Everhome Mortgage Company Mortgage Lending & HMDA Data, 2010

In 2010, Everhome Mortgage Company of Jacksonville, FL reported 12,740 mortgage applications totaling $2.2 billion, down 23% from 2009. The average application was for $173,888, and applicants reported an average income of $87,052. 38% of its applications resulted in an originated loan and 31% were denied. Its largest markets were Atlanta-Sandy Springs-Marietta, GA (576), New York-White Plains-Wayne, NY-NJ (348) and Houston-Sugar Land-Baytown, TX (338) (applications in parentheses).

Mortgage Company & Address Everhome Mortgage Company
8100 Nations Way
Jacksonville, FL 32256
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  
Total Number of Mortgage Applications 12,740
Total Mortgage Loan Application Amount $2,215,343,000
Average Mortgage Loan Application Amount $173,888
Highest Mortgage Loan Application Amount $1,412,000
Average Applicant Income $87,052
Highest Applicant Income $4,457,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Everhome Mortgage Company filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Everhome Mortgage Company by County in 2010

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 197 $ 57,547,000 $ 292,116 $ 100,000
Harris, Texas 187 $ 25,266,000 $ 135,112 $ 95,000
Maricopa, Arizona 155 $ 32,799,000 $ 211,606 $ 99,000
King, Washington 144 $ 36,199,000 $ 251,381 $ 119,000
Orange, California 132 $ 42,361,000 $ 320,916 $ 106,000
Chittenden, Vermont 130 $ 20,092,000 $ 154,553 $ 82,000
Cook, Illinois 115 $ 19,363,000 $ 168,373 $ 80,000
Gwinnett, Georgia 103 $ 16,468,000 $ 159,883 $ 72,000
Jefferson, Alabama 102 $ 13,303,000 $ 130,421 $ 64,000
Fulton, Georgia 102 $ 21,241,000 $ 208,245 $ 105,000
Bexar, Texas 97 $ 10,488,000 $ 108,123 $ 76,000
Fairfax, Virginia 96 $ 25,925,000 $ 270,052 $ 110,000
Suffolk, New York 95 $ 22,592,000 $ 237,810 $ 104,000
Dallas, Texas 94 $ 15,148,000 $ 161,148 $ 99,000
Nassau, New York 92 $ 24,997,000 $ 271,706 $ 121,000
Windham, Vermont 92 $ 13,413,000 $ 145,793 $ 95,000
San Diego, California 85 $ 24,892,000 $ 292,847 $ 108,000
Cheshire, New Hampshire 83 $ 11,061,000 $ 133,265 $ 74,000
DeKalb, Georgia 81 $ 12,605,000 $ 155,617 $ 83,000
Riverside, California 80 $ 14,939,000 $ 186,737 $ 84,000
Shelby, Tennessee 78 $ 9,898,000 $ 126,897 $ 83,000
Palm Beach, Florida 77 $ 12,464,000 $ 161,870 $ 82,000
Marion, Indiana 74 $ 7,828,000 $ 105,783 $ 65,000
Cobb, Georgia 70 $ 12,421,000 $ 177,442 $ 84,000
Tarrant, Texas 66 $ 8,701,000 $ 131,833 $ 84,000
Worcester, Massachusetts 65 $ 13,090,000 $ 201,384 $ 98,000
Montgomery, Maryland 64 $ 17,178,000 $ 268,406 $ 121,000
Middlesex, Massachusetts 63 $ 17,387,000 $ 275,984 $ 103,000
Prince George's, Maryland 61 $ 11,924,000 $ 195,475 $ 89,000
Snohomish, Washington 61 $ 12,552,000 $ 205,770 $ 83,000
Kings, New York 60 $ 16,764,000 $ 279,400 $ 86,000
Ada, Idaho 59 $ 10,174,000 $ 172,440 $ 83,000
Cuyahoga, Ohio 59 $ 7,952,000 $ 134,779 $ 80,000
Rutland, Vermont 59 $ 8,671,000 $ 146,966 $ 79,000
Queens, New York 58 $ 14,528,000 $ 250,482 $ 82,000
Westchester, New York 57 $ 13,117,000 $ 230,122 $ 125,000
Hidalgo, Texas 55 $ 7,300,000 $ 132,727 $ 114,000
Addison, Vermont 55 $ 8,795,000 $ 159,909 $ 93,000
Duval, Florida 52 $ 8,770,000 $ 168,653 $ 99,000
Rockingham, New Hampshire 51 $ 9,611,000 $ 188,450 $ 110,000
Franklin, Ohio 51 $ 6,505,000 $ 127,549 $ 75,000
Shelby, Alabama 50 $ 8,428,000 $ 168,560 $ 73,000
Clark, Nevada 50 $ 9,218,000 $ 184,360 $ 87,000
Washington, Vermont 50 $ 7,737,000 $ 154,740 $ 100,000
Hillsborough, New Hampshire 49 $ 8,642,000 $ 176,367 $ 112,000
Windsor, Vermont 49 $ 6,884,000 $ 140,489 $ 85,000
Sacramento, California 48 $ 10,188,000 $ 212,250 $ 92,000
