E*Trade Bank Mortgage Lending & HMDA Data, 2010
In 2010, E*Trade Bank of Arlington, VA reported 1,904 mortgage applications totaling $547.2 million, down 6% from 2009. The average application was for $287,372, and applicants reported an average income of $147,209. 27% of its applications resulted in an originated loan and 25% were denied. Its largest markets were New York-White Plains-Wayne, NY-NJ (115), Los Angeles-Long Beach-Glendale, CA (95) and Washington-Arlington-Alexandria, DC-VA-MD-WV (75) (applications in parentheses).
| Mortgage Company & Address | E*Trade Bank 671 North Glebe Rd, 12th Floor Arlington, VA 22203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,904 |
| Total Mortgage Loan Application Amount | $547,157,000 |
| Average Mortgage Loan Application Amount | $287,372 |
| Highest Mortgage Loan Application Amount | $2,000,000 |
| Average Applicant Income | $147,209 |
| Highest Applicant Income | $5,400,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records E*Trade Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New York-White Plains-Wayne, NY-NJ | 115 | $ 50,532,000 | $ 439,408 | $ 201,765 |
| Los Angeles-Long Beach-Glendale, CA | 95 | $ 34,443,000 | $ 362,557 | $ 172,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 75 | $ 26,506,000 | $ 353,413 | $ 166,906 |
| San Diego-Carlsbad-San Marcos, CA | 64 | $ 22,730,000 | $ 355,156 | $ 141,000 |
| Denver-Aurora-Broomfield, CO | 52 | $ 13,036,000 | $ 250,692 | $ 107,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 51 | $ 24,322,000 | $ 476,901 | $ 191,000 |
| Oakland-Fremont-Hayward, CA | 49 | $ 19,023,000 | $ 388,224 | $ 147,000 |
| Santa Ana-Anaheim-Irvine, CA | 48 | $ 17,232,000 | $ 359,000 | $ 141,000 |
| Chicago-Joliet-Naperville, IL | 45 | $ 11,135,000 | $ 247,444 | $ 117,000 |
| Philadelphia, PA | 43 | $ 10,682,000 | $ 248,418 | $ 115,000 |
| Edison-New Brunswick, NJ | 41 | $ 12,250,000 | $ 298,780 | $ 159,000 |
| San Francisco-San Mateo-Redwood City, CA | 39 | $ 21,933,000 | $ 562,384 | $ 179,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 36 | $ 7,890,000 | $ 219,166 | $ 111,000 |
| Riverside-San Bernardino-Ontario, CA | 34 | $ 8,430,000 | $ 247,941 | $ 124,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 34 | $ 8,113,000 | $ 238,617 | $ 129,000 |
| Nassau-Suffolk, NY | 33 | $ 14,722,000 | $ 446,121 | $ 164,000 |
| Atlanta-Sandy Springs-Marietta, GA | 31 | $ 6,133,000 | $ 197,838 | $ 112,000 |
| Newark-Union, NJ-PA | 27 | $ 7,991,000 | $ 295,962 | $ 180,777 |
| Seattle-Bellevue-Everett, WA | 26 | $ 8,436,000 | $ 324,461 | $ 132,000 |
| Houston-Sugar Land-Baytown, TX | 25 | $ 4,474,000 | $ 178,960 | $ 125,000 |
| Phoenix-Mesa-Glendale, AZ | 21 | $ 6,338,000 | $ 301,809 | $ 121,000 |
