ 139,000 |
| Washington, Minnesota | 25 | $ 5,591,000 | $ 223,640 | $ 124,000 |
| Hillsborough, New Hampshire | 25 | $ 7,142,000 | $ 285,680 | $ 127,000 |
| Monroe, New York | 25 | $ 5,639,000 | $ 225,560 | $ 128,000 |
| Prince William, Virginia | 25 | $ 8,798,000 | $ 351,920 | $ 192,000 |
| Maui, Hawaii | 24 | $ 12,951,000 | $ 539,625 | $ 216,000 |
| Bristol, Massachusetts | 24 | $ 6,861,000 | $ 285,875 | $ 138,000 |
| Teton, Wyoming | 24 | $ 21,265,000 | $ 886,041 | $ 566,000 |
| Grand, Colorado | 23 | $ 6,251,000 | $ 271,782 | $ 197,000 |
| Lake, Florida | 23 | $ 5,135,000 | $ 223,260 | $ 103,000 |
| Cumberland, Maine | 23 | $ 6,009,000 | $ 261,260 | $ 168,000 |
| Douglas, Nebraska | 23 | $ 6,154,000 | $ 267,565 | $ 187,000 |
| Camden, New Jersey | 23 | $ 5,749,000 | $ 249,956 | $ 183,000 |
| Cape May, New Jersey | 23 | $ 5,898,000 | $ 256,434 | $ 151,000 |
| Rockland, New York | 23 | $ 8,638,000 | $ 375,565 | $ 219,000 |
| Greenville, South Carolina | 23 | $ 6,573,000 | $ 285,782 | $ 137,000 |
| Baldwin, Alabama | 21 | $ 6,122,000 | $ 291,523 | $ 206,000 |
| Shelby, Alabama | 21 | $ 4,096,000 | $ 195,047 | $ 117,000 |
| New Castle, Delaware | 21 | $ 5,794,000 | $ 275,904 | $ 127,000 |
| Worcester, Massachusetts | 21 | $ 5,237,000 | $ 249,380 | $ 134,000 |
| Guilford, North Carolina | 21 | $ 4,931,000 | $ 234,809 | $ 122,000 |
| Coconino, Arizona | 20 | $ 5,784,000 | $ 289,200 | $ 146,000 |
| Jackson, Missouri | 20 | $ 3,601,000 | $ 180,050 | $ 104,000 |
| Durham, North Carolina | 20 | $ 4,109,000 | $ 205,450 | $ 110,000 |
| Hays, Texas | 20 | $ 3,508,000 | $ 175,400 | $ 180,000 |
| Virginia Beach, Virginia | 20 | $ 5,098,000 | $ 254,900 | $ 116,000 |
| Polk, Iowa | 19 | $ 3,495,000 | $ 183,947 | $ 101,000 |
| Albemarle, Virginia | 19 | $ 6,652,000 | $ 350,105 | $ 159,000 |
| Thurston, Washington | 19 | $ 5,353,000 | $ 281,736 | $ 97,000 |
| Mendocino, California | 18 | $ 7,464,000 | $ 414,666 | $ 170,000 |
| Brevard, Florida | 18 | $ 3,979,000 | $ 221,055 | $ 108,000 |
| Indian River, Florida | 18 | $ 6,280,000 | $ 348,888 | $ 202,000 |
| Kootenai, Idaho | 18 | $ 7,559,000 | $ 419,944 | $ 203,000 |
| St. Charles, Missouri | 18 | $ 3,883,000 | $ 215,722 | $ 148,000 |
| Gallatin, Montana | 18 | $ 7,418,000 | $ 412,111 | $ 272,000 |
| Washington, Utah | 18 | $ 3,911,000 | $ 217,277 | $ 93,000 |
| Henrico, Virginia | 18 | $ 6,908,000 | $ 383,777 | $ 178,000 |
| Litchfield, Connecticut | 17 | $ 6,159,000 | $ 362,294 | $ 309,000 |
| Chatham, Georgia | 17 | $ 6,053,000 | $ 356,058 | $ 115,000 |
| Erie, New York | 17 | $ 3,384,000 | $ 199,058 | $ 144,000 |
| Union, North Carolina | 17 | $ 5,316,000 | $ 312,705 | $ 133,000 |
| Medina, Ohio | 17 | $ 3,559,000 | $ 209,352 | $ 124,000 |
| Knox, Tennessee | 17 | $ 3,664,000 | $ 215,529 | $ 130,000 |
| Chesterfield, Virginia | 17 | $ 4,554,000 | $ 267,882 | $ 107,000 |
| Polk, Florida | 16 | $ 2,886,000 | $ 180,375 | $ 119,000 |
| McHenry, Illinois | 16 | $ 3,208,000 | $ 200,500 | $ 117,000 |