Broward, Florida 48 $ 9,952,000 $ 207,333 $ 90,000
Penobscot, Maine 48 $ 7,053,000 $ 146,937 $ 75,000
Richmond, New York 48 $ 11,141,000 $ 232,104 $ 95,000
Miami-Dade, Florida 47 $ 9,898,000 $ 210,595 $ 116,000
San Bernardino, California 46 $ 7,543,000 $ 163,978 $ 113,000
St. Louis, Missouri 46 $ 8,399,000 $ 182,586 $ 74,000
Mecklenburg, North Carolina 46 $ 7,454,000 $ 162,043 $ 80,000
Davidson, Tennessee 46 $ 6,429,000 $ 139,760 $ 68,000
Santa Clara, California 45 $ 17,526,000 $ 389,466 $ 165,000
Bergen, New Jersey 45 $ 15,462,000 $ 343,600 $ 191,000
Wake, North Carolina 45 $ 7,638,000 $ 169,733 $ 76,000
Montgomery, Alabama 44 $ 5,630,000 $ 127,954 $ 64,000
Oakland, Michigan 44 $ 7,629,000 $ 173,386 $ 114,000
Vanderburgh, Indiana 43 $ 4,217,000 $ 98,069 $ 88,000
Baltimore, Maryland 43 $ 8,726,000 $ 202,930 $ 106,000
Clark, Washington 43 $ 8,569,000 $ 199,279 $ 74,000
Contra Costa, California 42 $ 12,682,000 $ 301,952 $ 119,000
Travis, Texas 42 $ 8,768,000 $ 208,761 $ 106,000
Alameda, California 41 $ 13,597,000 $ 331,634 $ 110,000
Philadelphia, Pennsylvania 41 $ 4,563,000 $ 111,292 $ 54,000
Collin, Texas 41 $ 7,375,000 $ 179,878 $ 98,000
Franklin, Vermont 41 $ 6,354,000 $ 154,975 $ 76,000
Fort Bend, Texas 39 $ 6,270,000 $ 160,769 $ 100,000
Canyon, Idaho 38 $ 4,497,000 $ 118,342 $ 62,000
Wayne, Michigan 38 $ 5,495,000 $ 144,605 $ 93,000
Allegheny, Pennsylvania 38 $ 5,701,000 $ 150,026 $ 83,000
Galveston, Texas 38 $ 5,694,000 $ 149,842 $ 104,000
Middlesex, New Jersey 37 $ 8,833,000 $ 238,729 $ 104,000
Salt Lake, Utah 37 $ 6,284,000 $ 169,837 $ 73,000
Bennington, Vermont 36 $ 5,744,000 $ 159,555 $ 107,000
Hartford, Connecticut 35 $ 5,992,000 $ 171,200 $ 84,000
Orange, Florida 35 $ 4,913,000 $ 140,371 $ 63,000
Hamilton, Indiana 35 $ 5,512,000 $ 157,485 $ 78,000
Montgomery, Texas 35 $ 5,762,000 $ 164,628 $ 80,000
Pulaski, Arkansas 34 $ 3,258,000 $ 95,823 $ 83,000
Jefferson, Colorado 34 $ 6,619,000 $ 194,676 $ 103,000
York, Maine 34 $ 6,265,000 $ 184,264 $ 101,000
Washington, Oregon 34 $ 7,217,000 $ 212,264 $ 92,000
Montgomery, Pennsylvania 34 $ 6,406,000 $ 188,411 $ 113,000
Madison, Alabama 33 $ 4,073,000 $ 123,424 $ 77,000
Adams, Colorado 33 $ 5,879,000 $ 178,151 $ 60,000
District of Columbia, District Of Columbia 33 $ 8,285,000 $ 251,060 $ 106,000
Hillsborough, Florida 33 $ 5,043,000 $ 152,818 $ 109,000
Mobile, Alabama 32 $ 3,431,000 $ 107,218 $ 51,000
Sonoma, California 32 $ 7,904,000 $ 247,000 $ 87,000
Arapahoe, Colorado 32 $ 5,161,000 $ 161,281 $ 73,000
Fairfield, Connecticut 32 $ 8,055,000 $ 251,718 $ 138,000
Lake, Indiana 32 $ 3,207,000 $ 100,218 $ 54,000
Norfolk, Massachusetts 32 $ 7,061,000 $ 220,656 $ 96,000
Kent, Michigan 32 $ 4,448,000 $ 139,000 $ 72,000
Monmouth, New Jersey 32 $ 8,967,000 $ 280,218 $ 114,000
Loudoun, Virginia 32 $ 8,818,000 $ 275,562 $ 114,000
Prince William, Virginia 32 $ 7,933,000 $ 247,906 $ 98,000
Johnson, Kansas 31 $ 4,885,000 $ 157,580 $ 74,000
Cumberland, Maine 31 $ 6,141,000 $ 198,096 $ 91,000
Denton, Texas 31 $ 5,492,000 $ 177,161 $ 98,000
Virginia Beach, Virginia 31 $ 5,692,000 $ 183,612 $ 67,000
Pima, Arizona 30 $ 4,136,000 $ 137,866 $ 75,000
Ventura, California 30 $ 9,244,000 $ 308,133 $ 135,000
Clayton, Georgia 30 $ 3,431,000 $ 114,366 $ 53,000
Bucks, Pennsylvania 30 $ 6,460,000 $ 215,333 $ 96,000
El Paso, Colorado 29 $ 5,607,000 $ 193,344 $ 77,000
Cumberland, North Carolina 29 $ 3,721,000 $ 128,310 $ 82,000
Douglas, Colorado 28 $ 7,494,000 $ 267,642 $ 111,000
Strafford, New Hampshire 28 $ 5,082,000 $ 181,500 $ 96,000
Brazoria, Texas 28 $ 4,483,000 $ 160,107 $ 106,000
Hampden, Massachusetts 27 $ 3,524,000 $ 130,518 $ 69,000
Essex, New Jersey 27 $ 6,156,000 $ 228,000 $ 134,000
Pinellas, Florida 26 $ 4,102,000 $ 157,769 $ 78,000
