Discover Bank Mortgage Lending & HMDA Data, 2006
In 2006, Discover Bank of Greenwood, DE reported 3,352 mortgage applications totaling $203.3 million, up 55% from 2005. The average application was for $60,661, and applicants reported an average income of $75,022. 29% of its applications resulted in an originated loan and 45% were denied. Its largest markets were Dover, DE (149), Chicago-Naperville-Joliet, IL (113) and New York-White Plains-Wayne, NY-NJ (98) (applications in parentheses).
| Mortgage Company & Address | Discover Bank 502 East Market Street Greenwood, DE 19950 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,352 |
| Total Mortgage Loan Application Amount | $203,337,000 |
| Average Mortgage Loan Application Amount | $60,661 |
| Highest Mortgage Loan Application Amount | $500,000 |
| Average Applicant Income | $75,022 |
| Highest Applicant Income | $4,862,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Discover Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Kent, Delaware | 149 | $ 25,404,000 | $ 170,496 | $ 50,000 |
| Sussex, Delaware | 104 | $ 15,205,000 | $ 146,201 | $ 49,000 |
| Los Angeles, California | 75 | $ 7,295,000 | $ 97,266 | $ 108,000 |
| Cook, Illinois | 73 | $ 3,491,000 | $ 47,821 | $ 68,000 |
| Maricopa, Arizona | 40 | $ 2,870,000 | $ 71,750 | $ 82,000 |
| San Bernardino, California | 38 | $ 2,126,000 | $ 55,947 | $ 83,000 |
| Suffolk, New York | 38 | $ 2,749,000 | $ 72,342 | $ 84,000 |
| Broward, Florida | 30 | $ 2,197,000 | $ 73,233 | $ 73,000 |
| Clark, Nevada | 30 | $ 1,776,000 | $ 59,200 | $ 70,000 |
| Queens, New York | 30 | $ 2,871,000 | $ 95,700 | $ 71,000 |
| Miami-Dade, Florida | 24 | $ 1,513,000 | $ 63,041 | $ 84,000 |
| King, Washington | 24 | $ 1,189,000 | $ 49,541 | $ 74,000 |
| Riverside, California | 23 | $ 1,356,000 | $ 58,956 | $ 95,000 |
| Wayne, Michigan | 23 | $ 770,000 | $ 33,478 | $ 54,000 |
| Philadelphia, Pennsylvania | 23 | $ 889,000 | $ 38,652 | $ 66,000 |
| Allegheny, Pennsylvania | 20 | $ 564,000 | $ 28,200 | $ 58,000 |
| Salt Lake, Utah | 19 | $ 1,194,000 | $ 62,842 | $ 75,000 |
| San Diego, California | 17 | $ 1,614,000 | $ 94,941 | $ 111,000 |
| Kings, New York | 17 | $ 1,044,000 | $ 61,411 | $ 78,000 |
| Nassau, New York | 17 | $ 1,006,000 | $ 59,176 | $ 96,000 |
| Orange, California | 16 | $ 2,339,000 | $ 146,187 | $ 140,000 |
| Will, Illinois | 16 | $ 937,000 | $ 58,562 | $ 80,000 |
| Milwaukee, Wisconsin | 16 | $ 740,000 | $ 46,250 | $ 56,000 |
| Orange, Florida | 15 | $ 882,000 | $ 58,800 | $ 78,000 |
| Santa Clara, California | 14 | $ 1,029,000 | $ 73,500 | $ 84,000 |
| Duval, Florida | 14 | $ 641,000 | $ 45,785 | $ 66,000 |
| Hillsborough, Florida | 14 | $ 823,000 | $ 58,785 | $ 78,000 |
| Palm Beach, Florida | 14 | $ 898,000 | $ 64,142 | $ 62,000 |
| Prince George's, Maryland | 14 | $ 1,008,000 | $ 72,000 | $ 74,000 |
| Middlesex, New Jersey | 14 | $ 913,000 | $ 65,214 | $ 91,000 |
| Bernalillo, New Mexico | 14 | $ 631,000 | $ 45,071 | $ 76,000 |
| Erie, New York | 14 | $ 442,000 | $ 31,571 | $ 56,000 |
| Shelby, Tennessee | 14 | $ 698,000 | $ 49,857 | $ 88,000 |
| Pima, Arizona | 13 | $ 764,000 | $ 58,769 | $ 69,000 |
| El Paso, Colorado | 13 | $ 495,000 | $ 38,076 | $ 67,000 |
| Middlesex, Massachusetts | 13 | $ 656,000 | $ 50,461 | $ 110,000 |
| Hennepin, Minnesota | 13 | $ 441,000 | $ 33,923 | $ 59,000 |
| Bergen, New Jersey | 13 | $ 1,432,000 | $ 110,153 | $ 102,000 |
| Wake, North Carolina | 13 | $ 544,000 | $ 41,846 | $ 73,000 |
| Alameda, California | 12 | $ 964,000 | $ 80,333 | $ 69,000 |
| Contra Costa, California | 12 | $ 857,000 | $ 71,416 | $ 117,000 |
| Sacramento, California | 12 | $ 1,116,000 | $ 93,000 | $ 98,000 |
| New Haven, Connecticut | 12 | $ 753,000 | $ 62,750 | $ 85,000 |
| Gwinnett, Georgia | 12 | $ 647,000 | $ 53,916 | $ 92,000 |
| Anne Arundel, Maryland | 12 | $ 896,000 | $ 74,666 | $ 100,000 |
| Oakland, Michigan | 12 | $ 523,000 | $ 43,583 | $ 94,000 |
| Morris, New Jersey | 12 | $ 986,000 | $ 82,166 | $ 107,000 |
| Utah, Utah | 12 | $ 401,000 | $ 33,416 | $ 85,000 |
| Hartford, Connecticut | 11 | $ 782,000 | $ 71,090 | $ 61,000 |
| Volusia, Florida | 11 | $ 550,000 | $ 50,000 | $ 71,000 |