| Dallas-Plano-Irving, TX | 20 | $ 4,060,000 | $ 203,000 | $ 140,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 19 | $ 5,244,000 | $ 276,000 | $ 132,684 |
| Cambridge-Newton-Framingham, MA | 18 | $ 6,408,000 | $ 356,000 | $ 178,000 |
| Baltimore-Towson, MD | 16 | $ 7,185,000 | $ 449,062 | $ 262,000 |
| Camden, NJ | 16 | $ 3,678,000 | $ 229,875 | $ 103,000 |
| Austin-Round Rock-San Marcos, TX | 15 | $ 2,401,000 | $ 160,066 | $ 124,000 |
| Las Vegas-Paradise, NV | 15 | $ 3,286,000 | $ 219,066 | $ 95,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 15 | $ 6,115,000 | $ 407,666 | $ 121,000 |
| Bridgeport-Stamford-Norwalk, CT | 14 | $ 6,725,000 | $ 480,357 | $ 197,000 |
| Tampa-St. Petersburg-Clearwater, FL | 14 | $ 2,996,000 | $ 214,000 | $ 121,000 |
| Bethesda-Rockville-Frederick, MD | 13 | $ 5,153,000 | $ 396,384 | $ 181,000 |
| St. Louis, MO-IL | 13 | $ 2,918,000 | $ 224,461 | $ 140,000 |
| Miami-Miami Beach-Kendall, FL | 12 | $ 2,706,000 | $ 225,500 | $ 107,000 |
| Cincinnati-Middletown, OH-KY-IN | 11 | $ 2,454,000 | $ 223,090 | $ 125,454 |
| Orlando-Kissimmee-Sanford, FL | 11 | $ 2,841,000 | $ 258,272 | $ 611,000 |
| Boston-Quincy, MA | 10 | $ 3,054,000 | $ 305,400 | $ 155,000 |
| Boulder, CO | 10 | $ 3,201,000 | $ 320,100 | $ 149,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 10 | $ 2,399,000 | $ 239,900 | $ 122,000 |
| Kansas City, MO-KS | 10 | $ 1,342,000 | $ 134,200 | $ 147,600 |
| North Port-Bradenton-Sarasota, FL | 10 | $ 2,498,000 | $ 249,800 | $ 145,000 |
| Raleigh-Cary, NC | 10 | $ 2,491,000 | $ 249,100 | $ 137,000 |
| Worcester, MA | 10 | $ 2,614,000 | $ 261,400 | $ 104,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 9 | $ 2,588,000 | $ 287,555 | $ 132,111 |
| Jacksonville, FL | 9 | $ 1,380,000 | $ 153,333 | $ 97,000 |
| Warren-Troy-Farmington Hills, MI | 9 | $ 1,927,000 | $ 214,111 | $ 93,000 |
| Tucson, AZ | 8 | $ 1,957,000 | $ 244,625 | $ 100,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 7 | $ 1,216,000 | $ 173,714 | $ 83,000 |
| Colorado Springs, CO | 7 | $ 1,533,000 | $ 219,000 | $ 91,000 |
| Indianapolis-Carmel, IN | 7 | $ 1,079,000 | $ 154,142 | $ 90,000 |
| Lancaster, PA | 7 | $ 1,000,000 | $ 142,857 | $ 85,000 |
| Richmond, VA | 7 | $ 2,000,000 | $ 285,714 | $ 176,000 |
| Albuquerque, NM | 6 | $ 948,000 | $ 158,000 | $ 186,000 |
| Boise City-Nampa, ID | 6 | $ 1,237,000 | $ 206,166 | $ 112,000 |
| Chattanooga, TN-GA | 6 | $ 989,000 | $ 164,833 | $ 87,333 |
| Columbus, OH | 6 | $ 1,126,000 | $ 187,666 | $ 130,000 |
| Milwaukee-Waukesha-West Allis, WI | 6 | $ 1,254,000 | $ 209,000 | $ 239,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 6 | $ 965,000 | $ 160,833 | $ 124,000 |
| New Orleans-Metairie-Kenner, LA | 6 | $ 1,183,000 | $ 197,166 | $ 84,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 6 | $ 1,292,000 | $ 215,333 | $ 112,000 |
| Wilmington, NC | 6 | $ 1,436,000 | $ 239,333 | $ 111,000 |
