Everhome Mortgage Company Mortgage Lending & HMDA Data, 2010
In 2010, Everhome Mortgage Company of Jacksonville, FL reported 12,740 mortgage applications totaling $2.2 billion, down 23% from 2009. The average application was for $173,888, and applicants reported an average income of $87,052. 38% of its applications resulted in an originated loan and 31% were denied. Its largest markets were Atlanta-Sandy Springs-Marietta, GA (576), New York-White Plains-Wayne, NY-NJ (348) and Houston-Sugar Land-Baytown, TX (338) (applications in parentheses).
| Mortgage Company & Address | Everhome Mortgage Company 8100 Nations Way Jacksonville, FL 32256 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 12,740 |
| Total Mortgage Loan Application Amount | $2,215,343,000 |
| Average Mortgage Loan Application Amount | $173,888 |
| Highest Mortgage Loan Application Amount | $1,412,000 |
| Average Applicant Income | $87,052 |
| Highest Applicant Income | $4,457,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Everhome Mortgage Company filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Atlanta-Sandy Springs-Marietta, GA | 576 | $ 95,330,000 | $ 165,503 | $ 78,000 |
| New York-White Plains-Wayne, NY-NJ | 348 | $ 91,833,000 | $ 263,887 | $ 112,931 |
| Houston-Sugar Land-Baytown, TX | 338 | $ 49,139,000 | $ 145,381 | $ 97,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 320 | $ 79,622,000 | $ 248,818 | $ 106,796 |
| Seattle-Bellevue-Everett, WA | 205 | $ 48,751,000 | $ 237,809 | $ 109,000 |
| Chicago-Joliet-Naperville, IL | 197 | $ 34,275,000 | $ 173,984 | $ 82,000 |
| Los Angeles-Long Beach-Glendale, CA | 197 | $ 57,547,000 | $ 292,116 | $ 100,000 |
| Burlington-South Burlington, VT | 187 | $ 29,555,000 | $ 158,048 | $ 81,000 |
| Nassau-Suffolk, NY | 187 | $ 47,589,000 | $ 254,486 | $ 113,000 |
| Dallas-Plano-Irving, TX | 177 | $ 29,516,000 | $ 166,757 | $ 99,000 |
| Birmingham-Hoover, AL | 176 | $ 25,838,000 | $ 146,806 | $ 68,000 |
| Indianapolis-Carmel, IN | 170 | $ 22,357,000 | $ 131,511 | $ 72,000 |
| Phoenix-Mesa-Glendale, AZ | 170 | $ 35,162,000 | $ 206,835 | $ 95,000 |
| Denver-Aurora-Broomfield, CO | 160 | $ 31,469,000 | $ 196,681 | $ 88,000 |
| Philadelphia, PA | 142 | $ 24,626,000 | $ 173,422 | $ 87,000 |
| San Antonio-New Braunfels, TX | 136 | $ 18,110,000 | $ 133,161 | $ 84,000 |
| Santa Ana-Anaheim-Irvine, CA | 132 | $ 42,361,000 | $ 320,916 | $ 106,000 |
| Baltimore-Towson, MD | 131 | $ 27,650,000 | $ 211,068 | $ 99,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 131 | $ 27,362,000 | $ 208,870 | $ 81,389 |
| Riverside-San Bernardino-Ontario, CA | 126 | $ 22,482,000 | $ 178,428 | $ 94,000 |
| St. Louis, MO-IL | 120 | $ 17,671,000 | $ 147,258 | $ 69,400 |
| Memphis, TN-MS-AR | 114 | $ 13,648,000 | $ 119,719 | $ 73,982 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 103 | $ 14,278,000 | $ 138,621 | $ 73,000 |
| Edison-New Brunswick, NJ | 102 | $ 26,001,000 | $ 254,911 | $ 107,000 |
| Boise City-Nampa, ID | 101 | $ 15,383,000 | $ 152,306 | $ 74,000 |
| Cleveland-Elyria-Mentor, OH | 97 | $ 13,848,000 | $ 142,762 | $ 78,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 97 | $ 18,691,000 | $ 192,690 | $ 85,979 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 91 | $ 15,856,000 | $ 174,241 | $ 69,000 |
| San Diego-Carlsbad-San Marcos, CA | 85 | $ 24,892,000 | $ 292,847 | $ 108,000 |
| Austin-Round Rock-San Marcos, TX | 84 | $ 16,063,000 | $ 191,226 | $ 112,000 |
| Oakland-Fremont-Hayward, CA | 83 | $ 26,279,000 | $ 316,614 | $ 114,000 |
