Digital Federal Credit Union Mortgage Lending & HMDA Data, 2022
In 2022, Digital Federal Credit Union of Marlborough, MA reported 18,630 mortgage applications totaling $6.0 billion, up 18% from 2021. The average application was for $324,153, and applicants reported an average income of $157,637. 37% of its applications resulted in an originated loan and 17% were denied. Its largest markets were Cambridge-Newton-Framingham, MA (2,696), Worcester, MA-CT (2,009) and Dallas-Plano-Irving, TX (1,220) (applications in parentheses).
| Mortgage Company & Address | Digital Federal Credit Union 220 Donald Lynch Boulevard Marlborough, MA 01752 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 18,630 |
| Total Mortgage Loan Application Amount | $6,038,980,000 |
| Average Mortgage Loan Application Amount | $324,153 |
| Highest Mortgage Loan Application Amount | $42,275,000 |
| Average Applicant Income | $157,637 |
| Highest Applicant Income | $4,400,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Digital Federal Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Middlesex, Massachusetts | 1,983 | $ 517,765,000 | $ 261,101 | $ 163,000 |
| Worcester, Massachusetts | 1,980 | $ 355,520,000 | $ 179,555 | $ 122,000 |
| Hillsborough, New Hampshire | 1,094 | $ 188,140,000 | $ 171,974 | $ 141,000 |
| Essex, Massachusetts | 713 | $ 175,695,000 | $ 246,416 | $ 138,000 |
| Collin, Texas | 655 | $ 317,275,000 | $ 484,389 | $ 176,000 |
| Wake, North Carolina | 616 | $ 285,140,000 | $ 462,889 | $ 149,000 |
| Williamson, Texas | 480 | $ 245,900,000 | $ 512,291 | $ 183,000 |
| Denton, Texas | 442 | $ 210,640,000 | $ 476,561 | $ 173,000 |
| Forsyth, Georgia | 427 | $ 162,225,000 | $ 379,918 | $ 168,000 |
| Maricopa, Arizona | 414 | $ 172,200,000 | $ 415,942 | $ 153,000 |
| Norfolk, Massachusetts | 389 | $ 124,895,000 | $ 321,066 | $ 173,000 |
| Rockingham, New Hampshire | 384 | $ 69,630,000 | $ 181,328 | $ 144,000 |
| Middlesex, New Jersey | 249 | $ 91,965,000 | $ 369,337 | $ 189,000 |
| Plymouth, Massachusetts | 201 | $ 35,145,000 | $ 174,850 | $ 139,000 |
| Bristol, Massachusetts | 181 | $ 37,815,000 | $ 208,922 | $ 143,000 |
| Mecklenburg, North Carolina | 156 | $ 62,650,000 | $ 401,602 | $ 149,000 |
| Suffolk, Massachusetts | 149 | $ 156,945,000 | $ 1,053,322 | $ 149,000 |
| Loudoun, Virginia | 146 | $ 54,910,000 | $ 376,095 | $ 199,000 |
| Hillsborough, Florida | 132 | $ 44,740,000 | $ 338,939 | $ 165,000 |
| Benton, Arkansas | 129 | $ 42,875,000 | $ 332,364 | $ 136,000 |
| Fulton, Georgia | 129 | $ 39,545,000 | $ 306,550 | $ 169,000 |
| Chester, Pennsylvania | 117 | $ 50,055,000 | $ 427,820 | $ 188,000 |
| Providence, Rhode Island | 117 | $ 104,675,000 | $ 894,658 | $ 104,000 |
| Harris, Texas | 111 | $ 42,575,000 | $ 383,558 | $ 153,000 |
| Alameda, California | 108 | $ 56,520,000 | $ 523,333 | $ 268,000 |
| Travis, Texas | 107 | $ 50,415,000 | $ 471,168 | $ 220,000 |
| Barnstable, Massachusetts | 103 | $ 21,305,000 | $ 206,844 | $ 181,000 |
| Dallas, Texas | 96 | $ 31,940,000 | $ 332,708 | $ 171,000 |
| New Castle, Delaware | 95 | $ 37,105,000 | $ 390,578 | $ 147,000 |
| King, Washington | 91 | $ 43,035,000 | $ 472,912 | $ 227,000 |
| Los Angeles, California | 90 | $ 31,100,000 | $ 345,555 | $ 203,000 |
| Merrimack, New Hampshire | 90 | $ 16,150,000 | $ 179,444 | $ 132,000 |
| Douglas, Colorado | 88 | $ 29,650,000 | $ 336,931 | $ 164,000 |
| San Joaquin, California | 87 | $ 48,795,000 | $ 560,862 | $ 210,000 |
| Tarrant, Texas | 85 | $ 33,165,000 | $ 390,176 | $ 141,000 |
| Gwinnett, Georgia | 84 | $ 24,770,000 | $ 294,880 | $ 141,000 |
| Hartford, Connecticut | 82 | $ 20,560,000 | $ 250,731 | $ 149,000 |
| Orange, California | 81 | $ 29,495,000 | $ 364,135 | $ 185,000 |
| Union, North Carolina | 80 | $ 35,750,000 | $ 446,875 | $ 157,000 |
| Sacramento, California | 79 | $ 32,695,000 | $ 413,860 | $ 180,000 |
| Santa Clara, California | 77 | $ 41,245,000 | $ 535,649 | $ 245,000 |
| Pasco, Florida | 77 | $ 27,085,000 | $ 351,753 | $ 143,000 |
| Somerset, New Jersey | 76 | $ 24,900,000 | $ 327,631 | $ 196,000 |
| Cobb, Georgia | 75 | $ 19,945,000 | $ 265,933 | $ 158,000 |
| Oakland, Michigan | 75 | $ 21,165,000 | $ 282,200 | $ 131,000 |
| Fort Bend, Texas | 74 | $ 26,600,000 | $ 359,459 | $ 163,000 |
| Cook, Illinois | 72 | $ 18,410,000 | $ 255,694 | $ 170,000 |
| Bexar, Texas | 72 | $ 24,720,000 | $ 343,333 | $ 128,000 |
| St. Johns, Florida | 69 | $ 29,275,000 | $ 424,275 | $ 183,000 |
| Fairfax, Virginia | 68 | $ 22,980,000 | $ 337,941 | $ 218,000 |
| Washington, Oregon | 67 | $ 29,905,000 | $ 446,343 | $ 174,000 |
