E*Trade Bank Mortgage Lending & HMDA Data, 2011

In 2011, E*Trade Bank of Arlington, VA reported 691 mortgage applications totaling $186.9 million. The average application was for $270,500, and applicants reported an average income of $152,795. 30% of its applications resulted in an originated loan and 23% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (38), New York-White Plains-Wayne, NY-NJ (33) and Washington-Arlington-Alexandria, DC-VA-MD-WV (33) (applications in parentheses).

Mortgage Company & Address E*Trade Bank
671 North Glebe Road, 12th Floor
Arlington, VA 22203
Tel #: available with data download
Federal Regulator * available with data download
Years 2011  
Total Number of Mortgage Applications 691
Total Mortgage Loan Application Amount $186,916,000
Average Mortgage Loan Application Amount $270,500
Highest Mortgage Loan Application Amount $1,845,000
Average Applicant Income $152,795
Highest Applicant Income $3,401,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records E*Trade Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for E*Trade Bank by County in 2011

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 38 $ 14,566,000 $ 383,315 $ 148,000
Cook, Illinois 19 $ 4,465,000 $ 235,000 $ 170,000
Orange, California 18 $ 7,356,000 $ 408,666 $ 126,000
San Diego, California 18 $ 5,573,000 $ 309,611 $ 364,000
San Francisco, California 13 $ 7,731,000 $ 594,692 $ 204,000
Santa Clara, California 11 $ 5,061,000 $ 460,090 $ 193,000
Nassau, New York 11 $ 4,485,000 $ 407,727 $ 153,000
Harris, Texas 11 $ 1,534,000 $ 139,454 $ 123,000
Fairfax, Virginia 11 $ 3,751,000 $ 341,000 $ 209,000
Maricopa, Arizona 9 $ 2,609,000 $ 289,888 $ 135,000
Alameda, California 9 $ 3,139,000 $ 348,777 $ 129,000
Tarrant, Texas 9 $ 610,000 $ 67,777 $ 98,000
San Mateo, California 8 $ 3,109,000 $ 388,625 $ 212,000
Montgomery, Maryland 8 $ 2,045,000 $ 255,625 $ 150,000
New York, New York 8 $ 3,966,000 $ 495,750 $ 209,000
Contra Costa, California 7 $ 2,491,000 $ 355,857 $ 130,000
Miami-Dade, Florida 7 $ 1,816,000 $ 259,428 $ 120,000
Middlesex, Massachusetts 6 $ 2,014,000 $ 335,666 $ 148,000
Queens, New York 6 $ 2,017,000 $ 336,166 $ 171,000
Westchester, New York 6 $ 2,143,000 $ 357,166 $ 162,000
Wake, North Carolina 6 $ 1,689,000 $ 281,500 $ 126,000
King, Washington 6 $ 2,213,000 $ 368,833 $ 120,000
Jefferson, Colorado 5 $ 1,023,000 $ 204,600 $ 58,000
District of Columbia, District Of Columbia 5 $ 1,092,000 $ 218,400 $ 62,000
Broward, Florida 5 $ 2,357,000 $ 471,400 $ 310,000
Fulton, Georgia 5 $ 860,000 $ 172,000 $ 112,000
Oakland, Michigan 5 $ 1,327,000 $ 265,400 $ 145,000
Jackson, Missouri 5 $ 987,000 $ 197,400 $ 126,000
Multnomah, Oregon 5 $ 1,395,000 $ 279,000 $ 155,000
