Cis Financial Services, Inc. Mortgage Lending & HMDA Data, 2016

In 2016, Cis Financial Services, Inc. of Hamilton, AL reported 5,577 mortgage applications totaling $1.0 billion, up 35% from 2015. The average application was for $186,706, and applicants reported an average income of $18,031. 19% of its applications resulted in an originated loan and 11% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (238), Riverside-San Bernardino-Ontario, CA (205) and Virginia Beach-Norfolk-Newport News, VA-NC (171) (applications in parentheses).

Mortgage Company & Address Cis Financial Services, Inc.
851 Military Street N
Hamilton, AL 35570
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  
Total Number of Mortgage Applications 5,577
Total Mortgage Loan Application Amount $1,041,264,000
Average Mortgage Loan Application Amount $186,706
Highest Mortgage Loan Application Amount $761,000
Average Applicant Income $18,031
Highest Applicant Income $750,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Cis Financial Services, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Cis Financial Services, Inc. by County in 2016

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Marion, Alabama 136 $ 14,624,000 $ 107,529 $ 46,000
Riverside, California 127 $ 32,519,000 $ 256,055 $ 23,000
Los Angeles, California 111 $ 36,026,000 $ 324,558 $ 43,000
San Bernardino, California 78 $ 18,491,000 $ 237,064 $ 28,000
Harris, Texas 74 $ 11,905,000 $ 160,878 $ 1,000
Rapides, Louisiana 73 $ 10,056,000 $ 137,753 $ 27,000
Harrison, Mississippi 70 $ 7,818,000 $ 111,685 $ 43,000
Prince George's, Maryland 65 $ 17,964,000 $ 276,369 $ 5,000
Mecklenburg, North Carolina 57 $ 9,894,000 $ 173,578 $ 13,000
Clark, Nevada 55 $ 10,989,000 $ 199,800 $ 11,000
Jefferson, Alabama 54 $ 8,543,000 $ 158,203 $ 30,000
Maricopa, Arizona 50 $ 9,245,000 $ 184,900 $ 3,000
Gwinnett, Georgia 50 $ 10,073,000 $ 201,460 $ 12,000
Tarrant, Texas 48 $ 7,733,000 $ 161,104 $ 4,000
Broward, Florida 47 $ 10,564,000 $ 224,765 $ 5,000
San Diego, California 44 $ 14,731,000 $ 334,795 $ 25,000
Hillsborough, Florida 43 $ 10,057,000 $ 233,883 $ 13,000
Wake, North Carolina 42 $ 7,812,000 $ 186,000 $ 5,000
Virginia Beach, Virginia 40 $ 10,164,000 $ 254,100 $ 1,000
Baltimore, Maryland 36 $ 7,604,000 $ 211,222 $ 2,000
Chesterfield, Virginia 34 $ 7,220,000 $ 212,352 $ 2,000
Sacramento, California 33 $ 7,169,000 $ 217,242 $ 18,000
El Paso, Colorado 33 $ 6,804,000 $ 206,181 $ 38,000
Duval, Florida 33 $ 6,489,000 $ 196,636 $ 2,000
Chesapeake, Virginia 32 $ 7,542,000 $ 235,687 $ 9,000
Bexar, Texas 30 $ 5,586,000 $ 186,200 $ 9,000
Dallas, Texas 30 $ 4,748,000 $ 158,266 $ 1,000
Winston, Alabama 27 $ 2,218,000 $ 82,148 $ 37,000
Hancock, Mississippi 27 $ 2,876,000 $ 106,518 $ 45,000
Prince William, Virginia 27 $ 8,037,000 $ 297,666 $ 7,000
Henry, Georgia 25 $ 4,866,000 $ 194,640 $ 2,000
Brevard, Florida 24 $ 4,480,000 $ 186,666 $ 0
Osceola, Florida 24 $ 4,891,000 $ 203,791 $ 3,000
Hardin, Kentucky 24 $ 3,187,000 $ 132,791 $ 43,000
St. Landry, Louisiana 24 $ 2,851,000 $ 118,791 $ 49,000
Onslow, North Carolina 24 $ 4,175,000 $ 173,958 $ 0
Cullman, Alabama 23 $ 2,895,000 $ 125,869 $ 40,000
Madison, Alabama 23 $ 4,104,000 $ 178,434 $ 22,000
Orange, Florida 23 $ 5,280,000 $ 229,565 $ 0
Grant, Louisiana 23 $ 3,463,000 $ 150,565 $ 38,000
Walker, Alabama 22 $ 2,282,000 $ 103,727 $ 41,000
Contra Costa, California 22 $ 6,868,000 $ 312,181 $ 40,000
Fresno, California 22 $ 4,061,000 $ 184,590 $ 11,000
Lafayette, Louisiana 22 $ 3,168,000 $ 144,000 $ 36,000
