E*Trade Bank Mortgage Lending & HMDA Data, 2010

In 2010, E*Trade Bank of Arlington, VA reported 1,904 mortgage applications totaling $547.2 million, down 6% from 2009. The average application was for $287,372, and applicants reported an average income of $147,209. 27% of its applications resulted in an originated loan and 25% were denied. Its largest markets were New York-White Plains-Wayne, NY-NJ (115), Los Angeles-Long Beach-Glendale, CA (95) and Washington-Arlington-Alexandria, DC-VA-MD-WV (75) (applications in parentheses).

Mortgage Company & Address E*Trade Bank
671 North Glebe Rd, 12th Floor
Arlington, VA 22203
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,904
Total Mortgage Loan Application Amount $547,157,000
Average Mortgage Loan Application Amount $287,372
Highest Mortgage Loan Application Amount $2,000,000
Average Applicant Income $147,209
Highest Applicant Income $5,400,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records E*Trade Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for E*Trade Bank by County in 2010

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 95 $ 34,443,000 $ 362,557 $ 172,000
San Diego, California 64 $ 22,730,000 $ 355,156 $ 141,000
Santa Clara, California 50 $ 24,132,000 $ 482,640 $ 193,000
Orange, California 48 $ 17,232,000 $ 359,000 $ 141,000
New York, New York 34 $ 19,583,000 $ 575,970 $ 256,000
Fairfax, Virginia 29 $ 11,413,000 $ 393,551 $ 150,000
Cook, Illinois 28 $ 7,567,000 $ 270,250 $ 111,000
Alameda, California 25 $ 9,610,000 $ 384,400 $ 138,000
Contra Costa, California 24 $ 9,413,000 $ 392,208 $ 156,000
Kings, New York 23 $ 9,902,000 $ 430,521 $ 157,000
King, Washington 23 $ 7,718,000 $ 335,565 $ 128,000
Maricopa, Arizona 21 $ 6,338,000 $ 301,809 $ 121,000
Suffolk, New York 20 $ 8,585,000 $ 429,250 $ 166,000
Riverside, California 19 $ 4,330,000 $ 227,894 $ 111,000
Middlesex, Massachusetts 18 $ 6,408,000 $ 356,000 $ 178,000
Sacramento, California 17 $ 4,255,000 $ 250,294 $ 144,000
San Mateo, California 17 $ 9,358,000 $ 550,470 $ 184,000
Denver, Colorado 17 $ 4,088,000 $ 240,470 $ 117,000
Hennepin, Minnesota 17 $ 3,826,000 $ 225,058 $ 130,000
Monmouth, New Jersey 17 $ 6,120,000 $ 360,000 $ 205,000
Fulton, Georgia 16 $ 3,670,000 $ 229,375 $ 112,000
San Bernardino, California 15 $ 4,100,000 $ 273,333 $ 141,000
Ventura, California 15 $ 6,115,000 $ 407,666 $ 121,000
Jefferson, Colorado 15 $ 3,535,000 $ 235,666 $ 90,000
Clark, Nevada 15 $ 3,286,000 $ 219,066 $ 95,000
San Francisco, California 14 $ 8,392,000 $ 599,428 $ 178,000
Fairfield, Connecticut 14 $ 6,725,000 $ 480,357 $ 197,000
Philadelphia, Pennsylvania 14 $ 3,598,000 $ 257,000 $ 99,000
Nassau, New York 13 $ 6,137,000 $ 472,076 $ 160,000
Miami-Dade, Florida 12 $ 2,706,000 $ 225,500 $ 107,000
Montgomery, Maryland 12 $ 5,019,000 $ 418,250 $ 191,000
Westchester, New York 12 $ 5,838,000 $ 486,500 $ 329,000
Harris, Texas 12 $ 2,139,000 $ 178,250 $ 133,000
El Dorado, California 11 $ 2,255,000 $ 205,000 $ 103,000
Queens, New York 11 $ 4,311,000 $ 391,909 $ 158,000
Boulder, Colorado 10 $ 3,201,000 $ 320,100 $ 149,000
Broward, Florida 10 $ 2,399,000 $ 239,900 $ 122,000
Orange, Florida 10 $ 2,569,000 $ 256,900 $ 659,000
Worcester, Massachusetts 10 $ 2,614,000 $ 261,400 $ 104,000
Hudson, New Jersey 10 $ 2,926,000 $ 292,600 $ 113,000
Montgomery, Pennsylvania 10 $ 3,157,000 $ 315,700 $ 196,000
Loudoun, Virginia 10 $ 3,739,000 $ 373,900 $ 142,000
Douglas, Colorado 9 $ 3,136,000 $ 348,444 $ 159,000
Bergen, New Jersey 9 $ 3,211,000 $ 356,777 $ 176,000
Burlington, New Jersey 9 $ 2,323,000 $ 258,111 $ 115,000
Somerset, New Jersey 9 $ 3,176,000 $ 352,888 $ 152,000