| Cabarrus, North Carolina | 66 | $ 26,810,000 | $ 406,212 | $ 144,000 |
| Snohomish, Washington | 65 | $ 31,375,000 | $ 482,692 | $ 219,000 |
| Contra Costa, California | 64 | $ 36,830,000 | $ 575,468 | $ 260,000 |
| Hampden, Massachusetts | 62 | $ 14,200,000 | $ 229,032 | $ 141,000 |
| Seminole, Florida | 61 | $ 21,845,000 | $ 358,114 | $ 152,000 |
| Henrico, Virginia | 60 | $ 23,340,000 | $ 389,000 | $ 219,000 |
| Williamson, Tennessee | 58 | $ 27,270,000 | $ 470,172 | $ 177,000 |
| Hamilton, Indiana | 57 | $ 20,035,000 | $ 351,491 | $ 156,000 |
| Morris, New Jersey | 55 | $ 22,215,000 | $ 403,909 | $ 195,000 |
| Broward, Florida | 49 | $ 14,875,000 | $ 303,571 | $ 185,000 |
| Orange, Florida | 49 | $ 17,255,000 | $ 352,142 | $ 207,000 |
| Frederick, Maryland | 49 | $ 23,215,000 | $ 473,775 | $ 161,000 |
| Hennepin, Minnesota | 49 | $ 19,795,000 | $ 403,979 | $ 181,000 |
| Delaware, Ohio | 49 | $ 17,585,000 | $ 358,877 | $ 137,000 |
| St. Charles, Missouri | 48 | $ 17,640,000 | $ 367,500 | $ 141,000 |
| Montgomery, Pennsylvania | 48 | $ 17,780,000 | $ 370,416 | $ 162,000 |
| San Diego, California | 47 | $ 18,825,000 | $ 400,531 | $ 198,000 |
| Cherokee, Georgia | 47 | $ 16,455,000 | $ 350,106 | $ 168,000 |
| Dakota, Minnesota | 47 | $ 19,885,000 | $ 423,085 | $ 146,000 |
| Allegheny, Pennsylvania | 47 | $ 13,535,000 | $ 287,978 | $ 138,000 |
| Palm Beach, Florida | 46 | $ 15,920,000 | $ 346,086 | $ 234,000 |
| York, South Carolina | 46 | $ 17,400,000 | $ 378,260 | $ 140,000 |
| DuPage, Illinois | 45 | $ 8,765,000 | $ 194,777 | $ 168,000 |
| Monmouth, New Jersey | 45 | $ 19,385,000 | $ 430,777 | $ 203,000 |
| Mercer, New Jersey | 43 | $ 13,435,000 | $ 312,441 | $ 222,000 |
| Bergen, New Jersey | 41 | $ 19,735,000 | $ 481,341 | $ 214,000 |
| Durham, North Carolina | 41 | $ 15,495,000 | $ 377,926 | $ 147,000 |
| Lancaster, South Carolina | 41 | $ 21,255,000 | $ 518,414 | $ 165,000 |
| Duval, Florida | 39 | $ 12,435,000 | $ 318,846 | $ 148,000 |
| Lake, Illinois | 39 | $ 12,885,000 | $ 330,384 | $ 156,000 |
| El Paso, Colorado | 37 | $ 5,745,000 | $ 155,270 | $ 126,000 |
| Will, Illinois | 36 | $ 12,840,000 | $ 356,666 | $ 177,000 |
| Cumberland, Pennsylvania | 36 | $ 11,020,000 | $ 306,111 | $ 154,000 |
| Wilson, Tennessee | 36 | $ 16,790,000 | $ 466,388 | $ 154,000 |
| York, Maine | 35 | $ 7,935,000 | $ 226,714 | $ 148,000 |
| Belknap, New Hampshire | 35 | $ 4,955,000 | $ 141,571 | $ 134,000 |
| Shelby, Tennessee | 35 | $ 12,635,000 | $ 361,000 | $ 136,000 |
| Burlington, New Jersey | 34 | $ 10,470,000 | $ 307,941 | $ 158,000 |
| San Bernardino, California | 33 | $ 14,375,000 | $ 435,606 | $ 210,000 |
| Miami-Dade, Florida | 32 | $ 9,860,000 | $ 308,125 | $ 172,000 |
| DeKalb, Georgia | 32 | $ 10,340,000 | $ 323,125 | $ 135,000 |
| Montgomery, Maryland | 32 | $ 9,650,000 | $ 301,562 | $ 170,000 |
| St. Louis, Missouri | 32 | $ 9,370,000 | $ 292,812 | $ 158,000 |
| Fairfield, Connecticut | 31 | $ 11,275,000 | $ 363,709 | $ 170,000 |
| Montgomery, Texas | 31 | $ 11,455,000 | $ 369,516 | $ 156,000 |
| Salt Lake, Utah | 31 | $ 12,695,000 | $ 409,516 | $ 168,000 |
| Wayne, Michigan | 30 | $ 7,840,000 | $ 261,333 | $ 155,000 |
| Clark, Nevada | 30 | $ 8,780,000 | $ 292,666 | $ 133,000 |
| Riverside, California | 29 | $ 10,955,000 | $ 377,758 | $ 213,000 |
| Windham, Connecticut | 29 | $ 5,135,000 | $ 177,068 | $ 105,000 |
| Johnson, Kansas | 29 | $ 9,275,000 | $ 319,827 | $ 206,000 |
| Howard, Maryland | 29 | $ 10,695,000 | $ 368,793 | $ 200,000 |
| Cheshire, New Hampshire | 29 | $ 5,085,000 | $ 175,344 | $ 141,000 |
| Strafford, New Hampshire | 29 | $ 4,995,000 | $ 172,241 | $ 125,000 |
| Union, New Jersey | 29 | $ 10,715,000 | $ 369,482 | $ 166,000 |
| Hudson, New Jersey | 28 | $ 12,350,000 | $ 441,071 | $ 304,000 |
| Arapahoe, Colorado | 27 | $ 10,635,000 | $ 393,888 | $ 161,000 |
| New Haven, Connecticut | 27 | $ 5,395,000 | $ 199,814 | $ 129,000 |
| Cumberland, Maine | 26 | $ 5,300,000 | $ 203,846 | $ 125,000 |
| Carroll, New Hampshire | 26 | $ 4,160,000 | $ 160,000 | $ 194,000 |
| Prince William, Virginia | 26 | $ 11,420,000 | $ 439,230 | $ 157,000 |
| Jefferson, Kentucky | 25 | $ 8,255,000 | $ 330,200 | $ 121,000 |
| Essex, New Jersey | 25 | $ 11,355,000 | $ 454,200 | $ 242,000 |
| Cuyahoga, Ohio | 25 | $ 5,915,000 | $ 236,600 | $ 146,000 |
| Grafton, New Hampshire | 24 | $ 4,330,000 | $ 180,416 | $ 145,000 |
| Guilford, North Carolina | 24 | $ 7,830,000 | $ 326,250 | $ 170,000 |
| Lee, Florida | 23 | $ 4,375,000 | $ 190,217 | $ 127,000 |
| Hunterdon, New Jersey | 23 | $ 10,425,000 | $ 453,260 | $ 175,000 |
| Volusia, Florida | 22 | $ 7,650,000 | $ 347,727 | $ 136,000 |
