Citibank, N.A. Mortgage Lending & HMDA Data, 2010

In 2010, Citibank, N.A. of New York, NY reported 2,726 mortgage applications totaling $486.0 million, down 100% from 2009. The average application was for $178,297, and applicants reported an average income of $79,699. 10% of its applications resulted in an originated loan and 76% were denied. Its largest markets were New York-White Plains-Wayne, NY-NJ (441), Chicago-Joliet-Naperville, IL (174) and Nassau-Suffolk, NY (157) (applications in parentheses).

Mortgage Company & Address Citibank, N.A.
601 Lexington Avenue, 20th Floor
New York, NY 10022
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,726
Total Mortgage Loan Application Amount $486,039,000
Average Mortgage Loan Application Amount $178,297
Highest Mortgage Loan Application Amount $33,554,000
Average Applicant Income $79,699
Highest Applicant Income $4,680,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Citibank, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Citibank, N.A. by County in 2010

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 154 $ 51,521,000 $ 334,551 $ 71,000
Los Angeles, California 153 $ 27,241,000 $ 178,045 $ 84,000
Queens, New York 140 $ 17,313,000 $ 123,664 $ 79,000
Kings, New York 114 $ 7,053,000 $ 61,868 $ 69,000
Suffolk, New York 90 $ 5,808,000 $ 64,533 $ 86,000
Dallas, Texas 71 $ 3,676,000 $ 51,774 $ 51,000
Nassau, New York 67 $ 6,162,000 $ 91,970 $ 119,000
Ector, Texas 57 $ 11,865,000 $ 208,157 $ 69,000
Clark, Nevada 48 $ 6,610,000 $ 137,708 $ 55,000
Bronx, New York 42 $ 3,728,000 $ 88,761 $ 68,000
Bexar, Texas 42 $ 1,825,000 $ 43,452 $ 73,000
New York, New York 41 $ 11,035,000 $ 269,146 $ 211,000
Harris, Texas 41 $ 15,199,000 $ 370,707 $ 98,000
District of Columbia, District Of Columbia 37 $ 2,496,000 $ 67,459 $ 129,000
Broward, Florida 37 $ 21,185,000 $ 572,567 $ 72,000
Miami-Dade, Florida 37 $ 40,574,000 $ 1,096,594 $ 92,000
Richmond, New York 36 $ 2,155,000 $ 59,861 $ 94,000
Westchester, New York 33 $ 2,652,000 $ 80,363 $ 121,000
Orange, California 29 $ 2,507,000 $ 86,448 $ 106,000
Alameda, California 28 $ 2,545,000 $ 90,892 $ 87,000
Fresno, California 28 $ 3,580,000 $ 127,857 $ 55,000
San Bernardino, California 26 $ 1,313,000 $ 50,500 $ 51,000
San Diego, California 22 $ 13,630,000 $ 619,545 $ 63,000
Brazos, Texas 22 $ 8,634,000 $ 392,454 $ 48,000
Riverside, California 19 $ 1,011,000 $ 53,210 $ 44,000
Prince George's, Maryland 18 $ 728,000 $ 40,444 $ 76,000
Santa Clara, California 17 $ 1,501,000 $ 88,294 $ 75,000
Palm Beach, Florida 17 $ 897,000 $ 52,764 $ 83,000
Bergen, New Jersey 15 $ 923,000 $ 61,533 $ 93,000
Midland, Texas 15 $ 725,000 $ 48,333 $ 82,000
Middlesex, New Jersey 14 $ 1,093,000 $ 78,071 $ 81,000
Philadelphia, Pennsylvania 14 $ 475,000 $ 33,928 $ 46,000
Montgomery, Texas 14 $ 1,491,000 $ 106,500 $ 80,000
Middlesex, Massachusetts 12 $ 2,739,000 $ 228,250 $ 316,000
Essex, New Jersey 12 $ 585,000 $ 48,750 $ 207,000
Sacramento, California 11 $ 575,000 $ 52,272 $ 42,000
San Francisco, California 11 $ 10,391,000 $ 944,636 $ 156,000
San Mateo, California 11 $ 3,281,000 $ 298,272 $ 97,000
Fairfield, Connecticut 11 $ 2,745,000 $ 249,545 $ 243,000
Collin, Texas 11 $ 607,000 $ 55,181 $ 82,000
McCulloch, Texas 11 $ 335,000 $ 30,454 $ 30,000
Taylor, Texas 11 $ 392,000 $ 35,636 $ 45,000
Ventura, California 10 $ 5,328,000 $ 532,800 $ 40,000
Erie, New York 9 $ 200,000 $ 22,222 $ 47,000
Tarrant, Texas 9 $ 300,000 $ 33,333 $ 62,000
Travis, Texas 9 $ 922,000 $ 102,444 $ 128,000