| DeKalb, Georgia | 11 | $ 442,000 | $ 40,181 | $ 64,000 |
| DuPage, Illinois | 11 | $ 502,000 | $ 45,636 | $ 96,000 |
| Johnson, Kansas | 11 | $ 474,000 | $ 43,090 | $ 77,000 |
| Baltimore, Maryland | 11 | $ 513,000 | $ 46,636 | $ 83,000 |
| Hillsborough, New Hampshire | 11 | $ 385,000 | $ 35,000 | $ 72,000 |
| Burlington, New Jersey | 11 | $ 581,000 | $ 52,818 | $ 83,000 |
| Monroe, New York | 11 | $ 410,000 | $ 37,272 | $ 42,000 |
| Richmond, New York | 11 | $ 500,000 | $ 45,454 | $ 77,000 |
| Madison, Alabama | 10 | $ 369,000 | $ 36,900 | $ 72,000 |
| Polk, Florida | 10 | $ 510,000 | $ 51,000 | $ 58,000 |
| Lake, Illinois | 10 | $ 504,000 | $ 50,400 | $ 89,000 |
| Baltimore City, Maryland | 10 | $ 626,000 | $ 62,600 | $ 67,000 |
| Harford, Maryland | 10 | $ 933,000 | $ 93,300 | $ 117,000 |
| Atlantic, New Jersey | 10 | $ 615,000 | $ 61,500 | $ 78,000 |
| Snohomish, Washington | 10 | $ 684,000 | $ 68,400 | $ 115,000 |
| Jefferson, Alabama | 9 | $ 310,000 | $ 34,444 | $ 72,000 |
| Pinellas, Florida | 9 | $ 484,000 | $ 53,777 | $ 74,000 |
| Cumberland, Maine | 9 | $ 984,000 | $ 109,333 | $ 64,000 |
| Monmouth, New Jersey | 9 | $ 843,000 | $ 93,666 | $ 92,000 |
| Ocean, New Jersey | 9 | $ 430,000 | $ 47,777 | $ 74,000 |
| Montgomery, Pennsylvania | 9 | $ 571,000 | $ 63,444 | $ 82,000 |
| York, Pennsylvania | 9 | $ 300,000 | $ 33,333 | $ 60,000 |
| Davidson, Tennessee | 9 | $ 441,000 | $ 49,000 | $ 93,000 |
| Harris, Texas | 9 | $ 365,000 | $ 40,555 | $ 69,000 |
| Kern, California | 8 | $ 525,000 | $ 65,625 | $ 108,000 |
| Douglas, Colorado | 8 | $ 684,000 | $ 85,500 | $ 121,000 |
| New Castle, Delaware | 8 | $ 386,000 | $ 48,250 | $ 51,000 |
| Lee, Florida | 8 | $ 344,000 | $ 43,000 | $ 69,000 |
| Lake, Indiana | 8 | $ 357,000 | $ 44,625 | $ 76,000 |
| Montgomery, Maryland | 8 | $ 635,000 | $ 79,375 | $ 90,000 |
| Worcester, Massachusetts | 8 | $ 276,000 | $ 34,500 | $ 73,000 |
| Genesee, Michigan | 8 | $ 345,000 | $ 43,125 | $ 57,000 |
| Jackson, Missouri | 8 | $ 286,000 | $ 35,750 | $ 55,000 |
| St. Charles, Missouri | 8 | $ 358,000 | $ 44,750 | $ 73,000 |
| Essex, New Jersey | 8 | $ 1,040,000 | $ 130,000 | $ 123,000 |
| Union, New Jersey | 8 | $ 312,000 | $ 39,000 | $ 62,000 |
| Bucks, Pennsylvania | 8 | $ 474,000 | $ 59,250 | $ 102,000 |
| Tarrant, Texas | 8 | $ 395,000 | $ 49,375 | $ 129,000 |
| Fairfax, Virginia | 8 | $ 612,000 | $ 76,500 | $ 110,000 |
| Prince William, Virginia | 8 | $ 529,000 | $ 66,125 | $ 85,000 |
| San Mateo, California | 7 | $ 390,000 | $ 55,714 | $ 94,000 |
| Stanislaus, California | 7 | $ 415,000 | $ 59,285 | $ 62,000 |
| Brevard, Florida | 7 | $ 1,594,000 | $ 227,714 | $ 91,000 |
| Okaloosa, Florida | 7 | $ 329,000 | $ 47,000 | $ 55,000 |
| Seminole, Florida | 7 | $ 372,000 | $ 53,142 | $ 94,000 |
| St. Louis, Missouri | 7 | $ 252,000 | $ 36,000 | $ 77,000 |
| Orange, New York | 7 | $ 323,000 | $ 46,142 | $ 71,000 |
| Lane, Oregon | 7 | $ 211,000 | $ 30,142 | $ 61,000 |
| Multnomah, Oregon | 7 | $ 275,000 | $ 39,285 | $ 52,000 |
| Luzerne, Pennsylvania | 7 | $ 411,000 | $ 58,714 | $ 81,000 |
| Dallas, Texas | 7 | $ 217,000 | $ 31,000 | $ 104,000 |
| Davis, Utah | 7 | $ 227,000 | $ 32,428 | $ 48,000 |
| Pierce, Washington | 7 | $ 452,000 | $ 64,571 | $ 84,000 |
| Fresno, California | 6 | $ 290,000 | $ 48,333 | $ 55,000 |
| San Francisco, California | 6 | $ 249,000 | $ 41,500 | $ 98,000 |
| Mesa, Colorado | 6 | $ 210,000 | $ 35,000 | $ 63,000 |
| Litchfield, Connecticut | 6 | $ 500,000 | $ 83,333 | $ 114,000 |
| Tolland, Connecticut | 6 | $ 175,000 | $ 29,166 | $ 102,000 |
| Clay, Florida | 6 | $ 289,000 | $ 48,166 | $ 72,000 |
| Pasco, Florida | 6 | $ 307,000 | $ 51,166 | $ 55,000 |
| Sarasota, Florida | 6 | $ 403,000 | $ 67,166 | $ 74,000 |
| Fulton, Georgia | 6 | $ 395,000 | $ 65,833 | $ 77,000 |
| McHenry, Illinois | 6 | $ 230,000 | $ 38,333 | $ 60,000 |
| Norfolk, Massachusetts | 6 | $ 355,000 | $ 59,166 | $ 62,000 |
| Rockingham, New Hampshire | 6 | $ 288,000 | $ 48,000 | $ 88,000 |
| Gloucester, New Jersey | 6 | $ 305,000 | $ 50,833 | $ 79,000 |
| Dutchess, New York | 6 | $ 350,000 | $ 58,333 | $ 82,000 |
| Rockland, New York | 6 | $ 532,000 | $ 88,666 | $ 107,000 |