| Warren, Ohio | 22 | $ 6,220,000 | $ 282,727 | $ 144,000 |
| Sarasota, Florida | 21 | $ 3,385,000 | $ 161,190 | $ 133,000 |
| Kane, Illinois | 21 | $ 5,805,000 | $ 276,428 | $ 122,000 |
| Oklahoma, Oklahoma | 20 | $ 6,290,000 | $ 314,500 | $ 146,000 |
| Placer, California | 19 | $ 6,935,000 | $ 365,000 | $ 205,000 |
| Washington, Minnesota | 19 | $ 8,165,000 | $ 429,736 | $ 165,000 |
| Greenville, South Carolina | 19 | $ 4,915,000 | $ 258,684 | $ 123,000 |
| Chesterfield, Virginia | 19 | $ 7,085,000 | $ 372,894 | $ 155,000 |
| Pierce, Washington | 19 | $ 12,465,000 | $ 656,052 | $ 213,000 |
| Osceola, Florida | 18 | $ 5,290,000 | $ 293,888 | $ 142,000 |
| McLean, Illinois | 18 | $ 4,920,000 | $ 273,333 | $ 122,000 |
| Nassau, New York | 18 | $ 6,410,000 | $ 356,111 | $ 187,000 |
| Suffolk, New York | 18 | $ 6,150,000 | $ 341,666 | $ 252,000 |
| Tulsa, Oklahoma | 18 | $ 5,880,000 | $ 326,666 | $ 147,000 |
| Collier, Florida | 17 | $ 4,885,000 | $ 287,352 | $ 198,000 |
| Hampshire, Massachusetts | 17 | $ 4,465,000 | $ 262,647 | $ 130,000 |
| Bucks, Pennsylvania | 17 | $ 5,945,000 | $ 349,705 | $ 155,000 |
| Ventura, California | 16 | $ 5,330,000 | $ 333,125 | $ 202,000 |
| Pinellas, Florida | 16 | $ 2,930,000 | $ 183,125 | $ 126,000 |
| Hamilton, Ohio | 16 | $ 3,330,000 | $ 208,125 | $ 150,000 |
| Hanover, Virginia | 16 | $ 7,990,000 | $ 499,375 | $ 138,000 |
| Brevard, Florida | 15 | $ 3,285,000 | $ 219,000 | $ 125,000 |
| Dawson, Georgia | 15 | $ 6,115,000 | $ 407,666 | $ 122,000 |
| Queens, New York | 15 | $ 3,345,000 | $ 223,000 | $ 184,000 |
| Philadelphia, Pennsylvania | 15 | $ 4,395,000 | $ 293,000 | $ 152,000 |
| Rutherford, Tennessee | 15 | $ 6,195,000 | $ 413,000 | $ 137,000 |
| Waller, Texas | 15 | $ 6,235,000 | $ 415,666 | $ 149,000 |
| Leon, Florida | 14 | $ 3,300,000 | $ 235,714 | $ 123,000 |
| Ada, Idaho | 14 | $ 5,640,000 | $ 402,857 | $ 177,000 |
| Douglas, Nebraska | 14 | $ 5,070,000 | $ 362,142 | $ 138,000 |
| Erie, New York | 14 | $ 2,830,000 | $ 202,142 | $ 157,000 |
| Franklin, Ohio | 14 | $ 3,540,000 | $ 252,857 | $ 114,000 |
| Kent, Rhode Island | 14 | $ 5,780,000 | $ 412,857 | $ 145,000 |
| Davidson, Tennessee | 14 | $ 4,530,000 | $ 323,571 | $ 140,000 |
| Kaufman, Texas | 14 | $ 4,490,000 | $ 320,714 | $ 151,000 |
| Jefferson, Colorado | 13 | $ 2,345,000 | $ 180,384 | $ 138,000 |
| Kendall, Illinois | 13 | $ 3,815,000 | $ 293,461 | $ 160,000 |
| Carver, Minnesota | 13 | $ 6,155,000 | $ 473,461 | $ 128,000 |
| Camden, New Jersey | 13 | $ 3,795,000 | $ 291,923 | $ 154,000 |
| Westchester, New York | 13 | $ 7,225,000 | $ 555,769 | $ 210,000 |
| Iredell, North Carolina | 13 | $ 3,965,000 | $ 305,000 | $ 137,000 |
| Summit, Ohio | 13 | $ 2,455,000 | $ 188,846 | $ 129,000 |
| Hays, Texas | 13 | $ 6,985,000 | $ 537,307 | $ 188,000 |
| Macomb, Michigan | 12 | $ 4,330,000 | $ 360,833 | $ 125,000 |
| Coos, New Hampshire | 12 | $ 1,180,000 | $ 98,333 | $ 103,000 |
| Utah, Utah | 12 | $ 4,780,000 | $ 398,333 | $ 227,000 |
| Virginia Beach, Virginia | 12 | $ 3,150,000 | $ 262,500 | $ 139,000 |
| Pima, Arizona | 11 | $ 3,055,000 | $ 277,727 | $ 109,000 |
| Boulder, Colorado | 11 | $ 3,255,000 | $ 295,909 | $ 180,000 |
| Polk, Florida | 11 | $ 2,765,000 | $ 251,363 | $ 140,000 |
| Paulding, Georgia | 11 | $ 3,595,000 | $ 326,818 | $ 120,000 |
| Lorain, Ohio | 11 | $ 3,515,000 | $ 319,545 | $ 109,000 |
| Washington, Rhode Island | 11 | $ 2,955,000 | $ 268,636 | $ 200,000 |
| Lexington, South Carolina | 11 | $ 2,895,000 | $ 263,181 | $ 129,000 |
| Larimer, Colorado | 10 | $ 3,030,000 | $ 303,000 | $ 189,000 |
| Flagler, Florida | 10 | $ 3,650,000 | $ 365,000 | $ 267,000 |
| Henry, Georgia | 10 | $ 2,530,000 | $ 253,000 | $ 118,000 |
| Baltimore City, Maryland | 10 | $ 1,950,000 | $ 195,000 | $ 98,000 |
| Washtenaw, Michigan | 10 | $ 2,950,000 | $ 295,000 | $ 152,000 |
| Sullivan, New Hampshire | 10 | $ 2,500,000 | $ 250,000 | $ 135,000 |
| Saratoga, New York | 10 | $ 3,010,000 | $ 301,000 | $ 137,000 |
| Butler, Ohio | 10 | $ 3,020,000 | $ 302,000 | $ 103,000 |
| Lehigh, Pennsylvania | 10 | $ 3,350,000 | $ 335,000 | $ 114,000 |
| Waukesha, Wisconsin | 10 | $ 2,500,000 | $ 250,000 | $ 169,000 |
| Denver, Colorado | 9 | $ 3,035,000 | $ 337,222 | $ 137,000 |
| Charlotte, Florida | 9 | $ 1,515,000 | $ 168,333 | $ 107,000 |
| Manatee, Florida | 9 | $ 2,145,000 | $ 238,333 | $ 206,000 |
| Hall, Georgia | 9 | $ 3,685,000 | $ 409,444 | $ 169,000 |
| Marion, Indiana | 9 | $ 1,525,000 | $ 169,444 | $ 111,000 |
| Androscoggin, Maine | 9 | $ 1,855,000 | $ 206,111 | $ 131,000 |
