Citizens Bank of Massachusetts Mortgage Lending & HMDA Data, 2006
In 2006, Citizens Bank of Massachusetts of Boston, MA reported 41,983 mortgage applications totaling $2.8 billion, up 259% from 2005. The average application was for $66,150, and applicants reported an average income of $38,523. 23% of its applications resulted in an originated loan and 12% were denied. Its largest markets were Boston-Quincy, MA (5,910), Cambridge-Newton-Framingham, MA (3,883) and Providence-New Bedford-Fall River, RI-MA (1,539) (applications in parentheses).
| Mortgage Company & Address | Citizens Bank of Massachusetts 28 State Street Boston, MA 02109 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 41,983 |
| Total Mortgage Loan Application Amount | $2,777,182,000 |
| Average Mortgage Loan Application Amount | $66,150 |
| Highest Mortgage Loan Application Amount | $7,700,000 |
| Average Applicant Income | $38,523 |
| Highest Applicant Income | $1,878,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Citizens Bank of Massachusetts filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Middlesex, Massachusetts | 3,883 | $ 348,046,000 | $ 89,633 | $ 112,000 |
| Norfolk, Massachusetts | 2,235 | $ 193,657,000 | $ 86,647 | $ 121,000 |
| Suffolk, Massachusetts | 1,909 | $ 169,550,000 | $ 88,816 | $ 89,000 |
| Plymouth, Massachusetts | 1,766 | $ 146,560,000 | $ 82,989 | $ 103,000 |
| Essex, Massachusetts | 1,331 | $ 116,255,000 | $ 87,344 | $ 101,000 |
| Bristol, Massachusetts | 1,297 | $ 98,797,000 | $ 76,173 | $ 87,000 |
| Hampden, Massachusetts | 1,171 | $ 52,164,000 | $ 44,546 | $ 57,000 |
| Worcester, Massachusetts | 1,095 | $ 68,955,000 | $ 62,972 | $ 88,000 |
| Barnstable, Massachusetts | 1,085 | $ 89,782,000 | $ 82,748 | $ 94,000 |
| Maricopa, Arizona | 703 | $ 47,318,000 | $ 67,308 | $ 0 |
| Los Angeles, California | 568 | $ 63,874,000 | $ 112,454 | $ 0 |
| Clark, Nevada | 542 | $ 32,188,000 | $ 59,387 | $ 0 |
| King, Washington | 476 | $ 34,535,000 | $ 72,552 | $ 0 |
| Cook, Illinois | 359 | $ 20,277,000 | $ 56,481 | $ 0 |
| San Diego, California | 295 | $ 29,268,000 | $ 99,213 | $ 0 |
| Riverside, California | 284 | $ 24,352,000 | $ 85,746 | $ 0 |
| Ada, Idaho | 275 | $ 13,399,000 | $ 48,723 | $ 0 |
| Salt Lake, Utah | 272 | $ 14,884,000 | $ 54,720 | $ 0 |
| Snohomish, Washington | 272 | $ 17,025,000 | $ 62,591 | $ 0 |
| Berkshire, Massachusetts | 228 | $ 11,860,000 | $ 52,017 | $ 66,000 |
| Orange, California | 224 | $ 25,732,000 | $ 114,875 | $ 0 |
| Harris, Texas | 220 | $ 8,918,000 | $ 40,536 | $ 0 |
| Hampshire, Massachusetts | 214 | $ 10,720,000 | $ 50,093 | $ 72,000 |
| San Bernardino, California | 204 | $ 15,031,000 | $ 73,681 | $ 0 |
| Clark, Washington | 204 | $ 12,339,000 | $ 60,485 | $ 0 |
| Sacramento, California | 194 | $ 14,113,000 | $ 72,747 | $ 0 |
| Fairfax, Virginia | 184 | $ 16,599,000 | $ 90,211 | $ 0 |
| Santa Clara, California | 178 | $ 20,202,000 | $ 113,494 | $ 0 |
| Tarrant, Texas | 177 | $ 7,964,000 | $ 44,994 | $ 0 |
| Multnomah, Oregon | 175 | $ 9,890,000 | $ 56,514 | $ 0 |
| Baltimore, Maryland | 158 | $ 8,989,000 | $ 56,892 | $ 0 |
| Wayne, Michigan | 155 | $ 5,480,000 | $ 35,354 | $ 0 |
| Pierce, Washington | 155 | $ 10,232,000 | $ 66,012 | $ 0 |
| Mecklenburg, North Carolina | 149 | $ 6,216,000 | $ 41,718 | $ 0 |
| Providence, Rhode Island | 147 | $ 10,466,000 | $ 71,197 | $ 41,000 |
| Dallas, Texas | 143 | $ 6,247,000 | $ 43,685 | $ 0 |
| Oakland, Michigan | 139 | $ 6,838,000 | $ 49,194 | $ 0 |
| St. Louis, Missouri | 133 | $ 5,351,000 | $ 40,233 | $ 0 |
| Broward, Florida | 132 | $ 9,824,000 | $ 74,424 | $ 0 |
| Washington, Oregon | 132 | $ 8,526,000 | $ 64,590 | $ 0 |
| Utah, Utah | 131 | $ 6,548,000 | $ 49,984 | $ 0 |
| Jefferson, Colorado | 127 | $ 6,972,000 | $ 54,897 | $ 0 |
| Arapahoe, Colorado | 126 | $ 6,885,000 | $ 54,642 | $ 0 |
| Anne Arundel, Maryland | 126 | $ 8,776,000 | $ 69,650 | $ 0 |
| El Paso, Colorado | 125 | $ 5,778,000 | $ 46,224 | $ 0 |
| Prince George's, Maryland | 124 | $ 8,466,000 | $ 68,274 | $ 0 |
| Douglas, Colorado | 121 | $ 7,576,000 | $ 62,611 | $ 0 |
| Clackamas, Oregon | 121 | $ 9,610,000 | $ 79,421 | $ 0 |
