Fidelity Bank Mortgage Lending & HMDA Data, 2010

In 2010, Fidelity Bank of Wichita, KS reported 3,294 mortgage applications totaling $300.5 million, down 9% from 2009. The average application was for $91,230, and applicants reported an average income of $64,647. 59% of its applications resulted in an originated loan and 21% were denied. Its largest markets were Wichita, KS (1,482), Oklahoma City, OK (160) and Lawrence, KS (69) (applications in parentheses).

Mortgage Company & Address Fidelity Bank
100 E English
Wichita, KS 67202
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,294
Total Mortgage Loan Application Amount $300,513,000
Average Mortgage Loan Application Amount $91,230
Highest Mortgage Loan Application Amount $675,000
Average Applicant Income $64,647
Highest Applicant Income $1,650,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Fidelity Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Fidelity Bank by County in 2010

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Sedgwick, Kansas 1,333 $ 152,406,000 $ 114,333 $ 67,000
Oklahoma, Oklahoma 96 $ 9,539,000 $ 99,364 $ 72,000
Butler, Kansas 91 $ 10,480,000 $ 115,164 $ 63,000
Douglas, Kansas 69 $ 11,049,000 $ 160,130 $ 86,000
Sumner, Kansas 50 $ 4,055,000 $ 81,100 $ 54,000
Cowley, Kansas 35 $ 3,212,000 $ 91,771 $ 61,000
Orange, California 23 $ 2,021,000 $ 87,869 $ 81,000
Canadian, Oklahoma 21 $ 1,533,000 $ 73,000 $ 93,000
Cleveland, Oklahoma 19 $ 1,219,000 $ 64,157 $ 66,000
Santa Clara, California 18 $ 1,598,000 $ 88,777 $ 94,000
Tulsa, Oklahoma 16 $ 722,000 $ 45,125 $ 40,000
Mobile, Alabama 15 $ 1,013,000 $ 67,533 $ 45,000
Los Angeles, California 15 $ 1,313,000 $ 87,533 $ 71,000
Harvey, Kansas 13 $ 1,120,000 $ 86,153 $ 56,000
Logan, Oklahoma 13 $ 1,004,000 $ 77,230 $ 135,000
Jefferson, Alabama 12 $ 694,000 $ 57,833 $ 49,000
Maricopa, Arizona 12 $ 811,000 $ 67,583 $ 201,000
San Diego, California 12 $ 915,000 $ 76,250 $ 64,000
Saline, Kansas 12 $ 832,000 $ 69,333 $ 85,000
Muskogee, Oklahoma 12 $ 543,000 $ 45,250 $ 43,000
St. Clair, Alabama 11 $ 677,000 $ 61,545 $ 36,000
Washington, Alabama 11 $ 331,000 $ 30,090 $ 49,000
Baldwin, Alabama 10 $ 418,000 $ 41,800 $ 51,000
San Bernardino, California 10 $ 627,000 $ 62,700 $ 148,000
Cherokee, Oklahoma 10 $ 447,000 $ 44,700 $ 40,000
Stephens, Oklahoma 10 $ 459,000 $ 45,900 $ 53,000
Allegheny, Pennsylvania 10 $ 1,000,000 $ 100,000 $ 69,000
Chilton, Alabama 9 $ 450,000 $ 50,000 $ 61,000
Elmore, Alabama 9 $ 461,000 $ 51,222 $ 60,000
Ventura, California 9 $ 738,000 $ 82,000 $ 71,000
Sequoyah, Oklahoma 9 $ 332,000 $ 36,888 $ 80,000
Coffee, Alabama 8 $ 225,000 $ 28,125 $ 41,000
Houston, Alabama 8 $ 500,000 $ 62,500 $ 53,000
Pinal, Arizona 8 $ 432,000 $ 54,000 $ 103,000
Pulaski, Arkansas 8 $ 508,000 $ 63,500 $ 74,000
Broward, Florida 8 $ 502,000 $ 62,750 $ 71,000
Hillsborough, Florida 8 $ 587,000 $ 73,375 $ 50,000
Polk, Florida 8 $ 456,000 $ 57,000 $ 57,000
Johnson, Kansas 8 $ 1,250,000 $ 156,250 $ 82,000
Reno, Kansas 8 $ 597,000 $ 74,625 $ 50,000
Mayes, Oklahoma 8 $ 252,000 $ 31,500 $ 103,000
Osage, Oklahoma 8 $ 427,000 $ 53,375 $ 75,000
Payne, Oklahoma 8 $ 489,000 $ 61,125 $ 66,000
Utah, Utah 8 $ 598,000 $ 74,750 $ 162,000
Jefferson, Arkansas 7 $ 267,000 $ 38,142 $ 33,000
Dona Ana, New Mexico 7 $ 228,000 $ 32,571 $ 35,000
Eddy, New Mexico 7 $ 279,000 $ 39,857 $ 51,000
McClain, Oklahoma 7 $ 239,000 $ 34,142 $ 61,000
Pottawatomie, Oklahoma 7 $ 268,000 $ 38,285 $ 59,000