Wake, North Carolina 9 $ 2,109,000 $ 234,333 $ 148,000
Dallas, Texas 9 $ 1,589,000 $ 176,555 $ 170,000
Pima, Arizona 8 $ 1,957,000 $ 244,625 $ 100,000
Marin, California 8 $ 4,183,000 $ 522,875 $ 171,000
District of Columbia, District Of Columbia 8 $ 3,092,000 $ 386,500 $ 416,000
Pinellas, Florida 8 $ 1,374,000 $ 171,750 $ 120,000
Norfolk, Massachusetts 8 $ 2,459,000 $ 307,375 $ 169,000
Essex, New Jersey 8 $ 2,525,000 $ 315,625 $ 182,000
Ocean, New Jersey 8 $ 1,543,000 $ 192,875 $ 97,000
Richmond, New York 8 $ 2,686,000 $ 335,750 $ 157,000
Bucks, Pennsylvania 8 $ 1,707,000 $ 213,375 $ 97,000
Arapahoe, Colorado 7 $ 1,385,000 $ 197,857 $ 60,000
Anne Arundel, Maryland 7 $ 3,478,000 $ 496,857 $ 266,000
St. Louis, Missouri 7 $ 2,129,000 $ 304,142 $ 155,000
Middlesex, New Jersey 7 $ 1,411,000 $ 201,571 $ 126,000
Morris, New Jersey 7 $ 2,239,000 $ 319,857 $ 222,000
Union, New Jersey 7 $ 2,053,000 $ 293,285 $ 160,000
Lancaster, Pennsylvania 7 $ 1,000,000 $ 142,857 $ 85,000
Collin, Texas 7 $ 1,776,000 $ 253,714 $ 129,000
Williamson, Texas 7 $ 977,000 $ 139,571 $ 119,000
Arlington, Virginia 7 $ 2,888,000 $ 412,571 $ 179,000
El Paso, Colorado 6 $ 1,141,000 $ 190,166 $ 95,000
Sarasota, Florida 6 $ 1,739,000 $ 289,833 $ 161,000
Ada, Idaho 6 $ 1,237,000 $ 206,166 $ 112,000
DuPage, Illinois 6 $ 1,301,000 $ 216,833 $ 149,000
Will, Illinois 6 $ 1,514,000 $ 252,333 $ 136,000
Washington, Minnesota 6 $ 1,577,000 $ 262,833 $ 107,000
Multnomah, Oregon 6 $ 1,995,000 $ 332,500 $ 123,000
Washington, Oregon 6 $ 1,417,000 $ 236,166 $ 120,000
Delaware, Pennsylvania 6 $ 1,020,000 $ 170,000 $ 64,000
Fort Bend, Texas 6 $ 1,081,000 $ 180,166 $ 90,000
Travis, Texas 6 $ 1,161,000 $ 193,500 $ 144,000
Mobile, Alabama 5 $ 969,000 $ 193,800 $ 318,000
Placer, California 5 $ 1,232,000 $ 246,400 $ 119,000
Sonoma, California 5 $ 1,365,000 $ 273,000 $ 120,000
Larimer, Colorado 5 $ 871,000 $ 174,200 $ 112,000
Howard, Maryland 5 $ 2,524,000 $ 504,800 $ 181,000
Prince George's, Maryland 5 $ 1,032,000 $ 206,400 $ 84,000
Oakland, Michigan 5 $ 1,285,000 $ 257,000 $ 128,000
Wayne, Michigan 5 $ 737,000 $ 147,400 $ 90,000
Ramsey, Minnesota 5 $ 1,110,000 $ 222,000 $ 110,000
Hillsborough, New Hampshire 5 $ 1,020,000 $ 204,000 $ 169,000
Gloucester, New Jersey 5 $ 1,154,000 $ 230,800 $ 106,000
Passaic, New Jersey 5 $ 1,188,000 $ 237,600 $ 151,000
Bernalillo, New Mexico 5 $ 748,000 $ 149,600 $ 208,000
Mecklenburg, North Carolina 5 $ 1,239,000 $ 247,800 $ 120,000
Tulsa, Oklahoma 5 $ 1,156,000 $ 231,200 $ 210,000
Chester, Pennsylvania 5 $ 1,200,000 $ 240,000 $ 88,000
Northampton, Pennsylvania 5 $ 1,001,000 $ 200,200 $ 84,000
Greenville, South Carolina 5 $ 999,000 $ 199,800 $ 75,000
Tarrant, Texas 5 $ 685,000 $ 137,000 $ 138,000
Cochise, Arizona 4 $ 708,000 $ 177,000 $ 122,000
San Luis Obispo, California 4 $ 1,446,000 $ 361,500 $ 422,000
Santa Barbara, California 4 $ 1,835,000 $ 458,750 $ 114,000
Solano, California 4 $ 926,000 $ 231,500 $ 121,000
Weld, Colorado 4 $ 801,000 $ 200,250 $ 81,000
Duval, Florida 4 $ 553,000 $ 138,250 $ 79,000
Lee, Florida 4 $ 1,007,000 $ 251,750 $ 250,000
Manatee, Florida 4 $ 759,000 $ 189,750 $ 120,000
Palm Beach, Florida 4 $ 1,261,000 $ 315,250 $ 140,000
Cobb, Georgia 4 $ 461,000 $ 115,250 $ 66,000
Forsyth, Georgia 4 $ 553,000 $ 138,250 $ 93,000
Honolulu, Hawaii 4 $ 1,468,000 $ 367,000 $ 147,000
Kane, Illinois 4 $ 570,000 $ 142,500 $ 87,000
Lake, Illinois 4 $ 874,000 $ 218,500 $ 126,000
Marion, Indiana 4 $ 482,000 $ 120,500 $ 73,000
St. Tammany, Louisiana 4 $ 933,000 $ 233,250 $ 106,000
Mercer, New Jersey 4 $ 1,266,000 $ 316,500 $ 230,000
Sussex, New Jersey 4 $ 1,094,000 $ 273,500 $ 154,000
