Discover Home Loans, Inc Mortgage Lending & HMDA Data, 2015

In 2015, Discover Home Loans, Inc of Irvine, CA reported 35,879 mortgage applications totaling $8.3 billion, down 32% from 2014. The average application was for $232,580, and applicants reported an average income of $103,553. 28% of its applications resulted in an originated loan and 26% were denied. Its largest markets were New York-Jersey City-White Plains, NY-NJ (1,547), Los Angeles-Long Beach-Glendale, CA (1,457) and Atlanta-Sandy Springs-Roswell, GA (1,100) (applications in parentheses).

Mortgage Company & Address Discover Home Loans, Inc
173 Technology Drive
Irvine, CA 92618
Tel #: available with data download
Federal Regulator * available with data download
Years 2015  2014  
Total Number of Mortgage Applications 35,879
Total Mortgage Loan Application Amount $8,344,747,000
Average Mortgage Loan Application Amount $232,580
Highest Mortgage Loan Application Amount $1,500,000
Average Applicant Income $103,553
Highest Applicant Income $3,300,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Discover Home Loans, Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Discover Home Loans, Inc by County in 2015

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 1,457 $ 485,263,000 $ 333,056 $ 116,000
Maricopa, Arizona 756 $ 159,478,000 $ 210,949 $ 99,000
Orange, California 610 $ 228,511,000 $ 374,608 $ 128,000
Cook, Illinois 550 $ 125,422,000 $ 228,040 $ 109,000
Riverside, California 487 $ 119,443,000 $ 245,262 $ 100,000
San Diego, California 447 $ 148,936,000 $ 333,190 $ 119,000
Harris, Texas 433 $ 78,084,000 $ 180,332 $ 113,000
San Bernardino, California 407 $ 100,326,000 $ 246,501 $ 96,000
Broward, Florida 336 $ 72,872,000 $ 216,880 $ 101,000
Miami-Dade, Florida 310 $ 67,166,000 $ 216,664 $ 101,000
Alameda, California 304 $ 112,570,000 $ 370,296 $ 132,000
Sacramento, California 270 $ 63,239,000 $ 234,218 $ 91,000
Contra Costa, California 252 $ 85,019,000 $ 337,376 $ 115,000
Santa Clara, California 250 $ 107,552,000 $ 430,208 $ 138,000
Gwinnett, Georgia 246 $ 45,642,000 $ 185,536 $ 90,000
Palm Beach, Florida 242 $ 53,347,000 $ 220,442 $ 109,000
Nassau, New York 242 $ 77,855,000 $ 321,714 $ 138,000
King, Washington 239 $ 71,077,000 $ 297,393 $ 115,000
Fairfax, Virginia 229 $ 77,832,000 $ 339,877 $ 134,000
Clark, Nevada 225 $ 46,444,000 $ 206,417 $ 87,000
Suffolk, New York 222 $ 64,933,000 $ 292,490 $ 127,000
Montgomery, Maryland 219 $ 72,518,000 $ 331,132 $ 137,000
Queens, New York 198 $ 66,897,000 $ 337,863 $ 99,000
Tarrant, Texas 189 $ 35,702,000 $ 188,899 $ 117,000
Fort Bend, Texas 185 $ 42,571,000 $ 230,113 $ 123,000
Middlesex, New Jersey 184 $ 49,623,000 $ 269,690 $ 121,000
Middlesex, Massachusetts 177 $ 52,557,000 $ 296,932 $ 123,000
Loudoun, Virginia 174 $ 64,756,000 $ 372,160 $ 137,000
Salt Lake, Utah 170 $ 38,618,000 $ 227,164 $ 80,000
Ventura, California 168 $ 56,590,000 $ 336,845 $ 115,000
Fulton, Georgia 168 $ 40,351,000 $ 240,184 $ 106,000
Jefferson, Colorado 164 $ 36,875,000 $ 224,847 $ 89,000
DuPage, Illinois 161 $ 37,259,000 $ 231,422 $ 110,000
Bergen, New Jersey 161 $ 51,760,000 $ 321,490 $ 133,000
Mecklenburg, North Carolina 161 $ 32,426,000 $ 201,403 $ 105,000
Wake, North Carolina 161 $ 33,483,000 $ 207,968 $ 113,000
Dallas, Texas 158 $ 32,862,000 $ 207,987 $ 115,000
Orange, Florida 157 $ 30,368,000 $ 193,426 $ 86,000
Philadelphia, Pennsylvania 156 $ 28,904,000 $ 185,282 $ 80,000
Jefferson, Kentucky 154 $ 26,403,000 $ 171,448 $ 83,000
Collin, Texas 154 $ 33,844,000 $ 219,766 $ 124,000
Cobb, Georgia 153 $ 30,493,000 $ 199,300 $ 92,000
Hillsborough, Florida 151 $ 30,607,000 $ 202,695 $ 104,000
Hennepin, Minnesota 151 $ 36,809,000 $ 243,768 $ 113,000
Pima, Arizona 150 $ 27,332,000 $ 182,213 $ 93,000
Prince George's, Maryland 150 $ 36,817,000 $ 245,446 $ 103,000
Kings, New York 150 $ 55,007,000 $ 366,713 $ 107,000