| Allegheny, Pennsylvania | 115 | $ 4,016,000 | $ 34,921 | $ 0 |
| Contra Costa, California | 114 | $ 12,180,000 | $ 106,842 | $ 0 |
| Orange, Florida | 114 | $ 5,437,000 | $ 47,692 | $ 0 |
| Travis, Texas | 113 | $ 5,110,000 | $ 45,221 | $ 0 |
| Miami-Dade, Florida | 112 | $ 8,362,000 | $ 74,660 | $ 0 |
| Montgomery, Pennsylvania | 112 | $ 5,711,000 | $ 50,991 | $ 1,000 |
| Denver, Colorado | 111 | $ 5,384,000 | $ 48,504 | $ 0 |
| Collin, Texas | 110 | $ 4,386,000 | $ 39,872 | $ 0 |
| Prince William, Virginia | 110 | $ 9,407,000 | $ 85,518 | $ 0 |
| Macomb, Michigan | 108 | $ 3,926,000 | $ 36,351 | $ 0 |
| Bernalillo, New Mexico | 107 | $ 6,373,000 | $ 59,560 | $ 0 |
| Pima, Arizona | 106 | $ 5,084,000 | $ 47,962 | $ 0 |
| Cobb, Georgia | 105 | $ 4,387,000 | $ 41,780 | $ 0 |
| Franklin, Ohio | 104 | $ 3,731,000 | $ 35,875 | $ 0 |
| Denton, Texas | 104 | $ 5,063,000 | $ 48,682 | $ 0 |
| Alameda, California | 103 | $ 9,683,000 | $ 94,009 | $ 0 |
| Philadelphia, Pennsylvania | 103 | $ 4,365,000 | $ 42,378 | $ 2,000 |
| Lancaster, Pennsylvania | 102 | $ 4,342,000 | $ 42,568 | $ 0 |
| Montgomery, Maryland | 101 | $ 9,140,000 | $ 90,495 | $ 0 |
| Franklin, Massachusetts | 101 | $ 4,612,000 | $ 45,663 | $ 55,000 |
| Fulton, Georgia | 100 | $ 5,401,000 | $ 54,010 | $ 0 |
| St. Charles, Missouri | 98 | $ 3,583,000 | $ 36,561 | $ 0 |
| Rockingham, New Hampshire | 98 | $ 7,517,000 | $ 76,704 | $ 50,000 |
| Shelby, Tennessee | 95 | $ 3,624,000 | $ 38,147 | $ 0 |
| Davidson, Tennessee | 91 | $ 3,427,000 | $ 37,659 | $ 0 |
| Marion, Indiana | 88 | $ 3,100,000 | $ 35,227 | $ 0 |
| Hillsborough, Florida | 86 | $ 6,163,000 | $ 71,662 | $ 0 |
| Suffolk, New York | 86 | $ 7,652,000 | $ 88,976 | $ 0 |
| Gwinnett, Georgia | 85 | $ 3,874,000 | $ 45,576 | $ 0 |
| Adams, Colorado | 83 | $ 3,530,000 | $ 42,530 | $ 0 |
| DuPage, Illinois | 83 | $ 5,119,000 | $ 61,674 | $ 0 |
| Hennepin, Minnesota | 83 | $ 4,508,000 | $ 54,313 | $ 0 |
| Hillsborough, New Hampshire | 83 | $ 5,265,000 | $ 63,433 | $ 39,000 |
| District of Columbia, District Of Columbia | 82 | $ 6,499,000 | $ 79,256 | $ 0 |
| Canyon, Idaho | 82 | $ 3,006,000 | $ 36,658 | $ 0 |
| Jackson, Missouri | 82 | $ 3,990,000 | $ 48,658 | $ 0 |
| Douglas, Nebraska | 82 | $ 2,599,000 | $ 31,695 | $ 0 |
| Palm Beach, Florida | 79 | $ 6,449,000 | $ 81,632 | $ 0 |
| Pinal, Arizona | 78 | $ 3,941,000 | $ 50,525 | $ 0 |
| Solano, California | 78 | $ 6,714,000 | $ 86,076 | $ 0 |
| Fairfield, Connecticut | 78 | $ 6,090,000 | $ 78,076 | $ 1,000 |
| Spokane, Washington | 78 | $ 3,624,000 | $ 46,461 | $ 0 |
| Seminole, Florida | 77 | $ 4,254,000 | $ 55,246 | $ 0 |
| Ventura, California | 76 | $ 8,722,000 | $ 114,763 | $ 0 |
| York, Pennsylvania | 76 | $ 3,012,000 | $ 39,631 | $ 0 |
| Placer, California | 75 | $ 7,250,000 | $ 96,666 | $ 0 |
| Hartford, Connecticut | 75 | $ 3,791,000 | $ 50,546 | $ 24,000 |
| Wake, North Carolina | 75 | $ 3,109,000 | $ 41,453 | $ 0 |
| Davis, Utah | 74 | $ 3,660,000 | $ 49,459 | $ 0 |
| Hamilton, Indiana | 73 | $ 2,751,000 | $ 37,684 | $ 0 |
| Virginia Beach, Virginia | 72 | $ 4,300,000 | $ 59,722 | $ 0 |
| Kent, Michigan | 71 | $ 2,376,000 | $ 33,464 | $ 0 |
| Washoe, Nevada | 71 | $ 5,082,000 | $ 71,577 | $ 0 |
| San Joaquin, California | 70 | $ 6,258,000 | $ 89,400 | $ 0 |
| Larimer, Colorado | 70 | $ 2,784,000 | $ 39,771 | $ 0 |
| Will, Illinois | 70 | $ 3,260,000 | $ 46,571 | $ 0 |
| Baltimore City, Maryland | 70 | $ 2,904,000 | $ 41,485 | $ 0 |
| Howard, Maryland | 70 | $ 5,194,000 | $ 74,200 | $ 0 |
| Hamilton, Ohio | 70 | $ 2,537,000 | $ 36,242 | $ 0 |
| Bergen, New Jersey | 69 | $ 5,608,000 | $ 81,275 | $ 0 |
| Bucks, Pennsylvania | 69 | $ 4,125,000 | $ 59,782 | $ 0 |
| Sedgwick, Kansas | 68 | $ 2,087,000 | $ 30,691 | $ 0 |
| Queens, New York | 68 | $ 8,041,000 | $ 118,250 | $ 1,000 |
| Chester, Pennsylvania | 68 | $ 4,285,000 | $ 63,014 | $ 0 |
| Loudoun, Virginia | 68 | $ 6,402,000 | $ 94,147 | $ 0 |
| Kern, California | 67 | $ 3,991,000 | $ 59,567 | $ 0 |
| DeKalb, Georgia | 67 | $ 3,471,000 | $ 51,805 | $ 0 |
| Bexar, Texas | 67 | $ 2,202,000 | $ 32,865 | $ 0 |
| Harford, Maryland | 66 | $ 3,605,000 | $ 54,621 | $ 0 |