Fairfax, Virginia 9 $ 574,000 $ 63,777 $ 70,000
Contra Costa, California 8 $ 948,000 $ 118,500 $ 107,000
Will, Illinois 8 $ 7,431,000 $ 928,875 $ 72,000
Mecklenburg, North Carolina 8 $ 235,000 $ 29,375 $ 57,000
Denton, Texas 8 $ 227,000 $ 28,375 $ 97,000
Wichita, Texas 8 $ 272,000 $ 34,000 $ 46,000
DuPage, Illinois 7 $ 25,328,000 $ 3,618,285 $ 91,000
Lake, Indiana 7 $ 257,000 $ 36,714 $ 38,000
Baltimore City, Maryland 7 $ 225,000 $ 32,142 $ 76,000
Ocean, New Jersey 7 $ 385,000 $ 55,000 $ 100,000
Passaic, New Jersey 7 $ 585,000 $ 83,571 $ 126,000
Montgomery, Pennsylvania 7 $ 502,000 $ 71,714 $ 95,000
Shelby, Tennessee 7 $ 188,000 $ 26,857 $ 48,000
Prince William, Virginia 7 $ 420,000 $ 60,000 $ 90,000
Imperial, California 6 $ 271,000 $ 45,166 $ 55,000
El Paso, Colorado 6 $ 194,000 $ 32,333 $ 59,000
Hartford, Connecticut 6 $ 351,000 $ 58,500 $ 120,000
Orange, Florida 6 $ 612,000 $ 102,000 $ 58,000
Baltimore, Maryland 6 $ 735,000 $ 122,500 $ 79,000
Essex, Massachusetts 6 $ 530,000 $ 88,333 $ 112,000
Macomb, Michigan 6 $ 310,000 $ 51,666 $ 64,000
Mercer, New Jersey 6 $ 334,000 $ 55,666 $ 108,000
Monmouth, New Jersey 6 $ 148,000 $ 24,666 $ 72,000
Bucks, Pennsylvania 6 $ 345,000 $ 57,500 $ 79,000
Fort Bend, Texas 6 $ 389,000 $ 64,833 $ 81,000
Galveston, Texas 6 $ 465,000 $ 77,500 $ 92,000
Milwaukee, Wisconsin 6 $ 7,359,000 $ 1,226,500 $ 64,000
Maricopa, Arizona 5 $ 355,000 $ 71,000 $ 36,000
New Haven, Connecticut 5 $ 150,000 $ 30,000 $ 107,000
Lee, Florida 5 $ 371,000 $ 74,200 $ 41,000
Montgomery, Maryland 5 $ 326,000 $ 65,200 $ 141,000
Wayne, Michigan 5 $ 171,000 $ 34,200 $ 77,000
Hennepin, Minnesota 5 $ 403,000 $ 80,600 $ 109,000
Morris, New Jersey 5 $ 290,000 $ 58,000 $ 59,000
Somerset, New Jersey 5 $ 275,000 $ 55,000 $ 85,000
Union, New Jersey 5 $ 1,675,000 $ 335,000 $ 76,000
Bernalillo, New Mexico 5 $ 2,057,000 $ 411,400 $ 26,000
Putnam, New York 5 $ 760,000 $ 152,000 $ 62,000
Cuyahoga, Ohio 5 $ 95,000 $ 19,000 $ 90,000
Franklin, Ohio 5 $ 111,000 $ 22,200 $ 56,000
Delaware, Pennsylvania 5 $ 113,000 $ 22,600 $ 93,000
Richland, South Carolina 5 $ 165,000 $ 33,000 $ 93,000
Brown, Texas 5 $ 111,000 $ 22,200 $ 53,000
Jones, Texas 5 $ 125,000 $ 25,000 $ 59,000
Lubbock, Texas 5 $ 131,000 $ 26,200 $ 69,000
Tom Green, Texas 5 $ 116,000 $ 23,200 $ 43,000
Jefferson, Alabama 4 $ 112,000 $ 28,000 $ 28,000
Pima, Arizona 4 $ 255,000 $ 63,750 $ 112,000
Madera, California 4 $ 7,541,000 $ 1,885,250 $ 38,000
Solano, California 4 $ 697,000 $ 174,250 $ 30,000
Sonoma, California 4 $ 218,000 $ 54,500 $ 59,000
Litchfield, Connecticut 4 $ 146,000 $ 36,500 $ 71,000
New Castle, Delaware 4 $ 194,000 $ 48,500 $ 81,000
Duval, Florida 4 $ 104,000 $ 26,000 $ 93,000
Hillsborough, Florida 4 $ 341,000 $ 85,250 $ 19,000
Fulton, Georgia 4 $ 298,000 $ 74,500 $ 48,000
Kane, Illinois 4 $ 273,000 $ 68,250 $ 131,000
Anne Arundel, Maryland 4 $ 196,000 $ 49,000 $ 90,000
Howard, Maryland 4 $ 210,000 $ 52,500 $ 93,000
Plymouth, Massachusetts 4 $ 6,217,000 $ 1,554,250 $ 76,000
Suffolk, Massachusetts 4 $ 113,000 $ 28,250 $ 112,000
Oakland, Michigan 4 $ 115,000 $ 28,750 $ 79,000
St. Louis, Missouri 4 $ 95,000 $ 23,750 $ 47,000
Burlington, New Jersey 4 $ 116,000 $ 29,000 $ 81,000
Hudson, New Jersey 4 $ 135,000 $ 33,750 $ 66,000
Orange, New York 4 $ 200,000 $ 50,000 $ 67,000
Rockland, New York 4 $ 780,000 $ 195,000 $ 85,000
Washington, Oregon 4 $ 213,000 $ 53,250 $ 29,000
Butler, Pennsylvania 4 $ 115,000 $ 28,750 $ 100,000