Montgomery, Tennessee 22 $ 4,212,000 $ 191,454 $ 0
Newport News, Virginia 22 $ 4,518,000 $ 205,363 $ 0
Polk, Florida 21 $ 4,340,000 $ 206,666 $ 0
Anne Arundel, Maryland 21 $ 5,595,000 $ 266,428 $ 3,000
Philadelphia, Pennsylvania 20 $ 3,646,000 $ 182,300 $ 0
Collin, Texas 20 $ 3,746,000 $ 187,300 $ 0
Pasco, Florida 19 $ 3,841,000 $ 202,157 $ 8,000
DeKalb, Georgia 19 $ 2,871,000 $ 151,105 $ 6,000
Baltimore City, Maryland 19 $ 3,478,000 $ 183,052 $ 8,000
Rutherford, Tennessee 19 $ 3,461,000 $ 182,157 $ 24,000
Travis, Texas 19 $ 3,262,000 $ 171,684 $ 1,000
Hampton, Virginia 19 $ 4,171,000 $ 219,526 $ 0
St. Clair, Alabama 18 $ 2,470,000 $ 137,222 $ 37,000
Tuscaloosa, Alabama 18 $ 2,521,000 $ 140,055 $ 36,000
Palm Beach, Florida 18 $ 3,642,000 $ 202,333 $ 4,000
Pinellas, Florida 18 $ 3,156,000 $ 175,333 $ 15,000
Fairfax, Virginia 18 $ 5,959,000 $ 331,055 $ 17,000
Stafford, Virginia 18 $ 5,829,000 $ 323,833 $ 5,000
Kern, California 17 $ 3,369,000 $ 198,176 $ 5,000
Clay, Florida 17 $ 3,380,000 $ 198,823 $ 0
Miami-Dade, Florida 17 $ 3,469,000 $ 204,058 $ 8,000
Cook, Illinois 17 $ 3,314,000 $ 194,941 $ 29,000
Nelson, Kentucky 17 $ 2,140,000 $ 125,882 $ 37,000
Vernon, Louisiana 17 $ 2,126,000 $ 125,058 $ 39,000
Union, North Carolina 17 $ 2,835,000 $ 166,764 $ 1,000
Davidson, Tennessee 17 $ 3,139,000 $ 184,647 $ 20,000
El Paso, Texas 17 $ 2,688,000 $ 158,117 $ 2,000
Salt Lake, Utah 17 $ 3,416,000 $ 200,941 $ 13,000
Norfolk, Virginia 17 $ 3,451,000 $ 203,000 $ 0
King, Washington 17 $ 3,926,000 $ 230,941 $ 11,000
Pierce, Washington 17 $ 4,222,000 $ 248,352 $ 15,000
Franklin, Alabama 16 $ 1,526,000 $ 95,375 $ 37,000
Mobile, Alabama 16 $ 3,035,000 $ 189,687 $ 20,000
Russell, Alabama 16 $ 2,684,000 $ 167,750 $ 12,000
Arapahoe, Colorado 16 $ 3,383,000 $ 211,437 $ 8,000
Hernando, Florida 16 $ 2,797,000 $ 174,812 $ 20,000
Cobb, Georgia 16 $ 2,635,000 $ 164,687 $ 0
Houston, Georgia 16 $ 2,816,000 $ 176,000 $ 1,000
Montgomery, Maryland 16 $ 4,092,000 $ 255,750 $ 3,000
Jackson, Mississippi 16 $ 1,693,000 $ 105,812 $ 35,000
Cumberland, North Carolina 16 $ 2,784,000 $ 174,000 $ 0
Fort Bend, Texas 16 $ 2,723,000 $ 170,187 $ 6,000
San Joaquin, California 15 $ 3,663,000 $ 244,200 $ 22,000
Solano, California 15 $ 3,898,000 $ 259,866 $ 17,000
Adams, Colorado 15 $ 2,860,000 $ 190,666 $ 10,000
Lake, Florida 15 $ 2,617,000 $ 174,466 $ 11,000
Santa Rosa, Florida 15 $ 3,433,000 $ 228,866 $ 1,000
Meade, Kentucky 15 $ 1,717,000 $ 114,466 $ 20,000
Cabarrus, North Carolina 15 $ 2,907,000 $ 193,800 $ 0
Hamilton, Tennessee 15 $ 2,580,000 $ 172,000 $ 11,000
Shelby, Tennessee 15 $ 2,778,000 $ 185,200 $ 2,000
Henrico, Virginia 15 $ 3,127,000 $ 208,466 $ 0
Suffolk, Virginia 15 $ 3,155,000 $ 210,333 $ 3,000
Clayton, Georgia 14 $ 1,824,000 $ 130,285 $ 15,000
Richmond, Georgia 14 $ 2,463,000 $ 175,928 $ 12,000
Lamar, Alabama 13 $ 1,435,000 $ 110,384 $ 48,000
Orange, California 13 $ 5,458,000 $ 419,846 $ 37,000
Bulloch, Georgia 13 $ 1,636,000 $ 125,846 $ 36,000
Chatham, Georgia 13 $ 2,310,000 $ 177,692 $ 20,000
Douglas, Georgia 13 $ 1,963,000 $ 151,000 $ 7,000
Fulton, Georgia 13 $ 2,490,000 $ 191,538 $ 6,000
Guilford, North Carolina 13 $ 2,282,000 $ 175,538 $ 2,000
Harnett, North Carolina 13 $ 2,375,000 $ 182,692 $ 0
Oklahoma, Oklahoma 13 $ 1,716,000 $ 132,000 $ 6,000
Montgomery, Texas 13 $ 2,145,000 $ 165,000 $ 0
Snohomish, Washington 13 $ 3,294,000 $ 253,384 $ 16,000
Blount, Alabama 12 $ 1,334,000 $ 111,166 $ 51,000
Morgan, Alabama 12 $ 2,007,000 $ 167,250 $ 35,000
New Haven, Connecticut 12 $ 2,345,000 $ 195,416 $ 15,000