| Cuyahoga, Ohio | 66 | $ 2,717,000 | $ 41,166 | $ 0 |
| Milwaukee, Wisconsin | 66 | $ 2,517,000 | $ 38,136 | $ 0 |
| Weld, Colorado | 65 | $ 2,892,000 | $ 44,492 | $ 0 |
| New Haven, Connecticut | 64 | $ 3,850,000 | $ 60,156 | $ 0 |
| Duval, Florida | 62 | $ 3,079,000 | $ 49,661 | $ 0 |
| Morris, New Jersey | 62 | $ 4,643,000 | $ 74,887 | $ 0 |
| Delaware, Pennsylvania | 62 | $ 2,560,000 | $ 41,290 | $ 0 |
| San Francisco, California | 61 | $ 8,915,000 | $ 146,147 | $ 0 |
| Washtenaw, Michigan | 61 | $ 3,311,000 | $ 54,278 | $ 0 |
| Boulder, Colorado | 60 | $ 3,483,000 | $ 58,050 | $ 0 |
| Frederick, Maryland | 60 | $ 4,661,000 | $ 77,683 | $ 0 |
| Jefferson, Kentucky | 57 | $ 1,847,000 | $ 32,403 | $ 0 |
| Pinellas, Florida | 56 | $ 4,310,000 | $ 76,964 | $ 0 |
| Knox, Tennessee | 56 | $ 1,815,000 | $ 32,410 | $ 0 |
| Johnson, Kansas | 55 | $ 2,241,000 | $ 40,745 | $ 0 |
| Oklahoma, Oklahoma | 55 | $ 2,130,000 | $ 38,727 | $ 0 |
| Williamson, Texas | 55 | $ 1,650,000 | $ 30,000 | $ 0 |
| Lane, Oregon | 54 | $ 3,301,000 | $ 61,129 | $ 0 |
| Nassau, New York | 53 | $ 4,500,000 | $ 84,905 | $ 0 |
| Lee, Florida | 52 | $ 3,170,000 | $ 60,961 | $ 0 |
| Essex, New Jersey | 52 | $ 3,401,000 | $ 65,403 | $ 0 |
| Middlesex, New Jersey | 52 | $ 2,744,000 | $ 52,769 | $ 0 |
| Kings, New York | 52 | $ 5,749,000 | $ 110,557 | $ 0 |
| Butler, Ohio | 52 | $ 1,802,000 | $ 34,653 | $ 0 |
| Marion, Oregon | 52 | $ 2,707,000 | $ 52,057 | $ 0 |
| Fresno, California | 51 | $ 3,715,000 | $ 72,843 | $ 0 |
| New Castle, Delaware | 51 | $ 2,456,000 | $ 48,156 | $ 0 |
| Lake, Illinois | 50 | $ 2,718,000 | $ 54,360 | $ 0 |
| Orange, New York | 50 | $ 2,827,000 | $ 56,540 | $ 2,000 |
| Camden, New Jersey | 49 | $ 2,067,000 | $ 42,183 | $ 0 |
| San Mateo, California | 48 | $ 5,832,000 | $ 121,500 | $ 0 |
| Kane, Illinois | 48 | $ 2,642,000 | $ 55,041 | $ 0 |
| Carroll, Maryland | 48 | $ 3,011,000 | $ 62,729 | $ 0 |
| Burlington, New Jersey | 48 | $ 1,827,000 | $ 38,062 | $ 2,000 |
| Bannock, Idaho | 47 | $ 1,477,000 | $ 31,425 | $ 0 |
| Chesapeake, Virginia | 47 | $ 2,845,000 | $ 60,531 | $ 0 |
| Madison, Illinois | 45 | $ 1,400,000 | $ 31,111 | $ 0 |
| Anoka, Minnesota | 45 | $ 2,359,000 | $ 52,422 | $ 0 |
| Dakota, Minnesota | 45 | $ 2,452,000 | $ 54,488 | $ 0 |
| Sarpy, Nebraska | 45 | $ 1,159,000 | $ 25,755 | $ 0 |
| Tulsa, Oklahoma | 45 | $ 1,709,000 | $ 37,977 | $ 0 |
| Dane, Wisconsin | 45 | $ 1,855,000 | $ 41,222 | $ 0 |
| Waukesha, Wisconsin | 45 | $ 2,383,000 | $ 52,955 | $ 0 |
| Sonoma, California | 44 | $ 3,877,000 | $ 88,113 | $ 0 |
| Ocean, New Jersey | 44 | $ 3,878,000 | $ 88,136 | $ 0 |
| Union, New Jersey | 44 | $ 2,891,000 | $ 65,704 | $ 0 |
| Montgomery, Texas | 44 | $ 2,010,000 | $ 45,681 | $ 0 |
| Hudson, New Jersey | 43 | $ 3,094,000 | $ 71,953 | $ 0 |
| St. Clair, Illinois | 42 | $ 1,344,000 | $ 32,000 | $ 0 |
| Jefferson, Missouri | 42 | $ 1,504,000 | $ 35,809 | $ 0 |
| Hendricks, Indiana | 41 | $ 1,394,000 | $ 34,000 | $ 0 |
| York, Maine | 41 | $ 2,963,000 | $ 72,268 | $ 51,000 |
| Rutherford, Tennessee | 41 | $ 1,246,000 | $ 30,390 | $ 0 |
| Arlington, Virginia | 40 | $ 2,953,000 | $ 73,825 | $ 0 |
| Henrico, Virginia | 40 | $ 1,886,000 | $ 47,150 | $ 0 |
| Genesee, Michigan | 39 | $ 1,334,000 | $ 34,205 | $ 0 |
| Summit, Ohio | 39 | $ 1,326,000 | $ 34,000 | $ 0 |
| Warren, Ohio | 39 | $ 2,020,000 | $ 51,794 | $ 0 |
| Dauphin, Pennsylvania | 39 | $ 1,131,000 | $ 29,000 | $ 0 |
| Kitsap, Washington | 39 | $ 2,923,000 | $ 74,948 | $ 0 |
| Livingston, Michigan | 38 | $ 1,806,000 | $ 47,526 | $ 0 |
| Monmouth, New Jersey | 38 | $ 2,540,000 | $ 66,842 | $ 2,000 |
| Stanislaus, California | 37 | $ 2,456,000 | $ 66,378 | $ 0 |
| Forsyth, Georgia | 37 | $ 2,118,000 | $ 57,243 | $ 0 |
| St. Mary's, Maryland | 37 | $ 2,439,000 | $ 65,918 | $ 0 |
| Newport, Rhode Island | 37 | $ 2,466,000 | $ 66,648 | $ 50,000 |
| Sumner, Tennessee | 37 | $ 1,200,000 | $ 32,432 | $ 0 |
| Chesterfield, Virginia | 37 | $ 1,559,000 | $ 42,135 | $ 0 |
| Brevard, Florida | 36 | $ 1,492,000 | $ 41,444 | $ 0 |
| Ingham, Michigan | 36 | $ 1,094,000 | $ 30,388 | $ 0 |