Dauphin, Pennsylvania 4 $ 235,000 $ 58,750 $ 92,000
Burleson, Texas 4 $ 195,000 $ 48,750 $ 51,000
Hunt, Texas 4 $ 175,000 $ 43,750 $ 29,000
Williamson, Texas 4 $ 118,000 $ 29,500 $ 57,000
Salt Lake, Utah 4 $ 191,000 $ 47,750 $ 79,000
Loudoun, Virginia 4 $ 225,000 $ 56,250 $ 101,000
Benton, Arkansas 3 $ 123,000 $ 41,000 $ 68,000
Kern, California 3 $ 130,000 $ 43,333 $ 75,000
Merced, California 3 $ 155,000 $ 51,666 $ 32,000
Placer, California 3 $ 276,000 $ 92,000 $ 116,000
San Joaquin, California 3 $ 190,000 $ 63,333 $ 32,000
San Luis Obispo, California 3 $ 10,890,000 $ 3,630,000 $ 35,000
Santa Barbara, California 3 $ 240,000 $ 80,000 $ 26,000
Stanislaus, California 3 $ 7,725,000 $ 2,575,000 $ 99,000
Brevard, Florida 3 $ 135,000 $ 45,000 $ 35,000
Polk, Florida 3 $ 111,000 $ 37,000 $ 58,000
Cobb, Georgia 3 $ 148,000 $ 49,333 $ 72,000
DeKalb, Georgia 3 $ 95,000 $ 31,666 $ 57,000
Kootenai, Idaho 3 $ 4,570,000 $ 1,523,333 $ 25,000
Lake, Illinois 3 $ 610,000 $ 203,333 $ 68,000
Boone, Kentucky 3 $ 315,000 $ 105,000 $ 57,000
Jefferson, Kentucky 3 $ 120,000 $ 40,000 $ 34,000
Washington, Maryland 3 $ 780,000 $ 260,000 $ 108,000
Bristol, Massachusetts 3 $ 269,000 $ 89,666 $ 67,000
Worcester, Massachusetts 3 $ 269,000 $ 89,666 $ 109,000
Genesee, Michigan 3 $ 128,000 $ 42,666 $ 23,000
Ottawa, Michigan 3 $ 132,000 $ 44,000 $ 60,000
Dakota, Minnesota 3 $ 121,000 $ 40,333 $ 80,000
Hinds, Mississippi 3 $ 86,000 $ 28,666 $ 35,000
Platte, Missouri 3 $ 108,000 $ 36,000 $ 79,000
St. Charles, Missouri 3 $ 89,000 $ 29,666 $ 78,000
St. Louis City, Missouri 3 $ 100,000 $ 33,333 $ 51,000
Gloucester, New Jersey 3 $ 105,000 $ 35,000 $ 95,000
Sussex, New Jersey 3 $ 165,000 $ 55,000 $ 73,000
Dutchess, New York 3 $ 150,000 $ 50,000 $ 115,000
Niagara, New York 3 $ 60,000 $ 20,000 $ 56,000
Oneida, New York 3 $ 48,000 $ 16,000 $ 51,000
Butler, Ohio 3 $ 124,000 $ 41,333 $ 76,000
Summit, Ohio 3 $ 139,000 $ 46,333 $ 132,000
Allegheny, Pennsylvania 3 $ 117,000 $ 39,000 $ 84,000
Westmoreland, Pennsylvania 3 $ 49,000 $ 16,333 $ 39,000
York, Pennsylvania 3 $ 86,000 $ 28,666 $ 65,000
Washington, Rhode Island 3 $ 325,000 $ 108,333 $ 103,000
Charleston, South Carolina 3 $ 144,000 $ 48,000 $ 170,000
Greenville, South Carolina 3 $ 56,000 $ 18,666 $ 73,000
Kingsbury, South Dakota 3 $ 70,000 $ 23,333 $ 12,000
Blanco, Texas 3 $ 241,000 $ 80,333 $ 102,000
Cameron, Texas 3 $ 235,000 $ 78,333 $ 122,000
Hays, Texas 3 $ 105,000 $ 35,000 $ 53,000
Chesterfield, Virginia 3 $ 185,000 $ 61,666 $ 87,000
King, Washington 3 $ 164,000 $ 54,666 $ 186,000
Thurston, Washington 3 $ 266,000 $ 88,666 $ 109,000
Winston, Alabama 2 $ 200,000 $ 100,000 $ 116,000
Pinal, Arizona 2 $ 280,000 $ 140,000 $ 24,000
Monterey, California 2 $ 219,000 $ 109,500 $ 120,000
Santa Cruz, California 2 $ 270,000 $ 135,000 $ 70,000
Tulare, California 2 $ 65,000 $ 32,500 $ 38,000
Douglas, Colorado 2 $ 80,000 $ 40,000 $ 67,000
Larimer, Colorado 2 $ 212,000 $ 106,000 $ 0
Monroe, Florida 2 $ 287,000 $ 143,500 $ 88,000
Volusia, Florida 2 $ 91,000 $ 45,500 $ 30,000
Fayette, Georgia 2 $ 210,000 $ 105,000 $ 44,000
Henry, Georgia 2 $ 50,000 $ 25,000 $ 69,000
Houston, Georgia 2 $ 66,000 $ 33,000 $ 65,000
Jackson, Georgia 2 $ 20,000 $ 10,000 $ 17,000
Madison, Illinois 2 $ 218,000 $ 109,000 $ 249,000
Rock Island, Illinois 2 $ 20,000 $ 10,000 $ 35,000
St. Clair, Illinois 2 $ 35,000 $ 17,500 $ 43,000
Allen, Indiana 2 $ 68,000 $ 34,000 $ 66,000
Floyd, Indiana 2 $ 50,000 $ 25,000 $ 36,000
Hendricks, Indiana 2 $ 89,000 $ 44,500 $ 65,000