Lake, Indiana 12 $ 2,308,000 $ 192,333 $ 3,000
Evangeline, Louisiana 12 $ 1,550,000 $ 129,166 $ 36,000
Le Flore, Oklahoma 12 $ 1,245,000 $ 103,750 $ 30,000
Montgomery, Pennsylvania 12 $ 2,779,000 $ 231,583 $ 5,000
Campbell, Tennessee 12 $ 1,685,000 $ 140,416 $ 33,000
Bell, Texas 12 $ 1,842,000 $ 153,500 $ 6,000
Elmore, Alabama 11 $ 1,102,000 $ 100,181 $ 36,000
Shelby, Alabama 11 $ 2,006,000 $ 182,363 $ 45,000
Pima, Arizona 11 $ 1,979,000 $ 179,909 $ 17,000
Merced, California 11 $ 2,529,000 $ 229,909 $ 37,000
Jefferson, Colorado 11 $ 2,440,000 $ 221,818 $ 15,000
Hartford, Connecticut 11 $ 2,306,000 $ 209,636 $ 0
Escambia, Florida 11 $ 1,820,000 $ 165,454 $ 25,000
Columbia, Georgia 11 $ 2,096,000 $ 190,545 $ 15,000
Paulding, Georgia 11 $ 1,721,000 $ 156,454 $ 3,000
Jefferson, Kentucky 11 $ 1,780,000 $ 161,818 $ 23,000
Avoyelles, Louisiana 11 $ 1,548,000 $ 140,727 $ 32,000
East Baton Rouge, Louisiana 11 $ 1,615,000 $ 146,818 $ 19,000
Bernalillo, New Mexico 11 $ 1,690,000 $ 153,636 $ 6,000
Gaston, North Carolina 11 $ 1,566,000 $ 142,363 $ 4,000
Hoke, North Carolina 11 $ 2,065,000 $ 187,727 $ 0
Anderson, Tennessee 11 $ 1,607,000 $ 146,090 $ 28,000
Williamson, Texas 11 $ 1,806,000 $ 164,181 $ 3,000
Baldwin, Alabama 10 $ 1,689,000 $ 168,900 $ 40,000
Coffee, Alabama 10 $ 1,678,000 $ 167,800 $ 32,000
Alameda, California 10 $ 3,154,000 $ 315,400 $ 42,000
Denver, Colorado 10 $ 2,057,000 $ 205,700 $ 8,000
Lee, Florida 10 $ 2,350,000 $ 235,000 $ 0
Manatee, Florida 10 $ 2,699,000 $ 269,900 $ 7,000
Nassau, Florida 10 $ 1,841,000 $ 184,100 $ 0
Volusia, Florida 10 $ 2,276,000 $ 227,600 $ 14,000
Barrow, Georgia 10 $ 1,364,000 $ 136,400 $ 17,000
Breckinridge, Kentucky 10 $ 1,271,000 $ 127,100 $ 50,000
Acadia, Louisiana 10 $ 1,120,000 $ 112,000 $ 119,000
St. Martin, Louisiana 10 $ 1,336,000 $ 133,600 $ 61,000
Charles, Maryland 10 $ 2,608,000 $ 260,800 $ 0
Harford, Maryland 10 $ 2,744,000 $ 274,400 $ 0
Richland, South Carolina 10 $ 1,777,000 $ 177,700 $ 32,000
Jefferson, Tennessee 10 $ 1,303,000 $ 130,300 $ 36,000
Knox, Tennessee 10 $ 1,447,000 $ 144,700 $ 60,000
Loudoun, Virginia 10 $ 3,065,000 $ 306,500 $ 7,000
Spokane, Washington 10 $ 1,825,000 $ 182,500 $ 9,000
Limestone, Alabama 9 $ 2,278,000 $ 253,111 $ 7,000
Talladega, Alabama 9 $ 1,019,000 $ 113,222 $ 34,000
Citrus, Florida 9 $ 1,348,000 $ 149,777 $ 37,000
Cherokee, Georgia 9 $ 1,682,000 $ 186,888 $ 23,000
Coweta, Georgia 9 $ 1,839,000 $ 204,333 $ 0
Johnston, North Carolina 9 $ 1,656,000 $ 184,000 $ 10,000
Tulsa, Oklahoma 9 $ 1,529,000 $ 169,888 $ 38,000
Washington, Oregon 9 $ 2,303,000 $ 255,888 $ 18,000
Delaware, Pennsylvania 9 $ 1,557,000 $ 173,000 $ 0
Berkeley, South Carolina 9 $ 1,214,000 $ 134,888 $ 38,000
Charleston, South Carolina 9 $ 1,842,000 $ 204,666 $ 42,000
Brazoria, Texas 9 $ 1,547,000 $ 171,888 $ 0
Stanislaus, California 8 $ 1,659,000 $ 207,375 $ 22,000
Ventura, California 8 $ 2,636,000 $ 329,500 $ 21,000
Forsyth, Georgia 8 $ 1,611,000 $ 201,375 $ 25,000
Muscogee, Georgia 8 $ 1,466,000 $ 183,250 $ 0
Allen, Louisiana 8 $ 1,152,000 $ 144,000 $ 48,000
Jefferson, Louisiana 8 $ 1,162,000 $ 145,250 $ 6,000
La Salle, Louisiana 8 $ 1,288,000 $ 161,000 $ 21,000
Ouachita, Louisiana 8 $ 977,000 $ 122,125 $ 34,000
St. Tammany, Louisiana 8 $ 1,147,000 $ 143,375 $ 11,000
Davidson, North Carolina 8 $ 1,155,000 $ 144,375 $ 0
Durham, North Carolina 8 $ 1,548,000 $ 193,500 $ 0
Bucks, Pennsylvania 8 $ 1,527,000 $ 190,875 $ 10,000
Williamson, Tennessee 8 $ 1,741,000 $ 217,625 $ 26,000
Wilson, Tennessee 8 $ 1,603,000 $ 200,375 $ 23,000