| Sullivan, New York | 6 | $ 315,000 | $ 52,500 | $ 60,000 |
| Cumberland, North Carolina | 6 | $ 261,000 | $ 43,500 | $ 51,000 |
| Franklin, Ohio | 6 | $ 197,000 | $ 32,833 | $ 60,000 |
| Oklahoma, Oklahoma | 6 | $ 119,000 | $ 19,833 | $ 48,000 |
| Tulsa, Oklahoma | 6 | $ 152,000 | $ 25,333 | $ 57,000 |
| Clackamas, Oregon | 6 | $ 346,000 | $ 57,666 | $ 36,000 |
| Lancaster, Pennsylvania | 6 | $ 264,000 | $ 44,000 | $ 62,000 |
| Lehigh, Pennsylvania | 6 | $ 294,000 | $ 49,000 | $ 47,000 |
| Greenville, South Carolina | 6 | $ 316,000 | $ 52,666 | $ 88,000 |
| Bexar, Texas | 6 | $ 265,000 | $ 44,166 | $ 92,000 |
| Clark, Washington | 6 | $ 380,000 | $ 63,333 | $ 106,000 |
| Thurston, Washington | 6 | $ 310,000 | $ 51,666 | $ 65,000 |
| Mohave, Arizona | 5 | $ 256,000 | $ 51,200 | $ 54,000 |
| Santa Barbara, California | 5 | $ 460,000 | $ 92,000 | $ 79,000 |
| Tulare, California | 5 | $ 200,000 | $ 40,000 | $ 75,000 |
| Adams, Colorado | 5 | $ 244,000 | $ 48,800 | $ 37,000 |
| Arapahoe, Colorado | 5 | $ 263,000 | $ 52,600 | $ 72,000 |
| Denver, Colorado | 5 | $ 193,000 | $ 38,600 | $ 65,000 |
| Charlotte, Florida | 5 | $ 315,000 | $ 63,000 | $ 48,000 |
| Cobb, Georgia | 5 | $ 269,000 | $ 53,800 | $ 135,000 |
| Ada, Idaho | 5 | $ 225,000 | $ 45,000 | $ 73,000 |
| Canyon, Idaho | 5 | $ 188,000 | $ 37,600 | $ 60,000 |
| Elkhart, Indiana | 5 | $ 288,000 | $ 57,600 | $ 51,000 |
| Jefferson, Kentucky | 5 | $ 96,000 | $ 19,200 | $ 41,000 |
| Hampden, Massachusetts | 5 | $ 215,000 | $ 43,000 | $ 53,000 |
| Macomb, Michigan | 5 | $ 143,000 | $ 28,600 | $ 80,000 |
| Washtenaw, Michigan | 5 | $ 322,000 | $ 64,400 | $ 83,000 |
| Hudson, New Jersey | 5 | $ 547,000 | $ 109,400 | $ 54,000 |
| Passaic, New Jersey | 5 | $ 300,000 | $ 60,000 | $ 105,000 |
| Somerset, New Jersey | 5 | $ 495,000 | $ 99,000 | $ 98,000 |
| Bronx, New York | 5 | $ 320,000 | $ 64,000 | $ 84,000 |
| Jefferson, New York | 5 | $ 178,000 | $ 35,600 | $ 87,000 |
| Oswego, New York | 5 | $ 187,000 | $ 37,400 | $ 43,000 |
| Ulster, New York | 5 | $ 222,000 | $ 44,400 | $ 47,000 |
| Westchester, New York | 5 | $ 383,000 | $ 76,600 | $ 75,000 |
| Butler, Ohio | 5 | $ 219,000 | $ 43,800 | $ 45,000 |
| Hamilton, Ohio | 5 | $ 119,000 | $ 23,800 | $ 46,000 |
| Huron, Ohio | 5 | $ 223,000 | $ 44,600 | $ 45,000 |
| Lucas, Ohio | 5 | $ 95,000 | $ 19,000 | $ 74,000 |
| Summit, Ohio | 5 | $ 136,000 | $ 27,200 | $ 44,000 |
| Washington, Oregon | 5 | $ 217,000 | $ 43,400 | $ 86,000 |
| Berks, Pennsylvania | 5 | $ 173,000 | $ 34,600 | $ 94,000 |
| Chester, Pennsylvania | 5 | $ 175,000 | $ 35,000 | $ 45,000 |
| Northampton, Pennsylvania | 5 | $ 185,000 | $ 37,000 | $ 81,000 |
| Greene, Tennessee | 5 | $ 195,000 | $ 39,000 | $ 37,000 |
| McLennan, Texas | 5 | $ 215,000 | $ 43,000 | $ 116,000 |
| Henrico, Virginia | 5 | $ 370,000 | $ 74,000 | $ 70,000 |
| Loudoun, Virginia | 5 | $ 405,000 | $ 81,000 | $ 113,000 |
| Virginia Beach, Virginia | 5 | $ 430,000 | $ 86,000 | $ 190,000 |
| Pinal, Arizona | 4 | $ 295,000 | $ 73,750 | $ 135,000 |
| Madera, California | 4 | $ 302,000 | $ 75,500 | $ 69,000 |
| San Joaquin, California | 4 | $ 530,000 | $ 132,500 | $ 75,000 |
| Solano, California | 4 | $ 275,000 | $ 68,750 | $ 115,000 |
| Ventura, California | 4 | $ 318,000 | $ 79,500 | $ 79,000 |
| Boulder, Colorado | 4 | $ 165,000 | $ 41,250 | $ 41,000 |
| Jefferson, Colorado | 4 | $ 115,000 | $ 28,750 | $ 40,000 |
| Fairfield, Connecticut | 4 | $ 235,000 | $ 58,750 | $ 88,000 |
| New London, Connecticut | 4 | $ 130,000 | $ 32,500 | $ 61,000 |
| Alachua, Florida | 4 | $ 130,000 | $ 32,500 | $ 66,000 |
| Lake, Florida | 4 | $ 275,000 | $ 68,750 | $ 83,000 |
| Winnebago, Illinois | 4 | $ 118,000 | $ 29,500 | $ 54,000 |
| Allen, Indiana | 4 | $ 111,000 | $ 27,750 | $ 120,000 |
| Marion, Indiana | 4 | $ 123,000 | $ 30,750 | $ 66,000 |
| St. Joseph, Indiana | 4 | $ 218,000 | $ 54,500 | $ 89,000 |
| Sedgwick, Kansas | 4 | $ 110,000 | $ 27,500 | $ 118,000 |
| Penobscot, Maine | 4 | $ 254,000 | $ 63,500 | $ 62,000 |
| Howard, Maryland | 4 | $ 299,000 | $ 74,750 | $ 67,000 |
| Berkshire, Massachusetts | 4 | $ 295,000 | $ 73,750 | $ 54,000 |
| Bristol, Massachusetts | 4 | $ 155,000 | $ 38,750 | $ 68,000 |