Jay, Indiana 2 $ 20,000 $ 10,000 $ 33,000
Marion, Indiana 2 $ 35,000 $ 17,500 $ 64,000
Monona, Iowa 2 $ 63,000 $ 31,500 $ 77,000
Spencer, Kentucky 2 $ 25,000 $ 12,500 $ 39,000
Ascension, Louisiana 2 $ 51,000 $ 25,500 $ 88,000
Lafayette, Louisiana 2 $ 92,000 $ 46,000 $ 66,000
Orleans, Louisiana 2 $ 63,000 $ 31,500 $ 46,000
Androscoggin, Maine 2 $ 52,000 $ 26,000 $ 35,000
Penobscot, Maine 2 $ 40,000 $ 20,000 $ 86,000
Charles, Maryland 2 $ 185,000 $ 92,500 $ 54,000
Wicomico, Maryland 2 $ 80,000 $ 40,000 $ 69,000
Hampden, Massachusetts 2 $ 80,000 $ 40,000 $ 52,000
Norfolk, Massachusetts 2 $ 145,000 $ 72,500 $ 129,000
Barry, Michigan 2 $ 65,000 $ 32,500 $ 49,000
Scott, Minnesota 2 $ 100,000 $ 50,000 $ 28,000
Washington, Minnesota 2 $ 93,000 $ 46,500 $ 50,000
Wright, Minnesota 2 $ 145,000 $ 72,500 $ 173,000
Jackson, Missouri 2 $ 35,000 $ 17,500 $ 68,000
Jefferson, Missouri 2 $ 110,000 $ 55,000 $ 140,000
Lancaster, Nebraska 2 $ 80,000 $ 40,000 $ 59,000
Lincoln, Nebraska 2 $ 50,000 $ 25,000 $ 104,000
Sarpy, Nebraska 2 $ 121,000 $ 60,500 $ 70,000
Douglas, Nevada 2 $ 220,000 $ 110,000 $ 5,000
Salem, New Jersey 2 $ 128,000 $ 64,000 $ 40,000
Broome, New York 2 $ 36,000 $ 18,000 $ 77,000
Cayuga, New York 2 $ 40,000 $ 20,000 $ 55,000
Onondaga, New York 2 $ 62,000 $ 31,000 $ 55,000
Ulster, New York 2 $ 40,000 $ 20,000 $ 55,000
Cumberland, North Carolina 2 $ 170,000 $ 85,000 $ 47,000
Marion, Ohio 2 $ 35,000 $ 17,500 $ 42,000
Medina, Ohio 2 $ 105,000 $ 52,500 $ 241,000
Cleveland, Oklahoma 2 $ 85,000 $ 42,500 $ 34,000
Oklahoma, Oklahoma 2 $ 67,000 $ 33,500 $ 24,000
Pottawatomie, Oklahoma 2 $ 172,000 $ 86,000 $ 62,000
Tulsa, Oklahoma 2 $ 138,000 $ 69,000 $ 220,000
Adams, Pennsylvania 2 $ 133,000 $ 66,500 $ 49,000
Beaver, Pennsylvania 2 $ 40,000 $ 20,000 $ 40,000
Columbia, Pennsylvania 2 $ 78,000 $ 39,000 $ 68,000
Lehigh, Pennsylvania 2 $ 40,000 $ 20,000 $ 60,000
Lycoming, Pennsylvania 2 $ 62,000 $ 31,000 $ 40,000
Monroe, Pennsylvania 2 $ 125,000 $ 62,500 $ 84,000
Northampton, Pennsylvania 2 $ 77,000 $ 38,500 $ 47,000
Pike, Pennsylvania 2 $ 140,000 $ 70,000 $ 57,000
Providence, Rhode Island 2 $ 73,000 $ 36,500 $ 46,000
Georgetown, South Carolina 2 $ 55,000 $ 27,500 $ 54,000
Minnehaha, South Dakota 2 $ 8,225,000 $ 4,112,500 $ 0
Davidson, Tennessee 2 $ 171,000 $ 85,500 $ 135,000
Dickson, Tennessee 2 $ 73,000 $ 36,500 $ 92,000
Andrews, Texas 2 $ 140,000 $ 70,000 $ 48,000
Comanche, Texas 2 $ 104,000 $ 52,000 $ 26,000
Erath, Texas 2 $ 67,000 $ 33,500 $ 67,000
Guadalupe, Texas 2 $ 155,000 $ 77,500 $ 63,000
Hardin, Texas 2 $ 83,000 $ 41,500 $ 82,000
Hidalgo, Texas 2 $ 175,000 $ 87,500 $ 86,000
McLennan, Texas 2 $ 2,935,000 $ 1,467,500 $ 31,000
Montague, Texas 2 $ 30,000 $ 15,000 $ 55,000
Navarro, Texas 2 $ 520,000 $ 260,000 $ 44,000
Parker, Texas 2 $ 85,000 $ 42,500 $ 84,000
Wise, Texas 2 $ 79,000 $ 39,500 $ 63,000
Chittenden, Vermont 2 $ 100,000 $ 50,000 $ 103,000
Alexandria, Virginia 2 $ 95,000 $ 47,500 $ 158,000
Portsmouth, Virginia 2 $ 45,000 $ 22,500 $ 49,000
Shenandoah, Virginia 2 $ 70,000 $ 35,000 $ 79,000
Snohomish, Washington 2 $ 170,000 $ 85,000 $ 135,000
Marathon, Wisconsin 2 $ 24,000 $ 12,000 $ 42,000
Baldwin, Alabama 1 $ 25,000 $ 25,000 $ 52,000
Calhoun, Alabama 1 $ 25,000 $ 25,000 $ 42,000
Lee, Alabama 1 $ 52,000 $ 52,000 $ 35,000
Madison, Alabama 1 $ 32,000 $ 32,000 $ 74,000
Montgomery, Alabama 1 $ 25,000 $ 25,000 $ 60,000
Shelby, Alabama 1 $ 49,000 $ 49,000 $ 87,000
Tallapoosa, Alabama 1 $ 50,000 $ 50,000 $ 75,000