| Detroit-Livonia-Dearborn, MI | 5 | $ 737,000 | $ 147,400 | $ 90,000 |
| Fort Collins-Loveland, CO | 5 | $ 871,000 | $ 174,200 | $ 112,000 |
| Fort Worth-Arlington, TX | 5 | $ 685,000 | $ 137,000 | $ 138,000 |
| Greenville-Mauldin-Easley, SC | 5 | $ 999,000 | $ 199,800 | $ 75,000 |
| Harrisburg-Carlisle, PA | 5 | $ 1,187,000 | $ 237,400 | $ 118,000 |
| Knoxville, TN | 5 | $ 867,000 | $ 173,400 | $ 87,000 |
| Manchester-Nashua, NH | 5 | $ 1,020,000 | $ 204,000 | $ 169,000 |
| Mobile, AL | 5 | $ 969,000 | $ 193,800 | $ 318,000 |
| Rockingham County-Strafford County, NH | 5 | $ 1,092,000 | $ 218,400 | $ 168,000 |
| San Antonio-New Braunfels, TX | 5 | $ 593,000 | $ 118,600 | $ 81,000 |
| Santa Rosa-Petaluma, CA | 5 | $ 1,365,000 | $ 273,000 | $ 120,000 |
| Tulsa, OK | 5 | $ 1,156,000 | $ 231,200 | $ 210,000 |
| Cape Coral-Fort Myers, FL | 4 | $ 1,007,000 | $ 251,750 | $ 250,000 |
| Durham-Chapel Hill, NC | 4 | $ 522,000 | $ 130,500 | $ 147,000 |
| Greeley, CO | 4 | $ 801,000 | $ 200,250 | $ 81,000 |
| Greensboro-High Point, NC | 4 | $ 977,000 | $ 244,250 | $ 108,000 |
| Hartford-West Hartford-East Hartford, CT | 4 | $ 628,000 | $ 157,000 | $ 66,000 |
| Honolulu, HI | 4 | $ 1,468,000 | $ 367,000 | $ 147,000 |
| Lake County-Kenosha County, IL-WI | 4 | $ 874,000 | $ 218,500 | $ 126,000 |
| Louisville-Jefferson County, KY-IN | 4 | $ 1,655,000 | $ 413,750 | $ 145,000 |
| Rochester, NY | 4 | $ 583,000 | $ 145,750 | $ 136,000 |
| San Luis Obispo-Paso Robles, CA | 4 | $ 1,446,000 | $ 361,500 | $ 422,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 4 | $ 1,835,000 | $ 458,750 | $ 114,000 |
| Syracuse, NY | 4 | $ 456,000 | $ 114,000 | $ 79,000 |
| Trenton-Ewing, NJ | 4 | $ 1,266,000 | $ 316,500 | $ 230,000 |
| Vallejo-Fairfield, CA | 4 | $ 926,000 | $ 231,500 | $ 121,000 |
| Waco, TX | 4 | $ 520,000 | $ 130,000 | $ 103,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 4 | $ 1,261,000 | $ 315,250 | $ 140,000 |
| Albany-Schenectady-Troy, NY | 3 | $ 639,000 | $ 213,000 | $ 157,000 |
| Ann Arbor, MI | 3 | $ 373,000 | $ 124,333 | $ 72,000 |
| Birmingham-Hoover, AL | 3 | $ 494,000 | $ 164,666 | $ 105,000 |
| Bismarck, ND | 3 | $ 519,000 | $ 173,000 | $ 60,000 |
| Buffalo-Niagara Falls, NY | 3 | $ 669,000 | $ 223,000 | $ 131,000 |
| Cleveland-Elyria-Mentor, OH | 3 | $ 700,000 | $ 233,333 | $ 159,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 3 | $ 803,000 | $ 267,666 | $ 466,000 |
| Grand Rapids-Wyoming, MI | 3 | $ 633,000 | $ 211,000 | $ 119,000 |
| Jackson, TN | 3 | $ 307,000 | $ 102,333 | $ 64,000 |
| Lexington-Fayette, KY | 3 | $ 600,000 | $ 200,000 | $ 219,000 |
| Memphis, TN-MS-AR | 3 | $ 700,000 | $ 233,333 | $ 65,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 3 | $ 253,000 | $ 84,333 | $ 106,000 |
| Napa, CA | 3 | $ 2,395,000 | $ 798,333 | $ 415,000 |
