Origin Bank Mortgage Lending & HMDA Data, 2015

In 2015, Origin Bank of Houston, TX reported 8,253 mortgage applications totaling $1.5 billion, up 20% from 2014. The average application was for $176,855, and applicants reported an average income of $82,692. 39% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Dallas-Plano-Irving, TX (773), Fort Worth-Arlington, TX (541) and Monroe, LA (503) (applications in parentheses).

Mortgage Company & Address Origin Bank

Houston, TX 77024
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  
Total Number of Mortgage Applications 8,253
Total Mortgage Loan Application Amount $1,459,585,000
Average Mortgage Loan Application Amount $176,855
Highest Mortgage Loan Application Amount $5,800,000
Average Applicant Income $82,692
Highest Applicant Income $2,131,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Origin Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Origin Bank by Metropolitan Area in 2015

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Dallas-Plano-Irving, TX 773 $ 179,962,000 $ 232,809 $ 106,000
Fort Worth-Arlington, TX 541 $ 118,508,000 $ 219,053 $ 111,000
Monroe, LA 503 $ 79,282,000 $ 157,618 $ 90,000
Oklahoma City, OK 395 $ 67,820,000 $ 171,696 $ 75,000
Houston-The Woodlands-Sugar Land, TX 267 $ 60,185,000 $ 225,411 $ 135,000
Denver-Aurora-Lakewood, CO 236 $ 62,535,000 $ 264,978 $ 118,000
Jackson, MS 216 $ 40,464,000 $ 187,333 $ 74,000
Shreveport-Bossier City, LA 205 $ 39,143,000 $ 190,941 $ 125,000
Pueblo, CO 173 $ 27,535,000 $ 159,161 $ 69,000
Tulsa, OK 147 $ 20,902,000 $ 142,190 $ 58,000
Austin-Round Rock, TX 111 $ 26,799,000 $ 241,432 $ 108,000
Omaha-Council Bluffs, NE-IA 110 $ 19,024,000 $ 172,945 $ 56,118
Atlanta-Sandy Springs-Roswell, GA 106 $ 19,259,000 $ 181,688 $ 67,000
Kansas City, MO-KS 104 $ 20,201,000 $ 194,240 $ 90,230
Birmingham-Hoover, AL 100 $ 17,215,000 $ 172,150 $ 64,000
Des Moines-West Des Moines, IA 93 $ 14,864,000 $ 159,827 $ 59,000
Nashville-Davidson--Murfreesboro--Franklin, TN 88 $ 16,932,000 $ 192,409 $ 77,000
Colorado Springs, CO 85 $ 20,171,000 $ 237,305 $ 84,000
Memphis, TN-MS-AR 71 $ 10,554,000 $ 148,647 $ 56,830
Lafayette, LA 67 $ 13,694,000 $ 204,388 $ 116,000
Lawton, OK 57 $ 9,024,000 $ 158,315 $ 59,000
St. Louis, MO-IL 56 $ 11,026,000 $ 196,892 $ 82,000
Baton Rouge, LA 52 $ 9,651,000 $ 185,596 $ 131,000
El Paso, TX 47 $ 7,178,000 $ 152,723 $ 66,000
Knoxville, TN 47 $ 6,191,000 $ 131,723 $ 48,000
Albuquerque, NM 42 $ 8,396,000 $ 199,904 $ 72,000
Flint, MI 42 $ 4,438,000 $ 105,666 $ 47,000
Alexandria, LA 40 $ 5,728,000 $ 143,200 $ 63,000
