Db Home Lending LLC Mortgage Lending & HMDA Data, 2007

In 2007, Db Home Lending LLC of New York, NY reported 13,012 mortgage applications totaling $3.3 billion, down 20% from 2006. The average application was for $255,091, and applicants reported an average income of $107,505. 24% of its applications resulted in an originated loan and 33% were denied. Its largest markets were Riverside-San Bernardino-Ontario, CA (1,873), Los Angeles-Long Beach-Glendale, CA (1,760) and Phoenix-Mesa-Scottsdale, AZ (1,412) (applications in parentheses).

Mortgage Company & Address Db Home Lending LLC
33 Maiden Lane
New York, NY 10038
Tel #: available with data download
Federal Regulator * available with data download
Years 2007  2006  
Total Number of Mortgage Applications 13,012
Total Mortgage Loan Application Amount $3,319,252,000
Average Mortgage Loan Application Amount $255,091
Highest Mortgage Loan Application Amount $1,556,000
Average Applicant Income $107,505
Highest Applicant Income $5,627,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Db Home Lending LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Db Home Lending LLC by Metropolitan Area in 2007

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Riverside-San Bernardino-Ontario, CA 1,873 $ 533,537,000 $ 284,856 $ 114,000
Los Angeles-Long Beach-Glendale, CA 1,760 $ 613,139,000 $ 348,374 $ 124,000
Phoenix-Mesa-Scottsdale, AZ 1,412 $ 236,933,000 $ 167,799 $ 77,000
Santa Ana-Anaheim-Irvine, CA 629 $ 233,682,000 $ 371,513 $ 141,000
Las Vegas-Paradise, NV 401 $ 95,797,000 $ 238,895 $ 125,000
Seattle-Bellevue-Everett, WA 367 $ 95,087,000 $ 259,092 $ 102,000
San Diego-Carlsbad-San Marcos, CA 359 $ 119,751,000 $ 333,568 $ 143,000
Portland-Vancouver-Beaverton, OR-WA 339 $ 72,029,000 $ 212,474 $ 106,734
Oakland-Fremont-Hayward, CA 316 $ 108,293,000 $ 342,699 $ 133,000
Tampa-St. Petersburg-Clearwater, FL 265 $ 43,495,000 $ 164,132 $ 82,000
Sacramento--Arden-Arcade--Roseville, CA 249 $ 68,828,000 $ 276,417 $ 111,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 242 $ 58,788,000 $ 242,925 $ 105,000
Orlando-Kissimmee, FL 203 $ 40,547,000 $ 199,738 $ 101,000
Miami-Miami Beach-Kendall, FL 201 $ 47,977,000 $ 238,691 $ 112,000
Tacoma, WA 181 $ 40,020,000 $ 221,104 $ 97,000
Detroit-Livonia-Dearborn, MI 173 $ 21,147,000 $ 122,236 $ 76,000
Bakersfield, CA 162 $ 33,638,000 $ 207,641 $ 83,000
Denver-Aurora, CO 162 $ 29,414,000 $ 181,567 $ 93,000
San Jose-Sunnyvale-Santa Clara, CA 128 $ 50,447,000 $ 394,117 $ 150,000
Fresno, CA 123 $ 26,773,000 $ 217,666 $ 100,000
Stockton, CA 116 $ 34,125,000 $ 294,181 $ 119,000
West Palm Beach-Boca Raton-Boynton Beach, FL 108 $ 25,456,000 $ 235,703 $ 97,000
Jacksonville, FL 98 $ 15,994,000 $ 163,204 $ 74,000
St. Louis, MO-IL 89 $ 10,187,000 $ 114,460 $ 72,000