Arapahoe, Colorado 146 $ 31,171,000 $ 213,500 $ 89,000
Oakland, Michigan 142 $ 28,661,000 $ 201,838 $ 106,000
New Castle, Delaware 140 $ 32,198,000 $ 229,985 $ 98,000
Fairfield, Connecticut 138 $ 44,088,000 $ 319,478 $ 129,000
Lake, Illinois 137 $ 34,979,000 $ 255,321 $ 136,000
Travis, Texas 130 $ 28,722,000 $ 220,938 $ 114,000
Hartford, Connecticut 127 $ 26,071,000 $ 205,283 $ 117,000
Denver, Colorado 126 $ 29,005,000 $ 230,198 $ 95,000
Essex, New Jersey 124 $ 38,388,000 $ 309,580 $ 125,000
District of Columbia, District Of Columbia 123 $ 41,824,000 $ 340,032 $ 130,000
Westchester, New York 123 $ 40,390,000 $ 328,373 $ 161,000
San Joaquin, California 122 $ 27,520,000 $ 225,573 $ 78,000
Solano, California 122 $ 31,473,000 $ 257,975 $ 98,000
Fresno, California 121 $ 26,017,000 $ 215,016 $ 105,000
Anne Arundel, Maryland 121 $ 33,927,000 $ 280,388 $ 113,000
Monmouth, New Jersey 121 $ 35,608,000 $ 294,280 $ 141,000
Morris, New Jersey 120 $ 36,176,000 $ 301,466 $ 138,000
Montgomery, Pennsylvania 120 $ 28,932,000 $ 241,100 $ 116,000
Adams, Colorado 118 $ 23,994,000 $ 203,338 $ 90,000
Will, Illinois 117 $ 26,155,000 $ 223,547 $ 111,000
Kern, California 116 $ 22,308,000 $ 192,310 $ 86,000
Baltimore, Maryland 116 $ 26,717,000 $ 230,318 $ 98,000
Ocean, New Jersey 116 $ 27,640,000 $ 238,275 $ 105,000
Pinellas, Florida 115 $ 24,563,000 $ 213,591 $ 117,000
Denton, Texas 115 $ 25,777,000 $ 224,147 $ 115,000
Lee, Florida 111 $ 22,717,000 $ 204,657 $ 100,000
Bexar, Texas 111 $ 20,814,000 $ 187,513 $ 101,000
Franklin, Ohio 110 $ 19,842,000 $ 180,381 $ 95,000
Placer, California 109 $ 33,036,000 $ 303,082 $ 119,000
Hudson, New Jersey 107 $ 31,024,000 $ 289,943 $ 124,000
Essex, Massachusetts 104 $ 29,471,000 $ 283,375 $ 117,000
San Mateo, California 103 $ 42,364,000 $ 411,300 $ 124,000
Worcester, Massachusetts 103 $ 22,587,000 $ 219,291 $ 110,000
El Paso, Colorado 102 $ 23,215,000 $ 227,598 $ 98,000
New Haven, Connecticut 102 $ 20,776,000 $ 203,686 $ 108,000
Snohomish, Washington 101 $ 26,029,000 $ 257,712 $ 101,000
Williamson, Texas 97 $ 18,516,000 $ 190,886 $ 109,000
Norfolk, Massachusetts 96 $ 26,437,000 $ 275,385 $ 102,000
Multnomah, Oregon 96 $ 22,908,000 $ 238,625 $ 91,000
Chester, Pennsylvania 95 $ 24,913,000 $ 262,242 $ 110,000
Bucks, Pennsylvania 94 $ 22,618,000 $ 240,617 $ 100,000
DeKalb, Georgia 93 $ 19,165,000 $ 206,075 $ 100,000
Douglas, Colorado 90 $ 26,758,000 $ 297,311 $ 119,000
Camden, New Jersey 90 $ 17,927,000 $ 199,188 $ 111,000
Prince William, Virginia 90 $ 25,239,000 $ 280,433 $ 107,000
St. Louis, Missouri 89 $ 17,356,000 $ 195,011 $ 105,000
Shelby, Tennessee 86 $ 15,581,000 $ 181,174 $ 88,000
Allegheny, Pennsylvania 85 $ 15,865,000 $ 186,647 $ 113,000
Richmond, New York 84 $ 26,436,000 $ 314,714 $ 107,000
Howard, Maryland 83 $ 28,182,000 $ 339,542 $ 142,000
Suffolk, Massachusetts 83 $ 23,797,000 $ 286,710 $ 113,000
Cuyahoga, Ohio 82 $ 14,574,000 $ 177,731 $ 93,000
Wayne, Michigan 81 $ 15,833,000 $ 195,469 $ 104,000
Bernalillo, New Mexico 80 $ 15,473,000 $ 193,412 $ 96,000
Johnson, Kansas 79 $ 16,012,000 $ 202,683 $ 120,000
Sonoma, California 78 $ 24,811,000 $ 318,089 $ 121,000
Duval, Florida 78 $ 14,637,000 $ 187,653 $ 104,000
Collier, Florida 77 $ 18,657,000 $ 242,298 $ 114,000
Dakota, Minnesota 77 $ 19,270,000 $ 250,259 $ 108,000
Davidson, Tennessee 77 $ 14,178,000 $ 184,129 $ 99,000
Passaic, New Jersey 76 $ 19,332,000 $ 254,368 $ 122,000
Bronx, New York 76 $ 23,086,000 $ 303,763 $ 102,000
Larimer, Colorado 75 $ 15,775,000 $ 210,333 $ 80,000
Honolulu, Hawaii 75 $ 25,901,000 $ 345,346 $ 99,000
Union, New Jersey 75 $ 22,425,000 $ 299,000 $ 123,000
Forsyth, Georgia 74 $ 17,020,000 $ 230,000 $ 95,000
Pierce, Washington 74 $ 17,232,000 $ 232,864 $ 90,000
Burlington, New Jersey 72 $ 14,338,000 $ 199,138 $ 91,000
Somerset, New Jersey 72 $ 21,187,000 $ 294,263 $ 127,000