| Anne Arundel, Maryland | 9 | $ 2,135,000 | $ 237,222 | $ 114,000 |
| Baltimore, Maryland | 9 | $ 2,835,000 | $ 315,000 | $ 157,000 |
| Prince George's, Maryland | 9 | $ 1,435,000 | $ 159,444 | $ 126,000 |
| Washoe, Nevada | 9 | $ 3,845,000 | $ 427,222 | $ 134,000 |
| Richmond, New York | 9 | $ 4,535,000 | $ 503,888 | $ 192,000 |
| Forsyth, North Carolina | 9 | $ 2,915,000 | $ 323,888 | $ 186,000 |
| Delaware, Pennsylvania | 9 | $ 2,685,000 | $ 298,333 | $ 154,000 |
| Northampton, Pennsylvania | 9 | $ 2,605,000 | $ 289,444 | $ 188,000 |
| Johnson, Texas | 9 | $ 5,805,000 | $ 645,000 | $ 223,000 |
| Pinal, Arizona | 8 | $ 2,630,000 | $ 328,750 | $ 139,000 |
| San Mateo, California | 8 | $ 4,250,000 | $ 531,250 | $ 234,000 |
| New London, Connecticut | 8 | $ 1,630,000 | $ 203,750 | $ 111,000 |
| Kennebec, Maine | 8 | $ 1,490,000 | $ 186,250 | $ 86,000 |
| Passaic, New Jersey | 8 | $ 1,540,000 | $ 192,500 | $ 171,000 |
| Union, Ohio | 8 | $ 1,750,000 | $ 218,750 | $ 134,000 |
| Butler, Pennsylvania | 8 | $ 2,320,000 | $ 290,000 | $ 113,000 |
| Richland, South Carolina | 8 | $ 1,450,000 | $ 181,250 | $ 141,000 |
| Hamilton, Tennessee | 8 | $ 2,700,000 | $ 337,500 | $ 158,000 |
| Adams, Colorado | 7 | $ 2,125,000 | $ 303,571 | $ 181,000 |
| Broomfield, Colorado | 7 | $ 2,405,000 | $ 343,571 | $ 147,000 |
| Weld, Colorado | 7 | $ 2,905,000 | $ 415,000 | $ 146,000 |
| Tolland, Connecticut | 7 | $ 2,505,000 | $ 357,857 | $ 149,000 |
| Marion, Florida | 7 | $ 1,085,000 | $ 155,000 | $ 165,000 |
| St. Lucie, Florida | 7 | $ 1,185,000 | $ 169,285 | $ 119,000 |
| Fayette, Georgia | 7 | $ 1,535,000 | $ 219,285 | $ 133,000 |
| Bartholomew, Indiana | 7 | $ 2,115,000 | $ 302,142 | $ 125,000 |
| Warrick, Indiana | 7 | $ 2,445,000 | $ 349,285 | $ 128,000 |
| Berkshire, Massachusetts | 7 | $ 935,000 | $ 133,571 | $ 114,000 |
| Franklin, Massachusetts | 7 | $ 1,435,000 | $ 205,000 | $ 125,000 |
| New York, New York | 7 | $ 3,915,000 | $ 559,285 | $ 202,000 |
| Rockland, New York | 7 | $ 2,075,000 | $ 296,428 | $ 141,000 |
| Harnett, North Carolina | 7 | $ 3,595,000 | $ 513,571 | $ 128,000 |
| Orange, North Carolina | 7 | $ 1,245,000 | $ 177,857 | $ 137,000 |
| Dauphin, Pennsylvania | 7 | $ 2,035,000 | $ 290,714 | $ 147,000 |
| Spartanburg, South Carolina | 7 | $ 2,085,000 | $ 297,857 | $ 137,000 |
| Knox, Tennessee | 7 | $ 1,375,000 | $ 196,428 | $ 137,000 |
| Maury, Tennessee | 7 | $ 2,965,000 | $ 423,571 | $ 139,000 |
| Rockwall, Texas | 7 | $ 3,365,000 | $ 480,714 | $ 121,000 |
| Lake, Florida | 6 | $ 1,590,000 | $ 265,000 | $ 107,000 |
| Dallas, Iowa | 6 | $ 1,510,000 | $ 251,666 | $ 111,000 |
| Knox, Maine | 6 | $ 1,070,000 | $ 178,333 | $ 115,000 |
| Dukes, Massachusetts | 6 | $ 1,810,000 | $ 301,666 | $ 258,000 |
| Jackson, Missouri | 6 | $ 470,000 | $ 78,333 | $ 87,000 |
| Bernalillo, New Mexico | 6 | $ 1,110,000 | $ 185,000 | $ 67,000 |
| Dutchess, New York | 6 | $ 2,230,000 | $ 371,666 | $ 216,000 |
| Monroe, New York | 6 | $ 450,000 | $ 75,000 | $ 113,000 |
| Pitt, North Carolina | 6 | $ 1,340,000 | $ 223,333 | $ 317,000 |
| Charleston, South Carolina | 6 | $ 1,290,000 | $ 215,000 | $ 140,000 |
| Montgomery, Tennessee | 6 | $ 800,000 | $ 133,333 | $ 208,000 |
| Sumner, Tennessee | 6 | $ 2,690,000 | $ 448,333 | $ 119,000 |
| Chittenden, Vermont | 6 | $ 760,000 | $ 126,666 | $ 188,000 |
| Clark, Washington | 6 | $ 3,070,000 | $ 511,666 | $ 196,000 |
| Jefferson, Alabama | 5 | $ 1,085,000 | $ 217,000 | $ 150,000 |
| Madison, Alabama | 5 | $ 465,000 | $ 93,000 | $ 86,000 |
| Kern, California | 5 | $ 1,005,000 | $ 201,000 | $ 124,000 |
| Marin, California | 5 | $ 1,275,000 | $ 255,000 | $ 106,000 |
| Stanislaus, California | 5 | $ 2,245,000 | $ 449,000 | $ 185,000 |
| Indian River, Florida | 5 | $ 1,235,000 | $ 247,000 | $ 147,000 |
| Sumter, Florida | 5 | $ 1,075,000 | $ 215,000 | $ 116,000 |
| McHenry, Illinois | 5 | $ 1,385,000 | $ 277,000 | $ 184,000 |
| Peoria, Illinois | 5 | $ 1,135,000 | $ 227,000 | $ 170,000 |
| Boone, Indiana | 5 | $ 985,000 | $ 197,000 | $ 192,000 |
| Lake, Indiana | 5 | $ 1,195,000 | $ 239,000 | $ 131,000 |
| Oxford, Maine | 5 | $ 615,000 | $ 123,000 | $ 106,000 |
| Carroll, Maryland | 5 | $ 2,115,000 | $ 423,000 | $ 117,000 |
| Scott, Minnesota | 5 | $ 665,000 | $ 133,000 | $ 179,000 |
| St. Louis City, Missouri | 5 | $ 905,000 | $ 181,000 | $ 97,000 |
| Ocean, New Jersey | 5 | $ 875,000 | $ 175,000 | $ 138,000 |
| Buncombe, North Carolina | 5 | $ 2,125,000 | $ 425,000 | $ 144,000 |
| Fairfield, Ohio | 5 | $ 475,000 | $ 95,000 | $ 207,000 |
| Wood, Ohio | 5 | $ 1,535,000 | $ 307,000 | $ 99,000 |
| Clackamas, Oregon | 5 | $ 1,685,000 | $ 337,000 | $ 167,000 |