| Essex, Massachusetts | 4 | $ 297,000 | $ 74,250 | $ 94,000 |
| Plymouth, Massachusetts | 4 | $ 125,000 | $ 31,250 | $ 56,000 |
| Berrien, Michigan | 4 | $ 118,000 | $ 29,500 | $ 43,000 |
| Kent, Michigan | 4 | $ 159,000 | $ 39,750 | $ 67,000 |
| Dakota, Minnesota | 4 | $ 157,000 | $ 39,250 | $ 69,000 |
| Stearns, Minnesota | 4 | $ 109,000 | $ 27,250 | $ 93,000 |
| Cass, Missouri | 4 | $ 144,000 | $ 36,000 | $ 70,000 |
| Jefferson, Missouri | 4 | $ 173,000 | $ 43,250 | $ 164,000 |
| Lincoln, Missouri | 4 | $ 210,000 | $ 52,500 | $ 44,000 |
| St. Louis City, Missouri | 4 | $ 151,000 | $ 37,750 | $ 49,000 |
| Washoe, Nevada | 4 | $ 170,000 | $ 42,500 | $ 75,000 |
| Camden, New Jersey | 4 | $ 195,000 | $ 48,750 | $ 80,000 |
| Mercer, New Jersey | 4 | $ 222,000 | $ 55,500 | $ 57,000 |
| Salem, New Jersey | 4 | $ 146,000 | $ 36,500 | $ 68,000 |
| Warren, New Jersey | 4 | $ 294,000 | $ 73,500 | $ 112,000 |
| Saratoga, New York | 4 | $ 332,000 | $ 83,000 | $ 107,000 |
| Davidson, North Carolina | 4 | $ 157,000 | $ 39,250 | $ 67,000 |
| Trumbull, Ohio | 4 | $ 72,000 | $ 18,000 | $ 39,000 |
| Delaware, Pennsylvania | 4 | $ 208,000 | $ 52,000 | $ 95,000 |
| Monroe, Pennsylvania | 4 | $ 123,000 | $ 30,750 | $ 48,000 |
| Westmoreland, Pennsylvania | 4 | $ 436,000 | $ 109,000 | $ 78,000 |
| Providence, Rhode Island | 4 | $ 184,000 | $ 46,000 | $ 71,000 |
| Charleston, South Carolina | 4 | $ 348,000 | $ 87,000 | $ 129,000 |
| Horry, South Carolina | 4 | $ 93,000 | $ 23,250 | $ 42,000 |
| Richland, South Carolina | 4 | $ 185,000 | $ 46,250 | $ 83,000 |
| Hamilton, Tennessee | 4 | $ 224,000 | $ 56,000 | $ 85,000 |
| Sumner, Tennessee | 4 | $ 103,000 | $ 25,750 | $ 58,000 |
| Henderson, Texas | 4 | $ 200,000 | $ 50,000 | $ 371,000 |
| Brown, Wisconsin | 4 | $ 153,000 | $ 38,250 | $ 66,000 |
| Dane, Wisconsin | 4 | $ 143,000 | $ 35,750 | $ 65,000 |
| Waukesha, Wisconsin | 4 | $ 136,000 | $ 34,000 | $ 115,000 |
| Winnebago, Wisconsin | 4 | $ 95,000 | $ 23,750 | $ 75,000 |
| Baldwin, Alabama | 3 | $ 107,000 | $ 35,666 | $ 67,000 |
| Etowah, Alabama | 3 | $ 200,000 | $ 66,666 | $ 34,000 |
| Montgomery, Alabama | 3 | $ 93,000 | $ 31,000 | $ 38,000 |
| El Dorado, California | 3 | $ 140,000 | $ 46,666 | $ 67,000 |
| Mendocino, California | 3 | $ 180,000 | $ 60,000 | $ 58,000 |
| Shasta, California | 3 | $ 210,000 | $ 70,000 | $ 57,000 |
| La Plata, Colorado | 3 | $ 150,000 | $ 50,000 | $ 72,000 |
| Windham, Connecticut | 3 | $ 160,000 | $ 53,333 | $ 88,000 |
| Collier, Florida | 3 | $ 183,000 | $ 61,000 | $ 103,000 |
| Hernando, Florida | 3 | $ 175,000 | $ 58,333 | $ 83,000 |
| Cherokee, Georgia | 3 | $ 41,000 | $ 13,666 | $ 74,000 |
| Liberty, Georgia | 3 | $ 93,000 | $ 31,000 | $ 52,000 |
| Honolulu, Hawaii | 3 | $ 315,000 | $ 105,000 | $ 128,000 |
| Peoria, Illinois | 3 | $ 50,000 | $ 16,666 | $ 42,000 |
| Rock Island, Illinois | 3 | $ 105,000 | $ 35,000 | $ 34,000 |
| Sangamon, Illinois | 3 | $ 145,000 | $ 48,333 | $ 79,000 |
| Clark, Indiana | 3 | $ 72,000 | $ 24,000 | $ 56,000 |
| LaPorte, Indiana | 3 | $ 95,000 | $ 31,666 | $ 49,000 |
| Dubuque, Iowa | 3 | $ 59,000 | $ 19,666 | $ 58,000 |
| Marshall, Iowa | 3 | $ 66,000 | $ 22,000 | $ 65,000 |
| Kenton, Kentucky | 3 | $ 165,000 | $ 55,000 | $ 336,000 |
| Caddo, Louisiana | 3 | $ 257,000 | $ 85,666 | $ 146,000 |
| Kennebec, Maine | 3 | $ 120,000 | $ 40,000 | $ 56,000 |
| York, Maine | 3 | $ 169,000 | $ 56,333 | $ 84,000 |
| Barnstable, Massachusetts | 3 | $ 160,000 | $ 53,333 | $ 98,000 |
| Hampshire, Massachusetts | 3 | $ 95,000 | $ 31,666 | $ 37,000 |
| Bay, Michigan | 3 | $ 339,000 | $ 113,000 | $ 56,000 |
| Muskegon, Michigan | 3 | $ 90,000 | $ 30,000 | $ 37,000 |
| St. Clair, Michigan | 3 | $ 98,000 | $ 32,666 | $ 65,000 |
| Carver, Minnesota | 3 | $ 102,000 | $ 34,000 | $ 85,000 |
| Ramsey, Minnesota | 3 | $ 138,000 | $ 46,000 | $ 40,000 |
| Scott, Minnesota | 3 | $ 144,000 | $ 48,000 | $ 93,000 |
| St. Louis, Minnesota | 3 | $ 110,000 | $ 36,666 | $ 45,000 |
| Pike, Mississippi | 3 | $ 255,000 | $ 85,000 | $ 180,000 |
| Buchanan, Missouri | 3 | $ 150,000 | $ 50,000 | $ 180,000 |
| Clay, Missouri | 3 | $ 49,000 | $ 16,333 | $ 45,000 |
| Cascade, Montana | 3 | $ 70,000 | $ 23,333 | $ 74,000 |