Covington, Alabama 6 $ 259,000 $ 43,166 $ 35,000
Dale, Alabama 6 $ 290,000 $ 48,333 $ 53,000
Pima, Arizona 6 $ 243,000 $ 40,500 $ 47,000
Sebastian, Arkansas 6 $ 243,000 $ 40,500 $ 51,000
Washington, Arkansas 6 $ 204,000 $ 34,000 $ 38,000
Brevard, Florida 6 $ 351,000 $ 58,500 $ 91,000
Marion, Florida 6 $ 476,000 $ 79,333 $ 113,000
Jefferson, Kansas 6 $ 742,000 $ 123,666 $ 51,000
Shawnee, Kansas 6 $ 546,000 $ 91,000 $ 34,000
Bernalillo, New Mexico 6 $ 214,000 $ 35,666 $ 51,000
Lea, New Mexico 6 $ 256,000 $ 42,666 $ 54,000
San Juan, New Mexico 6 $ 271,000 $ 45,166 $ 51,000
Delaware, Oklahoma 6 $ 320,000 $ 53,333 $ 54,000
Grady, Oklahoma 6 $ 342,000 $ 57,000 $ 58,000
Marshall, Oklahoma 6 $ 234,000 $ 39,000 $ 100,000
McIntosh, Oklahoma 6 $ 414,000 $ 69,000 $ 79,000
Rogers, Oklahoma 6 $ 309,000 $ 51,500 $ 38,000
Calhoun, Alabama 5 $ 302,000 $ 60,400 $ 46,000
Madison, Alabama 5 $ 139,000 $ 27,800 $ 29,000
Tuscaloosa, Alabama 5 $ 298,000 $ 59,600 $ 52,000
Perry, Arkansas 5 $ 110,000 $ 22,000 $ 34,000
Saline, Arkansas 5 $ 294,000 $ 58,800 $ 47,000
Union, Arkansas 5 $ 320,000 $ 64,000 $ 248,000
Pinellas, Florida 5 $ 498,000 $ 99,600 $ 58,000
Lake, Indiana 5 $ 555,000 $ 111,000 $ 56,000
Oakland, Michigan 5 $ 581,000 $ 116,200 $ 21,000
Cumberland, North Carolina 5 $ 229,000 $ 45,800 $ 30,000
Wayne, North Carolina 5 $ 219,000 $ 43,800 $ 25,000
Adair, Oklahoma 5 $ 170,000 $ 34,000 $ 47,000
Le Flore, Oklahoma 5 $ 272,000 $ 54,400 $ 48,000
Sevier, Tennessee 5 $ 403,000 $ 80,600 $ 48,000
Bibb, Alabama 4 $ 173,000 $ 43,250 $ 42,000
Cullman, Alabama 4 $ 230,000 $ 57,500 $ 40,000
Escambia, Alabama 4 $ 178,000 $ 44,500 $ 57,000
Lauderdale, Alabama 4 $ 202,000 $ 50,500 $ 38,000
Talladega, Alabama 4 $ 109,000 $ 27,250 $ 26,000
Cochise, Arizona 4 $ 245,000 $ 61,250 $ 76,000
Crawford, Arkansas 4 $ 187,000 $ 46,750 $ 44,000
White, Arkansas 4 $ 218,000 $ 54,500 $ 64,000
Alameda, California 4 $ 318,000 $ 79,500 $ 89,000
Humboldt, California 4 $ 482,000 $ 120,500 $ 84,000
Sonoma, California 4 $ 216,000 $ 54,000 $ 59,000
Adams, Colorado 4 $ 281,000 $ 70,250 $ 53,000
Larimer, Colorado 4 $ 279,000 $ 69,750 $ 73,000
Nassau, Florida 4 $ 234,000 $ 58,500 $ 29,000
Orange, Florida 4 $ 144,000 $ 36,000 $ 40,000
Pasco, Florida 4 $ 288,000 $ 72,000 $ 69,000
Jeff Davis, Georgia 4 $ 186,000 $ 46,500 $ 41,000
McDuffie, Georgia 4 $ 182,000 $ 45,500 $ 39,000
Richmond, Georgia 4 $ 287,000 $ 71,750 $ 42,000
Cook, Illinois 4 $ 510,000 $ 127,500 $ 49,000
Kingman, Kansas 4 $ 501,000 $ 125,250 $ 84,000
Leavenworth, Kansas 4 $ 904,000 $ 226,000 $ 87,000
Wyandotte, Kansas 4 $ 328,000 $ 82,000 $ 46,000
Genesee, Michigan 4 $ 379,000 $ 94,750 $ 32,000
Macomb, Michigan 4 $ 503,000 $ 125,750 $ 55,000
Lauderdale, Mississippi 4 $ 206,000 $ 51,500 $ 76,000
Lincoln, Mississippi 4 $ 162,000 $ 40,500 $ 47,000
Otero, New Mexico 4 $ 248,000 $ 62,000 $ 61,000
Richmond, North Carolina 4 $ 168,000 $ 42,000 $ 33,000
Robeson, North Carolina 4 $ 230,000 $ 57,500 $ 73,000
Cuyahoga, Ohio 4 $ 381,000 $ 95,250 $ 100,000
Carter, Oklahoma 4 $ 310,000 $ 77,500 $ 70,000
Comanche, Oklahoma 4 $ 72,000 $ 18,000 $ 72,000
Creek, Oklahoma 4 $ 257,000 $ 64,250 $ 55,000
Garvin, Oklahoma 4 $ 141,000 $ 35,250 $ 49,000
Haskell, Oklahoma 4 $ 189,000 $ 47,250 $ 38,000
Kay, Oklahoma 4 $ 152,000 $ 38,000 $ 28,000
Okfuskee, Oklahoma 4 $ 279,000 $ 69,750 $ 61,000
Pittsburg, Oklahoma 4 $ 250,000 $ 62,500 $ 55,000
Seminole, Oklahoma 4 $ 162,000 $ 40,500 $ 113,000
Wagoner, Oklahoma 4 $ 256,000 $ 64,000 $ 51,000