| Multnomah, Oregon | 5 | $ 2,405,000 | $ 481,000 | $ 220,000 |
| Newport, Rhode Island | 5 | $ 1,345,000 | $ 269,000 | $ 125,000 |
| Brazos, Texas | 5 | $ 1,665,000 | $ 333,000 | $ 155,000 |
| Ellis, Texas | 5 | $ 2,435,000 | $ 487,000 | $ 163,000 |
| Arlington, Virginia | 5 | $ 2,155,000 | $ 431,000 | $ 247,000 |
| Dane, Wisconsin | 5 | $ 1,335,000 | $ 267,000 | $ 102,000 |
| Lee, Alabama | 4 | $ 1,290,000 | $ 322,500 | $ 83,000 |
| Butte, California | 4 | $ 540,000 | $ 135,000 | $ 107,000 |
| Fresno, California | 4 | $ 1,870,000 | $ 467,500 | $ 182,000 |
| Middlesex, Connecticut | 4 | $ 680,000 | $ 170,000 | $ 115,000 |
| Alachua, Florida | 4 | $ 1,040,000 | $ 260,000 | $ 103,000 |
| Bay, Florida | 4 | $ 1,450,000 | $ 362,500 | $ 160,000 |
| Chatham, Georgia | 4 | $ 950,000 | $ 237,500 | $ 141,000 |
| Jackson, Georgia | 4 | $ 1,780,000 | $ 445,000 | $ 204,000 |
| Muscogee, Georgia | 4 | $ 610,000 | $ 152,500 | $ 130,000 |
| Allen, Indiana | 4 | $ 920,000 | $ 230,000 | $ 126,000 |
| Hendricks, Indiana | 4 | $ 790,000 | $ 197,500 | $ 119,000 |
| Howard, Indiana | 4 | $ 1,040,000 | $ 260,000 | $ 108,000 |
| Johnson, Indiana | 4 | $ 1,310,000 | $ 327,500 | $ 145,000 |
| Tippecanoe, Indiana | 4 | $ 960,000 | $ 240,000 | $ 137,000 |
| Caddo, Louisiana | 4 | $ 1,370,000 | $ 342,500 | $ 292,000 |
| Wicomico, Maryland | 4 | $ 1,340,000 | $ 335,000 | $ 146,000 |
| Pearl River, Mississippi | 4 | $ 690,000 | $ 172,500 | $ 66,000 |
| Sarpy, Nebraska | 4 | $ 1,260,000 | $ 315,000 | $ 161,000 |
| Sussex, New Jersey | 4 | $ 1,480,000 | $ 370,000 | $ 242,000 |
| Rensselaer, New York | 4 | $ 600,000 | $ 150,000 | $ 118,000 |
| Columbiana, Ohio | 4 | $ 710,000 | $ 177,500 | $ 74,000 |
| Montgomery, Ohio | 4 | $ 1,060,000 | $ 265,000 | $ 104,000 |
| Berks, Pennsylvania | 4 | $ 330,000 | $ 82,500 | $ 70,000 |
| Erie, Pennsylvania | 4 | $ 850,000 | $ 212,500 | $ 120,000 |
| Lancaster, Pennsylvania | 4 | $ 700,000 | $ 175,000 | $ 164,000 |
| Kendall, Texas | 4 | $ 1,570,000 | $ 392,500 | $ 117,000 |
| Smith, Texas | 4 | $ 320,000 | $ 80,000 | $ 96,000 |
| Addison, Vermont | 4 | $ 1,010,000 | $ 252,500 | $ 262,000 |
| Rutland, Vermont | 4 | $ 1,120,000 | $ 280,000 | $ 142,000 |
| Windsor, Vermont | 4 | $ 1,020,000 | $ 255,000 | $ 225,000 |
| Milwaukee, Wisconsin | 4 | $ 1,150,000 | $ 287,500 | $ 148,000 |
| Baldwin, Alabama | 3 | $ 605,000 | $ 201,666 | $ 192,000 |
| Cullman, Alabama | 3 | $ 505,000 | $ 168,333 | $ 48,000 |
| Limestone, Alabama | 3 | $ 815,000 | $ 271,666 | $ 221,000 |
| Shelby, Alabama | 3 | $ 875,000 | $ 291,666 | $ 148,000 |
| Tuscaloosa, Alabama | 3 | $ 495,000 | $ 165,000 | $ 54,000 |
| Mohave, Arizona | 3 | $ 325,000 | $ 108,333 | $ 85,000 |
| Yavapai, Arizona | 3 | $ 765,000 | $ 255,000 | $ 241,000 |
| Washington, Arkansas | 3 | $ 965,000 | $ 321,666 | $ 124,000 |
| El Dorado, California | 3 | $ 855,000 | $ 285,000 | $ 94,000 |
| Nevada, California | 3 | $ 1,265,000 | $ 421,666 | $ 196,000 |
| Santa Cruz, California | 3 | $ 445,000 | $ 148,333 | $ 233,000 |
| Yolo, California | 3 | $ 545,000 | $ 181,666 | $ 115,000 |
| District of Columbia, District Of Columbia | 3 | $ 525,000 | $ 175,000 | $ 133,000 |
| Escambia, Florida | 3 | $ 465,000 | $ 155,000 | $ 124,000 |
| Nassau, Florida | 3 | $ 535,000 | $ 178,333 | $ 148,000 |
| Barrow, Georgia | 3 | $ 835,000 | $ 278,333 | $ 124,000 |
| Lee, Georgia | 3 | $ 635,000 | $ 211,666 | $ 293,000 |
| Rockdale, Georgia | 3 | $ 175,000 | $ 58,333 | $ 128,000 |
| Twin Falls, Idaho | 3 | $ 1,245,000 | $ 415,000 | $ 120,000 |
| Sangamon, Illinois | 3 | $ 1,175,000 | $ 391,666 | $ 99,000 |
| Floyd, Indiana | 3 | $ 655,000 | $ 218,333 | $ 145,000 |
| Hancock, Indiana | 3 | $ 865,000 | $ 288,333 | $ 85,000 |
| Marshall, Iowa | 3 | $ 175,000 | $ 58,333 | $ 37,000 |
| Polk, Iowa | 3 | $ 905,000 | $ 301,666 | $ 183,000 |
| Boone, Kentucky | 3 | $ 825,000 | $ 275,000 | $ 175,000 |
| Fayette, Kentucky | 3 | $ 575,000 | $ 191,666 | $ 124,000 |
| St. Charles, Louisiana | 3 | $ 335,000 | $ 111,666 | $ 117,000 |
| Aroostook, Maine | 3 | $ 445,000 | $ 148,333 | $ 72,000 |
| Sagadahoc, Maine | 3 | $ 115,000 | $ 38,333 | $ 142,000 |
| Somerset, Maine | 3 | $ 345,000 | $ 115,000 | $ 76,000 |
| Charles, Maryland | 3 | $ 575,000 | $ 191,666 | $ 98,000 |
| Eaton, Michigan | 3 | $ 455,000 | $ 151,666 | $ 149,000 |
| Ingham, Michigan | 3 | $ 325,000 | $ 108,333 | $ 116,000 |
| Kent, Michigan | 3 | $ 1,245,000 | $ 415,000 | $ 176,000 |
| Livingston, Michigan | 3 | $ 1,345,000 | $ 448,333 | $ 139,000 |
| Anoka, Minnesota | 3 | $ 1,025,000 | $ 341,666 | $ 108,000 |