| New Haven-Milford, CT | 3 | $ 936,000 | $ 312,000 | $ 131,000 |
| Palm Bay-Melbourne-Titusville, FL | 3 | $ 936,000 | $ 312,000 | $ 121,000 |
| Peoria, IL | 3 | $ 832,000 | $ 277,333 | $ 354,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 3 | $ 637,000 | $ 212,333 | $ 89,000 |
| Providence-New Bedford-Fall River, RI-MA | 3 | $ 497,000 | $ 165,666 | $ 128,000 |
| Reno-Sparks, NV | 3 | $ 308,000 | $ 102,666 | $ 79,000 |
| Salinas, CA | 3 | $ 1,063,000 | $ 354,333 | $ 102,000 |
| Salt Lake City, UT | 3 | $ 681,000 | $ 227,000 | $ 163,000 |
| Tacoma, WA | 3 | $ 417,000 | $ 139,000 | $ 87,000 |
| Tuscaloosa, AL | 3 | $ 524,000 | $ 174,666 | $ 76,000 |
| Winston-Salem, NC | 3 | $ 679,000 | $ 226,333 | $ 149,000 |
| Anchorage, AK | 2 | $ 483,000 | $ 241,500 | $ 75,000 |
| Atlantic City-Hammonton, NJ | 2 | $ 643,000 | $ 321,500 | $ 146,000 |
| Bakersfield-Delano, CA | 2 | $ 388,000 | $ 194,000 | $ 153,000 |
| Baton Rouge, LA | 2 | $ 261,000 | $ 130,500 | $ 54,000 |
| Bend, OR | 2 | $ 168,000 | $ 84,000 | $ 143,000 |
| Billings, MT | 2 | $ 321,000 | $ 160,500 | $ 54,000 |
| Bremerton-Silverdale, WA | 2 | $ 494,000 | $ 247,000 | $ 112,000 |
| Brunswick, GA | 2 | $ 298,000 | $ 149,000 | $ 39,000 |
| Charleston-North Charleston-Summerville, SC | 2 | $ 474,000 | $ 237,000 | $ 81,000 |
| Clarksville, TN-KY | 2 | $ 214,000 | $ 107,000 | $ 59,000 |
| Corvallis, OR | 2 | $ 263,000 | $ 131,500 | $ 76,000 |
| Davenport-Moline-Rock Island, IA-IL | 2 | $ 282,000 | $ 141,000 | $ 106,000 |
| Dover, DE | 2 | $ 285,000 | $ 142,500 | $ 44,000 |
| Fort Wayne, IN | 2 | $ 439,000 | $ 219,500 | $ 102,000 |
| Fresno, CA | 2 | $ 543,000 | $ 271,500 | $ 112,000 |
| Gainesville, FL | 2 | $ 531,000 | $ 265,500 | $ 242,000 |
| Glens Falls, NY | 2 | $ 227,000 | $ 113,500 | $ 132,000 |
| Jackson, MS | 2 | $ 149,000 | $ 74,500 | $ 61,000 |
| Joplin, MO | 2 | $ 240,000 | $ 120,000 | $ 65,000 |
| Lakeland-Winter Haven, FL | 2 | $ 613,000 | $ 306,500 | $ 226,000 |
| Lansing-East Lansing, MI | 2 | $ 517,000 | $ 258,500 | $ 159,000 |
| Lincoln, NE | 2 | $ 210,000 | $ 105,000 | $ 94,000 |
| Naples-Marco Island, FL | 2 | $ 600,000 | $ 300,000 | $ 205,000 |
| Ocala, FL | 2 | $ 370,000 | $ 185,000 | $ 130,000 |
| Oklahoma City, OK | 2 | $ 164,000 | $ 82,000 | $ 113,000 |
| Omaha-Council Bluffs, NE-IA | 2 | $ 281,000 | $ 140,500 | $ 111,500 |
| Peabody, MA | 2 | $ 697,000 | $ 348,500 | $ 165,000 |
| Portland-South Portland-Biddeford, ME | 2 | $ 293,000 | $ 146,500 | $ 105,000 |
| Santa Cruz-Watsonville, CA | 2 | $ 512,000 | $ 256,000 | $ 115,000 |
| Sheboygan, WI | 2 | $ 169,000 | $ 84,500 | $ 85,000 |
| Shreveport-Bossier City, LA | 2 | $ 364,000 | $ 182,000 | $ 100,000 |
| Springfield, MA | 2 | $ 224,000 | $ 112,000 | $ 87,000 |
| St. Joseph, MO-KS | 2 | $ 330,000 | $ 165,000 | $ 99,000 |