Washington, Oklahoma 4 $ 203,000 $ 50,750 $ 67,000
Aiken, South Carolina 4 $ 158,000 $ 39,500 $ 45,000
Chesterfield, South Carolina 4 $ 194,000 $ 48,500 $ 68,000
Horry, South Carolina 4 $ 313,000 $ 78,250 $ 94,000
Lexington, South Carolina 4 $ 183,000 $ 45,750 $ 39,000
Monroe, Tennessee 4 $ 264,000 $ 66,000 $ 49,000
Rutherford, Tennessee 4 $ 147,000 $ 36,750 $ 58,000
El Paso, Texas 4 $ 195,000 $ 48,750 $ 87,000
Harris, Texas 4 $ 570,000 $ 142,500 $ 82,000
Salt Lake, Utah 4 $ 449,000 $ 112,250 $ 12,000
Blount, Alabama 3 $ 90,000 $ 30,000 $ 32,000
Clarke, Alabama 3 $ 93,000 $ 31,000 $ 42,000
Crenshaw, Alabama 3 $ 144,000 $ 48,000 $ 28,000
Hale, Alabama 3 $ 176,000 $ 58,666 $ 35,000
Mohave, Arizona 3 $ 220,000 $ 73,333 $ 84,000
Clark, Arkansas 3 $ 162,000 $ 54,000 $ 77,000
Cleburne, Arkansas 3 $ 98,000 $ 32,666 $ 35,000
Garland, Arkansas 3 $ 143,000 $ 47,666 $ 113,000
Independence, Arkansas 3 $ 174,000 $ 58,000 $ 54,000
Lonoke, Arkansas 3 $ 117,000 $ 39,000 $ 57,000
Miller, Arkansas 3 $ 207,000 $ 69,000 $ 53,000
Polk, Arkansas 3 $ 120,000 $ 40,000 $ 44,000
Fresno, California 3 $ 187,000 $ 62,333 $ 66,000
San Luis Obispo, California 3 $ 267,000 $ 89,000 $ 84,000
Santa Cruz, California 3 $ 191,000 $ 63,666 $ 42,000
Douglas, Colorado 3 $ 666,000 $ 222,000 $ 64,000
Jefferson, Colorado 3 $ 697,000 $ 232,333 $ 44,000
Columbia, Florida 3 $ 297,000 $ 99,000 $ 89,000
Duval, Florida 3 $ 193,000 $ 64,333 $ 58,000
Escambia, Florida 3 $ 395,000 $ 131,666 $ 51,000
Lake, Florida 3 $ 193,000 $ 64,333 $ 133,000
Putnam, Florida 3 $ 132,000 $ 44,000 $ 54,000
Santa Rosa, Florida 3 $ 110,000 $ 36,666 $ 62,000
Sarasota, Florida 3 $ 225,000 $ 75,000 $ 70,000
Volusia, Florida 3 $ 78,000 $ 26,000 $ 41,000
Walton, Florida 3 $ 188,000 $ 62,666 $ 67,000
Henry, Georgia 3 $ 340,000 $ 113,333 $ 0
Miller, Georgia 3 $ 124,000 $ 41,333 $ 24,000
Pierce, Georgia 3 $ 116,000 $ 38,666 $ 39,000
Will, Illinois 3 $ 544,000 $ 181,333 $ 421,000
Finney, Kansas 3 $ 174,000 $ 58,000 $ 51,000
Lyon, Kansas 3 $ 333,000 $ 111,000 $ 39,000
Riley, Kansas 3 $ 288,000 $ 96,000 $ 49,000
Saginaw, Michigan 3 $ 220,000 $ 73,333 $ 6,000
Wayne, Michigan 3 $ 179,000 $ 59,666 $ 15,000
Franklin, Mississippi 3 $ 129,000 $ 43,000 $ 43,000
Hinds, Mississippi 3 $ 308,000 $ 102,666 $ 49,000
Monroe, Mississippi 3 $ 125,000 $ 41,666 $ 60,000
Jackson, Missouri 3 $ 380,000 $ 126,666 $ 84,000
Clark, Nevada 3 $ 61,000 $ 20,333 $ 36,000
Catron, New Mexico 3 $ 116,000 $ 38,666 $ 59,000
Cibola, New Mexico 3 $ 116,000 $ 38,666 $ 35,000
Sandoval, New Mexico 3 $ 438,000 $ 146,000 $ 58,000
Duplin, North Carolina 3 $ 82,000 $ 27,333 $ 23,000
Halifax, North Carolina 3 $ 117,000 $ 39,000 $ 50,000
Onslow, North Carolina 3 $ 111,000 $ 37,000 $ 34,000
Latimer, Oklahoma 3 $ 199,000 $ 66,333 $ 96,000
Anderson, South Carolina 3 $ 94,000 $ 31,333 $ 43,000
Spartanburg, South Carolina 3 $ 179,000 $ 59,666 $ 20,000
Union, South Carolina 3 $ 89,000 $ 29,666 $ 22,000
Loudon, Tennessee 3 $ 71,000 $ 23,666 $ 29,000
McMinn, Tennessee 3 $ 120,000 $ 40,000 $ 39,000
Shelby, Tennessee 3 $ 348,000 $ 116,000 $ 66,000
Bexar, Texas 3 $ 238,000 $ 79,333 $ 33,000
Denton, Texas 3 $ 510,000 $ 170,000 $ 58,000
Fort Bend, Texas 3 $ 532,000 $ 177,333 $ 73,000
Tarrant, Texas 3 $ 220,000 $ 73,333 $ 52,000
Autauga, Alabama 2 $ 42,000 $ 21,000 $ 22,000
Butler, Alabama 2 $ 139,000 $ 69,500 $ 78,000
Cleburne, Alabama 2 $ 119,000 $ 59,500 $ 42,000
Colbert, Alabama 2 $ 64,000 $ 32,000 $ 45,000
