Ditech Financial LLC Mortgage Lending & HMDA Data, 2016

In 2016, Ditech Financial LLC of Fort Washington, PA reported 166,427 mortgage applications totaling $31.0 billion, down 13% from 2015. The average application was for $186,557, and applicants reported an average income of $81,599. 28% of its applications resulted in an originated loan and 14% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (5,007), Los Angeles-Long Beach-Glendale, CA (4,641) and Denver-Aurora-Lakewood, CO (4,516) (applications in parentheses).

Mortgage Company & Address Ditech Financial LLC
1100 Virginia Drive, Suite 100
Fort Washington, PA 19034
Tel #: available with data download
Federal Regulator * available with data download
Years 2019  2018  2017  2016  2015  
Total Number of Mortgage Applications 166,427
Total Mortgage Loan Application Amount $31,048,286,000
Average Mortgage Loan Application Amount $186,557
Highest Mortgage Loan Application Amount $2,000,000
Average Applicant Income $81,599
Highest Applicant Income $5,450,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ditech Financial LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Ditech Financial LLC by County in 2016

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 4,660 $ 1,365,839,000 $ 293,098 $ 94,000
Maricopa, Arizona 4,496 $ 874,744,000 $ 194,560 $ 77,000
Cook, Illinois 2,750 $ 510,483,000 $ 185,630 $ 85,000
Clark, Nevada 2,287 $ 432,745,000 $ 189,219 $ 77,000
Harris, Texas 2,236 $ 307,925,000 $ 137,712 $ 82,000
Riverside, California 2,117 $ 513,042,000 $ 242,343 $ 87,000
Miami-Dade, Florida 1,957 $ 369,801,000 $ 188,963 $ 78,000
San Bernardino, California 1,896 $ 417,751,000 $ 220,332 $ 82,000
San Diego, California 1,886 $ 584,422,000 $ 309,873 $ 103,000
Pima, Arizona 1,562 $ 230,797,000 $ 147,757 $ 58,000
Orange, California 1,499 $ 525,466,000 $ 350,544 $ 113,000
Broward, Florida 1,421 $ 275,262,000 $ 193,710 $ 82,000
Middlesex, Massachusetts 1,165 $ 329,255,000 $ 282,622 $ 106,000
Arapahoe, Colorado 1,131 $ 260,619,000 $ 230,432 $ 84,000
Sacramento, California 1,116 $ 258,029,000 $ 231,208 $ 91,000
Essex, Massachusetts 1,055 $ 276,094,000 $ 261,700 $ 90,000
Dallas, Texas 1,018 $ 154,808,000 $ 152,070 $ 82,000
Palm Beach, Florida 1,007 $ 191,478,000 $ 190,146 $ 90,000
Oakland, Michigan 1,007 $ 164,298,000 $ 163,155 $ 88,000
Tarrant, Texas 970 $ 141,585,000 $ 145,963 $ 88,000
Wayne, Michigan 955 $ 120,327,000 $ 125,996 $ 77,000
Adams, Colorado 935 $ 203,582,000 $ 217,734 $ 72,000
Hennepin, Minnesota 934 $ 183,318,000 $ 196,271 $ 89,000
Philadelphia, Pennsylvania 890 $ 124,721,000 $ 140,135 $ 69,000
Jefferson, Colorado 883 $ 220,416,000 $ 249,621 $ 88,000
King, Washington 867 $ 241,731,000 $ 278,813 $ 109,000
Salt Lake, Utah 860 $ 184,990,000 $ 215,104 $ 79,000
Marion, Indiana 840 $ 110,512,000 $ 131,561 $ 75,000
Prince George's, Maryland 825 $ 188,089,000 $ 227,986 $ 82,000
Denver, Colorado 817 $ 186,379,000 $ 228,126 $ 83,000
Bexar, Texas 815 $ 113,111,000 $ 138,786 $ 79,000
Milwaukee, Wisconsin 759 $ 112,153,000 $ 147,764 $ 80,000
Worcester, Massachusetts 745 $ 154,379,000 $ 207,220 $ 86,000
St. Louis, Missouri 735 $ 107,756,000 $ 146,606 $ 74,000
Utah, Utah 721 $ 159,979,000 $ 221,884 $ 75,000
Orange, Florida 719 $ 122,561,000 $ 170,460 $ 75,000
Hillsborough, Florida 711 $ 115,122,000 $ 161,915 $ 82,000
Gwinnett, Georgia 697 $ 114,738,000 $ 164,616 $ 67,000
Alameda, California 688 $ 251,473,000 $ 365,513 $ 125,000
Mecklenburg, North Carolina 683 $ 105,821,000 $ 154,935 $ 83,000
Ventura, California 658 $ 206,305,000 $ 313,533 $ 104,000
DuPage, Illinois 654 $ 125,830,000 $ 192,400 $ 92,000
Pinellas, Florida 643 $ 98,907,000 $ 153,821 $ 78,000
Contra Costa, California 616 $ 192,921,000 $ 313,183 $ 98,000
Stanislaus, California 611 $ 129,288,000 $ 211,600 $ 78,000
Montgomery, Maryland 604 $ 157,787,000 $ 261,236 $ 95,000
Norfolk, Massachusetts 601 $ 166,921,000 $ 277,738 $ 106,000
San Joaquin, California 589 $ 140,643,000 $ 238,782 $ 92,000