Sacramento, California 4 $ 1,106,000 $ 276,500 $ 131,000
Santa Cruz, California 4 $ 1,622,000 $ 405,500 $ 168,000
Boulder, Colorado 4 $ 1,331,000 $ 332,750 $ 130,000
Denver, Colorado 4 $ 627,000 $ 156,750 $ 104,000
Palm Beach, Florida 4 $ 2,223,000 $ 555,750 $ 236,000
Barnstable, Massachusetts 4 $ 1,391,000 $ 347,750 $ 153,000
Clark, Nevada 4 $ 937,000 $ 234,250 $ 172,000
Bergen, New Jersey 4 $ 979,000 $ 244,750 $ 128,000
Union, New Jersey 4 $ 1,128,000 $ 282,000 $ 158,000
Kings, New York 4 $ 1,830,000 $ 457,500 $ 184,000
Philadelphia, Pennsylvania 4 $ 839,000 $ 209,750 $ 121,000
Montgomery, Texas 4 $ 914,000 $ 228,500 $ 121,000
Travis, Texas 4 $ 1,498,000 $ 374,500 $ 206,000
Prince William, Virginia 4 $ 757,000 $ 189,250 $ 51,000
Riverside, California 3 $ 501,000 $ 167,000 $ 79,000
Douglas, Colorado 3 $ 608,000 $ 202,666 $ 97,000
Eagle, Colorado 3 $ 1,415,000 $ 471,666 $ 154,000
Fairfield, Connecticut 3 $ 826,000 $ 275,333 $ 174,000
Lee, Florida 3 $ 538,000 $ 179,333 $ 175,000
Pinellas, Florida 3 $ 673,000 $ 224,333 $ 391,000
Gwinnett, Georgia 3 $ 519,000 $ 173,000 $ 93,000
Anne Arundel, Maryland 3 $ 1,151,000 $ 383,666 $ 255,000
Prince George's, Maryland 3 $ 816,000 $ 272,000 $ 125,000
Dakota, Minnesota 3 $ 350,000 $ 116,666 $ 89,000
Washington, Minnesota 3 $ 508,000 $ 169,333 $ 76,000
Camden, New Jersey 3 $ 776,000 $ 258,666 $ 147,000
Hunterdon, New Jersey 3 $ 964,000 $ 321,333 $ 300,000
Monmouth, New Jersey 3 $ 651,000 $ 217,000 $ 106,000
Suffolk, New York 3 $ 715,000 $ 238,333 $ 67,000
Mecklenburg, North Carolina 3 $ 482,000 $ 160,666 $ 88,000
Lucas, Ohio 3 $ 648,000 $ 216,000 $ 153,000
Chester, Pennsylvania 3 $ 940,000 $ 313,333 $ 91,000
Montgomery, Pennsylvania 3 $ 824,000 $ 274,666 $ 137,000
Charleston, South Carolina 3 $ 414,000 $ 138,000 $ 93,000
Williamson, Texas 3 $ 505,000 $ 168,333 $ 101,000
Alexandria, Virginia 3 $ 662,000 $ 220,666 $ 78,000
Arlington, Virginia 3 $ 789,000 $ 263,000 $ 103,000
Dale, Alabama 2 $ 345,000 $ 172,500 $ 90,000
San Benito, California 2 $ 601,000 $ 300,500 $ 86,000
San Bernardino, California 2 $ 422,000 $ 211,000 $ 566,000
Yolo, California 2 $ 229,000 $ 114,500 $ 102,000
Arapahoe, Colorado 2 $ 404,000 $ 202,000 $ 153,000
New Haven, Connecticut 2 $ 386,000 $ 193,000 $ 100,000
Volusia, Florida 2 $ 232,000 $ 116,000 $ 76,000
Chatham, Georgia 2 $ 363,000 $ 181,500 $ 90,000
DeKalb, Georgia 2 $ 458,000 $ 229,000 $ 102,000
Forsyth, Georgia 2 $ 338,000 $ 169,000 $ 79,000
Hart, Georgia 2 $ 450,000 $ 225,000 $ 157,000
DuPage, Illinois 2 $ 661,000 $ 330,500 $ 163,000
Lake, Illinois 2 $ 450,000 $ 225,000 $ 101,000
St. Joseph, Indiana 2 $ 206,000 $ 103,000 $ 125,000
Ellis, Kansas 2 $ 624,000 $ 312,000 $ 253,000
Johnson, Kansas 2 $ 318,000 $ 159,000 $ 72,000