Essex, Massachusetts 26 $ 7,826,000 $ 301,000 $ 125,000
Plymouth, Massachusetts 26 $ 6,250,000 $ 240,384 $ 116,000
Washtenaw, Michigan 26 $ 4,454,000 $ 171,307 $ 82,000
Hamilton, Ohio 26 $ 3,135,000 $ 120,576 $ 92,000
Butte, California 25 $ 4,360,000 $ 174,400 $ 66,000
Lee, Florida 25 $ 4,507,000 $ 180,280 $ 107,000
Henry, Georgia 25 $ 4,230,000 $ 169,200 $ 83,000
Lake, Illinois 25 $ 4,231,000 $ 169,240 $ 96,000
Sedgwick, Kansas 25 $ 2,533,000 $ 101,320 $ 60,000
Jefferson, Louisiana 25 $ 4,097,000 $ 163,880 $ 73,000
Anne Arundel, Maryland 25 $ 6,235,000 $ 249,400 $ 93,000
Franklin, Massachusetts 25 $ 3,845,000 $ 153,800 $ 73,000
Hennepin, Minnesota 24 $ 4,585,000 $ 191,041 $ 88,000
Morris, New Jersey 24 $ 7,269,000 $ 302,875 $ 163,000
Orange, New York 24 $ 4,617,000 $ 192,375 $ 82,000
Montgomery, Ohio 24 $ 2,612,000 $ 108,833 $ 73,000
Clackamas, Oregon 24 $ 5,742,000 $ 239,250 $ 86,000
Multnomah, Oregon 24 $ 4,621,000 $ 192,541 $ 76,000
Fresno, California 23 $ 4,256,000 $ 185,043 $ 93,000
Boulder, Colorado 23 $ 6,194,000 $ 269,304 $ 102,000
Muscogee, Georgia 23 $ 2,479,000 $ 107,782 $ 56,000
DuPage, Illinois 23 $ 4,979,000 $ 216,478 $ 111,000
Baltimore City, Maryland 23 $ 3,544,000 $ 154,086 $ 86,000
Delaware, Pennsylvania 23 $ 4,270,000 $ 185,652 $ 83,000
Cameron, Texas 23 $ 3,458,000 $ 150,347 $ 164,000
El Paso, Texas 23 $ 2,231,000 $ 97,000 $ 71,000
Williamson, Texas 23 $ 3,752,000 $ 163,130 $ 135,000
Pierce, Washington 23 $ 4,265,000 $ 185,434 $ 103,000
Denver, Colorado 22 $ 3,939,000 $ 179,045 $ 87,000
Forsyth, Georgia 22 $ 3,721,000 $ 169,136 $ 77,000
Bartholomew, Indiana 22 $ 2,332,000 $ 106,000 $ 63,000
Howard, Maryland 22 $ 5,153,000 $ 234,227 $ 108,000
Lamoille, Vermont 22 $ 4,033,000 $ 183,318 $ 81,000
Elmore, Alabama 21 $ 2,705,000 $ 128,809 $ 58,000
San Joaquin, California 21 $ 3,076,000 $ 146,476 $ 81,000
Chatham, Georgia 21 $ 3,541,000 $ 168,619 $ 101,000
Cherokee, Georgia 21 $ 3,332,000 $ 158,666 $ 59,000
St. Tammany, Louisiana 21 $ 3,231,000 $ 153,857 $ 82,000
DeSoto, Mississippi 21 $ 2,009,000 $ 95,666 $ 48,000
St. Charles, Missouri 21 $ 3,117,000 $ 148,428 $ 64,000
Washoe, Nevada 21 $ 4,291,000 $ 204,333 $ 85,000
Burlington, New Jersey 21 $ 4,329,000 $ 206,142 $ 88,000
Summit, Ohio 21 $ 2,885,000 $ 137,380 $ 82,000
Tulare, California 20 $ 2,792,000 $ 139,600 $ 62,000
Kane, Illinois 20 $ 3,415,000 $ 170,750 $ 65,000
Delaware, Indiana 20 $ 2,197,000 $ 109,850 $ 78,000
Vigo, Indiana 20 $ 2,011,000 $ 100,550 $ 83,000
Jefferson, Kentucky 20 $ 2,311,000 $ 115,550 $ 65,000
Hudson, New Jersey 20 $ 6,310,000 $ 315,500 $ 126,000
Placer, California 19 $ 5,118,000 $ 269,368 $ 101,000
New Haven, Connecticut 19 $ 3,558,000 $ 187,263 $ 136,000
St. Joseph, Indiana 19 $ 2,417,000 $ 127,210 $ 60,000
Hampshire, Massachusetts 19 $ 3,285,000 $ 172,894 $ 68,000
Jackson, Missouri 19 $ 2,314,000 $ 121,789 $ 66,000
Ocean, New Jersey 19 $ 4,530,000 $ 238,421 $ 91,000
New York, New York 19 $ 5,410,000 $ 284,736 $ 150,000
Horry, South Carolina 19 $ 3,154,000 $ 166,000 $ 71,000
Rutherford, Tennessee 19 $ 2,362,000 $ 124,315 $ 66,000
Bell, Texas 19 $ 2,127,000 $ 111,947 $ 80,000
Hampton, Virginia 19 $ 1,993,000 $ 104,894 $ 45,000
Morgan, Alabama 18 $ 2,113,000 $ 117,388 $ 69,000
Sussex, Delaware 18 $ 4,094,000 $ 227,444 $ 104,000
Alachua, Florida 18 $ 2,947,000 $ 163,722 $ 83,000
Seminole, Florida 18 $ 2,589,000 $ 143,833 $ 76,000
Polk, Iowa 18 $ 1,854,000 $ 103,000 $ 49,000
East Baton Rouge, Louisiana 18 $ 2,758,000 $ 153,222 $ 72,000
Anoka, Minnesota 18 $ 3,196,000 $ 177,555 $ 94,000
Guilford, North Carolina 18 $ 2,642,000 $ 146,777 $ 79,000
Comal, Texas 18 $ 4,056,000 $ 225,333 $ 93,000
San Mateo, California 17 $ 5,449,000 $ 320,529 $ 107,000