Fresno, California 586 $ 107,309,000 $ 183,121 $ 85,000
Macomb, Michigan 585 $ 80,209,000 $ 137,109 $ 72,000
Cobb, Georgia 582 $ 97,941,000 $ 168,283 $ 80,000
Fulton, Georgia 582 $ 102,540,000 $ 176,185 $ 92,000
Santa Clara, California 578 $ 218,826,000 $ 378,591 $ 135,000
Hartford, Connecticut 578 $ 105,762,000 $ 182,979 $ 79,000
Suffolk, Massachusetts 573 $ 162,498,000 $ 283,591 $ 98,000
Fairfax, Virginia 568 $ 164,989,000 $ 290,473 $ 103,000
Pinal, Arizona 560 $ 86,319,000 $ 154,141 $ 61,000
Baltimore, Maryland 559 $ 102,780,000 $ 183,864 $ 73,000
Waukesha, Wisconsin 556 $ 126,523,000 $ 227,559 $ 104,000
Kern, California 555 $ 95,080,000 $ 171,315 $ 76,000
Denton, Texas 554 $ 105,582,000 $ 190,581 $ 95,000
Douglas, Colorado 552 $ 162,052,000 $ 293,572 $ 113,000
Duval, Florida 546 $ 84,118,000 $ 154,062 $ 73,000
El Paso, Colorado 544 $ 112,385,000 $ 206,590 $ 74,000
Travis, Texas 538 $ 107,208,000 $ 199,271 $ 105,000
New Haven, Connecticut 532 $ 96,179,000 $ 180,787 $ 79,000
Montgomery, Pennsylvania 525 $ 109,613,000 $ 208,786 $ 96,000
Pierce, Washington 523 $ 110,964,000 $ 212,168 $ 87,000
Weld, Colorado 522 $ 108,852,000 $ 208,528 $ 75,000
Will, Illinois 518 $ 96,352,000 $ 186,007 $ 86,000
Wake, North Carolina 514 $ 89,033,000 $ 173,215 $ 91,000
Franklin, Ohio 506 $ 69,803,000 $ 137,950 $ 83,000
Bucks, Pennsylvania 496 $ 107,036,000 $ 215,798 $ 95,000
Collin, Texas 495 $ 94,033,000 $ 189,965 $ 101,000
Fairfield, Connecticut 487 $ 120,219,000 $ 246,856 $ 87,000
Plymouth, Massachusetts 485 $ 124,613,000 $ 256,934 $ 92,000
Honolulu, Hawaii 481 $ 146,737,000 $ 305,066 $ 90,000
Fort Bend, Texas 468 $ 76,561,000 $ 163,591 $ 95,000
Middlesex, New Jersey 457 $ 103,838,000 $ 227,216 $ 96,000
New Castle, Delaware 456 $ 79,336,000 $ 173,982 $ 77,000
Dakota, Minnesota 453 $ 85,015,000 $ 187,671 $ 84,000
DeKalb, Georgia 452 $ 65,307,000 $ 144,484 $ 75,000
Lee, Florida 446 $ 75,664,000 $ 169,650 $ 84,000
Snohomish, Washington 442 $ 105,909,000 $ 239,613 $ 90,000
Anoka, Minnesota 431 $ 78,265,000 $ 181,589 $ 80,000
Camden, New Jersey 429 $ 65,010,000 $ 151,538 $ 80,000
Polk, Florida 428 $ 55,857,000 $ 130,507 $ 65,000
Ocean, New Jersey 425 $ 88,681,000 $ 208,661 $ 95,000
Lake, Illinois 421 $ 77,809,000 $ 184,819 $ 92,000
Anne Arundel, Maryland 408 $ 98,972,000 $ 242,578 $ 93,000
Burlington, New Jersey 400 $ 71,537,000 $ 178,842 $ 85,000
St. Charles, Missouri 398 $ 65,869,000 $ 165,500 $ 75,000
Hillsborough, New Hampshire 387 $ 76,904,000 $ 198,718 $ 92,000
Hamilton, Indiana 386 $ 70,773,000 $ 183,349 $ 105,000
Bergen, New Jersey 386 $ 108,033,000 $ 279,878 $ 111,000
Cuyahoga, Ohio 383 $ 46,620,000 $ 121,723 $ 82,000
Jackson, Missouri 381 $ 48,330,000 $ 126,850 $ 75,000
Bristol, Massachusetts 380 $ 84,256,000 $ 221,726 $ 82,000
Multnomah, Oregon 378 $ 86,495,000 $ 228,822 $ 91,000
Kane, Illinois 374 $ 66,463,000 $ 177,708 $ 78,000
Allegheny, Pennsylvania 372 $ 44,023,000 $ 118,341 $ 75,000
Washtenaw, Michigan 371 $ 68,580,000 $ 184,851 $ 106,000
Baltimore City, Maryland 367 $ 50,238,000 $ 136,888 $ 73,000
Monmouth, New Jersey 365 $ 91,339,000 $ 250,243 $ 105,000
Yuma, Arizona 364 $ 49,705,000 $ 136,552 $ 57,000
Bernalillo, New Mexico 361 $ 54,643,000 $ 151,365 $ 69,000
Shelby, Tennessee 357 $ 44,814,000 $ 125,529 $ 71,000
Pasco, Florida 353 $ 52,411,000 $ 148,473 $ 66,000
Jefferson, Alabama 347 $ 42,459,000 $ 122,360 $ 68,000
Ramsey, Minnesota 347 $ 58,084,000 $ 167,389 $ 75,000
Delaware, Pennsylvania 344 $ 52,495,000 $ 152,601 $ 85,000
Kent, Michigan 343 $ 43,118,000 $ 125,708 $ 65,000
Berks, Pennsylvania 341 $ 45,116,000 $ 132,304 $ 73,000
Brevard, Florida 340 $ 49,362,000 $ 145,182 $ 72,000
Rockingham, New Hampshire 337 $ 75,053,000 $ 222,709 $ 91,000
Clark, Washington 337 $ 74,896,000 $ 222,243 $ 75,000
Solano, California 331 $ 85,270,000 $ 257,613 $ 86,000
Volusia, Florida 329 $ 45,569,000 $ 138,507 $ 68,000
Prince William, Virginia 328 $ 90,031,000 $ 274,484 $ 96,000