Howard, Maryland 2 $ 904,000 $ 452,000 $ 211,000
Norfolk, Massachusetts 2 $ 535,000 $ 267,500 $ 99,000
Worcester, Massachusetts 2 $ 475,000 $ 237,500 $ 122,000
Hennepin, Minnesota 2 $ 832,000 $ 416,000 $ 146,000
Sherburne, Minnesota 2 $ 235,000 $ 117,500 $ 65,000
Greene, Missouri 2 $ 495,000 $ 247,500 $ 417,000
Washoe, Nevada 2 $ 801,000 $ 400,500 $ 247,000
Belknap, New Hampshire 2 $ 521,000 $ 260,500 $ 165,000
Burlington, New Jersey 2 $ 654,000 $ 327,000 $ 123,000
Cape May, New Jersey 2 $ 524,000 $ 262,000 $ 154,000
Middlesex, New Jersey 2 $ 244,000 $ 122,000 $ 85,000
Ocean, New Jersey 2 $ 300,000 $ 150,000 $ 54,000
Passaic, New Jersey 2 $ 604,000 $ 302,000 $ 122,000
Oneida, New York 2 $ 386,000 $ 193,000 $ 278,000
Ontario, New York 2 $ 270,000 $ 135,000 $ 140,000
Forsyth, North Carolina 2 $ 708,000 $ 354,000 $ 172,000
Union, North Carolina 2 $ 304,000 $ 152,000 $ 116,000
Butler, Ohio 2 $ 407,000 $ 203,500 $ 198,000
Cuyahoga, Ohio 2 $ 384,000 $ 192,000 $ 690,000
Medina, Ohio 2 $ 418,000 $ 209,000 $ 140,000
Washington, Oregon 2 $ 388,000 $ 194,000 $ 127,000
Allegheny, Pennsylvania 2 $ 129,000 $ 64,500 $ 112,000
Washington, Pennsylvania 2 $ 375,000 $ 187,500 $ 100,000
York, Pennsylvania 2 $ 291,000 $ 145,500 $ 129,000
Collin, Texas 2 $ 391,000 $ 195,500 $ 159,000
Fort Bend, Texas 2 $ 498,000 $ 249,000 $ 141,000
Bennington, Vermont 2 $ 411,000 $ 205,500 $ 129,000
Bristol, Virginia 2 $ 167,000 $ 83,500 $ 26,000
Snohomish, Washington 2 $ 710,000 $ 355,000 $ 82,000
Baldwin, Alabama 1 $ 182,000 $ 182,000 $ 56,000
Jefferson, Alabama 1 $ 125,000 $ 125,000 $ 119,000
Limestone, Alabama 1 $ 118,000 $ 118,000 $ 300,000
Madison, Alabama 1 $ 279,000 $ 279,000 $ 237,000
Shelby, Alabama 1 $ 75,000 $ 75,000 $ 72,000
Anchorage, Alaska 1 $ 550,000 $ 550,000 $ 185,000
Gila, Arizona 1 $ 400,000 $ 400,000 $ 107,000
Mohave, Arizona 1 $ 51,000 $ 51,000 $ 48,000
Navajo, Arizona 1 $ 147,000 $ 147,000 $ 206,000
Pima, Arizona 1 $ 644,000 $ 644,000 $ 480,000
Pinal, Arizona 1 $ 33,000 $ 33,000 $ 72,000
Benton, Arkansas 1 $ 306,000 $ 306,000 $ 200,000
Garland, Arkansas 1 $ 283,000 $ 283,000 $ 102,000
Pope, Arkansas 1 $ 49,000 $ 49,000 $ 73,000
Sharp, Arkansas 1 $ 60,000 $ 60,000 $ 77,000
Amador, California 1 $ 417,000 $ 417,000 $ 129,000
El Dorado, California 1 $ 209,000 $ 209,000 $ 128,000
Fresno, California 1 $ 251,000 $ 251,000 $ 100,000
Merced, California 1 $ 54,000 $ 54,000 $ 95,000
Placer, California 1 $ 240,000 $ 240,000 $ 300,000
San Joaquin, California 1 $ 257,000 $ 257,000 $ 93,000
Santa Barbara, California 1 $ 320,000 $ 320,000 $ 120,000
Shasta, California 1 $ 150,000 $ 150,000 $ 47,000
Solano, California 1 $ 225,000 $ 225,000 $ 512,000
Sonoma, California 1 $ 863,000 $ 863,000 $ 550,000
Tehama, California 1 $ 83,000 $ 83,000 $ 87,000
