Citizens Bank of Rhode Island Mortgage Lending & HMDA Data, 2006
In 2006, Citizens Bank of Rhode Island of Providence, RI reported 14,828 mortgage applications totaling $1.2 billion, up 159% from 2005. The average application was for $79,703, and applicants reported an average income of $36,080. 28% of its applications resulted in an originated loan and 12% were denied. Its largest markets were Providence-New Bedford-Fall River, RI-MA (6,308), Phoenix-Mesa-Scottsdale, AZ (394) and Washington-Arlington-Alexandria, DC-VA-MD-WV (394) (applications in parentheses).
| Mortgage Company & Address | Citizens Bank of Rhode Island One Citizens Plaza Providence, RI 02903 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 14,828 |
| Total Mortgage Loan Application Amount | $1,181,844,000 |
| Average Mortgage Loan Application Amount | $79,703 |
| Highest Mortgage Loan Application Amount | $3,800,000 |
| Average Applicant Income | $36,080 |
| Highest Applicant Income | $6,360,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Citizens Bank of Rhode Island filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Providence, Rhode Island | 3,582 | $ 237,566,000 | $ 66,322 | $ 77,000 |
| Kent, Rhode Island | 1,194 | $ 70,412,000 | $ 58,971 | $ 82,000 |
| Washington, Rhode Island | 718 | $ 55,151,000 | $ 76,811 | $ 101,000 |
| Bristol, Rhode Island | 390 | $ 29,381,000 | $ 75,335 | $ 99,000 |
| Maricopa, Arizona | 370 | $ 30,914,000 | $ 83,551 | $ 0 |
| King, Washington | 251 | $ 23,729,000 | $ 94,537 | $ 0 |
| Newport, Rhode Island | 233 | $ 22,462,000 | $ 96,403 | $ 107,000 |
| Los Angeles, California | 225 | $ 30,029,000 | $ 133,462 | $ 0 |
| Bristol, Massachusetts | 191 | $ 18,188,000 | $ 95,225 | $ 74,000 |
| Cook, Illinois | 130 | $ 8,399,000 | $ 64,607 | $ 0 |
| San Diego, California | 122 | $ 16,315,000 | $ 133,729 | $ 0 |
| Snohomish, Washington | 119 | $ 9,899,000 | $ 83,184 | $ 0 |
| Orange, California | 106 | $ 17,265,000 | $ 162,877 | $ 0 |
| Santa Clara, California | 102 | $ 15,052,000 | $ 147,568 | $ 0 |
| Fairfax, Virginia | 102 | $ 10,835,000 | $ 106,225 | $ 0 |
| Clark, Washington | 96 | $ 6,095,000 | $ 63,489 | $ 0 |
| Salt Lake, Utah | 92 | $ 6,853,000 | $ 74,489 | $ 0 |
| Riverside, California | 88 | $ 8,938,000 | $ 101,568 | $ 0 |
| Sacramento, California | 83 | $ 8,551,000 | $ 103,024 | $ 0 |
| Multnomah, Oregon | 80 | $ 5,547,000 | $ 69,337 | $ 0 |
| Pierce, Washington | 78 | $ 5,528,000 | $ 70,871 | $ 0 |
| Washington, Oregon | 77 | $ 4,764,000 | $ 61,870 | $ 0 |
| Ada, Idaho | 75 | $ 3,784,000 | $ 50,453 | $ 0 |
| Worcester, Massachusetts | 69 | $ 4,910,000 | $ 71,159 | $ 56,000 |
| Alameda, California | 67 | $ 8,027,000 | $ 119,805 | $ 0 |
| Anne Arundel, Maryland | 66 | $ 5,528,000 | $ 83,757 | $ 0 |
| Middlesex, Massachusetts | 66 | $ 9,840,000 | $ 149,090 | $ 6,000 |
| Clark, Nevada | 66 | $ 5,120,000 | $ 77,575 | $ 0 |
| San Bernardino, California | 60 | $ 5,655,000 | $ 94,250 | $ 0 |
| Contra Costa, California | 58 | $ 8,328,000 | $ 143,586 | $ 0 |
| Montgomery, Maryland | 58 | $ 5,451,000 | $ 93,982 | $ 0 |
| District of Columbia, District Of Columbia | 56 | $ 5,176,000 | $ 92,428 | $ 0 |
| Baltimore, Maryland | 55 | $ 3,899,000 | $ 70,890 | $ 0 |
| Jefferson, Colorado | 53 | $ 3,551,000 | $ 67,000 | $ 0 |
| Prince George's, Maryland | 53 | $ 4,023,000 | $ 75,905 | $ 0 |
| Norfolk, Massachusetts | 53 | $ 6,687,000 | $ 126,169 | $ 34,000 |
| Douglas, Colorado | 50 | $ 4,110,000 | $ 82,200 | $ 0 |
| Solano, California | 49 | $ 4,688,000 | $ 95,673 | $ 0 |
| Arapahoe, Colorado | 49 | $ 3,892,000 | $ 79,428 | $ 0 |
| Clackamas, Oregon | 46 | $ 5,389,000 | $ 117,152 | $ 0 |
| Mecklenburg, North Carolina | 44 | $ 1,776,000 | $ 40,363 | $ 0 |
| Tarrant, Texas | 44 | $ 2,213,000 | $ 50,295 | $ 0 |
| Harris, Texas | 43 | $ 5,731,000 | $ 133,279 | $ 0 |
| Utah, Utah | 43 | $ 2,426,000 | $ 56,418 | $ 0 |
| Denver, Colorado | 42 | $ 2,330,000 | $ 55,476 | $ 0 |
| Hennepin, Minnesota | 42 | $ 3,828,000 | $ 91,142 | $ 0 |
| El Paso, Colorado | 41 | $ 1,756,000 | $ 42,829 | $ 0 |