San Antonio-New Braunfels, TX 40 $ 9,239,000 $ 230,975 $ 110,000
Montgomery, AL 35 $ 6,154,000 $ 175,828 $ 64,000
Gary, IN 34 $ 4,629,000 $ 136,147 $ 57,000
Lake Charles, LA 34 $ 5,726,000 $ 168,411 $ 62,000
Hammond, LA 32 $ 4,649,000 $ 145,281 $ 59,000
Little Rock-North Little Rock-Conway, AR 32 $ 4,923,000 $ 153,843 $ 57,000
Louisville/Jefferson County, KY-IN 32 $ 4,020,000 $ 125,625 $ 41,812
New Orleans-Metairie, LA 31 $ 7,192,000 $ 232,000 $ 112,000
Fayetteville-Springdale-Rogers, AR-MO 27 $ 5,289,000 $ 195,888 $ 68,000
Columbia, MO 26 $ 4,306,000 $ 165,615 $ 75,000
Greensboro-High Point, NC 26 $ 2,431,000 $ 93,500 $ 40,000
Fort Smith, AR-OK 25 $ 3,478,000 $ 139,120 $ 46,720
Waco, TX 24 $ 5,708,000 $ 237,833 $ 103,000
Auburn-Opelika, AL 23 $ 4,009,000 $ 174,304 $ 61,000
Brunswick, GA 23 $ 3,563,000 $ 154,913 $ 85,000
Columbus, GA-AL 23 $ 3,481,000 $ 151,347 $ 65,130
Mobile, AL 23 $ 3,895,000 $ 169,347 $ 82,000
Casper, WY 22 $ 4,719,000 $ 214,500 $ 96,000
Gadsden, AL 22 $ 2,232,000 $ 101,454 $ 43,000
Huntington-Ashland, WV-KY-OH 22 $ 2,744,000 $ 124,727 $ 53,636
Dothan, AL 21 $ 3,252,000 $ 154,857 $ 59,000
Charleston-North Charleston, SC 16 $ 2,922,000 $ 182,625 $ 60,000
Huntsville, AL 16 $ 3,337,000 $ 208,562 $ 90,000
Sioux City, IA-NE-SD 15 $ 1,796,000 $ 119,733 $ 47,533
Tampa-St. Petersburg-Clearwater, FL 15 $ 2,018,000 $ 134,533 $ 60,000
Cheyenne, WY 14 $ 3,339,000 $ 238,500 $ 102,000
Hattiesburg, MS 14 $ 4,041,000 $ 288,642 $ 46,000
Tuscaloosa, AL 14 $ 1,852,000 $ 132,285 $ 46,000
Albany, GA 13 $ 1,949,000 $ 149,923 $ 50,000
Amarillo, TX 12 $ 2,147,000 $ 178,916 $ 76,000
Charlotte-Concord-Gastonia, NC-SC 12 $ 1,894,000 $ 157,833 $ 53,750
Greeley, CO 12 $ 2,922,000 $ 243,500 $ 87,000
Tyler, TX 12 $ 2,433,000 $ 202,750 $ 99,000
Warner Robins, GA 12 $ 2,000,000 $ 166,666 $ 66,000
Orlando-Kissimmee-Sanford, FL 11 $ 2,365,000 $ 215,000 $ 97,000
Houma-Thibodaux, LA 10 $ 1,873,000 $ 187,300 $ 76,000
Midland, TX 10 $ 2,405,000 $ 240,500 $ 155,000
Florence-Muscle Shoals, AL 9 $ 1,224,000 $ 136,000 $ 52,000
Gulfport-Biloxi-Pascagoula, MS 9 $ 1,305,000 $ 145,000 $ 71,000
Laredo, TX 9 $ 1,600,000 $ 177,777 $ 71,000
Lexington-Fayette, KY 9 $ 1,840,000 $ 204,444 $ 69,000
San Angelo, TX 9 $ 1,674,000 $ 186,000 $ 85,000
Savannah, GA 9 $ 2,093,000 $ 232,555 $ 90,000
Boise City, ID 8 $ 1,615,000 $ 201,875 $ 36,000
Killeen-Temple, TX 8 $ 1,215,000 $ 151,875 $ 70,000
McAllen-Edinburg-Mission, TX 8 $ 1,679,000 $ 209,875 $ 83,000
Pine Bluff, AR 8 $ 537,000 $ 67,125 $ 37,000
Chattanooga, TN-GA 7 $ 888,000 $ 126,857 $ 44,428
College Station-Bryan, TX 7 $ 1,626,000 $ 232,285 $ 155,000