Boulder, Colorado 71 $ 18,274,000 $ 257,380 $ 99,000
Marion, Indiana 71 $ 10,288,000 $ 144,901 $ 80,000
Washington, Oregon 70 $ 16,970,000 $ 242,428 $ 101,000
Plymouth, Massachusetts 69 $ 17,104,000 $ 247,884 $ 98,000
Mercer, New Jersey 69 $ 17,769,000 $ 257,521 $ 127,000
Brevard, Florida 67 $ 11,610,000 $ 173,283 $ 84,000
Pasco, Florida 67 $ 12,529,000 $ 187,000 $ 88,000
Seminole, Florida 67 $ 14,444,000 $ 215,582 $ 108,000
Volusia, Florida 67 $ 10,922,000 $ 163,014 $ 88,000
Chesterfield, Virginia 67 $ 14,401,000 $ 214,940 $ 94,000
Milwaukee, Wisconsin 67 $ 12,064,000 $ 180,059 $ 93,000
Kane, Illinois 66 $ 14,544,000 $ 220,363 $ 114,000
Stanislaus, California 65 $ 13,815,000 $ 212,538 $ 89,000
Cherokee, Georgia 65 $ 12,966,000 $ 199,476 $ 85,000
Macomb, Michigan 65 $ 11,405,000 $ 175,461 $ 91,000
Pinal, Arizona 64 $ 9,702,000 $ 151,593 $ 73,000
Sarasota, Florida 62 $ 12,094,000 $ 195,064 $ 98,000
Bristol, Massachusetts 62 $ 14,187,000 $ 228,822 $ 96,000
Gloucester, New Jersey 62 $ 12,958,000 $ 209,000 $ 113,000
Delaware, Pennsylvania 62 $ 13,110,000 $ 211,451 $ 105,000
Montgomery, Texas 62 $ 12,913,000 $ 208,274 $ 106,000
Manatee, Florida 61 $ 12,903,000 $ 211,524 $ 115,000
Jefferson, Louisiana 61 $ 10,439,000 $ 171,131 $ 82,000
Orange, New York 59 $ 13,573,000 $ 230,050 $ 122,000
Weld, Colorado 58 $ 12,630,000 $ 217,758 $ 87,000
Baltimore City, Maryland 58 $ 10,470,000 $ 180,517 $ 84,000
Washoe, Nevada 58 $ 15,569,000 $ 268,431 $ 99,000
York, Pennsylvania 58 $ 10,799,000 $ 186,189 $ 96,000
Greenville, South Carolina 58 $ 9,779,000 $ 168,603 $ 75,000
Clark, Washington 58 $ 13,214,000 $ 227,827 $ 94,000
Harford, Maryland 57 $ 13,643,000 $ 239,350 $ 151,000
Rockland, New York 56 $ 18,183,000 $ 324,696 $ 141,000
Henrico, Virginia 56 $ 13,096,000 $ 233,857 $ 94,000
El Dorado, California 55 $ 16,513,000 $ 300,236 $ 125,000
St. Charles, Missouri 55 $ 10,400,000 $ 189,090 $ 101,000
Hillsborough, New Hampshire 55 $ 11,921,000 $ 216,745 $ 118,000
Dutchess, New York 55 $ 13,293,000 $ 241,690 $ 114,000
Utah, Utah 55 $ 12,269,000 $ 223,072 $ 89,000
Hamilton, Indiana 54 $ 11,515,000 $ 213,240 $ 100,000
Rockingham, New Hampshire 53 $ 12,188,000 $ 229,962 $ 103,000
Guilford, North Carolina 53 $ 9,931,000 $ 187,377 $ 90,000
Charleston, South Carolina 53 $ 12,155,000 $ 229,339 $ 92,000
Jefferson, Alabama 52 $ 10,722,000 $ 206,192 $ 100,000
Northampton, Pennsylvania 52 $ 10,360,000 $ 199,230 $ 99,000
Erie, New York 51 $ 10,006,000 $ 196,196 $ 110,000
Santa Barbara, California 50 $ 16,670,000 $ 333,400 $ 146,000
Tulare, California 50 $ 10,628,000 $ 212,560 $ 88,000
Ada, Idaho 50 $ 11,188,000 $ 223,760 $ 107,000
Hampden, Massachusetts 50 $ 8,462,000 $ 169,240 $ 80,000
Providence, Rhode Island 49 $ 9,763,000 $ 199,244 $ 102,000
East Baton Rouge, Louisiana 48 $ 8,784,000 $ 183,000 $ 78,000
St. Tammany, Louisiana 48 $ 9,419,000 $ 196,229 $ 97,000
Anoka, Minnesota 48 $ 9,134,000 $ 190,291 $ 88,000
Virginia Beach, Virginia 48 $ 10,838,000 $ 225,791 $ 88,000
Monterey, California 47 $ 16,422,000 $ 349,404 $ 115,000
Lake, Indiana 47 $ 8,054,000 $ 171,361 $ 82,000
Rutherford, Tennessee 47 $ 7,788,000 $ 165,702 $ 83,000
Union, North Carolina 46 $ 9,743,000 $ 211,804 $ 93,000
Hamilton, Ohio 46 $ 8,369,000 $ 181,934 $ 97,000
Tulsa, Oklahoma 46 $ 8,213,000 $ 178,543 $ 92,000
Knox, Tennessee 46 $ 8,117,000 $ 176,456 $ 72,000
Waukesha, Wisconsin 46 $ 8,831,000 $ 191,978 $ 101,000
Santa Cruz, California 45 $ 15,595,000 $ 346,555 $ 124,000
Polk, Florida 45 $ 7,846,000 $ 174,355 $ 88,000
Fayette, Kentucky 45 $ 8,442,000 $ 187,600 $ 88,000
Frederick, Maryland 45 $ 11,416,000 $ 253,688 $ 116,000
San Luis Obispo, California 44 $ 14,236,000 $ 323,545 $ 139,000
McHenry, Illinois 44 $ 9,595,000 $ 218,068 $ 112,000
Galveston, Texas 44 $ 8,349,000 $ 189,750 $ 113,000
San Francisco, California 43 $ 19,030,000 $ 442,558 $ 167,000
Sussex, Delaware 43 $ 9,133,000 $ 212,395 $ 83,000