Vallejo-Fairfield, CA 89 $ 28,794,000 $ 323,528 $ 215,000
Tucson, AZ 87 $ 14,698,000 $ 168,942 $ 62,000
Oxnard-Thousand Oaks-Ventura, CA 85 $ 28,672,000 $ 337,317 $ 113,000
Modesto, CA 81 $ 22,649,000 $ 279,617 $ 101,000
Kansas City, MO-KS 79 $ 11,457,000 $ 145,025 $ 93,620
Warren-Troy-Farmington Hills, MI 76 $ 18,346,000 $ 241,394 $ 99,000
Santa Rosa-Petaluma, CA 69 $ 23,075,000 $ 334,420 $ 134,000
San Francisco-San Mateo-Redwood City, CA 67 $ 25,520,000 $ 380,895 $ 188,000
Lakeland, FL 61 $ 8,129,000 $ 133,262 $ 63,000
Cape Coral-Fort Myers, FL 57 $ 12,535,000 $ 219,912 $ 86,000
Indianapolis-Carmel, IN 54 $ 8,600,000 $ 159,259 $ 110,000
Visalia-Porterville, CA 54 $ 10,345,000 $ 191,574 $ 72,000
Salt Lake City, UT 53 $ 10,720,000 $ 202,264 $ 80,000
Sarasota-Bradenton-Venice, FL 52 $ 12,151,000 $ 233,673 $ 104,000
Boise City-Nampa, ID 51 $ 10,094,000 $ 197,921 $ 109,000
Salem, OR 50 $ 8,259,000 $ 165,180 $ 72,000
Merced, CA 42 $ 8,969,000 $ 213,547 $ 93,000
Palm Bay-Melbourne-Titusville, FL 42 $ 8,224,000 $ 195,809 $ 101,000
Salinas, CA 40 $ 13,342,000 $ 333,550 $ 139,000
Medford, OR 39 $ 8,178,000 $ 209,692 $ 90,000
Hartford-West Hartford-East Hartford, CT 38 $ 6,658,000 $ 175,210 $ 88,000
Minneapolis-St. Paul-Bloomington, MN-WI 38 $ 8,318,000 $ 218,894 $ 93,000
Port St. Lucie, FL 38 $ 8,396,000 $ 220,947 $ 96,000
Honolulu, HI 34 $ 15,264,000 $ 448,941 $ 143,000
Gary, IN 33 $ 2,405,000 $ 72,878 $ 76,000
Bremerton-Silverdale, WA 31 $ 6,363,000 $ 205,258 $ 129,000
Yuba City, CA 31 $ 6,509,000 $ 209,967 $ 105,000
Santa Barbara-Santa Maria-Goleta, CA 30 $ 10,752,000 $ 358,400 $ 147,000
Deltona-Daytona Beach-Ormond Beach, FL 29 $ 5,142,000 $ 177,310 $ 158,000
El Centro, CA 29 $ 5,427,000 $ 187,137 $ 90,000
Eugene-Springfield, OR 27 $ 4,387,000 $ 162,481 $ 70,000
Greeley, CO 25 $ 4,065,000 $ 162,600 $ 79,000
Boston-Quincy, MA 24 $ 6,553,000 $ 273,041 $ 106,000
Provo-Orem, UT 24 $ 5,563,000 $ 231,791 $ 73,000
Anchorage, AK 23 $ 6,303,000 $ 274,043 $ 92,000
Milwaukee-Waukesha-West Allis, WI 23 $ 3,485,000 $ 151,521 $ 70,000
South Bend-Mishawaka, IN-MI 23 $ 2,189,000 $ 95,173 $ 53,956
Bridgeport-Stamford-Norwalk, CT 22 $ 8,104,000 $ 368,363 $ 100,000
Lake Havasu City-Kingman, AZ 22 $ 5,814,000 $ 264,272 $ 151,000
Madera, CA 22 $ 5,096,000 $ 231,636 $ 89,000
Naples-Marco Island, FL 21 $ 6,972,000 $ 332,000 $ 132,000
Ogden-Clearfield, UT 20 $ 3,387,000 $ 169,350 $ 85,000
Olympia, WA 20 $ 4,067,000 $ 203,350 $ 84,000
Grand Rapids-Wyoming, MI 19 $ 2,331,000 $ 122,684 $ 54,000
New Haven-Milford, CT 19 $ 3,345,000 $ 176,052 $ 64,000
Ocala, FL 19 $ 2,982,000 $ 156,947 $ 56,000
Hanford-Corcoran, CA 18 $ 3,078,000 $ 171,000 $ 54,000
San Luis Obispo-Paso Robles, CA 18 $ 3,787,000 $ 210,388 $ 121,000
Birmingham-Hoover, AL 17 $ 1,795,000 $ 105,588 $ 65,000