| Kent, Michigan | 16 | $ 2,818,000 | $ 176,125 | $ 103,000 |
| Douglas, Nevada | 16 | $ 4,917,000 | $ 307,312 | $ 182,000 |
| Dutchess, New York | 16 | $ 5,496,000 | $ 343,500 | $ 200,000 |
| Chatham, North Carolina | 16 | $ 4,623,000 | $ 288,937 | $ 129,000 |
| Galveston, Texas | 16 | $ 5,138,000 | $ 321,125 | $ 344,000 |
| Summit, Utah | 16 | $ 8,335,000 | $ 520,937 | $ 216,000 |
| Chittenden, Vermont | 16 | $ 4,494,000 | $ 280,875 | $ 159,000 |
| Island, Washington | 16 | $ 4,561,000 | $ 285,062 | $ 141,000 |
| Whatcom, Washington | 16 | $ 3,317,000 | $ 207,312 | $ 109,000 |
| Calaveras, California | 15 | $ 3,535,000 | $ 235,666 | $ 198,000 |
| Charlotte, Florida | 15 | $ 3,130,000 | $ 208,666 | $ 124,000 |
| Martin, Florida | 15 | $ 4,902,000 | $ 326,800 | $ 186,000 |
| Pasco, Florida | 15 | $ 2,277,000 | $ 151,800 | $ 76,000 |
| Baltimore City, Maryland | 15 | $ 3,520,000 | $ 234,666 | $ 167,000 |
| Macomb, Michigan | 15 | $ 1,861,000 | $ 124,066 | $ 84,000 |
| Hunterdon, New Jersey | 15 | $ 4,281,000 | $ 285,400 | $ 196,000 |
| Passaic, New Jersey | 15 | $ 4,723,000 | $ 314,866 | $ 129,000 |
| Delaware, Ohio | 15 | $ 4,521,000 | $ 301,400 | $ 180,000 |
| El Paso, Texas | 15 | $ 2,879,000 | $ 191,933 | $ 123,000 |
| Humboldt, California | 14 | $ 2,880,000 | $ 205,714 | $ 108,000 |
| Tuolumne, California | 14 | $ 3,216,000 | $ 229,714 | $ 176,000 |
| Cherokee, Georgia | 14 | $ 2,777,000 | $ 198,357 | $ 152,000 |
| Kauai, Hawaii | 14 | $ 8,522,000 | $ 608,714 | $ 340,000 |
| Boone, Indiana | 14 | $ 3,727,000 | $ 266,214 | $ 356,000 |
| New Hanover, North Carolina | 14 | $ 5,471,000 | $ 390,785 | $ 194,000 |
| James City, Virginia | 14 | $ 4,206,000 | $ 300,428 | $ 112,000 |
| Clallam, Washington | 14 | $ 3,775,000 | $ 269,642 | $ 101,000 |
| Jefferson, Washington | 14 | $ 4,365,000 | $ 311,785 | $ 101,000 |
| Marion, Florida | 13 | $ 2,768,000 | $ 212,923 | $ 142,000 |
| Fayette, Georgia | 13 | $ 3,182,000 | $ 244,769 | $ 90,000 |
| Sedgwick, Kansas | 13 | $ 2,834,000 | $ 218,000 | $ 150,000 |
| Jefferson, Louisiana | 13 | $ 4,076,000 | $ 313,538 | $ 174,000 |
| York, Maine | 13 | $ 3,373,000 | $ 259,461 | $ 273,000 |
| Frederick, Maryland | 13 | $ 3,688,000 | $ 283,692 | $ 151,000 |
| Prince George's, Maryland | 13 | $ 4,261,000 | $ 327,769 | $ 159,000 |
| Talbot, Maryland | 13 | $ 6,840,000 | $ 526,153 | $ 173,000 |
| St. Louis City, Missouri | 13 | $ 2,660,000 | $ 204,615 | $ 66,000 |
| Grafton, New Hampshire | 13 | $ 3,981,000 | $ 306,230 | $ 195,000 |
| Atlantic, New Jersey | 13 | $ 3,228,000 | $ 248,307 | $ 344,000 |
| Sussex, New Jersey | 13 | $ 3,792,000 | $ 291,692 | $ 165,000 |
| Henderson, North Carolina | 13 | $ 4,202,000 | $ 323,230 | $ 98,000 |
| Butler, Ohio | 13 | $ 2,791,000 | $ 214,692 | $ 149,000 |
| York, Pennsylvania | 13 | $ 2,201,000 | $ 169,307 | $ 101,000 |
| Newport, Rhode Island | 13 | $ 6,513,000 | $ 501,000 | $ 828,000 |
| Utah, Utah | 13 | $ 2,983,000 | $ 229,461 | $ 100,000 |
| Broomfield, Colorado | 12 | $ 3,791,000 | $ 315,916 | $ 141,000 |