| St. Louis City, Missouri | 36 | $ 1,355,000 | $ 37,638 | $ 0 |
| Passaic, New Jersey | 36 | $ 2,495,000 | $ 69,305 | $ 0 |
| Lehigh, Pennsylvania | 36 | $ 1,826,000 | $ 50,722 | $ 3,000 |
| Fort Bend, Texas | 36 | $ 1,500,000 | $ 41,666 | $ 0 |
| Cherokee, Georgia | 35 | $ 1,740,000 | $ 49,714 | $ 0 |
| Fayette, Kentucky | 35 | $ 1,193,000 | $ 34,085 | $ 0 |
| Henry, Georgia | 34 | $ 1,383,000 | $ 40,676 | $ 0 |
| Somerset, New Jersey | 34 | $ 2,071,000 | $ 60,911 | $ 0 |
| Clermont, Ohio | 34 | $ 1,339,000 | $ 39,382 | $ 0 |
| Cumberland, Pennsylvania | 34 | $ 1,337,000 | $ 39,323 | $ 0 |
| El Paso, Texas | 34 | $ 1,066,000 | $ 31,352 | $ 0 |
| Weber, Utah | 34 | $ 1,235,000 | $ 36,323 | $ 0 |
| Yolo, California | 33 | $ 2,617,000 | $ 79,303 | $ 0 |
| Sussex, Delaware | 33 | $ 1,683,000 | $ 51,000 | $ 0 |
| Pasco, Florida | 33 | $ 1,835,000 | $ 55,606 | $ 0 |
| Bonneville, Idaho | 33 | $ 1,199,000 | $ 36,333 | $ 0 |
| McHenry, Illinois | 33 | $ 1,256,000 | $ 38,060 | $ 0 |
| Ramsey, Minnesota | 33 | $ 1,665,000 | $ 50,454 | $ 0 |
| Greene, Missouri | 33 | $ 982,000 | $ 29,757 | $ 0 |
| Honolulu, Hawaii | 32 | $ 3,434,000 | $ 107,312 | $ 0 |
| Hancock, Indiana | 32 | $ 970,000 | $ 30,312 | $ 0 |
| Lake, Indiana | 32 | $ 1,287,000 | $ 40,218 | $ 0 |
| Gloucester, New Jersey | 32 | $ 1,533,000 | $ 47,906 | $ 0 |
| Williamson, Tennessee | 32 | $ 2,010,000 | $ 62,812 | $ 0 |
| Thurston, Washington | 32 | $ 1,857,000 | $ 58,031 | $ 0 |
| Charles, Maryland | 31 | $ 2,361,000 | $ 76,161 | $ 0 |
| Worcester, Maryland | 31 | $ 1,958,000 | $ 63,161 | $ 0 |
| Erie, New York | 31 | $ 1,555,000 | $ 50,161 | $ 0 |
| Westchester, New York | 31 | $ 3,028,000 | $ 97,677 | $ 0 |
| Lake, Ohio | 31 | $ 1,027,000 | $ 33,129 | $ 0 |
| Stafford, Virginia | 31 | $ 2,030,000 | $ 65,483 | $ 0 |
| Clay, Missouri | 30 | $ 957,000 | $ 31,900 | $ 0 |
| Gallatin, Montana | 30 | $ 1,391,000 | $ 46,366 | $ 0 |
| Union, North Carolina | 30 | $ 1,281,000 | $ 42,700 | $ 0 |
| Franklin, Pennsylvania | 30 | $ 1,099,000 | $ 36,633 | $ 0 |
| Northampton, Pennsylvania | 30 | $ 1,686,000 | $ 56,200 | $ 0 |
| Washington, Utah | 30 | $ 1,437,000 | $ 47,900 | $ 0 |
| El Dorado, California | 29 | $ 2,850,000 | $ 98,275 | $ 0 |
| Santa Cruz, California | 29 | $ 3,578,000 | $ 123,379 | $ 0 |
| Deschutes, Oregon | 29 | $ 2,022,000 | $ 69,724 | $ 0 |
| Kent, Rhode Island | 29 | $ 1,663,000 | $ 57,344 | $ 37,000 |
| Yuma, Arizona | 28 | $ 1,233,000 | $ 44,035 | $ 0 |
| Coweta, Georgia | 28 | $ 1,030,000 | $ 36,785 | $ 0 |
| Mohave, Arizona | 27 | $ 1,271,000 | $ 47,074 | $ 0 |
| Collier, Florida | 27 | $ 3,769,000 | $ 139,592 | $ 0 |
| Volusia, Florida | 27 | $ 1,418,000 | $ 52,518 | $ 0 |
| Ottawa, Michigan | 27 | $ 911,000 | $ 33,740 | $ 0 |
| Belknap, New Hampshire | 27 | $ 2,180,000 | $ 80,740 | $ 38,000 |
| Richmond, New York | 27 | $ 2,243,000 | $ 83,074 | $ 0 |
| Montgomery, Ohio | 27 | $ 956,000 | $ 35,407 | $ 0 |
| Benton, Washington | 27 | $ 952,000 | $ 35,259 | $ 0 |
| Dukes, Massachusetts | 26 | $ 3,224,000 | $ 124,000 | $ 132,000 |
| Medina, Ohio | 26 | $ 988,000 | $ 38,000 | $ 0 |
| Jackson, Oregon | 26 | $ 2,033,000 | $ 78,192 | $ 0 |
| Berks, Pennsylvania | 26 | $ 945,000 | $ 36,346 | $ 0 |
| Kent, Delaware | 25 | $ 1,026,000 | $ 41,040 | $ 0 |
| Cumberland, Maine | 25 | $ 1,664,000 | $ 66,560 | $ 20,000 |
| Greenville, South Carolina | 25 | $ 1,073,000 | $ 42,920 | $ 0 |
| Norfolk, Virginia | 25 | $ 1,242,000 | $ 49,680 | $ 0 |
| Kootenai, Idaho | 24 | $ 946,000 | $ 39,416 | $ 0 |
| Allen, Indiana | 24 | $ 532,000 | $ 22,166 | $ 0 |
| Polk, Iowa | 24 | $ 1,096,000 | $ 45,666 | $ 0 |
| St. Tammany, Louisiana | 24 | $ 992,000 | $ 41,333 | $ 0 |
| Merrimack, New Hampshire | 24 | $ 1,321,000 | $ 55,041 | $ 26,000 |
| Guilford, North Carolina | 24 | $ 883,000 | $ 36,791 | $ 0 |
| Delaware, Ohio | 24 | $ 1,322,000 | $ 55,083 | $ 0 |
| Cleveland, Oklahoma | 24 | $ 885,000 | $ 36,875 | $ 0 |
| Washington, Pennsylvania | 24 | $ 807,000 | $ 33,625 | $ 0 |
| Cache, Utah | 24 | $ 898,000 | $ 37,416 | $ 0 |
| Tooele, Utah | 24 | $ 836,000 | $ 34,833 | $ 0 |
| Alexandria, Virginia | 24 | $ 1,700,000 | $ 70,833 | $ 0 |