| Olmsted, Minnesota | 3 | $ 385,000 | $ 128,333 | $ 142,000 |
| Ramsey, Minnesota | 3 | $ 595,000 | $ 198,333 | $ 99,000 |
| Douglas, Nevada | 3 | $ 1,165,000 | $ 388,333 | $ 326,000 |
| Gloucester, New Jersey | 3 | $ 1,325,000 | $ 441,666 | $ 150,000 |
| Warren, New Jersey | 3 | $ 645,000 | $ 215,000 | $ 126,000 |
| Santa Fe, New Mexico | 3 | $ 375,000 | $ 125,000 | $ 146,000 |
| Bronx, New York | 3 | $ 1,125,000 | $ 375,000 | $ 122,000 |
| Columbia, New York | 3 | $ 675,000 | $ 225,000 | $ 121,000 |
| Onondaga, New York | 3 | $ 525,000 | $ 175,000 | $ 112,000 |
| Putnam, New York | 3 | $ 485,000 | $ 161,666 | $ 116,000 |
| Steuben, New York | 3 | $ 355,000 | $ 118,333 | $ 97,000 |
| Ulster, New York | 3 | $ 655,000 | $ 218,333 | $ 62,000 |
| Wayne, New York | 3 | $ 1,195,000 | $ 398,333 | $ 161,000 |
| Franklin, North Carolina | 3 | $ 975,000 | $ 325,000 | $ 121,000 |
| Gaston, North Carolina | 3 | $ 1,295,000 | $ 431,666 | $ 151,000 |
| Johnston, North Carolina | 3 | $ 1,145,000 | $ 381,666 | $ 166,000 |
| New Hanover, North Carolina | 3 | $ 715,000 | $ 238,333 | $ 154,000 |
| Yancey, North Carolina | 3 | $ 435,000 | $ 145,000 | $ 240,000 |
| Licking, Ohio | 3 | $ 1,785,000 | $ 595,000 | $ 124,000 |
| Lucas, Ohio | 3 | $ 515,000 | $ 171,666 | $ 111,000 |
| Canadian, Oklahoma | 3 | $ 755,000 | $ 251,666 | $ 112,000 |
| Cleveland, Oklahoma | 3 | $ 505,000 | $ 168,333 | $ 62,000 |
| Washington, Oklahoma | 3 | $ 935,000 | $ 311,666 | $ 648,000 |
| Schuylkill, Pennsylvania | 3 | $ 225,000 | $ 75,000 | $ 93,000 |
| Westmoreland, Pennsylvania | 3 | $ 1,095,000 | $ 365,000 | $ 135,000 |
| York, Pennsylvania | 3 | $ 585,000 | $ 195,000 | $ 151,000 |
| Anderson, South Carolina | 3 | $ 525,000 | $ 175,000 | $ 108,000 |
| Beaufort, South Carolina | 3 | $ 1,315,000 | $ 438,333 | $ 251,000 |
| Berkeley, South Carolina | 3 | $ 755,000 | $ 251,666 | $ 96,000 |
| Horry, South Carolina | 3 | $ 375,000 | $ 125,000 | $ 150,000 |
| Loudon, Tennessee | 3 | $ 775,000 | $ 258,333 | $ 116,000 |
| Marion, Tennessee | 3 | $ 445,000 | $ 148,333 | $ 116,000 |
| Washington, Tennessee | 3 | $ 355,000 | $ 118,333 | $ 145,000 |
| Bastrop, Texas | 3 | $ 1,455,000 | $ 485,000 | $ 238,000 |
| Bell, Texas | 3 | $ 475,000 | $ 158,333 | $ 131,000 |
| Brazoria, Texas | 3 | $ 605,000 | $ 201,666 | $ 195,000 |
| Galveston, Texas | 3 | $ 1,285,000 | $ 428,333 | $ 190,000 |
| Grayson, Texas | 3 | $ 1,355,000 | $ 451,666 | $ 146,000 |
| Cache, Utah | 3 | $ 885,000 | $ 295,000 | $ 107,000 |
| Davis, Utah | 3 | $ 865,000 | $ 288,333 | $ 386,000 |
| Windham, Vermont | 3 | $ 525,000 | $ 175,000 | $ 160,000 |
| Botetourt, Virginia | 3 | $ 885,000 | $ 295,000 | $ 172,000 |
| Campbell, Virginia | 3 | $ 1,275,000 | $ 425,000 | $ 166,000 |
| Richmond City, Virginia | 3 | $ 325,000 | $ 108,333 | $ 200,000 |
| Roanoke, Virginia | 3 | $ 935,000 | $ 311,666 | $ 153,000 |
| Spotsylvania, Virginia | 3 | $ 1,265,000 | $ 421,666 | $ 155,000 |
| Thurston, Washington | 3 | $ 645,000 | $ 215,000 | $ 120,000 |
| Montgomery, Alabama | 2 | $ 310,000 | $ 155,000 | $ 102,000 |
| Navajo, Arizona | 2 | $ 550,000 | $ 275,000 | $ 109,000 |
| Pulaski, Arkansas | 2 | $ 290,000 | $ 145,000 | $ 100,000 |
| Monterey, California | 2 | $ 730,000 | $ 365,000 | $ 204,000 |
| San Francisco, California | 2 | $ 290,000 | $ 145,000 | $ 226,000 |
| San Luis Obispo, California | 2 | $ 160,000 | $ 80,000 | $ 131,000 |
| Santa Barbara, California | 2 | $ 180,000 | $ 90,000 | $ 187,000 |
| Tulare, California | 2 | $ 90,000 | $ 45,000 | $ 86,000 |
| Gulf, Florida | 2 | $ 210,000 | $ 105,000 | $ 88,000 |
| Martin, Florida | 2 | $ 140,000 | $ 70,000 | $ 99,000 |
| Monroe, Florida | 2 | $ 590,000 | $ 295,000 | $ 49,000 |
| Bibb, Georgia | 2 | $ 170,000 | $ 85,000 | $ 44,000 |
| Clayton, Georgia | 2 | $ 270,000 | $ 135,000 | $ 55,000 |
| Columbia, Georgia | 2 | $ 530,000 | $ 265,000 | $ 81,000 |
| Coweta, Georgia | 2 | $ 650,000 | $ 325,000 | $ 95,000 |
| Douglas, Georgia | 2 | $ 230,000 | $ 115,000 | $ 274,000 |
| Glynn, Georgia | 2 | $ 90,000 | $ 45,000 | $ 68,000 |
| White, Georgia | 2 | $ 290,000 | $ 145,000 | $ 94,000 |
| Canyon, Idaho | 2 | $ 700,000 | $ 350,000 | $ 77,000 |
| Champaign, Illinois | 2 | $ 450,000 | $ 225,000 | $ 128,000 |
| Rock Island, Illinois | 2 | $ 370,000 | $ 185,000 | $ 131,000 |
| St. Clair, Illinois | 2 | $ 190,000 | $ 95,000 | $ 39,000 |
| Madison, Indiana | 2 | $ 490,000 | $ 245,000 | $ 98,000 |
| Johnson, Iowa | 2 | $ 490,000 | $ 245,000 | $ 99,000 |
| Scott, Iowa | 2 | $ 710,000 | $ 355,000 | $ 129,000 |
| Shawnee, Kansas | 2 | $ 760,000 | $ 380,000 | $ 162,000 |
| Kenton, Kentucky | 2 | $ 490,000 | $ 245,000 | $ 82,000 |