| Jacksonville, FL | 81 | $ 13,929,000 | $ 171,962 | $ 90,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 81 | $ 18,966,000 | $ 234,148 | $ 98,000 |
| Cincinnati-Middletown, OH-KY-IN | 80 | $ 9,876,000 | $ 123,450 | $ 84,250 |
| Evansville, IN-KY | 80 | $ 8,637,000 | $ 107,962 | $ 84,625 |
| Fort Worth-Arlington, TX | 79 | $ 10,370,000 | $ 131,265 | $ 83,000 |
| Rockingham County-Strafford County, NH | 79 | $ 14,693,000 | $ 185,987 | $ 105,000 |
| Newark-Union, NJ-PA | 78 | $ 19,927,000 | $ 255,474 | $ 135,923 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 77 | $ 12,464,000 | $ 161,870 | $ 82,000 |
| Warren-Troy-Farmington Hills, MI | 76 | $ 12,563,000 | $ 165,302 | $ 104,000 |
| Kansas City, MO-KS | 75 | $ 10,499,000 | $ 139,986 | $ 67,120 |
| Bethesda-Rockville-Frederick, MD | 74 | $ 19,370,000 | $ 261,756 | $ 120,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 74 | $ 11,740,000 | $ 158,648 | $ 81,216 |
| Columbus, OH | 74 | $ 10,006,000 | $ 135,216 | $ 80,000 |
| Boston-Quincy, MA | 73 | $ 16,282,000 | $ 223,041 | $ 103,000 |
| Montgomery, AL | 72 | $ 9,076,000 | $ 126,055 | $ 64,000 |
| Tampa-St. Petersburg-Clearwater, FL | 72 | $ 11,175,000 | $ 155,208 | $ 94,000 |
| Springfield, MA | 71 | $ 10,654,000 | $ 150,056 | $ 70,000 |
| New Orleans-Metairie-Kenner, LA | 69 | $ 10,425,000 | $ 151,086 | $ 77,000 |
| Pittsburgh, PA | 68 | $ 10,755,000 | $ 158,161 | $ 85,000 |
| Orlando-Kissimmee-Sanford, FL | 67 | $ 9,940,000 | $ 148,358 | $ 73,000 |
| Portland-South Portland-Biddeford, ME | 66 | $ 12,473,000 | $ 188,984 | $ 96,000 |
| Worcester, MA | 65 | $ 13,090,000 | $ 201,384 | $ 98,000 |
| Cambridge-Newton-Framingham, MA | 63 | $ 17,387,000 | $ 275,984 | $ 103,000 |
| Little Rock-North Little Rock-Conway, AR | 59 | $ 6,006,000 | $ 101,796 | $ 78,000 |
| McAllen-Edinburg-Mission, TX | 55 | $ 7,300,000 | $ 132,727 | $ 114,000 |
| Raleigh-Cary, NC | 53 | $ 8,553,000 | $ 161,377 | $ 72,000 |
| Hartford-West Hartford-East Hartford, CT | 51 | $ 9,916,000 | $ 194,431 | $ 89,000 |
| Las Vegas-Paradise, NV | 50 | $ 9,218,000 | $ 184,360 | $ 87,000 |
| Manchester-Nashua, NH | 49 | $ 8,642,000 | $ 176,367 | $ 112,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 49 | $ 18,413,000 | $ 375,775 | $ 156,000 |
| Bangor, ME | 48 | $ 7,053,000 | $ 146,937 | $ 75,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 48 | $ 9,952,000 | $ 207,333 | $ 90,000 |
| Miami-Miami Beach-Kendall, FL | 47 | $ 9,898,000 | $ 210,595 | $ 116,000 |
| Gary, IN | 46 | $ 5,225,000 | $ 113,586 | $ 57,000 |
| Huntsville, AL | 43 | $ 5,394,000 | $ 125,441 | $ 73,000 |
| Louisville-Jefferson County, KY-IN | 43 | $ 5,472,000 | $ 127,255 | $ 73,744 |
| Salt Lake City, UT | 43 | $ 7,383,000 | $ 171,697 | $ 75,000 |
| Richmond, VA | 41 | $ 7,013,000 | $ 171,048 | $ 91,000 |
| San Francisco-San Mateo-Redwood City, CA | 41 | $ 14,867,000 | $ 362,609 | $ 130,000 |
| Detroit-Livonia-Dearborn, MI | 38 | $ 5,495,000 | $ 144,605 | $ 93,000 |
| Providence-New Bedford-Fall River, RI-MA | 38 | $ 8,025,000 | $ 211,184 | $ 122,789 |
| Camden, NJ | 37 | $ 7,453,000 | $ 201,432 | $ 96,000 |
| Grand Rapids-Wyoming, MI | 36 | $ 4,936,000 | $ 137,111 | $ 72,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 34 | $ 6,429,000 | $ 189,088 | $ 83,000 |
| Bridgeport-Stamford-Norwalk, CT | 32 | $ 8,055,000 | $ 251,718 | $ 138,000 |
| Jackson, MS | 32 | $ 3,308,000 | $ 103,375 | $ 58,000 |
| Mobile, AL | 32 | $ 3,431,000 | $ 107,218 | $ 51,000 |
| Santa Rosa-Petaluma, CA | 32 | $ 7,904,000 | $ 247,000 | $ 87,000 |