Columbia, SC 7 $ 932,000 $ 133,142 $ 42,000
Daphne-Fairhope-Foley, AL 7 $ 2,202,000 $ 314,571 $ 54,000
Decatur, AL 7 $ 1,388,000 $ 198,285 $ 98,000
Longview, TX 7 $ 1,185,000 $ 169,285 $ 97,000
Minneapolis-St. Paul-Bloomington, MN-WI 7 $ 1,154,000 $ 164,857 $ 62,000
Warren-Troy-Farmington Hills, MI 7 $ 709,000 $ 101,285 $ 40,000
Abilene, TX 6 $ 941,000 $ 156,833 $ 48,000
Anniston-Oxford-Jacksonville, AL 6 $ 520,000 $ 86,666 $ 38,000
Corpus Christi, TX 6 $ 1,101,000 $ 183,500 $ 93,000
Lakeland-Winter Haven, FL 6 $ 865,000 $ 144,166 $ 82,000
Winston-Salem, NC 6 $ 672,000 $ 112,000 $ 50,000
Beaumont-Port Arthur, TX 5 $ 723,000 $ 144,600 $ 66,000
Cape Coral-Fort Myers, FL 5 $ 1,197,000 $ 239,400 $ 155,000
Columbus, OH 5 $ 534,000 $ 106,800 $ 44,000
Crestview-Fort Walton Beach-Destin, FL 5 $ 2,657,000 $ 531,400 $ 83,000
Deltona-Daytona Beach-Ormond Beach, FL 5 $ 849,000 $ 169,800 $ 67,000
Hilton Head Island-Bluffton-Beaufort, SC 5 $ 2,288,000 $ 457,600 $ 74,000
Lincoln, NE 5 $ 585,000 $ 117,000 $ 23,000
Lubbock, TX 5 $ 835,000 $ 167,000 $ 76,000
Santa Fe, NM 5 $ 908,000 $ 181,600 $ 64,000
Sherman-Denison, TX 5 $ 979,000 $ 195,800 $ 72,000
St. Cloud, MN 5 $ 717,000 $ 143,400 $ 57,000
Texarkana, TX-AR 5 $ 579,000 $ 115,800 $ 45,000
Valdosta, GA 5 $ 909,000 $ 181,800 $ 49,000
Jacksonville, FL 4 $ 677,000 $ 169,250 $ 88,000
Las Cruces, NM 4 $ 871,000 $ 217,750 $ 72,000
Los Angeles-Long Beach-Glendale, CA 4 $ 1,534,000 $ 383,500 $ 571,000
Odessa, TX 4 $ 683,000 $ 170,750 $ 96,000
Panama City, FL 4 $ 626,000 $ 156,500 $ 44,000
Spartanburg, SC 4 $ 418,000 $ 104,500 $ 42,000
Ames, IA 3 $ 358,000 $ 119,333 $ 48,000
Boulder, CO 3 $ 624,000 $ 208,000 $ 63,000
Farmington, NM 3 $ 585,000 $ 195,000 $ 81,000
Jackson, TN 3 $ 271,000 $ 90,333 $ 28,000
Jefferson City, MO 3 $ 439,000 $ 146,333 $ 62,000
Kingsport-Bristol-Bristol, TN-VA 3 $ 483,000 $ 161,000 $ 28,000
Lawrence, KS 3 $ 590,000 $ 196,666 $ 143,000
Morristown, TN 3 $ 363,000 $ 121,000 $ 42,000
Myrtle Beach-Conway-North Myrtle Beach, SC-NC 3 $ 477,000 $ 159,000 $ 49,000
North Port-Sarasota-Bradenton, FL 3 $ 561,000 $ 187,000 $ 80,000
Portland-Vancouver-Hillsboro, OR-WA 3 $ 584,000 $ 194,666 $ 0
Topeka, KS 3 $ 562,000 $ 187,333 $ 69,000
Virginia Beach-Norfolk-Newport News, VA-NC 3 $ 871,000 $ 290,333 $ 35,000
Wichita, KS 3 $ 422,000 $ 140,666 $ 40,000
Augusta-Richmond County, GA-SC 2 $ 254,000 $ 127,000 $ 57,500
Cleveland, TN 2 $ 196,000 $ 98,000 $ 125,000
Duluth, MN-WI 2 $ 554,000 $ 277,000 $ 113,000
Fort Collins, CO 2 $ 784,000 $ 392,000 $ 176,000
Johnson City, TN 2 $ 438,000 $ 219,000 $ 59,000