Washtenaw, Michigan 43 $ 8,234,000 $ 191,488 $ 101,000
Clackamas, Oregon 43 $ 10,247,000 $ 238,302 $ 87,000
Lake, Florida 42 $ 7,939,000 $ 189,023 $ 112,000
Sussex, New Jersey 42 $ 10,189,000 $ 242,595 $ 122,000
Madison, Alabama 41 $ 7,892,000 $ 192,487 $ 97,000
St. Johns, Florida 41 $ 9,087,000 $ 221,634 $ 122,000
Beaufort, South Carolina 41 $ 8,898,000 $ 217,024 $ 101,000
Richland, South Carolina 41 $ 6,462,000 $ 157,609 $ 84,000
Brazoria, Texas 41 $ 6,888,000 $ 168,000 $ 96,000
Spokane, Washington 41 $ 7,927,000 $ 193,341 $ 94,000
Polk, Iowa 40 $ 6,632,000 $ 165,800 $ 87,000
Ramsey, Minnesota 40 $ 7,512,000 $ 187,800 $ 100,000
Jackson, Missouri 40 $ 6,851,000 $ 171,275 $ 90,000
Horry, South Carolina 40 $ 7,080,000 $ 177,000 $ 79,000
Hamilton, Tennessee 40 $ 7,434,000 $ 185,850 $ 93,000
Butte, California 39 $ 8,831,000 $ 226,435 $ 104,000
Henry, Georgia 39 $ 6,984,000 $ 179,076 $ 69,000
Monroe, New York 39 $ 6,154,000 $ 157,794 $ 96,000
Summit, Ohio 39 $ 7,269,000 $ 186,384 $ 99,000
Baldwin, Alabama 38 $ 7,239,000 $ 190,500 $ 96,000
Anchorage, Alaska 38 $ 10,664,000 $ 280,631 $ 120,000
Benton, Arkansas 38 $ 7,203,000 $ 189,552 $ 99,000
Coweta, Georgia 38 $ 7,005,000 $ 184,342 $ 96,000
Cumberland, Maine 38 $ 8,020,000 $ 211,052 $ 122,000
Douglas, Nebraska 38 $ 6,649,000 $ 174,973 $ 98,000
Cabarrus, North Carolina 38 $ 7,734,000 $ 203,526 $ 99,000
Durham, North Carolina 38 $ 6,166,000 $ 162,263 $ 94,000
Oklahoma, Oklahoma 38 $ 7,748,000 $ 203,894 $ 94,000
Lexington, South Carolina 38 $ 6,335,000 $ 166,710 $ 86,000
El Paso, Texas 38 $ 6,702,000 $ 176,368 $ 86,000
Douglas, Georgia 37 $ 6,414,000 $ 173,351 $ 73,000
Delaware, Ohio 37 $ 8,513,000 $ 230,081 $ 114,000
Marion, Oregon 37 $ 6,743,000 $ 182,243 $ 72,000
Davis, Utah 37 $ 7,862,000 $ 212,486 $ 79,000
Pulaski, Arkansas 36 $ 6,415,000 $ 178,194 $ 113,000
Orleans, Louisiana 36 $ 6,188,000 $ 171,888 $ 64,000
New York, New York 36 $ 12,704,000 $ 352,888 $ 156,000
Berks, Pennsylvania 36 $ 6,524,000 $ 181,222 $ 83,000
Lancaster, Pennsylvania 36 $ 6,935,000 $ 192,638 $ 91,000
Arlington, Virginia 36 $ 13,811,000 $ 383,638 $ 162,000
Dane, Wisconsin 36 $ 6,826,000 $ 189,611 $ 97,000
Leon, Florida 35 $ 5,795,000 $ 165,571 $ 68,000
Osceola, Florida 35 $ 5,975,000 $ 170,714 $ 73,000
St. Lucie, Florida 35 $ 6,482,000 $ 185,200 $ 93,000
Chatham, Georgia 35 $ 6,624,000 $ 189,257 $ 89,000
Porter, Indiana 35 $ 5,546,000 $ 158,457 $ 78,000
Carroll, Maryland 35 $ 10,315,000 $ 294,714 $ 101,000
Saratoga, New York 35 $ 7,851,000 $ 224,314 $ 118,000
Brunswick, North Carolina 35 $ 7,777,000 $ 222,200 $ 95,000
Lehigh, Pennsylvania 35 $ 7,234,000 $ 206,685 $ 98,000
Shelby, Alabama 34 $ 6,945,000 $ 204,264 $ 102,000
Yavapai, Arizona 34 $ 7,644,000 $ 224,823 $ 79,000
Merced, California 34 $ 7,963,000 $ 234,205 $ 95,000
York, South Carolina 34 $ 6,790,000 $ 199,705 $ 104,000
Mobile, Alabama 33 $ 5,491,000 $ 166,393 $ 94,000
Forsyth, North Carolina 33 $ 5,704,000 $ 172,848 $ 82,000
Butler, Ohio 33 $ 6,011,000 $ 182,151 $ 101,000
Marion, Florida 32 $ 5,715,000 $ 178,593 $ 77,000
Washington, Maryland 32 $ 6,089,000 $ 190,281 $ 89,000
New Hanover, North Carolina 32 $ 7,224,000 $ 225,750 $ 95,000
Lane, Oregon 32 $ 6,757,000 $ 211,156 $ 89,000
Kent, Delaware 31 $ 6,544,000 $ 211,096 $ 79,000
Flagler, Florida 31 $ 4,852,000 $ 156,516 $ 90,000
DeSoto, Mississippi 31 $ 4,982,000 $ 160,709 $ 76,000
Atlantic, New Jersey 31 $ 7,222,000 $ 232,967 $ 105,000
Sandoval, New Mexico 31 $ 5,369,000 $ 173,193 $ 76,000
Monroe, Pennsylvania 31 $ 5,009,000 $ 161,580 $ 100,000
Hidalgo, Texas 31 $ 4,376,000 $ 141,161 $ 71,000
Litchfield, Connecticut 30 $ 7,272,000 $ 242,400 $ 109,000
Martin, Florida 30 $ 7,403,000 $ 246,766 $ 105,000
Fayette, Georgia 30 $ 5,930,000 $ 197,666 $ 80,000
Hunterdon, New Jersey 30 $ 8,948,000 $ 298,266 $ 132,000
Buncombe, North Carolina 30 $ 5,992,000 $ 199,733 $ 81,000