| Augusta-Richmond County, GA-SC | 31 | $ 3,172,000 | $ 102,322 | $ 83,741 |
| Baton Rouge, LA | 31 | $ 4,533,000 | $ 146,225 | $ 78,000 |
| Fayetteville, NC | 31 | $ 3,980,000 | $ 128,387 | $ 81,000 |
| Lake County-Kenosha County, IL-WI | 31 | $ 5,107,000 | $ 164,741 | $ 90,387 |
| Omaha-Council Bluffs, NE-IA | 31 | $ 4,463,000 | $ 143,967 | $ 81,645 |
| Colorado Springs, CO | 30 | $ 6,021,000 | $ 200,700 | $ 78,000 |
| Oklahoma City, OK | 30 | $ 3,056,000 | $ 101,866 | $ 60,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 30 | $ 9,244,000 | $ 308,133 | $ 135,000 |
| Terre Haute, IN | 30 | $ 2,845,000 | $ 94,833 | $ 76,000 |
| Tucson, AZ | 30 | $ 4,136,000 | $ 137,866 | $ 75,000 |
| Springfield, MO | 29 | $ 3,106,000 | $ 107,103 | $ 62,000 |
| Wichita, KS | 29 | $ 2,850,000 | $ 98,275 | $ 58,000 |
| Dayton, OH | 28 | $ 3,105,000 | $ 110,892 | $ 75,000 |
| Albuquerque, NM | 27 | $ 3,778,000 | $ 139,925 | $ 73,000 |
| Columbia, SC | 27 | $ 2,478,000 | $ 91,777 | $ 53,000 |
| Akron, OH | 26 | $ 3,467,000 | $ 133,346 | $ 76,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 26 | $ 5,167,000 | $ 198,730 | $ 95,307 |
| Ann Arbor, MI | 26 | $ 4,454,000 | $ 171,307 | $ 82,000 |
| Peabody, MA | 26 | $ 7,826,000 | $ 301,000 | $ 125,000 |
| Cape Coral-Fort Myers, FL | 25 | $ 4,507,000 | $ 180,280 | $ 107,000 |
| Charleston-North Charleston-Summerville, SC | 25 | $ 3,897,000 | $ 155,880 | $ 84,000 |
| Chico, CA | 25 | $ 4,360,000 | $ 174,400 | $ 66,000 |
| Columbus, GA-AL | 25 | $ 2,789,000 | $ 111,560 | $ 57,000 |
| Shreveport-Bossier City, LA | 25 | $ 3,459,000 | $ 138,360 | $ 65,000 |
| North Port-Bradenton-Sarasota, FL | 24 | $ 4,182,000 | $ 174,250 | $ 82,000 |
| Boulder, CO | 23 | $ 6,194,000 | $ 269,304 | $ 102,000 |
| Brownsville-Harlingen, TX | 23 | $ 3,458,000 | $ 150,347 | $ 164,000 |
| El Paso, TX | 23 | $ 2,231,000 | $ 97,000 | $ 71,000 |
| Fresno, CA | 23 | $ 4,256,000 | $ 185,043 | $ 93,000 |
| Savannah, GA | 23 | $ 3,766,000 | $ 163,739 | $ 97,000 |
| Tacoma, WA | 23 | $ 4,265,000 | $ 185,434 | $ 103,000 |
| Wilmington, NC | 23 | $ 4,634,000 | $ 201,478 | $ 104,000 |
| Columbus, IN | 22 | $ 2,332,000 | $ 106,000 | $ 63,000 |
| Des Moines-West Des Moines, IA | 22 | $ 2,370,000 | $ 107,727 | $ 51,000 |
| Greensboro-High Point, NC | 22 | $ 3,053,000 | $ 138,772 | $ 75,000 |
| Harrisburg-Carlisle, PA | 22 | $ 3,195,000 | $ 145,227 | $ 77,000 |
| Milwaukee-Waukesha-West Allis, WI | 22 | $ 3,042,000 | $ 138,272 | $ 78,000 |
| Killeen-Temple-Fort Hood, TX | 21 | $ 2,305,000 | $ 109,761 | $ 77,000 |
| Reno-Sparks, NV | 21 | $ 4,291,000 | $ 204,333 | $ 85,000 |
| South Bend-Mishawaka, IN-MI | 21 | $ 2,755,000 | $ 131,190 | $ 61,142 |
| Stockton, CA | 21 | $ 3,076,000 | $ 146,476 | $ 81,000 |
| Albany-Schenectady-Troy, NY | 20 | $ 3,490,000 | $ 174,500 | $ 87,000 |
| Decatur, AL | 20 | $ 2,272,000 | $ 113,600 | $ 65,000 |
| Durham-Chapel Hill, NC | 20 | $ 3,721,000 | $ 186,050 | $ 84,000 |
| Florence-Muscle Shoals, AL | 20 | $ 1,988,000 | $ 99,400 | $ 53,000 |
| Muncie, IN | 20 | $ 2,197,000 | $ 109,850 | $ 78,000 |
| Visalia-Porterville, CA | 20 | $ 2,792,000 | $ 139,600 | $ 62,000 |
| Alexandria, LA | 19 | $ 2,182,000 | $ 114,842 | $ 55,000 |
| Lexington-Fayette, KY | 19 | $ 2,681,000 | $ 141,105 | $ 70,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 19 | $ 3,154,000 | $ 166,000 | $ 71,000 |
| New Haven-Milford, CT | 19 | $ 3,558,000 | $ 187,263 | $ 136,000 |
| Ogden-Clearfield, UT | 19 | $ 3,294,000 | $ 173,368 | $ 90,000 |