Conecuh, Alabama 2 $ 24,000 $ 12,000 $ 16,000
Coosa, Alabama 2 $ 113,000 $ 56,500 $ 45,000
Fayette, Alabama 2 $ 113,000 $ 56,500 $ 46,000
Franklin, Alabama 2 $ 108,000 $ 54,000 $ 175,000
Jackson, Alabama 2 $ 118,000 $ 59,000 $ 38,000
Lamar, Alabama 2 $ 59,000 $ 29,500 $ 43,000
Lee, Alabama 2 $ 156,000 $ 78,000 $ 42,000
Macon, Alabama 2 $ 57,000 $ 28,500 $ 43,000
Marengo, Alabama 2 $ 82,000 $ 41,000 $ 28,000
Marshall, Alabama 2 $ 146,000 $ 73,000 $ 40,000
Pike, Alabama 2 $ 75,000 $ 37,500 $ 185,000
Shelby, Alabama 2 $ 65,000 $ 32,500 $ 24,000
Navajo, Arizona 2 $ 68,000 $ 34,000 $ 53,000
Yavapai, Arizona 2 $ 165,000 $ 82,500 $ 117,000
Arkansas, Arkansas 2 $ 85,000 $ 42,500 $ 27,000
Ashley, Arkansas 2 $ 136,000 $ 68,000 $ 37,000
Grant, Arkansas 2 $ 91,000 $ 45,500 $ 56,000
Greene, Arkansas 2 $ 53,000 $ 26,500 $ 31,000
Johnson, Arkansas 2 $ 29,000 $ 14,500 $ 32,000
Newton, Arkansas 2 $ 113,000 $ 56,500 $ 45,000
Pope, Arkansas 2 $ 104,000 $ 52,000 $ 45,000
Randolph, Arkansas 2 $ 115,000 $ 57,500 $ 46,000
Van Buren, Arkansas 2 $ 98,000 $ 49,000 $ 49,000
Butte, California 2 $ 180,000 $ 90,000 $ 83,000
El Dorado, California 2 $ 171,000 $ 85,500 $ 55,000
Marin, California 2 $ 539,000 $ 269,500 $ 102,000
El Paso, Colorado 2 $ 273,000 $ 136,500 $ 90,000
La Plata, Colorado 2 $ 531,000 $ 265,500 $ 180,000
Mesa, Colorado 2 $ 43,000 $ 21,500 $ 35,000
Montrose, Colorado 2 $ 38,000 $ 19,000 $ 20,000
Rio Blanco, Colorado 2 $ 308,000 $ 154,000 $ 67,000
Weld, Colorado 2 $ 78,000 $ 39,000 $ 68,000
Fairfield, Connecticut 2 $ 194,000 $ 97,000 $ 71,000
Charlotte, Florida 2 $ 179,000 $ 89,500 $ 84,000
Citrus, Florida 2 $ 112,000 $ 56,000 $ 38,000
Clay, Florida 2 $ 188,000 $ 94,000 $ 77,000
Dixie, Florida 2 $ 95,000 $ 47,500 $ 49,000
Levy, Florida 2 $ 153,000 $ 76,500 $ 44,000
Miami-Dade, Florida 2 $ 62,000 $ 31,000 $ 149,000
Okaloosa, Florida 2 $ 58,000 $ 29,000 $ 60,000
Palm Beach, Florida 2 $ 31,000 $ 15,500 $ 65,000
Seminole, Florida 2 $ 303,000 $ 151,500 $ 81,000
St. Johns, Florida 2 $ 92,000 $ 46,000 $ 38,000
Taylor, Florida 2 $ 91,000 $ 45,500 $ 35,000
Appling, Georgia 2 $ 93,000 $ 46,500 $ 57,000
Coffee, Georgia 2 $ 87,000 $ 43,500 $ 36,000
DeKalb, Georgia 2 $ 183,000 $ 91,500 $ 41,000
Echols, Georgia 2 $ 89,000 $ 44,500 $ 20,000
Gwinnett, Georgia 2 $ 126,000 $ 63,000 $ 13,000
Laurens, Georgia 2 $ 183,000 $ 91,500 $ 46,000
Liberty, Georgia 2 $ 104,000 $ 52,000 $ 46,000
Monroe, Georgia 2 $ 68,000 $ 34,000 $ 38,000
Seminole, Georgia 2 $ 68,000 $ 34,000 $ 36,000
Troup, Georgia 2 $ 79,000 $ 39,500 $ 10,000
Ware, Georgia 2 $ 122,000 $ 61,000 $ 38,000
Greenwood, Kansas 2 $ 347,000 $ 173,500 $ 112,000
Marion, Kansas 2 $ 67,000 $ 33,500 $ 94,000
McPherson, Kansas 2 $ 175,000 $ 87,500 $ 77,000
Miami, Kansas 2 $ 277,000 $ 138,500 $ 47,000
Stevens, Kansas 2 $ 193,000 $ 96,500 $ 100,000
Boone, Kentucky 2 $ 366,000 $ 183,000 $ 90,000
Bossier, Louisiana 2 $ 209,000 $ 104,500 $ 58,000
East Baton Rouge, Louisiana 2 $ 109,000 $ 54,500 $ 33,000
Jefferson, Louisiana 2 $ 262,000 $ 131,000 $ 45,000
Ouachita, Louisiana 2 $ 122,000 $ 61,000 $ 51,000
Prince George's, Maryland 2 $ 385,000 $ 192,500 $ 0
Adams, Mississippi 2 $ 81,000 $ 40,500 $ 38,000
Amite, Mississippi 2 $ 54,000 $ 27,000 $ 30,000
Choctaw, Mississippi 2 $ 119,000 $ 59,500 $ 35,000
Clarke, Mississippi 2 $ 138,000 $ 69,000 $ 61,000
DeSoto, Mississippi 2 $ 55,000 $ 27,500 $ 23,000
George, Mississippi 2 $ 82,000 $ 41,000 $ 32,000
Greene, Mississippi 2 $ 169,000 $ 84,500 $ 66,000