Williamson, Tennessee 30 $ 8,871,000 $ 295,700 $ 137,000
Kitsap, Washington 30 $ 8,075,000 $ 269,166 $ 113,000
Napa, California 29 $ 10,655,000 $ 367,413 $ 155,000
Yolo, California 29 $ 8,024,000 $ 276,689 $ 113,000
New London, Connecticut 29 $ 5,686,000 $ 196,068 $ 101,000
Alachua, Florida 29 $ 5,811,000 $ 200,379 $ 83,000
Paulding, Georgia 29 $ 4,708,000 $ 162,344 $ 82,000
York, Maine 29 $ 5,375,000 $ 185,344 $ 93,000
Kent, Michigan 29 $ 4,993,000 $ 172,172 $ 116,000
Chesapeake, Virginia 29 $ 6,225,000 $ 214,655 $ 95,000
Stafford, Virginia 29 $ 7,857,000 $ 270,931 $ 116,000
Maui, Hawaii 28 $ 10,266,000 $ 366,642 $ 173,000
Sedgwick, Kansas 28 $ 4,231,000 $ 151,107 $ 75,000
Barnstable, Massachusetts 28 $ 7,304,000 $ 260,857 $ 129,000
Cape May, New Jersey 28 $ 6,516,000 $ 232,714 $ 100,000
Luzerne, Pennsylvania 28 $ 4,423,000 $ 157,964 $ 97,000
Richmond City, Virginia 28 $ 6,272,000 $ 224,000 $ 107,000
Tolland, Connecticut 27 $ 5,626,000 $ 208,370 $ 110,000
Hall, Georgia 27 $ 6,629,000 $ 245,518 $ 221,000
Livingston, Michigan 27 $ 5,036,000 $ 186,518 $ 92,000
Scott, Minnesota 27 $ 6,822,000 $ 252,666 $ 157,000
Washington, Minnesota 27 $ 5,681,000 $ 210,407 $ 110,000
Onondaga, New York 27 $ 4,314,000 $ 159,777 $ 153,000
Putnam, New York 27 $ 7,138,000 $ 264,370 $ 131,000
Westmoreland, Pennsylvania 27 $ 4,930,000 $ 182,592 $ 92,000
Spartanburg, South Carolina 27 $ 4,441,000 $ 164,481 $ 82,000
Mohave, Arizona 26 $ 4,164,000 $ 160,153 $ 68,000
Broomfield, Colorado 26 $ 7,146,000 $ 274,846 $ 102,000
Mesa, Colorado 26 $ 5,108,000 $ 196,461 $ 66,000
Hendricks, Indiana 26 $ 4,582,000 $ 176,230 $ 110,000
Warren, New Jersey 26 $ 7,137,000 $ 274,500 $ 139,000
Cumberland, Pennsylvania 26 $ 5,415,000 $ 208,269 $ 94,000
Montgomery, Alabama 25 $ 4,484,000 $ 179,360 $ 88,000
Sumter, Florida 25 $ 4,419,000 $ 176,760 $ 83,000
Clark, Indiana 25 $ 3,803,000 $ 152,120 $ 75,000
Caddo, Louisiana 25 $ 4,258,000 $ 170,320 $ 84,000
Calcasieu, Louisiana 25 $ 4,166,000 $ 166,640 $ 95,000
Charles, Maryland 25 $ 6,260,000 $ 250,400 $ 98,000
Rankin, Mississippi 25 $ 4,548,000 $ 181,920 $ 88,000
Lancaster, Nebraska 25 $ 4,038,000 $ 161,520 $ 78,000
Sumner, Tennessee 25 $ 5,200,000 $ 208,000 $ 97,000
Comal, Texas 25 $ 4,598,000 $ 183,920 $ 94,000
Hays, Texas 25 $ 5,131,000 $ 205,240 $ 94,000
Weber, Utah 25 $ 4,527,000 $ 181,080 $ 81,000
Marin, California 24 $ 10,146,000 $ 422,750 $ 137,000
Ascension, Louisiana 24 $ 4,629,000 $ 192,875 $ 88,000
Lafayette, Louisiana 24 $ 4,704,000 $ 196,000 $ 106,000
Greene, Missouri 24 $ 4,054,000 $ 168,916 $ 81,000
Gallatin, Montana 24 $ 5,507,000 $ 229,458 $ 91,000
Albany, New York 24 $ 4,456,000 $ 185,666 $ 97,000
Wilson, Tennessee 24 $ 5,095,000 $ 212,291 $ 80,000
Thurston, Washington 24 $ 5,201,000 $ 216,708 $ 119,000
Washington, Arkansas 23 $ 4,062,000 $ 176,608 $ 79,000
Shasta, California 23 $ 4,910,000 $ 213,478 $ 78,000
Pueblo, Colorado 23 $ 3,274,000 $ 142,347 $ 63,000
Charlotte, Florida 23 $ 4,763,000 $ 207,086 $ 82,000
St. Mary's, Maryland 23 $ 5,657,000 $ 245,956 $ 131,000
Ulster, New York 23 $ 4,458,000 $ 193,826 $ 100,000
Gaston, North Carolina 23 $ 4,106,000 $ 178,521 $ 78,000
Johnston, North Carolina 23 $ 3,723,000 $ 161,869 $ 68,000
Clermont, Ohio 23 $ 4,659,000 $ 202,565 $ 99,000
Nueces, Texas 23 $ 4,104,000 $ 178,434 $ 109,000
Coconino, Arizona 22 $ 4,733,000 $ 215,136 $ 106,000
Madera, California 22 $ 4,696,000 $ 213,454 $ 113,000
Clay, Missouri 22 $ 3,512,000 $ 159,636 $ 67,000
Dona Ana, New Mexico 22 $ 3,698,000 $ 168,090 $ 92,000
Lorain, Ohio 22 $ 4,143,000 $ 188,318 $ 102,000
Berkeley, South Carolina 22 $ 3,656,000 $ 166,181 $ 85,000
Berkeley, West Virginia 22 $ 4,028,000 $ 183,090 $ 74,000
Middlesex, Connecticut 21 $ 4,591,000 $ 218,619 $ 88,000
Windham, Connecticut 21 $ 3,896,000 $ 185,523 $ 98,000
Clayton, Georgia 21 $ 2,709,000 $ 129,000 $ 61,000