Onondaga, New York 4 $ 456,000 $ 114,000 $ 79,000
Guilford, North Carolina 4 $ 977,000 $ 244,250 $ 108,000
Hamilton, Ohio 4 $ 1,063,000 $ 265,750 $ 107,000
Warren, Ohio 4 $ 774,000 $ 193,500 $ 146,000
Franklin, Pennsylvania 4 $ 990,000 $ 247,500 $ 126,000
McLennan, Texas 4 $ 520,000 $ 130,000 $ 103,000
Henrico, Virginia 4 $ 939,000 $ 234,750 $ 143,000
Prince William, Virginia 4 $ 1,237,000 $ 309,250 $ 118,000
Milwaukee, Wisconsin 4 $ 668,000 $ 167,000 $ 166,000
Jefferson, Alabama 3 $ 494,000 $ 164,666 $ 105,000
Tuscaloosa, Alabama 3 $ 524,000 $ 174,666 $ 76,000
Mendocino, California 3 $ 840,000 $ 280,000 $ 202,000
Monterey, California 3 $ 1,063,000 $ 354,333 $ 102,000
Napa, California 3 $ 2,395,000 $ 798,333 $ 415,000
New Haven, Connecticut 3 $ 936,000 $ 312,000 $ 131,000
Brevard, Florida 3 $ 936,000 $ 312,000 $ 121,000
Hillsborough, Florida 3 $ 1,227,000 $ 409,000 $ 189,000
Volusia, Florida 3 $ 803,000 $ 267,666 $ 466,000
DeKalb, Georgia 3 $ 521,000 $ 173,666 $ 104,000
Washtenaw, Michigan 3 $ 373,000 $ 124,333 $ 72,000
Anoka, Minnesota 3 $ 415,000 $ 138,333 $ 60,000
Dakota, Minnesota 3 $ 413,000 $ 137,666 $ 55,000
Jackson, Missouri 3 $ 344,000 $ 114,666 $ 124,000
St. Charles, Missouri 3 $ 399,000 $ 133,000 $ 167,000
Washoe, Nevada 3 $ 308,000 $ 102,666 $ 79,000
Strafford, New Hampshire 3 $ 592,000 $ 197,333 $ 160,000
Albany, New York 3 $ 639,000 $ 213,000 $ 157,000
Erie, New York 3 $ 669,000 $ 223,000 $ 131,000
Durham, North Carolina 3 $ 404,000 $ 134,666 $ 156,000
Forsyth, North Carolina 3 $ 679,000 $ 226,333 $ 149,000
New Hanover, North Carolina 3 $ 368,000 $ 122,666 $ 101,000
Franklin, Ohio 3 $ 430,000 $ 143,333 $ 86,000
Clackamas, Oregon 3 $ 880,000 $ 293,333 $ 188,000
Dauphin, Pennsylvania 3 $ 720,000 $ 240,000 $ 120,000
Beaufort, South Carolina 3 $ 606,000 $ 202,000 $ 94,000
Horry, South Carolina 3 $ 253,000 $ 84,333 $ 106,000
Hamilton, Tennessee 3 $ 698,000 $ 232,666 $ 125,000
Madison, Tennessee 3 $ 307,000 $ 102,333 $ 64,000
Bexar, Texas 3 $ 381,000 $ 127,000 $ 95,000
Denton, Texas 3 $ 557,000 $ 185,666 $ 86,000
Galveston, Texas 3 $ 462,000 $ 154,000 $ 135,000
Alexandria, Virginia 3 $ 594,000 $ 198,000 $ 98,000
Clark, Washington 3 $ 798,000 $ 266,000 $ 122,000
Pierce, Washington 3 $ 417,000 $ 139,000 $ 87,000
Snohomish, Washington 3 $ 718,000 $ 239,333 $ 165,000
Anchorage, Alaska 2 $ 483,000 $ 241,500 $ 75,000
Amador, California 2 $ 837,000 $ 418,500 $ 125,000
Fresno, California 2 $ 543,000 $ 271,500 $ 112,000
Kern, California 2 $ 388,000 $ 194,000 $ 153,000
Nevada, California 2 $ 531,000 $ 265,500 $ 95,000
Santa Cruz, California 2 $ 512,000 $ 256,000 $ 115,000
Archuleta, Colorado 2 $ 756,000 $ 378,000 $ 274,000
Eagle, Colorado 2 $ 830,000 $ 415,000 $ 203,000
Elbert, Colorado 2 $ 447,000 $ 223,500 $ 71,000
Summit, Colorado 2 $ 609,000 $ 304,500 $ 85,000
Hartford, Connecticut 2 $ 204,000 $ 102,000 $ 51,000
Tolland, Connecticut 2 $ 424,000 $ 212,000 $ 82,000
Kent, Delaware 2 $ 285,000 $ 142,500 $ 44,000
New Castle, Delaware 2 $ 329,000 $ 164,500 $ 102,000
Alachua, Florida 2 $ 531,000 $ 265,500 $ 242,000
Collier, Florida 2 $ 600,000 $ 300,000 $ 205,000
Marion, Florida 2 $ 370,000 $ 185,000 $ 130,000
Monroe, Florida 2 $ 290,000 $ 145,000 $ 86,000
Nassau, Florida 2 $ 422,000 $ 211,000 $ 142,000
Pasco, Florida 2 $ 307,000 $ 153,500 $ 65,000
Polk, Florida 2 $ 613,000 $ 306,500 $ 226,000
Putnam, Florida 2 $ 666,000 $ 333,000 $ 255,000
St. Johns, Florida 2 $ 340,000 $ 170,000 $ 123,000
Sumter, Florida 2 $ 408,000 $ 204,000 $ 159,000
Glynn, Georgia 2 $ 298,000 $ 149,000 $ 39,000
Hart, Georgia 2 $ 205,000 $ 102,500 $ 84,000
Houston, Georgia 2 $ 384,000 $ 192,000 $ 72,000