| Routt, Colorado | 12 | $ 6,395,000 | $ 532,916 | $ 324,000 |
| Middlesex, Connecticut | 12 | $ 2,657,000 | $ 221,416 | $ 165,000 |
| Alachua, Florida | 12 | $ 1,996,000 | $ 166,333 | $ 176,000 |
| Monroe, Florida | 12 | $ 4,563,000 | $ 380,250 | $ 246,000 |
| Nassau, Florida | 12 | $ 5,486,000 | $ 457,166 | $ 191,000 |
| Okaloosa, Florida | 12 | $ 3,252,000 | $ 271,000 | $ 173,000 |
| East Baton Rouge, Louisiana | 12 | $ 2,333,000 | $ 194,416 | $ 180,000 |
| Livingston, Michigan | 12 | $ 3,021,000 | $ 251,750 | $ 111,000 |
| Gloucester, New Jersey | 12 | $ 2,724,000 | $ 227,000 | $ 114,000 |
| Orange, New York | 12 | $ 2,448,000 | $ 204,000 | $ 116,000 |
| Richmond, New York | 12 | $ 4,529,000 | $ 377,416 | $ 105,000 |
| Saratoga, New York | 12 | $ 2,897,000 | $ 241,416 | $ 144,000 |
| Haywood, North Carolina | 12 | $ 3,891,000 | $ 324,250 | $ 155,000 |
| Iredell, North Carolina | 12 | $ 4,846,000 | $ 403,833 | $ 200,000 |
| Montgomery, Ohio | 12 | $ 2,250,000 | $ 187,500 | $ 127,000 |
| Warren, Ohio | 12 | $ 3,939,000 | $ 328,250 | $ 132,000 |
| Washington, Rhode Island | 12 | $ 6,267,000 | $ 522,250 | $ 210,000 |
| Oconee, South Carolina | 12 | $ 4,250,000 | $ 354,166 | $ 243,000 |
| Richmond City, Virginia | 12 | $ 3,831,000 | $ 319,250 | $ 185,000 |
| Ozaukee, Wisconsin | 12 | $ 4,199,000 | $ 349,916 | $ 227,000 |
| Navajo, Arizona | 11 | $ 1,943,000 | $ 176,636 | $ 155,000 |
| La Plata, Colorado | 11 | $ 5,094,000 | $ 463,090 | $ 243,000 |
| Weld, Colorado | 11 | $ 2,391,000 | $ 217,363 | $ 72,000 |
| New London, Connecticut | 11 | $ 2,820,000 | $ 256,363 | $ 182,000 |
| Escambia, Florida | 11 | $ 2,282,000 | $ 207,454 | $ 125,000 |
| Osceola, Florida | 11 | $ 2,575,000 | $ 234,090 | $ 271,000 |
| St. Lucie, Florida | 11 | $ 1,845,000 | $ 167,727 | $ 108,000 |
| Walton, Florida | 11 | $ 3,802,000 | $ 345,636 | $ 179,000 |
| Lake, Indiana | 11 | $ 1,815,000 | $ 165,000 | $ 104,000 |
| Monroe, Indiana | 11 | $ 2,216,000 | $ 201,454 | $ 101,000 |
| Berkshire, Massachusetts | 11 | $ 3,827,000 | $ 347,909 | $ 269,000 |
| Ottawa, Michigan | 11 | $ 6,273,000 | $ 570,272 | $ 906,000 |
| Sandoval, New Mexico | 11 | $ 2,686,000 | $ 244,181 | $ 103,000 |
| Putnam, New York | 11 | $ 3,273,000 | $ 297,545 | $ 168,000 |
| Benton, Oregon | 11 | $ 2,560,000 | $ 232,727 | $ 159,000 |
| Lancaster, Pennsylvania | 11 | $ 1,674,000 | $ 152,181 | $ 80,000 |
| Lehigh, Pennsylvania | 11 | $ 2,487,000 | $ 226,090 | $ 147,000 |
| Providence, Rhode Island | 11 | $ 2,377,000 | $ 216,090 | $ 146,000 |
| Pickens, South Carolina | 11 | $ 4,009,000 | $ 364,454 | $ 178,000 |
| Walworth, Wisconsin | 11 | $ 3,981,000 | $ 361,909 | $ 357,000 |
| Madison, Alabama | 10 | $ 1,531,000 | $ 153,100 | $ 91,000 |
| Leon, Florida | 10 | $ 1,907,000 | $ 190,700 | $ 125,000 |
| Queen Anne's, Maryland | 10 | $ 4,643,000 | $ 464,300 | $ 167,000 |
| Anoka, Minnesota | 10 | $ 2,089,000 | $ 208,900 | $ 109,000 |
| Clay, Missouri | 10 | $ 1,655,000 | $ 165,500 | $ 115,000 |