| Tulsa, OK | 19 | $ 2,202,000 | $ 115,894 | $ 80,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 18 | $ 2,013,000 | $ 111,833 | $ 57,500 |
| Fort Wayne, IN | 18 | $ 1,874,000 | $ 104,111 | $ 73,000 |
| Gainesville, FL | 18 | $ 2,947,000 | $ 163,722 | $ 83,000 |
| Gulfport-Biloxi, MS | 18 | $ 2,115,000 | $ 117,500 | $ 63,000 |
| Toledo, OH | 18 | $ 2,033,000 | $ 112,944 | $ 75,000 |
| Chattanooga, TN-GA | 17 | $ 2,208,000 | $ 129,882 | $ 63,117 |
| Fort Smith, AR-OK | 17 | $ 1,846,000 | $ 108,588 | $ 54,588 |
| Lafayette, LA | 17 | $ 2,749,000 | $ 161,705 | $ 82,000 |
| Modesto, CA | 17 | $ 2,785,000 | $ 163,823 | $ 81,000 |
| Palm Bay-Melbourne-Titusville, FL | 17 | $ 1,998,000 | $ 117,529 | $ 56,000 |
| Auburn-Opelika, AL | 16 | $ 2,357,000 | $ 147,312 | $ 55,000 |
| Naples-Marco Island, FL | 16 | $ 2,878,000 | $ 179,875 | $ 89,000 |
| Spokane, WA | 16 | $ 2,415,000 | $ 150,937 | $ 66,000 |
| Bakersfield-Delano, CA | 15 | $ 1,631,000 | $ 108,733 | $ 68,000 |
| Eugene-Springfield, OR | 15 | $ 3,135,000 | $ 209,000 | $ 105,000 |
| Holland-Grand Haven, MI | 15 | $ 2,094,000 | $ 139,600 | $ 70,000 |
| Medford, OR | 15 | $ 3,404,000 | $ 226,933 | $ 83,000 |
| Monroe, LA | 15 | $ 1,458,000 | $ 97,200 | $ 80,000 |
| Prescott, AZ | 15 | $ 3,400,000 | $ 226,666 | $ 118,000 |
| Barnstable Town, MA | 14 | $ 3,415,000 | $ 243,928 | $ 105,000 |
| Beaumont-Port Arthur, TX | 14 | $ 1,969,000 | $ 140,642 | $ 91,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 14 | $ 1,798,000 | $ 128,428 | $ 62,000 |
| Gainesville, GA | 14 | $ 1,950,000 | $ 139,285 | $ 56,000 |
| Port St. Lucie, FL | 14 | $ 2,357,000 | $ 168,357 | $ 104,000 |
| Redding, CA | 14 | $ 1,843,000 | $ 131,642 | $ 56,000 |
| Texarkana, Tx-Texarkana, AR | 14 | $ 1,442,000 | $ 103,000 | $ 101,285 |
| Wilmington, DE-MD-NJ | 14 | $ 2,414,000 | $ 172,428 | $ 81,500 |
| Winston-Salem, NC | 14 | $ 1,818,000 | $ 129,857 | $ 54,000 |
| Columbia, MO | 13 | $ 1,510,000 | $ 116,153 | $ 84,000 |
| Hinesville-Fort Stewart, GA | 13 | $ 1,089,000 | $ 83,769 | $ 55,000 |
| San Luis Obispo-Paso Robles, CA | 13 | $ 4,211,000 | $ 323,923 | $ 99,000 |
| Anderson, IN | 12 | $ 799,000 | $ 66,583 | $ 62,000 |
| Asheville, NC | 12 | $ 2,603,000 | $ 216,916 | $ 104,000 |
| Flint, MI | 12 | $ 1,227,000 | $ 102,250 | $ 63,000 |
| Fort Collins-Loveland, CO | 12 | $ 2,327,000 | $ 193,916 | $ 120,000 |
| Greenville-Mauldin-Easley, SC | 12 | $ 1,478,000 | $ 123,166 | $ 60,000 |
| Jackson, MI | 12 | $ 1,896,000 | $ 158,000 | $ 61,000 |
| Rockford, IL | 12 | $ 1,130,000 | $ 94,166 | $ 47,000 |
| Santa Cruz-Watsonville, CA | 12 | $ 4,114,000 | $ 342,833 | $ 149,000 |
| Anchorage, AK | 11 | $ 1,650,000 | $ 150,000 | $ 81,000 |
| Bellingham, WA | 11 | $ 2,129,000 | $ 193,545 | $ 65,000 |
| Bloomington, IN | 11 | $ 1,017,000 | $ 92,454 | $ 68,000 |
| Knoxville, TN | 11 | $ 1,524,000 | $ 138,545 | $ 81,000 |
| Lakeland-Winter Haven, FL | 11 | $ 1,739,000 | $ 158,090 | $ 68,000 |
| Macon, GA | 11 | $ 1,531,000 | $ 139,181 | $ 78,000 |
| Provo-Orem, UT | 11 | $ 1,932,000 | $ 175,636 | $ 67,000 |
| Rochester, NY | 11 | $ 1,070,000 | $ 97,272 | $ 58,000 |
| Salem, OR | 11 | $ 1,486,000 | $ 135,090 | $ 62,000 |
| St. George, UT | 11 | $ 1,871,000 | $ 170,090 | $ 73,000 |
| York-Hanover, PA | 11 | $ 1,575,000 | $ 143,181 | $ 62,000 |
| Hagerstown-Martinsburg, MD-WV | 10 | $ 1,754,000 | $ 175,400 | $ 81,400 |
| Johnstown, PA | 10 | $ 1,884,000 | $ 188,400 | $ 139,000 |
| Lafayette, IN | 10 | $ 1,048,000 | $ 104,800 | $ 54,000 |
| Lake Havasu City-Kingman, AZ | 10 | $ 1,742,000 | $ 174,200 | $ 108,000 |
| Lancaster, PA | 10 | $ 1,735,000 | $ 173,500 | $ 66,000 |