Walker, Georgia 2 $ 212,000 $ 106,000 $ 34,000
Peoria, Illinois 2 $ 672,000 $ 336,000 $ 429,000
Rock Island, Illinois 2 $ 282,000 $ 141,000 $ 106,000
St. Clair, Illinois 2 $ 291,000 $ 145,500 $ 85,000
Allen, Indiana 2 $ 439,000 $ 219,500 $ 102,000
Kosciusko, Indiana 2 $ 120,000 $ 60,000 $ 97,000
Johnson, Kansas 2 $ 267,000 $ 133,500 $ 77,000
Fayette, Kentucky 2 $ 300,000 $ 150,000 $ 101,000
Jefferson, Kentucky 2 $ 582,000 $ 291,000 $ 96,000
Caddo, Louisiana 2 $ 364,000 $ 182,000 $ 100,000
East Baton Rouge, Louisiana 2 $ 261,000 $ 130,500 $ 54,000
Tangipahoa, Louisiana 2 $ 353,000 $ 176,500 $ 63,000
Cumberland, Maine 2 $ 293,000 $ 146,500 $ 105,000
Knox, Maine 2 $ 344,000 $ 172,000 $ 119,000
Baltimore, Maryland 2 $ 848,000 $ 424,000 $ 295,000
Baltimore City, Maryland 2 $ 335,000 $ 167,500 $ 415,000
Calvert, Maryland 2 $ 489,000 $ 244,500 $ 112,000
Essex, Massachusetts 2 $ 697,000 $ 348,500 $ 165,000
Suffolk, Massachusetts 2 $ 595,000 $ 297,500 $ 101,000
Livingston, Michigan 2 $ 274,000 $ 137,000 $ 42,000
Macomb, Michigan 2 $ 368,000 $ 184,000 $ 59,000
Newaygo, Michigan 2 $ 380,000 $ 190,000 $ 88,000
Hinds, Mississippi 2 $ 149,000 $ 74,500 $ 61,000
Andrew, Missouri 2 $ 330,000 $ 165,000 $ 99,000
Platte, Missouri 2 $ 469,000 $ 234,500 $ 406,000
Yellowstone, Montana 2 $ 321,000 $ 160,500 $ 54,000
Lancaster, Nebraska 2 $ 210,000 $ 105,000 $ 94,000
Rockingham, New Hampshire 2 $ 500,000 $ 250,000 $ 181,000
Atlantic, New Jersey 2 $ 643,000 $ 321,500 $ 146,000
Camden, New Jersey 2 $ 201,000 $ 100,500 $ 47,000
Ontario, New York 2 $ 215,000 $ 107,500 $ 220,000
Orange, New York 2 $ 442,000 $ 221,000 $ 103,000
Warren, New York 2 $ 227,000 $ 113,500 $ 132,000
Brunswick, North Carolina 2 $ 812,000 $ 406,000 $ 145,000
Burleigh, North Dakota 2 $ 374,000 $ 187,000 $ 70,000
Butler, Ohio 2 $ 413,000 $ 206,500 $ 112,000
Cuyahoga, Ohio 2 $ 315,000 $ 157,500 $ 102,000
Delaware, Ohio 2 $ 539,000 $ 269,500 $ 147,000
Lucas, Ohio 2 $ 294,000 $ 147,000 $ 59,000
Benton, Oregon 2 $ 263,000 $ 131,500 $ 76,000
Deschutes, Oregon 2 $ 168,000 $ 84,000 $ 143,000
Cumberland, Pennsylvania 2 $ 467,000 $ 233,500 $ 115,000
York, Pennsylvania 2 $ 310,000 $ 155,000 $ 96,000
Charleston, South Carolina 2 $ 474,000 $ 237,000 $ 81,000
Blount, Tennessee 2 $ 152,000 $ 76,000 $ 33,000
Davidson, Tennessee 2 $ 499,000 $ 249,500 $ 242,000
DeKalb, Tennessee 2 $ 302,000 $ 151,000 $ 91,000
Knox, Tennessee 2 $ 632,000 $ 316,000 $ 170,000
Shelby, Tennessee 2 $ 628,000 $ 314,000 $ 62,000
Williamson, Tennessee 2 $ 318,000 $ 159,000 $ 85,000
Brazoria, Texas 2 $ 530,000 $ 265,000 $ 129,000
Hays, Texas 2 $ 263,000 $ 131,500 $ 80,000
Montgomery, Texas 2 $ 262,000 $ 131,000 $ 164,000
Salt Lake, Utah 2 $ 376,000 $ 188,000 $ 155,000
Windham, Vermont 2 $ 471,000 $ 235,500 $ 154,000
Windsor, Vermont 2 $ 524,000 $ 262,000 $ 1,003,000
Chesapeake, Virginia 2 $ 477,000 $ 238,500 $ 145,000
Fauquier, Virginia 2 $ 436,000 $ 218,000 $ 81,000
Lee, Virginia 2 $ 272,000 $ 136,000 $ 55,000
Virginia Beach, Virginia 2 $ 486,000 $ 243,000 $ 91,000
Kitsap, Washington 2 $ 494,000 $ 247,000 $ 112,000
Jefferson, West Virginia 2 $ 493,000 $ 246,500 $ 68,000
Jefferson, Wisconsin 2 $ 405,000 $ 202,500 $ 89,000
Sheboygan, Wisconsin 2 $ 169,000 $ 84,500 $ 85,000
Calhoun, Alabama 1 $ 50,000 $ 50,000 $ 32,000
Cullman, Alabama 1 $ 93,000 $ 93,000 $ 99,000
Elmore, Alabama 1 $ 76,000 $ 76,000 $ 140,000
Etowah, Alabama 1 $ 74,000 $ 74,000 $ 26,000
Lee, Alabama 1 $ 96,000 $ 96,000 $ 33,000
Madison, Alabama 1 $ 179,000 $ 179,000 $ 244,000
Talladega, Alabama 1 $ 160,000 $ 160,000 $ 33,000
Coconino, Arizona 1 $ 190,000 $ 190,000 $ 78,000
Mohave, Arizona 1 $ 141,000 $ 141,000 $ 177,000