| Merrimack, New Hampshire | 10 | $ 2,735,000 | $ 273,500 | $ 143,000 |
| Onondaga, New York | 10 | $ 1,616,000 | $ 161,600 | $ 129,000 |
| Lorain, Ohio | 10 | $ 1,945,000 | $ 194,500 | $ 221,000 |
| Tillamook, Oregon | 10 | $ 2,511,000 | $ 251,100 | $ 188,000 |
| Cumberland, Pennsylvania | 10 | $ 1,909,000 | $ 190,900 | $ 151,000 |
| Dorchester, South Carolina | 10 | $ 2,397,000 | $ 239,700 | $ 124,000 |
| Horry, South Carolina | 10 | $ 2,490,000 | $ 249,000 | $ 100,000 |
| Brazoria, Texas | 10 | $ 1,890,000 | $ 189,000 | $ 92,000 |
| Rockwall, Texas | 10 | $ 2,902,000 | $ 290,200 | $ 119,000 |
| Cochise, Arizona | 9 | $ 1,936,000 | $ 215,111 | $ 226,000 |
| Benton, Arkansas | 9 | $ 1,965,000 | $ 218,333 | $ 113,000 |
| Garland, Arkansas | 9 | $ 1,743,000 | $ 193,666 | $ 131,000 |
| Butte, California | 9 | $ 2,568,000 | $ 285,333 | $ 91,000 |
| Lake, California | 9 | $ 1,813,000 | $ 201,444 | $ 150,000 |
| Shasta, California | 9 | $ 2,203,000 | $ 244,777 | $ 103,000 |
| Mesa, Colorado | 9 | $ 1,714,000 | $ 190,444 | $ 101,000 |
| Pitkin, Colorado | 9 | $ 8,134,000 | $ 903,777 | $ 276,000 |
| Hall, Georgia | 9 | $ 3,674,000 | $ 408,222 | $ 176,000 |
| Allen, Indiana | 9 | $ 1,589,000 | $ 176,555 | $ 125,000 |
| Porter, Indiana | 9 | $ 1,757,000 | $ 195,222 | $ 100,000 |
| Dukes, Massachusetts | 9 | $ 7,817,000 | $ 868,555 | $ 198,000 |
| Dona Ana, New Mexico | 9 | $ 2,073,000 | $ 230,333 | $ 75,000 |
| Forsyth, North Carolina | 9 | $ 2,818,000 | $ 313,111 | $ 106,000 |
| Jackson, North Carolina | 9 | $ 4,634,000 | $ 514,888 | $ 264,000 |
| Butler, Pennsylvania | 9 | $ 2,457,000 | $ 273,000 | $ 108,000 |
| Dauphin, Pennsylvania | 9 | $ 1,492,000 | $ 165,777 | $ 129,000 |
| Anderson, South Carolina | 9 | $ 1,973,000 | $ 219,222 | $ 117,000 |
| Hamilton, Tennessee | 9 | $ 2,105,000 | $ 233,888 | $ 134,000 |
| Mason, Washington | 9 | $ 2,540,000 | $ 282,222 | $ 117,000 |
| Washington, Wisconsin | 9 | $ 2,310,000 | $ 256,666 | $ 125,000 |
| Mariposa, California | 8 | $ 2,115,000 | $ 264,375 | $ 116,000 |
| Merced, California | 8 | $ 1,624,000 | $ 203,000 | $ 210,000 |
| Mono, California | 8 | $ 3,962,000 | $ 495,250 | $ 429,000 |
| Tulare, California | 8 | $ 1,321,000 | $ 165,125 | $ 198,000 |
| Pueblo, Colorado | 8 | $ 833,000 | $ 104,125 | $ 81,000 |
| Santa Rosa, Florida | 8 | $ 2,249,000 | $ 281,125 | $ 148,000 |
| Hampshire, Massachusetts | 8 | $ 1,338,000 | $ 167,250 | $ 111,000 |
| Grand Traverse, Michigan | 8 | $ 2,076,000 | $ 259,500 | $ 177,000 |
| Carver, Minnesota | 8 | $ 2,051,000 | $ 256,375 | $ 145,000 |
| Scott, Minnesota | 8 | $ 3,127,000 | $ 390,875 | $ 125,000 |
| Greene, Missouri | 8 | $ 1,548,000 | $ 193,500 | $ 81,000 |
| Bronx, New York | 8 | $ 2,558,000 | $ 319,750 | $ 87,000 |
| Warren, New York | 8 | $ 1,273,000 | $ 159,125 | $ 135,000 |
| Carteret, North Carolina | 8 | $ 2,591,000 | $ 323,875 | $ 114,000 |
| Lucas, Ohio | 8 | $ 1,445,000 | $ 180,625 | $ 95,000 |
| Georgetown, South Carolina | 8 | $ 2,220,000 | $ 277,500 | $ 142,000 |