Washington, Minnesota 319 $ 70,304,000 $ 220,388 $ 101,000
Charleston, South Carolina 318 $ 74,357,000 $ 233,827 $ 98,000
Providence, Rhode Island 316 $ 56,464,000 $ 178,683 $ 77,000
Davis, Utah 314 $ 71,496,000 $ 227,694 $ 74,000
Larimer, Colorado 313 $ 70,875,000 $ 226,437 $ 84,000
Placer, California 312 $ 87,816,000 $ 281,461 $ 107,000
Johnson, Kansas 310 $ 54,704,000 $ 176,464 $ 94,000
Hidalgo, Texas 309 $ 32,707,000 $ 105,847 $ 66,000
District of Columbia, District Of Columbia 306 $ 73,725,000 $ 240,931 $ 95,000
Sarasota, Florida 305 $ 54,323,000 $ 178,108 $ 71,000
Yavapai, Arizona 303 $ 50,550,000 $ 166,831 $ 66,000
Williamson, Texas 300 $ 50,390,000 $ 167,966 $ 84,000
Guilford, North Carolina 297 $ 40,069,000 $ 134,912 $ 69,000
New Hanover, North Carolina 297 $ 56,437,000 $ 190,023 $ 80,000
Washoe, Nevada 293 $ 62,424,000 $ 213,051 $ 85,000
Jefferson, Kentucky 292 $ 37,550,000 $ 128,595 $ 67,000
Osceola, Florida 290 $ 43,490,000 $ 149,965 $ 66,000
Seminole, Florida 290 $ 49,253,000 $ 169,837 $ 79,000
Montgomery, Texas 289 $ 48,151,000 $ 166,612 $ 91,000
Washington, Oregon 282 $ 66,240,000 $ 234,893 $ 88,000
Tulare, California 281 $ 45,477,000 $ 161,839 $ 76,000
Chester, Pennsylvania 277 $ 59,949,000 $ 216,422 $ 99,000
El Paso, Texas 276 $ 30,297,000 $ 109,771 $ 64,000
Davidson, Tennessee 266 $ 41,081,000 $ 154,439 $ 72,000
Hampden, Massachusetts 265 $ 41,260,000 $ 155,698 $ 64,000
Essex, New Jersey 265 $ 63,010,000 $ 237,773 $ 95,000
Cumberland, Maine 263 $ 52,590,000 $ 199,961 $ 84,000
Weber, Utah 261 $ 49,009,000 $ 187,773 $ 64,000
Jefferson, Louisiana 260 $ 33,580,000 $ 129,153 $ 74,000
Genesee, Michigan 260 $ 29,463,000 $ 113,319 $ 73,000
Loudoun, Virginia 260 $ 84,206,000 $ 323,869 $ 110,000
Gloucester, New Jersey 258 $ 42,906,000 $ 166,302 $ 87,000
Clackamas, Oregon 257 $ 63,624,000 $ 247,564 $ 97,000
Lehigh, Pennsylvania 257 $ 37,827,000 $ 147,186 $ 71,000
Horry, South Carolina 257 $ 37,317,000 $ 145,202 $ 93,000
York, Pennsylvania 255 $ 38,255,000 $ 150,019 $ 73,000
Lake, Indiana 253 $ 33,740,000 $ 133,359 $ 70,000
Jefferson, Missouri 253 $ 35,585,000 $ 140,652 $ 62,000
Ada, Idaho 252 $ 43,741,000 $ 173,575 $ 81,000
Onslow, North Carolina 252 $ 39,218,000 $ 155,626 $ 65,000
Allen, Indiana 250 $ 30,768,000 $ 123,072 $ 68,000
Sonoma, California 249 $ 75,270,000 $ 302,289 $ 97,000
Barnstable, Massachusetts 249 $ 59,512,000 $ 239,004 $ 108,000
Mohave, Arizona 243 $ 36,105,000 $ 148,580 $ 74,000
Hudson, New Jersey 238 $ 60,670,000 $ 254,915 $ 97,000
Atlantic, New Jersey 237 $ 36,852,000 $ 155,493 $ 79,000
Hamilton, Ohio 237 $ 27,177,000 $ 114,670 $ 64,000
Hernando, Florida 234 $ 26,049,000 $ 111,320 $ 59,000
Union, New Jersey 232 $ 56,078,000 $ 241,715 $ 94,000
Boulder, Colorado 229 $ 56,122,000 $ 245,074 $ 101,000
Virginia Beach, Virginia 229 $ 45,115,000 $ 197,008 $ 81,000
Oklahoma, Oklahoma 225 $ 27,670,000 $ 122,977 $ 96,000
Frederick, Maryland 223 $ 56,538,000 $ 253,533 $ 96,000
Spokane, Washington 220 $ 33,016,000 $ 150,072 $ 74,000
Collier, Florida 219 $ 46,620,000 $ 212,876 $ 94,000
York, Maine 217 $ 40,097,000 $ 184,778 $ 74,000
Morris, New Jersey 216 $ 60,827,000 $ 281,606 $ 138,000
Passaic, New Jersey 216 $ 53,308,000 $ 246,796 $ 94,000
Northampton, Pennsylvania 216 $ 35,275,000 $ 163,310 $ 82,000
Manatee, Florida 212 $ 37,352,000 $ 176,188 $ 80,000
Summit, Ohio 211 $ 26,707,000 $ 126,573 $ 76,000
McHenry, Illinois 210 $ 36,530,000 $ 173,952 $ 94,000
Tulsa, Oklahoma 208 $ 23,912,000 $ 114,961 $ 87,000
St. Lucie, Florida 206 $ 30,182,000 $ 146,514 $ 65,000
Henry, Georgia 206 $ 31,766,000 $ 154,203 $ 65,000
Somerset, New Jersey 206 $ 49,433,000 $ 239,966 $ 112,000
Chesterfield, Virginia 206 $ 37,770,000 $ 183,349 $ 76,000
St. Louis City, Missouri 205 $ 25,795,000 $ 125,829 $ 71,000
Brazoria, Texas 204 $ 30,865,000 $ 151,299 $ 84,000
Lake, Florida 201 $ 30,641,000 $ 152,442 $ 61,000
East Baton Rouge, Louisiana 201 $ 26,599,000 $ 132,333 $ 67,000
Galveston, Texas 200 $ 29,401,000 $ 147,005 $ 102,000