Galveston, Texas 8 $ 1,249,000 $ 156,125 $ 28,000
Guadalupe, Texas 8 $ 1,559,000 $ 194,875 $ 0
Nueces, Texas 8 $ 1,318,000 $ 164,750 $ 14,000
Calhoun, Alabama 7 $ 992,000 $ 141,714 $ 10,000
Pinal, Arizona 7 $ 1,253,000 $ 179,000 $ 0
Imperial, California 7 $ 1,390,000 $ 198,571 $ 47,000
Tulare, California 7 $ 1,185,000 $ 169,285 $ 21,000
Yuba, California 7 $ 1,437,000 $ 205,285 $ 20,000
Weld, Colorado 7 $ 1,380,000 $ 197,142 $ 13,000
Alachua, Florida 7 $ 1,252,000 $ 178,857 $ 0
Seminole, Florida 7 $ 1,409,000 $ 201,285 $ 0
St. Johns, Florida 7 $ 1,562,000 $ 223,142 $ 9,000
St. Lucie, Florida 7 $ 1,413,000 $ 201,857 $ 0
Fayette, Georgia 7 $ 1,517,000 $ 216,714 $ 23,000
Hall, Georgia 7 $ 959,000 $ 137,000 $ 32,000
Rockdale, Georgia 7 $ 1,303,000 $ 186,142 $ 0
Marion, Indiana 7 $ 996,000 $ 142,285 $ 0
Bullitt, Kentucky 7 $ 866,000 $ 123,714 $ 31,000
Larue, Kentucky 7 $ 839,000 $ 119,857 $ 36,000
Caddo, Louisiana 7 $ 1,283,000 $ 183,285 $ 0
Cecil, Maryland 7 $ 1,932,000 $ 276,000 $ 0
Rankin, Mississippi 7 $ 925,000 $ 132,142 $ 55,000
Taos, New Mexico 7 $ 1,218,000 $ 174,000 $ 57,000
Iredell, North Carolina 7 $ 950,000 $ 135,714 $ 3,000
New Hanover, North Carolina 7 $ 1,464,000 $ 209,142 $ 0
Franklin, Ohio 7 $ 1,092,000 $ 156,000 $ 0
Umatilla, Oregon 7 $ 836,000 $ 119,428 $ 60,000
Greenville, South Carolina 7 $ 1,268,000 $ 181,142 $ 28,000
Blount, Tennessee 7 $ 949,000 $ 135,571 $ 36,000
Maury, Tennessee 7 $ 1,039,000 $ 148,428 $ 39,000
Robertson, Tennessee 7 $ 1,135,000 $ 162,142 $ 19,000
Hidalgo, Texas 7 $ 1,277,000 $ 182,428 $ 0
Rockwall, Texas 7 $ 1,164,000 $ 166,285 $ 0
Portsmouth, Virginia 7 $ 1,512,000 $ 216,000 $ 0
Roanoke, Virginia 7 $ 1,287,000 $ 183,857 $ 0
Kitsap, Washington 7 $ 1,457,000 $ 208,142 $ 25,000
Milwaukee, Wisconsin 7 $ 1,148,000 $ 164,000 $ 19,000
Bibb, Alabama 6 $ 786,000 $ 131,000 $ 43,000
Lee, Alabama 6 $ 1,316,000 $ 219,333 $ 7,000
Montgomery, Alabama 6 $ 1,037,000 $ 172,833 $ 33,000
Shasta, California 6 $ 1,293,000 $ 215,500 $ 0
Larimer, Colorado 6 $ 1,213,000 $ 202,166 $ 6,000
Marion, Florida 6 $ 1,383,000 $ 230,500 $ 0
Okaloosa, Florida 6 $ 1,078,000 $ 179,666 $ 23,000
Catoosa, Georgia 6 $ 682,000 $ 113,666 $ 19,000
Jones, Georgia 6 $ 745,000 $ 124,166 $ 25,000
Walton, Georgia 6 $ 1,040,000 $ 173,333 $ 7,000
McHenry, Illinois 6 $ 994,000 $ 165,666 $ 0
Terrebonne, Louisiana 6 $ 678,000 $ 113,000 $ 46,000
St. Mary's, Maryland 6 $ 2,042,000 $ 340,333 $ 0
Burlington, New Jersey 6 $ 1,140,000 $ 190,000 $ 0
Camden, New Jersey 6 $ 897,000 $ 149,500 $ 0
Buncombe, North Carolina 6 $ 1,028,000 $ 171,333 $ 11,000
Franklin, North Carolina 6 $ 1,145,000 $ 190,833 $ 27,000
Nash, North Carolina 6 $ 864,000 $ 144,000 $ 17,000
Dauphin, Pennsylvania 6 $ 1,189,000 $ 198,166 $ 0
Northampton, Pennsylvania 6 $ 1,267,000 $ 211,166 $ 0
Anderson, South Carolina 6 $ 870,000 $ 145,000 $ 0
Lexington, South Carolina 6 $ 1,068,000 $ 178,000 $ 31,000
Roane, Tennessee 6 $ 1,142,000 $ 190,333 $ 22,000
Sullivan, Tennessee 6 $ 1,069,000 $ 178,166 $ 19,000
Sumner, Tennessee 6 $ 1,059,000 $ 176,500 $ 7,000
Denton, Texas 6 $ 936,000 $ 156,000 $ 0
Ellis, Texas 6 $ 1,025,000 $ 170,833 $ 0
Franklin, Virginia 6 $ 1,000,000 $ 166,666 $ 0
Hanover, Virginia 6 $ 1,047,000 $ 174,500 $ 0
Manassas, Virginia 6 $ 1,431,000 $ 238,500 $ 68,000
Clark, Washington 6 $ 1,192,000 $ 198,666 $ 4,000
Thurston, Washington 6 $ 1,121,000 $ 186,833 $ 29,000
Colbert, Alabama 5 $ 763,000 $ 152,600 $ 51,000
Dale, Alabama 5 $ 778,000 $ 155,600 $ 31,000
Lauderdale, Alabama 5 $ 841,000 $ 168,200 $ 25,000