| Prince William, Virginia | 41 | $ 3,387,000 | $ 82,609 | $ 0 |
| Travis, Texas | 40 | $ 3,169,000 | $ 79,225 | $ 0 |
| Lancaster, Pennsylvania | 39 | $ 1,979,000 | $ 50,743 | $ 0 |
| Loudoun, Virginia | 39 | $ 3,681,000 | $ 94,384 | $ 0 |
| San Francisco, California | 38 | $ 7,542,000 | $ 198,473 | $ 0 |
| Plymouth, Massachusetts | 38 | $ 2,851,000 | $ 75,026 | $ 19,000 |
| Montgomery, Pennsylvania | 38 | $ 2,473,000 | $ 65,078 | $ 0 |
| Virginia Beach, Virginia | 38 | $ 3,107,000 | $ 81,763 | $ 0 |
| Pima, Arizona | 37 | $ 2,650,000 | $ 71,621 | $ 0 |
| St. Louis, Missouri | 37 | $ 2,105,000 | $ 56,891 | $ 0 |
| Chester, Pennsylvania | 37 | $ 2,381,000 | $ 64,351 | $ 0 |
| Dallas, Texas | 37 | $ 4,344,000 | $ 117,405 | $ 0 |
| San Mateo, California | 35 | $ 5,525,000 | $ 157,857 | $ 0 |
| Weld, Colorado | 35 | $ 1,768,000 | $ 50,514 | $ 0 |
| Miami-Dade, Florida | 35 | $ 6,548,000 | $ 187,085 | $ 0 |
| Oakland, Michigan | 35 | $ 1,626,000 | $ 46,457 | $ 0 |
| Bernalillo, New Mexico | 35 | $ 1,679,000 | $ 47,971 | $ 0 |
| Broward, Florida | 34 | $ 5,234,000 | $ 153,941 | $ 0 |
| Jackson, Missouri | 34 | $ 2,699,000 | $ 79,382 | $ 0 |
| Allegheny, Pennsylvania | 34 | $ 2,518,000 | $ 74,058 | $ 0 |
| Denton, Texas | 34 | $ 2,828,000 | $ 83,176 | $ 0 |
| Suffolk, New York | 33 | $ 7,142,000 | $ 216,424 | $ 0 |
| Fulton, Georgia | 32 | $ 1,781,000 | $ 55,656 | $ 0 |
| Davis, Utah | 32 | $ 1,740,000 | $ 54,375 | $ 0 |
| Hartford, Connecticut | 31 | $ 1,616,000 | $ 52,129 | $ 1,000 |
| Windham, Connecticut | 31 | $ 2,453,000 | $ 79,129 | $ 77,000 |
| Adams, Colorado | 29 | $ 1,603,000 | $ 55,275 | $ 0 |
| DuPage, Illinois | 28 | $ 2,683,000 | $ 95,821 | $ 0 |
| Marion, Indiana | 28 | $ 1,739,000 | $ 62,107 | $ 0 |
| Essex, Massachusetts | 28 | $ 2,372,000 | $ 84,714 | $ 0 |
| Sonoma, California | 27 | $ 3,471,000 | $ 128,555 | $ 0 |
| Palm Beach, Florida | 27 | $ 3,713,000 | $ 137,518 | $ 0 |
| Gwinnett, Georgia | 27 | $ 1,475,000 | $ 54,629 | $ 0 |
| Canyon, Idaho | 27 | $ 1,065,000 | $ 39,444 | $ 0 |
| Hamilton, Indiana | 27 | $ 1,943,000 | $ 71,962 | $ 0 |
| Delaware, Pennsylvania | 27 | $ 1,926,000 | $ 71,333 | $ 0 |
| Spokane, Washington | 27 | $ 1,225,000 | $ 45,370 | $ 0 |
| Placer, California | 26 | $ 2,704,000 | $ 104,000 | $ 0 |
| Bucks, Pennsylvania | 26 | $ 3,111,000 | $ 119,653 | $ 0 |
| Fairfield, Connecticut | 25 | $ 3,571,000 | $ 142,840 | $ 0 |
| Duval, Florida | 25 | $ 1,457,000 | $ 58,280 | $ 0 |
| Frederick, Maryland | 25 | $ 1,674,000 | $ 66,960 | $ 0 |
| Wayne, Michigan | 25 | $ 1,225,000 | $ 49,000 | $ 0 |
| Franklin, Ohio | 25 | $ 1,324,000 | $ 52,960 | $ 0 |
| Lane, Oregon | 25 | $ 1,268,000 | $ 50,720 | $ 0 |
| Pinal, Arizona | 24 | $ 1,724,000 | $ 71,833 | $ 0 |
| Ventura, California | 24 | $ 2,333,000 | $ 97,208 | $ 0 |
| Orange, Florida | 24 | $ 3,388,000 | $ 141,166 | $ 0 |
| Cobb, Georgia | 24 | $ 2,496,000 | $ 104,000 | $ 0 |
| DeKalb, Georgia | 24 | $ 2,023,000 | $ 84,291 | $ 1,000 |
| Johnson, Kansas | 24 | $ 1,021,000 | $ 42,541 | $ 0 |
| Baltimore City, Maryland | 24 | $ 999,000 | $ 41,625 | $ 4,000 |
| Harford, Maryland | 24 | $ 1,350,000 | $ 56,250 | $ 0 |
| Douglas, Nebraska | 24 | $ 969,000 | $ 40,375 | $ 2,000 |
| Queens, New York | 24 | $ 4,779,000 | $ 199,125 | $ 0 |
| Wake, North Carolina | 24 | $ 1,121,000 | $ 46,708 | $ 0 |
| Larimer, Colorado | 23 | $ 1,007,000 | $ 43,782 | $ 0 |
| Suffolk, Massachusetts | 23 | $ 1,879,000 | $ 81,695 | $ 8,000 |
| Washoe, Nevada | 23 | $ 1,449,000 | $ 63,000 | $ 0 |
| Cuyahoga, Ohio | 23 | $ 1,007,000 | $ 43,782 | $ 0 |
| Collin, Texas | 23 | $ 1,559,000 | $ 67,782 | $ 0 |
| Washtenaw, Michigan | 22 | $ 2,902,000 | $ 131,909 | $ 0 |
| Rockingham, New Hampshire | 22 | $ 1,743,000 | $ 79,227 | $ 5,000 |
| Bergen, New Jersey | 22 | $ 2,881,000 | $ 130,954 | $ 0 |
| Boulder, Colorado | 21 | $ 1,399,000 | $ 66,619 | $ 0 |
| Lee, Florida | 21 | $ 4,206,000 | $ 200,285 | $ 0 |
| Barnstable, Massachusetts | 21 | $ 1,957,000 | $ 93,190 | $ 67,000 |
| Anoka, Minnesota | 21 | $ 1,320,000 | $ 62,857 | $ 0 |