Clay, Missouri 199 $ 29,680,000 $ 149,145 $ 78,000
Greenville, South Carolina 199 $ 28,747,000 $ 144,457 $ 78,000
Sedgwick, Kansas 196 $ 24,444,000 $ 124,714 $ 71,000
Richland, South Carolina 195 $ 24,375,000 $ 125,000 $ 66,000
Lancaster, Pennsylvania 193 $ 30,292,000 $ 156,953 $ 68,000
San Mateo, California 191 $ 69,530,000 $ 364,031 $ 119,000
Scott, Iowa 191 $ 32,375,000 $ 169,502 $ 98,000
Livingston, Michigan 191 $ 33,396,000 $ 174,848 $ 89,000
Howard, Maryland 188 $ 51,522,000 $ 274,053 $ 114,000
Mobile, Alabama 186 $ 20,230,000 $ 108,763 $ 60,000
Marion, Florida 186 $ 23,328,000 $ 125,419 $ 58,000
York, South Carolina 185 $ 29,798,000 $ 161,070 $ 83,000
Hendricks, Indiana 184 $ 27,944,000 $ 151,869 $ 76,000
Stark, Ohio 184 $ 22,617,000 $ 122,918 $ 68,000
St. Johns, Florida 183 $ 38,189,000 $ 208,683 $ 87,000
Dane, Wisconsin 182 $ 38,089,000 $ 209,280 $ 91,000
Monterey, California 181 $ 51,660,000 $ 285,414 $ 90,000
San Luis Obispo, California 181 $ 56,354,000 $ 311,348 $ 99,000
Sussex, Delaware 180 $ 34,776,000 $ 193,200 $ 91,000
El Dorado, California 179 $ 49,594,000 $ 277,061 $ 107,000
Madison, Alabama 178 $ 21,904,000 $ 123,056 $ 68,000
Marion, Oregon 178 $ 32,275,000 $ 181,320 $ 73,000
Cherokee, Georgia 177 $ 31,073,000 $ 175,553 $ 76,000
Mercer, New Jersey 176 $ 31,492,000 $ 178,931 $ 109,000
Cochise, Arizona 175 $ 21,075,000 $ 120,428 $ 56,000
Santa Barbara, California 175 $ 47,313,000 $ 270,360 $ 96,000
Santa Cruz, California 173 $ 64,441,000 $ 372,491 $ 111,000
Charles, Maryland 173 $ 41,331,000 $ 238,907 $ 87,000
Monroe, Pennsylvania 172 $ 24,110,000 $ 140,174 $ 80,000
Merced, California 170 $ 32,288,000 $ 189,929 $ 85,000
Midland, Texas 170 $ 34,449,000 $ 202,641 $ 94,000
Forsyth, Georgia 169 $ 34,180,000 $ 202,248 $ 101,000
Paulding, Georgia 168 $ 24,231,000 $ 144,232 $ 69,000
Hawaii, Hawaii 167 $ 40,829,000 $ 244,485 $ 91,000
Cameron, Texas 167 $ 17,696,000 $ 105,964 $ 67,000
Chatham, Georgia 166 $ 23,911,000 $ 144,042 $ 73,000
Union, North Carolina 166 $ 31,413,000 $ 189,234 $ 76,000
Butler, Ohio 163 $ 20,579,000 $ 126,251 $ 74,000
Clayton, Georgia 162 $ 18,401,000 $ 113,586 $ 49,000
Washington, Wisconsin 162 $ 30,572,000 $ 188,716 $ 87,000
Durham, North Carolina 160 $ 24,952,000 $ 155,950 $ 92,000
Racine, Wisconsin 160 $ 27,880,000 $ 174,250 $ 89,000
New London, Connecticut 159 $ 28,485,000 $ 179,150 $ 81,000
Johnson, Indiana 157 $ 24,480,000 $ 155,923 $ 86,000
Scott, Minnesota 157 $ 35,139,000 $ 223,815 $ 101,000
Wright, Minnesota 157 $ 31,477,000 $ 200,490 $ 89,000
Polk, Iowa 156 $ 20,126,000 $ 129,012 $ 68,000
Harford, Maryland 156 $ 33,013,000 $ 211,621 $ 86,000
Henrico, Virginia 156 $ 28,782,000 $ 184,500 $ 90,000
Ingham, Michigan 155 $ 17,923,000 $ 115,632 $ 73,000
Mesa, Colorado 154 $ 28,043,000 $ 182,097 $ 68,000
Lexington, South Carolina 154 $ 20,047,000 $ 130,175 $ 60,000
Pulaski, Arkansas 153 $ 18,965,000 $ 123,954 $ 79,000
Maui, Hawaii 153 $ 46,116,000 $ 301,411 $ 90,000
Escambia, Florida 152 $ 18,221,000 $ 119,875 $ 69,000
Douglas, Nebraska 152 $ 19,865,000 $ 130,690 $ 79,000
Cape May, New Jersey 152 $ 32,286,000 $ 212,407 $ 113,000
Lucas, Ohio 151 $ 14,185,000 $ 93,940 $ 66,000
Deschutes, Oregon 150 $ 29,308,000 $ 195,386 $ 85,000
Montgomery, Ohio 149 $ 13,989,000 $ 93,885 $ 58,000
Hall, Georgia 147 $ 23,783,000 $ 161,789 $ 65,000
St. Tammany, Louisiana 146 $ 21,352,000 $ 146,246 $ 71,000
Forsyth, North Carolina 145 $ 20,030,000 $ 138,137 $ 71,000
Clay, Florida 144 $ 22,481,000 $ 156,118 $ 66,000
Brunswick, North Carolina 144 $ 24,338,000 $ 169,013 $ 77,000
Madera, California 141 $ 24,480,000 $ 173,617 $ 71,000
Alamance, North Carolina 138 $ 18,999,000 $ 137,673 $ 58,000
Lane, Oregon 138 $ 24,248,000 $ 175,710 $ 85,000
Sherburne, Minnesota 137 $ 26,109,000 $ 190,576 $ 82,000
Kendall, Illinois 135 $ 25,546,000 $ 189,229 $ 82,000
Whatcom, Washington 133 $ 30,824,000 $ 231,759 $ 76,000
Brown, Wisconsin 133 $ 19,221,000 $ 144,518 $ 70,000