Mohave, Arizona 5 $ 1,087,000 $ 217,400 $ 19,000
Pulaski, Arkansas 5 $ 896,000 $ 179,200 $ 5,000
Butte, California 5 $ 889,000 $ 177,800 $ 28,000
Kings, California 5 $ 902,000 $ 180,400 $ 0
Placer, California 5 $ 2,069,000 $ 413,800 $ 0
Douglas, Colorado 5 $ 1,791,000 $ 358,200 $ 42,000
Mesa, Colorado 5 $ 942,000 $ 188,400 $ 0
Pueblo, Colorado 5 $ 786,000 $ 157,200 $ 15,000
Bay, Florida 5 $ 966,000 $ 193,200 $ 46,000
Charlotte, Florida 5 $ 821,000 $ 164,200 $ 62,000
Leon, Florida 5 $ 880,000 $ 176,000 $ 0
Sarasota, Florida 5 $ 1,198,000 $ 239,600 $ 0
Sumter, Florida 5 $ 1,183,000 $ 236,600 $ 0
Bibb, Georgia 5 $ 639,000 $ 127,800 $ 20,000
Effingham, Georgia 5 $ 881,000 $ 176,200 $ 9,000
Emanuel, Georgia 5 $ 735,000 $ 147,000 $ 40,000
Harris, Georgia 5 $ 723,000 $ 144,600 $ 28,000
Jackson, Georgia 5 $ 752,000 $ 150,400 $ 0
Newton, Georgia 5 $ 865,000 $ 173,000 $ 11,000
Lake, Illinois 5 $ 859,000 $ 171,800 $ 0
Hart, Kentucky 5 $ 625,000 $ 125,000 $ 22,000
Marion, Kentucky 5 $ 573,000 $ 114,600 $ 32,000
Taylor, Kentucky 5 $ 660,000 $ 132,000 $ 39,000
Livingston, Louisiana 5 $ 806,000 $ 161,200 $ 2,000
Orleans, Louisiana 5 $ 781,000 $ 156,200 $ 0
Frederick, Maryland 5 $ 1,373,000 $ 274,600 $ 0
Washington, Maryland 5 $ 961,000 $ 192,200 $ 0
Pearl River, Mississippi 5 $ 444,000 $ 88,800 $ 57,000
Middlesex, New Jersey 5 $ 1,450,000 $ 290,000 $ 0
Forsyth, North Carolina 5 $ 662,000 $ 132,400 $ 0
Pasquotank, North Carolina 5 $ 852,000 $ 170,400 $ 0
Robeson, North Carolina 5 $ 1,031,000 $ 206,200 $ 18,000
Wayne, North Carolina 5 $ 1,001,000 $ 200,200 $ 0
Lake, Ohio 5 $ 834,000 $ 166,800 $ 0
Canadian, Oklahoma 5 $ 1,007,000 $ 201,400 $ 0
Lebanon, Pennsylvania 5 $ 856,000 $ 171,200 $ 28,000
York, Pennsylvania 5 $ 885,000 $ 177,000 $ 0
Dorchester, South Carolina 5 $ 797,000 $ 159,400 $ 40,000
Horry, South Carolina 5 $ 1,031,000 $ 206,200 $ 0
Cameron, Texas 5 $ 803,000 $ 160,600 $ 0
Kaufman, Texas 5 $ 894,000 $ 178,800 $ 0
Culpeper, Virginia 5 $ 1,252,000 $ 250,400 $ 0
James City, Virginia 5 $ 1,394,000 $ 278,800 $ 0
Prince George, Virginia 5 $ 1,020,000 $ 204,000 $ 0
York, Virginia 5 $ 1,431,000 $ 286,200 $ 0
Autauga, Alabama 4 $ 692,000 $ 173,000 $ 23,000
Chilton, Alabama 4 $ 334,000 $ 83,500 $ 30,000
Geneva, Alabama 4 $ 975,000 $ 243,750 $ 23,000
Houston, Alabama 4 $ 553,000 $ 138,250 $ 3,000
Pike, Alabama 4 $ 373,000 $ 93,250 $ 44,000
Madera, California 4 $ 765,000 $ 191,250 $ 37,000
Monterey, California 4 $ 992,000 $ 248,000 $ 0
Santa Clara, California 4 $ 1,846,000 $ 461,500 $ 32,000
Yolo, California 4 $ 1,231,000 $ 307,750 $ 19,000
Fairfield, Connecticut 4 $ 993,000 $ 248,250 $ 0
Columbia, Florida 4 $ 707,000 $ 176,750 $ 0
Levy, Florida 4 $ 460,000 $ 115,000 $ 26,000
Bartow, Georgia 4 $ 742,000 $ 185,500 $ 59,000
Evans, Georgia 4 $ 543,000 $ 135,750 $ 90,000
Liberty, Georgia 4 $ 499,000 $ 124,750 $ 0
Putnam, Georgia 4 $ 686,000 $ 171,500 $ 14,000
Wilkes, Georgia 4 $ 303,000 $ 75,750 $ 31,000
Grayson, Kentucky 4 $ 408,000 $ 102,000 $ 32,000
Ascension, Louisiana 4 $ 645,000 $ 161,250 $ 122,000
Beauregard, Louisiana 4 $ 740,000 $ 185,000 $ 44,000
Lafourche, Louisiana 4 $ 544,000 $ 136,000 $ 41,000
Carroll, Maryland 4 $ 1,336,000 $ 334,000 $ 0
Clarke, Mississippi 4 $ 489,000 $ 122,250 $ 25,000
Copiah, Mississippi 4 $ 497,000 $ 124,250 $ 60,000
Hinds, Mississippi 4 $ 512,000 $ 128,000 $ 72,000
Lincoln, Mississippi 4 $ 538,000 $ 134,500 $ 50,000
Stone, Mississippi 4 $ 466,000 $ 116,500 $ 30,000
Warren, Mississippi 4 $ 458,000 $ 114,500 $ 67,000
Washoe, Nevada 4 $ 839,000 $ 209,750 $ 0