Tulare, California 1 $ 336,000 $ 336,000 $ 148,000
El Paso, Colorado 1 $ 66,000 $ 66,000 $ 75,000
Larimer, Colorado 1 $ 254,000 $ 254,000 $ 220,000
Hartford, Connecticut 1 $ 380,000 $ 380,000 $ 174,000
Litchfield, Connecticut 1 $ 361,000 $ 361,000 $ 249,000
New London, Connecticut 1 $ 292,000 $ 292,000 $ 69,000
Alachua, Florida 1 $ 200,000 $ 200,000 $ 107,000
Bay, Florida 1 $ 154,000 $ 154,000 $ 93,000
Brevard, Florida 1 $ 120,000 $ 120,000 $ 103,000
Citrus, Florida 1 $ 31,000 $ 31,000 $ 67,000
Hernando, Florida 1 $ 48,000 $ 48,000 $ 65,000
Hillsborough, Florida 1 $ 92,000 $ 92,000 $ 130,000
Monroe, Florida 1 $ 166,000 $ 166,000 $ 218,000
Nassau, Florida 1 $ 50,000 $ 50,000 $ 140,000
Okaloosa, Florida 1 $ 101,000 $ 101,000 $ 115,000
Orange, Florida 1 $ 88,000 $ 88,000 $ 66,000
Santa Rosa, Florida 1 $ 272,000 $ 272,000 $ 21,000
Cherokee, Georgia 1 $ 100,000 $ 100,000 $ 60,000
Clarke, Georgia 1 $ 100,000 $ 100,000 $ 120,000
Cobb, Georgia 1 $ 311,000 $ 311,000 $ 51,000
Douglas, Georgia 1 $ 61,000 $ 61,000 $ 50,000
Floyd, Georgia 1 $ 59,000 $ 59,000 $ 80,000
Honolulu, Hawaii 1 $ 377,000 $ 377,000 $ 155,000
Teton, Idaho 1 $ 75,000 $ 75,000 $ 80,000
Valley, Idaho 1 $ 210,000 $ 210,000 $ 73,000
Carroll, Illinois 1 $ 410,000 $ 410,000 $ 240,000
Kane, Illinois 1 $ 383,000 $ 383,000 $ 252,000
Madison, Illinois 1 $ 650,000 $ 650,000 $ 550,000
Peoria, Illinois 1 $ 400,000 $ 400,000 $ 179,000
Sangamon, Illinois 1 $ 160,000 $ 160,000 $ 77,000
Clark, Indiana 1 $ 58,000 $ 58,000 $ 134,000
Grant, Indiana 1 $ 48,000 $ 48,000 $ 50,000
Kosciusko, Indiana 1 $ 260,000 $ 260,000 $ 185,000
Lake, Indiana 1 $ 615,000 $ 615,000 $ 482,000
Marion, Indiana 1 $ 47,000 $ 47,000 $ 64,000
Putnam, Indiana 1 $ 176,000 $ 176,000 $ 40,000
Wabash, Indiana 1 $ 45,000 $ 45,000 $ 26,000
Cerro Gordo, Iowa 1 $ 210,000 $ 210,000 $ 281,000
Finney, Kansas 1 $ 70,000 $ 70,000 $ 29,000
Pratt, Kansas 1 $ 100,000 $ 100,000 $ 40,000
Sedgwick, Kansas 1 $ 79,000 $ 79,000 $ 75,000
Jefferson, Kentucky 1 $ 100,000 $ 100,000 $ 70,000
Oldham, Kentucky 1 $ 251,000 $ 251,000 $ 88,000
Caddo, Louisiana 1 $ 245,000 $ 245,000 $ 2,250,000
Rapides, Louisiana 1 $ 138,000 $ 138,000 $ 32,000
St. Landry, Louisiana 1 $ 103,000 $ 103,000 $ 124,000
St. Tammany, Louisiana 1 $ 151,000 $ 151,000 $ 156,000
Terrebonne, Louisiana 1 $ 130,000 $ 130,000 $ 240,000
Cumberland, Maine 1 $ 282,000 $ 282,000 $ 101,000
Kennebec, Maine 1 $ 109,000 $ 109,000 $ 60,000
Oxford, Maine 1 $ 80,000 $ 80,000 $ 135,000
Baltimore, Maryland 1 $ 248,000 $ 248,000 $ 90,000
Baltimore City, Maryland 1 $ 488,000 $ 488,000 $ 440,000
Calvert, Maryland 1 $ 380,000 $ 380,000 $ 134,000
Carroll, Maryland 1 $ 290,000 $ 290,000 $ 175,000
Frederick, Maryland 1 $ 76,000 $ 76,000 $ 70,000
