Corefirst Bank & Trust Mortgage Lending & HMDA Data, 2022
In 2022, Corefirst Bank & Trust of Topeka, KS reported 647 mortgage applications totaling $122.2 million, down 8% from 2021. The average application was for $188,802, and applicants reported an average income of $102,281. 69% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Topeka, KS (433), Kansas City, MO-KS (91) and Lawrence, KS (14) (applications in parentheses).
| Mortgage Company & Address | Corefirst Bank & Trust 3035 S Topeka Blvd Topeka, KS 66611 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 647 |
| Total Mortgage Loan Application Amount | $122,155,000 |
| Average Mortgage Loan Application Amount | $188,802 |
| Highest Mortgage Loan Application Amount | $7,105,000 |
| Average Applicant Income | $102,281 |
| Highest Applicant Income | $910,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Corefirst Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Shawnee, Kansas | 404 | $ 38,950,000 | $ 96,410 | $ 89,000 |
| Johnson, Kansas | 31 | $ 9,075,000 | $ 292,741 | $ 230,000 |
| Jackson, Missouri | 25 | $ 13,525,000 | $ 541,000 | $ 308,000 |
| Douglas, Kansas | 14 | $ 3,480,000 | $ 248,571 | $ 149,000 |
| Jefferson, Kansas | 12 | $ 1,650,000 | $ 137,500 | $ 78,000 |
| Osage, Kansas | 11 | $ 1,545,000 | $ 140,454 | $ 70,000 |
| Clay, Missouri | 10 | $ 6,010,000 | $ 601,000 | $ 86,000 |
| Leavenworth, Kansas | 8 | $ 1,610,000 | $ 201,250 | $ 169,000 |
| Wyandotte, Kansas | 7 | $ 855,000 | $ 122,142 | $ 0 |
| Arapahoe, Colorado | 5 | $ 1,985,000 | $ 397,000 | $ 220,000 |
| Douglas, Colorado | 4 | $ 1,590,000 | $ 397,500 | $ 157,000 |
| Lyon, Kansas | 4 | $ 2,210,000 | $ 552,500 | $ 66,000 |
| Platte, Missouri | 4 | $ 5,440,000 | $ 1,360,000 | $ 439,000 |
| Jackson, Kansas | 3 | $ 395,000 | $ 131,666 | $ 76,000 |
| Miami, Kansas | 3 | $ 335,000 | $ 111,666 | $ 0 |
| Wabaunsee, Kansas | 3 | $ 165,000 | $ 55,000 | $ 67,000 |
| Buchanan, Missouri | 3 | $ 3,175,000 | $ 1,058,333 | $ 101,000 |
| Denver, Colorado | 2 | $ 1,370,000 | $ 685,000 | $ 0 |
| Atchison, Kansas | 2 | $ 80,000 | $ 40,000 | $ 63,000 |
| Franklin, Kansas | 2 | $ 610,000 | $ 305,000 | $ 44,000 |
| Pottawatomie, Kansas | 2 | $ 250,000 | $ 125,000 | $ 111,000 |
| Cass, Missouri | 2 | $ 3,010,000 | $ 1,505,000 | $ 335,000 |
| Johnson, Missouri | 2 | $ 7,210,000 | $ 3,605,000 | $ 0 |
| San Diego, California | 1 | $ 605,000 | $ 605,000 | $ 641,000 |
| Adams, Colorado | 1 | $ 55,000 | $ 55,000 | $ 160,000 |
| Grand, Colorado | 1 | $ 1,245,000 | $ 1,245,000 | $ 608,000 |
| Jefferson, Colorado | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Coffey, Kansas | 1 | $ 135,000 | $ 135,000 | $ 118,000 |
| Linn, Kansas | 1 | $ 95,000 | $ 95,000 | $ 157,000 |
| Camden, Missouri | 1 | $ 465,000 | $ 465,000 | $ 298,000 |
| Crawford, Missouri | 1 | $ 265,000 | $ 265,000 | $ 250,000 |
| Stone, Missouri | 1 | $ 205,000 | $ 205,000 | $ 271,000 |
| Delaware, Oklahoma | 1 | $ 255,000 | $ 255,000 | $ 910,000 |
Mortgage Loan Application Detail Totals for Corefirst Bank & Trust in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 258 | $66,980,000 | $259,000 | $6,825,000 | $99,000 | $910,000 |
| Cash-out Refinancing | 134 | $33,310,000 | $248,000 | $7,105,000 | $103,000 | $608,000 |
| Home Improvement | 123 | $8,015,000 | $65,000 | $435,000 | $118,000 | $656,000 |
| Other Purpose | 93 | $4,565,000 | $49,000 | $205,000 | $88,000 | $610,000 |
| Refinancing | 39 | $9,285,000 | $238,000 | $2,025,000 | $106,000 | $420,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 387 | $50,325,000 | $130,000 | $1,305,000 | $109,000 | $910,000 |
| Not applicable | 104 | $52,860,000 | $508,000 | $7,105,000 | $0 | $0 |
| Hispanic | 55 | $4,015,000 | $73,000 | $485,000 | $71,000 | $162,000 |
| Not Provided | 44 | $7,900,000 | $179,000 | $605,000 | $113,000 | $415,000 |
| Black or African American | 28 | $2,250,000 | $80,000 | $325,000 | $80,000 | $203,000 |
| Asian | 18 | $3,020,000 | $167,000 | $465,000 | $109,000 | $382,000 |
| American Indian or Alaskan Native | 8 | $820,000 | $102,000 | $225,000 | $70,000 | $158,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 647 | $122,155,000 | $188,000 | $7,105,000 | $103,000 | $910,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 444 | $88,870,000 | $200,000 | $7,105,000 | $114,000 | $910,000 |
| Application Approved But Not Accepted | 78 | $13,350,000 | $171,000 | $1,305,000 | $106,000 | $755,000 |
| Application Denied By Financial Institution | 52 | $5,770,000 | $110,000 | $1,445,000 | $68,000 | $171,000 |
| Preapproval Approved but not Accepted | 52 | $10,890,000 | $209,000 | $605,000 | $78,000 | $278,000 |
| Preapproval Denied by Financial Institution | 21 | $3,275,000 | $155,000 | $475,000 | $58,000 | $129,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 574 | $113,110,000 | $197,000 | $7,105,000 | $108,000 | $910,000 |
| Credit History | 36 | $3,550,000 | $98,000 | $475,000 | $66,000 | $171,000 |
| Debt-To-Income Ratio | 34 | $5,190,000 | $152,000 | $1,445,000 | $62,000 | $157,000 |
| Other | 2 | $200,000 | $100,000 | $105,000 | $98,000 | $116,000 |
| Collateral | 1 | $105,000 | $105,000 | $105,000 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Corefirst Bank & Trust's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Corefirst Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet
with aggregated HMDA statistics today.
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