Yavapai, Arizona 1 $ 417,000 $ 417,000 $ 74,000
Benton, Arkansas 1 $ 417,000 $ 417,000 $ 205,000
Saline, Arkansas 1 $ 261,000 $ 261,000 $ 128,000
Calaveras, California 1 $ 168,000 $ 168,000 $ 164,000
Merced, California 1 $ 123,000 $ 123,000 $ 95,000
San Benito, California 1 $ 190,000 $ 190,000 $ 80,000
San Joaquin, California 1 $ 146,000 $ 146,000 $ 172,000
Stanislaus, California 1 $ 250,000 $ 250,000 $ 252,000
Yolo, California 1 $ 371,000 $ 371,000 $ 230,000
Broomfield, Colorado 1 $ 250,000 $ 250,000 $ 114,000
Gilpin, Colorado 1 $ 195,000 $ 195,000 $ 122,000
La Plata, Colorado 1 $ 113,000 $ 113,000 $ 125,000
Pueblo, Colorado 1 $ 194,000 $ 194,000 $ 108,000
San Miguel, Colorado 1 $ 775,000 $ 775,000 $ 293,000
Teller, Colorado 1 $ 392,000 $ 392,000 $ 67,000
Litchfield, Connecticut 1 $ 417,000 $ 417,000 $ 180,000
New London, Connecticut 1 $ 234,000 $ 234,000 $ 24,000
Windham, Connecticut 1 $ 50,000 $ 50,000 $ 29,000
Bay, Florida 1 $ 68,000 $ 68,000 $ 77,000
Citrus, Florida 1 $ 76,000 $ 76,000 $ 54,000
Clay, Florida 1 $ 65,000 $ 65,000 $ 31,000
Escambia, Florida 1 $ 203,000 $ 203,000 $ 50,000
Gulf, Florida 1 $ 126,000 $ 126,000 $ 80,000
Hernando, Florida 1 $ 88,000 $ 88,000 $ 48,000
Indian River, Florida 1 $ 575,000 $ 575,000 $ 2,100,000
Leon, Florida 1 $ 252,000 $ 252,000 $ 112,000
Okaloosa, Florida 1 $ 150,000 $ 150,000 $ 46,000
Osceola, Florida 1 $ 272,000 $ 272,000 $ 128,000
Bryan, Georgia 1 $ 138,000 $ 138,000 $ 126,000
Cherokee, Georgia 1 $ 222,000 $ 222,000 $ 270,000
Dougherty, Georgia 1 $ 62,000 $ 62,000 $ 41,000
Douglas, Georgia 1 $ 166,000 $ 166,000 $ 219,000
Gwinnett, Georgia 1 $ 229,000 $ 229,000 $ 108,000
Habersham, Georgia 1 $ 106,000 $ 106,000 $ 33,000
Hall, Georgia 1 $ 417,000 $ 417,000 $ 242,000
McDuffie, Georgia 1 $ 70,000 $ 70,000 $ 37,000
Mitchell, Georgia 1 $ 156,000 $ 156,000 $ 201,000
Newton, Georgia 1 $ 311,000 $ 311,000 $ 139,000
Putnam, Georgia 1 $ 238,000 $ 238,000 $ 150,000
Kauai, Hawaii 1 $ 170,000 $ 170,000 $ 108,000
Maui, Hawaii 1 $ 410,000 $ 410,000 $ 79,000
Bonner, Idaho 1 $ 368,000 $ 368,000 $ 170,000
Kootenai, Idaho 1 $ 209,000 $ 209,000 $ 86,000
Champaign, Illinois 1 $ 251,000 $ 251,000 $ 101,000
Douglas, Illinois 1 $ 56,000 $ 56,000 $ 36,000
Lee, Illinois 1 $ 184,000 $ 184,000 $ 78,000
Madison, Illinois 1 $ 99,000 $ 99,000 $ 70,000
McHenry, Illinois 1 $ 183,000 $ 183,000 $ 100,000
McLean, Illinois 1 $ 181,000 $ 181,000 $ 45,000
Tazewell, Illinois 1 $ 160,000 $ 160,000 $ 204,000
Vermilion, Illinois 1 $ 108,000 $ 108,000 $ 105,000
Winnebago, Illinois 1 $ 264,000 $ 264,000 $ 50,000
Elkhart, Indiana 1 $ 56,000 $ 56,000 $ 30,000
Floyd, Indiana 1 $ 909,000 $ 909,000 $ 322,000
Hancock, Indiana 1 $ 220,000 $ 220,000 $ 81,000
Hendricks, Indiana 1 $ 177,000 $ 177,000 $ 110,000
Johnson, Indiana 1 $ 200,000 $ 200,000 $ 152,000
LaGrange, Indiana 1 $ 286,000 $ 286,000 $ 32,000
Monroe, Indiana 1 $ 126,000 $ 126,000 $ 54,000
Porter, Indiana 1 $ 216,000 $ 216,000 $ 117,000
Starke, Indiana 1 $ 93,000 $ 93,000 $ 38,000
Vanderburgh, Indiana 1 $ 106,000 $ 106,000 $ 49,000
Dallas, Iowa 1 $ 126,000 $ 126,000 $ 133,000
Linn, Iowa 1 $ 76,000 $ 76,000 $ 63,000
Pottawattamie, Iowa 1 $ 184,000 $ 184,000 $ 98,000
Marshall, Kansas 1 $ 132,000 $ 132,000 $ 60,000
Montgomery, Kansas 1 $ 123,000 $ 123,000 $ 107,000
Shawnee, Kansas 1 $ 151,000 $ 151,000 $ 107,000
Wyandotte, Kansas 1 $ 66,000 $ 66,000 $ 20,000
Boone, Kentucky 1 $ 204,000 $ 204,000 $ 150,000
Bullitt, Kentucky 1 $ 164,000 $ 164,000 $ 68,000
Franklin, Kentucky 1 $ 97,000 $ 97,000 $ 42,000
Pulaski, Kentucky 1 $ 156,000 $ 156,000 $ 81,000
Scott, Kentucky 1 $ 300,000 $ 300,000 $ 454,000