St. Mary's, Maryland 1 $ 402,000 $ 402,000 $ 175,000
Bristol, Massachusetts 1 $ 170,000 $ 170,000 $ 33,000
Dukes, Massachusetts 1 $ 658,000 $ 658,000 $ 164,000
Suffolk, Massachusetts 1 $ 370,000 $ 370,000 $ 106,000
Benzie, Michigan 1 $ 205,000 $ 205,000 $ 29,000
Berrien, Michigan 1 $ 56,000 $ 56,000 $ 73,000
Kalamazoo, Michigan 1 $ 115,000 $ 115,000 $ 112,000
Kent, Michigan 1 $ 62,000 $ 62,000 $ 78,000
Livingston, Michigan 1 $ 311,000 $ 311,000 $ 60,000
Macomb, Michigan 1 $ 319,000 $ 319,000 $ 60,000
Oceana, Michigan 1 $ 178,000 $ 178,000 $ 120,000
Ottawa, Michigan 1 $ 225,000 $ 225,000 $ 100,000
Wayne, Michigan 1 $ 124,000 $ 124,000 $ 68,000
Cass, Minnesota 1 $ 379,000 $ 379,000 $ 238,000
Faribault, Minnesota 1 $ 150,000 $ 150,000 $ 96,000
McLeod, Minnesota 1 $ 79,000 $ 79,000 $ 26,000
Ramsey, Minnesota 1 $ 392,000 $ 392,000 $ 173,000
Rice, Minnesota 1 $ 108,000 $ 108,000 $ 117,000
Oktibbeha, Mississippi 1 $ 110,000 $ 110,000 $ 56,000
Rankin, Mississippi 1 $ 186,000 $ 186,000 $ 67,000
Boone, Missouri 1 $ 135,000 $ 135,000 $ 200,000
Cape Girardeau, Missouri 1 $ 116,000 $ 116,000 $ 160,000
Cole, Missouri 1 $ 407,000 $ 407,000 $ 406,000
Franklin, Missouri 1 $ 24,000 $ 24,000 $ 36,000
Jefferson, Missouri 1 $ 186,000 $ 186,000 $ 87,000
St. Charles, Missouri 1 $ 80,000 $ 80,000 $ 99,000
St. Louis, Missouri 1 $ 124,000 $ 124,000 $ 40,000
St. Louis City, Missouri 1 $ 185,000 $ 185,000 $ 169,000
Missoula, Montana 1 $ 208,000 $ 208,000 $ 60,000
Douglas, Nebraska 1 $ 127,000 $ 127,000 $ 95,000
Sarpy, Nebraska 1 $ 210,000 $ 210,000 $ 103,000
Douglas, Nevada 1 $ 42,000 $ 42,000 $ 90,000
Atlantic, New Jersey 1 $ 407,000 $ 407,000 $ 80,000
Essex, New Jersey 1 $ 508,000 $ 508,000 $ 215,000
Hudson, New Jersey 1 $ 300,000 $ 300,000 $ 84,000
Mercer, New Jersey 1 $ 246,000 $ 246,000 $ 139,000
Morris, New Jersey 1 $ 296,000 $ 296,000 $ 98,000
Salem, New Jersey 1 $ 185,000 $ 185,000 $ 126,000
Somerset, New Jersey 1 $ 102,000 $ 102,000 $ 53,000
Sussex, New Jersey 1 $ 80,000 $ 80,000 $ 150,000
San Juan, New Mexico 1 $ 96,000 $ 96,000 $ 164,000
Bronx, New York 1 $ 334,000 $ 334,000 $ 77,000
Monroe, New York 1 $ 147,000 $ 147,000 $ 117,000
Montgomery, New York 1 $ 123,000 $ 123,000 $ 109,000
Onondaga, New York 1 $ 127,000 $ 127,000 $ 70,000
Otsego, New York 1 $ 112,000 $ 112,000 $ 136,000
Richmond, New York 1 $ 720,000 $ 720,000 $ 320,000
Saratoga, New York 1 $ 215,000 $ 215,000 $ 423,000
Ulster, New York 1 $ 178,000 $ 178,000 $ 51,000
Currituck, North Carolina 1 $ 124,000 $ 124,000 $ 53,000
Durham, North Carolina 1 $ 300,000 $ 300,000 $ 120,000
Henderson, North Carolina 1 $ 350,000 $ 350,000 $ 70,000
Jackson, North Carolina 1 $ 417,000 $ 417,000 $ 212,000
Mountrail, North Dakota 1 $ 98,000 $ 98,000 $ 117,000