Ocala, FL 2 $ 199,000 $ 99,500 $ 36,000
Pensacola-Ferry Pass-Brent, FL 2 $ 500,000 $ 250,000 $ 298,000
Phoenix-Mesa-Scottsdale, AZ 2 $ 376,000 $ 188,000 $ 72,000
Sebastian-Vero Beach, FL 2 $ 211,000 $ 105,500 $ 64,000
Sebring, FL 2 $ 183,000 $ 91,500 $ 53,000
Tallahassee, FL 2 $ 621,000 $ 310,500 $ 252,000
West Palm Beach-Boca Raton-Delray Beach, FL 2 $ 178,000 $ 89,000 $ 73,000
Athens-Clarke County, GA 1 $ 107,000 $ 107,000 $ 45,000
Battle Creek, MI 1 $ 119,000 $ 119,000 $ 43,000
Bellingham, WA 1 $ 224,000 $ 224,000 $ 63,000
Brownsville-Harlingen, TX 1 $ 75,000 $ 75,000 $ 36,000
Canton-Massillon, OH 1 $ 152,000 $ 152,000 $ 56,000
Cape Girardeau, MO-IL 1 $ 156,000 $ 156,000 $ 52,000
Cedar Rapids, IA 1 $ 137,000 $ 137,000 $ 69,000
Chicago-Naperville-Arlington Heights, IL 1 $ 86,000 $ 86,000 $ 35,000
Cincinnati, OH-KY-IN 1 $ 114,000 $ 114,000 $ 36,000
Coeur D'Alene, ID 1 $ 148,000 $ 148,000 $ 65,000
Durham-Chapel Hill, NC 1 $ 94,000 $ 94,000 $ 45,000
Elizabethtown-Fort Knox, KY 1 $ 91,000 $ 91,000 $ 44,000
Evansville, IN-KY 1 $ 186,000 $ 186,000 $ 74,000
Fargo, ND-MN 1 $ 230,000 $ 230,000 $ 69,000
Gainesville, GA 1 $ 363,000 $ 363,000 $ 133,000
Hickory-Lenoir-Morganton, NC 1 $ 72,000 $ 72,000 $ 36,000
Hinesville, GA 1 $ 180,000 $ 180,000 $ 71,000
Indianapolis-Carmel-Anderson, IN 1 $ 177,000 $ 177,000 $ 108,000
Jonesboro, AR 1 $ 291,000 $ 291,000 $ 132,000
Lafayette-West Lafayette, IN 1 $ 95,000 $ 95,000 $ 36,000
Lima, OH 1 $ 138,000 $ 138,000 $ 58,000
Macon, GA 1 $ 224,000 $ 224,000 $ 78,000
Manhattan, KS 1 $ 137,000 $ 137,000 $ 39,000
Michigan City-La Porte, IN 1 $ 167,000 $ 167,000 $ 43,000
Naples-Immokalee-Marco Island, FL 1 $ 172,000 $ 172,000 $ 75,000
Port St. Lucie, FL 1 $ 130,000 $ 130,000 $ 21,000
Punta Gorda, FL 1 $ 86,000 $ 86,000 $ 56,000
Richmond, VA 1 $ 64,000 $ 64,000 $ 20,000
Roanoke, VA 1 $ 113,000 $ 113,000 $ 41,000
Sacramento--Roseville--Arden-Arcade, CA 1 $ 359,000 $ 359,000 $ 0
Saginaw, MI 1 $ 66,000 $ 66,000 $ 29,000
Salt Lake City, UT 1 $ 176,000 $ 176,000 $ 72,000
San Diego-Carlsbad, CA 1 $ 2,000,000 $ 2,000,000 $ 839,000
Seattle-Bellevue-Everett, WA 1 $ 389,000 $ 389,000 $ 0
Sioux Falls, SD 1 $ 197,000 $ 197,000 $ 85,000
Springfield, MO 1 $ 98,000 $ 98,000 $ 58,000
Toledo, OH 1 $ 152,000 $ 152,000 $ 92,000
Tucson, AZ 1 $ 186,000 $ 186,000 $ 103,000
Washington-Arlington-Alexandria, DC-VA-MD-WV 1 $ 345,000 $ 345,000 $ 130,000
Waterloo-Cedar Falls, IA 1 $ 59,000 $ 59,000 $ 24,000
Wilmington, NC 1 $ 264,000 $ 264,000 $ 112,000
Winchester, VA-WV 1 $ 128,000 $ 128,000 $ 46,000