| Whatcom, Washington | 24 | $ 1,481,000 | $ 61,708 | $ 0 |
| Clay, Florida | 23 | $ 1,104,000 | $ 48,000 | $ 0 |
| Polk, Florida | 23 | $ 876,000 | $ 38,086 | $ 0 |
| Santa Rosa, Florida | 23 | $ 1,637,000 | $ 71,173 | $ 0 |
| Sarasota, Florida | 23 | $ 1,836,000 | $ 79,826 | $ 0 |
| Sandoval, New Mexico | 23 | $ 1,004,000 | $ 43,652 | $ 0 |
| Bronx, New York | 23 | $ 2,251,000 | $ 97,869 | $ 2,000 |
| Monroe, New York | 23 | $ 873,000 | $ 37,956 | $ 0 |
| Forsyth, North Carolina | 23 | $ 603,000 | $ 26,217 | $ 0 |
| Portage, Ohio | 23 | $ 769,000 | $ 33,434 | $ 0 |
| Westmoreland, Pennsylvania | 23 | $ 758,000 | $ 32,956 | $ 0 |
| Hamilton, Tennessee | 23 | $ 773,000 | $ 33,608 | $ 0 |
| Lake, Florida | 22 | $ 1,246,000 | $ 56,636 | $ 0 |
| Scott, Minnesota | 22 | $ 1,208,000 | $ 54,909 | $ 0 |
| Buchanan, Missouri | 22 | $ 528,000 | $ 24,000 | $ 0 |
| Dona Ana, New Mexico | 22 | $ 780,000 | $ 35,454 | $ 0 |
| Iredell, North Carolina | 22 | $ 819,000 | $ 37,227 | $ 0 |
| Yamhill, Oregon | 22 | $ 1,061,000 | $ 48,227 | $ 0 |
| Monterey, California | 21 | $ 2,442,000 | $ 116,285 | $ 0 |
| Santa Barbara, California | 21 | $ 2,208,000 | $ 105,142 | $ 0 |
| Alachua, Florida | 21 | $ 737,000 | $ 35,095 | $ 0 |
| Osceola, Florida | 21 | $ 1,329,000 | $ 63,285 | $ 0 |
| Porter, Indiana | 21 | $ 570,000 | $ 27,142 | $ 0 |
| Calvert, Maryland | 21 | $ 1,419,000 | $ 67,571 | $ 0 |
| Strafford, New Hampshire | 21 | $ 927,000 | $ 44,142 | $ 4,000 |
| Atlantic, New Jersey | 21 | $ 1,046,000 | $ 49,809 | $ 0 |
| Parker, Texas | 21 | $ 944,000 | $ 44,952 | $ 0 |
| Fayette, Georgia | 20 | $ 1,307,000 | $ 65,350 | $ 0 |
| Tippecanoe, Indiana | 20 | $ 563,000 | $ 28,150 | $ 0 |
| Mercer, New Jersey | 20 | $ 1,738,000 | $ 86,900 | $ 4,000 |
| Onondaga, New York | 20 | $ 926,000 | $ 46,300 | $ 0 |
| Butler, Pennsylvania | 20 | $ 989,000 | $ 49,450 | $ 0 |
| Horry, South Carolina | 20 | $ 1,074,000 | $ 53,700 | $ 0 |
| Hamblen, Tennessee | 20 | $ 585,000 | $ 29,250 | $ 0 |
| St. Lucie, Florida | 19 | $ 1,235,000 | $ 65,000 | $ 0 |
| Chatham, Georgia | 19 | $ 1,033,000 | $ 54,368 | $ 0 |
| Johnson, Indiana | 19 | $ 1,003,000 | $ 52,789 | $ 0 |
| Boone, Kentucky | 19 | $ 654,000 | $ 34,421 | $ 0 |
| Wright, Minnesota | 19 | $ 1,090,000 | $ 57,368 | $ 0 |
| Warren, New Jersey | 19 | $ 955,000 | $ 50,263 | $ 0 |
| Cabarrus, North Carolina | 19 | $ 1,028,000 | $ 54,105 | $ 0 |
| Lorain, Ohio | 19 | $ 690,000 | $ 36,315 | $ 0 |
| Miami, Ohio | 19 | $ 443,000 | $ 23,315 | $ 0 |
| Polk, Oregon | 19 | $ 868,000 | $ 45,684 | $ 0 |
| Washington, Rhode Island | 19 | $ 1,111,000 | $ 58,473 | $ 37,000 |
| York, South Carolina | 19 | $ 787,000 | $ 41,421 | $ 0 |
| Marin, California | 18 | $ 3,292,000 | $ 182,888 | $ 0 |
| Middlesex, Connecticut | 18 | $ 734,000 | $ 40,777 | $ 7,000 |
| Twin Falls, Idaho | 18 | $ 633,000 | $ 35,166 | $ 0 |
| Queen Anne's, Maryland | 18 | $ 1,246,000 | $ 69,222 | $ 0 |
| Washington, Maryland | 18 | $ 895,000 | $ 49,722 | $ 0 |
| St. Louis, Minnesota | 18 | $ 770,000 | $ 42,777 | $ 0 |
| Cass, Missouri | 18 | $ 1,056,000 | $ 58,666 | $ 0 |
| Missoula, Montana | 18 | $ 709,000 | $ 39,388 | $ 0 |
| Licking, Ohio | 18 | $ 635,000 | $ 35,277 | $ 0 |
| Stark, Ohio | 18 | $ 431,000 | $ 23,944 | $ 0 |
| Bell, Texas | 18 | $ 408,000 | $ 22,666 | $ 0 |
| Brazos, Texas | 18 | $ 420,000 | $ 23,333 | $ 0 |
| Tulare, California | 17 | $ 805,000 | $ 47,352 | $ 0 |
| Kendall, Illinois | 17 | $ 640,000 | $ 37,647 | $ 0 |
| Wicomico, Maryland | 17 | $ 649,000 | $ 38,176 | $ 0 |
| Blount, Tennessee | 17 | $ 769,000 | $ 45,235 | $ 0 |
| Wilson, Tennessee | 17 | $ 726,000 | $ 42,705 | $ 0 |
| Spotsylvania, Virginia | 17 | $ 947,000 | $ 55,705 | $ 0 |
| Racine, Wisconsin | 17 | $ 617,000 | $ 36,294 | $ 0 |
| Shasta, California | 16 | $ 946,000 | $ 59,125 | $ 0 |
| Paulding, Georgia | 16 | $ 575,000 | $ 35,937 | $ 0 |
| Hunterdon, New Jersey | 16 | $ 1,149,000 | $ 71,812 | $ 0 |
| Sussex, New Jersey | 16 | $ 1,043,000 | $ 65,187 | $ 0 |
| Brazoria, Texas | 16 | $ 491,000 | $ 30,687 | $ 0 |
| Ellis, Texas | 16 | $ 411,000 | $ 25,687 | $ 0 |
| Fauquier, Virginia | 16 | $ 1,027,000 | $ 64,187 | $ 0 |