Jefferson, Louisiana 1 $ 97,000 $ 97,000 $ 33,000
Lafayette, Louisiana 1 $ 348,000 $ 348,000 $ 200,000
Lincoln, Louisiana 1 $ 152,000 $ 152,000 $ 117,000
Madison, Louisiana 1 $ 74,000 $ 74,000 $ 85,000
Orleans, Louisiana 1 $ 153,000 $ 153,000 $ 47,000
Richland, Louisiana 1 $ 75,000 $ 75,000 $ 54,000
Hancock, Maine 1 $ 200,000 $ 200,000 $ 86,000
Penobscot, Maine 1 $ 176,000 $ 176,000 $ 46,000
Washington, Maine 1 $ 95,000 $ 95,000 $ 36,000
Frederick, Maryland 1 $ 134,000 $ 134,000 $ 70,000
Worcester, Maryland 1 $ 80,000 $ 80,000 $ 56,000
Barnstable, Massachusetts 1 $ 172,000 $ 172,000 $ 140,000
Dukes, Massachusetts 1 $ 730,000 $ 730,000 $ 0
Franklin, Massachusetts 1 $ 170,000 $ 170,000 $ 87,000
Hampden, Massachusetts 1 $ 54,000 $ 54,000 $ 87,000
Allegan, Michigan 1 $ 257,000 $ 257,000 $ 43,000
Barry, Michigan 1 $ 253,000 $ 253,000 $ 183,000
Branch, Michigan 1 $ 132,000 $ 132,000 $ 93,000
Chippewa, Michigan 1 $ 80,000 $ 80,000 $ 37,000
Delta, Michigan 1 $ 110,000 $ 110,000 $ 72,000
Dickinson, Michigan 1 $ 220,000 $ 220,000 $ 222,000
Eaton, Michigan 1 $ 413,000 $ 413,000 $ 230,000
Grand Traverse, Michigan 1 $ 400,000 $ 400,000 $ 259,000
Ingham, Michigan 1 $ 104,000 $ 104,000 $ 89,000
Jackson, Michigan 1 $ 81,000 $ 81,000 $ 120,000
Kalamazoo, Michigan 1 $ 322,000 $ 322,000 $ 120,000
Midland, Michigan 1 $ 111,000 $ 111,000 $ 102,000
Monroe, Michigan 1 $ 185,000 $ 185,000 $ 106,000
Muskegon, Michigan 1 $ 150,000 $ 150,000 $ 113,000
Sanilac, Michigan 1 $ 33,000 $ 33,000 $ 138,000
St. Joseph, Michigan 1 $ 327,000 $ 327,000 $ 122,000
Carver, Minnesota 1 $ 305,000 $ 305,000 $ 181,000
Faribault, Minnesota 1 $ 150,000 $ 150,000 $ 96,000
Olmsted, Minnesota 1 $ 160,000 $ 160,000 $ 186,000
Otter Tail, Minnesota 1 $ 113,000 $ 113,000 $ 101,000
Scott, Minnesota 1 $ 244,000 $ 244,000 $ 90,000
Steele, Minnesota 1 $ 166,000 $ 166,000 $ 44,000
Wadena, Minnesota 1 $ 48,000 $ 48,000 $ 157,000
George, Mississippi 1 $ 160,000 $ 160,000 $ 83,000
Harrison, Mississippi 1 $ 200,000 $ 200,000 $ 166,000
Itawamba, Mississippi 1 $ 31,000 $ 31,000 $ 67,000
Marshall, Mississippi 1 $ 72,000 $ 72,000 $ 71,000
Oktibbeha, Mississippi 1 $ 207,000 $ 207,000 $ 235,000
Warren, Mississippi 1 $ 60,000 $ 60,000 $ 106,000
Butler, Missouri 1 $ 101,000 $ 101,000 $ 62,000
Cape Girardeau, Missouri 1 $ 204,000 $ 204,000 $ 69,000
Cass, Missouri 1 $ 88,000 $ 88,000 $ 29,000
Greene, Missouri 1 $ 277,000 $ 277,000 $ 100,000
Jasper, Missouri 1 $ 91,000 $ 91,000 $ 15,000
Newton, Missouri 1 $ 149,000 $ 149,000 $ 115,000
Ray, Missouri 1 $ 108,000 $ 108,000 $ 93,000
Taney, Missouri 1 $ 86,000 $ 86,000 $ 53,000
Gallatin, Montana 1 $ 119,000 $ 119,000 $ 100,000
Missoula, Montana 1 $ 398,000 $ 398,000 $ 385,000
Rosebud, Montana 1 $ 221,000 $ 221,000 $ 388,000
Buffalo, Nebraska 1 $ 125,000 $ 125,000 $ 70,000
Cedar, Nebraska 1 $ 119,000 $ 119,000 $ 74,000
Douglas, Nebraska 1 $ 97,000 $ 97,000 $ 125,000
Carson City, Nevada 1 $ 112,000 $ 112,000 $ 31,000
Cheshire, New Hampshire 1 $ 200,000 $ 200,000 $ 0
Cumberland, New Jersey 1 $ 332,000 $ 332,000 $ 121,000
Dona Ana, New Mexico 1 $ 214,000 $ 214,000 $ 77,000
Sandoval, New Mexico 1 $ 200,000 $ 200,000 $ 74,000
Santa Fe, New Mexico 1 $ 417,000 $ 417,000 $ 542,000
Taos, New Mexico 1 $ 221,000 $ 221,000 $ 108,000
Bronx, New York 1 $ 251,000 $ 251,000 $ 78,000
Clinton, New York 1 $ 237,000 $ 237,000 $ 163,000
Delaware, New York 1 $ 117,000 $ 117,000 $ 87,000
Dutchess, New York 1 $ 195,000 $ 195,000 $ 61,000
Greene, New York 1 $ 207,000 $ 207,000 $ 159,000
Jefferson, New York 1 $ 212,000 $ 212,000 $ 119,000
Monroe, New York 1 $ 288,000 $ 288,000 $ 80,000
Orleans, New York 1 $ 80,000 $ 80,000 $ 26,000