Allen, Indiana 21 $ 2,865,000 $ 136,428 $ 93,000
Lincoln, North Carolina 21 $ 4,219,000 $ 200,904 $ 101,000
Licking, Ohio 21 $ 3,698,000 $ 176,095 $ 74,000
Dauphin, Pennsylvania 21 $ 3,573,000 $ 170,142 $ 87,000
Washington, Utah 21 $ 3,838,000 $ 182,761 $ 74,000
James City, Virginia 21 $ 5,788,000 $ 275,619 $ 126,000
Kenosha, Wisconsin 21 $ 4,014,000 $ 191,142 $ 89,000
St. Joseph, Indiana 20 $ 2,994,000 $ 149,700 $ 60,000
Madison, Mississippi 20 $ 4,845,000 $ 242,250 $ 82,000
Iredell, North Carolina 20 $ 3,903,000 $ 195,150 $ 85,000
Fairfield, Ohio 20 $ 3,363,000 $ 168,150 $ 73,000
Stark, Ohio 20 $ 3,030,000 $ 151,500 $ 82,000
Warren, Ohio 20 $ 3,996,000 $ 199,800 $ 103,000
Canadian, Oklahoma 20 $ 3,689,000 $ 184,450 $ 99,000
Norfolk, Virginia 20 $ 3,699,000 $ 184,950 $ 81,000
Kanawha, West Virginia 20 $ 3,323,000 $ 166,150 $ 76,000
Nevada, California 19 $ 4,719,000 $ 248,368 $ 96,000
Oldham, Kentucky 19 $ 3,907,000 $ 205,631 $ 123,000
Lafourche, Louisiana 19 $ 3,248,000 $ 170,947 $ 100,000
Ouachita, Louisiana 19 $ 3,164,000 $ 166,526 $ 100,000
Cecil, Maryland 19 $ 4,261,000 $ 224,263 $ 101,000
Wright, Minnesota 19 $ 3,467,000 $ 182,473 $ 90,000
Hinds, Mississippi 19 $ 3,161,000 $ 166,368 $ 58,000
Yellowstone, Montana 19 $ 3,198,000 $ 168,315 $ 94,000
Medina, Ohio 19 $ 3,724,000 $ 196,000 $ 93,000
Montgomery, Ohio 19 $ 3,145,000 $ 165,526 $ 103,000
Jackson, Oregon 19 $ 3,925,000 $ 206,578 $ 89,000
Pike, Pennsylvania 19 $ 3,392,000 $ 178,526 $ 174,000
Cameron, Texas 19 $ 2,897,000 $ 152,473 $ 90,000
Bedford, Virginia 19 $ 4,201,000 $ 221,105 $ 90,000
Clay, Florida 18 $ 3,414,000 $ 189,666 $ 105,000
Carroll, Georgia 18 $ 2,574,000 $ 143,000 $ 73,000
Muscogee, Georgia 18 $ 3,369,000 $ 187,166 $ 88,000
Rockdale, Georgia 18 $ 3,078,000 $ 171,000 $ 95,000
Kootenai, Idaho 18 $ 3,689,000 $ 204,944 $ 85,000
Hampshire, Massachusetts 18 $ 3,738,000 $ 207,666 $ 94,000
Cumberland, New Jersey 18 $ 2,946,000 $ 163,666 $ 75,000
Santa Fe, New Mexico 18 $ 4,779,000 $ 265,500 $ 101,000
Catawba, North Carolina 18 $ 3,289,000 $ 182,722 $ 78,000
Lake, Ohio 18 $ 2,992,000 $ 166,222 $ 78,000
Lucas, Ohio 18 $ 2,482,000 $ 137,888 $ 83,000
Centre, Pennsylvania 18 $ 3,457,000 $ 192,055 $ 96,000
Dorchester, South Carolina 18 $ 2,707,000 $ 150,388 $ 88,000
Lancaster, South Carolina 18 $ 3,722,000 $ 206,777 $ 80,000
Ellis, Texas 18 $ 3,394,000 $ 188,555 $ 111,000
Rockwall, Texas 18 $ 3,100,000 $ 172,222 $ 258,000
Hanover, Virginia 18 $ 4,161,000 $ 231,166 $ 77,000
Yuma, Arizona 17 $ 2,737,000 $ 161,000 $ 90,000
Imperial, California 17 $ 3,491,000 $ 205,352 $ 113,000
Hernando, Florida 17 $ 2,290,000 $ 134,705 $ 89,000
Ingham, Michigan 17 $ 3,140,000 $ 184,705 $ 139,000
Carver, Minnesota 17 $ 3,820,000 $ 224,705 $ 102,000
Strafford, New Hampshire 17 $ 3,649,000 $ 214,647 $ 96,000
Webb, Texas 17 $ 3,636,000 $ 213,882 $ 168,000
Washington, Wisconsin 17 $ 3,542,000 $ 208,352 $ 88,000
Cochise, Arizona 16 $ 2,702,000 $ 168,875 $ 81,000
Saline, Arkansas 16 $ 2,749,000 $ 171,812 $ 69,000
Calaveras, California 16 $ 3,425,000 $ 214,062 $ 74,000
Tuolumne, California 16 $ 3,914,000 $ 244,625 $ 91,000
Garfield, Colorado 16 $ 4,701,000 $ 293,812 $ 107,000
Hawaii, Hawaii 16 $ 4,291,000 $ 268,187 $ 108,000
Kendall, Illinois 16 $ 3,631,000 $ 226,937 $ 133,000
Johnson, Indiana 16 $ 2,537,000 $ 158,562 $ 75,000
Merrimack, New Hampshire 16 $ 3,007,000 $ 187,937 $ 72,000
Deschutes, Oregon 16 $ 3,596,000 $ 224,750 $ 83,000
Brazos, Texas 16 $ 3,556,000 $ 222,250 $ 141,000
Johnson, Texas 16 $ 2,894,000 $ 180,875 $ 106,000
Smith, Texas 16 $ 2,589,000 $ 161,812 $ 108,000
Alexandria, Virginia 16 $ 4,952,000 $ 309,500 $ 122,000
Newport News, Virginia 16 $ 2,309,000 $ 144,312 $ 78,000
Spotsylvania, Virginia 16 $ 3,969,000 $ 248,062 $ 111,000
Matanuska-Susitna, Alaska 15 $ 3,243,000 $ 216,200 $ 115,000
Humboldt, California 15 $ 3,012,000 $ 200,800 $ 88,000