| Chesapeake, Virginia | 21 | $ 1,056,000 | $ 50,285 | $ 0 |
| Kitsap, Washington | 21 | $ 1,812,000 | $ 86,285 | $ 0 |
| New Haven, Connecticut | 20 | $ 1,810,000 | $ 90,500 | $ 0 |
| Santa Cruz, California | 19 | $ 3,105,000 | $ 163,421 | $ 0 |
| New London, Connecticut | 19 | $ 1,302,000 | $ 68,526 | $ 50,000 |
| Nassau, New York | 19 | $ 4,394,000 | $ 231,263 | $ 0 |
| Arlington, Virginia | 19 | $ 1,932,000 | $ 101,684 | $ 0 |
| San Joaquin, California | 18 | $ 1,952,000 | $ 108,444 | $ 0 |
| Yolo, California | 18 | $ 1,432,000 | $ 79,555 | $ 0 |
| Hillsborough, Florida | 18 | $ 3,944,000 | $ 219,111 | $ 0 |
| Dakota, Minnesota | 18 | $ 1,379,000 | $ 76,611 | $ 0 |
| St. Charles, Missouri | 18 | $ 816,000 | $ 45,333 | $ 0 |
| Sarpy, Nebraska | 18 | $ 495,000 | $ 27,500 | $ 0 |
| Butler, Ohio | 18 | $ 781,000 | $ 43,388 | $ 0 |
| Hamilton, Ohio | 18 | $ 1,052,000 | $ 58,444 | $ 0 |
| Marion, Oregon | 18 | $ 899,000 | $ 49,944 | $ 0 |
| York, Pennsylvania | 18 | $ 1,074,000 | $ 59,666 | $ 0 |
| Shelby, Tennessee | 18 | $ 749,000 | $ 41,611 | $ 0 |
| Milwaukee, Wisconsin | 18 | $ 895,000 | $ 49,722 | $ 0 |
| St. Mary's, Maryland | 17 | $ 1,071,000 | $ 63,000 | $ 0 |
| Kings, New York | 17 | $ 5,205,000 | $ 306,176 | $ 0 |
| Dauphin, Pennsylvania | 17 | $ 564,000 | $ 33,176 | $ 0 |
| Alexandria, Virginia | 17 | $ 1,132,000 | $ 66,588 | $ 0 |
| Stafford, Virginia | 17 | $ 1,386,000 | $ 81,529 | $ 0 |
| Marin, California | 16 | $ 2,275,000 | $ 142,187 | $ 0 |
| New Castle, Delaware | 16 | $ 1,054,000 | $ 65,875 | $ 0 |
| Lake, Illinois | 16 | $ 1,769,000 | $ 110,562 | $ 0 |
| Will, Illinois | 16 | $ 1,069,000 | $ 66,812 | $ 0 |
| Boone, Kentucky | 16 | $ 734,000 | $ 45,875 | $ 0 |
| Carroll, Maryland | 16 | $ 1,692,000 | $ 105,750 | $ 0 |
| Kent, Michigan | 16 | $ 731,000 | $ 45,687 | $ 0 |
| Middlesex, New Jersey | 16 | $ 952,000 | $ 59,500 | $ 0 |
| Lorain, Ohio | 16 | $ 706,000 | $ 44,125 | $ 0 |
| Philadelphia, Pennsylvania | 16 | $ 696,000 | $ 43,500 | $ 0 |
| El Dorado, California | 15 | $ 2,182,000 | $ 145,466 | $ 0 |
| Stanislaus, California | 15 | $ 1,236,000 | $ 82,400 | $ 0 |
| Gloucester, New Jersey | 15 | $ 828,000 | $ 55,200 | $ 0 |
| Tulsa, Oklahoma | 15 | $ 908,000 | $ 60,533 | $ 0 |
| Yamhill, Oregon | 15 | $ 933,000 | $ 62,200 | $ 0 |
| Berks, Pennsylvania | 15 | $ 757,000 | $ 50,466 | $ 0 |
| Davidson, Tennessee | 15 | $ 818,000 | $ 54,533 | $ 0 |
| Forsyth, Georgia | 14 | $ 1,085,000 | $ 77,500 | $ 0 |
| Kane, Illinois | 14 | $ 730,000 | $ 52,142 | $ 0 |
| Calvert, Maryland | 14 | $ 1,237,000 | $ 88,357 | $ 0 |
| Charles, Maryland | 14 | $ 1,019,000 | $ 72,785 | $ 7,000 |
| Howard, Maryland | 14 | $ 2,516,000 | $ 179,714 | $ 0 |
| Hillsborough, New Hampshire | 14 | $ 971,000 | $ 69,357 | $ 15,000 |
| Williamson, Texas | 14 | $ 560,000 | $ 40,000 | $ 0 |
| Chesterfield, Virginia | 14 | $ 1,342,000 | $ 95,857 | $ 0 |
| Henrico, Virginia | 14 | $ 676,000 | $ 48,285 | $ 0 |
| Fayette, Georgia | 13 | $ 739,000 | $ 56,846 | $ 0 |
| Sedgwick, Kansas | 13 | $ 417,000 | $ 32,076 | $ 6,000 |
| Macomb, Michigan | 13 | $ 466,000 | $ 35,846 | $ 0 |
| Burlington, New Jersey | 13 | $ 2,270,000 | $ 174,615 | $ 0 |
| Westchester, New York | 13 | $ 4,833,000 | $ 371,769 | $ 0 |
| Medina, Ohio | 13 | $ 789,000 | $ 60,692 | $ 0 |
| Dane, Wisconsin | 13 | $ 583,000 | $ 44,846 | $ 0 |
| Waukesha, Wisconsin | 13 | $ 1,227,000 | $ 94,384 | $ 0 |
| Sussex, Delaware | 12 | $ 939,000 | $ 78,250 | $ 25,000 |
| Seminole, Florida | 12 | $ 611,000 | $ 50,916 | $ 0 |
| Hudson, New Jersey | 12 | $ 1,020,000 | $ 85,000 | $ 0 |
| Monmouth, New Jersey | 12 | $ 1,787,000 | $ 148,916 | $ 0 |
| Morris, New Jersey | 12 | $ 1,666,000 | $ 138,833 | $ 0 |
| Warren, Ohio | 12 | $ 512,000 | $ 42,666 | $ 0 |
| Oklahoma, Oklahoma | 12 | $ 432,000 | $ 36,000 | $ 0 |
| Northampton, Pennsylvania | 12 | $ 518,000 | $ 43,166 | $ 0 |
| Sumner, Tennessee | 12 | $ 555,000 | $ 46,250 | $ 0 |
| Whatcom, Washington | 12 | $ 635,000 | $ 52,916 | $ 0 |
| Yavapai, Arizona | 11 | $ 1,455,000 | $ 132,272 | $ 0 |