Cochise, Arizona 1 $ 25,000 $ 25,000 $ 46,000
Crittenden, Arkansas 1 $ 12,000 $ 12,000 $ 55,000
Faulkner, Arkansas 1 $ 50,000 $ 50,000 $ 80,000
Newton, Arkansas 1 $ 50,000 $ 50,000 $ 51,000
Pulaski, Arkansas 1 $ 27,000 $ 27,000 $ 46,000
Saline, Arkansas 1 $ 40,000 $ 40,000 $ 74,000
Sebastian, Arkansas 1 $ 13,000 $ 13,000 $ 48,000
White, Arkansas 1 $ 30,000 $ 30,000 $ 42,000
Butte, California 1 $ 25,000 $ 25,000 $ 48,000
Humboldt, California 1 $ 82,000 $ 82,000 $ 0
Lake, California 1 $ 35,000 $ 35,000 $ 68,000
Marin, California 1 $ 65,000 $ 65,000 $ 223,000
Napa, California 1 $ 104,000 $ 104,000 $ 0
Yuba, California 1 $ 12,000 $ 12,000 $ 58,000
Arapahoe, Colorado 1 $ 55,000 $ 55,000 $ 0
Otero, Colorado 1 $ 50,000 $ 50,000 $ 105,000
Pueblo, Colorado 1 $ 175,000 $ 175,000 $ 0
Rio Blanco, Colorado 1 $ 25,000 $ 25,000 $ 120,000
Windham, Connecticut 1 $ 10,000 $ 10,000 $ 50,000
Kent, Delaware 1 $ 10,000 $ 10,000 $ 57,000
Sussex, Delaware 1 $ 30,000 $ 30,000 $ 2,000
Alachua, Florida 1 $ 25,000 $ 25,000 $ 169,000
Charlotte, Florida 1 $ 30,000 $ 30,000 $ 38,000
Collier, Florida 1 $ 50,000 $ 50,000 $ 140,000
Escambia, Florida 1 $ 50,000 $ 50,000 $ 42,000
Hendry, Florida 1 $ 40,000 $ 40,000 $ 44,000
Indian River, Florida 1 $ 20,000 $ 20,000 $ 34,000
Lake, Florida 1 $ 85,000 $ 85,000 $ 0
Leon, Florida 1 $ 25,000 $ 25,000 $ 106,000
Marion, Florida 1 $ 30,000 $ 30,000 $ 51,000
Martin, Florida 1 $ 30,000 $ 30,000 $ 32,000
Pasco, Florida 1 $ 25,000 $ 25,000 $ 33,000
Pinellas, Florida 1 $ 70,000 $ 70,000 $ 0
Sarasota, Florida 1 $ 10,000 $ 10,000 $ 88,000
Seminole, Florida 1 $ 20,000 $ 20,000 $ 25,000
St. Lucie, Florida 1 $ 10,000 $ 10,000 $ 63,000
Bartow, Georgia 1 $ 10,000 $ 10,000 $ 55,000
Bibb, Georgia 1 $ 25,000 $ 25,000 $ 70,000
Chatham, Georgia 1 $ 25,000 $ 25,000 $ 31,000
Columbia, Georgia 1 $ 15,000 $ 15,000 $ 18,000
Coweta, Georgia 1 $ 78,000 $ 78,000 $ 150,000
Emanuel, Georgia 1 $ 25,000 $ 25,000 $ 35,000
Forsyth, Georgia 1 $ 115,000 $ 115,000 $ 0
Gilmer, Georgia 1 $ 35,000 $ 35,000 $ 87,000
Habersham, Georgia 1 $ 55,000 $ 55,000 $ 95,000
Hall, Georgia 1 $ 70,000 $ 70,000 $ 66,000
Hancock, Georgia 1 $ 67,000 $ 67,000 $ 0
Liberty, Georgia 1 $ 64,000 $ 64,000 $ 273,000
Muscogee, Georgia 1 $ 88,000 $ 88,000 $ 0
Spalding, Georgia 1 $ 50,000 $ 50,000 $ 60,000
Troup, Georgia 1 $ 25,000 $ 25,000 $ 65,000
White, Georgia 1 $ 30,000 $ 30,000 $ 85,000
Honolulu, Hawaii 1 $ 30,000 $ 30,000 $ 58,000
Ada, Idaho 1 $ 22,000 $ 22,000 $ 19,000
Payette, Idaho 1 $ 12,000 $ 12,000 $ 42,000
Adams, Illinois 1 $ 37,000 $ 37,000 $ 60,000
Champaign, Illinois 1 $ 29,000 $ 29,000 $ 38,000
Kankakee, Illinois 1 $ 25,000 $ 25,000 $ 58,000
Lawrence, Illinois 1 $ 35,000 $ 35,000 $ 38,000
McHenry, Illinois 1 $ 50,000 $ 50,000 $ 24,000
Morgan, Illinois 1 $ 34,000 $ 34,000 $ 75,000
Peoria, Illinois 1 $ 25,000 $ 25,000 $ 59,000
Sangamon, Illinois 1 $ 10,000 $ 10,000 $ 52,000
Tazewell, Illinois 1 $ 10,000 $ 10,000 $ 88,000
Blackford, Indiana 1 $ 16,000 $ 16,000 $ 46,000
Boone, Indiana 1 $ 25,000 $ 25,000 $ 89,000
Delaware, Indiana 1 $ 25,000 $ 25,000 $ 9,000
Hamilton, Indiana 1 $ 25,000 $ 25,000 $ 45,000
Johnson, Indiana 1 $ 35,000 $ 35,000 $ 101,000
Knox, Indiana 1 $ 35,000 $ 35,000 $ 32,000
LaPorte, Indiana 1 $ 50,000 $ 50,000 $ 119,000
Madison, Indiana 1 $ 10,000 $ 10,000 $ 10,000
Martin, Indiana 1 $ 25,000 $ 25,000 $ 91,000
Starke, Indiana 1 $ 10,000 $ 10,000 $ 45,000
Tippecanoe, Indiana 1 $ 25,000 $ 25,000 $ 57,000
Vanderburgh, Indiana 1 $ 30,000 $ 30,000 $ 53,000