Bibb, Georgia 15 $ 2,024,000 $ 134,933 $ 86,000
Floyd, Indiana 15 $ 2,647,000 $ 176,466 $ 84,000
Boone, Kentucky 15 $ 2,648,000 $ 176,533 $ 88,000
Bossier, Louisiana 15 $ 3,063,000 $ 204,200 $ 89,000
Queen Anne's, Maryland 15 $ 3,679,000 $ 245,266 $ 119,000
Worcester, Maryland 15 $ 3,088,000 $ 205,866 $ 122,000
Harrison, Mississippi 15 $ 1,908,000 $ 127,200 $ 72,000
Alamance, North Carolina 15 $ 2,649,000 $ 176,600 $ 97,000
Cumberland, North Carolina 15 $ 2,604,000 $ 173,600 $ 117,000
Orange, North Carolina 15 $ 3,416,000 $ 227,733 $ 169,000
Randolph, North Carolina 15 $ 2,189,000 $ 145,933 $ 83,000
Cleveland, Oklahoma 15 $ 2,565,000 $ 171,000 $ 91,000
Adams, Pennsylvania 15 $ 3,200,000 $ 213,333 $ 120,000
Erie, Pennsylvania 15 $ 3,009,000 $ 200,600 $ 109,000
Kaufman, Texas 15 $ 2,110,000 $ 140,666 $ 80,000
Whatcom, Washington 15 $ 3,856,000 $ 257,066 $ 94,000
Citrus, Florida 14 $ 2,128,000 $ 152,000 $ 80,000
Escambia, Florida 14 $ 2,291,000 $ 163,642 $ 83,000
Kenton, Kentucky 14 $ 1,886,000 $ 134,714 $ 76,000
St. Charles, Louisiana 14 $ 2,852,000 $ 203,714 $ 131,000
Sherburne, Minnesota 14 $ 2,525,000 $ 180,357 $ 98,000
St. Louis, Minnesota 14 $ 2,546,000 $ 181,857 $ 82,000
Rensselaer, New York 14 $ 2,234,000 $ 159,571 $ 59,000
Moore, North Carolina 14 $ 2,570,000 $ 183,571 $ 73,000
Washington, Pennsylvania 14 $ 3,266,000 $ 233,285 $ 110,000
Aiken, South Carolina 14 $ 2,151,000 $ 153,642 $ 74,000
Guadalupe, Texas 14 $ 2,320,000 $ 165,714 $ 86,000
Albemarle, Virginia 14 $ 3,828,000 $ 273,428 $ 108,000
Frederick, Virginia 14 $ 2,974,000 $ 212,428 $ 99,000
Suffolk, Virginia 14 $ 2,567,000 $ 183,357 $ 56,000
Benton, Washington 14 $ 2,886,000 $ 206,142 $ 104,000
Yakima, Washington 14 $ 2,502,000 $ 178,714 $ 96,000
Racine, Wisconsin 14 $ 2,542,000 $ 181,571 $ 71,000
Lee, Alabama 13 $ 2,278,000 $ 175,230 $ 77,000
Faulkner, Arkansas 13 $ 2,392,000 $ 184,000 $ 91,000
Bay, Florida 13 $ 2,455,000 $ 188,846 $ 106,000
Okaloosa, Florida 13 $ 2,863,000 $ 220,230 $ 105,000
Santa Rosa, Florida 13 $ 3,287,000 $ 252,846 $ 128,000
Barrow, Georgia 13 $ 2,017,000 $ 155,153 $ 54,000
Columbia, Georgia 13 $ 2,257,000 $ 173,615 $ 87,000
Walton, Georgia 13 $ 2,412,000 $ 185,538 $ 72,000
Winnebago, Illinois 13 $ 2,277,000 $ 175,153 $ 112,000
LaPorte, Indiana 13 $ 1,998,000 $ 153,692 $ 70,000
Terrebonne, Louisiana 13 $ 2,305,000 $ 177,307 $ 114,000
Calvert, Maryland 13 $ 4,448,000 $ 342,153 $ 130,000
Genesee, Michigan 13 $ 2,191,000 $ 168,538 $ 102,000
St. Louis City, Missouri 13 $ 1,953,000 $ 150,230 $ 71,000
Portage, Ohio 13 $ 2,126,000 $ 163,538 $ 86,000
Lackawanna, Pennsylvania 13 $ 2,262,000 $ 174,000 $ 98,000
Midland, Texas 13 $ 3,137,000 $ 241,307 $ 100,000
Cache, Utah 13 $ 2,330,000 $ 179,230 $ 70,000
Tooele, Utah 13 $ 2,044,000 $ 157,230 $ 67,000
Jefferson, West Virginia 13 $ 2,934,000 $ 225,692 $ 96,000
Brown, Wisconsin 13 $ 2,136,000 $ 164,307 $ 93,000
Tuscaloosa, Alabama 12 $ 2,057,000 $ 171,416 $ 76,000
Houston, Georgia 12 $ 1,959,000 $ 163,250 $ 102,000
Monroe, Indiana 12 $ 2,131,000 $ 177,583 $ 100,000
Morgan, Indiana 12 $ 2,521,000 $ 210,083 $ 102,000
Vanderburgh, Indiana 12 $ 2,174,000 $ 181,166 $ 96,000
Johnson, Iowa 12 $ 2,001,000 $ 166,750 $ 101,000
Douglas, Kansas 12 $ 2,356,000 $ 196,333 $ 67,000
Kennebec, Maine 12 $ 2,013,000 $ 167,750 $ 78,000
Kalamazoo, Michigan 12 $ 2,099,000 $ 174,916 $ 87,000
Stearns, Minnesota 12 $ 1,871,000 $ 155,916 $ 76,000
Lamar, Mississippi 12 $ 2,577,000 $ 214,750 $ 106,000
Lee, Mississippi 12 $ 2,151,000 $ 179,250 $ 71,000
Platte, Missouri 12 $ 2,326,000 $ 193,833 $ 113,000
Columbia, New York 12 $ 2,070,000 $ 172,500 $ 81,000
Niagara, New York 12 $ 1,948,000 $ 162,333 $ 87,000
Schenectady, New York 12 $ 1,651,000 $ 137,583 $ 88,000
Carteret, North Carolina 12 $ 2,244,000 $ 187,000 $ 47,000
Davidson, North Carolina 12 $ 1,990,000 $ 165,833 $ 74,000