| Douglas, Nebraska | 3 | $ 125,000 | $ 41,666 | $ 121,000 |
| Cape May, New Jersey | 3 | $ 80,000 | $ 26,666 | $ 46,000 |
| Santa Fe, New Mexico | 3 | $ 156,000 | $ 52,000 | $ 57,000 |
| Chautauqua, New York | 3 | $ 249,000 | $ 83,000 | $ 83,000 |
| Clinton, New York | 3 | $ 120,000 | $ 40,000 | $ 54,000 |
| Schenectady, New York | 3 | $ 215,000 | $ 71,666 | $ 53,000 |
| Ashe, North Carolina | 3 | $ 107,000 | $ 35,666 | $ 15,000 |
| Buncombe, North Carolina | 3 | $ 116,000 | $ 38,666 | $ 80,000 |
| Chowan, North Carolina | 3 | $ 60,000 | $ 20,000 | $ 49,000 |
| Franklin, North Carolina | 3 | $ 83,000 | $ 27,666 | $ 45,000 |
| Guilford, North Carolina | 3 | $ 95,000 | $ 31,666 | $ 65,000 |
| Mecklenburg, North Carolina | 3 | $ 79,000 | $ 26,333 | $ 66,000 |
| Clark, Ohio | 3 | $ 140,000 | $ 46,666 | $ 77,000 |
| Cuyahoga, Ohio | 3 | $ 64,000 | $ 21,333 | $ 79,000 |
| Delaware, Ohio | 3 | $ 121,000 | $ 40,333 | $ 92,000 |
| Pickaway, Ohio | 3 | $ 92,000 | $ 30,666 | $ 77,000 |
| Sandusky, Ohio | 3 | $ 66,000 | $ 22,000 | $ 53,000 |
| Warren, Ohio | 3 | $ 97,000 | $ 32,333 | $ 62,000 |
| Cleveland, Oklahoma | 3 | $ 134,000 | $ 44,666 | $ 63,000 |
| Creek, Oklahoma | 3 | $ 105,000 | $ 35,000 | $ 53,000 |
| Jackson, Oregon | 3 | $ 90,000 | $ 30,000 | $ 48,000 |
| Polk, Oregon | 3 | $ 105,000 | $ 35,000 | $ 113,000 |
| Dauphin, Pennsylvania | 3 | $ 58,000 | $ 19,333 | $ 124,000 |
| Dorchester, South Carolina | 3 | $ 102,000 | $ 34,000 | $ 41,000 |
| Kershaw, South Carolina | 3 | $ 180,000 | $ 60,000 | $ 98,000 |
| Oconee, South Carolina | 3 | $ 145,000 | $ 48,333 | $ 152,000 |
| Sumter, South Carolina | 3 | $ 89,000 | $ 29,666 | $ 39,000 |
| Anderson, Tennessee | 3 | $ 115,000 | $ 38,333 | $ 45,000 |
| Knox, Tennessee | 3 | $ 96,000 | $ 32,000 | $ 66,000 |
| Sullivan, Tennessee | 3 | $ 70,000 | $ 23,333 | $ 56,000 |
| Williamson, Tennessee | 3 | $ 330,000 | $ 110,000 | $ 110,000 |
| Lee, Texas | 3 | $ 225,000 | $ 75,000 | $ 126,000 |
| Tooele, Utah | 3 | $ 65,000 | $ 21,666 | $ 41,000 |
| Washington, Utah | 3 | $ 375,000 | $ 125,000 | $ 206,000 |
| Chittenden, Vermont | 3 | $ 105,000 | $ 35,000 | $ 65,000 |
| Rutland, Vermont | 3 | $ 100,000 | $ 33,333 | $ 51,000 |
| Washington, Vermont | 3 | $ 120,000 | $ 40,000 | $ 37,000 |
| Chesterfield, Virginia | 3 | $ 150,000 | $ 50,000 | $ 82,000 |
| Fauquier, Virginia | 3 | $ 135,000 | $ 45,000 | $ 79,000 |
| Hampton, Virginia | 3 | $ 72,000 | $ 24,000 | $ 56,000 |
| Louisa, Virginia | 3 | $ 204,000 | $ 68,000 | $ 67,000 |
| Newport News, Virginia | 3 | $ 63,000 | $ 21,000 | $ 57,000 |
| Stafford, Virginia | 3 | $ 323,000 | $ 107,666 | $ 148,000 |
| Tazewell, Virginia | 3 | $ 180,000 | $ 60,000 | $ 74,000 |
| Morgan, West Virginia | 3 | $ 108,000 | $ 36,000 | $ 36,000 |
| Kenosha, Wisconsin | 3 | $ 111,000 | $ 37,000 | $ 69,000 |
| Laramie, Wyoming | 3 | $ 115,000 | $ 38,333 | $ 69,000 |
| Natrona, Wyoming | 3 | $ 73,000 | $ 24,333 | $ 91,000 |
| Autauga, Alabama | 2 | $ 35,000 | $ 17,500 | $ 52,000 |
| Dale, Alabama | 2 | $ 35,000 | $ 17,500 | $ 62,000 |
| DeKalb, Alabama | 2 | $ 125,000 | $ 62,500 | $ 144,000 |
| Lauderdale, Alabama | 2 | $ 114,000 | $ 57,000 | $ 39,000 |
| Mobile, Alabama | 2 | $ 67,000 | $ 33,500 | $ 88,000 |
| St. Clair, Alabama | 2 | $ 55,000 | $ 27,500 | $ 41,000 |
| Cochise, Arizona | 2 | $ 161,000 | $ 80,500 | $ 110,000 |
| Yavapai, Arizona | 2 | $ 58,000 | $ 29,000 | $ 66,000 |
| Benton, Arkansas | 2 | $ 158,000 | $ 79,000 | $ 406,000 |
| Amador, California | 2 | $ 50,000 | $ 25,000 | $ 64,000 |
| Calaveras, California | 2 | $ 130,000 | $ 65,000 | $ 61,000 |
| Humboldt, California | 2 | $ 86,000 | $ 43,000 | $ 85,000 |
| Lake, California | 2 | $ 130,000 | $ 65,000 | $ 82,000 |
| Placer, California | 2 | $ 98,000 | $ 49,000 | $ 94,000 |
| San Luis Obispo, California | 2 | $ 105,000 | $ 52,500 | $ 66,000 |
| Santa Cruz, California | 2 | $ 195,000 | $ 97,500 | $ 97,000 |
| Fremont, Colorado | 2 | $ 82,000 | $ 41,000 | $ 65,000 |
| Morgan, Colorado | 2 | $ 100,000 | $ 50,000 | $ 56,000 |
| Weld, Colorado | 2 | $ 55,000 | $ 27,500 | $ 93,000 |
| Middlesex, Connecticut | 2 | $ 64,000 | $ 32,000 | $ 108,000 |
| Leon, Florida | 2 | $ 52,000 | $ 26,000 | $ 58,000 |
