Farmers Bank & Trust Mortgage Lending & HMDA Data, 2016
In 2016, Farmers Bank & Trust of Great Bend, KS reported 202 mortgage applications totaling $30.1 million, down 95% from 2015. The average application was for $148,806, and applicants reported an average income of $70,772. 86% of its applications resulted in an originated loan and 12% were denied. Its largest markets were Kansas City, MO-KS (46), Lawrence, KS (2) and Orlando-Kissimmee-Sanford, FL (2) (applications in parentheses).
| Mortgage Company & Address | Farmers Bank & Trust 1017 Harrison Great Bend, KS 67530 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 202 |
| Total Mortgage Loan Application Amount | $30,059,000 |
| Average Mortgage Loan Application Amount | $148,806 |
| Highest Mortgage Loan Application Amount | $3,600,000 |
| Average Applicant Income | $70,772 |
| Highest Applicant Income | $1,177,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Farmers Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Kansas City, MO-KS | 46 | $ 12,916,000 | $ 280,782 | $ 52,826 |
| Lawrence, KS | 2 | $ 616,000 | $ 308,000 | $ 0 |
| Orlando-Kissimmee-Sanford, FL | 2 | $ 574,000 | $ 287,000 | $ 110,000 |
| Riverside-San Bernardino-Ontario, CA | 2 | $ 826,000 | $ 413,000 | $ 156,000 |
| Anchorage, AK | 1 | $ 189,000 | $ 189,000 | $ 75,000 |
| Atlanta-Sandy Springs-Roswell, GA | 1 | $ 349,000 | $ 349,000 | $ 113,000 |
| Austin-Round Rock, TX | 1 | $ 264,000 | $ 264,000 | $ 39,000 |
| Houston-The Woodlands-Sugar Land, TX | 1 | $ 284,000 | $ 284,000 | $ 140,000 |
| Kahului-Wailuku-Lahaina, HI | 1 | $ 413,000 | $ 413,000 | $ 59,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 1 | $ 141,000 | $ 141,000 | $ 245,000 |
| Modesto, CA | 1 | $ 213,000 | $ 213,000 | $ 147,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 1 | $ 263,000 | $ 263,000 | $ 82,000 |
| Reading, PA | 1 | $ 158,000 | $ 158,000 | $ 156,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 1 | $ 263,000 | $ 263,000 | $ 167,000 |
| San Francisco-Redwood City-South San Francisco, CA | 1 | $ 549,000 | $ 549,000 | $ 99,000 |
| Vallejo-Fairfield, CA | 1 | $ 416,000 | $ 416,000 | $ 191,000 |
| Wichita, KS | 1 | $ 13,000 | $ 13,000 | $ 22,000 |
Mortgage Loan Application Detail Totals for Farmers Bank & Trust in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 120 | $14,208,000 | $118,000 | $1,800,000 | $51,000 | $1,177,000 |
| Refinancing | 68 | $14,923,000 | $219,000 | $3,600,000 | $105,000 | $809,000 |
| Home Improvement | 14 | $928,000 | $66,000 | $263,000 | $74,000 | $167,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 128 | $12,970,000 | $101,000 | $410,000 | $100,000 | $1,177,000 |
| Not applicable | 55 | $13,361,000 | $242,000 | $3,600,000 | $0 | $0 |
| Hispanic | 10 | $1,147,000 | $114,000 | $356,000 | $73,000 | $145,000 |
| Not Provided | 8 | $2,381,000 | $297,000 | $549,000 | $95,000 | $191,000 |
| Black or African American | 1 | $200,000 | $200,000 | $200,000 | $0 | $0 |
| Native Hawaiin or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 195 | $29,646,000 | $152,000 | $3,600,000 | $72,000 | $1,177,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 6 | $373,000 | $62,000 | $108,000 | $39,000 | $59,000 |
| FHA-insured (Federal Housing Administration) | 1 | $40,000 | $40,000 | $40,000 | $26,000 | $26,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 173 | $27,502,000 | $158,000 | $3,600,000 | $75,000 | $1,177,000 |
| Application Denied By Financial Institution | 25 | $1,515,000 | $60,000 | $225,000 | $38,000 | $100,000 |
| Application Withdrawn By Applicant | 2 | $445,000 | $222,000 | $360,000 | $92,000 | $161,000 |
| Application Approved But Not Accepted | 2 | $597,000 | $298,000 | $413,000 | $55,000 | $59,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Farmers Bank & Trust's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Farmers Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet
with aggregated HMDA statistics today.
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