Harnett, North Carolina 12 $ 2,278,000 $ 189,833 $ 98,000
Pitt, North Carolina 12 $ 1,563,000 $ 130,250 $ 78,000
Grand Forks, North Dakota 12 $ 1,682,000 $ 140,166 $ 173,000
Miami, Ohio 12 $ 2,310,000 $ 192,500 $ 114,000
Pickens, South Carolina 12 $ 2,587,000 $ 215,583 $ 116,000
Montgomery, Tennessee 12 $ 1,634,000 $ 136,166 $ 73,000
Rutland, Vermont 12 $ 2,361,000 $ 196,750 $ 131,000
St. Croix, Wisconsin 12 $ 3,565,000 $ 297,083 $ 114,000
Laramie, Wyoming 12 $ 2,699,000 $ 224,916 $ 86,000
Natrona, Wyoming 12 $ 2,510,000 $ 209,166 $ 93,000
Limestone, Alabama 11 $ 2,401,000 $ 218,272 $ 102,000
Sutter, California 11 $ 2,197,000 $ 199,727 $ 83,000
Yuba, California 11 $ 2,258,000 $ 205,272 $ 95,000
Jackson, Georgia 11 $ 1,963,000 $ 178,454 $ 55,000
Madison, Illinois 11 $ 2,032,000 $ 184,727 $ 103,000
Boone, Indiana 11 $ 2,214,000 $ 201,272 $ 101,000
Tippecanoe, Indiana 11 $ 1,594,000 $ 144,909 $ 64,000
Linn, Iowa 11 $ 1,783,000 $ 162,090 $ 73,000
Scott, Iowa 11 $ 2,000,000 $ 181,818 $ 61,000
Leavenworth, Kansas 11 $ 1,470,000 $ 133,636 $ 91,000
Warren, Kentucky 11 $ 2,128,000 $ 193,454 $ 96,000
Rapides, Louisiana 11 $ 2,194,000 $ 199,454 $ 85,000
Hancock, Maine 11 $ 2,241,000 $ 203,727 $ 224,000
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Mortgage Loan Application Detail Totals for Discover Home Loans, Inc in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 31,182 $7,225,515,000 $231,000 $1,500,000 $103,000 $3,300,000
Home Purchase 3,969 $960,746,000 $242,000 $1,275,000 $108,000 $2,050,000
Home Improvement 728 $158,486,000 $217,000 $913,000 $103,000 $1,355,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 22,766 $5,106,442,000 $224,000 $1,275,000 $103,000 $3,300,000
Asian 3,586 $1,012,343,000 $282,000 $1,143,000 $117,000 $1,479,000
Not Provided 3,360 $828,765,000 $246,000 $1,110,000 $112,000 $2,400,000
Hispanic 3,335 $782,865,000 $234,000 $1,500,000 $95,000 $1,376,000
Black or African American 2,400 $505,791,000 $210,000 $740,000 $89,000 $1,200,000
American Indian or Alaskan Native 254 $57,133,000 $224,000 $657,000 $93,000 $455,000
Native Hawaiian or Other Pacific Islander 178 $51,408,000 $288,000 $626,000 $108,000 $576,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 29,309 $6,988,885,000 $238,000 $1,500,000 $109,000 $3,300,000
FHA-insured (Federal Housing Administration) 6,250 $1,280,132,000 $204,000 $699,000 $78,000 $1,477,000
VA-guaranteed (Veterans Administration) 320 $75,730,000 $236,000 $638,000 $91,000 $284,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 10,217 $2,506,680,000 $245,000 $1,000,000 $107,000 $1,083,000
File Closed For Incompleteness 9,483 $2,144,954,000 $226,000 $1,500,000 $104,000 $2,050,000
Application Denied By Financial Institution 9,376 $2,120,007,000 $226,000 $1,150,000 $97,000 $3,300,000
Application Withdrawn By Applicant 6,185 $1,426,155,000 $230,000 $1,250,000 $106,000 $3,099,000
Application Approved But Not Accepted 618 $146,951,000 $237,000 $944,000 $106,000 $1,160,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 1,907 $431,371,000 $226,000 $1,143,000 $108,000 $1,477,000
Credit Application Incomplete 1,871 $422,346,000 $225,000 $950,000 $103,000 $985,000
Debt-To-Income Ratio 1,203 $271,655,000 $225,000 $954,000 $61,000 $300,000
Other 1,184 $278,662,000 $235,000 $975,000 $102,000 $750,000
Credit History 1,086 $216,330,000 $199,000 $900,000 $87,000 $3,300,000
Unverifiable Information 227 $52,825,000 $232,000 $692,000 $99,000 $1,376,000
Insufficient Cash (Downpayment, Closing Cost) 36 $7,621,000 $211,000 $626,000 $94,000 $490,000
Employment History 18 $4,274,000 $237,000 $416,000 $88,000 $218,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Discover Home Loans, Inc's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Discover Home Loans, Inc's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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