| Manatee, Florida | 2 | $ 110,000 | $ 55,000 | $ 84,000 |
| Marion, Florida | 2 | $ 60,000 | $ 30,000 | $ 53,000 |
| Putnam, Florida | 2 | $ 105,000 | $ 52,500 | $ 28,000 |
| Sumter, Florida | 2 | $ 180,000 | $ 90,000 | $ 59,000 |
| Carroll, Georgia | 2 | $ 105,000 | $ 52,500 | $ 89,000 |
| Clayton, Georgia | 2 | $ 43,000 | $ 21,500 | $ 25,000 |
| Columbia, Georgia | 2 | $ 210,000 | $ 105,000 | $ 70,000 |
| Glynn, Georgia | 2 | $ 45,000 | $ 22,500 | $ 33,000 |
| Harris, Georgia | 2 | $ 82,000 | $ 41,000 | $ 55,000 |
| Henry, Georgia | 2 | $ 260,000 | $ 130,000 | $ 63,000 |
| Jasper, Georgia | 2 | $ 55,000 | $ 27,500 | $ 49,000 |
| Muscogee, Georgia | 2 | $ 20,000 | $ 10,000 | $ 19,000 |
| Newton, Georgia | 2 | $ 31,000 | $ 15,500 | $ 45,000 |
| Rockdale, Georgia | 2 | $ 69,000 | $ 34,500 | $ 51,000 |
| Maui, Hawaii | 2 | $ 160,000 | $ 80,000 | $ 47,000 |
| Bingham, Idaho | 2 | $ 42,000 | $ 21,000 | $ 41,000 |
| DeKalb, Illinois | 2 | $ 95,000 | $ 47,500 | $ 54,000 |
| Grundy, Illinois | 2 | $ 75,000 | $ 37,500 | $ 102,000 |
| Jackson, Illinois | 2 | $ 200,000 | $ 100,000 | $ 73,000 |
| Kendall, Illinois | 2 | $ 130,000 | $ 65,000 | $ 62,000 |
| Macon, Illinois | 2 | $ 32,000 | $ 16,000 | $ 510,000 |
| McLean, Illinois | 2 | $ 70,000 | $ 35,000 | $ 57,000 |
| Pulaski, Illinois | 2 | $ 263,000 | $ 131,500 | $ 86,000 |
| St. Clair, Illinois | 2 | $ 47,000 | $ 23,500 | $ 55,000 |
| Tazewell, Illinois | 2 | $ 35,000 | $ 17,500 | $ 32,000 |
| Hamilton, Indiana | 2 | $ 40,000 | $ 20,000 | $ 220,000 |
| Kosciusko, Indiana | 2 | $ 55,000 | $ 27,500 | $ 72,000 |
| Madison, Indiana | 2 | $ 35,000 | $ 17,500 | $ 75,000 |
| Vigo, Indiana | 2 | $ 34,000 | $ 17,000 | $ 42,000 |
| Black Hawk, Iowa | 2 | $ 40,000 | $ 20,000 | $ 25,000 |
| Butler, Iowa | 2 | $ 62,000 | $ 31,000 | $ 60,000 |
| Lee, Iowa | 2 | $ 39,000 | $ 19,500 | $ 37,000 |
| Polk, Iowa | 2 | $ 75,000 | $ 37,500 | $ 78,000 |
| Pottawattamie, Iowa | 2 | $ 65,000 | $ 32,500 | $ 64,000 |
| Woodbury, Iowa | 2 | $ 90,000 | $ 45,000 | $ 42,000 |
| Ellis, Kansas | 2 | $ 50,000 | $ 25,000 | $ 34,000 |
| Wyandotte, Kansas | 2 | $ 63,000 | $ 31,500 | $ 77,000 |
| Allen, Kentucky | 2 | $ 120,000 | $ 60,000 | $ 44,000 |
| Anderson, Kentucky | 2 | $ 50,000 | $ 25,000 | $ 81,000 |
| Fayette, Kentucky | 2 | $ 22,000 | $ 11,000 | $ 35,000 |
| Laurel, Kentucky | 2 | $ 35,000 | $ 17,500 | $ 39,000 |
| Oldham, Kentucky | 2 | $ 120,000 | $ 60,000 | $ 82,000 |
| Shelby, Kentucky | 2 | $ 51,000 | $ 25,500 | $ 40,000 |
| Whitley, Kentucky | 2 | $ 50,000 | $ 25,000 | $ 36,000 |
| Avoyelles, Louisiana | 2 | $ 25,000 | $ 12,500 | $ 31,000 |
| Bossier, Louisiana | 2 | $ 72,000 | $ 36,000 | $ 61,000 |
| Lafayette, Louisiana | 2 | $ 137,000 | $ 68,500 | $ 109,000 |
| Orleans, Louisiana | 2 | $ 132,000 | $ 66,000 | $ 34,000 |
| Lincoln, Maine | 2 | $ 45,000 | $ 22,500 | $ 45,000 |
| Piscataquis, Maine | 2 | $ 66,000 | $ 33,000 | $ 92,000 |
| Sagadahoc, Maine | 2 | $ 81,000 | $ 40,500 | $ 59,000 |
| Somerset, Maine | 2 | $ 91,000 | $ 45,500 | $ 72,000 |
| Calvert, Maryland | 2 | $ 90,000 | $ 45,000 | $ 113,000 |
| Caroline, Maryland | 2 | $ 59,000 | $ 29,500 | $ 115,000 |
| Carroll, Maryland | 2 | $ 25,000 | $ 12,500 | $ 64,000 |
| Charles, Maryland | 2 | $ 171,000 | $ 85,500 | $ 80,000 |
| Frederick, Maryland | 2 | $ 113,000 | $ 56,500 | $ 78,000 |
| Washington, Maryland | 2 | $ 112,000 | $ 56,000 | $ 68,000 |
| Suffolk, Massachusetts | 2 | $ 55,000 | $ 27,500 | $ 71,000 |
| Cass, Michigan | 2 | $ 93,000 | $ 46,500 | $ 77,000 |
| Charlevoix, Michigan | 2 | $ 26,000 | $ 13,000 | $ 33,000 |
| Delta, Michigan | 2 | $ 58,000 | $ 29,000 | $ 39,000 |
| Eaton, Michigan | 2 | $ 65,000 | $ 32,500 | $ 75,000 |
| Ingham, Michigan | 2 | $ 85,000 | $ 42,500 | $ 41,000 |
| Jackson, Michigan | 2 | $ 40,000 | $ 20,000 | $ 44,000 |
| Livingston, Michigan | 2 | $ 100,000 | $ 50,000 | $ 118,000 |
| Tuscola, Michigan | 2 | $ 223,000 | $ 111,500 | $ 49,000 |
| Anoka, Minnesota | 2 | $ 85,000 | $ 42,500 | $ 57,000 |
| Cottonwood, Minnesota | 2 | $ 50,000 | $ 25,000 | $ 56,000 |
| Le Sueur, Minnesota | 2 | $ 76,000 | $ 38,000 | $ 65,000 |
| Washington, Minnesota | 2 | $ 85,000 | $ 42,500 | $ 109,000 |