Franklin, Ohio 1 $ 190,000 $ 190,000 $ 132,000
Hancock, Ohio 1 $ 134,000 $ 134,000 $ 83,000
Lake, Ohio 1 $ 72,000 $ 72,000 $ 80,000
Montgomery, Ohio 1 $ 65,000 $ 65,000 $ 170,000
Richland, Ohio 1 $ 128,000 $ 128,000 $ 115,000
Summit, Ohio 1 $ 74,000 $ 74,000 $ 73,000
Tuscarawas, Ohio 1 $ 136,000 $ 136,000 $ 50,000
Wood, Ohio 1 $ 188,000 $ 188,000 $ 92,000
Logan, Oklahoma 1 $ 239,000 $ 239,000 $ 118,000
Douglas, Oregon 1 $ 100,000 $ 100,000 $ 54,000
Jackson, Oregon 1 $ 389,000 $ 389,000 $ 340,000
Lane, Oregon 1 $ 375,000 $ 375,000 $ 450,000
Lincoln, Oregon 1 $ 400,000 $ 400,000 $ 0
Marion, Oregon 1 $ 100,000 $ 100,000 $ 46,000
Union, Oregon 1 $ 40,000 $ 40,000 $ 68,000
Bucks, Pennsylvania 1 $ 235,000 $ 235,000 $ 87,000
Franklin, Pennsylvania 1 $ 70,000 $ 70,000 $ 92,000
Lancaster, Pennsylvania 1 $ 134,000 $ 134,000 $ 38,000
Northampton, Pennsylvania 1 $ 203,000 $ 203,000 $ 43,000
Northumberland, Pennsylvania 1 $ 100,000 $ 100,000 $ 70,000
Wayne, Pennsylvania 1 $ 120,000 $ 120,000 $ 103,000
Westmoreland, Pennsylvania 1 $ 101,000 $ 101,000 $ 54,000
Bristol, Rhode Island 1 $ 417,000 $ 417,000 $ 296,000
Aiken, South Carolina 1 $ 197,000 $ 197,000 $ 191,000
Anderson, Tennessee 1 $ 71,000 $ 71,000 $ 27,000
Blount, Tennessee 1 $ 46,000 $ 46,000 $ 39,000
Hamblen, Tennessee 1 $ 115,000 $ 115,000 $ 36,000
Hickman, Tennessee 1 $ 74,000 $ 74,000 $ 98,000
Marion, Tennessee 1 $ 225,000 $ 225,000 $ 809,000
Putnam, Tennessee 1 $ 79,000 $ 79,000 $ 51,000
Washington, Tennessee 1 $ 275,000 $ 275,000 $ 90,000
Williamson, Tennessee 1 $ 225,000 $ 225,000 $ 288,000
Brazoria, Texas 1 $ 178,000 $ 178,000 $ 137,000
Denton, Texas 1 $ 280,000 $ 280,000 $ 210,000
Parker, Texas 1 $ 112,000 $ 112,000 $ 50,000
Polk, Texas 1 $ 44,000 $ 44,000 $ 132,000
Carbon, Utah 1 $ 75,000 $ 75,000 $ 48,000
Utah, Utah 1 $ 197,000 $ 197,000 $ 100,000
Essex, Vermont 1 $ 200,000 $ 200,000 $ 72,000
Lamoille, Vermont 1 $ 384,000 $ 384,000 $ 158,000
Rutland, Vermont 1 $ 417,000 $ 417,000 $ 400,000
Windsor, Vermont 1 $ 116,000 $ 116,000 $ 53,000
Albemarle, Virginia 1 $ 175,000 $ 175,000 $ 36,000
Augusta, Virginia 1 $ 186,000 $ 186,000 $ 35,000
Botetourt, Virginia 1 $ 206,000 $ 206,000 $ 71,000
Clarke, Virginia 1 $ 214,000 $ 214,000 $ 145,000
Hampton, Virginia 1 $ 69,000 $ 69,000 $ 76,000
Loudoun, Virginia 1 $ 200,000 $ 200,000 $ 133,000
Louisa, Virginia 1 $ 272,000 $ 272,000 $ 81,000
Manassas Park, Virginia 1 $ 188,000 $ 188,000 $ 171,000
Orange, Virginia 1 $ 498,000 $ 498,000 $ 145,000
Clark, Washington 1 $ 65,000 $ 65,000 $ 35,000
Mason, Washington 1 $ 105,000 $ 105,000 $ 16,000
Pierce, Washington 1 $ 300,000 $ 300,000 $ 90,000
Spokane, Washington 1 $ 150,000 $ 150,000 $ 23,000
Thurston, Washington 1 $ 167,000 $ 167,000 $ 40,000