Prescott, AZ 17 $ 4,184,000 $ 246,117 $ 150,000
Redding, CA 17 $ 3,896,000 $ 229,176 $ 136,000
Washington-Arlington-Alexandria, DC-VA-MD-WV 17 $ 5,050,000 $ 297,058 $ 107,000
Albuquerque, NM 16 $ 3,464,000 $ 216,500 $ 79,000
Bend, OR 16 $ 3,090,000 $ 193,125 $ 86,000
Colorado Springs, CO 16 $ 3,530,000 $ 220,625 $ 128,000
Springfield, MA 16 $ 2,759,000 $ 172,437 $ 68,000
Yuma, AZ 16 $ 2,333,000 $ 145,812 $ 55,000
Flint, MI 15 $ 1,162,000 $ 77,466 $ 40,000
Dallas-Plano-Irving, TX 14 $ 2,512,000 $ 179,428 $ 75,000
Santa Cruz-Watsonville, CA 13 $ 5,310,000 $ 408,461 $ 130,000
Worcester, MA 13 $ 3,261,000 $ 250,846 $ 101,000
Chico, CA 12 $ 2,906,000 $ 242,166 $ 94,000
Longview, WA 12 $ 1,826,000 $ 152,166 $ 104,000
Spokane, WA 12 $ 2,036,000 $ 169,666 $ 78,000
Bellingham, WA 11 $ 3,342,000 $ 303,818 $ 120,000
Lansing-East Lansing, MI 11 $ 1,586,000 $ 144,181 $ 70,000
Napa, CA 11 $ 3,971,000 $ 361,000 $ 131,000
Austin-Round Rock, TX 10 $ 2,191,000 $ 219,100 $ 130,000
Kalamazoo-Portage, MI 10 $ 860,000 $ 86,000 $ 105,000
New Orleans-Metairie-Kenner, LA 10 $ 1,062,000 $ 106,200 $ 49,000
Palm Coast, FL 10 $ 1,908,000 $ 190,800 $ 59,000
Tallahassee, FL 10 $ 1,698,000 $ 169,800 $ 71,000
Wilmington, DE-MD-NJ 10 $ 1,888,000 $ 188,800 $ 74,000
Oklahoma City, OK 9 $ 786,000 $ 87,333 $ 89,000
Ann Arbor, MI 8 $ 1,358,000 $ 169,750 $ 363,000
Boulder, CO 8 $ 905,000 $ 113,125 $ 68,000
Fort Collins-Loveland, CO 8 $ 2,706,000 $ 338,250 $ 233,000
Mount Vernon-Anacortes, WA 8 $ 1,435,000 $ 179,375 $ 61,000
Punta Gorda, FL 8 $ 1,294,000 $ 161,750 $ 81,000
Reno-Sparks, NV 8 $ 2,142,000 $ 267,750 $ 159,000
St. George, UT 8 $ 2,240,000 $ 280,000 $ 119,000
Barnstable Town, MA 7 $ 2,967,000 $ 423,857 $ 103,000
Cambridge-Newton-Framingham, MA 7 $ 1,541,000 $ 220,142 $ 71,000
Gainesville, FL 7 $ 1,452,000 $ 207,428 $ 84,000
Portland-South Portland-Biddeford, ME 7 $ 2,264,000 $ 323,428 $ 165,000
Columbia, SC 6 $ 875,000 $ 145,833 $ 50,000
Des Moines-West Des Moines, IA 6 $ 665,000 $ 110,833 $ 51,000
Norwich-New London, CT 6 $ 757,000 $ 126,166 $ 55,000
Omaha-Council Bluffs, NE-IA 6 $ 858,000 $ 143,000 $ 67,500
Panama City-Lynn Haven, FL 6 $ 1,230,000 $ 205,000 $ 85,000
Peabody, MA 6 $ 1,500,000 $ 250,000 $ 90,000
Pensacola-Ferry Pass-Brent, FL 6 $ 679,000 $ 113,166 $ 60,000
Yakima, WA 6 $ 574,000 $ 95,666 $ 35,000
Baton Rouge, LA 5 $ 450,000 $ 90,000 $ 66,000
Coeur D'Alene, ID 5 $ 1,049,000 $ 209,800 $ 117,000
Grand Junction, CO 5 $ 629,000 $ 125,800 $ 48,000
Greenville-Mauldin-Easley, SC 5 $ 1,037,000 $ 207,400 $ 65,000
Providence-New Bedford-Fall River, RI-MA 5 $ 1,190,000 $ 238,000 $ 306,000
San Antonio, TX 5 $ 2,034,000 $ 406,800 $ 128,000
Tulsa, OK 5 $ 529,000 $ 105,800 $ 56,000
Anderson, SC 4 $ 487,000 $ 121,750 $ 72,000