| Comal, Texas | 8 | $ 2,838,000 | $ 354,750 | $ 178,000 |
| Norfolk, Virginia | 8 | $ 2,041,000 | $ 255,125 | $ 144,000 |
| Skagit, Washington | 8 | $ 2,097,000 | $ 262,125 | $ 118,000 |
| San Benito, California | 7 | $ 2,244,000 | $ 320,571 | $ 129,000 |
| Siskiyou, California | 7 | $ 1,652,000 | $ 236,000 | $ 102,000 |
| Bay, Florida | 7 | $ 1,233,000 | $ 176,142 | $ 188,000 |
| Columbia, Georgia | 7 | $ 1,671,000 | $ 238,714 | $ 139,000 |
| Bonner, Idaho | 7 | $ 4,513,000 | $ 644,714 | $ 170,000 |
| Hendricks, Indiana | 7 | $ 2,652,000 | $ 378,857 | $ 137,000 |
| Johnson, Indiana | 7 | $ 1,687,000 | $ 241,000 | $ 152,000 |
| LaPorte, Indiana | 7 | $ 1,285,000 | $ 183,571 | $ 78,000 |
| Fayette, Kentucky | 7 | $ 1,608,000 | $ 229,714 | $ 204,000 |
| St. Tammany, Louisiana | 7 | $ 1,699,000 | $ 242,714 | $ 245,000 |
| Harford, Maryland | 7 | $ 1,639,000 | $ 234,142 | $ 81,000 |
| Worcester, Maryland | 7 | $ 1,976,000 | $ 282,285 | $ 164,000 |
| Ingham, Michigan | 7 | $ 890,000 | $ 127,142 | $ 137,000 |
| Flathead, Montana | 7 | $ 2,614,000 | $ 373,428 | $ 324,000 |
| Strafford, New Hampshire | 7 | $ 1,383,000 | $ 197,571 | $ 123,000 |
| Taos, New Mexico | 7 | $ 1,984,000 | $ 283,428 | $ 209,000 |
| Albany, New York | 7 | $ 1,289,000 | $ 184,142 | $ 132,000 |
| Ulster, New York | 7 | $ 1,316,000 | $ 188,000 | $ 157,000 |
| Dare, North Carolina | 7 | $ 1,889,000 | $ 269,857 | $ 124,000 |
| Moore, North Carolina | 7 | $ 1,195,000 | $ 170,714 | $ 95,000 |
| Josephine, Oregon | 7 | $ 1,398,000 | $ 199,714 | $ 68,000 |
| Pike, Pennsylvania | 7 | $ 1,380,000 | $ 197,142 | $ 96,000 |
| Weber, Utah | 7 | $ 1,262,000 | $ 180,285 | $ 325,000 |
| Fairfax City, Virginia | 7 | $ 2,471,000 | $ 353,000 | $ 225,000 |
| Fauquier, Virginia | 7 | $ 2,198,000 | $ 314,000 | $ 110,000 |
| Benton, Washington | 7 | $ 1,297,000 | $ 185,285 | $ 152,000 |
| Chelan, Washington | 7 | $ 2,382,000 | $ 340,285 | $ 366,000 |
| Kenai Peninsula, Alaska | 6 | $ 1,290,000 | $ 215,000 | $ 195,000 |
| Mohave, Arizona | 6 | $ 1,242,000 | $ 207,000 | $ 106,000 |
| Amador, California | 6 | $ 1,205,000 | $ 200,833 | $ 72,000 |
| Garfield, Colorado | 6 | $ 1,427,000 | $ 237,833 | $ 142,000 |
| Park, Colorado | 6 | $ 1,570,000 | $ 261,666 | $ 213,000 |
| Citrus, Florida | 6 | $ 1,319,000 | $ 219,833 | $ 82,000 |
| Flagler, Florida | 6 | $ 1,802,000 | $ 300,333 | $ 137,000 |
| Coweta, Georgia | 6 | $ 1,122,000 | $ 187,000 | $ 91,000 |
| Greene, Georgia | 6 | $ 2,529,000 | $ 421,500 | $ 172,000 |
| Henry, Georgia | 6 | $ 733,000 | $ 122,166 | $ 53,000 |
| Paulding, Georgia | 6 | $ 506,000 | $ 84,333 | $ 72,000 |
| Canyon, Idaho | 6 | $ 932,000 | $ 155,333 | $ 368,000 |
| Latah, Idaho | 6 | $ 1,335,000 | $ 222,500 | $ 118,000 |
| Oldham, Kentucky | 6 | $ 2,214,000 | $ 369,000 | $ 171,000 |
| Caddo, Louisiana | 6 | $ 1,842,000 | $ 307,000 | $ 274,000 |
| Hancock, Maine | 6 | $ 3,958,000 | $ 659,666 | $ 274,000 |
| Hampden, Massachusetts | 6 | $ 1,111,000 | $ 185,166 | $ 128,000 |
| Nantucket, Massachusetts | 6 | $ 6,713,000 | $ 1,118,833 | $ 452,000 |