| Skagit, Washington | 16 | $ 804,000 | $ 50,250 | $ 0 |
| Coconino, Arizona | 15 | $ 1,238,000 | $ 82,533 | $ 0 |
| Benton, Arkansas | 15 | $ 462,000 | $ 30,800 | $ 0 |
| Broomfield, Colorado | 15 | $ 683,000 | $ 45,533 | $ 0 |
| Summit, Colorado | 15 | $ 1,119,000 | $ 74,600 | $ 0 |
| Charlotte, Florida | 15 | $ 565,000 | $ 37,666 | $ 0 |
| Hernando, Florida | 15 | $ 636,000 | $ 42,400 | $ 0 |
| Leon, Florida | 15 | $ 497,000 | $ 33,133 | $ 0 |
| Marion, Florida | 15 | $ 464,000 | $ 30,933 | $ 0 |
| Champaign, Illinois | 15 | $ 429,000 | $ 28,600 | $ 0 |
| Vanderburgh, Indiana | 15 | $ 295,000 | $ 19,666 | $ 0 |
| Calcasieu, Louisiana | 15 | $ 531,000 | $ 35,400 | $ 0 |
| Muskegon, Michigan | 15 | $ 367,000 | $ 24,466 | $ 0 |
| Sherburne, Minnesota | 15 | $ 765,000 | $ 51,000 | $ 0 |
| Boone, Missouri | 15 | $ 533,000 | $ 35,533 | $ 0 |
| Flathead, Montana | 15 | $ 826,000 | $ 55,066 | $ 0 |
| Lewis and Clark, Montana | 15 | $ 667,000 | $ 44,466 | $ 0 |
| Santa Fe, New Mexico | 15 | $ 983,000 | $ 65,533 | $ 0 |
| Luzerne, Pennsylvania | 15 | $ 591,000 | $ 39,400 | $ 0 |
| Monroe, Pennsylvania | 15 | $ 880,000 | $ 58,666 | $ 0 |
| Spartanburg, South Carolina | 15 | $ 404,000 | $ 26,933 | $ 0 |
| Galveston, Texas | 15 | $ 474,000 | $ 31,600 | $ 0 |
| Rockwall, Texas | 15 | $ 654,000 | $ 43,600 | $ 0 |
| Summit, Utah | 15 | $ 1,185,000 | $ 79,000 | $ 0 |
| Albemarle, Virginia | 15 | $ 559,000 | $ 37,266 | $ 0 |
| Hampton, Virginia | 15 | $ 639,000 | $ 42,600 | $ 0 |
| Yavapai, Arizona | 14 | $ 814,000 | $ 58,142 | $ 0 |
| Imperial, California | 14 | $ 899,000 | $ 64,214 | $ 0 |
| Merced, California | 14 | $ 965,000 | $ 68,928 | $ 0 |
| Pueblo, Colorado | 14 | $ 602,000 | $ 43,000 | $ 0 |
| Litchfield, Connecticut | 14 | $ 722,000 | $ 51,571 | $ 0 |
| Windham, Connecticut | 14 | $ 661,000 | $ 47,214 | $ 41,000 |
| St. Johns, Florida | 14 | $ 828,000 | $ 59,142 | $ 0 |
| Glynn, Georgia | 14 | $ 549,000 | $ 39,214 | $ 0 |
| Winnebago, Illinois | 14 | $ 371,000 | $ 26,500 | $ 0 |
| Kenton, Kentucky | 14 | $ 433,000 | $ 30,928 | $ 0 |
| Eaton, Michigan | 14 | $ 520,000 | $ 37,142 | $ 0 |
| Kalamazoo, Michigan | 14 | $ 616,000 | $ 44,000 | $ 0 |
| Washington, Minnesota | 14 | $ 1,240,000 | $ 88,571 | $ 0 |
| Carroll, New Hampshire | 14 | $ 1,002,000 | $ 71,571 | $ 59,000 |
| San Juan, New Mexico | 14 | $ 678,000 | $ 48,428 | $ 0 |
| Gaston, North Carolina | 14 | $ 434,000 | $ 31,000 | $ 0 |
| Adams, Pennsylvania | 14 | $ 513,000 | $ 36,642 | $ 0 |
| Centre, Pennsylvania | 14 | $ 602,000 | $ 43,000 | $ 0 |
| Smith, Texas | 14 | $ 491,000 | $ 35,071 | $ 0 |
| Suffolk, Virginia | 14 | $ 798,000 | $ 57,000 | $ 0 |
| Cowlitz, Washington | 14 | $ 478,000 | $ 34,142 | $ 0 |
| Island, Washington | 14 | $ 852,000 | $ 60,857 | $ 0 |
| Mobile, Alabama | 13 | $ 365,000 | $ 28,076 | $ 0 |
| Escambia, Florida | 13 | $ 358,000 | $ 27,538 | $ 0 |
| Monroe, Indiana | 13 | $ 468,000 | $ 36,000 | $ 0 |
| Penobscot, Maine | 13 | $ 493,000 | $ 37,923 | $ 0 |
| Cape May, New Jersey | 13 | $ 784,000 | $ 60,307 | $ 0 |
| Greene, Ohio | 13 | $ 913,000 | $ 70,230 | $ 0 |
| Canadian, Oklahoma | 13 | $ 555,000 | $ 42,692 | $ 0 |
| Josephine, Oregon | 13 | $ 904,000 | $ 69,538 | $ 0 |
| Washington, Tennessee | 13 | $ 396,000 | $ 30,461 | $ 0 |
| Kaufman, Texas | 13 | $ 361,000 | $ 27,769 | $ 0 |
| Frederick, Virginia | 13 | $ 769,000 | $ 59,153 | $ 0 |
| Portsmouth, Virginia | 13 | $ 503,000 | $ 38,692 | $ 0 |
| Brown, Wisconsin | 13 | $ 496,000 | $ 38,153 | $ 0 |
| Kenosha, Wisconsin | 13 | $ 652,000 | $ 50,153 | $ 0 |
| St. Croix, Wisconsin | 13 | $ 606,000 | $ 46,615 | $ 0 |
| Calhoun, Alabama | 12 | $ 299,000 | $ 24,916 | $ 0 |
| Butte, California | 12 | $ 696,000 | $ 58,000 | $ 0 |
| Yuba, California | 12 | $ 593,000 | $ 49,416 | $ 0 |
| Mesa, Colorado | 12 | $ 479,000 | $ 39,916 | $ 0 |
| New London, Connecticut | 12 | $ 786,000 | $ 65,500 | $ 10,000 |
| Manatee, Florida | 12 | $ 582,000 | $ 48,500 | $ 0 |
| Oldham, Kentucky | 12 | $ 595,000 | $ 49,583 | $ 0 |
| Barry, Michigan | 12 | $ 414,000 | $ 34,500 | $ 0 |
| Monroe, Michigan | 12 | $ 389,000 | $ 32,416 | $ 0 |