| Toledo, OH | 2 | $ 294,000 | $ 147,000 | $ 59,000 |
| Warner Robins, GA | 2 | $ 384,000 | $ 192,000 | $ 72,000 |
| Wilmington, DE-MD-NJ | 2 | $ 329,000 | $ 164,500 | $ 102,000 |
| York-Hanover, PA | 2 | $ 310,000 | $ 155,000 | $ 96,000 |
| Albany, GA | 1 | $ 62,000 | $ 62,000 | $ 41,000 |
| Altoona, PA | 1 | $ 23,000 | $ 23,000 | $ 26,000 |
| Anniston-Oxford, AL | 1 | $ 50,000 | $ 50,000 | $ 32,000 |
| Asheville, NC | 1 | $ 300,000 | $ 300,000 | $ 94,000 |
| Auburn-Opelika, AL | 1 | $ 96,000 | $ 96,000 | $ 33,000 |
| Augusta-Richmond County, GA-SC | 1 | $ 70,000 | $ 70,000 | $ 37,000 |
| Bangor, ME | 1 | $ 176,000 | $ 176,000 | $ 46,000 |
| Barnstable Town, MA | 1 | $ 172,000 | $ 172,000 | $ 140,000 |
| Beaumont-Port Arthur, TX | 1 | $ 38,000 | $ 38,000 | $ 31,000 |
| Bellingham, WA | 1 | $ 375,000 | $ 375,000 | $ 252,000 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 236,000 | $ 236,000 | $ 77,000 |
| Bloomington, IN | 1 | $ 126,000 | $ 126,000 | $ 54,000 |
| Bloomington-Normal, IL | 1 | $ 181,000 | $ 181,000 | $ 45,000 |
| Canton-Massillon, OH | 1 | $ 133,000 | $ 133,000 | $ 130,000 |
| Cape Girardeau-Jackson, MO-IL | 1 | $ 204,000 | $ 204,000 | $ 69,000 |
| Carson City, NV | 1 | $ 112,000 | $ 112,000 | $ 31,000 |
| Cedar Rapids, IA | 1 | $ 76,000 | $ 76,000 | $ 63,000 |
| Champaign-Urbana, IL | 1 | $ 251,000 | $ 251,000 | $ 101,000 |
| Charlottesville, VA | 1 | $ 380,000 | $ 380,000 | $ 118,000 |
| Cheyenne, WY | 1 | $ 166,000 | $ 166,000 | $ 109,000 |
| Cleveland, TN | 1 | $ 33,000 | $ 33,000 | $ 25,000 |
| Coeur D'Alene, ID | 1 | $ 209,000 | $ 209,000 | $ 86,000 |
| College Station-Bryan, TX | 1 | $ 100,000 | $ 100,000 | $ 30,000 |
| Columbia, SC | 1 | $ 231,000 | $ 231,000 | $ 106,000 |
| Crestview-Fort Walton Beach-Destin, FL | 1 | $ 150,000 | $ 150,000 | $ 46,000 |
| Danville, IL | 1 | $ 108,000 | $ 108,000 | $ 105,000 |
| Des Moines-West Des Moines, IA | 1 | $ 126,000 | $ 126,000 | $ 133,000 |
| Elkhart-Goshen, IN | 1 | $ 56,000 | $ 56,000 | $ 30,000 |
| Eugene-Springfield, OR | 1 | $ 143,000 | $ 143,000 | $ 100,000 |
| Evansville, IN-KY | 1 | $ 106,000 | $ 106,000 | $ 49,000 |
| Fargo, ND-MN | 1 | $ 142,000 | $ 142,000 | $ 123,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 1 | $ 417,000 | $ 417,000 | $ 205,000 |
| Flagstaff, AZ | 1 | $ 190,000 | $ 190,000 | $ 78,000 |
| Gadsden, AL | 1 | $ 74,000 | $ 74,000 | $ 26,000 |
| Gainesville, GA | 1 | $ 417,000 | $ 417,000 | $ 242,000 |
| Gary, IN | 1 | $ 216,000 | $ 216,000 | $ 117,000 |
| Green Bay, WI | 1 | $ 59,000 | $ 59,000 | $ 69,000 |
| Gulfport-Biloxi, MS | 1 | $ 200,000 | $ 200,000 | $ 166,000 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 392,000 | $ 392,000 | $ 231,000 |
| Huntsville, AL | 1 | $ 179,000 | $ 179,000 | $ 244,000 |
| Jackson, MI | 1 | $ 81,000 | $ 81,000 | $ 120,000 |