Mercer, New Jersey 4 $ 1,139,000 $ 284,750 $ 16,000
Ocean, New Jersey 4 $ 818,000 $ 204,500 $ 18,000
Sandoval, New Mexico 4 $ 802,000 $ 200,500 $ 0
Alamance, North Carolina 4 $ 703,000 $ 175,750 $ 0
Caldwell, North Carolina 4 $ 807,000 $ 201,750 $ 0
Carteret, North Carolina 4 $ 765,000 $ 191,250 $ 30,000
Catawba, North Carolina 4 $ 616,000 $ 154,000 $ 17,000
Craven, North Carolina 4 $ 715,000 $ 178,750 $ 0
Henderson, North Carolina 4 $ 788,000 $ 197,000 $ 0
Jones, North Carolina 4 $ 513,000 $ 128,250 $ 6,000
Moore, North Carolina 4 $ 984,000 $ 246,000 $ 0
Pitt, North Carolina 4 $ 827,000 $ 206,750 $ 0
Comanche, Oklahoma 4 $ 756,000 $ 189,000 $ 0
Clackamas, Oregon 4 $ 876,000 $ 219,000 $ 0
Lane, Oregon 4 $ 1,035,000 $ 258,750 $ 0
Multnomah, Oregon 4 $ 847,000 $ 211,750 $ 32,000
Franklin, Pennsylvania 4 $ 709,000 $ 177,250 $ 0
Lehigh, Pennsylvania 4 $ 871,000 $ 217,750 $ 0
Luzerne, Pennsylvania 4 $ 780,000 $ 195,000 $ 0
Marshall, Tennessee 4 $ 1,085,000 $ 271,250 $ 83,000
Ector, Texas 4 $ 766,000 $ 191,500 $ 0
Hays, Texas 4 $ 732,000 $ 183,000 $ 24,000
Midland, Texas 4 $ 771,000 $ 192,750 $ 0
Parker, Texas 4 $ 648,000 $ 162,000 $ 0
Smith, Texas 4 $ 727,000 $ 181,750 $ 24,000
Bedford, Virginia 4 $ 1,006,000 $ 251,500 $ 39,000
Campbell, Virginia 4 $ 780,000 $ 195,000 $ 0
Fauquier, Virginia 4 $ 1,141,000 $ 285,250 $ 0
Richmond City, Virginia 4 $ 665,000 $ 166,250 $ 0
Rockingham, Virginia 4 $ 814,000 $ 203,500 $ 12,000
Shenandoah, Virginia 4 $ 853,000 $ 213,250 $ 0
Island, Washington 4 $ 856,000 $ 214,000 $ 0
Whatcom, Washington 4 $ 947,000 $ 236,750 $ 45,000
Bullock, Alabama 3 $ 469,000 $ 156,333 $ 18,000
Cleburne, Alabama 3 $ 439,000 $ 146,333 $ 40,000
Etowah, Alabama 3 $ 479,000 $ 159,666 $ 12,000
Fayette, Alabama 3 $ 393,000 $ 131,000 $ 35,000
Lawrence, Alabama 3 $ 303,000 $ 101,000 $ 38,000
Monroe, Alabama 3 $ 377,000 $ 125,666 $ 0
Craighead, Arkansas 3 $ 384,000 $ 128,000 $ 0
Saline, Arkansas 3 $ 372,000 $ 124,000 $ 51,000
Union, Arkansas 3 $ 322,000 $ 107,333 $ 0
Calaveras, California 3 $ 464,000 $ 154,666 $ 58,000
San Benito, California 3 $ 1,276,000 $ 425,333 $ 69,000
Montezuma, Colorado 3 $ 410,000 $ 136,666 $ 23,000
Collier, Florida 3 $ 752,000 $ 250,666 $ 0
Flagler, Florida 3 $ 615,000 $ 205,000 $ 0
Jackson, Florida 3 $ 548,000 $ 182,666 $ 0
Suwannee, Florida 3 $ 490,000 $ 163,333 $ 11,000
Walton, Florida 3 $ 649,000 $ 216,333 $ 20,000
Baldwin, Georgia 3 $ 291,000 $ 97,000 $ 38,000
Bryan, Georgia 3 $ 750,000 $ 250,000 $ 26,000
Dade, Georgia 3 $ 422,000 $ 140,666 $ 46,000
Dougherty, Georgia 3 $ 486,000 $ 162,000 $ 0
Glynn, Georgia 3 $ 616,000 $ 205,333 $ 22,000
Long, Georgia 3 $ 411,000 $ 137,000 $ 0
Screven, Georgia 3 $ 284,000 $ 94,666 $ 16,000
Troup, Georgia 3 $ 213,000 $ 71,000 $ 30,000
Wayne, Georgia 3 $ 374,000 $ 124,666 $ 16,000
Whitfield, Georgia 3 $ 343,000 $ 114,333 $ 13,000
Sangamon, Illinois 3 $ 389,000 $ 129,666 $ 0
Will, Illinois 3 $ 506,000 $ 168,666 $ 17,000
Hamilton, Indiana 3 $ 357,000 $ 119,000 $ 0
Hendricks, Indiana 3 $ 611,000 $ 203,666 $ 0
St. Joseph, Indiana 3 $ 487,000 $ 162,333 $ 17,000
Sedgwick, Kansas 3 $ 499,000 $ 166,333 $ 0
Daviess, Kentucky 3 $ 481,000 $ 160,333 $ 11,000
Washington, Kentucky 3 $ 387,000 $ 129,000 $ 56,000
Bossier, Louisiana 3 $ 443,000 $ 147,666 $ 34,000
Lincoln, Louisiana 3 $ 528,000 $ 176,000 $ 10,000
Natchitoches, Louisiana 3 $ 339,000 $ 113,000 $ 17,000
Sabine, Louisiana 3 $ 423,000 $ 141,000 $ 64,000
St. Charles, Louisiana 3 $ 480,000 $ 160,000 $ 0
Tangipahoa, Louisiana 3 $ 519,000 $ 173,000 $ 46,000
