Corefirst Bank & Trust Mortgage Lending & HMDA Data, 2007
In 2007, Corefirst Bank & Trust of Topeka, KS reported 1,554 mortgage applications totaling $112.7 million, up 33% from 2006. The average application was for $72,542, and applicants reported an average income of $36,633. 36% of its applications resulted in an originated loan and 14% were denied. Its largest markets were Topeka, KS (506), Kansas City, MO-KS (41) and Tulsa, OK (41) (applications in parentheses).
| Mortgage Company & Address | Corefirst Bank & Trust 3035 S Topeka Blvd Topeka, KS 66611 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,554 |
| Total Mortgage Loan Application Amount | $112,731,000 |
| Average Mortgage Loan Application Amount | $72,542 |
| Highest Mortgage Loan Application Amount | $2,375,000 |
| Average Applicant Income | $36,633 |
| Highest Applicant Income | $441,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Corefirst Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Topeka, KS | 506 | $ 44,695,000 | $ 88,330 | $ 65,000 |
| Kansas City, MO-KS | 41 | $ 1,725,000 | $ 42,073 | $ 64,439 |
| Tulsa, OK | 41 | $ 1,719,000 | $ 41,926 | $ 0 |
| Phoenix-Mesa-Scottsdale, AZ | 15 | $ 1,804,000 | $ 120,266 | $ 16,000 |
| Fort Smith, AR-OK | 13 | $ 563,000 | $ 43,307 | $ 0 |
| Riverside-San Bernardino-Ontario, CA | 13 | $ 1,017,000 | $ 78,230 | $ 0 |
| Bakersfield, CA | 12 | $ 954,000 | $ 79,500 | $ 0 |
| Monroe, LA | 12 | $ 446,000 | $ 37,166 | $ 0 |
| Los Angeles-Long Beach-Glendale, CA | 11 | $ 1,168,000 | $ 106,181 | $ 0 |
| Shreveport-Bossier City, LA | 11 | $ 529,000 | $ 48,090 | $ 0 |
| Lawrence, KS | 10 | $ 893,000 | $ 89,300 | $ 85,000 |
| Oklahoma City, OK | 9 | $ 435,000 | $ 48,333 | $ 0 |
| Alexandria, LA | 8 | $ 297,000 | $ 37,125 | $ 0 |
| Birmingham-Hoover, AL | 8 | $ 400,000 | $ 50,000 | $ 0 |
| San Jose-Sunnyvale-Santa Clara, CA | 8 | $ 826,000 | $ 103,250 | $ 0 |
| Jackson, MS | 6 | $ 283,000 | $ 47,166 | $ 0 |
| Las Vegas-Paradise, NV | 6 | $ 350,000 | $ 58,333 | $ 0 |
| Santa Ana-Anaheim-Irvine, CA | 6 | $ 880,000 | $ 146,666 | $ 0 |
| Chattanooga, TN-GA | 5 | $ 276,000 | $ 55,200 | $ 0 |
| Farmington, NM | 5 | $ 370,000 | $ 74,000 | $ 0 |
| Knoxville, TN | 5 | $ 167,000 | $ 33,400 | $ 0 |
| Little Rock-North Little Rock-Conway, AR | 5 | $ 206,000 | $ 41,200 | $ 0 |
| Sacramento--Arden-Arcade--Roseville, CA | 5 | $ 290,000 | $ 58,000 | $ 0 |
| Valdosta, GA | 5 | $ 238,000 | $ 47,600 | $ 0 |
| Memphis, TN-MS-AR | 4 | $ 229,000 | $ 57,250 | $ 0 |
| Oxnard-Thousand Oaks-Ventura, CA | 4 | $ 544,000 | $ 136,000 | $ 0 |
| San Diego-Carlsbad-San Marcos, CA | 4 | $ 368,000 | $ 92,000 | $ 0 |
| Wichita, KS | 4 | $ 337,000 | $ 84,250 | $ 83,000 |
| Flagstaff, AZ | 3 | $ 129,000 | $ 43,000 | $ 0 |
| Hattiesburg, MS | 3 | $ 170,000 | $ 56,666 | $ 0 |
| Jonesboro, AR | 3 | $ 109,000 | $ 36,333 | $ 0 |
| Las Cruces, NM | 3 | $ 125,000 | $ 41,666 | $ 0 |
| Lawton, OK | 3 | $ 120,000 | $ 40,000 | $ 0 |
| Portland-Vancouver-Beaverton, OR-WA | 3 | $ 172,000 | $ 57,333 | $ 0 |
| Anniston-Oxford, AL | 2 | $ 67,000 | $ 33,500 | $ 0 |
| Brunswick, GA | 2 | $ 111,000 | $ 55,500 | $ 0 |
| Charleston-North Charleston, SC | 2 | $ 132,000 | $ 66,000 | $ 0 |
| Columbia, SC | 2 | $ 69,000 | $ 34,500 | $ 0 |
| Eugene-Springfield, OR | 2 | $ 93,000 | $ 46,500 | $ 0 |
| Fayetteville, NC | 2 | $ 58,000 | $ 29,000 | $ 0 |
| Joplin, MO | 2 | $ 147,000 | $ 73,500 | $ 51,000 |
| Lake Charles, LA | 2 | $ 73,000 | $ 36,500 | $ 0 |
| Tucson, AZ | 2 | $ 61,000 | $ 30,500 | $ 0 |
| Tuscaloosa, AL | 2 | $ 118,000 | $ 59,000 | $ 0 |
| Albany, GA | 1 | $ 38,000 | $ 38,000 | $ 0 |
| Atlanta-Sandy Springs-Marietta, GA | 1 | $ 14,000 | $ 14,000 | $ 0 |
| Augusta-Richmond County, GA-SC | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Bend, OR | 1 | $ 106,000 | $ 106,000 | $ 0 |
| Cleveland, TN | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Fayetteville-Springdale-Rogers, AR-MO | 1 | $ 53,000 | $ 53,000 | $ 0 |