| Genesee, Michigan | 6 | $ 3,236,000 | $ 539,333 | $ 137,000 |
| Kalamazoo, Michigan | 6 | $ 1,021,000 | $ 170,166 | $ 175,000 |
| Crow Wing, Minnesota | 6 | $ 1,320,000 | $ 220,000 | $ 83,000 |
| Madison, Mississippi | 6 | $ 1,405,000 | $ 234,166 | $ 181,000 |
| Camden, Missouri | 6 | $ 1,757,000 | $ 292,833 | $ 194,000 |
| Platte, Missouri | 6 | $ 1,286,000 | $ 214,333 | $ 61,000 |
| Yellowstone, Montana | 6 | $ 1,223,000 | $ 203,833 | $ 139,000 |
| Carroll, New Hampshire | 6 | $ 1,400,000 | $ 233,333 | $ 162,000 |
| Cheshire, New Hampshire | 6 | $ 1,660,000 | $ 276,666 | $ 138,000 |
| Colfax, New Mexico | 6 | $ 1,863,000 | $ 310,500 | $ 159,000 |
| Grant, New Mexico | 6 | $ 953,000 | $ 158,833 | $ 84,000 |
| San Juan, New Mexico | 6 | $ 1,415,000 | $ 235,833 | $ 166,000 |
| Geauga, Ohio | 6 | $ 1,901,000 | $ 316,833 | $ 217,000 |
| Greene, Ohio | 6 | $ 1,442,000 | $ 240,333 | $ 220,000 |
| Lake, Ohio | 6 | $ 1,087,000 | $ 181,166 | $ 103,000 |
| Stark, Ohio | 6 | $ 713,000 | $ 118,833 | $ 74,000 |
| Rogers, Oklahoma | 6 | $ 2,125,000 | $ 354,166 | $ 202,000 |
| Lincoln, Oregon | 6 | $ 1,556,000 | $ 259,333 | $ 72,000 |
| Polk, Oregon | 6 | $ 1,520,000 | $ 253,333 | $ 97,000 |
| Yamhill, Oregon | 6 | $ 1,968,000 | $ 328,000 | $ 112,000 |
| Kent, Rhode Island | 6 | $ 2,633,000 | $ 438,833 | $ 274,000 |
| Lexington, South Carolina | 6 | $ 1,141,000 | $ 190,166 | $ 157,000 |
| Spartanburg, South Carolina | 6 | $ 1,067,000 | $ 177,833 | $ 103,000 |
| York, South Carolina | 6 | $ 1,267,000 | $ 211,166 | $ 109,000 |
| Loudon, Tennessee | 6 | $ 1,582,000 | $ 263,666 | $ 93,000 |
| Wilson, Tennessee | 6 | $ 1,611,000 | $ 268,500 | $ 85,000 |
| Brazos, Texas | 6 | $ 672,000 | $ 112,000 | $ 138,000 |
| Burnet, Texas | 6 | $ 912,000 | $ 152,000 | $ 96,000 |
| Guadalupe, Texas | 6 | $ 1,122,000 | $ 187,000 | $ 104,000 |
| Nueces, Texas | 6 | $ 1,121,000 | $ 186,833 | $ 115,000 |
| Parker, Texas | 6 | $ 1,614,000 | $ 269,000 | $ 139,000 |
| Taylor, Texas | 6 | $ 870,000 | $ 145,000 | $ 117,000 |
| Windsor, Vermont | 6 | $ 1,670,000 | $ 278,333 | $ 254,000 |
| San Juan, Washington | 6 | $ 2,830,000 | $ 471,666 | $ 123,000 |
| Yakima, Washington | 6 | $ 1,366,000 | $ 227,666 | $ 145,000 |
| Putnam, West Virginia | 6 | $ 962,000 | $ 160,333 | $ 90,000 |
| Kenosha, Wisconsin | 6 | $ 1,767,000 | $ 294,500 | $ 229,000 |
| Vilas, Wisconsin | 6 | $ 1,419,000 | $ 236,500 | $ 128,000 |
| Mobile, Alabama | 5 | $ 741,000 | $ 148,200 | $ 111,000 |
| Matanuska-Susitna, Alaska | 5 | $ 1,036,000 | $ 207,200 | $ 40,000 |
| Gila, Arizona | 5 | $ 797,000 | $ 159,400 | $ 117,000 |
| Plumas, California | 5 | $ 2,554,000 | $ 510,800 | $ 200,000 |
| Sutter, California | 5 | $ 1,273,000 | $ 254,600 | $ 162,000 |
| Custer, Colorado | 5 | $ 1,645,000 | $ 329,000 | $ 120,000 |
| Gunnison, Colorado | 5 | $ 1,464,000 | $ 292,800 | $ 548,000 |
| Tolland, Connecticut | 5 | $ 1,294,000 | $ 258,800 | $ 152,000 |
| Camden, Georgia | 5 | $ 973,000 | $ 194,600 | $ 118,000 |