| Lansing-East Lansing, MI | 10 | $ 1,046,000 | $ 104,600 | $ 79,000 |
| Pensacola-Ferry Pass-Brent, FL | 10 | $ 960,000 | $ 96,000 | $ 53,000 |
| Reading, PA | 10 | $ 1,904,000 | $ 190,400 | $ 70,000 |
| Vallejo-Fairfield, CA | 10 | $ 1,573,000 | $ 157,300 | $ 67,000 |
| Youngstown-Warren-Boardman, OH-PA | 10 | $ 854,000 | $ 85,400 | $ 68,000 |
| Bend, OR | 9 | $ 2,053,000 | $ 228,111 | $ 102,000 |
| Buffalo-Niagara Falls, NY | 9 | $ 914,000 | $ 101,555 | $ 83,000 |
| Canton-Massillon, OH | 9 | $ 1,102,000 | $ 122,444 | $ 45,000 |
| Coeur D'Alene, ID | 9 | $ 1,731,000 | $ 192,333 | $ 87,000 |
| Dothan, AL | 9 | $ 1,179,000 | $ 131,000 | $ 70,000 |
| Hattiesburg, MS | 9 | $ 1,163,000 | $ 129,222 | $ 57,000 |
| Houma-Bayou Cane-Thibodaux, LA | 9 | $ 959,000 | $ 106,555 | $ 55,000 |
| Kennewick-Pasco-Richland, WA | 9 | $ 1,097,000 | $ 121,888 | $ 60,000 |
| Lake Charles, LA | 9 | $ 1,333,000 | $ 148,111 | $ 97,000 |
| Lawton, OK | 9 | $ 789,000 | $ 87,666 | $ 56,000 |
| Ocala, FL | 9 | $ 1,266,000 | $ 140,666 | $ 83,000 |
| Owensboro, KY | 9 | $ 920,000 | $ 102,222 | $ 65,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 9 | $ 893,000 | $ 99,222 | $ 61,000 |
| Pascagoula, MS | 9 | $ 658,000 | $ 73,111 | $ 65,000 |
| Roanoke, VA | 9 | $ 1,416,000 | $ 157,333 | $ 70,000 |
| State College, PA | 9 | $ 1,951,000 | $ 216,777 | $ 94,000 |
| Topeka, KS | 9 | $ 1,353,000 | $ 150,333 | $ 79,000 |
| Tuscaloosa, AL | 9 | $ 952,000 | $ 105,777 | $ 50,000 |
| Albany, GA | 8 | $ 1,161,000 | $ 145,125 | $ 57,000 |
| Dalton, GA | 8 | $ 790,000 | $ 98,750 | $ 48,000 |
| Davenport-Moline-Rock Island, IA-IL | 8 | $ 755,000 | $ 94,375 | $ 56,875 |
| Elkhart-Goshen, IN | 8 | $ 1,014,000 | $ 126,750 | $ 68,000 |
| Greeley, CO | 8 | $ 1,489,000 | $ 186,125 | $ 92,000 |
| Hot Springs, AR | 8 | $ 869,000 | $ 108,625 | $ 56,000 |
| Ocean City, NJ | 8 | $ 1,868,000 | $ 233,500 | $ 102,000 |
| Salinas, CA | 8 | $ 1,700,000 | $ 212,500 | $ 87,000 |
| Spartanburg, SC | 8 | $ 776,000 | $ 97,000 | $ 74,000 |
| Syracuse, NY | 8 | $ 848,000 | $ 106,000 | $ 70,000 |
| Tallahassee, FL | 8 | $ 1,317,000 | $ 164,625 | $ 201,000 |
| Tyler, TX | 8 | $ 1,154,000 | $ 144,250 | $ 56,000 |
| Waco, TX | 8 | $ 907,000 | $ 113,375 | $ 69,000 |
| Warner Robins, GA | 8 | $ 702,000 | $ 87,750 | $ 66,000 |
| Wenatchee-East Wenatchee, WA | 8 | $ 1,473,000 | $ 184,125 | $ 138,000 |
| Athens-Clarke County, GA | 7 | $ 1,289,000 | $ 184,142 | $ 91,000 |
| Corpus Christi, TX | 7 | $ 620,000 | $ 88,571 | $ 73,000 |
| Crestview-Fort Walton Beach-Destin, FL | 7 | $ 1,235,000 | $ 176,428 | $ 74,000 |
| Decatur, IL | 7 | $ 801,000 | $ 114,428 | $ 60,000 |
| Fargo, ND-MN | 7 | $ 901,000 | $ 128,714 | $ 53,571 |
| Kingston, NY | 7 | $ 1,428,000 | $ 204,000 | $ 120,000 |
| Madison, WI | 7 | $ 1,284,000 | $ 183,428 | $ 118,000 |
| Niles-Benton Harbor, MI | 7 | $ 825,000 | $ 117,857 | $ 63,000 |
| Sandusky, OH | 7 | $ 631,000 | $ 90,142 | $ 71,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 7 | $ 1,961,000 | $ 280,142 | $ 116,000 |
| Atlantic City-Hammonton, NJ | 6 | $ 1,084,000 | $ 180,666 | $ 95,000 |
| Charleston, WV | 6 | $ 447,000 | $ 74,500 | $ 50,000 |
| Clarksville, TN-KY | 6 | $ 625,000 | $ 104,166 | $ 78,000 |
| Duluth, MN-WI | 6 | $ 1,047,000 | $ 174,500 | $ 87,666 |
| Hanford-Corcoran, CA | 6 | $ 733,000 | $ 122,166 | $ 80,000 |
| Honolulu, HI | 6 | $ 1,890,000 | $ 315,000 | $ 90,000 |
| Huntington-Ashland, WV-KY-OH | 6 | $ 522,000 | $ 87,000 | $ 72,666 |
| Kingsport-Bristol-Bristol, TN-VA | 6 | $ 493,000 | $ 82,166 | $ 54,000 |