| Pulaski, Kentucky | 2 | $ 90,000 | $ 45,000 | $ 25,000 |
| Ascension, Louisiana | 2 | $ 70,000 | $ 35,000 | $ 135,000 |
| Jefferson, Louisiana | 2 | $ 760,000 | $ 380,000 | $ 99,000 |
| Penobscot, Maine | 2 | $ 170,000 | $ 85,000 | $ 128,000 |
| Calvert, Maryland | 2 | $ 590,000 | $ 295,000 | $ 212,000 |
| Cecil, Maryland | 2 | $ 850,000 | $ 425,000 | $ 134,000 |
| Worcester, Maryland | 2 | $ 580,000 | $ 290,000 | $ 441,000 |
| Genesee, Michigan | 2 | $ 170,000 | $ 85,000 | $ 84,000 |
| Jackson, Michigan | 2 | $ 500,000 | $ 250,000 | $ 74,000 |
| Ottawa, Michigan | 2 | $ 500,000 | $ 250,000 | $ 118,000 |
| St. Louis, Minnesota | 2 | $ 1,290,000 | $ 645,000 | $ 656,000 |
| Itawamba, Mississippi | 2 | $ 130,000 | $ 65,000 | $ 125,000 |
| Madison, Mississippi | 2 | $ 500,000 | $ 250,000 | $ 177,000 |
| Clay, Missouri | 2 | $ 430,000 | $ 215,000 | $ 76,000 |
| Lancaster, Nebraska | 2 | $ 980,000 | $ 490,000 | $ 82,000 |
| Dona Ana, New Mexico | 2 | $ 430,000 | $ 215,000 | $ 130,000 |
| Kings, New York | 2 | $ 360,000 | $ 180,000 | $ 135,000 |
| Orange, New York | 2 | $ 990,000 | $ 495,000 | $ 162,000 |
| Otsego, New York | 2 | $ 530,000 | $ 265,000 | $ 100,000 |
| Sullivan, New York | 2 | $ 260,000 | $ 130,000 | $ 134,000 |
| Alamance, North Carolina | 2 | $ 220,000 | $ 110,000 | $ 279,000 |
| Brunswick, North Carolina | 2 | $ 310,000 | $ 155,000 | $ 137,000 |
| Catawba, North Carolina | 2 | $ 430,000 | $ 215,000 | $ 147,000 |
| Onslow, North Carolina | 2 | $ 370,000 | $ 185,000 | $ 136,000 |
| Pender, North Carolina | 2 | $ 350,000 | $ 175,000 | $ 238,000 |
| Randolph, North Carolina | 2 | $ 620,000 | $ 310,000 | $ 112,000 |
| Wayne, North Carolina | 2 | $ 230,000 | $ 115,000 | $ 50,000 |
| Clermont, Ohio | 2 | $ 930,000 | $ 465,000 | $ 155,000 |
| Greene, Ohio | 2 | $ 400,000 | $ 200,000 | $ 112,000 |
| Hancock, Ohio | 2 | $ 540,000 | $ 270,000 | $ 84,000 |
| Medina, Ohio | 2 | $ 140,000 | $ 70,000 | $ 126,000 |
| Portage, Ohio | 2 | $ 960,000 | $ 480,000 | $ 142,000 |
| Jackson, Oregon | 2 | $ 790,000 | $ 395,000 | $ 49,000 |
| Franklin, Pennsylvania | 2 | $ 340,000 | $ 170,000 | $ 41,000 |
| Lackawanna, Pennsylvania | 2 | $ 280,000 | $ 140,000 | $ 58,000 |
| Bristol, Rhode Island | 2 | $ 740,000 | $ 370,000 | $ 160,000 |
| Dorchester, South Carolina | 2 | $ 390,000 | $ 195,000 | $ 148,000 |
| Georgetown, South Carolina | 2 | $ 270,000 | $ 135,000 | $ 296,000 |
| Pickens, South Carolina | 2 | $ 780,000 | $ 390,000 | $ 95,000 |
| Minnehaha, South Dakota | 2 | $ 530,000 | $ 265,000 | $ 77,000 |
| Cherokee, Texas | 2 | $ 210,000 | $ 105,000 | $ 66,000 |
| Comal, Texas | 2 | $ 900,000 | $ 450,000 | $ 145,000 |
| Lubbock, Texas | 2 | $ 380,000 | $ 190,000 | $ 232,000 |
| McLennan, Texas | 2 | $ 440,000 | $ 220,000 | $ 213,000 |
| Lamoille, Vermont | 2 | $ 260,000 | $ 130,000 | $ 76,000 |
| Orange, Vermont | 2 | $ 310,000 | $ 155,000 | $ 195,000 |
| Albemarle, Virginia | 2 | $ 410,000 | $ 205,000 | $ 151,000 |
| Chesapeake, Virginia | 2 | $ 410,000 | $ 205,000 | $ 101,000 |
| Lancaster, Virginia | 2 | $ 240,000 | $ 120,000 | $ 221,000 |
| Montgomery, Virginia | 2 | $ 700,000 | $ 350,000 | $ 125,000 |
| Stafford, Virginia | 2 | $ 390,000 | $ 195,000 | $ 128,000 |
| Berkeley, West Virginia | 2 | $ 360,000 | $ 180,000 | $ 109,000 |
| Jefferson, West Virginia | 2 | $ 290,000 | $ 145,000 | $ 165,000 |
| Brown, Wisconsin | 2 | $ 600,000 | $ 300,000 | $ 128,000 |
| Mobile, Alabama | 1 | $ 275,000 | $ 275,000 | $ 126,000 |
| Cochise, Arizona | 1 | $ 135,000 | $ 135,000 | $ 87,000 |
| Coconino, Arizona | 1 | $ 325,000 | $ 325,000 | $ 425,000 |
| Gila, Arizona | 1 | $ 55,000 | $ 55,000 | $ 73,000 |
| Boone, Arkansas | 1 | $ 55,000 | $ 55,000 | $ 16,000 |
| Garland, Arkansas | 1 | $ 165,000 | $ 165,000 | $ 85,000 |
| Saline, Arkansas | 1 | $ 175,000 | $ 175,000 | $ 73,000 |
| Scott, Arkansas | 1 | $ 225,000 | $ 225,000 | $ 165,000 |
| Sebastian, Arkansas | 1 | $ 495,000 | $ 495,000 | $ 354,000 |
| White, Arkansas | 1 | $ 35,000 | $ 35,000 | $ 88,000 |
| Lake, California | 1 | $ 335,000 | $ 335,000 | $ 230,000 |
| Mendocino, California | 1 | $ 465,000 | $ 465,000 | $ 240,000 |
| Merced, California | 1 | $ 105,000 | $ 105,000 | $ 95,000 |
| Shasta, California | 1 | $ 415,000 | $ 415,000 | $ 133,000 |
| Solano, California | 1 | $ 645,000 | $ 645,000 | $ 170,000 |
| Dolores, Colorado | 1 | $ 55,000 | $ 55,000 | $ 171,000 |
| Eagle, Colorado | 1 | $ 105,000 | $ 105,000 | $ 217,000 |
| Elbert, Colorado | 1 | $ 185,000 | $ 185,000 | $ 218,000 |
| Gunnison, Colorado | 1 | $ 445,000 | $ 445,000 | $ 90,000 |