Hancock, Mississippi 2 $ 88,000 $ 44,000 $ 38,000
Harrison, Mississippi 2 $ 92,000 $ 46,000 $ 37,000
Jackson, Mississippi 2 $ 56,000 $ 28,000 $ 35,000
Lowndes, Mississippi 2 $ 90,000 $ 45,000 $ 38,000
Newton, Mississippi 2 $ 74,000 $ 37,000 $ 54,000
Oktibbeha, Mississippi 2 $ 72,000 $ 36,000 $ 96,000
Perry, Mississippi 2 $ 117,000 $ 58,500 $ 41,000
Pike, Mississippi 2 $ 109,000 $ 54,500 $ 94,000
Warren, Mississippi 2 $ 77,000 $ 38,500 $ 47,000
Wayne, Mississippi 2 $ 66,000 $ 33,000 $ 46,000
Wilkinson, Mississippi 2 $ 144,000 $ 72,000 $ 91,000
Washoe, Nevada 2 $ 105,000 $ 52,500 $ 74,000
Hunterdon, New Jersey 2 $ 134,000 $ 67,000 $ 73,000
Chaves, New Mexico 2 $ 106,000 $ 53,000 $ 38,000
Curry, New Mexico 2 $ 101,000 $ 50,500 $ 109,000
Santa Fe, New Mexico 2 $ 51,000 $ 25,500 $ 46,000
Sierra, New Mexico 2 $ 153,000 $ 76,500 $ 105,000
Socorro, New Mexico 2 $ 135,000 $ 67,500 $ 49,000
Nassau, New York 2 $ 166,000 $ 83,000 $ 60,000
Queens, New York 2 $ 275,000 $ 137,500 $ 78,000
Suffolk, New York 2 $ 390,000 $ 195,000 $ 89,000
Westchester, New York 2 $ 555,000 $ 277,500 $ 275,000
Bladen, North Carolina 2 $ 74,000 $ 37,000 $ 68,000
Craven, North Carolina 2 $ 90,000 $ 45,000 $ 66,000
Macon, North Carolina 2 $ 105,000 $ 52,500 $ 53,000
Martin, North Carolina 2 $ 76,000 $ 38,000 $ 32,000
Surry, North Carolina 2 $ 35,000 $ 17,500 $ 38,000
Franklin, Ohio 2 $ 103,000 $ 51,500 $ 23,000
Summit, Ohio 2 $ 380,000 $ 190,000 $ 50,000
Beaver, Oklahoma 2 $ 84,000 $ 42,000 $ 38,000
Craig, Oklahoma 2 $ 144,000 $ 72,000 $ 46,000
Custer, Oklahoma 2 $ 117,000 $ 58,500 $ 44,000
Greer, Oklahoma 2 $ 119,000 $ 59,500 $ 74,000
Kiowa, Oklahoma 2 $ 136,000 $ 68,000 $ 81,000
McCurtain, Oklahoma 2 $ 97,000 $ 48,500 $ 24,000
Nowata, Oklahoma 2 $ 167,000 $ 83,500 $ 49,000
Pawnee, Oklahoma 2 $ 96,000 $ 48,000 $ 38,000
Pushmataha, Oklahoma 2 $ 71,000 $ 35,500 $ 36,000
Roger Mills, Oklahoma 2 $ 146,000 $ 73,000 $ 55,000
Woods, Oklahoma 2 $ 67,000 $ 33,500 $ 68,000
Lane, Oregon 2 $ 80,000 $ 40,000 $ 31,000
Marion, Oregon 2 $ 132,000 $ 66,000 $ 65,000
Multnomah, Oregon 2 $ 60,000 $ 30,000 $ 42,000
Cherokee, South Carolina 2 $ 93,000 $ 46,500 $ 42,000
Dorchester, South Carolina 2 $ 76,000 $ 38,000 $ 42,000
Florence, South Carolina 2 $ 64,000 $ 32,000 $ 71,000
Greenville, South Carolina 2 $ 65,000 $ 32,500 $ 67,000
Greenwood, South Carolina 2 $ 96,000 $ 48,000 $ 40,000
Lee, South Carolina 2 $ 74,000 $ 37,000 $ 37,000
Anderson, Tennessee 2 $ 77,000 $ 38,500 $ 53,000
Blount, Tennessee 2 $ 75,000 $ 37,500 $ 35,000
Davidson, Tennessee 2 $ 139,000 $ 69,500 $ 34,000
Fentress, Tennessee 2 $ 97,000 $ 48,500 $ 29,000
Hamilton, Tennessee 2 $ 161,000 $ 80,500 $ 67,000
Henderson, Tennessee 2 $ 118,000 $ 59,000 $ 63,000
Knox, Tennessee 2 $ 70,000 $ 35,000 $ 30,000
Montgomery, Tennessee 2 $ 33,000 $ 16,500 $ 52,000
Roane, Tennessee 2 $ 207,000 $ 103,500 $ 58,000
Dallas, Texas 2 $ 115,000 $ 57,500 $ 0
Travis, Texas 2 $ 105,000 $ 52,500 $ 13,000
Wood, Texas 2 $ 146,000 $ 73,000 $ 63,000
Sanpete, Utah 2 $ 181,000 $ 90,500 $ 51,000
Washington, Utah 2 $ 117,000 $ 58,500 $ 36,000
Prince William, Virginia 2 $ 459,000 $ 229,500 $ 26,000
Chambers, Alabama 1 $ 22,000 $ 22,000 $ 37,000
Cherokee, Alabama 1 $ 46,000 $ 46,000 $ 48,000
Choctaw, Alabama 1 $ 35,000 $ 35,000 $ 47,000
Clay, Alabama 1 $ 90,000 $ 90,000 $ 45,000
DeKalb, Alabama 1 $ 55,000 $ 55,000 $ 45,000
Etowah, Alabama 1 $ 39,000 $ 39,000 $ 37,000
Geneva, Alabama 1 $ 36,000 $ 36,000 $ 18,000