Stanislaus, California 17 $ 2,785,000 $ 163,823 $ 81,000
Brevard, Florida 17 $ 1,998,000 $ 117,529 $ 56,000
Sarasota, Florida 17 $ 2,639,000 $ 155,235 $ 80,000
Paulding, Georgia 17 $ 2,765,000 $ 162,647 $ 71,000
Lafayette, Louisiana 17 $ 2,749,000 $ 161,705 $ 82,000
Bernalillo, New Mexico 17 $ 2,496,000 $ 146,823 $ 73,000
Oklahoma, Oklahoma 17 $ 1,634,000 $ 96,117 $ 65,000
Tulsa, Oklahoma 17 $ 1,996,000 $ 117,411 $ 79,000
Charleston, South Carolina 17 $ 2,797,000 $ 164,529 $ 68,000
Lee, Alabama 16 $ 2,357,000 $ 147,312 $ 55,000
Collier, Florida 16 $ 2,878,000 $ 179,875 $ 89,000
Rockdale, Georgia 16 $ 3,025,000 $ 189,062 $ 76,000
Allen, Indiana 16 $ 1,665,000 $ 104,062 $ 75,000
Hendricks, Indiana 16 $ 2,849,000 $ 178,062 $ 91,000
Warrick, Indiana 16 $ 2,301,000 $ 143,812 $ 92,000
Rapides, Louisiana 16 $ 1,742,000 $ 108,875 $ 48,000
Macomb, Michigan 16 $ 2,335,000 $ 145,937 $ 65,000
Greene, Missouri 16 $ 1,772,000 $ 110,750 $ 67,000
Douglas, Nebraska 16 $ 2,262,000 $ 141,375 $ 83,000
Lake, Ohio 16 $ 2,167,000 $ 135,437 $ 75,000
Grand Isle, Vermont 16 $ 3,109,000 $ 194,312 $ 80,000
Spokane, Washington 16 $ 2,415,000 $ 150,937 $ 66,000
Pinal, Arizona 15 $ 2,363,000 $ 157,533 $ 61,000
Yavapai, Arizona 15 $ 3,400,000 $ 226,666 $ 118,000
Kern, California 15 $ 1,631,000 $ 108,733 $ 68,000
St. Johns, Florida 15 $ 3,195,000 $ 213,000 $ 82,000
McHenry, Illinois 15 $ 2,760,000 $ 184,000 $ 91,000
Will, Illinois 15 $ 2,640,000 $ 176,000 $ 89,000
Johnson, Indiana 15 $ 2,786,000 $ 185,733 $ 78,000
Suffolk, Massachusetts 15 $ 2,971,000 $ 198,066 $ 99,000
Ottawa, Michigan 15 $ 2,094,000 $ 139,600 $ 70,000
Durham, North Carolina 15 $ 2,654,000 $ 176,933 $ 75,000
Jackson, Oregon 15 $ 3,404,000 $ 226,933 $ 83,000
Lane, Oregon 15 $ 3,135,000 $ 209,000 $ 105,000
Davis, Utah 15 $ 2,782,000 $ 185,466 $ 95,000
Milwaukee, Wisconsin 15 $ 1,980,000 $ 132,000 $ 75,000
Lauderdale, Alabama 14 $ 1,434,000 $ 102,428 $ 52,000
Shasta, California 14 $ 1,843,000 $ 131,642 $ 56,000
Volusia, Florida 14 $ 1,798,000 $ 128,428 $ 62,000
Coweta, Georgia 14 $ 2,127,000 $ 151,928 $ 62,000
Hall, Georgia 14 $ 1,950,000 $ 139,285 $ 56,000
Newton, Georgia 14 $ 1,840,000 $ 131,428 $ 60,000
Orleans, Louisiana 14 $ 1,743,000 $ 124,500 $ 71,000
Barnstable, Massachusetts 14 $ 3,415,000 $ 243,928 $ 105,000
Bristol, Massachusetts 14 $ 3,264,000 $ 233,142 $ 95,000
Dakota, Minnesota 14 $ 2,857,000 $ 204,071 $ 79,000
Hinds, Mississippi 14 $ 1,427,000 $ 101,928 $ 53,000
Somerset, New Jersey 14 $ 3,671,000 $ 262,214 $ 121,000
Chester, Pennsylvania 14 $ 2,927,000 $ 209,071 $ 108,000
Westmoreland, Pennsylvania 14 $ 2,669,000 $ 190,642 $ 90,000
Arlington, Virginia 14 $ 4,805,000 $ 343,214 $ 144,000
San Luis Obispo, California 13 $ 4,211,000 $ 323,923 $ 99,000
New Castle, Delaware 13 $ 2,239,000 $ 172,230 $ 84,000
Richmond, Georgia 13 $ 1,019,000 $ 78,384 $ 83,000
Ouachita, Louisiana 13 $ 1,254,000 $ 96,461 $ 85,000
Hancock, Maine 13 $ 2,040,000 $ 156,923 $ 66,000
Boone, Missouri 13 $ 1,510,000 $ 116,153 $ 84,000
Providence, Rhode Island 13 $ 2,632,000 $ 202,461 $ 174,000
Lexington, South Carolina 13 $ 1,395,000 $ 107,307 $ 56,000
Orange, Vermont 13 $ 1,666,000 $ 128,153 $ 68,000
Chesterfield, Virginia 13 $ 2,401,000 $ 184,692 $ 94,000
Henrico, Virginia 13 $ 1,972,000 $ 151,692 $ 77,000
Benton, Arkansas 12 $ 1,255,000 $ 104,583 $ 59,000
Marin, California 12 $ 5,416,000 $ 451,333 $ 119,000
San Francisco, California 12 $ 4,002,000 $ 333,500 $ 175,000
Santa Cruz, California 12 $ 4,114,000 $ 342,833 $ 149,000
Larimer, Colorado 12 $ 2,327,000 $ 193,916 $ 120,000
Liberty, Georgia 12 $ 945,000 $ 78,750 $ 56,000
St. Clair, Illinois 12 $ 1,466,000 $ 122,166 $ 76,000
Jackson, Indiana 12 $ 998,000 $ 83,166 $ 49,000
Madison, Indiana 12 $ 799,000 $ 66,583 $ 62,000