Berkeley, South Carolina 132 $ 21,338,000 $ 161,651 $ 75,000
Washington, Utah 132 $ 26,146,000 $ 198,075 $ 77,000
Shelby, Alabama 131 $ 21,536,000 $ 164,396 $ 70,000
Cumberland, North Carolina 130 $ 16,659,000 $ 128,146 $ 62,000
Litchfield, Connecticut 129 $ 23,453,000 $ 181,806 $ 81,000
Windham, Connecticut 129 $ 19,486,000 $ 151,054 $ 66,000
Indian River, Florida 129 $ 18,648,000 $ 144,558 $ 83,000
Fayette, Kentucky 129 $ 17,374,000 $ 134,682 $ 66,000
Westmoreland, Pennsylvania 128 $ 15,936,000 $ 124,500 $ 66,000
Thurston, Washington 127 $ 26,116,000 $ 205,637 $ 78,000
Okaloosa, Florida 125 $ 21,890,000 $ 175,120 $ 75,000
Baldwin, Alabama 124 $ 20,455,000 $ 164,959 $ 95,000
Suffolk, New York 123 $ 34,769,000 $ 282,674 $ 92,000
Shasta, California 122 $ 21,446,000 $ 175,786 $ 63,000
Santa Rosa, Florida 122 $ 17,563,000 $ 143,959 $ 78,000
Carroll, Maryland 122 $ 28,472,000 $ 233,377 $ 88,000
Buncombe, North Carolina 122 $ 19,003,000 $ 155,762 $ 68,000
Monroe, Indiana 121 $ 21,148,000 $ 174,776 $ 91,000
Orleans, Louisiana 121 $ 17,441,000 $ 144,140 $ 86,000
Cabarrus, North Carolina 120 $ 19,368,000 $ 161,400 $ 75,000
Butte, California 119 $ 20,532,000 $ 172,537 $ 68,000
Kent, Delaware 119 $ 20,367,000 $ 171,151 $ 68,000
Charlotte, Florida 119 $ 17,099,000 $ 143,689 $ 74,000
Hamilton, Tennessee 119 $ 15,910,000 $ 133,697 $ 70,000
Rutherford, Tennessee 119 $ 15,699,000 $ 131,924 $ 71,000
Webb, Texas 119 $ 17,246,000 $ 144,924 $ 66,000
San Francisco, California 118 $ 45,169,000 $ 382,788 $ 146,000
Middlesex, Connecticut 118 $ 25,912,000 $ 219,593 $ 94,000
Douglas, Georgia 118 $ 17,755,000 $ 150,466 $ 69,000
Nueces, Texas 118 $ 15,015,000 $ 127,245 $ 100,000
Stafford, Virginia 118 $ 30,040,000 $ 254,576 $ 99,000
St. Joseph, Indiana 117 $ 13,445,000 $ 114,914 $ 67,000
Luzerne, Pennsylvania 117 $ 13,880,000 $ 118,632 $ 65,000
Kitsap, Washington 117 $ 24,751,000 $ 211,547 $ 93,000
Gaston, North Carolina 116 $ 15,422,000 $ 132,948 $ 79,000
Bay, Florida 113 $ 17,924,000 $ 158,619 $ 77,000
Santa Fe, New Mexico 113 $ 20,815,000 $ 184,203 $ 70,000
Jackson, Oregon 113 $ 20,357,000 $ 180,150 $ 83,000
Montgomery, Alabama 112 $ 12,757,000 $ 113,901 $ 67,000
Pueblo, Colorado 112 $ 14,657,000 $ 130,866 $ 64,000
Bell, Texas 112 $ 12,918,000 $ 115,339 $ 70,000
Leon, Florida 111 $ 15,635,000 $ 140,855 $ 80,000
Lorain, Ohio 111 $ 14,413,000 $ 129,846 $ 68,000
Spartanburg, South Carolina 110 $ 13,590,000 $ 123,545 $ 58,000
Coconino, Arizona 109 $ 21,434,000 $ 196,642 $ 85,000
Greene, Missouri 109 $ 13,104,000 $ 120,220 $ 68,000
Dauphin, Pennsylvania 109 $ 13,946,000 $ 127,944 $ 68,000
Nevada, California 108 $ 26,695,000 $ 247,175 $ 91,000
Yolo, California 108 $ 24,753,000 $ 229,194 $ 92,000
Lafayette, Louisiana 108 $ 15,547,000 $ 143,953 $ 81,000
Muskegon, Michigan 108 $ 11,673,000 $ 108,083 $ 66,000
Ellis, Texas 108 $ 17,674,000 $ 163,648 $ 85,000
Hays, Texas 108 $ 18,158,000 $ 168,129 $ 80,000
Alachua, Florida 107 $ 14,523,000 $ 135,728 $ 77,000
Lancaster, Nebraska 107 $ 17,332,000 $ 161,981 $ 114,000
Sussex, New Jersey 106 $ 21,528,000 $ 203,094 $ 101,000
St. Clair, Illinois 105 $ 12,593,000 $ 119,933 $ 69,000
Sandoval, New Mexico 105 $ 17,852,000 $ 170,019 $ 75,000
Sutter, California 103 $ 22,267,000 $ 216,184 $ 77,000
Citrus, Florida 103 $ 11,748,000 $ 114,058 $ 55,000
Ottawa, Michigan 103 $ 14,054,000 $ 136,446 $ 73,000
Merrimack, New Hampshire 103 $ 17,404,000 $ 168,970 $ 80,000
Warren, Ohio 103 $ 16,262,000 $ 157,883 $ 79,000
Williamson, Tennessee 103 $ 25,640,000 $ 248,932 $ 109,000
Newton, Georgia 102 $ 13,551,000 $ 132,852 $ 64,000
Kootenai, Idaho 102 $ 17,523,000 $ 171,794 $ 64,000
Smith, Texas 102 $ 12,820,000 $ 125,686 $ 63,000
Chesapeake, Virginia 102 $ 20,933,000 $ 205,225 $ 76,000
Penobscot, Maine 100 $ 13,670,000 $ 136,700 $ 66,000
Kent, Rhode Island 100 $ 17,836,000 $ 178,360 $ 77,000
Canyon, Idaho 98 $ 14,500,000 $ 147,959 $ 65,000
Pender, North Carolina 98 $ 19,435,000 $ 198,316 $ 74,000