Battle Creek, MI 4 $ 536,000 $ 134,000 $ 19,000
Evansville, IN-KY 4 $ 224,000 $ 56,000 $ 413,000
Houston-Sugar Land-Baytown, TX 4 $ 623,000 $ 155,750 $ 89,000
Idaho Falls, ID 4 $ 581,000 $ 145,250 $ 88,000
Jackson, MI 4 $ 282,000 $ 70,500 $ 44,000
Lake Charles, LA 4 $ 294,000 $ 73,500 $ 53,000
Muskegon-Norton Shores, MI 4 $ 585,000 $ 146,250 $ 70,000
Myrtle Beach-Conway-North Myrtle Beach, SC 4 $ 1,882,000 $ 470,500 $ 406,000
Pocatello, ID 4 $ 570,000 $ 142,500 $ 82,000
Sebastian-Vero Beach, FL 4 $ 698,000 $ 174,500 $ 73,000
Dover, DE 3 $ 521,000 $ 173,666 $ 57,000
Fayetteville-Springdale-Rogers, AR-MO 3 $ 888,000 $ 296,000 $ 150,000
Flagstaff, AZ 3 $ 755,000 $ 251,666 $ 72,000
Hot Springs, AR 3 $ 779,000 $ 259,666 $ 96,000
Huntsville, AL 3 $ 291,000 $ 97,000 $ 49,000
Janesville, WI 3 $ 219,000 $ 73,000 $ 48,000
Kennewick-Richland-Pasco, WA 3 $ 756,000 $ 252,000 $ 116,000
Lake County-Kenosha County, IL-WI 3 $ 425,000 $ 141,666 $ 118,000
Las Cruces, NM 3 $ 727,000 $ 242,333 $ 82,000
Madison, WI 3 $ 560,000 $ 186,666 $ 86,000
St. Cloud, MN 3 $ 280,000 $ 93,333 $ 32,000
St. Joseph, MO-KS 3 $ 189,000 $ 63,000 $ 48,000
Wenatchee, WA 3 $ 227,000 $ 75,666 $ 72,000
Beaumont-Port Arthur, TX 2 $ 110,000 $ 55,000 $ 375,000
Brownsville-Harlingen, TX 2 $ 202,000 $ 101,000 $ 84,000
Carson City, NV 2 $ 304,000 $ 152,000 $ 65,000
Corvallis, OR 2 $ 553,000 $ 276,500 $ 78,000
Duluth, MN-WI 2 $ 277,000 $ 138,500 $ 59,000
Elkhart-Goshen, IN 2 $ 189,000 $ 94,500 $ 35,000
Farmington, NM 2 $ 483,000 $ 241,500 $ 173,000
Fort Worth-Arlington, TX 2 $ 329,000 $ 164,500 $ 119,000
Houma-Bayou Cane-Thibodaux, LA 2 $ 229,000 $ 114,500 $ 85,000
Iowa City, IA 2 $ 288,000 $ 144,000 $ 42,000
Joplin, MO 2 $ 212,000 $ 106,000 $ 47,000
Little Rock-North Little Rock-Conway, AR 2 $ 975,000 $ 487,500 $ 210,000
Mobile, AL 2 $ 285,000 $ 142,500 $ 24,000
Montgomery, AL 2 $ 338,000 $ 169,000 $ 79,000
Niles-Benton Harbor, MI 2 $ 240,000 $ 120,000 $ 57,000
Rockingham County-Strafford County, NH 2 $ 784,000 $ 392,000 $ 134,000
Saginaw-Saginaw Township North, MI 2 $ 245,000 $ 122,500 $ 40,000
Shreveport-Bossier City, LA 2 $ 140,000 $ 70,000 $ 30,000
Springfield, MO 2 $ 312,000 $ 156,000 $ 87,000
Anderson, IN 1 $ 129,000 $ 129,000 $ 42,000
Appleton, WI 1 $ 142,000 $ 142,000 $ 222,000
Bangor, ME 1 $ 139,000 $ 139,000 $ 46,000
Bay City, MI 1 $ 79,000 $ 79,000 $ 30,000
Burlington-South Burlington, VT 1 $ 257,000 $ 257,000 $ 97,000
Charleston-North Charleston, SC 1 $ 192,000 $ 192,000 $ 38,000
Cheyenne, WY 1 $ 149,000 $ 149,000 $ 89,000
College Station-Bryan, TX 1 $ 123,000 $ 123,000 $ 0
Columbia, MO 1 $ 91,000 $ 91,000 $ 0
Columbus, OH 1 $ 290,000 $ 290,000 $ 35,000
Davenport-Moline-Rock Island, IA-IL 1 $ 185,000 $ 185,000 $ 92,000
Dubuque, IA 1 $ 50,000 $ 50,000 $ 30,000