| Lewiston-Auburn, ME | 6 | $ 797,000 | $ 132,833 | $ 51,000 |
| Mount Vernon-Anacortes, WA | 6 | $ 1,421,000 | $ 236,833 | $ 61,000 |
| Valdosta, GA | 6 | $ 457,000 | $ 76,166 | $ 51,000 |
| Yakima, WA | 6 | $ 780,000 | $ 130,000 | $ 56,000 |
| Anniston-Oxford, AL | 5 | $ 570,000 | $ 114,000 | $ 55,000 |
| Battle Creek, MI | 5 | $ 802,000 | $ 160,400 | $ 80,000 |
| Bremerton-Silverdale, WA | 5 | $ 1,238,000 | $ 247,600 | $ 73,000 |
| Charlottesville, VA | 5 | $ 832,000 | $ 166,400 | $ 51,000 |
| Danville, IL | 5 | $ 410,000 | $ 82,000 | $ 68,000 |
| Flagstaff, AZ | 5 | $ 667,000 | $ 133,400 | $ 114,000 |
| Greenville, NC | 5 | $ 811,000 | $ 162,200 | $ 98,000 |
| Joplin, MO | 5 | $ 333,000 | $ 66,600 | $ 50,000 |
| Laredo, TX | 5 | $ 400,000 | $ 80,000 | $ 43,000 |
| Norwich-New London, CT | 5 | $ 627,000 | $ 125,400 | $ 103,000 |
| Pine Bluff, AR | 5 | $ 296,000 | $ 59,200 | $ 52,000 |
| Pocatello, ID | 5 | $ 571,000 | $ 114,200 | $ 66,000 |
| Pueblo, CO | 5 | $ 420,000 | $ 84,000 | $ 51,000 |
| Punta Gorda, FL | 5 | $ 1,219,000 | $ 243,800 | $ 125,000 |
| Racine, WI | 5 | $ 747,000 | $ 149,400 | $ 85,000 |
| Rochester, MN | 5 | $ 654,000 | $ 130,800 | $ 48,000 |
| Sioux Falls, SD | 5 | $ 675,000 | $ 135,000 | $ 54,000 |
| Sumter, SC | 5 | $ 325,000 | $ 65,000 | $ 64,000 |
| Trenton-Ewing, NJ | 5 | $ 1,307,000 | $ 261,400 | $ 81,000 |
| Vineland-Millville-Bridgeton, NJ | 5 | $ 372,000 | $ 74,400 | $ 37,000 |
| Yuma, AZ | 5 | $ 952,000 | $ 190,400 | $ 45,000 |
| Ames, IA | 4 | $ 740,000 | $ 185,000 | $ 95,000 |
| Billings, MT | 4 | $ 939,000 | $ 234,750 | $ 135,000 |
| Burlington, NC | 4 | $ 487,000 | $ 121,750 | $ 67,000 |
| Casper, WY | 4 | $ 692,000 | $ 173,000 | $ 63,000 |
| Cedar Rapids, IA | 4 | $ 460,000 | $ 115,000 | $ 45,000 |
| Cheyenne, WY | 4 | $ 536,000 | $ 134,000 | $ 75,000 |
| Dover, DE | 4 | $ 958,000 | $ 239,500 | $ 84,000 |
| Dubuque, IA | 4 | $ 314,000 | $ 78,500 | $ 44,000 |
| Farmington, NM | 4 | $ 694,000 | $ 173,500 | $ 71,000 |
| Idaho Falls, ID | 4 | $ 544,000 | $ 136,000 | $ 44,000 |
| Jonesboro, AR | 4 | $ 366,000 | $ 91,500 | $ 58,000 |
| Kalamazoo-Portage, MI | 4 | $ 556,000 | $ 139,000 | $ 108,000 |
| Kokomo, IN | 4 | $ 567,000 | $ 141,750 | $ 38,000 |
| Merced, CA | 4 | $ 394,000 | $ 98,500 | $ 69,000 |
| Michigan City-La Porte, IN | 4 | $ 625,000 | $ 156,250 | $ 60,000 |
| Olympia, WA | 4 | $ 1,062,000 | $ 265,500 | $ 76,000 |
| Palm Coast, FL | 4 | $ 859,000 | $ 214,750 | $ 71,000 |
| Panama City-Lynn Haven-Panama City Beach, FL | 4 | $ 590,000 | $ 147,500 | $ 110,000 |
| Peoria, IL | 4 | $ 467,000 | $ 116,750 | $ 33,000 |
| Pittsfield, MA | 4 | $ 571,000 | $ 142,750 | $ 129,000 |
| Rome, GA | 4 | $ 734,000 | $ 183,500 | $ 92,000 |
| Santa Fe, NM | 4 | $ 743,000 | $ 185,750 | $ 69,000 |
| Scranton--Wilkes-Barre, PA | 4 | $ 325,000 | $ 81,250 | $ 48,000 |
| Sherman-Denison, TX | 4 | $ 450,000 | $ 112,500 | $ 79,000 |
| Steubenville-Weirton, OH-WV | 4 | $ 554,000 | $ 138,500 | $ 54,000 |
| Williamsport, PA | 4 | $ 433,000 | $ 108,250 | $ 50,000 |
| Yuba City, CA | 4 | $ 873,000 | $ 218,250 | $ 119,000 |
| Amarillo, TX | 3 | $ 275,000 | $ 91,666 | $ 42,000 |
| Bowling Green, KY | 3 | $ 415,000 | $ 138,333 | $ 60,000 |
| Champaign-Urbana, IL | 3 | $ 296,000 | $ 98,666 | $ 50,000 |
| Corvallis, OR | 3 | $ 572,000 | $ 190,666 | $ 97,000 |
| Florence, SC | 3 | $ 241,000 | $ 80,333 | $ 48,000 |
| Gadsden, AL | 3 | $ 450,000 | $ 150,000 | $ 76,000 |
| Glens Falls, NY | 3 | $ 166,000 | $ 55,333 | $ 74,000 |