Putnam, New York 1 $ 204,000 $ 204,000 $ 127,000
Rockland, New York 1 $ 432,000 $ 432,000 $ 299,000
Steuben, New York 1 $ 96,000 $ 96,000 $ 81,000
Sullivan, New York 1 $ 115,000 $ 115,000 $ 68,000
Buncombe, North Carolina 1 $ 300,000 $ 300,000 $ 94,000
Cabarrus, North Carolina 1 $ 385,000 $ 385,000 $ 139,000
Cleveland, North Carolina 1 $ 223,000 $ 223,000 $ 110,000
Dare, North Carolina 1 $ 417,000 $ 417,000 $ 100,000
Gaston, North Carolina 1 $ 173,000 $ 173,000 $ 110,000
Iredell, North Carolina 1 $ 205,000 $ 205,000 $ 43,000
Jackson, North Carolina 1 $ 179,000 $ 179,000 $ 59,000
Johnston, North Carolina 1 $ 382,000 $ 382,000 $ 32,000
Lincoln, North Carolina 1 $ 85,000 $ 85,000 $ 88,000
Orange, North Carolina 1 $ 118,000 $ 118,000 $ 121,000
Pender, North Carolina 1 $ 256,000 $ 256,000 $ 77,000
Union, North Carolina 1 $ 374,000 $ 374,000 $ 164,000
Warren, North Carolina 1 $ 325,000 $ 325,000 $ 155,000
Cass, North Dakota 1 $ 142,000 $ 142,000 $ 123,000
Morton, North Dakota 1 $ 145,000 $ 145,000 $ 39,000
Geauga, Ohio 1 $ 385,000 $ 385,000 $ 275,000
Lawrence, Ohio 1 $ 392,000 $ 392,000 $ 231,000
Mahoning, Ohio 1 $ 214,000 $ 214,000 $ 422,000
Mercer, Ohio 1 $ 148,000 $ 148,000 $ 175,000
Morrow, Ohio 1 $ 157,000 $ 157,000 $ 229,000
Stark, Ohio 1 $ 133,000 $ 133,000 $ 130,000
Washington, Ohio 1 $ 280,000 $ 280,000 $ 600,000
Cherokee, Oklahoma 1 $ 43,000 $ 43,000 $ 61,000
Cleveland, Oklahoma 1 $ 112,000 $ 112,000 $ 177,000
Mayes, Oklahoma 1 $ 122,000 $ 122,000 $ 96,000
Oklahoma, Oklahoma 1 $ 52,000 $ 52,000 $ 50,000
Coos, Oregon 1 $ 220,000 $ 220,000 $ 126,000
Jackson, Oregon 1 $ 89,000 $ 89,000 $ 29,000
Josephine, Oregon 1 $ 125,000 $ 125,000 $ 35,000
Lane, Oregon 1 $ 143,000 $ 143,000 $ 100,000
Lincoln, Oregon 1 $ 190,000 $ 190,000 $ 111,000
Marion, Oregon 1 $ 216,000 $ 216,000 $ 109,000
Tillamook, Oregon 1 $ 175,000 $ 175,000 $ 302,000
Allegheny, Pennsylvania 1 $ 119,000 $ 119,000 $ 106,000
Blair, Pennsylvania 1 $ 23,000 $ 23,000 $ 26,000
Carbon, Pennsylvania 1 $ 87,000 $ 87,000 $ 100,000
Lehigh, Pennsylvania 1 $ 128,000 $ 128,000 $ 59,000
Monroe, Pennsylvania 1 $ 88,000 $ 88,000 $ 245,000
Pike, Pennsylvania 1 $ 80,000 $ 80,000 $ 123,000
Schuylkill, Pennsylvania 1 $ 53,000 $ 53,000 $ 26,000
Snyder, Pennsylvania 1 $ 50,000 $ 50,000 $ 111,000
Warren, Pennsylvania 1 $ 74,000 $ 74,000 $ 115,000
Bristol, Rhode Island 1 $ 147,000 $ 147,000 $ 263,000
Providence, Rhode Island 1 $ 150,000 $ 150,000 $ 68,000
Washington, Rhode Island 1 $ 200,000 $ 200,000 $ 55,000
Richland, South Carolina 1 $ 231,000 $ 231,000 $ 106,000
York, South Carolina 1 $ 417,000 $ 417,000 $ 181,000
Hughes, South Dakota 1 $ 141,000 $ 141,000 $ 110,000
Pennington, South Dakota 1 $ 417,000 $ 417,000 $ 763,000
Bedford, Tennessee 1 $ 89,000 $ 89,000 $ 26,000
Bradley, Tennessee 1 $ 33,000 $ 33,000 $ 25,000
Cannon, Tennessee 1 $ 74,000 $ 74,000 $ 39,000
Cheatham, Tennessee 1 $ 74,000 $ 74,000 $ 51,000
Cumberland, Tennessee 1 $ 295,000 $ 295,000 $ 60,000
Hamblen, Tennessee 1 $ 238,000 $ 238,000 $ 144,000
Henderson, Tennessee 1 $ 179,000 $ 179,000 $ 85,000
Maury, Tennessee 1 $ 45,000 $ 45,000 $ 15,000
Montgomery, Tennessee 1 $ 115,000 $ 115,000 $ 74,000
Roane, Tennessee 1 $ 100,000 $ 100,000 $ 41,000
Sequatchie, Tennessee 1 $ 79,000 $ 79,000 $ 81,000
Stewart, Tennessee 1 $ 99,000 $ 99,000 $ 44,000
Union, Tennessee 1 $ 83,000 $ 83,000 $ 28,000
Washington, Tennessee 1 $ 46,000 $ 46,000 $ 47,000
White, Tennessee 1 $ 48,000 $ 48,000 $ 33,000
Brazos, Texas 1 $ 100,000 $ 100,000 $ 30,000
Comal, Texas 1 $ 126,000 $ 126,000 $ 61,000
Ellis, Texas 1 $ 138,000 $ 138,000 $ 100,000
Gonzales, Texas 1 $ 409,000 $ 409,000 $ 119,000