Greene, Alabama 1 $ 47,000 $ 47,000 $ 107,000
Henry, Alabama 1 $ 19,000 $ 19,000 $ 51,000
Limestone, Alabama 1 $ 22,000 $ 22,000 $ 73,000
Monroe, Alabama 1 $ 9,000 $ 9,000 $ 37,000
Montgomery, Alabama 1 $ 52,000 $ 52,000 $ 18,000
Morgan, Alabama 1 $ 28,000 $ 28,000 $ 59,000
Pickens, Alabama 1 $ 14,000 $ 14,000 $ 42,000
Randolph, Alabama 1 $ 69,000 $ 69,000 $ 48,000
Sumter, Alabama 1 $ 47,000 $ 47,000 $ 202,000
Tallapoosa, Alabama 1 $ 166,000 $ 166,000 $ 80,000
Walker, Alabama 1 $ 38,000 $ 38,000 $ 34,000
Wilcox, Alabama 1 $ 41,000 $ 41,000 $ 119,000
Coconino, Arizona 1 $ 75,000 $ 75,000 $ 37,000
Gila, Arizona 1 $ 56,000 $ 56,000 $ 137,000
Greenlee, Arizona 1 $ 107,000 $ 107,000 $ 109,000
Yuma, Arizona 1 $ 90,000 $ 90,000 $ 120,000
Calhoun, Arkansas 1 $ 62,000 $ 62,000 $ 68,000
Chicot, Arkansas 1 $ 53,000 $ 53,000 $ 62,000
Craighead, Arkansas 1 $ 80,000 $ 80,000 $ 71,000
Drew, Arkansas 1 $ 60,000 $ 60,000 $ 46,000
Faulkner, Arkansas 1 $ 27,000 $ 27,000 $ 58,000
Fulton, Arkansas 1 $ 51,000 $ 51,000 $ 48,000
Hot Spring, Arkansas 1 $ 35,000 $ 35,000 $ 45,000
Lafayette, Arkansas 1 $ 49,000 $ 49,000 $ 38,000
Lawrence, Arkansas 1 $ 67,000 $ 67,000 $ 25,000
Lincoln, Arkansas 1 $ 30,000 $ 30,000 $ 49,000
Logan, Arkansas 1 $ 71,000 $ 71,000 $ 42,000
Madison, Arkansas 1 $ 11,000 $ 11,000 $ 24,000
Marion, Arkansas 1 $ 59,000 $ 59,000 $ 207,000
Nevada, Arkansas 1 $ 23,000 $ 23,000 $ 84,000
Ouachita, Arkansas 1 $ 42,000 $ 42,000 $ 34,000
Phillips, Arkansas 1 $ 86,000 $ 86,000 $ 53,000
Pike, Arkansas 1 $ 28,000 $ 28,000 $ 54,000
Poinsett, Arkansas 1 $ 31,000 $ 31,000 $ 58,000
Stone, Arkansas 1 $ 31,000 $ 31,000 $ 32,000
Woodruff, Arkansas 1 $ 38,000 $ 38,000 $ 49,000
Yell, Arkansas 1 $ 35,000 $ 35,000 $ 34,000
Calaveras, California 1 $ 47,000 $ 47,000 $ 56,000
Contra Costa, California 1 $ 141,000 $ 141,000 $ 48,000
Inyo, California 1 $ 49,000 $ 49,000 $ 69,000
Napa, California 1 $ 91,000 $ 91,000 $ 49,000
Riverside, California 1 $ 43,000 $ 43,000 $ 37,000
Sacramento, California 1 $ 28,000 $ 28,000 $ 35,000
San Benito, California 1 $ 53,000 $ 53,000 $ 17,000
San Joaquin, California 1 $ 49,000 $ 49,000 $ 40,000
San Mateo, California 1 $ 102,000 $ 102,000 $ 103,000
Santa Barbara, California 1 $ 133,000 $ 133,000 $ 100,000
Tuolumne, California 1 $ 61,000 $ 61,000 $ 77,000
Yolo, California 1 $ 35,000 $ 35,000 $ 38,000
Arapahoe, Colorado 1 $ 183,000 $ 183,000 $ 102,000
Denver, Colorado 1 $ 95,000 $ 95,000 $ 0
Grand, Colorado 1 $ 409,000 $ 409,000 $ 233,000
Moffat, Colorado 1 $ 137,000 $ 137,000 $ 60,000
Montezuma, Colorado 1 $ 45,000 $ 45,000 $ 18,000
Pueblo, Colorado 1 $ 91,000 $ 91,000 $ 73,000
Hartford, Connecticut 1 $ 200,000 $ 200,000 $ 12,000
Litchfield, Connecticut 1 $ 75,000 $ 75,000 $ 110,000
New Haven, Connecticut 1 $ 48,000 $ 48,000 $ 42,000
Windham, Connecticut 1 $ 191,000 $ 191,000 $ 0
District of Columbia, District Of Columbia 1 $ 493,000 $ 493,000 $ 110,000
Alachua, Florida 1 $ 68,000 $ 68,000 $ 38,000
Bay, Florida 1 $ 13,000 $ 13,000 $ 208,000
Bradford, Florida 1 $ 51,000 $ 51,000 $ 23,000
Calhoun, Florida 1 $ 39,000 $ 39,000 $ 38,000
Franklin, Florida 1 $ 87,000 $ 87,000 $ 49,000
Gadsden, Florida 1 $ 38,000 $ 38,000 $ 40,000
Gilchrist, Florida 1 $ 35,000 $ 35,000 $ 41,000
Hendry, Florida 1 $ 28,000 $ 28,000 $ 25,000
Hernando, Florida 1 $ 125,000 $ 125,000 $ 112,000
Jackson, Florida 1 $ 55,000 $ 55,000 $ 36,000
Lee, Florida 1 $ 65,000 $ 65,000 $ 30,000
Okeechobee, Florida 1 $ 56,000 $ 56,000 $ 30,000