Oakland, Michigan 3 $ 510,000 $ 170,000 $ 0
Lamar, Mississippi 3 $ 398,000 $ 132,666 $ 47,000
Marshall, Mississippi 3 $ 298,000 $ 99,333 $ 53,000
Neshoba, Mississippi 3 $ 575,000 $ 191,666 $ 68,000
Tishomingo, Mississippi 3 $ 265,000 $ 88,333 $ 45,000
Elko, Nevada 3 $ 599,000 $ 199,666 $ 0
Atlantic, New Jersey 3 $ 705,000 $ 235,000 $ 0
Essex, New Jersey 3 $ 701,000 $ 233,666 $ 0
Hudson, New Jersey 3 $ 914,000 $ 304,666 $ 0
Morris, New Jersey 3 $ 801,000 $ 267,000 $ 0
Somerset, New Jersey 3 $ 649,000 $ 216,333 $ 0
San Juan, New Mexico 3 $ 455,000 $ 151,666 $ 23,000
Davie, North Carolina 3 $ 492,000 $ 164,000 $ 7,000
Lee, North Carolina 3 $ 583,000 $ 194,333 $ 0
Surry, North Carolina 3 $ 359,000 $ 119,666 $ 12,000
Transylvania, North Carolina 3 $ 307,000 $ 102,333 $ 18,000
Butler, Ohio 3 $ 496,000 $ 165,333 $ 0
Hamilton, Ohio 3 $ 311,000 $ 103,666 $ 0
Klamath, Oregon 3 $ 519,000 $ 173,000 $ 42,000
Marion, Oregon 3 $ 575,000 $ 191,666 $ 0
Polk, Oregon 3 $ 440,000 $ 146,666 $ 0
Allegheny, Pennsylvania 3 $ 489,000 $ 163,000 $ 0
Berks, Pennsylvania 3 $ 475,000 $ 158,333 $ 0
Lancaster, Pennsylvania 3 $ 576,000 $ 192,000 $ 0
Monroe, Pennsylvania 3 $ 711,000 $ 237,000 $ 0
Spartanburg, South Carolina 3 $ 387,000 $ 129,000 $ 38,000
Bradley, Tennessee 3 $ 491,000 $ 163,666 $ 0
Cheatham, Tennessee 3 $ 771,000 $ 257,000 $ 12,000
Henry, Tennessee 3 $ 529,000 $ 176,333 $ 95,000
Washington, Tennessee 3 $ 496,000 $ 165,333 $ 0
Taylor, Texas 3 $ 419,000 $ 139,666 $ 0
Webb, Texas 3 $ 573,000 $ 191,000 $ 0
Tooele, Utah 3 $ 607,000 $ 202,333 $ 37,000
Weber, Utah 3 $ 590,000 $ 196,666 $ 32,000
Caroline, Virginia 3 $ 612,000 $ 204,000 $ 16,000
Hopewell, Virginia 3 $ 554,000 $ 184,666 $ 0
Isle of Wight, Virginia 3 $ 747,000 $ 249,000 $ 31,000
Petersburg, Virginia 3 $ 582,000 $ 194,000 $ 0
Pittsylvania, Virginia 3 $ 420,000 $ 140,000 $ 0
Roanoke City, Virginia 3 $ 500,000 $ 166,666 $ 0
Southampton, Virginia 3 $ 638,000 $ 212,666 $ 0
Spotsylvania, Virginia 3 $ 1,053,000 $ 351,000 $ 0
Lewis, Washington 3 $ 476,000 $ 158,666 $ 0
Stevens, Washington 3 $ 518,000 $ 172,666 $ 0
Yakima, Washington 3 $ 348,000 $ 116,000 $ 4,000
Washington, Wisconsin 3 $ 652,000 $ 217,333 $ 0
Cherokee, Alabama 2 $ 292,000 $ 146,000 $ 40,000
Coosa, Alabama 2 $ 212,000 $ 106,000 $ 51,000
DeKalb, Alabama 2 $ 264,000 $ 132,000 $ 54,000
Jackson, Alabama 2 $ 165,000 $ 82,500 $ 45,000
Lowndes, Alabama 2 $ 286,000 $ 143,000 $ 43,000
Marshall, Alabama 2 $ 356,000 $ 178,000 $ 0
Perry, Alabama 2 $ 514,000 $ 257,000 $ 73,000
Yavapai, Arizona 2 $ 351,000 $ 175,500 $ 0
Faulkner, Arkansas 2 $ 380,000 $ 190,000 $ 36,000
Lawrence, Arkansas 2 $ 122,000 $ 61,000 $ 63,000
Sebastian, Arkansas 2 $ 265,000 $ 132,500 $ 0
Colusa, California 2 $ 508,000 $ 254,000 $ 36,000
El Dorado, California 2 $ 276,000 $ 138,000 $ 36,000
Humboldt, California 2 $ 536,000 $ 268,000 $ 29,000
Lake, California 2 $ 489,000 $ 244,500 $ 49,000
Santa Barbara, California 2 $ 493,000 $ 246,500 $ 0
Santa Cruz, California 2 $ 715,000 $ 357,500 $ 56,000
Sonoma, California 2 $ 1,034,000 $ 517,000 $ 0
Delta, Colorado 2 $ 214,000 $ 107,000 $ 30,000
Moffat, Colorado 2 $ 343,000 $ 171,500 $ 0
Teller, Colorado 2 $ 431,000 $ 215,500 $ 0
New London, Connecticut 2 $ 583,000 $ 291,500 $ 0
Tolland, Connecticut 2 $ 396,000 $ 198,000 $ 0
Highlands, Florida 2 $ 326,000 $ 163,000 $ 0
Indian River, Florida 2 $ 547,000 $ 273,500 $ 0
Brooks, Georgia 2 $ 298,000 $ 149,000 $ 0
Carroll, Georgia 2 $ 82,000 $ 41,000 $ 24,000
Gordon, Georgia 2 $ 313,000 $ 156,500 $ 0