Dorchester, South Carolina 98 $ 15,140,000 $ 154,489 $ 64,000
Guadalupe, Texas 98 $ 14,423,000 $ 147,173 $ 78,000
Randall, Texas 98 $ 16,194,000 $ 165,244 $ 91,000
Ozaukee, Wisconsin 98 $ 22,314,000 $ 227,693 $ 110,000
Carver, Minnesota 96 $ 21,884,000 $ 227,958 $ 99,000
Lake, Ohio 95 $ 11,595,000 $ 122,052 $ 71,000
Comal, Texas 95 $ 17,045,000 $ 179,421 $ 100,000
Yakima, Washington 95 $ 13,411,000 $ 141,168 $ 62,000
Navajo, Arizona 94 $ 12,724,000 $ 135,361 $ 76,000
Randolph, North Carolina 94 $ 10,915,000 $ 116,117 $ 54,000
Cumberland, Pennsylvania 94 $ 15,509,000 $ 164,989 $ 83,000
Kaufman, Texas 94 $ 12,870,000 $ 136,914 $ 82,000
Imperial, California 93 $ 16,056,000 $ 172,645 $ 79,000
Hunterdon, New Jersey 93 $ 23,457,000 $ 252,225 $ 122,000
Clermont, Ohio 93 $ 12,755,000 $ 137,150 $ 75,000
Delaware, Ohio 93 $ 18,856,000 $ 202,752 $ 107,000
Sumner, Tennessee 93 $ 15,122,000 $ 162,602 $ 72,000
Kenosha, Wisconsin 93 $ 14,577,000 $ 156,741 $ 106,000
DeSoto, Mississippi 92 $ 13,216,000 $ 143,652 $ 71,000
Strafford, New Hampshire 92 $ 17,689,000 $ 192,271 $ 77,000
Coweta, Georgia 91 $ 15,651,000 $ 171,989 $ 80,000
Winnebago, Illinois 91 $ 9,804,000 $ 107,736 $ 54,000
Rowan, North Carolina 91 $ 10,652,000 $ 117,054 $ 63,000
Knox, Tennessee 91 $ 12,157,000 $ 133,593 $ 69,000
Porter, Indiana 90 $ 13,641,000 $ 151,566 $ 74,000
Washington, Maryland 90 $ 14,598,000 $ 162,200 $ 71,000
Monroe, Michigan 89 $ 11,935,000 $ 134,101 $ 68,000
Franklin, Missouri 89 $ 11,121,000 $ 124,955 $ 55,000
Johnson, Texas 89 $ 11,444,000 $ 128,584 $ 83,000
Carroll, Georgia 88 $ 10,785,000 $ 122,556 $ 59,000
Gallatin, Montana 88 $ 19,471,000 $ 221,261 $ 86,000
Iredell, North Carolina 87 $ 13,056,000 $ 150,068 $ 67,000
Tuscaloosa, Alabama 86 $ 12,183,000 $ 141,662 $ 65,000
Anchorage, Alaska 85 $ 16,552,000 $ 194,729 $ 91,000
Broomfield, Colorado 85 $ 23,610,000 $ 277,764 $ 109,000
Androscoggin, Maine 85 $ 11,986,000 $ 141,011 $ 58,000
Kennebec, Maine 85 $ 12,090,000 $ 142,235 $ 63,000
Jackson, Michigan 85 $ 9,480,000 $ 111,529 $ 65,000
Platte, Missouri 85 $ 13,577,000 $ 159,729 $ 79,000
Yellowstone, Montana 85 $ 13,563,000 $ 159,564 $ 68,000
Norfolk, Virginia 85 $ 13,239,000 $ 155,752 $ 73,000
Rockdale, Georgia 84 $ 13,366,000 $ 159,119 $ 69,000
Johnston, North Carolina 84 $ 12,299,000 $ 146,416 $ 63,000
Marin, California 83 $ 30,749,000 $ 370,469 $ 112,000
Martin, Florida 83 $ 15,761,000 $ 189,891 $ 83,000
St. Louis, Minnesota 83 $ 11,072,000 $ 133,397 $ 60,000
Warren, New Jersey 83 $ 16,607,000 $ 200,084 $ 103,000
Dona Ana, New Mexico 83 $ 11,544,000 $ 139,084 $ 65,000
Medina, Ohio 83 $ 12,145,000 $ 146,325 $ 77,000
Spotsylvania, Virginia 83 $ 17,305,000 $ 208,493 $ 87,000
Fayette, Georgia 82 $ 17,361,000 $ 211,719 $ 85,000
St. Clair, Michigan 82 $ 9,899,000 $ 120,719 $ 66,000
Cache, Utah 82 $ 14,625,000 $ 178,353 $ 65,000
Skagit, Washington 82 $ 18,671,000 $ 227,695 $ 90,000
Madison, Illinois 81 $ 9,553,000 $ 117,938 $ 66,000
Muscogee, Georgia 80 $ 9,496,000 $ 118,700 $ 51,000
Caddo, Louisiana 80 $ 7,857,000 $ 98,212 $ 59,000
Tolland, Connecticut 79 $ 14,215,000 $ 179,936 $ 86,000
Flagler, Florida 79 $ 11,339,000 $ 143,531 $ 79,000
Lapeer, Michigan 79 $ 10,445,000 $ 132,215 $ 68,000
Yuba, California 78 $ 15,477,000 $ 198,423 $ 66,000
Parker, Texas 78 $ 12,181,000 $ 156,166 $ 94,000
Rock, Wisconsin 78 $ 10,305,000 $ 132,115 $ 67,000
Tippecanoe, Indiana 77 $ 9,316,000 $ 120,987 $ 58,000
Franklin, Pennsylvania 77 $ 10,650,000 $ 138,311 $ 63,000
Washington, Rhode Island 77 $ 14,968,000 $ 194,389 $ 80,000
Pennington, South Dakota 77 $ 12,021,000 $ 156,116 $ 68,000
Columbia, Georgia 76 $ 12,296,000 $ 161,789 $ 80,000
Cumberland, New Jersey 76 $ 10,864,000 $ 142,947 $ 72,000
Gila, Arizona 75 $ 9,917,000 $ 132,226 $ 67,000
Cape Girardeau, Missouri 75 $ 11,073,000 $ 147,640 $ 72,000
Box Elder, Utah 75 $ 11,834,000 $ 157,786 $ 61,000
Queens, New York 74 $ 33,246,000 $ 449,270 $ 96,000
Benton, Arkansas 73 $ 10,083,000 $ 138,123 $ 74,000