Bossier, Louisiana 12 $ 1,412,000 $ 117,666 $ 48,000
Caddo, Louisiana 12 $ 1,878,000 $ 156,500 $ 76,000
Genesee, Michigan 12 $ 1,227,000 $ 102,250 $ 63,000
Jackson, Michigan 12 $ 1,896,000 $ 158,000 $ 61,000
St. Louis City, Missouri 12 $ 1,345,000 $ 112,083 $ 66,000
Merrimack, New Hampshire 12 $ 2,028,000 $ 169,000 $ 111,000
Union, New Jersey 12 $ 3,083,000 $ 256,916 $ 97,000
Butler, Ohio 12 $ 1,163,000 $ 96,916 $ 68,000
Clermont, Ohio 12 $ 1,657,000 $ 138,083 $ 79,000
Lorain, Ohio 12 $ 1,817,000 $ 151,416 $ 70,000
Lucas, Ohio 12 $ 1,186,000 $ 98,833 $ 75,000
Lehigh, Pennsylvania 12 $ 2,146,000 $ 178,833 $ 118,000
Beaufort, South Carolina 12 $ 1,739,000 $ 144,916 $ 60,000
Richland, South Carolina 12 $ 934,000 $ 77,833 $ 53,000
Guadalupe, Texas 12 $ 1,581,000 $ 131,750 $ 94,000
Cullman, Alabama 11 $ 1,038,000 $ 94,363 $ 47,000
St. Clair, Alabama 11 $ 1,997,000 $ 181,545 $ 86,000
El Dorado, California 11 $ 2,900,000 $ 263,636 $ 115,000
Polk, Florida 11 $ 1,739,000 $ 158,090 $ 68,000
St. Lucie, Florida 11 $ 1,710,000 $ 155,454 $ 94,000
Douglas, Georgia 11 $ 1,447,000 $ 131,545 $ 64,000
Winnebago, Illinois 11 $ 1,038,000 $ 94,363 $ 48,000
Waldo, Maine 11 $ 1,593,000 $ 144,818 $ 86,000
Ramsey, Minnesota 11 $ 2,085,000 $ 189,545 $ 58,000
Grafton, New Hampshire 11 $ 1,476,000 $ 134,181 $ 66,000
Bronx, New York 11 $ 2,005,000 $ 182,272 $ 61,000
Forsyth, North Carolina 11 $ 1,522,000 $ 138,363 $ 61,000
Dauphin, Pennsylvania 11 $ 1,582,000 $ 143,818 $ 92,000
York, Pennsylvania 11 $ 1,575,000 $ 143,181 $ 62,000
Sumner, Tennessee 11 $ 1,646,000 $ 149,636 $ 79,000
Bowie, Texas 11 $ 1,113,000 $ 101,181 $ 115,000
Hays, Texas 11 $ 2,238,000 $ 203,454 $ 100,000
Hood, Texas 11 $ 1,761,000 $ 160,090 $ 75,000
Washington, Utah 11 $ 1,871,000 $ 170,090 $ 73,000
Stafford, Virginia 11 $ 2,244,000 $ 204,000 $ 125,000
Whatcom, Washington 11 $ 2,129,000 $ 193,545 $ 65,000
Limestone, Alabama 10 $ 1,321,000 $ 132,100 $ 62,000
Anchorage, Alaska 10 $ 1,495,000 $ 149,500 $ 83,000
Mohave, Arizona 10 $ 1,742,000 $ 174,200 $ 108,000
Sebastian, Arkansas 10 $ 1,263,000 $ 126,300 $ 56,000
Nevada, California 10 $ 2,580,000 $ 258,000 $ 115,000
Solano, California 10 $ 1,573,000 $ 157,300 $ 67,000
Pasco, Florida 10 $ 1,685,000 $ 168,500 $ 83,000
Porter, Indiana 10 $ 1,479,000 $ 147,900 $ 69,000
Henderson, Kentucky 10 $ 1,234,000 $ 123,400 $ 82,000
Frederick, Maryland 10 $ 2,192,000 $ 219,200 $ 112,000
Harrison, Mississippi 10 $ 1,176,000 $ 117,600 $ 54,000
Lauderdale, Mississippi 10 $ 819,000 $ 81,900 $ 54,000
Rankin, Mississippi 10 $ 1,025,000 $ 102,500 $ 62,000
Carroll, New Hampshire 10 $ 1,505,000 $ 150,500 $ 65,000
Passaic, New Jersey 10 $ 2,571,000 $ 257,100 $ 93,000
Dutchess, New York 10 $ 1,812,000 $ 181,200 $ 87,000
Putnam, New York 10 $ 2,049,000 $ 204,900 $ 105,000
Rockland, New York 10 $ 2,476,000 $ 247,600 $ 121,000
New Hanover, North Carolina 10 $ 1,865,000 $ 186,500 $ 123,000
Berks, Pennsylvania 10 $ 1,904,000 $ 190,400 $ 70,000
Cambria, Pennsylvania 10 $ 1,884,000 $ 188,400 $ 139,000
Lancaster, Pennsylvania 10 $ 1,735,000 $ 173,500 $ 66,000
Utah, Utah 10 $ 1,826,000 $ 182,600 $ 69,000
Alexandria, Virginia 10 $ 2,381,000 $ 238,100 $ 137,000
Baldwin, Alabama 9 $ 1,390,000 $ 154,444 $ 54,000
Tuscaloosa, Alabama 9 $ 952,000 $ 105,777 $ 50,000
Tolland, Connecticut 9 $ 2,046,000 $ 227,333 $ 111,000
Marion, Florida 9 $ 1,266,000 $ 140,666 $ 83,000
Bibb, Georgia 9 $ 1,255,000 $ 139,444 $ 81,000
Columbia, Georgia 9 $ 1,096,000 $ 121,777 $ 68,000
Fayette, Georgia 9 $ 1,622,000 $ 180,222 $ 72,000
Kootenai, Idaho 9 $ 1,731,000 $ 192,333 $ 87,000
Madison, Illinois 9 $ 933,000 $ 103,666 $ 71,000
Randolph, Indiana 9 $ 543,000 $ 60,333 $ 66,000
Tippecanoe, Indiana 9 $ 977,000 $ 108,555 $ 55,000