Black Hawk, Iowa 1 $ 6,000 $ 6,000 $ 18,000
Dubuque, Iowa 1 $ 9,024,000 $ 9,024,000 $ 0
Linn, Iowa 1 $ 25,000 $ 25,000 $ 69,000
Lucas, Iowa 1 $ 55,000 $ 55,000 $ 68,000
Mahaska, Iowa 1 $ 45,000 $ 45,000 $ 58,000
Polk, Iowa 1 $ 10,000 $ 10,000 $ 45,000
Scott, Iowa 1 $ 27,000 $ 27,000 $ 206,000
Wapello, Iowa 1 $ 30,000 $ 30,000 $ 84,000
Johnson, Kansas 1 $ 10,000 $ 10,000 $ 61,000
McPherson, Kansas 1 $ 55,000 $ 55,000 $ 45,000
Riley, Kansas 1 $ 25,000 $ 25,000 $ 33,000
Thomas, Kansas 1 $ 20,000 $ 20,000 $ 48,000
Campbell, Kentucky 1 $ 30,000 $ 30,000 $ 140,000
Fayette, Kentucky 1 $ 31,000 $ 31,000 $ 55,000
Knox, Kentucky 1 $ 10,000 $ 10,000 $ 128,000
Madison, Kentucky 1 $ 50,000 $ 50,000 $ 38,000
Muhlenberg, Kentucky 1 $ 25,000 $ 25,000 $ 81,000
Caddo, Louisiana 1 $ 30,000 $ 30,000 $ 40,000
Jefferson, Louisiana 1 $ 16,000 $ 16,000 $ 110,000
Lincoln, Louisiana 1 $ 30,000 $ 30,000 $ 95,000
Livingston, Louisiana 1 $ 50,000 $ 50,000 $ 57,000
St. Tammany, Louisiana 1 $ 30,000 $ 30,000 $ 39,000
Oxford, Maine 1 $ 85,000 $ 85,000 $ 47,000
Calvert, Maryland 1 $ 25,000 $ 25,000 $ 43,000
Cecil, Maryland 1 $ 82,000 $ 82,000 $ 34,000
Dorchester, Maryland 1 $ 87,000 $ 87,000 $ 0
Harford, Maryland 1 $ 25,000 $ 25,000 $ 105,000
Franklin, Massachusetts 1 $ 10,000 $ 10,000 $ 31,000
Allegan, Michigan 1 $ 80,000 $ 80,000 $ 48,000
Berrien, Michigan 1 $ 25,000 $ 25,000 $ 57,000
Chippewa, Michigan 1 $ 25,000 $ 25,000 $ 135,000
Grand Traverse, Michigan 1 $ 25,000 $ 25,000 $ 0
Ingham, Michigan 1 $ 25,000 $ 25,000 $ 80,000
Kalamazoo, Michigan 1 $ 47,000 $ 47,000 $ 25,000
Lenawee, Michigan 1 $ 15,000 $ 15,000 $ 75,000
Livingston, Michigan 1 $ 38,000 $ 38,000 $ 0
Marquette, Michigan 1 $ 65,000 $ 65,000 $ 132,000
Midland, Michigan 1 $ 25,000 $ 25,000 $ 66,000
Montcalm, Michigan 1 $ 15,000 $ 15,000 $ 78,000
Anoka, Minnesota 1 $ 51,000 $ 51,000 $ 60,000
Crow Wing, Minnesota 1 $ 20,000 $ 20,000 $ 91,000
Goodhue, Minnesota 1 $ 20,000 $ 20,000 $ 44,000
Lake of the Woods, Minnesota 1 $ 25,000 $ 25,000 $ 62,000
Martin, Minnesota 1 $ 25,000 $ 25,000 $ 116,000
Olmsted, Minnesota 1 $ 90,000 $ 90,000 $ 155,000
Ramsey, Minnesota 1 $ 65,000 $ 65,000 $ 211,000
Roseau, Minnesota 1 $ 26,000 $ 26,000 $ 26,000
Sherburne, Minnesota 1 $ 35,000 $ 35,000 $ 0
Stearns, Minnesota 1 $ 25,000 $ 25,000 $ 49,000
Adams, Mississippi 1 $ 20,000 $ 20,000 $ 43,000
Bolivar, Mississippi 1 $ 10,000 $ 10,000 $ 36,000
Copiah, Mississippi 1 $ 18,000 $ 18,000 $ 42,000
DeSoto, Mississippi 1 $ 20,000 $ 20,000 $ 212,000
Forrest, Mississippi 1 $ 47,000 $ 47,000 $ 47,000
Lincoln, Mississippi 1 $ 25,000 $ 25,000 $ 55,000
Lowndes, Mississippi 1 $ 10,000 $ 10,000 $ 55,000
Rankin, Mississippi 1 $ 10,000 $ 10,000 $ 23,000
Washington, Mississippi 1 $ 10,000 $ 10,000 $ 53,000
Boone, Missouri 1 $ 10,000 $ 10,000 $ 43,000
Camden, Missouri 1 $ 25,000 $ 25,000 $ 83,000
Christian, Missouri 1 $ 25,000 $ 25,000 $ 50,000
Clay, Missouri 1 $ 59,000 $ 59,000 $ 67,000
Gasconade, Missouri 1 $ 30,000 $ 30,000 $ 42,000
Dawson, Montana 1 $ 50,000 $ 50,000 $ 93,000
Gallatin, Montana 1 $ 29,000 $ 29,000 $ 103,000
Jefferson, Montana 1 $ 25,000 $ 25,000 $ 111,000
Lake, Montana 1 $ 60,000 $ 60,000 $ 300,000
Mineral, Montana 1 $ 20,000 $ 20,000 $ 98,000
Park, Montana 1 $ 30,000 $ 30,000 $ 25,000
Yellowstone, Montana 1 $ 25,000 $ 25,000 $ 35,000
Cass, Nebraska 1 $ 80,000 $ 80,000 $ 72,000
Clay, Nebraska 1 $ 40,000 $ 40,000 $ 44,000
Nance, Nebraska 1 $ 35,000 $ 35,000 $ 47,000
Carson City, Nevada 1 $ 5,487,000 $ 5,487,000 $ 0