| Kern, California | 11 | $ 921,000 | $ 83,727 | $ 0 |
| Manatee, Florida | 11 | $ 1,295,000 | $ 117,727 | $ 0 |
| Champaign, Illinois | 11 | $ 349,000 | $ 31,727 | $ 0 |
| McHenry, Illinois | 11 | $ 479,000 | $ 43,545 | $ 0 |
| Buchanan, Missouri | 11 | $ 253,000 | $ 23,000 | $ 0 |
| Gallatin, Montana | 11 | $ 1,632,000 | $ 148,363 | $ 0 |
| New York, New York | 11 | $ 7,710,000 | $ 700,909 | $ 0 |
| Union, North Carolina | 11 | $ 728,000 | $ 66,181 | $ 0 |
| Delaware, Ohio | 11 | $ 696,000 | $ 63,272 | $ 0 |
| Summit, Ohio | 11 | $ 445,000 | $ 40,454 | $ 0 |
| Williamson, Tennessee | 11 | $ 1,405,000 | $ 127,727 | $ 0 |
| Norfolk, Virginia | 11 | $ 837,000 | $ 76,090 | $ 0 |
| Fresno, California | 10 | $ 1,015,000 | $ 101,500 | $ 0 |
| Napa, California | 10 | $ 1,903,000 | $ 190,300 | $ 0 |
| Litchfield, Connecticut | 10 | $ 1,948,000 | $ 194,800 | $ 61,000 |
| Collier, Florida | 10 | $ 3,024,000 | $ 302,400 | $ 0 |
| Volusia, Florida | 10 | $ 602,000 | $ 60,200 | $ 0 |
| Paulding, Georgia | 10 | $ 465,000 | $ 46,500 | $ 0 |
| Bannock, Idaho | 10 | $ 363,000 | $ 36,300 | $ 0 |
| Fayette, Kentucky | 10 | $ 280,000 | $ 28,000 | $ 0 |
| Washington, Maryland | 10 | $ 539,000 | $ 53,900 | $ 0 |
| Wright, Minnesota | 10 | $ 575,000 | $ 57,500 | $ 0 |
| Atlantic, New Jersey | 10 | $ 719,000 | $ 71,900 | $ 0 |
| Somerset, New Jersey | 10 | $ 1,197,000 | $ 119,700 | $ 0 |
| Union, New Jersey | 10 | $ 962,000 | $ 96,200 | $ 0 |
| Erie, New York | 10 | $ 445,000 | $ 44,500 | $ 0 |
| New Hanover, North Carolina | 10 | $ 2,044,000 | $ 204,400 | $ 0 |
| Montgomery, Ohio | 10 | $ 378,000 | $ 37,800 | $ 0 |
| Deschutes, Oregon | 10 | $ 624,000 | $ 62,400 | $ 0 |
| Jackson, Oregon | 10 | $ 815,000 | $ 81,500 | $ 0 |
| Washington, Pennsylvania | 10 | $ 356,000 | $ 35,600 | $ 0 |
| Cowlitz, Washington | 10 | $ 568,000 | $ 56,800 | $ 0 |
| Thurston, Washington | 10 | $ 613,000 | $ 61,300 | $ 0 |
| Sarasota, Florida | 9 | $ 3,803,000 | $ 422,555 | $ 0 |
| Coweta, Georgia | 9 | $ 301,000 | $ 33,444 | $ 0 |
| Hendricks, Indiana | 9 | $ 423,000 | $ 47,000 | $ 0 |
| Jefferson, Kentucky | 9 | $ 251,000 | $ 27,888 | $ 0 |
| Ingham, Michigan | 9 | $ 391,000 | $ 43,444 | $ 0 |
| Livingston, Michigan | 9 | $ 519,000 | $ 57,666 | $ 0 |
| Lake, Ohio | 9 | $ 563,000 | $ 62,555 | $ 0 |
| Cleveland, Oklahoma | 9 | $ 227,000 | $ 25,222 | $ 0 |
| Westmoreland, Pennsylvania | 9 | $ 445,000 | $ 49,444 | $ 0 |
| York, South Carolina | 9 | $ 423,000 | $ 47,000 | $ 0 |
| Weber, Utah | 9 | $ 293,000 | $ 32,555 | $ 0 |
| Spotsylvania, Virginia | 9 | $ 671,000 | $ 74,555 | $ 0 |
| Benton, Arkansas | 8 | $ 279,000 | $ 34,875 | $ 0 |
| Pinellas, Florida | 8 | $ 613,000 | $ 76,625 | $ 0 |
| Henry, Georgia | 8 | $ 412,000 | $ 51,500 | $ 0 |
| Allen, Indiana | 8 | $ 305,000 | $ 38,125 | $ 0 |
| Hancock, Indiana | 8 | $ 249,000 | $ 31,125 | $ 0 |
| Polk, Iowa | 8 | $ 415,000 | $ 51,875 | $ 0 |
| Ocean, New Jersey | 8 | $ 727,000 | $ 90,875 | $ 0 |
| Passaic, New Jersey | 8 | $ 1,490,000 | $ 186,250 | $ 0 |
| Forsyth, North Carolina | 8 | $ 1,263,000 | $ 157,875 | $ 0 |
| Guilford, North Carolina | 8 | $ 176,000 | $ 22,000 | $ 0 |
| Knox, Tennessee | 8 | $ 713,000 | $ 89,125 | $ 0 |
| Yakima, Washington | 8 | $ 301,000 | $ 37,625 | $ 0 |
| Brown, Wisconsin | 8 | $ 381,000 | $ 47,625 | $ 0 |
| Monterey, California | 7 | $ 777,000 | $ 111,000 | $ 0 |
| Sutter, California | 7 | $ 607,000 | $ 86,714 | $ 0 |
| Polk, Florida | 7 | $ 352,000 | $ 50,285 | $ 0 |
| Cherokee, Georgia | 7 | $ 278,000 | $ 39,714 | $ 0 |
| St. Clair, Illinois | 7 | $ 259,000 | $ 37,000 | $ 0 |
| Johnson, Indiana | 7 | $ 307,000 | $ 43,857 | $ 0 |
| Lake, Indiana | 7 | $ 193,000 | $ 27,571 | $ 0 |
| Wicomico, Maryland | 7 | $ 252,000 | $ 36,000 | $ 0 |
| Worcester, Maryland | 7 | $ 346,000 | $ 49,428 | $ 0 |
| Sherburne, Minnesota | 7 | $ 351,000 | $ 50,142 | $ 0 |
| Greene, Missouri | 7 | $ 203,000 | $ 29,000 | $ 0 |
| Jefferson, Missouri | 7 | $ 242,000 | $ 34,571 | $ 0 |
| Sandoval, New Mexico | 7 | $ 264,000 | $ 37,714 | $ 0 |
| Orange, New York | 7 | $ 465,000 | $ 66,428 | $ 0 |