Putnam, West Virginia 1 $ 183,000 $ 183,000 $ 103,000
Burnett, Wisconsin 1 $ 120,000 $ 120,000 $ 56,000
Dane, Wisconsin 1 $ 304,000 $ 304,000 $ 150,000
Waukesha, Wisconsin 1 $ 100,000 $ 100,000 $ 0

Mortgage Loan Application Detail Totals for E*Trade Bank in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 419 $115,572,000 $275,000 $1,203,000 $166,000 $3,401,000
Home Purchase 262 $69,195,000 $264,000 $1,845,000 $134,000 $1,008,000
Home Improvement 10 $2,149,000 $214,000 $416,000 $92,000 $147,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 467 $122,184,000 $261,000 $1,845,000 $150,000 $2,250,000
Not Provided 101 $31,567,000 $312,000 $1,500,000 $190,000 $3,401,000
Asian 55 $19,099,000 $347,000 $984,000 $184,000 $735,000
Hispanic 45 $8,497,000 $188,000 $718,000 $97,000 $330,000
Black or African American 16 $3,376,000 $211,000 $594,000 $85,000 $401,000
American Indian or Alaskan Native 5 $1,336,000 $267,000 $658,000 $94,000 $164,000
Native Hawaiian or Other Pacific Islander 2 $857,000 $428,000 $676,000 $142,000 $259,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 658 $182,076,000 $276,000 $1,845,000 $159,000 $3,401,000
FHA-insured (Federal Housing Administration) 26 $3,448,000 $132,000 $302,000 $34,000 $70,000
VA-guaranteed (Veterans Administration) 7 $1,392,000 $198,000 $389,000 $72,000 $340,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Approved But Not Accepted 258 $72,650,000 $281,000 $984,000 $169,000 $1,176,000
Loan Originated 208 $49,403,000 $237,000 $1,845,000 $148,000 $809,000
Application Denied By Financial Institution 160 $51,626,000 $322,000 $1,500,000 $156,000 $3,401,000
Loan Purchased By The Institution 42 $6,056,000 $144,000 $302,000 $34,000 $70,000
Application Withdrawn By Applicant 13 $5,077,000 $390,000 $1,435,000 $149,000 $400,000
File Closed For Incompleteness 10 $2,104,000 $210,000 $410,000 $309,000 $2,250,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 55 $13,942,000 $253,000 $905,000 $74,000 $240,000
Collateral 49 $15,718,000 $320,000 $1,203,000 $174,000 $1,060,000
Credit Application Incomplete 26 $12,188,000 $468,000 $1,500,000 $309,000 $3,401,000
Other 16 $4,903,000 $306,000 $1,000,000 $135,000 $309,000
Unverifiable Information 5 $1,588,000 $317,000 $417,000 $199,000 $400,000
Insufficient Cash (Downpayment, Closing Cost) 4 $1,207,000 $301,000 $417,000 $113,000 $128,000
Credit History 4 $1,798,000 $449,000 $658,000 $143,000 $174,000
Employment History 1 $282,000 $282,000 $282,000 $150,000 $150,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into E*Trade Bank's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess E*Trade Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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