Carroll, New Hampshire 1 $ 67,000 $ 67,000 $ 62,000
Cheshire, New Hampshire 1 $ 10,000 $ 10,000 $ 77,000
Hillsborough, New Hampshire 1 $ 25,000 $ 25,000 $ 56,000
Strafford, New Hampshire 1 $ 86,000 $ 86,000 $ 96,000
Sullivan, New Hampshire 1 $ 25,000 $ 25,000 $ 80,000
Camden, New Jersey 1 $ 75,000 $ 75,000 $ 75,000
Hunterdon, New Jersey 1 $ 96,000 $ 96,000 $ 168,000
Colfax, New Mexico 1 $ 45,000 $ 45,000 $ 44,000
Curry, New Mexico 1 $ 37,000 $ 37,000 $ 40,000
Dona Ana, New Mexico 1 $ 50,000 $ 50,000 $ 24,000
Lincoln, New Mexico 1 $ 45,000 $ 45,000 $ 90,000
Santa Fe, New Mexico 1 $ 110,000 $ 110,000 $ 127,000
Valencia, New Mexico 1 $ 70,000 $ 70,000 $ 90,000
Albany, New York 1 $ 100,000 $ 100,000 $ 88,000
Chautauqua, New York 1 $ 30,000 $ 30,000 $ 62,000
Columbia, New York 1 $ 25,000 $ 25,000 $ 55,000
Franklin, New York 1 $ 30,000 $ 30,000 $ 8,000
Montgomery, New York 1 $ 40,000 $ 40,000 $ 29,000
Orleans, New York 1 $ 40,000 $ 40,000 $ 48,000
Oswego, New York 1 $ 50,000 $ 50,000 $ 37,000
Saratoga, New York 1 $ 10,000 $ 10,000 $ 51,000
Schenectady, New York 1 $ 90,000 $ 90,000 $ 100,000
Schoharie, New York 1 $ 50,000 $ 50,000 $ 18,000
St. Lawrence, New York 1 $ 40,000 $ 40,000 $ 60,000
Sullivan, New York 1 $ 100,000 $ 100,000 $ 90,000
Carteret, North Carolina 1 $ 75,000 $ 75,000 $ 82,000
Cherokee, North Carolina 1 $ 25,000 $ 25,000 $ 54,000
Davie, North Carolina 1 $ 20,000 $ 20,000 $ 56,000
Durham, North Carolina 1 $ 30,000 $ 30,000 $ 37,000
Gaston, North Carolina 1 $ 10,000 $ 10,000 $ 52,000
Guilford, North Carolina 1 $ 25,000 $ 25,000 $ 41,000
Henderson, North Carolina 1 $ 500,000 $ 500,000 $ 95,000
Lenoir, North Carolina 1 $ 26,000 $ 26,000 $ 43,000
Martin, North Carolina 1 $ 78,000 $ 78,000 $ 37,000
Onslow, North Carolina 1 $ 25,000 $ 25,000 $ 60,000
Union, North Carolina 1 $ 48,000 $ 48,000 $ 55,000
Wake, North Carolina 1 $ 25,000 $ 25,000 $ 80,000
Renville, North Dakota 1 $ 36,000 $ 36,000 $ 15,000
Ward, North Dakota 1 $ 74,000 $ 74,000 $ 31,000
Williams, North Dakota 1 $ 2,581,000 $ 2,581,000 $ 0
Ashland, Ohio 1 $ 10,000 $ 10,000 $ 62,000
Champaign, Ohio 1 $ 29,000 $ 29,000 $ 49,000
Clermont, Ohio 1 $ 30,000 $ 30,000 $ 20,000
Clinton, Ohio 1 $ 100,000 $ 100,000 $ 109,000
Delaware, Ohio 1 $ 25,000 $ 25,000 $ 97,000
Jefferson, Ohio 1 $ 14,000 $ 14,000 $ 47,000
Madison, Ohio 1 $ 15,000 $ 15,000 $ 0
Mahoning, Ohio 1 $ 25,000 $ 25,000 $ 23,000
Montgomery, Ohio 1 $ 27,000 $ 27,000 $ 0
Perry, Ohio 1 $ 25,000 $ 25,000 $ 51,000
Pickaway, Ohio 1 $ 25,000 $ 25,000 $ 105,000
Preble, Ohio 1 $ 25,000 $ 25,000 $ 102,000
Richland, Ohio 1 $ 17,000 $ 17,000 $ 48,000
Trumbull, Ohio 1 $ 34,000 $ 34,000 $ 51,000
Van Wert, Ohio 1 $ 10,000 $ 10,000 $ 47,000
Warren, Ohio 1 $ 25,000 $ 25,000 $ 57,000
Wood, Ohio 1 $ 40,000 $ 40,000 $ 115,000
Creek, Oklahoma 1 $ 25,000 $ 25,000 $ 52,000
Garvin, Oklahoma 1 $ 44,000 $ 44,000 $ 32,000
Kay, Oklahoma 1 $ 55,000 $ 55,000 $ 104,000
Wagoner, Oklahoma 1 $ 31,000 $ 31,000 $ 50,000
Clatsop, Oregon 1 $ 25,000 $ 25,000 $ 87,000
Deschutes, Oregon 1 $ 89,000 $ 89,000 $ 0
Klamath, Oregon 1 $ 25,000 $ 25,000 $ 62,000
Marion, Oregon 1 $ 25,000 $ 25,000 $ 8,000
Multnomah, Oregon 1 $ 25,000 $ 25,000 $ 71,000
Berks, Pennsylvania 1 $ 15,000 $ 15,000 $ 15,000
Bradford, Pennsylvania 1 $ 30,000 $ 30,000 $ 52,000
Carbon, Pennsylvania 1 $ 15,000 $ 15,000 $ 30,000
Chester, Pennsylvania 1 $ 25,000 $ 25,000 $ 76,000
Cumberland, Pennsylvania 1 $ 52,000 $ 52,000 $ 139,000
Erie, Pennsylvania 1 $ 10,000 $ 10,000 $ 27,000