| Greenville-Mauldin-Easley, SC | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Huntsville, AL | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Johnson City, TN | 1 | $ 48,000 | $ 48,000 | $ 0 |
| Kingsport-Bristol-Bristol, TN-VA | 1 | $ 34,000 | $ 34,000 | $ 0 |
| Lafayette, LA | 1 | $ 51,000 | $ 51,000 | $ 0 |
| Lynchburg, VA | 1 | $ 13,000 | $ 13,000 | $ 0 |
| Macon, GA | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Montgomery, AL | 1 | $ 64,000 | $ 64,000 | $ 0 |
| Mount Vernon-Anacortes, WA | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 1 | $ 111,000 | $ 111,000 | $ 0 |
| New Orleans-Metairie-Kenner, LA | 1 | $ 49,000 | $ 49,000 | $ 0 |
| Olympia, WA | 1 | $ 72,000 | $ 72,000 | $ 0 |
| Pascagoula, MS | 1 | $ 28,000 | $ 28,000 | $ 0 |
| Pine Bluff, AR | 1 | $ 33,000 | $ 33,000 | $ 0 |
| Provo-Orem, UT | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Santa Barbara-Santa Maria-Goleta, CA | 1 | $ 85,000 | $ 85,000 | $ 0 |
| St. Joseph, MO-KS | 1 | $ 20,000 | $ 20,000 | $ 27,000 |
| Stockton, CA | 1 | $ 73,000 | $ 73,000 | $ 0 |
| Vallejo-Fairfield, CA | 1 | $ 28,000 | $ 28,000 | $ 0 |
Mortgage Loan Application Detail Totals for Corefirst Bank & Trust in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,231 | $74,420,000 | $60,000 | $739,000 | $28,000 | $441,000 |
| Refinancing | 265 | $37,130,000 | $140,000 | $2,375,000 | $69,000 | $390,000 |
| Home Improvement | 58 | $1,181,000 | $20,000 | $119,000 | $72,000 | $376,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 614 | $40,118,000 | $65,000 | $2,375,000 | $0 | $0 |
| White | 600 | $43,466,000 | $72,000 | $739,000 | $59,000 | $441,000 |
| Not Provided | 226 | $21,228,000 | $93,000 | $984,000 | $75,000 | $390,000 |
| Hispanic | 72 | $4,484,000 | $62,000 | $267,000 | $41,000 | $123,000 |
| Black or African American | 24 | $2,086,000 | $86,000 | $225,000 | $40,000 | $79,000 |
| Asian | 11 | $1,043,000 | $94,000 | $200,000 | $77,000 | $263,000 |
| American Indian or Alaskan Native | 6 | $213,000 | $35,000 | $48,000 | $40,000 | $66,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $93,000 | $93,000 | $93,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,554 | $112,731,000 | $72,000 | $2,375,000 | $37,000 | $441,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 577 | $30,235,000 | $52,000 | $197,000 | $0 | $0 |
| Loan Originated | 566 | $55,211,000 | $97,000 | $2,375,000 | $66,000 | $390,000 |
| Application Denied By Financial Institution | 221 | $12,252,000 | $55,000 | $779,000 | $42,000 | $175,000 |
| Application Approved But Not Accepted | 133 | $10,173,000 | $76,000 | $392,000 | $60,000 | $441,000 |
| Preapproval Approved but not Accepted | 34 | $3,617,000 | $106,000 | $400,000 | $50,000 | $170,000 |
| Preapproval Denied by Financial Institution | 16 | $882,000 | $55,000 | $110,000 | $34,000 | $87,000 |
| Application Withdrawn By Applicant | 4 | $137,000 | $34,000 | $108,000 | $47,000 | $68,000 |
| File Closed For Incompleteness | 3 | $224,000 | $74,000 | $100,000 | $29,000 | $35,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 121 | $5,733,000 | $47,000 | $223,000 | $41,000 | $116,000 |
| Debt-To-Income Ratio | 84 | $5,858,000 | $69,000 | $779,000 | $40,000 | $175,000 |
| Collateral | 13 | $668,000 | $51,000 | $198,000 | $47,000 | $91,000 |
| Other | 7 | $482,000 | $68,000 | $267,000 | $56,000 | $119,000 |
| Employment History | 6 | $72,000 | $12,000 | $26,000 | $30,000 | $51,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $47,000 | $47,000 | $47,000 | $112,000 | $112,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Corefirst Bank & Trust's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Corefirst Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet
with aggregated HMDA statistics today.
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