| Richmond, New York | 7 | $ 1,060,000 | $ 151,428 | $ 0 |
| Clermont, Ohio | 7 | $ 513,000 | $ 73,285 | $ 0 |
| Portage, Ohio | 7 | $ 337,000 | $ 48,142 | $ 0 |
| Stark, Ohio | 7 | $ 395,000 | $ 56,428 | $ 0 |
| Columbia, Oregon | 7 | $ 446,000 | $ 63,714 | $ 0 |
| Adams, Pennsylvania | 7 | $ 391,000 | $ 55,857 | $ 0 |
| Beaver, Pennsylvania | 7 | $ 441,000 | $ 63,000 | $ 0 |
| Cumberland, Pennsylvania | 7 | $ 262,000 | $ 37,428 | $ 0 |
| Lehigh, Pennsylvania | 7 | $ 269,000 | $ 38,428 | $ 17,000 |
| Hamblen, Tennessee | 7 | $ 292,000 | $ 41,714 | $ 0 |
| Rutherford, Tennessee | 7 | $ 220,000 | $ 31,428 | $ 0 |
| El Paso, Texas | 7 | $ 325,000 | $ 46,428 | $ 0 |
| Montgomery, Texas | 7 | $ 239,000 | $ 34,142 | $ 0 |
| Suffolk, Virginia | 7 | $ 570,000 | $ 81,428 | $ 0 |
| Benton, Washington | 7 | $ 294,000 | $ 42,000 | $ 0 |
| Broomfield, Colorado | 6 | $ 355,000 | $ 59,166 | $ 0 |
| Elbert, Colorado | 6 | $ 325,000 | $ 54,166 | $ 0 |
| Summit, Colorado | 6 | $ 944,000 | $ 157,333 | $ 0 |
| Middlesex, Connecticut | 6 | $ 359,000 | $ 59,833 | $ 0 |
| Alachua, Florida | 6 | $ 779,000 | $ 129,833 | $ 0 |
| Pasco, Florida | 6 | $ 318,000 | $ 53,000 | $ 0 |
| Bonneville, Idaho | 6 | $ 204,000 | $ 34,000 | $ 0 |
| Douglas, Kansas | 6 | $ 257,000 | $ 42,833 | $ 0 |
| Kenton, Kentucky | 6 | $ 306,000 | $ 51,000 | $ 0 |
| St. Tammany, Louisiana | 6 | $ 258,000 | $ 43,000 | $ 0 |
| Santa Fe, New Mexico | 6 | $ 385,000 | $ 64,166 | $ 0 |
| Iredell, North Carolina | 6 | $ 259,000 | $ 43,166 | $ 0 |
| Linn, Oregon | 6 | $ 209,000 | $ 34,833 | $ 0 |
| Charleston, South Carolina | 6 | $ 1,214,000 | $ 202,333 | $ 0 |
| Greenville, South Carolina | 6 | $ 229,000 | $ 38,166 | $ 0 |
| Jefferson, Tennessee | 6 | $ 186,000 | $ 31,000 | $ 0 |
| Fort Bend, Texas | 6 | $ 196,000 | $ 32,666 | $ 0 |
| Iron, Utah | 6 | $ 158,000 | $ 26,333 | $ 0 |
| Washington, Utah | 6 | $ 288,000 | $ 48,000 | $ 0 |
| Coconino, Arizona | 5 | $ 432,000 | $ 86,400 | $ 0 |
| Mohave, Arizona | 5 | $ 248,000 | $ 49,600 | $ 0 |
| San Luis Obispo, California | 5 | $ 970,000 | $ 194,000 | $ 0 |
| Shasta, California | 5 | $ 416,000 | $ 83,200 | $ 0 |
| Mesa, Colorado | 5 | $ 238,000 | $ 47,600 | $ 0 |
| Kent, Delaware | 5 | $ 204,000 | $ 40,800 | $ 0 |
| Martin, Florida | 5 | $ 496,000 | $ 99,200 | $ 0 |
| St. Johns, Florida | 5 | $ 1,035,000 | $ 207,000 | $ 0 |
| Elmore, Idaho | 5 | $ 193,000 | $ 38,600 | $ 0 |
| Twin Falls, Idaho | 5 | $ 161,000 | $ 32,200 | $ 0 |
| Porter, Indiana | 5 | $ 133,000 | $ 26,600 | $ 0 |
| York, Maine | 5 | $ 229,000 | $ 45,800 | $ 0 |
| Monroe, Michigan | 5 | $ 200,000 | $ 40,000 | $ 0 |
| Ramsey, Minnesota | 5 | $ 218,000 | $ 43,600 | $ 0 |
| St. Louis, Minnesota | 5 | $ 314,000 | $ 62,800 | $ 0 |
| Washington, Minnesota | 5 | $ 400,000 | $ 80,000 | $ 0 |
| Christian, Missouri | 5 | $ 145,000 | $ 29,000 | $ 0 |
| Platte, Missouri | 5 | $ 218,000 | $ 43,600 | $ 0 |
| St. Louis City, Missouri | 5 | $ 229,000 | $ 45,800 | $ 0 |
| Essex, New Jersey | 5 | $ 686,000 | $ 137,200 | $ 0 |
| Valencia, New Mexico | 5 | $ 191,000 | $ 38,200 | $ 0 |
| Brunswick, North Carolina | 5 | $ 1,281,000 | $ 256,200 | $ 0 |
| Cabarrus, North Carolina | 5 | $ 190,000 | $ 38,000 | $ 0 |
| Durham, North Carolina | 5 | $ 238,000 | $ 47,600 | $ 0 |
| Greene, Ohio | 5 | $ 238,000 | $ 47,600 | $ 0 |
| Centre, Pennsylvania | 5 | $ 316,000 | $ 63,200 | $ 0 |
| Franklin, Pennsylvania | 5 | $ 163,000 | $ 32,600 | $ 0 |
| Monroe, Pennsylvania | 5 | $ 448,000 | $ 89,600 | $ 0 |
| Pike, Pennsylvania | 5 | $ 170,000 | $ 34,000 | $ 0 |
| Putnam, Tennessee | 5 | $ 171,000 | $ 34,200 | $ 0 |
| Cache, Utah | 5 | $ 149,000 | $ 29,800 | $ 0 |
| Berkeley, West Virginia | 5 | $ 184,000 | $ 36,800 | $ 0 |
| Jefferson, Wisconsin | 5 | $ 390,000 | $ 78,000 | $ 0 |
| Imperial, California | 4 | $ 174,000 | $ 43,500 | $ 0 |
| Santa Barbara, California | 4 | $ 492,000 | $ 123,000 | $ 0 |
| La Plata, Colorado | 4 | $ 252,000 | $ 63,000 | $ 0 |
| Park, Colorado | 4 | $ 139,000 | $ 34,750 | $ 0 |
| Brevard, Florida | 4 | $ 248,000 | $ 62,000 | $ 0 |