| Rankin, Mississippi | 2 | $ 49,000 | $ 24,500 | $ 49,000 |
| Boone, Missouri | 2 | $ 47,000 | $ 23,500 | $ 35,000 |
| Christian, Missouri | 2 | $ 41,000 | $ 20,500 | $ 43,000 |
| Franklin, Missouri | 2 | $ 20,000 | $ 10,000 | $ 554,000 |
| Gasconade, Missouri | 2 | $ 55,000 | $ 27,500 | $ 129,000 |
| Lawrence, Missouri | 2 | $ 95,000 | $ 47,500 | $ 33,000 |
| Taney, Missouri | 2 | $ 65,000 | $ 32,500 | $ 33,000 |
| Flathead, Montana | 2 | $ 75,000 | $ 37,500 | $ 64,000 |
| Missoula, Montana | 2 | $ 76,000 | $ 38,000 | $ 88,000 |
| Grafton, New Hampshire | 2 | $ 125,000 | $ 62,500 | $ 57,000 |
| Merrimack, New Hampshire | 2 | $ 170,000 | $ 85,000 | $ 107,000 |
| Cumberland, New Jersey | 2 | $ 170,000 | $ 85,000 | $ 83,000 |
| Sussex, New Jersey | 2 | $ 145,000 | $ 72,500 | $ 74,000 |
| Dona Ana, New Mexico | 2 | $ 61,000 | $ 30,500 | $ 107,000 |
| Sandoval, New Mexico | 2 | $ 64,000 | $ 32,000 | $ 123,000 |
| Albany, New York | 2 | $ 90,000 | $ 45,000 | $ 53,000 |
| Allegany, New York | 2 | $ 88,000 | $ 44,000 | $ 37,000 |
| Cortland, New York | 2 | $ 94,000 | $ 47,000 | $ 122,000 |
| Essex, New York | 2 | $ 85,000 | $ 42,500 | $ 77,000 |
| Niagara, New York | 2 | $ 115,000 | $ 57,500 | $ 87,000 |
| Oneida, New York | 2 | $ 65,000 | $ 32,500 | $ 51,000 |
| Onondaga, New York | 2 | $ 55,000 | $ 27,500 | $ 40,000 |
| Schoharie, New York | 2 | $ 45,000 | $ 22,500 | $ 36,000 |
| Yates, New York | 2 | $ 30,000 | $ 15,000 | $ 30,000 |
| Alamance, North Carolina | 2 | $ 143,000 | $ 71,500 | $ 28,000 |
| Alexander, North Carolina | 2 | $ 65,000 | $ 32,500 | $ 43,000 |
| Carteret, North Carolina | 2 | $ 76,000 | $ 38,000 | $ 63,000 |
| Iredell, North Carolina | 2 | $ 100,000 | $ 50,000 | $ 49,000 |
| Madison, North Carolina | 2 | $ 115,000 | $ 57,500 | $ 97,000 |
| Robeson, North Carolina | 2 | $ 119,000 | $ 59,500 | $ 16,000 |
| Transylvania, North Carolina | 2 | $ 51,000 | $ 25,500 | $ 60,000 |
| Union, North Carolina | 2 | $ 65,000 | $ 32,500 | $ 59,000 |
| Burleigh, North Dakota | 2 | $ 105,000 | $ 52,500 | $ 72,000 |
| Carroll, Ohio | 2 | $ 60,000 | $ 30,000 | $ 30,000 |
| Columbiana, Ohio | 2 | $ 71,000 | $ 35,500 | $ 70,000 |
| Coshocton, Ohio | 2 | $ 125,000 | $ 62,500 | $ 37,000 |
| Mahoning, Ohio | 2 | $ 42,000 | $ 21,000 | $ 45,000 |
| Stark, Ohio | 2 | $ 47,000 | $ 23,500 | $ 63,000 |
| Washington, Ohio | 2 | $ 75,000 | $ 37,500 | $ 46,000 |
| Beckham, Oklahoma | 2 | $ 22,000 | $ 11,000 | $ 43,000 |
| Pottawatomie, Oklahoma | 2 | $ 60,000 | $ 30,000 | $ 328,000 |
| Linn, Oregon | 2 | $ 68,000 | $ 34,000 | $ 62,000 |
| Bedford, Pennsylvania | 2 | $ 42,000 | $ 21,000 | $ 43,000 |
| Blair, Pennsylvania | 2 | $ 55,000 | $ 27,500 | $ 44,000 |
| Centre, Pennsylvania | 2 | $ 63,000 | $ 31,500 | $ 42,000 |
| Cumberland, Pennsylvania | 2 | $ 55,000 | $ 27,500 | $ 35,000 |
| Juniata, Pennsylvania | 2 | $ 64,000 | $ 32,000 | $ 52,000 |
| Lackawanna, Pennsylvania | 2 | $ 35,000 | $ 17,500 | $ 51,000 |
| Lebanon, Pennsylvania | 2 | $ 70,000 | $ 35,000 | $ 72,000 |
| Northumberland, Pennsylvania | 2 | $ 80,000 | $ 40,000 | $ 44,000 |
| Pike, Pennsylvania | 2 | $ 48,000 | $ 24,000 | $ 66,000 |
| Schuylkill, Pennsylvania | 2 | $ 100,000 | $ 50,000 | $ 55,000 |
| Kent, Rhode Island | 2 | $ 75,000 | $ 37,500 | $ 53,000 |
| Anderson, South Carolina | 2 | $ 35,000 | $ 17,500 | $ 21,000 |
| Lexington, South Carolina | 2 | $ 190,000 | $ 95,000 | $ 112,000 |
| Spartanburg, South Carolina | 2 | $ 73,000 | $ 36,500 | $ 36,000 |
| Pennington, South Dakota | 2 | $ 56,000 | $ 28,000 | $ 51,000 |
| Bradley, Tennessee | 2 | $ 175,000 | $ 87,500 | $ 80,000 |
| Lawrence, Tennessee | 2 | $ 211,000 | $ 105,500 | $ 63,000 |
| Brazoria, Texas | 2 | $ 80,000 | $ 40,000 | $ 85,000 |
| Collin, Texas | 2 | $ 132,000 | $ 66,000 | $ 315,000 |
| Fort Bend, Texas | 2 | $ 60,000 | $ 30,000 | $ 68,000 |
| Galveston, Texas | 2 | $ 50,000 | $ 25,000 | $ 109,000 |
| Somervell, Texas | 2 | $ 100,000 | $ 50,000 | $ 46,000 |
| Travis, Texas | 2 | $ 130,000 | $ 65,000 | $ 67,000 |
| Williamson, Texas | 2 | $ 145,000 | $ 72,500 | $ 79,000 |
| Iron, Utah | 2 | $ 175,000 | $ 87,500 | $ 66,000 |
| Weber, Utah | 2 | $ 65,000 | $ 32,500 | $ 67,000 |