| Clarke, Georgia | 5 | $ 822,000 | $ 164,400 | $ 142,000 |
| Muscogee, Georgia | 5 | $ 1,253,000 | $ 250,600 | $ 529,000 |
| Pickens, Georgia | 5 | $ 1,562,000 | $ 312,400 | $ 106,000 |
| Rabun, Georgia | 5 | $ 2,050,000 | $ 410,000 | $ 232,000 |
| Rockdale, Georgia | 5 | $ 526,000 | $ 105,200 | $ 80,000 |
| Boone, Kentucky | 5 | $ 1,064,000 | $ 212,800 | $ 117,000 |
| Kennebec, Maine | 5 | $ 2,147,000 | $ 429,400 | $ 248,000 |
| Calvert, Maryland | 5 | $ 2,946,000 | $ 589,200 | $ 258,000 |
| Carroll, Maryland | 5 | $ 1,170,000 | $ 234,000 | $ 128,000 |
| Kent, Maryland | 5 | $ 863,000 | $ 172,600 | $ 143,000 |
| St. Mary's, Maryland | 5 | $ 1,363,000 | $ 272,600 | $ 132,000 |
| Berrien, Michigan | 5 | $ 1,983,000 | $ 396,600 | $ 137,000 |
| Emmet, Michigan | 5 | $ 3,238,000 | $ 647,600 | $ 234,000 |
| Leelanau, Michigan | 5 | $ 2,480,000 | $ 496,000 | $ 88,000 |
| St. Louis, Minnesota | 5 | $ 1,216,000 | $ 243,200 | $ 193,000 |
| Wright, Minnesota | 5 | $ 1,342,000 | $ 268,400 | $ 120,000 |
| Sarpy, Nebraska | 5 | $ 679,000 | $ 135,800 | $ 111,000 |
| Belknap, New Hampshire | 5 | $ 1,900,000 | $ 380,000 | $ 166,000 |
| Valencia, New Mexico | 5 | $ 490,000 | $ 98,000 | $ 58,000 |
| Cabarrus, North Carolina | 5 | $ 817,000 | $ 163,400 | $ 90,000 |
| Catawba, North Carolina | 5 | $ 1,533,000 | $ 306,600 | $ 144,000 |
| Cumberland, North Carolina | 5 | $ 751,000 | $ 150,200 | $ 67,000 |
| Rutherford, North Carolina | 5 | $ 1,954,000 | $ 390,800 | $ 192,000 |
| Watauga, North Carolina | 5 | $ 1,328,000 | $ 265,600 | $ 230,000 |
| Clermont, Ohio | 5 | $ 984,000 | $ 196,800 | $ 94,000 |
| Cleveland, Oklahoma | 5 | $ 577,000 | $ 115,400 | $ 72,000 |
| Hood River, Oregon | 5 | $ 1,340,000 | $ 268,000 | $ 239,000 |
| Lackawanna, Pennsylvania | 5 | $ 837,000 | $ 167,400 | $ 86,000 |
| Luzerne, Pennsylvania | 5 | $ 838,000 | $ 167,600 | $ 82,000 |
| Northampton, Pennsylvania | 5 | $ 1,456,000 | $ 291,200 | $ 118,000 |
| Bristol, Rhode Island | 5 | $ 927,000 | $ 185,400 | $ 131,000 |
| Richland, South Carolina | 5 | $ 1,397,000 | $ 279,400 | $ 161,000 |
| Pennington, South Dakota | 5 | $ 1,431,000 | $ 286,200 | $ 206,000 |
| Henderson, Texas | 5 | $ 1,054,000 | $ 210,800 | $ 64,000 |
| Llano, Texas | 5 | $ 1,270,000 | $ 254,000 | $ 139,000 |
| Davis, Utah | 5 | $ 1,244,000 | $ 248,800 | $ 82,000 |
| Wasatch, Utah | 5 | $ 1,637,000 | $ 327,400 | $ 118,000 |
| Bedford, Virginia | 5 | $ 1,338,000 | $ 267,600 | $ 165,000 |
| Chesapeake, Virginia | 5 | $ 1,732,000 | $ 346,400 | $ 202,000 |
| Goochland, Virginia | 5 | $ 4,056,000 | $ 811,200 | $ 209,000 |
| Grant, Washington | 5 | $ 1,047,000 | $ 209,400 | $ 136,000 |
| St. Croix, Wisconsin | 5 | $ 1,875,000 | $ 375,000 | $ 129,000 |
| Montgomery, Alabama | 4 | $ 1,208,000 | $ 302,000 | $ 341,000 |
| Juneau, Alaska | 4 | $ 679,000 | $ 169,750 | $ 106,000 |
| Santa Cruz, Arizona | 4 | $ 922,000 | $ 230,500 | $ 112,000 |
| Faulkner, Arkansas | 4 | $ 435,000 | $ 108,750 | $ 230,000 |
| Madera, California | 4 | $ 815,000 | $ 203,750 | $ 102,000 |