| Clay, Florida | 4 | $ 935,000 | $ 233,750 | $ 0 |
| Honolulu, Hawaii | 4 | $ 290,000 | $ 72,500 | $ 0 |
| Bingham, Idaho | 4 | $ 151,000 | $ 37,750 | $ 0 |
| Madison, Illinois | 4 | $ 89,000 | $ 22,250 | $ 0 |
| Sangamon, Illinois | 4 | $ 68,000 | $ 17,000 | $ 0 |
| Madison, Indiana | 4 | $ 116,000 | $ 29,000 | $ 0 |
| Cumberland, Maine | 4 | $ 173,000 | $ 43,250 | $ 15,000 |
| Cecil, Maryland | 4 | $ 251,000 | $ 62,750 | $ 0 |
| Dukes, Massachusetts | 4 | $ 738,000 | $ 184,500 | $ 98,000 |
| Ottawa, Michigan | 4 | $ 675,000 | $ 168,750 | $ 0 |
| Carver, Minnesota | 4 | $ 297,000 | $ 74,250 | $ 0 |
| Missoula, Montana | 4 | $ 208,000 | $ 52,000 | $ 0 |
| Douglas, Nevada | 4 | $ 223,000 | $ 55,750 | $ 0 |
| Carroll, New Hampshire | 4 | $ 213,000 | $ 53,250 | $ 48,000 |
| Merrimack, New Hampshire | 4 | $ 122,000 | $ 30,500 | $ 15,000 |
| Strafford, New Hampshire | 4 | $ 172,000 | $ 43,000 | $ 0 |
| Camden, New Jersey | 4 | $ 267,000 | $ 66,750 | $ 0 |
| Cape May, New Jersey | 4 | $ 299,000 | $ 74,750 | $ 0 |
| Sussex, New Jersey | 4 | $ 163,000 | $ 40,750 | $ 0 |
| San Juan, New Mexico | 4 | $ 103,000 | $ 25,750 | $ 0 |
| Dutchess, New York | 4 | $ 620,000 | $ 155,000 | $ 0 |
| Monroe, New York | 4 | $ 145,000 | $ 36,250 | $ 0 |
| Saratoga, New York | 4 | $ 763,000 | $ 190,750 | $ 0 |
| Gaston, North Carolina | 4 | $ 182,000 | $ 45,500 | $ 21,000 |
| Licking, Ohio | 4 | $ 159,000 | $ 39,750 | $ 0 |
| Lebanon, Pennsylvania | 4 | $ 232,000 | $ 58,000 | $ 0 |
| Hunt, Texas | 4 | $ 124,000 | $ 31,000 | $ 0 |
| Box Elder, Utah | 4 | $ 154,000 | $ 38,500 | $ 0 |
| Tooele, Utah | 4 | $ 137,000 | $ 34,250 | $ 0 |
| Culpeper, Virginia | 4 | $ 241,000 | $ 60,250 | $ 0 |
| Fauquier, Virginia | 4 | $ 483,000 | $ 120,750 | $ 0 |
| Richmond City, Virginia | 4 | $ 161,000 | $ 40,250 | $ 0 |
| Chelan, Washington | 4 | $ 236,000 | $ 59,000 | $ 0 |
| Mason, Washington | 4 | $ 395,000 | $ 98,750 | $ 0 |
| Skagit, Washington | 4 | $ 172,000 | $ 43,000 | $ 0 |
| Stevens, Washington | 4 | $ 165,000 | $ 41,250 | $ 0 |
| Lake, California | 3 | $ 249,000 | $ 83,000 | $ 0 |
| Madera, California | 3 | $ 227,000 | $ 75,666 | $ 0 |
| Nevada, California | 3 | $ 93,000 | $ 31,000 | $ 0 |
| San Benito, California | 3 | $ 360,000 | $ 120,000 | $ 0 |
| Yuba, California | 3 | $ 216,000 | $ 72,000 | $ 0 |
| Eagle, Colorado | 3 | $ 1,007,000 | $ 335,666 | $ 0 |
| Tolland, Connecticut | 3 | $ 175,000 | $ 58,333 | $ 0 |
| Escambia, Florida | 3 | $ 829,000 | $ 276,333 | $ 0 |
| Lake, Florida | 3 | $ 167,000 | $ 55,666 | $ 0 |
| Leon, Florida | 3 | $ 603,000 | $ 201,000 | $ 0 |
| Marion, Florida | 3 | $ 1,037,000 | $ 345,666 | $ 0 |
| Nassau, Florida | 3 | $ 233,000 | $ 77,666 | $ 0 |
| Osceola, Florida | 3 | $ 270,000 | $ 90,000 | $ 0 |
| Baldwin, Georgia | 3 | $ 588,000 | $ 196,000 | $ 0 |
| Chatham, Georgia | 3 | $ 254,000 | $ 84,666 | $ 0 |
| Clayton, Georgia | 3 | $ 127,000 | $ 42,333 | $ 0 |
| Walton, Georgia | 3 | $ 117,000 | $ 39,000 | $ 0 |
| Madison, Idaho | 3 | $ 61,000 | $ 20,333 | $ 0 |
| Kendall, Illinois | 3 | $ 114,000 | $ 38,000 | $ 0 |
| McLean, Illinois | 3 | $ 99,000 | $ 33,000 | $ 0 |
| Henry, Indiana | 3 | $ 57,000 | $ 19,000 | $ 0 |
| Story, Iowa | 3 | $ 562,000 | $ 187,333 | $ 0 |
| Ellis, Kansas | 3 | $ 52,000 | $ 17,333 | $ 0 |
| Reno, Kansas | 3 | $ 86,000 | $ 28,666 | $ 0 |
| Caddo, Louisiana | 3 | $ 69,000 | $ 23,000 | $ 0 |
| Calcasieu, Louisiana | 3 | $ 85,000 | $ 28,333 | $ 0 |
| Orleans, Louisiana | 3 | $ 75,000 | $ 25,000 | $ 0 |
| Androscoggin, Maine | 3 | $ 133,000 | $ 44,333 | $ 0 |
| Queen Anne's, Maryland | 3 | $ 108,000 | $ 36,000 | $ 0 |
| Genesee, Michigan | 3 | $ 238,000 | $ 79,333 | $ 0 |
| Kalamazoo, Michigan | 3 | $ 78,000 | $ 26,000 | $ 0 |
| Lapeer, Michigan | 3 | $ 131,000 | $ 43,666 | $ 0 |
| Olmsted, Minnesota | 3 | $ 126,000 | $ 42,000 | $ 0 |
| Scott, Minnesota | 3 | $ 104,000 | $ 34,666 | $ 0 |
| DeSoto, Mississippi | 3 | $ 337,000 | $ 112,333 | $ 0 |
| Cass, Missouri | 3 | $ 170,000 | $ 56,666 | $ 0 |
| Clinton, Missouri | 3 | $ 189,000 | $ 63,000 | $ 0 |