| Montrose, Colorado | 1 | $ 165,000 | $ 165,000 | $ 100,000 |
| Routt, Colorado | 1 | $ 215,000 | $ 215,000 | $ 116,000 |
| Saguache, Colorado | 1 | $ 55,000 | $ 55,000 | $ 63,000 |
| Litchfield, Connecticut | 1 | $ 315,000 | $ 315,000 | $ 95,000 |
| Kent, Delaware | 1 | $ 225,000 | $ 225,000 | $ 258,000 |
| Sussex, Delaware | 1 | $ 495,000 | $ 495,000 | $ 179,000 |
| Citrus, Florida | 1 | $ 45,000 | $ 45,000 | $ 127,000 |
| Hernando, Florida | 1 | $ 65,000 | $ 65,000 | $ 78,000 |
| Okaloosa, Florida | 1 | $ 305,000 | $ 305,000 | $ 115,000 |
| Carroll, Georgia | 1 | $ 165,000 | $ 165,000 | $ 85,000 |
| Catoosa, Georgia | 1 | $ 65,000 | $ 65,000 | $ 81,000 |
| Dade, Georgia | 1 | $ 255,000 | $ 255,000 | $ 55,000 |
| Effingham, Georgia | 1 | $ 285,000 | $ 285,000 | $ 87,000 |
| Evans, Georgia | 1 | $ 165,000 | $ 165,000 | $ 76,000 |
| Habersham, Georgia | 1 | $ 55,000 | $ 55,000 | $ 57,000 |
| Houston, Georgia | 1 | $ 275,000 | $ 275,000 | $ 59,000 |
| Miller, Georgia | 1 | $ 255,000 | $ 255,000 | $ 49,000 |
| Richmond, Georgia | 1 | $ 105,000 | $ 105,000 | $ 62,000 |
Mortgage Loan Application Detail Totals for Digital Federal Credit Union in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 8,828 | $4,102,420,000 | $464,000 | $18,755,000 | $164,000 | $2,896,000 |
| Home Improvement | 3,774 | $400,300,000 | $106,000 | $3,005,000 | $152,000 | $2,325,000 |
| Other Purpose | 2,720 | $365,140,000 | $134,000 | $1,805,000 | $156,000 | $2,232,000 |
| Cash-out Refinancing | 1,975 | $512,705,000 | $259,000 | $3,505,000 | $148,000 | $4,400,000 |
| Refinancing | 1,321 | $655,095,000 | $495,000 | $42,275,000 | $149,000 | $1,409,000 |
| Not Applicable | 12 | $3,320,000 | $276,000 | $595,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,809 | $1,107,825,000 | $190,000 | $3,915,000 | $148,000 | $4,400,000 |
| Asian | 5,101 | $2,011,555,000 | $394,000 | $1,805,000 | $166,000 | $2,325,000 |
| Not Provided | 2,731 | $769,385,000 | $281,000 | $3,505,000 | $160,000 | $2,665,000 |
| Black or African American | 757 | $162,755,000 | $215,000 | $1,885,000 | $122,000 | $1,187,000 |
| Hispanic | 636 | $109,530,000 | $172,000 | $1,005,000 | $110,000 | $800,000 |
| Not applicable | 81 | $372,655,000 | $4,600,000 | $42,275,000 | $0 | $0 |
| American Indian or Alaskan Native | 46 | $9,700,000 | $210,000 | $785,000 | $117,000 | $310,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $535,000 | $107,000 | $175,000 | $130,000 | $229,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 18,630 | $6,038,980,000 | $324,000 | $42,275,000 | $158,000 | $4,400,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,863 | $1,945,015,000 | $283,000 | $31,005,000 | $162,000 | $2,335,000 |
| File Closed For Incompleteness | 4,443 | $1,668,185,000 | $375,000 | $1,635,000 | $167,000 | $4,400,000 |
| Application Withdrawn By Applicant | 3,628 | $1,494,330,000 | $411,000 | $42,275,000 | $171,000 | $2,665,000 |
| Application Denied By Financial Institution | 3,237 | $755,885,000 | $233,000 | $14,755,000 | $121,000 | $2,482,000 |
| Application Approved But Not Accepted | 362 | $128,700,000 | $355,000 | $1,455,000 | $162,000 | $1,225,000 |
| Preapproval Denied by Financial Institution | 48 | $24,670,000 | $513,000 | $1,605,000 | $97,000 | $290,000 |
| Preapproval Approved but not Accepted | 37 | $18,875,000 | $510,000 | $1,105,000 | $151,000 | $280,000 |
| Loan Purchased By The Institution | 12 | $3,320,000 | $276,000 | $595,000 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 15,345 | $5,258,425,000 | $342,000 | $42,275,000 | $165,000 | $4,400,000 |
| Debt-To-Income Ratio | 1,798 | $468,720,000 | $260,000 | $3,505,000 | $96,000 | $520,000 |
| Other | 649 | $126,125,000 | $194,000 | $3,935,000 | $151,000 | $2,482,000 |
| Collateral | 437 | $74,955,000 | $171,000 | $1,405,000 | $165,000 | $2,325,000 |
| Credit History | 306 | $58,090,000 | $189,000 | $935,000 | $133,000 | $503,000 |
| Employment History | 43 | $13,065,000 | $303,000 | $925,000 | $123,000 | $290,000 |
| Unverifiable Information | 24 | $24,940,000 | $1,039,000 | $14,755,000 | $185,000 | $451,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 18 | $11,460,000 | $636,000 | $3,005,000 | $143,000 | $262,000 |
| Credit Application Incomplete | 10 | $3,200,000 | $320,000 | $645,000 | $130,000 | $276,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Digital Federal Credit Union's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Digital Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Massachusetts, download the full spreadsheet
with aggregated HMDA statistics today.
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