| Ravalli, Montana | 12 | $ 716,000 | $ 59,666 | $ 0 |
| Cheshire, New Hampshire | 12 | $ 998,000 | $ 83,166 | $ 79,000 |
| Fairfield, Ohio | 12 | $ 536,000 | $ 44,666 | $ 0 |
| Lucas, Ohio | 12 | $ 404,000 | $ 33,666 | $ 0 |
| Trumbull, Ohio | 12 | $ 299,000 | $ 24,916 | $ 0 |
| Linn, Oregon | 12 | $ 525,000 | $ 43,750 | $ 0 |
| Lexington, South Carolina | 12 | $ 377,000 | $ 31,416 | $ 0 |
| Midland, Texas | 12 | $ 320,000 | $ 26,666 | $ 0 |
| Randall, Texas | 12 | $ 310,000 | $ 25,833 | $ 0 |
| Charlottesville, Virginia | 12 | $ 416,000 | $ 34,666 | $ 0 |
| Yakima, Washington | 12 | $ 466,000 | $ 38,833 | $ 0 |
| Berkeley, West Virginia | 12 | $ 441,000 | $ 36,750 | $ 0 |
| Rock, Wisconsin | 12 | $ 738,000 | $ 61,500 | $ 0 |
| Madison, Alabama | 11 | $ 357,000 | $ 32,454 | $ 0 |
| Okaloosa, Florida | 11 | $ 406,000 | $ 36,909 | $ 0 |
| Clayton, Georgia | 11 | $ 312,000 | $ 28,363 | $ 0 |
| Douglas, Georgia | 11 | $ 642,000 | $ 58,363 | $ 0 |
| Walton, Georgia | 11 | $ 521,000 | $ 47,363 | $ 0 |
| Elmore, Idaho | 11 | $ 305,000 | $ 27,727 | $ 0 |
| St. Joseph, Indiana | 11 | $ 353,000 | $ 32,090 | $ 0 |
| Berrien, Michigan | 11 | $ 295,000 | $ 26,818 | $ 0 |
| DeSoto, Mississippi | 11 | $ 346,000 | $ 31,454 | $ 0 |
| Christian, Missouri | 11 | $ 348,000 | $ 31,636 | $ 0 |
| Albany, New York | 11 | $ 541,000 | $ 49,181 | $ 0 |
| Ulster, New York | 11 | $ 525,000 | $ 47,727 | $ 0 |
| Durham, North Carolina | 11 | $ 370,000 | $ 33,636 | $ 0 |
| Erie, Pennsylvania | 11 | $ 426,000 | $ 38,727 | $ 0 |
| Maury, Tennessee | 11 | $ 346,000 | $ 31,454 | $ 0 |
| Comal, Texas | 11 | $ 421,000 | $ 38,272 | $ 0 |
| Culpeper, Virginia | 11 | $ 728,000 | $ 66,181 | $ 0 |
| Hanover, Virginia | 11 | $ 452,000 | $ 41,090 | $ 0 |
| Shelby, Alabama | 10 | $ 272,000 | $ 27,200 | $ 0 |
| Washington, Arkansas | 10 | $ 289,000 | $ 28,900 | $ 0 |
| San Luis Obispo, California | 10 | $ 631,000 | $ 63,100 | $ 0 |
| Citrus, Florida | 10 | $ 412,000 | $ 41,200 | $ 0 |
| Bingham, Idaho | 10 | $ 380,000 | $ 38,000 | $ 0 |
| Shawnee, Kansas | 10 | $ 308,000 | $ 30,800 | $ 0 |
| Bullitt, Kentucky | 10 | $ 310,000 | $ 31,000 | $ 0 |
| Calhoun, Michigan | 10 | $ 213,000 | $ 21,300 | $ 0 |
| Platte, Missouri | 10 | $ 382,000 | $ 38,200 | $ 0 |
| Yellowstone, Montana | 10 | $ 314,000 | $ 31,400 | $ 0 |
| Lyon, Nevada | 10 | $ 559,000 | $ 55,900 | $ 0 |
| Grafton, New Hampshire | 10 | $ 785,000 | $ 78,500 | $ 65,000 |
| Rockland, New York | 10 | $ 633,000 | $ 63,300 | $ 0 |
| Dare, North Carolina | 10 | $ 969,000 | $ 96,900 | $ 0 |
| Johnston, North Carolina | 10 | $ 408,000 | $ 40,800 | $ 0 |
| Benton, Oregon | 10 | $ 473,000 | $ 47,300 | $ 0 |
| Douglas, Oregon | 10 | $ 531,000 | $ 53,100 | $ 0 |
| Lebanon, Pennsylvania | 10 | $ 298,000 | $ 29,800 | $ 0 |
| Pike, Pennsylvania | 10 | $ 494,000 | $ 49,400 | $ 0 |
| Bristol, Rhode Island | 10 | $ 781,000 | $ 78,100 | $ 45,000 |
| Richland, South Carolina | 10 | $ 227,000 | $ 22,700 | $ 0 |
| Nueces, Texas | 10 | $ 263,000 | $ 26,300 | $ 0 |
| Jefferson, West Virginia | 10 | $ 535,000 | $ 53,500 | $ 0 |
| Marathon, Wisconsin | 10 | $ 468,000 | $ 46,800 | $ 0 |
| Cochise, Arizona | 9 | $ 592,000 | $ 65,777 | $ 0 |
| Nevada, California | 9 | $ 641,000 | $ 71,222 | $ 0 |
| Sutter, California | 9 | $ 612,000 | $ 68,000 | $ 0 |
| Tolland, Connecticut | 9 | $ 480,000 | $ 53,333 | $ 21,000 |
| Bay, Florida | 9 | $ 439,000 | $ 48,777 | $ 0 |
| Morgan, Indiana | 9 | $ 321,000 | $ 35,666 | $ 0 |
| Butler, Kansas | 9 | $ 260,000 | $ 28,888 | $ 0 |
| Caroline, Maryland | 9 | $ 467,000 | $ 51,888 | $ 0 |
| Cecil, Maryland | 9 | $ 408,000 | $ 45,333 | $ 0 |
| Carver, Minnesota | 9 | $ 499,000 | $ 55,444 | $ 0 |
| Olmsted, Minnesota | 9 | $ 387,000 | $ 43,000 | $ 0 |
| Harrison, Mississippi | 9 | $ 408,000 | $ 45,333 | $ 0 |
| Douglas, Nevada | 9 | $ 594,000 | $ 66,000 | $ 0 |
| Salem, New Jersey | 9 | $ 459,000 | $ 51,000 | $ 0 |
| Dutchess, New York | 9 | $ 401,000 | $ 44,555 | $ 0 |
| Rensselaer, New York | 9 | $ 237,000 | $ 26,333 | $ 0 |
| Schenectady, New York | 9 | $ 220,000 | $ 24,444 | $ 0 |
| Onslow, North Carolina | 9 | $ 279,000 | $ 31,000 | $ 0 |