| Grand Junction, CO | 3 | $ 436,000 | $ 145,333 | $ 73,000 |
| Green Bay, WI | 3 | $ 293,000 | $ 97,666 | $ 71,000 |
| Hickory-Lenoir-Morganton, NC | 3 | $ 482,000 | $ 160,666 | $ 93,000 |
| Jackson, TN | 3 | $ 271,000 | $ 90,333 | $ 45,000 |
| Jefferson City, MO | 3 | $ 264,000 | $ 88,000 | $ 44,000 |
| La Crosse, WI-MN | 3 | $ 467,000 | $ 155,666 | $ 79,000 |
| Las Cruces, NM | 3 | $ 444,000 | $ 148,000 | $ 84,000 |
| Lincoln, NE | 3 | $ 335,000 | $ 111,666 | $ 35,000 |
| Lubbock, TX | 3 | $ 171,000 | $ 57,000 | $ 45,000 |
| Lynchburg, VA | 3 | $ 501,000 | $ 167,000 | $ 85,000 |
| Monroe, MI | 3 | $ 514,000 | $ 171,333 | $ 64,000 |
| Muskegon-Norton Shores, MI | 3 | $ 320,000 | $ 106,666 | $ 62,000 |
| Saginaw-Saginaw Township North, MI | 3 | $ 308,000 | $ 102,666 | $ 61,000 |
| Salisbury, MD | 3 | $ 602,000 | $ 200,666 | $ 56,000 |
| Sebastian-Vero Beach, FL | 3 | $ 608,000 | $ 202,666 | $ 69,000 |
| Springfield, IL | 3 | $ 466,000 | $ 155,333 | $ 82,000 |
| Victoria, TX | 3 | $ 305,000 | $ 101,666 | $ 156,000 |
| Wausau, WI | 3 | $ 599,000 | $ 199,666 | $ 72,000 |
| Wheeling, WV-OH | 3 | $ 283,000 | $ 94,333 | $ 64,666 |
| Abilene, TX | 2 | $ 123,000 | $ 61,500 | $ 48,000 |
| Altoona, PA | 2 | $ 423,000 | $ 211,500 | $ 204,000 |
| Anderson, SC | 2 | $ 317,000 | $ 158,500 | $ 55,000 |
| Brunswick, GA | 2 | $ 557,000 | $ 278,500 | $ 215,000 |
| Cape Girardeau-Jackson, MO-IL | 2 | $ 175,000 | $ 87,500 | $ 62,500 |
| Cleveland, TN | 2 | $ 208,000 | $ 104,000 | $ 53,000 |
| College Station-Bryan, TX | 2 | $ 285,000 | $ 142,500 | $ 106,000 |
| Danville, VA | 2 | $ 161,000 | $ 80,500 | $ 47,000 |
| Erie, PA | 2 | $ 205,000 | $ 102,500 | $ 70,000 |
| Fond Du Lac, WI | 2 | $ 283,000 | $ 141,500 | $ 79,000 |
| Grand Forks, ND-MN | 2 | $ 228,000 | $ 114,000 | $ 72,000 |
| Great Falls, MT | 2 | $ 183,000 | $ 91,500 | $ 68,000 |
| Iowa City, IA | 2 | $ 270,000 | $ 135,000 | $ 51,000 |
| Jacksonville, NC | 2 | $ 308,000 | $ 154,000 | $ 102,000 |
| Janesville, WI | 2 | $ 181,000 | $ 90,500 | $ 68,000 |
| Kankakee-Bradley, IL | 2 | $ 278,000 | $ 139,000 | $ 74,000 |
| Lebanon, PA | 2 | $ 452,000 | $ 226,000 | $ 66,000 |
| Logan, UT-ID | 2 | $ 547,000 | $ 273,500 | $ 52,000 |
| Manhattan, KS | 2 | $ 128,000 | $ 64,000 | $ 32,000 |
| Morristown, TN | 2 | $ 215,000 | $ 107,500 | $ 43,000 |
| Napa, CA | 2 | $ 789,000 | $ 394,500 | $ 118,000 |
| Odessa, TX | 2 | $ 100,000 | $ 50,000 | $ 38,000 |
| Oshkosh-Neenah, WI | 2 | $ 259,000 | $ 129,500 | $ 84,000 |
| Rapid City, SD | 2 | $ 289,000 | $ 144,500 | $ 61,000 |
| Rocky Mount, NC | 2 | $ 133,000 | $ 66,500 | $ 34,000 |
| Springfield, OH | 2 | $ 197,000 | $ 98,500 | $ 53,000 |
| St. Cloud, MN | 2 | $ 207,000 | $ 103,500 | $ 68,000 |
| Utica-Rome, NY | 2 | $ 278,000 | $ 139,000 | $ 139,000 |
| Winchester, VA-WV | 2 | $ 178,000 | $ 89,000 | $ 81,000 |
| Appleton, WI | 1 | $ 153,000 | $ 153,000 | $ 89,000 |
| Bay City, MI | 1 | $ 59,000 | $ 59,000 | $ 28,000 |
| Binghamton, NY | 1 | $ 90,000 | $ 90,000 | $ 65,000 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 58,000 | $ 58,000 | $ 68,000 |
| Bloomington-Normal, IL | 1 | $ 131,000 | $ 131,000 | $ 58,000 |
| Carson City, NV | 1 | $ 288,000 | $ 288,000 | $ 135,000 |
| Cumberland, MD-WV | 1 | $ 56,000 | $ 56,000 | $ 28,000 |
| Eau Claire, WI | 1 | $ 143,000 | $ 143,000 | $ 59,000 |
| Elmira, NY | 1 | $ 155,000 | $ 155,000 | $ 77,000 |
| Johnson City, TN | 1 | $ 87,000 | $ 87,000 | $ 20,000 |
| Lawrence, KS | 1 | $ 144,000 | $ 144,000 | $ 97,000 |
| Lewiston, ID-WA | 1 | $ 87,000 | $ 87,000 | $ 30,000 |