Hart, Georgia 2 $ 300,000 $ 150,000 $ 26,000
Laurens, Georgia 2 $ 197,000 $ 98,500 $ 33,000
Lincoln, Georgia 2 $ 314,000 $ 157,000 $ 84,000
Lumpkin, Georgia 2 $ 237,000 $ 118,500 $ 15,000
McDuffie, Georgia 2 $ 285,000 $ 142,500 $ 31,000
McIntosh, Georgia 2 $ 265,000 $ 132,500 $ 86,000
Monroe, Georgia 2 $ 176,000 $ 88,000 $ 15,000
Montgomery, Georgia 2 $ 165,000 $ 82,500 $ 15,000
Morgan, Georgia 2 $ 255,000 $ 127,500 $ 0
Murray, Georgia 2 $ 216,000 $ 108,000 $ 0
Spalding, Georgia 2 $ 228,000 $ 114,000 $ 0
Tattnall, Georgia 2 $ 190,000 $ 95,000 $ 46,000
Tift, Georgia 2 $ 312,000 $ 156,000 $ 0
Toombs, Georgia 2 $ 186,000 $ 93,000 $ 25,000
Ware, Georgia 2 $ 167,000 $ 83,500 $ 12,000
Washington, Georgia 2 $ 209,000 $ 104,500 $ 22,000
Wilkinson, Georgia 2 $ 200,000 $ 100,000 $ 0
DuPage, Illinois 2 $ 352,000 $ 176,000 $ 0
Madison, Illinois 2 $ 482,000 $ 241,000 $ 37,000
St. Clair, Illinois 2 $ 241,000 $ 120,500 $ 0
Woodford, Illinois 2 $ 308,000 $ 154,000 $ 0
Harrison, Indiana 2 $ 216,000 $ 108,000 $ 53,000
LaPorte, Indiana 2 $ 359,000 $ 179,500 $ 0
Morgan, Indiana 2 $ 362,000 $ 181,000 $ 0
Vanderburgh, Indiana 2 $ 356,000 $ 178,000 $ 0
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Mortgage Loan Application Detail Totals for Cis Financial Services, Inc. in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 4,245 $862,108,000 $203,000 $761,000 $8,000 $281,000
Home Purchase 1,332 $179,156,000 $134,000 $636,000 $50,000 $750,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not Provided 2,781 $577,703,000 $207,000 $761,000 $9,000 $750,000
White 1,837 $281,643,000 $153,000 $636,000 $32,000 $680,000
Black or African American 630 $114,901,000 $182,000 $544,000 $12,000 $150,000
Hispanic 239 $48,253,000 $201,000 $639,000 $21,000 $154,000
Asian 37 $9,085,000 $245,000 $589,000 $36,000 $199,000
American Indian or Alaskan Native 23 $4,228,000 $183,000 $311,000 $34,000 $122,000
Not applicable 19 $3,590,000 $188,000 $448,000 $37,000 $142,000
Native Hawaiin or Other Pacific Islander 11 $1,861,000 $169,000 $270,000 $27,000 $69,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 3,466 $594,053,000 $171,000 $639,000 $19,000 $750,000
VA-guaranteed (Veterans Administration) 1,751 $395,107,000 $225,000 $761,000 $6,000 $211,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 230 $36,967,000 $160,000 $446,000 $77,000 $680,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 130 $15,137,000 $116,000 $283,000 $38,000 $97,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 3,236 $685,610,000 $211,000 $761,000 $11,000 $680,000
Loan Originated 1,063 $182,959,000 $172,000 $639,000 $14,000 $281,000
Application Withdrawn By Applicant 678 $100,934,000 $148,000 $544,000 $42,000 $280,000
Application Denied By Financial Institution 598 $71,532,000 $119,000 $419,000 $35,000 $750,000
Application Approved But Not Accepted 2 $229,000 $114,000 $130,000 $68,000 $101,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 6 $634,000 $105,000 $185,000 $32,000 $65,000
Other 4 $320,000 $80,000 $87,000 $29,000 $58,000
Debt-To-Income Ratio 3 $278,000 $92,000 $109,000 $34,000 $50,000
Employment History 1 $254,000 $254,000 $254,000 $45,000 $45,000
Unverifiable Information 1 $142,000 $142,000 $142,000 $48,000 $48,000
Collateral 1 $20,000 $20,000 $20,000 $18,000 $18,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Cis Financial Services, Inc.'s 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Cis Financial Services, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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