| Archuleta, Colorado | 4 | $ 1,682,000 | $ 420,500 | $ 137,000 |
Mortgage Loan Application Detail Totals for Charles Schwab Bank in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 19,950 | $7,583,659,000 | $380,000 | $24,869,000 | $182,000 | $9,999,000 |
| Home Purchase | 4,084 | $1,593,560,000 | $390,000 | $7,735,000 | $207,000 | $8,062,000 |
| Home Improvement | 271 | $103,443,000 | $381,000 | $2,542,000 | $166,000 | $2,450,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 16,844 | $6,298,448,000 | $373,000 | $24,869,000 | $184,000 | $7,875,000 |
| Not Provided | 4,891 | $1,959,526,000 | $400,000 | $8,500,000 | $193,000 | $9,999,000 |
| Asian | 1,803 | $764,871,000 | $424,000 | $2,906,000 | $192,000 | $7,300,000 |
| Hispanic | 479 | $159,203,000 | $332,000 | $3,000,000 | $168,000 | $4,140,000 |
| Black or African American | 162 | $52,064,000 | $321,000 | $1,727,000 | $212,000 | $9,999,000 |
| American Indian or Alaskan Native | 72 | $26,000,000 | $361,000 | $3,500,000 | $170,000 | $988,000 |
| Native Hawaiian or Other Pacific Islander | 54 | $20,550,000 | $380,000 | $1,453,000 | $202,000 | $2,589,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 24,249 | $9,264,957,000 | $382,000 | $24,869,000 | $186,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 56 | $15,705,000 | $280,000 | $746,000 | $87,000 | $400,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 11,446 | $4,326,347,000 | $377,000 | $3,992,000 | $192,000 | $5,969,000 |
| Application Approved But Not Accepted | 6,347 | $2,072,691,000 | $326,000 | $4,000,000 | $191,000 | $9,999,000 |
| Application Denied By Financial Institution | 5,586 | $2,480,216,000 | $444,000 | $24,869,000 | $162,000 | $8,062,000 |
| File Closed For Incompleteness | 509 | $244,253,000 | $479,000 | $3,000,000 | $260,000 | $9,999,000 |
| Application Withdrawn By Applicant | 326 | $136,616,000 | $419,000 | $2,113,000 | $214,000 | $7,300,000 |
| Loan Purchased By The Institution | 91 | $20,539,000 | $225,000 | $578,000 | $57,000 | $81,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 2,479 | $1,139,620,000 | $459,000 | $8,500,000 | $102,000 | $8,062,000 |
| Collateral | 1,564 | $637,537,000 | $407,000 | $2,824,000 | $205,000 | $4,348,000 |
| Credit Application Incomplete | 728 | $338,441,000 | $464,000 | $3,000,000 | $207,000 | $3,900,000 |
| Other | 404 | $194,718,000 | $481,000 | $24,869,000 | $260,000 | $7,875,000 |
| Credit History | 189 | $80,323,000 | $424,000 | $2,875,000 | $190,000 | $1,600,000 |
| Unverifiable Information | 108 | $41,045,000 | $380,000 | $3,449,000 | $198,000 | $1,725,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 69 | $30,312,000 | $439,000 | $2,758,000 | $167,000 | $973,000 |
| Employment History | 45 | $18,220,000 | $404,000 | $2,341,000 | $135,000 | $1,000,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Charles Schwab Bank's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Charles Schwab Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About