| Berkeley, South Carolina | 9 | $ 296,000 | $ 32,888 | $ 0 |
| Wichita, Texas | 9 | $ 240,000 | $ 26,666 | $ 0 |
| Newport News, Virginia | 9 | $ 357,000 | $ 39,666 | $ 0 |
| Orange, Virginia | 9 | $ 419,000 | $ 46,555 | $ 0 |
| Outagamie, Wisconsin | 9 | $ 361,000 | $ 40,111 | $ 0 |
| Laramie, Wyoming | 9 | $ 278,000 | $ 30,888 | $ 0 |
| La Plata, Colorado | 8 | $ 347,000 | $ 43,375 | $ 0 |
| Nassau, Florida | 8 | $ 420,000 | $ 52,500 | $ 0 |
| Carroll, Georgia | 8 | $ 405,000 | $ 50,625 | $ 0 |
| Clarke, Georgia | 8 | $ 251,000 | $ 31,375 | $ 0 |
| Muscogee, Georgia | 8 | $ 324,000 | $ 40,500 | $ 0 |
| Madison, Indiana | 8 | $ 187,000 | $ 23,375 | $ 0 |
| Douglas, Kansas | 8 | $ 267,000 | $ 33,375 | $ 0 |
| Caddo, Louisiana | 8 | $ 374,000 | $ 46,750 | $ 0 |
| Androscoggin, Maine | 8 | $ 246,000 | $ 30,750 | $ 0 |
| Allegany, Maryland | 8 | $ 279,000 | $ 34,875 | $ 0 |
| Allegan, Michigan | 8 | $ 257,000 | $ 32,125 | $ 0 |
| Lapeer, Michigan | 8 | $ 367,000 | $ 45,875 | $ 0 |
| Isanti, Minnesota | 8 | $ 682,000 | $ 85,250 | $ 0 |
| Lincoln, Missouri | 8 | $ 246,000 | $ 30,750 | $ 0 |
| Saratoga, New York | 8 | $ 387,000 | $ 48,375 | $ 0 |
| Alamance, North Carolina | 8 | $ 226,000 | $ 28,250 | $ 0 |
| Buncombe, North Carolina | 8 | $ 256,000 | $ 32,000 | $ 0 |
| Catawba, North Carolina | 8 | $ 445,000 | $ 55,625 | $ 0 |
| New Hanover, North Carolina | 8 | $ 419,000 | $ 52,375 | $ 0 |
Mortgage Loan Application Detail Totals for Citizens Bank of Massachusetts in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 17,624 | $1,523,630,000 | $86,000 | $7,700,000 | $43,000 | $1,878,000 |
| Home Purchase | 14,951 | $742,965,000 | $49,000 | $1,500,000 | $4,000 | $1,369,000 |
| Home Improvement | 9,408 | $510,587,000 | $54,000 | $1,000,000 | $85,000 | $1,561,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 25,924 | $1,486,713,000 | $57,000 | $7,700,000 | $0 | $0 |
| White | 11,892 | $942,054,000 | $79,000 | $3,000,000 | $105,000 | $1,878,000 |
| Not Provided | 1,490 | $127,525,000 | $85,000 | $1,200,000 | $114,000 | $1,722,000 |
| Hispanic | 1,079 | $77,301,000 | $71,000 | $645,000 | $68,000 | $540,000 |
| Black or African American | 896 | $69,696,000 | $77,000 | $700,000 | $74,000 | $760,000 |
| Asian | 576 | $60,362,000 | $104,000 | $700,000 | $109,000 | $765,000 |
| Native Hawaiian or Other Pacific Islander | 65 | $5,912,000 | $90,000 | $446,000 | $101,000 | $850,000 |
| American Indian or Alaskan Native | 61 | $7,619,000 | $124,000 | $1,000,000 | $101,000 | $357,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 41,983 | $2,777,182,000 | $66,000 | $7,700,000 | $39,000 | $1,878,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 25,919 | $1,471,538,000 | $56,000 | $845,000 | $0 | $0 |
| Loan Originated | 9,709 | $736,668,000 | $75,000 | $7,700,000 | $109,000 | $1,722,000 |
| Application Denied By Financial Institution | 5,115 | $460,437,000 | $90,000 | $3,000,000 | $86,000 | $1,444,000 |
| Application Approved But Not Accepted | 1,215 | $105,338,000 | $86,000 | $590,000 | $115,000 | $1,878,000 |
| Application Withdrawn By Applicant | 25 | $3,201,000 | $128,000 | $530,000 | $126,000 | $672,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 1,859 | $172,141,000 | $92,000 | $1,500,000 | $70,000 | $742,000 |
| Credit History | 1,535 | $118,328,000 | $77,000 | $3,000,000 | $79,000 | $1,107,000 |
| Collateral | 1,073 | $116,820,000 | $108,000 | $1,083,000 | $120,000 | $1,444,000 |
| Other | 367 | $15,827,000 | $43,000 | $597,000 | $82,000 | $600,000 |
| Unverifiable Information | 195 | $28,564,000 | $146,000 | $1,200,000 | $111,000 | $1,200,000 |
| Credit Application Incomplete | 57 | $6,170,000 | $108,000 | $720,000 | $128,000 | $689,000 |
| Employment History | 29 | $2,587,000 | $89,000 | $290,000 | $87,000 | $285,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Citizens Bank of Massachusetts's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Citizens Bank of Massachusetts's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Massachusetts, download the full spreadsheet
with aggregated HMDA statistics today.
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