| Franklin, Missouri | 3 | $ 133,000 | $ 44,333 | $ 0 |
| Flathead, Montana | 3 | $ 87,000 | $ 29,000 | $ 0 |
| Grafton, New Hampshire | 3 | $ 416,000 | $ 138,666 | $ 134,000 |
| Sullivan, New Hampshire | 3 | $ 171,000 | $ 57,000 | $ 0 |
| Dona Ana, New Mexico | 3 | $ 133,000 | $ 44,333 | $ 0 |
| Ontario, New York | 3 | $ 139,000 | $ 46,333 | $ 0 |
| Catawba, North Carolina | 3 | $ 505,000 | $ 168,333 | $ 0 |
| Dare, North Carolina | 3 | $ 832,000 | $ 277,333 | $ 0 |
| Columbiana, Ohio | 3 | $ 105,000 | $ 35,000 | $ 0 |
| Lucas, Ohio | 3 | $ 191,000 | $ 63,666 | $ 0 |
| Miami, Ohio | 3 | $ 83,000 | $ 27,666 | $ 33,000 |
| Ottawa, Ohio | 3 | $ 219,000 | $ 73,000 | $ 0 |
| Wayne, Ohio | 3 | $ 62,000 | $ 20,666 | $ 0 |
| Wood, Ohio | 3 | $ 201,000 | $ 67,000 | $ 0 |
| Coos, Oregon | 3 | $ 165,000 | $ 55,000 | $ 0 |
| Butler, Pennsylvania | 3 | $ 184,000 | $ 61,333 | $ 0 |
| Carbon, Pennsylvania | 3 | $ 128,000 | $ 42,666 | $ 0 |
| Dorchester, South Carolina | 3 | $ 136,000 | $ 45,333 | $ 0 |
| Horry, South Carolina | 3 | $ 1,774,000 | $ 591,333 | $ 0 |
| Richland, South Carolina | 3 | $ 140,000 | $ 46,666 | $ 0 |
| Blount, Tennessee | 3 | $ 106,000 | $ 35,333 | $ 0 |
| Hamilton, Tennessee | 3 | $ 87,000 | $ 29,000 | $ 0 |
| Sullivan, Tennessee | 3 | $ 85,000 | $ 28,333 | $ 0 |
| Hays, Texas | 3 | $ 105,000 | $ 35,000 | $ 0 |
| Johnson, Texas | 3 | $ 718,000 | $ 239,333 | $ 0 |
| Kaufman, Texas | 3 | $ 73,000 | $ 24,333 | $ 0 |
| Summit, Utah | 3 | $ 727,000 | $ 242,333 | $ 0 |
| Rutland, Vermont | 3 | $ 98,000 | $ 32,666 | $ 0 |
| Albemarle, Virginia | 3 | $ 198,000 | $ 66,000 | $ 0 |
| Frederick, Virginia | 3 | $ 168,000 | $ 56,000 | $ 0 |
| Hampton, Virginia | 3 | $ 133,000 | $ 44,333 | $ 0 |
| Hanover, Virginia | 3 | $ 698,000 | $ 232,666 | $ 0 |
| Orange, Virginia | 3 | $ 148,000 | $ 49,333 | $ 0 |
| Portsmouth, Virginia | 3 | $ 121,000 | $ 40,333 | $ 0 |
| Island, Washington | 3 | $ 614,000 | $ 204,666 | $ 0 |
| Lewis, Washington | 3 | $ 147,000 | $ 49,000 | $ 0 |
| Putnam, West Virginia | 3 | $ 91,000 | $ 30,333 | $ 0 |
| Iowa, Wisconsin | 3 | $ 158,000 | $ 52,666 | $ 0 |
| Racine, Wisconsin | 3 | $ 104,000 | $ 34,666 | $ 0 |
| Sauk, Wisconsin | 3 | $ 200,000 | $ 66,666 | $ 0 |
| Jefferson, Alabama | 2 | $ 1,327,000 | $ 663,500 | $ 0 |
| Santa Cruz, Arizona | 2 | $ 74,000 | $ 37,000 | $ 0 |
| Yuma, Arizona | 2 | $ 193,000 | $ 96,500 | $ 0 |
| Crittenden, Arkansas | 2 | $ 45,000 | $ 22,500 | $ 0 |
| Amador, California | 2 | $ 395,000 | $ 197,500 | $ 0 |
| Mendocino, California | 2 | $ 95,000 | $ 47,500 | $ 0 |
| Merced, California | 2 | $ 80,000 | $ 40,000 | $ 0 |
| Mono, California | 2 | $ 139,000 | $ 69,500 | $ 0 |
| Tehama, California | 2 | $ 65,000 | $ 32,500 | $ 0 |
| Garfield, Colorado | 2 | $ 242,000 | $ 121,000 | $ 0 |
| Gilpin, Colorado | 2 | $ 236,000 | $ 118,000 | $ 0 |
| Grand, Colorado | 2 | $ 63,000 | $ 31,500 | $ 0 |
| Routt, Colorado | 2 | $ 285,000 | $ 142,500 | $ 0 |
| Bay, Florida | 2 | $ 231,000 | $ 115,500 | $ 0 |
| Flagler, Florida | 2 | $ 198,000 | $ 99,000 | $ 0 |
| Indian River, Florida | 2 | $ 355,000 | $ 177,500 | $ 0 |
| Monroe, Florida | 2 | $ 693,000 | $ 346,500 | $ 0 |
| Santa Rosa, Florida | 2 | $ 1,245,000 | $ 622,500 | $ 0 |
| St. Lucie, Florida | 2 | $ 113,000 | $ 56,500 | $ 0 |
| Bibb, Georgia | 2 | $ 98,000 | $ 49,000 | $ 0 |
| Carroll, Georgia | 2 | $ 117,000 | $ 58,500 | $ 0 |
| Clarke, Georgia | 2 | $ 70,000 | $ 35,000 | $ 0 |
| Douglas, Georgia | 2 | $ 95,000 | $ 47,500 | $ 0 |
| Glynn, Georgia | 2 | $ 926,000 | $ 463,000 | $ 0 |
| Jackson, Georgia | 2 | $ 54,000 | $ 27,000 | $ 0 |
| Rockdale, Georgia | 2 | $ 112,000 | $ 56,000 | $ 0 |
| Jefferson, Idaho | 2 | $ 77,000 | $ 38,500 | $ 0 |
| Jerome, Idaho | 2 | $ 77,000 | $ 38,500 | $ 0 |
| Boone, Illinois | 2 | $ 68,000 | $ 34,000 | $ 0 |
| Coles, Illinois | 2 | $ 29,000 | $ 14,500 | $ 0 |
| Grundy, Illinois | 2 | $ 187,000 | $ 93,500 | $ 0 |
| Macoupin, Illinois | 2 | $ 75,000 | $ 37,500 | $ 0 |
| Peoria, Illinois | 2 | $ 40,000 | $ 20,000 | $ 0 |
| Delaware, Indiana | 2 | $ 48,000 | $ 24,000 | $ 0 |