Eau Claire, WI 1 $ 146,000 $ 146,000 $ 72,000
Florence, SC 1 $ 77,000 $ 77,000 $ 29,000
Fond Du Lac, WI 1 $ 70,000 $ 70,000 $ 39,000
Fort Wayne, IN 1 $ 72,000 $ 72,000 $ 48,000
Green Bay, WI 1 $ 192,000 $ 192,000 $ 91,000
Lafayette, LA 1 $ 266,000 $ 266,000 $ 117,000
Lewiston-Auburn, ME 1 $ 66,000 $ 66,000 $ 19,000
Logan, UT-ID 1 $ 148,000 $ 148,000 $ 61,000
Louisville-Jefferson County, KY-IN 1 $ 78,000 $ 78,000 $ 144,000
Lubbock, TX 1 $ 238,000 $ 238,000 $ 34,000
McAllen-Edinburg-Mission, TX 1 $ 81,000 $ 81,000 $ 22,000
Muncie, IN 1 $ 50,000 $ 50,000 $ 38,000
Odessa, TX 1 $ 80,000 $ 80,000 $ 43,000
Pine Bluff, AR 1 $ 47,000 $ 47,000 $ 76,000
Pueblo, CO 1 $ 147,000 $ 147,000 $ 19,000
Racine, WI 1 $ 94,000 $ 94,000 $ 36,000
Sioux Falls, SD 1 $ 153,000 $ 153,000 $ 144,000
Spartanburg, SC 1 $ 95,000 $ 95,000 $ 43,000
Terre Haute, IN 1 $ 50,000 $ 50,000 $ 0
Topeka, KS 1 $ 150,000 $ 150,000 $ 102,000
Tuscaloosa, AL 1 $ 77,000 $ 77,000 $ 23,000
Waterloo-Cedar Falls, IA 1 $ 104,000 $ 104,000 $ 0
Wichita, KS 1 $ 162,000 $ 162,000 $ 0

Mortgage Loan Application Detail Totals for Db Home Lending LLC in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 6,517 $1,524,693,000 $233,000 $1,500,000 $111,000 $5,627,000
Refinancing 6,495 $1,794,559,000 $276,000 $1,556,000 $104,000 $2,175,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Hispanic 5,497 $1,384,548,000 $251,000 $1,250,000 $99,000 $2,096,000
White 3,020 $758,076,000 $251,000 $1,556,000 $121,000 $2,400,000
Not Provided 2,401 $631,906,000 $263,000 $1,463,000 $107,000 $2,201,000
Black or African American 1,383 $328,885,000 $237,000 $984,000 $95,000 $1,548,000
Asian 567 $171,162,000 $301,000 $1,000,000 $140,000 $744,000
Native Hawaiian or Other Pacific Islander 106 $35,491,000 $334,000 $750,000 $170,000 $5,627,000
American Indian or Alaskan Native 38 $9,184,000 $241,000 $526,000 $87,000 $300,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 12,554 $3,278,368,000 $261,000 $1,556,000 $106,000 $5,627,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 458 $40,884,000 $89,000 $320,000 $142,000 $866,000
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 4,339 $1,169,844,000 $269,000 $1,556,000 $115,000 $2,400,000
Loan Originated 3,138 $729,271,000 $232,000 $1,030,000 $99,000 $2,175,000
Application Approved But Not Accepted 2,780 $728,536,000 $262,000 $1,188,000 $106,000 $5,627,000
Application Withdrawn By Applicant 2,578 $638,420,000 $247,000 $1,500,000 $108,000 $2,400,000
File Closed For Incompleteness 177 $53,181,000 $300,000 $1,186,000 $116,000 $612,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Db Home Lending LLC's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Db Home Lending LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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