Guadalupe, Texas 1 $ 86,000 $ 86,000 $ 61,000
Jefferson, Texas 1 $ 38,000 $ 38,000 $ 31,000
Polk, Texas 1 $ 417,000 $ 417,000 $ 1,100,000
Davis, Utah 1 $ 142,000 $ 142,000 $ 52,000
Summit, Utah 1 $ 305,000 $ 305,000 $ 178,000
Utah, Utah 1 $ 176,000 $ 176,000 $ 174,000
Washington, Utah 1 $ 851,000 $ 851,000 $ 170,000
Bennington, Vermont 1 $ 112,000 $ 112,000 $ 78,000
Lamoille, Vermont 1 $ 180,000 $ 180,000 $ 500,000
Rutland, Vermont 1 $ 359,000 $ 359,000 $ 250,000
Albemarle, Virginia 1 $ 380,000 $ 380,000 $ 118,000
Fairfax City, Virginia 1 $ 400,000 $ 400,000 $ 94,000
Goochland, Virginia 1 $ 213,000 $ 213,000 $ 79,000
James City, Virginia 1 $ 272,000 $ 272,000 $ 60,000
King George, Virginia 1 $ 236,000 $ 236,000 $ 110,000
Louisa, Virginia 1 $ 536,000 $ 536,000 $ 436,000
Madison, Virginia 1 $ 290,000 $ 290,000 $ 167,000
Martinsville, Virginia 1 $ 124,000 $ 124,000 $ 27,000
Newport News, Virginia 1 $ 57,000 $ 57,000 $ 140,000
Radford, Virginia 1 $ 236,000 $ 236,000 $ 77,000
Richmond City, Virginia 1 $ 312,000 $ 312,000 $ 143,000
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Mortgage Loan Application Detail Totals for E*Trade Bank in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,420 $412,337,000 $290,000 $2,000,000 $138,000 $1,440,000
Home Purchase 462 $129,822,000 $281,000 $1,000,000 $177,000 $5,400,000
Home Improvement 22 $4,998,000 $227,000 $625,000 $116,000 $321,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,213 $341,874,000 $281,000 $1,394,000 $148,000 $5,400,000
Not Provided 395 $114,144,000 $288,000 $2,000,000 $145,000 $2,690,000
Asian 182 $62,472,000 $343,000 $1,300,000 $168,000 $1,800,000
Hispanic 65 $16,835,000 $259,000 $720,000 $113,000 $287,000
Black or African American 35 $8,756,000 $250,000 $843,000 $107,000 $260,000
Native Hawaiian or Other Pacific Islander 8 $2,152,000 $269,000 $417,000 $134,000 $221,000
American Indian or Alaskan Native 6 $924,000 $154,000 $260,000 $130,000 $348,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,880 $543,106,000 $288,000 $2,000,000 $149,000 $5,400,000
FHA-insured (Federal Housing Administration) 22 $3,572,000 $162,000 $197,000 $46,000 $62,000
VA-guaranteed (Veterans Administration) 2 $479,000 $239,000 $299,000 $61,000 $74,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Approved But Not Accepted 820 $234,895,000 $286,000 $1,308,000 $155,000 $1,870,000
Loan Originated 520 $127,289,000 $244,000 $1,300,000 $131,000 $775,000
Application Denied By Financial Institution 479 $162,686,000 $339,000 $2,000,000 $159,000 $5,400,000
Loan Purchased By The Institution 46 $8,344,000 $181,000 $401,000 $48,000 $81,000
Application Withdrawn By Applicant 26 $10,571,000 $406,000 $1,000,000 $217,000 $1,800,000
File Closed For Incompleteness 13 $3,372,000 $259,000 $535,000 $114,000 $253,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 171 $63,388,000 $370,000 $1,005,000 $95,000 $698,000
Collateral 151 $44,125,000 $292,000 $835,000 $168,000 $2,100,000
Credit Application Incomplete 62 $24,117,000 $388,000 $2,000,000 $272,000 $5,400,000
Other 53 $18,116,000 $341,000 $1,394,000 $174,000 $1,050,000
Credit History 21 $6,879,000 $327,000 $932,000 $263,000 $2,690,000
Unverifiable Information 8 $1,793,000 $224,000 $623,000 $137,000 $500,000
Employment History 7 $2,225,000 $317,000 $678,000 $110,000 $235,000
Insufficient Cash (Downpayment, Closing Cost) 6 $2,043,000 $340,000 $606,000 $152,000 $348,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into E*Trade Bank's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess E*Trade Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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