| Lima, OH | 1 | $ 92,000 | $ 92,000 | $ 54,000 |
| Longview, TX | 1 | $ 127,000 | $ 127,000 | $ 118,000 |
| Longview, WA | 1 | $ 413,000 | $ 413,000 | $ 88,000 |
| Madera-Chowchilla, CA | 1 | $ 88,000 | $ 88,000 | $ 62,000 |
| Mansfield, OH | 1 | $ 80,000 | $ 80,000 | $ 68,000 |
| Missoula, MT | 1 | $ 315,000 | $ 315,000 | $ 720,000 |
| Morgantown, WV | 1 | $ 85,000 | $ 85,000 | $ 43,000 |
| San Angelo, TX | 1 | $ 113,000 | $ 113,000 | $ 90,000 |
| Sheboygan, WI | 1 | $ 209,000 | $ 209,000 | $ 241,000 |
| Sioux City, IA-NE-SD | 1 | $ 108,000 | $ 108,000 | $ 92,000 |
| St. Joseph, MO-KS | 1 | $ 102,000 | $ 102,000 | $ 52,000 |
| Waterloo-Cedar Falls, IA | 1 | $ 180,000 | $ 180,000 | $ 107,000 |
| Wichita Falls, TX | 1 | $ 103,000 | $ 103,000 | $ 51,000 |
Mortgage Loan Application Detail Totals for Everhome Mortgage Company in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 12,450 | $2,165,994,000 | $173,000 | $1,412,000 | $87,000 | $4,457,000 |
| Home Purchase | 271 | $46,559,000 | $171,000 | $1,120,000 | $91,000 | $680,000 |
| Home Improvement | 19 | $2,790,000 | $146,000 | $406,000 | $65,000 | $147,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 6,484 | $1,125,885,000 | $173,000 | $1,120,000 | $86,000 | $1,600,000 |
| White | 4,897 | $863,768,000 | $176,000 | $1,412,000 | $90,000 | $4,457,000 |
| Black or African American | 564 | $76,513,000 | $135,000 | $720,000 | $67,000 | $330,000 |
| Hispanic | 459 | $77,365,000 | $168,000 | $990,000 | $80,000 | $750,000 |
| Asian | 269 | $60,167,000 | $223,000 | $993,000 | $99,000 | $531,000 |
| American Indian or Alaskan Native | 44 | $6,728,000 | $152,000 | $393,000 | $74,000 | $260,000 |
| Native Hawaiian or Other Pacific Islander | 23 | $4,917,000 | $213,000 | $440,000 | $77,000 | $143,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 11,355 | $2,007,386,000 | $176,000 | $1,412,000 | $90,000 | $4,457,000 |
| FHA-insured (Federal Housing Administration) | 1,357 | $204,806,000 | $150,000 | $725,000 | $58,000 | $372,000 |
| VA-guaranteed (Veterans Administration) | 28 | $3,151,000 | $112,000 | $258,000 | $62,000 | $173,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,876 | $818,631,000 | $167,000 | $1,120,000 | $89,000 | $4,457,000 |
| Application Denied By Financial Institution | 3,979 | $717,614,000 | $180,000 | $1,412,000 | $77,000 | $1,600,000 |
| Application Withdrawn By Applicant | 2,113 | $365,778,000 | $173,000 | $880,000 | $92,000 | $1,500,000 |
| File Closed For Incompleteness | 1,569 | $278,474,000 | $177,000 | $730,000 | $96,000 | $1,500,000 |
| Application Approved But Not Accepted | 203 | $34,846,000 | $171,000 | $568,000 | $93,000 | $810,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 1,466 | $287,073,000 | $195,000 | $1,000,000 | $56,000 | $500,000 |
| Credit History | 945 | $136,047,000 | $143,000 | $1,412,000 | $79,000 | $1,066,000 |
| Collateral | 874 | $169,537,000 | $193,000 | $865,000 | $95,000 | $670,000 |
| Other | 514 | $92,878,000 | $180,000 | $730,000 | $101,000 | $1,600,000 |
| Credit Application Incomplete | 126 | $22,279,000 | $176,000 | $730,000 | $88,000 | $474,000 |
| Unverifiable Information | 45 | $7,777,000 | $172,000 | $583,000 | $91,000 | $510,000 |
| Employment History | 9 | $2,023,000 | $224,000 | $967,000 | $78,000 | $319,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Everhome Mortgage Company's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Everhome Mortgage Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.
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