| Janesville, WI | 1 | $ 164,000 | $ 164,000 | $ 52,000 |
| Johnson City, TN | 1 | $ 46,000 | $ 46,000 | $ 47,000 |
| Kalamazoo-Portage, MI | 1 | $ 322,000 | $ 322,000 | $ 120,000 |
| Lafayette, LA | 1 | $ 348,000 | $ 348,000 | $ 200,000 |
| Lake Havasu City-Kingman, AZ | 1 | $ 141,000 | $ 141,000 | $ 177,000 |
| Las Cruces, NM | 1 | $ 214,000 | $ 214,000 | $ 77,000 |
| Little Rock-North Little Rock-Conway, AR | 1 | $ 261,000 | $ 261,000 | $ 128,000 |
| Madison, WI | 1 | $ 185,000 | $ 185,000 | $ 70,000 |
| Medford, OR | 1 | $ 89,000 | $ 89,000 | $ 29,000 |
| Merced, CA | 1 | $ 123,000 | $ 123,000 | $ 95,000 |
| Missoula, MT | 1 | $ 398,000 | $ 398,000 | $ 385,000 |
| Modesto, CA | 1 | $ 250,000 | $ 250,000 | $ 252,000 |
| Monroe, MI | 1 | $ 185,000 | $ 185,000 | $ 106,000 |
| Montgomery, AL | 1 | $ 76,000 | $ 76,000 | $ 140,000 |
| Morristown, TN | 1 | $ 238,000 | $ 238,000 | $ 144,000 |
| Muskegon-Norton Shores, MI | 1 | $ 150,000 | $ 150,000 | $ 113,000 |
| Norwich-New London, CT | 1 | $ 234,000 | $ 234,000 | $ 24,000 |
| Ogden-Clearfield, UT | 1 | $ 142,000 | $ 142,000 | $ 52,000 |
| Olympia, WA | 1 | $ 183,000 | $ 183,000 | $ 181,000 |
| Panama City-Lynn Haven-Panama City Beach, FL | 1 | $ 68,000 | $ 68,000 | $ 77,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 1 | $ 280,000 | $ 280,000 | $ 600,000 |
| Pascagoula, MS | 1 | $ 160,000 | $ 160,000 | $ 83,000 |
| Pensacola-Ferry Pass-Brent, FL | 1 | $ 203,000 | $ 203,000 | $ 50,000 |
| Pittsburgh, PA | 1 | $ 119,000 | $ 119,000 | $ 106,000 |
| Prescott, AZ | 1 | $ 417,000 | $ 417,000 | $ 74,000 |
| Provo-Orem, UT | 1 | $ 176,000 | $ 176,000 | $ 174,000 |
| Pueblo, CO | 1 | $ 194,000 | $ 194,000 | $ 108,000 |
| Rapid City, SD | 1 | $ 417,000 | $ 417,000 | $ 763,000 |
| Roanoke, VA | 1 | $ 232,000 | $ 232,000 | $ 90,000 |
| Rochester, MN | 1 | $ 160,000 | $ 160,000 | $ 186,000 |
| Rockford, IL | 1 | $ 264,000 | $ 264,000 | $ 50,000 |
| Salem, OR | 1 | $ 216,000 | $ 216,000 | $ 109,000 |
| Santa Fe, NM | 1 | $ 417,000 | $ 417,000 | $ 542,000 |
| Savannah, GA | 1 | $ 138,000 | $ 138,000 | $ 126,000 |
| Sebastian-Vero Beach, FL | 1 | $ 575,000 | $ 575,000 | $ 2,100,000 |
| Springfield, MO | 1 | $ 277,000 | $ 277,000 | $ 100,000 |
| St. George, UT | 1 | $ 851,000 | $ 851,000 | $ 170,000 |
| Stockton, CA | 1 | $ 146,000 | $ 146,000 | $ 172,000 |
| Tallahassee, FL | 1 | $ 252,000 | $ 252,000 | $ 112,000 |
| Topeka, KS | 1 | $ 151,000 | $ 151,000 | $ 107,000 |
| Vineland-Millville-Bridgeton, NJ | 1 | $ 332,000 | $ 332,000 | $ 121,000 |
| Winchester, VA-WV | 1 | $ 110,000 | $ 110,000 | $ 110,000 |
| Youngstown-Warren-Boardman, OH-PA | 1 | $ 214,000 | $ 214,000 | $ 422,000 |
Mortgage Loan Application Detail Totals for E*Trade Bank in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,420 | $412,337,000 | $290,000 | $2,000,000 | $138,000 | $1,440,000 |