Daviess, Kentucky 9 $ 920,000 $ 102,222 $ 65,000
Calcasieu, Louisiana 9 $ 1,333,000 $ 148,111 $ 97,000
Carroll, Maryland 9 $ 2,275,000 $ 252,777 $ 107,000
Livingston, Michigan 9 $ 1,833,000 $ 203,666 $ 136,000
Washington, Minnesota 9 $ 1,860,000 $ 206,666 $ 113,000
Jackson, Mississippi 9 $ 658,000 $ 73,111 $ 65,000
Jefferson, Missouri 9 $ 1,214,000 $ 134,888 $ 71,000
Gallatin, Montana 9 $ 1,983,000 $ 220,333 $ 109,000
Sarpy, Nebraska 9 $ 1,473,000 $ 163,666 $ 91,000
Camden, New Jersey 9 $ 1,695,000 $ 188,333 $ 101,000
Monroe, New York 9 $ 832,000 $ 92,444 $ 50,000
Warren, Ohio 9 $ 1,414,000 $ 157,111 $ 99,000
Comanche, Oklahoma 9 $ 789,000 $ 87,666 $ 56,000
Deschutes, Oregon 9 $ 2,053,000 $ 228,111 $ 102,000
Centre, Pennsylvania 9 $ 1,951,000 $ 216,777 $ 94,000
Cumberland, Pennsylvania 9 $ 1,435,000 $ 159,444 $ 64,000
Northampton, Pennsylvania 9 $ 2,289,000 $ 254,333 $ 95,000
Greenville, South Carolina 9 $ 1,179,000 $ 131,000 $ 66,000
York, South Carolina 9 $ 1,429,000 $ 158,777 $ 90,000
Hamilton, Tennessee 9 $ 1,163,000 $ 129,222 $ 66,000
Robertson, Tennessee 9 $ 1,113,000 $ 123,666 $ 51,000
Jefferson, Texas 9 $ 1,449,000 $ 161,000 $ 96,000
Newport News, Virginia 9 $ 1,325,000 $ 147,222 $ 73,000
Island, Washington 9 $ 2,158,000 $ 239,777 $ 76,000
Coffee, Alabama 8 $ 643,000 $ 80,375 $ 91,000
Garland, Arkansas 8 $ 869,000 $ 108,625 $ 56,000
Lonoke, Arkansas 8 $ 718,000 $ 89,750 $ 95,000
Saline, Arkansas 8 $ 944,000 $ 118,000 $ 59,000
Monterey, California 8 $ 1,700,000 $ 212,500 $ 87,000
La Plata, Colorado 8 $ 1,926,000 $ 240,750 $ 110,000
Weld, Colorado 8 $ 1,489,000 $ 186,125 $ 92,000
Clay, Florida 8 $ 1,064,000 $ 133,000 $ 58,000
Lake, Florida 8 $ 1,294,000 $ 161,750 $ 73,000
Leon, Florida 8 $ 1,317,000 $ 164,625 $ 201,000
Houston, Georgia 8 $ 702,000 $ 87,750 $ 66,000
Dubois, Indiana 8 $ 716,000 $ 89,500 $ 58,000
Elkhart, Indiana 8 $ 1,014,000 $ 126,750 $ 68,000
Monroe, Indiana 8 $ 780,000 $ 97,500 $ 62,000
Posey, Indiana 8 $ 601,000 $ 75,125 $ 67,000
Shawnee, Kansas 8 $ 1,253,000 $ 156,625 $ 82,000
Harford, Maryland 8 $ 1,624,000 $ 203,000 $ 85,000
Worcester, Maryland 8 $ 1,774,000 $ 221,750 $ 133,000
Ingham, Michigan 8 $ 806,000 $ 100,750 $ 80,000
Sullivan, New Hampshire 8 $ 1,418,000 $ 177,250 $ 84,000
Cape May, New Jersey 8 $ 1,868,000 $ 233,500 $ 102,000
Sandoval, New Mexico 8 $ 1,046,000 $ 130,750 $ 76,000
Albany, New York 8 $ 1,543,000 $ 192,875 $ 73,000
Erie, New York 8 $ 859,000 $ 107,375 $ 89,000
Brunswick, North Carolina 8 $ 1,802,000 $ 225,250 $ 106,000
Buncombe, North Carolina 8 $ 1,893,000 $ 236,625 $ 118,000
Johnston, North Carolina 8 $ 915,000 $ 114,375 $ 51,000
Stark, Ohio 8 $ 911,000 $ 113,875 $ 44,000
Josephine, Oregon 8 $ 1,262,000 $ 157,750 $ 54,000
Somerset, Pennsylvania 8 $ 1,269,000 $ 158,625 $ 80,000
Spartanburg, South Carolina 8 $ 776,000 $ 97,000 $ 74,000
Knox, Tennessee 8 $ 949,000 $ 118,625 $ 80,000
McLennan, Texas 8 $ 907,000 $ 113,375 $ 69,000
Smith, Texas 8 $ 1,154,000 $ 144,250 $ 56,000
Houston, Alabama 7 $ 967,000 $ 138,142 $ 67,000
Talladega, Alabama 7 $ 1,244,000 $ 177,714 $ 84,000
Faulkner, Arkansas 7 $ 921,000 $ 131,571 $ 59,000
White, Arkansas 7 $ 687,000 $ 98,142 $ 67,000
Santa Barbara, California 7 $ 1,961,000 $ 280,142 $ 116,000
Tehama, California 7 $ 934,000 $ 133,428 $ 72,000
Litchfield, Connecticut 7 $ 1,201,000 $ 171,571 $ 63,000
Middlesex, Connecticut 7 $ 1,878,000 $ 268,285 $ 85,000
Escambia, Florida 7 $ 642,000 $ 91,714 $ 52,000
Manatee, Florida 7 $ 1,543,000 $ 220,428 $ 88,000
Monroe, Florida 7 $ 1,993,000 $ 284,714 $ 117,000
Okaloosa, Florida 7 $ 1,235,000 $ 176,428 $ 74,000
Barrow, Georgia 7 $ 1,031,000 $ 147,285 $ 46,000
Walton, Georgia 7 $ 1,142,000 $ 163,142 $ 69,000