Mortgage Loan Application Detail Totals for Origin Bank in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 6,136 $1,079,944,000 $176,000 $5,800,000 $79,000 $2,131,000
Refinancing 1,947 $369,990,000 $190,000 $1,750,000 $95,000 $1,729,000
Home Improvement 170 $9,651,000 $56,000 $3,255,000 $75,000 $403,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 6,344 $1,121,247,000 $176,000 $2,614,000 $87,000 $2,131,000
Black or African American 773 $117,480,000 $151,000 $800,000 $66,000 $685,000
Hispanic 519 $86,327,000 $166,000 $750,000 $74,000 $583,000
Not Provided 239 $47,823,000 $200,000 $1,466,000 $99,000 $646,000
Not applicable 155 $44,258,000 $285,000 $5,800,000 $0 $0
Asian 138 $28,672,000 $207,000 $650,000 $101,000 $508,000
American Indian or Alaskan Native 75 $11,626,000 $155,000 $320,000 $66,000 $148,000
Native Hawaiian or Other Pacific Islander 10 $2,152,000 $215,000 $535,000 $126,000 $523,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,474 $700,532,000 $201,000 $5,800,000 $113,000 $2,131,000
FHA-insured (Federal Housing Administration) 2,361 $371,735,000 $157,000 $432,000 $63,000 $555,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1,210 $134,146,000 $110,000 $305,000 $43,000 $96,000
VA-guaranteed (Veterans Administration) 1,208 $253,172,000 $209,000 $698,000 $74,000 $365,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 4,315 $708,417,000 $164,000 $698,000 $69,000 $2,131,000
Loan Originated 3,221 $616,313,000 $191,000 $5,800,000 $98,000 $1,722,000
Application Denied By Financial Institution 390 $66,471,000 $170,000 $1,182,000 $83,000 $639,000
Application Withdrawn By Applicant 208 $46,295,000 $222,000 $2,000,000 $116,000 $839,000
Application Approved But Not Accepted 89 $16,461,000 $184,000 $490,000 $108,000 $432,000
File Closed For Incompleteness 30 $5,628,000 $187,000 $488,000 $110,000 $455,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 10 $1,812,000 $181,000 $290,000 $80,000 $135,000
Collateral 10 $2,762,000 $276,000 $567,000 $142,000 $580,000
Debt-To-Income Ratio 7 $2,029,000 $289,000 $645,000 $60,000 $72,000
Other 3 $572,000 $190,000 $252,000 $68,000 $81,000
Employment History 2 $360,000 $180,000 $224,000 $84,000 $89,000
Insufficient Cash (Downpayment, Closing Cost) 1 $230,000 $230,000 $230,000 $54,000 $54,000
Unverifiable Information 1 $388,000 $388,000 $388,000 $125,000 $125,000
Credit Application Incomplete 1 $477,000 $477,000 $477,000 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Origin Bank's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Origin Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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