Calvert, Maryland 73 $ 17,736,000 $ 242,958 $ 104,000
Kalamazoo, Michigan 73 $ 8,929,000 $ 122,315 $ 66,000
Yamhill, Oregon 73 $ 14,572,000 $ 199,616 $ 85,000
Beaufort, South Carolina 73 $ 13,605,000 $ 186,369 $ 104,000
McLennan, Texas 73 $ 9,296,000 $ 127,342 $ 85,000
Rockwall, Texas 73 $ 12,544,000 $ 171,835 $ 86,000
Barrow, Georgia 72 $ 9,314,000 $ 129,361 $ 50,000
Boone, Indiana 72 $ 14,812,000 $ 205,722 $ 102,000
Elkhart, Indiana 72 $ 8,072,000 $ 112,111 $ 60,000
Hancock, Indiana 72 $ 11,355,000 $ 157,708 $ 77,000
Harrison, Mississippi 72 $ 9,090,000 $ 126,250 $ 74,000
Lincoln, Missouri 72 $ 10,291,000 $ 142,930 $ 58,000
Nassau, New York 72 $ 26,123,000 $ 362,819 $ 101,000
Harnett, North Carolina 72 $ 10,989,000 $ 152,625 $ 63,000
Newport News, Virginia 72 $ 11,089,000 $ 154,013 $ 60,000
Saginaw, Michigan 71 $ 6,166,000 $ 86,845 $ 52,000
Cleveland, Oklahoma 71 $ 8,857,000 $ 124,746 $ 83,000
Lake, California 70 $ 11,610,000 $ 165,857 $ 63,000
Elbert, Colorado 70 $ 21,490,000 $ 307,000 $ 84,000
Jackson, Georgia 70 $ 10,568,000 $ 150,971 $ 64,000
McLean, Illinois 70 $ 9,432,000 $ 134,742 $ 84,000
Hinds, Mississippi 70 $ 7,139,000 $ 101,985 $ 52,000
Fairfield, Ohio 70 $ 10,946,000 $ 156,371 $ 78,000
Washington, Pennsylvania 70 $ 10,246,000 $ 146,371 $ 68,000
Anderson, South Carolina 70 $ 10,061,000 $ 143,728 $ 68,000
Rockingham, Virginia 70 $ 12,551,000 $ 179,300 $ 57,000
Santa Cruz, Arizona 69 $ 10,118,000 $ 146,637 $ 75,000
Walton, Florida 69 $ 12,988,000 $ 188,231 $ 113,000
Albany, New York 69 $ 12,360,000 $ 179,130 $ 72,000
Aiken, South Carolina 69 $ 7,608,000 $ 110,260 $ 53,000
Grayson, Texas 69 $ 9,078,000 $ 131,565 $ 76,000
Arlington, Virginia 69 $ 19,190,000 $ 278,115 $ 105,000
Calaveras, California 68 $ 14,009,000 $ 206,014 $ 85,000
Richmond, Georgia 68 $ 6,669,000 $ 98,073 $ 49,000
Walton, Georgia 68 $ 10,132,000 $ 149,000 $ 81,000
Rock Island, Illinois 68 $ 7,694,000 $ 113,147 $ 65,000
Linn, Iowa 68 $ 9,213,000 $ 135,485 $ 64,000
Licking, Ohio 68 $ 8,862,000 $ 130,323 $ 70,000
Lee, Alabama 67 $ 8,706,000 $ 129,940 $ 76,000
Shawnee, Kansas 67 $ 7,346,000 $ 109,641 $ 81,000
St. Mary's, Maryland 67 $ 14,971,000 $ 223,447 $ 91,000
Portage, Ohio 67 $ 7,850,000 $ 117,164 $ 69,000
Tooele, Utah 67 $ 13,227,000 $ 197,417 $ 62,000
Kings, California 66 $ 10,223,000 $ 154,893 $ 66,000
Summit, Colorado 66 $ 16,352,000 $ 247,757 $ 126,000
Madison, Indiana 66 $ 6,218,000 $ 94,212 $ 52,000
Cecil, Maryland 66 $ 13,433,000 $ 203,530 $ 74,000
Bay, Michigan 66 $ 6,337,000 $ 96,015 $ 51,000
Orange, New York 66 $ 15,899,000 $ 240,893 $ 104,000
Pike, Pennsylvania 66 $ 8,874,000 $ 134,454 $ 87,000
St. Croix, Wisconsin 66 $ 13,826,000 $ 209,484 $ 95,000
Chisago, Minnesota 65 $ 12,099,000 $ 186,138 $ 82,000
Napa, California 64 $ 20,952,000 $ 327,375 $ 121,000
Tuolumne, California 64 $ 12,333,000 $ 192,703 $ 78,000
Livingston, Louisiana 64 $ 8,022,000 $ 125,343 $ 68,000
Berkshire, Massachusetts 64 $ 9,905,000 $ 154,765 $ 66,000
Davidson, North Carolina 64 $ 8,139,000 $ 127,171 $ 52,000
Greene, Ohio 64 $ 8,741,000 $ 136,578 $ 78,000
Trumbull, Ohio 64 $ 6,569,000 $ 102,640 $ 59,000
Cowlitz, Washington 64 $ 11,382,000 $ 177,843 $ 64,000
Saline, Arkansas 63 $ 8,471,000 $ 134,460 $ 66,000
Ascension, Louisiana 63 $ 9,588,000 $ 152,190 $ 81,000
Eaton, Michigan 63 $ 8,249,000 $ 130,936 $ 72,000
Rankin, Mississippi 63 $ 8,509,000 $ 135,063 $ 65,000
Nye, Nevada 63 $ 9,055,000 $ 143,730 $ 58,000
Hampton, Virginia 63 $ 9,464,000 $ 150,222 $ 67,000
Richmond City, Virginia 63 $ 9,641,000 $ 153,031 $ 78,000
Monroe, Florida 62 $ 15,706,000 $ 253,322 $ 130,000
Houston, Georgia 62 $ 7,714,000 $ 124,419 $ 65,000
Berrien, Michigan 62 $ 7,768,000 $ 125,290 $ 77,000
Catawba, North Carolina 62 $ 8,750,000 $ 141,129 $ 64,000
Wyandotte, Kansas 61 $ 6,074,000 $ 99,573 $ 60,000
Monroe, New York 61 $ 8,766,000 $ 143,704 $ 78,000
Jefferson, Texas 61 $ 7,322,000 $ 120,032 $ 90,000
Alexandria, Virginia 61 $ 15,675,000 $ 256,967 $ 97,000