| Tippecanoe, Indiana | 2 | $ 45,000 | $ 22,500 | $ 0 |
| Butler, Kansas | 2 | $ 95,000 | $ 47,500 | $ 0 |
| Leavenworth, Kansas | 2 | $ 52,000 | $ 26,000 | $ 0 |
| Miami, Kansas | 2 | $ 59,000 | $ 29,500 | $ 0 |
| Pottawatomie, Kansas | 2 | $ 114,000 | $ 57,000 | $ 0 |
| Bossier, Louisiana | 2 | $ 42,000 | $ 21,000 | $ 0 |
| East Baton Rouge, Louisiana | 2 | $ 572,000 | $ 286,000 | $ 0 |
| Penobscot, Maine | 2 | $ 40,000 | $ 20,000 | $ 0 |
| Caroline, Maryland | 2 | $ 123,000 | $ 61,500 | $ 0 |
| Berkshire, Massachusetts | 2 | $ 13,000 | $ 6,500 | $ 38,000 |
| Hampden, Massachusetts | 2 | $ 313,000 | $ 156,500 | $ 40,000 |
| Berrien, Michigan | 2 | $ 83,000 | $ 41,500 | $ 0 |
| Lenawee, Michigan | 2 | $ 51,000 | $ 25,500 | $ 0 |
| Mason, Michigan | 2 | $ 40,000 | $ 20,000 | $ 0 |
| Osceola, Michigan | 2 | $ 38,000 | $ 19,000 | $ 0 |
| St. Clair, Michigan | 2 | $ 117,000 | $ 58,500 | $ 0 |
| Chisago, Minnesota | 2 | $ 94,000 | $ 47,000 | $ 0 |
| Clay, Minnesota | 2 | $ 94,000 | $ 47,000 | $ 0 |
| Isanti, Minnesota | 2 | $ 56,000 | $ 28,000 | $ 0 |
| Stearns, Minnesota | 2 | $ 133,000 | $ 66,500 | $ 0 |
| Madison, Mississippi | 2 | $ 608,000 | $ 304,000 | $ 0 |
| Andrew, Missouri | 2 | $ 42,000 | $ 21,000 | $ 0 |
| Boone, Missouri | 2 | $ 291,000 | $ 145,500 | $ 0 |
| Clay, Missouri | 2 | $ 89,000 | $ 44,500 | $ 0 |
| Cascade, Montana | 2 | $ 50,000 | $ 25,000 | $ 0 |
Mortgage Loan Application Detail Totals for Citizens Bank of Rhode Island in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 7,548 | $716,071,000 | $94,000 | $3,800,000 | $35,000 | $2,640,000 |
| Home Purchase | 3,988 | $307,234,000 | $77,000 | $1,490,000 | $6,000 | $700,000 |
| Home Improvement | 3,292 | $158,539,000 | $48,000 | $510,000 | $75,000 | $6,360,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 8,426 | $736,438,000 | $87,000 | $1,725,000 | $0 | $0 |
| White | 4,878 | $337,667,000 | $69,000 | $3,800,000 | $85,000 | $2,640,000 |
| Not Provided | 770 | $55,278,000 | $71,000 | $500,000 | $89,000 | $500,000 |
| Hispanic | 472 | $32,090,000 | $67,000 | $410,000 | $63,000 | $850,000 |
| Black or African American | 146 | $8,587,000 | $58,000 | $380,000 | $104,000 | $6,360,000 |
| Asian | 84 | $8,469,000 | $100,000 | $350,000 | $85,000 | $543,000 |
| American Indian or Alaskan Native | 29 | $1,851,000 | $63,000 | $380,000 | $73,000 | $660,000 |
| Native Hawaiian or Other Pacific Islander | 23 | $1,464,000 | $63,000 | $272,000 | $69,000 | $200,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 14,828 | $1,181,844,000 | $79,000 | $3,800,000 | $36,000 | $6,360,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 8,431 | $735,616,000 | $87,000 | $1,725,000 | $0 | $122,000 |
| Loan Originated | 4,109 | $265,527,000 | $64,000 | $750,000 | $86,000 | $2,640,000 |
| Application Denied By Financial Institution | 1,792 | $141,637,000 | $79,000 | $3,800,000 | $80,000 | $6,360,000 |
| Application Approved But Not Accepted | 488 | $38,182,000 | $78,000 | $550,000 | $85,000 | $1,105,000 |
| Application Withdrawn By Applicant | 8 | $882,000 | $110,000 | $260,000 | $75,000 | $250,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 608 | $46,945,000 | $77,000 | $600,000 | $55,000 | $352,000 |
| Credit History | 563 | $39,586,000 | $70,000 | $3,800,000 | $84,000 | $6,360,000 |
| Collateral | 422 | $38,391,000 | $90,000 | $491,000 | $105,000 | $1,066,000 |
| Other | 122 | $7,529,000 | $61,000 | $505,000 | $84,000 | $755,000 |
| Unverifiable Information | 55 | $7,108,000 | $129,000 | $380,000 | $98,000 | $406,000 |
| Credit Application Incomplete | 12 | $949,000 | $79,000 | $192,000 | $109,000 | $372,000 |
| Employment History | 10 | $1,129,000 | $112,000 | $300,000 | $93,000 | $279,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Citizens Bank of Rhode Island's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Citizens Bank of Rhode Island's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Rhode Island, download the full spreadsheet
with aggregated HMDA statistics today.
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