Osceola, Florida 1 $ 26,000 $ 26,000 $ 54,000
St. Lucie, Florida 1 $ 37,000 $ 37,000 $ 36,000
Atkinson, Georgia 1 $ 28,000 $ 28,000 $ 30,000
Ben Hill, Georgia 1 $ 19,000 $ 19,000 $ 24,000
Bulloch, Georgia 1 $ 17,000 $ 17,000 $ 23,000
Burke, Georgia 1 $ 36,000 $ 36,000 $ 24,000
Carroll, Georgia 1 $ 62,000 $ 62,000 $ 60,000
Clinch, Georgia 1 $ 25,000 $ 25,000 $ 34,000
Cobb, Georgia 1 $ 141,000 $ 141,000 $ 0
Cook, Georgia 1 $ 75,000 $ 75,000 $ 145,000
Crisp, Georgia 1 $ 40,000 $ 40,000 $ 34,000
Dawson, Georgia 1 $ 79,000 $ 79,000 $ 53,000
Decatur, Georgia 1 $ 38,000 $ 38,000 $ 28,000
Dodge, Georgia 1 $ 22,000 $ 22,000 $ 40,000
Dougherty, Georgia 1 $ 64,000 $ 64,000 $ 38,000
Effingham, Georgia 1 $ 39,000 $ 39,000 $ 52,000
Evans, Georgia 1 $ 82,000 $ 82,000 $ 48,000
Fulton, Georgia 1 $ 119,000 $ 119,000 $ 0
Hall, Georgia 1 $ 105,000 $ 105,000 $ 0
Irwin, Georgia 1 $ 49,000 $ 49,000 $ 34,000
Jackson, Georgia 1 $ 52,000 $ 52,000 $ 30,000
Jefferson, Georgia 1 $ 91,000 $ 91,000 $ 48,000
Lanier, Georgia 1 $ 25,000 $ 25,000 $ 18,000
Lincoln, Georgia 1 $ 52,000 $ 52,000 $ 33,000
Lowndes, Georgia 1 $ 24,000 $ 24,000 $ 44,000
Marion, Georgia 1 $ 93,000 $ 93,000 $ 38,000
Mitchell, Georgia 1 $ 68,000 $ 68,000 $ 16,000
Montgomery, Georgia 1 $ 43,000 $ 43,000 $ 125,000
Polk, Georgia 1 $ 40,000 $ 40,000 $ 15,000
Quitman, Georgia 1 $ 63,000 $ 63,000 $ 47,000
Rabun, Georgia 1 $ 54,000 $ 54,000 $ 35,000
Talbot, Georgia 1 $ 28,000 $ 28,000 $ 30,000
Tift, Georgia 1 $ 13,000 $ 13,000 $ 12,000
Washington, Georgia 1 $ 40,000 $ 40,000 $ 34,000
Wilcox, Georgia 1 $ 42,000 $ 42,000 $ 34,000
DuPage, Illinois 1 $ 249,000 $ 249,000 $ 100,000
Boone, Indiana 1 $ 128,000 $ 128,000 $ 53,000
Hendricks, Indiana 1 $ 50,000 $ 50,000 $ 18,000
Johnson, Indiana 1 $ 62,000 $ 62,000 $ 97,000
LaPorte, Indiana 1 $ 75,000 $ 75,000 $ 95,000
Marion, Indiana 1 $ 60,000 $ 60,000 $ 72,000
Tippecanoe, Indiana 1 $ 65,000 $ 65,000 $ 0
Allen, Kansas 1 $ 19,000 $ 19,000 $ 0
Chautauqua, Kansas 1 $ 122,000 $ 122,000 $ 69,000
Doniphan, Kansas 1 $ 120,000 $ 120,000 $ 97,000
Ford, Kansas 1 $ 192,000 $ 192,000 $ 146,000
Grant, Kansas 1 $ 70,000 $ 70,000 $ 55,000
Harper, Kansas 1 $ 68,000 $ 68,000 $ 50,000
Jackson, Kansas 1 $ 72,000 $ 72,000 $ 93,000
Labette, Kansas 1 $ 75,000 $ 75,000 $ 57,000
Montgomery, Kansas 1 $ 90,000 $ 90,000 $ 34,000
Neosho, Kansas 1 $ 51,000 $ 51,000 $ 48,000
Pottawatomie, Kansas 1 $ 80,000 $ 80,000 $ 46,000
Rice, Kansas 1 $ 78,000 $ 78,000 $ 29,000
Wilson, Kansas 1 $ 74,000 $ 74,000 $ 68,000
Warren, Kentucky 1 $ 46,000 $ 46,000 $ 24,000
Ascension, Louisiana 1 $ 103,000 $ 103,000 $ 50,000
Caddo, Louisiana 1 $ 115,000 $ 115,000 $ 73,000
Concordia, Louisiana 1 $ 30,000 $ 30,000 $ 24,000
Orleans, Louisiana 1 $ 150,000 $ 150,000 $ 174,000
Sabine, Louisiana 1 $ 40,000 $ 40,000 $ 26,000
St. Martin, Louisiana 1 $ 41,000 $ 41,000 $ 36,000
St. Tammany, Louisiana 1 $ 137,000 $ 137,000 $ 110,000
Tangipahoa, Louisiana 1 $ 74,000 $ 74,000 $ 63,000
Plymouth, Massachusetts 1 $ 408,000 $ 408,000 $ 0
Bay, Michigan 1 $ 48,000 $ 48,000 $ 20,000
Calhoun, Michigan 1 $ 146,000 $ 146,000 $ 105,000
Ingham, Michigan 1 $ 72,000 $ 72,000 $ 81,000
Lenawee, Michigan 1 $ 75,000 $ 75,000 $ 90,000
Livingston, Michigan 1 $ 130,000 $ 130,000 $ 63,000
Montcalm, Michigan 1 $ 33,000 $ 33,000 $ 32,000
Muskegon, Michigan 1 $ 101,000 $ 101,000 $ 44,000
St. Clair, Michigan 1 $ 162,000 $ 162,000 $ 0
Washtenaw, Michigan 1 $ 190,000 $ 190,000 $ 0
Hennepin, Minnesota 1 $ 63,000 $ 63,000 $ 57,000