Tehama, California 60 $ 9,772,000 $ 162,866 $ 61,000
Pitt, North Carolina 60 $ 7,059,000 $ 117,650 $ 73,000
Outagamie, Wisconsin 60 $ 8,527,000 $ 142,116 $ 78,000
Clark, Indiana 59 $ 7,015,000 $ 118,898 $ 52,000
Morgan, Indiana 59 $ 7,836,000 $ 132,813 $ 61,000
Tangipahoa, Louisiana 59 $ 6,503,000 $ 110,220 $ 57,000
Cascade, Montana 59 $ 9,939,000 $ 168,457 $ 66,000
Saratoga, New York 59 $ 11,734,000 $ 198,881 $ 71,000
DeKalb, Illinois 58 $ 8,188,000 $ 141,172 $ 74,000
Carroll, New Hampshire 58 $ 9,313,000 $ 160,568 $ 107,000
Moore, North Carolina 58 $ 11,350,000 $ 195,689 $ 68,000
Benton, Washington 58 $ 10,418,000 $ 179,620 $ 83,000
Jefferson, Wisconsin 58 $ 9,145,000 $ 157,672 $ 70,000
Elmore, Alabama 57 $ 6,951,000 $ 121,947 $ 66,000
Worcester, Maryland 57 $ 11,133,000 $ 195,315 $ 108,000
Cass, Missouri 57 $ 7,608,000 $ 133,473 $ 71,000
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Mortgage Loan Application Detail Totals for Ditech Financial LLC in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 119,312 $21,543,954,000 $180,000 $2,000,000 $82,000 $3,000,000
Home Purchase 43,661 $8,862,535,000 $202,000 $1,500,000 $80,000 $5,450,000
Home Improvement 3,454 $641,797,000 $185,000 $1,500,000 $88,000 $850,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 68,415 $11,769,495,000 $172,000 $2,000,000 $86,000 $5,450,000
Not applicable 57,548 $12,211,275,000 $212,000 $1,083,000 $79,000 $2,721,000
Hispanic 12,784 $2,201,573,000 $172,000 $1,219,000 $70,000 $963,000
Black or African American 10,758 $1,568,406,000 $145,000 $700,000 $68,000 $1,200,000
Not Provided 9,722 $1,738,390,000 $178,000 $1,990,000 $83,000 $2,306,000
Asian 5,330 $1,237,088,000 $232,000 $1,334,000 $101,000 $2,400,000
American Indian or Alaskan Native 1,238 $191,583,000 $154,000 $640,000 $73,000 $1,964,000
Native Hawaiin or Other Pacific Islander 632 $130,476,000 $206,000 $637,000 $87,000 $650,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 120,946 $21,942,931,000 $181,000 $2,000,000 $88,000 $5,450,000
FHA-insured (Federal Housing Administration) 33,737 $6,495,839,000 $192,000 $947,000 $62,000 $1,239,000
VA-guaranteed (Veterans Administration) 9,647 $2,294,842,000 $237,000 $1,220,000 $75,000 $795,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 2,097 $314,674,000 $150,000 $571,000 $51,000 $146,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 57,548 $12,211,275,000 $212,000 $1,083,000 $79,000 $2,721,000
Loan Originated 46,783 $8,136,701,000 $173,000 $1,203,000 $85,000 $3,000,000
Application Denied By Financial Institution 22,561 $3,975,776,000 $176,000 $2,000,000 $75,000 $5,450,000
Application Withdrawn By Applicant 18,852 $3,359,190,000 $178,000 $1,500,000 $84,000 $1,648,000
File Closed For Incompleteness 15,609 $2,564,356,000 $164,000 $980,000 $85,000 $1,964,000
Application Approved But Not Accepted 5,048 $793,773,000 $157,000 $1,911,000 $79,000 $850,000
Preapproval Denied by Financial Institution 26 $7,215,000 $277,000 $638,000 $84,000 $257,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 5,848 $930,079,000 $159,000 $1,220,000 $74,000 $980,000
Credit History 4,843 $786,850,000 $162,000 $1,365,000 $74,000 $780,000
Debt-To-Income Ratio 4,728 $928,375,000 $196,000 $1,990,000 $56,000 $1,286,000
Collateral 3,794 $744,834,000 $196,000 $2,000,000 $97,000 $5,450,000
Unverifiable Information 2,789 $494,950,000 $177,000 $1,334,000 $81,000 $2,306,000
Insufficient Cash (Downpayment, Closing Cost) 369 $63,008,000 $170,000 $626,000 $90,000 $762,000
Employment History 91 $15,667,000 $172,000 $552,000 $68,000 $257,000
Credit Application Incomplete 7 $1,565,000 $223,000 $362,000 $140,000 $420,000
Mortgage Insurance Denied 4 $841,000 $210,000 $317,000 $99,000 $185,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Ditech Financial LLC's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Ditech Financial LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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