Franklin, Pennsylvania 1 $ 35,000 $ 35,000 $ 125,000
Indiana, Pennsylvania 1 $ 25,000 $ 25,000 $ 72,000
Lackawanna, Pennsylvania 1 $ 50,000 $ 50,000 $ 92,000
Lancaster, Pennsylvania 1 $ 25,000 $ 25,000 $ 50,000
Schuylkill, Pennsylvania 1 $ 10,000 $ 10,000 $ 80,000
Snyder, Pennsylvania 1 $ 30,000 $ 30,000 $ 39,000
Union, Pennsylvania 1 $ 20,000 $ 20,000 $ 42,000
Wayne, Pennsylvania 1 $ 40,000 $ 40,000 $ 60,000
Kent, Rhode Island 1 $ 25,000 $ 25,000 $ 44,000
Aiken, South Carolina 1 $ 30,000 $ 30,000 $ 95,000
Anderson, South Carolina 1 $ 45,000 $ 45,000 $ 29,000
Beaufort, South Carolina 1 $ 30,000 $ 30,000 $ 16,000
Cherokee, South Carolina 1 $ 29,000 $ 29,000 $ 34,000
Chesterfield, South Carolina 1 $ 10,000 $ 10,000 $ 25,000
Lexington, South Carolina 1 $ 60,000 $ 60,000 $ 46,000
Pickens, South Carolina 1 $ 35,000 $ 35,000 $ 45,000
Spartanburg, South Carolina 1 $ 25,000 $ 25,000 $ 57,000
Sumter, South Carolina 1 $ 40,000 $ 40,000 $ 21,000
Williamsburg, South Carolina 1 $ 30,000 $ 30,000 $ 48,000
Lawrence, South Dakota 1 $ 45,000 $ 45,000 $ 117,000
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Mortgage Loan Application Detail Totals for Citibank, N.A. in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 1,767 $96,381,000 $54,000 $8,732,000 $79,000 $2,543,000
Refinancing 625 $95,913,000 $153,000 $25,000,000 $89,000 $4,680,000
Home Purchase 334 $293,745,000 $879,000 $33,554,000 $66,000 $1,300,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,127 $64,115,000 $56,000 $2,100,000 $93,000 $2,543,000
Hispanic 545 $24,636,000 $45,000 $500,000 $72,000 $4,680,000
Black or African American 350 $17,069,000 $48,000 $500,000 $64,000 $924,000
Not Provided 322 $20,452,000 $63,000 $500,000 $90,000 $1,300,000
Asian 178 $14,270,000 $80,000 $500,000 $100,000 $750,000
Not applicable 150 $343,296,000 $2,288,000 $33,554,000 $0 $0
American Indian or Alaskan Native 35 $1,218,000 $34,000 $175,000 $63,000 $297,000
Native Hawaiian or Other Pacific Islander 19 $983,000 $51,000 $100,000 $95,000 $237,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,726 $486,039,000 $178,000 $33,554,000 $80,000 $4,680,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 2,070 $110,673,000 $53,000 $600,000 $77,000 $1,300,000
Loan Originated 285 $320,695,000 $1,125,000 $33,554,000 $82,000 $2,543,000
Application Approved But Not Accepted 166 $10,855,000 $65,000 $500,000 $132,000 $4,680,000
Loan Purchased By The Institution 105 $37,584,000 $357,000 $5,743,000 $0 $0
File Closed For Incompleteness 59 $3,274,000 $55,000 $383,000 $115,000 $581,000
Application Withdrawn By Applicant 40 $2,815,000 $70,000 $408,000 $123,000 $876,000
Preapproval Denied by Financial Institution 1 $143,000 $143,000 $143,000 $450,000 $450,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 1,144 $49,363,000 $43,000 $500,000 $69,000 $1,300,000
Collateral 573 $37,372,000 $65,000 $600,000 $104,000 $841,000
Debt-To-Income Ratio 233 $16,722,000 $71,000 $500,000 $57,000 $924,000
Other 98 $6,317,000 $64,000 $500,000 $76,000 $328,000
Unverifiable Information 16 $627,000 $39,000 $100,000 $67,000 $168,000
Employment History 6 $335,000 $55,000 $200,000 $36,000 $90,000
Insufficient Cash (Downpayment, Closing Cost) 1 $80,000 $80,000 $80,000 $77,000 $77,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Citibank, N.A.'s 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Citibank, N.A.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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