Whitfield, Georgia 7 $ 706,000 $ 100,857 $ 51,000
Macon, Illinois 7 $ 801,000 $ 114,428 $ 60,000
Hancock, Indiana 7 $ 886,000 $ 126,571 $ 67,000
Jefferson, Indiana 7 $ 579,000 $ 82,714 $ 51,000
Fayette, Kentucky 7 $ 853,000 $ 121,857 $ 73,000
Ascension, Louisiana 7 $ 1,033,000 $ 147,571 $ 65,000
Terrebonne, Louisiana 7 $ 712,000 $ 101,714 $ 38,000
Charles, Maryland 7 $ 1,931,000 $ 275,857 $ 146,000
Berrien, Michigan 7 $ 825,000 $ 117,857 $ 63,000
Carver, Minnesota 7 $ 949,000 $ 135,571 $ 88,000
Lamar, Mississippi 7 $ 1,002,000 $ 143,142 $ 61,000
Gloucester, New Jersey 7 $ 1,429,000 $ 204,142 $ 116,000
Ulster, New York 7 $ 1,428,000 $ 204,000 $ 120,000
Erie, Ohio 7 $ 631,000 $ 90,142 $ 71,000
Aiken, South Carolina 7 $ 873,000 $ 124,714 $ 109,000
Johnson, Texas 7 $ 974,000 $ 139,142 $ 87,000
Nueces, Texas 7 $ 620,000 $ 88,571 $ 73,000
Chesapeake, Virginia 7 $ 1,321,000 $ 188,714 $ 61,000
Autauga, Alabama 6 $ 641,000 $ 106,833 $ 73,000
Blount, Alabama 6 $ 819,000 $ 136,500 $ 54,000
Colbert, Alabama 6 $ 554,000 $ 92,333 $ 56,000
Walker, Alabama 6 $ 1,173,000 $ 195,500 $ 75,000
Kings, California 6 $ 733,000 $ 122,166 $ 80,000
Mono, California 6 $ 1,304,000 $ 217,333 $ 182,000
Windham, Connecticut 6 $ 1,296,000 $ 216,000 $ 55,000
Osceola, Florida 6 $ 1,144,000 $ 190,666 $ 120,000
Lee, Georgia 6 $ 917,000 $ 152,833 $ 56,000
Lowndes, Georgia 6 $ 457,000 $ 76,166 $ 51,000
Hawaii, Hawaii 6 $ 2,542,000 $ 423,666 $ 103,000
Honolulu, Hawaii 6 $ 1,890,000 $ 315,000 $ 90,000
Kendall, Illinois 6 $ 758,000 $ 126,333 $ 57,000
Williamson, Illinois 6 $ 802,000 $ 133,666 $ 89,000
Floyd, Indiana 6 $ 724,000 $ 120,666 $ 109,000
Putnam, Indiana 6 $ 480,000 $ 80,000 $ 50,000
Boone, Kentucky 6 $ 753,000 $ 125,500 $ 90,000
Hopkins, Kentucky 6 $ 438,000 $ 73,000 $ 74,000
Kenton, Kentucky 6 $ 941,000 $ 156,833 $ 97,000
Androscoggin, Maine 6 $ 797,000 $ 132,833 $ 51,000
Washington, Maryland 6 $ 808,000 $ 134,666 $ 71,000
Lee, Mississippi 6 $ 1,149,000 $ 191,500 $ 115,000
Warren, Mississippi 6 $ 439,000 $ 73,166 $ 54,000
Christian, Missouri 6 $ 783,000 $ 130,500 $ 76,000
Atlantic, New Jersey 6 $ 1,084,000 $ 180,666 $ 95,000
Sussex, New Jersey 6 $ 1,055,000 $ 175,833 $ 79,000
Onondaga, New York 6 $ 659,000 $ 109,833 $ 79,000
Saratoga, New York 6 $ 1,086,000 $ 181,000 $ 106,000
Cabarrus, North Carolina 6 $ 677,000 $ 112,833 $ 34,000
Dare, North Carolina 6 $ 1,346,000 $ 224,333 $ 71,000
Gaston, North Carolina 6 $ 682,000 $ 113,666 $ 97,000
Iredell, North Carolina 6 $ 2,072,000 $ 345,333 $ 152,000
Union, North Carolina 6 $ 1,354,000 $ 225,666 $ 111,000
Delaware, Ohio 6 $ 1,217,000 $ 202,833 $ 127,000
Licking, Ohio 6 $ 671,000 $ 111,833 $ 70,000
Mahoning, Ohio 6 $ 605,000 $ 100,833 $ 78,000
Medina, Ohio 6 $ 1,002,000 $ 167,000 $ 74,000
Douglas, Oregon 6 $ 1,057,000 $ 176,166 $ 100,000
Marion, Oregon 6 $ 691,000 $ 115,166 $ 51,000
Monroe, Pennsylvania 6 $ 901,000 $ 150,166 $ 118,000
Williamson, Tennessee 6 $ 1,293,000 $ 215,500 $ 202,000
Ellis, Texas 6 $ 709,000 $ 118,166 $ 81,000
Orleans, Vermont 6 $ 559,000 $ 93,166 $ 52,000
Spotsylvania, Virginia 6 $ 1,491,000 $ 248,500 $ 99,000
Benton, Washington 6 $ 804,000 $ 134,000 $ 66,000
Chelan, Washington 6 $ 1,113,000 $ 185,500 $ 157,000
Skagit, Washington 6 $ 1,421,000 $ 236,833 $ 61,000
Yakima, Washington 6 $ 780,000 $ 130,000 $ 56,000
Dane, Wisconsin 6 $ 1,136,000 $ 189,333 $ 124,000
Kenosha, Wisconsin 6 $ 876,000 $ 146,000 $ 67,000
Walworth, Wisconsin 6 $ 914,000 $ 152,333 $ 59,000
Calhoun, Alabama 5 $ 570,000 $ 114,000 $ 55,000
Crenshaw, Alabama 5 $ 380,000 $ 76,000 $ 61,000
Dallas, Alabama 5 $ 438,000 $ 87,600 $ 60,000
Coconino, Arizona 5 $ 667,000 $ 133,400 $ 114,000
Graham, Arizona 5 $ 783,000 $ 156,600 $ 65,000
Yuma, Arizona 5 $ 952,000 $ 190,400 $ 45,000