Ramsey, Minnesota 1 $ 300,000 $ 300,000 $ 108,000
Wabasha, Minnesota 1 $ 25,000 $ 25,000 $ 22,000
Alcorn, Mississippi 1 $ 56,000 $ 56,000 $ 49,000
Attala, Mississippi 1 $ 31,000 $ 31,000 $ 60,000
Chickasaw, Mississippi 1 $ 31,000 $ 31,000 $ 48,000
Covington, Mississippi 1 $ 57,000 $ 57,000 $ 47,000
Jefferson, Mississippi 1 $ 31,000 $ 31,000 $ 31,000
Jones, Mississippi 1 $ 81,000 $ 81,000 $ 60,000
Lamar, Mississippi 1 $ 42,000 $ 42,000 $ 54,000
Leake, Mississippi 1 $ 54,000 $ 54,000 $ 32,000
Madison, Mississippi 1 $ 34,000 $ 34,000 $ 16,000
Marion, Mississippi 1 $ 47,000 $ 47,000 $ 103,000
Marshall, Mississippi 1 $ 64,000 $ 64,000 $ 31,000
Noxubee, Mississippi 1 $ 43,000 $ 43,000 $ 250,000
Pearl River, Mississippi 1 $ 43,000 $ 43,000 $ 62,000
Pontotoc, Mississippi 1 $ 41,000 $ 41,000 $ 48,000
Prentiss, Mississippi 1 $ 54,000 $ 54,000 $ 44,000
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Mortgage Loan Application Detail Totals for Fidelity Bank in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,217 $179,697,000 $81,000 $574,000 $58,000 $984,000
Refinancing 933 $118,149,000 $126,000 $675,000 $79,000 $1,650,000
Home Improvement 144 $2,667,000 $18,000 $180,000 $74,000 $395,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,681 $249,907,000 $93,000 $675,000 $67,000 $1,650,000
Hispanic 176 $12,669,000 $71,000 $350,000 $54,000 $275,000
Not Provided 155 $11,146,000 $71,000 $340,000 $87,000 $984,000
Black or African American 105 $8,348,000 $79,000 $335,000 $49,000 $185,000
Not applicable 86 $9,615,000 $111,000 $495,000 $0 $0
Asian 59 $6,429,000 $108,000 $320,000 $77,000 $937,000
American Indian or Alaskan Native 21 $1,201,000 $57,000 $121,000 $45,000 $85,000
Native Hawaiian or Other Pacific Islander 11 $1,198,000 $108,000 $191,000 $59,000 $192,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,338 $186,676,000 $79,000 $675,000 $70,000 $1,650,000
FHA-insured (Federal Housing Administration) 832 $95,264,000 $114,000 $408,000 $50,000 $277,000
VA-guaranteed (Veterans Administration) 124 $18,573,000 $149,000 $574,000 $60,000 $246,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,947 $213,272,000 $109,000 $675,000 $70,000 $1,650,000
Application Denied By Financial Institution 691 $38,349,000 $55,000 $476,000 $55,000 $395,000
Application Approved But Not Accepted 419 $23,558,000 $56,000 $320,000 $65,000 $984,000
Application Withdrawn By Applicant 127 $12,879,000 $101,000 $417,000 $69,000 $352,000
Loan Purchased By The Institution 65 $7,351,000 $113,000 $408,000 $0 $0
File Closed For Incompleteness 45 $5,104,000 $113,000 $368,000 $63,000 $180,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 342 $16,998,000 $49,000 $193,000 $53,000 $395,000
Insufficient Cash (Downpayment, Closing Cost) 131 $8,013,000 $61,000 $245,000 $53,000 $223,000
Debt-To-Income Ratio 115 $7,365,000 $64,000 $360,000 $53,000 $216,000
Other 33 $2,306,000 $69,000 $476,000 $58,000 $166,000
Employment History 27 $1,346,000 $49,000 $148,000 $55,000 $208,000
Collateral 24 $1,411,000 $58,000 $122,000 $88,000 $257,000
Unverifiable Information 18 $885,000 $49,000 $91,000 $74,000 $322,000
Mortgage Insurance Denied 1 $25,000 $25,000 $25,000 $78,000 $78,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Fidelity Bank's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Fidelity Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet with aggregated HMDA statistics today.

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