| Home Purchase | 462 | $129,822,000 | $281,000 | $1,000,000 | $177,000 | $5,400,000 |
| Home Improvement | 22 | $4,998,000 | $227,000 | $625,000 | $116,000 | $321,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,213 | $341,874,000 | $281,000 | $1,394,000 | $148,000 | $5,400,000 |
| Not Provided | 395 | $114,144,000 | $288,000 | $2,000,000 | $145,000 | $2,690,000 |
| Asian | 182 | $62,472,000 | $343,000 | $1,300,000 | $168,000 | $1,800,000 |
| Hispanic | 65 | $16,835,000 | $259,000 | $720,000 | $113,000 | $287,000 |
| Black or African American | 35 | $8,756,000 | $250,000 | $843,000 | $107,000 | $260,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $2,152,000 | $269,000 | $417,000 | $134,000 | $221,000 |
| American Indian or Alaskan Native | 6 | $924,000 | $154,000 | $260,000 | $130,000 | $348,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,880 | $543,106,000 | $288,000 | $2,000,000 | $149,000 | $5,400,000 |
| FHA-insured (Federal Housing Administration) | 22 | $3,572,000 | $162,000 | $197,000 | $46,000 | $62,000 |
| VA-guaranteed (Veterans Administration) | 2 | $479,000 | $239,000 | $299,000 | $61,000 | $74,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Approved But Not Accepted | 820 | $234,895,000 | $286,000 | $1,308,000 | $155,000 | $1,870,000 |
| Loan Originated | 520 | $127,289,000 | $244,000 | $1,300,000 | $131,000 | $775,000 |
| Application Denied By Financial Institution | 479 | $162,686,000 | $339,000 | $2,000,000 | $159,000 | $5,400,000 |
| Loan Purchased By The Institution | 46 | $8,344,000 | $181,000 | $401,000 | $48,000 | $81,000 |
| Application Withdrawn By Applicant | 26 | $10,571,000 | $406,000 | $1,000,000 | $217,000 | $1,800,000 |
| File Closed For Incompleteness | 13 | $3,372,000 | $259,000 | $535,000 | $114,000 | $253,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 171 | $63,388,000 | $370,000 | $1,005,000 | $95,000 | $698,000 |
| Collateral | 151 | $44,125,000 | $292,000 | $835,000 | $168,000 | $2,100,000 |
| Credit Application Incomplete | 62 | $24,117,000 | $388,000 | $2,000,000 | $272,000 | $5,400,000 |
| Other | 53 | $18,116,000 | $341,000 | $1,394,000 | $174,000 | $1,050,000 |
| Credit History | 21 | $6,879,000 | $327,000 | $932,000 | $263,000 | $2,690,000 |
| Unverifiable Information | 8 | $1,793,000 | $224,000 | $623,000 | $137,000 | $500,000 |
| Employment History | 7 | $2,225,000 | $317,000 | $678,000 | $110,000 | $235,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $2,043,000 | $340,000 | $606,000 | $152,000 | $348,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into E*Trade Bank's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess E*Trade Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.
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