| Franklin, Vermont | 2 | $ 80,000 | $ 40,000 | $ 26,000 |
| Augusta, Virginia | 2 | $ 60,000 | $ 30,000 | $ 58,000 |
| Caroline, Virginia | 2 | $ 90,000 | $ 45,000 | $ 45,000 |
| Charlottesville, Virginia | 2 | $ 71,000 | $ 35,500 | $ 51,000 |
| Chesapeake, Virginia | 2 | $ 150,000 | $ 75,000 | $ 111,000 |
| Danville, Virginia | 2 | $ 41,000 | $ 20,500 | $ 40,000 |
| Pittsylvania, Virginia | 2 | $ 122,000 | $ 61,000 | $ 41,000 |
| Roanoke City, Virginia | 2 | $ 66,000 | $ 33,000 | $ 39,000 |
| Smyth, Virginia | 2 | $ 100,000 | $ 50,000 | $ 23,000 |
| Clallam, Washington | 2 | $ 76,000 | $ 38,000 | $ 76,000 |
| Island, Washington | 2 | $ 87,000 | $ 43,500 | $ 60,000 |
| Lewis, Washington | 2 | $ 99,000 | $ 49,500 | $ 108,000 |
| Whatcom, Washington | 2 | $ 136,000 | $ 68,000 | $ 102,000 |
| Berkeley, West Virginia | 2 | $ 54,000 | $ 27,000 | $ 69,000 |
| Fayette, West Virginia | 2 | $ 31,000 | $ 15,500 | $ 55,000 |
| Marion, West Virginia | 2 | $ 58,000 | $ 29,000 | $ 37,000 |
| Wood, West Virginia | 2 | $ 110,000 | $ 55,000 | $ 34,000 |
| Burnett, Wisconsin | 2 | $ 88,000 | $ 44,000 | $ 52,000 |
| Grant, Wisconsin | 2 | $ 43,000 | $ 21,500 | $ 47,000 |
| Marathon, Wisconsin | 2 | $ 52,000 | $ 26,000 | $ 48,000 |
| Polk, Wisconsin | 2 | $ 45,000 | $ 22,500 | $ 40,000 |
| Racine, Wisconsin | 2 | $ 88,000 | $ 44,000 | $ 52,000 |
| Washington, Wisconsin | 2 | $ 73,000 | $ 36,500 | $ 46,000 |
| Calhoun, Alabama | 1 | $ 15,000 | $ 15,000 | $ 58,000 |
| Chambers, Alabama | 1 | $ 30,000 | $ 30,000 | $ 36,000 |
| Choctaw, Alabama | 1 | $ 15,000 | $ 15,000 | $ 22,000 |
| Coffee, Alabama | 1 | $ 31,000 | $ 31,000 | $ 60,000 |
| Fayette, Alabama | 1 | $ 75,000 | $ 75,000 | $ 92,000 |
| Franklin, Alabama | 1 | $ 28,000 | $ 28,000 | $ 45,000 |
| Geneva, Alabama | 1 | $ 30,000 | $ 30,000 | $ 55,000 |
| Houston, Alabama | 1 | $ 33,000 | $ 33,000 | $ 40,000 |
| Jackson, Alabama | 1 | $ 72,000 | $ 72,000 | $ 43,000 |
| Shelby, Alabama | 1 | $ 15,000 | $ 15,000 | $ 41,000 |
| Walker, Alabama | 1 | $ 60,000 | $ 60,000 | $ 26,000 |
| Anchorage, Alaska | 1 | $ 30,000 | $ 30,000 | $ 45,000 |
| Coconino, Arizona | 1 | $ 70,000 | $ 70,000 | $ 59,000 |
Mortgage Loan Application Detail Totals for Discover Bank in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 3,114 | $163,310,000 | $52,000 | $500,000 | $77,000 | $4,862,000 |
| Home Purchase | 217 | $37,847,000 | $174,000 | $334,000 | $48,000 | $121,000 |
| Refinancing | 21 | $2,180,000 | $103,000 | $225,000 | $61,000 | $124,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,125 | $124,723,000 | $58,000 | $500,000 | $74,000 | $4,862,000 |
| Not Provided | 491 | $27,420,000 | $55,000 | $310,000 | $75,000 | $565,000 |
| Hispanic | 266 | $18,563,000 | $69,000 | $400,000 | $81,000 | $1,011,000 |
| Black or African American | 225 | $13,537,000 | $60,000 | $334,000 | $60,000 | $308,000 |
| Asian | 204 | $16,688,000 | $81,000 | $500,000 | $91,000 | $869,000 |
| American Indian or Alaskan Native | 22 | $1,438,000 | $65,000 | $192,000 | $89,000 | $216,000 |
| Native Hawaiian or Other Pacific Islander | 19 | $968,000 | $50,000 | $150,000 | $80,000 | $245,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,250 | $184,758,000 | $56,000 | $500,000 | $76,000 | $4,862,000 |
| FHA-insured (Federal Housing Administration) | 59 | $9,963,000 | $168,000 | $240,000 | $51,000 | $97,000 |
| VA-guaranteed (Veterans Administration) | 43 | $8,616,000 | $200,000 | $264,000 | $48,000 | $76,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 1,525 | $81,906,000 | $53,000 | $500,000 | $74,000 | $4,862,000 |
| Loan Originated | 978 | $48,554,000 | $49,000 | $250,000 | $78,000 | $504,000 |
| Application Approved But Not Accepted | 329 | $14,544,000 | $44,000 | $200,000 | $71,000 | $355,000 |
| Application Withdrawn By Applicant | 292 | $18,938,000 | $64,000 | $420,000 | $91,000 | $627,000 |
| Loan Purchased By The Institution | 228 | $39,395,000 | $172,000 | $334,000 | $48,000 | $121,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Discover Bank's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Discover Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.
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