Jefferson, Arkansas 5 $ 296,000 $ 59,200 $ 52,000
Washington, Arkansas 5 $ 608,000 $ 121,600 $ 56,000
Pueblo, Colorado 5 $ 420,000 $ 84,000 $ 51,000
Summit, Colorado 5 $ 1,156,000 $ 231,200 $ 106,000
New London, Connecticut 5 $ 627,000 $ 125,400 $ 103,000
Charlotte, Florida 5 $ 1,219,000 $ 243,800 $ 125,000
Nassau, Florida 5 $ 764,000 $ 152,800 $ 76,000
Bartow, Georgia 5 $ 494,000 $ 98,800 $ 43,000
Catoosa, Georgia 5 $ 768,000 $ 153,600 $ 65,000
Peach, Georgia 5 $ 481,000 $ 96,200 $ 61,000
Bannock, Idaho 5 $ 571,000 $ 114,200 $ 66,000
Jackson, Illinois 5 $ 415,000 $ 83,000 $ 69,000
Vermilion, Illinois 5 $ 410,000 $ 82,000 $ 68,000
Grant, Indiana 5 $ 713,000 $ 142,600 $ 198,000
Morgan, Indiana 5 $ 524,000 $ 104,800 $ 75,000
Spencer, Indiana 5 $ 419,000 $ 83,800 $ 41,000
Vermillion, Indiana 5 $ 552,000 $ 110,400 $ 80,000
Warren, Indiana 5 $ 355,000 $ 71,000 $ 53,000
Pottawattamie, Iowa 5 $ 535,000 $ 107,000 $ 59,000
Scott, Iowa 5 $ 537,000 $ 107,400 $ 70,000
Laurel, Kentucky 5 $ 726,000 $ 145,200 $ 54,000
Muhlenberg, Kentucky 5 $ 577,000 $ 115,400 $ 74,000
Scott, Kentucky 5 $ 604,000 $ 120,800 $ 64,000
St. John the Baptist, Louisiana 5 $ 727,000 $ 145,400 $ 53,000
Oxford, Maine 5 $ 606,000 $ 121,200 $ 53,000
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Mortgage Loan Application Detail Totals for Everhome Mortgage Company in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 12,450 $2,165,994,000 $173,000 $1,412,000 $87,000 $4,457,000
Home Purchase 271 $46,559,000 $171,000 $1,120,000 $91,000 $680,000
Home Improvement 19 $2,790,000 $146,000 $406,000 $65,000 $147,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not Provided 6,484 $1,125,885,000 $173,000 $1,120,000 $86,000 $1,600,000
White 4,897 $863,768,000 $176,000 $1,412,000 $90,000 $4,457,000
Black or African American 564 $76,513,000 $135,000 $720,000 $67,000 $330,000
Hispanic 459 $77,365,000 $168,000 $990,000 $80,000 $750,000
Asian 269 $60,167,000 $223,000 $993,000 $99,000 $531,000
American Indian or Alaskan Native 44 $6,728,000 $152,000 $393,000 $74,000 $260,000
Native Hawaiian or Other Pacific Islander 23 $4,917,000 $213,000 $440,000 $77,000 $143,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 11,355 $2,007,386,000 $176,000 $1,412,000 $90,000 $4,457,000
FHA-insured (Federal Housing Administration) 1,357 $204,806,000 $150,000 $725,000 $58,000 $372,000
VA-guaranteed (Veterans Administration) 28 $3,151,000 $112,000 $258,000 $62,000 $173,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,876 $818,631,000 $167,000 $1,120,000 $89,000 $4,457,000
Application Denied By Financial Institution 3,979 $717,614,000 $180,000 $1,412,000 $77,000 $1,600,000
Application Withdrawn By Applicant 2,113 $365,778,000 $173,000 $880,000 $92,000 $1,500,000
File Closed For Incompleteness 1,569 $278,474,000 $177,000 $730,000 $96,000 $1,500,000
Application Approved But Not Accepted 203 $34,846,000 $171,000 $568,000 $93,000 $810,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 1,466 $287,073,000 $195,000 $1,000,000 $56,000 $500,000
Credit History 945 $136,047,000 $143,000 $1,412,000 $79,000 $1,066,000
Collateral 874 $169,537,000 $193,000 $865,000 $95,000 $670,000
Other 514 $92,878,000 $180,000 $730,000 $101,000 $1,600,000
Credit Application Incomplete 126 $22,279,000 $176,000 $730,000 $88,000 $474,000
Unverifiable Information 45 $7,777,000 $172,000 $583,000 $91,000 $510,000
Employment History 9 $2,023,000 $224,000 $967,000 $78,000 $319,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Everhome Mortgage Company's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Everhome Mortgage Company's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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